Freedom Debt Relief Reviews

You helped in the long run - but it took 9 months to get started. We were getting constant collection calls. I ended up negotiating my settlement with my credit card. I was on the phone for almost 2 hours and negotiated down about $10,000. I thought we would get much more help and much sooner. Our other settlement has not come through and I'm worried about the payments now. I would not recommend this service to my friends. I'm still praying for a quick ending to the problems. Thank you for your help, but I wish it was more & sooner.

Everyone I have talked to or dealt with in any way have been very helpful.

Thanks guys for helping me. I'm really satisfied.

After only 5 months in the program, my debt has already decreased by 45%. I definitely on my way to a debt free lifestyle. Thanks Freedom Financial!!

Everyone I have talked to has been really helpful and they have stayed on top of things to get everything resolved quickly. I have nothing but good things to say.

I was under a mountain of debt when I heard about the wonderful success stories of Freedom Debt Relief. The representatives I spoke with talked about the tremendous success they had in negotiating settlements with creditors. The program they offered sounded really good, the people I talked with on the phone were very helpful and seemed genuinely concerned about my plight. I signed up and started making the recommended payments.

After writing this review everything finally got settled with no additional monies being taken. It still took a few months to get my "graduation" package but it did have a thank you card with the signatures of many people so i felt appreciated as a customer. I still feel you could save money & negotiate your debts yourself for a lot less but if you just don't want to deal with it I can safely recommend this company. FYI upon completion of this program my score went from a 450 to 670 within a few months. I'm now up to a 720.

I have been getting call from people that you all should be dealing with that still taken money from my account and I got one today. They are going to take me to court and sue for their money.

I'm very pleased with the monthly calls, and excellent service. They always answer any questions I have and keep me updated on a monthly basis.

Very professional and kind. They will put your mind at ease. Kim ** the original person I spoke with is amazing and all of the other people were equally kind and very helpful.

I have emailed customer service 5+ times asking them to remove my Western Dental account. I had spoken Kelli ** and she told me it would be removed a month ago. I e-signed what she sent and sent her the proof she wanted. I emailed her and customer support over 5 times in the last month with no response. I prefer communication in email so I have a paper trail. I'm so frustrated that all I want now is my $620 I put in the program so far and for my bank to no longer be charged the $310 a month. I would like my money back within 7 business days without customer service calling me to try and talk me out of it. My customer id is **.

I have not found a job like I wanted to. So it seems to be taking a while to get anything paid. But I will keep looking for some help. You guys are great! I can call at any time and get answers or help to my concerns. I count the months all the time to see how I am doing.

Going with FDR was truly like a large weight being lifted off my shoulders. I no longer had to juggle paying bills just to afford food. I am relieved beyond belief!!!

* month enrolled in program. Never returned a single call. Supposedly settled for 75% on two of my debts before their fees of 21%. This 96% was not the original debt of 7800.00. It was after 8 months of late charges and fees they said I would not have to pay. They always got them negotiated away. Bottom line: they put me 12000.00 deeper in debt between 6 creditors. They settled for 118% of the original debt. Now I am seeking bankruptcy and will likely find an attorney to go after FDR in my state. Don't trust them. They are liars and will allow your debt to increase thereby increasing their 21% profit on the settlement.

I have had a big mess of a problem ever since getting my second summons on a Discover account. The law group they have me on retainer for did not send Freedom the necessary paperwork that I signed for a settlement. Meaning Freedom had no idea a settlement even existed and if I had not called to check on it I would have never known payment wasn't sent and had a judgment against me for not paying.

I just received my first settlement and I couldn't be happier! I'm well on my way! Everyone that I've interacted with has been very helpful and understanding. It feels great knowing I have people on my side and doing what they can to help me out. All my questions have always been answered and I feel really good about how my issues are being resolved. The best decision I ever made was calling Freedom!

Everything about this company or bank or whatever the name is very helpful. I really appreciate about on everything at no exception.

My experience with FDR has been absolutely seamless. The representative I worked with was very helpful and I am kept up to date on my account at all times. Very happy.

Freedom Debt Relief has really helped me to gain control of my finances. They have been diligent at resolving my debt issues and have been excellent communicators with me every step of the process. I would definitely recommend them to anyone who is suffering from credit issues.

It's been great now, that I can start seeing the light at the end of the tunnel. Still have a ways to go, but it's getting easier as each day approaches... Thanks Freedom.

I was so stressed about my bills. After talking to Freedom Debt I feel so much better. They handled everything. No more phone calls from creditors. Such a weight lifted off of me. So happy I called them!

So far so good, I received an email indicating that one of my debts was resolved so that is a huge relief for me and I hope to keep pushing forward and resolve this debt a lot quicker.

Customer service was thorough and patient with my many questions and reassuring when I started getting calls. So far everything is going exactly as I was told it would be.

Never got a solid answer from anyone about my withdrawal... Very rude & unprofessional... You can do all this stuff on your own.

I am extremely pleased with the immediate response and results I am seeing with FDR!

So far I haven't seen much done. 1 account been settled talking to Mark ** about a bank checking my account. Also the bank statement were mailed and lost and I have to remail them so it is going slow. Thought more would be done but I still thank you for what has been done.

Freedom Debt Relief were very clear about what they were going to do for me. The goal to reduce my debt was explained for me to understand. If I ever had any questions or was nervous about anything they provided me with answers and kept my mind at ease. Thank you so much.

My first contact with this very caring company was Charlie **. His help and Guidance was so professional as are all the others I have worked with. I now can sleep at night.

I have documented proof of electronic communications regarding a summons to appear in court for my wife sent to F.D.R. They acknowledged receipt of email and said no further actions were required on our part. We recently found that we were sued with no representation. Now F.D.R. wants to up our monthly payments by $75.00 per month. When we signed up for this program we were assured that our appr. $600. per month would cover all our accts. Turned over to F.D.R. their customer service dept. is confused and show a great lack of communication internally. We never talk to the same person twice and they can never find records from previous calls or communications. We are just fed up. Lord knows what this will end up costing us in the end. Think twice before signing a contract with this outfit or at least have a lawyer review it first.

My husband entered into this program a few years ago when the economy went south and debt became unmanageable. Initially, things went well, debts were managed and paid off. However, in the last few months, we saved enough money to pay off the total balance - $7748. We received a payoff quote and paid the balance on 7/29/15 via electronic transfer. To date, the money has not been used to payoff either balance for Citi or Amex, regardless of my husband's daily attempts to put pressure on the customer service team. Last week, we were assured that both would be paid off by now. Still getting the runaround, trying to get approved for a mortgage, and can't get anywhere... these people are deceitful and I would NEVER recommend them.

Freedom Debt Relief is by far the best. They will set you up with an affordable payment plan and negotiate with a specialist to settle your accounts. So far I am very happy for the process that has been handled thus far. I highly recommend using them if you're in a financial debt.

I could not be happier with the progress so far. In just 4 short months we are already making settlements. How exciting!!!

I am so thankful for Freedom Financial. They have made my life less stressful. I was to the point I did not know what to do to get myself out of debt. So far I am so pleased with the results and I am sure I will be out of debt sooner than I would have been if I would have tried to do this on my own. Thank you!!! Thank you!!

I'm new to the program, but so far it has been great! They are doing a fantastic job.

Thanks you for helping me gain control of my finances! Freedom Financial is helping me and my family get our life back in order!

I have received the professional, guidance and direction necessary to engage in all steps-phases of debt resolution. The team of Freedom Debt Relief are outstanding in terms of their customer service.

I've been in the program for 4 months and have seen excellent results so far. FDR said it takes about 4 months to get my first settlement. Mine came in less time and I've had two settlements in just over that time. I wish I had started a lot sooner. I recommend anyone to Freedom Debt Relief. You'll be glad you did.

It was good.

THIEVES!!! Would not recommend it for anyone. Do it yourself and you are better off. Put it this way, for a 19000 debt that was settled for 10000, they take 3800 and for a 10800, which has not settled yet but they will take 2600 as a fee. Oh and they make sure they get their money before any creditor. And no matter your experience, awful or not (which mine was Atrocious) the fee they will get. Not a penny less. So they can give you the run around and not answer your questions and treat you like an idiot, but guess what they have already received their cut, so go cry a river. I would suggest anyone who is going through this, DO NOT GO WITH FDR. EITHER GO WITH ANOTHER COMPANY OR DO IT YOURSELF. Do not fall for them - it is too hard to do it yourself. YOU WILL SAVE MONEY ACTUALLY TOO.

Freedom negotiated a debt settlement that was the same as the creditor had submitted to me personally. I was then charged exorbitant legal fees and was required to pay more money over and above the monthly fee I had been sending. These additional charges were far and above more than I had been told upfront and exceeded anything I could afford. I kept calling asking for an accounting and finally one service provider told me how much they were charging in legal fees. When I questioned concern about other outstanding creditors I was told not to be impatient. Following their plan would greatly exceed the time and the money I had initially agreed to. Beware. Freedom put me in a far worse financial situation costing me a great deal of money and time.

Since day 1, Freedom Debt Relief has been very helpful and supportive. Everyone you talk to is very friendly and knowledgeable. Definitely recommend them.

I was happy to see you complete Dress Barn. They were very annoying. I do not understand why US Airways has not been settle that account - was small $600.00. I am also wondering since we have so many account with one bank can you limple them together? Or you would not be able to pay some off because it is so much money and we do not have that much money yet to bargain with? Interest and late fees frighten me very much. I am happy to be on board and I thank you very much. This is a very slow process without much money. Good Luck and Thank You.

At the beginning of the program, I had a great experience with Freedom. Towards the end I saved enough money to pay off the remaining balances. So I called in April 2015 and asked for a payoff. I submitted the funds to pay off all the debt. After a few weeks I called back and they said that they were paying off the debts and had a few scheduled in May. So, I called back in June and they did not have enough money in the account to pay off all the accounts. The agent asked if I could send in a little extra to make sure it was covered and anything extra would come back to me. I was a little upset but I sent an additional draft. Now while all of this was happening, they had stopped automatic draft until they started again in Aug. I was really upset because I was told they were not going to take any more money.

I am so happy I found out about Freedom Debt Relief. They are working hard to knock down my debt and I could not be any happier.

I have been very satisfied with Freedom Debt Relief. The customer service has been outstanding. I will recommend this company and program to anyone who has experienced the financial hardships, such as I have experienced. I am grateful that there is hope for my future and my family's future. Thank you so much!!

So far, So Good. I have been in the program 3 mos and one of my bigger debts have been knocked out. Thank you.

The person I spoke with was very helpful in telling me how to handle the situation of when creditors call me especially at my place of employment. She was very professional and caring.

I wanted to become a part of Freedom Debt Relief because I had a life altering experience that my level of debt became overwhelming. I joined and have already realized a settlement after only being in the program for four months!!! It was exciting to receive the notification that one of my creditors had accepted a settlement offer.

We have had so much financial difficulty the last year or more due to doctor and hospital bills. We were literally living off of credit cards. Thanks to Freedom Debt Relief, we can actually see the light at the end of the tunnel. I would highly recommend them to anyone who is undergoing financial problems.

The customer service of your company is excellent, with timely phone contacts to keep me updated on progress.

Freedom financial has been very helpful in helping me resolve my debt. It feels like a big load has been lifted off my shoulders. I think this is a good thing for people who have overwhelmed themselves with debt and it has become too much to handle. Thanks so much Freedom!

Great service and customer service... I like that you start lowering my debt and I'm feeling better and hope to start saving money.

It's been great so far, great customer service and everything is rolling.

Again, representatives (from FDR) I talk to are informative, supportive and kind, that is a plus.

I was told that there was no way I could ever possibly pay off my credit card debt on my own (despite paying 0% interest on all but one account, which is at 7%). I was told that, even though I have been able to pay more than my monthly payments, with no record of missed or late payments, my best option would be to STOP MAKING PAYMENTS and try to settle with my creditors in court, using one of Freedom Debt Relief's services, of course.

I appreciate the updates that come at least once a month along with follow up calls to determine if I have any questions or concerns. Very attentive and pro-active.

They really are able to do what they say they can. They've already gotten one of our debts cut in half, after only 2 months. I'm sure that everyone is having some problems with finances, but we are a farming family. That makes it harder. We're finally able to sleep at night, just knowing that they are working with us.

Excellent service and staff. Very helpful!!

They are very helpful at first and very good in answering your questions. They told me that me and my husband might be eligible in their credit application that will pay all our debts in just 30 days. We submitted all the documents that they needed and eventually we got approved but they are asking $91 more of my monthly draft of $520 leading to $611 a month within the 53 months estimate payment. When you do the math that is more than $32000. They say that the estimate payment might change but I'm skeptical now. I received two court summons too but this company doesn't even tell me what to do. I only owe $26000 in my credit card debts but I'm paying more than I owe right now. If I only knew that this company won't really help me I should have not enrolled. I'm very disappointed.

I enrolled in the program in 2011 with a large amount of debt after a failed business and death of my spouse. They were awesome. They were supportive, helpful and got started settling my debts straight away. One of my debts was very large and the monthly payment amount was tripled after their settlement offer. It was difficult but with the help of family I was able to make these payments. I made these $$$ payments 2012 and all of 2012. In Feb of 2013 I was diagnosed with stage 3 breast cancer. No insurance and not eligible for financial aid. No medicare, no medicaid. I could not keep up the (in excess of $1000) monthly payments and asked if they could reduce or suspend until I could find a solution. I needed the money to pay for chemotherapy and to purchase health care.

This has been the WORST experience I have ever had with a company. If you are thinking of doing business with them, think twice and take your business elsewhere. They started out great, always very helpful and quick to answer my questions. But about the time I was facing my SECOND lawsuit with Discover, they became completely unhelpful and frustrating to deal with. Somehow it was impossible for them to comprehend that I was being sued a SECOND time for an account that had already been settled. I emailed, I called, each time I would get a different answer from an employee that clearly had no idea what they were doing. I tried for months to get them to help get this issue worked out, they did nothing. I requested copies of what they had paid on my behalf to Discover, they never provided it (which is incredibly suspicious if you ask me).

I can't send an email because I am told that FDRclient.com is not a valid email address. I need assistance.

I am a customer of Freedom Debt Relief. When I inquired about their service, I was informed that they can and will do everything in their power to help with all my needs and questions. I have been in contact with a Mr. Marzine ** from the beginning. This all came about due to an on the job injury. Mr. ** has been very helpful from the first day, explaining to me what the process would be and directing me to other people who would be assisting me. Any time there were questions, they were answered. I am very happy with the service I have received! You will be, too!

Great to deal with and the trust is definitely there in handling my account...

Everyone has been very helpful and answer questions when I need help.

So the first person I talked to that set everything up for me was great and I decided to go with the program.. I set it up to make my payments come out on the 26th of the month and that would start on June 26th. He said if I needed to change that to call back a certain amount of time before the payment came out. I literally Called back two days later and said that I needed to change it to July 26th.. A guy named Titrail ** sent me a form via Docusign and I signed and returned it. I then called back to verify with a random agent that it had been received and that the money would not be pulled in June.

Two thumbs up!!

I called FDR to get a payoff amount so I could close my account. I informed the CS Rep that I had a limited time where I could get my hands on funds to pay off my account. After a few calls I was told that I needed over 14k but I had 6k in my account. So that left a balance of over 8k but for me to call back and get the exact amount the next day. I called back and was given a number of $8,911.00 to close my account. They also emailed me this same amount of $8,911.00.

When I first signed up I was hesitant, but no longer. Everyone has been so patient and friendly, and helped answer my questions. When I saw the first settlement was I stunned - I only have to pay 30% of the balance. That is incredible! Thank you!

Settle one debt so far. So far everything has gone the way they said from the beginning.

I love how freedom financial has helped me take care of some of my credit score issues. I just did not know how to go about this. A huge thank you!

I'm pleased this far settlements are being made and the goal is to get my credit back to standard position. They are very responsive and keeps me updated on every move that made concerning my credit. Again I'm pleased.

I entered into an agreement with Freedom Debt Relief and I knew going in that my credit would crash but, after the completion of the program, my accounts would be settled and I could rebuild. I was informed by FDR that some banks may insist on settling with us but was instructed to let them deal with the banks because they always settle. Well after 2-1/2 years the only holdout, Chase Bank, refused to work with a 3rd party and we were issued a debt cancellation 1099-C for the entire $11,000 debt which is a bad mark on our credit. I immediately sent the information to FDR and they responded saying they would review my case and settle my account for closure.

I've only had three withdrawals made on my credit consolidation account, but have two settlements with hopefully more pending soon. Freedom Financial has made this experience as easy as possible, while not downplaying its seriousness.

The reps at Freedom Debt Relief have been very helpful in answering any questions I may have and walking me through the process. They have been very responsive and even proactive in addressing my concerns. After 4 months in the program (5 deposits), my first of four debt settlements cleared and for an even lower amount than they predicted. A very worthwhile experience (if you are unfortunate enough to need their services). Their website is sufficient and generally updated with the latest information about your account. An overall great service and company.

I think your services are awesome - With a professional and caring staff. I don't feel like I got condemned for having a life-changing event when I had to sign up when my wife lost her job due to downsizing. You are all awesome and I have no regrets signing up for your services. Thank you for the great experience.

Thank you for resolving the first debt so quickly. Never thought it would be this soon. Thank you!

Freedom Debt came to my rescue. They were able to get me out of debt so quickly. First I tried everything myself, nothing was helping. So grateful to them. I will forever be indebted to Freedom Debt. I absolutely recommend them highly. Thank you so much!!

I think you guys try to do good work, and I think you also are pretty upfront about what it's going to cost. However, somehow, my expectations were not really in line with how these "resolutions" shake out. Probably should have done this math first: I submit to the program an amount, say, $14,000 on X date, and a number of months later you (and I together, it turns out) manage to negotiate a settlement on that of, say, $5,500. That's a principal reduction of 60.7%, which sounds REALLY great! However, there is the matter of the fee... about $3000 or 21% of the original balance. That takes the "savings" down to about $5500 or about 30 percent. Now the kicker... During the time it took from joining to settling, the debt was jacked up by the bank from 14K to 19K.

Keep up the good work - sooner than later if possible.

Very unhappy with the program. I would not have joined had my rep ** told me credit unions are notorious for not settling and negotiating for less. My debt has not been reduced and I have had to increase my draft to cover fees. The FDR customer rep ** and ** said I am going to be charge FDR fees for negotiations which will in turn make my original debt go $3500-4000 higher. The whole point of me joining was to have my debt deduced. To make things right I have requested any fees from my WFCU creditor PRENOVOST, NORMANDIN, BERGH & DAWE be waived. I am now waiting for a response.

They are very helpful and informative.

I asked FDR to defer taking fees from my account until they actually have liquidated a debt almost entirely. "Settled" and "Paid" are not the same thing as I have been contacted by several companies who are either awaiting payments! FDR has already taken over $4,436.00 in settlement fees from $10,621 in payments that I have made since joining the program September 2014. In addition, they charge me a $7.25 monthly account fee along $10.00 and $3.00 fees for making phone payments, etc. I am very concerned about how my money is being applied, especially when bill collectors are contacting me and the bills in question could have been paid out of the money FDR has received in my account already! Their results (paid in full) thus far certainly do not warrant $4,436.00 in payments. I have asked for a detailed explanation of each of the settlement fee payments taken thus far and what bill they are applied against.

Any tardiness with account has been purely my fault. The folks here at this site have been knowledgeable, friendly, and very patient with me. I have been suffering from a host of health problems and they have been very patient with me. I am most grateful.

Real forward. At first I was not sure, but I am thankful now.

Freedom Debt Relief has provided the chance to get out of debt, but I have learned how to better manage my finances. They are great to deal with.

Can't get help.

So far we are pleased with our experience with Freedom Debt Relief. They have been courteous and polite whenever we have talked with them. We have only been with them 2 months and already they have settled one account. We are looking forward to having all our accounts settled and our credit restored. We appreciate their help. Thank you.

So far I have had a great experience with this company and taking care of business. The only complaint I have is that I still have yet to get my welcome packet in the regular mail so that I can fill out the forms and get them back to you.

We enrolled our debt which had become overwhelming to us with Freedom Financial in April 2015. They have already negotiated a 50% reduction on one of our accounts and if things keep going this way we will be very grateful and happy customers. Our debt got out of hand when things changed with my husband's health and our jobs. We are both retired now and the need to pay off this debt became critical when the news regarding my husband's health prognosis was not good.

I've had the best experience! They're always checking in and making sure you don't have any questions/concerns which is great!

I am pleased with all the support I am getting from FREEDOM DEBT RELIEF :-).

Very pleasant staff and helpful with my debt issues.

Little frustrated with time in between first settlement. Not sure of which creditor active negotiations are occurring and if offers have been presented.

I cannot register for an account in order to keep abreast on what is happening. Each time I register it says that it will send a confirmation email but I never get it which prevents the finalization of the registration process. I have brought this up to customer service which I was told that they would register me and I could change the password but that never happened. They also took money from my account which made my bank account to be overdrawn and they said they would return the funds but never did.

After losing a great job, I found myself only making about a third of my previous salary. Within a few months, bills started getting tough to pay. I needed help. I didn't want to "beat" anyone out of what I owed them but I simply couldn't pay everything. When I enrolled with Freedom Financial, I felt that finally there was someone on my side, helping me to get some relief. However, I received notice that both American Express, and Discover, were filing a lawsuit against me.

I think Freedom is great and I would recommend to everybody that wants to get out of debt.

After going thru some stressful times, Freedom Debt Relief was there to assist us during our time of need. They were very professional and answered all our questions. Due to their help, my family and I are back on track.

This is the best program. I feel very comfortable when I talk to everyone. I'M VERY satisfied.

I highly recommend Freedom Debt Relief, they are taking the steps to help overcome my obstacles with my financial crisis. I am so grateful that they a part of my team. Resilience is the key to success and debt free. Thank You.

I have been extremely impressed with the amount of helpful, friendly communication I have had while working with Freedom Debt Relief. Not only are they very helpful when I initiate contact, but they have also contacted me periodically just to check in and make sure everything is still going well. Couldn't be happier and more grateful to have been hooked up with this company.

I had a really hard time trying to get them to take off one of the accounts that I had to settle myself. I was impatient and wanted things to move faster. Things are good now.

Couldn't be happier with how this company is helping us to get back on track!

Everyone has been extra helpful.... Now I only have to finish with Bank of America and I am done with credit problems.

Updated 03/27/2020: Great way to consolidate nagging and overwhelming debt....so pleased with every aspect of my journey with Freedom From Debt....once I was signed up everyone was very helpful and courteous. I would truly recommend FFD....I’m almost done with my contract and couldn’t be more relieved.

So far I have been able to resolve the debt on one of my credit cards and I am very happy with how fast I was able to resolve one of the credit cards. Freedom Debt Relief has also been very good about checking up on me and my account. It is nice to know I am one step closer to being debt free.

2 of 4 accounts have been settled within first year. My only regret is that I did not choose this solution earlier. In the not too distant future, all of my accounts should be resolved and I will be at a new place in my personal finances and peace of mind. Thanks.

I have been nothing but pleased with Freedom. I cannot possibly begin to express the relief felt every time I get an e-mail saying another account has been successfully negotiated. Thank you SO MUCH to the entire Freedom team. You are a blessing!

They keep in touch and let you know your status. If you're serious and can adjust your budget, I highly recommend starting this program. It's your future that depends on decisions you make today! Don't delay because tomorrow is just around the corner.

They are great to deal with. They explain everything that they can do and ensure that you understand what you heard. Always following up to see if I have any questions about their service. Pleasant people to talk to. Everything and anything you have on your mind they are there to talk.

I am very disappointed with your services. Most important, I was not told there would be a 21% fee for all settlements. I was not told I would have to have x amount of dollars before you could proceed with settlements. I was not told there could be judgments brought against me.

Happy so far.

I have only been in the program for 4 months but Freedom Debt Relief has taken a weight off of my shoulders. I have two accounts that are already settled and well on my way to get all of my debts cleared up.

I have been treated very courteously on the phone each time I have called with questions. They are always answered completely and I usually have more than one. A few accounts have already been settled in six months.

During the process with FDR we have seen one account settled so far. We recommend FDR beyond question, but the only thing we would prefer to know where they are with the negotiations. There is nothing that tells us where they are at.

All of the people I have talked with on the phone have been respectful and helpful and knowledgeable. They are very communicative via phone and email. I am confident and comforted that my debt will be handled and my life improved when we are done.

Freedom Debt Relief has really worked to help me become debt-free without being overwhelmed by constant calls from debt collectors to which I don't know what else to say. I have settled a debt completely within eight months with their help.

Processing of account was smooth. However, settlement from creditors is slow. To date, only one creditor account has been settled.

It is giving me peace of mind knowing I WILL PAY my bills and be out of debt. THANK YOU SO MUCH.

I couldn't be happier. You guys are great.

It took a while to get started but within the past 2-3 months I have been to resolve 1 of my high revolving interest credit cards. I appreciate the contact I have had with Freedom Debt Relief.

I have been satisfied with Freedom Debt because they have settled 2 debts in 3 months and I highly recommend them.

Freedom financial is in constant contact with me for updates, which assures me that they are always working on my account. They have taken care of 1 so far and 2 remain. But I have complete confidence in their work.

I'm in so far, for seven month with Freedom and I am very satisfied with the progress of my problem. Things have went exactly like I was told and I do have the feeling that each person I have talk to really care about my well-being.

My experience with personnel with your organization has been very cordial. All my requests have been handled to a satisfactory conclusion. Everyone has given me the feeling that my requests were important and promptly handled. I have been advised of my first client debt settlement. Hopefully as my account builds, other settlements will be made. I am satisfied with the help all have given me and it is appreciated.

For a long time I consider joining a company to help get my credit repair and get a new start but every time I called a company, I would change my mind because they would start bombarding me with calls and emails, or the people I speak to would be rude or just not making me feel comfortable. But when I called this company, I feel so at ease. All my questions were answer to the point. I was being encourage and not forced, I just felt comfortable. The person that assist me was very knowledge and understanding.

I actually received a pre-approval letter through the mail and I do get a lot of these letters which I usually just toss in the trash. But, this one caught my eye because of the BBB association as well as the AFCC accreditation. I did my research before getting involved and am so glad that I did. The process was so easy and I bombarded the representative with questions and e-mails after e-mails. She was so nice and so eager to help me. I'm just so relieved that I am finally getting out of debt. I couldn't be more pleased.

Just your normal person that got caught when the economy to a dump, jobs being dropped and places being combined. I contacted them 2/2014 and heard that magic saying. Then after a year I get that magic saying again and was told all about their C+ program that will really help you. They give you a 1 min run through on the 15 page contract asking you to initial each page. Bottom line is I went in with $38,427 in debt and by the time I get out I will have paid $36,840. Funny thing they also sent me something to fax them telling how great I feel. I could go on forever about them but will leave it at this. IF IT SOUNDS TOO GOOD TO BE TRUE IT IS - RUN. FREEDOM DEBT DISASTER.

Just a note to say that my experience with FDR was excellent. They helped me quickly to resolve my credit issue by settling 3 credit cards. Each card debt was settled at half of what I owed. Which was fantastic! I was able to qualify for a credit loan to pay the negotiated amounts (settlement offer) with the creditors. Since the loan paid off for my debt, my credit score keeps improving every month. Now, I'm making only one monthly payment for the credit loan at a reasonable amount. I'm happily satisfied with my experience with FDR.

Happy so far with all resolutions.

I was in a state of total despair prior to signing up with Freedom Debt Relief. They are taking care of everything for me, and it's great to know they have the highest rating from the Better Business Bureau. Already they have arranged a settlement with one creditor, after only four months. The amount of time and money I will save using their service is really significant.

I'm at a crossroads where I feel that this could go either way. I have A LOT of debt and I feel it is taking a LONG time to get anything settled. I only have two accounts that Freedom has even talked to. When my creditors call me asking for money they tell me that no one from the company has even contacted them to even try to settle the debt. I tried contacting my original representative who signed me up five months ago and I can't even get him to return my calls now that we have signed a contract.

** was extremely courteous and respectful of my situation. I was very satisfied with the level of service I received and would recommend your company.

They explained how the process works and helped every step of the way. They negotiated with my credit card companies and I am grateful for their help.

I was at the end of my ropes with dealing with my monthly credit card debt and I tried every option before a friend at my bank turned me on to Freedom Debt Relief. They have been helpful, trustworthy, and true to their word with every aspect of my debt. They have gone above and beyond to help me and happy to say I am on my way to being debt-free! Thank you!!!

I have emailed several times to your company from the beginning of my signing up with your company to please change my paying status to 142.00 on the 10th and 142.00 on the 25th of every month... Three months later I have yet to have my request granted. I have been hurting financially and making these payment adjustments works better for me. I am very upset that the full amount of $284.00 has been deducted from my account once again this month. I thought ya'll were here for me and help make things better for me. Why haven’t I had anyone contact me to grant my request... I have changed my number because of the harassment of my creditors but that is no excuse cause I have provided you with email as my contact. Please get this issue resolved as soon as possible while I try to figure out how to come up with the $142.00 that I thought I had extra to pay other expenses. Very upset and disappointed right now.

Thank you for your service and support with eliminating my debt.

Thanks to freedom debt relief I have begun to catch relief from my debts. The service I have experienced has totally given ease mentally and financially. At the beginning I was helped with all that needed on my path to relief and FDR has periodically been in touch with me to keep me up to date with my dealings with creditors on my account. I have been very satisfied with all the help they have been able to assist me AND with. I wholeheartedly recommend freedom debt relief in your dealings on your way to happiness away from debt.

I really am very grateful on finding freedom debt relief. They help me with my debts; they knew how to handle all my problems. I didn't expect to be done that fast and I'm on the way to rebuild my economic situation. Thank you very much FDR.

I've joined the program roughly 6 to 8 months ago and couldn't be happier. It's really leading me down the road to success. F.D.R is very helpful and will work with you anyway they can. Between the time I joined and now, I owe thousands of dollars below my original debt. It can only get better from here. Much appreciated to all at Freedom Debt Relief!!

When I signed up with FDR, I was stressed-free thinking of all my creditors. Thank you Freedom Relief Debt. And I am very grateful that 1 of my account was settled down. I am looking forward to my other debts to get paid off.

I opened this settlement account with Freedom Debt Relief in NOV 2014. It has been only five (5) months, but I got my first settlement offer at 44% of the final total of one account. Freedom Debt Relief was instrumental in being able to make that happen! And the staff were all so very helpful when I had been given earlier offers at only $200 savings on $1300 debt and gave me a recommendation to wait for these later offers! Their knowledgeable experience in such matters is invaluable! Kudos and thanks, FDR, for giving me such great guidance at every step of this long-running journey I started 5 months ago. I feel so good that this marathon will be finished in 3-4 years and I will be debt-free! I just approved my first settlement in this timely fashion and it feels awesome to be making progress so soon!

At first I was impressed with Freedom Debt relief. But lately I have tried to express my dissatisfaction with them about dragging out the last few settlements for another 18 months when they could be paid off in 12. They refuse to reply to my emails or return calls when I call and ask why they can't pay these last few debts off faster. I have even threatened to call the AG, but still no calls returned.

I have been pleasantly surprised by the help and encouragement I've received from all the employees I have talked to from the beginning. Any time I had a question or concern I felt free to call and never felt intimidated. Wish I had done this earlier!

Although the online report has never worked for me, the agents have always been cordial and helpful in finding out what is happening. They are effective in dealing with the creditors, but one must be patient! Communication could be better. Thank you for your service.

Very pleased, they helped me a lot. They are working to get my debit done.

Contacting Freedom Financial is one of the best decisions I have made. The burden of worrying about my debt has been removed from my life. Freedom Financial congratulates me when there is a settlement. But it's Freedom that deserves the congratulations.

My husband and I just started the program in February and we already have had one debt settled. We still have a long way to go, but so far we are satisfied.

I am so pleased and relieved to have found this company straight away. The gentleman I first spoke to explained everything. I understood how it works what to do about phone calls from creditors and what to expect as the months go by already. In 2 months 2 creditors accounts have been settled, and phone calls from creditors have reduced significantly. It's such a relief to come home and not see 20 messages (some bordering on threatening) from creditors. I highly recommend this company.

I'm still concern as far as sending my information/documentation via fax. I do not receive any acknowledgement whether the faxed docs were received!

Freedom Financial has been very helpful getting my debts cut to a reasonable amount. I would recommend them to every who is struggling with debt.

I called to inquire about a creditor calling. My customer service representative was very cooperative. She informed me that FDR dealt with who was calling me even though they stated otherwise. She also congratulated me on being on my road to debt freedom.

I have to say Freedom Debt Relief has been a Godsend. I was in a situation where I never thought I would get out of debt. They were helpful and friendly from the very beginning. After 6 months I have already started reaching agreements with my debtors. Highly recommend them to anyone in a debt situation.

I am very pleased with Freedom! I feel like I have more control on my finances and know what money is going where. I'm so glad I found this program. I have a new baby on the way and I didn't know how I was going to provide for another child. (Not planned) I feel I can do that now and be ahead.

On apx 4/22/15 I was advised by ** that Freedom needed an extra $180 for six payments ($1,080) to take care of my debt with Discover Card. I asked if I could make a one time payment would the settlement be less. ** called back and said if I could pay $1,280 the debt would be settled. I gave the ok for the separate withdrawal. 4/25/15 spoke to **. I questioned if the $1,280 was the TOTAL amount necessary to satisfy the debt with Discover. ** said yes and it was a savings of over 70%.

I wasn't sure what to think or do when I first became overwhelmed with debt. Finding Freedom Debt Relief has been wonderful. From the beginning, they have been with me all along, keeping in contact, making sure all my questions and concerns were addressed. They provide an online page so I can monitor my progress and call me every other week just to check in and make sure everything is ok.

All the wonderful employees that I have dealt with have been absolutely wonderful to me and show so much concern and care. This is my first mishap in my life and I didn't feel alone at all, very prompt, courteous and attentive. I thank you all from the bottom of my heart and go upwards where I have always been.

Saved my life and my sanity! Thank you Freedom Financial!

I am very pleased! Thank you!

My first debt was resolved after 4 months in program. I was overjoyed. My only concern is that with the fees my bank account will recover slowly. I just pray each debt can be resolved before legal actions and judgments take place. Thanks for all you are doing!

So far in our journey to get out of debt, Freedom Financial has made it so easy and painless that I could not ask for better relief. So far so good... Let's get this debt out of the way!

** is amazing! You guys really know what you're doing and so thankful I found you guys. Only one debt settled in the first three months but looking forward to getting the rest of it gone.

I've been a member for little over 6 months now, Freedom has already got 2 of my creditors paid off and for less than half that I owed! Very excited to see how the rest of my creditors are taken care of. I am very pleased with the progress that has been made so far!

All that has been completed to this point is positive, no issues, follow through is wonderful.

I am very happy with all the staff in their kindness and eagerness to help.

Over all I'm very pleased. I have no complaints and would/have recommended Freedom. It's a process and with any process it's an expectation for things to happen fast. Following the expert advice from Freedom is the way to go. Listen and follow. They know what they are doing.

I have been extremely happy with all the hard work that Freedom has done for us up this point.

The day I was accepted into the program was a day of relief and joy. The endless phone calls and notifications are gone. Nearly every single contact I have had with your staff has been positive. They make you feel like you are the only client. Overall my experience has been positive....I look forward to the day that I am totally debt free.

Your program has been WONDERFUL - everyone that I have worked with has been above and beyond patient about all of my questions. I appreciate all of their help!

I could not be happier with the professionalism and help I have received thus far. I referred my girlfriend to the program and between the two of us we already have three accounts settled. Thank you so much!

So far we have had a good experience with this service. We are hoping the entire process goes this smoothly.

Good so far but I keep getting emails from something I filled out months ago.

A company that has honest people providing a straightforward solution to individuals in difficult situations. The overall results have been life changing.

Friendly & accurate response about my questions I have dealing with my current creditors. Also, provided me with future directions for debt relief within 44 & 48 months.

I thought the company was very helpful out-of-the-way for me made it less stressful and I highly recommend.

Freedom Financial has worked with me in many areas. They have taken the burden off me to get my credit cards taken care of. I would recommend Freedom to anyone who is in debt and don't know how to get relief.

I can't say anything more positive.

I have been very well pleased with the assistance I have received from Freedom! They have made a difference in a difficult situation!! I would highly recommend it to anyone trying to manage!!

I'm happy with my service.

I was so relieved to receive notice of my first account settlement only six months after signing up with Freedom. I am more relaxed knowing that I have such a great group behind me dealing with my creditors.

I feel that you have been helpful when I have questions. I am an older client and get confused easily. All of your people I have had experiences with have been kind and helpful. I am very happy to have one debt paid off but have so many more it gets me depressed. I just hope I am doing the right things to help you.

I am looking forward to resolution on all my accounts. I am pleased with the first 2 resolutions. I feel, though, that my Creditors border on harassment with the constant calls. Hopefully this will change. While everyone has been helpful and pleasant, I would like to commend ** my first point of contact. He was calming, insightful and reassuring. I doubt I would have signed up if not for him.

The personnel at Freedom Debt are wonderful, helpful and informed. So far everything has been better than acceptable. Keep up the good works.

This is a very difficult situation to be in and quite scary. I would recommend that you do a better job explaining the process to the customer. There are a lot of different ways in which the debt is resolved and understanding those bring a peace of mind.

I have been enrolled in the program for 6 months and 2 of my 10 accounts are already settled for quite a bit lower than they were asking. They worked with me and I picked my payment date and at anytime you want to pay more (which is good because the more you pay towards the payoff the quicker they can settle) you can pay more. The phone calls from creditors were quite annoying but if you just let them know that you are working with Freedom Debt Relief then most of those calls will fade away, and the ones that don't I just auto reject them on my phone.....:)

Fantastic Results. Excellent Customer Service.

We began our debt program with Freedom Debt Relief in 2013. Our initial contact with their company was with **, one of their representatives. We spoke on the phone for hours as to what Freedom could do to help resolve our credit card debt. One of my top questions with him was "Will we be responsible, financially, for any 1099C forms sent to us by our creditors?" His response, and I have it in writing, was to "shred any 1099C forms we would receive. We are insolvent and do not have to worry about paying tax on these resolutions."

After I called Freedom to cancel my account with them, they said that I'll have my money back (the monthly drafts they were saving in an account for future use) within 72 hours. I received my money today right when they said I would have it back. Their program may not have worked for me and I cancelled my account with them, but they were honest enough to return my money back. Thank you Freedom.

I started with them in August and have only had 1/7 settled. The only reason it was settled was because of collections. If it hadn't gone to collections I'd still be waiting which I think is ridiculous! I just settled with one of my debtors and settled myself for 50%. When I called Freedom to let them know I need to drop that account they told me to send a fax with an explanation. Why do I have to justify my actions!? You guys are sitting around collecting your money while my accounts are going to collections and getting sued by these companies. There's so much mixed information from every representative you call. I do not recommend this company at all!!!

I joined in October 2014 and so far have heard that FDR was able to negotiate with one creditor. Am hoping that the process would move along a little faster in order to alleviate that number of phone calls from creditors. Also have had one creditor send us to collection and recently received another letter from a new collector for the same creditor.

Everyone associated with freedom debt relief has been very helpful and friendly. They are very knowledgeable and I like their enthusiasm in bringing my debt down and paid off. It's comforting to know they have my back and I don't have to worry anymore about money. I just make my one monthly payment.

I applied for a personal loan with ** who contacted me through my application on LendingTree. In speaking to him once, he informed me only when I asked that the rates range from 11-24%, but it would depend on factors. I figured, since my credit is excellent, I'd be in the lower range. After 2 weeks of back and forth emails and sending documents, I finally received the loan contract. In addition to the loan not being as much as I requested, and the term being 5 years vs 3, the interest rate was 24.3%!!

The services I have received have been life changing for me! I would recommend this program to anyone in need!

I am so Happy to be enrolled in the Freedom Debt Program. I'm am stress free just looking forward to be completely debt free. In the program only several months and one creditor has been paid already. No 'no more phone calls' and the staff has been just excellent 'no more high blood pressure'. I recommend this program to anyone who has been struggling to pay their debt.

I'm very happy for what FDR is doing to help me be out of debt in due time. Each time I call their office I get candid explanations and answers to my complaints & inquiries. They are very polite & helpful. I'm fully satisfied thus far.

They keep you updated on what is going on with your accounts. They are friendly and willing to help you. It has only been 2 months and I am already putting money in a savings account. Thank you very much for helping me. I look forward to being debt free very soon.

This is my first experience with your kind of organization so maybe I don't understand completely but I think there is a great lack of information for the client.... Frankly, I have no idea what's happening at any time. I presume you are contacting my creditors to work out a solution but all I ever hear from are the creditors - not Freedom.

I have had really good support from Freedom Debt Relief from day one. The system works.

The staff at Freedom Debt Relief have been very professional and hardworking, helping to reduce my debt and get my finances in order. I highly recommend their services.

I had a wonderful experience with Freedom Debt Relief. They helped me to settle my debt very quickly. They were always very professional no matter how many times I called to ask questions. I can finally sleep at night without worrying how I was going to pay my bills. I would definitely recommend them to anyone who is struggling and can't see a way out. Thank you so much for all of your help.