Consolidated Credit Reviews

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Edited by: Amanda Futrell

About Consolidated Credit

Consolidated Credit is a debt relief and credit counseling company with over 30 years of experience. It offers comprehensive debt management programs to help consumers pay off credit card debt and get back on track financially.

Consolidated Credit works with most major banks and financial institutions in the U.S.

Pros
  • Over 30 years of experience
  • Works with over 1,600 creditors
  • No enrollment fee or charge for initial call
Cons
  • Monthly fees are a bit high
  • No online application process

Consolidated Credit Reviews

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    How do I know I can trust these reviews about Consolidated Credit?
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    Page 7 Reviews 840 - 1040
    Verified purchase
    Staff

    Reviewed Aug. 2, 2018

    When I first spoke with Tatiana, she made sure that I was the actual caller and my account was secure. Once I verified all my information, Tatiana went above and beyond to assist me. She made sure that I could access my account. Thanks so much.

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    Staff

    Reviewed Aug. 1, 2018

    Thank you for years of great service. I really appreciate how you answered all of My questions in a timely matter and to my Total satisfaction. If anyone needs credit consolidation assistance I will definitely recommend you. Thank you.

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    Verified purchase
    Customer Service

    Reviewed Aug. 1, 2018

    Consolidated Credit was recommended to me by a close friend. It took me a while to call. The whole process has been good. Both Randolph and Tatiana explained things well. I am hoping that your program helps me get out of debt. Thank you.

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    Customer ServiceStaff

    Reviewed Aug. 1, 2018

    She was pleasant on the phone. Also, she was friendly & very helpful. She explained everything I needed to know in detail. I called to change my payment date and they were able to do it. I also needed to change my payment card on file and was sent the documents to update that information.

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    Customer ServiceStaff

    Reviewed July 31, 2018

    My experience with Elizabeth. I found her to be very polite and helpful. I appreciated her time. Her knowledge of her job and ability to share things with me concerning our account gave me a feeling that the company indeed is working for our best interest. This make difficult time much easier to work toward our goal knowing they are always a phone call away.

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    Customer ServiceStaff

    Reviewed July 31, 2018

    Excellent customer service! He offered solutions and was efficient, clear at communicating information, friendly and extremely helpful. Very pleasant to work with. I appreciate the help I received over the phone and am looking forward to accessing my account online with the info I was provided. Thank you Brian!

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    Customer Service

    Reviewed July 27, 2018

    Top rate!!! Very pleasant and really care about helping me get out of debt. Straightforward, nothing sugar coated! Excellent communication and very willing to answer any questions you may have! The best of the best! Definitely, recommend to anyone!

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    Verified purchase
    Staff

    Reviewed July 23, 2018

    Excellent Help, She answered all my questions and was very detailed in explaining everything to me. Tatiana was very friendly and seem to be very knowledgeable about the product. Tatiana helped me become very comfortable about moving forward with my decision on using Consolidated Debt.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 21, 2018

    My experience has been first rate. All individuals with whom I spoke were courteous, thorough & professional in every way. At times, the application was a bit confusing for me. However, it was always manageable, and professionals from CS were just a phone call a way for expedient experience. Thanks to all who have assisted me.

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    Verified purchase
    Staff

    Reviewed July 20, 2018

    The representative was very professional. She answered in a very professional manner. She was very patient and understanding and helpful. I inquired as to whether the company could send me a REMINDER to update my account and she advised that I would receive an email from the company.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 20, 2018

    Representative Tatiana I spoke with was very courteous and professional, she took her time to answer all my questions. Explained how many more months I have to complete the program, she apologized whenever she had to put me on hold. She is an asset to this company.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 19, 2018

    Very helpful. Pleasant and provided great customer service. I've been with Consolidated Credit for about 15 months and I am a very satisfied customer. I would not hesitate to recommend this company to any person seeking to get out of debt and improve their credit score.

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    Verified purchase

    Reviewed July 17, 2018

    I called regarding two of my accounts under Consolidated Credit. I was attempting to find out how much was due on two accounts. Tatiana explained how I could access the Internet to find out the Contact Number for Chase Bank. It worked!

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 17, 2018

    Tatiana was very knowledgeable and helpful. She was easy to understand and answered all of my questions. It refreshing to call customer service and be able to speak to someone the first time who has the answers. I would recommend Consolidated Credit to a friend.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 13, 2018

    When I called in today I spoke with Marcia about a question about my account. She didn't know the answer so she put me on hold and then came back with the answer. Just wanted to say Marcia was very helpful and answered all of my questions. Was also very nice.

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    Customer Service

    Reviewed July 11, 2018

    I am new to this service but so far customer service has been great and fast. If all goes well I will surely recommend to all my friends and family. I was struggling and now have found someone to help me out. Very excited to see the end results.

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    Verified purchase
    Customer Service

    Reviewed July 10, 2018

    Consolidated Credit helped with a solution that prevented me from ruining my credit. Everything is almost paid off and I want to thank Consolidated Credit for always being there when I had questions and their great customer service... especially Bob. This was a very easy process and helped simplify my life.

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    Staff

    Reviewed July 10, 2018

    I am a new client and Arica was outstanding. Myself and wife was very satisfied and well pleased. My experience with Arica was a 5 star experience. We look forward to doing to doing business with Arica in the near future.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 5, 2018

    Brian was very helpful and friendly. I appreciated all of his help. He was able to get everything in order and answer my questions. I feel confident contacting him in the future with any further questions. It's tough taking this step, and he made it easier for me and my husband.

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    Punctuality & SpeedStaff

    Reviewed June 28, 2018

    Samantha was very helpful and thank you. She guided me through the process and everything looks good, and accurate. I was very pleased because I had a difficult time and she was a great help. I would definitely refer a friend you guys have done a great job and kept me sane so to speak lol.

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    Verified purchase

    Reviewed June 28, 2018

    I have had a great experience with Consolidated Credit since the beginning. Thank you all so much for helping me get out of debt. Arica was very helpful in closing the account for me and giving me all the information I needed. Again thank you so much and I will highly recommend your company.

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    Verified purchase
    Staff

    Reviewed June 27, 2018

    This was very helpful, she was extremely nice, knowledgeable and will wait to hear back on the rest of the answers that she is waiting on. It appears the creditor may not have held up their end of the bargain. I am hopeful they will resolve their end so we can continue to move forward on our debt payoff. Thank you again!

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 27, 2018

    The people I spoke to were very helpful with my needs and questions. They were very professional in guiding me through the application and information that needed to be recorded. When I called back they were very reassuring in my needs.

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    Verified purchase
    Staff

    Reviewed June 27, 2018

    My experience with Consolidated Credit was a very great one and the workers are very great at what they do. I will Recommend anyone to contact Consolidated Credit for all your credit card Pay off. If you have any difficulties with your credit card balance with Consolidated Credit they could make it happen. They were very helpful to me. Thank you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 26, 2018

    This very helpful for anybody that have a bad condition to pay their credit. Am really happy with this decision that I made by contacting Consolidated Credit. I recommend anybody to call and work with them. Very responsible people and they work with you. I definitely recommend to call and work out your credit.

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    Verified purchase
    Contract & TermsStaff

    Reviewed June 25, 2018

    Some things had to be shifted around as far as money this month so I called to make a payment arrangement. Titiana who was my representative was extremely nice and professional and worked with me to make my payment for my due date a breeze.

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    Price

    Reviewed June 25, 2018

    My issue was resolved in a timely manner. I would recommend to anyone who wants to pay their credit card fast and have the interest reduce to contact their office. They negotiate a lower interest with credit card company. My interest was lowered to 1.9% allowing to pay the creditor quickly.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 19, 2018

    I received great service. She answered questions, proved quick answers and followed up to the needs that I asked for. She was very courteous and pleasant. She is good at her job. Would recommend this service to anyone in need. Put me on hold to get answers instead of call backs which I liked!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 18, 2018

    I must say that everyone with whom I've spoken has been extremely helpful and professional. Today, I had the pleasure of speaking with Elizabeth - I feel we "connected" and I know that I can always give her a call with any questions or concerns that may pop up.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 14, 2018

    Brian was most helpful and very courteous. He was very professional and competent. Very easy to work with and to talk to. Everyone I've worked with from the beginning of this process has been terrific. Many industries could learn from your folks when it comes to customer service.

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    Verified purchase
    Staff

    Reviewed June 11, 2018

    She (Tatiana) was a great help in explaining my responsibility and how I can help to remain in good standings on my accounts and with your department. She also was very patient in me reiterating what I need to do.

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    Verified purchase
    Customer Service

    Reviewed June 7, 2018

    Great customer service and very flexible! This has been a journey to debt freedom and I am glad to have participated in the program. The program helped me to stay focused and disciplined to my goal of getting out of debt!

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    Verified purchase

    Reviewed June 6, 2018

    Explained program and answered questions satisfactorily. My only concern is that my creditors will not receive the payment until after the due date and I am unable to make this payment and the ones to my creditors. However, I did call them and they noted my account that payments will come through your company now.

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    Staff

    Reviewed June 4, 2018

    Rep was competent and kind - the latter, as well as advice, was fantastic, beyond the call of duty! Thank you! Rep coached me on how to talk with collections company. This is the end of my detailed commentary. The end.

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    Verified purchase
    Staff

    Reviewed June 4, 2018

    Consolidated representative Tataiana was extremely courteous and helpful. She fulfilled my request with no problem or hesitation. She is very knowledgeable and understanding the needs of the client. I would recommend Consolidated Credit to any of my family or friends that are in need credit help.

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    Verified purchase

    Reviewed May 30, 2018

    Thank you for the assistance. It was great being able to add an account so fast and be able to start paying on it next month. The best part is, I will be saving money on my monthly payment to this card I added today.

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    Verified purchase
    Staff

    Reviewed May 24, 2018

    I was 100% satisfied with my interaction with Elizabeth, my counselor. She is knowledgeable, professional, personable, and very easy to talk to. Her advice was accurate and well explained. I would gladly recommend her to anyone in a similar situation to mine.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 23, 2018

    Everyone that I have spoken to from this company has been very sweet and helpful and have had a lot of patience with me. I really appreciate when people can be so helpful. Thank you all very much for being such great customer service.

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    Verified purchase
    Staff

    Reviewed May 23, 2018

    Tatiana was a great help. She answered all the questions I ask her. Also, she was very informative. She gave some information that was pertaining to my account. She emailed me the breakdown of what amount of money my monthly payments will be going to each creditor.

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    Verified purchase
    Staff

    Reviewed May 22, 2018

    I spoke with Tatiana. She was polite and very helpful. Everyone who has worked with me has been so kind and helpful in answering all of my questions. I'll tell all of my friends what a help this is going to be for me. At last I can breathe easy now.

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    Staff

    Reviewed May 21, 2018

    Thank you so very much for the help that I received from the young lady that I spoke with today. I will let you all know when I receive more account information from the creditors that you are paying for me as I receive them. Thank you all for the top notch people you all have working for you.

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    Verified purchase
    Staff

    Reviewed May 18, 2018

    I had the pleasure of dealing with Tatiana this morning. She was extremely courteous, and "could not have done a better job" in explaining to me ALL the things that are happening with my account, and really gave me a sense of relief for the first time in a long time. I can't explain it. But... She provided me with such a wonderful information of my account... and I have to tell you that she is a WONDERFUL Associate. You are lucky to have working for your company. Keep up the good job Tatiana... you are, to me, a rare species!!! You lifted my spirits... just what I needed!!!

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    Staff

    Reviewed May 18, 2018

    I am very impressed with the help and courtesy of everyone at Consolidated Credit. My issue was handled very professional and easily solved. It’s a ease of mind to know I’ll be cleared of these debts in three years. My thanks to all the staff.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 17, 2018

    Brian was polite, very helpful, and quick with the information I needed. Very pleased with his cheerful nature. He made sure he had the right client, confirmed my information and made the necessary update. Informed me of the necessary information that I needed to submit and how often to do so, to help keep my account current.

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    Staff

    Reviewed May 17, 2018

    She was very helpful in explaining things to me. Told me what to look for on my accounts that are paid off. And explained what would happened next month when I make my last payment. Very nice. I have had a very good experience with this company. But very glad to be finishing up. Thank you for all your help.

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    Staff

    Reviewed May 17, 2018

    I needed help signing on and I got the help needed. It was easy and spoke with live person right away. No navigating thru prompts. Was able to see all my account balances at a glance and see what I needed to do to update balances when I get them.

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    Customer ServiceStaff

    Reviewed May 16, 2018

    Great company to help you out. Worked great for four years. Highly recommend to use this place. I am very happy and satisfied. Totally debt free now. Way to go. Would use again if needed. Great customer service. Great people.

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    Customer ServiceStaff

    Reviewed May 14, 2018

    I did not have an order number. I have to say my representative was such an amazing help. I believe the spelling of her name was Carrieann. I spoke with multiple reps back & forth with my situation and she really did a lot of foot work with calls and group calls with myself to fix my situation. She really took the time to help me understand as well... It was all very confusing. She does an amazing job and should truly be acknowledged for that...Thank you so very much to her???

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    Staff

    Reviewed May 11, 2018

    Pleased with consolidated credit and this program has been very helpful to me. I have been with them for a little over 3 years and I owed a considerable amount of bills. The staff and this company have been so helpful, pleasant, and caring about my situation. Thank you to everyone.

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    Customer ServiceStaff

    Reviewed May 10, 2018

    I been a customer of yours for a while now. This is the first time I felt that the person assisting me understood my needs. He was very Pleasant and knowledgeable. The call wasn’t rush and he walked me and explain something that I was confused about. Thank you Brian for your help today.

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    Verified purchase
    Staff

    Reviewed May 9, 2018

    Very satisfied. Cara and everyone that has helped me has been wonderful and very patient. Would recommend all friends and family to the program. I have struggled with my payments on credit cards and by getting into the program my husband and I can sleep much better at night.

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    Verified purchase

    Reviewed May 8, 2018

    All they offer was successful. Worked for me so well in reassuring me with ideas and helpful plans to pay down debt. The methods are user friendly with many choices and are convenient to access. I have a better outlook and Am confident in raising my credit because of the skills I developed in this program.

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    Staff

    Reviewed May 8, 2018

    Tatiana took the time to check on my concerns and was very informative. Good employee! She even called PayPal to verify everything was a go. We had some confusing letter sent to us from credit card company and she explained everything for us in a very professional manner. Thank you!

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    Customer ServiceStaff

    Reviewed May 7, 2018

    Tatianna was very helpful and positive during our conversation. She let me know how I was doing and how when one bill was paid the money would go towards paying off the next highest interest bill. Thank you for the great service!

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    Verified purchase

    Reviewed May 7, 2018

    Thank you so much. You answered all my questions. I appreciate your help and I want to complete the program. It will help me so much. I was so very glad they are willing to help me pay off my large debt.

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    Customer ServiceStaff

    Reviewed May 2, 2018

    She was very helpful and kind. She answered the question I had then went one step further to answer one I didn’t think of. I would recommend your services to anyone who is in need. We have had a good experience.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 2, 2018

    I called about multiple questions concerning billing and following up on a request for more documents. Tatiana was really helpful and answered all of my questions in an accurate and friendly manner as well as completed my requests promptly. Tatiana made the experience easy.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 1, 2018

    My wife and I have been so grateful for Consolidated Credit Solutions and my experience working with Cera has been superb! She’s knowledgeable, punctual, and kind... Thanks for all your help with getting my family back on track so we can get a home someday.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 25, 2018

    Customer service from Tatiana was very polite, quick and informative. It was explained that I need to update my account information to ensure accurate balances. All in all it was a great experience. Thanks for the great assistance with getting my debts consolidated. Only having one payment for several debts is awesome.

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    Customer ServiceStaff

    Reviewed April 20, 2018

    Tatiana was very instrumental in getting me the help I needed. She was knowledgeable about the information provided and patient on the phone while answering my questions. I am excited to get going with program and become debt free in my future to better support my family.

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    Customer ServiceStaff

    Reviewed April 20, 2018

    Spoke to Tatiana on the phone she was so pleasant and helpful. Very professional. She answered all my questions. If I ever become in debt I will definitely go back to you. I would recommend my friends to you. Very nice courtesy employees.

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    Staff

    Reviewed April 19, 2018

    I was happy with all the answers to my questions. The lady I spoke with was very professional and she answered all my concerns. She gave me tools that I may need in the future and I'm appreciative of her concern that I have what is necessary if I need to contact you in the future.

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    Staff

    Reviewed April 19, 2018

    She was very nice and helpful. She completed the task that I was asking about. I am not good about sharing my feeling but I am getting the help I need from Consolidated Credit that I need. From the first person I talked to to the last everyone has been very helpful.

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    Verified purchase
    Staff

    Reviewed April 16, 2018

    All personnel were very knowledgeable and friendly and helpful. I feel that this program could help many, but at this time it is not for me. I have too many debtors and not enough income. I need to find another option.

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    Staff

    Reviewed April 12, 2018

    I had a question about when my creditors would be paid and she was very helpful in explaining the process. She explained in detail that the creditors had received notice and payments would go out on the 20th. She told me that I would be notified when the first payments were made. She stated that I would be notified by email. She was very polite.

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    Customer ServiceStaff

    Reviewed April 10, 2018

    Every time I call CC they answer my question and very professional. I would recommend a friend or family. Because they work with you. Thanks CC!! Sometime you feel like Giving up - Never Give up. Go through with program and you will see rewards at the end Debt-free!! I am Glad I call.

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    PriceStaff

    Reviewed April 10, 2018

    I am so glad I found Consolidated Credit. They have provided me with monthly payments I can afford and massive reduction in interest. Now I’m actually paying off principal! I cannot recommend them enough. I’ve been treated with respect and I feel like they genuinely care about my progress. Do not have any doubt if you are drowning in debt. It may take a few years but at least I can sleep at night.

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    Customer ServiceStaff

    Reviewed April 9, 2018

    Elizabeth help me to understand where I stand with each of my creditors. I greatly appreciate how thorough she is. I had called previously and I was not given the same information that Elizabeth gave me. She also went over each of my accounts interest rates to make sure I knew which is better to pay off.

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    Punctuality & SpeedStaff

    Reviewed April 9, 2018

    She was a big help to me, quick and efficient. And she answered all of my questions. She was able to get my payment down to a comfortable monthly payment for me. And she was able to fix the discrepancy with the amount of my monthly payment.

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    Verified purchase
    Staff

    Reviewed April 9, 2018

    The staff and those I have dealt with concerning my account have been greatly helpful throughout setting the program up for as well as ensuring that my accounts will be paid off. Thank you for all your support. I will surely recommend this service to all my friends.

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    Customer ServiceStaff

    Reviewed April 9, 2018

    Great customer service, excellent and nice. The rep was polite and understanding. She was also very knowledgeable about the services your agency provides. I feel that this was one of the best decisions I ever made to go with you.

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    Staff

    Reviewed April 9, 2018

    I had an issue with resetting my password and my account ended up being locked. Brian resolved that issue in a very short time explaining it was not a problem. His help was very much appreciated and he was very polite. Thank you.

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    Reviewed April 6, 2018

    So happy with what you all could help me with by taking most of my cards and combine. I Just wish it wouldn't take so long for all credit card accounts to accept the agreements. I cannot thank you enough.

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    Staff

    Reviewed April 5, 2018

    I'm happy because you help me to consolidate, and I like because the people who works there are very nice. And of course I recommend that to a friend that have the same problem as me. Thank you for all your help.

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    Customer ServiceStaff

    Reviewed April 5, 2018

    Always friendly people to take my payment. $12.95 is a little high for the phone payment but I am almost done with the program and have paid a lot in for phone payments. Overall, happy with the service I have received.

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    Customer ServicePriceStaff

    Reviewed March 30, 2018

    This company is very professional, polite, knowledgeable, efficient, honest!! They were able to answer all my concerns and I was accepted into the program in just a few minutes. I will pay my debt of $18,000 in a few months at a very low interest!! I recommend this company 100%. I feel relieved now!!

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    Punctuality & SpeedStaff

    Reviewed March 30, 2018

    Outstanding Service was provided as always in a very timely manner. Someone is always there when help is needed. Job well done in understanding what was being requested and getting the job done. I highly recommended their services to everyone.

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    Staff

    Reviewed March 30, 2018

    Julio was very cordial, pleasant, and informative. I was unaware that several of my accounts were past due. He worked his special magic and all of my accounts should soon be current. What a relief to know your company can do this. Thank you so much! Thank goodness I had not spent my tax refund.

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    Customer Service

    Reviewed March 29, 2018

    Excellent customer service with Tatiana. I found her exceptional in both her customer service skills and her knowledge. I think any client would be more than pleased to deal with Tatiana In any situation. My experience with consolidated credit since I first joined has been incredible. I would recommend them to all.

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    Contract & TermsStaff

    Reviewed March 29, 2018

    Just needed to have my ACH date permanently changed from the 5th of every month to something later. It was changed to the 7th which is perfect. It still fulfills my payment contract with creditors but is a little further from the monthly “time to pay rent” time frame. Brian was very helpful, efficient and kind. Thanks, Brian. :)

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    Staff

    Reviewed March 28, 2018

    Brian was professional, friendly, courteous, efficient, knowledgeable and a good listener. All my questions were answered succinctly, yet provided very helpful information. He was a pleasure to work with! I would recommend his services to any friend, family or stranger who needs Consolidated Credit Counseling Services.

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    Staff

    Reviewed March 28, 2018

    I appreciate how they help me with any information and speak to me so I can understand. I am happy that I started with Consolidated Credit to help with my credit. I should have done it earlier. Thank you for all your help.

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    Customer ServiceStaff

    Reviewed March 27, 2018

    Cera was Awesome and 5 Star. She explained my options of consolidating my credit thoroughly with CONSOLIDATED CREDIT. Cera explained the process to Me way better when I called back and asked questions. Thank You Cera and Rock On.

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    Staff

    Reviewed March 27, 2018

    Tatiana followed through immediately by sending me what I requested. She was very professional and easy to work with. Thank you for having such fine personnel. I requested proof of a payment and she emailed it to me immediately. She understood my situation and handled it nicely.

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    Contract & TermsPunctuality & Speed

    Reviewed March 23, 2018

    I found that a creditor was charging late fees and reporting me late to the credit bureau although I have the consolidation agreement. Tatianna was a fantastic advocate and is working hard to resolve this issue for me, requesting that the late fees get credited to my account, and that the delinquent marks be removed from my credit report.

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    Staff

    Reviewed March 23, 2018

    Received good service. Was polite. Answered all my questions in clear and simple language. Explained the process in detail. Didn’t mind repeating herself when asked the same question several times. Was understanding of my concerns and worries. Professional. Gave specific details.

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    Verified purchase

    Reviewed March 20, 2018

    Thank you for your patience and clear instructions regarding necessary follow up. You relieved my fears and reassured me about what direction to go in the near future. I did not feel judged. Thank you very much.

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    Customer ServiceStaff

    Reviewed March 20, 2018

    I've tried Firefox and Chrome and it still won't let me use the temp password, now the page isn't even loading. Please call me back if you want something updated. Lavenia was very kind and helpful, but I need tech support.

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    Verified purchase

    Reviewed March 20, 2018

    As of the date we called. We had not gone through the orientation process and wanted to know what the additional charge was for that hit our account the following day after the initial payment. Tatiana was very helpful and respectful in explaining what the charge was and what it was for and then walked us through orientation.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 19, 2018

    I called with an issue and Tatiana was very helpful with finding out what had to be done. I appreciated her finding what I had to do. Thank you so much for your help. If I have any more problems I will contact you immediately.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed March 15, 2018

    Called in to pay, she made it easy to do. Was very nice to talk to. Asked if there was anything else she could help me with. Paid my bill in a fast amount of time. As a disabled person it is important to me to get it done quickly.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 15, 2018

    Julio was so helpful and kind! I could not have made this long journey without the help I have gotten from CCS. Anytime I have needed an update on my account they are willing to help. They also send a reminder with an email which is very helpful. Highly recommend to others that are needing assistance with Consolidating.

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    Verified purchase

    Reviewed March 15, 2018

    Tatiana was great! I called in to bring my account up to date and briefly mentioned that I couldn't log into the website. She reset the login credentials within like 5 seconds of me mentioning it so I could log in! Thanks so much!

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 15, 2018

    I had a great experience with signing up with Consolidated Credit and have recommended a good friend who will call you and hopefully she gets Mr. **!!! I am cancelling out only because my bank Wright Patt Credit Union offers the same service and I prefer keeping all my business with my bank!!! My bank even said that Consolidated Credit is first rate and does the same thing they do!!! That is a big compliment!!! Thanks to all the people that I have spoken to along this road!!! If I ever need anything in the future I will call on you guys!!! A SPECIAL THANK YOU TO MR. **!!!

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    Verified purchase
    Staff

    Reviewed March 14, 2018

    I am brand new to Consolidated Credit; however, everyone has been friendly, helpful and willing to explain whatever it is that you don't understand. I would gladly recommend their services to others. I look forward to being debt-free within the prescribed timeline.

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    Verified purchase
    Staff

    Reviewed March 14, 2018

    Elizabeth was very helpful in explaining everything and made me feel confident that this was the right decision. When someone makes you feel confident in your decision, it helps a lot. She explained everything very well and pointed out things I would not have thought of.

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    Verified purchase
    Staff

    Reviewed March 13, 2018

    Brian was courteous and very helpful! In addition to scheduling my requested change, he looked for ways that might prevent me from needing a date change in the future. Brian was knowledgeable about the product and made sure that my customer experience was a positive one. It was a pleasure dealing with him today.

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    Verified purchase
    Staff

    Reviewed March 13, 2018

    Rep was able to Clarify my account and the payments on one card and recommended payoff procedure. She was also able to determine the remaining balances on two other cards and payoff period for each. Rep was professional and courteous. A pleasure to deal with.

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    Verified purchase
    PriceStaff

    Reviewed March 13, 2018

    THIS was FINE helpful. WE needed help for credit cards. Lied and mislead that consolidating interest WOULD be 4.9% not on remaining balances as told. They never told me that balance WOULD be 14.9. They wouldn't help SO that WHY I went with you.

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    Verified purchase
    Staff

    Reviewed March 12, 2018

    Tatiana assisted me with making a payment today and she was very helpful and happy. This entire experience has been very professional yet everyone I've dealt with has been extremely understanding and compassionate regarding my situation. If given the chance, I would not only refer people to this organization but personally, I would do exactly the same thing all over again. Definitely a great move!

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    Verified purchase
    Staff

    Reviewed March 8, 2018

    I have had nothing but positive dealings with your company and staff. We are very grateful for the help provided. However, hopefully you will understand when I say we do not look forward to doing business with you again. No offense but I don't want to find myself in that type of trouble again.

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    Verified purchase
    Staff

    Reviewed March 8, 2018

    I want to take this time to say that am very please with your services, if I can't find other sources to get back on my feet, I always get advice from loan specialist. I very please with the representative Julio for taking the time to guide me and explain to me how it will work for and sources to this solution. Very happy and please.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 8, 2018

    As it is the norm, I needed to call in regarding an account with a very low balance. I spoke to Elizabeth and she is the most awesome rep I have had the pleasure of speaking with to date. She was SO helpful and pleasant. I enjoyed our conversation and she took care of my needs. I LOVE speaking with reps like her - it makes the entire day better and I was NOT having a good one!!

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    Verified purchase
    Staff

    Reviewed March 8, 2018

    All of the people I have spoken with at Consolidated Credit have been knowledgeable, helpful and friendly. I appreciate the fact that a service like the one you provide is available to help people who need help and advice. Keep up the good work!

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 7, 2018

    She wasn't rude like many people are on the phone. When I had questions about my account she easily went through the account with me making sure I understood every part of what I didn't understand. I wasn't sure how much still owed on my account but she helped me with all the percentages as well as advised me to update my accounts online.

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    Verified purchase
    Staff

    Reviewed March 7, 2018

    Wondering if I have to send paper with my information, if I can pay more and verify my correct account number. Tatiana was a big help. She did extra job for my questions. She explained to me the payments I have to do right now to my credit cards.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 7, 2018

    I am very please with Consolidated Credit solutions. You have helped me with all my questions and you have very polite customer service reps. Your services come at a timely manner, there is no outrage of fees to paid upfront.

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    Verified purchase

    Reviewed March 6, 2018

    It seems like it was taking forever for me to get my cards paid and I was working real hard to finally get results paying off several of my charge accounts! I couldn't have done it without the help of Consolidated Credit! I can't believe I'm finally done! Thank you!

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    Verified purchase
    Staff

    Reviewed March 5, 2018

    She was pleasant and very knowledgeable. Help me totally understand the situation and ease my concerns. Excellent. If I should have to call in the future, I hope I get her. Thankful that your company has been able to help me get my affairs in order so that I can pay my debts.

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    Verified purchase

    Reviewed March 4, 2018

    Called because we did not need the added insurance and we needed to have it cancelled. In talking with you we had it taken off which lessen our bill and was helpful to have something taken off if we did not need it.

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    Verified purchase
    Staff

    Reviewed March 2, 2018

    Friendly, knowledgeable assistance from Tatiana. I was able to get my account updated today due to errors from a previous phone call--I requested a different bank to be set up for auto pay and was told it was done but it was paid from my old account.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed March 2, 2018

    Hello, I have been a client since 2014 and all of my dealings with your organization have been wonderful, from day one, until yesterday when I spoke with Paige to close my account, and Paige was just super! She was very efficient, knowledgeable and personable, she deserves a raise, she is a great representative of your organization. I want to say thank you to CCS for helping me to get out of debt, and being understanding and helpful the whole time, Thank You very much.

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    Verified purchase
    Staff

    Reviewed March 2, 2018

    Tatiana was very helpful she clarified some stuff that I didn't even know on my account. Thanks for your help! Like she told me that I shouldn’t do payments to my creditors outside of the program because that could risk the benefits I have with them. Thanks Tatiana!!

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    Verified purchase

    Reviewed March 2, 2018

    I saw Consolidated Credit on my cell phone in 2015 and I thought I might as well check it out as what do I have to lose. It was the best move I made because I was able to work out a payment that I could afford and now I am debt free in 2018.

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    Verified purchase
    Staff

    Reviewed Feb. 28, 2018

    Marisol was very helpful and friendly. She knew the answers to all our questions and we appreciated her very much. Thanks, she's a great employee. We think the services we will receive from you will be very helpful. It will be nice when we know how much we can actually save after hearing back on interest amounts from creditors. We will be in touch if we need anything else, thanks.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 28, 2018

    I needed help with a creditor Verve. Lavania spoke to their rep and was able to find the error for my payments not being posted. She was professional and went beyond the call. I think she should be complimented and acknowledged for her work. THANK YOU.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 27, 2018

    Julio was a great help, and even called one of the creditors for me. He was very polite and professional and knowledgeable. I have called in many times, and he was by far the most helpful for me. I greatly appreciate the assistance.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 26, 2018

    Tatiana was excellent in helping me today. I am overall very satisfied with her in assisting me. She was very knowledgeable in both her presentation and her ability to answer my questions. She was also very courteous and polite. I would gladly recommend her and Consolidated Credit to family and friends.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 26, 2018

    Add - update account info. The Agent was very professional and help me in a quick, professional manner. She answered every question I had and made sure before I got off the phone with her that all my questions and concerns were take care of. I would highly recommend this company to my friends and family.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 23, 2018

    Tatiana helped me out by updating my account balance and wasn’t rushing me in any way. I’m happy that she was able to update and also close my account. The whole process was very easy and didn’t take long at all. She answered all my questions that I had and I was very happy with the whole experience.

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    Verified purchase
    Customer Service

    Reviewed Feb. 19, 2018

    I called to update my balances and Tatianna was very helpful. The balances they showed were almost a match to what I have and I should be paid off in about 12 months. You guys have been a lifesaver for me and made things much easier for me to handle.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 15, 2018

    Missed my payment on the 5th of this month. So I Called to make a payment over the phone. Was very quick and easy. Tatiana was very polite and helpful. Calls with customer service are always difficult but this call went very smooth and everything was resolved.

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    Verified purchase
    Staff

    Reviewed Feb. 14, 2018

    Consolidated credit and Tatiana have helped me reduce my debt and repay what I owe within a reasonable amount of time and monthly payment. I appreciate that I am treated with respect and courtesy each time I speak to a member of the staff at Consolidated Credit.

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    Verified purchase

    Reviewed Feb. 14, 2018

    Service rendered was outstanding!!! Would recommend to anyone facing financial stress and willing to resolve issues in a timely manner. Consolidated Credit Counseling Services was there for me during a critical financial period and provided the assistance I needed at the time.

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    Verified purchase
    Customer Service

    Reviewed Feb. 14, 2018

    Tatiana was excellent. My request to make a payment for this coming Friday was handled professionally and confirmed in less than five minutes. I was provided with a confirmation number, my banking information was confirmed before proceeding, etc. I am very pleased with this excellent customer service.

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    Customer ServiceStaff

    Reviewed Feb. 13, 2018

    Excellent experience. Samantha was very helpful and took a lot of time answering my questions. Definitely a 5 if that is top rating. Also she gave me a few tips that I didn't know about that I can use. Although the issue I had that I called about had nothing to do with Samantha, she listened politely while I vented. She was a professional.

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    Verified purchase
    Customer ServiceContract & Terms

    Reviewed Feb. 13, 2018

    Cleo spent a long time on the phone with me explaining my options, answering my questions and counseling me on how best to fulfill my agreement terms and get ahead on my long journey toward financial freedom. I am so thankful for her willingness to offer options and give advice now that I have some funds to be able to do make some real progress.

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    Reviewed Feb. 12, 2018

    When I signed up to have all my credit cards paid off, at that time I was thrilled with your company and the results I received in knowing all my cards would be taken care of. Whitney told me would only be making one payment a month, that is why I agree to go with Consolidated Debt. I am making a payment of $438 every two weeks, which means sometimes three payments in one month. Instead of making it easy, is it hard. I am 73 years old and have to keep on working to make sure I have enough money in my account each month to make my payments to you.

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    Consolidated Credit
    Response from Consolidated Credit

    Dear Lillian, We appreciate you. Customer service and client satisfaction are of utmost importance and so we deeply regret that you’re having a tough time on your debt management program. Please give us a call at 877-201-7780 and one of our client services representatives will be happy to assist. We look forward to hearing from you and wish you the very on your journey out of debt.

    Verified purchase
    Staff

    Reviewed Feb. 10, 2018

    I can't remember her name, but she was very helpful and professional. Just got my account updated and it was a friendly conversation. I appreciate the company not criticizing me for having this problem to begin with. Would recommend to friends.

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    Verified purchase
    Staff

    Reviewed Feb. 9, 2018

    Could not enter the site because I either didn't have the right password or the password was not valid anymore. Both representatives were very helpful and understanding. The first representative explain the possible reason that there was still a balance own on the credit card that was paid in full after I received a e-mail that it was.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 9, 2018

    Tatiana answered my question in a timely fashion and was very friendly. She gave me all options for ways to send in payment and how I have the option to pay off some not all. She had all of the information ready and I was off the call very quickly which I appreciate.

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    Verified purchase
    Staff

    Reviewed Feb. 9, 2018

    Aisha, was very helpful, kind and patient with me. She is very knowledgeable of Consolidated Credit and my account. I thank her for not judging me. But knowing that I am trying to better myself with the help of CC. We are just in the beginning stage but all seems to be going well. Thank you.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Feb. 8, 2018

    Aisha was very helpful, quick to answer questions, very personable, & knew what she was talking about. She helped me through the phone call quickly & thoroughly. Aisha is a great credit counselor! Hopefully consolidating my credit will help me get rid of my credit cards for good! No more interest rates for this girl!!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 6, 2018

    Excellent Help with reviewing and administering the proper allocation of funds. Some My account were getting close to closing and I needed to reallocate my fund to the proper accounts. When I called I was greeted in a professional manner and the service person was courteous and knowledgeable. Thank you.

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    Customer ServiceStaff

    Reviewed Feb. 6, 2018

    I called and talked to a representative about the amount of my final payment and she was very helpful in making sure of the amount and also stopping my autopay after this payment. I am so happy with my experience with Consolidated Credit. All of my credit cards are paid off at a huge savings for me. The best part is my credit score is now in the excellent rating and I couldn't be happier!! I would highly recommend this service to my friends as it has been a great experience for me. Thank you Consolidated Credit for helping me get out of a very bad financial place.

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    Verified purchase

    Reviewed Feb. 6, 2018

    I was provided with all the information I requested in a timely manner. The best part of my experience was the relatability of one of the advisors. The wait time to talk to a human was next to nothing. I was treated like a human-being. I didn't feel like a number or my debt. Thank you Consolidated Credit!

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    Verified purchase
    Staff

    Reviewed Feb. 1, 2018

    Everyone I talk to at CCS is always courteous and professional. I have recommended you to friends. Nearly all my creditors have had no problems dealing with you, and you have managed to get the few who have on board.

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    Verified purchase
    Staff

    Reviewed Feb. 1, 2018

    Thank you for helping me with every step. Everyone has been very helpful with the information. Thanks again. All the info I have received has been very useful. Also I will definitely recommend people to this service. It can help change your financial situation.

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    Verified purchase
    Staff

    Reviewed Feb. 1, 2018

    Was cordially represented and explained of the details to the credit services. The company was helpful in assisting me in all that was required in maintaining the account serviceable. Had in my experience a condition of mail theft or loss, when paying my sum through the mail. And had found that the resolution of the problem to make payments, would be through debiting, even if there is a fee for doing so.

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    Staff

    Reviewed Jan. 31, 2018

    Brian, was really great and made it very easy for me to update my account. Good Man! As a matter of fact, probably one of the best and easiest experiences I have had in a long time. He explained all I wanted to know and made the process painless.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 31, 2018

    Consolidated Credit was easy to work with, they were very nice on the phone. They were accurate in working with us. Whenever we had to reach out to them they helped us immediately. I would recommend them highly to everyone.

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    Customer ServiceStaff

    Reviewed Jan. 26, 2018

    Julio was exceptional, professional and a real pleasure to work with! Thank you very much for the always AWESOME Customer Service!! :) I sincerely appreciate your support. I wish you a truly blessed and prosperous New Year...

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    Staff

    Reviewed Jan. 24, 2018

    Any person I have dealt with from your company has been extremely polite, friendly and helpful. They always explain everything completely and in a way that is easy to understand. I would recommend your company to anyone who needs this kind of service.

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    Verified purchase
    Staff

    Reviewed Jan. 24, 2018

    I had my orientation call. Elizabeth made it a very comfortable process. She completely explained everything, encouraged me to stay in contact and didn’t make me feel embarrassed because I need help controlling my finances. I look forward to working with CC to get my financial life under control.

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    Verified purchase

    Reviewed Jan. 23, 2018

    Elizabeth took me through orientation and was extremely helpful in preparing me for the program. I'm looking forward to eliminating my debt and very thankful for CCCS. I will recommend this service to friends and family. The fact that this organization is non profit makes it even more desirable to work with. Thank you!

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    Verified purchase
    Staff

    Reviewed Jan. 23, 2018

    Ms. ** was very courteous, friendly and knowable. I can tell by the help that I received that she loves her job and enjoys helping peoples. She made me feel very comfortable during the process and I knew that I was in good hands. Thank you Ms. ** and the Consolidated team.

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    Verified purchase
    Staff

    Reviewed Jan. 22, 2018

    Tatiana was the representative that helped me. She was very courteous and friendly. Thank you so much for all you guys do. I've been a client for awhile and I have also recommended others as well. So Keep up the good work!

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    Verified purchase
    Customer ServicePrice

    Reviewed Jan. 19, 2018

    We have only just started with Consolidated Credit, however are hopeful that we will be successful with the tools that they have set us up with. I felt that Lucas was able to answer all my questions and Tatiana was able to fill in any gaps during our orientation call. I look forward to working with Consolidated Credit and get our debt taken care of all the while saving $ in interest and making a better financial life for our family!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 19, 2018

    I was very happy with the way this company help me pay off credit cards. The customer service rep. that I spoke to today was very sweet, friendly and helpful, I have actually recommended this company to friends that have needed help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 19, 2018

    Today I had called twice before to sign up for the Golden Membership and neither representative told me there was a charged $12 per month. They just told me to sign up online which you can’t do. I also asked about the iPhone app mentioned on page 31 of the Membership Handbook. Neither of the first reps I spoke to knew anything about it but told me to go to the website portal and look it up. After searching the ENTIRE website, I called back and Lavonia answered both my questions. She very politely put me on hold, continued to research my questions and checked I was still holding. She is truly a great customer service representative and I enjoyed working with her!!

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    Staff

    Reviewed Jan. 18, 2018

    Bob is just one of the TEAM members who have provided professional service in helping me to become debt free. I fell into the slippery slope of credit card debt. Consolidated Credit was very understanding! They are now managing my accounts which is such a relief. Someday I will actually be debt free with their help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 18, 2018

    Excellent customer support, quick response time. Great suggestions and helpful counseling. Was able to resolve discrepancies easily. Flexible payment plans. Regular account reviews and follow up communication, seamless processing. Handled inquiries well with a knowledge of available options. Overall satisfaction.

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    Verified purchase
    Staff

    Reviewed Jan. 16, 2018

    I called to update my balances on my open accounts. When I requested the accounts that were low, the customer rep was very helpful and assisted with what I needed. She also let me know that I had 2 payments remaining until everything was paid off.

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    Customer ServiceStaff

    Reviewed Jan. 15, 2018

    Insufficient funds were available when CCS debited my account. The customer service person I spoke with was very helpful in rectifying the situation. TY. Hopefully the help will not be required in the future. Thank you again. I have referred friends in similar situations.

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    Staff

    Reviewed Jan. 15, 2018

    She was very helpful. She explained it so I could understand, I get confused on things but she talked slow so I could understand. I have had some head injuries and it’s nice that someone can explain that I can understand. So thank you for helping me.

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    Staff

    Reviewed Jan. 12, 2018

    Easy, simple and very helpful. They’re reassuring and informative. They gave me peace of mind and hope that I can become debt free in 3 1/2 years. I didn’t realize how bad I was in debt and I thought there was no way out. They worked on getting me a monthly payment I could afford.

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    Staff

    Reviewed Jan. 12, 2018

    Greg was very helpful and friendly. He answered all my questions and talked me through a frustrating process. He was calm and confident and I would say he is a great representation of this company. When you are stressed out about money people who are helpful and nice make it easier. He helped to calm me down and gave me accurate information, great job!

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    Verified purchase

    Reviewed Jan. 9, 2018

    Thank you for helping me to get this matter settled, and not taking out my payment this month. For this I do thank you... Also I thank you for helping me out and explaining things to me so that I would have a better understanding of the program, sorry I am not in the best of mood or rather being sick is sure not helping, and after talking to you and getting things worked out, I sure do feel a lot better... so thank you. And yes you did help me out, and that does take a lot of stress off me. Hopefully everything will be better for me next month... Once again thank you for helping me out.

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    Customer ServiceStaff

    Reviewed Jan. 9, 2018

    Super professional Customer Service and Credit Counselors!! I’m so happy I signed up with Consolidated Credit as it has removed a huge levy off of my shoulders! Anyone looking to consolidate debt needs to call them!!! The automatic payment withdrawal from your checking account each month assures your payment will never be late!!

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    Staff

    Reviewed Jan. 9, 2018

    Great service and great staff! Consolidated Credit works and I definitely recommend this company to service your debt consolidation needs! I've used their service for a few years now and have had no complaints! If you're ready, they're ready to help you!

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    Verified purchase

    Reviewed Jan. 9, 2018

    Bibi was excellent in handling my issue. Thank you to Consolidated Credit for helping me with my credit issues. They make the transition to repair credit and get out of debt smooth and easy. I would recommend Consolidated Credit solutions to a friend.

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    Staff

    Reviewed Jan. 8, 2018

    I have had nothing but a pleasant experience with this company throughout my whole process. Everyone I have talked to has been very helpful and friendly. I would recommend this to anyone that is needing financial help. Thank you for all your help.

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    Staff

    Reviewed Jan. 8, 2018

    This program was a great help and I highly recommend it to anyone who is struggling to get out from under overwhelming debt. The people there are very helpful and knowledgeable about the program and ways to keep on track with the program. Thank you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 8, 2018

    Very professional, nice mannered and answered all my question. Took care of me like no one else would have. I've been there for almost couple of months and nobody answer my questions like he did. Thank you very much. Thank you Alex for the excellent service.

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    Customer ServiceStaff

    Reviewed Jan. 5, 2018

    Eunequa - She is the best. Walking me through things. Patient. Friendly. I could go on and on. Your company is so lucky to have such an employee. She would be a great trainer but I’d hate to lose her on the phone. I’ve spoken with her a couple of times and every time she is their with the answers. Thanks.

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    Customer ServiceStaff

    Reviewed Jan. 4, 2018

    Thank you for being so helpful, listening and not cutting me off. This feels great and not like I’m being in and crazy situation. The customer service rep had much information to give and the orientation was very informative. The communication is great.

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    Staff

    Reviewed Jan. 3, 2018

    Staff was very professional and helpful. I received valuable information about my account. I am almost at the end of this journey and my credit score is now 713. Thank you so much. I would not have been able to pay off my debt without the help and such a caring staff.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 29, 2017

    Terry was so very patient and understanding and helpful with me. I wish all the customer service people I talk were like him. Thank you. It can be very hard when you are going through a difficult period in your life, so when someone like Terry can help it is a gift. Thanks again to all your wonderful people never had a bad time and Happy and Healthy New Year.

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    Staff

    Reviewed Dec. 27, 2017

    I am in the final months of working with Consolidated Credit and because some of my accounts just paid off, I wasn't sure of the new amounts going to my few remaining balances. Tatiana not only looked everything up for me but she explained how my monthly payment was being reallocated, why, and approximately when my account would be paid in full, and in a very professional and caring manner. This has been an amazing journey and I have already recommended Consolidated to several friends/family and will continue to do so. I couldn't be happier with my experience!

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    Punctuality & SpeedStaff

    Reviewed Dec. 27, 2017

    We have had to make wire transfers for our account the last several months as we got out of sync with our paydays to allow the automatic payment. Tatiana was very kind and quickly set up my wire transfer payment. She knew exactly what to do and made the necessary adjustments to our account. She also noted that I would need to update our account balances online after the first of the year. I was very satisfied with our interaction.

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    Price

    Reviewed Dec. 26, 2017

    You guys have been great! We were able to buy a new house and are now debt free. We really appreciate you helping us pay down our credit card debt faster and with much less interest than what we were paying. I have recommended you guys to some friends that need your services!

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    Customer ServiceContract & TermsPunctuality & Speed

    Reviewed Dec. 23, 2017

    My disbursement date each month is apparently the 29th of the month. ALL of my credit cards that have due dates before then are being hit with late fees and are showing up as delinquent and destroying my credit score. When I called Consolidated multiple times and spoke to multiple supervisors, no one could tell me why that was happening. "Oh we will look into it" they said. "Oh it shouldn't be happening" they said. Meanwhile my credit score has dropped nearly 50 points in a MONTH because of their failure to do their job appropriately. This company is completely destroying my credit and scamming me. I am so beyond disappointed that I signed a contract with them.

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    Consolidated Credit
    Response from Consolidated Credit

    Hi Lauren, We regret that you’re having trouble on the debt management program. We understand that being in debt can take a toll on our emotional well-being. Having multiple credit cards to manage can be taxing and difficult to manage which is one of the reasons why people enlist in a debt management program.

    When potential clients call us for help, we go over the terms and conditions of using a debt management program and that includes closing the cards they put on the program and continuing to make payments (usually one billing cycle) on their own until creditors accept our contract.

    If one has multiple maxed out credit cards, it means that their credit utilization is very high which naturally affects their credit score. Credit Utilization is the second biggest factor in credit score calculations and it accounts for 30% of your total credit score. So if almost at the limit of each credit card, that actually decreases one’s credit score. Closing accounts also impacts one’s credit score for the short term. But, as the program kicks off and they start making consistent and timely payments, their credit utilization decreases and their credit score will begin to improve (usually within 6-8 months).

    With regards to us making late payments to your account, a review of your account shows that one of your accounts was past due in October and that’s prior to joining the debt management program in November. We’ve contacted your creditors and two of them have forgiven your late fees.

    We understand that getting started on the debt management program can be challenging and often clients are anxious about the uncertainty which adds to their stress levels. We encourage you to trust the process a little, give it time. As long as you do your part of sending in your payments in a timely fashion and we keep our end of the bargain, everything will be alright.

    A supervisor, if they haven’t already will be contacting you. If you have any questions please contact us at 1-877-201-7780.

    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 23, 2017

    I had questions about my account. The customer service representative was very accurate with her information. She knew what she was talking about and she helped me out immensely. Very nice, very professional, and a very valuable employee I am sure. And it was a pleasure talking with her. She was not rude like sometimes some of them that I have encountered have been. She was absolutely perfect.

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    Staff

    Reviewed Dec. 22, 2017

    This had been a pleasant experience. I look forward to your assistance with becoming debt free. From the beginning of this process to now, everyone has been very helpful. TATIANA made use all of my questions and concerns were addressed and that she is available if further assistance is needed.

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    Verified purchase
    Customer ServiceInstallation & SetupStaff

    Reviewed Dec. 22, 2017

    You have been very polite and extremely helpful setting up my account and keeping me informed of the process. Your company has been courteous at all times when I have called with questions or issues concerning my payments and the creditor's reply.

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    Verified purchase
    Staff

    Reviewed Dec. 21, 2017

    I spoke with Tatiana and told her I needed to buy some heating oil with my payment since it was below freezing in NJ and together we worked it out. She was very nice and professional. Maybe I could pay an additional percentage to my creditors next time to help make up for the missed payment and I would not freeze, which is a poor option (freezing).

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 19, 2017

    Customer service I experienced was above and beyond and her superior professionalism was totally unsurpassed. She was totally on top of everything, and took care of everything in a short adequate time considering the amount of updates that had to be done. I was totally pleased and extremely impressed with the way she resolved everything.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 14, 2017

    I needed help registering/resetting my log in information, I wasn't sure. Tatiana was kind and very helpful in assisting me by resetting my information so I can re-register and have the opportunity to go online and check my balance and update balances from each creditor. Everyone I have spoken with at Consolidated Credit has always been helpful and courteous and Tatiana was a perfect example of excellent customer service.

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    Verified purchase
    Staff

    Reviewed Dec. 14, 2017

    Nice people, always helpful, never had a problem. They do a good job. Every time I need to change the day they let me change the day for when I get paid. I can't complain. Really helpful. I definitely will let friends know about you guys. Big help for trying to get credit back into shape.

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    Verified purchase
    Staff

    Reviewed Dec. 12, 2017

    Tatiana was kind and very professional. She walked me through the process of registering my account and it took just a few minutes and few strokes of the keyboard. She asked if I needed any other help upon accomplishing of my request which was very efficient of her service.

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    Verified purchase
    Staff

    Reviewed Dec. 8, 2017

    My representative successfully assisted me getting my account in order and was very polite and professional. I am definitely looking forward to being debt free with the assistance of reps like her. My creditor removed me from this program due to a timing discrepancy and she successfully got them to add me back to the program.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 8, 2017

    Tatianna did a great job explaining to me the reason for the call and what I needed to do to get our plan back to work to help us get out of debt! She was knowledgeable, asked for my consent to move forward with the program change, and did a excellent job with customer service the whole time during the call! Thanks!

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    Verified purchase
    Staff

    Reviewed Dec. 6, 2017

    Spoke to Representative about a specific account. She was very helpful. We discussed an increase in rate for one of my creditors. I came away with a full understanding about how this process works & when the increase in rate would take place.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 5, 2017

    Everyone has been very helpful! Thank you so much! I get confused sometimes and everyone is so helpful on getting a better understanding and quick response to all my questions. They send all the emails quickly that I need after I get off the phone with them and they keep me updated on my account!

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    Verified purchase
    Staff

    Reviewed Dec. 5, 2017

    What a pleasure to have your Company be so kind and professional. We never thought we could make it over these last three years without a Credit Card and now we're 6-8 months away from being Credit Card free. Retirement right around the corner without Credit Card debt is truly a Blessing. Thank You Consolidated Credit Solutions--Phone Reps, Staff and Mgmt you're all the Best.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 5, 2017

    It is a great program and the agents all are Great with communication and willing to help you understand everything about the process. If you are in a bind they will do their best to make things manageable for you. Very professional organization and Customer Service.

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    Verified purchase
    Staff

    Reviewed Dec. 4, 2017

    Wanted to see when I could add a new account, rep was very helpful and courteous. She was able to tell me when I could add a new account and how much the new payments would be. Also needed to know about a payment that was late to one of my current creditors.

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    Verified purchase
    Staff

    Reviewed Dec. 1, 2017

    Tatiana was an awesome representative. She was very helpful with answering all of my questions and concerns. What I liked about her was she listened to my questions and concerns before answering. I would recommend y’all services to everyone that needs help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 29, 2017

    Woman was very nice and helpful. Customer service is important and she delivered great customer service. They have always been very helpful and I appreciate the company helping me get rid of my credit card debt. Thank you all very much and I hope you all have a great holiday.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 27, 2017

    Excellent service thanks. Always friendly and helpful helped me out in A tough time. Will recommend to friends and family. A good way to help learn about financial management and help pay off bills without a super bad hit on your credit rating a good feeling.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 22, 2017

    Cerra is awesome! She deserves to be an employee of the month. She spent one hour with me to determine what happened with one of the creditors, she was patient and was an athlete over the phone calling multiple creditors to settle a dispute about payment and who has the account now. She is amazing and so glad I spoke with her. I hope she handles all my account.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 22, 2017

    The person on the phone was very pleasant and helpful. She is doing her job well and enjoys her job. Wish more people in her line of work would take some lessons... I feel comfortable on the phone when at other end is pleasant. Thank you.

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    Verified purchase

    Reviewed Nov. 21, 2017

    Very satisfied with this program and recommend this to my family and friends that need financial assistance in the future. I hope to be able to build up my credit and make payments in a timely manner. If I have a issue or concern with payment I will contact CC immediately.

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    Verified purchase
    Customer Service

    Reviewed Nov. 20, 2017

    Called several weeks ago to adjust payment amounts on accounts. Called again with minor revisions (person who helped me previously had not made the adjustments.) All seems OK now per Tatiana. She also explained what will happen after my final draft is taken out of my account next month.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 18, 2017

    She helped me with very specific details of the payoff balance on my account. She was incredibly helpful and friendly and I'd highly recommend her assistance and services. She sent resources via email and included her information for further reference.

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    Verified purchase
    Staff

    Reviewed Nov. 17, 2017

    Very friendly. Knew everything I asked her about my account very knowledgeable. It's a great program. We are almost finished with lots of debt we had. Would recommend this program to a friend. It's a great program. It was a struggle some weeks trying to make payments but we made it almost done. We only owe $300 more.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 17, 2017

    Creditors were still calling. Agent took the time to explain the process to me. It did relieve some stress. I wish I had called Consolidated Credit sooner, not really sure why I waited so long. I thought I could work through it but ended up with a big mess, a lot of missed payments which resulted in late fees.

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    Verified purchase
    Customer Service

    Reviewed Nov. 15, 2017

    Was questioning the exact payment amount for each of my three accounts and your representative was quite helpful in giving me the amount. If I were to call in again, I would be very pleased if she received and answered the phone, for I know, from prior experience, she is knowledgeable and my question would be answered correctly and intelligibly.

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    Verified purchase
    Contract & Terms

    Reviewed Nov. 14, 2017

    I was never told additional fees on payments. I was never told about gold plan. It was automatically put on my contract. No one should sign a contract without knowing ALL fees up front!! You have to disclose all fees before getting signatures.

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    Consolidated Credit
    Response from Consolidated Credit

    Hi Kathy, We regret any miscommunication and agree that ‘no one should sign a contract without knowing all fees upfront.” We train our representatives to go over all aspects of the debt management program in great detail and so hearing that this may not have happened in your case is disconcerting. Please give us a call at 1-877-201-7780, a client services supervisor will be happy to go over your account. We appreciate you and thank you for choosing Consolidated Credit.

    Verified purchase
    Staff

    Reviewed Nov. 14, 2017

    TATIANA - She was a great help and she answered all of my questions with ease. I was very satisfied with her expertise. It is good to know that you have such qualified personnel working for you, I look forward to working with all of you. Have a nice day.

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    Consolidated Credit Company Information

    Social media:
    Company Name:
    Consolidated Credit
    Company Type:
    Private
    Year Founded:
    1993
    Address:
    5701 West Sunrise Blvd
    City:
    Fort Lauderdale
    State/Province:
    FL
    Postal Code:
    33313
    Country:
    United States
    Website:
    www.consolidatedcredit.org

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