21st Mortgage Corporation Reviews

My experience with 21st Mortgage was just excellent. Andy ** helped me understand the process each step of the way. Stephanie ** and Customer Service took care of the due date change promptly. Thank you for financing my new home!

I went through a divorce and my ex-wife’s name was on my loan. I had to get it out of her name and just solely in mine. It was hard to find a mobile home company that finances mobile homes without a property attached to it and Florida only has two companies that do - 21st Mortgage and another company. Going through 21st Mortgage's loan process was a good experience. The lady who helped me helped out a whole lot and answered all my questions. She did a fabulous job. Every time that I had a question, I’d email her. She either responded right then and there or if it was close to quitting time, she would let me know what was going on the next day. She'd let me know what parts I still lack, what information they needed and anything that would help get it all squared away to where they wouldn’t see a loophole. She gave me feedback and if I didn’t understand it, I’d email her again and she’d rephrase it.

It took 21st Mortgage Corporation forever to get things done. I’ve got a lot of mortgages 'cause I own about 11 homes and it took me three months to get a simple loan approved when it should’ve been four weeks. Every piece of paper took days. Their rate seems pretty steep too, but I didn’t have a choice. They were the only one in the country that would give me a loan on a trailer. I haven’t received my payment book in the mail yet either. I went on a payment booklet and they said it would be in the mail by the 1st of October and I haven’t seen anything yet. And my payment is due in about another week. But I’m not worried. I can always go online and make the payment. Everything was great with the representative. Drew, the loan officer was good and very informative. The application process was fine as well.

I wanted to buy a house so I looked into getting a mortgage. 21st Mortgage was able to give me 5% down with the choices that I had while the other places were 10% no matter what. I went with them and the mortgage process went well. I had a top of the line loan officer and I was very comfortable working with him. I talked to him about how long the application and underwriting process usually takes because I was trying to move out of my apartment and move in about the same time without having too much of an overlap or not having a place to live. It took a month and a half from the time I turned the application in until I got the mortgage. Nevertheless, 21st got my loan and I was happy with it.

I needed a loan and I was buying a manufactured home at the time, so the loans were a little harder to get. I also had some problem with my lender on the type of home that I bought. I was in a pinch, so I called 21st Mortgage. The seller had a loan through them and they were able to loan on that property so, I went through the process with 21st. From the very beginning, I told the loan officer that my current home was not gonna close and that there was no way it was gonna be sold prior to the home that I was buying. I told her I would need a bridge loan and she said that was not a problem. However, the communication was terrible.

There were a lot of bad communication between 21st Mortgage, me and the sales department that I bought the mobile home from. It says very clearly in the documents not to fax, text, or mail the driver’s license and social security card. I wrote very potent letter by the third week, went to the library and typed it up because everything I owned was packed already. I faxed it to the mortgage person on a Saturday and got an answer the following Monday complaining about how many times do I have to do the same thing.

I provided all the information and bank statements that 21st Mortgage needed and applying with them was easy. I would email them back and forth, which was convenient. It was also easy for me to get a hold of them. They offered a lot and the application and underwriting took 2 weeks to complete. The rep I worked with, Adam, was on top of everything and he was good. He was attentive and fulfilled all my needs.

I wanted to refinance my home and I didn’t have any local bank that would do a mobile home refinance. So, I went with 21st Mortgage. The application process was so simple and I did it online. But refinancing with them was a long and drawn out process. They wanted a lot of old information passed. I handled everything and they kept requesting more and more information. But I got through it then we did the closing here locally. The application and underwriting took close to three months to complete. The guy I dealt with was always forthcoming with information back and forth and I didn’t have any problems. But in the way he handled it, it was necessary to deal with a lot of information. He was good, though, and was very easy to get in touch with. In fact, I called him back and forth a couple of times. And if I'd email, he knew and he’d get back to me that day. I was also very comfortable working with him.

Other lenders have a whole lot of fees and none of it was making any sense. Their estimate to me was handwritten on a piece of paper, so we got out of there and went with 21st Mortgage. I did a mortgage on a mobile home and I had John working with me during the enrolment and application process. It was very well and he was very easy to work with. I was under the impression that taking money out of my 401k, I would get the whole $9,900 and they had to hold back for taxes. They had to hold taxes for federal and they had to hold taxes for the state. They had a fee and I had to keep changing things. But he always rolled with the flow and he made it real easy. I asked for his boss's phone number so I could call and tell him that.

I applied online and pretty much dealt with 21st Mortgage online. The underwriting process took a little longer than it should've. They didn't communicate well as they should've to me at the timing process. The guy that I worked with was Scott. He said it was okay, but instead of signing on the 5th, it happened on the 15th. When Scott could control something, he was very responsive. When he couldn't, he was out of office and no one really worked his stuff while he was gone. I handled all my stuff within days. Every time they needed something, I would get to them that day or the next morning. 21st Mortgage requires the actual documents, and they don't take e-sign. That was a major problem. If I had known about that before, I would've chose somewhere else.

21st Mortgage was more flexible and they would go lower than most of the people on the loan amount. I applied for a regular new home mortgage and there were no problems with the application process. After that, there was a list that came out on all the different things that needed to be taken care of. The paperwork process was more cumbersome than what I would care to do again, but I was really happy with the response and service of the person who was working with me. She was good. The only thing is that there is a three-hour time difference between California and Tennessee, so at times, that became inconvenient. So, it would help if someone would be at their office a little bit longer. It would help a little bit if they have someone who would specialize in the West Coast who is more on the West Coast time.

I wanted to buy a new mobile home and I applied for a mortgage with 21st Mortgage. The process was really quick and easy. They require a lot of information that most mortgage companies require. Ryan processed my paperwork and he was fast. He responded right away to all my concerns. If I sent him an email, he replied to me right away. For example, I sent him information, the one he was looking for, and it would take him not more than 10 minutes to email me. And when he sends me an email, I also reply to him right away because I like to move things fast as well. Then, if anything was pending, he notified me and took care of it right away. He was very nice, professional, and upfront and I was very comfortable working with him. It took three weeks to complete the application and underwriting and it took another half a week for the closing. It was a good experience. Go for it.

To buy a mobile home, I looked into a mortgage and went with 21st Mortgage since there isn't many around here that loan on homes. Obtaining my mortgage with them was great. Also, Karen, the lady whom I spoke with, was wonderful. She was friendly and answered all my questions. I called a lot and it didn't seem to bother her. She always answered when I called. The application and underwriting process was quick but the rates were a bit ridiculous. I wouldn't recommend 21st Mortgage because of the 12% interest. Also, there was one that irritated me where I ended up having to pay more for the mobile home than the appraisal said it was. And because of that, it was considered a new loan. My interest went up a point which I thought was extremely unfair. I wasn't warned about that. Still, other than that, their service was great.

I was trying to find a place where I could get a trailer loan and I got approved at 21st Mortgage. It was easy filling out the application form and it only took me 10 minutes. The reps that we dealt with kept us well-informed too. However, it was almost impossible to get a hold of them by phone. The only way to communicate with them was through email. They, nonetheless, responded within the next day normally. Also, the closing process took a few months. We kept sending stuff but they would come back to us and say that they need more stuff. If I had all the information verifying what was needed beforehand, the lending process would have gone a lot quicker. But, overall, 21st Mortgage is a good company to go through.

We worked with Drew ** of the 21st Mortgage Co. and we couldn’t have had a better person to work with for the loan. I would definitely tell anyone to go to him. There were a lot of questions to ask him, and he was never to busy to try to answer them for us.

I was helped and able to get a beautiful, almost new, small manufactured home with the assistance of Joy ** at 21st Mortgage. I had almost given up hope on ever owning my own home, but I am writing this from it now and very happy with the service I got from all involved. I have highly recommended Joy and 21st Mortgage to others and will continue to do so. Thanks to all!!!

The guys that I've worked with at 21st Mortgage were professional and we were impressed that we got approved. Though obtaining the mortgage was difficult because it took so long to get the house. On the other hand, the application and underwriting process was easy. It only took two days.

I was looking for an equity line of credit and due to the limited options available when dealing with a modular or manufactured home, I ended up with 21st Mortgage. Their application process was very straightforward and it went fine. However, the underwriting was a nightmare. It took about nine months. I’m 60 years old and I have bought and sold plenty of houses but my experience with 21st Mortgage is the worst. They should have figured out what additional documents they needed from me and gave me one follow-up list so that I could get whatever they wanted, instead of me providing one thing and then they would tell me something else is needed so then I would have to go back and get that.

Some time back, I was living in a different place and I wanted to move. I didn't have a conventional mortgage at the time. I was scrolling through different places that I wanted to buy. I clicked on the link of one of the houses I liked and I thought to myself that I should see if I can even qualify for a mortgage. The next thing I knew, a month later, I had a house.

Excellent customer service! Would recommend 21st Mortgage to anyone looking to purchase a mobile home. Thank you! The process was very easy and I was kept informed every step of the way. Every representative was very polite and pleasant to speak with.

We wanted to buy a house and our realtor guided us. When we bought a house, the process of obtaining the mortgage from 21st Mortgage was easy. The application and underwriting process took a month, but it was done in a timely manner. We set a date on when we want the house and we got it. 21st Mortgage did a good job and we had a really good experience. We were very pleased with them and will definitely recommend it to a friend.

Family who is borrower is seriously ill. Thus selling property. Buyer ready to close in couple weeks. 21st Mortgage refuses to work w/ family for one last payment when sale of property is 7 days later. This is despite almost 20 yrs of prompt payment, except for the 2 mos borrower became catastrophically ill & hospitalized. Further so many people I've spoken w/ @ 21st Mortgage are the most discourteous, even disrespectful I've experienced in any such position. It is appalling. Borrower beware of this lender, terms of fulfillment are long & you cannot work w/ them, nor will receive decent respect.

The whole experience with getting a mortgage is nerve-wracking but Nicki ** always was there to answer questions and put my mind at ease. The whole process from application to closing was done in an orderly and informed manner. It couldn’t have been better.

We had a pleasant experience with Kellie **. She was very professional. I would not hesitate to use 21st Mortgage again. I saw some negative reviews but I believe they aren't correct. We were approved in 15 minutes it went as Kellie said it would.

We tried to do an assumption of our son's mortgage. The website touted this option. When we applied to do so we were told you no longer do assumptions-even though it was still clearly advertised on your website. We pay double the interest rate as our son but had no other choice. Predatory practices. Your website is also poorly optimized for mobile devices.

I got a home loan and I didn’t know the difference between manufacture and a home loan. 21st Mortgage came across and they were the only manufacture loan company that was able to get me approved. Ryan was super easy to work with. He emailed me anytime and got back with me. He explained every question that I had for him and broke it down to me if I didn’t understand it. We had our 30-day window which went about a couple of days after the 30 days of closing cost. Other than that, it was a fast transition.

We bought a mobile home and there were only two companies that finance something new. We talked to both of them, but the guy from 21st Mortgage who we dealt with was great, so we went with them. It was super easy to get a loan from 21st Mortgage. They sent somebody out there to evaluate and as soon as they did that, the loan was approved. The underwriting and application process took about a month or two and according to what I hear from everybody who has financed mobile homes out here, that was quick. It was also fantastic to talk to their rep. He was willing and helpful, and he made the process easy and worthwhile. I've recommended him and 21st Mortgage to anybody and everybody. Being with 21st Mortgage was really the best experience we've had finding anything.

21st Mortgage is one of the very few companies that finance mobile homes. I got a 22-year mortgage from them for a mobile home and their loan process was pretty simple. Once we found the property that they were willing to finance, it was relatively easy. The agent who helped me, Ryan, was great, polite, and consistent about getting back to me on time and with what he said he was gonna do. I feel very comfortable working with him and on their part, everything went great. There were some holdups but it wasn't with the loan company. The overall process took three months but it was because of other factors that went into it. And I got answered back within about 24 hours once I actually submitted everything. If you're looking to get a mobile home loan, check out 21st Mortgage. They're good.

I retired and I was living in an apartment, and then I decided to buy a house. I went with 21st Mortgage, and it was the first mortgage I've ever had. The process was fairly easy. They were communicative and they led me through the whole thing. The application and underwriting took about a month. The loan officer and I mostly communicated by email. I talked to him twice, too, and he was very friendly. They really seemed to know what they were doing. Any questions I had, they answered right away to where I could understand what they were talking about. I was happy with them, and I would definitely recommend them.

Everything was perfect during my experience with 21st Mortgage. They had a gal there, Nicki, who did a great job for me. She returned every email and phone call. Additionally, she got our loan done overnight. I've already recommended 21st Mortgage to other people and told them to talk to Nicki.

We needed to buy a home and we went with 21st Mortgage. The process took four weeks but it was fine and it wasn't difficult. 21st Mortgage did what they needed to do and Adam, the agent I dealt with, was really good about answering all my questions.

I bought a trailer house and I was assuming the loan for the house mortgage. I was buying the trailer from my sister and her husband, and they recommended 21st Mortgage. At first, working with them felt like it was gonna be a runaround. But once the ball got rolling, it actually went really well and it was straightforward. I’m actually pleased with their service. I guess all the paperwork finally fell into place and it went really quickly after that. I went with a 30-year fixed mortgage and it took close to a month and a half. But with the way I was working with my job, there were several times that I was out of pocket so that played a factor. There was quite a bit of my sister and her husband dragging their feet also.

I had hurricane issues that were over and above what was initially discovered. So I needed to get things taken care of. That was the catalyst that got me started on a reverse mortgage and the application process with 21st Mortgage was absolutely flawless. Tyler seemed to be on top of everything. I called frequently and when I had to leave a message, he always got back to me. There was one time he didn't need to specifically speak with me but he sent me an email that answered the question. And he did that immediately. He was wonderful. He seemed interested and was knowledgeable too. He's an asset to the company.

21st mortgage was the only company we could find to finance our double wide. It was a 10% interest, but we didn't have a choice since nobody else would take it. It was fine for 2 years. We sucked up the fact that only about $60 of our $800 mortgage actually went toward our loan. Whatever, right. I accidentally scheduled my payment to come out twice. I called them when I realized the mistake and they basically told me it wasn't their fault and they needed a form from the bank to fix it. Instead I called the bank and told them about the double payment. They put in a dispute and said it was up to the lender now. I emailed 21st and said make it right or I'm going elsewhere (yeah right. They know we have no choice). So a few days later I have both payments back. I called 21st and they said they only saw one return payment and that I was fine. I figured the bank made a mistake and would fix it.

We didn't have the cash so we had to borrow money to purchase a mobile home and a mortgage was the only source there was. 21st Mortgage was the only company we found that could do what we needed done. We found out about them from a manager of a retirement community of mobile homes and we gave them a call. We were told that we probably wouldn't have any difficulty applying, so we applied once we had a contract on a mobile home.

My experience with 21st Mortgage didn’t go that great. They were difficult to work with and mostly, the problem was with the underwriter who was asking for things that were totally impossible to the point where I was gonna said I needed to talk to a manager because it was ridiculous. However, the guy that I talked to was fine and he said he was gonna turn it over to a manager. But then the other problem was with the people. I thought I had everything done and then all of sudden, they would say that they needed the original of something. And they didn't tell me that in what they sent me. It was a headache. I’ve never gone through something so crazy in my life. Also, the process took almost two months and the rate was not much better than what I had before. It was still high. I know that they charge manufactured homes more interest but I was thinking it would be more in the 8s because my credit ranges in the 700s.

I needed to get a place off of my ex father-in-law's name 'cause me and his daughter split up, so I decided to buy it from him. I had seen a lot about 21st Mortgage and I checked into it, and I ended up going with them. Everything was good. I dealt with Ryan and he was as much help as he could give me. He called me as soon as he found out any new information, and he kept me updated. If he said he was gonna call me back, he would. He was on top of everything.

We lost everything during Hurricane Harvey and I was in the process of trying to get back up on my feet. 21st Mortgage was the only one that would finance the home that I found. The process of obtaining the mortgage was a little time consuming, but we got it after 3 months. In order to get approved for the loan, I had to apply online and get pre-approved for the loan. Once I got pre-approved, my real estate broker and I started going through the process. If I had any complications or questions or anything like that, he was good at explaining it and filling me in on the issue.

I needed a mortgage for purchasing a trailer and 21st Mortgage was the only one I found that did loans on trailers at the time. When it comes to paperwork and requesting document, the enrollment was a little more painful than the normal mortgage processes that they normally do. I started in April and I didn't close until July. It was exceedingly lengthy for the straightforwardness of the deal. It wasn't like I was trying to finance a foreign property through a fourth-party. It was a straight up sale of a residence just like any other sale of residence. I already knew what kind of documents they needed as far as two months' worth of pay stubs. I had that to them the next day. I've got it all on file. I was ready. So I submitted everything I needed to them within days, and then waiting for responses from them took weeks.

I needed to get something fixed around my mobile home so we looked into a mortgage and went with 21st. We got the loan program from them to pay off our credit card, as well. However, the process of obtaining the mortgage was very long. The officer whom I dealt with was out of state so we just talked over the phone. He seemed knowledgeable enough. Sometimes, he was right on and then sometimes he was hem and haw. I don’t have a problem with him not knowing the answer, but he should say that he doesn’t know the answer to the question and that he would need to check and get back to me. Instead of him just saying, “Well..." and then go around and around while never really answering the question. That was frustrating.

I needed to find a mortgage company that dealt with mobile homes. 21st Mortgage has a lower interest rate compared to other lending providers. I got a conventional loan from them and the process obtaining the mortgage was fine. The application process was very simple and very easy due to the fact that the house was sold, and the person that purchased the home passed away before he could transfer it over into his name. That made it difficult, but that was not on 21st Mortgage’s fault. I would like it if they had a local office though and if stuff didn’t have to be faxed or shipped to Tennessee. But the loan officer was absolutely perfect. She was very detailed and always was on the ball. If others were looking for a mobile home mortgage, I would definitely tell them to go with 21st Mortgage.

I was getting a mortgage to buy a mobile home and somebody recommended 21st Mortgage. The process was long and arduous as all escrows and mortgages are. The application and underwriting process took four or five days and the officer, Jonathan, was great. He did what he could do to move things along as quickly as possible. It was a week long delayed because of the escrow company not willing to take my down payment to satisfy Jonathan until they have the information from the State of California on any property or loan taxes. It was important that Jonathan kept the down payment with me to order the appraisal so, everything was held up. But in the end, everything came together. Also, Jonathan was on top of it. He answered his phone for the most part, although there were times when it goes to the voicemail because he was busy, too. If somebody needs a company, I would recommend Jonathan.

I had 21st Mortgage refinance my home and the whole process took two months. It was a lingering process and I felt like it could have not taken so long, but 21st Mortgage was thorough about it so I was able to get it done. Justin was my loan officer and he did a fine job. I was comfortable working with him, he called me back several times when I had questions. 21st Mortgage is a good company to deal with. Go for it.

We were buying a property that was non-traditional and we needed a specialty mortgage. It was a single lot mobile home that was a rental property. We searched on the internet and we only found about four lending providers nationally that did that kind of lending. We called all four and 21st Mortgage Corporation was the most responsive. The process to get our mortgage was okay and it took about a month. There was a lot of paperwork, but my loan officer followed up major cut down. She provided me with emails, listing what I needed. I liked how 21st provided a pretty clear breakdown in a tick box format so we could go through each item one at a time. My loan officer went through it and we got it done. It was a good experience and I would recommend 21st Mortgage Corporation.

I was buying a mobile home which a conventional loan wouldn't cover. I had heard that 21st Mortgage does loans and I ended up going with a conventional loan with them. It's a 20-year loan with a pretty high interest rate, but that was all I could qualify for with my income and what I could afford. Still, getting the mortgage was easy. The application and underwriting took about 40 days which wasn't too bad. Also, the interactions I had with the rep were really good.

We got a conventional loan from 21st Mortgage and from start to finish, it took about two months. The appraisals took three weeks. The timespans on those should be shortened. The process took a little longer than we hoped but it was easy. It was also fantastic working with our loan officer. Karen was always up-to-date. She always answered any questions and kept me up to speed anytime I asked. They did everything they promised and I’d recommend them to a friend. If someone has the same type of land loan that we were looking for, I would tell them to go with 21st Mortgage.

I wanted to buy a house and decided to look into a mortgage and a buddy of mine had used 21st Mortgage Corporation. The process of obtaining the mortgage was easy. The application and underwriting process took a month though but it had something to do with the seller. On the other hand, 21st Mortgage Corporation’s rep was there to answer any time I had a question and I liked how much they helped. Overall, it was an awesome experience for a first time buying a home.

I looked into a mortgage to refinance and I figured going with 21st Mortgage would be easier since I had already financed with them. I refinanced with them and the process was great. I gave them some documents and it took a couple of months altogether to get all those done but the overall experience was pretty easy. Also, my loan officer was really courteous, friendly, and spot-on on his information. Everything was excellent and I would do business with them again.

I was looking to purchase a new mobile home. I was gonna be retiring and I wanted a permanent place to live in. 21st Mortgage was highly recommended by the sales and service department at Palmer's mobile home where I was looking. Palmer's gave me the documentation to fill out and they submitted it for me. It was fast and easy. Any questions I had, 21st Mortgage answered right away. They're very helpful and they're very cordial. Sometimes, if you go to a bank or credit union and you wanted to refinance something, there would be a lot of questions about why do you need to do that. But I didn't get that with 21st Mortgage and they made the whole experience interesting.

I purchased a home and went to a broker that was brokering a loan to someone in California who was then brokering it to 21st Mortgage. The fees were expensive, so I decided to go directly to 21st Mortgage. The application process was great and I got the mortgage online, so it was easy and very simple. They send approval right away, and they tell you what documents to get in, but they're slow on cutting stuff off. I'll send stuff and they sign some of them off, but they don't sign it all off and I tell them which ones I already sent. There should be better communication on signing off on conditions. I sent the conditions two or three times before they acknowledged they haven't had time to sign up on that problem, so it was there, inundated.

We were trying to rebuild our credit and refinance our house to lower our payment and 21st Mortgage was willing to work with our credit. The process of obtaining our mortgage was simple. It only took longer due to our fault. We found out that our previous lender didn't put our house in our name so I had to go through a whole bunch of rigmarole. 21st Mortgage helped us greatly. They walked us through how to fix all of our problems with our other lender. Furthermore, our loan officer was awesome. He talked to me on a daily basis. I still talk to him when I have questions.

We had a new home purchase and 21st Mortgage was the only one that was willing to help us with our situation. It was all pretty easy from the time we started the process to the time we moved. The rep got back with me pretty quickly if he wasn’t out of the office and the communication was pretty good. I liked them okay.

I wanted to buy a home and 21st Mortgage was the only one that would do mobile home mortgages. Considering our case, the way we had to move our home first, get it put onto our land and then proceed with the application, it was complicated. The rep I worked with was very good. I would send him an email and he would get back to me on the same day. The process took five months from when I contacted them to when we closed. It required a lot of paperwork too. Considering how everything was, it worked out well. I liked working with 21st Mortgage and I would tell my friends to try them.

I had purchased a home last year, paid cash for it and ran up my credit cards trying to repair the home. I took out the loan now from the mortgage to pay up the credit cards. The process at 21st Mortgage seemed long. I have purchased a few homes in the past and those seemed to go a lot quicker than this did. Plus every time I did something and got them what they needed, they needed more and more. But Drew was my rep and he was a real nice man. He did what he could for me.

We had our mortgage through 21st Mortgage and now, we're refinancing with them. We did the application for the mortgage online and several other factors made it complicated but it wasn't 21st. The gentleman I was working with could have been a little bit more responsive though. When we first started the process, there were several times that I called and left messages but I didn't ever get a call back from him. I finally ended up calling and talking to a supervisor. That finally got him to call me back.

21st Mortgage worked with me with the pricing. With other companies, you had to have a certain amount before they would work with you. 21st Mortgage just jumped right in and helped me with the amount I needed to borrow. The application process was pretty easy. I had a very good experience with the rep. We communicated through email. He answered all my questions and he was very good. I felt very comfortable working with 21st Mortgage. Everything went really well.

I wanted to purchase a mobile unit for primary living and 21st Mortgage had easy qualification. The application process was easy too. This last time with Greg, there was a little unclarity on how they work the things and the documents. But clarity was met and it went on from there. Other than that, everything was great. The loan officer also did fine in getting back with simple answers.

I have been with 21st Mortgage for 8 years now and I am active duty (21 years) stationed abroad. The whole team at 21st knows my story. I am renting my home out in Texas and use a management company. The company pays 21st directly. I received a call from the management company saying there was some needed repairs to the home. So I immediately called 21st and talked to Mark ** and informed him of the situation that my next payment would be short. He stated that he was very familiar with my account and would monitor the situation and would contact me when the payment came in, so I could pay the difference.

21st Mortgage worked with me. The process of getting a mortgage is like everybody else. I applied and then they asked for information, which I had to give to them. The application took about a month. My payments are kinda high. They gave me not enough years. I was thinking in the beginning that I could get 20 years and they lowered it to 11 years and it made my payments go higher. And then with the interest, it’s terrible. If I would’ve had a chance to make my payment smaller and my interest lower, then I would've been super happy. But in this case, I’m not. Overall, my experience was good but it could’ve been a lot better.

My neighbor friend bought a home where I was living in this mobile home park and told me about 21st Mortgage. The process was terrible and I had to fax pages and pages of information and my driver’s license didn’t go through and we had to do it again and again. We bought five houses during our lifetime and this was the hardest one that we had to go through. Our credit was good and we didn’t have any problem getting a mortgage but I was almost ready to give up. The realtor didn’t work very well with us but John, the rep from 21st Mortgage was great and tried to help us. I called customer service and the person who talked to me told me what to do with a concern that I had on my mortgage and about paying a little extra every month. I pay everything online but my neighbor friend told me to get the coupon book to follow up and I did. Other than that, I don’t have any problems.

My ex-wife and I bought three homes, but then we split up. I had to get her name off the lease and the title, so I refinanced it and kept everything the same. It was the first time I've ever refinanced anything by myself my ex-wife took care of everything. The lending process with 21st Mortgage Corporation was not easy at all. It took about three months when it only should've been 30 days. They kept asking me for things. I would send it and it would be wrong. Like this morning, they called wanting for more stuff when it’s already finalized. It’s just annoying doing unending things with them.

I had a called from 21st Mortgage about my account that wasn't even 15 days past due. The payment was due on the 1st; but my situation had gotten back to normal due to being off work for two months. The financial counselor name Zach ** stated he couldn't work no more on my account due to my situation last month. Now, I paid July payment on the 31st because I was on short term disability with my job. I stated to him that I am the process of returning back to work. My pay check may not be as much this time on the 17th of August; but it will be enough on the 31st of August. He wasn't hearing anything about my situation. He didn't want to see any documents nor listen to what I have to say about why I couldn't give him a payment on August 17th.

I had a good experience with 21st Mortgage. I looked into getting a mortgage for I had debt and I was gonna save some more money every month. Also, I was a first-time home buyer and their application process went well. The loan officer was quick in responding. However, I didn’t give everything on the same day that the process took me two months.

I was being forced to find a new place to live and I decided that I would buy something instead of renting again. 21st Mortgage was the mortgage company that my realtor provided to me. They were great. The application process took a little over two weeks and it went really smoothly. My loan officer was very informative and helpful.

I needed to get out a loan and Ditech wouldn't let me have it. On the other hand, 21st Mortgage Corporation gave me the loan. Their reps knew how to explain things and they were good at answering questions. All in all, the application process took about three months. 21st Mortgage Corporation did well for me and other people should go through them.

My wife and I were downsizing from a larger home to something a little bit more affordable for this area. Ames is a college town, so the property values and taxes were getting ridiculous. A lot of the other lenders didn’t want to mortgage a mobile home or a manufactured home, but 21st Mortgage had the flexibility and the ability to work with that particular type of home and this was what primarily drew us to them.

I was tired of looking for apartments and I was looking for a place to settle down. But the mortgage companies had a minimum that wasn't realistic for the houses that we were looking at. On the other hand, 21st Mortgage was simple to work with and their application process wasn’t over-complicated. So, I went with them for the ease of access. Scott, the rep that worked with us, was fantastic and he was a joy to work with.

The housing market here in Colorado is astronomical. I went through MH Specialty for a modular house and they went with 21st Mortgage Corporation. My credit score was low enough to go with 21st Mortgage and if it would have been higher, I would have been paying more money. It would have been $67,000 instead of $63,000. The application process took a couple of weeks and everything went smoothly. I'm still early in my process with them, but so far, it's been good. I'd tell others to check them out as I haven't had any problems.

My girlfriend and I are retired and getting to a certain age, so I looked into a mortgage and went with 21st Mortgage. The reps that I worked with were really nice and they helped me along since it was my first time to do this and I didn’t know what to do. The lending process took a couple of weeks and everything went well. On the other hand, it took a little longer for my girlfriend's daughter and other people are still in the same process right now. My experience with 21st Mortgage has been great and I've been happy with them.

We moved from one state to another so we decided to get a mortgage. We looked at 21st Mortgage on the internet and went with their house loan to buy a new home. I filled out the paperwork and sent it in. I did it all online. It didn’t take long to fill everything out but it took time for all the paperwork to be approved. But the lending process could be a little smoother if there was a lot less interest. My loan officer was Jonathan. He was too good at his job and he got back to us the same day or the next day if we had a question. All in all, everything went fine with 21st Mortgage.

I was a first time mobile home owner and I dealt with 21st Mortgage through my realtor or broker. Their mortgage process was very thorough. There was a lot of paperwork and some papers were not exactly perfect so we had to go back and change things. The process took about a month and a half. My mortgage officer was Ryan and he was wonderful. He was really helpful and he also thanked and congratulated me which was good. I call the people at 21st Mortgage when I need help but sometimes, they are pretty busy and I have to call back and leave a message but we got things done. Ryan had a lot on his hands but he took the time for each person and it was like wow.

I felt very good about the mortgage application process with 21st Mortgage. It was easy with them. I bought a property in Minnesota and worked with a fantastic rep who always answered his phone and emailed right away whenever I called or asked something. The whole process took about three weeks and everything worked out alright.

My experience with 21st Mortgage Corporation was good and I liked it. It was a first-time home buying, and obtaining the mortgage was easy. They made it out for me and I liked the numbers, so I went with them. I'm not the smartest guy but I got through the overall lending process. It took a couple of weeks to get all my paperwork done and from there, we looked for a house or a place. There were also emails sent back and forth between my girlfriend and my loan officer.

I was looking to purchase a manufactured home and 21st Mortgage had some products that helped me out. They were easy to work with, very prompt in responding to any questions, kept in good communication with me during the whole process and did a great job overall. The application and underwriting process took a couple of months because I work for the Postal Service and they wanted a written verification of employment which took some time. So far, the experience has been good and people should consider 21st Mortgage.

I felt perfectly comfortable working with 21st Mortgage. After a lot of googling, a different loan company told me about them. I went with 21st Mortgage because they were the only place that would offer a loan on a single wide mobile home. Their reps were friendly and knowledgeable and they quickly resolved my needs.

We live in a house that we leased to buy agreement with the owners and finance a loan. They told us at any time if we wanted to get the house under our name, we could find a lender. Also they told us that the mortgage was with 21st Mortgage Corporation, not knowing that the said mortgage had been sold to another bank in 2014. So, we started the process with 21st Mortgage looking at almost like a loan origination. We would take over the payments and then come to find out, it wasn’t, so we went ahead to file and to get it in our name because it was a really good deal. The price of the house that was left over, they were willing to let it go for the payoff and it took a while.

We just bought the house that we've been living in. What I had heard from people made us choose 21st Mortgage over other lenders and they were great. Tyler, the loan officer I worked with, was quick about answering back all my questions. The application process was easy and we closed the loan in less than a month.

Buying a home was a first time thing for us, and we were nervous at first but it was a good experience working with 21st Mortgage. We turned to them since a family member had used them and also because other people didn’t wanna mess with us. Getting the mortgage was a long process but it was smooth and it wasn’t as bad as I thought it was gonna be. I had to do my signing and with my fiancee doing a lot of it, which wasn’t bad for her, the process took about a month and we’re here now. Still, not having to put so much down would’ve been cool.

We were purchasing a modular home in a 55+ community. We had to get a mortgage because our son is buying our house. We went with 21st Mortgage Corporation and their application process was very easy. Joy, the contact person, was very kind, understanding and answered our questions. We were sending everything to her and to the underwriter's email address as we were instructed, but things weren’t getting uploaded right, so she finally said to simply send it all to her and she would offload it. She took care of all those issues and we were really happy with her. We also had had an issue and we were holding the mortgage on our house that it took a little longer that way until we got all the paperwork and everything done. After that, the application and underwriting process took about four weeks.

We found a second property that we wanted to purchase, which was a manufactured home, and 21st Mortgage was able to finance that. We were almost at closing with our first company but then they decided it was too risky on a manufactured home. So we specifically went with somebody who deals with manufactured housing lending. We applied with 21st Mortgage online on a Friday afternoon and got the email approval in a couple of hours. The process was smooth and I did not even have to do an appraisal because the tax value of the of the land that the house was on was so high. 21st could use the NADA value of the house. We dealt with Tyler and he was amazing and very knowledgeable. Lauren, who was on the home loan department was amazing as well.

I was looking to buy a single wide mobile home. It was already set up on acreage of property and there are only a few that would do it these days, and 21st is one of them. The lady that helped me, Joy, was very good and we got through it all and got it done. She got back with me like she said she would. The experience was great.

21st Mortgage was one of the lenders that were offered when I was looking up for manufactured homes. They told me everything that they were gonna be needing and I was able to send everything quickly to them, though I had to keep resending some information a couple of times. But it went a lot smoother than I expected and it wasn’t as bad as I was expecting. We knew everything within a month. Also, their rep was really good. She was patient and informed us of everything that was going in. And it made me feel comfortable, especially as a first time home buyer and being involved with something like this.

We were shopping for a mobile home and 21st Mortgage was suggested to us since they lend for mobile homes. I went online and filled out an application form which started the ball rolling. It was pretty straightforward and the application didn’t take too long. However, the underwriting process was arduous and it took a couple of months from beginning to end. We got hung up on the interpretation of coverage for insurance and even though we satisfied the benchmark, the time was at the end so we got to quit the scramble for another insurance company at the last minute at a much higher rate.

I moved to Florida and found a place I could afford off the bat. I looked for a mortgage to buy a mobile home and 21st Mortgage was the only one that offered to cover the mobile home. They asked me a bunch of questions which was not fun, and with some of the questions they asked, they turned around and asked them again. Then they had to double-file those stuff. Every time I called there, I talked to more than one rep and they asked the same questions. I work during the day so my wife did most of the calling, and we told them to call her but then they still called me. It turned out good at the end though.

We purchased a home and we were originally looking at a credit union but they had a few hang-ups. 21st Mortgage was suggested to us by one of the mortgage companies that we were originally working with and we were very pleased with their response time. Ken, the mortgage officer that I was working with was very responsive to emails. We had quite a few emails back and forth throughout the process and it took him 10-15 minutes to respond back to me. It was amazing and that was the best part of trying to do everything over email. I wish their interest rates were a little bit better but the approval process took just a couple of days and they don’t have any prepayment penalty which is good.

21st Mortgage was the one that pretty much does mobile home mortgages. The application and underwriting took three weeks. I emailed their rep and then there was some paperwork that needed to be done. He was responsive when I sent him an email and he usually gets back to me within a day.

The mobile home park recommended 21st Mortgage and when we applied, the application and underwriting process took 30 days. The rep was good and helped us out a lot but we had a lot of difficulty making our first payment since nobody ever gave us any information of where to send it, what to do and how to identify it. I’m still waiting for my coupon book and we called and let them know when we made our last payment. They were still waiting for our coupon book for future payments.

I had a bid on a cabin on a property here in Idaho. We ended up winning the bid and then come to find out this cabin did not have an actual foundation. It’s a mobile home that they built around and over, so it appears like any other regular stick-built cabin. I worked with a guy that used to be in a mortgage business and he says that there was this company he knew of that did loans on properties that did not have foundations, in other words, mobile homes or what-have-you on land so I contacted them and did an application. The application process with 21st Mortgage was pretty easy and contacting them was pretty easy as well. They were doing everything they thought that they could and phone calls were answered when I called.

21st Mortgage had the best rate and we got a loan for a mobile home. We submitted the paperwork by email and it was taken care of. We dealt with the rep by email and a couple of phone calls and they had everything approved within two weeks. There was a delay in closing because we were renting the mobile home first and they had to do a bunch of repairs because of weather damage before we could close on it. The lending process was simple and easy and it was great that I was able to set up my payments online.

We had financed with 21st Mortgage before on a mobile home and we just got back again into another mobile home. I simply filled out an application online and 21st responded back very quickly on the same day that we have been approved. The rep emailed me information that they needed, I emailed it back to her, so there was a back and forth until we got everything completed. Julieta, the rep that I dealt with, was very cooperative, helpful with questions and suggestions about how I get things done and answered the phone every time I called if I had a question without having to leave the message. The entire process went pretty smoothly and it took about three weeks. I was very pleased that everything went well as it did.

We were looking at buying a manufactured home in West Virginia and when we were trying to obtain a mortgage, we sent out a billion emails and we were getting frustrated since most of them either didn’t handle it or they were just payday loans. The realtor mentioned 21st Mortgage so we called them and within a week, we knew we had it and we got the place. I was exceedingly pleased with them, especially Karen, the lady we were working with. She went over backwards to make it work. The follow up was a little bit weak but once the check was cashed, it was okay. I got mortgages on other houses with my wife and this was the easiest and most pleasant one I got to deal with.

I bought a mobile home and it was hard to find a lender for what I paid for it. Others wanted a bigger loan and I only needed one for 24. I found 21st Mortgage on the internet and they were willing to work with me. This was my first time buying and I had a lot of questions. My lender explained stuff to me and helped me through everything. He was awesome. The process was long and took almost three months. Plus, there was a lot of paperwork.

21st Mortgage was the only one that does mobile homes. We then sought a mortgage from them to do some improvements and pay the bills. We contacted them, they did an appraisal, and then we got the loan. The process went pretty smoothly, and their reps were very responsive. It was good overall, and I would tell my friends to give 21st Mortgage a try.

I wanted to purchase a mobile home and a friend of mine recommended 21st Mortgage. I contacted them and they got in touch with me. They denied my loan a couple of times and then a few days later, they approved my 23-year loan for a mobile home. The process took 45 days and they did a good job for me and for the people who recommended them. 21st is worth considering and I would recommend them.

21st Mortgage is good and I liked them, so I went with them in getting a loan for a house. The loan officer that I worked with is a good person and I liked him too. The money that they gave me for the loan was good as well. The house is beautiful and I'm staying in it. I'm happy with my experience with 21st Mortgage.

I am a first time home buyer and obtaining a mortgage from 21st Mortgage took about a month and a half. It took a while but John, who was the lending provider I worked with, was very helpful when I talked to him about it. Also whenever I left a message for him, he always got back to me anytime in a timely manner. However, I wish there was more communication about everything that was needed and just a little bit more of the clarification process. I had quite a bit of a back and forth with John but other than that, it was good. My overall experience was stressful but worth it.

I was gonna buy a house so I looked into getting a mortgage. I went on the internet, typed in an application and submitted it to 21st Mortgage. The rep was very professional and took care of everything I asked for. He also tried to help me out as soon as he could with every question. There was plenty of contact but mostly through emails. I was not able to call and talk on the phone. It would have been better if I had more contact with the guy handling everything but 21st Mortgage gave me a great rate and people should do it.

21st Mortgage was the only lender that would help me. But the application process was so long and took a couple of months as they had a lot of processes to do. Sometimes the loan officer was fast to get a hold of but sometimes he wasn’t. When I made my first payment, I asked him if he would send me a coupon book, but he said that they had ran out of it and if he would ever get one, then he would send me one, but I never received anything. Also, they were supposed to send me a payment bill, but I still haven't received it. Other than that, the loan officer did the best he could.

I was looking for a mobile home in Lothian, Maryland and I went to one of the mobile home parks. There was a sign for 21st Mortgage and John's name was on it. He was the one I dealt with. He was very professional, honest and absolutely wonderful. If he said I needed something, that was what I needed. He was clear, concise and got back to me when he was supposed to. Customer service was great too.

I was trying to buy my first mobile home and the girl whom I was buying the trailer from recommended 21st Mortgage. Enrollment was quick and easy. I filled out the application and their reps walked me through step-by-step. They would email me or if I had any questions, I would call. The loan officer that I got was very knowledgeable. The only thing that was a little stressful was that I knew he was out of the office quite a few times. Because of that, I had to figure who else to talk to get my questions answered.

21st Mortgage is good and efficient and we got a conventional loan program for a manufactured home. I've had great interactions with their reps. They were knowledgeable and responded to my email immediately. They updated me on things that I needed and the person that I was dealing with was patient and very nice. However, it took three months for the application and underwriting process to complete. It was a month longer than I expected as compared to other loans that we've had on the regular homes. We waited for a long time. It was only the loan originator that was taking care of my loan. It's either he was overworked or maybe he himself wasn’t informed and wasn’t able to respond to my needs.

21st Mortgage gave me a quick reaction to what I needed, so I picked them. The application process was pretty straightforward and how I got approved was fast. The loan officer was good at what he does and I talked to him twice. He explained the process to me and I quickly got all the paperwork I needed to be done. We communicated via email but I didn’t know what I needed to give him. The lending process took a month, which was a bit longer, and it could have been improved if they got back to me. It would have been better to get contact and talk to somebody instead of emailing because I don’t look at my email that much. Communication would have been faster and better if it was done personally or through the phone.

We were first-time home buyers and 2-10 was the only option we had. The application process was standard which needed only basic information along with documentation and it took us two weeks to get everything they needed. We made it clear through our realtor that we wanted to put a down payment of 30,000 and he submitted the paperwork for it. However, right when we were going to sign the escrow, we saw that the loan for the down payment came out as 20,000 so that delayed us an extra day. The rep, Chris, was speedy with the paperwork. I had to give them $300 for the inspection and he called me to get that communicated so, communication was good on that end. He was always available and we didn’t have a hard time reaching him when we needed to.

21st Mortgage's application process was slow and annoying. It took a month, which was way longer than I hoped, but it worked. But communication and telling me everything upfront would have been nice and that would definitely have helped because I was supposed to pay $3,000 and ended up paying almost $4,500. Initially, I was told that all of the charges for the lady that I was working with, who was looking for the house, would be rolled into the entire mortgage and I just had to pay the whole thing. But they didn’t list it in the paperwork and when I went to sign the paperwork, the lady said the money that needed to be done wasn't there. But there was a time limit on signing the papers, so I had to pay for it right then. Apart from that, however, the loan officer was good and he explained 85% of the lending process, and this worked out for most of the way.

We got a mobile home transferred to our name from another person's name through 21st Mortgage. The home was financed through them too, so that made it easier to transfer everything over. The application process was good and quick. The lending process was really simple and straightforward, and it took us a month to get everything done. Nikki, the loan officer, got through everything I had. All I had to do was send her an email and she was right on it. I was impressed with her quick response and very comfortable working with her. Everything got done quickly and, so far, everything has gone well with 21st Mortgage's service, and I'd tell people to go for it.

We were getting a new used home and 21st Mortgage financed me. It took a month and a half to process the mortgage and the rep was great. She always told me that if I had questions, she would answer them. She communicated with me via email and called me several times, and I was pleased with it.

Everything was perfect with 21st Mortgage Corporation. I wanted to lower my bills and they were able to help me right away. Every question, they were totally reliable and fast. When I applied for a refinance cash out, they contacted me and asked for the paperwork, and then walked me through all the steps with the appraisal and homeowner’s insurance. The loan officer I worked with was reliable. If I couldn’t get her on the phone, I could get her on email and she answered in a timely fashion. If there are things I didn't know, she helped me with it and it didn’t take a long time. All in all, the whole process was definitely a good experience. This is my first time experiencing it and they made it easy for me. Also, the application and underwriting process just took 45 days. If friends ask about them, I'd definitely refer them 10 out of 10 times. They have good rates, the process is easy, and whenever you have a question, they’re there to help you.

I have owned several mobile homes and have gone through Greentree and Conseco, which are companies that no longer exist. Our local banks only lend seven years and newer on a mobile home, so I talked to one of the mobile home people and he said that there were a lot of mortgages that went through 21st Mortgage. I also saw it on the Mobile Home Village website. Tyler, my loan officer, was a very nice gentleman. However, I know a few things about the mortgage process and I felt that things were not explained well enough and clear enough for the average, ordinary day Joe who has never purchased a mobile home or doesn’t have the education. Also, when people are moving, they have a timeframe that they have to do. And I felt that the process took way too long. It started in the middle of May and ended on the 28th of June.

When it was time for me to move my family, my realtor referred me to 21st Mortgage. He said they were good, so I just went with it. I talked with 21st Mortgage and it sounded like something I was interested in. Moreover, they treated me fine. The process was okay, but they should speed it up. It took three weeks since they kept asking for my old job and then I couldn’t find a couple of pieces of paper. The loan officer was all right and did exactly what he was supposed to do. He answered everything I asked him and if he didn’t know the answer he'd get right back to me the same day. I gave everything he said he needed, but he kept coming back because the underwriting needed a few other things. Nevertheless, I'd refer friends to 21st Mortgage.

We were wanting to purchase a home, but it was an older manufactured home. Also, we had filed a medical bankruptcy a year ago so we looked into a mortgage. We went with 21st Mortgage Corporation and they wanted bank statements, pay stubs from my husband, and a history of our mortgage where we got our mortgage. Also, they needed information about the home we were wanting to purchase as far as where it was located, how big it was, and if it was on a dirt road. The application process was lengthy, but it was good and totally doable. From start to finish, the application and underwriting process took about a month and a half. And we were super pleased with everything that happened.

I was looking to get a mortgage for a rental property and went with 21st Mortgage because I have another rental property through them. The process was really crappy. I had everything they needed the first week that they told me they needed but then it took two months to get ‘cause they continue to ask for more and more stuff and I had continuously given them. Also, the application and the underwriting took two months and it just wasn’t a good experience this time.

It was very difficult dealing with the 21st Mortgage people. They kept telling us that the mortgage for our new home was approved, but then we had to go back and turn in some paperwork, and I didn’t like the way they handled it. We went to mobile home a lot and they were the ones that dealt with it and I wouldn’t recommend that to anybody. But, I got in touch with Fred before we got the house and talked to him after we got it, and he was very helpful. He made everything so much easier to deal with.

With nobody else financing mobile homes, I turned to 21st for my mortgage and had a horrible experience. To start, I went online and applied, and then everything came through. It was great. They assigned me to Chris and he was very nice and respectful. We went through the entire process, and then he went on vacation. He told me everything would still be taken care of. But it wasn’t. Another nice gentleman kept in contact with me. By the time Chris got back, I was already supposed to close on my house. And then, when the company mailed my paperwork, they mailed it back to themselves. We were on a time crunch, and they overnighted my packets to sign back to themselves. So then they took another three days because it was over the weekend.

When we wanted to buy a place, 21st Mortgage was the only lender I could find that would loan on land with a mobile home on it. I looked them up on the internet and found out the information, then I made a call to them and started talking to Ken, a loan officer. He stayed on top of stuff well, even if our file was not the only one on his desk, and my questions got answered in a timely manner. Once I had jumped through the hoops, we were able to get approved for the loan and we could go through the whole lending process. We got a conventional loan and it was for buying a new house.

I looked into a mortgage to purchase a mobile home and 21st Mortgage was the only lender I saw that dealt with mobile homes and they were the easiest one to pick from. The process of obtaining my mortgage went quickly and the application process was easy and good. I contacted them online and I got the application form the next day. It was great working with the loan officer, Marguerite. I was really impressed with her thoroughness and professionalism. She came over to the place I was staying at and she helped me fill the form out, then I sent it in. The application and underwriting process took a couple of weeks. They made sure that all the steps were taken care of and they did well in everything they did. It was easy to sign everything and everyone was thorough in explaining things to me. So, my experience with 21st was good.

The loan officer who helped me was a nice guy and a gentleman. He was real understanding. Everything was pretty much done over the phone because he was in Tennessee and we were in La Vernia. And he let us know what we needed to do and what we needed to get taken care of to get the process done. It took about a month for us to close and it went by fast and smooth. The application process with 21st Mortgage went through well and I'll recommend them to a friend.

I chose to refinance with the original mortgage company I was with and 21st Mortgage is also the only company that would refinance my mobile home. But when I bought my mobile home at a high rate around December of 2013, 21st told that if I made 24 payments on time without missing one, they would refinance it and drop 2 percentage points at the least. So after two years, I called them up but they told me that I was given the wrong information and that I still owed too much on the mobile home.

When we had gotten the house, it was a lease-to-own and we had gotten to the point where we had enough equity to buy it via a mortgage. We have a mobile home and 21st Mortgage was the one who worked with the leaser. They came out, did an inspection, and evaluated the house based on the location. Then, we signed the paperwork. I know that there were a lot more involved, but those were the pieces that I was aware of. The process took two months. 21st Mortgage called when the paperwork was sent via email to make sure we received it. And they made sure they called when they received the stuff back if there were any questions. They were all super helpful, nice and pleasant to work with. The experience was definitely good and pleasant. We’d definitely use ‘em again. We would recommend looking into 21st to anybody who needed to get a mortgage.

We got a mobile home mortgage thru 21st Mortgage 5 years ago. We have always been ON TIME with our payments. We recently had an issue which is none of their business, we got behind 1/2 a month last month. And we got our notice today that we needed to pay a certain amount in 31 days. They called us to remind us about the payment and we let them know that we were making the full past due amount today and then in a week or 2 that we will be making this months payment as well to make our account up to date.

Getting a loan through 21st Mortgage was cumbersome. The loan process took 45 days. Still, I understand that it's a difficult startup for them as it was a new type of chattel loan because there's a licensed vehicle involved but no real estate. However, I think that once the process is ore documented for the people on 21st Mortgage end, the process could be improved. Nevertheless, the rep that worked with me was really is the one that made the process smoother and made it simpler for me in order to try to respond and give them the information they needed. I think she went above and beyond out of her way to reach out, not only to me, but to the seller as well. She was very patient with the process though the seller was a little difficult to deal with. She hung in there to get the process completed. I appreciated that not only did she reach out to me by telephone, but she would send me emails outlining the information that she needed.

I bought a manufactured house. I called a bunch of places for a mortgage and 21st Mortgage worked out the best for me. The application process was simple. It took a couple of weeks and my loan officer Kelly was really helpful throughout. I did pretty much everything through email with her and she got back to me real quick anytime.

21st Mortgage was recommended to me for my new home purchase. The mortgage application process took between 30 and 40 days and it was really good. The rep was also very attentive and always responsive to whatever question I had. I was very comfortable working with him.

I have a kid with special needs so I looked into a mortgage. It’s a mothering cottage for him. 21st Mortgage had an offer so I chose to go with them. Their process was easy and everything went well with the loan officer. Although I was concerned with the horrible interest rate that 21st have. But we were trying to pay it off quickly. It was supposed to be a very short-term loan that ended up into a longer term.

Go through 21st Mortgage Corporation. I applied for a mortgage, had a decent downpayment and I was approved. However, I thought since I got in with them the first time that they would let me get another trailer, but they wanted too much downpayment. We already had the trailer for six months and I wanted to get another, but 30% is pretty steep. We would have paid $8000 or $9000, but $17,000 was a little out of what we wanted to pay. But everything was good during the first time and I didn’t have any problems.

The first time we worked with 21st Mortgage was for a home. They gave us feedback quickly and a lot of information which are factual and realistic. It’s not like the other companies that will let you drown yourself. There was a manager that walked us through everything that we did before we obligated ourselves to the financing. They worked with our credit and our situation at the time, so that was really helpful because they gave us more input before we made a big decision with our finances. We’re an average homeowner that doesn’t have the perfect credit. But we are working on our credit, and 21st was able to help us with what our income is and allow us an opportunity to build a budget and stick to that.

We were purchasing a new home and that was why we looked into a mortgage. It was a home buyer and we went with 21st Mortgage because of their rate. The process was very smooth and very quick. It was easy to communicate with them and I was pleased. I had a good loan officer and they kept me very much informed. Others should look into what 21st Mortgage can offer them.

We own a property that got a four-bedroom home on it, which we gave to our children, and we decided to get us a Solitaire, two-bedroom, two-bath trailer. We put it in our property, and we decided to look into a mortgage. We compared five companies and 21st Mortgage seemed better than what most of them were and they gave us a better deal. The application and underwriting took less than 10 days. The loan officers seemed to be professional at what they were doing and we were happy with it. Also, I'm 75 years old, and senior citizens need to be treated with respect, too, and they did. I would recommend the company. Everything with them has been good and most people would be happy with it, too, if they looked at it.

I needed a new house and it was easier to go with 21st Mortgage Corporation over other lending providers so I went with them. Their application process was pretty easy, straightforward, and took a week to complete. I had a good experience all the way around.

We wanted to move into something new and get back to our hometown. I already had property so I was just looking out for a loan for the house. We submitted through a couple different mortgage companies and 21st was the one who helped us and gave us a specific rate, but we negotiated a little lower interest rate. The other company we tried would not go any lower. 21st accepted what we offered and that was why we went with them. Their process was really simple. We applied with everything for the double-wide mobile trailer home that we wanted through A1 Homes.

I bought a new house and was looking into a mortgage. And I was turned down by two companies. I didn’t have enough credit apparently, but 21st Mortgage gave me everything I wanted. The application and underwriting process took about two weeks. And it was a good deal. Their reps knew what they were doing and answered all my questions. I'd tell others to deal with 21st Mortgage. They're a good company.

I was buying a mobile home and 21st Mortgage Corporation the only company that did mobile home mortgages. I went with them and went through the normal process. I showed them my income and my expenses and some last couple of years of income tax. The application and underwriting process took a couple of weeks. Also, the people at the dealership took care of everything.

We needed a new house to live in and our realtor recommended 21st Mortgage. The application process was good and the loan officer was patient with us. We were satisfied with everything. Use them.

We looked into getting a mortgage for a new home purchase and we already used 21st Mortgage Corporation before. During the recent hurricane, we have lost everything but 21st Mortgage found the place for another home. And then they took all of the information and filled out the application, and it was pretty easy. They also answered all of our questions and gave us the necessary technique needed to fill out the form. It all happened relatively quickly and the overall process took about two or three weeks. My husband was the one who mainly had to speak to the reps about the term and things of that nature. They did what they needed to do and it all happened smoothly. I would definitely recommend 21st Mortgage.

The process of obtaining my mortgage from 21st Mortgage went well. I just sent in the paperwork and they approved it and I got my money. They were wonderful and it was a great experience.

We bought a new home and property so we looked into getting a mortgage and the company we got the house from went through 21st Mortgage Corporation for us. It was pretty easy and it was an open-and-shut case. I've had 21st Mortgage for four or five months and they're a good one to go.

I had a great experience with 21st Mortgage. A friend suggested using them, so I had filled the application out and then left. The process was easy to do and everything went pretty quick compared to the other people I work with, how long it took them to get everything done. The rep that I worked with was professional, easy to deal with and answered all my questions. Every time that I’ve talked to them, they called within an hour or two. If I had to leave a message, somebody called me right back.

I purchased a home and 21st Mortgage Corporation was recommended. The application process was all good. It took a few steps and took 20 days to a month, which was not bad. The loan officer called me and he was a nice guy and I was impressed with how the process was easy going. We didn’t have much credit because we have never financed much before, but they pushed it through, and soon it got approved. That was a big step for us. I called 21st Mortgage to pay off some on the side from the principal and to see the information on how that would work. As far as I understood when we got that loan, I had an opportunity to pay earlier if I was able to. But I'm not ready for that yet and I got a few months away from that, but I will tell them then to see what it requires. Other than that, everything was good. Go to 21st Mortgage Corporation because I have no problem.

I got a new home and it was 21st Mortgage Corporation that does loans for the mobile homes. The application and underwriting process took a week or two and it went pretty good. They get into some debt. I had a bankruptcy a few years ago and they gave me a good interest rate. 21st Mortgage Corporation is great. Go with it.

I was looking for a new home and I heard 21st Mortgage is a real good company and they work with you to align your credit. The loan officer was very easy to talk to. With them going over all the information, the process took about 30-minutes to an hour and they were due in a week and a half. If you're looking to buy a new house, 21st Mortgage will work with you with your credit.

21st Mortgage Corporation was the only one that would loan on a new manufactured home. The place where I bought my house at had all the paperwork and I filled it out and they sent it to 21st. Then, 21st contacted me. The application and underwriting process took about a couple of weeks. I felt comfortable working with 21st Mortgage Corporation. Try them out.

We had a rough time in Montana. The hurricane hit in August and we had to walk away from our place, and we needed to buy a new house. We applied for a home loan with 21st Mortgage and they accepted us. The application process went smoothly for us and there were no big hiccups. It was all done over the phone and the paperwork was done speedily. We worked everything through the guy at the mobile home place and he worked on a lot of stuff for us. We got the house in November. By working with 21st Mortgage, we got a new house and a fresh start, and I've got nothing but good things to say about them.

When I bought the mobile home, 21st Mortgage Corporation was the only finance company available they had. The application process takes two weeks, which is fast, and everything is very clear and they answer when I call them. I went through the person who sold me the mobile home for all the questions and after a month for everything, I got the mobile home.

We bought a modular home and a lot of the banks and financing companies would not finance it. Solitaire Homes recommended 21st Mortgage and we got a regular mortgage from them. We had to provide a few documentation, but most of it was taken care of by Solitaire Homes and the 21st Mortgage officer. The process was relatively easy. However, I had a tax lien that had been paid off and it wasn’t showing up. We had to take care of that and they wanted to see proof of that. But other than that, they handled everything fine and did an outstanding job. I would recommend and tell others to give them a call.

We just moved in this week, but we’ve been making the payments for six months. Solitaire, the people that we purchased the trailer from, is in Albuquerque in New Mexico and the contractor was very slow. They picked a certain person and he would only come by to work once a week, so we have been without a house. We had to stay in an RV and then we would go and stay with my mother-in-law. It was hard to stay there with her, but we stayed for eight months and so. I finally called Solitaire and called the corporate.

I looked into a mortgage since I moved back to Texas from Washington State and bought me some land and a home. The people that I bought the Solitaire Home from did their financing with 21st Mortgage and they gave me the best rate. The Solitaire Homes did most of the mortgaging, but I have 32 years of a mortgage, so it was basically the thing I’m used to. I did the application on the house, I got the right price and got the right interest rate, did all the paperwork, they submitted it all and then took care of everything for me.

When my house was marked down to the ground, I looked for a mortgage and I got a regular one from 21st Mortgage. It was our first time and I gave them a $10,000 down. The people I bought the house from were already using them and the application process was okay. It was the way I expected it. The whole process took a couple of weeks but sometimes, it was on us getting certain things so it was not bad. Everything in the process was fine and smooth. I had a good interaction with Scott, the loan officer, who did what he said he was gonna do. He seems like a busy person but he called me back and did his job. I was comfortable working with them and I'm happy with the experience.

I bought a piece of property and my first home. The mobile home place I went to is partnered with 21st Mortgage, so they got me hooked up. I've been going through 21st Mortgage since September and everything's been cool so far. Everybody I've talked to is friendly. Sometimes I forget to pay the day I'm supposed to pay because I get so busy, and they'll call me and remind me. That helps out and they've never given me a hard time about it. The reps also gave me time for everything. The application and underwriting process took about three weeks, and I got pre-approved lots of times during the process. It could have been a month before I finally got approved, but I had to do a couple of things too, like pay off a couple of credit card bills.

21st Mortgage is very amazing. Sometimes I miss the payment as far as trying to do it online so I get stressed, but they were always there to help out. They are outstanding as far as being flexible and generous. The customer service always listens to people’s concerns and see how is it that they could find a solution to every issue. The loan officer kept saying that whenever I’m ready, they could take the available payment, which was just a check. I told him that I was ready and that I had to watch for the routing number. They said that they were gonna send me a letter saying that I would make the payment on this day and this amount, which is where our due date is on this day with this amount. They also told me how much was our remaining balance and gave me the confirmation number to keep it as a record. The contract is everything positive. So, I tell others about 21st Mortgage and if they they have something different then I'd tell them to switch.

21st Mortgage Corporation is wonderful but the reps really messed this up bad. We tried to ask a lot of questions and we tried to be as clear and precise on what we were asking. We even wrote everything down so we thought we got solid answers. But as it got towards the end, we found out that we were misled on some of their answers. The rep got upset with us and it was very intimidating. However, we were in such a situation that we had to continue on and follow through with what had to be done. It was very emotionally upsetting that we were misled and it didn't help us out in the long run but it was finished. We were done and that was the way it is. It was very difficult because it was a big financial decision. We had not made the decision earlier in our lives so we had to do this and we’re in our early 70’s.

I decided to go back into the homeownership market and 21st Mortgage was one of the few companies that work with manufactured homes in the state of Florida. The application process was very streamlined which I appreciated. They just needed basic information from me, from the sellers and about the home. They also pulled a background and credit check. Time was of the essence in the situation and if I had questions, they were quick to get back to me with answers. It was relatively a very simple process, which was nice. It was done in a matter of two and a half weeks. It's a bit different from buying a manufactured home and buying a brick and mortar, which were all my prior experiences.