National Debt Relief Reviews
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About National Debt Relief
National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.
Visit www.nationaldebtrelief.com- Free consultation with debt coach
- Free debt relief quote
- Several accreditations
- Easy enrollment process
- Fees can reduce overall savings
- Not available in all states
National Debt Relief Reviews
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Our review standards
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Reviewed Aug. 2, 2018
Mr. **, Simon and Customer Service were marvelous, displaying attentive, professionalism, understanding and empathetic to my hardship. Taking time to explain the program, asking & probing questions to assure I was fully aware of my options, program and outcome. I am glad to have decided to chose NDR.
Raul, this is great news! We're glad you could experience the professionalism of our agents during your enrollment. We appreciate you choosing us and we'll continue to work with you to help you reach your goal of becoming debt-free. Thanks for taking time to leave feedback today.
Reviewed Aug. 2, 2018
Thank you NDR! We can finally see the light at the end of the tunnel. The customer service is very thorough, timely and the agents make the programs easily comprehensible. I am proud to be working with a company who prides itself on transparency. VERY SATISFIED!
Reviewed Aug. 2, 2018
I reached out to National Debt Relief for help. I was given service that was out standing. My initial contact was Meisha. She went out of her way to help. She was very professional & a credit to your organization. I received welcome call after I was approved for the program. The lady was very professional & helpful as well.
Reviewed Aug. 2, 2018
They are really easy to talk to and work with. They also are saving us money over the long run. I would recommend them to anyone with financial issues! I hope to get my debt on track and boost my credit score!
Reviewed Aug. 2, 2018
I am very satisfied with National Debt Relief for helping me with my financial problems, I would recommend them to a friend, or anyone else for that matter! I am very thankful that found them, when I needed them the most!
Reviewed Aug. 2, 2018
Maurice was helpful in answering my questions and concerns; concern over monthly charges; Maurice set up a new draft schedule for my account at my request. Maurice was very professional; in addition he was able to explain my account and the new draft schedule and let me know what risks were involved.
Reviewed Aug. 2, 2018
Everyone we dealt with was friendly and knowledgeable. They described the process well and informed us about steps to take in the future. Krista ** and her associate were courteous on the phone and by email. This is a rather difficult time for my wife and I, but hopefully with NDR's help we can get through this.
Reviewed Aug. 2, 2018
The few people I talked to at National Debt were so nice - knew what they were talking about and got back to me when they said they would - very professional. They answered all my questions and offered assistance helping me in any way they could - gave me encouragement.
Reviewed Aug. 2, 2018
My encounter with all staff has been presented with courtesy and professionalism. They seem to be very knowledgeable and willing to assist. Explanation of services that will be provided, signing up for program and documents were not hard to do.
Reviewed Aug. 2, 2018
My debt counselor, Valentine, was extremely helpful and understanding in helping to provide assistance for me to get out of debt and back to being financially confident. He was very informative and didn’t rush to just get it all over with.
Reviewed Aug. 2, 2018
So far what I can tell is this is a good place to be. But I’ll know more in the end. I’ve always had good credit like my whole life. So I am nervous as heck to have this over with so I can go back to my normal life once again and stop worrying about if I can take my kids to the beach without feeling bad that I’m not at work every single day working to pay for everything on my own. As a single mom it is very hard. But with National Debt Relief I will finally be able to have fun with my kids again. Thank you so much and God bless.
Reviewed Aug. 2, 2018
NDR was extremely helpful, professional, and knowledgeable. Their representatives have helped my family and I to get back our normal lives and we will forever be grateful to the team. They are extremely knowledgeable and were able to answer any and all questions that I had for them. I am extremely satisfied with my choice to enroll in the program.
Reviewed Aug. 2, 2018
I was very pleased with my Welcome call the other day. The representative was very thorough and answered any questions that I had. He seemed very genuine in helping my spouse and I get a better understanding of what NDR is and how they can help benefit our family in the future to come. Thank you for your wonderful services and all the help it will take to get us on the right path to live a debt free life.
Reviewed Aug. 2, 2018
I was getting overwhelmed by the debt after my back injury. I finally decided to call the number on FBN and boy what a relief it is to have this taken over and all I have to do is make a deposit and it will be taken care of. Thank you NDR.
Reviewed Aug. 2, 2018
Everyone was very friendly and professional while helping me out during this stressful time. I appreciate everything explained to me in detail. They always asked if I had any questions and told me to call with any questions. I would recommend Debt Relief to friends.
Reviewed Aug. 2, 2018
The representative was really patient with assisting me and informative. She told me all that I need to do in order to make a success of this program. It a process that requires trust and dedication. The good part is I will have support from a team of people.
Reviewed Aug. 2, 2018
Everyone was helpful and explained everything very well and answered all my questions. Very nice people and polite. I would recommend you to all my friends. It was fast and easy. And love all the services you provide. Thank you for all the help you have done for me and my family.
Reviewed Aug. 2, 2018
My experience has been very favorable so far. I am glad I took the step to enroll. The representatives have been very helpful and knowledgeable about explaining the program to me and answering the questions I have had so far. I am excited and ready to become debt free.
Reviewed Aug. 2, 2018
I was very skeptical of working with a debt relief agency but my experience with NDR proved to be very insightful, transparent and encouraging. I am confident that they will be able to help me tremendously on my pathway to financial freedom. Paul ** and Kathleen (who did my Welcome Call) were wonderful.
Reviewed Aug. 2, 2018
I just enrolled in the program but wanted to say the initial sign up went very well. The service rep was very kind and understanding and answered all questions. I hope the rest of the program goes this smoothly and I will be a very happy customer.
Reviewed Aug. 2, 2018
Start up - This part of the process was lengthy and crammed full of information, but required (lots of red tape). The people I spoke with were friendly and patient, which I appreciated (Being in this situation is enough to deal with, so dealing with grumpy people wouldn't work). My only (somewhat) complaint is the charge rate of 23%, it just felt a bit "lofty" to me, although (to be fair) I have no idea what efforts are required to make this debt relief happen! Being a loser is just expensive!
Hello Clay,
Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times. As such, our goal here at National Debt Relief is to provide a 5-star experience for every client.
Reviewed Aug. 2, 2018
National Debt Relief has made this process easy and painless. Paul was great with providing all the information and questions I would’ve had. It’s a lot to take into consideration but I’m more than happy to it with you guys!
Reviewed Aug. 2, 2018
Everyone has been very helpful who I have talked to! Made me feel more at ease and less stress. I am anxious to see how everything turns out once it’s settled. Gary has been great with the whole process and I forgot the lady who helped with my welcome call but she was very pleasant.
Reviewed Aug. 2, 2018
Was super impressed about getting it all done in one evening and that Alex was very helpful and patient about our not understanding the way it works, we now feel very confident that we will be out of debt very soon. Thank you debt relief!!!
Reviewed Aug. 2, 2018
I was afraid to make the call but as soon I spoke with the representative he explain everything that I need to know and made it easy for me to made the decision. Everything was done by phone that's so convenient for me, it looks less than hours to get the call that I was approved. Thank you for your help.
Reviewed Aug. 2, 2018
Excellent service, answered every question I had in great detail. Very supportive, never talked over my head, always willing to explain, and let me know I am not in this alone by any means. Thank you to everyone that helped me.
Rachel it's our pleasure helping you reach your goal of being debt free. We always want to make the process as easy and easy-to-understand as possible so don't hesitate to reach out if there's anything you feel we can do for you. Thank you for leaving a review today.
Reviewed Aug. 2, 2018
My debt was becoming more of a problem and I’m not able to get rid of any of it since I’m on a limited income. I liked National Debt Relief’s reputation and their reps were very professional. NDR contacts the debtors and try to work out a satisfactory deal that they come back to me with which I can either accept or decline. It's an ongoing thing and they have rectified a few of the accounts. I give them money every month and they're working as fast as they can with the amount of money that they have collected from me. It would be nice if the debt was all disappearing at the same time but NDR gave me a timeframe of up to two years. They were very thorough about what they expect to happen.
We are using a payment plan and we are making it work the best we can. When we have a little bit of extra money, we put that in there but most of time, what's designated every month to go in there is there so they can do their job. I would recommend National Debt Relief. If you have a problem with debt, they're certainly the people that you can talk to.
Gladys, thank you so much for taking the time to review our services. It sounds like you have an excellent grasp on the process and that will be very helpful to you. We've found that our most successful clients are the ones who have the best understanding of this process and what it really takes to do this program. Keep at it; consistency will be your best ally in reaching your goals. We wish you the best of luck!
Reviewed Aug. 2, 2018
I'm one year in my National Debt Relief program and it has been helping me financially. They really work with customers and help them with whatever problems they have. I've recommended NDR to a friend and said that this is a wonderful company.
Reviewed Aug. 2, 2018
National Debt Relief provided credit card release service for me. The enrollment process was simple and I felt very good about it. I’m still in the process and everything has been very good with the assistance I received as well as with my negotiator.
Reviewed Aug. 1, 2018
Atif was a very helpful representative and was knowledgeable about your offerings. He made us comfortable about the process and explained it fully yet concisely. He made the process painless and transparent. We were comfortable with what he said and how things worked. His training was obviously thorough and appropriate.
Reviewed Aug. 1, 2018
I felt immediate relief speaking to the NDR representative. They answered every question I had and immediately put me at ease. My financial problems were not being erased, but NDR made me feel like they were in this with me - a partner - and that an end would be in sight. It was like I could breathe again and knew it wouldn't be looming over me forever.
Reviewed Aug. 1, 2018
Received information on how program works, how to contact program if I have questions or need information, how and when payments are received, how to get legal assistance if needed, that all negotiations with creditors will be handled by National Debt Relief.
Reviewed Aug. 1, 2018
Max was very thorough when going through all of my information and all of the information I needed from National Debt Relief program. Extremely helpful and made me feel secure and know that if at any time I need help I can contact him at any moment for guidance or suggestions.
Reviewed Aug. 1, 2018
I have to say that Jonathan and the welcome service lady (can't remember her name, sorry) they were both very helpful. I feel positive about this program and getting free of debt for the first time in a long time.
Reviewed Aug. 1, 2018
Everybody I've talked to you so far if it's been courteous and goes beyond just talking, explain stuff to you. I really hope this helps and I appreciate what you've done so far. It'll be nice not having to worry about anything except my husband recovering from his surgery.
Reviewed Aug. 1, 2018
The team members were very thorough and polite. They gave me a clear path moving forward and so I feel very informed. We discussed each step of the process and I signed up having a good understanding on your process.
Reviewed Aug. 1, 2018
Great experience with getting all of my questions answered and they were very patient with me as I processed all of the information. I really felt like they cared about me and they helped me come up with the best plan for me!
Reviewed Aug. 1, 2018
Both agents were friendly and helpful. Mathew ** and Monica ** were professional, and clear about the program and the requirements of the program. Would recommend to friends. They helped make an uneasy situation feel like there is hope in my situation after all. I will give this my best effort to succeed with the program.
Reviewed Aug. 1, 2018
My husband and I just enrolled in National Debt Relief after experiencing fia financial hardship. The enrollment process was made easy by extremely helpful specialists. They walked us through it step by step and made sure that we understood all of the details and got everything done correctly. Wonderful service.
Reviewed Aug. 1, 2018
We want to thank Crisanta **, Cerified Debt Specialist, for helping us through this process. Her professionalism, knowledge, and courtesy, made us feel comfortable. This is not an easy thing for anyone to go through. Crisanta went above and beyond, going over everything with us.
Reviewed Aug. 1, 2018
Wonderful experience in making the decision to enroll in this program. It is not always easy to make the decision to financial freedom, but the team made me understand the program and how it will impact my future. All of my questions and concerns were answered to the fullest.
Reviewed Aug. 1, 2018
Great communication, very helpful every step of the way, very friendly and without a doubt great team, would use them again, or would pass the message to a friend in need and tell them how helpful they are and time sensitive and fast. You get out of debt and can breath again.
Reviewed Aug. 1, 2018
Everybody was so amazing. Thank you so much. I cannot wait for my 3 years to be over, I was pretty sure I would be paying on these credit cards until I died so to know that I will be taking care of like I said in three and a half years is amazing.
Reviewed Aug. 1, 2018
All involved were very helpful... I hadn't any trouble following what was needed. The experience was painless and I would recommend your agency to anyone who asks. I look forward to working with your agency and the people that work for you.
Reviewed Aug. 1, 2018
I was extremely grateful for the time, explanation and service provided by your team. Lisa ** was excellent as well as the gentleman that called from underwriting. I am sorry I can’t remember his name. Great people to work with and speak to.
Reviewed Aug. 1, 2018
My experience with the staff was wonderful. They were patient and answered all the questions that I had, they were very knowledgeable in their line of work. They made me feel good after the conversations and I felt like I had a life again. I want to Thank all of the staff that helped me.
Reviewed Aug. 1, 2018
The two gentleman that helped me set up my account were very helpful and courteous. My wife and I have been stressed out about our finances and we feel blessed to have found national debt relief. We really hope that this will become a very positive experience. We are looking forward to working with National Debt Relief.
Reviewed Aug. 1, 2018
Both customer representatives were very quick and responsive to all my questions. Very informative and professional. I was nervous at first about the program but by the end of my call they had definitely made me feel it was the right choice.
Reviewed Aug. 1, 2018
I could not believe how easy, quick and helpful your organization was. I made one call and everything flowed right into place. Andrew **, answered every question without hesitation. He put my mind and pockets at ease. Nancy (who did my welcome call) was so professional, patient and kind. What great staff you have representing your company. My life would not have changed for the better if it was not for all of your help. I cannot thank you enough. I am proud to be one of your clients.
Reviewed Aug. 1, 2018
A costumer service representative (Jose **) was quick to contact me as soon as I submitted a request for information. He was very helpful and professional. I felt validated and confident into wanting to join the program. A friend of mine (Jackie) recommended I look into this program since she has had a great experience as well. So I would definitely recommend National Debt Relief to my friends and family members.
Reviewed Aug. 1, 2018
Good customer service. Barbie is amazing. She helped so much and knew what she was talking about. I would really like to thank you because she made me feel confident and happy that I got to do this program.
Reviewed Aug. 1, 2018
Just enrolled but thus far everything has been smooth, can't give any more information than what's given besides the enrollment process. All questions have been answered to my satisfaction except one question I have about funds withdrawn from my bank account which I will address prior to the date of withdrawal.
Reviewed Aug. 1, 2018
Staff was extremely professional, courteous, and informative. Able to answer all my questions. Both agents were extremely patient with me, as I am not knowledgeable as to financial matters. My husband and myself find ourselves in critical straits due to health matters and malpractice that has caused my husband loss of income. I do not know what I would have done if I had not stumbled across NDR.
Reviewed Aug. 1, 2018
When enrolling, I found both people I spoke with were professional and knowledgeable. They were pleasant to speak with and answered any questions that I may have had. The whole process was very quick. I was surprised on how quick it really was. They went over documents with me, took their time and also made sure I had the time to speak with them. They made sure to let me know they were on my side, which I greatly appreciated.
Reviewed Aug. 1, 2018
Jeremy was very professional in guiding me through the process of the program. He thoroughly explained all my questions while guiding me through the process. For example, he was described how this process will negatively impact my credit score in the begging and reassured that it will go back up given time. He eased my stress regarding the collectors contacting me, but in turn advised me what to do when they call me. After speaking with Jeremy and deciding I was making the correct financial decision, I can see a light at the end of the tunnel.
Reviewed Aug. 1, 2018
Staff appear knowledgeable and professional. I was made to feel comfortable and my questions were answered clearly. I was very nervous but completed the process feeling somewhat confident. I was pleased with both Mr ** and the representative of the Client Success Team.
Reviewed Aug. 1, 2018
Michael ** and his associates helped me get this process started. It was nerve racking to say the least, but I feel that business with NDR is the right decision. I am looking forward to being helped and represented by NDR and I am impressed on how down to earth their staff is. I wish I wasn't in this position - but grateful for their assistance in gaining financial freedom.
Reviewed Aug. 1, 2018
He (Sabastion) was very polite and friendly. He answered all my questions and made sure I understood every area of the program. Thank You so much. Also the lady who did the welcome call also answered any questions I had. They were both very personable and helpful, I will be referring my cousin to your program. Again Thank You so much.
Reviewed Aug. 1, 2018
Very responsive and understanding. I was going to go with another program company but they didn't communicate with me at all and were awful. Such a relief to have a company on your side and cares about their clients! I will be grateful to be debt free in the 45-month bi-weekly plan. I am newly divorced and got really got hosed in the financial end of it and they are here to help me.
Reviewed Aug. 1, 2018
I have had debt piling up for about a year now. I finally decided to make the call and National Debt Relief and when I spoke to David all my worries went away and I actually felt like a weight has been lifted off my back. I am beyond grateful that there are programs out there really out to help people along with such great customer service!
Reviewed Aug. 1, 2018
My experience with National Debt Relief has been a positive one. The people I've spoken with have been friendly, easy to talk with, upfront and helpful. They're courteous and have allowed time for questions. They've made the process easy to follow and have provided resources to help navigate through the program with confidence.
Reviewed Aug. 1, 2018
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Reviewed Aug. 1, 2018
Just enrolled in the program. Very satisfied with the enrollment process. Very clear and concise counselor and program set up. Lots of variation to choose from, depending on the situation. Best decision to get back on track with your finances.
Reviewed Aug. 1, 2018
The interest level on what I’m paying on everything was making it even worse, but I wasn’t making a dent in my debt, and the payments were overwhelming. I talked to smaller companies, but National Debt Relief was a lot more straightforward and they tried to explain everything in more detail. The enrollment process was easy and the program has gotten collections off my back. When they became aware of an old debt that popped out, they were able to negotiate that down substantially for me. However, they didn’t warn me that my credit was gonna take a hit during this process and it has gone up by about 45 points from when I started. I am now about a third of the way through the completion of the program.
For the most part, when I have had to call the reps at NDR, I just had them clarify some questions and I had to make sure I don't say or do something wrong when there’s contact with the creditors. The reps have been very polite and very helpful, and they give me a thorough answer and make sure I have a clear understanding. Their settlement process is mostly through email or their online portal. They let me know that they got a confirmation from the creditor and I sign on and let them know if they can accept the offer or not. They’re quick and the process is simple. Cost-wise, in terms of their service fees and what they get for settlements, their percentage is higher than what I thought at first. But overall, I’m looking at the numbers and they’re still reducing quite a bit of the debt, so it’s well worth it.
Reviewed Aug. 1, 2018
Very patient and detailed. Explained all the content of the agreement carefully and clearly at a time of my choice. Answered to all my questions and made sure I understood my responsibilities and what I will be expecting in the coming months post enrollment.
Reviewed Aug. 1, 2018
Everyone I've spoken to has been upfront and very clear about how the program works. They have helped to make a stressful situation less so. I know I'm just beginning this journey, but it feels like I am not alone.
Reviewed Aug. 1, 2018
I received the best customer service from both Daniel & the other man's name, I forgot, I'm sorry. They both were very knowledgeable in the program and in explaining things to me. I am very pleased with what the program has to offer and am happy that I chose your company to use to help me with my debt. I look forward to the coming working with you.
Reviewed Aug. 1, 2018
The representatives at National Debt Relief have been extremely helpful, courteous, and understanding. Mercy and Edwin walked me through the process of debt consolidation. They responded quickly to my questions and not once did I feel pressured to do this program. They were professional and did not hurry through any explanations. They took their time and made me feel comfortable. I would recommend National Debt Relief to anyone who needs to consolidate their debts.
Reviewed Aug. 1, 2018
I couldn't pay my bills on time and so I signed up with National Debt Relief. When I was looking at different debt relief companies online, NDR was the only thing that kept coming up as having all the stars ratings, all of the reviews and being accredited. Nothing else even looked like something I wanted to waste my time with. NDR's rep talked me through the process. We were on the phone and it seemed like forever. I felt really bad because it was late but he didn't seem to mind one bit. He portrayed he actually cared and that he was more than happy to help me. That made me feel at ease and I was extremely comfortable working with him. He also explained everything very well. By the time we got off the phone, I had no questions and I told myself I could work with them and breathe again thereafter.
NDR took a whole lot of weight off my shoulders. I do bi-weekly payments and those come out to be a lot less than what I was paying before. I just budgeted it in and now I don't even notice the payments anymore. It has been a little bit over a year now and I'm used to as soon as my paycheck hits my bank account, the money for the payment for this is gone. It's a lot more convenient and that way, I don't mess up and use the money for something stupid.
Since working with NDR, they have already made one settlement that has been completed. Currently, we're working towards making another settlement which was the biggest one of all. I do have to make payments on top of my regular payments just because of the settlement agreement but it's saving me about $10,000. As soon as that payment gets done, I'm gonna be over halfway because this second settlement is so big that it takes up most of my program. So after this one is done, my program is just gonna fly by. I recommend NDR.
Reviewed Aug. 1, 2018
I was in a significant amount of debt and in maintaining my bills, I was not getting out of debt. I was struggling and did not have enough money to do other things so I needed some help. NDR had a significant number of positive reviews on google and on their own website. I read a number of them and compared them with a couple of other companies and their reviews, and NDR stood out.
To enroll I did a 20-minute phone call with them. I needed to give them information about basic demographics, what my income is, my employer, and how long I’ve worked. Then, they looked at my credit report and gave me the option to enroll any number of creditors for whom I owe money to. They then enabled a budget based on what my income is and what my current expenses are outside of the debt. Then they came up with a plan to follow and a breakdown of what my monthly costs would be to pay the debtors off through them over the next three years. I am one year in, out of the three years and have already begun to settle some of the five debts that I had. So far, I’ve been very satisfied.
Everyone is very direct and honest about what the impact of participating will be and I was very appreciative of that. Whenever I had challenges or questions, if I need to change a payment date or any time a creditor accepts a settlement from us, they are very prompt in responding and get back to me within 24 to 48 hours. Plus, they have multiple ways in which they can contact the customers. I’ve been contacted via email, text, cell phone, and home phone.
The cost is fair. This is technically something I could be doing totally independent and I could get more of the benefit out of the settlement with my creditors. NDR let me know up front that it would be cheaper if I did the settlement on my own and I acknowledged that they’re making money off of my debt. But for them to take care of it on my behalf and give me this budget and process the payments, I think it’s worth it. I certainly don’t have the time to babysit folks for a month at a time.
Also, they gave me the heads up that participating in a plan like this, where I have to almost ignore my creditors as my account builds up, would negatively impact my credit. In the beginning, it was a little stressful watching the creditors continue to contact me and threaten to ruin my credit, but because it was all information that NDR had already given me, it wasn’t a surprise. Also, they gave us materials to distribute to the creditors so that they knew not to continue to call and what was gonna happen in the future. After six months or so, everything started to happen exactly like it was explained and life has been less stressful.
A lot of times what you see on television is not revealing. They’re trying to sell you so they exaggerate or there’s super fine print that you can’t read. I’ve seen a thousand commercials for NDR on TV since participating and I can say that everything they’re saying in the ads is true. Although the information that they say don't go into excruciating detail, information that is being advertised isn’t misleading. I would tell friends that they really need to be clear on what they can handle in terms of pressure from creditors. The program will destroy their credit and that if they are willing to take that risk in the beginning, it’ll clean itself up as time goes on. If they can handle that, then this would be a route to get out of debt.
Reviewed July 31, 2018
Tamara was great to work with. Very professional and made sure I understood everything. She took her time but also didn't get annoyed when I interrupted with questions. Mona was great as well, she took her time to go over details as well.
Reviewed July 31, 2018
My experience with all the team members was very good, had no problem with anyone. All my answers was answered properly and would recommend anyone that I know needs help, thank you again for everything. Have a lovely evening.
Reviewed July 31, 2018
My experience was very beneficial. I received a great deal of help and everything was stated clearly and was very easy to understand. The person assisting me was very clear and concise and was concerned if I had any questions or if I could understand clearly.
Reviewed July 31, 2018
I am a very satisfied customer and I am very glad to have join your services. Ms. Kim ** and Ms. Eilene ** were very helpful guiding me throughout the process. They are professional and their customer service surpasses customer expectation.
Reviewed July 31, 2018
Quality people with kind hearts and keen minds. Very professional in managing the challenges associated with what can be a stressful situation. Would recommend to anyone trying to get out from under difficult financial burdens that create and perpetuate stress and fear.
Reviewed July 31, 2018
The experience I have received was very helpful. The people were polite and made sure I understood everything that she was describing to me, also Mr. ** was also very helpful in assisting me with my situation. I would definitely recommend my friends to you and hope that they would be satisfied like myself. Thanks again.
Reviewed July 31, 2018
My experience was very welcoming and I feel like I have made the right move to assist me with my debt management. Cashmere and Ampi both made me feel very comfortable and were always ready to answer any questions I had.
Reviewed July 31, 2018
Amazing First Impression. I had great help signing up for the program, they were very helpful and had a lot of knowledge about debt and credit. Hopefully, it continues through the service. Debt is a stressful thing and to have people helping you who are nice and knowledgeable is very important.
Reviewed July 31, 2018
Anthony - Best person I talked to in the past 2 weeks that we have been working on settling our debts. He is very reassuring and cared and listened to all of our concerns. Went over and beyond our expectations! Kudos to Yanira as well for the welcome call.
Reviewed July 31, 2018
The process was easy to complete. It is tough to be happy about not being able to pay your debt, but it helps when it is made easy. It does give one peace of mind to know they will be debt free in a few years.
Reviewed July 31, 2018
Less than 5 minutes I was talking to a representative about my issues with credit cards and getting setup an hour on a goal plan to be debt free. I'm letting my family and friends know to help get them out of debt too. Thanks.
Reviewed July 31, 2018
Everyone is willing to help. Enrollment was very easy and not too terribly long. They explain everything ask if you have questions. They do not rush you on anything. They call when they say they are going to. From my interview to my welcome call I felt comfortable about talking about my situation. I am very pleased so far.
Reviewed July 31, 2018
Can't say enough about NDR. They have changed sleepless nights of worrying and constant robbing Peter to pay Paul. Been with the program since November 2017 and have had two accounts completely settled in that short period of time. These accounts were settled for LESS than was owed and this included their fees which were clearly stated in the contract signed. Looking forward to setting the remaining accounts. THANK YOU NDR!!!
Reviewed July 31, 2018
Talked with two representatives Daniel and one more person. They were both professional and Great. They explained everything for me and they listened to my questions. I would definitely recommend National Debt Relief to my friends and others that need help. Thank you.
Reviewed July 31, 2018
The person I talked with was very informational and help me tremendously. I did not have an understanding on how it worked and also was unsure how bad my debt was. I now feel that because of her I will be able to manage my finances better.
Reviewed July 31, 2018
Knowledgeable and friendly! This is what you need in times of financial hardship, someone to answer your questions, understand, and give you an breath of fresh air. We don't have control of the issues we experienced as adults, but it feels good to have the National Debt Relief experience.
Reviewed July 31, 2018
I have been happy with my experience so far. The set up process was very easy and they described the program with great detail and clarity. I would recommend this to a friend or someone looking for some help. I will try to review this again once I have been on the program for a bit.
Reviewed July 31, 2018
I am a little overwhelmed at having to ask for help with my credit card debt. I have tried desperately to make all payments on time but it just got to where I had to make minimum payments only and was never going to be able to get out of debt. NDR has given me that confidence that I will get these paid off and be debt free within a few years. I am confident NDR will negotiate and work in my behalf to accomplish this goal. The customer service has been very helpful and knowledgeable about their abilities to help me accomplish this goal. Looking forward to working with NDR.
Reviewed July 31, 2018
Helpful; walked through the entire process with each step explained and confirmed several times. Confident that this will allow us to resolve our debt and to work towards safety. Working out of "fiscal vertigo". Also pleased with the online educational resources and with the easy online access to account to know exactly where we are in the process.
Reviewed July 31, 2018
They are fast getting everything done in 2 day. They are thorough getting all the information needed quickly to help resolve problems to help get us ready for regaining our credit independence. They were also caring and wanting to get people able to be independent with their financial futures and not struggle with month to month minimum payment.
Reviewed July 31, 2018
Oleg was very helpful, stayed on top of our information even though I was difficult to get in touch with because of my infant and toddler as well as going through a custody battle for our oldest daughter. I didn’t get her name but she was a Very nice lady. Answered all my questions and didn’t try to talk over me.
Reviewed July 31, 2018
Process was very easy Mr. ** & Monique ** help me with some credit card plus loan also sign up for protection $12 just in case something goes wrong. I will protect it. Only take 1 day to sign up. Looking forward to complete the agreement payment plan. It fair price. I'm happy with the service so far. Hope everything go well.
Reviewed July 31, 2018
Courteous, professional, meticulous in presenting the materials and prompt responses on call backs. I called back several times to feel comfortable that I had a reputable company handling my affairs. The response time was immediate and my questions were answered to my satisfaction.
Reviewed July 31, 2018
Dean and Monica were very professional and for the moment everything looks great. Monica may have spoken a little too fast for me (a Texas slow listener) but was courteous and we got through all the paper work okay. I am hoping the final considerations of removing interest on my accounts fall into the estimate Dean showed me.
Reviewed July 31, 2018
Everything is great with customer service helping me through every aspect of things to expect and thoroughly explaining all of my questions. I really appreciate don't how friendly and informative the customer service team members are. Excellent program and customer service team. I can finally breathe again. I am so grateful. Thank you.
Reviewed July 31, 2018
NDR sits you on your favorite recliner and just gives you peace of mind, and makes you feel comfortable about your decision to get help and walks you through the tough parts with ease. It not easy to convince yourself that you are making the right choice, but from that very first call to NDR I was put into such a comfortable state of mind, I felt like I was talking with a close family member. You're the best NDR, thanks for being there for us.
Reviewed July 31, 2018
Agent was very knowledgeable, polite and professional. You could really tell that she was very supportive of the clients success in the program. If I have concerns or problems, I hope I get the same agent. Thank you for being a very professional agent.
Reviewed July 31, 2018
NDR made me feel secure and excited to take care of what my depression got me into financially. Aaron explained everything in much detail and knew the answer to every question I had. So far I'm blown away worth the customer service and how much this company is helping me save. Not having to worry about my insane interest rate is so beneficial to my wallet. Thanks National Debt Relief!
Reviewed July 31, 2018
The only concern I have was that they kinda scare you with all the legal issues that can happen. It makes you second guess if you are doing the right thing. I do not want to have to go to court. I do not want my personal life to be public.
Reviewed July 31, 2018
This was a difficult decision but working with National Debt Relief has made it much easier thus far. Looking forward to completing my contract and becoming debt free. I had the amazing experience of speaking with Krystal who was very personable and reassuring. She explained everything to me making sure my Husband and I understood exactly what was expected of us and all of the services that they provide.
Reviewed July 31, 2018
I was very scared at first and hesitant to call National Debt Relief. I was referred by a friend and I decided to call them. All I have encountered is friendly customer service. The rep at NDR assured me and answered all my questions. She was patient and communicated with me via phone, email and text. This is my first step to find financial relief. I really hope NDR will help me in getting out of these debts.
Jackeline, we're glad you got over your initial skepticism and that you decided to call us! Welcome to the National Debt Relief family. We'll do our best to give you the support you need to meet your goals. Thank you for taking the time to leave a review and we wish you the best of luck!
Reviewed July 31, 2018
All customer service reps were honest and helpful. They allowed me to ask questions and gave clear and concise answers. All information was sent in a timely fashion and properly formatted. I’m very grateful for their help. The program seems to be really amazing and will be a great help for me.
Reviewed July 31, 2018
So far my experience has been positive. I am just beginning the process of finding relief from my heavy burden of credit card debt, so at this time, I really can only attest to the pleasant attitudes of the two gentlemen with whom I have spoken: Daniel ** and Frank **.
Reviewed July 31, 2018
I did a consolidation with National Debt Relief and the enrollment process was easy. However, I was about to cancel because it was going on seven months and still no creditors had come to an agreement. Then finally, three of them did but one of them still hasn’t and it’s been a year now. On the other hand, the negotiator was polite and he had told me how the process worked. But I didn’t realize it was gonna take that long. The payment plan was pretty good and NDR has helped take a load off me. They can help you out, but it may take a while.
Reviewed July 31, 2018
I found it very easy and helpful to speak with rep Carlos ** as well as the welcome call rep. The program seems to be a good one. I believe in speaking with Mr. **, he helped me see this may be my best option at this point in my financial situation.
Reviewed July 31, 2018
So far so good. I have just opened the account and accomplished all required tasks to date. Representatives were professional and made the application quick and easy. I am satisfied to date. Further review will depend on NDR's results. I anticipate that the results will be satisfactory.
Reviewed July 31, 2018
It was quick, very easy and they are very sympathetic and helpful! They walked me thru the entire process. They made sure all of my questions were answered and I understood everything that will happen. They made sure I had the phone#, address and fax # for if I need it. They are truly concerned with helping me.
Reviewed July 31, 2018
Both people were very helpful & kind, sensitive to my needs & goals to get out of debt. I am looking forward to working with you and becoming debt free, hopefully increasing my monthly dollar amount. Will help me achieve this goal sooner.
Reviewed July 31, 2018
Everyone talked a little fast like they were in a rush. It was not a bad experience. Hopefully I can get out of debt quickly and end this stress. Everyone was friendly and patient. Just talked a bit fast.
Meagan, thank you for taking the time to raise this concern with us today. Here at National Debt Relief, our goal is to help you get out of debt as quickly as possible, and we'll do everything in our power to help you do that. Any time you feel 'rushed,' or like an agent is moving too quickly, you can always slow them down and ask questions to make sure you're both on the same page. Our goal has always been to give our clients relief by helping them get out of debt. Please continue to keep us updated on your progress.
Reviewed July 31, 2018
I spoke with nice people who answered my questions and provided the information I felt I needed. I also appreciated the good contact information so I will be able to ask questions at any time along the way. I feel very skeptical about the program but so far all of my hesitations have been satisfactorily put to rest.
Reviewed July 31, 2018
The service I received was excellent. The rep answered all the questions I had and explained the process to me in a way that I could understand. I would completely recommend this service to anyone. It was great. I liked how she went through the entire process with me from beginning to end. She stayed on the phone with me until I understood the entire process.
Reviewed July 31, 2018
National Debt Relief offered me a program where I still pay but they try to negotiate with the creditor to remove the high interest that I had. First, we talked about what I owed and then I gave the representative all the account information. Then I was told that for this program to work, I would have to be in bad debt so that they can go and do a negotiation with the creditors. If I’m paying, the creditors would not be motivated to try to come to a resolution. I had to stop any payments, not communicate with the people calling me and wait to be in bad debt. That was tough to do and because I was trying not to do that and I didn’t want to have to do that. It was stressful. I was hoping that they would put stuff together and do a payment.
But it was no fault of their own because that's how the program is and when you’re accepting it, you’re accepting it. Besides, they let me know many times what’s gonna happen and what to remember. They were very thorough. They told me the program was going to negatively impact my credit score but ultimately, it will correct my credit score. They also provide so much information that you would want to ask over and over again sometimes. They talked fast and I tried to keep up at times but I had to have them reiterate some stuff.
I’m paying $149 per pay period and I get paid twice a month so when you add it all up, it’s still about $300. But it was reasonable given what I was asking and they based the payment on what I could afford to do. They’re using that money to apply towards the money that I owe and it’s automatically withdrawn from my account so I really don’t even think about it anymore. I consider that that money doesn't exist because it's going to the company that's helping me, and I budget based on that. I had several cards and through this process, I've paid off a few. I only have one more that would be completely finalized, paid off and gone early next year.
Credit-wise, I’m doomed for a while there but at least I feel that this stuff would be taken care of. National Debt Relief has been very helpful for me to not have to worry about all of that stuff that came down on me so quickly. At one point in time, I didn’t have this kind of debt but a lot of things happened. I had to get loans and I thought I could do it. But there was a family emergency and there goes that money. This program was a sigh of relief. It has been a great experience and I have recommended National Debt Relief.
Reviewed July 31, 2018
I wanted to get a better interest and pay my debts. I enrolled with National Debt Relief and their process was steady and efficient. Cost-wise, they were able to match what was available and it was reasonable for me to make that payment. It has been a year now and I'm almost done with the program. My interactions with their rep have been good as well. I call him and he gives me an update of what's going on. He also calls me when there is a settlement or an offer and asks if I wanna accept it. He's been very respectful and he listens to me. Everything has been good so far and I would tell my friends to go and call National Debt Relief.
Reviewed July 30, 2018
I appreciate the professionalism from Carlos **. He never pressured me. This is a very stressful time and he let me take my time. I called a different firm last fall and they were constantly calling me. The welcome call (sorry I forget her name) was also professional. Thanks!
Reviewed July 30, 2018
This was a very easy process, a bit lengthy, but well worth the time. NDR has a pleasant staff who are knowledgeable about the subject matter and are willing and able to answer all questions posed. I would definitely recommend NDR to my friends and family going forward and I am glad that I finally called. My only regret is that I did not call sooner. Thank you.
Reviewed July 30, 2018
NDR is the best! They helped me every step of the way and I’m so thankful they were able to help me. I couldn’t have done it without them! Thank you so much!!! I couldn’t be happier with my experience.
Reviewed July 30, 2018
Very helpful. Fast & trusting. I feel like a ton of bills have been lifted. Thank you so much. I now can see a light. Before this was done I felt like I was fighting a uphill battle, now I have help.
Reviewed July 30, 2018
Such a nice easy company to deal with! It is such a relief to have NDR on my side! All the options they offer makes it very well known that they have all the bases covered. Everything was double and triple checked before I got enrolled, and that gives me peace of mind that they check everything!
Reviewed July 30, 2018
Very quick, friendly and easy to enroll. Honest and reliable and I look forward to the relief of becoming free of debt. I have already recommended to a friend! They have explained everything to help better my future. Calls only took minutes and each email was timely with directions.
Reviewed July 30, 2018
Just finished the Welcome Call and am very happy with the attention given to detail during enrollment with Dan ** and the Welcome Call with the Underwriting Department. Looking forward to getting out of debt with your help. Thanks for answering my questions thoroughly and sending helpful emails with the Welcome Call information and the Client Success Kit.
Reviewed July 30, 2018
Both representatives I spoke with were wonderful. Both were warm, friendly and helpful. When I called I was a little wary but the first rep I spoke with calmed my nerves a bit and made me comfortable. The second rep discussed some things with me I might have missed on the first call. Very happy with the process.
Reviewed July 30, 2018
Everyone was friendly especially with the initial contact with James **. It's very warm to know that people really want to see good happen to you and see you succeed in life. Having National Debt Relief behind my back is sigh of relief. I also like it that I can contact them with any questions that I need answered and it is not bothersome to them. Thank you National Debt Relief for helping me get out of this burden that I have put myself in.
Reviewed July 30, 2018
Excellent service attention to details. Agent was prompt on callbacks and had good attitude and answered all my questions. I am impressed with program and the fact that it will actually cost me lees than if I paid my creditors by self.
Reviewed July 30, 2018
Customer service was very friendly and knowledge and they answered all my questions and concerns. My customer service representative returned all phone immediately and with reassurance. I'm going to refer this company to my family and friends. My plans are to have all debts paid off within a 3 year time period.
Reviewed July 30, 2018
Very personable and polite and went over the entire contract and continually asked me if I had any questions. They answered all my questions, and returned my call when I stated, since I had an errand to run. Helpful and felt secure with the process. Lots of paperwork.
Reviewed July 30, 2018
The call was quick, informative and painless. She was super and answered all of my questions. I feel like I have a better understanding of some of the things that I was unsure of. Thanks for all your help. I'm glad to be almost free of debt.
Reviewed July 30, 2018
I spoke to Richie and someone else and they were very kind and helpful and caring. It means so much to me. I was very stressed about this but after working with them I feel so much better. One step closer.
Reviewed July 30, 2018
Micah and the other gentleman that helped me, from the welcome team, were very friendly. I was very scared to go through with this, but, they explained everything to me and were very reassuring. They broke it down for me and answered all my questions. I want to thank them again for helping me.
Reviewed July 30, 2018
So far joining the National Debt Relief Program appears to be just what I needed to get out of debt. I appreciate the professionalism of each agent that I spoke with when joining. Thank you and I am praying all goes smoothly while I am enrolled. I have confidence and will be hoping for success.
Reviewed July 30, 2018
I had a very good experience with customer service. Everything was easy to understand. All of my questions were answered. Everyone I spoke with was very friendly and efficient with answering all of my questions. And I didn't have to leave from home. Everything was done by phone and online. Pretty cool.
Reviewed July 30, 2018
They did a great job with the enrollment process and explaining everything. I did enjoy entering this program because it was really easy and everything was as acorde. No Trick or some stuff like other programs! Good phone communication. Everything good.
Reviewed July 30, 2018
I just joined up for the program but they definitely seem very knowledgeable. Everything has been very professional. I have received the emails quickly. They are always asking if there are any questions and if you do have questions they answer them right then and there. No reason to wait for an answer.
Reviewed July 30, 2018
The people I have talked to has been very helpful. They tried to do everything they could to help me. Everything has been great so far. I would recommend them to anyone who needed help with debt. This is a big relief off of us. We was in over our head. Now it looks like we will see the light very soon.
Reviewed July 30, 2018
The technicians were well educated on the products and services offered by National Debt Relief allowing me as a new client to feel empowered over the process as well as not fear my credit report. Thank you national debt relief!!
Reviewed July 30, 2018
Updated 05/04/2019: So far, they are doing great and they've already settled two cases. The debt relief negotiator always asks if I need any additional help for anything or is generally concerned about my financial status. I am happy with the progress that we have been making. The payment plan is more reasonable than paying all the credit cards. My credit report is not good, but other than that, it is okay. Working with National Debt Relief has lowered my credit cards.
Original Review: Everyone was very nice and understanding our needs. Process was very fast with professional people. I would suggest National Debt Relief to friends and family. Looking forward to working my debt to creditors. And getting out of debt forever. God bless everyone for everything.
Reviewed July 30, 2018
Quick, easy and very thorough! All the representatives that i interacted with were all pleasant and professional. They made sure that I was well aware of what I was signing up for and explained where and how every penny will be used. I am thoroughly pleased. :-)
Reviewed July 30, 2018
I am pleased with my enrollment process and welcome call. Randy did an excellent job explaining the program. He is a professional and has a good knowledge of the service. I am also pleased with the outcome. I will recommend National Debt Relief to anyone in need of a debt relief service.
Reviewed July 30, 2018
They are very thorough in their explanations of what the program is. Oscar and Nicole helped me with my initial start up and welcome call, and provided in depth answers to any questions that I had. This made the process much easier. I was hesitant about any fees and costs associated with the program, but I was at ease after everything was explained to me. I would highly recommend.
Reviewed July 30, 2018
All dealings with your company have been helpful and professional. Each individual I've spoken with has been very courteous. The team and website have been very useful. Thank you for all of your help! I would definitely recommend this company to anyone experiencing the same issues we were.
Reviewed July 30, 2018
James ** was very patient and calm while explaining the debt consolidation program. He answered all out questions and allotted us plenty of time to discuss our situation. I would highly recommend James ** to anyone in need of this service. He was great to us!!!
Reviewed July 30, 2018
It was absolutely incredible. What wonderful staff you have. Freddie was fantastic and so was the other lady. My experience was great. He explained everything and was so easy to understand. Thank you for helping me with my problems. He was so understanding
Reviewed July 30, 2018
Billy and Lesha were very knowledgeable and easy to work with. They made sure everything was understood and answered any questions I had. They moved through it at a great pace, not too fast but fast enough that it did not take up too much of my time.
Reviewed July 30, 2018
I can sum up my experience as wonderful! Theresa ** and Mercedes (I apologize I can not remember her last name) were great. Everything was explained fully and I was asked on numerous occasions if I had questions. I really didn't as they both explained things fully. After signing up with the program, I feel that I can now finally breathe a sigh of relief and look forward to becoming debt free!
Reviewed July 30, 2018
The Specialists at National Debt Relief, Michael and Monica, are professionals and were of great help. We would recommend this company to all who need help in debt relief. In their program they negotiate with your creditors, set a monthly payback plan that is affordable.
Reviewed July 30, 2018
It was a great experience from beginning to end, each person helped me through the process and answered any questions that I had, they also never judged and continued to mention that this was a great way to get out of debt.
Reviewed July 30, 2018
I did some research and felt that National Debt Relief was my best option. So, I enrolled with them and my experience was good. Everybody I worked with there has been great. Whenever I had any concerns, they have always been able to help answer my questions with what seems to be reliable information and kind of relieve my fears. They set up a payment plan and I’ve been paying that every month. It was gonna be for four years, so I took some money out of my retirement to accelerate the plan. So, I’m hoping that we’ll be done within the next six months. With NDR, I feel like I'm spending some money to resolve everything and ultimately save money. And I’ve been really happy with everything at this point.
Reviewed July 30, 2018
I decided to take matters into my own hand, looked up National Debt Relief and called them. Enrollment was relatively easy. They asked me a few quick questions about some things and then I was able to get what I needed. The program would last 12 to 24 months and the payment plan is affordable. Sometimes it could get very inconvenient but when I see it's affecting my credit score in a good way, I realize it's best if we keep it up. Sometimes I wish I had to pay less but I got myself in this situation. I've been in their program for almost a year and I have seen the tangible result. I already have one car paid off and they've settled a lot of debts. It's also very easy to get a hold of them. Everything has been good so far and National Debt Relief has been exactly as advertised.
Reviewed July 29, 2018
When I spoke with Blake about my new account with National Debt Relief, he went over all of the clauses in the application and he was able to explain everything. He answered all my questions quickly and respectfully. He was very friendly and had great customer service skills.
Reviewed July 29, 2018
I signed up with National Debt Relief over 1 year ago. Twice I have been served with papers threating court action twice. This resulted in me having to spend over $80.00 on money orders, sending papers by certified mail, spending extra money deposited to my account to pay to this creditor more money. I have faithfully contributed $400.00 per month to pay my credit card debt. NDR told me that the creditor Capital One Bank is difficult to deal with. That would indicate to me they should have been on top of these accounts. I have never had a judgment nor been served with court papers until signing up with NDR. I am less than pleased with their service or excuses.
Updated on 08/04/2018: NDR continues to provide substandard service. I was served for the third time with court papers threatening to file a judgment against me. They have been paid $400.00 per month for over a year. Twice I was told to sign the settlement agreement fax it to NDR get a $35.00 money order to send it to attorneys by certified mail. This has cost me $90.00 for both court filings. I hired them to handle my credit card debts to avoid the issues I have been faced with.
Hello Maureen,
Thank you so much for your feedback. We pride ourselves on our customer service and providing our clients with the best possible value. A member of our team will be reaching out shortly to better understand and hopefully resolve your specific concerns. You can also call us directly at 888-660-7427.
Reviewed July 29, 2018
I'm new to this but it has been nothing but a wonderful experience working with these people. My confidence increased with every conversation I had during the enrollment process. I can finally see the light at the end of the tunnel.
Thomas, we're glad to hear that you're happy with the program so far! Thank you for taking the time to tell us about your experience today and we look forward to hearing more from you as you continue in the program.
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