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Consolidated Credit Solutions

Consolidated Credit Solutions
Get a Free Quote
Overall Satisfaction Rating 4.91/5
  • 5 stars
    161
  • 4 stars
    6
  • 3 stars
    2
  • 2 stars
    0
  • 1 stars
    2
Based on 171 ratings submitted in the last year
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Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.

We’re here to help. From credit counseling advice on improving your budget and reduce your debt to housing support to help you navigate avoid foreclosure, learn about reverse mortgages or purchase a new home, we have certified counselors with a mission to help you improve your personal finances. If you’re struggling with too much credit card debt or financial troubles caused by an upside mortgage, give us a call or visit us online.

For over 20 years, we’ve helped over 5 million people find the debt relief they need. Through enrollment in our debt management program, we help clients reduce their interest rates and cut payments by up to 50%.

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BOTTOM LINE

Consolidated Credit Solutions is a nonprofit credit counseling service that offers free resources and information to consumers searching for debt relief help.

PROS

  • Credit counseling services
  • Nonprofit organization
  • Free resources and information

CONS

  • Only works with unsecured debt

Top Consolidated Credit Solutions Reviews

Rated with 5 stars
Verified Reviewer Verified Buyer

Tatiana was great. Very helpful. She went above and beyond with solutions to help get my debt paid off. It would be nice to be able to just deduct the amount owed since you already have my account info, and not have to set up a wire transfer from the bank but Tatiana was great.

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Rated with 5 stars
Verified Reviewer Verified Buyer

All staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Looking at what your credit score is embarrassing to me but there have been no judgments passed with the staff at Consolidated. I would recommend Consolidated to anyone.

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Consolidated Credit Solutions Get a Free Quote Visit Website 

What is Consolidated Credit?

Consolidated Credit Solutions is a nonprofit credit counseling company that offers advice, information and financial education to its clients. Its mission is to help you improve your finances through practical training and debt resources. If you’re struggling with credit card debt, you can get a free, confidential evaluation with a certified credit counselor by visiting Consolidated Credit Solutions’ website and entering the following information:

  • Your first and last name
  • Your debt amount
  • The status of your payments
  • Your phone number
  • Your email address
  • Your zip code

Once you’ve submitted the required information to Consolidated Credit Solutions, the company works with you to manage your unsecured debts by:

  • Reviewing your monthly budget
  • Making a full assessment of your debt
  • Checking your credit report

Consolidated Credit Solutions' debt management services

Consolidated Credit Solutions specializes in providing debt management services. The nonprofit’s website has extensive resources on debt education, including guides on how to successfully manage your money through financial hardship. These include:

  • Instructions on how to create a budget
  • Four ways to help you with financial stress
  • Practical ways to rebuild your credit
  • Making the most of your credit score
  • Buying a home
  • Avoiding foreclosure

Having the right information gives you an accurate representation of your finances and helps you set up a clear debt management plan. Consolidated Credit Solutions has two online calculators to help you get the necessary numbers to manage your finances:

  • A credit card debt repayment calculator that shows you how long it will take to pay off your balances and gives you advice on the best way to eliminate your debt
  • A debt-to-income ratio calculator that helps you discover if you’re maintaining a healthy amount of debt for your finances or if you need to take steps to reduce your debt immediately

Consolidated Credit Solutions' housing counseling

Consolidated Credit Solutions offers prepurchase housing counseling services to homebuyers. In this process, your credit counselor prepares you for the cost of buying a home by:

  • Assessing your finances
  • Helping you create a budget
  • Helping you qualify for the best interest rate
  • Reviewing the various costs of buying a home
  • Helping you establish a realistic price range

Is Consolidated Credit a good idea?

Consolidated Credit Solutions is a nonprofit that offers multiple resources for those seeking to manage their debt or who are preparing for a significant purchase. The company uses experienced advisors to provide tips and guidance on how to manage your debt and increase your credit score. If you’re struggling to manage your debt or credit card bills but don’t want to lower your credit score, Consolidated Credit Solutions' credit counseling services could be a good idea.

Consolidated Credit Solutions Reviews

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Jan. 14, 2020

Even though it was sometimes hard, I could see my debts going down each month. It is such a relief to know I have paid off these credit cards and still managed to survive without them. I was able to track the balances each month and see how payments were made on each account that would pay them off in the best manner. As I received my monthly statements I was able to make sure consumer had the correct balances and they kept in contact with me to update them. Thank you.

Consolidated Credit Solutions response
Dear Gwendolyn,

Congratulations on the successful completion of your debt management program! Woohoo! We’re glad we could help! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers!

We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Dec. 2, 2019

    Every time I call there is no hassle. All staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Thanks —Mary. Looking at what your credit score is embarrassing to me but there have been no judgments passed with the staff at Consolidated. Tonight I needed to add a creditor. She made it so easy. I would recommend Consolidated to anyone.

    Consolidated Credit Solutions response
    Hi MaryElizabeth,

    Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Sept. 4, 2019

    Katashya was wonderful especially having been put in a triangle tough position. One of my three creditors does not align with consolidation of credit. When I first talked to Consolidated, my only goal was to have that one creditor. I was talked into two more. Never would have done this without American 1st Financial being on board and clearly stated that. I was encouraged to go forward as if it would work out. Not happy about that. I am very I'll and on disability and a single mother that was reaching out in order to not ditch a bill. I was trusting because I made it clear that this was the sole account and reason for me to do Consolidated. I now find myself trying to sell my debtor on Consolidated. If I succeed, it will have been with the help of your very kind employee, Katashya. Kind regards, Michelle

    Consolidated Credit Solutions response

    Dear Michelle,

    Thank you for allowing Consolidated Credit to assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. We hope that your third creditor gets on board and wish you every success on your journey out of debt. If you have any questions please don't hesitate to give us a call and we’ll be happy to help. We’re here to be your advocate!

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: July 17, 2019

    Tatiana was a great help and very personable. She told me I was doing a great job of paying my debt down and that made me feel good! I appreciate that she complimented me a few times in our conversation. I would recommend consolidated credit to everyone. This is a great company to work with and easy to manage. Thank you.

    Consolidated Credit Solutions response

    We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe. We’re constantly adding new videos that can help you become more financially savvy.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 21, 2019

    I called in to see how to go about sending in my statements for their quarterly review. I ended up speaking with Gillian and she was amazing. She offered right away to assist me and do it by phone. She also mentioned all the other ways I can update them. It is rare to get someone so kind and helpful. I manage a call center for doctors offices, vets, funeral homes and other businesses as well as handling Alarm Monitoring for over 800 locations. I would be thrilled to have an operator like Gillian as she handled the call in a kind and professional manor and I think when someone does a good job they should be made aware of this. So I want to say thank you for all your help Gillian and thank you Consolidated Credit for all your help. I started at around $23,000.00 in debt and am under $8,500.00 now and my credit score has went from 570 to 700 since using consolidated. So thank you!!!

    Consolidated Credit Solutions response

    Dear Kevin, We appreciate you! Customer service and client satisfaction are of the utmost importance to us. Knowing that you're satisfied with our level of service and the work we're doing on your behalf is very gratifying. We thank you for allowing Consolidated Credit to assist you and wish you the very best on your journey out of debt. Keep up the good work : )

    4 people found this review helpful
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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 25, 2020

    She was professional and kind all the time and answered all my questions, she also gave me advice on what to do to keep updated my account and recommended me to call my creditors to updated my balances. She was great.

    Consolidated Credit Solutions response
    Dear Alvaro,

    Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 25, 2020

    Tatiana was very helpful and provided great customer service. I was wondering if I could lower my monthly payment due to financial hardship but the bank didn’t agree. I really wished AMEX would of been able to assist but they couldn’t.

    Consolidated Credit Solutions response
    Dear Irene,

    Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 25, 2020

    She was understanding and polite and gave me all the information I needed. I was worried that my accounts would lose out on the program, but she called each of my creditors to see where my standing was and that was a great help!

    Consolidated Credit Solutions response
    Dear Lemuel,

    Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo: https://www.consolidatedcredit.org/courses/ It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 25, 2020

    Clearing small amounts balances. I received nothing but the best service I could possibly have hoped for. She helped me clear our balances on two (2) accounts, calling Barclay's for me and providing me with their telephone number. She was pleasant, and very professional. It's hard to find both of these qualities in customer reps nowadays. She should be commended.

    Consolidated Credit Solutions response
    Dear Lorine,

    We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 24, 2020

    Tatiana was friendly and knowledgeable and successfully completed all my requests. She’s definitely a wonderful representative. I called to close out my accounts with the company and she stopped the auto pay immediately as requested. If I ever need any help again with this service I would surely hope that I was in touch with her and working with her again.

    Consolidated Credit Solutions response
    Dear Justin,

    We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

    Be the first one to find this review helpful
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    Consolidated Credit Solutions Company Information

    Social media:
    Company Name:
    Consolidated Credit Solutions
    Company Type:
    Private
    Year Founded:
    1993
    Address:
    5701 West Sunrise Blvd
    City:
    Fort Lauderdale
    State/Province:
    FL
    Postal Code:
    33313
    Country:
    United States
    Phone:
    (844) 284-9442
    Website:
    www.consolidatedcredit.org

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