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National Debt Relief Reviews

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About National Debt Relief

National Debt Relief is one of the largest debt settlement companies in the U.S. Founded in 2009, National Debt Relief negotiates with creditors to reduce how much you owe on unsecured debts such as credit cards, personal loans, medical bills, private student loans and collections. It offers personalized plans to help you resolve debt, along with support from dedicated debt specialists.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations
  • Professional and responsive customer support
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

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    3 featured reviews
    How do I know I can trust these reviews about National Debt Relief?
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    Page 212 Reviews 41835 - 42035
    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Jan. 13, 2018

    Excellent customer service, very helpful. Provided all of the information I needed. Responded to all questions asked. Helped me out greatly. They were able to help me out with everyday finances and put me in a better financial situation. I have a clear mind about my future.

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    Staff

    Reviewed Jan. 13, 2018

    Our experience with both your representative has been wonderful. They both (Karen ** and Ryan **) very informative and helpful with all questions we had. Although we would prefer to not be in need of your services, we are glad your organization is there to help us solve our issues.

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    Customer ServiceStaff

    Reviewed Jan. 13, 2018

    My reps are the best hands down very helpful every step of the way from the set up to the welcoming call. I am more than pleased. Definitely satisfied. Most importantly thanks for the support and getting me through my issue “I” had at hand. Definitely recommend to a friend.

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    StaffProcessTransparency

    Reviewed Jan. 13, 2018

    Rep. was very understanding to my questions. They took me through all the steps and made the process understandable. They took the time to explain the entire process. They talked to me clearly and slowly. They eased my fears about the process and made me feel that I wasn't just another caller.

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    Transparency

    Reviewed Jan. 13, 2018

    Great experience, explained everything very well. Definitely feel that this will be a life changing experience for us to help us out of our current situation. Will definitely recommend to others for relief. I feel this will definitely help my stress level that I have been feeling.

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    Staff

    Reviewed Jan. 13, 2018

    I felt very taken care of and like the representative helping me really cared about my well being and helping me make the right decision. I never felt pressured into doing anything or like he was just trying to convince me to do this because it was his job. I'm young and was very nervous and scared to commit to doing this and if he hadn't been so helpful and kind I probably wouldn't have been able to make the decision.

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    StaffProcess

    Reviewed Jan. 13, 2018

    I’m completely satisfied with the overall process of understanding how the program works and I’m looking forward to being in a better financial state. Any questions I had both representatives that I had the pleasure to speak to paused at any moment to make sure they answered.

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    Staff

    Reviewed Jan. 13, 2018

    I looked into National Debt Relief's services because of my credit card debt. The first thing, they got me on this program where they basically tried to work with the credit company to come up with a settlement that’s either equal or less than what the credit card company has asked me for. Then, they asked me a monthly payment. And then, these monthly payments go inside a savings account and that savings account covers the credit card debt. I got two more years left.

    The lady from National Debt Relief was great. She was very knowledgeable about what she was doing. It wasn’t like she was reading something out of the computer or like notes. She knew what she was talking about. I'm very well happy with the company. It's been great since I started working with them. I'm not very much stressed about the debt as I used to be.

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    PriceStaffTransparency

    Reviewed Jan. 13, 2018

    National Debt Relief had good reviews so I gave it a try. I got a call from someone from NDR. She was helpful and told me about how they have dealt with so many clients in the same situation as mine. I felt confident that they would also be able to help me. She arranged everything and all was communicated properly and in a professional way. From there, they started contacting those banks. They negotiated on my behalf, and they were good. They kept me updated if there was something new that they were able to negotiate. So far, I’m pleased with what they’re doing. They’re trying to do their best in an effort to get me as low as possible, in terms of negotiation, which is kind of nice. The cost was reasonable. They all cooperated in the arrangements and I didn’t have to pay extra. I like the updates. I am able to log in and keep track of what’s going on. That really makes a big difference.

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    Staff

    Reviewed Jan. 12, 2018

    Glad I signed up. They have been a lifesaver. Very informative, courteous and polite. Wish I would have contacted them much sooner. I would recommend to anyone having debt issues. I was actually able to breathe a sigh of relief and have seen my balances being paid off. It's a good feeling!

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    StaffTransparency

    Reviewed Jan. 12, 2018

    Very helpful and answered all questions I had. Everyone I had talked to was friendly and very helpful. Made it easy to get started. Everything was explained clearly so that helped put my mind to ease. I would recommend this company for anyone needing help with their debt.

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    Staff

    Reviewed Jan. 12, 2018

    I had a great experience with the representatives of National Debt Relief. All of my questions were answered with kindness and patience, even if I had to ask the same question twice. I felt no apprehension, or fear. Thank you, National Debt Relief.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    From the beginning Analissa ** and the Representative from Client Services were both wonderful. Analissa was beyond patient. We had to play phone tag a couple of times. She called me back so many times. And the rep from Client Services was amazing. I am so sorry but I forgot the woman's name from Client Services but I can't forget your willingness to help. Thank you once Ladies for your help.

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    Staff

    Reviewed Jan. 12, 2018

    Helpful, I hope it works out like they say it will. Very nice lady who set it up, tried to reassure a very nervous person. They are informative and give you all the logistics. They go through it step by step. If this helps then debt free in 3 years, that would be a dream come true.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    Explains everything very friendly, covers all that they can do to help you. Easy online access. Follow up calls printed forms easy signature, give them so far AAA+++ five star is why we went with them. We will see what happens but hope they can get us some relief.

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    Verified purchase

    Reviewed Jan. 12, 2018

    National Service Debt Relief helped me reach a good settlement in order to fix my credit. I am in the process of fixing my debt and am happy with their services. I would highly recommend them to anyone in need of credit repair.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    These people are very caring and helpful. I highly recommend National Debt Relief. Thank you for your help when I did not know what to do next. Everything has been handled with professional and fast response. I definitely would give them an A plus.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    Both My counselor, (Dairy **) and welcome team (Shade) representatives were awesome in their customer service skills and navigation through helping me understand the process of signing up with National Debt Relief! I just want to say thank you and let you all know that I am so grateful to have a team of professionals help me materialize a very important part of my desire to improve the quality of my family life. THANK YOU!

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    Staff

    Reviewed Jan. 12, 2018

    They were knowledgeable and answered my questions and were very polite through a difficult processes for me. I hope the rest of this experience will be just as positive. This was a difficult decision for me but because of the life events was worth me getting it straighten out.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    I was getting so overwhelmed with debt and saw no relief coming my way after making the decision to call this place made it so simple and easy to make a decision and gave me so much information. They were understanding and very professional! I would recommend National Debt Relief to anybody needing help!

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    Customer ServiceStaffProcessTransparency

    Reviewed Jan. 12, 2018

    The overall experience was a pleasant one. I had good communication with the representative during the whole process. I was given good information and what was told to me actually happened. Had a little issues with the welcome call but was able to take care of that myself to keep the ball rolling. Thank you for all the help.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    Great, quick and very efficient! It was done so fast. Not only that but the woman who handled everything was very polite. I have had awful customer service in the past with different companies so I was dreading this call so I'm glad it went well.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    My husband and I have been struggling to find a solution to our debt problems for a long while - and it took a great toll on our lives to the point that we were just existing. Dwight was the gentleman that helped us - he treated us with dignity and human kindness - both qualities are so very rare these days. And he offered us a light at the end of a very dark road. After our phone call from him congratulating us on being approved we hung up the phone and cried. We had been given a lifeline. Thank you so very much for giving us our lives back.

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    Customer ServiceStaffProcessTransparency

    Reviewed Jan. 12, 2018

    Updated on 12/16/2018: I had a lot of things happening in my life so I feel I'm in debt but National Debt Relief helped me put the program together. The way we came to the amount that I could afford was by putting up my expenses and then they figured what payments I could do without having to go borrow some more money. I have to pay that certain amount and then they negotiate and pay the debt off for me. That was a lot of relief because I also have a spouse who is incapacitated, heath-wise.

    I've been with them for about a year now and so far, they have been fantastic. At this point, they've been able to settle three and they are still working on the others. Some creditors don't want to work with them but they tell me not to worry and that they will work with them. Their associates are very good. Whoever I've talked to has been supportive. They explain the process and are very reassuring and non-judgmental. The way they relate with their clients is really good and they seem to know what they are talking about. I'm quite comfortable working with them. They don't call too much. They send emails then they follow up and they don't leave messages. They just tell me to call them back at a certain number. They're very professional.

    Original Review: The review was quick and professional. I was treated with dignity and allowed to ask questions. Some terms that I was not familiar with, was explained in simple terms. The associates went over the agreement with me in a summary to make easier to follow.

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    Reviewed Jan. 12, 2018

    This was an awesome experience. Working with National Debt Relief was by far the best help I could've received in a desperate financial time of need! I've recommended this service to family, friends, and co-workers in need of help that are having similar difficulties that I previously faced.

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    Reviewed Jan. 12, 2018

    Amazing! It was so easy and saved my family nearly half the total amount. National Debt Relief made my life so much easier and relaxing. I would say this is the best organization I have worked with. Makes settling debt that much easier.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 12, 2018

    Everyone that I have spoken with thus far has been very helpful and concise. All of my questions have been perfectly answered, and all of the information has been properly explained to me. I can only hope that this high level of customer service continues!

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    Staff

    Reviewed Jan. 12, 2018

    I've just completed my enrollment in National Debt Relief's credit counseling services. Very professional and kind reps from intake (Justin **) to my welcome from (Paul **). I'm hopeful that the stress I have right now with illness in the family and financial burden will ease up. Look forward to the next few years with them as my debt gets settled.

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    StaffTransparency

    Reviewed Jan. 12, 2018

    Confusing to start with. Everything is ok. Very pleasant, patient people. They had to explain a few things several times. Hoping to get straighten out and debt free... This will help me so much. This will take a load off my shoulders, these debts were not going down at all it seemed like.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    I received great information and the lady was very kind. She was able to answer all questions. I appreciate the time and guidance. I would definitely recommend to a friend to use this service. Thank you for your assistance and I look forward to working with you.

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    StaffProcess

    Reviewed Jan. 12, 2018

    This is an incredibly difficult time financially in my life & my family's lives. Thank you for your assistance getting me back on track. Atif ** & Tiana ** were very courteous & helpful through this process. Again thank you from our whole family.

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    StaffProcessTransparency

    Reviewed Jan. 12, 2018

    Getting started was easy and explained well and everybody I talked to was very helpful and professional. All my questions were answered and the process was simple. I feel that this is the right choice for my situation. I believe my future looks brighter.

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    Reviewed Jan. 12, 2018

    You guys were great about making me feel confident about getting out and debt. Especially making me feel confident in getting out of debt. I greatly appreciate it everything you have done for this. Thank you so much! I greatly appreciate that.

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    Customer Service

    Reviewed Jan. 12, 2018

    Great service, received information and questions got answered, as needed. Also, availability for any additional questions and quick response. Thanks. Yes I would recommend to anyone that needs this program.

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    Customer ServiceProcessTransparency

    Reviewed Jan. 12, 2018

    My experience was great. All parties involved answered all of my questions to where I can understand. Steve ** was great. Spent time with me to go over all my options and explained the program in detail to where I understood. The welcome call went very well and was explained, again, so I understand.

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    Customer ServiceTransparency

    Reviewed Jan. 12, 2018

    They truly care if you are going to be okay and if you fully understand what you are signing up for. They walked me through everything without making me feel bad about my situation. It could have been a terrible conversation but it was comfortable instead.

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    Staff

    Reviewed Jan. 12, 2018

    National Debt Relief has done an amazing job. I recommend their services to anyone trying to manage their debt and getting back on track. Their negotiation team is phenomenal. My credit score went from poor to the high fair area. Thanks for all the assistance.

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    Staff

    Reviewed Jan. 12, 2018

    I have had a very rewarding experience with National Debt Relief. Every step of the way has been lit up for me. I have been given a great gift to pay my creditors and I have rest and peace of mind. The people at this company are warm and generously kind. Thank you!!

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    They help a lot. No problems just a few and customer service need improve because sometimes we don't understand what they said. They make good work. Thanks guys for all your help and happy to get almost relief. Need people who speak Spanish please. Thanks.

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    Reviewed Jan. 12, 2018

    Even though it has been a slow process to me I am really hoping this will turn around in my favor. I used another company a while ago and my credit was not affected as bad as it has been with National Debt Relief. I am hoping that the outcome will be a great one!

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    Staff

    Reviewed Jan. 12, 2018

    I had the pleasure of have the most kind and compassionate representative from National Debt Relief to assist me with my financial situation. His name is George **. I would recommend anyone who asks about debt relief to contact National Debt Relief and hopefully be put in contact with Mr. **. Thank you for helping me get my sanity back!

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    Reviewed Jan. 12, 2018

    Wow, where do I began. I have had the best experience ever, becoming debt free. Everyone I spoke to in the past year or so, was something. I will always remember. Thanks is not enough. KUDOS to National Debt Relief and I will surely recommend you.

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    StaffProcess

    Reviewed Jan. 12, 2018

    Sounds like a great program. Hoping to be debt free in 33 months and able to move on. Friendly helpful people. Still not sure how to do the power of attorney. May need to use the help line for that. But so far positive experience.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    I have recently had two debts resolved in a timely manner to my satisfaction. I am excited about these settlements. I am very pleased with the support I get by phone and email from National Debt Relief. I would highly recommend them. They are there for you when you need them.

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    Reviewed Jan. 12, 2018

    National Debt Relief is super easy to work with! They make it a hands off experience for you, and take care of any creditor headaches. They've negotiated 2 accounts at a 60 - 75% savings for me!! Glad to be with them!

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    Staff

    Reviewed Jan. 12, 2018

    They did a great job explaining every off & how it would be handled. The first person we talked to did not. We felt that we had to provide extra findings, which we could not do. Thanks so much for the help.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    The service I received was extremely helpful and took some of the financial stress off my shoulders knowing there was help available. The only suggestion I have is that the customer service reps have to pay attention to time zones when scheduling phone calls to avoid the issue I had today getting a personal call during my work hours when I specifically schedule my call for my lunch break.

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    Price

    Reviewed Jan. 12, 2018

    My experience was eye opening to say the least. I definitely feel at this point that I made the right decision to pick National Debt Relief. Christopher, my initial contact with this company, put my mind at ease by carefully going over in great detail all of my options and listening to all my concerns. I feel very confident in their ability to help me and others get a fresh start after several years of struggling to pay off debt that continued to increase with rising interest rates.

    I could not manage living paycheck to paycheck any longer never making any headway with my incurred debts due to circumstances not within my control. The pressure of making all payments on time weighed heavily on me every month until I could not foresee continuing this way any longer. I have been under extreme stress and working extremely hard while seeing no results. I finally feel that after all this time I will get a second chance with some room to breath and begin to live a life where I can be free of the burden of debt and creditors. Thanks to National Debt Relief I have hope that I now can save for my family's future instead of drown in tears of regret.

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    StaffProcess

    Reviewed Jan. 12, 2018

    I want to thank you for all of the very professional and helpful contacts that I've had with your team members. Each person was well trained, kind and very professional. They ensured to communicate each parties mutual responsibilities and worked to ensure my understanding of the process. I would like to thank you for all of your professional support. I appreciate a well managed organization with such a strong staff of team members.

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    Customer ServicePriceStaff

    Reviewed Jan. 12, 2018

    National Debt Relief has saved me thousands upon thousands of dollars that I put into my savings accounts. They do have a statement viewer, so you can view where every cent of your cash is going. They're generally pretty honest and good. They're easy to work with but they should do a better job with being in touch with the clients out there as far as different offers. They have a pretty large cost, as far as their service charge goes like every month. But the customer call line is really good. They've definitely invested a lot of funds into having employees on the phones for hours and hours.

    NDR stretches out the time required to pay off a debt for their own benefit. They're taking way more than they need to and they're making a lot of profit off of it. It's kind of annoying because when you're trying to pay off debt, the whole point is to pay it off quicker than later. And it does put a dent in it when it's $50 every month and if you're on a program for two years, that adds up a lot. But the quality of their service is pretty fair in relation to the cost. They're pretty good overall.

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    Process

    Reviewed Jan. 12, 2018

    Great understanding explicitly stated how the program works to achieve financial freedom. Additional legal assistance to handle court proceedings in an attempt to collect a debt. Credit history will be affected til the debt has been fully paid. I recommend their services. They provide a professional oath to negotiate on your behalf.

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    Staff

    Reviewed Jan. 12, 2018

    I am satisfied thus far with my experience. I am sad that my life has come to this place and it is hard to be happy at the moment. I do feel that I have been understood and helped by the people I have been in contact with. The days ahead will prove how good things turn out to be. I am counting on these good people to help me make it through this difficult time in my life.

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    Carmelita increased rating by 1 star.
    Customer Service
    After a positive interaction with National Debt Relief, Carmelita increased their star rating on May 16, 2018.

    Updated review: May 16, 2018

    I was surprised at the cost of the service. I don't remember it being 25% of total debt. I thought it was on the settlement of debt. I had heard that nonprofit companies do not charge as much. But I am thankful my debt is getting much better... I can't wait until I have no more debt.

    Original Review: Jan. 12, 2018

    I had used a debt consolidation once and they were on it right away. I am nervous about the fact you don't call or contact the companies prior to 3-4 months of being delinquent. I am stressing over the companies calling me and sending letters some certified. Cant we start doing contacting the companies now?

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    Staff

    Reviewed Jan. 12, 2018

    I think that the National Debt Relief is very helpful all the way around. They are very encouraging, and do not make a person feel like they are a failure. They are kind and courteous. I just wish they were available in the evening. It is hard sometimes because I am gone a lot in the daytime. Overall very good.

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    Process

    Reviewed Jan. 12, 2018

    I was extremely impressed with the patience that was shown me throughout the whole process. I am not very skilled at using a smartphone, but was help all the way through. When I was finished it gave me hope to be able solve my financial difficulties. Thanks.

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    Customer Service

    Reviewed Jan. 12, 2018

    I was down and out over my bills about to file bankrupt and I saw their ad and called very helpful. So I thought What do I have to lose. Best thing I ever did... They told what to do and I did everything they said. First thing my phone stopped ringing. Second they started to talk and make deals on payments. I now see the light at the end of tunnel. So happy that I went with NDR. Would tell anyone to try them... Thanks.

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    Staff

    Reviewed Jan. 12, 2018

    Both Nathainal and Jamie were very pleasant and professional. I enjoyed working with them. I would recommend a friend to contact you in the same situation for stress relief and personally request to work with them. I feel 100% relieved knowing I can have the extra money to do other things with.

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    Staff

    Reviewed Jan. 12, 2018

    All the people I have dealt with at National Debt Relief is very friendly, professional and very knowledgeable. They have kept us informed at all times on all transactions. They have done all they could do to help us get out of debt. Thank you!

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    Reviewed Jan. 12, 2018

    National Debt Relief seems to be amazing. Doing exactly what they said they would. I now have two of my debts taken care of and very thankful for their help!! I have very little communications with them but I also know they are there if I need to talk to someone. Thank you National Debt Relief!!

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    Customer ServiceTransparency

    Reviewed Jan. 12, 2018

    Great customer service, as well as being patient, amazing at answering all my questions and concerns. Navigated me through everything! They will explain how it work when it comes to payments and how much you would have paid depending on what you did.

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    StaffTransparency

    Reviewed Jan. 12, 2018

    Clear, concise, thoroughly explained and understood. Polite, courteous staff. Can't think of anything else to say that would relay my appreciation for the assistance given by the staff at NDR. Thanks again for your help in getting this done. Can't wait to be debt free.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    I have been with National Debt Relief since 8/2016 and they have paid off 50% of my debt and saved me tons of money. This past week I had some unexpected bills come up. I called stressed out that I would not be able to pay the car repair and the unusually large utility bill next month. I spoke to James who was so awesome and told me what I need to do to be able to pay those bills without hurting my payment schedule. He took his time and made me feel at ease knowing I that they would work with me to solve my problem without penalizing me. I now will not lose any more sleep and I hope I get James again when I have to call back in 2 weeks.

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    StaffTransparency

    Reviewed Jan. 12, 2018

    Everything was answered and explained very well. Went over and made sure that I totally was comfortable with everything that I was signing. Both people explained and were helpful with answering my questions. Made sure that I understand what's going to happen.

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    StaffProcess

    Reviewed Jan. 12, 2018

    Everyone we talked to made the process very easy and less scary. We felt welcomed, not like we were bad people for having a hard time with our debt. We are looking forward to becoming debt free so we can make our dream of owning a home a reality. Thank you to Christal for being so helpful.

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    Customer ServiceProcess

    Reviewed Jan. 12, 2018

    Nice and fast customer service! I am glad to be working on getting my debt paid off so that I can retire and work from home. I'm just starting the process but I think it will be a great experience. Thank you for helping me to reach my financial goals.

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    Customer ServiceStaffProcessTransparency

    Reviewed Jan. 12, 2018

    I was walked through the process very thoroughly. All my questions were answered and anytime I called the representatives were extremely courteous. One exception was Ben (His tone wasn't very friendly, I think he might have been having a bad day).

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    Staff

    Reviewed Jan. 12, 2018

    Andrew ** with National Debt Relief was very courteous and very professional and answered all our questions and helped us enroll in the debt relief program. We appreciated his work in helping and explaining everything to us. We enjoyed working with him and would recommend him to anyone that needs help.

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    Staff

    Reviewed Jan. 12, 2018

    Lucy ** is a superstar. She was professional, patient and extremely thorough. Her confidence in NDR and what it can offer me as a client was extremely apparent. I feel confident that I made the correct decision. I will definitely recommend NDR to friends and family struggling with debt.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    NDR representatives/customer service calls my phone constantly with no new information. Most Calls are asking for action or information from me without providing me the information I need to make an informed decision about how to handle my account. NDR does not provide me any consumer guideline information to help fully understand what they do/achieve for me. They are not a helpful or coordinated service.

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    Staff

    Reviewed Jan. 12, 2018

    I have always been skeptical to sign up for something like this but after talking to them they put all of my worries to ease and were so incredibly kind. I’m going to be saving so much money in interest and pay off my debt so quickly I’ll finally be able to buy a house!! 10/10 would recommend.

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    StaffTransparency

    Reviewed Jan. 12, 2018

    Carter, the agent who contacted me regarding my debt inquiries, was very helpful. He was knowledgeable and understanding of my situation and made every effort to explain the process and the contract. I had been given numerous recommendations and received a few quotes from other companies, but found it difficult to get in contact with them when I had additional questions. Not the case with National Debt Relief.

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    Reviewed Jan. 12, 2018

    They were very helpful in explaining to me how to go about and get rid of my debts on my credit cards. They explained the process step by step and helped me understand how I can get out of debt with their help.

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    Reviewed Jan. 12, 2018

    When we contacted NDR, we were at our wits end. We were so stressed out with our overwhelming debt and didn’t see the end to our debt problems. Since being with them 11/2017, they’ve already started working with our creditors. They work with our budget so we pay what we are able to without having to resort to moving necessity bills around.

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    Staff

    Reviewed Jan. 12, 2018

    I just want to thank Keith ** for his care and extra effort to help me today. He took the time to get to know my situation and create something that would be workable. Colette was also extremely knowledgeable and helpful. Please tell them thank you so much for me!

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    Customer ServiceStaff

    Reviewed Jan. 12, 2018

    Alex ** soothed my fear of this process and was very professional. The woman I spoke with on the welcome call was also professional, polite, and didn't mind answering questions. I chose NDR because of your BBB & other web ratings.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 12, 2018

    I was extremely stressed out to the point that I couldn’t sleep at night before I called National Debt Relief. After being approved I was immediately relieved and satisfied. Thanks so much for the amazing customer service Yasha and Rita!

    UPDATE 10/03/2018: I had eight credit cards, and I'm paying off four to six now. The payment plan is a good one, and NDR is waiting to make a deal with two more creditors. NDR makes it easier for me to pay my bills off. I don't have a bunch of creditors calling and asking me for payment. NDR helps out with relieving stress. Their staff is also very nice and very helpful. Their communication level is great, and they do their job.

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    Customer ServiceProcess

    Reviewed Jan. 12, 2018

    We got in over our heads when we were younger, had some trouble along the way and needed some assistance out of it. The total process at National Debt Relief was set up within a day, probably eight hours. We set something up, I came up with a number and they’ve made it work. They contact me to give me the information and ask if I want to proceed with what they’ve come up with. The program has taken care of the things I needed to be taken care of, and they’ve alleviated a lot of phone calls. We've taken care of two credit cards so far, and one is going to be taken care of this month. At the beginning, my credit score was rock bottom. But I've seen my credit score increase since we started in September.

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    Customer ServicePriceStaffTransparency

    Reviewed Jan. 12, 2018

    I have retired, I'm not having the income that I used to have, and I had a lot of debt. I called National Debt Relief to get some information and they pretty much took it from there. It was very easy. They sent me a binder on the e-mail, explained every page, and signed me up. They looked at my credit report, saw how much debt I was in, gave me a number that I could pay every month, and said they would take care of it. Now I'm paying them and they're paying off my credit cards. Their negotiators are very good and they seem to know what they are doing. The cost, which is 25% of what I owe, is a little high. But they explained that and I don't really have any complaint. I just wish it were a little bit lower. Other than that, working with them has been making my life much easier and I don't have bill collectors calling me all the time. It has been a pleasure.

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    Customer Service

    Reviewed Jan. 12, 2018

    I had too much debt and not enough money to pay it back. I kept hearing the National Debt Relief commercial over the radio so I took a chance and tried them. National Debt Relief went over and collected all the information about the debts that I wanted to put on there and then all of my financial information to see if I was a good match for the program. And we were a good match due to out debt to income ratio.

    Then they added up the debt and told us how much we would need to have every month, and they asked us if that was a doable amount for us. We agreed to it and set up the bi-weekly payment. National Debt Relief did a really good job and I'm very pleased with them. They keep in contact with me when we get a settlement offer and to get my permission to accept that offer. They've taken away phone calls and emails from the creditors so I don't have to deal with those. I had 10 creditors and we already negotiated an agreement with three different companies. I wish the creditors would get back to National Debt Relief sooner with the settlements so we could get results faster. But overall, I'm very happy with National Debt Relief.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 12, 2018

    My stepson was in and out of my medical institutions almost three times a year. We had too much going on and we needed to have a deductible fast. Working with National Debt Relief was the quickest way for us to clear out our debt. They're very professional and they are really good at communicating with us. During hurricane Harvey when we had so many unexpected costs, we were able to defer some payments and that was really big for me. I really appreciated that. Customer service was awesome as well. I only wish this could be resolved a little faster.

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    Customer ServicePriceStaff

    Reviewed Jan. 12, 2018

    I was having financial problems due to change in income and out of desperation, I reached out to National Debt Relief, and I’ve been very pleased. The cost seems fair and so far, they’ve been very helpful. The person that I spoke to was very professional and made me feel like I was going to be taken care of. I felt very comfortable. He was upfront and honest. He would either call me or send me an email and then we’ll respond. Their enrollment process was very simple. I spent 30 minutes tops on the phone with them and their customer service was excellent. They stayed in contact with me and I haven’t had any problems. They kept me abreast of everything that’s going on.

    Our experience has been painless. So far, I’m still in the program but one was already paid off and we made an agreement with the two others, so it’s going to take a little time, but it’s going in the right direction. It just makes me feel good about paying back my debt which is a good feeling. They’re working with me, and I feel like I’m making headway, and it’s only been six or eight months. The harassing calls stopped and I’m pleased so far. I’m very happy with the service I received.

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    Customer ServiceStaffProcessTransparency

    Reviewed Jan. 11, 2018

    Very professional and helpful customer service reps. Help me resolve a very scary experience and calm me down with reassurance. They explained very clearly how the program works and how much money I would be saving. They really helped me out of a bind not being able to continue making monthly payments.

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    Staff

    Reviewed Jan. 11, 2018

    Am very pleased with the service received by your representatives. Both people I spoke to were very kind and helpful. I would recommend your company to others. Thank you for your help in this matter with my creditors and resolving my debt.

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    Staff

    Reviewed Jan. 11, 2018

    I am very please to let all know I have been treat wonderful by this company. They have help me to try to reach my goal of being debt free. I very much will recommend this service to family and friends that are in the same situation and to those that are not just so they can be inform of this kind of services and programs.

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    Customer ServicePriceStaff

    Reviewed Jan. 11, 2018

    Everyone was very professional and answer all my questions. The staff was very knowledgeable and strived to make my experience with them quite remarkable. I would truly recommend this service to anyone seeking help with their debt issues. The service has really helped me and at a reasonable price.

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    StaffTransparency

    Reviewed Jan. 11, 2018

    Was very helpful and nice. Really helped me out saved me from losing my good credit. Everyone was very explainable and answered all my questions. Everything was explained in detail. I really do appreciate everything they did for me. Thank you National Debt Relief.

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    Staff

    Reviewed Jan. 11, 2018

    Good experience and very knowledgeable representatives. Recently enrolled in the program and I'm vastly eager to be debt free in 3 years and save thousands of dollars in the process. This is the best decision I have made to get my life back on track. Thank you, National Debt Relief...

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    Customer ServiceStaffProcess

    Reviewed Jan. 11, 2018

    I was hesitant to begin this process but felt like it was the best option out of the ones I had left. Randy was very understanding to my situation and made sure I was comfortable before signing into the program. He is very quick to respond to any questions I have and appears to be not only friendly but competent and informative as well. The Welcome Call rep was also friendly and informative.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 11, 2018

    Everyone was very thorough and answered and explained things so I could understand all answer all my questions. I would highly recommend them to anyone that needed help to resolve any credit card debt problems they may have. I hope this this will solve all my problems.

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    Customer ServiceTransparency

    Reviewed Jan. 11, 2018

    Thank you for the excellent customer service that was provided. All my questions were answered in a kind and clear understanding all times that I asked. This is scary and new for my husband and I and I am thankful we found National Debt Relief. My husband and I are happy we called and our future is looking brighter.

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    Customer ServiceStaffProcess

    Reviewed Jan. 11, 2018

    Their team had excellent customer service and were extremely caring and helpful! Sam was very helpful with explaining all information and how each process works! He was also very patient during the whole process and took the time to thoroughly make sure I understood every aspect of how the company works!

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    Customer ServiceStaff

    Reviewed Jan. 11, 2018

    Thank you National Debt Relief. They showed compassion and understanding for my family and our needs during this time of hardship. VERY PROFESSIONAL! Detail oriented and thorough. We will recommend to others in need. They team members are knowledgeable and patient. Their customer service is exceptional. Again Thank you so much for everything.

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    StaffProcess

    Reviewed Jan. 11, 2018

    I have had an awesome experience with National Debt Relief. It was a quick process and everyone involved was very efficient as well as knowledgeable. I was made comfortable that all my questions have been answered as well as they helped to ease the stress of my bills adding up. I would highly recommend your company to anyone having similar issues with finances such as myself. I think you guys did an awesome job and I wouldn't change anything about my experience!

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    StaffProcess

    Reviewed Jan. 11, 2018

    She was very polite and concise. Answered all my questions and help me through the process. She took the time to break things down for me and make sure I understood. It is good to know there are still polite employees out there.

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    Customer ServiceStaffProcess

    Reviewed Jan. 11, 2018

    I didn't know what to expect when I was to receive a 'welcome call'. However I was put at ease. The reviewer/welcomer was completely satisfactory and knowledgeable. She was polite and responsive. She was also friendly and professional. After speaking with her I feel confidence in the National Debt Relief program.

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    Staff

    Reviewed Jan. 11, 2018

    The staff was very helpful and informative. Every one of the members I spoke to were very encouraging and helped me with my final decision. I feel I made the right step in accomplishing my debts resolution and I thank your company infinitely.

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    Staff

    Reviewed Jan. 11, 2018

    The individuals that I have worked with have been extremely helpful. We are only just starting on this journey but we are extremely happy with results so far. Looking forward to working with National Debt Relief on becoming debt free.

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    StaffProcessTransparency

    Reviewed Jan. 11, 2018

    They were very help and attentive. Explained everything in detail and answered every question I had. I was extremely worried because I wasn't familiar with this process but they made me feel comfortable. I dealt with Gary ** and he guided me on each step of the process.

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    Customer ServiceStaff

    Reviewed Jan. 11, 2018

    Everyone that I worked with at NDR was wonderful and very helpful. I know they have a great deal of information to convey and things to read out loud. That being said, I would appreciate them speaking just a bit slower. The person that called and left a message for me to call back for the "Welcome Call" was speaking so fast, she was hard to understand. I had to listen to the message quite a few times to figure out who and what they wanted. All and all, they were great.

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    StaffProcess

    Reviewed Jan. 11, 2018

    The representatives were very helpful in explaining everything to me. I feel confident that the program will help me get out of debt sooner. I would recommend the National Debt Relief program to anyone who is trying to settle their debt without filing for bankruptcy.

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    StaffTransparency

    Reviewed Jan. 11, 2018

    The team members that I spoke to were very professional and speak clearly and explain to me everything in detail. Performance is a 10. I would recommend it to anyone that needs this kind of assistant and looking forward to become debt-free in the near future. I will put in extra money whenever is passable. Thank you very much.

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    Customer ServiceTransparency

    Reviewed Jan. 11, 2018

    Very well explained by Drew **. To me it was very complicated and explained by Drew. Customer service was also very helpful in explaining the welcome kit. I hope that ACR can help resolve my situation. I'm confident that my debt will be resolved.

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    Customer ServiceStaff

    Reviewed Jan. 11, 2018

    The customer service from Jordan and Jaime was awesome very friendly and very helpful. I especially liked the personal feel you get from them. I didn't feel uncomfortable and I also felt like they truly wanted to help me resolve my issues. I hope the rest of the experience goes as well as the beginning process.

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    Customer ServiceProcess

    Reviewed Jan. 11, 2018

    I am very impressed with this institution's ability to negotiate with creditors to reduce personal debt so financial freedom can be reached sooner than expected. Their professionalism and customer service are exemplary. I am very satisfied with this process. In particular, I am able to monitor the progress of settling all my debts.

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    StaffProcess

    Reviewed Jan. 11, 2018

    I was happy with every person I spoke with. All were very knowledgeable and were forthcoming with as much information was possible to make sure I understood the whole process. They answered every question I had and made sure I understood the information given to me and also the possible repercussions associated with this program.

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    Staff

    Reviewed Jan. 11, 2018

    My experience with your company so far has been great. Dan ** was very helpful and patient and I really appreciate the help. I look forward to working with you and will stay on contact if I have any problems.

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    Reviewed Jan. 11, 2018

    I have been in debt many years due to a divorce and raising 4 children based on my income and did not financially make enough so I had to depend on credit to make ends meet. Thank you for your help, and assisting me and to be on the way to become debt free.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 11, 2018

    The representative that called me was right on with her information as to how the services will be performed. Her voice was clear and she was able to speak quickly (as I had to leave for an appointment). I give her a 200+.

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    Customer Service

    Reviewed Jan. 11, 2018

    So far I haven't seen relief from debtors calls. I realize we can only see so much. I have paid over $1000.00 since October. Some of the debtors are very impatient and I am truly sorry that I cannot do anymore. If I had the funds, I wouldn't be in this phase of our life.

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    Customer ServiceTransparency

    Reviewed Jan. 11, 2018

    Explained to me very fast but clearly. Will definitely need to read info sent by email. Not real clear about having a lawyer backup. I will pay extra for this service if utilized? And billed 1st of every month? Will read fine print to verify.

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    Reviewed Jan. 11, 2018

    Michael made this super painless and fast, as well as making me able to completely understand everything. I would definitely recommend this to a friend. I cannot wait until I am debt free with a credit score I can finally utilize. This is going to be something I recommend to anyone that needs this kind of help.

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    StaffProcess

    Reviewed Jan. 11, 2018

    I have been so pleased with the level of service that has been provided thus far. Duane **was my advisor from the beginning. He has been so patient in explaining the process, following up, and making sure I made the best decision.

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    StaffProcess

    Reviewed Jan. 11, 2018

    I was connected with Tiara ** for my enrollment. She made me feel very comfortable with my debt situation. I was a bit embarrassed by my debt, but she made the process easy and showed genuine concern in helping me. Also Kathleen who followed up after I signed the contract went over everything in detail and also was very helpful and even helped me change my due dates so I could handle the deposits easier within my paydate periods. I'm looking forward to working on getting rid of my debt situation and I know it will take awhile, but I feel much more confident that I can move forward with my life and not worry all the time about what bill to pay and when... Thank You for your service.

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    StaffProcessTransparency

    Reviewed Jan. 11, 2018

    Very quick and easy service, everything was explained thoroughly and the representatives were very knowledgeable in what they were relating to me as a new customer. Whatever I had questions about, they had the answers and explanations. I feel satisfied and confident in the program I just enrolled in.

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    Staff

    Reviewed Jan. 11, 2018

    Everyone was so helpful and understanding of my needs. I'm excited to start my journey to become debt free. I can't believe how much money I'll be saving! This will be life changing. My husband and I want to be completely debt free and this is a great start.

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    StaffTransparency

    Reviewed Jan. 11, 2018

    So Far I have dealt mainly with Mark **, he explained everything thoroughly to me and seemed excited to help start me on my journey to being debt free. I hope everything I was told comes to fruition. At this point I have no complaints but want to see if everything that was promised actually comes true.

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    StaffProcess

    Reviewed Jan. 11, 2018

    I’m completely satisfied and beyond thankful that I signed up for National Debt Relief program. I’m looking forward to a better credit with the help of National Debt Relief program. The staff are very helpful and friendly. They do not make you feel uncomfortable.

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    StaffProcessTransparency

    Reviewed Jan. 11, 2018

    National Debt Relief has been very professional, knowledgeable and friendly. They have walked me through this process and have made sure that I understand the process. They also make sure before hanging up that I do not have any questions for them.

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    StaffProcessTransparency

    Reviewed Jan. 11, 2018

    I had a great experience getting started in this program. Karl showed great patience with me and walked me through the entire process. He answered all of my questions and concerns and gave me very detailed information. I was back and forth about if I was ready to join the program or not and was always very professional and patient.

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    Customer Service

    Reviewed Jan. 11, 2018

    Mainly, does not respond to questions or concerns submitted. Have asked questions, some twice, and still no answer. When they negotiate a debt, you may as well accept it and go on. You're wasting your time asking them to renegotiate.

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    Reviewed Jan. 11, 2018

    Our balance was 1,796 and the settlement amount was 981. The amount which was paid to settle was 1,430. Are you saying that I paid 449 in fees and I have only saved 366 to settle the account, which is only 20% less than I owed. Is this correct?

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    Staff

    Reviewed Jan. 11, 2018

    The experience has been excellent. National Debt Relief has been professional and proactive!!! Also they have provided information promptly when requested. I can finally say I will be debt free soon! Also having the legal advice from their law firms and support gives me a peace of mind.

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    Staff

    Reviewed Jan. 11, 2018

    Both the first representative took very good care of me and answered all my questions and concerns. Also, when I spoke with Amanda the welcome caller she was very pleasant. Overall I am having a great start and experience with your representatives.

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    StaffProcess

    Reviewed Jan. 11, 2018

    Everyone that I spoke to was very informative and easy to talk with. They generally answered all of my questions before I had to ask and made the whole application and enrollment a straightforward and easy to understand process. I haven’t started with the actual program yet but so far it has been a good experience.

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    Price

    Reviewed Jan. 11, 2018

    This program helps you make a plan and stick to it. They negotiate with creditors so you don’t have to. As long as you do your part financially this program will get rid of your debt and at a lower cost to your wallet.

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    Customer ServiceStaffProcess

    Reviewed Jan. 11, 2018

    I must say when I first signed onto the NDR program I was nervous and a bit skeptical. It was a big choice and step and a lot of trust. I was worried that this company was going to scam me... But everyone I was wrong. This company is the best. They have helped me a lot. They have paid off several of my CCs with very nice settlement amounts. They have done so much more than I could. I was 20,000 in Credit card debt and thanks to the wonderful program of the National Debt Relief I no longer have these debts and no phone calls. All my account stuff are closed. I had too many anyways (15). I would and have recommended this program to others. They are truly the best. So YES GO FOR IT. YOU ONLY HAVE YOUR DEBT TO LOSE, IT'S GREAT.

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    Reviewed Jan. 11, 2018

    So far National Debt Relief has done everything they said they would. The plan that they laid out is being carried out. My debts are being resolved and everything is progressing well. I can honestly recommend NDR to someone who is in need of help from their debts.

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    Customer ServiceStaff

    Reviewed Jan. 11, 2018

    My first impression was the concern of the person assisting me by phone and her patience. I had already done research online and found this organization to be at the top in helping consumers so that thought alone gave me some peace of mind during this financially stressful time.

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    PriceStaffProcess

    Reviewed Jan. 11, 2018

    I was almost out of options for every decision and every situation that could have possibly had to encounter. I encounter them every day, everyone does. Well, I am now an approved customers/client of National Debt Relief as of yesterday. The process went fast at the beginning. Now I am on the second day and it feels like a huge rock has been lifted off my shoulders. I don't really know how this is going to be, but so far I can tell that it is going to be a way better option than all other conclusions I have come up with. I just know one day I was worrying about all 14 7 companies that I owed thousands to. Now all in one payment of a really good interest rate that I don't even notice.

    Trust me, I was/am in a huge depression with all the debt. I know this consolidation will be wonderful for my life or the one I will once get to have again. This is the fresh start I needed all due to allow me to be happy once more. I will pay my payments monthly and all thanks to the team I had. My processor Charles ** and my next day review counselor. Thanks.

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    Customer ServiceProcess

    Reviewed Jan. 11, 2018

    Though the process was overwhelming, I did appreciate how quick a response I received and how much I was guided through the process. Some was a bit confusing but, was still able to feel like I was understanding it. The only really bad part of the experience is getting several emails while going through the process on why I should do it, basically ads. They were not helpful in my decision and getting my email inbox inundated with them just made me feel pressured, which my debt has already made me feel.

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    Customer ServiceStaff

    Reviewed Jan. 11, 2018

    Really pleased, everyone is very helpful and friendly over the phone. Yes I would recommend friends and family. I greatly appreciate every single person I've had the pleasure to speak to over the phone. Everyone person is knowledgeable and professional. Thank you.

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    Customer ServiceStaffProcess

    Reviewed Jan. 11, 2018

    Representatives were very helpful. I worked with Tamara. She was very meticulous in going over the contracts. I appreciated her patience and expertise in answering my questions. She was very professional. The welcome call was also helpful, The information included in the welcome the various options that are available over the life of the program.

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    Staff

    Reviewed Jan. 11, 2018

    Both agent made me feel like I was in good hands. Lots of information to process but they both kept asking if I had questions and making sure I understood the areas that were a bit confusing. I would definitely recommend National Debt Relief to all my friends and family that would need the financial relief. Thank you.

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    StaffTransparency

    Reviewed Jan. 11, 2018

    Really nice people and very helpful, explain everything really good in detail and made you feel like there is hope to get life back under control. Seem very knowledgeable and really want to help, a lot to the startup process, but they really help you work through it. Thank you.

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    Staff

    Reviewed Jan. 11, 2018

    I thought this was going to be hard to get set up and going but it's been pretty easy so far. The people are friendly, informative, patient and helpful. I would recommend them to anyone who has more debt than they can handle and are ready for a positive change.

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    Customer ServiceStaffProcess

    Reviewed Jan. 11, 2018

    I had two great guys assist me with reinstating our program and were extremely helpful throughout the whole process. They were both very kind and one had a great sense of humor which made it even better. I would definitely recommend their program and customer service to anyone!

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    Customer ServiceStaff

    Reviewed Jan. 11, 2018

    Over the past week, staff that I spoke to at NDR were very knowledgeable, thorough and answered all of my questions. They each provided outstanding customer service during each call with me and in every email sent to me. I would recommend NDR to all of my friends who are in a similar situation.

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    StaffTransparency

    Reviewed Jan. 11, 2018

    With the unfortunate credit situation we are in, after speaking with associates at National Debt Relief, they gave me hope that we would be able to get out of the situation we are in. They were both very helpful and courteous. They explained everything and it was easy to understand what was explained. I look forward to being debt free after the program.

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    Price

    Reviewed Jan. 11, 2018

    They do a great job but it comes at a price. They do charge for their services and it is not cheap but they do help where others cant. If your in deep and don't want to go bankrupt they can help. Overall it's not a quick fix but a lasting fix if you go from start to finish. I am on my second year and I am halfway there. So far I will stay the course but cant wait until my last payment. I am counting the days.

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    Staff

    Reviewed Jan. 11, 2018

    Both ladies we spoke with were very helpful and extremely sweet. They were very easy to talk to and willing to go into complete detail. They were very helpful with any questions we had and I felt very confident with our agreement and debts being handled with NDR!!

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    StaffProcess

    Reviewed Jan. 11, 2018

    I have just started the process, but thus far I am extremely happy with NDR and it's employees. I started working with Micah and then to Solomon, who have been nothing but helpful and made sure there was nothing about the program I didn't understand. So far they get an A+ in my book!

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    Customer ServiceStaffProcessTransparency

    Reviewed Jan. 11, 2018

    I am new to the program, however so far I have been made to feel comfortable about this very scary process. Each person I have spoken to have answered my questions and walked me through the Welcome Call with professionalism that eased my fears.

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    ProcessTransparency

    Reviewed Jan. 11, 2018

    I was pleased with the attention to detail and how well everything was explained to me. They reviewed everything in complete detail and made sure I understood how the program works. I feel confident that NDR will work on my behalf to negotiate and resolve my debt issues.

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    Customer ServiceProcess

    Reviewed Jan. 11, 2018

    Everything was described clearly. My questions were also answered in detail. Documentation was easy and straightforward. No complaints from me through the initial enrollment. Calls were returned within a short period of time. All in all straightforward process.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 11, 2018

    Real good explains. Good communication. Best kind of customer service I’ve ever had. Spoke to Claudia she was very nice and patient with me. Very clear on her explaining. And the welcoming call went very well too. David was very clear with his wording also.

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    Customer ServiceStaff

    Reviewed Jan. 11, 2018

    I was happy with the caring response I received from the people I have spoken with. All had a good attitude and it was easy to talk to them about my situation. This is a very trying time and it's good to know there are nice people in the world who are helpful.

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    Reviewed Jan. 11, 2018

    Went very well with application and setting up. Now the proof will be in how you handle the problem I have created. I hope it goes as you say. A great start, now finish it even better. Thank you! Very thorough in your presentation and how the system works.

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    StaffProcess

    Reviewed Jan. 11, 2018

    While the initial contact was a little confusing, eventually all information was corrected and we moved to finalizing the process. Michelle ** was polite, kind and friendly. The welcome center employee, I have forgotten the name, was helpful, informative and accurately finalized the process. I believe I fully understand the process and hope this program will resolve my problem. Thanks for the help.

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    ProcessTransparency

    Reviewed Jan. 11, 2018

    Karen ** was exceptional in her patience with my technical difficulties. Karen gave expert help with technology used in setting up a contract. Karen has superior knowledge in answering the consumer questions for your business. Karen provided detailed explanations of the positive and negatives for the debt relief program.

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    StaffTransparency

    Reviewed Jan. 11, 2018

    All parties clearly defined and explained the service. No fluff with fast, efficient service. All terms of legal agreements were clearly verbalized with copies available for review and tangible time frames. Both representatives were professional and, I being in debt lending myself, knew they were truthful and accurate. Thanks!

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    Customer ServiceStaffTransparency

    Reviewed Jan. 11, 2018

    Jason ** and the Welcome Call guys were awesome! Explained everything and answered all my many questions. They were very patient and were fun to talk to. I would recommend your company to anyone who has debt problems, based on my experience with these 2 guys.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 11, 2018

    I call National Debt Relief to help get my credit in order. They were very helpful and I feel confident that everything is going to go uphill from this point on. Everything was explained to me in detail and was able to ask questions and received answers that made me feel comfortable. Wish I had called them sooner.

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    Staff

    Reviewed Jan. 11, 2018

    I am looking on the bright side of being out of debt sooner rather than later. They had all of the good information on how this is going to help me in the long run. I feel like there is less stress on me now and maybe life can get easier. I can't wait to get this all started and see where I end up.

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    StaffProcess

    Reviewed Jan. 11, 2018

    Friendly and helpful staff to walk you through the process. I have just started and have not yet seen what the end results will be. I am nervous of the outcome, but the staff was confident, reassuring and informative. The enrollment itself was well structured and fast.

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    Staff

    Reviewed Jan. 11, 2018

    The people I have spoke to were very friendly and helpful. They answered all questions in a timely manner. It has been a very thorough experience. I would tell a friend about the experience. I am hoping all my debt is over in 2-3 years. I am hoping to make double the payment and be down early.

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    StaffProcessTransparency

    Reviewed Jan. 11, 2018

    Both person I talk with was very professional and informative. All the questions I had were answered and explained to my understanding. I now feel like I can see a light at the end of this process. I am looking forward to getting started.

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    Process

    Reviewed Jan. 11, 2018

    Very happy. Took 4 months to start the process but is so worthy. Thank you so much guys. For sure I will recommend National Debt Relief. At first I was a little afraid because the time but after this 4 months they find a great deal with my creditors and now excited and grateful.

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    Process

    Reviewed Jan. 11, 2018

    Garrett was very patient and thorough throughout this whole process. Solomon did an excellent job of reviewing all the important points to finalize our account. I would recommend to a friend that they could be assured of getting their questions answered professionally, and they could be assured that their debt problems would be resolved.

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    Reviewed Jan. 11, 2018

    I found National Debt Relief via a Google search and I'm very happy with how knowledgeable and professional the individuals I spoke with when signing up! I'm looking forward to becoming debt free!! In doing so I plan to hopefully open my own business someday!

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    Customer ServicePriceProcessTransparency

    Reviewed Jan. 11, 2018

    I called National Debt Relief to enroll on their debt settlement program and their reps walked me through their process. It took a couple of days and it wasn’t very hard. So far, I had two settlements already but still waiting on the third. The cost of their service was fine in terms of the knot that was settled and their negotiators who handled my account were all right. But they have not been the best at communicating. I was getting a call from a debtor saying that National Debt Relief contacted them and they said the offer was too low. Then the next thing I know there was another offer and the debt was settled but I was never contacted beforehand that National Debt Relief did an offer. So that was confusing.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 11, 2018

    When the National Debt Relief reps talk to me, they talk to me professionally. Sometimes when you don’t have the company or the office in the place that you live, you're scared because you don’t know if there’s going to be a fraud. But I love that they send me everything through email. The communication was excellent, and everything was good. They always called me informing about everything. I feel more comfortable with them.

    Before, I felt like I was paying every month and never reduced my debt. That made me feel that I was throwing away my money because I used to spend $800 monthly just in credit cards and they never lowered. Now, I'm paying $400 and National Debt Relief is reducing my debt a lot. Now I don’t need to talk with the credit card personnel, who sometimes are too much. You feel scared in that, so it’s good for me that NDR speaks with them. I have three or four debts that they've already made arrangements with. Some of my credit cards were $2,000 or more, and they made it less than 50%, which was so cool.

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    Customer ServiceStaff

    Reviewed Jan. 11, 2018

    I have credit cards debts and National Debt Relief was the first one I found. Enrollment was easy and everything was good with my payment plan. My interaction with their staff was good too. They called and asked if I was okay with the settlement and I said yes. Since working with them, things have been better as far as payments and stuff and I'm ready to have my debts behind me.

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    StaffTransparency

    Reviewed Jan. 11, 2018

    I’ve had some financial difficulties and have fallen behind on a lot of my bills and credit cards. So, I was looking to get myself back on track and get my credit score to return to a good status and get rid of a lot of debt. I have used a consolidated credit in the past and it was a simple thing. But what I didn’t like about them was it was very hard to get a hold of them. They also didn’t make settlements with my creditor. They simple figured out a round number ahead of time, and then I paid every month, but that was it. My debt did go away, but there were no settlements made. So, I looked into some things and I heard the advertisements for National Debt Relief and I looked them up online. They had a good standing with ConsumerAffairs and the Better Business Bureau. They seemed to be reputable, and had good feedback from previous clientele. So, I decided to give them a shot, and they’ve been pretty good so far.

    Unlike the previous company that I have worked with, National Debt Relief created a bank account for me to put money into, where it is going to sit. They then contacted my creditors and they made settlements, rather than just paying the full thing over time, and then pay the creditors with money coming from the bank that they have already set up for me. Another thing that’s fantastic is that I am able to time the way it has been going, and whenever I have gotten a settlement, I’ve been able to tell them, “Okay, let’s take that,” because I had enough in my bank. And if I said that I couldn’t afford to do that, they will wait and keep trying to negotiate. So, I have more control with National Debt Relief compared to the other company that I have worked with in the past.

    National Debt Relief also constantly updates me, like when my monthly payment went up. They told me that they were going to send me a new schedule. It had dates when something was coming out, so I knew, and was able to make sure that I have the funds available and they can take the money to allocate to the creditors. I’d absolutely recommend National Debt Relief.

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    PriceStaff

    Reviewed Jan. 11, 2018

    I couldn’t afford to pay all my bills anymore and I was working part-time. I was struggling. So, I had to do what I had to and I reached out to National Debt Relief. And they are helping me really well. I should have had two bills paid off this month already and I'm starting on my third one. It feels so good. And hopefully, I can get my life back together soon. National Debt's team have been very friendly, and they keep me in the loop whenever they come to an agreement with one of my creditors. My cost is really reasonable compared to what I was paying before and I feel comfortable with it. National Debt is doing a fantastic job and I thank them so much because if it wasn’t for them, I would still be out there figuring how I'm going to pay my bills.

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    PriceStaff

    Reviewed Jan. 11, 2018

    I had talked to National Debt Relief and I felt that they could help me out with my credit cards and loans. They're paying off the bills without a lot of interest, and it has taken a lot off my plate. They were able to contact everyone, even the bill collectors that kept calling me. Everything's great. I've already recommended them to one of the employees that I had. She was struggling and I told her about NDR, and she's happy with them too.

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    Process

    Reviewed Jan. 11, 2018

    I had multiple credit cards. I was trying to keep everything up, but I was paying minimum payments and was not getting anything paid off. The process was easy with National Debt Relief. I sent in my information, talked to them on the phone, and they said that they would go through everything. I went through all the questions of what all I owe and verified everything. They then enrolled me and set me up on a payment plan. I’ll be paid off on the end of next year.

    The only issue I have is it took too long for them to notify the companies that they had taken over my debt that the companies were calling me and harassing me. But working with National Debt Relief has helped. I’m struggling to make ends meet and get the bills paid but I know that there’s a light at the end of the tunnel. I’m not really happy with the amount of money I’m having to pay out per month, but they are working with me on that.

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    Staff

    Reviewed Jan. 10, 2018

    I'm hoping this program will be successful and help me become debt free. Just started the process today. Everyone is really nice who I worked with and gave me the encouragement that it will work. The next steps will be hard I feel.

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    Staff

    Reviewed Jan. 10, 2018

    Patrick ** assisted us with a plan to pay off debts following our financial hardship. He was very knowledgeable and truly wanted to better our situation. I look forward to working with the Client Services Team until we have completed our plan. Everyone is very professional.

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    Staff

    Reviewed Jan. 10, 2018

    Marvo was so awesome to work with. I felt so ashamed about getting myself in debt, but he talked to me like a caring friend and got me through it. I'm looking forward to being Debt Free in three years! National Debt Relief believes in me and as I in them. I'm recommending them to a very close friend of mine. She's already feeling relief from hearing my experience. Wahoo!

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    StaffProcessTransparency

    Reviewed Jan. 10, 2018

    I would like to Thank Annalissa ** from NDR for assisting me with her utmost attitude. She definitely explained everything I questioned with the answers I was definitely looking for. I can’t wait to finally start with this program which I’m excited about because I can honestly say I’ve never really trusted anything I’ve heard about until I got with them. Thank you.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 10, 2018

    Excellent service. Everyone was very helpful, answered all our questions and explained things so we understood. This has reduced our stress tremendously. Would highly recommend National Debt Relief. John ** did a wonderful job and so did the welcome call representative.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    Both people I talked to did a great job explaining everything to me. They called when I told them I would be available and did not call when I told them I could not speak to them. Great job. Thank you.

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    Customer ServiceStaffProcessTransparency

    Reviewed Jan. 10, 2018

    The ease of the process was surprising and easy. I was happy with the explanation from my rep and his help on helping get out of debt. The welcome call and letter also helped explained everything further in detail. Also she was friendly and helpful. Thank you.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 10, 2018

    It was a good experience. Nice and respectful people. She did an excellent performance and I'm grateful to be able to get help from people that seem like they genuinely care. Also was willing to answer any questions that I had and explained her self clearly.

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    StaffProcess

    Reviewed Jan. 10, 2018

    I started the process today 1/10/18 and both representatives were very courteous, knowledgeable, patient to Assist me with all questions concerns. Processed everything in a diligent manner. I would recommend to friends and family if needed. I am looking forward to resolving my debt.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    The people were very nice in dealing with enrollment, they covered all documentation paragraph by paragraph to ensure understanding on my part. They were willing to answer all questions and covered the details throughout the process. This company was recommended to me by a friend.

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    Staff

    Reviewed Jan. 10, 2018

    When someone is going through financial hardship life can be very difficult. National Debt Relief staff spoke to me with compassion and were not judgmental. They were very knowledgeable about the subject and the services provided. They were able to provide information to me on one of the hardest days of my life.

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    Customer ServiceStaffProcess

    Reviewed Jan. 10, 2018

    Ben and agent from welcome call was very professional and detailed with assisting us through this process. It's early in the process however we are excited to have a plan in place with National Debt Relief. The process was much less painful than we imagined it would be. Thank you Ben and National Debt Relief staff.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 10, 2018

    Both agents were very helpful and supportive and thorough in their explanations. They made sure to answer any questions I had, and made sure that I understood the responses. Both agents were very detailed. This is going to be a huge help for me in the long run.

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    Customer ServiceStaffProcessTransparency

    Reviewed Jan. 10, 2018

    Very nice and very professional and non judgmental. Everyone I spoke with was very nice, I felt comfortable with the process. Everything was explained in depth to me. Joseph ** should be recognized for his exceptional customer service! I would recommend your services to anyone.

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    Staff

    Reviewed Jan. 10, 2018

    He was extremely helpful and and answered every question I had with the utmost respect and consideration. He actually made me feel like he cared about my financial status and was eager to help me out and get out of financial debt. He made the Experience a lot easier.

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    StaffProcess

    Reviewed Jan. 10, 2018

    My rep was Charles **. He was very thorough in explaining the process and answered all of my questions. This is a very difficult decision and I admit I am still a bit nervous but I am looking forward to working with Charles and NDR to resolve my debt.

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    Staff

    Reviewed Jan. 10, 2018

    This has been a great experience so far. I have been well informed and the representatives that I have spoken to have been amazing. They amaze me. Excited for the future and given me the confidence that I can be debt free with the help of your company.

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    PriceProcess

    Reviewed Jan. 10, 2018

    So my debt increased over the period it’s taking your company to negotiate my debt. When started program actually debt was just over $10,000. I have to pay you $1,000 for negotiating my debt and then constant small fees to just transfer funds to the debtor and the credit card companies even though notified in writing BY me NOT you, still keep posting interest and late fees, that your supposed to negotiate away and force the credit card companies negotiate on the actual debt not keep adding more to the debt. So I end up paying 80% or more back anyway. You don’t fight hard enough for us poor and we can’t even afford the heavy monthly payment you impose on us as well. I will not recommend this company. Right now my health is in the ** and I’m having to refuse medical to make my heavy payment each month to you guys!

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    Customer ServiceTransparency

    Reviewed Jan. 10, 2018

    I was not thrilled with explanation of delinquent accounts originally given. Welcome call cleared that up. Had I known initially I would have not continued with process. I am still disappointed with the situation but I have limited options to choose from.

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    Customer ServiceProcess

    Reviewed Jan. 10, 2018

    Great customer service! Thanks to Andrew who helped me understand clearly about the process and this is one of the best decision that I have ever made. Thank you National Debt for helping me a great start. I will definitely recommend to friends and family who are going through the hardship like me.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    Reps were great and services given were very professional. There is a bit too much information given during one call. Maybe a breakdown of information is necessary so that the reps don't feel rushed and neither does the client. It should also be highlighted during the "power of attorney" portion of the signing that it's a limited power.

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    StaffTransparency

    Reviewed Jan. 10, 2018

    Everything was explained to me to help me understand. People were very friendly. They went through everything slow for me. There were some things I didn’t understand but was explained to me in a friendly manner. Thank you for helping me get out of debt.

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    Staff

    Reviewed Jan. 10, 2018

    Colleen was very helpful in the application process. She was very knowledgeable and nonjudgmental. My welcome review went very well and smoothly. I would recommend NDR HIGHLY. I have been really stressing about my debt, stress that I already have raising a disabled child. I am completely confident that I made the right decision with NDR. THANK YOU.

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    Staff

    Reviewed Jan. 10, 2018

    Very good and informative. Expectations are what was described so far. Customer care is very helpful answering questions and modifying information. Look forward to finishing this program. Website shows good details of negotiated accounts and credit report also seems to be reflecting the same.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 10, 2018

    Freddie was prompt in returning my request for information. When I called him, he was very professional and answered all of my questions with clarity. I truly felt they wanted to help me resolve my debt to start the new year off right. I am excited to see the progress that will be made over the next few months and am hopeful that my debts will be resolved.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    I had a good experience thus far with NDR. The customer service is very good. All my questions and concerns was answered. The staff is very professional. I look forward to a great partnership. The customer representative was knowledgeable and friendly.

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    Staff

    Reviewed Jan. 10, 2018

    I have received great service so far. They have been available when I needed to talk to them and have answered my questions promptly. They have settled three of my debts and have contacted me promptly. If I had to give Recommendation I would rank them very highly.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    Everyone was quick to respond back to the inquiry. All associates were friendly and helpful to make a stressful situation easy and conveniently fast. Loved the experience of knowing I have made the right decision to go forward. The convenience of the online form signing was great too.

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    Customer Service

    Reviewed Jan. 10, 2018

    Calling someone to discuss my debt was an absolutely terrifying prospect. David helped me feel so comfortable and not ashamed. I have chuckled several times about how National Debt RELIEF has been just that, such a relief! I am grateful for how quickly you were able to get this taken care of, I slept well for the first night in ages!

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    Reviewed Jan. 10, 2018

    It was pleasure to work with National Debt Relief for paying off credit cards debt. They analyzed the debt on each card accurately and with patience and offered the fantastic plan to be debt free by going through it! The plan fit perfectly my budget and it backs up the credit score in a timely manner.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    I had a wonderful experience, professional and caring staff going the extra mile. Dorian and the welcome call center went through all the steps and information to make sure everything was understood and answered any questions. Thank you for helping me get back on track!

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    Customer ServiceStaffProcessTransparency

    Reviewed Jan. 10, 2018

    Customer Service is stellar. Could not have asked for a better experience when dealing with a difficult matter. They answered every question thoroughly. They took their time actually listening to each of my questions and concerns and thoughtfully responded. From beginning to the end of the enrollment process, my representative walked me through each step and outlined my program and made me feel comfortable with my decision.

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    StaffProcess

    Reviewed Jan. 10, 2018

    Charlie **, was great, very helpful and a very caring gentleman... He answered all my questions in guiding me through the process. I am looking forward to working with your company to get this done and be debt free... Thank you.

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    Price

    Reviewed Jan. 10, 2018

    It was very helpful, if all is correct I can be debt free in 24 months or less! I had a lost in the family last Jan. I haven’t been able to get back on my feet ever since I have tried to make min payments but I can’t get out of debt. It's too much interest rate. They double every month even when I try to catch up.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, 30th Floor
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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