National Debt Relief Reviews
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About National Debt Relief
National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.
Visit www.nationaldebtrelief.com- Free consultation with debt coach
- Free debt relief quote
- Several accreditations
- Easy enrollment process
- Fees can reduce overall savings
- Not available in all states
National Debt Relief Reviews
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Our review standards
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Reviewed Feb. 27, 2018
I was guided by an experienced professional to help me with my financial hardships. It’s really nice to see that there is light at the end of the tunnel. It was nice to see that there are decent people helping out others in times of need. I greatly appreciate it.
Reviewed Feb. 27, 2018
The Customer Service Representatives Chris and Jake that I spoke with were very helpful. They explained everything thoroughly and were very patient with my questions. I am very happy with my experience. I also was encouraged to call back if I had any additional questions in the future.
Reviewed Feb. 27, 2018
First impressions, Very knowledgeable and friendly, very professionals. Takes you through how the program works. I think they're really serious to help people that are in Debt. People out there that are looking for a debt company to assist you This is the One... They will be there for you and succeed the program. (Eliminate Debt.) Thank You Nat'l Debt Relief.
Reviewed Feb. 27, 2018
The customer service people are always helpful and makes sure that all my question are answered. Never that I called and didn’t have a great result regarding my concerns towards my account. Very great service. The account is always updated. The only thing is that the settlement started a little longer than what I expected. But when it started, it kept moving.
Reviewed Feb. 27, 2018
I have enrolled in the program last August 2017 and since then, I'm pleased to say that National Debt Relief Team were able to settle one (1) account and another two (2) accounts on the way. The team do not waste time in working to get me where I should be and I look forward to being debt free in the near future! Thank you, National Debt Relief Team! I will be happy to recommend them to anyone who can also benefit from their services.
Reviewed Feb. 27, 2018
Well, the first person I spoke with YAWNED loudly in my ear a couple of times!!! Here I am, stressed out financially, and someone YAWNS in my EAR! I was very put off and hung up. After I calmed down, I called back, got someone who was better and completed the process in a very satisfactory manner. HOWEVER, on my transfer call after doing everything, the one where you need to verify with someone, again, being stressed out, NOT knowing who you all are and making a very big stressful financial LIFE decision, that PERSON, starts LAUGHING at me on the phone... It left a very VERY sour taste in my mouth. I hope the outcome for me will be better than two of the three persons I spoke with and that I am NOT being taken for a ride.
Reviewed Feb. 27, 2018
So far, so good. Got my first settlement for half of what I owed, truly a huge relief to have them on your side. I HONESTLY don't know how I would ever have caught up, let alone resolved, here's to being debt free in 3 years as opposed to 30.
Reviewed Feb. 27, 2018
My experience with Josh ** was very good. Great customer service and helpful. Explained how debt relief worked the process and that National Debt would do the negotiating with my creditors. I felt very comfortable with him. Awesome job. I would recommend to friends as well.
Reviewed Feb. 27, 2018
I'm very happy with the proactive work NDR is doing to establish payoff deals on my debt. As I'm only in the program less than one year I look forward to and hope this continues throughout my payoff term. I would recommend NDR to anyone.
Reviewed Feb. 27, 2018
Ivori **, my enrollment specialist, was great and very helpful. She led me through what the program was about and how it could help me. Blake **, who conducted my welcome call, was informative and helpful as well. He explained everything and made me feel welcome. Great experience overall! Would definitely recommend this service. Thank you, National Debt Relief. :)
Reviewed Feb. 27, 2018
National Debt Relief def helped us with unexpected financial burdens especially to avoid the bankruptcy. Made the process smoothly. Less stress and emotional experience. They pretty much take care of everything on their behalf for us through the difficult times.
Reviewed Feb. 27, 2018
Not quite a year of payments and already 2 of my 3 creditor debts have been settled with tremendous savings. The collections calls have finally stopped and the best part is all I have to do is keep my very low pre-arranged payments up. There is light at the end of the tunnel!
Reviewed Feb. 27, 2018
I would like to thank you for the professionalism and the way NDR has treated me with the utmost respect in what is a difficult thing to do. So far I feel I have made the right choice choosing NDR! Thank you!
Reviewed Feb. 27, 2018
I am very positively impressed with the courtesy, timeliness of responses and potential to enable my wife and me to overcome our financial difficulties. Initially I had some serious reservations, but, upon checking information on National Debt Relief, my only regret is that I did not contact them sooner!
Reviewed Feb. 27, 2018
The reps were extremely friendly and courteous. They took their time to explain everything and answered all my questions. I was literally drowning in my debts and I felt helpless and hopeless. National Debt Relief is a lifesaver and with their help I will be ok.
Reviewed Feb. 27, 2018
The people at NDR are extremely friendly and explain to the best of their abilities... and whenever I send a question via e-mail... I get a return answer before the end of the business day. My only problem is how long it's taking to resolve the issue but I understand it's not just NDR... it's the creditors too.
Reviewed Feb. 27, 2018
They are very accurate and they give excellent notification when they make a settlement with your creditors. I would recommend to family and friends I wish I had known about them earlier. They have made my life less stressful. Thanks National Debt Relief.
Reviewed Feb. 27, 2018
All of the departments and people I spoke with were very helpful in explaining and reassuring me on how this program works. I was and am still very "shaky" about all of this but feel much better about getting my debts resolved on a timely manner and with easily making payments to you bi-monthly. Great team!
Reviewed Feb. 27, 2018
Great communication, helpful staff, fast service. I was referred to NDR by a friend and I would surely refer others. I am treated with respect and spoken to as a person. I feel relief from the burden of being in a financial debt. In a short while I can truly say, "I'm debt free..."
Reviewed Feb. 27, 2018
Very easily understood, truthful and honest and much help to get you started... Feel at ease becoming debt free thank you. I was introduced to this company by my visiting nurse, she known people that got into hardship and needed help to get ahead. She said the less stress you're under the healthy lifestyle will be there, sometimes people get to far need a push back up...
Reviewed Feb. 27, 2018
I have just got enrolled in the program which I feel is the best fit for me. The rep.(John) was very helpful going through the program and how it work. I look a other programs and the reviews were not as good as y'all. I can settle down now i have sign up and looking forward working with you.
Reviewed Feb. 27, 2018
Everyone is very nice and down to earth. I have really enjoyed working with them. I'm able to understand them and they make sure you understand everything. It's such an easy process and I can't wait to see the end result. I know it will be great. I'm looking forward to getting debt free with their help.
Reviewed Feb. 27, 2018
Great service and assisted with all needs. Would recommend to anyone if they are feeling stressed out with debts. Thanks for all your help and dedication. Made my life easier and less stressful and not to think about another thing.
Reviewed Feb. 27, 2018
I appreciate the prompt action in trying to solve my problem. Within two months I received an answer regarding two of my cards settlement. I will recommend the service to everyone in need. I hope to get to the final settlement in about two months.
Reviewed Feb. 27, 2018
I am very happy to have the professional representation in the solution to a problem I had no way to resolve myself. The relief I felt knowing that this first debt has been taken care of, and that the regular payments are actually making a difference in lowering my large debt, rather than just going to pay the interest, and thereby having more debt each month anyway, is a wonderful experience. Thanks to the representatives I dealt with at the beginning that were honest and kind enough to help me make this important decision in giving me peace of mind about this overwhelming problem that I now have peace about.
Reviewed Feb. 27, 2018
I am very pleased with the fact that they were able to resolve one of my debts. It was a rough start because they were having problems drafting my account, but I am so glad that things are finally working out in my favor.
Updated 4/23/18: I am so happy that they have resolved two of my biggest debts. That is a great relief! I am just waiting for the time, when they have resolved all of my debts. I hope that is very soon. Thank you. Have a fantastic day!
Reviewed Feb. 27, 2018
I have nothing but good things to say about my experience so far with National Debt Relief. When I have any questions or concerns they get back to me immediately. I also get updates by phone and email when they settle any of my debt or there are any changes to my account which is convenient since I do not check it daily.
Reviewed Feb. 27, 2018
I am glad to see this process really works. In less than six months, National Debt Relief has resolved four of my accounts, at a fraction of what I owed. I am so happy with the service, and guidance from the staff at National Debt Relief. Great job.
Reviewed Feb. 27, 2018
I was at first a little hesitant to divulge all personal information but I was made to feel comfortable in doing so because the representatives that I spoke with were not only kind but very knowledgeable. They were understanding of my financial situation and answered all my questions. I look forward to becoming debt-free and recommend NDR to any and everyone who would like to become debt-free.
Reviewed Feb. 27, 2018
Very professional. They are willing to work with you according to your budget. They listen to your concerns and will try and help any way possible. I would highly recommend to anybody that needs help in paying off any and all debts that you might have.
Reviewed Feb. 27, 2018
I started the program in August of 2017. I am already 50 percent done with my debt being paid off. They have been easy to communicate with and upfront with any and all charges and procedures. I would highly recommend them to anyone seeking relief.
Reviewed Feb. 27, 2018
National Debt Relief sold us on our first call to see if they could help us with our overwhelming amount of Debt. The representative thoroughly walked us through the benefits of the program on a level we could understand. It is a partnership as they actively keep us updated.
Reviewed Feb. 27, 2018
Help me with everything I needed and ensured I had great service throughout the whole process. I am so excited to be getting my debt under control. I would recommend this service to my family and friends. I wouldn’t change a thing. Hopefully everyone can benefit from this service as I have.
Reviewed Feb. 27, 2018
I could not be more pleased with the service I am receiving from National Debt Relief. They are courteous and respectful. Since enrollment my mind has been restful without worries. It has been a breath of fresh air and a smile from ear to ear.
Reviewed Feb. 27, 2018
National Debt employees are very sincere and helpful to respond quickly to our needs and concerns. Thanks for a job well done. I appreciate the quick responses when I do have questions. I would say the only negative feedback would be some Companies don’t give statements for certain types of loans. I have been asked by several for the same request.
Reviewed Feb. 27, 2018
In time of need and trying to consolidate my debt and a personal was not an option for me because me debt was too high. The National Debt Relief program was my only option. They explained the whole process very clearly. Knowing that I’ll be able to be debt free in about 4 years have me something to look forward to rather than skimming by and only able to make minimum payments and out of debt in 10 years struggling.
Reviewed Feb. 27, 2018
I was very satisfied with my service. I called in to get information regarding the service and by the end of the telephone conversation I was enrolled in the program. It was very quick and the people I talked to on the phone was very friendly and helpful. They didn’t make me feel embarrassed about my debt, they made me feel hopeful that I am able to get out of the situation I am in. I will definitely recommend this service to others.
Reviewed Feb. 27, 2018
I would 100% recommend National Debt Relief! They are really working with me on helping me find my financial freedom!!! It is great!! They have great customer service and an amazing team by your side 100%. Thank you National Debt Relief for helping me get closer to my financial freedom!
Reviewed Feb. 27, 2018
All parties have been friendly and helpful. They make it clear they are negotiators to help clear a person's debt faster not a loan. Yes it will negatively impact your credit initially but if you are responsible and serious about getting out of debt and negotiating goes well I believe It can be done. All goals are made clear. I will update my review as time goes by. I feel like I will be happier down the road with discipline.
Reviewed Feb. 27, 2018
I was losing sleep at night after layoffs hit my company fast and hard. I lost a well paying job with no warning and found myself drowning in debt. National Debt Relief was a blessing, answered all my questions and quickly to overt the burden I couldn't handle all by myself.
Reviewed Feb. 27, 2018
They keep me informed on what is going on and do what they say. Very satisfied. I can always get to talk to someone when I call, and they always answer my questions. When they say they will e-mail you some info, they do it right away.
Reviewed Feb. 27, 2018
I had been contemplating debt consolidation for a few yrs now. I finally came to the conclusion that this is the right way to start working towards a debt free life & the right company to do it w/. I have a family member that has been using your company for a while & recommended I use you too. Your representative Rachel was very patient & knowledgeable & made me feel good about the decision to move forward.
I do have to say though that I should have gotten a little more information about the legal fee of $12 monthly & whether it is a benefit to me to spend the extra money. I didn't think to ask about that in more detail, so I called your 888 # & was disappointed to get a young man who had no clue about what I was asking & had to ask me to hold on to get the answer. He then gave me the wrong info by telling me that I am required to pay the $12 monthly legal fee, but then I remembered earlier that Rachel said it was not a requirement. So, I hung up w/ him & asked my family member for advice instead.
Needless to say, I did decide to sign up for the $12 monthly fee, but you really should have everyone who answers the phone for the questions that come w/ such a big decision in someone's life answered by ALL experienced representatives like Rachel. Having said that, I am happy w/ the decision to move forward w/ an account w/ NDR & look forward to the day I actually start making a dent in my debt.
Reviewed Feb. 27, 2018
Everyone I spoke with was so helpful and patient. They walked me through and answered all my questions. Everything was fully explained to me. The whole process was easy to do over the phone and using email. The welcome phone call help me set up an online account and how to see everything regarding my account. I feel very confident with my choice of National Debt Relief to help me resolve my debt. I am just getting started but I have good feeling about this. I definitely feel less stressed out at this time.
Reviewed Feb. 27, 2018
Detailed information! Pleasant reps! Always able to contact with questions you may have! The organization seems very professional! The reps took their time reviewing the program. Always asking if I had any questions. Knowledgeable at what they do for clients.
Reviewed Feb. 27, 2018
Excellent customer service by Patrick **. Excellent customer service by the lady who performed the welcome call-back as well. I’m sorry I’ve forgotten her name. Both of them were very pleasant, thorough, courteous and professional. They took their time with me and answered all questions.
Reviewed Feb. 27, 2018
I contacted NDR due to recommendations, their reviews and BBB rating. So glad and relieved that I took that difficult 1st step in getting relief from my debt. Garrett ** goes that extra mile in his ability, intellect and patience to explain the program in addition to describing the realities of my personal situation. He proposed a workable and feasible course of action. He provided me with hope to see the light at the end of the tunnel that I had built. Thank you so much for working with me with honesty and dignity. Paul ** is very able to provide additional info and services which gives you a feeling of completion and excitement to get this program going! Lift off!
Reviewed Feb. 27, 2018
It was a very quick process and they answered all my questions, walk me through the whole Process with a lot of patience. It was very pleasant with very good customer service and they provide with all kind of information just in case you have doubt or questions regarding this matter.
Reviewed Feb. 27, 2018
My experience with National Debt Relief has been nothing but positive. The first contact with Marvo helped me to understand and be ready to commit. All written work is very clear to understand. The welcome call was very helpful and clear. Thanks.
Reviewed Feb. 27, 2018
Very pleasant people to work with and made this process very very very easy. I am excited to get started. I will Recommend this company to other people. I can't Wait to see the results that I am Going to get with National Debt Relief. Looking forward to a new start.
Reviewed Feb. 27, 2018
I am very happy to have made the decision to get out of debt through your organization. I have looked into other options and find that everything with NDR to be the most upbeat and transparent service out there. The whole process, while a little lengthy (I am sure this is due to wanting to be the most accurate as possible), has been a pleasure and everyone I spoke to at NDR was friendly, genuinely concerned, and professional.
Reviewed Feb. 27, 2018
I want to thank you for the Customer service you have given me. It was great. I was explained step by step all the requirements I needed to qualify for this program. The representative that was helping me answered all my question and all my doubts. I want to thank you for your work and have a good evening.
Reviewed Feb. 27, 2018
This program is giving me a new life. I can finally see the light at the end of the tunnel. The people are very knowledgeable, patient, and friendly. I would recommend this program to anyone who is close to giving up on living a debt free life.
Reviewed Feb. 27, 2018
I feel like I am a family member being help by someone that cares a great deal about my financial well being. I also feel like that family is a team that will help me from start to finish. Paul is an excellent communicator. Thank you.
Reviewed Feb. 27, 2018
What an amazing experience! One of the most informed guided tour regarding a very serious topic (fighting your way out of a very tough situation). I always try to get as many details as possible when trying to figure out what actions to take towards problem resolution. Royce was very informative and thorough when explaining how the program works and why NDR does things a certain way. I was instantly comfortable moving forward with the program enrollment! Blake was a very patient and knowledgeable host for my welcome call. Not only did he provide additional information where relevant, he made sure to answer my questions in great detail while keeping the language as simple as possible. My thanks to my team for having my back on this journey to financial solvency!
Reviewed Feb. 27, 2018
Very professional, very easy to work with, very easy to understand, very excited about experience. Don't really have much more to say except thank you. Will be very happy when this is all over. Very glad we became a partner with National Debt Relief.
Reviewed Feb. 27, 2018
Everyone was professional, non-judgemental with a no pressure attitude. Everything was explained in detail. I would recommend to a friend. I am still nervous about not being able to settle some of the debt but it was explained to me what the process would be.
Reviewed Feb. 27, 2018
We started out with another company and it was horrid and they ended up stealing money from us. They didn’t pay the bills where they were supposed to. And I ended up firing them and one of my friends suggested that we check out National Debt Relief. So, we did and we’ve been very pleased with it. The enrollment was pretty simple. They asked a lot of questions about my finances, and what I'm able to do and not able to do. But it was a fairly comfortable process. I'm about a third of the way through the program and they have been very good in keeping us informed every step of the way. The negotiator that I dealt with didn't have any problem answering all the questions when I don't understand things. He explains it so I understand it. There's a paper trail for everything that the company does and what he does on our behalf.
The payment goes in to an account that we have access to. They contact us when they have a bill collector that they have negotiated a settlement with. We have the choice of accepting it or not or offer some kind of alternative per se. But I don’t make any payments other than what the funds are for in that account. We've had bill collectors that call three to four times a day even though the law says they can't call more than once a day. Working with National Debt Relief stopped the phone calls and it let us have our life back.
Reviewed Feb. 27, 2018
I'm in the middle of a divorce and my wife racked all the credit build up and I don't have any way to pay them. National Debt Relief responded to something I sent and the person on the phone made me go with them. The enrollment process went quick and easy. I'm in the program for 3 years and I've only been in it for six months. Their fees seem fair. I don't know what's completely going on with the bills and but I know they get paid. They want to pay it off quick as possible and they're trying negotiate but to do that they need more money and it is not possible for me right now. While they're working with me, I can't pay any more than I already can. Still, my interactions with the negotiator have been all right. They seem to be working fine and they answer my questions. I have to wait on the line for minute but I seem to be doing all right.
The only negative experience I've had was they were trying to get a hold of me and they kept calling me 2-3 times a week. I told them to stop as I'm at work and I can't take phone calls while I'm at work. They stopped now that I finally talked to a supervisor, but they were getting ridiculous on that for a little bit. Other than that, I've already recommended them to somebody else and they're working with them. I tell others that National Debt Relief help get the creditors off their back and help get them a payment plan.
Reviewed Feb. 27, 2018
I felt good working with NDR. I was falling behind on my bills and I went with them based on the research that we did. NDR had to make our creditors lower the debt that we owe them or help us lower the debt. It took about 30 minutes for enrolment and all we needed to give them was our social and then they looked up all of our creditors. We are with them for about six months now and I'm having a great time with them.
Reviewed Feb. 27, 2018
I was having some monetary problems then I ran into some legal problems, so I was in neck-deep and I needed some help. I heard National Debt Relief's commercials in the radio and tv, and I decided to look them up online. I read some pretty good reviews then signed up for their consolidation service. With their program, I'm paying less. I'm giving them one lump sum to work with and they call me for updates. But I work a 48-hour schedule and sometimes, they would call me on days that I was unable to answer the phone. It was really hard for me to communicate with them because my schedule's kind of weird.
So, they'd send me a bunch of emails on the negotiations and I'd approve them. There were also a few times that I talked to them when they would ask me if I could afford the payment or not, and they worked around my budget. Being with them has lifted a weight off my shoulders and right now, I'm working towards finishing off the program. If a friend would ask me if I would recommend National Debt Relief, I'd answer that I definitely would.
Reviewed Feb. 26, 2018
I was very satisfied with how the program works. Now I can rest from all those collection calls I receive daily. I love that I will be saving more money going through NDR then I would paying them off slowly. Thank you.
Reviewed Feb. 26, 2018
I just started the program so I can’t really give my review but will keep you updated on my experience. So far it’s been a good experience and they answer all the questions. Hopefully it will continue to be a good experience.
Reviewed Feb. 26, 2018
Very informative, knowledgeable, and super helpful. Thank you. Costumer service was good. They walked me through every step, told me they are there for me. Whatever I was not comfortable with they helped me anyway. All decides need to go through you first in a legal way.
Reviewed Feb. 26, 2018
Less robotic when the confirmation call comes. So maybe rehearse. Joe was on point. Waiting to see the magic happen when it comes time for your company to perform then a more thorough review will be placed. Let’s see the hype!!! :) Thanks again.
Reviewed Feb. 26, 2018
Clear and concise in explaining all documents. Would recommend to friends. National Debt Relief has very helpful and professional personnel and are very knowledgeable in their assigned duties. Looking forward to getting this pay down of current debt. Thank you all.
Reviewed Feb. 26, 2018
I’m new to the program but can already see my debt being cut in half! Can’t wait to see the end result! My only suggestion is to have a report to show which of the accounts have been resolved. I scoured the website and could not find that information.
Reviewed Feb. 26, 2018
Thank you for being considerate and understanding through the enrollment process as this isn't something easy to do. I am hoping for a smooth process while my debts resolve. Knowing you are there for me with any questions I may have is comforting. I never imagined I'd have to take this route with my debt but it's good to know there are knowledgeable and courteous folks out there to help get me through this.
Reviewed Feb. 26, 2018
Everything in the process has been completely aboveboard, no obvious loopholes or exceptions. I am very confident that the process can and will be completed successfully so long as I fulfill my obligations. Alex and the Welcome Tech were friendly and informative.
Reviewed Feb. 26, 2018
Both representatives were extremely helpful and informative. The knowledge and assistance I received will certainly be recommended to anyone in need of this kind of service. I have found myself in a difficult financial situation and the program I was recommended and have started with this company has saved my future.
Reviewed Feb. 26, 2018
I will recommend it to my friends and family. Everyone is very nice and clear on giving and explaining all my options and work with me on getting my credit back where it need to be. They even send me the info on what to give to anyone that call me about this accounts, thank you for all the help.
Reviewed Feb. 26, 2018
National Debt Relief have the best representatives. They provide you with the best service and advice so that you can get out of the debt without worrying about anything. They answer all your questions plus keep checking on you just to make sure youth are okay with everything.
Reviewed Feb. 26, 2018
I would like to thank you for being very reasonable person, I been talk to different people, always helping me. Answering me any questions that I asked. They calling me to let me know, which account they been set up. They asking is I'm agree with it. Thanks.
Reviewed Feb. 26, 2018
Mitchell ** was very professional and knowledgeable. My situation has been dealt with in an efficient and timely manner. The welcome call was pleasant and efficient as well. All whom I've had contact were helpful and pleasant. I have already recommended their services to a friend, and feel very secure that they will be as attentive and pleasant as they have been to me. I don't doubt they will get my creditors to work with them to see my debt decrease.
Reviewed Feb. 26, 2018
I have no complaints about the company. They're helping me so far. I just hope it continues. As of right now I give them 5 out of 5 stars. They're doing what they say they do and helping me settle some of my debt.
Reviewed Feb. 26, 2018
Fast response to my inquiry! Great customer service!! Very knowledgeable and helpful!! I had a great experience with all the staff I talked with!! Thank you for your help!! I have been thinking about fixing my debt for a while and I finally believe I made the right decision!! I feel slightly relieved already!!
Reviewed Feb. 26, 2018
Eric was so kind and helpful. Explained everything well. I am looking forward to seeing this program help me pay my debts off. The Welcome call agent was great too. The idea in just a few months negotiations will be in place and that in less than 4 years I will be debt free is a blessing.
Reviewed Feb. 26, 2018
The people from National Debt Relief have been very professional and thorough and I'm looking forward to their experience and assistance. A young man named Michael helped me enroll in the program and I then received a welcome call where I spoke with a young woman named Sherye. She was very nice and walked me through everything. I'm looking forward to getting control of my finances.
Reviewed Feb. 26, 2018
My experience thus far has been great. The customer service provided is outstanding and I will recommend this to family and friends to help them feel accomplishment of being out of debt sooner than I could of thought. Thank you.
Reviewed Feb. 26, 2018
I have very positive feedback and help from everyone. It’s obvious that they are concerned, understanding, and not judgmental. Every conversation is helpful in eliminating my debt. Everyone is working with me and for me. My debt is steadily disappearing.
Reviewed Feb. 26, 2018
In speaking with your agents, I found them to be very courteous. I was asked questions to make sure I understood clearly the topic under discussion. They were tactful and very proficient. I would definitely recommend your company to a friend.
Reviewed Feb. 26, 2018
Wonderful customer service! It's a relief to finally get myself started and on my way to paying off my debt! Go ahead and give them a call - you can check out the options for you and they will go out of their way to help you! Two thumbs up!
Reviewed Feb. 26, 2018
I needed help in getting out of debt and receiving phone calls and letters from the companies I owed. NDR was very helpful in explaining the process and the two gentlemen that I spoke to were very good in explaining the program and how it works and how it will get me out of debt.
Reviewed Feb. 26, 2018
Everyone was very helpful and knowledgeable on helping me with the best action for me to take to get out of debt. I am looking forward to working with them to resolve my situation. The agent Mary Ann ** was very very helpful and patient with me.
Reviewed Feb. 26, 2018
I am so pleased to have located NDR when I really needed it the most. Having lost too much (property and income due to a natural disaster) at once, I fell into a very difficult situation. NDR has assisted me through the entire process with complete dedication and professionalism. Thank you!
Reviewed Feb. 26, 2018
Being in debt is very stressful and I filled out the information on your website. I was immediately contacted by Dashawn ** and he was understanding and informative from beginning to end. After the initial phase was completed, my information was handled by David ** and he was also understanding and informative. Both representatives answered any of my questions and gave me confidence in the program. Thanks so much!
Reviewed Feb. 26, 2018
Very helpful agents and informative on all subjects, very timely to respond to problems with debts and problems... how they communicate and cost factors that we will expect and experience... very courteous and thankful for contacting them for the assistance.
Reviewed Feb. 26, 2018
I love the service, very kind and helpful. Thanks so much. The process was very easy. They go over with me with all the documents so they explain to me so I can understand very easy. Thanks so much again.
Reviewed Feb. 26, 2018
Very happy with all the info that was provided and all the questions I had were answered before I even asked. Both representatives knew all the information and acted very professional. They were very attentive to me and always asked if I had any questions and if everything was clear for me. Thank you.
Reviewed Feb. 26, 2018
I've been searching for loans online and came across NDR... Within 2 hours I had been approved for the program and was placed with 2 wonderful employees that made sure I knew what was going on and were so helpful and kind. It was such a huge relief knowing I was on the right road to being debt free. THANK YOU NATIONAL DEBT RELIEF... and a thank you to Ivory ** (I wish I had remembered the name of the woman who did my welcome call because she deserves a shout out too! Both very kind!!!)
Reviewed Feb. 26, 2018
From my very first call, to the welcome call, and all subsequent calls, the customer service provided was excellent. The agents were super clear with the terms of the agreement and easy to work with in getting all of my debts handled with one low monthly payment. Earl ** was the best!
Reviewed Feb. 26, 2018
I am very pleased with the service that National Debt Relief has provided for me. They have helped me considerably with my financial problems and have aided me getting my credit back on track. I highly recommend their services to anyone struggling with financial worries. They have successfully negotiated to settle ninety percent of my debt so far.
Reviewed Feb. 26, 2018
I found the people I talked to very informative, helpful, and personal. I highly recommend the program based on these experiences and I look forward to working with NDR throughout this process. Overall a A++ experience and one I am happy with.
Reviewed Feb. 26, 2018
From beginning to the end of the enrollment process everything rolled pretty smooth... I hope and pray everything pans out according to all of the process relating to the service of National Debt Relief regarding our contract and representation. We shall see... Thank you for your service.
Reviewed Feb. 26, 2018
National Debt is saving me thousands of dollars resolving my debt. I would definitely recommend them to anyone who is in debt, that would like to save thousands of dollars getting out of debt. In 6 months of having them, they have already resolved two of my debts, saving me more than $7000.00.
Reviewed Feb. 26, 2018
Since the very beginning with my relationship with NDR I have found the folks that have helped with my situation very courteous and friendly. They have explained the process of debt resolution very clearly to me and I am certainly satisfied with the results we have had so far.
Reviewed Feb. 26, 2018
My overall experience with National Debt Relief has been positive so far. I started this program to get out of debt in January of 2017, with five creditors and a total debt balance of about $26,000. It has now been just over a year and 3 of those 5 creditors have reached an agreement through National Debt Relief, and will be paid off in full by the end of this summer. National Debt Relief has reduced my total bill with the 3 creditors by almost 10,000 dollars!!! I still have 2 creditors to be paid off. I would have never been able to do this on my own! Thank you, National Debt Relief!
Reviewed Feb. 26, 2018
The best help I have find for my problem, very professional attention, she answer to me any question I made for her. I am very happy to find this person who put all her knowledge to help to resolve this situation. Again thanks very much for your help.
Reviewed Feb. 26, 2018
The representatives I spoke to today was extremely professional. I am now stress free knowing my accounts are in good hands. I am on my way to a debt free life and I am grateful. I can now sleep in peace knowing everything will be ok and I will be able to get my credit score back up in the future.
Reviewed Feb. 26, 2018
Both people we spoke to were extremely helpful and knowledgeable with the product and we are very anxious and extremely excited to begin this process to get out of debt with your company's vast array of resources. Thank you very much.
Reviewed Feb. 26, 2018
This is a new process for us. My new husband and I took on a lot of debt from our previous marriages. We were paying our bills, but had little to work with after that. Everyone we talked to a National Debt Relief made us feel reassured that we were making the right decision. I am hopeful that this will be a success for us!
Reviewed Feb. 26, 2018
Looking forward for the experience of being debt free... Was recommended by a member of my home... The service gives no stress at all and outstanding service step by step. The conversation and communication are great. Thank you so much for the services.
Reviewed Feb. 26, 2018
Very happy with the way I have been treated. Everything has been explained. I look forwarded to your help in this matter. You have offered help when I thought there was none. I look forward to having my debt settled and a fresh start. Thank you so very much.
Reviewed Feb. 26, 2018
I signed with National Debt Relief in November. They have started to get resolutions for me and I would recommend them to anyone.They have been pleasant and cooperative with me at all times. Anyone who needs assistance with Debt Relief should contact them, and they will be satisfied with the experience.
Reviewed Feb. 26, 2018
My experience was absolutely wonderful. Extremely professional staff, guidance, and reassurance with such a troubling issue for me. The knowledge and customer satisfaction is exceptional. Hoping what was promised is delivered, if it is anything like the ease of establishing the first step I trust the process will go as planned and promised. The professional staff is exceptional and the process was so smooth and easy to start. Kudos to you!
Reviewed Feb. 26, 2018
BEN ** was the first Representative I encountered. He helped with mostly everything. I wish I could work with him for all of my services. Ben provided me with amazing customer service. Answers all my questions and concerns. 2nd guy I talked to seem rushed. Talked really fast and it was hard to understand the information he was trying to share. He seemed put off when I asked questions. Mixed emotions. I’m happy to have gotten help to fix my credit.
Reviewed Feb. 26, 2018
I turn all my bills over to them in Nov and they are working and getting things settled. I think I am at 80% now. I make a great choice. They are great at letting me know what is going on. I love the website, showing me % completed and where we are with each creditor.
Reviewed Feb. 26, 2018
The team at National Debt Relief actively contacts the creditors to get settlements as quickly as possible with the available funds. I have had three accounts resolved in less than a year and settlement offers from two other accounts. These resolutions and offers make up about half of the total debt.
Reviewed Feb. 26, 2018
Back in June, I called National Debt Relief and the person had me send over everybody that I owed. He went over everything, what it would cost me and how much I could afford. He was probably the reason I went with National Debt Relief. He was good, thorough and honest. He told me there are a lot of people out there that could possibly just take my money and run. Since National Debt Relief is such a big company and they had all those good reviews plus I had to do something at that point, I didn’t search around and I went with them.
Once I signed up for consolidation of my credit card debts, I had to talk to some lady for a while just with all the legal terms and it has been fine ever since. They take $159 every paycheck, every two weeks. They took into consideration that I don’t make craft and that I have other bills. And when they have a settlement they email me. It has only been maybe five months but they've saved me quite a bit so far. The program has taken my debts down a little bit over half and they’ve settled three of my credit cards out of 10. I think it’s going to save me a lot in the end.
Reviewed Feb. 26, 2018
Boris ** was a very pleasant, professional, kind, and knowledgeable customer service representative. He made me feel very comfortable and at ease through the entire process. I am very satisfied with your service. It put my mind to rest about all of my debts. Thank You!
Reviewed Feb. 26, 2018
The operator was very friendly. The operator was very knowledgeable. The operator listened to my concerns and was able to give hope to assist our family get out of debt. National Debt Relief is a great company to offer assistance in getting out of debt.
Reviewed Feb. 26, 2018
I just lost my job and National Debt Relief happens to be the number one in the online surveys so I chose to seek financial relief from them. I talked to some people and they pulled my credit report, looked at everything and told me how much money it's going to cost and when the payment’s due. The cost and their reps were good. I'd tell others to give National Debt Relief a call and try their service.
Reviewed Feb. 26, 2018
I wanted to get my debt under control and National Debt Relief seems very reliable and they have good reviews online. I submitted an application online on their website and they gave me a quote. After that, they gave me a call, they pulled up all of the outstanding accounts that I have and they enrolled me in the program. All I did is submit power of attorney and a notarized paper and they took it from there. Everybody has been really polite and nice to me and anytime I’ve had a question, they’re very prompt to answer them. They always have an answer for me and that I’ve called pretty late at night and there’s always someone on the phone. I’m pretty comfortable working with their staff.
What I pay them monthly goes of how much I owe and what’s the settlement for. I have access to the website and the way they have it is they have it all in different dates. That way, each company gets the payment on a certain time a month and they’re all coordinated so there is no shortage of the funds that I have available. The cost is pretty great because it seems one payment alone. It’s combined with National Debt Relief, one payment to one of my debts is almost the same as what I pay and they’re doing much more for me. It has worked well for me so far and my credit score has gone up since I started working with them. I’ve gotten rid of some accounts that I had outstanding and I only have two more years left. I’m very pleased with their service. It’s a really good program and I recommend it.
Reviewed Feb. 26, 2018
National Debt Relief had some high customer reviews when I did an internet search. I signed up for a consolidation service and we're doing the program for 2 years. The enrollment process was very easy and they took care of everything. When they come to a settlement, they will give me a call and we'll discuss what the settlement ask. If I have enough in the account, they'll process the settlement. If they need more and I have it, I'll give it to them. We've settled three accounts so far. Also, the payment plan they've set up for me was perfect and right where I needed it to be. The cost of their service is good and I've had to actually use their legal services as of late. National Debt Relief has helped take care of some debt that I've had to get rid of on a long time so it has helped tremendously.
Reviewed Feb. 25, 2018
Great customer service. Very helpful people. Thank you... I would recommend to all my friends and family. It’s a great company that helps need it people to have a better life. I would recommend to everybody and sure they could help any customer.
Reviewed Feb. 25, 2018
Jonathan ** is awesome. He was very clear on describing particulars of program and a champ when it came to unraveling the technical problem I was experiencing (could not submit app on Google Chrome had to upload and switch to Firefox). Nicole ** needs to slow down when reviewing contract and kept referring to para 1, 2, and suddenly she was at 8 & asking me to sign. As a result contract was not well-reviewed and she needs to be more patient with questions asked of her.
Reviewed Feb. 25, 2018
I can’t expeess how glad I am I got a hold of National Debt relief. They have done an exceptional job of easing my troubles and explaining how they do it. I am so thankful. The better business bureau gave them the A+ rating that got my attention, and as a client I give them the same A+.
Reviewed Feb. 25, 2018
They answered all my questions and were very helpful. When we asked more questions because we didn’t understand they explain it. Thank you so much for helping us we felt lost with all our debt, but now we know we’re going to be debt free. I would recommend this to all my friends family.
Reviewed Feb. 25, 2018
Program was easy to sign up for and well explained by the employee. They walk you thru each step of the program, explaining everything along the way. It’s easy to understand. The associate made you feel important and was very helpful, answering questions along the way.
Reviewed Feb. 25, 2018
When I first saw the ad for National Debt I was a "little" skeptical. The representative went over all the details and how the program works. They were very informative and I was impressed with their experience. They have done a very good job of taking care of one debt after another. No surprises here!
Updated review: March 5, 2018
I had a problem before but it has been resolved.
Original Review: Feb. 25, 2018
I’ve had so much trouble with NDR representatives not doing what they said they were going to do. Last October I called and told them my friend wanted to deposit $10,000 into my NDR account in January, 2018 and a second $10,000 in January, 2019. He only had one condition, that NDR not take any more money from my checking account. Because of my illness I could not work and could not afford the drafts coming out of my checking. I called several times and sent two emails. They told me several times they could not put anything in writing before the deposit, but after the deposit was made the Draft Schedule would be adjusted and that would be put in writing.
My friend agreed to deposit the money based on what NDR told me. He deposited the $10,000 in January and NDR did not make any adjustments to the Draft Schedule. I sent emails and they sent back the old Draft Schedule with no adjustments made, and they would continually avoid my questions and tell me to call the customer service number. I called several times, one representative told me the $10,000 would take care of fifty drafts which was almost two years worth, the draft schedule only goes out one year so no drafts should be scheduled. He said he would send me an adjusted draft schedule and he sent me the old draft schedule, before the deposit, with no adjustments made.
Another representative from NDR told me I needed to pay another three or four more drafts to make sure I had enough money deposited to finish off the program and then let the $10,000 take care of the rest of it. He told me he would send me an adjusted draft schedule and again, he sent me the old draft schedule with no adjustments made. After making several phone calls and emails and not getting any cooperation, I called and talked to Rena, she deleted the next sixty days of drafts until May third, stating that’s as far out as she could delete the drafts and I could call five days ahead and delete the next sixty days. She sent me a new draft schedule with the adjustments made, she was the only one I talked to who knew what their job was and did what she said she would do.
Reviewed Feb. 25, 2018
I was very nervous and anxious. Who isn't when needing help. Our representative listened and answered all our questions. Never rushed us but put us at ease. He was patient and knowledgeable. Understood our situation and treated us with kindness and respect. We are really thankful that we decided to do this with National Debt Relief.
Reviewed Feb. 25, 2018
My experience with NDR couldn't have been any better. Both Representatives were professional and thorough, they made me feel comfortable and put me at ease with the whole process. I feel like I'm actually going to get out of debt. Thank you NDR.
Reviewed Feb. 25, 2018
I am having an amazing experience working with NDR to get out of debt. They are so good to their clients, easy to work with you if you have unexpected things come up. Totally love this company! They truly care.
Reviewed Feb. 25, 2018
We got to a point where we were paying interests and not paying anything on our cards. We googled to see our options to kind of help us to get to a better spot. National Debt Relief had really good reviews. We enrolled in their program and we had bumps along the way with how it went and the things that they wanted from us, but it was a smooth process overall.
We've completed some accounts but there are still others. I hope they'd improve how they split the cost. We're in a situation where some have been completely put aside until others are closed. They tackle the smaller accounts first and then the bigger accounts. And it would be nice if it could be done evenly, but they also want to get some quick ones as well. But then it leads you into trouble with the others that they then have to solve. However, it is part of the process and they work with it every day. And they know how it goes so as long as it all gets solved in the end, then that’s okay.
NDR has been good when I've contacted them. They’ve taken the total amount, and then they obviously calculated in the backend what we would have to pay every month and if it is manageable for us. It's clearly a stretch for us, but we didn’t experience that it wouldn't be because we've gotten ourselves into the situation and ultimately we want to solve it. Their fees are fairly high but it's still a whole lot less than if we had to pay everything in itself. Sometimes I feel like it would be better if they could take their fees right at the end as opposed to each account that they close since it stops them from negotiating the next thing because there wasn’t enough money. It could hold up the process because they're taking their fees as they go along. But perhaps, they do that as well to make sure that we don’t stop paying.
We're still in the middle of the program. It's a slow process, but then it can't go faster because we can't pay more. So it is what it is. Once we get to the end of the process, we'll be massively relieved and we swear to never get ourselves into this again. Working with NDR kind of helps you get out of things in a clean and manageable way.
Reviewed Feb. 25, 2018
My rep was nice and was helping me. So far, everything has been okay. I even signed my mama. My mom had to go through me for as my email and I had to take care her business for her. She’s an older woman and she’s not taking care of her bills like she’s supposed to. I was calling them to let them know that when they take out their monthly fee, I wanted them to take it out at once and not spread it out in two payments because she might spend the money and they might not get their monthly fee. And they’ve been giving me such a very hard time with that. They kept telling me that I had to fill out something that no one ever seems to receive. She had to write something and I had to email it to them. They claimed they weren’t getting it, so I don’t even know if they even get their money monthly. I’ve been back and forth with them for days. They were saying that when she signed up, she gave me permission. But I don’t have that permission so that was a one-time thing. I’ve been in the program for about three months and I have settled with one creditor so far.
Reviewed Feb. 25, 2018
I have credit card debts and National Debt Relief worked with lenders and made settlements. When I enrolled in the program, they told me what they were going to do, what the terms were, and how much my monthly payments were going to be. They also told me that they would work on my behalf with the creditors, and when a settlement was agreed upon, they would let me know, and I could accept it or not. And then the money would be taken out for a period of 24 months.
Their reps have been pretty good. They called and told me that they had a settlement and the call was quick and professional. They also explained if I needed to add a bit more money for one payment. But I have trouble trying to get them to stop calling me during business hours. Other than that, the payments were reasonable and I made two payments a month. There are two debts that we already have agreements with, and I just continue to make the payments. Working with National Debt Relief has been positive. I’m happy that there was someone able to help me because I couldn’t do it myself. I know my problem is being taken care of and it isn’t just floating around out there with me worrying about it. National Debt Relief has done a good job.
Reviewed Feb. 25, 2018
I went through National Debt Relief on the recommendation of another friend who had a really good experience with them. The enrolment process wasn’t lengthy and I got everything accomplished that same day. I got into the process a little over a year ago mainly because of credit cards and I was consumed with all of the debt. With their help, they negotiated two of my debts that are now paid off as of December of last year. I still have several debts that I have to pay off, but we are accomplishing our goal. Also, I have very pleasant interactions with the negotiators. I had a lot of questions and they were very helpful, professional, and knowledgeable. My payments are set up for monthly and working with National Debt Relief has truly lifted a lot of stress off of my household. I would definitely tell friends that going through them is a great way to be debt-free and be able to live at the same time.
Reviewed Feb. 24, 2018
After six months in the program I have had my debts reduced already by $13,000.00. I make a monthly deposit, which is less than I was paying on my debt and it is used to negotiate for a settlement with my debtors. It works. I started at over $40,000.00 in debt.
Reviewed Feb. 24, 2018
I am so thankful to be working with National Debt Relief. They have handled everything and have relieved so much stress! I was overwhelmed and other than approvals on settlements or paperwork signing, they do all the work and deal with the creditors. Never wanted to need their services, but circumstances change and I am so glad I made that call.
Reviewed Feb. 24, 2018
My experience is that of convenience and the peace of mind that someone is working hard on your behalf to be debt free within a short possible time. Very grateful that this organization is at corner helping me and also helping million of people in the same situation as me. Thank you.
Reviewed Feb. 24, 2018
Just starting this program. All interactions have been very smooth. It seems like this service was the right one to choose. They are super efficient and a provide great customer service. Hoping this type of service continues. Thank you!
Reviewed Feb. 24, 2018
I just retired and have a fix income so I decided to call for help on my credit. The person that assist me was very helpful, he knows what I'm going through and so he explained what's going to happen to the account. He was very detailed, clear on all aspects. Very good customer service. I would recommend the company to a friend.
Reviewed Feb. 24, 2018
I’m very happy with the National Debt Relief. I have been with them for a month and it been great. I’m very happy I picked them to get rid of my debt. I will 100 percent recommend them. They are a great company.
Reviewed Feb. 24, 2018
NDR is doing a super job. Negotiating my accounts has been extraordinary, I could not have done this by myself. From the start they’ve communicated with me every step of the way. Customer service has actually been a pleasure. Knowledgeable, friendly and very understanding staff.
Reviewed Feb. 24, 2018
The services I received from Kathleen ** and Valentine was above and beyond any I've ever received. The information given to me was explained and my questions were answered and explained for me to understand and come to terms of understanding.
Reviewed Feb. 24, 2018
I was really happy with the service at first. But then a year later I get a call that I still have an open account that I was told was already closed out. They had called and asked for additional funds a year ago to settle the account. I had given them the additional funds and then a year later I get a call that that credit card is still open and I owe an additional hundred and $70. Very disappointed that it took almost a year while I thought I was repairing my credit it was actually still an open card. They should have called prior than 10 months to let me know that this card was still open and they had never settled. It was over a year-and-a-half after I had stopped making the monthly payments and a year after I thought my last credit was settled out.
Reviewed Feb. 24, 2018
I was well informed by my debt specialist through every step of inquiry, application and follow through. I felt reassured that I made the right decision and that this was the best direction for me to take for my financial situation.
Reviewed Feb. 24, 2018
National Debt Relief is Very informative and helpful. They give you the relief you have been putting on the back burner of getting taken care of. This has been a BIG burden lifted OFF MY SHOULDERS. They have you covered in more ways than one. I would recommend to anyone!
Reviewed Feb. 24, 2018
I was so skeptical about this whole situation, but this company made is so easy for me, they put me at ease. They stepped up and took care of me. Only four months in and one credit card is already paid off! They are so friendly and quick to help!!!
Reviewed Feb. 24, 2018
Joined this program and I am extremely happy. They truly help you get out of debt while bank institutions and loan offices rarely help the consumer!! It’s a tough battle getting out of debt but with the National Debt relief program it helps you get rid of the stress of climbing out and relieving you the burden of your debt!!
Reviewed Feb. 24, 2018
My father died and left me with quite a few debts. I am older on a fixed income and there was no way I could pay it all off and pay my monthly bills. National Debt Relief seems to have a better format than other companies. It was a really simple enrollment form. I had to tell them the specifics of each of my debts and like that. They have been really nice and the flexibility level is truly good. They explained to me exactly what goes on with how they do it and the fact that they are negotiating the debts down, which is something I didn’t know how to do. They're just very, very good public relations people.
I had a real hell of a time getting the money in there. There have been several months that I've had to delay my payment a week and lower it a little. But they’ve been very understanding with all of that. And they have already paid off one of my credit cards. They have negotiated that down to where it's impressive. It was a four-year program and I'm a quarter of the way through. I feel good working with them. At the moment, the cost is my biggest issue. If you compare them to Verizon, I think they’ve come out ahead. But everything costs and it is a good service that they are providing. Ever since my dad died and the debts came out, there has been stress. At least there's an element of hope there that I won't be up to my neck in debt. I appreciate their service and their understanding.
Reviewed Feb. 24, 2018
I am looking forward to work with this debt relief program and I know it will be very beneficial. I fully trust that they will help solve my conflict and benefit me to relieve my conflicts with my active creditors.
Reviewed Feb. 24, 2018
Explained my situation and motivated me in my accomplishment. Able to resolve this debtor balance in paying less than 50 percent of what the original balance was and I was surprised! Calls me regularly to inform me of my accounts and makes sure I don’t need anything else.
Reviewed Feb. 24, 2018
Information explained clearly and concisely. Very happy with representatives. Hopefully your service will alleviate some of the pressure we’re under. My only question is if we’re allowed to make double payments since we will soon have two incomes. Would appreciate a response regarding question.
Reviewed Feb. 24, 2018
Only been in the program for 5 months, but so far, they have resolutions with some of my creditors. Actually, it is already 16% of my total debt. And I had a lot of it. The service reps have all been kind and understanding and they are always glad to help and answer your questions. You will get a lot of calls at first from creditors. Eventually, they will slack off. But every time NDR tells me they have a tentative agreement with a creditor, I breathe another sigh of relief. Best thing I ever did was turn to NDR for help. Many thanks to National Debt Relief for all their help.
Reviewed Feb. 24, 2018
Applying for debt relief was fast and simple. The representatives were very polite and detailed. They made you feel comfortable and explained the process clearly. I feel this was the best decision for my situation to clear up my debt. I now feel confident!
Reviewed Feb. 24, 2018
Everyone that we spoke to was very informative on the process. They answered all our questions. Would highly recommend your services to family and friends. They were very patient with our slow computer. Found out afterwards that Windows was trying to update while we were online with them.
Reviewed Feb. 24, 2018
Shaundae was very helpful with answering any questions I may have had. She was very polite and it has been a pleasure working with her. I was very pleased with my welcome call and the great customer experience I received from her. I would recommend you guys to anyone I felt needed help with debt relief.
Reviewed Feb. 24, 2018
Sent in twice papers to settle a bank debts and still claim to not have them. Lost all our money due to taking too long on negotiating. Now we have no money for bills or gas money. Never seen a company like this.
Reviewed Feb. 24, 2018
Christal ** was Amazing at explaining everything to me and helping me understand how National Debt Relief will help me. I'm so Thankful to God for NDR. I believe this is a start of a Peaceful, Stress-free and Debt-free Life for me. I've been struggling for a year trying to keep up or find help and THANK GOD RELIEF HAS FINALLY COME.
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