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National Debt Relief Reviews

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Edited by: Amanda Futrell
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Fact-checked by: Jon Bortin

About National Debt Relief

National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Several accreditations
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

Over 50k reviews since 2016

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    3 featured reviews

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    Page 213 Reviews 31575 - 31725
    Verified purchase
    Staff

    Reviewed Sept. 1, 2018

    Great knowledgeable people. The people knew about how to help me with my situation and make me feel at ease. They took their time to read through everything with me. I hope that everything will be just as fine as when I first spoke with them.

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    Customer Service

    Reviewed Sept. 1, 2018

    National Debt Relief did a lot of advertising and they seemed to have a good rating. I was hoping of being able to combine some bills to get just one payment and it appeared that they were willing to help me out with the situation I need to be helped with. Initially, I started out making a $349 payment. I was making myself a decent money then. However, I don’t make that kind of income anymore but National Debt Relief is still trying to have me pay that kind of money every month to get an account built up, which is something I should do so they can settle with the creditors.

    I had to call them month after month and tell them that I can't afford that kind of payment. After November, I don't know whether I'll stay with them or not. I may seek other places that could help me out with the same thing I got right now. National Debt Relief does a good job, based on what I had experienced with them so far, but it's becoming more uncomfortable with the kind of payment they're expecting me to make.

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    Customer ServicePriceStaffProcess

    Reviewed Sept. 1, 2018

    I was looking to get out of some debt and I saw National Debt Relief's ad online. They have a good rating in Better Business Bureau. When I enrolled, we talked about what all I had and what we needed to pay off. Then they set me up and it was really quick. NDR gets settlements for me and they have been really good about getting good deals. Their reps call me whenever I have an offer to settle a debt, then I talk to them about it and what it is gonna cost. I pay twice a month to pay the amount that they quoted me and it withdraws automatically to a savings account that they run.

    Being on the program has paid off four debts for me already in just the last year. I've also got arrangements that had my payments brought down and the amount I owed was cut drastically. Plus, they've got my biggest debt that's gonna be settled this summer, so things are really going well. I'll be out of debt within the next two years. It has been a really good experience overall and anyone who has the same debt that I had should give NDR a try.

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    Reviewed Aug. 31, 2018

    Your tools look really handy. Im a little nervous about the negotiating process and the adverse credit while waiting to reach a settlement. We will see how it goes. One of my creditors said they wont work with you and it makes me nervous.

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    Staff

    Reviewed Aug. 31, 2018

    Very helpful team. Easy onboarding. Very responsive. Love the Legal & Credit Repair packages. Would refer to a friend or family member if they were considering. Overall, a painless experience thus far. Every NDR representative is friendly and knowledgeable. Looking forward to a great path to being debt-free.

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    Customer ServiceStaffTransparency

    Reviewed Aug. 31, 2018

    I was provided with a very great service representative. She was very helpful and knowledgeable, and was able to answer all of my questions. She took the necessary amount of time to explain everything as clear as possible. After speaking with her I now have a clearer understating about my agreement with the National Debt Relief program.

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    Staff

    Reviewed Aug. 31, 2018

    My experience has been outstanding. The different associates that I talked with were quite knowledgeable and kind. I felt like things were spelled out clearly and I look forward to the future working together toward financial freedom. I would recommend for people to check this out if you have lost hope.

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    StaffProcess

    Reviewed Aug. 31, 2018

    This is my 2nd attempt to fix my situation. I've been contemplating filing Bankruptcy but decided to give this one more try. Brian & Keith made my re-enrollment process seamless, professional and friendly. I am excited to be a "graduate" of the program.

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    Customer ServiceStaffProcessTransparency

    Reviewed Aug. 31, 2018

    Simon handled my welcoming call and was very clear and thorough. Definitely happy with the process of National Debt Relief so far. I look forward to getting this stress off my back knowing that I have a team of people behind me so far.

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    Staff

    Reviewed Aug. 31, 2018

    I had a very positive experience with Tionna and her associate. This is a big step for me and they put me at ease. I appreciate that very much. These two ladies performed their jobs with the highest professional behavior.

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    Staff

    Reviewed Aug. 31, 2018

    Both woman were very friendly & informative. Krista & I don’t remember her name. Krista spent a lot of time making sure I understood everything. The only negative is with the concept not the people I worked with at all.

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    Customer ServiceStaffProcess

    Reviewed Aug. 31, 2018

    My experience with the consultant was great. Ms. Geri ** was very thorough with the information as well as patience. The welcome call was very thorough and she was also patience with any additional questions I had. I would recommend this program to friends and family.

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    Staff

    Reviewed Aug. 31, 2018

    I liked Jose, also Diana. She is very patient and all business, all the way, very exact and thorough. It was very nice working with her. I would recommend NDR to any of my friends, also. I would give NDR a five STAR. Also I would give Diana a FIVE STAR.

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    Transparency

    Reviewed Aug. 31, 2018

    Dwight was very helpful and walked me through each step. Would highly recommend this service to anyone who is experiencing difficulty with their finances. We were able to completed all transactions within a half hour. I look forward to completing the program with a minimum of problems from my debtors.

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    Customer ServiceStaffProcess

    Reviewed Aug. 31, 2018

    Being extremely nervous about my circumstances, all NDR associates were patient and thorough. They answered my questions and followed up with me immediately. So far, so good. I just got started. I'm a bit frightened, but they've done all they could to assure me that the process will be handled as effectively and efficiently as possible. I hope I'll be able to settle down soon. They need to add state license number to the agreements.

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    Customer ServiceStaffProcessTransparency

    Reviewed Aug. 31, 2018

    Everyone I have talked to throughout the process has been extremely friendly and patient. I have been impressed with their knowledge and clarity of the program and ability to answer all of my questions in a friendly manner. Everyone has been extremely helpful, you have a great team!

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    Verified purchase
    Staff

    Reviewed Aug. 31, 2018

    It was a great start to working with your company. Your agent was fantastic and very helpful. She was attentive and very informative. She answered all my questions and was very kind and patient with me. A great person.

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    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    The people that I talked to were very patient with me and I am so happy to get out of debt in 46 months. Like the ability to be able to contact customer service when I have questions and not having to deal directly with my creditors. Thank you.

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    Transparency

    Reviewed Aug. 31, 2018

    Today is my first official day. Up to this point, I've received clear, straightforward, professional service. I choose this organization, because of the many great reviews from other customers. My goal is to graduate from this program and manage my finances, to avoid future financial issues.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    My experience with National Debt Relief so far has been amazing. Everyone I have talked to has been very nice and professional. They answered any and all question or concerns that I had. When you call them for any reason there are absolutely no long waiting times.

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    StaffTransparency

    Reviewed Aug. 31, 2018

    Was a great experience. Very well explained. Very kind. There wasn't a question I could ask at the end. That's how well they explained everything. I would tell friends or family about them. Thank you so much for all the help.

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    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    I am new to the NDR program and I am still learning and navigating my way through it. The NDR customer service representatives (CSR) are patient, knowledgeable, friendly, and are goal and mission driven staff. Their services are readily available as soon as I dialed their number. The staff are willing to provide their time and utilize their expertise in their field to assist customers such as myself.

    I would like to specifically recognize a CSR named Angelique. She assisted me professionally and I am pleased of her service and the outcome. She has answered my questions and concerns completely and patiently. I am grateful for NDR and their services, but most importantly, I would like to acknowledge the CSR team who assists thousands of Americans who are getting a fresh start to paying off their debts every day.

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    Reviewed Aug. 31, 2018

    It is such a relief to have a company that is there to support you and help you move forward with getting out of debt. Helping my family move forward with our dreams to a better life. Thank you so much!

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    Customer ServiceStaffProcess

    Reviewed Aug. 31, 2018

    Lawrence took the time to go over everything about this program and made me feel very comfortable on the steps to fixing my credit. Very thorough. The woman who did my follow up call, whose name I did not get, was very nice and informative as well. Thank you National Debt Relief and I look forward to being on the road to fixing my credit with you!

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    Verified purchase
    Customer ServiceStaffProcess

    Reviewed Aug. 31, 2018

    Both Teddy and Laura were very helpful explaining the program to me and signing me up. Neither were judgemental or rude. They were kind and patient. I am looking forward to getting my debts paid off and getting out of this overwhelming hardship. Thank you NDR.

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    Customer ServiceStaffTransparency

    Reviewed Aug. 31, 2018

    From the first phone call until the welcome phone call, I had only great service, courteous customer service. So polite and so friendly and so very helpful. They explained everything and did not mind answering questions. I will definitely tell my friends of this service. Thank you.

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    Verified purchase
    ProcessTransparency

    Reviewed Aug. 31, 2018

    I'm not really sure how to express the relief I feel about joining this program. Every step of the way was explained in detail including expectations and future goals. I'm not going to lie, I am still very nervous but I'm assuming this is normal in regards to such a big decision. I strongly recommend this group.

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    StaffProcess

    Reviewed Aug. 31, 2018

    Everyone involved were so gracious and kind in helping us make the first step in getting out of debt. They took time to really hear our problems and worked with us to solve those problems and get into the program.

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    StaffProcess

    Reviewed Aug. 31, 2018

    The Rep that took my request was so polite and gentle. Talked about the whole process smooth and easy to me and she gave me all the chances to ask questions. As the discussions goes further she tried all her best to make sure I understand the whole process. Thank you.

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    Customer ServiceStaffProcess

    Reviewed Aug. 31, 2018

    Erica and Brandi were absolutely amazing! They made me feel comfortable and they were so professional but still very relatable and genuine. They made me excited about my journey within the program despite the possible cons. Although I won't completely trust the program's capabilities until I see progress. If the customer service continues to be this fantastic it will definitely make it a much better journey. Thank you ladies!

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    Customer ServiceStaffProcess

    Reviewed Aug. 31, 2018

    Sam ** was extremely helpful and patient to answer all our questions and concerns. We felt very comfortable to enter this program knowing that our best interest is at heart and that we completely understand all aspects of the program.

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    Transparency

    Reviewed Aug. 31, 2018

    I been debating to start their service. I inquired and Gilbert was so straightforward that i didn’t have to doubt to make the change. My interview was as well explain there was no doubt. In need for some help National Debt Relief is there to guide me.

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    StaffTransparency

    Reviewed Aug. 31, 2018

    I was skeptical but after talking with representatives I was not nervous. I felt very good with their answers they gave me. They explained things so I could understand them. It's sure feels good having help. I was stressed some about my debts. I know things will get better as we go. It will feel good. It's nice having someone to support in my time of need. Thank you debt relief.

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    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    My experience in National Debt Relief customer service is good and positive. They're very easy to talk to, very helpful, and very informative. I like that they verify my identification many times. I would definitely recommend this service to anyone.

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    Staff

    Reviewed Aug. 31, 2018

    Jeremy was the one assisted me and he's very accommodating in every way, answering all my question and making me feel better even though I'm worrying about my debt that with National Debt Relief I am on good hands to be debt free.

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    Customer ServiceTransparency

    Reviewed Aug. 31, 2018

    Explain things in a way that I could understand and took time to answer my questions very polite. Explain the process and what I should do if I get phone calls from my creditors. She also gave me recommendations on how to pay my debt off faster if I was to get more money in the future.

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    Customer ServiceStaffProcessTransparency

    Reviewed Aug. 31, 2018

    From the time I signed up with NDR I have received superb customer service. The financial consultant I worked with explained in great detail what the program would offer him and explained all the steps I needed to take to be successful in paying of my debt.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    Debt specialist, Geri **, was very knowledgeable and professional from the beginning. She provided me with all of the specifics to help in choosing the appropriate plan for my financial situation and the next steps of enrollment. Additionally, Kiara **, in customer service was professional and answered all of my questions during the welcome call. I am pleased with my choice to utilize NDR's services!

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    Verified purchase
    StaffTransparency

    Reviewed Aug. 31, 2018

    National Debt offered to help me reduce my debt. They explained everything well and then, they offered me accessible payment every month. If I cannot make the payment every month, I can call early to change the date. I agreed with them because it’s good for my situation. I recommend National Debt Relief. They're doing a great job.

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    Customer Service

    Reviewed Aug. 31, 2018

    We were in a lot of credit card debt and were just paying the minimum on our cards for a long time. We checked National Debt Relief out online and they seemed like a good company. Enrolling with them was easy. They always say you can check your thing online, but being the age that I am, I’m not really a big one for doing stuff online. It might be better if they’d mail me a statement that I could see. Being with NDR has stopped people from calling us as much and has relieved stress. Their negotiators have negotiated three different settlements for us and we're about a third of the way done. They'd send us an email, we'd call them and they'd talk about what they had done. Then they'd ask if we approve it. If I had questions, I just called and asked them and they have always been efficient in calling me back. I’ve been very satisfied with my experience with NDR.

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    PriceStaff

    Reviewed Aug. 31, 2018

    The interests on my bank credit cards were killing me and no matter what I paid, they weren't going anywhere. Everything was going up instead of down. I decided on using National Debt Relief and they did the debt consolidation for me. Right now, they are paying off the value of my debts. When I enrolled, my rep told me what I needed to know and what was gonna happen exactly. She took care of everything and I was very happy with her. NDR worked on my payment plan extremely well, too, and for the quality of service that I am getting from them, the cost of their service is awesome. They do what they need to do and I'm satisfied overall. Working with them has been relaxing and I don't have to worry about anything.

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    Customer ServiceStaffProcess

    Reviewed Aug. 30, 2018

    My call for credit card relief was satisfied by the very complete program that National Debt Relief has. My questions were all answered honestly and professionally from my first call. I'm enrolled in a 36-month program that is designed to have me debt free on completion. I'm very satisfied that with the support I'll receive from NDR the burden of my debt has now become manageable. They've provided the support and breathing room I was unable to accomplish on my own. Thanks NDR for having a program that's so complete and easy to follow. I appreciate you guys.

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    Customer ServiceStaffProcessTransparency

    Reviewed Aug. 30, 2018

    Very detailed in describing the process, what to expect, how to enroll and proceed with the process after enrolling. Diligent and timely communication. Understanding and patient when addressing concerns and questions. Made it a very fast and easy process, helpful during a stressful time.

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    Price

    Reviewed Aug. 30, 2018

    Big relief taking stress off and giving me peace of mind getting help to get my debt paid without paying thousands in interest. Thank you Joseph and Laura. I would recommend this institution to all who need help with getting their debt paid without paying a ton of interest and settling the obligation that they have gotten into.

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    Customer ServiceStaff

    Reviewed Aug. 30, 2018

    Matthew was great. I really liked working with him. The woman for my welcome call rang me at a busy moment. I asked if she could call back in about 10 minutes.

    The call finally arrived about an hour or so later. This woman sounded different because she was somewhat hard to understand and had a slight 'bite' in her personality. Now and then I felt she was talking down to me, but hopefully it was just my imagination.

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    Customer ServiceStaffProcess

    Reviewed Aug. 30, 2018

    After contacted few companies I decide to start working with NDR. Since the beginning three weeks ago spoke to Mr. Anthony ** regarding my debts concern, he was very patient with all my questions and answered in a very good manner, professional and give me a good results to start working with you. I starting the signatures yesterday and completing the program successfully. I also wants to thanks all the specialist that worked with me during this process. I know this is only the beginning. Thanks again to NDR.

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    StaffTransparency

    Reviewed Aug. 30, 2018

    Polite and very helpful. Pleasant and easy to talk to. Explained everything very well. I am a private person that encountered some hardship and therefore fell into behind on my bills. That's why I joined the program. My goal is to be debt free and to repair my credit, so I can buy a house in 2 years.

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    StaffProcessTransparency

    Reviewed Aug. 30, 2018

    Everyone I have spoken with has been very meticulous with their explanations, and making sure I understand the process. This has been a very effortless and straight-forward process. I am appreciative with how painless this has been. This is a trying time for my family and it’s been a pleasure being able to deal with people who understand.

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    StaffTransparency

    Reviewed Aug. 30, 2018

    Great experience, thru the process, very nice and professional people, they explain everything very well and all very clear and understandable, definitely will recommend National Debt Relief to family & friends. Online set up is very nice. Great job.

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    Verified purchase

    Reviewed Aug. 30, 2018

    I was nervous about this but they all answered my questions and right way. I do feel confident that this company was the correct choice! I have already shared with a good friend of mine my experience and told her she may want to look into this also.

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    StaffProcess

    Reviewed Aug. 30, 2018

    Extremely courteous, knowledgeable, and professional throughout the entire process. Easy to follow instructions and an array of tools and information to help you become successful in the program. I look forward to working with the entire team. What a fantastic feeling to have my accounts negotiated and finalized for payment reduction. It makes me feel like a new person with more peace of mind. Thank you from the bottom of my heart.

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    Customer ServiceStaffProcess

    Reviewed Aug. 30, 2018

    The whole process is overwhelming and I am putting my trust in your company, which is scary. That being said the people I spoke with were very nice and willing to take their time and answer any questions I might have.

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    National Debt Relief
    Response from National Debt Relief

    Hello Jan,

    Thank you for putting your trust in us. We understand that the process can be difficult at times. As such, our goal here at National Debt Relief is to provide a 5-star experience for every client as they move to a debt free future.

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    PriceProcess

    Reviewed Aug. 30, 2018

    Joel was wonderful in helping me through the process of how much debt I had and how much I could save going through your program. I am relieved to know I will finally be getting out of debt without taking out another loan, especially something that has a zero interest rate. I can't thank him enough for his hard work and thoroughness.

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    Customer ServiceStaffTransparency

    Reviewed Aug. 30, 2018

    The customer service was excellent. Very explanatory about what this plan can do and help with my debt relief. The 2 gentleman I dealt with today were very well mannered and had amazing communication skills. I cannot explain how happy I feel at the moment! Thank you!

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    Customer ServiceStaffProcess

    Reviewed Aug. 30, 2018

    Krystal was very knowledgeable and professional. She presented the program to me in detail. Since I am new to this program, I didn't have any questions at this time. I think I am going to like working with Krystal and the customer service team.

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    StaffProcess

    Reviewed Aug. 30, 2018

    I've only just begun my start to getting debt free, but I am already feeling very confident with my experience from NDR already! The guys I have worked with have been very thorough in explaining how the program works. I know they are there for whatever I need or any questions I have!

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    Customer ServiceStaffProcess

    Reviewed Aug. 30, 2018

    This was an easy process to start and very professional. Looking forward to being debt free. The person who got me approved was easy to talk to and professional. Welcome call was easy and fast and shared important information with regards to this process.

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    Staff

    Reviewed Aug. 30, 2018

    I was very impressed with Dean and his helping and explaining everything to me so that I would understand things more clearly. I would recommend National Debt Relief services to others. Even when I talked with the legal department they were very helpful also.

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    Reviewed Aug. 30, 2018

    I'm new to NDR, however, my experience thus far has been very pleasant. I'm hoping for great success with this company and their guidance. My ultimate goal is to be pretty close, if not, completely debt free from credit cards and loans at the end of the 40 months.

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    StaffProcess

    Reviewed Aug. 30, 2018

    Everyone I spoke to while signing up for this service was very friendly and very informative. They answered all of my questions in a timely manner and help me fill out all the forms accurately so it didn't take longer to get enrolled in the program.

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    Customer ServiceStaff

    Reviewed Aug. 30, 2018

    Keshan’s was extremely empathetic to my situation. He didn't make me feel bad about having to consolidate my debt. He was knowledgeable and answered all my questions with confidence. He was courteous and called back at my conveniences. Thank you for helping me. I feel like there is a light at the end of the tunnel to my debt.

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    StaffProcess

    Reviewed Aug. 30, 2018

    So far I am satisfied with the process & tools available to me to manage this process. Thank God there are options out there for people who get in over their heads. I look forward to settling this debt & living a normal life.

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    StaffProcess

    Reviewed Aug. 30, 2018

    Very friendly and helpful during a terrible time makes it a lot easier. I appreciate this team while I am going through this painful process. Know you have to start all over when you're 52 isn't a good thing to go through.

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    Customer ServiceStaff

    Reviewed Aug. 30, 2018

    Awesome customer service and great communication. Very informative and committed to actually helping out. Very satisfied and would definitely recommend to anyone else in need. They also have lots of other great programs to help bring back financial situations in good standings. Look forward to working with them.

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    StaffTransparency

    Reviewed Aug. 30, 2018

    Everyone did a great job. Very helpful and knowledgeable. They answered all questions. We look forward to working with you. This is the help we were needed. Everyone took the time to explain everything involved and to make sure we understand.

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    Staff

    Reviewed Aug. 30, 2018

    It was awesome. I loved how easy it was. Everybody was kind and helpful. I don't have much more to say. It is always easy to get into debt but hard to get out of it. I picked credit karma because of their great ratings and they held up to those high ratings.

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    Reviewed Aug. 30, 2018

    I really like the service and I'm thankful everything that going to happen here for after. I know that the road ahead is going to be tough but it going to all worth it at the end of all this. I hope that I will never be in this position again to learn for this.

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    Customer Service

    Reviewed Aug. 30, 2018

    Excellent customer service throughout a very difficult process. We cannot thank you enough for the fresh air we can now breathe on our way to becoming debt free. We have had difficulty keeping head above water until we found this program. Thank you!

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    Staff

    Reviewed Aug. 30, 2018

    I specifically want to thank Elliot ** for his help with getting my NDR account set up, making me feel like successful person rather than scum. He was always considerate and I appreciate it. Although I am not deeply in debt and have been able to keep up with my payments my debt has weighed heavy on my mind and has made it very difficult to save money for car repairs and other needs. Knowing this debt can be gone in 30 months is a huge relief!

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    Customer ServiceProcess

    Reviewed Aug. 30, 2018

    Great company, explains what's happening and will happen. Takes the time to answer questions and they give solid answers. Reviewed all documents with me while walking me through the process. I look forward to working with them to resolve my financial issues.

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    Staff

    Reviewed Aug. 30, 2018

    Very nice and helpful. Made everything very understandable. Can't wait to start my journey to resolved debt. Quick and easy beginning process to all of this for my overall goal. Hope they continue to be helpful! Thank you.

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    Staff

    Reviewed Aug. 30, 2018

    Thank you for all of the great help. You have made me feel so much better. My days are better knowing there are people out there willing to help out people like me. I am waiting to work your company through everything.

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    Customer ServiceStaffProcess

    Reviewed Aug. 30, 2018

    My experience with the sign up process was very pleasant. Kenny was very kind and understanding and thorough in helping me figure out what program I was eligible for. My Welcome Call Rep (I can't remember her name) was very polite and thorough in answering all my questions and explaining what I am to expect in the upcoming months and until completion of this program.

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    StaffProcess

    Reviewed Aug. 30, 2018

    I was satisfied with the program. The only difficultly I had was the people that I spoke with talked too fast and too low. The program appears to be the best way for me to get some debt relief. Thank everyone for their help.

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    Staff

    Reviewed Aug. 30, 2018

    So far so good. I appreciate the representatives being thorough and patient while answering my questions and helping me understand program. I feel confident that there will be a resolution to my credit debt. It has been convenient and running smoothly so far as it’s a stressful situation. I’m happy with the ease of the operation thus far.

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    Customer ServiceTransparency

    Reviewed Aug. 30, 2018

    I was very impressed by the thorough explanations I was given regarding the entire Debt Relief Agreement and the follow up phone call the next day. I was in deep credit card debt due to medical issues and using the cards just to buy food and other necessities. I have never been more stressed in my life but thanks to you I have a sense that I just might survive this mess. Thanks for giving me HOPE.

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    StaffProcess

    Reviewed Aug. 30, 2018

    All the representatives where helpful in my understanding of the program and help me with all the questions I had. I am sure I am in great hands to reach a debt free financial future and I am sure your team will help me in the best way possible.

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    Staff

    Reviewed Aug. 30, 2018

    My experience was very informative and comfortable. Well informed of all of the details. I was impressed with all of the guidance and I feel confident that I will come out ahead by signing with this company. My debt will be eliminated in 36 months to my understanding and that is the ultimate goal.

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    StaffTransparency

    Reviewed Aug. 30, 2018

    Oleg was great. He explained everything to us and made our stress go away. I was very Leary about going with a debt company at first but I will definitely recommend NDR to anyone who needs help. Now that I can breath again I will make sure my finances don't get out of hand again. But at least I know that I have a company that has my back if ever I would need it.

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    Verified purchase

    Reviewed Aug. 30, 2018

    As of time of placement I have had a great experience. Every one has been very pleasant to deal with. Thanks. I needed help with my debt. I need my credit score to improve. I'm hoping to learn a lot from this situation and carry it through life.

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    Staff

    Reviewed Aug. 30, 2018

    The agents were very thorough and worked with me every step of the way. I really felt comfortable about the loan. Plus the money I’m going to save is amazing. I built the debt last winter living in Denver and my jobs were seasonal. Now I can look forward to being debt free.

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    Staff

    Reviewed Aug. 30, 2018

    I was treated and talked to like I really mattered to everyone. And everyone did above and beyond to make sure I was happy with what they were offering and to make sure I understood to the fullest what I was signing up for! Would definitely recommend you guys to anyone. Thanks a ton!

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    Staff

    Reviewed Aug. 30, 2018

    Chantel was by far the best. Super empathetic and helpful. Made sure I was the most comfortable during such an embarrassing hardship. Just so happens we know each other and what a coincidence my application was send to hers. It’s like NDR was meant for me! Thank you so much!

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    StaffTransparency

    Reviewed Aug. 30, 2018

    Our representative was Carla **. It didn't take her (or us) long to get to the bottom of our financial problem. She was very nice and explained things where we could understand what was going on and what was going to happen step by step.

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    StaffProcessTransparency

    Reviewed Aug. 30, 2018

    Ryan and Tania ** were great explained everything in detail. Would recommend to friends. They were not pushy. Very friendly. I was at a total loss until they explained the program to me now I feel better about this. Thank you.

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    Customer ServiceTransparency

    Reviewed Aug. 30, 2018

    I had a wonderful experience from start to finish. Without the help of the two women that walked and talked us through everything I don’t know where I’d be. They explained it all very thoroughly where we understood it all and were there to answer any questions we may of had. Well done ladies.

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    Staff

    Reviewed Aug. 30, 2018

    I knew I had a very real problem with my credit card debt and did a great deal of research on reputable debt reduction companies. NDR was listed as the most highly recommended company on the 10 Best Debt Consolidation Companies of 2018 on the Consumer Advocate website with glowing customer reviews, so I felt very confident I was choosing the right company. From the moment I talked with Adrian **, Team Lead / Certified Debt Specialist, I knew I was in good hands. He patiently went through all the details and answered all my questions and demonstrated that he really was a true professional in this field. It was a big step for me, but I feel confident that I am truly on my way to being debt free!

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    StaffProcessTransparency

    Reviewed Aug. 30, 2018

    Patience and total understanding of my situation. Very thorough on how they explained the program to me. My questions were answered with clear and concise answers. I am aware of what to expect from my creditors while negotiating. I would highly recommend this program to anyone needing assistance.

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    Reviewed Aug. 30, 2018

    It was very easy and fast the solution to my problems of debt, good attention and excellent treatment. I would recommend it for financial problems debtors. And the attention span is minimal, so what's that kind of service.

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    StaffTransparency

    Reviewed Aug. 30, 2018

    It was a great experience. Everything was explained very clearly and thoroughly. Everyone I talked to was very friendly and sympathetic to my situation. My wife and I now have greater piece of mind knowing that someone will help us to get back on track.

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    StaffProcess

    Reviewed Aug. 30, 2018

    Everything was great. All agents very informative and knowledgeable. The agents were all friendly and seemed happy to be able to help with the process. Thank you for helping me get debt free. That’s all that I have to say.

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    Customer ServiceProcess

    Reviewed Aug. 30, 2018

    I went through a divorce and I was in the hospital for a week. I got behind on everything. I did some research and read some reviews and National Debt Relief had better reviews at that time. I then enrolled for their debt relief program and the process was easy to follow. They tell you upfront that the more money that you can put in your account, the better and the sooner that you can get the debt paid off. However, they were not as upfront with their fees and stuff that they take out of your account for themselves. I tried to get them to lower the payment because I'm not working. However, they told me that they can only do that for a short period of time and then they would have to go back to the regular.

    No one keeps in contact with me. Whenever National Debt Relief got a debt settlement, they send a blanket email saying, "Hey, do you agree to this?" I thought they would be able to settle some debt sooner than what they had told me in the beginning, but they haven't, so I'm a little disappointed with all that. Then, they're not very good to respond. I've sent emails to them asking them what's the status of some of my outstanding debts. I also asked them about an over $900 fee that they took out of my account and I never got any response.

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    National Debt Relief
    Response from National Debt Relief
    Hello Shelly,

    I’m sorry to hear about your experience and also want to thank you for sharing your concerns with us. We will be reaching out shortly in order to better understand and hopefully resolve your concerns. You can also call us directly at 888-660-7427.

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    PriceStaff

    Reviewed Aug. 30, 2018

    We were making the minimum payments and not able to catch up with our debts so we went with National Debt Relief since they're based in Texas. During the enrollment process, I filled out some forms and gave a Power of Attorney to look through certain things. Everybody I've spoken to has been knowledgeable about everything that was going on and they were polite too. I was comfortable working with them and the cost to everything that I got was good. I've got about three months before I'm totally debt-free and I would suggest NDR to other people if they’ve got no other options.

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    Staff

    Reviewed Aug. 29, 2018

    Both Shawn ** and Terry ** explained the program and what I heard from Shawn was repeated by Terry so I don't feel like I'm hearing two stories. As I had some concerns regarding other debt companies, Shawn explained what makes NDR unique. Terry answered my questions and provided great information.

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    PriceStaffProcess

    Reviewed Aug. 29, 2018

    From the beginning of the process, all individuals I spoke to were helpful and supportive in this difficult decision-making process. So far, I have no concerns and feel that my best interest was put first before anything else. All individuals were attentive to my questions, concerns, etc., and were willing to go over information with me without rushing through. Very pleased.

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    StaffTransparency

    Reviewed Aug. 29, 2018

    I am glad I chose NDR, for my credit relief program. Everyone that I talked with were very nice and knowledgeable. Their explanations were very clear, and they supplied me with all the necessary information. I would highly recommend NDR to someone that needs your service.

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    Staff

    Reviewed Aug. 29, 2018

    Everyone is so nice, and knowledgeable. They also make sure that you are comfortable and know what is going on at all times, that way you aren’t left in the dark. I am so glad I chose to go with National Debt Relief.

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    Customer ServiceStaff

    Reviewed Aug. 29, 2018

    I was treated kindly and respectively. I can honestly say that this was the best experience I have ever received over the phone. To be able to have this assistance for my debt is a major relief. Thank you to those who helped me get the help I needed!

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    Customer ServiceStaff

    Reviewed Aug. 29, 2018

    As I write these comments I write them with the joy of relief. I am so pleased with the help I received on today. Everyone was respectful, helpful and understanding of my needs. Thanks again for a job well done. Outstanding customer service!

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    Customer ServiceStaffProcess

    Reviewed Aug. 29, 2018

    When we found National Debt Relief we found the answer to our prayers. My wife had lost her job and we were in a lot of debt. We didn’t have the money to pay all of our bills and had been turned down by EVERYONE for a personal loan to consolidate our debt. National Debt Relief helped us cut our monthly credit card payments by nearly half and gave us a payoff date to being debt free. That’s EXACTLY what we needed. The process was smooth and easy and our rep was very helpful and knowledgeable.

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    Staff

    Reviewed Aug. 29, 2018

    When contacted by National Debt Relief, the folks that contacted me were very friendly, answered All my questions, offered suggestions, and went through every form with me. Very professional. I would recommend them to anyone.

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    StaffProcess

    Reviewed Aug. 29, 2018

    My experience with NDR was exceptional. Both the women I spoke with had such great tones and described the entire process extremely well! They made certain that I understood everything all while making me feel relieved! I'm very glad I took the steps to take charge of my debt and I’m glad NDR was there to help!

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    StaffTransparency

    Reviewed Aug. 29, 2018

    Not a situation people want to go through, but this still managed to be an enjoyable experience. Very thorough explanation by both representatives on guiding me through what could have been a painful process. Their knowledge & patience was most appreciated.

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    Customer ServiceStaffTransparency

    Reviewed Aug. 29, 2018

    Welcome Call - Very professional, helpful and knowledgeable about the company. Ready to answer any questions about my debt and how National Debt can help me get back on my feet, explained how his company works, and that I can cancel at any time.

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    Verified purchase

    Reviewed Aug. 29, 2018

    I am hopeful the way I trust your company same way you will help me out to achieve my goal & help me to rebuild my credit score back again & I will be free of debt at the end of program. I will try my best to fulfill my responsibility regarding the payment.

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    StaffProcess

    Reviewed Aug. 29, 2018

    Both representatives Oscar & Shari were very polite. They answered all my questions to my satisfaction. I feel confident that your company can help me. I am looking forward to completing this process & become debt free. Thank you for your time & patience in answering my questions.

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    Customer Service

    Reviewed Aug. 29, 2018

    I was very hesitant to doing this very important approach. I do not know what to expect but the high level of ease, non judgmental approach during the first lines of conversation made me feel at ease. Financial undertakings are not always easy. Open minded, step by step, easy phrases making sure it is completely understood. The ease of digitized documents is such a relief and made the transaction better.

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    Customer ServiceStaff

    Reviewed Aug. 29, 2018

    When finally making that decision that I was way over my head in debt and making that first reach out, the phone call I received from Dean was great. He understood my situation and answered all the questions I had. Thank you!

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    StaffTransparency

    Reviewed Aug. 29, 2018

    National Debt Relief manager and associates were very knowledgeable about their product and provided me with answers to my questions, got me started on the path to financial freedom. I look forward to working with them helping me clear out my debt.

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    Customer ServiceStaffProcessTransparency

    Reviewed Aug. 29, 2018

    Katie ** originally talked with me about the program. She was very thorough and explained the program in great detail. She was courteous and friendly. Terri ** then called me about some details I needed to have and again, a very courteous and friendly person and was extremely patient and thorough with answers to my questions. Thank you!

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    StaffTransparency

    Reviewed Aug. 29, 2018

    Working with them was easy, stress-free and made easy to understand. They were more than helpful, gave great explanations on what to expect and did a wonderful job in negotiating down my debt... especially when compared to similar companies that I looked into.

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    Staff

    Reviewed Aug. 29, 2018

    This was so quick and easy. Everyone was very helpful! They were very detailed about everything. They assured me that this was the #1 debt relief company and they have helped thousands of people. Hoping this is the beginning of a debt free life.

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    Customer ServiceStaff

    Reviewed Aug. 29, 2018

    Sheryl ** and Welcome Girl are excellent phone communicators of this awesome program! Thank you for the assistance. Very much appreciated! Keep it up! Your voices are the voice of reason and total anxiety-free relief! Thank you, thank you, thank you.

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    Customer ServiceStaff

    Reviewed Aug. 29, 2018

    I was able to get the help required and my questions were answer. Everyone I spoke to was very helpful and made me feel at ease. They are there when you need their help and will answer your questions if you have any.

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    StaffProcessTransparency

    Reviewed Aug. 29, 2018

    Had a great experience knowing what the program entailed. Easy setup and easy to measure success. The agents were helpful and provides a clear plan for helping me solve my issues. The payment solutions are simple and the program offers several benefits that are included in the program with no additional fees. I'm happy there are no hidden fees or closing costs.

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    StaffTransparency

    Reviewed Aug. 29, 2018

    The attention is very kind, they explained to me how things are going to be. I hope everything goes well with this negotiation and get the results I expect. Kalvin explained step by step how they are going to negotiate and that is important to be clear about how the negotiation.

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    Customer ServiceStaff

    Reviewed Aug. 29, 2018

    As much as I did not want to go this route, I really want to be out of debt. Dashawn answered all my questions even when I asked them several times. He was courteous. I was a team lead to CSR so I know customer service when it happens. The welcome call as also completed and Monique went over all the information professionally.

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    Staff

    Reviewed Aug. 29, 2018

    Everyone I spoke to made sure I understood everything and that all my questions were answered. They took time to listen to me thoroughly and weren’t trying to rush through me to the next person. I would recommend them to anyone in a similar situation to myself.

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    Staff

    Reviewed Aug. 29, 2018

    Good service - representative was very courteous. She went out of her way to make sure I was comfortable with the agreement. Very nice job in communicating. I would recommend her as an example for all new trainees in your program. Thank you.

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    StaffProcess

    Reviewed Aug. 29, 2018

    Our specialist, Jennifer **, took her time going over every bit of the contract. This was the second time I had gone thru the process because the first time I freaked out when she started telling me the I wasn't going to be paying my bills for 6 months and that my credit score was going to take a hit. I really took my anger out on her instead of my husband who got us into this mess. I was at a very low point. Our house had burned & we lost everything and were underinsured. It was just the lowest point in my life. Jennifer made reapplying painless. She understood that this was the hardest thing I had ever had to do. She made it so much easier.

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    StaffProcess

    Reviewed Aug. 29, 2018

    All of the people are very good at what they do. All questions are answered on the spot. The paperwork was easy to fill out online with your help. The entire process was easy to understand and easy to complete. I could not have asked for more.

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    Customer ServiceStaffTransparency

    Reviewed Aug. 29, 2018

    Everyone explained everything, as the contract, etc. was a bit timely. Great customer service asking always if I had questions. Thank you for your good service. Brian was a congenial person during the initial interview. Although I'm new with NDR, I think that it is a good thing to do when you have traumatic situations enter into your life. Thank you so much for this.

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    StaffProcess

    Reviewed Aug. 29, 2018

    I was happy that the person I dealt with was so kind, understanding and accommodating. Working with NDR is a huge weight lifted from my shoulders. While it will be difficult, I know that this is the best course of action for me, and that I am in good hands. The reviews are high for a good reason, and having the the backing of the Better Business Bureau is also a huge plus. I would definitely recommend a friend to the this program.

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    Customer ServiceStaffProcess

    Reviewed Aug. 29, 2018

    Marissa ** was very helpful and helped me understand my options and the way this program works. All of the customer service representatives were polite and courteous. I have already referred some of my friends to this program. I received numerous calls from the reps to ensure that my needs were taken care of.

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    StaffProcessTransparency

    Reviewed Aug. 29, 2018

    Extremely new and scary process for me but they staff has been excellent so far. Kenny pretty much held my hand thru the whole process and he made sure he made everything as clear as possible before I made my decision. Pretty good service so far.

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    Customer ServiceStaffTransparency

    Reviewed Aug. 29, 2018

    Experience with service people was excellent. They were always very responsive and clear, making sure we understood all of the details. Phone calls and emails received were always timely and individuals were courteous. I would recommend National Debt Relief to anyone considering obtaining help with extensive debt issues.

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    Transparency

    Reviewed Aug. 29, 2018

    When I made the decision to change my debt scenario, I never dreamed that I would find a company that was so honest and clear in how they could help. This experience has been uncomplicated and put me at ease.

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    Verified purchase

    Reviewed Aug. 29, 2018

    Overall I was impressed with the whole experience. The only thing I would soften was the follow up interview where they verify the contract details. The perception that it had been a long day (my perception) and she sorta rushed through the script and really was'n't receptive (I'm sure she was unaware) of a sense of impatience on her part (just a little). Anyway, the whole perception of putting your financial credibility in someone's hands in a compressed time frame can be a bit "rattling". Maybe a little more hand holding in the final run through (as needed) would be in order.

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    Reviewed Aug. 29, 2018

    I think the experience is very positive and others should do it. I appreciate the work of hard work the folks that work with me today. They were very prompt and courteous and kind. Very impressed. I'm a little nervous because I am a new client but I do feel a positive outcome. Thank you.

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    Customer ServiceStaffProcessTransparency

    Reviewed Aug. 29, 2018

    The agent was very nice. She took her time and explained the whole process to me. She made sure I understood by asking if I had questions throughout the call. The agent also offered to help me stop setup my online account if I needed help.

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    ProcessTransparency

    Reviewed Aug. 29, 2018

    This debt relief program was Very well explained to me and I’m very excited to get started on my way to being debt free. So thankful to have come across this program I’ve been searching for help for months now. On my way to a new start.

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    National Debt Relief
    Response from National Debt Relief

    Grover, we're happy to be a part of your fresh financial start as well. As one of our newer clients, you'll have questions. Feel free to get in touch with our Client Success Team anytime to review your progress. Thank you for taking the time to leave a review today, and welcome to the National Debt Relief family!

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    StaffProcessTransparency

    Reviewed Aug. 29, 2018

    Matthew explained the whole process to me in a very calm and patient manner. He put my mind at ease. He was very personable and helpful. He was very thorough and detailed in his explanations of how the process works.

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    StaffProcess

    Reviewed Aug. 29, 2018

    I am happy to know there is a company that is helpful and understanding to people situations. Thank you for all that you with this program in helping others. I am grateful for this program. I will definitely recommend this program to others.

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    Customer Service

    Reviewed Aug. 29, 2018

    Going through financial hardship is not fun. It is like trying to keep a whole bunch of dishes spinning atop poles all at the same time. It came to a point where some dishes started to come crashing down. This is when I realized that I needed the support that NDR provides. I am confident that with all the tools and systems they have in place, along with their utmost professional customer service, I will be back on my feet in no time. Thank you!

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    National Debt Relief
    Response from National Debt Relief

    Minna, thank you for your review today. The illustration with the spinning dishes couldn't be more appropriate, and I'm sure many of our clients feel the same. We're glad you trusted us to help get things under control, and we'll continue to provide you with the tools you need to be successful. We wish you the best of luck!

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    StaffProcess

    Reviewed Aug. 29, 2018

    Both Serge and the Welcome Caller were very professional, and demonstrated that they had my best interest in mind. They made me feel comfortable for the first time in a long time, explaining the plan I have and all details associated with the program.

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    Staff

    Reviewed Aug. 29, 2018

    So far all is well, everyone has tried to be kind, informative and patient, spent plenty of time gathering all the information needed. We spoke to James ** for most of the evening hours into and past supper time, I felt that he was very dedicated to helping us and completing the task no matter how long it took to get us through the information we had.

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    StaffProcessTransparency

    Reviewed Aug. 29, 2018

    The representatives explain everything very thoroughly and are very compassionate and helpful. You are treated with care, not like a number. The process is not exactly simple, but they make it easy and guide you the whole way. I liked how they put the numbers out there for you to see what you are actually paying between different options and the choice is ultimately yours.

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    National Debt Relief
    Response from National Debt Relief

    Jessica, the process can seem overwhelming, especially when it's all new to you. Trust us though, once you get a better understanding of how it works, it's pretty easy to understand. We recommend speaking to Client Success and having an agent review the next steps in your program so you have a better understanding. We want you to ask those questions. "The more you know," as the old PSA goes. Thanks for taking the time to leave a review today, and good luck to you!

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    StaffProcessTransparency

    Reviewed Aug. 29, 2018

    My experience was very positive. NDR representatives were very helpful and professional. All aspects of the program were explained to me completely. I don't like that it will be 4-6 months before payments will begin. Would hope creditors would be contacted before then.

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    StaffProcessTransparency

    Reviewed Aug. 29, 2018

    I am truly surprised at how easy the process was, and that, with very little effort on my part, I had applied, was approved, and welcomed, and hopefully on my way to being debt free, in practically no time at all. Joshua ** is clearly very knowledgeable and experienced at what he does; I was given so much information in such a succinct and clear way that I feel like an old pro. He made it very clear what I had to do, and he told me what pitfalls to avoid, so I knew exactly what I had to do. I am truly grateful that this process was so easy, and I feel assured that I'm in good hands. Thank you thank you thank you!

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    PriceStaffProcess

    Reviewed Aug. 29, 2018

    I was trying to get control of my bad credit and National Debt Relief seemed to be the one with the best report. The enrollment process was very easy, and their reps have been very efficient. Then, the cost was within my budget range, too. But I wished I could pay more to get it done and over with quickly. Since being on the program, NDR has already paid off several of the smaller bills. They're now working on some of the larger ones. My credit rating has also gone up to almost 700 from 450. They have also helped me in getting collectors off my back. Once the companies are told that they are taking care of the accounts, I don't get harassed at all. It gave me a lot of peace of mind. I would recommend National Debt Relief.

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    Customer ServiceStaff

    Reviewed Aug. 29, 2018

    Our bills kept piling up and the interests kept getting higher and higher. We almost couldn't pay the minimum payment, so we thought we needed to do something. A long time ago, we had gone with CCC and it worked, but we didn't know how to get in touch with them. NDR called us and what they told us sounded good. We told them what our bills were, and how much we paid. They worked out a payment plan for us. We're both on Social Security and do two payments. One on the third week of the month and one on the fourth week of the month with each payment at the same amount. They're gonna be paying off our debts in four years.

    Their negotiators have been really helpful if we needed anything or if we called them with a problem. We've already paid off three different credit cards so far. Working with NDR has helped us out and saved us from having to file bankruptcy. We are happy with the way they're going now. NDR helps pay off your bills in a certain amount of time so you wouldn't be surprised at getting a big bill all at once.

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    Verified purchase

    Reviewed Aug. 29, 2018

    I was having credit card issues and at the time that I was looking, National Debt Relief met my needs. The enrollment was easy and they have been providing me with consolidation services for a couple of years now. Stress-wise, NDR has made quite a bit of difference and the service has been worth every penny. I make one payment to them every month and they’re taking care of all of my credit cards. My rep has been able to negotiate for me and I’ve been able to pay off several of my credit cards already. We’re working together to get the rest of them taken care of. But I ran into even harder times since I started with NDR so that makes things a little difficult. I could not make my payments for a couple of times but the fact that they would let me postpone my payments works out really well for me. If this service is something that you really need, use National Debt Relief.

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    Customer ServiceStaff

    Reviewed Aug. 28, 2018

    I cannot recall the name who spoke with me on the phone, but he talked so incredibly slow and had me frustrated for how long it has taken. Need to take down to all important points to make the phone shorter.

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    National Debt Relief
    Response from National Debt Relief

    Hello John,

    Thank you for bringing this to our attention. We try to maintain the highest standards of service and can appreciate your frustration when that does not happen. We will be reaching out shortly, but you can also call us directly at 888-660-7427.

    Verified purchase
    Staff

    Reviewed Aug. 28, 2018

    I spoke to both Charles ** and Nancy **. Both were incredibly kind, soft spoken and patient. I felt like my situation and my family truly mattered to them and they helped to reassure me that everything was going to be ok. I cannot express how much these 2 kind people helped me in my time of crisis.

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    Customer ServiceStaff

    Reviewed Aug. 28, 2018

    Initial contact with Mr. Terrance ** re: any assistance available due to loss of income to household and mounting services fees. His response was supportive of applying with National. He made the impossible seem do-able. Sincere Thanks for his professional manner and "Can Do" attitude.

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    Staff

    Reviewed Aug. 28, 2018

    They were WONDERFUL!!! I feel so much shame about my debt and they were so kind to me. Geri ** was thorough and very supportive and patient. I will recommend you to anyone that I know of that finds themselves in a financial hardship.

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    Staff

    Reviewed Aug. 28, 2018

    I am very pleased with the professional, personable and very knowledgeable representatives. They answered every question I had so that I could understand it. I am happy, and satisfied with the service I received. It was a very positive experience.

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    Customer ServiceStaff

    Reviewed Aug. 28, 2018

    Starting from the beginning speaking with Adam just to inquire regarding the program to the final welcome call and emails with documents, etc, everything has went very smoothly. You find yourselves in a difficult situation, the last thing you need is incompetency. Everyone was very professional, efficient and timely. I had done reviews prior to choosing Nat'l Debt Relief and I am glad I did. I have been very pleased and would highly recommend!

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    Reviewed Aug. 28, 2018

    Updated on 07/19/2020: From the beginning, I didn't know what to expect but as National Debt Relief kept giving me updates, it felt good. The process was easy and well explained. The cost was a little high but it was convenient at the time. I’m done with the service and I was happy with the outcome.

    Original review: My experience with National Debt Relief was fantastic. I did not know that there are people out there that are ready to help someone like me get back on track with a better credit so that I can be able to afford the finer things in life.

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    Reviewed Aug. 28, 2018

    Everyone was very nice in talking and helping set my mind at ease to work with me and help my situation out overall with being a single parent. It has felt overwhelming trying to stay on top of the monthly bills! Thank you, NDR!

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, Ste. 2800
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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