National Debt Relief Reviews

They are very knowledgeable and extremely helpful. They are there when I needed them. They are on top of their game. They are always courteous. They always alert me when something is getting ready to take place. I am very pleased with them.

Overall I've been very happy. My only complaint is they always call me at work. I mention my work hours every time but I'm always called at work. Other than that very friendly customer service. Answer any question and are helping me improve my credit.

National Debt Relief has been an amazing company to work with. They've helped me build a plan and a path towards my financial security and have some of the best customer service professionals I've dealt with anywhere. I would recommend them to anyone who wants professional, courteous help with debt.

I enrolled with NDR in March of 2016. In a little over a year they have settled four creditors. They have always been willing to work with me to enable the settlements. A couple of times I was served with papers. Because I had also signed up with GITMO (the NDR lawyers) everything was taken care of and I never had to go to court. I was very grateful for their help. I would highly recommend to anyone who signs on with NDR to add on the lawyers. The nominal extra charge has been worth it!

It has been 2 plus years since I have been enrolled in NDR. I have been nothing less than COMPLETELY satisfied. They have worked with me from the beginning making sure I had enough money to pay my other bills. They have answered any and all questions I have ever had. They have advised me every step of the way. I would have had to declare bankruptcy if it wasn't for them. At this point, there is light at the end of the tunnel. I am to be free of debt in several months. What a relief. I would recommend them to anyone.

The only thing I recommend is for NDR to immediately notify the creditors via a letter that they are working on behalf of the client. So far I am pleased. Many of the creditors stated that I should have went to CCCS instead and not pay someone to get me out of debt. The ratings are very good with NDR so I chose them. I am happy I did! Thank you!

I have never been at peace than I am now with National Debt Relief! They have been proactive in settling with my creditors. I always have great customer service experiences whenever I talk to them. This company is the best company so far.

This is a very simple and painless process. The group of extreme professionals help you every step of the way and there are no questions left unanswered! Amazing company and a company who truly realizes what customer service and customer support are supposed to be!

I was super happy to enroll with National Debt Relief, as it seemed that this was the answer to my debt prayers. They stated that they could help me, however, I've been on the program for a little over three months and have only had one debt resolved in which National Debt Relief made almost $800.00. I receive debt collection calls almost every hour, sometimes more even on Sundays. I keep contacting NDR to see how negotiations are going, but the answers I get are the ones they send you in the booklet. I'm not expecting a miracle, but I thought for sure most of my credit cards would have accepted some type of payment by now. NDR makes 21% off of your reported debt, so I would think that I'd see more effort. Thus far, I've heard nothing and I'm wondering if I made an awful mistake. Now I'm in too deep and bankruptcy would be the only solution, which I was trying to avoid.

I was very apprehensive at first to join NDR because I wasn't sure if it was the best or smartest option for me. I read a few reviews and decided to give it a shot. They told me it will take about 3 years to get out of debt but in reality it took 2. Their staff is really helpful and informative. You will be taken care of. Thank you NDR!

I joined the program when I seemed I was in over my head with some complicated debt. I am halfway into the program and still in process of trying to clear debt but so far so good. Anxiously wanted to get this over with.

I am only halfway through a 42 month process and I have been quite satisfied so far. The beginning was a bit rough, but was warned it would be so, but they were there to help me through it. Once all creditors got on board life became much less stressful! Of course I look forward to being finished and I am very thankful for all the help I have received. They have been very forthright with keeping me informed and on track. I have no problem recommending them to anyone who has gotten themselves in over their heads.

The process has been stress-free. As of now, I have received excellent customer service. Representatives are always willing to assist me and answer all my questions. I'm happy that I've acquired their services. Hopefully, more people seek debt relief and have peace of mind.

I really didn't have that much debt, but I had too many companies to pay off that went beyond my budget. I also wanted to avoid all their harassing phone calls as well while trying to stay in good standing with everybody that I owed. That's where National Debt Relief came in. Every time I got a letter or phone call from someone, I would send NDR the phone number or copy of the letter and they would be the buffer in between.

NDR has helped us tremendously. Due to an unscrupulous bookkeeper taking out several credit cards in my husband’s name without his permission, he was extremely in debt when we were married and we weren't aware of it. She destroyed every record. We are trying to do the right thing and pay as much as we can. NDR has been the answer to our prayers.

Yes, NDR has helped me pay off my revolving debt, has saved me money in the process, but I wish the representative I signed up with would've given it to me straight. I was told 2 1/2 years and my debt would be paid off, when it will more likely be over 3 years. Also I wasn't told that you would be asked to give more money than the monthly amount you agreed to. I guess at least those debts will be paid.

Once they got info I was never updated. Debt companies calling but I was told not to answer calls from them. I still do not know what the next step is. I just know money is taken out of my checking account. I don't know even know if creditors accepted National Debt Relief offers.

Around three months ago I rate my experience as 5 stars, however I think totally different now. I have enrolled in the program in August 2016, my debt was around $18k and I started making monthly payments of $400.00 which was much better than what I was paying to CC companies before enrolling. By the 6th month I have 2 out of my 5 CC resolved... NDR charged 25% of the total debt at the moment (it got increased in the last 6 months since it is a requirement of the program), I was ok with that because I had less stress than what I had before...

A wonderful experience as both men I spoke with were extremely helpful and explained everything clearly and had no bother or hesitation if I needed things explained again. Very patient, beautiful manners and never rushed me. It was the best phone I ever had dealing with financial issues. Thank you so much.

During my entire experience with National Debt Relief I have been treated respectfully, and not talked down to or lectured. All aspects of the program were thoroughly explained to me and all of my questions have been answered anytime I've had one or many. I am very pleased with my experience, thank you for your professionalism and exemplary customer service.

It's early in the process for me but I've had a good experience so far. They've settled a couple accounts and have been understanding to my limited cash flow in the process. I feel encouraged that this will work out to be a beneficial move for me. Long way to go yet though!

Signing up was easy and the service team was helpful in helping to understand the steps I needed to take. I am not receiving collection calls which I was concerned about. I have been enrolled for 3 months. I would score higher but as of yet, none of my accounts have been cleared. I will be really happy when I can start seeing those results.

I have not been with them long enough to know how they will be at the end. I am happy so far, but have several accounts still pending. One account is Chase which claims they don't work with this company.

At first I was having second thoughts about contacting NDR because I didn't have any idea how they could help me solve my BIG DEBT problem. Finally I called... Everything explained to me... And now I'm very happy that I contacted NDR to help solve my debt problem. Everything is going good so far. THANKS TO NDR!!!

They were always professional and tended to my needs. They made you feel at ease in a stressful situation. They worked with you. I have send several referrals to them. I am glad I found National Debt Relief.

People were very helpful when we first enrolled. We haven't heard from them in 2 months which isn't a bad thing. We did communicate via email and they responded very quickly and took care of the concern. We look forward to having our debt resolved quickly and we can rest easier knowing we took this step with our finances. Thank you.

Everyone at NDR has been extremely helpful every time I call or have questions. They have worked with me with payment amounts, when I got divorced, not only did they postpone my payments for three months, they also advanced payments to one of my creditors to ensure I did not lose a large settlement offer. They are extremely professional and understanding and I would absolutely recommend them if you are in a bind like I was with my credit card and medical debts.

I spoke to Rodney today who was able to help me completely and was sympathetic and conducted himself professionally. Thank you.

From when I initiated the program, I have received professional, courteous responses from all whom I have had contact with in your organization. During this trying time. Thank you for having top notch personnel within your organization. Thank you again.

I am very happy with the support I have received from NDR. They are honest, supportive and WANT to help you! I appreciate their willingness to work with you and they accomplish more than anything I could have done on my own. Thanks to this opportunity, there's a light at the end of the tunnel!

I haven't heard from anybody in months. I have no idea what is happening with my account. I was supposed to be done in October and I don't know what is settled and what's not. I have given my cell number and repeatedly ask them to call that number. Still no communication.

Recently enrolled - just a few months and already have my first settlement offer which is half of what I originally owed! Hopefully this will continue with the rest of my debt that is enrolled but it appears we are off to a great start!

I have been a client of NDR for about 3 months and everyone I have spoken with or emailed has been SO helpful and responsive to my questions in such a timely manner! I am happy I am a customer of this awesome group!

System works well for you, but destroys credit score. They will cut your credit debt by a lot. We are paying our debt off pretty quick. I am very happy that we are getting our debt gone, but it hurts knowing what it is going to take to rebuild our credit. We will have negative marks on our credit score for a while, because it goes on your credit score as the company agreed to settle for a lesser than owed amount.

I have good experience with customer service when I call. They are courteous and give me the answer to my question right away. I was never on hold for more than 2 minutes. The person on line is very knowledgeable.

This is a tough program to complete. Glad to have made it! I felt/Thought at completion, called graduation that there would be a package of paper work that would say: You have settled the debts, the debtors have received all settlement payments. Some sort of settlement certificate - proof of Action. I received a e-mail, "You graduated. Here is your overpayment check." (While pleased to be finished, this takes away from the programs class level for me). Thank You for the help. In good shape now!

I am pleased with experience with National Debt Relief. I am still in the process of the debt relief but so far so good. They are always very courteous on the phone and eager to help me with questions or concerns I might have. I can review again when I have completed the program.

Feel that the debt should be paid upfront and then payments made to the company. My credit has dropped drastically, which I knew would occur, but if they paid all the debt up front and I made my monthly payments to them, I feel it would be better. Also feel that they should be more available via email.

Don't include a Credit Union in your debts. They will sue you... It is a Federal Union. Credit cards are handled greatly by Debt Relief. I am so glad I saw their advertisement about three years ago. It has really helped me out, since I was about 88 years old when I began with them.

I have had a very good experience with NDR. All of my accounts are settled and will be paid off within another 18 months. This is just possible because I made deposits far ahead of schedule, but NDR did a great job getting settlements for my accounts. I would recommend to anyone with credit card issues.

I'm now 240 plus days into the program, and only one of my accounts have been settled. I was sold the idea that I would start to see results in 6 months or less. My credit continues to take its lumps with each past due month. Until the settlement is complete, I can't give positive feedback on this program. TBD.

I felt that NDR was completely transparent and honest when explaining the process. My credit score did drop, as expected, but all of my debts have been settled. I had 4 accounts totaling about $9,000 and within a 6 month period there was a resolution for each and I am now on my way to being debt free. I will make monthly payments for the next 2 years until my debts rate paid off. NDR was able to get the creditors down quite a bit on the total owed, but they do take a percentage for their services once the account is settled on top of the service fees.

Whenever I have called I have been treated with courtesy and respect. The people I have spoken to have been very helpful. When settling my Bank of America account I had to send the same paperwork by certified mail at least 3 times. That was annoying. I have not heard anything lately, but now I have two accounts left to settle. My only complaint is that I wasn't told the reduction of my bill would be counted as income. That really hurt me on my income taxes for last year.

The team has been there every step of the way, from the initial conversation to actually taking control of my debts with all my creditors. Great job! I would highly recommend National Debt Relief to anyone over their heads with credit cards.

National Debt Relief has been a great program for me. I have been with the company for less than a year but I can see the deals that have been in regards in lowering the amount of debt. I would tell all who have this problem to call and sign up because it works. Thank you.

I was only one year with National Debt and they were able to help me make settlement and get me to be less in debt. I was transferred to another agency within them to pay off the rest of my debt. I use to owe almost 20 thousand dollars. Now it's only 8 thousand. It's a huge help. Thank you National Debt.

I thought I was out of choices regarding my debt situation. Then NDR to the rescue. I'm barely in the program and I'm already getting debts negotiation processed. Definitely would recommend to anyone who needs help in any situation similar as mine. Thank you NDR for sticking up for me!

I am very impressed with National Debt Relief and their team of associates. No one tries to push you into anything but they are very helpful. I am getting things taken care of and couldn't do it without them. My thanks to all of you!

We have been very pleased. You have been very helpful to us. And although I have been a little short at times you have been very understanding. I will try to be on time and have the funds in my account from here on in so we don't have any issues like we had in the past.

I'm so happy I did this and used your company! My credit is on its way up! Every time I called your reps I was treated great and all of my questions were answered. I was always kept in the loop about my accounts and their status changes. So pleased!

I am at odds right now because I thought the amount of money that was paying per month was all I would need to pay to settle up my accounts. I am finding that I have to add more and more money in order for my accounts to be settled. This is just as much of a strain on me as it was before I went to you. I find myself worrying if I am going to be able to put the extra money in that is being required of me. I was told that you would put off taking your fee to later after my accounts were half-way settled. I checked my account where I only had a little over 2100 in my account and you took that for your fee and now I am stressing over where I am going to get the money to finish what I started out with y'all. I am feeling just as stressed as I was before you. Don't know what I am going to do at this point. Either way, I don't have the money.

Thank you for such a service. This has been very humbling and painful to me. I have worked hard my entire life, raising 5 children alone and never on welfare. I could work my way out of anything except now! Your staff is amazing!

I was skeptical at first. It took about 3 years but it seems I have finally gotten my debt down. H debt. Now I have to deal with NDR fees. It has been a bit of a struggle financial but I hoping that now that I'm down to my last payment. I hope that my credit will slowly start to improve. Definitely a better option than bankruptcy.

Excellent service. They are very thorough and calling me when there is a question or than used to be an update. I am very pleased with the service. I also recommend a friend, family member like I was I just want to be debt-free and they're doing a good job and helping me.

Everyone at National Debt Relief was very helpful and understanding toward my situation. NDR explained everything to me and got my moving in the right direction to be one step closer to being debt free! It will feel good to know that I won't be spending the rest of my life paying off debt. Thank you NDR!

Waiting on any kind of action on their part, too bad they can't assist on funding the debt instead of having to wait for their magic number to start negotiations. Meanwhile the creditors get more vicious on collection, and making life miserable while having to wait till funds are build up.

I would say so far it's been great! Just anxious to see debt reduced and see the great results I always heard and read of. So at this time I would just do as I'm ask and I'm sure we will soon see the results. I'm looking forward to seeing my first debt settled.

The process was not as time consuming or degrading as I thought it would be. I did not feel like I was at a dead end as far as my financial situation is concerned after speaking with the representative. NDR gave me hope to make daily life more affordable.

This has been a easy transition for me and my husband. Also knowing that we will be debt free in a short amount of time. Every representative I have spoken with has been extremely nice and helpful to understand our situation. I have already recommended you to several of my friends that's having the same situation. Thank you again for all your help.

National Debt Relief has made it easier to pay my bills. Everyone is so nice. Thank you for being so understanding. Without your help I was headed for bankruptcy. Thank you again for all the help in getting me debt free.

They have taking care of the finances that I had but there is one that needs to be taken care of and I keep sending them emails of the collection committee and they tell me they can't do anything yet. Supposedly two of them was closed out this month and I'm supposed to have one closed out next month so I'm hoping they will get this taken care of shortly. But so far everything's been good. Thank you.

Having been considering many options coming across National Debt Relief seemed to be the step for me. Enrolling was easy and they made sure to tell me what I needed to understand of the process and that it would not happen overnight. I am excited about the process and getting the help to get out of debt.

The performance is a average acceptable. The only problem I see is the counselors or negotiators have not contacted me and an extremely long time to let me know and keep me on the updates as to what accounts have been paid what accounts are still open what and no negotiations are going on. That is the only problem that I see.

I have been helped each and every time I have called. I have only made one deposit so far. So future experience is limited. I will keep in touch as time goes by. I'm sure that my experience will continue to be well received by National Debt Relief.

Anyone that I call at National Debt Relief are really helpful, courteous, and professional. They put me at ease with their response to the issues or questions I have when I call them. I never have to worry about anything because they are always there to help me. I have never had any issues with anybody that I had to talk to.

When I first started with National Debt Relief they have been good to their word in explaining the entire process as well as having kept me updated on any changes that took place. They also have been good in keeping me informed on the settlement that each card company settled for. Also they have been very good in keeping me in the loop as far as what I needed to do. It has been a pleasant experience dealing with them.

Was able to clear up debts faster than originally projected, was told around 48 months and it took us less than 30 months. Easy to work with and always there to answer questions. Would and have recommended to others who have also used their services successfully.

From pretty much the start my experience has been excellent. The program was thoroughly explained and the steps to get enrolled and thru the program were clearing outlined. The customer service is top notch. Every time I call I always feel valued and my questions answered thoroughly. I already have two resolved creditors since enrolling a year ago. I am 100% thrilled with NDR.

National Debt Relief has been very easy to work with and seem to legitimately care about me. They have worked hard to get settlements from my vendors. Enrolling with National Debt Relief was very easy to do and didn't take that long. Just follow their simple instructions and you're on your way to becoming debt free.

I enrolled with National Debt Relief in March 2015 after undergoing major surgery that rendered me temporarily disabled and financially strained. I found National Debt Relief was a beneficial option as opposed to going through bankruptcy. Their staff negotiated reasonable settlements with my creditors along with affordable monthly payments for myself. They even contacted me about a medical bill that I was not aware of and allowed me to factor that bill into my payment plan. I can happily say that now, a little over two years later, my bills have been paid off and I am one more step closer to being debt free. I would recommend National Debt Relief to anyone seeking to become debt free.

I have entrusted certain financial affairs to you folks. So far so good. I'm often out of contact as I work in other countries and in very remote regions within those countries. Therefore, I have limited contact and data to work with. That said, the aggressive phone calls have ceased. Portions of my "account" have been dealt with, and it appears the others are currently being dealt with. You are clearly working it out at this point without much input from me. So far so good. Thank you very much!

National Debt Relief made my life so much easier. I was able to sleep at night and my blood pressure went down to normal. I can't thank the staff at National Debt Relief enough for putting my life at ease and saving me money.

So far it's great! I haven't had any contact from creditors. I have a statement with past due from Macy's. No calls thank God. My sight is to be debt-free in 42 months and have a wonderful life ahead of me thanks to National Debt Relief... Thanks again.

At first; I felt nothing was getting done fast enough and felt overwhelmed with the phone calls I was receiving from collections agencies. I was fooled... National Debt Relief handled my debt in a perfect amount of timing and my credit score has gone up. I have indeed recommended National Debt Relief to friends and coworkers who were in the same situation as I was in. Thank you for everything!

The staff were very accommodating. They worked fast and hard to get me secure in my credit rating. I could not ask for a more professional group of people. Their timeline was exact. All information they gave me, they held to their word. Thank you so much.

I can't believe how easy it was to resolve high interest debt and lower the amount owed at the same time. Everyone is incredibly friendly, understanding, non-judgmental, and easy to work with. I have recommended NDR to my friends and family. Thank you all for such a wonderful service!

I've been enrolled in the program for less than a yr and they have already settled 2 credit cards. My credit score did tank, but it's already going back up. By the end of this year I will.have 4 more accts paid off out of the 10 I enrolled. So far so good. The automated system will call you quite a bit, but most of the time it is just to see if you want to speak to a customer service rep. Other than that, I'm notified through email about my acct.

So far it seems ok. I'm worried about interest rates accruing and clients still calling even though I've asked them not to. I guess I was expecting more feedback and communication from NDR... I'm thinking NDR is bargaining for me and re the first settlement but I believe I need to take a more active role in bargaining.

I use to hear about my account however now I assume all is well because I don't hear anything unless I contact you all. I would like to hear more about my account information or get a quarterly statement or something to inform me a little more. Thank you.

Also, beside the Bill collector on the statement, it would be nice to know what Bill it was in reference to. That would make it more convenient to keep track of which bills were being settled. As far as the satisfaction with the co. Itself... I have no complaints.

I found NDR very easy to work with. I appreciate the help they provided me in getting out of debt. With their help I am now working on mostly a cash basis on everything I do. Not having to deal with the creditors was helpful in reducing my stress. My questions and issues were handled quickly and to completion. I would recommend you to friends or family in situations like mine.

I had a very wonderful experience with National Debt Relief. They were very helpful and very friendly. They always took the time to explain things to me. I was very happy in the end to be able to get a loan to pay off the credit card debt. I have not yet checked my credit score, but am going to check soon to see if my score has raised. Have made about 3 payments now on the loan.

I have only been in the program for a couple of months, nothing settled yet, but I'm not getting the harassing phone calls anymore, so I'm good so far. Whenever I did call the person on the phone was always nice and explained everything fully. I would recommend this service.

ABSOLUTELY HORRIBLE EXPERIENCE!!! This is suppose to help you get out of debt not add more on you. When I signed up they explained that all fees would be in with my monthly payment, well I found out today that the 25% they charge for settling an account they take ALL at one time! So my one account they had settled got $1 and they made sure they had their $700 for simply making a phone call to get a settlement and haven't even worked on any of my other accounts. Needless to say I made a HUGE MISTAKE trying to get out of debt, it was just costing me more. I DO NOT AND WILL NOT RECOMMEND NDR TO ANYONE! LESSON LEARNED THE HARD WAY.

National Debt Relief has been doing great. They have settled multiple credit card accounts and have kept us well informed on their progress. Customer service has been very helpful and friendly no matter who I talk to when I call in.

Thanks for helping me with a big problem I have and their people are very helpfully and provide feedback and they will stay with you through the process of my family. Everyone that needs help, need to contact National Debt Relief. I just thank the people that work there.

So far the experience has been good. The program only pays off one debtor at a time, and I am still getting warnings for a couple of creditors that have not been satisfied. Would entertain paying an extra point to have debts all settled in one deal. Otherwise, lucky to have National Debt Relief.

All customer service representatives are truly wonderful. Each giving me "been there, done that" advice, which has been a godsend. I just received news that my credit score has gone up. This news takes a great weight off my mind.

Never a problem that they did not help with. Very glad I found you people to help me. Will tell other people about your services, always great on the phone never had a delay in waiting. So always trust National Debt Relief.

So far I am pleased with the settlements that have been negotiated. The only thing I am not really happy with is the amount of time it is taking to settle with the credit card companies. I was told it would take 3-6 months and it has been 14 months. As of today I still have one more creditor that hasn't been settled with. In the meantime, there are interest charges, etc., that keep racking up, as well as my credit score continue to drop, i.e., this last settlement racked up almost $1000 in interest and late fees before it was settled. I would guess the same situation is with this last creditor as well. Not that I am going to try to borrow money etc., anytime soon, but up until about a year ago, when I signed up with this service my credit score, in 40 years' time, had never went below 678, now it is 458. Very disheartening since I have worked all my life to have a good score and now when I actually might need it - it is crap.

I can't wait to get out of this program!!! They take way too much profit from my debt and realized it has not been worth it. This program only saved me a few bucks. Very disappointed. They take way too much money from people and were not clear from the beginning about their profit from the program.

So far, I would rate NDR 5 stars. They've been really easy to deal with and they seem to really care every time I call and talk with a representative. Their website is also very easy to navigate and access.

They are very helpful and are great with answering questions. I was unsure of what I wanted to do, but they helped me make up my mind. Just wish debt could be settled soon to begin payments. Hopefully it will help my future.

I have been extremely pleased with the results of this program. The counselors have been extremely helpful in negotiating my debt down and have been very pleasant to deal with. I would recommend this service to anyone looking to get out of debt.

Pardon the pun, but it is truly a relief to see progress on all my debts happen so quickly, right from the start, and throughout the time I've been using NDR. I watched my credit score dip at first, as expected, but I just got an alert the other day that my credit score has now rebounded by a 41 point increase in just 30 days now that I've been in the program for not even 2 years yet.

On the whole, it has been a good experience. There are a couple of issues, however. Agents. I understand that they have been trained to take their time with the customers and engage in friendly conversation. This can be nice, but it's a pain if you are in a hurry and just want something quickly such as information, and especially so if you have to wait on hold for an available agent. Perhaps the agents could speed up the calls if others are waiting, and be more discerning on whether or not the customer wishes to chat.

Hello Team. I have not talked to the team. Please help someone from the team call me with an update on next steps. Thanks. I don't know the next steps and how it going. This is one of the biggest things going on in my life to date.

I have yet to establish any communication with my creditor and make any headway with my creditors so I cannot give my opinions on how this company works for myself and credit score. I continue to make my monthly payments to them but yet still no communications.

I love how I'm getting out of debt just disappointed in all these fees I have to pay on top of my messages monthly payment. I feel like it keeps me behind from paying my debt off faster. Other than that I love the program and can't wait to be debt-free.

Excellent service. Always available to answer my questions and explain what I needed help with. Very courteous and pleasant on the phone. The website was very helpful and easy to follow. Quick at getting back to me if I had concerns. Very pleased with everything. I would strongly recommend this to a friend.

I contacted National Debt Relief to help me reduce my debt. They were very helpful in filling the application by asking defining questions. The application wasn't long and complicated. National Debt Relief has been in contact with me either through email or telephone. Thank you!

Everything is going well and I'm HAPPY that I am getting my bills paid and all the people who talked to me are very nice and informed me with what I should know about my case and I'm doing the best I can do to give money to get my account paid in full so I can get my credit scores up.

It started slow for me and I was wondering if this was the right move for me. Now I'm very happy at the progress we've made. I'm half way to being debt free and it's costing me almost half of what I was expected to pay. I'm very happy with National Debt Relief.

The customer service is wonderful! I am kept up to date on the progress of my account and the responses from my creditors. The request for documentation is always done in a timely fashion. I would definitely recommend National Debt Relief to someone who is in need of debt consolidation.

The initial process takes a bit of time because they are thorough. Have had no problems to date and am happy that we joined. We are hopeful that we can pay off our debt and start fresh. Great program to be a part of!

It was a smooth transition, and I am not stressing anymore. I can sleep at night knowing this will all be over soon. Anytime I call I am treated with respect, never talked down to. Can't wait to be debt free! Thanks again!

This was the second time I started this process. I just opt out of the first one. The entire process of getting setup with National Debt Relief was very easy and simple. Everything was explained thoroughly. Can't wait to see the outcome of the negotiations.

Very professional and always friendly and courteous. I would recommend this company to anybody who is striving to become debt free. Very easy to work with. They know your situation and are very flexible when it comes to meeting your individual needs.

At this time money is being put into the account only. I don't know if you have been contacted or not. I'm not hearing from anyone so I guess that is good. There is enough money in the account now to settle with the BofA credit card. I haven't been contacted by the other credit card companies.

I have been enrolled with National Debt for a while now and I do believe I have two years left. My husband and I enrolled together and in our time there half of our accounts have been settled. Communication with them is awesome. Any question we had we either emailed or called and got answers right away. We also learned to handle money and we will never get ourselves in a financial mess again. Sure we had to cut down on spending to stay within budget, but after a while you don't miss things. We are grateful to National Debt and yes I referred friends and they since have enrolled.

I have to be honest, I was worried about working with this company. I'm a single mom with over $11,000 in credit card debt. This company's plan to help seemed too good to be true. I actually didn't really understand the process, partly thinking it was loan that would only be able to go to paying off my credit cards. When I found out how it really works, I was a little disappointed (instant gratification) but 6 months later I could not be more grateful. The first person I worked with, Miguel, was amazing. I felt comfortable working with NDR after speaking with him. NDR has negotiated my debt to a little less than half of what it was and they did all the work. I didn't have any harassing phone calls or letters. My credit score dropped but I was already aware that would happen. I could not recommend them enough to anyone who is in debt. You have nothing to lose, you're not taking out a loan with a crazy APR. They saved my debt situation and I cannot thank them enough.

I signed up for National Debt Relief over a year ago. A tremendous burden was lifted off of me when I enlisted NDR to help me resolve my debt. The phone calls were directed to them and I was no longer alone in trying to figure a way out of debt. Sometimes I have had trouble making my payments to them but their customer service agents are usually very helpful on the phone. Only one time did I experience a bad situation with one of their reps and I call often. NDR reps also make sure that I login regularly to the account where my money goes so that I can review what is occurring.

I was $10,000 In debt when I started searching for help online. I came across National Debt Relief and checked them out with BBB and online ratings. Every time I have called with questions everyone I spoke with was kind, respectful, helpful and encouraging. Here I am, 2 years later with just a couple of months to go before I'm out of debt! I would recommend National Debt Relief to anyone who needs help like I did. I give them an A+ rating!

They really do take care of their customers. Making sure we understand what the next steps to becoming debt free is just the tip of the iceberg. And keeping us in the loop of what accounts are next to be done. Thank you!

So far the process has been smooth. I have peace of mind for what to say when an agency calls. I see a future with no credit card debt. They thought of everything in the plan. My role is to pay my monthly amount.

I am overall happy with my experience with National Debt Relief. I am fond with the people. They're very nice and great customer service. They make me feel good and help me find good ways to strive on what needs to be done. If I don't have the money they exceed to help me.

Great experience and very thorough. They answered all my questions and were patient and friendly. Jerry was great and went over every detail with me. I'm glad I was able to find this program and now I am able to get out of debt and pay less.

National Debt Relief has always been so great and everyone has been so professional and helpful. I like how they update me right away with my account and creditors. Whenever I email or call them with questions they always reply asap. Excellent service so far!

After divorce my debt was unmanageable. On my own it would have taken 10 years to solve. National Debt Relief helped me resolve debt within 3 years. I was unemployed for a short time and they worked with me through that tough time.

I'm on the fence if I'm satisfied with the service I've received. Because I'm not sure what I'm supposed to be doing next?? I'm getting money taken directly out of my checking account from National debt relief and I'm getting money taken directly out of my checking account from Discover loan which also on my National Debt Relief repayment plan. My question is where is the Debt Relief?? I'm getting hit with over $325 dollars taken out in one pay check plus my regular bills. I don't live with mommy and daddy anymore to run to. I need something to ** stop!!!

Words cannot express how pleased and happy I am with NDR. When I was feeling overwhelmed with my debt, I contacted NDR. They took over from there and my debt was satisfied much sooner than I anticipated. If you are looking for a great company, do not hesitate to contact NDR.

They have settle credit card debt and helping on my auto repossession. Everything has went well. I would like to think that my auto debt will be taken care of as well. They have been forthright and offered to help when needed. They have also been able to answer any of my question. Time has never been a issue.

I am a recently new member. I started the end of March. The application was easy and the staff for very helpful in filling out the application. The approval was very quick. I have called back numerous times and have talked to several representatives so far and they have all been extremely helpful and friendly. I have not had any offers from my debts yet, but it has just been a little over 3 months so it's a little to soon for any results. Thank you. Happy so far.

Very pleased with National Debt Relief. I have called several times with concerns and questions. Each time they have been able to answer my question and address my concerns. One of my accounts have already been settled much earlier than I expected. Thank you to NDR for helping us recover from our financial crisis.

I signed on with NDR a few months ago. I haven't gotten any notifications on where my case stands. Months later I am still receiving statements showing my accounts have not been settled and it has now affected the line of credit on my remaining cards. Not a happy camper!

For the most part I am very satisfied with the program. There was a point in time that due to financial arrangements with one creditor I was asked to provide additional funds. I was only able to contribute a small amount more towards my monthly payments to NDR. I hope this cuts my commitment down but not sure. I was set up for 3 years to get all debts taken care of and I think I have 16 months left to go.

They worked with me on what was going on. They took care of one account and were starting on another when I had to cancel. Due to other accounts I did not have the funds to continue. I had to make a decision on how I was going to keep my home. So I had to file a Chapter 13. I will recommend them to all my friends 'cause they do a very good job.

I haven't had much dealings with them yet as has only been about 3 months. So far all contact with them has been positive and helpful. I need to complete a survey after they have negotiated with my creditors. I anticipate full satisfaction with this company.

The progress is very slow. I expected all my creditors on my list to be contacted within a reasonable time, and to my knowledge none of them have been even now, 4 weeks into the process. When I inquired why no progress, I was informed I had not returned the POWER OF ATTORNEY letter which I still have not received.

My experience signing up was very quick and easy but I have not seen any results as of yet, they have enough money to settle at least 1 or 2 of my accounts but nothing yet. I have messaged them and asked the status but nothing.

Their personnel skillful, capable and reliable. When contacting them for assistance, they are aware of their responsibility toward helping and listen well to your concerns; then explain what needs to be explained to you, thereby relieving the customer of much worry and the weight of much debt on their shoulder instead of that of the customer.

I called Nat. Debt when going through major hardship financially and personally. We had some deaths in the family and bills piling up and this company helped me by communicating to me like a real person and they made me feel like they could help and they HAVE!

I cannot give enough positive feedback for my experience with National Debt Relief! From the minute I spoke with them, they have always been ready and willing to help. Their record-keeping is meticulous, and you always know where you stand. In addition, you can always call to find out any necessary information. For me, the calm, reassuring advice I received was extremely helpful having not been in this situation before. They are definitely a five-star organization in my opinion. I am very grateful for all they did for me.

I am almost out of debt. I ran into a legal situation and it was handle ASAP!!! Also settled. Couldn't ask for a better team behind me. I would highly recommend them to everybody. Thanks for all of your help and support. Everyone I've spoken too was professional and personal.

Difficult and unexpected life situations lead to me (with good credit) being in debt to a point where meeting minimums was a stretch and keeping me in a lifetime cycle. National Debt Relief helped me stop the cycle and become debt-free in 3 years! Now, less then 4 years after signing with NDR, my credit score is already above average again. I couldn't be more satisfied with their service! I recommend them any time I hear a friend struggling with debt.

Very happy I made this decision to go to National Debt Relief. This should turn my life around. Can't wait till this is over and I hope I can learn from all my mistake. And get my credit back the way it used to be. I will let all my friends know about this program.

We've been with the program for just under a year, and I'm so glad we called. We were scared that we would be turned down because our bank had already said no. But signing up was easy. Our representative was very thorough. He told us what to expect and what we needed to do. The plan was simple to follow, and in a matter of hours we were on the program. Now we are that much closer to being debt free.

Staff is always friendly when I have to call in or when they call me. They settled part of my case in just the first couple months. I truly feel confident the matter will be resolved. I'm less worried. At the end of my term I will let you know if we make that 5 stars???

I trust the service that National Debt Relief provides. I feel that they are a known leader in this industry and therefore trust them with something as important as my financial future. Thank you for being there when I needed you most and for showing me the way to a better financial tomorrow!

So far I have no complaints. It has not been long enough to give a detailed evaluation. I trust that you are paying off my creditors. How about a statement of my progress in terms of how much my balance is. Thanks.

I've been with the company now for a year. And I'm very embarrassed with the work they do. They already got rid of 4 of my credit cards. Still working on others. Sometimes I might have to split a payment and I haven't had no problems with them. Highly recommend.

My experience has been wonderful; I don't know what I would have done without them. I got myself into this bad situation financially; I realized it and wanted to do something about it. I went to my bank and they could not help me but NDR is there for me. THANK YOU!!!

The reps are nice, approachable, they consider any problem every time I ask for payment adjustment. For I am so grateful. l highly recommend NDR to my friends, family who are facing financial problems. Right now I'm still in the process of solving this problem & I do hope I would be able to finish my contract date or my monthly payment as scheduled. Thank you NDR for understanding me in my difficult situation; as there times that I have emergencies like my family back home who needs money, you always reconsider it. Again thank you.

I have been using their services for over a year. They have been attentive and professional every time I have called them. My account is on automatic with them and I am able to concentrate on resolving my financial situation. I recommend them to anyone who needs this service.

I have completed my enrollment period and am happy it's over. Initially I was very satisfied with NDR. With the exception of one incident the staff was very knowledgeable & friendly. One incident mid way soured my feelings greatly. I was sent a notice from one of my credit cards and was told I had x amount of days to respond. I called NDR - they would look into the matter but not to worry I had ** days to respond. The settlement was not handled in a timely manner nor was the settlement lower than I was told it would be. Would I go thru NDR again, probably not. It sounded good at the time.

Have no problems with this service. Quickly got one account resolved. Still waiting on the others but everyone I have talked to have been so nice and courteous. Willing to work with me when I have a change or emergency arise. I would totally recommend.

Signing up was relatively easy, although there is a lot of paperwork. Everyone I talked to was very friendly and went over all the paperwork. I even received emails apologizing for getting back to me in a couple of days when I emailed questions. Looking forward to hopefully seeing some results soon. Thank you.

While I can't say that the experience was smooth sailing, I can say that once Costa got involved things were better. He has been an amazing help and I am glad that I had him to lean on. I am updating my previous review because that did not include my experiences with Costa.

This company knows what it is doing. I started in Feb-March and I have two offers that I took. It knocked off months from debt. Thank you guys. Keep up the good work. I would recommend this company to anybody that is in need of financial help. They help every step of the way.

They've been ABSOLUTELY wonderful. I didn't know many programs like this. I based it on the fact that they were associated by the Better Business Bureau. VERY supportive, guiding me throughout my program with them. No questions were dumb. They answered them professionally. They informed you where you at in the program. I DEFINITELY recommend it to any one who's going through financial times.

I am Completely satisfied with the services I have received. So far National Debt Relief has resolved 4 of my credit cards with no hassle. Communication from Them could be a little better but overall I am satisfied with the way things are going.

They do what they say they will, good to work with. Pleased with the services they provide. Hard to get a hold of if need to in a timely manner but otherwise good to work with. Have settled stuff for me and paid off.

I'm almost through with the plan that National Debt Relief mapped out for me. NDR has been so easy to work with. They kept me updated every step of the way. When I call to ask a question they are very quick to respond and guide you through your questions or concerns. I would recommend National Debt Relief to anyone that needs to consolidate their debt and rebuild their credit.

I joined National Debt Relief in January 2016. I have always been able to talk with customer service where my questions have been answered. This is a company with many years of experience and who truly cares about helping. I myself have met with two managers who took the time to go over my finances and explain just how my money is used to help me. Definitely best decision I made regarding my finances.

The service that NDR provides is amazing! It was so easy I couldn't believe there wasn't more to it. I am so thankful for making the decision to call and the interactions with staff at NDR is very genuine. They care, period. I would highly recommend anyone looking to relieve the stress of debt and run toward financial freedom to give these folks a call.

I am disappointed with the lack of communication. I haven't even heard if Chase has made an offer. Whether there is enough money in the accounts or not I want to know if they have made a settlement offer. I want to settle this soon as possible as it affects more than me in my life. Every time I ever hear from you guys it is so vague and not informative. It is almost 4 months already. Tell me something please!

Yes, I'm grateful for NDR taking care of my debt issue for me but they initially insisted I contribute $90 more a month than I was comfortable with and it turns out too much is taken out of my account monthly. I have been running out of money days before the following payday every two weeks. That $90 would have allowed me to remain comfortable throughout the process.

As a customer of National Debt Relief, in the beginning I was very skeptical. I was nervous about my financial situation, had very little trust in anyone, and wasn't sure what I was going to do about my debt problems. After getting laid off, and having to start my own pressure washing business just for some sort of income, everything seemed to pile up on all at once. I have never experienced anything like it in my life. No matter what I did, no matter how hard I tried, the whole kept getting deeper and deeper.

Amazing all around. They helped me clear all my credit cards debt fast and they made it very easy for me to adjust and save enough to make this happen. I am very pleased with their system and the time it took. Thank you very much for everything.

Very great! So happy with them. Very happy I made the move. Best choice I've made to settle all my credit cards into one payment. I thought I would never get over all my credit issues until I found you guys. It's been about 3 years and I am almost done!

I was in credit card debt way over my head and today after letting National Debt Relief consolidate all my credit cards and with easy payments twice a month that I can afford. I am now working on closing out all my credit cards and rebuilding my credit. I just received a letter today from one of the banks that I owed and they said my account was closed out. Yeah!!! I am very happy and I cannot wait until they are all closed. Thanks National Debt Relief.

My experience with National Debt are excellent. They keep me informed and updated on every transaction. I am almost finished with the program in the amount of time they told me that I will be in the program. It's a great program and I would definitely recommend it to my friends and coworkers who need help.

After less than a year, several of my outstanding debts have been resolved. I still have a ways to go, but I am hopeful. My experience with everyone I've interacted with on the phone has been very positive. I feel like I am in good hands.

I just began the program recently. My experience so far has been great. Things were explained thoroughly. I've appreciated the support and clarification through the process and I hope my interaction with NDR continues to be wonderful. I look forward to a continued partnership.

I was hesitant about asking National Debt Relief for their services but I am happy I decided to move forward with them. They worked with my tight budget so that I could make the monthly payments. So far maybe about 4 months in they were able to resolve 3 debt problems with the creditors.

I am satisfied with National Debt, there are creditors that are still calling and state they have not been contacted. I would like to see a settlement agreement with all debtors soon. I'm sure National Debt will do their best to reach settlements.

Any time I have any questions or concerns customer service was able to answer either by phone or email. We were drowning in debt and I just became disabled. We were lost, didn't know what to do until we made the call and got help from y'all. Thanks.

Impressed so far. We haven't had any creditors hassling us. We have already resolved one debt in a few months. Hoping things continue to run smooth. We have a few more years with the program but it is such a relief to be getting out of debt and rebuilding our credit.

It's too soon to give an opinion. I feel everyone we have worked with to start the process had been truthful & supportive. We get lots of calls from our collectors we were told we would. Again, it's too soon to say how the program is benefiting our family. We are glad to have the support.

When I called 2 years ago, their promise seemed too good to be true. I am thankful I called them! Not only did they have the debt reduced, but they managed to settle the debt in a way I could afford to pay. They answered questions without hesitation and did all they promised. If you feel you are drowning don't hesitate to call them!

The employees are friendly and very helpful allowing me to understand how my money is being used. Their advices or suggestions are helpful and anything I need when I call the employees are ready to answer and it seems they are exceptionally knowledgeable which I like the best. I know me and my wife get excited when we get emails from National Debt Relief and see details of what is going on with our account. Thank you for helping us.

When calling in, the young woman I spoke with was very friendly, kind and helpful. Took care of my problem with the first call! And I wasn't on hold for long... the phone call was answered quickly and sufficiently!

I signed with National Debt Relief about 9 months ago and was told that it may take a while to get some offers. It's been 9 months and of the 4 items I am working on, only 1 has been negotiated with no communication on the others. I have emailed my account person numerous times and typically get a one word or two word response of "nothing yet" or a simple "no" when I ask for updates. No communication = no customer service.

I was able to consolidate my debt into one monthly payment because of loss of income. This took a lot of stress off of me and I am able to get out of debt quicker and if I receive additional money from odd jobs or substitute teaching I am able to pay off my debt quicker.

Having NDR taking over my debts thru the last several years, I have been able to find quite a bit of relief in staying within a manageable budget. I have found them to be very friendly each time I have talked to them and helpful. They also have tracked my account to where I could always check to see where I was at in completing my debt's relief.

Before we came to NDR, my fiancé and I were deep in credit card debt that stemmed from years of underemployment and costly medical bills. These bills soon overpowers our monthly income and we are out of options. When I discovered NDR completely out of coincidence, our lives changed. NDR is clear with the program expectation and also what we need to do every step of the way. There is no guesswork.

I had been take advantage of by a contractor who had run-up over $10,000.00 in credit card debt in materials and tools. Then absconded without finishing the construction of my house. Being a disabled vet on limited income, I found myself using my monthly benefit check to pay the above debt. With nowhere to turn, I had to decide whether to pay the bills or buy groceries and pay my mortgage payment and utilities. Paying what I could I soon became severely past due on my credit card accounts. Paying some cards on one month and paying the others on the following month. Even though I contacted the credit card companies and explaining my situation, they did not do anything to assist me. Instead, they raised the interest, and the minimum monthly payment amount due. Then they began charging late fees on top of the higher interest.

I only enrolled in this program about 4 months ago but was pleased with how quick and easy it took to begin the process of consolidating my debt. As long as things continue to go well I will definitely be recommending this service to others!

Very helpful during my difficult time of financial stress. Friendly and easy to work with. Was happy to be able to change the date of the auto deduct. Looking forward to becoming debt free again. Thank you for your hard work and friendly business relationship.

We have been working with National Debt Relief for about one year now. My wife and I exposed ourselves to considerable debt with credit cards through some unexpected large expenditures and bad habits. It came to a point where we couldn't keep up with the payments on multiple credit cards and we were under considerable stress.

Customer representative was very helpful and informed. She was sincere and explained all that I needed to know. It is good to know that people still care and are helpful. I wish I could remember her name but thank you all the same. Keep up the good work.

NDR has been very easy to work with. The communication both via email and phone has been excellent. The only thing I wish I had known, and maybe at some point in the very long process it got lost or overlooked, is that creditors can sue you before NDR settles the account. This costs out of pocket filing fees at the courthouse, not to mention time that needs to be taken out of work to appear. Overall, we are glad that we chose this option to reduce our debt.

Very slow on settlements and lied to me on how they make settlements! Thought they would aggressively go after settling on credit cards they the accounts have been closed for years. I've already been offered settlements on most accounts and could probably save money doing it on my own.

I'm very happy with the way that National Debt Relief is helping me out with my accounts so that I can get back on track. I'm glad I found this coming to help me and I would recommend it to all my friends so that they can also get the help with their debts.

Great experience. These people are the best as far as I’m concerned. They are taking care of my debt. I am almost ninety percent complete and it is all due to their great service. I could not have done it without them.

Easy to get set up with, relief not having creditors call me all the time (except for one that I was told not to transfer my phone number and address with calls me 3-4 times daily, once I speak with them I get a week of no calls). Have not heard from anyone regarding the status of my account but then again it only been 2 months so not much money in my account for them to use yet.

From the very first phone call that I made to ask for assistance was the minute I decided to receive help from National Debt... they have been so professional and very helpful to my particular issues. I would and have told many friends and family members.

National Debt Relief has definitely helped me get out of a tough situation. Within 6 months of being in the program, they worked out a deal with three of my debts. I would recommend this company to anyone struggling to stay above their debt.

Needed help with 4 credit cards. The first 3 were settled within a year. I was told the 4th credit card dispute was going to be the easiest to settle. It's been actually the longest to settle! By the time I pay my monthly fees and settlement fees I will be paying full amount! Usually when I call to get any information the person doesn't know much. I can't wait until my program is done! I could have settled on my own and with less timing if I would have known the process before I enrolled.

Since day one everyone was very friendly. Had an awesome experience. Everybody was very helpful and never had a bad customer service experience! Thank you so much for everything. Almost done with all my debt. Just need to finish paying Liberty Lending!

I am now getting the credit card companies starting to call me despite the cease and desists and my changing the contact information to you guy. The gentleman I spoke to (on your team) was very helpful. He took the number down and promised to have the matter handled without me getting involved.

Hard to say. I still got creditors calling me. They said they didn't hear from you guys so my experience is half a star. It been two months so far and I don't know if they will accept a pay out.

I keep getting calls from my debt collectors. They keep telling me that if NDR would just contact them and tell them that I am working with NDR, they would stop calling. Most of them say they haven't heard a word from NDR.

When I contacted National Debt Relief, I was in dire straits. They immediately connected me with a team and prepared a viable plan for me to get my debts paid off. My plan was quick and efficient. They are the epitome of a "lifesaver".

Absolutely amazing service. The person I talked to was extremely thorough, helpful, comforting, and understanding. They asked me lots of questions and chose the right program for me. They also helped me to feel very secure with everything and I am very pleased with the process and results so far.

Everyone has been really great and helpful. They have done what another company could not do. Very grateful for all of their help. If not for this help I would still be way over my head in trouble. I felt so down with no idea about how I was going to handle this problem. So very grateful.

National Debt Relief was a godsend. I had a mix of debt from my early 20s and just trying to make it out on my own. With the help from National Debt Relief and responsible budgeting, I was saved from bankruptcy. They have reliable customer support experts and a user friendly profile online to help you actually see your progress and set goals. I watched my credit go from the gutter to a respectable margin. Many thanks to National Debt Relief! You guys are awesome!

Took all my credit cards and put into one monthly payment. It was hard; phone calls and close accounts. Stressful to answer phone for the first couple of months. But it was all my fault and needed to do it. National Debt was easy to work with and did a wonderful job helping me get it paid off. I am paid off and no more payments. 6 months to retire and I do not have all those never ending payments. I will not get anymore credit cards. Very positive experience.

I would appreciate confirmation on when the payments will begin and a list of companies you are going to be paying. Some of them are still bugging me about payments. I am sure you have contacted all of the people I requested... yet they still bug me for money. Thank you.

This company is always one step ahead. They handled all my accounts on a professional way and constantly keeping informed with all payments and deals with others debt related issues. Thank you guys. Now I can start rebuilding my credit.