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About Consolidated Credit Solutions
Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.
Pros & Cons
- Credit counseling services
- Nonprofit organization
- Free resources and information
- Only works with unsecured debt
Consolidated Credit Solutions is a nonprofit credit counseling service that offers free resources and information to consumers searching for debt relief help.
Tatiana was great. Very helpful. She went above and beyond with solutions to help get my debt paid off. It would be nice to be able to just deduct the amount owed since you alread...Read full review
All staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Looking at what your credit score is embarrassing to me but there have been no judg...Read full review
What is Consolidated Credit?
Consolidated Credit Solutions is a nonprofit credit counseling company that offers advice, information and financial education to its clients. Its mission is to help you improve your finances through practical training and debt resources. If you’re struggling with credit card debt, you can get a free, confidential evaluation with a certified credit counselor by visiting Consolidated Credit Solutions’ website and entering the following information:
- Your first and last name
- Your debt amount
- The status of your payments
- Your phone number
- Your email address
- Your zip code
Once you’ve submitted the required information to Consolidated Credit Solutions, the company works with you to manage your unsecured debts by:
- Reviewing your monthly budget
- Making a full assessment of your debt
- Checking your credit report
Consolidated Credit Solutions' debt management services
Consolidated Credit Solutions specializes in providing debt management services. The nonprofit’s website has extensive resources on debt education, including guides on how to successfully manage your money through financial hardship. These include:
- Instructions on how to create a budget
- Four ways to help you with financial stress
- Practical ways to rebuild your credit
- Making the most of your credit score
- Buying a home
- Avoiding foreclosure
Having the right information gives you an accurate representation of your finances and helps you set up a clear debt management plan. Consolidated Credit Solutions has two online calculators to help you get the necessary numbers to manage your finances:
- A credit card debt repayment calculator that shows you how long it will take to pay off your balances and gives you advice on the best way to eliminate your debt
- A debt-to-income ratio calculator that helps you discover if you’re maintaining a healthy amount of debt for your finances or if you need to take steps to reduce your debt immediately
Consolidated Credit Solutions' housing counseling
Consolidated Credit Solutions offers prepurchase housing counseling services to homebuyers. In this process, your credit counselor prepares you for the cost of buying a home by:
- Assessing your finances
- Helping you create a budget
- Helping you qualify for the best interest rate
- Reviewing the various costs of buying a home
- Helping you establish a realistic price range
Is Consolidated Credit a good idea?
Consolidated Credit Solutions is a nonprofit that offers multiple resources for those seeking to manage their debt or who are preparing for a significant purchase. The company uses experienced advisors to provide tips and guidance on how to manage your debt and increase your credit score. If you’re struggling to manage your debt or credit card bills but don’t want to lower your credit score, Consolidated Credit Solutions' credit counseling services could be a good idea.
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Reviewed July 19, 2023
The program has changed my life. This changed has helped not only me, but my whole family to learn to organize payments and plan for a better future. I have more control over my accounts now and I have access to monitor each of them. Amazing customer service and available at any time. I would really with no doubt recommend this program to family and friends.
It's a pleasure to hear our program has been able to help you so much! Experiences like yours are the reason our teams do their important work every day. Thank you for giving us the chance to assist you on the path towards greater financial stability.
If you have any questions about your program or encounter any issues, please don't hesitate to give us a call.
Reviewed July 13, 2023
Very satisfied with everything, from the expertise to the way things are operated. You have videos to explain things. Questions that people may be wondering, with the answers right there. Things that are sent by e-mail, can be retrieved easily and those on the phone very polite. The auto pay is also great. Taken out on the day you set up. The best for last, you get out of debt sooner with lower payments and interest. Thank you for everything.
We're very pleased to hear you found our counselors, information, and process made things easy and quick! Congratulations on taking this first step toward a debt-free future, and thank you for the opportunity to help you.
Reviewed Aug. 12, 2023
For taking my credit cards that I overspent on all of them and taking control. I spent way too much and went kind of wild with all the new credit cards I received in the mail. Consolidated credit took control of my accounts and took control. I don't know what I would have done without consolidated credit. What more can I say except thank you for all you have done. Thank you. Thank you. Thank you. Thank you. Thank you.
It's our pleasure to be able to help you. It's also not always easy to recognize unhealthy spending habits. If you want to work towards having a better relationship with money and especially credit cards, we have a lot of information and educational classes available here: https://www.consolidatedcredit.org/financial-education/
Thanks for the opportunity assist you get on the path to greater financial independence, and thank you for sharing your experience!
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Reviewed March 30, 2023
I can't say enough about the security and satisfaction I have received from Consolidated Credit Solutions. Working with them has allowed me to get ahead of the debt that was piling up and really take control of my finances and budget moving forward. It's been a new lease on life and I have been able to create a savings account with what I have been saving, for the first time in my adult life! Many Thanks!
Keep up the good work! We’re glad we could help. Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy. We appreciate you and wish you the very best in all your financial endeavors. Cheers!
Reviewed Jan. 16, 2023
I was about to commit to a settlement program and ruin my credit. I asked If there was a way I could pay my cards and use the program. They said no and didn't give me any options. Even though I told them I was current on my cards they still wanted to enlist me into a program that would have ruined my credit. Your representative offered me the solution I was looking for and a lot more info about how to manage my debt and not default on my credit cards. He was very informative and reassuring. In one phone call my stress about ruining my credit with no other options was almost gone.
Thanks for calling and we’re glad we could help. We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt-free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to be your advocate!
Reviewed Nov. 12, 2022
Customer service was A+++ I mean what can I say, they were very helpful to me since I first call them for help on my credit cards all the way to the end when I paid my last payment of my 4 yeat program. They are always there to help you. I can't thank them enough.
Congratulations Marvin! We’re glad we could help! Go ahead and pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers!
We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy.
Reviewed Sept. 24, 2022
I just began with this website but I am so thankful for the patience and time your customer service reps have given to me. They take their time explaining things to me, so I can understand. I just get a little nervous about due dates, etc....as they well know LOL. There are a few I'd like to mention: Greg, Hope, Courtney and Dale. They never get aggravated with a simple question I may have and follow up when they say they will. I would recommend CCS to ANYONE who may find themselves in a credit problem. There are just a couple of bumps in the road but they are contacting my creditor to straighten this out for me. I'm used to handling this myself, but I'm too old now to handle them (the creditors). I want to say THANK YOU, THANK YOU to ALL of your customer service workers, they are exceptional!!!! They ALL deserve a raise!!!!
Welcome aboard Lynda! We’re happy we could help you find a solution to overcome your challenges with debt. Thanks for letting us know how we did. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions or run into challenges down the road, please don’t hesitate to give us a call. We’re here to be your advocate. We appreciate you and wish you the very best on your journey out of debt.
Reviewed Sept. 13, 2023
Very good customer service! Easy to work with! Relieved a lot of stress for me in getting my bills caught up and paid off. Very polite and caring and would listen to my concerns. Service fees were less than what interests rates were. They were able to save me money in the end by eliminating late fees and service charges. I would definitely recommend this company to anyone have a struggling with their credit bills.
We appreciate the opportunity to save you money while making your accounts easier to pay down! Thank you for sharing your experience and we're happy to hear we've made a positive difference for you.
Reviewed Sept. 7, 2023
When first enrolling, I was a bit nervous but they explained everything to me and it was straightforward from there. I was informed of everything I needed to know and it was easy to get started. They went over my budgeting and got me thinking of how I am spending and using my money. Now I am fully aware and ready to move on to bigger savings. Thank you!
We understand the importance of understanding financial programs before you get into them and are glad to hear that your counselor took the time to fully explain everything. Congratulations on taking this first important step! We're here to help throughout your journey and are always available if you have any questions or need additional assistance.
Reviewed Sept. 6, 2023
All the agents and customer service people at Consolidated Credit Solutions have all been extremely helpful. They explained my options to me in a clear way and helped me choose the best solution for my situation. I finally feel that I will be able to work my way out of debt.
We appreciate the opportunity to help inform and guide you in your journey out of debt! Thank you for sharing your experience and letting us know that your counselor was helpful and experienced. As you go through the program, feel free to contact us at any time if you have questions or need additional help.
Reviewed Sept. 3, 2023
I have been extremely satisfied and have nearly paid my debt off. The people I worked with were knowledgeable and professional, and were a joy to work with. I am glad that I saw the ad and contacted them! It has had a major difference in my life.
Congratulations on your progress in the program and almost having your debts paid off! We're very pleased to hear that all your interactions with our teams have been pleasant and professional. Thank you for giving us that call and allowing us to help you on this journey.
Reviewed Aug. 15, 2023
I'm going to be able to pay off some creditors much sooner than I would have if I had tried to do it on my own. Everyone I talked to was professional and friendly and didn't make me feel like a loser for getting myself into the spot I was in.
We understand life has a tendency to get in the way and it's easier than many people realize to get into a tight spot. We're happy to hear that you received the empathy and high level of customer service that you deserve. Thank you for sharing your experience!
Consolidated Credit Solutions Company Information
- Social media:
- Company Name:
- Consolidated Credit Solutions
- Company Type:
- Year Founded:
- 5701 West Sunrise Blvd
- Fort Lauderdale
- Postal Code:
- United States