About Consolidated Credit Solutions
Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.
Overall Satisfaction Rating
- 5 stars235
- 4 stars24
- 3 stars11
- 2 stars2
- 1 stars1
Pros
- Credit counseling services
- Nonprofit organization
- Free resources and information
Cons
- Only works with unsecured debt
Bottom Line
Consolidated Credit Solutions is a nonprofit credit counseling service that offers free resources and information to consumers searching for debt relief help.
Top Consolidated Credit Solutions Reviews
- 3,148,905 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
Tatiana was great. Very helpful. She went above and beyond with solutions to help get my debt paid off. It would be nice to be able to just deduct the amount owed since you alread...
Read full reviewAll staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Looking at what your credit score is embarrassing to me but there have been no judg...
Read full reviewWhat is Consolidated Credit?
Consolidated Credit Solutions is a nonprofit credit counseling company that offers advice, information and financial education to its clients. Its mission is to help you improve your finances through practical training and debt resources. If you’re struggling with credit card debt, you can get a free, confidential evaluation with a certified credit counselor by visiting Consolidated Credit Solutions’ website and entering the following information:
- Your first and last name
- Your debt amount
- The status of your payments
- Your phone number
- Your email address
- Your zip code
Once you’ve submitted the required information to Consolidated Credit Solutions, the company works with you to manage your unsecured debts by:
- Reviewing your monthly budget
- Making a full assessment of your debt
- Checking your credit report
Consolidated Credit Solutions' debt management services
Consolidated Credit Solutions specializes in providing debt management services. The nonprofit’s website has extensive resources on debt education, including guides on how to successfully manage your money through financial hardship. These include:
- Instructions on how to create a budget
- Four ways to help you with financial stress
- Practical ways to rebuild your credit
- Making the most of your credit score
- Buying a home
- Avoiding foreclosure
Having the right information gives you an accurate representation of your finances and helps you set up a clear debt management plan. Consolidated Credit Solutions has two online calculators to help you get the necessary numbers to manage your finances:
- A credit card debt repayment calculator that shows you how long it will take to pay off your balances and gives you advice on the best way to eliminate your debt
- A debt-to-income ratio calculator that helps you discover if you’re maintaining a healthy amount of debt for your finances or if you need to take steps to reduce your debt immediately
Consolidated Credit Solutions' housing counseling
Consolidated Credit Solutions offers prepurchase housing counseling services to homebuyers. In this process, your credit counselor prepares you for the cost of buying a home by:
- Assessing your finances
- Helping you create a budget
- Helping you qualify for the best interest rate
- Reviewing the various costs of buying a home
- Helping you establish a realistic price range
Is Consolidated Credit a good idea?
Consolidated Credit Solutions is a nonprofit that offers multiple resources for those seeking to manage their debt or who are preparing for a significant purchase. The company uses experienced advisors to provide tips and guidance on how to manage your debt and increase your credit score. If you’re struggling to manage your debt or credit card bills but don’t want to lower your credit score, Consolidated Credit Solutions' credit counseling services could be a good idea.
Consolidated Credit Solutions Reviews
A link has directed you to this review. Its location on this page may change next time you visit.
I was very doubtful about any consolidation program but this program that was personally designed for my needs was the best. I recommend CONSOLIDATED CREDIT SOLUTIONS 100%... I never thought how fast I could get out of debt and with Consolidated Credit Solutions I did it in no time...THANK YOU for always being only a phone call away when I had a question.
Congratulations on the successful completion of your debt management program Elva! We’re glad we could help! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers!
We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy.
Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
Any time I've called, the customer service reps have been extremely helpful and polite. I have been able to get myself out of debt and get to a point where I will be able to purchase a home and not have this looming over me.
Congratulations Megan! We’re glad we could help you! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers!
We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy. Also, if you haven’t signed up yet, please check out Credit Dojo: https://www.consolidatedcredit.org/courses/ It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.
UPDATED 4/12/2021: I am very pleased with your service, however, accessing the online portal has been frustratingly complicated. It has said that I can use either my email OR my username, along with my password to gain access. Yet, I have not been able to use my email before today. I have just received an email that allowed me to use my email address after I wrote an email this past weekend when I could not remember my username.
ORIGINAL REVIEW: You've had my interest rates lowered which has made it easier to pay off my balances. I am hoping to have every balance at zero by summertime. I did have some challenges signing in online, but the problem has been resolved.
Dear Emily,
Thanks for your review and we were glad we could help you with your debt. Glad your issue has been resolved. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center: https://www.consolidatedcredit.org/financial-education/ These will help you learn strategies to avoid challenges with debt in the future.
I am very thankful for the opportunity to be working with Consolidated Credit Solutions. From the moment I first spoke to them, they were very courteous and professional. We discussed how the process was going to work and had approval in about a 15-20 minute conversation. The online forms were easy to complete and she led me through each one. I have a plan now to consolidate my debt that will allow me to pay about half of what the individual bills were charging and at a lower interest rate. I can monitor my progress on the website as well. Again, I am very happy with the excellent customer service I received and am looking forward to working with this company on my way to becoming debt free.
Welcome aboard Lisa!
Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
You people have been wonderful to work with. I am pleased that my last payment is in Sept. 1, 2020. Thank you for all your help. I would recommend you people to anyone that needs your help. I have had a wonderful experience with all the staff I have dealt with.
Congratulations on the successful completion of your debt management program, Pamela! Woohoo! We’re glad we could help you and your family! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers!
We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy.
Very easy to navigate and update monthly. Employees are always very courteous and always there to help if needed. The website is also very easy to navigate around and find exactly what I need to do. I would highly recommend Consolidated Credit to any one in need!!
Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!
Extremely satisfied with service. Kept me informed and updated on everything. Stayed in touch with me on a regular basis. Would highly recommend. Gave me courses in how to manage my money and my debt. If I get myself in a mess again, I will once again use their services!
Congratulations on the successful completion of your debt management program Della! We’re glad we could help! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers!
We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy.
So far things are good...I haven't had a bad experience yet! I'm looking forward to when I reach my goal of being debt free...I know with the right help I can achieve success..I will be able to breath a little easier.
Welcome aboard Cindy! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
Basically Consolidated Credit took $800.00 from my bank account Before Negotiating and getting approval from my bank to pay my CC debt down using their services. Then When I asked them to cancel the service and return my money They kept the administration fees for a job that wasn’t complete. And now I have to wait 30 days for a cheque. My bank has no negotiation notes that confirm that consolidated Credit even started the process... I would not recommend using this service.
Called to update accounts; they then did that for me; was trying to put in a new password since I hadn't been on the site for awhile; she sent me a link and put the temp password in that she gave me; now want to change my password for me
Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program, please don’t hesitate to call us. We’re here to help!
Consolidated Credit Solutions Company Information
- Social media:
- Company Name:
- Consolidated Credit Solutions
- Company Type:
- Private
- Year Founded:
- 1993
- Address:
- 5701 West Sunrise Blvd
- City:
- Fort Lauderdale
- State/Province:
- FL
- Postal Code:
- 33313
- Country:
- United States
- Website:
- www.consolidatedcredit.org
Media
