Freedom Debt Relief Reviews

I decided to try somebody and the people at Freedom Debt Relief explained stuff to me. Now, I’m just waiting to get back with them because they’re negotiating the rest of my stuff for me then I’ll be paying them all. I've been working with them for a year and in terms of customer service, everything is okay. I just make my payment every month.

Freedom Debt Relief has been helping me with my debts for almost three years now. I like that t I don’t have to talk to the credit card companies or anything like that. Freedom does all the talking.

Signing up with FDR was pretty straightforward. I've been with them for about a year and I've been getting emails from Credit Karma saying that some of my debts have been getting taken care of.

I'm using Freedom Debt Relief for the second time and they have been great. You put the money in your bank account and they make arrangements and get the bills paid.

Very pleased with Freedom Debt Relief. I was very stress trying to cover all my bills until I made that phone call to them, best choice ever. If you want stress relief from your debts I Recommend Freedom Debt Relief, trust me you can’t go wrong.

Taken care of my first settlement. Making sure I'm up to date on everything. Can look at my account anytime to see what is going on with my debts solution. Thank you so much. Less burden on me.

The employees of FDR are great. They are friendly, helpful, understanding and compassionate. They are more than willing to help and will work with you if you are having difficulty making a payment and need to miss one. Everyone I have spoken with at FDR is wonderful. They always treat you with respect. Thank you all!!!

They help me a lot with my credit card debt. I am in the middle of my negotiation process. When I finish I can give more details about the process. They are consistent with the negotiation. I will clear my debt next year faster than other option that I look. Thanks for your help.

I am in need of anything that was paid towards American Express. I have received a summons for garnishment and as far as I know, this was paid. I also have 2 of my 3 credit reports which shows one of the accounts FDR is working to get a settlement. I show this as written off only on one of my credit reports unless I missed it. Thank you for any help you can do for me.

One of my creditors from the credit report was not added to the account from the original phone call and it should have been and now I am going to be charged more money to add an account that the gentleman I spoke to originally should have added to begin with. I am very unhappy and unsatisfied with your company.

Have done that every time I can to every one I can... Very good experience with the process and got 14 accounts handled in just 4 years and 3 months. Was a little hesitant at first to do this, but now I'm glad I used Freedom Debt Relief for doing this and now debt-free from all the creditors.

Customer service was fantastic, I never had a bad experience. They answered all my questions. I'm so glad I decided to go with Freedom Debt Relief. I would highly recommend them to anyone. Excellent company and excellent service. I never thought I would resolve my credit card problems.

Updated on 02/08/2022: This has definitely helped me get rid of debt. Wonderful experience and thrilled with the total outcome. Now I will be able to retire in less time than anticipated. Ready to tackle a new phase of my life. Would definitely recommend to everyone I know.

From our experience since signing up with Freedom Debt Relief is very positive. All that they relay to you is very accurate and true. We are happy with their service to help us get out of debt. We are still in progress with them to get all our credit cards paid off. It is nice to have the dedicated account so you don't have to juggle the family budget to pay the bills. Yes, we are paying for the service but they have reduced our total due by a large amount so we are happy. The National Litigation Legal Group is great in case the creditors try to come after you for their money. We did have to use this service as well as one of our credit card company took us to the legal action. They did the negotiations and we had a very positive result.

It's been less than two years and I am seeing a bright light at the end of the tunnel. It's hard to explain in words the emotional roller coaster I was going through. Trying to be debt free and independent, after my divorce was not an easy undertaking. I was constantly crying and trying to figure out how I could handle it without anyone's help. I got an email from Freedom Debt Relief and decided to call. This was the best decision ever. In a few months, I'll be debt free! Having peace of mind has never been so sweet. I feel at peace and my smile has never been so big. I don't regret making the phone call. It has changed my life.

Fairly happy but didn't pay attention to the fact debt not paid considered income and dealing with IRS has been a nightmare. So now I have had to deal with setting up payment plan with the IRS and incurring late fees.

The company takes a advantage of vulnerable people in trouble. The customer service people all say something different.. They also try to get you take a loan which is a moneymaker for them. The interest rates are off the wall crazy expensive.. I will be glad when I can get rid of them... All my money goes to them.. They are very deceiving and great sellers...

They are extremely helpful if you have a problem and the first sediment they saved me a lot of money. Once you get started and start seeing results you know it is worth it. If you have to change your payment plan they are really glad to help you.

I have been incredibly satisfied with the service I have received from Freedom Debt Relief! The representative was so great and thoroughly explained the program to me so I was well informed before I starting the program. The dashboard is a perpetual source of information and updates. I receive prompt emails and texts when a settlement is reached. They threw me a life preserver when I was drowning.

I Warren ** would like to thank members or associates of FDR to allow me to resolve credit problems through the program for starters. I would like to thank personal lending specialist AUGIE ** & members of customer service to get me in the the right direction. Once again THANK YOU, WARREN.

Since I began working with Freedom, I feel calmer to attend other aspects of equal importance in my life. This program gathers all aspects of the problem and is perfectly prepared and armed with the necessary tools to solve the following situations that may arise in the future. I recommend it with all my heart!

FDR have taken so much pressure off my life. They do a wonderful service. The people I talk to are very polite and guide me through every step, no need to worry was what I was told so I didn't, they took control of my debt and let me get on with my life. Thank you Freedom Debt Relief. Stewart.

Very courteous, went over everything in detail, how it works, always could check my status. Did follow up with me to let me know the settlement agreements was going. Any questions or concerns you could contact them at any time. Let me know when I completed my debt with a graduate complete account. I couldn't have done it without them.

Updated on 07/14/2021: They do what they say. They've negotiated 7 of my 8 enrolled debts for half of what they were. I'm very pleased with them! Very nice on the phone and very professional. I'm so happy I did this. I'm well on my way to being debt free and my credit being great again. Thank you FDR.

I feel very happy with the amount of Bills were paid and my credit score is moving in the right direction.. Communications are excellent and people are great at explaining the process and answering questions I may have. I have 3 more yrs and I will be debt free. Ty FDR.

When I first joined Freedom Debt Relief company I had three credit cards and they were not maxed out but they were quickly climbing because of the high interest rates that I never would have been able to get caught up. I came into the program with around $25,000 in debt. I will be graduating the program with over half of that paid off. They do an exceptional job negotiating the debts down by over 50%, that I couldn't complain about anything. After my first year in the program my credit already started going back up and it's had the most positive effect on my life and credit.

Consolidated bills. The representative (Jaime) that has been working with me was very professional, understanding, polite and explained the program very thoroughly. She always called back when said she would. I couldn't ask for a better representative. I receive emails regularly on my progress. I was set up on dashboard so I could monitor my progress. That system is very helpful.

Updated on 01/27/2021: Everything is moving along and my creditors are not bothering me anymore, big relief. Freedom Debt lets me know what they are doing and gets things rolling. Thank you for the help and peace of mind. I have recommended to others, family and friends.

I felt like I was drowning in credit card debt, Freedom Debt Relief took over and worked everything out for me. Now I have one payment takes care of all, it's as simple as that, plus I have some other debt after I started program and they are taking care of that.

The debt was mounting and we looked into a couple of other ones but Freedom Debt Relief was at the right place at the right time, and I went that way. My husband said that we could've done this with somebody else so I took all the debt on me. FDR took care of everything during the enrollment process. I gave them my debt and then, they gave me a number I should give them. They let it pile up and they negotiated with the creditor. I got a few calls and I just turned them over to FDR. I didn't realize that when they settled, you would get a 10.99 fee and you would have to claim that debt on your income tax. So that was like a blow and I didn't know that was coming. Still, I'm happy with them so far and I can't complain.

I've had some friends who had gone through and used Freedom Debt Relief so it was basically more of the referrals from a friend that made me decide to use them. It was pretty simple and easy to get started. You just send them the information of what creditors you have and they would do all the work for it. I've been with them for about two years now and so far, everything has been excellent. My credit score has gone up from just going through the different credits and the negotiating that they've done. So I've been able to minimize the amount of debt that I have and actually got to work on getting my credit score higher. The payment plan is perfect as well. It's working out great.

The representatives have answered all of my questions and they’ve been patient with me. But having all that money taken out gets me upset. I don’t make that much and it really gets to me. But I guess it has to be done. It was on the internet that I found Freedom Debt Relief one day and because I knew I had to do something, I thought I’d take a dive at it. Everything is working out well now, finally. They’ve settled three accounts and now they’re working on two more. So it’s gonna take a while to get it done.

Everything is good with Freedom Debt Relief. I’m able to pay the debt off. Before, I would have five different cards with minimum payments of $200 and I couldn’t make it. It’s helping me out because now I’m able to make it. I actually went with somebody else before and practically, they were the middle man, so I just kinda hopped over them and went straight to you guys. I’ve already settled with one card and then right now one of my highest cards, we settled on that. So I just have to keep paying into my Freedom Debt Relief account, and as long as I make my payments, it’ll be paid off in a couple of years.

The lady I talked to from Freedom Debt Relief was really nice. She called me back and she let me know about the program. I thought about it for a while and then I finally did it. I'm glad that I did. The enrollment process is very easy. I did everything on the phone. I told them who I wanted on there. They ran the report and they sent all the paperwork over the phone, and it was really fast.

I'm happy with the outcome, a little tense about how long it's taking, but I'm adjusting. Still having creditors calling me, but I just dont response back to them, also my credit score is real low right now. For the most part I'm very glad to have Freedom Debt company helping me. I will be so glad when this come to an end. I'm on a fix income and it's a little hard trying to make it with was left of my monthly income after giving you guys every month. It's hard. But thanks, this will be over soon. Thank you. Mrs **

Been very informative and helpful in explaining how the process works. I just wish that I could put more money and faster to get the process rolling quicker so that I could graduate faster. I'm also going to have my fiance go through you to help her with her credit card that and helping get it paid down.

I suppose for the most part I am not unhappy with the results of this debt relief program, just not really all that happy either. And I think the FDR representatives did a pretty good job of explaining the program to me when I signed up. They did discuss fees with me but the main fees that were discussed with me are the monthly ones, the NLLG and your monthly service fee. That only amounts to around $20 a month. The settlement fees were mentioned and discussed a little bit but at no time did anyone explain to me how much these settlement fees were going to run. I have not reviewed your program to date because I was wanting to wait long enough to where I could see results.

This has been the best experience. I'm getting out of debt and don't have to deal with any of the nasty calls from collectors. I will end up getting out of the hole for a lot less than I would've anticipated.

I was over my head in credit card debt and FDR helped me climb out. I'm 2 years into a 4 year program. I followed all the tips they gave me, pushed past all my fears, and I can see light at the end of the tunnel. I have focused on making my payment every month, and they have taken care of the rest. I would recommend FDR to anyone struggling with never ending credit card debt.

The customer service is amazing. You are in good hands and they treat you with dignity and respect. Which is definitely what you are needing when your works is upside down. I would recommend them to everyone who may be in need of help.

I can't begin how great it was to Nyesha, she made me feel she really wanted to help me out and set the program, and she is always there for me when I need to reach out. She is very pleasant to work with.

UPDATED 12/19/20: I just need to be done with this program the monthly payments are killing me. And they don't care. Be very careful dealing with Freedom Debt declaring bankruptcy was probably a better choice. Please I just want out of this program

I was scammed for $100,000 in credit cards and money. I bought gift cards and I went on with it for about a week. Then all of a sudden, I said that this was not legit. The scamming first started a couple of years ago and I was in horrible debt. I went online about seeing debt relief and then Freedom Debt Relief popped up. So, I called them and I got involved with them. They’ve already reduced a couple of my debts. I was even sued by Bank of America and the litigation company or attorney worked on that for me, which was great. So, FDR has given me a lot of relief.

I talked to my sister and one of her friends was using Freedom Debt Relief, and she wished she had done it long before. I took her word and I talked to a young lady from Freedom. She was very nice to me and she went on and set me up, and I've been going forward ever since. They handled my account very well. Two debts have been settled, and I have 10 more to go. I just started back in September and I'm sending in $402 a month. I know that’s not a large amount. I thought maybe I was gonna be able to up it, but with my other bills and insurances, I can't. I will send in more when I can. This month, I sent in an extra $100. I will continue to do that as long as I have some money coming in.

We have two accounts that they're still negotiating with. They've been turned over to the collection agency so maybe it'll go quicker now. But Freedom has successfully negotiated with four of my accounts and the payment to be made to them. They are being paid now. The process has gone very smoothly. Their reputation and the ease with which I was able to enroll in the program made me go with them. Also, even though they would take a significant portion out, the terms of it were still very competitive with others. The underwriting process didn't take very long. Whenever I’ve contacted someone, they've been helpful and friendly, and they do tell me accurate advice and information. So far, I'm pleased.

Freedom had a booklet and that was very well put together. It’s something I needed and helpful to me. Also, I felt very comfortable with the people I spoke with. They always gave me a number where I can reach them. They were people that I knew I could count on. I kept getting letters from some of my debtors and I had to find out about it so I called them. Every time I called, they would say that had been paid off so I felt very comfortable. And they got me a quote I could afford every month. I’m on a fixed income and I couldn’t do a whole lot other people could do. He assured me that what I was paying was what they felt I could handle and I have handled it. I feel very confident with that and I just feel very comfortable in the plan I’m in with him. I seem to have a little bit of extra money left at the end of the month.

I am so pleased with the results from FDR. I have received exemplary help from FDR, as well as the National Litigation Law Group. I am so glad I made the call and signed up for their assistance. FDR is the best.

As I have taken the first steps of this program I am very satisfied with the experience. All the staff have been very helpful and knowledgeable with the questions and steps needed to get underway. Thank you.

Very friendly and helpful staff, didn’t make me feel uncomfortable or ashamed. Would recommend to others for sure! I ran into trouble due to medical expenses and the death in the family. Also had divorce debt from the past, had never recovered.

I only recently spoke with representatives set up my account with FDR. My first impression of this company is 100% favorable. As I said, I’m early in the process, but I’m totally satisfied with my experience to date and plan put in place.

I got with FDR because of the reviews, and the reps I dealt with turned out to be very, very helpful. They told me everything that I needed to know and helped me set up the whole account. I am also impressed with FDR's flexibility of payments.

I saw Freedom Debt Relief's advertisement and I called them. I have been with them for a year now and they said the program might take three or four years. I send in $300 a month into my checking account, then they take that out and they're paying whatever they're supposed to pay. But I have to call them because I received something from a lawyer for me to make out and send it to her. However, FDR never notified me about this. Other than that, some of my debts have been settled and so far, everything's been fine.

FDR has been good to me. They did what they said they would do. However, they kept switching me to different people. They sent me over to another guy, and he tried to talk to me. I missed his calls and he missed my calls. He left emails which I got. Then, when he approved the loan, that was it. They told me to use my computer to download the final approval, the contract, and how much I have to pay a month, but when I go to log in my user name and my password, it rejects it. I tried everything I know. I’ve even tried to reboot it and rechanged the password. You try to go by a name and put the things that’s gotta be in it, and it still rejects it. Before, I’ve been using the site, and I’d get everything I needed.

I had 11 accounts and they’ve done well. There’s a relief that they’re getting this down and my credit score has went up a little bit more. When you come from being in a 720 and go down to a 4 something, that was devastating for me. The person that I talked to, at first, we went back and forth because it was a scary thing for me. I wasn't sure what it was, but he explained it in detail and he made me feel comfortable. I started my first payment the end of June of last year and they’ve settled three of my accounts. One is paid off and the other two are settled. It’s a 24-month span but it’s a small amount.

Freedom Debt Relief has been really good. Their rep, Tyler, helped set it up and if I had any problems, I would email him and he would email me right back. They’ve already settled one of my accounts. That took bout six months and I was very satisfied with that. The payment plan they gave me was excellent. When they did the first settlement, I had a question about how they had allocated the payments. I called the 800 number in the email that I got and I asked the question whether my monthly payment to them would go up since the payments on the first settlement were going to be above and beyond what I was already paying them. But they said that it would come out of the monthly payment that I sent them already, which was good to know.

Working with a knowledgable person who helps you understand the system. They are able to help you with any questions you may have. The best part of your helper is always there and answers you very quickly. Paperwork is sent to you at all transactions. They help with any problems you might have with the closing accounts.

They are very concerned for the resolution of your debt and try to resolve it in your favor. I do wish we had heeded the warning of credit unions not willing to compromise.... that resolution was a disappointment but other than that the other creditors have been willing to compromise and it has helped us tremendously! They go above and beyond the call to help and arrange solutions to money issues including legal help when needed. Thankful for the ease at which we can use the dashboard and get response on questions. I recommend them highly.

The people I have dealt with while in this program have been the greatest and the most helpful. They are very understanding and kind especially when understanding the financial burden I am going through. I don't have enough words to say how they have managed to relieve me with some of the toughest burden I have ever gone through. I have never defaulted on a loan or payment in my life and it was a very hard decision to make but they have walked me through every step.

I signed up with Freedom Debt Relief in an effort to have my credit card debt reduced, and they were willing to help me by giving me a full and clear explanation of their services. I appreciate the people at Freedom Debt Relief in expressing an interest in helping me to reduce my debt.

Absolutely satisfied with all they offered me in helping pay off my current debt. Did all they said they would and highly recommend them! This saved me a lot of money in the long run. Couldn't have done it without them!

Overall very satisfied. I only have one complaint. My husband and I did borrow some money from a relative to help knock this out, When I called I specifically ask that it go toward my largest debt as they called me 20 times a day. That didn't happen. I called on 3 occasions and was assured the would start negotiations. We are almost a year into program and they just negotiated with a collection agency. The percentage saved on this particular bill was quite a bit lower than other accounts. I just wish I would have someone communicate that they weren't going to settle this debt when I requested.

When you need support, FDR is there to help. This is a great way to pay off your debt and let professionals handle the negotiations. When you use FDR there is a team to support you while getting through this challenging moment in your life.

I can't say enough about the service provided from Freedom Debt Relief. They allow people to get a fresh start relieve the burden felt by unbearable debt. They negotiate settlements and allow you to start rebuilding your credit profile. Great Company!!

I can finally sleep at night, this was a nightmare. Freedom Debt Relief is helping me pay off bills that were out of control, I felt like I was stuck between a rock and a hard place with no relief in sight.

I like that I can always count on my questions answered promptly and professionally. When I need to send a document, it is very easy to upload on the Dashboard. And my representative is within a call or email away and always very helpful. Great job, FDR!

I now pay over $400 more a month than I was quoted with. So, I pay more than I did before entering this program. I was never told I could get sued by my credit card companies. I have currently been sued twice and waiting for the last one to sue me also. Things are way worse than they were before.

Thanks so much! I now can cover my other bills and make 1 monthly payment to Freedom! Making my life so much more comfortable.

I have been working with FDR for a while now and couldn’t be happier. I went thru some hard times and still am and needed some help. I checked them out and also read the reviews. I liked what I read so signed up with them. I was nervous at first but everyone I have talked to from the beginning to present have been so nice and caring. They put your mind at ease and make it so much easier. I am very happy with the settlements I have had and also have some in progress. They are very good at working with you when it comes to setting your payment plan also.

I called FDR because I was notified I am being sued by one of my creditors. I'm very glad I called. The person I spoke with, Rusty, made me feel at ease and walked me through every step to take regarding this process moving forward. I'm very grateful to have FDR on my side. Thank you.

I had gotten into a terrible financial hardship and they helped me get everything taken care of. They're at the last account. It’s being paid now because I don't have any more deposits. They just have to send the payment. I dealt with multiple debt consultants and each one was very friendly. The program was set up initially with the payment plan. But if I needed to modify, they were there to assist me. Everything worked great. I liked that I didn’t have to deal with all the creditors.

Freedom Debt Relief gave me an application to fill out, I filled it out, and they went over everything with me. The reps were very knowledgeable. They helped me with everything that I needed help with. When I call, I just talk to whoever answers the phone. They set me up with a great program. I would recommend it to anybody else. I only have two more outstanding bills so it’s going great.

Freedom Debt Relief is fantastic. I did a lot of legwork on my own, but I sent letters and emails to the creditors and gave them Freedom's information, and they stopped. I’ve only had one thing where somebody is trying to sue me. Freedom's legal department has stepped in and I haven’t heard another word from them. So, I’m assuming it’s being taken care of.

I called one of the other companies to begin with. They’re based out of Plano, Texas. They were more like used car salesman. They were pushy and rude. And then I started reading about FDR and the other things on the Better Business Bureau, and Freedom Debt Relief had a lot better reviews than anybody else so I went with them. They’ve done a good job. But they should look at the amount they say you should pay in a month a lot harder because I’m barely scraping by month-to-month now because of that amount that I’m paying in that account. Also it’s much easier to call them and speak to somebody. I figured that out because that dashboard thing they have online where you’re supposed to go and do everything with, is kind of screwy and confusing. I don’t think it works. It’s not real user-friendly. But FDR has already got a couple of debts settled out.

I was looking for somebody that could talk to me and the Freedom consultants were very good. I'm now working through my debt and trying to get to a point where I can add more money to the plan. I like it and I'm very happy with them.

Lost account numbers and faxed letter mix ups. I have been contacted seven times for account numbers being incorrect. On Feb.27 I received an E-Mail stating that you received my letter from ARS, however, you did not see that account enrolled. You E-Mailed a copy of the letter to me. It is not even the letter that I sent to you.

It's been less than a year and I am almost debt free! I'm excited I had the opportunity to take care of this much faster than first planned. That means I'm closer to starting to rebuilt my credit. Although I felt skeptical about this and afraid of the very low credit score and negative impact it did on my credit, I'm glad I took the chance. Paying things off feels like such a relief. My stress levels have dropped and I am feeling confident that before I know it, I will have good credit again. I will not give 5 stars yet because I haven't finished the program but so far it's been a great experience.

I am so happy I went with this Company to control my debt. One of these days I will be debt-free, what a day that will be! I would recommend Freedom Debt Relief to anyone and anywhere. They do what they say they will do.

They've been very helpful and supportive of me on my road back from debt. Deeply appreciate the legal protection and not having to worry about being hounded by creditors phone calls constantly. Wish I had found them sooner. Love that they had set me up with a plan and support. So looking forward to getting back on my feet and them being with me every step of the way.

I would like to say my experience with Freedom Debt Relief has been just that FREEDOM! They made everything feel like a smooth process. Updated me via email, text, and or called me. I knew that if I had any questions or concern I can call them and I knew I there will be someone on the other line excited to help me with my question or concern. I recommend Freedom Debt Relief to everyone who needs it.

I am pleased of the outcome even though I'm half way there, I do notice how they are knocking creditors out. At first I felt nothing was happening but with a little patience I started seeing progress. I'm excited that things are starting to move along. I trust all those that have been working to help me get out of debt. Things happen in life and sometimes you don't have control but there are people like you to help those in need. I appreciate you all. Thank you.

Sometimes app is a little confusing but overall they have done a good job. Wish I could speed up process. Think the fees have cost more than originally said. I thought there was a max in amount they could charge apparently I haven’t reached that.

I wasn’t too sure about doing this debt relief, I was sooo far in credit card debt. But I am truly amazed. They already paid off 2 big credit cards and negotiated 2 more. I am so excited and satisfied... they are so helpful anytime I have had to call too. Very polite.

I cannot recommend this service. I came to FDR in a state of desperation, like many folks do. And while I'm close to being in much better financial shape now and this company helped me to get (nearly) there, I can't help but find this a disappointing and disheartening experience. In the end I'll be paying nearly the entire amount that I owed the credit card companies. The real issue I have with this company is their lack of transparency. Last year on their client dashboard they had a countdown of deposits remaining and it was getting down towards zero. With about 6 deposits to go, this section no longer appearded on the dashboard. When I called them about it, they told me I had 9 months of twice monthly deposits to go- which was certainly a very disappointing thing to hear. They seem much more interested in getting their fees than giving you accurate information about how long this process will take. I'm very disappointed in this company.

Freedom Debt Relief has been okay. I’m not terribly excited about the idea that when an account gets settled, they need to get paid first before the account starts to get paid. Their fees should be broken up. Every once in a while, I put off a payment for a few days. At the end of last year, I couldn’t make one payment and I had some accounts that were due for payment, and I only put off the payment for three days. I had $900 in my account and they kept contacting me that this was gonna put the accounts that were being paid in jeopardy, this and that, but they had a fee coming in for something that had just been settled, and they needed to collect their fee before waiting three days so I could have all the money.

Everything was very good with my experience with Freedom Debt Relief. They did what they said, they had a plan, we did it, we got it done and everything looks like it worked out fine. The payment plan was also fair. It was doable.

My experience when signing up was awesome. The representatives were great. Although I've been barely doing the payment plan, I've been making it so far and the program has been working great. Before, I was getting pretty worn out over the deal. I had a couple of surgeries and I couldn't work for a long time so I got way behind. So this really helped out.

I was very happy with Freedom Debt Relief's customer service. It was good. I’ve been with the company for about four years now, and about 10 debts have been settled. They're there when you need them. They take care of the situation. It’s not the same consultant all the time, but they're good.

Updated on 01/18/2023: Very professional team at FDR. They helped me reduce my debt and negotiated with the credit credits on my behalf. I paid my debt in a few years with their awesome help. I couldn't have done it on my own. Thank you kindly.

Freedom Debt Relief program helped me enormously. I have been on the program for a year and will be debt-free, 3 years this October. Just in time for my retirement. (The credit card companies would not lower my interest rates even being a loyal and longtime customer.) One even wanted to take me to small claims court and the FDR program includes lawyers for you. Another one went to collection and they resolved it within a week. They are very professional, helpful, courteous, non-judgmental and so helpful. Thank you so much.

So far it’s been very easy and pleasant. When I call someone answers the phone and answers any questions that I have. Still a little wary but am confident everything will work out. My advisor David ** is great and has not let me down yet.

Company was a bit hard to get a hold of after initial sign up, but looks like things are underway as the first settlement has gotten approved. Really optimistic about the program and hope it keeps going. Thank you.

I am pleased that Freedom would help me. No other lending agency would give me a loan. Freedom not only took on my debt but lowered the debt. I am hopeful that I will be able to complete the loan and get back on my feet.

So far so good. That said, would appreciate use of very aggressive position in negotiating discounts with pending creditors. 10 to 20% payoff settlement offers will only become available if they are proposed and held to until negotiations reach an acceptable price point.

You guys are the best, words alone can not describe how great you guys are, you came and lifted a great burden off my shoulder, I feel relieved, your meticulous way of solving people's problems is amazing. I will not hesitate to recommend you to anyone who needs help with resolving their debt issues. You're the best.

I would like to say that everyone I have had a chance to work with has been very helpful and the service has been great. I seem to be moving along as they said we would. My thanks to all who have helped.

As I sat on my computer looking for hope on how to overcome my bills I came across Freedom Debt Relief. I have been struggling for so long and I am tired. I filled out the form and was contacted by James and he worked with me to come up with a plan. The people at FDR are there for you and very helpful. I am glad I made this choice.

This was a good experience and helpful staff always on hand to assist my needs. Having access to the Freedom Debt client dashboard made it easy to monitor our progress. The tools to help get our financial independence back were always a click or phone call away.

Everything’s been fine with the debt consultant from Freedom Debt Relief. Also, everything’s been pretty much straightforward and easy. Their website is user-friendly. The service is excellent. Every time I call, somebody’s there to answer. Working with Freedom is helping to move everything along.

I went with FDR because it seemed to me like Freedom Debt Relief was gonna benefit me most and it was just easy to talk to them and easy to use. The first person I talked to explained things well to me and I just decided that was the company that would help me. It was made clear to me what I was getting into when I first signed up, and then I’m free to get on my dashboard anytime I want to and I could ask questions there and it tells me what my status is all the time. At the time, it was really a lifesaver for me because I turned in two debts to them, and combined, the monthly payment was quite large. And so to get it reduced to the payment that I now pay, it was such a help to me.

The process seems slow, but it has been going well. If I could deposit more money, I’m sure it would go faster with the debt. The people I've worked with have been professional.

I like that Freedom Debt Relief didn't take their fee upfront. They enrolled whatever debt I wanted to enroll, and they negotiate settlements on my behalf. I pay into them biweekly. Settlements are negotiated, they pay the creditors and take their fee. Also, I'm covered by their National Litigation Law Group in case if someone sues me. Before they negotiate a settlement, the National Litigation Law Group handles that on my behalf.

Had a question regarding a letter I received stating that they were considering a possible lawsuit against me for nonpayment of debt. Was assured that I need not worry, that I would received help when and if it was needed. Have forgotten the nice young man’s name I spoke to, believe it was Migel, but not sure. Thank you so much for putting my mind at ease.

Amber is the best. She is making this transition for me as easy as possible. I am very reluctant to do this, but she is helping me through every step and explaining it all so well. I am sure with time, I will get more comfortable. Even though I have debt, I have never gone without paying a monthly bill and I am struggling with this... she is truly trying to help me. If I have to go through this with someone, I am glad it is her!!!! Sheri **

It is very helpful because it’s going to help me pay off my debt. And also it’s easier to live this way because I want to pay the minimum amount to pay off my debt. And of course I would recommend this to my friends if they need help. It’s very easy to talk with the representative and go through the process. It takes 15 minutes and I Thanks to Freedom Debt.

There are so many questions that we thought of these first 6 months in the program. There are always answers available from pleasant and supportive customer service staff. Financial issues cause stress and anxiety so talking about them is not easy. FDR staff are positive and friendly and put my concerns at ease. And the best part is, it is helping us get out of debt for good.

I heard someone mention Freedom Debt Relief so I looked it up. I said that it was rated well and that was when I made a call. Things are hard for me right now because of the money, but it’s doable and really working. At first, for a few months, the calls and letters were ongoing. But now, it has passed. It’s quiet and I’m not getting any more calls from all the debt people that I owe. My son just got on Freedom Debt Relief a week or two ago and I’m gonna get some money from him because I was able to help him get through. It was also what I was going through.

My experience has been great with Freedom Debt and they are doing what they are supposed to. Their reps have been very good. But I'm gonna need to call them as I don't know where I stand. I have to find out how much money is in the account as I have no idea. I’m about dumb as dirt when it comes to anything electronic so I haven’t accessed my online account and probably won’t. But we’ve been paying Freedom and it started at $400 a month. That was for a year. I had to change it to 200 and that was for another year. Now we’re back to 400 again. I know they settled one account so that leaves three. The three accounts are all like $9500 and they are all pretty substantial accounts. There’s one that’s just a little over $7,000. I don't think Freedom's had any offers to settle them and I’m thinking Freedom's gonna have to collect more money so they can at least offer them half.

Everything is fine with my experience with Freedom Debt Relief. I did a review of the collection agencies online and FDR was rated the highest. Their reps were very informative and answered all of my questions without saying, "I don't know." They work with you and they settle on an amount. Then I see how much the monthly payment's gonna be. And then when I looked at the payment history, I saw a lot of fees popping up that I really couldn't find any explanation for, but I just shrugged it off after a couple of years. It didn't really bother me then.

I've been with FDR for two years and everything's going well. I'm just seeing if I can knock down my payment a little lower because I am paying 500 and something dollars a month, and I live in California so it's a little high. But I've got two accounts closed and they've been very helpful and very responsive with all my questions and concerns. Also they weren't asking too many questions like all the other people, "Type in your email, type in what you owe." It's just, "Give us a call. We'll answer question," type of thing. So there wasn't too much waste of my time and all these emails. It’s more one-on-one. Their dashboard has also been very helpful and very easy to read. There's never really long waits and everyone's very polite.

Signing up for the program was very simple and easy for me. Freedom was awesome in answering any questions that I had. That made my decision very easy. I’m looking forward to seeing my debt go away and let them do their jobs.

I am somewhat satisfied, I thought it would help improve my credit, when in actuality it didn't. My Discover card which was in the program went into collections, and I was about to have a judgement against me. I would to liked to be informed by Freedom Debt that they could not reach a settlement and I personally would have tried to worked with Discover.

They were very helpful and courteous and eased all my worries. I would definitely recommend them to my family and friends who find themselves over their head in debt and want instant relief and peace of mind. I have all the confidence in the world that they will settle my debts to my satisfaction and in a timely manner.

I guess they need to send me a list of the creditors they are working with. I’m getting calls and emails. I’m sending emails to Stacie **. A list of credit card numbers. Thank for all you do. I feel like weight has been lifted.

Since I am new to Freedom Debt Relief I have had a good experience so far. The process has just been set up and the month of March will be the first-month test to see if all is in place. I'm hopeful.

I have been having a lot of financial issues and I appreciate the kindness and understanding of the people I have come in contact with. They are straightforward and honest in explaining what I need to do. Even though I had problems to make my first deposit and add more accounts to the program they still were kind and thorough with me.

They are doing a great job. Hopefully that I can restore my credit. I would recommend that anyone that is having trouble using this service to resolve their debts and restore their lives. It is easy to get into financial difficulties if they are not careful and this is better than filing bankruptcy.

When we contacted Freedom Debt Relief we were unsure of what we would see. We've been suffering for about a year and a half after we were burned out in the Camp Fire November 8, 2018. We have been kind of robbing Peter to pay Paul using credit cards and taking deals like no interest for 18 months then 24% from then on. We lost our income in the relocation and have been heading for a financial precipice since. After talking to Freedom we feel a sense of new life finally. Once again we have some hope for the rest of this life. Thanks Freedom.

Freedom Debt Relief has been really helpful. They are knowledgeable and reassuring that my debt will be resolved. They have guided me every step of the way so far. I’m looking forward to the end result of my relationship with FDR.

Hi at the very first months, I was constant fear failure just blue, wasn’t sure done the right, I know now I have. I do see the debts being paid. Watching the progress makes even better. Debt being settled with agreement. Patience is a number 1 factor. I have been satisfied.

Everyone at Freedom Debt Relief is always polite. And the people I've worked with have always been very nice. Shoutouts to their professionalism, patience, and helpfulness. My payment didn't overwhelm me, but my bills have been getting paid and my debt has been going down. I'm gonna have it paid off by October. However, I have to call them to ask them if I can lower my payment because it's too much. It's up to 320 a month now, and I need it back to about 220 a month. I'm very satisfied with Freedom Debt Relief.

When I checked on Freedom Debt Relief, I thought it would be my advantage to go with them. And at the time, they were the only ones I knew of. The rep kept up with me and told me about the different things that were happening, how everything would work, and how they would manage to take care of my bills. They also told me how to counteract any phone calls or mail that I got while I was in the process of getting set up. They explained things to me very thoroughly and helped me out tremendously. I like that they knew about my dilemma and what I had to do. The service was very good. They always contact me if there’s something that I need to take care of or to look into. They also tell me how to go about doing it. I’m almost out of my debt and I’ve only got about another year to go and I should be free. If someone were in my dilemma and needed some help, I would suggest to check out and go with FDR.

Freedom Debt Relief responded very quickly when I began looking for some help with debt. The rep I worked with was very open. He explained everything very clearly about how he and the company could help me. He was personable and he made me feel like I wasn’t so stupid for having those debts. He asked questions in a very professional and non-condescending way.

I have been enrolled in this program for over one year. I am fairly satisfied with the results to date. I am somewhat disappointed in a couple of areas. First the initial contact person was extremely helpful but underplayed the deliverance of a form 1099 from those who forgave a portion of my debt. I believe in most cases it is mandatory for debtors to provide the IRS with these forms and this should be clearly stated as part of the enrollment preview. If you do not include this as income they will penalize you. FDR does point out that their is a form that may allow you to be excluded and your accountant, if you have one, should be made aware of this. As the reason for joining the program should be the same as that required on the exclusion form, FDR should help, if not fill out this form for participants.

Very understanding, helpful, thorough, can call anytime. Just getting started, but feel very comfortable with the process and helpfulness of all the managers and advisors. Hoping to finish program early, and be debt-free and better at managing our cash flow.

Updated on 11/11/2020: Great job! I have been with them for about a year and I have been very happy! They have settle 3 accounts for me and I like that the creditors have finally stopped calling. Not something I am use to as I had never missed a payment before.

With health issues, added medical expenses, and loss of income I was having difficulties and struggling to keep my debts current. The stress was putting more pressure on me. The help from Freedom was amazing. The process was easy and took just a short time. Their staff is so courteous and helpful and there when I need them. A great stress reliever. I would recommend them any time.

I thank Freedom Debt Relief for helping me when I didn’t know how to help myself. I was stressed and depressed until I found this company. Keep up the good work! I am now feeling much better thanks to you. I will definitely tell everyone I know how you helped me.

Thank you for helping me get all my bills paid off. I'm happy that I have just about got all my bills paid off. Thank you. I have told my friends to get help for you on their bills. My granddaughter called and got all her bills paid off. Now she is so happy that I told her about you.

I have had the best experience with Freedom Debt. Thank you so much. They are professionals and know their jobs. I am so happy with what has happened so far. I am looking forward to having my credit cards paid. Micheal is wonderful and keeps me updated all the time.

Freedom Debt Relief has been so helpful to us. The people I’ve spoke with have been extremely nice and explained everything very well. I felt very comfortable working with them. It has worked wonderfully to help us with our debt. Thank you.

FREEDOM IS A GREAT WAY TO HELP YOU RESOLVE YOUR DEBT. They provide all the information to you and give you an understanding as to how the debt resolution works. Freedom employees are knowledgeable and are always polite and guide you in the best direction. Freedom is the way to go, to resolve your debt.

We are very very close to being done with debt consolidation, with the exception of one account and Freedom has been very helpful and patient with us. Hopefully all will be taken care of within the week and we can move on.

The experience has been smooth and seamless, my debts are being negotiated and settlements are coming. The experience has been positive. I was stuck and wondering how I would be able to manage the debt after I lost my job. Freedom Debt Relief came to the rescue. I am well on my way of paying off my debt.

Freedom helped me get through the toughest time of my life. Being in debt sucked not to mention when you have other problems on your plan. Let's just say I'm happy that I called you guys. I will recommend you to anyone who has debt. Y'all are taking care of me and I'll return the favor. Thanks again for all your hard work from the management to the staffs and everyone who works there.

I am/is in a financial situation where I need help to consolidate my credit cards in order for me to free up the stress I was having. The representatives That I spoke with were very knowledgeable and understandable. This service is good and I recommend others of this service.

The representative made me feel comfortable talking with him. He was very encouraging and I felt he understood what I am going through. He explained the process step by step in a manner which I could understand and asking me if I had any questions along the way. I would definitely recommend the company and representative to a friend.

I called my creditors and they would work with me, so I kept paying them. I tried to file bankruptcy but I couldn't do that because they were gonna take my car. So I kept searching and searching. I wanted the best that there was and it’s Freedom. I was skittish about doing the process but when I finally contacted Freedom Debt Relief, I spoke with Casey and he was so wonderful to me. So I went ahead and went on to do it.

When I first signed up, I worked with one rep and she was good. If I have issues, FDR is pretty quick to respond by email. They also had lower monthly payments, which was why I decided to use them. I'm using them for my credit card. And I like that that my bills are getting paid and that my credit score is going back up. They do a great job and take care of everything for me. I just have to send them a piece of paper every now and then.

FDR's customer service is terrific. They helped me do everything I needed to do. And every time I call and I have a question, they always answer it for me. I was making a $103 payment every two weeks. However, my check came at different dates so I called FDR. The rep asked my why I was making two payments. And I said that was the way it was put to me. She switched it to make it one whole payment of 206 on the date that I asked her. My daughter-in-law used FDR before, which was what told me to use them. At first, I was afraid because I thought I wasn’t gonna be able to make the payments, but they worked with me and here I am, almost through.

This company have been a real professional in helping me resolve my debt issues. The agents are great in keeping the client abreast in the progress status and if there are any other opportunity available they will gladly let you know. they do not pressure you - only suggest in your best interest at all times.

A OK!!! Great outfit. My wife pays all bills before, now you took a load off her back. She is so glad to have this service now. I recommend your company to all the friends at the coffee store in the mornings.

I was extremely misled when it came to my debt consolidation. It was explained to me that all I needed to do was continue to make my monthly payments and they would negotiate ALL of my debts. I came to find out that I did not have enough money in my account to negotiate a debt and I had to do so on my own. I asked explicitly about this exact situation and was explained to me otherwise. When reaching out for answers, everyone I spoke to seemed to beat around the bush and ultimately did not seem like anyone was genuine or actually willing to help with my situation. My credit is now in the gutters and this has been of minimum help for me to be successful for my financial future.

Very satisfied with the customer service I have received and the timely resolution of my debt. I would recommend them to friends and family. I am so happy when I call a customer service agent, they answer my questions effectively.

Freedom Debt Relief has been instrumental in my debt Relief program. From the start to an ongoing program they have been very cordial and helpful in every step including attorneys and personnel to aid in the program. I recommend Freedom Debt Relief program to anyone who is in need to relieve themselves from overwhelming debt.

So far this has been a great opportunity to cut back on unwanted debt! Although my credit has been devastated by this decision it gives me the option to start over and rebuild my credit. Thank you, FDR for your hard work and dedication to my situation.

This is all new and unfamiliar to me. For the first 7 years of my adult life I have managed to build up quite a bit of debt through multiple sources and thought I could just make the minimum payments to get by. I quickly realized I wasn’t getting anywhere and started to look for help. After answering just a few questions I got a call from Michael ** with FDR. He explained to me my options and different solutions to my debt, in ways I could actually understand. He was able to answer every question I had and reassure me of any concerns I had. It’s great to know I’ll be informed every step of the way and they’ll be there to assist in every way they can. I’m excited to finally be getting on track to a better financial situation and better credit. Thank you Michael and FDR for helping me through this process!

Good work keeping me informed and dealing with my debt. I would recommend you to other people. Thank you for all your time and effort while dealing with my debt, you have put my mind at ease and I can relax easier.

I definitely recommend Freedom Debt Relief to anyone considering debt consolidation. I was able to pay off a large amount in credit card/loan debt in far less time through payments into a dedicated account. They also worked to get an settlement on a judgment so we could refinance our house.

Called to get information on how much money I needed to put into my dedicated account to finish the deposits. Did not get a straight answer. The lady gave me an estimate and stated it may take more. She didn't know and couldn't find a way to get the information.

I started with FDR about a year ago. First year went pretty smoothly. Whenever my husband or I had a question customer service was generally helpful. We had a special circumstance this past December. We received a gift of $6k and decided to put it towards our FDR account to speed up our program. At that point we had 3 debts. One resolved, one in process, and one pending negotiations. I called in December and spoke with a customer svc rep and expressed to her that we wanted to use the $6k to accelerate our program and since it was more than enough to cover the current debt in process plus its fees could we do a lump sum settlement? She said yes and that she would forward the request to her manager. She also said that should jump start negotiations on our final debt.

Accurate timely information given with onetime updates and very nice customer service. I appreciate the communication and how quickly we have been able to clear my accounts together as a team. It is truly appreciated and I will be happy to tell a friend about the great service provided to me thus far with my Freedom Debt Relief account.

Explained how Freedom works. Let me know that I could call anytime. Explained how things worked and how to handle creditor. Assured me that Freedom Debt Relief was available to handle whatever problems that came up. I felt relieved that I was getting help.

My debt became unable to handle without being stressed out. Without their help I have no phones call all the time. When I have question or need help someone is always there to help in any way they can with out making me feel like I am not using my knowledge on my own.

Very Helpful and enjoyed working with them. I hope they can get me on the right track and hope this does not happen again that I will need them. I have enjoyed working with Matt. He seems to really care about the person he is working with so I wish to thank him and Freedom Debt Relief.

I am pleased with the help I get in going through the process of paying off my debt! I feel Freedom has been doing what they say they do so far very well! I have not experienced any surprises or lack of help when I have needed it.

I have problems trying to keep up with my account, I just moved and have no job. My sister is helping me, I spoke with Alex who helped me out while the previous person was not very clear with me. Alex was clear and precise. Thank you Alex for great service.

No matter who I get on the phone, they are very respectful and courteous and extremely helpful. Thank you for understanding my situation. I'm so happy for joining Freedom Debt Relief. I know I should be done with my payments, but just can't do it right now.

I was very worried about taking this step, Epsy answered all of my questions and listened to my concerns about starting this program. I am new to FDR but I feel that I am on the right path to become debt free!

Yes, I would recommend Frida because they help you solve your debt problems and keep you very informed. They are always pending to send you a message in any movement that is being made and I congratulate them because they help people who are under-recourse.

Freedom Debt Relief has been very helpful in starting the process paying off all my creditors in a timely manner. It is very easy to communicate with them anytime that you have any questions. They explain the process very clearly, and they are there to support you in this process.

Excellent communication when needed and the best customer service! The qualification is triple "A" A-vailable, A-ffable, A-ccredit! Customer support is always handy and response right away if a question arises. I am very satisfied to be enrolled in this awesome program. KUDOS!

This program has been a real lifesaver and I did in fact recommended to a friend who has also enrolled. The process was detailed but explained very well. This has allowed us to have a better quality of life and rest a little easier.

First of all thanks so very much for this great opportunity to share my experienced. Whatever I will write here are accurate & from the bottom of my heart. First when I spoke with Mr. Michael **, he explained to me all about the freedom depth. I said to myself, this is it, the solution I’m looking for. I can sleep better now, no worries. I trust Freedom Debt Relief. I’m looking forward for a better life because of the full support of Freedom Relief. Thanks everyone especially for those staff that I spoke with. God bless???♥️

I’m not satisfied that Freedom Debt Relief is working as well as they can. I saw them online and they seemed decent. I said I would try them. But knowing what I know now, I might have tried somebody else. They tried to put me over to a bank that was gonna take over my debt but I was gonna end up paying more in the end than I had started out owing. That's not making me happy. I want my bills paid at what price I owe. I’m real worried.

My husband and my daughter were afraid that the program with Freedom wasn’t gonna work out. But we’re practically done now. We just have two more to finish off and I’ve been pleased with what Freedom Debt Relief has done. Any time that you call, they are able to answer whatever your questions are. The rep that I spoke to initially said that if I ever had any questions, I could call on him in terms of directing me to if I needed to go to anyone specifically. When I called to ask them specifically about something, they would look through my record and verify it and we’d come to an agreement of what was gonna be next. They were also caring every time.