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About Advance America Cash Advance
Advance America is a loan company that offers payday loans, installment loans, title loans and lines of credit. Advance America has online and in-store services in 27 states and delivers the funds you qualify for in as few as 24 hours.
Pros & Cons
- Payday, installment and title loans
- Apply online or in-store
- 1,900 locations
- Not available in every state
Advance America is a short-term lender with fast funds transfer and set fees on transactions. Visit Advance America’s website to see if its loans are right for you.
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Reviewed May 22, 2019
Upon entering the store was greeted with a smile welcomed. Asking for the details on how things go about getting loan. It was explained very well giving the details of how things will work. I will recommend them to anyone that is looking for a loan.
Thank you for your response and comments regarding our services. WE appreciate your business!
Reviewed May 9, 2019
I have to applaud Rhonda for her awesome customer service. I just relocated from Miami, Florida to Houston, Texas and needed some extra cash to get me by until payday. Rhonda was professional and her follow up skills were above and beyond. Rhonda made me feel at home. Also Juan was a great help as well. He as well, made me feel comfortable during my experience at Advance America. Both individuals provided the type of service that needs to be practiced throughout the world. The service Rhonda and Juan provided was natural and appreciated. I thank them both for assisting me with my cash advance.
Reviewed April 21, 2019
The branch closest to my home, has the most professional employees. Several times in the last couple months, online loans has caused me some trouble. & these ladies go above & beyond trying to get everything figured out for me. One day, one employee worked on my account for at least a couple hours. Not to mention this past week, there was an problem with my bank & again this employee knew how much this bank issue would hurt me with no foreseen warning. She called everyone & had the issue fixed almost the minute I showed up immediately after I left work. Even though it was almost time for her to close up, she never tried to rush me or hurry me out the door. I'm so glad I found this location!!
Reviewed Feb. 7, 2019
My check was deposited and cleared my credit union a week ago but still has not cleared your system??? So can't reup until it does. Don't make sense. Now doors are locked middle of the day. Not good system or management. Employees go by your rules so not their fault.
Reviewed Nov. 9, 2018
I applied for a loan, told them that I get paid around the 12th of each month specifically the second Wednesday of each month. After everything was finalized they said my loan would become due on the 9th. I pleaded with them to wait until after the 2nd Wednesday that they will get paid. That I didn't want to be in default with my bank. They play with me. I went into default. I have went with other payday loan companies and they complied. Please do not apply with this company.
Reviewed May 4, 2018
About 12 pm May 3, 2018 my mother who is 73 and had no mobility in her leg was trying to make a payment. She was in the car but was unable to come go inside. She sent her daughter with the money and the check so that it could be rewritten but was unsuccessful. The lady told me that she had to come in. She has been a customer for a long time and never had a problem with her legs before now. I understood everything the lady or cashier was saying, she has gone to other check cashing facilities and they came to the car and let her sign the papers and let her rewrite her check.
Why couldn't this company do the same if she was in front of the building and was trying to make a payment and rewrite. They literally wanted her to walk on her cripple leg. Please help me understand. This is causing you to lose a customer and when one customer talk about a bad or good experience it either give you more customers or less customers. I understand the person is doing their job but let's be real.
Reviewed April 9, 2018
I received a call from someone with a thick Indian Accent on 04/09/2018 asking me if I was still looking for a loan. I said yes, so he proceeded to tell me that I was approved for $5k. I said I did not want that much, I only wanted $600.00, to which he replied that the minimum was $1500 to be paid back at $70 a month for 24 months. I figured it out and it only came to about $156 in interest which I thought sounded great (too good to be true actually). He then verified all my information which most of which he already had including my address, and the last 4 #'s of my bank account. Which I did not think of as odd as I had been looking for a loan.
He then said that because of my low credit score that he would have his financial team deposited a "small" amount into my account to verify that everything was ok. They could not deposit the entire amount until it was "verified". I asked him how much they would deposit and he replied $800!! That was the instant red flag, so I told him, "Thanks but no thanks." I did not want that done and to forget the whole thing and hung up. He called back immediately and I did not answer the phone, however when he called back a 2nd time, I had my husband answer and they had some not so pleasant words to say to each other. Without going into the details, it ended up with my husband extremely angry at what he was told to do.
We called back and when they finally picked up, the guy immediately told my husband to go ** his mother, and my husband replied that we would report him to the BBB and Consumer Affairs... Which we are doing right now. Watch out for these guys and if tell you they want to deposit an exorbitant amount into your account before they can deposit the loan amount... Hang up QUICKLY. And don't answer when they call back or you'll get cussed out just like my husband did. Bad people at this place and karma will get them and bite them in the ass eventually... Hopefully.
Reviewed March 13, 2018
This is not regarding the real Advance America... these two guys, Roger & Richard pretend that they are from there... Geez, I got royally screwed. Roger/Richard called me regarding a loan, since I needed one and my credit is bad I went for it. They sent 500 as a mini loan to upgrade my credit with them. I had to send the money back via a Steam Card. Everything ok, then the next day they say that I need to show 200, then 300... at midnight I will get the loan and monies sent. Guess what... I'm still waiting. They don't answer or respond to text.
I called the Advance America with area code 217. John said that was a scam and that I probably wouldn't get my money back. Have been trying to contact the card, Steam - of course, everything is on the net. Can't find a number unless I install the application. Called its subsidiary - computer hell again. I'm googling and leaving posts like this as well as contacting the FBI IC3 - hopefully they can help FYI - Don't be a sucker, like me.
Updated on 04/14/2018: I had been searching for a loan and applying just about everywhere. Now of course, my cell phone is being inundated with text messages from various “lenders”. A while ago I had applied and received an online loan, and it worked out ok, so I thought, one more time. Anyway, I got a text message on Friday evening (3/2/18) regarding lending. I replied that “unless you can help me, don’t send me any more texts”. I apply at one place, they can’t find a lender for me, then a window pops up with other lenders to apply and so forth, it’s a never-ending cycle...
Monday morning (3/5/18), Roger (I’m sure it’s an alias, he also has a heavy accent – from Pakistan or similar country), contacted me regarding a loan. When I spoke with "Roger" he said that… “since my credit was not good, we need to build it up... I'll send you $500 and you return it to me the next day, that would increase your credit with us…” Well I did receive the $500 and the next day I returned it. A lot of texting went on and phone calls. I was told that the loan would be deposited that evening. I checked my bank - nothing.
The next day, Roger called me in the morning, that I need to show "funding" if I can send $200 and that it was for “the funding Dept.”, then a couple hours later, I got another text that stated he requires an additional $300. I told him that first, I had to borrow the $200, I told him that there was no way of me getting an additional $300, if I had $500 in my account, I wouldn’t be looking for a loan… but because he stated that the “transaction is ready now”, “If you are not interested, I can cancel, but you will lose your $200”. “All the paperwork is done, and the loan is in the “system”.
If I can’t send the $300, and cancel the loan, then I lose the $200. So, I scrambled and borrowed $300 and sent it. Then he texted "You will be receiving your loan amount in your account and refund your funds”. I spoke with him again and was told that the monies would be deposited and should clear my account by midnight (03/12/18). I checked my bank account several times throughout the night/morning - no deposit. I sent text messages and called - no replies or response.
My last/final text stated that if I don't receive my money by 8:00 PM my time (I called at 8:30PM and extended it till midnight) that I have “In Pending” filed complaints with every site that pops up on Google and contacted the FBI Internet Crimes Division and every other law enforcement and government agency - which I’ve done and still doing! To this date, nothing. NOTE: Also, I contacted Advance America (Googled using area code 271). Spoke with "John". He stated that they are not affiliated and that it’s a scam - I probably won't see my money; besides, no legitimate lender would ask for money.
NOTE: They never deducted money out of my account, they had me purchase a Steam Card which of course has no customer service number. When I was finally able to install the Steam application, I had to create a user account when I entered my username, there were three (which is probably for the 3 times I sent them money).
I sent a detailed message to Help/Customer Service stating that these people are using their product to scam people like me… I never authorized them to use the funds, it was only for “fund availability". They responded with “this is now a criminal matter” and that they would cooperate with legal authorities, they need a subpoena, etc. My question, how did they get the money out? I’m sure with today’s technology, there has to be a “digital trace” to get to the final source? And knowing what is happening, are they doing anything to avoid this?? – These and other scammers are also using iTunes and other prepaid/gift cards - I found this out when I was Googling… I am just one of hundreds of people that have had this happen to them with story being the VERY similar.
As of March 25, Chase closed my bank account due to being overdrawn. I spoke with them last week and that’s when I was informed that the $500 deposit did not go thru, what was posted on my account was a bank reversal for another transaction that I questioned, which got reversed and made my account be overdrawn. This is where I got confused... When I checked my account originally, it stated “ATM Deposit”, which he (Richard/AA) probably checked my account online to verify info and used this as his “deposit” since it did not say “REVERSAL” or anything relevant to a Bank Reversal/ Posting.
Also, someone posted a Cashier’s Check for $987+/- on 3/16/18 which of course did NOT go thru… This is actually what got the ball rolling with my account. I contacted Chase Customer Service / Fraud Department and after explain things, they said my account security was compromised and “restricted” my account, items got returned and now, on top of owing Chase $500, I’m being charged a bunch of fees and of course, I can’t wait to hear from the ones that were denied payment… Anyway, Chase Customer Service said that I can go to a branch and review my account - when I went on 3/21/18, my account was closed and “charged-off”.
Because of this, my disability check got delayed. I had to open an account with NetSpend (since I “owed” Chase I couldn’t open a Bank/Checking account with any financial institution) so that I can get my disability check – which now I learned was sent to Chase and they used portions of it to pay the charge off balance and refunding me the difference which is LESS than half my check… To date Roger/AA scammed me for $1,000. I don’t even want to calculate the charges and fees from the people that owe from this.
Please help. I'm on disability and this really set me back further than I was... I had to borrow the money - they are NOT VERY pleased. I have yet to tell my parents what is going on – I’m terrified of the response. How could I have been so gullible... On top of the financial burden, the stress, lack of sleep, etc., is wreaking havoc on me and my health. (I have Crohn's disease, so hopefully you can imagine!!!)
While doing additional research on scams, legal remedies, lawyers, etc., I am finding more and more similar scams – I know it takes a while for legal remedies/laws to get up-to-date with technologies – but something has GOT TO BE DONE with these scams… There are laws in place for “Ponzi” schemes, bank fraud, white collar crimes, banking/stock etc. What about internet/lending/money fraud scams – fraudulent/misrepresentation/scams… Are there any? Are the victims left out in the cold?
Also, the prepaid/gift cards should have a better user account info, that can be verified and confirmed to avoid “fake” account setup, like in my case… I have a bunch of cards that I can do NOTHING with, but frame as a reminder not to be stupid. Cell phones are “locked” by each carrier – can’t something similar be done with the cards?
If you know of other venues that I can take that may assist me in this matter, I could really use your help. I really, REALLY need my money. CONTACT INFORMATION: Following is the only information that I have: 1. Roger: 217/298-3099 a. Work email: email@example.com b. personal email: firstname.lastname@example.org yea, he actually flirted with me. 2. Richard: 217-298-2042 (Spoke with him once, started asking about the loan, etc., and he hung up the phone. Other than that, every time that I’ve called, it goes straight to voicemail.)
Reviewed Feb. 24, 2018
I needed a short term loan. I went to Advance America to get a short term loan for an unexpected bill. I took two lien free auto titles with me to use as collateral. Both vehicles had $5,800 in equity between the two of them. I applied for 30 day loan in the amount $2,300.00 loan, an interest rate of 345% and a finance charge of $2,980.00. I also just filed my taxes and present them proof of a tax refund in the amount of $6,000.00 payable in 14 days. They took the information I provided them. Went to the computer, clicked a couple buttons, handed me a piece of paper that said DECLINED. Now wait a minute. I gave these people the GREEN LIGHT to rip me off with an absurd amount of Interest Rate with a astronomical finance charge and I present them 2 lien free vehicles exceeding the value of this loan and they DECLINE it??? This loan would be any reputable Lenders DREAM! Fools. I'll never go back.
Reviewed Feb. 23, 2018
They're based out of India or Pakistan using phone number **. Out of Buffalo, NY which it isn't. They offer 10,000 loans asking you to buy Google play cards for 758 dollars. Then decline you the loan and have already used your play cards asking for verification on back if a guy named Steve ** contacts you which is not his real name. Hang up. It's a major scam!!!
Reviewed Feb. 19, 2018
I've used Advance America numerous times and they've ALWAYS done a fantastic job. The other reviews I've read doesn't sound like they're dealing with Advance America. I've never been asked to get a gift card or anything like that. You apply for the advance. Give them a check for the amount of your loan plus their fee. Example for ($500 loan = check for $566) you pay them back on the day your loan is due and that's all. The location in Yukon, Oklahoma is great and their employees are helpful and friendly. They go out of their way to help you if they are able. If you need an advance in a hurry I'd recommend you give them a call.
Reviewed Feb. 18, 2018
My wife took out a title loan to help with bills when she got sick. I found a decent paying job and the title payments were paid. The mistake my wife made was paying by money order and sliding the money order under the door before they opened. For two months she did this and in November 2017 a tow truck arrived at our house to repo our car. They took the car straight to a company to sell. We filed an emergency chapter 13 to get our car back. Even the repo man said that this company repos people’s cars even when they pay them. He also said they are known to lose people’s payments and claim they didn’t pay. Please if you can, stay away from title loans. Definitely stay away from Advance America Cash Advance on West Market Street in Johnson City, TN.
Reviewed Feb. 10, 2018
I was clipped by Advance America Scammers for $6,000. I believe that someone on the inside of Advance America is selling personal info because these guys already had my info & knew the amount of the loan I had recently applied for. Advance America is hiding behind a warning notice rather than policing their employees.
Reviewed Jan. 26, 2018
Keep getting calls from same people telling me been approved for 5000.00 loan. Bottom line to everyone if anyone wants money it is a scam. Do not do it. Is not just Advance America. There are other companies wanting online bank info. One wanted me to take picture of check on my fone and send it to him. Not that stupid. Too many online loan scams. If anyone gonna give you loan will not be upfront money. They will just verify everything and put money in your account. It is that simple.
Reviewed Jan. 22, 2018
I applied for a loan, Mr. FRANK ** said that I WAS APPROVED FOR $5,000 INSTALLMENT LOAN. Mr. ** texted me the instructions to send $300.00 in iTunes on the cards and my loan will be deposited within 20 minutes. Well as of this day I still haven't received anything. I tried calling Mr. ** about the refund of my $300, but I only get his voice mail. Something need to be done about these people. I trusted them with my money and now I can't get it back. I want my refund. I still have the cards and all the texts from Mr. FRANK **.
Reviewed Nov. 28, 2017
I travel around 80 miles round trip to continue my business with Advance America in Cheboygan MI, reason being the two women I deal with are wonderful. I consider the girls friends and they go out of their way to make me feel that the trip is worth it.
Reviewed Nov. 15, 2017
I received a text message on Fri. Nov. 3, 2017. I DID not nor have not applied for a loan with Advance America! I do not know how they got my ph number to text me (needless to say, I DID not call them at all for a loan). So if anyone gets an email or text message along the same lines, please, please do not fall for it! It is a scam!!! Just delete it!
Reviewed Nov. 14, 2017
This company sent me a email stating that I was qualified for a $5000.00 loan. Had no idea what was going on. Never asked for any loan. They continue to call me and text me. I finally called the number back. They said I got a loan but first they needed to verify some information. Yeah right, started off with a address I hadn't live at in 4 years and then after all of that they requested for my username and password to my online banking. RED FLAGS went up fast. Don't be scammed by this company. There's other ways to get a loan.
Reviewed Nov. 1, 2017
I had been searching online for a loan. I had filled out several different applications within the past two weeks or so. Yesterday (10-31), I received an email from a company with pdf showing I had been approved for a loan in the amount of $7000, and monthly payments would be $275 for 28 months. Then I started to receive text messages from a 626 area code regarding this loan. This person immediately asked what bank I use. I found that a little odd, but not tremendously out of the ordinary. Then I started to wonder, why is the "loan officer" texting me from the same exact number on the "loan" documents?
I called today and was told by the "loan officer" Sylvester ** (Indian accent), that yes, I was approved for $7000, and the first payment of $275 would be taken out of my bank account on Nov 25. I said okay, then he repeats all my personal info, address, phone number, DOB. I am thinking okay maybe I did fill out an application for this company. Not until did he say that he needed my username and password for my bank did I really start to hesitate. I asked why he needed this, he said to verify my account. I then asked if the line we were talking was being recorded, he said yes by three different areas.
So I turned on my voice memos from an older phone I had so that I could record the conversation. He tells me since my credit score is below 700, that he will put $870 in my bank account, and then as soon as I see that, I need to call him back. I asked why is that being done, he said that I would need to send $800 back, but the $70 is mine to keep, and the $800 has to be sent back by Walmart, Western Union, or another place like that. I asked if I could just send the $800 back electronically. As if things weren't fishy enough, he slips and says oh well it would take 24-48 hours to get the $7000 in my account, I pressed for an online payment method and he says there is not one available!
We went back and forth for a few more minutes, and I relented... I thought the worst thing that could happen is that I wouldn't get the $7000. He said it would take about 2 hours for the money to show in my bank account. As soon as I hung up, I started researching and found this site and all the negative reviews, I immediately texted him and said I do not want to go through with this process and DO NOT deposit or do anything with my bank account! I told him this is a scam and he needs to discard all my information and to not contact me again. His reply was "Okay As you Wish"...
I am so glad I caught this in time! Yes, last night I was dreaming of ways I could spend that $7000, catch up on bills, have a little putaway, and not have to be stressed out over money every day! I am very glad I stopped this before I was taken for the $800, because reading on here, that $870 would be a bogus deposit! I have a couple of small installment loans, and even to get approved for $500, I spent 30 minutes on the phone and no one has ever texted me before. All my legitimate loan documents have some in word format as attachments.
I do not think "Sylvester" thought I was going to be checking all this out, but I am so glad I did. I have also contacted my bank letting them know what has happened so that they will refuse any incoming deposits from a place that I have never gotten a deposit from before. I am super thankful for this form, because I would have been taken to the cleaners! For anyone who is super desperate, I know this sounds great! But it is not real. I am going to start keeping better records of who I am applying to for loans so that if this happens again, I will know not to waste my time.
Reviewed Sept. 29, 2017
I used this company a LONG time ago for a couple of payday advances. Which I paid off in a timely fashion. I still have the screenshots of everything. I am constantly getting calls/voicemails to my cell phone (that I never gave them). Literally 4-7 voicemails A DAY! I have blocked the number on my phone so now I just get instant voicemails that are all blank. When I google the number that called me, it says it belongs to Advance America.
Reviewed Sept. 26, 2017
I received this email today... from Edwin **. Loan Account Number:-#**. "We are talking about loan amount of $400.00 that you took from the company ADVANCE CASH AMERICA which has now gone up to $975.00. The total payoff balance is $975.00, however due to bad debt we do have a Settlement offer available for you, if you can come up with the initial amount of $400.00 by October 6th 2017, this account will be marked as paid in full and you can avoid the legal consequences. If you want to resolve the issue, kindly accept the Settlement offer, so that we can suggest you the mode of payment accordingly." I used to work for Advance, didn't take out a loan... Thanks.
Reviewed Sept. 22, 2017
A borrower fraudulently used my phone number for a loan. Three times I tried to reach an operator to address this. Both times I was on hold for over an HOUR and still had no one pickup. I couldn't get through. I understand they need to call a lot to try to collect, that's the nature of the business but I believe the hold times are a scam to get people to not call back. Ludicrous! I can't get this addressed. Now I have some collections attorney firm calling as well that I can't reach. I am writing the BBB about this. This has gone on for almost a year.
Reviewed Sept. 20, 2017
I received a call from a man in Illinois with the number 779-400-0927. He said he was calling from Advance America Inc. He told me I was approved for 5000.00 and asked what I needed it for. I explained bills, car repairs. He then said he would send my app to the underwriters. He came back to the phone said I was denied cause of my credit score which is over 600. He then said they will deposit 900.00 to 1500.00 into my account, I need to go to Walmart with my debit card, send the money back to them and then they will update my FICO score in 2 hours then deposit the actual loan I qualified for in the amount of 5k by tomorrow morning.
But first they need my username and password to link my account to the ETF electronic transfer machine. I advised him that's not legal. He told me it is. They will provide me 3 hard copies of the application and terms for the agreement. 1 for me the bank and 1 to keep for myself really? So then I told him you don't need my password and username to my checking account. He said he did in order to update my credit report and deposit the actually loan amount I approved for. Well I hung up... NEWS FLASH. DUMMY. I collect on Advance America and all other payday loans that are delinquent and have taken out one my self and this isn't how it's done! Oh by the way the loan amount was 5k, the int rate was 10 percent and the monthly payments were 156.00. Too good to be true. So glad I wasn't desperate.
Reviewed Sept. 13, 2017
Money is very tight, as I was laid off of my job in May. My credit isn't that great either. I searched online for loans with bad credit. I received an email with Loan docs and a text message from what APPEARED to be Advance America. A well-known lender. I called the number listed on the text, stating that I was approved for $4000-$5000, Daniel **. Advance America **. "Daniel" had a thick foreign accent, as did his supervisor "Scott". They told me funds would go into my account the next day, but first I had to go to Walmart, and PURCHASE $250 in Apple iTunes gift cards to verify I am able to make the $250 monthly payments. I told "Daniel" I don't have $250, that's why I need a loan! I could barely understand these guys. He said if I could come up with $250 cash, then he would hold my application a few more days.
After I hung up, I searched online, "Cash Advance America scams", and found all these complaints about these terrible people pretending to work for a reputable company, Advance America. These people must be stopped!! A lot of the complaints are from last year (2016), it's now September of 2017. Why aren't these guys caught & put behind bars? If there is anything I can do to help catch these lying, scammers, please let me know.
Reviewed Aug. 5, 2017
Got the offer for $5000 from SC and TX from Advance America, did not apply with them but did applications for loans online. They had all my info, ssn, banking info. Anyway Alex ** lol because his accent was Indian said I didn't have mobile deposit so I would need to put $175 on prepaid cards at Walmart. Alex also asked if I could use someone else's bank account! I told him no. He was so adamant about when I would be going to Walmart and assured me it wasn't a scam even though I didn't ask. He also asked if I was single and wanted to know my social media accounts. He placed me on hold several times and at this point I had an idea of what was up and knew it was a scam. I'm still receiving text messages from various numbers. Googled the company for reviews and behold! Go with your gut people, don't let these ** take you for a fool in desperate times!
Reviewed July 28, 2017
I applied online for a loan, I received a call on 7/26/2017 from Mr. Daniel ** from Advance America in New York, saying Congratulation I was approved for $1000.00 and I said I needed less than that and he said minimum $500.00 but he ask me for something weird, online username and password and since my credit is low he said they needed to increase it first, what he did was deposit two checks one of $881.00 and told me that I had to refunded to make sure I will pay back, and the way was buying iTunes cards with the amount of $880.00 and give the password of the cards then another check of $1921.00 and that I have to return it or else would have legal problem, so I purchase another iTunes cards and took pictures and send it to the following #** and the company fraud Advance America number is **.
It was a text mobile to the Wells Fargo bank in North Miami. It was deposited and the check was under United States Treasury and it was a false and got in trouble with the bank and they closed my account for suspicious of fraud and they said they were going to fix it but never did since yesterday 7/28/17, and don't pick up the phone. Is totally a scam. Please don't fall for it.
Reviewed July 14, 2017
On July 13, 2017, I was contacted by a man with an accent, who identified himself as Nick **, loan officer, with Advance America, responding to my request for an application for an installment loan. He had all my personal and financial information as he read it off to me. During our conversation, he advised me that I had been approved for a $2,000 installment loan with monthly payments of $197.00 for a 12-month term. However, in order to get the loan, I had to go through a verification process, which he said was in accordance with the rules governing the Federal Trade Commission. He stated the $100.00 verification costs was not a fee and that he was only looking for a code reflecting the purchase of a pre-paid card to prove I had $100.00 on the card. This really peaked my suspicions.
Furthermore, he stated that I should purchase this pre-paid card from either Office Max, Rite Aid, Walgreens, CVS, Family Dollar, Dollar General and Krogers. Even redder flag! The first email he sent me was on what looked like $Advance America, Cash Advance stationary. On this official looking stationary was a huge watermark that read “Seal of the State of Illinois”, with a logo to the right that read “Department of Consumer & Business Services” and to the right of that was a BBB accredited business logo. This pdf document was a dummy mockup of what appears to be an authentic loan servicing documents. It did not reflect anything we discussed.
The first page of the 5-page PDF ** read, “Only customer have to prove himself/herself in front of the FTC (Federal Trade Commission of US Gov) that she/he is financially strong and capable person and after getting this loan will not miss any payment on installment date”. This is exactly what was on the form spelling, grammatical errors and all. What a croc! Nick also said that the loan documents requiring my signature would not be sent until I verified the purchase of the pre-paid card for $100. Legitimate loan companies will always send you documents to look over and read before committing yourself.
In order to confirm my suspicion about this company, Advance America just so happens to have an office in my hometown. I called them and explained to them about this so-called loan, the loan number, the amount and how to retrieve it. I was told that in no uncertain terms, THIS IS A SCAM! When Nick call me back, I told him they were running a scam. He then threatened me by saying if I did not take the loan, he would flag my credit report. That was the last straw, I hung up the phone in his face and I had no further conversation with this scammer.
I found a couple of addresses claiming to be Advance America Loans. The loan servicing phone number on the pdf is **. The address is **. The address on my approval email is **. A man by the name of Paul **, is the Sr. Manager, Advance America, **. DON'T BE FOOLED! PROTECT YOURSELF BY CHECKING TWO AND THREE TIMES THAT A COMPANY IS LEGIT. No lender is going to send you to Rite Aid, CVS or any other retailer to have you purchase a pre-paid card.
Reviewed June 22, 2017
Applied for a payday loan. I was contacted by email saying I was pre-qualified for up to $5000. But first my credit score needed to be raised. Manager Ray ** said the accounting department would deposit $950 into my account and that I would have to pay back via a MoneyGram and that would raise my credit score. Sounded odd but I was desperate so I did it. No loan & $950 negative in my bank account. The money they deposited was a ghost check and came back as unpaid so my bank charged me. Now I am in more debt thanks to Advance America Cash Advance. DO NOT DO ANY BUSINESS WITH THESE LOW LIVES. It is all A SCAM.
Reviewed June 14, 2017
Sometimes, during these tough economic times, hard working and honest people will attempt to erase financial debt out of sheer desperation and hope that someone will help them. Cash Advance America will make false promises, give you their word and rob you blind without any remorse for doing so or any heart. These heartless individuals will make you go to Walmart, Walgreens or 7/11 stores, make you purchase iTunes cards, put money on them and give them the code on the back of the card with the promise (no paperwork to sign in advance) of putting $money$ into your checking account or debit card.
I've heard of some people giving as much as $2,000. They have accents like they're from India but their names are American names. Like Tom ** and Brian **. They are based out of New York. DO NOT answer their texts either. Somehow, they are tied into the same informational page as the payday loan companies, access your information and they'll call or text you promising cash loans up to $10,000!!! And with no paperwork to review and/or sign. Too good to be true.
So please don't go through the same pain and heartbreak that others I've seen and spoken to have experienced. They prey on the weak, tired, overworked and those with little or no education (no pun intended). Remember, they have accents like they're from India or Sri Lanka. Our government should have stricter laws against lazy and heartless individuals such as these. Good luck and God Bless.
Reviewed June 5, 2017
Advance America called me and said I was approved for up to 5000 cash loan. I had to Western Union them 75 dollars then they said they needed to get my credit report fixed which still isn't. They ripped me off another 450 dollars, now they are demanding another 450 for verification and still no loan. I told them I wanted and they still fail to give, numbers are from Missouri and California. If any attorney can help with no fees please call **. The number that keeps calling me is a 209 number, his name is Johnny. If anyone could be of help no fees call me.
Reviewed June 1, 2017
I initially took a payday loan in December, 2016 in Bealeton VA. My first payment of 65.00 was made in cash. Around 1-28-2017 Elaina sent a card via mail stating that she was going to deposit the check for the remaining balance. I wasn't concerned because I knew it would clear. I did not receive any notices or phone calls of any missed payments during the months of Feb-April 2017. The first week of April 2017 I received a receipt for the check payment along with an refund for a 65.00 for over payment for the cash payment. I had spoken to Elaina the same day I received refund and receipt. Elaina gave me a phone number to call for a date I would be able to take out another loan if I wanted.
April 14, 2017 a letter from AA stating that check didn't clear. I called Elaina as soon I got that letter and asked her "What's going on?" Then I started explaining the letter. Elaina then said that ADVANCE AMERICA, Treasury Department lost my check along with 6 or 7 other customers. I said "Ummm? OK? So what does that have to do with me?" Elaina apologized and told me NOT to do ANYTHING until she and the TREASURY dept has a chance to figure it out. Elaina told me to ignore the letters as they are auto generated in corporate office.
The following week I receive another letter from AA about payment arrangements. I called AA and asked for a manager & corporate number to get some answers. Elaina says she's the manager of this store, so I telling her I got a 2nd message from her AA store, she again told me to ignore the letters, and she kept apologizing. I asked Elaina "Why would corporate send a letter to me as if this was my mistake, when this is clearly an internal issue?" Elaina then told me that the checks were lost when Advance America switched banks. My response to that was "How is that my fault?" She apologizes, says do nothing now, Elaina said she was willing work a affordable payment plan/rewrite out the loan if need be or bring her a copy of the cleared check. Elaina said "I will definitely keep you posted," with anything she found out.
When I got off the phone with Elaina, I then called another AA to ask how long does it take for AA checks to clear. I was told up to 60 days. I did explain this situation hypothetically to this AA manager. She said it was strange, I then told her this is what I'm experiencing in Bealeton's store. She couldn't pull up my account info in that store, but she gave me the store #480- to Bealeton and a 800 number and option to use. I called the number, left message, no return call.
The second week in May I received a VM from AA about payment arrangements because my check didn't clear. I was fed up at this point. I called Elaina back She answered the phone with greeting. I said this is (name). Elaina hesitated for about 5 seconds. I then said "I'm listening." She then states how my check didn't clear, I borrowed money from them and I need to pay them back. My politeness went out the window. I told Elaina she made no sense. How is it my fault that your company lost mine and others' checks and then you expect us the consumer to pay for your Business mistake. I then told Elaina "You admit that it was a company issue but yet you are calling me as if I just blatantly disregarded making payments." I told Elaina that I was doing my own research because she sounded as if she was being deceptive.
I then told Elaina "Whatever you or your company did with the check is not my concern. I do not work for AA. I put the check in your hands. You give me different reason for what happened to the check every time I speak to you. I have a receipt and I will take your ** to court for any violation of my consumer rights." I told Elaina she could have someone else call me. I told her I didn't believe anything she was saying, I was driving and I had to go and I hung up.
As of today I have not received any payment notices or phone call from Bealeton AA. May 31, 2017 I receive a phone call from 888 -705-5685, I missed call. No VM was left. I called back and IT'S AA corporate asking had I had papers served on me. I said "for what!" The rep was telling me about a delinquent debt and I went ballistic. I explained everything to her. The representative said that she was going to void this out and send it back to Elaina. I then told the rep I've had it with Elaina and this issue this was not my fault and she's holding me accountable for her mistake. The rep also did not know that I had already received a receipt of paid in full and that a company error had occurred, but information was given to corporate as if I just chose to ignore a loan.
Once I get off the phone I call the other AA and ask to speak to a manager. Her name was Lisa. I explained everything to her again. She took some information from me and said she would have the DM for the Bealeton office call me back. Lisa called me back 13 minutes later and told me that she spoke with the Bealeton Office. Lisa states that Brinks Bank had checks in lingo while AA switched banks. Once the system went up red flags started going off in their new system. I ask her "how is that my fault?" I then ask her "how is it fair to me". She said "I know it's not your fault and it doesn't seem fair, but it has to be fixed." She also stated that Elaina deposited my check on May 1 2017. I had no prior knowledge of that at all until Lisa told me today. Lisa told me that technically they didn't have to. I disagree.
I'm in hopes of filing damages against AA for violation of consumer rights and breach of contract. Two verified managers stated this was an internal issue through no fault of my own. Elaina sent receipt first week of April stating acct was paid in full and closed meaning she does not have permission to access my account without my consent. Third being that the contract is legally null and void based on the pay dates on the original loan, the issue AA claims they were dealing and my receipt. The loan contract would have to be written over. Is it legal for AA to come after consumer for business mistakes? Is it legal for AA to use consumer's bank account for a "closed" account without consumer's prior knowledge. There was no notification to the consumers about the issue that Bealeton office was experiencing about the bank glitch. I pray someone reads this and contact me.
Reviewed May 31, 2017
I have been searching online for several days to get an emergency cash loan. I thought I hit the jackpot when I got a email with long documents stating that I was going to have $5,000 monthly payments of $120, etc... the loan documents looked just like any other loan document. Something just didn't feel right after I tried to call the number which was +1-786-378-6675 from a guy named Daniel **. It just rang busy. So then I Googled Advance America and Ashley called their 800 number and they proved it was a scam. He goes with **. Had I notice he had a Gmail account from the beginning I would have never even thought that was real but of course I tried to email it and there's no such an email address so all of you if you're going through Advance America there is no such thing as Advance America Cash Advance. Please be careful.
Reviewed May 26, 2017
I recently experienced some financial hardship and I was trying to find a way to consolidate or just pay off some bills. Applied for a loan on site that was suppose to help you connect with lenders who are willing to approve loans even if you had bad credit. My credit score has only recently plummeted. It was 700+ for a long time. I've experienced fraud before through my iTunes account and also online purchase where PayPal wasn't a option and I used my Debit Card. Moving I didn't have any luck finding a lender that would give me loan.
I then get a call from 1-213-784-1531. I didn't know the number so I didn't answer. They kept calling and finally left a message. I listened to the message and it was man with a strong Indian Accent. He states that I've been approved for a loan up to $5000. What made me suspicious was when he said his name Mark ** senior loan analyst. I was like this guy does not sound like a Mark **. He would of been better off with a name that matched his strong Indian accent. It would of been more believable.
I call back and he asks my name so he could pull up my information. He then tells me that the person with my file will be calling me back shortly. I waited and called back again, same thing all over again. And that leave me to here and now. If I hadn't thought about it and searched and not found this website I would of been screwed! I'm still calling my bank and letting them know just in case. Scumbags like these people need to be put down like a rabid dog. Taking advantage of someone when they are already down and having financial problems and just trying to find a way to get out of it. So BEWARE! I'm glad that I googled this and found this out.. I wonder when he'll call me back? I want to mess with him and give him bogus info. I hope that this has helped someone avoid a very bad situation...
Reviewed May 24, 2017
I received an email stating I could get a loan from $1000 to $10000. I decided to go for 5000. They verified information for personal as well as banking. I thought Advance America was a reputable company. So went along. So when they said they would deposit 1000 and then I would send it back I thought it sounded strange. Then they asked me for my banking info on my phone app. I said it would not work since I bought another phone. That is true but what kind of idiot did they take me for. I said I would have to find the info in my password book. The 2 people I spoke to had a thick Indian accent. I hope they don't try and get money from my account. I don't have much and I am retired. If you see an email from Advance America, call your local company. These people I spoke with are scammers and lowlifes.
Reviewed May 15, 2017
This Advance America is a fraud people. This guy had this woman call from South Carolina she sounded foreign. I was talking to her for about 15 min she began to quote back to me my bank info, home address, my name and so on .The number they called me from was **. She then asked me to hold on and she put me on the phone with a man with a middle eastern accent. I began to be suspicious, not because of the accent but the method I had to do to get the loan for 5000.00 dollars. He asked that I put up 230.00 to begin the transaction of 5000.00 to be deposited. Anytime someone is asking you to put money up to get money there's fraud going. His last name was. Told me how much my monthly payments were going to be, 238.88 a month.
Needless to say I didn't follow through because of the suspicions. That Saturday morning I went to my KeyBank branch account had that account restricted and closed!! I opened up a new account, new number, new routing number they took all the money out of the old account put it in new account. I guess these fraudulent people figured out I've figured them out, because that Monday morning they began calling me again. I disclosed them. If this occur to you just change your whole account info people. There's a chance they can still access your money because they have your bank info. Beware!!!
Reviewed April 27, 2017
I was desperate for money, and my husband filled out for payday loan online and was declined. The next day a text came saying we pre approved for 1500$ loan, so we be thought it was God answers our prayers. We called the number from South Carolina and talked to a Jeffrey **, he had a heavy Indian accent. He said we are going to have 1500$ put in our account but because our credit score was low we needed to show we can make the 1st payment. He said they would not touch it. They just need to see it in there. We didn't have any money so he said he would wait until Friday when my husband got paid. I didn't like the sound of that, so next day I called them and asked for their website because he said he was Advance America. So I looked up the website and it didn't say Advance America it said, instantgetpaydayloan.com, and at bottom I looked at their address.
When I called the address, it was a mortgage company. They said they were the only company in the building, I told them someone was using their address. When I called Jeffrey back and confronted him he refused to tell me why I couldn't confirm where his company was, he argued with me awhile then finally said, "ma'am this is a scam", omg I couldn't believe people can be this evil. Please watch out, we are all in situations that people like to take advantage of.
Reviewed April 5, 2017
I have read other reviews about this company... First off, I know this company is legit. Everything that I have read on here about this company isn't actually this company you dealt with, but scammers posing as representatives for this company. I got caught up in this scam myself, before researching and finding out what was going on. The real company? They were awesome when I called them to report the fraud. They were very helpful in pointing me in the right direction. They started a case for me, and had me give the local police department my case number with them.
My story... I filled out an application for a loan, on what looked to be a legitimate website. It was not, it was a copycat website. Today, while I was at work, I received several voicemails from Glenn, all from the same number. When I got home, I returned the phone call. He told me that I was approved for a loan up to $5000. I chose $1000, but he said minimum is $2000, so I went with that. Then he went over my terms and monthly payment amount.
Then he transferred me to Mary who told me that they needed to verify my identity and verify that I could make the payments. She told me that I needed to purchase $150 in iTunes cards to verify this. So I did. Then gave them the information on the back of those cards. Then she transferred me to Samuel. After he had me on hold for 15 minutes, he came back and told me that since my credit score was so low, I would need to pay $100 to insure the loan and that I need to do it by purchasing another $100 worth of iTunes cards and give him the information on the back.
At this point I started getting suspicious and questioned him about it. But he told me that it was completely legit, because I would be getting my money right back with the loan amount. So I purchased the additional $100 in iTunes cards and gave him the information. Then he put me on hold again, for another 15 minutes or so. While I was on hold this time, I started researching and read something about people posing as representatives for Advance America, and that if they ask for funds for a processing fee, that it is a scam. Sure enough, when he came back on the line he said I would receive a text with information on how to receive my money.
The text came in shortly with 2 MoneyGram reference numbers, one for $1200 and one for @1250, but before I could pick up the wire transfers I would first have to purchase another $200 in iTunes cards for activation fee. I did not purchase the last $200. Instead I called the actual Advance America and reported fraudulent activity, then filed a police report. Plus Advance America set me up with Apple store customer service number, and I called them and reported the fraudulent behavior, contacted my bank, who wants me to go in during business hours tomorrow to close this account and open a new one, and I got a case going with the FTC.
The kicker... After I already started reporting the fraudulent activities of these scammers, they called me back and asked me if I was going to pick up my loan tonight or not. All I told them was I'm already back home for the night. So they told me that they would give me until tomorrow to send the processing fee and pick up my money.
Reviewed March 22, 2017
I applied for a personal loan. I was contacted by Advance America stating that I had been approved for $1000.00 to $5000.00. When I spoke to them they advised that I would need to show that I could pay my loans faithfully based on my fico score being less than a 700. I went and got the Itunes cards and repeatedly kept asking if this was a scam, I was advised by Jennifer that this was a legit. After I did the $200.00 in cards and they stated they verified all funds they had me on hold for about 7 minutes and then came back on the line to advise me that about $300.00 for necessary for documents. I advised that I did not have it and they told me that I had to pay it or I would not get the loan.
We went round and round on the phone. I advised them numerous times that the additional $300.00 was never disclosed and had they disclosed it before purchasing the 2 Itune cards I would have never tried to get a loan with their company. I was hung up on several times. I would call back and the number would ring and that disconnect. I called from my office phone where they picked up and was told if I am not going to pay the additional $300.00 then DONT CALL BACK! I have an email where the documents are not signed with an email requesting $300.00 more.
Reviewed March 21, 2017
This place is a total scam. Luckily I found this website in time to realize the mistake I had made and get my account closed out. I got a call saying I was approved for a 5k loan I had been applying for (not through this company). I really needed the money for debt consolidation. So I called back and talked to a man with a very thick accent. Everything sounded normal at first we went over payments, interest rate, loan term. Then when he asked me about my credit score. I started getting a bad feeling. I told him my score and he said I needed loan insurance. I asked how much this insurance was going to cost me. He said nothing. That they would include it on the loan but that it would have to be deposited into my account and then I would have to pay the company myself and then my loan would be transferred once the payment was confirmed. I knew something was wrong but my brain didn't fully connect the dots until it was too late.
I gave them my online banking information and they deposited 1500 into my account. The guy then told me to go to Walmart right that second and he would tell me how to pay the insurance and do stay on the phone with him. I told him that I would have to call him back because I had to drive and he started getting rude but said okay. I knew something was wrong so I went straight to my bank. Apparently they had logged on to my account on a mobile device and deposited a bad looking check. When they called me because I never called back I told them I wanted no part of what they were doing and I was closing my account. The guy wouldn't take no for an answer and kept asking who called me and told me they were a scam. They called me off of multiple numbers in the next 10 minutes a total of 17 times.
Lucky I realized the scam before it was too late and was able to complete freeze my online banking and cancel out my account. They would have had me send out the 1500 and then left me with a bounced check. Please be aware always check online reviews before you give out any information to places. My situation was not as bad as it could have been. I didn't lose any money but some people on here got scammed out of hundreds of dollars. BE AWARE OF WHO YOU TALK TO!
Reviewed March 11, 2017
I received an email with a loan approval contract attached yesterday. The loan was for $5,000 with payments of $225 for 24 months. I called number on contract; Mark **, Sr Loan Officer. Ask me to purchase $200 worth of Itunes gift cards for verification. Being stressed because my medical dog was attacked by a pit bull and had to be put down I was excited because my Doctor said I needed to get a new medical emotion companion dog as soon as possible. I gave Mark pin numbers on cards. He said my money would be deposited within 20 minutes in my bank. It wasn't.
I called Mark again. He said CEO Bob said needed wire transfer routing number from Bank. I gave it to him, still NO MONEY! Six hours later my daughter speaks to Mark on phone for scamming money from me and me being on disability. Mark promised her my $200 would be returned to me today, March 11, 2017. So-called company will not answer phone today. The company is supposedly in Texas but address is not on loan contract and Mark will not answer phone or emails now.
Reviewed Feb. 28, 2017
Initially, I had used this company before and with not many problems at two locations. Today, I was contacted by an customer service rep who did state their name and that they were from Advance America. First, she called my mobile phone and then home number and could not state what the call was in regards to cause she talked to someone else in my house. Her demeanor, at times was not professional. I was pressured by another person several months prior who called me and forced me into signing this loan for upfront money for a service fee. I was scared. They said they would pay the interest fee and loan back, but never did. Now, Advance America is telling me to pay the 240 dollars by so and so date or else the loan will be a write off. There are so many loan scams and tax scams going on. Please stay safe.
Reviewed Feb. 14, 2017
I have had several automated calls from a Texas number, as well as a New York number, telling me that I was 100% approved for a loan. When I tried to call the Texas number back, Monday (02/13/16), I got a buzzing sound on the line. So, I called the New York number back. I spoke with an Iranian/Indian gentleman who said that I was approved for a loan, and asked how much I wanted to borrow. I told him, "$300-400." He said, "This isn't a payday loan, it's an installment loan. The minimum is $2,500." So, I agreed to borrow that. I was talked in to purchasing $250 in iTunes cards, and was told that the money would be deposited immediately afterward. Well, all of a sudden, the so-called, "Insurance Department" decided to tell me that I needed another $400 in iTunes cards, and that I will get $3200 deposited. I explained that I had spent the last money that I had to buy the $250; and have no way to get the $400.
Now, they want me to go to the bank Tuesday (02/14/17), and tell them I need to overdraft my account for $300 for a medical emergency (they paid the other $100). - After reading about someone else getting scammed, I am NOT going to do it! I am going to call them and tell them that the bank is refusing to let me overdraft for any reason; and that they HAVE to refund my $250, no matter how long it takes (which when I was complaining and asking for a refund, I was told it would take 93 business days, because the "Federal Government" has my money). --- Folks, please remember the warning that I should have remembered: YOU SHOULD NEVER HAVE TO PAY TO BORROW MONEY!!! Good luck to me, and everyone else affected by these **! And God bless us all!
Reviewed Jan. 20, 2017
I have done business with AA for a year now. Always paid my payday advance loans on time. Today I walked in to talk to the Manager of the Store on Vermont Ave in Los Angeles. I said "if you could please work with me to set up a payment plan as I need some time." (Keep in mind have always paid on time consecutively over the last year.) She lied and said there is nothing she can do until my check bounces and then she will work with me. I call their customer service number to see if what she is saying is the truth and she lied, she could have helped me and chose not to. Why? I do not know as the price I pay for the advance you would think she would accommodate me, not to mention I have never defaulted on a loan. I notified Corporate. Just want some accountability for the Manager lying to me in addition to smiling like it's a joke!!
Reviewed Dec. 17, 2016
This payday loan business like all of them are regulated by state laws to not give a loan to a customer any loans that exceed 300.00 in total. Each company that I loaned from was fully disclosed by me that I had several payday loans before I got a loan from them. I'm in California and it's the loan companies responsibilities to look at the other loans in each customers name. Legally they are at fault as a business by not informing us or turning us down. I spent 3 years in the vicious cycle paying interest rate that itself should be a crime.
They even loaned my friend who's a veteran into the trap. Instead of reporting it to the courts or bureaus they report it to a different companies that are considered Teletrax. Ruining your credit by posting it to everyone of the loan companies before you can gain a loan to pay them all off at once. I live on under 900 a month and they told me they'd give me at least a month and they didn't. I'm ruined. They gave me over a thousand in the payday loans. Plus online loan companies too.
They should be held accountable and never give a loan unless they check you credit and only to consolidate your loans. The debt relief and consolation both don't cover all your debt or loans. They either do just what you have on you report or just your instore loans. None give the option to include a title loan. I'm disabled paying 840 rent and 272 loan payments. I need to get a loan to cover all debt and not a 50 to 200 percent interest. If they loan us, making us victims because they don't care if we're being taken for hundreds of dollars. We are dependent on the State laws and companies informing us and not just keep lending up until we're homeless, no car, food, clothes or credit.
Reviewed Nov. 16, 2016
These mf think they're smart. I've got something for that **. They try to pull that same okey dokey on me. Go to Walmart. Western Union me the cash. What. That sounds about as dumb as his Hobbes accent. They're in for more than they could ever start to even want. They have been trying to get me for I'd have to say at least six years. But they haven't pulled one off on me yet besides they got all my info like my SSN and my address and phone number. Hell I've had bad credit for as long as I can remember. So ** those false India mf. They can eat a **.
Reviewed Oct. 6, 2016
Advance America claims that I applied for a loan in 2010. This is not true. If I did apply for a loan how come I did not get it? They told me that I have a lawsuit which I don't believe since I don't have a hard copy that I can look at. Please everyone be careful out there because there are frauds out there. I am not going to court for this since I did not receive any money from this company. They even have my old email address. I am very dissatisfied with this company and if they try to contact me again I will not answer my phone. They are out for something that I did in 2010. It would have showed up on my credit report and I don't have anything outstanding showing any business with this company. I will even consider on suing them because everything they told me is false.
Reviewed Oct. 5, 2016
So, I just online chatted with a rep from Advance America and when I asked too many questions and informed them that they were reported as scammers, I was told to "** off dumb ** idiot women!" Yep, bad grammar and all. BEWARE OF THESE SCAMMERS!! They wanted me to go buy an iTunes card and load money to send to them as security.
Reviewed Oct. 1, 2016
I have received emails from Debra saying I was being taken to court because I have a 400 Loan outstanding. Which is a lie. I no long live in Cali and have been in Illinois for 4 years and have paid off my cash advance loans and have never taken one with them. Also she said if it goes to court that it would cost me 12,900 dollars which makes no sense. When I asked for an accounting and to see a signature page I was told in an email that they had my current address and my phone number which I have not changed. But then was told conveniently that I could pay them 400 and there would be no problem. These people are criminals. Please do not give them any money. Always ask to see a copy of your contract.
Reviewed Sept. 29, 2016
Someone from speedy cash so called with an Indian accent when I called had all my info. I had been applying for payday loans online. He said he had me approved for 2000 -10000. He jumped straight pushing 10000. He then proceeded saying they need to check my and verify my bank account. My desperate self gave it to them. No they deposited 400 in my account but requires me to wire it back to them so then I can have the 10000 deposited the same day. I called speedy cash, they say that they don't do loans in Florida and don't have affiliations with any banks as he stated.
When I called back the voicemail said 'Advance America'. I asked him about it, he said, "no". I know what I heard by that time I read the scam reports. He said the deposit they made and to send back was to boost my credit score and as soon as I wire the money back they will deposit 10k. Mind you they deposited 400 in my account with no loan documents and said he will call me at 7 am tomorrow to give me the wire info but I honestly don't wanna wire anything that can lead me in a fraud case please help.
Reviewed Sept. 18, 2016
Ok so I have talked with these people they are definitely not legit. I have text from them stating that they are scammers and one guy was as bold to tell me he has been in business 9 years and he is a scammer that I couldn't do anything to him. Well I have news for him. Their day will come. Bank of America closed down my account and now I am noticing after all this that they are using my name to purchase things and then picking them up. People please check all spam from the email you used. They are trying to not only get hundreds of thousands dollars but they are trying to pass themselves off as us and they are using our accounts to buy things so it's untraceable. This needs to be stopped. If any of you wants to go to the FBI please contact me **.
Reviewed Sept. 8, 2016
After many months, got find someone to advance me some funds. Last week I received a text from Jack ** and here it is... "Hello, this is loan officer Jack ** texting on behalf of Advance America. This text is to inform you that your loan application has been approved for up to $8000.00 from Advance America Loan Company so if you are still in the market looking for a loan with cheap interest rates and better monthly installment without any upfront payment, please kindly get back us on **. Thank you."
I called them and he told me that he needed my account information. I was desperate to get funds. So I did exactly what he asked me to do. Including give him my bank details. He told me that his Advance America needed to make sure that it went into the right bank account. He asked me for my security answers, which I gladly gave him. They changed my security questions and answers while on the phone. I was sleeping as Jack ** would call me for 2 days. My bank stopped my card from being used. My online banking was also stopped. I called my bank the next thing to find out that this was all fraud. The deposit they made was in someone else's name.
Jack told me to get the funds out and send it to Apple thru Dollar General, Family Dollar stores or CVS Pharmacy. I talked to the person in charge of my bank accounts. Amanda is the name of the fraud investigator. My bank accounts are now closed and I can never go back to us bank. I used to bank with US Bank. Watch out for texts and phone calls. I am a victim.
Reviewed Sept. 7, 2016
I was told I was approved for the loan of up to any amount with as many months and all I had to do is go to Walgreens and call to be conceded to their bank person. To provide verification of available balance, to prove that I'm a honest and trustworthy person. They said that they can't verify it by a set up they have because it's AGAINST THE LAW! They said 30 government bond that I need to get but I have no government bond available for any loan that provided that I've found or heard of before. They want to make me give him the same thing that my friend was done. They money launder or fraudulent deposits and get the unsuspecting computer to help because of desperation. No way. I am not falling for it.
Reviewed Sept. 6, 2016
Asked if there was an upfront fee. Was told no. Then I had to have my identity verified by purchasing $265.00 of ITune cards. Then there was an additional fee for Credit Report and since it was under 700 had to purchase $324.00 iTune cards. Each time I asked Martin if this was it and was assured it was. Then I had to pay $400.00 Western Union fee because my bank wouldn't accept the money. I was standing in my bank at the time and no funds were attempted to be transferred. I has promised all of these fees were just to identify me and they would all be refunded with my borrowed funds. Next Martin told me I needed to get two 200.00 cards for the processing fee. I was already into this over a thousand dollars. Being assured this was the last fee and it would be refunded I purchased the cards. Then now I need 451.00 to complete the transaction.
Here's the kicker... I really didn't want to borrow the money. I am a bankruptcy attorney and heard of this scam from several of my clients. I'm over $1,200.00 out of pocket. I have reported this activity to all of the correct agencies. I am considering a class action suit against these people. If you have been ripped off by these people please contact me. We have to stop this behavior. I have a good friend that I went to law school with that works for the IRS and they are taking a hard look at this company. Let's get them before they fold up and leave.
Reviewed Sept. 3, 2016
Receive phone call about a loan. Man with heavy accent tells me I'm approved for a 5,000 dollar loan and I had to send 220.00 dollars because my credit score was a little low. He called from 646-396-8709 on 9-2-16. He went as far as to get one of my friends to deposit in their account to get their info. I ignored the call and then I get a call from another number.
Reviewed Aug. 25, 2016
These guys are strange. I had been trying to get an emergency loan and tried several off of Google search. Got a call saying I was approved and they repeated my info back to me so I assumed it was legit. James said I had to go to my bank, withdraw what was deposited, then take to a B of A or Wells Fargo and deposit in their account. I went along with it for awhile and then when thinking about it I realized they had never even had me sign and return any documentation so when we talked again to finalize everything I said I was uncomfortable and wanted to stop.
This guy got upset, said I repeatedly assured him I was serious and played as if I was screwing him. Then he said they already deposited the $5,000 into my account. I said, if it's there I'll continue. Meanwhile I talked to my banker about my suspicions and let him know what was going on. We checked the balance and it was still overdrawn at the amount that was correct with no deposits pending. I called James and said it didn't go through. He repeatedly said it did and we were in a stall. He then said he would check with his accounting guy. On call-back he said he wanted my user id, etc to get in which I said he doesn't need that.
After this they somehow got into my account, changed my password and enrolled me in BillPay. I called to confront them, he said he didn't change anything and that they were not going to loan to me because of my apprehension before. Luckily I had froze anything coming in to my account already and immediately call my banker to notify him. Changed user id, password and security questions. Am closing my account also.
Reviewed Aug. 24, 2016
Greetings fellow victims. We were approached and approved like all of you were. The same send me $225 was requested and sent. Then came the wire transfer fees, which we refused to pay. Next came the good faith call, "I will make a deposit in your account just send it back..." Well this caller failed to realize just what he was dealing with. Needless to say funds withdrawn account closed notified proper authorities and submitted all documentation and self-recorded conversations. Preying on someone in need is sick however sticking it to these people even if just a little did make us sleep better.
Hopefully they get the point and get some morals about their actions. Probably not but they learned today!!! See when you understand clearly without panic because of your need at the time, you get it. I am starting a class action, criminal investigation against these PARASITES!!! I am asking all who have lost money and those who could have lost money to join me in this extermination. All interested parties can send their inquiries to **. Let's take it to them!!!
Reviewed Aug. 21, 2016
SCAM SCAM SCAM!!! I received an email stating that I was approved for an loan (which I was applying for a loan but a minimum of $300-$400). The email that I received stating I was approved for a loan for $10,000. At first I was skeptical, and they also send me a text to give them a call. I contacted the number which is **. His name was Roy ** with an Indian accent. He stated I was approved for a 10,000 loan. He verified my info, name, address, bank routing number, account number and bank name. I really didn't have to say much but yes that's correct.
I ask him what was the minimum amount I can borrow. He stated 2,000. I said "Ok and how much will I need to pay back?" He stated "$189.00 amount will deduct from your acct" and ask me when will be a good payment date. I stated the end of the month. He said "Ok I see you have a low credit score so let me speak with my transaction department so we can get this money wire to your checking account." I said ok. In my head I was "$189 is great to pay a loan back." I called back and ask "How much is it for me to take the maximum because I can use a head start in life to pay all my bills off." He stated "It will be $305.00/month." I was like "Ok great. Let's do this." He called back later and said "Because your credit score is so low we have to verify your account to make sure we are able to trust you and see if your account is active." I said "Ok. What is it I need to do?"
He ask me for my user ID, name and password to my SunTrust bank account (my dumb ** wasn't thinking) so I gave it to him. He called back and stated he will need to deposit a check in my account to make sure it was active and said ok. He then stated he will call back once the transaction department let him know what the amount will be. He contacted around 7:19pm and he let me know the amount will be 1992.40. I was like okay. He said "The funds will be available after midnight. But make sure you deduct the money out before your bank opens." I said ok but still was thinking the bank only let $600.00 be available to the acct. He contact me at 8am and was telling me to go to a CVS or Walgreens to get a MoneyGram, (never did a MoneyGram before) but the MoneyGram was down so he stated "Let me contact my transaction manager and see is there another way." I ask "Can I just my debit card since it's in my account. He stated no.
He called back and ask me to get an iTunes card and purchase one for $500 and $100. I said ok. I didn't care because it wasn't my money. I check my SunTrust account and it showed that he deposited four checks in my account but in small increments that equal of to 1992 ($489, $375 example). He contacted me the following day 08/19 and stated "Oh because you haven't sent the money back and the bank has it on hold I will just deposit the money into your account and you can just deduct it from your 10,000." So I ask "Are you going to wire the money because if you keep sending checks the bank will assume that it is fraud and I'm thinking you are doing fraud." He rest assured me and was like "Ms. ** don't worry. This is not a scam and I'm with you every step of the way." I was like okay.
Later on that evening 08/22 he deposit 1,240.70 into my account. When I woke up to check my account to see if it was still there the bank frozen my account. I contacted them and they stated they terminated my account due to violation, and I'm like WHAT? I contact this ** (Roy) and told him what was going on. He stated "Go to your bank. Let them know what's going on and they will unfreeze your acct but don't use our company name because we have bad reputation." (Then I knew I been scam) And I'm like "If I can't use your damn company name then what the hell I supposed to tell the bank?" He stated "I don't know. Just tell them you deposit the checks." I given this ** man the business.
The address they link to the documents is to a hotel in DC, the other numbers on the documents link to him. I contacted another number that was link to the paper email to me and he answer the phone but claim his name was Ray and I explained to him what was going on and he stated oh "I'm so so so so sorry to hear." So I he ask "Did you give your bank info?" And I stated yes and he was like "Why would you do that?" I automatically knew it was him. I ask to speak with a manager. He stated "Oh we don't have any managers available right now but he will be available after 10am." He stated there was no need for me to speak with a manager because he training to be a supervisor and I was like "I don't care. I would like to speak with your supervisor." He would not let me do so.
He stated "My manager name is Paul **. Bunch of **. I let Mr. Roy and Ray know I was on to their scam. He kept calling like it was nothing going on. Roy called back and stated "For the inconvenience we will just send you the money through MoneyGram and Western Union but you will have to pay us the fees to send it to you." I told him "I am not sending a dime and why am I sending money to receive money?" Please be aware I will upload pics as well as videos later today.
Reviewed Aug. 20, 2016
I have been reviewing the reviews from others dealing with Advance America, suspect this is same group who took me for $1100, using my Bank of America info, CVS, and iTunes. Unlike the other people, I was not asked for any fees upfront... Fact is all I had in my checking account was $11.23. I was told by the scammer "not to worry," that they would deposit $1100 into my bank account for verification purposes. All I had to do was go to CVS, and purchase $1100 of iTunes, scrape the silver off the back and give them the numbers and then $5000 would appear in my account. That $5000 never appeared, neither did the $1100. Oh, I stupidly went to CVS, and by some miracle was NOT rejected for my purchase of $1100. Remember I only had $11.23 in my account, so why would CVS approve an $1100 purchase.
Here comes the kicker, the scammers pretending to be me (or so I am led to believe by BofA Fraud employees), called the bank and disputed two transactions where I transferred money from my BofA account to my Fidelity Investment account back in July for exactly $1100. Even though I don't have money to steal, they managed. Now, my balance was negative $1082.27. All this happened on Aug 3rd, I called the bank and told them what had happened, and asked to close my account. They refused... Guess what, my SS benefit comes Aug 10th, and my bank absorbs all $1082.27, leaving me with $920, which certainly is not going to be enough to pay my rent on Sept 1st.
I have reported all this to SSA, APS, OCC, FBI, FTC, APPLE, the local Police Dept, and the TX Attorney General, and of course to CVS. Not only was I robbed by Cash Advance America, but by my own Bank of America, who I have been banking with since 1997 when they were NationsBank. I bet if I was a customer of BofA with a million bucks of assets, they would have called me pretty quick to report that someone was calling them to dispute transactions that I had made. I guess now that I am 72 yrs old - I needed to be taught a lesson. Lesson learned.
Reviewed Aug. 16, 2016
Good morning everyone I just want you to know that this man Kevin ** who say he's an attorney is full of you know what... Can you say scam? He called me and had a very nasty attitude like I slept with him last night. Had me a little scared at first... talking about I owe money for a payday loan that had gotten and he wanted to know what I wanted to do about it before he sends the police to job... Kevin ** was very disrespectful and rude. He has a heavy accent... claiming to be three different people.
Reviewed Aug. 1, 2016
I keep getting emails stating that I have been approved for a $10,000 loan with the interest charge of $1,000. Whenever I call the number back and ask what the emails are in reference to it was a foreign who I could barely understand that was a lot of static on the end of their phone and said, “Yes you applied for a loan and I got you approved.” Somehow or another this person had all of my information including my bank information. I told him I have not applied for a loan and to quit sending me emails and disregard all information. I feel that this is a strong scam that is being processed through people's emails to try to get money out of others who has done nothing to ask for this. Please be aware that the scam is there. I am a single mom of 4 kids and that is the last thing I need is for someone to try to obtain all my personal information as if I don't struggle enough. I don't need anybody to help me with that.
Reviewed July 28, 2016
I had lost my job and I couldn't pay my check loan off. Been trying to find another job but today 7/27/16 one of the ladies called me in regards to my check and was very rude... She was asking me questions about my personal life in which is none of her business and I told her that and then she offers me a job cleaning windows for 10 dollars. Each time I cleaned them I get 10 dollars... Yeah right lady wake up... I told her to clean them herself. She said "well it will help pay your loan off..." I'd advise noone to go there. They are a worthless business.
Reviewed July 7, 2016
I received a call from a foreigner named Jared that I have been approved for a loan for $2,000. He wanted me to give him all of my banking information and then asked me to go get a MoneyGram for $250 and send him. While I was talking I decided to look up laws for loans and it is illegal for them to ask anybody to pay an upfront fee or an insurance payment for a loan, so when I mentioned that to him he started yelling and screaming at me and calling me names and told me that I was not listening, that I needed to listen to him. Well needless to say I hung up on him. He called back 12 more times. Finally I told him that I would put him on a 3-way call with my bank about this loan and then he decided to hang up on me.
3 days later Jared called me back stating that he was from the Attorney General office and that I had taken out a loan for $800 and I didn't pay on it and if I didn't pay on that loan that he will be turning in my information to the Sheriff's office. So I told him that that was fine, my aunt works at the Sheriff's office so I will call her while he was on the line. Then I said "did you get your scam call messed up because you just called me 3 days ago to give me a loan and you worked with Advance America and now you work for the Attorney General's office??" He quickly replied he wasn't the same person. Now I decided that I'm going to give everybody his phone number so make sure all of you call Jared at 646-396-8301 and harass him all day as he has me.
Reviewed June 30, 2016
I was trying to get 1700 to go see my mom that is very sick and they told me that I need to pay a fee of 500.00 and put it on a itune card and my dumb ass did. They gave me a confirmation code to go get the money, get there and no money. They said the code is no good. I call them back and told them they said they will send me the new code in the morning and I can pick it up at ten and still no money. THEY NEED SHUT DOWN and their number is (727)466-3734. They are from clearwater fl. They took all my money to feed my 3,4,5 year old and I am so mad.
Reviewed May 20, 2016
I received an email from Alex ** saying I was approved for $5000 if I sent proof of income in the amount of $500! I called the guy to verify. He is middle eastern and rude. He told me he was going to ** my ** off because I lied to him. He was rude and foul and it is disgusting this is allowed, in any culture.
Reviewed May 17, 2016
So they thought I was gonna fail for their trap. They thought I was gonna be stupid after they had me buy an itune card and drive 9 hours away to open a Chase account. They put some money in there and I took it and ran. Now they're calling me and threatening me and calling me a ** and etc. Can I get in trouble?
Reviewed May 14, 2016
I got scammed as well. I got an email from Advance America saying I was approved for 2000 and they called me and told me that since my credit score was so low I had to pay 150 to get the funds and to put the money on an iTunes card. And after that they told I had to pay documentation fee of 375 and I told them I didn't have that kind of money and they were telling me I had to borrow it from someone. And I took it out my daughter's party money and then they told me to get another iTunes and I did. And they said that I had the last step and give them 445 for a fee and the guy was yelling at me and I told him I wanted my money back. And they told me no and I was so frustrated that I told him that I will sue him and he said "I bet you damn sure you will not get a penny out of it." So now I'm so stress, how am I going to do my daughter's party. I just want my money back, how can I?
Reviewed April 15, 2016
I received a text and email said I was approved for 5000 dollars from Advance America. The guy name was Derrick ** email = ** and his direct phone line is **. I called and he said I was approved for 5000 dollars, but he needs to verify my account that I am not broke. He told me to go to Walgreens and buy 500 dollars worth of iTunes cards and send him the picture of front and the back, also told me to scratch off the code from the back. He thinks I was stupid. So I hang up. Common sense. If I have 500 dollars in my hand then I wouldn't be applying for the loan. Be aware of the scammers. Use your head guys.
Reviewed April 14, 2016
Here is an email I received. I believe it is spam and have not returned their email or called them. "Dear Customer, As you are aware, you have a small pay day loan bill of $1289.86 that remains unpaid. We feel we have done everything possible within reason to collect the money you owe us. We have decided that unless you make immediate plans to repay us this money, we will write this debt off our books and claim it as bad debt loss to the IRS."
"Did you know that any money you owe us and don't pay should legally be declared as additional income for you or your business during the year in which you incurred the debt? If we decide to write off this debt, we will use IRS form 1099-A which will show the IRS that the $1289.86 became income for you and bad debt for Advance Cash America. You can avoid the unnecessary actions by immediately getting in touch with us either through e-mail or through phone. For any queries feel free to e-mail us back. We will be handling this matter over with you and will be providing you some payoff or Settlement options if available. Thank You. Advance Cash America."
Here is a simple question: Do you really want the IRS poking around your tax returns to see if you claimed that money as income? Wouldn't it just be easier to pay your bill?
Reviewed April 13, 2016
They emailed me said I was approved for a $5000 dollar loan. All I needed to do was give them my bank info. It would be in the bank. When I went to get it it wasn't there. So I called them and they said I had to send $200 thru Western Union to some bogus name. I did that and they said they told me I had to send another $475. And I did that and I called the guy again. He then told me he needed another $498. I told him I could not do that. He got very rude with me. I then told him just to put the money back in my bank. He hung the phone up on me. I called him back. He acting like he didn't know what I was talking about and would not give my money back. I turn that company in to the BBB.
Reviewed March 31, 2016
I am receiving emails saying I have a small loan in the amount of $1086.55 that remains unpaid and they are threatening to submit an IRS form 1099-a. I have no knowledge of this company or have ever taken a loan out with them. The loan number they give is ** and a phone number **. This is fraud and I am a victim of Identity theft.
Reviewed March 24, 2016
I had applied for an installment loan in the amount of $1,000 online and was contacted by John ** with Advance America in South Carolina. He said that I had been approved for an installment loan in the amount of $2,000. My payments were to be $131.00 per month. He then told me I had to pay a fee of $110.00 upfront and then my funds would be wired within 10 minutes of receipt by an "iTunes" card. No funds were wired; however, he then informed me that I needed to pay the Loan Document Fee upfront also. This amount was $399.00. I asked to speak to the Manager of the Branch and told him to deduct that amount from my proceeds.
He said they had already wired the funds and could not change the amount, but that my funds would not be released until they received the fees (once again by "iTunes" card). I told him that I felt they were committing fraud and he assured me that was not the case - it was just their policy and that I would have funds within 15 minutes of receiving the Loan Fees. I told him that I had better have my wire or I was going to report them for theft/fraud. He assured me on his Mother's grave that he was being truthful. An hour later, I still had no wire and he called back to say they needed to have Federal Taxes collected upfront, once again paid up front.
I told him I would not send him another penny and that just as I suspected, they had committed fraud. I demanded he send me the $509.00 I had already by wire immediately. They refused and said they were going to keep my funds. I did not sign anything or agree to anything allowing them to keep any funds if I cancelled my application (which I did not fill out on their website anyway). I intend to report this company and John ** along with his supervisor to the FBI. A person would probably think how stupid and naive I was in giving them the money upfront anyway. I certainly do feel stupid, but in the last 4 years one thing after another has happened, and in this case, I badly needed the funds for a surgical procedure co-pay. I hate that this kind of people make it very difficult for us to trust anyone.
Reviewed Feb. 15, 2016
I gave my two week notice, left on good terms. Part of my pay was delayed for almost a month! And that's cause I called! Today Feb 15th and still no W2! Oh but Advance America better get these customers in the door "DO THE DEAL, DO THE DEAL." ** if you ask me.
Reviewed Feb. 13, 2016
First off Advance America in VA Falls Church and the District Manager in the DC Area have stolen from people. They deposited checks when they didn't have permission plus they deposited checks when people didn't owe what they owed. If you write a check 4 months prior and you owe $300.00 left in an installment loan. That is against the law to cash a check for what a person doesn't owe. And then on top of things they made false and slander statements on the people. The district manager ** is so so unprofessional. Never go there EVER even if you need $1. They are so corrupt.
Reviewed Feb. 11, 2016
There are two Indian men. Well one of two with very American sounding names posing as agents for loans. They called me. Said "You applied for loan. You can get 8 grand. Congrats." These jokers need to be shut down. America will not put up with this bull crap anymore. The area code was 217 Texas. I think they harassed me so much I am going on the fed gov site for scams. Don't send Western Union or Green Dot card to these losers!!! This is disgusting behavior. Green Dot card my ass. Real loans don't ask for money upfront. Duh. That's why it's a loan folks!
Reviewed Jan. 27, 2016
Received several emails and one particular phone call offering to loan 5,000.00 for the next three years. Monthly payments at $183.00. The catch is I have to make a deposit of $220.00. I told him I didn't have it right now, so he said he'd save the information, he called Monday. He called again today to verify that I would be making that deposit, by 2pm tomorrow. Ha! Right, I gave him a prepaid card number that has nothing to do with any account at all. I'll never deposit anything on that prepaid card, so Robert ** at ** enjoy spending money that you're never gonna get just like I will never trust that you will deposit 5,000.00 into any account.
Reviewed Jan. 25, 2016
I received an email from FCS Corporation telling me that I owe Cash America a sum of $822.14. I don't even know who Cash Advance are and I have not applied for a loan of that amount, I don't understand why I received this email. Please stop this at once!
Reviewed Jan. 25, 2016
I got a call on my work phone from someone claiming I defaulted on a $300 loan and criminal charges would be filed against me tomorrow for money laundering. It got me thinking because he told me I had to Western Union it to him then I thought I never got a loan from this company so I called the company Advance America and they don't have a record of me. They even told me it's a scam. So of course I called the ** back and cussed him out good.
Reviewed Jan. 12, 2016
Representative of Advance America Cash Advance threatening fraud, 3 felonies coming to my work to serve papers, would not tell me what he is talking about... Scary I don't have a loan there and he had my last 4 social and work phone number. It terrified me. Now for sure I would never do business with this company -- I hope they are aware. There are many reviews with same and similar complaints.
Reviewed Dec. 22, 2015
I'm in need of some additional cash due to an extended illness, and applied to a few different cash advance/short-term loan companies. I received an email from Advance America today, with an attached loan document (which I did not download, only previewed) indicating I was approved for a $5000 loan at a 2.5% interest rate over three years, for a monthly payment of just under $150.00. Sounds great, right?
I called the number provided and spoke with a man with a heavy Filipino accent, who let me know I was indeed approved for the loan but they needed to verify my bank info to determine whether it was in their network or not (I bank with a small regional bank that operates only within the county I live). He placed me on hold for a minute or two, then came back on the line to ask me if it was a real bank (yes, it is a real legitimate bank, just a small one) and if I have both a checking account and a debit card, to which I responded "yes" to both.
He then advised me that my bank is not in their network, and immediately asked if I would be willing to open an account with US Bank. When I told him I am perfectly happy with my bank and had no desire or need to open a second checking account with another bank, he couldn't hang up quick enough. The impression I get is that they likely only work with huge national banks because of the sheer volume of customers they have, which helps to camouflage their actions; additionally, large banks are notorious for bad and impersonal customer service, so complaints are not as readily addressed and followed up on. A small bank like mine, however, is going to take notice of their shenanigans and be proactive in dealing with something that looks like a fraudulent and/or suspicious situation.
Reviewed Dec. 21, 2015
Wow. I applied with Advance America online for a cash advance. I thought it strange when I was denied online for $500 but received a text saying it was reconsidered and approved for $4,125! Yeah. Right. Obviously a scam and NOT the REAL Advance America. I bet my friend they would ask me to send them money first if I called. So, yup, called "Charles" back in California even though I applied with Ohio. I could barely understand him through his accent. Sounded like he was from India as well. He went on about the $250 a month payments for borrowing $4,125. Same amount I've read on other postings. I asked him how much I had to send him first and he paused, probably thinking he got a live one, offering to give him money first. Lol. He said "the usual $250, security deposit". I said, "Oh, I only have $.05 in my account!"
He gave a loud perturbed sigh and hung up. Oh, so sorry, "Charles", not this one. BUT! I continue to get calls and texts from this same number and many others all claiming Advance America. I have replied the requested "LEAVE", then have received a list of other numbers to reply STOP and LEAVE to. Finally, the last one replies, "Bye" and... crickets. Hopefully it stays this way! Will stay with Check n Go when going online. May be under $1,000 but I havent had any problems and they speak unbroken English!
Reviewed Dec. 18, 2015
I got a call from a number in FL (786) 468-7038 and a man with a very strong indian accent began to tell me I had applied for a loan which I had but not through them. He said I was approve for 5000 dollars. I never asked for 5000. I've only wanted a small 2-3k loan to help with bills. He then began to tell me he was going to help fix my credit score and something about him sending me a money gram so that I could pay a deposit but it wouldn't come out of my own pocket. HE KNEW EVERYTHING about me. He knew my name, my job, my social security number, my date of birth, where I lived. I am terrified now that my identity has been thrown out to whoever needs to use it after attempting to get a personal loan to fix my financial problems. I'm so freaked out and feel dirty right now. I'm so upset.
Reviewed Dec. 3, 2015
Recently, I was applying online for a cash advance to help with my kids Christmas. Shortly after, I got an email stating that I was approved for a loan between 2000 and 15000 dollars. I thought great! Then today, I get a call from a ** number. It was a man with a very strong accent, I could hardly understand him. He then asked me how much money I needed and verified my bank detail, my address, my ss number, even where I work. I thought nothing of it until he told me to hold on while he deposited my cash but quickly came back to say that I have to first send $112 dollars for some insurance but I couldn't send it through my bank account. Please don't fall for this. I am sure that it is a scam!
Reviewed Nov. 29, 2015
I received a phone call from Victor, but he sounds like a foreigner. I had went online. That is how they knew to contact me. Victor left a message on my voicemail stated that I had been approved for a 7,000 dollars loan. I called Victor on 11-27-15, he stated that I was approved for 7,000, but I said I only want 1,500. He said due to my poor credit score that I need to show that I could make 150.00 monthly payment. He then put his manager on the phone, his name is David **, he told me to go to Dollar General purchase a 100.00 MoneyGram. Never got money in my account nor did I get the 100.00.
Reviewed Nov. 16, 2015
This number call me as I was hunting for a loan they send me an approval email. (**) I talk to them process information as check advance but after all the information they wanted my bank username and password. I told him I was not allow to give this information from my bank so I have a local account that I have no deposits going to it and no funds, gave him that account information as I know all my information on my regular federal account is completely different so nobody can hack and they call me immediately before approving any international or suspicious transactions and send me even a text.
He state is working on it and that he will deposit 500-700 on my account and that then I have to go to moneygram and send them back the money and that they will then deposit the $5000. loan into my account. I think they are trying to money laundry or exchange money for other purpose that they don't have. But I did exchange no money and won't send any also. Be aware of these hunter never know what are they after.
Reviewed Nov. 3, 2015
This is a scam! My girlfriend and I were just looking for a little extra money for Christmas. When I received an email saying I was approved for a 7000$ loan that I could pay back long term, we thought great so we tried it. First of all, I couldn't hardly understand this first guy named Mike which we overlooked. He proceeds to ask me for online banking info which also was overlooked because we've done a payday loan before and they asked for such info also. When people try to access our account from a device other than the devices we log in from, it requires a one-time pin if it's done through a mobile device. So when Mike asked for the pin I wondered why he was using a cell phone to do the transaction. Mike said in order for me to receive the 7000$ he was going to deposit 900$.
When the 900$ was deposited 200$ was available for use but (Mike which by the way is NOT his real name) Mike said to go to Walmart, use debit card, get a green dot card, send 200$ back and then the rest of the money would be deposited. Well red flag went up. So instantly even though the money was in there we called the bank. Didn't touch it! When we went to the bank they proceed to tell us that not only was the place a fraud but that it was so much a fraud that the money they did send us was from some other poor lady like us, named Nicole from Indiana. They had stolen her info, wrote a bad check in her name and deposited through our mobile deposit. Her check which our bank got her info and is contacting her and hopefully stopping all her problems with this horrible set of **.
In the end, I'm sure people have heard of this type of scam and it's common problem. We didn't lose any money we provided. Our bank which is going after this place, we provided them with 6 different phone numbers they called from. Just don't believe anything these people say. They're extremely rude. Wish I could meet the guy that told me not to play games with him because I'd let him see a side of me that people probably shouldn't see. Don't use them. Stay away please. Trust me they're fake as all. Get out. I gave this app 5 stars. They helped me not the company there.
Reviewed Oct. 31, 2015
In October 2015 I was online looking for a personal loan to consolidate some smaller bills. Advance America showed and I felt they were reputable as they are all over the place. I filled out the application and they called me to talk about the loan I had asked for. The person I talked to was Eric ** and he said I was approved for $5000 dollars and wanted to know if I had an active checking account and I said yes I do. He said in order to know that, they would be depositing $1925 into my account that night which they did in increments of $491, $493, $453 and $485 and what I would need to do is go to a Walmart and send a moneygram, the first one going to Texas, the second one going to California. Well of course the lady at Walmart was suspicious but I assured her this was a legitimate transaction. Yeah right, little do I know what was going to happen. Well Eric called me back to let me know it did not go through.
So I tried again. He called back again and let me know the person had not received it yet. I go back and get the money back and then the Finance officer name Albert ** calls and said that I would need to go to another place that sends MoneyGram express which would be me using a card to put the money on. Well I decided since it was Advance America I would go to the location near me and I sent the Money Gram to two new people a Bonny ** and to someone last name ** to Harrisburg PA and of course these two got the money and all was well. Monday night October 26th not knowing these were fraudulent checks all got returned because they were fake checks and I am now in the hole of $1925 and overdrawn... I called to speak to Albert and told him I had talked to the bank and the checks were fraud and I asked him if this was a scam and he assured me it was not or he would not be talking to me.
Then he tells me because of low credit I would have to send $500 dollars for insurance because it was 10% of $5000. I told him I was not sending another dime and they got their money back and I am in the hole with a frozen account that is being investigated and he could pay the $500. He said they would put my account on hold for a couple days while I get the funds together for the insurance.
So I contacted the Federal Trade Commission and MoneyGram and my bank and now my account is closed and Albert called me today to tell me they had tried to deposit the $5000 into my account and it wouldn't go thru and I told him it wouldn't go because the account is closed and I regretted ever finding them and they had been reported and they can give the money to someone else. It has been a loooooong week and a nerve wracking one at that. Thank my God above for wonderful friends. DO NOT use Advance America #(323) 786-8549. They are full of scamming blood suckers which one day I hope they get done the same way. People are so heartless these days.
Reviewed Oct. 22, 2015
I missed a call from 260-701-7426. I listened to the voice mail - it stated that it was a call from the State Attorney General office. I called 260-701-7426 and a foreigner answered the phone. I asked what was the call about and he stated that I had taken out a loan of 400.00 & I needed to pay immediately. I have never taken out a loan with this company. The man on the other end stated that I should've receive information regarding the loan through the mail. I told him that I hadn't received anything and it was probably because I never received a loan. He stated "That's not my problem." I asked for proof of the loan. Where was it deposited? Documents that I signed? He became upset and hung up.
I called back and he answered the phone and said "Why the hell are you calling back?" I wish there was a way to sue these people. I have a hard enough time paying the bills I already have. I don't need some scam artist trying to get over on me. Causing mental distress. If anyone knows of any way to sue these people please let me know.
Reviewed Oct. 21, 2015
I was contacted a couple years ago about qualifying for a $3000 loan. I had been laid off and was in need of money so a man with a heavy Indian accent told me I had to pay a fee before I could get my money. I was instructed to go somewhere and purchase a green dot prepaid card and call him back. I did that and he told me to scratch the number off the back and give him the numbers. He assured me that I would have my money in my account within the hour. I waited till the next morning and still no money. I called him back then he told me I had to pay something else. I kept saying to him this has to be a scam but he assured me again it was legit. I ended up sending him over $800 and my identity was also stolen at this same time. So I am wasting.
Warning everyone to check and make sure this has not happened. They catch people on a very desperate time and take advantage of that. I tried to get my money back and filed complaints but I never got any of it back. Every time I tried to call them back after that the phones were disconnected. Can anyone help get the money back.
Reviewed Oct. 15, 2015
I received an email from this company stating I had been approved for a $5,000 loan. The call was from Miami, FL. I was told by a James ** that I needed to send $205.00 to a David ** in MN to their insurance to cover the loan in case I was out of work. So stupidly I sent the MoneyGram. Then he calls me back stating I needed to send another $253 because there was a red flag on my acct due to credit. So stupidly I did that. Like 10 minutes after I sent that MoneyGram I get a call from ** stating that I had been scammed and to go cancel the MoneyGram. Thankfully I cancelled in time and got my money back. So I call the 864 number back in Spartanburg, SC and they want me to send another $209 for "credit repair" and they will stay on the line with me until the money is deposited into my account. So I ask who to send it to and a Stacy ** states to send it to David ** in MN.
I said “Hold on I already sent him $205” and she stated that he had delivered the money to the insurance office. Upon speaking further with one person after another I kept getting talked over and hung up on. I said to them "Why can't you give me back my $205 for the insurance that I would not be using at this point?" They stated they could not refund me my $205 and just kept getting mad at me and hanging up on me. No one spoke clear English and one guy from the NC # that they weren't even in the United States.
Reviewed Oct. 14, 2015
I have never took a cash advance loan with this company ever! I have asked for proof on several emails, also for a number to reach them. I googled them, obtained number 773-455-4908 which is not in service.
Reviewed Oct. 11, 2015
I also received this email from this Advance America guy named Bob... But he first verified my bank and SSS information and then said he would transfer me to his loan officer. Which all he did was switch his voice up... And proceeded to talk to me about the 5,000 loan I was approved for... As soon as he told me that I knew it was a scam... He said I need to be able to provide him with 300 dollars before I can get this loan... He said, "go to your nearest Walmart for a MoneyGram to send it." He will tell me next step after that.
I then started to question him. He started to get aggressive and I asked him, "what bank is affiliated with"... Bank of America... LMAO I then said, "great, I work for them." And I told him we were not affiliated with that company. He then said can I just wire him this money and I told him no I want him to delete my ** from his computer and don't call me again.
I have LifeLock and they are monitoring for any suspicious activity and I called my bank right away and told them my information has be compromised at this point. And so my boyfriend gets on the line and starts to question him, and asked for all the names of his supervisor - gave us very generic names. Beware guys. I didn't send this guy and money nor did I agree to any loans he was trying to pressure me into... And if they take my information I have LifeLock so I will surely know if my information is being used elsewhere.
Reviewed Oct. 9, 2015
I just received email as a lot of people that I owed over $900. I have never taken a loan from these people. They are very threatening. I wish there was a way to stop these people and turn around and sue them. Don't send money.
Reviewed Sept. 24, 2015
So I got a phone call after applying through a secure site (HA) from Greenleaf Financial and then from Advanced America Loans saying that I had been approved for 2,000-10,000 dollars. So I called them back because they said it was totally based on my credit score. They had all my information, bank account, social, address, phone number, where I worked extra. Then the guy said he was putting my request through for 5000.00 would cost 174 a month in repayment. Pretty good terms but then he put me on hold and when he comes back says "well your credit score is quite good enough and we need you to show that you can pay so we need to get 210.00 dollars."
(In the meantime, while waiting for him to get back to me, I hopped on to the internet and typed in the company only to find tons of complaints.) So, when he came back with me sending him money, I said "well I have been researching your company." He was like "well that's not us, we are legit." I then read just one post to him and told him I wasn't sending him any money and to delete all of my information. Whether they do or not I'm not sure. What I worry most about is they have my banking info which I didn't give them and they now have access to that account. This company really needs to be investigated and shut down.
Reviewed Sept. 20, 2015
I have NEVER used this company, don't know who they are. They reported to 2 different credit agencies that I owe them over 1,000 and I have NEVER contacted them. I disputed it on my credit report and through the BBB. Definitely a scam.
Reviewed Sept. 15, 2015
I received an email from this "company" - said my name had been given to them. The guy I talked to was Christopher - he was one of many. I wish I would have investigated them more and had the luck as CA had - I did not and have sent them money for "fees". Today they said the loan was ready but they needed another $400 for additional fees. I told them I don't have it and had already sent them $$$$. Their remark was they would hold my file for 2 weeks. I replied no such luck - you already have $$$. I asked if they could send my "fees" back and they said it was against some federal lending corporation rule. I am just sick that I fell for this scam.
Reviewed Sept. 15, 2015
They called me telling me I was approved for a loan I needed to pay for a medical procedure for my son. Said that I wouldn't need to send them money upfront but I need to send them a voided check by email. The next day I have 2 checks forged and withdrawn from my account for $900/$970. Luckily I have the original email and checks and reported to the fraud dept of my bank right away.
Reviewed Sept. 14, 2015
Today 9/14/2015 I received a email stating I was approved for $5000 and that I needed to call asap. So I call and someone with a heavy Indian accent claiming to be the senior loan officer. He asks what bank I'm with and I tell him AMEX, but then he says they don't go thru American Express. I'm don't think nothing of it at the time because I just recently lose my job so he refers me to two banks that they deal with Texas Capital and Prosperity Bank so as I'm riding around trying to find one of those banks I stop and think if he want to deposit money he could of just direct deposit right into my account but that sneakin ** wanted me to add money into the account so he could withdraw it and when they say you will have the money in 30 to 45 mins that's how long its gonna take them to wipe you out.
I know because they got me with that my vanilla debit card. It's true what they say - if it sounds too good to be true then it probably is. Be careful with your personal info. If you think your info is being used fraudulently flag it. My best advice don't put private info on the internet because when it's out there there's no way of getting it back.
Reviewed Sept. 12, 2015
I got a text message on my phone from this company that I was approved for a loan up to $8500. I called the number and a man named Alan with a heavy Indian accent greeted me. I inquired about a set amount I needed and he said he could help. He then read off all the information he had on me. Said I needed to pay some insurance feed up front before loan could be approved. I asked how he had all my information (bank account number, SSN, address, DOB, etc.) and he said it was on my application. Funny since I never filled out an application with this company. Beware!! This is a scam!! But now I worry because the scary thing is that they somehow had all my information. What can be done about this?
Reviewed Sept. 12, 2015
First and foremost, I am one of those people who Google everything. I got a phone call from a heavy Indian-accented guy telling me I was approved for a long-term loan, which is what I was looking for. I needed help for the short term loan I had to keep up with the bills. Once you get on that track being a mother of 2, it's hard to get out of. The guy proceeded to tell me I was approved from 2000 to 10,000 dollars. I gave him my information to look up my credit, supposedly. He put me on hold, came back and said, "Great news, we can give you a loan for 2000." Being that my credit was low, they would deposit a check into my checking account and to verify it is really me, I'd have to send some money back from that check through money gram. Nothing else, no western union, only money gram.
He never said an amount. By this time, I'm talking to 'David **'. So he told me he deposited the check to send 500 back to him using my debit card. "Do NOT use the atm," he said. "Just use your debit card". I was trying to Google these people, but they used a cellphone jammer. I couldn't look up anything. I couldn't even look at my account to see what they did. I had $468 already in my account but he told me this is all we have to do and they will deposit another check and I'd only have to pay $138 a month back. The woman at the money gram asked if the recipient would be able to provide an ID, I addled this David ** and he said yes. He told me the recipient was Lorenzo **. The agent heard my conversation. I believe since she asked this question. Now by this time, I'm getting a little upset.
This has taken over 40 minutes, these people kept putting me on hold and not once let me hang up or use the atm, but I'm willing to do anything to get home to my family. This was right after work. So I sent the money. He said, "Okay, wait 10 minutes please to make sure the money was there". He put me on hold. 10 minutes later, he comes back and said, "Okay now I need you to send 900 back to me". I said, "Okay, I don't understand what's going on, how you deposited these checks because I have USAA and the closest bank is in Texas".
So they start getting fast and hurry-hurry mode. "You need to get this out fast so we can give you your check fast". I got put on hold again, a different guy comes to the line asking me if I have a boyfriend, he looked at my social site. I'm very beautiful. Now this David ** comes on the line. I tell him about this guy hitting on me, he said, "Sorry about that. I never had to talk to him again, just please send this money."
By this time, it's been 3 hours, nothing seems right. I hang up. They called me 39 times. It took me 2 hours to get my phone back to normal, phone calls, messages online, even WiFi wouldn't work. I finally was able to look on my account. They deposited 2 checks, 1 in my savings and 1 in my checking. I NEVER gave them my savings info at all for them to do this. It said the checks were not available to see yet, but I could see they deposited it by phone. One for an amount of 1200 and 1100 and change on both. Now the next day comes, different phone number and I answer. It's him being irate telling me I need to send the rest of this money, I told him my bank, put a hold on both of them which they truly did. But they took out another 900 overnight.
I'm assuming because I used my debit card, they got that info as well. He got mad, insisted in order to receive my money I had to send the rest of this back, call my bank, demand the money. I just hung up, blocked the calls and called my bank. The woman I spoke with said just wait till the checks cleared and we'll take it from there. Over the week, I went 500 in the hole on my savings, 500 in the hole in my checking and my little bit for rent was gone. By the time the checks cleared, both checks were nonsufficient funds. 2 names I never even heard of and on both checks they forged my name. I am all trying to recover from this. My bank said it takes 7 to 10 days to investigate but since I gave them my checking info, there might be nothing they can do. But since I didn't give them the savings info I might get that back.
They will fully investigate, see where and how they deposited the funds and take it from there. I lost a good 1500 dupatta that I don't even have. I don't make that much. So my bi-weekly check I get had to cover what was there to close my accounts, close my debit card, get a whole new checking account and debit. Please, I hope and pray you do NOT fall for this. Karma will get them, unfortunately, not soon enough. By them getting my account info, they hacked into my account, hacked into my life like I needed this. PLEASE PLEASE PLEASE don't let them do this to you.
Reviewed Sept. 9, 2015
I don't know who In the hell these 2 Indian guys are. One is named Jordan & forgot the other guys! My boyfriend received a text messaging saying I need to contact this attorney office before they issue me a warrant and come to my house or work! He told me they are suing me for different allegations like 3 counts of fraud and I needed to pay 400 in the next 2 hours or they will send my lawsuit to the sheriff's department! I asked them some information and they couldn't tell me. All they said is if I wanted to clear my name I needed to go to Walmart or CVS to Western Union to send $400 to Sunil ** or I will go to jail! I don't know who these people are but they need to be caught. I'm going to see an attorney tomorrow to stop the cowards from threatening and harassing me.
They have my social security number and they were so mean yelling at me to send them money ASAP!!! I call the number back and you can't I can't find this attorney office they are calling from and now that I'm reading everyone else's comments they are fakes and scamming people!!! These people need to be caught ASAP. I was upset all day stressing out about how I am going to pay them back due to losing hours at my job and asked to make payments and they said I am a broke girl who needs to go find money before the cops get me! They were treating me with disrespect and kept saying if I don't rush to send them money then I will get in huge trouble! I need someone's help!! I don't need this kind of trouble. I didn't do fraud. I would never do that. I am an honest person with good intentions and I'm only 25 and to be dealing with this kind of stuff is horrible.
Reviewed Sept. 8, 2015
Got an email saying I was approved for a $7000 personal loan. I have not used the real "Advance America" before. So was listing to what James ** had to say... At first James ** calls me, **, and proceeds to tell me I can have the $7000. They will deposit $986.00 and I can pay it back with $250 payments for 24 months. Meaning I would pay $1000 interest over the course of the loan. So I agree to listen to the terms while researching phone numbers, company name, etc. Red flags came up when I typed in the name of the company and put in IL pay loan. The contact number that he called from was **. I would call the number back and it would say you're not allowed to call this number from this phone.
James ** wanted me to send them as much money as I could starting with what is available in the account from the fake deposited that they created, and tried to put in my account. The bank tried to approve the money that was placed into the account, but they contacted me and let me know that the deposited was invalid and that any money withdrawing from the account would result in a negative balance.
I keep all the emails that the person James ** sent to me and the phone messages and account number used to try and deposit money into my bank account. There was no loan agreement sent to me. There was no logo in their emails. They used a personal email address with their so called business email (**)? "If you will not pay this amount back to us then we are sorry to say you that we have to freeze your account and your ssn for making a fraud with your company then you will never be able to open any bank account."
Reviewed Aug. 27, 2015
I'm getting email at work saying I owe $986.45. When I call he try to get my info. like SS #. My company and I try to block them. He use the name Advance cash America. This is what they are saying. "If we decide to write off this debt, we will use IRS form 1099-A which will show the IRS that the $986.45 became income for you and bad debt for Advance." This is the phone # and e-mail. Cash America, Advance Cash America, (347)-332 0189.
Reviewed Aug. 20, 2015
I filled out a application online on August 16, 2015. At 9:36 am I got a call from Advance America. He had a very heavy accent. Sounded like he was from India. He said I was approved for 2000 dollar loan. Then he told me to go to the Website cashpay.ml or cashpay.ga and I did it. Went to a link he said I was already getting the loan but I had to sign up for scoresense so they have a accurate credit score. I did it but when I was done he said he needed my membership number. When I gave it to him he said "someone will call you in a hour" about my deposit. It didn't feel right so I called scoresense and ask the rep about the co. and gave her the website. She told me they were legit. They are not legit. When I called them back he got so rude he then repeated my address and said he was gonna come and kill me. That if I want a problem he will give me one.
They have all my info. I'm not sleeping. Nobody should have to deal with this. After he threatened me he called from a Chicago cell phone, **. The original number was ** and he also called from **. I followed the website to a company in the US site5 **. I let them know what they were using their service for and nothing was done. When I talked to a rep for that co he confirmed they host two sites but was not sure about their other site. I found MyFreshCredit.com. I also found documents of pages and index they were deleting from one website info 6-4-2015. Delete source ip address 22.214.171.124 also insert alias 126.96.36.199 then I found on 6-7-2015 delete source number ** insert alias 877-936-4162 that is the number for website CashPay.ml and also number for site Myfreshcredit.com then I found Delete source index site5.com.
Delete source Shopperapproved.com Delete linked domain exsport.gov. They keep calling and threatening I call back to make sure I don't let them think I'm intimidated. I closed Bank account. But they still have my address, social security, my birthday. They know everything about me. And scoresense they are a company that are supposed to be here to protect us. Nobody should go thru this. Please help with this they can use my info for anything. When they call you can tell there are a lot of them and very heavy accent sounds like they are from India. Thank you for any help you can give me.
Reviewed Aug. 15, 2015
Got an email saying I was approved for a $5000 personal loan. I had used the real "Advance America" before and had no issues. So I thought I could trust this offer... at first. So Charles ** calls me, (716) 616-9168, and proceeds to tell me I can have the $5000 due to my income with only $250 payments for 24 months. Meaning I would pay $1000 interest over the course of the loan. Not great but I was hurting really bad! So I agree to listen to the terms while researching phone numbers, company name etc., finishing all sorts of red flags. The contact number he gave me was 716-616-9168.
Charles tells me I need to send him $250 first, due to my low credit score. I immediately tell him it's a scam and I'm not going to do it. He gets frustrated and I hang up. I pray he doesn't have too much of my info and nothing else negative comes from this. I'm so sorry others for scammed out of this, awful. :( I immediately get a ton of calls from all kinds of numbers including 0000000000. All trying to get me to complete the loan. SCAM!
Reviewed Aug. 13, 2015
I received a call from someone saying they were from Advance America with a Florida number but when I looked it up it is cell from T-Mobile in Augusta GA. In searching the number the Company listed was Powertel Atlanta License, Inc. It was a India speaking man that told me my loan was approved for $3000. Funny thing is I never applied for a loan. I work for a Financial Institution and know a lot about SCAMS. I started asking questions of the man that was getting a little shaken and by the time I finished asking questions he told me he didn't know his number, his name or even where he was. I asked for a Supervisor and another man got on the phone which begin to say very vulgar things to me which really upset me and I told him I knew that what they were doing was a scam. He kept saying very nasty this and I told him he called the wrong person today and I hung up.
A few hours later the same number called again. This time my husband was listening on the other phone while I played along with the guy. This time he told me I was approved for $1000, I asked if I could get more he told me to hold on and then got back on the phone and told me I could get $3000. I asked if I could get more and he told me to hold on and came back on the phone and said "yes you are preapproved." I asked if I could get $10,000, he asked and said yes. I then asked how I was going to receive the funds, did I have to give him my personal info and he told me he had my address, phone and email. I would receive the funds by Moneygram but I would have to talk to his loan banker and give other information.
I then began to tell him that I knew that this was a scam, I had never applied for any loan and I didn't want them to contact me again. I also told him that I was reporting them and I was contacting my attorney. I then decided to hang up the phone. About 5 minutes later they called back and my husband answered but they hung up. I have also received calls from a not complete number. The numbers are as follows 706-619-1779 and 71-720-8834.
Reviewed Aug. 11, 2015
Applied for a loan online and received an email from a Mark ** at Advance America which turned out to be a scam. Approval letter said I was approved for a $5,000.00 loan at 10 percent interest. He claimed to be the Senior Loan Officer. Because my bank is a small mutual bank he said he couldn't wire the funds and would have to go through MoneyGram. I questioned him about this and he assured me this was a legal business and this was normal. He told me to wait at Wal-Mart and he would wire the funds. I waited 4 hours and still no money. He then told me I had to pay the first payment of $250.00. I had to send it by MoneyGram. It made sense so I sent him that amount by MoneyGram. I went home. He asked why I went home because he was going to wire the loan money to me. I told him I couldn't sit in Wal-mart anymore. The next day he called me at 9:30 am and told me that I had to now pay the fee for him wiring the amount.
I asked why he couldn't take it out of the loan amount and he replied that it was against policy. So being naive I wired him the money. He told me I would have my $5,250.00 in 20 minutes and to wait at Wal-mart. Three hours later still no money and now a Peter ** told me I had to pay the taxes on the loan or the Federal Trade Commission wouldn't release the funds. I got angry and told him "this was scam" and he said it was definitely not a scam and it was perfectly legal. I once again wired him $272.00. Still no money. I tried to call today 8/10/15 and they will not answer the phone so I blocked my number and someone different answered the phone and asked for my name. I was put on hold and no one ever picked up.
I have now found out that these same people are doing this to other people daily. This is unacceptable. The phone number I call is a Miami FL number 786-600-1175. I have filed a complaint with the FBI but they are so inundated with these scamming complaints I doubt anything will happen. I am sincerely hoping that Consumer Affairs look into these guys and get them shut down. Besides this being a crime it's immoral.
Reviewed Aug. 6, 2015
I was sent a email claiming I was approved to get a cash advance loan up $5000. I was in a desperate need for cash and the things started sounding right until he asked to send money through a wire transfer on western union. It was my last $100 I sent thinking I would get the money in my account. Called to speak with the people. They claim it takes a minute to post money in account. Money never made to account so I asked for refund. Stated there's no refund and I would have to give more personal information in order to get loan money in account. I had already giving bank account information to put money in account.
I should have follow my instincts. I'm usually researching things like this for scams and never got scammed. I hear others have but this time I think they caught me at a bad time. I have been feeling all kinds of things to try and bust this operation from getting other people. I was very upset but you know what? It's just a matter of time before they are exposed. It's sad how people don't have a heart and will take from hard working people such as myself and you take them for granted. This world is a crazy place. I hope everyone who been taking for granted able to resolve issues.
Reviewed Aug. 4, 2015
Phone **. The India dudes sound English not complete but saying I was approved for $4000 plus send $200 to MoneyGram & my loan amount of $4200 in 45-60 minutes which sound kind of odd. Plus I'm in need of that loan. Red Flags. Be careful People. Karma will come back look for them.
Reviewed Aug. 2, 2015
July 31 I borrow 350 - interest 61.25. Contract say no fee. By August 1 I cancelled and had to pay 61.25 fee. I want my money back. The store is locate in Centre, AL - 1931 W Main St Centre AL. Phone 256 927 8548. Contract says rights to cancel this loan by August 1 and avoid paying any fees.
Reviewed Aug. 1, 2015
I applied for a bad credit auto loan, and received a response from these people. They took me for 400.00 and wanted 290 more!!! They claimed my 5000.00 loan was approved, and these were merely processing fees. I cant believe I was taken. I am an educated woman, going through a horrible time in my life. I do not understand with all the complaints I have seen AFTER the fact, about this same company, WHY AREN'T they caught??? They are preying and scamming innocent people whom they know are in dire times. I do not understand how so many people have written of these same people, these thick accented Hindu Indians with Johnny Appleseed american fake names, and yet they are still there!!!!
Reviewed July 24, 2015
It's an expensive short-term loan with an astronomical APR. They are very upfront about this and that's why you should only use their service if you're in the middle of an emergency and have no other options. That said, my loan was approved in minutes, deposited into my account the next day, and I paid it off on the due date which satisfied every obligation I had to them. It was a simple, pain-free process. Helped me to catch up on a few bills after a couple weeks of not being able to work as much. No mysterious Indian men, no prepaid debit cards, no one continuing to debit my account after everything was paid off. I'd absolutely use them again if I was in a tight bind.
Reviewed July 22, 2015
I just got an phone call from Advance America Cash Advance talking about I got a loan for $300 deposited into my account. And I refused to pay my payment so now they are filing criminal charges. But when I told them that it wasn't me they had my ss# and my old address. When I told them I don't live there the man hung up.
Reviewed July 21, 2015
I was contacted via text message that I was approved for a loan for $4000.00 from Advance America. The name was Jake ** & the number left for me to call was a 214 area code. I was in dire need to get medical bills paid as well as other things. I called the number & Jake ** - very heavy Indian accent answered the phone. He told me I was approved, & my monthly payments would be 250.00. All I had to do was go get a Visa Green Dot Card & put 400.00 on it to show I had the funds to pay back this loan. He promised that I would immediately get my money back. He also asked for my zip code & even the nearest place to get a card was Fred's.
I bought the card, put 400.00 on it, & was told not to activate it. I called him back & he said I would have to send a MoneyGram of 450.00 to release the funds, as they were being held in an account. I borrow the 450.00 & wire the money to a weird name Kapil **, in Lilburn, Ga. I found it odd that I was sending money to this person, but did so anyway. A friend of mine said it was a scam, & I immediately got my money back. This was after calling Jake ** with the ref. number & info. I was contacted later & asked why I had canceled the MoneyGram, & I told him I knew it was a scam. He assured me the money was coming back to me along with the 4000.00.
I then go to Western Union, only because there was not a Walmart close by, which is where I first sent the money. It cost me 30.00 to wire the money, but then again I'm thinking I will be getting all this money back. At this point I was talking to a person named Mark, & he told me the name & to send the money to Florida. It was getting late & this was on a Friday evening. Mark called me to get the ref. number & said my funds would be deposited into my account first thing Monday morning.
Well, I call my bank Monday morning & no money has been deposited. I call Jake ** back & he explains to me that my zip code had been black balled & the money was frozen. He also said I needed to send 465.00 for taxes to release the money into my account. By this time I'm furious, & told him if I had all this money to give them I would not need a loan. I said I wanted my 850.00 returned to me immediately. Jake said this could not be returned without me paying the taxes. I received several calls on Monday from them trying to finish the loan & to get me to send them the 465.00. I told them I was sending no more money. I received a call around 8:00 pm from an unknown number wanting to help me with my loan to get me the money. He said I didn't have to send any more money & he would take care of it.
After all the run around. I still have gotten no money, & please be aware of these scammers out there. The guy asked me personal questions & I told him I was not answering these questions & that I just wanted my money returned. I'm out 850.00 & was told I had 24 hrs. to come up with the money. If I could not come up with it, then I would lose all my money. I was so angry & upset at this point, although I tried to hold my composure & not let them know this. It is early Tuesday morning & still no money has been put into my account. I am not sure at this point who to contact, but I will report this to every person I can think of. I originally sent money I was going to use to pay my car payment with, thinking I would get the money back. No, they just keep trying to get as much money out of you as they possibly can...
Reviewed July 19, 2015
I'm amazed at how many people have fallen for this scam. But I believe now that these scammers have tried to get my husband. He keeps getting calls from Indian sounding people trying to get him to do a loan. They sometimes call several times a day. I've actually used this Advance America Cash Advance place before and walked out very pleased at how simple and easy the process was. The real company is great. I paid them back on the due date and never got a phone call from them since. Very professional and polite staff too.
Reviewed July 14, 2015
This company is a scam. No company want a customer to give money, when you are trying to borrow a money... and go buy a Green Dot card and put $250 on the card, to receive $4000. No one speaks American.. Poor English.. Please be aware. Thank you.
Reviewed July 2, 2015
I was approved for a $5000 loan and sent $150 to Florida branch as my first payment. Funds are still not in my account. That 150 was all the money I had to my name! I'm so upset with myself for believing that I just might be able to clear some of my debt and still feed my kids!
Reviewed July 1, 2015
The other day I received loan documents from someone pretending to be a loan officer for Advance America. This man tried to get me to upload money on a pay power prepaid card of 250 on a 4,000 dollar loan. I knew right away this was a scam because loan companies don't ask for money upfront. I called a employee at Advance America and did a three-way call on this man. She busted him in like 3 minutes and told him about himself. He hung up in her face because he was busted. Thank god for following my first mind... People are so crooked.
Reviewed July 1, 2015
I received a strange call yesterday from this number. On the other line was a man that claims to work for Cash Advance America. He spoke very quickly and I swore I heard him say, "** (something)". I said, "**?" He responded by repeating his name and his alleged company name with a serious attitude. I figured I could have misheard him. He then stated that I had recently applied for a loan (which I had) and proceeded to tell me that I was approved for $10,000. I explained that I didn't need another loan as I had already been approved for the last but he responded by telling me that I could also get a smaller loan in the amount of $5,000. At this point, it was clear he wasn't listening to me, so I decided to humor him in the hopes of collecting enough info to share with you all here.
Sometime during the call, he asked for my name "for verification purposes" he said. I didn't divulge my real name, and instead told him that he should know who I am since he called me saying I am approved for a loan. It was then that I learned that he was in fact calling for a **. After he learned that I wasn't who he thought I was, I assumed that would be the end of it, right? Nope! Using my fictitious name, he continued with his script, asserting that I was still pre-approved for the loan. Major red flags go up here. Certain it was a scam at that point, I decided I would get to the bottom of their alleged "offer". I couldn't help but laugh though when I learned what they were suggesting. I could "receive" $5,000 "interest free" with a payment of $212 every month for 24 months.
If you do the math, that comes to $5,088. Sounds too good to be true, right? God forbid you tell them you are skeptical. The man proceeded to get loud with me, especially so when I said I needed to look them up online first. "Fine, look it up. Go ahead, look it up ma'am." I looked it up and to no surprise, I didn't find their company listed anywhere. I refrained from telling him to avoid escalating the conversation further. He then tells me that I have to pay $212 upfront to secure a voucher for insurance on the loan amount and would need to pay that right then and there with him on the phone to proceed with the loan. When I questioned the logic of paying up front to borrow needed money, the call got very heated. I wasn't about to let this guy waste any more of my time so I ended the call. I should add too that my number is listed on the National Do Not Call registry. This is the first solicited call I've received in a while.