Consolidated Credit Reviews

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About Consolidated Credit

Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.

Pros
  • Credit counseling services
  • Nonprofit organization
  • Free resources and information
Cons
  • Only works with unsecured debt

Featured Reviews

San Antonio, TX
Verified purchase
Tatiana was great. Very helpful. She went above and beyond with solutions to help get my debt paid off. It would be nice to be able to just deduct the amount owed since you alread...

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Fort Kent, ME
Verified purchase
All staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Looking at what your credit score is embarrassing to me but there have been no judg...

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What is Consolidated Credit?

Consolidated Credit Solutions is a nonprofit credit counseling company that offers advice, information and financial education to its clients. Its mission is to help you improve your finances through practical training and debt resources. If you’re struggling with credit card debt, you can get a free, confidential evaluation with a certified credit counselor by visiting Consolidated Credit Solutions’ website and entering the following information:

  • Your first and last name
  • Your debt amount
  • The status of your payments
  • Your phone number
  • Your email address
  • Your zip code

Once you’ve submitted the required information to Consolidated Credit Solutions, the company works with you to manage your unsecured debts by:

  • Reviewing your monthly budget
  • Making a full assessment of your debt
  • Checking your credit report

Consolidated Credit Solutions' debt management services

Consolidated Credit Solutions specializes in providing debt management services. The nonprofit’s website has extensive resources on debt education, including guides on how to successfully manage your money through financial hardship. These include:

  • Instructions on how to create a budget
  • Four ways to help you with financial stress
  • Practical ways to rebuild your credit
  • Making the most of your credit score
  • Buying a home
  • Avoiding foreclosure

Having the right information gives you an accurate representation of your finances and helps you set up a clear debt management plan. Consolidated Credit Solutions has two online calculators to help you get the necessary numbers to manage your finances:

  • A credit card debt repayment calculator that shows you how long it will take to pay off your balances and gives you advice on the best way to eliminate your debt
  • A debt-to-income ratio calculator that helps you discover if you’re maintaining a healthy amount of debt for your finances or if you need to take steps to reduce your debt immediately

Consolidated Credit Solutions' housing counseling

Consolidated Credit Solutions offers prepurchase housing counseling services to homebuyers. In this process, your credit counselor prepares you for the cost of buying a home by:

  • Assessing your finances
  • Helping you create a budget
  • Helping you qualify for the best interest rate
  • Reviewing the various costs of buying a home
  • Helping you establish a realistic price range

Is Consolidated Credit a good idea?

Consolidated Credit Solutions is a nonprofit that offers multiple resources for those seeking to manage their debt or who are preparing for a significant purchase. The company uses experienced advisors to provide tips and guidance on how to manage your debt and increase your credit score. If you’re struggling to manage your debt or credit card bills but don’t want to lower your credit score, Consolidated Credit Solutions' credit counseling services could be a good idea.

Consolidated Credit Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Consolidated Credit?
    • 4,677,304 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Staff

    Reviewed Oct. 15, 2024

    Everyone very helpful with our bill paying. Paying off three bills with one monthly payment. Was very helpful everyone I have talk to. Thanks from the Bottom of Heart. I will remain grateful. I will tell everyone I know to try this company out. Like I said early I will come to this company in the future if need be.

    Thanks for your vote!
    Consolidated Credit
    Response from Consolidated Credit
    Hi Paula,

    It's a delight to be able to help you reach your financial goals and simplify your repayment schedule. We're excited to be part of your financial journey and would love it if you did recommend us! If you do mention us, tell your friends or family to call 877-987-3337.

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      Verified purchase
      Punctuality & Speed

      Reviewed Sept. 18, 2024

      You have been very helpful in working with me on settling my credit card debt. I have been informed on the ground of how far I have come in doing so. And I am very thankful for your time and effort. I have faith that working with credit solutions will not only settle my debt, but improve my creditworthiness in the future. Thank you.

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Dear Chad,

      We're delighted to be working with you and are glad to hear that you've been receiving the high level of service you deserve. Thank you for taking the time to share your experience! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337! Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

      Verified purchase

      Reviewed Aug. 31, 2024

      It was so easy to setup and get going on this program! Going’ you got me for the most part zero interest Thank you so much. I have had no problem getting ahold of customer service to answer any questions I have had. The people I deal with are always happy to help

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Dear Jeffrey,

      We try our best to make things as convenient and effective as possible and are glad to hear that was your experience! We're excited to see how fast your accounts will shrink with such low interest rates and appreciate your feedback. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

      Verified purchase
      Price

      Reviewed June 28, 2024

      In a bad 18 months in business, and in that time I accumulated around $50,000 in credit card debt on 3 cards. With Consolidated Credit I was able to get the interest from the mid 20% to well below 10%. Now even if I just make the minimum payments, I'll be all paid off in four years. Since I started, I was able to relearn some healthy financial habits, no longer have any credit cards, have savings in my bank account and contribute to my retirement.

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Hi Alison,

      It's a treat to hear we cut your interest rates in half and matched you with a program that has helped you in multiple ways. Our team does their work for stories like yours and we're so glad you're also saving for a rainy day and retirement! Keep up the great work - the sky is the limit. Thank you for partnering with Consolidated Credit and sharing your experience. If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

      Verified purchase
      Staff

      Reviewed June 26, 2024

      Your program has given me so much relief, both financially and emotionally. I didn't understand what my habits and life circumstances were getting me into until it was too late. I have tried every possible strategy and keep staying stuck in the same place. The representatives that helped me today were kind, empathetic, professional, and reassuring. This is life saving, truly.

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Hi Jennifer,

      We understand the many ways people can find themselves in debt and why it can be so difficult to get out of. We're delighted to help you and are pleased to hear your counselor gave you the professional, helpful, and supportive service you deserve. Thanks for choosing Consolidated Credit! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

      Verified purchase
      Contract & Terms

      Reviewed April 4, 2025

      Thank you, I am overjoyed with the creditors' cessation of damaging my financial means and accepting a repayment plan. The first company Credit America signed me and created the contract and the creditors have left me alone, I am trying to assume control of spending and I am wishing for a bright future

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Hi Kurt,

      It's a pleasure to be part of your financial journey. Thanks for sharing your experience! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

      Customer ServicePricePunctuality & Speed

      Reviewed March 1, 2025

      I started this program during Covid when everyone lost their jobs (including me) and this company pulled all of my debt into one monthly payment. The monthly payments have gone down and I did add a couple of credit cards to the programs except...except this past January they really messed up! The debt counselor told me the two new credit cards I was adding would be approved to only find out they were not and it has impacted my credit score. I am not stuck luck dealing with these bad cards (Indigo and Imagine) where they are charging me an exorbitant interest and unsubstantiated late fees.....both balances are each about $ 1,000 but with the compounded interests I am close to $1200 on each card. You are on your own. They did try to reach me to tell me that the cards were not accepted into the program!

      Lesson learned: don't assume anything! I had thought I was in good hands but not so. They claimed they sent me an email to log onto my account and according to them, my account says "do not call me". Not so. The communication here is not good and they do the very minimum to cover themselves. I am looking for a new debt management company. I recommend to shop around before you sign onto this company.

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Dear Lisa,

      We regret to hear you aren't fully satisfied with the program and understand your frustration regarding the Indigo and Imagine cards. We were happy to try to add those accounts to your already successful program and typically can secure agreements with creditors like them, but ultimately it is up to the individual creditor whether or not they would like to participate. We did attempt to contact you through available means to notify you of this development and hope that we can still work with you on the accounts that are currently enrolled. If you have any questions for client services or would like to make any changes to your program, please call us at 877- 201-7780.

      Verified purchase
      Staff

      Reviewed Feb. 26, 2025

      My experience has been good all around with Consolidated Credit. It has been easy to sign up for and monitor my progress. The staff that I have conversed with have polite and knowledgeable. It is great to have a debt program that doesn't put me into further debt. The promise of a low monthly payment is accomplished and has certainly made many my life much easier with less financial stress. I am still able to make extra payments both towards my Consolidated Credit account and my individual credit accounts.

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Hi Josef,

      We appreciate the opportunity to work with you and thank you for sharing your experience. We're pleased to find you a program that puts you on the path toward reaching your goals while making more room in your monthly budget for other expenses. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

      Verified purchase
      Staff

      Reviewed Jan. 29, 2025

      Anais was great! So patient and easygoing! She made me feel really at ease with the my credit debt solution. I can tell she loves her job and helping others manage their issues. Service like this matters when in stressful times where everything seems so unknown and non familiar.

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Dear Joadelin,

      It's a pleasure to be part of your financial journey and we're so glad Anais provided you the great service you deserve! Thank you for taking the time to share your experience. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

      Verified purchase
      Staff

      Reviewed Dec. 13, 2024

      I have had the most wonderful experience with Consolidated Credit Solutions. They have been very accommodating as far as scheduling and working with payments. The representative I spoke with was very helpful and explained everything in a way that I could understand. He explained how everything worked and the frequency of when the payments would be drafted from my account. The account reviews are every three months which I appreciate with my very busy schedule. Thank you Consolidated Credit Solutions!

      Thanks for your vote!
      Consolidated Credit
      Response from Consolidated Credit
      Dear Courtney,

      We're excited to be working with you and appreciate you taking the time to share your experience! It's a treat to hear your counselor was so helpful, detailed, and flexible. We're always available if you ever have questions or need any more help!

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      Consolidated Credit Company Information

      Social media:
      Company Name:
      Consolidated Credit
      Company Type:
      Private
      Year Founded:
      1993
      Address:
      5701 West Sunrise Blvd
      City:
      Fort Lauderdale
      State/Province:
      FL
      Postal Code:
      33313
      Country:
      United States
      Website:
      www.consolidatedcredit.org

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