Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.
We’re here to help. From credit counseling advice on improving your budget and reduce your debt to housing support to help you navigate avoid foreclosure, learn about reverse mortgages or purchase a new home, we have certified counselors with a mission to help you improve your personal finances. If you’re struggling with too much credit card debt or financial troubles caused by an upside mortgage, give us a call or visit us online.
For over 20 years, we’ve helped over 5 million people find the debt relief they need. Through enrollment in our debt management program, we help clients reduce their interest rates and cut payments by up to 50%.
Consolidated Credit Solutions is a nonprofit credit counseling service that offers free resources and information to consumers searching for debt relief help.
- Credit counseling services
- Nonprofit organization
- Free resources and information
- Only works with unsecured debt
Tatiana was great. Very helpful. She went above and beyond with solutions to help get my debt paid off. It would be nice to be able to just deduct the amount owed since you already have my account info, and not have to set up a wire transfer from the bank but Tatiana was great.Read full review
All staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Looking at what your credit score is embarrassing to me but there have been no judgments passed with the staff at Consolidated. I would recommend Consolidated to anyone.Read full review
What is Consolidated Credit?
Consolidated Credit Solutions is a nonprofit credit counseling company that offers advice, information and financial education to its clients. Its mission is to help you improve your finances through practical training and debt resources. If you’re struggling with credit card debt, you can get a free, confidential evaluation with a certified credit counselor by visiting Consolidated Credit Solutions’ website and entering the following information:
- Your first and last name
- Your debt amount
- The status of your payments
- Your phone number
- Your email address
- Your zip code
Once you’ve submitted the required information to Consolidated Credit Solutions, the company works with you to manage your unsecured debts by:
- Reviewing your monthly budget
- Making a full assessment of your debt
- Checking your credit report
Consolidated Credit Solutions' debt management services
Consolidated Credit Solutions specializes in providing debt management services. The nonprofit’s website has extensive resources on debt education, including guides on how to successfully manage your money through financial hardship. These include:
- Instructions on how to create a budget
- Four ways to help you with financial stress
- Practical ways to rebuild your credit
- Making the most of your credit score
- Buying a home
- Avoiding foreclosure
Having the right information gives you an accurate representation of your finances and helps you set up a clear debt management plan. Consolidated Credit Solutions has two online calculators to help you get the necessary numbers to manage your finances:
- A credit card debt repayment calculator that shows you how long it will take to pay off your balances and gives you advice on the best way to eliminate your debt
- A debt-to-income ratio calculator that helps you discover if you’re maintaining a healthy amount of debt for your finances or if you need to take steps to reduce your debt immediately
Consolidated Credit Solutions' housing counseling
Consolidated Credit Solutions offers prepurchase housing counseling services to homebuyers. In this process, your credit counselor prepares you for the cost of buying a home by:
- Assessing your finances
- Helping you create a budget
- Helping you qualify for the best interest rate
- Reviewing the various costs of buying a home
- Helping you establish a realistic price range
Is Consolidated Credit a good idea?
Consolidated Credit Solutions is a nonprofit that offers multiple resources for those seeking to manage their debt or who are preparing for a significant purchase. The company uses experienced advisors to provide tips and guidance on how to manage your debt and increase your credit score. If you’re struggling to manage your debt or credit card bills but don’t want to lower your credit score, Consolidated Credit Solutions' credit counseling services could be a good idea.
A link has directed you to this review. Its location on this page may change next time you visit.
Even though it was sometimes hard, I could see my debts going down each month. It is such a relief to know I have paid off these credit cards and still managed to survive without them. I was able to track the balances each month and see how payments were made on each account that would pay them off in the best manner. As I received my monthly statements I was able to make sure consumer had the correct balances and they kept in contact with me to update them. Thank you.
Congratulations on the successful completion of your debt management program! Woohoo! We’re glad we could help! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers!
We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: https://www.youtube.com/channel/UC1AKiO-abJqLyY68lW66VHQ?. We’re constantly adding new videos that can help you become more financially savvy.
Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
Issue with POA and Creditor under consolidation. Tatiana was a go getter from the start, she was courteous and professional. I stated to her my issue with a certain creditor and the back and forth that’s been going on, my frustration. She put me on hold, spoke to them and looks like the issue was handled. Great CSR!!
We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out! https://www.consolidatedcredit.org/webinars-and-seminars/
Every time I call there is no hassle. All staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Thanks —Mary. Looking at what your credit score is embarrassing to me but there have been no judgments passed with the staff at Consolidated. Tonight I needed to add a creditor. She made it so easy. I would recommend Consolidated to anyone.
Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
Katashya was wonderful especially having been put in a triangle tough position. One of my three creditors does not align with consolidation of credit. When I first talked to Consolidated, my only goal was to have that one creditor. I was talked into two more. Never would have done this without American 1st Financial being on board and clearly stated that. I was encouraged to go forward as if it would work out. Not happy about that. I am very I'll and on disability and a single mother that was reaching out in order to not ditch a bill. I was trusting because I made it clear that this was the sole account and reason for me to do Consolidated. I now find myself trying to sell my debtor on Consolidated. If I succeed, it will have been with the help of your very kind employee, Katashya. Kind regards, Michelle
Thank you for allowing Consolidated Credit to assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. We hope that your third creditor gets on board and wish you every success on your journey out of debt. If you have any questions please don't hesitate to give us a call and we’ll be happy to help. We’re here to be your advocate!
Tatiana was a great help and very personable. She told me I was doing a great job of paying my debt down and that made me feel good! I appreciate that she complimented me a few times in our conversation. I would recommend consolidated credit to everyone. This is a great company to work with and easy to manage. Thank you.
We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe. We’re constantly adding new videos that can help you become more financially savvy.
- 2,313,156 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
She was very professional, friendly and helpful. Gave me great feedback. She went out of her way to assist me. She looked into my account to see why my Capital one is reporting delinquent payments and told me why I fell behind. Greatly appreciated.
Tatiana was very helpful and professional. She explained the information to me that I was asking about. She tried to reach out to the third party person but was placed on hold for long periods of time. But she would always come back on the phone to let me know what was going on.
Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Today Tatiana helped me lower my payment, as I am currently unemployed due to the virus. She was very helpful and courteous!!! Thank you!! Consolidated Credit has been great to work with, as I reduce my debt. I have greatly appreciated the financial counseling and email supports as well.
Thanks for letting us assist you. So sorry that you lost your job due to coronavirus. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
I spoke to Tatiana to get assistance with my credit card debt. I've been furloughed from my job because of the Covid-19. She was VERY courteous and helpful and got my payments deferred very quickly. She absolutely knows her job... Greatly appreciated her help!
So sorry that you were furloughed due to COVID-19. We appreciate the opportunity to assist you in these tough economic times. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Tatiana was very helpful! She was able to solve my issue when the previous associate did not. She was courteous and professional and promptly fixed my payments. The previous associate was going to charge me 1295 to make a payment today. We are on a tight budget and just can’t afford any extra expenses. Tatiana realized it was an honest mistake made on both ends and took care of the issue so that my creditors would not be paid late. Thank you Tatiana.
We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Consolidated Credit Solutions Company Information
- Social media:
- Company Name:
- Consolidated Credit Solutions
- Company Type:
- Year Founded:
- 5701 West Sunrise Blvd
- Fort Lauderdale
- Postal Code:
- United States
- (844) 284-9442