Consolidated Credit Reviews
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About Consolidated Credit
Consolidated Credit is a debt relief and credit counseling company with over 30 years of experience. It offers comprehensive debt management programs to help consumers pay off credit card debt and get back on track financially.
Consolidated Credit works with most major banks and financial institutions in the U.S.
- Over 30 years of experience
- Works with over 1,600 creditors
- No enrollment fee or charge for initial call
- Monthly fees are a bit high
- No online application process
Helpful Reviews
What is Consolidated Credit?
Consolidated Credit is a debt relief and credit counseling provider founded in 1993. The company offers comprehensive debt management programs to help clients get their debts paid off and their finances back under control.
Consolidated Credit works with over 1,600 creditors, including most major credit card companies, banks and retailers in the U.S.
How does Consolidated Credit work?
The debt relief process with Consolidated Credit starts with a phone call. This initial consultation and credit counseling session is free of charge, and there’s no obligation. The company says the call typically takes 30 to 60 minutes, during which a credit counselor will walk you through your options.
If you decide to move forward, you can enroll in the Consolidated Credit debt management plan. The company contacts each of your creditors to request lower interest rates and fee waivers, but you still repay the full balance through the debt management plan. You make monthly payments to Consolidated Credit, and it then distributes those payments to your creditors.
The Consolidated Credit debt management plan generally takes 36 to 60 payments to complete.
Consolidated Credit services
Consolidated Credit offers two main services: credit counseling and a comprehensive debt management program. The company’s website provides a number of resources to help educate consumers on financial matters.
Consolidated Credit also offers specialized credit counseling and financial education services in the areas of housing, corporate financial wellness and money management for military personnel.
» COMPARE: Top-ranked credit counseling services
Consolidated Credit costs
There’s no charge for the initial credit counseling call with Consolidated Credit. The debt management plan does carry fees. How much you pay each month varies based on the state you live in.
The company states that the average monthly payment is $40, with a maximum of $79, regardless of location. These fees are included in your monthly payment to the company.
Consolidated Credit FAQ
How does Consolidated Credit affect your credit?
Consolidated Credit’s debt management plan should have a neutral or even positive effect on your credit. Since it’s not a debt settlement, the overall long-term impact should be minimal.
How long does Consolidated Credit’s debt management plan take?
Consolidated Credit’s debt management plans typically take 36 to 60 months to complete.
Where is Consolidated Credit available?
Consolidated Credit is available nationwide.
Is Consolidated Credit legit?
Consolidated Credit is a legitimate debt relief provider. The company has been in business since 1993.
Still have questions?
Do we recommend Consolidated Credit?
Consolidated Credit is an excellent option for people who want to get out of debt without a significant hit to their credit score. The company has a tremendous amount of experience in this field.
That said, those seeking debt settlement will need to look elsewhere. Consolidated Credit doesn’t reduce the amount you owe, and its monthly fees are slightly higher than some competitors.
Consolidated Credit Reviews
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Popular Mentions
- 4,881,224 reviews on ConsumerAffairs are verified.
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- 4,881,224 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed May 5, 2026
I have been extremely satisfied with utilizing this service to consolidate my debt. Not only am I getting closer to being debt free - but the staff here is all friendly and supportive. I appreciate this rare level of professionalism and genuine customer care!
We're delighted to hear that not only is the program working for you, but that you're also receiving the high level of service you deserve! Please consider referring us to family and friends. Tell them to give us a call at 877-987-3337! Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Reviewed April 10, 2026
Fredericka was awesome! Nice and informative. The call was brief, enough time to get answers to my questions. A payment was processed, and a proposal was sent. Fredericka is an agent that can go straight to the point, no run arounds, fast and multitasking.
Thank you for taking the time to share your experience. It's a pleasure to know Fredericka delivered the high level of service you deserve! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed March 30, 2026
Consolidated has been a blessing. The creditors agreed to the settlement offers and I haven't had anymore phone calls or threats to be sent to collections. They are not a credit repair company. They reach out to high interest payday loans, credit card companies etc.... to see if they will agree to a payment plan that eliminates the interest and pays the account off in a shorter time.
It's a treat to hear the program has started working for you already! We're excited to see the progress you'll make toward your goal in time. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
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Reviewed March 16, 2026
I have enjoyed working with the Consolidated Credit Solutions. It has given me another chance to get rid of my debt. The representatives are very helpful and understanding. This is the perfect solution for someone on a tight budget.
We appreciate the feedback and are delighted the program has been working well for you! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Reviewed Jan. 21, 2026
I was pleased to use your service at the time I needed to help my with my financial situation I had at the time. The customer service was always to speak to and very informative. I would recommend Consolidated Credit services to anyone.
It's a pleasure to be part of your financial journey and we're delighted you've had the consistently high level of service you deserve! We’ve been counseling people through credit challenges for free since 1993. If you recommend us to family or friends tell them to call 877-987-3337! We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Jan. 6, 2026
I'm extremely satisfied with Consolidated Credit Solutions. I understand that Consolidated Credit Solutions have met the the established goals and your attention to all my phone calls have been excellent, with every issue addressed respectfully resolved.
We strive to deliver stellar service and are pleased to hear that's been your experience! We appreciate the opportunity to serve you. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Jan. 2, 2026
Consumer Consolidated has helped me put my finances together and get my credit score back on track. It has helped me with prioritizing my expenses. I would not be able to continue on with the running of my household without this decision. I only wish I knew about it sooner.
We're delighted to hear our program has helped you in so many ways! We can't wait to see you graduate and hope you're on the path to continued financial success. If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Nov. 19, 2025
Very helpful! It has helped to relieve a tremendous amount of stress and pressure to a very sticky situation. We were able to manage our issues through a family emergency, and your team helped to handle it with grace and professionalism. I would highly recommend to others.
We're delighted to hear the program has helped you in real ways and that your counselor gave you the professionalism and help you deserve! We appreciate you taking the time to share your experience. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Oct. 7, 2025
Excellent service, lower payments on high interest old cards. I always use the service because sometimes creditors charge higher interest rates, and as a new credit card holder we don't understand the risks. My first two cards I consolidated both because my rate was $500 per month just on interest. Now I pay $200 to the capital.
It's a treat to hear your program is working so well for you! We're happy to be able to reduce your interest rates and have more of your money go towards the actual balance. We appreciate you taking the time to share your experience! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Oct. 3, 2025
I am very satisfied with Consolidated Credit. From the very professional agents who set my account up to the process of paying down my credit card debt, I am very pleased. I have a limited income so I feel like a weight has been lifted off my shoulders and there is light at the end of the tunnel.
We're pleased to hear not only did you find our team helpful and professional, but that the program is now providing real help to you in your financial journey! We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Sept. 29, 2025
I appreciate the benefits of assistance during my financial hardship journey! The representatives are always helpful and professional and I appreciate that greatly! I will refer to family and friends in the future if they need financial guidance or services! Thank you for caring.
It's a treat to hear you were treated with the respect and professionalism you deserve whenever you called in. We're grateful for the opportunity to work with you and would very much appreciate any referrals you make! Tell them to call us at 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Sept. 22, 2025
Every time I have called with a question or a problem to be solved, I have talked to a very nice person who were very knowledgeable. The situation was solved on the very first call. I'm so impressed. They have helped me through very difficult time and always hung up with a very satisfied feeling. They do what they say.
We strive to provide a stellar experience and are delighted you've received the high level of service you deserve! We're excited to be working with you and hope you don't hesitate to reach out to client services in the future.
Consolidated Credit Company Information
- Social media:
- Company Name:
- Consolidated Credit
- Company Type:
- Private
- Year Founded:
- 1993
- Address:
- 5701 West Sunrise Blvd
- City:
- Fort Lauderdale
- State/Province:
- FL
- Postal Code:
- 33313
- Country:
- United States
- Website:
- www.consolidatedcredit.org
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