Consolidated Credit

Consolidated Credit Reviews

Consolidated Credit Reviews
4.9(1,885)

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About Consolidated Credit

Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.

Pros & Cons

Pros
  • Credit counseling services
  • Nonprofit organization
  • Free resources and information
Cons
  • Only works with unsecured debt

Featured Reviews

Verified
San Antonio, TX

Tatiana was great. Very helpful. She went above and beyond with solutions to help get my debt paid off. It would be nice to be able to just deduct the amount owed since you alread...

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Verified
Fort Kent, ME

All staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Looking at what your credit score is embarrassing to me but there have been no judg...

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What is Consolidated Credit?

Consolidated Credit Solutions is a nonprofit credit counseling company that offers advice, information and financial education to its clients. Its mission is to help you improve your finances through practical training and debt resources. If you’re struggling with credit card debt, you can get a free, confidential evaluation with a certified credit counselor by visiting Consolidated Credit Solutions’ website and entering the following information:

  • Your first and last name
  • Your debt amount
  • The status of your payments
  • Your phone number
  • Your email address
  • Your zip code

Once you’ve submitted the required information to Consolidated Credit Solutions, the company works with you to manage your unsecured debts by:

  • Reviewing your monthly budget
  • Making a full assessment of your debt
  • Checking your credit report

Consolidated Credit Solutions' debt management services

Consolidated Credit Solutions specializes in providing debt management services. The nonprofit’s website has extensive resources on debt education, including guides on how to successfully manage your money through financial hardship. These include:

  • Instructions on how to create a budget
  • Four ways to help you with financial stress
  • Practical ways to rebuild your credit
  • Making the most of your credit score
  • Buying a home
  • Avoiding foreclosure

Having the right information gives you an accurate representation of your finances and helps you set up a clear debt management plan. Consolidated Credit Solutions has two online calculators to help you get the necessary numbers to manage your finances:

  • A credit card debt repayment calculator that shows you how long it will take to pay off your balances and gives you advice on the best way to eliminate your debt
  • A debt-to-income ratio calculator that helps you discover if you’re maintaining a healthy amount of debt for your finances or if you need to take steps to reduce your debt immediately

Consolidated Credit Solutions' housing counseling

Consolidated Credit Solutions offers prepurchase housing counseling services to homebuyers. In this process, your credit counselor prepares you for the cost of buying a home by:

  • Assessing your finances
  • Helping you create a budget
  • Helping you qualify for the best interest rate
  • Reviewing the various costs of buying a home
  • Helping you establish a realistic price range

Is Consolidated Credit a good idea?

Consolidated Credit Solutions is a nonprofit that offers multiple resources for those seeking to manage their debt or who are preparing for a significant purchase. The company uses experienced advisors to provide tips and guidance on how to manage your debt and increase your credit score. If you’re struggling to manage your debt or credit card bills but don’t want to lower your credit score, Consolidated Credit Solutions' credit counseling services could be a good idea.

Consolidated Credit Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Consolidated Credit?
    • 4,518,704 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Price

    Reviewed June 28, 2024

    In a bad 18 months in business, and in that time I accumulated around $50,000 in credit card debt on 3 cards. With Consolidated Credit I was able to get the interest from the mid 20% to well below 10%. Now even if I just make the minimum payments, I'll be all paid off in four years. Since I started, I was able to relearn some healthy financial habits, no longer have any credit cards, have savings in my bank account and contribute to my retirement.

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    Consolidated Credit
    Response from Consolidated Credit
    Hi Alison,

    It's a treat to hear we cut your interest rates in half and matched you with a program that has helped you in multiple ways. Our team does their work for stories like yours and we're so glad you're also saving for a rainy day and retirement! Keep up the great work - the sky is the limit. Thank you for partnering with Consolidated Credit and sharing your experience. If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

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      Verified purchase
      Customer ServiceStaff

      Reviewed Dec. 18, 2023

      I just wanted to tell you how awesome your employee Bridget was with me on the phone today. She helped me get an account with Concora credit figured out. She was patient, kind and thorough with all parties involved. She got the job done and made sure I did not have any other concerns before we got off the phone. Your organization is very lucky to have her. She was not only great with me but also with the credit card customer service representatives that we had to speak to along the way. She was so respectful, unhurried, and kind. Kudos to you for having such a great employee! Happy holidays.

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      Consolidated Credit
      Response from Consolidated Credit
      Hi Donna,
      Thank you for sharing your experience in such detail and letting us know Bridget made such a positive difference for you! We're pleased to hear she delivered stellar, comprehensive service and solved your issue. We appreciate the opportunity to be part of your journey out of debt!

      Please consider referring us to family and friends. Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

      Verified purchase
      PriceStaff

      Reviewed Oct. 17, 2023

      Four years ago I was buried under $15,000 of credit card debt with interest piling up and seemingly no way to dig myself out. Then I found Consolidated Credit Solutions and they changed my life. Now I have less than $5,000 in credit card debt and interest rates as low as you could imagine. I refer all of my friends and family in the same situation I was in to Consolidated Credit Solutions. The people who work for this magnificent company are saints for what they do for their clients! Credit card debt is the one of the biggest diseases that plagues the American people, and Consolidated Credit Solutions is THE CURE!

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      Consolidated Credit
      Response from Consolidated Credit
      Hi Christopher,
      Congratulations on your progress so far! Paying off $10,000 in debt is no small thing.

      We are very happy to hear about your success and are glad your interest rates are very low. Thank you for choosing us as your partner in getting free of debt!

      Verified purchase
      Staff

      Reviewed Oct. 12, 2023

      Jeff (because I am so upset about losing my beloved, I caught his name short) was very helpful and informative in what I have to do to report my husband's passing on Oct. 6 2023. I needed to know what documents to send for processing his claim and to update my information for contact. He is handling a good part of this for me once I forward or mail the Death Certificate and our Marriage License. I do not have a fax so do have to post it as soon as I am able to go out to the post office in town.

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      Consolidated Credit
      Response from Consolidated Credit
      Dear Mary,

      We're extremely sorry to hear about your loss and can only imagine the pain and difficulty you are enduring. We are happy to do everything in our power to assist you during this time and are only a phone call away if you have any more questions or need anything else.

      Verified purchase
      PriceStaff

      Reviewed Sept. 30, 2023

      My decision to sign up with Consolidated Credit was probably "the" hardest thing I've had to do; but even harder was attempting to manage burgeoning interest rates and out of control debt. At the start of this process, I started to have doubts around whether I was making a wise decision ebtrusting them to manage and pay off my debt. Three months in, and I couldnt be happier! I cannot say enough about the superior support, and professional guidance throughout. Not only are the CC representatives helpful, but they are also courteous, empathetic, professionally competent and the most genuinely caring people I have ever met!! They are simply outstanding in every sense of the word.

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      Consolidated Credit
      Response from Consolidated Credit
      Dear Phyllis,

      We appreciate the opportunity to find you a debt management program that is helping you pay down your debts more easily while reducing your interest rates. We're glad to hear you've been receiving the high level of professional and courteous customer service you deserve! We're here to be your advocate and are happy to answer any questions you may have or provide additional help.

      Verified purchase

      Reviewed Sept. 3, 2024

      You guys are a blessing. I was drowning in debt I couldn’t manage. By setting me up with one manageable payment I have been able to get the burden of debt off my shoulders. I had over 50k in credit card debt. Now I’m down to 5k in just 2 years. Thank you so much. God bless you all!

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      Verified purchase
      Sales & MarketingStaff

      Reviewed July 28, 2024

      Everyone was helpful. Just wish there was more upfront proof that everything is legit and not a scam. Hopefully everything works out. This would be an amazing program for a lot of people. I guess there is only one way to find out! Thanks.

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      Consolidated Credit
      Response from Consolidated Credit
      Dear Jonathan,

      We're delighted to be working with you and appreciate you taking the time to share your experience with us! We're glad to hear that you received the high level of service you deserve from our team. We also understand why people may be wary about whether or not our services offers the real help people are looking for. Our nonprofit has been in operation for 30 years and we've helped thousands. If you'd like to read other stories of success, you can find over 10,000 reviews with links to our public review pages here: https://www.consolidatedcredit.org/reviews/

      Verified purchase
      Staff

      Reviewed July 23, 2024

      I think they are the BEES KNEES. They are respectful of me, always kind & extremely pleasant. I have recommended several family members to them. They are the only way to go if you find yourself in a bind. I could not have done it without them. Thank you from the bottom of my heart.

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      Consolidated Credit
      Response from Consolidated Credit
      Dear Yolanda,

      It's our pleasure to be a partner in your financial journey and we're delighted to hear you've received the high level of service you deserve! Thank you for choosing Consolidated Credit and for recommending us to others!

      Verified purchase
      Staff

      Reviewed June 26, 2024

      Your program has given me so much relief, both financially and emotionally. I didn't understand what my habits and life circumstances were getting me into until it was too late. I have tried every possible strategy and keep staying stuck in the same place. The representatives that helped me today were kind, empathetic, professional, and reassuring. This is life saving, truly.

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      Consolidated Credit
      Response from Consolidated Credit
      Hi Jennifer,

      We understand the many ways people can find themselves in debt and why it can be so difficult to get out of. We're delighted to help you and are pleased to hear your counselor gave you the professional, helpful, and supportive service you deserve. Thanks for choosing Consolidated Credit! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

      Verified purchase
      Contract & TermsPrice

      Reviewed June 15, 2024

      Consolidated Credit Solutions has been so beneficial to my spouse and I. After losing our jobs in the pandemic, we got in some financial trouble. Consolidated was able to negotiate payment terms for us and now we are just a few months from having our balances paid in full! With the steep interest that was originally tacked on, it was hard to even imagine digging ourselves out of the hole we unfortunately had to create just to get by. Thank you!

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      Response from Consolidated Credit
      Dear Orion,

      Congrats on nearly being done with your program! It takes time and dedication to get out of debt, but we're so glad to hear your success story. Thank you for having us be a partner in your journey and we appreciate you sharing your experience. If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

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      Consolidated Credit Company Information

      Social media:
      Company Name:
      Consolidated Credit
      Company Type:
      Private
      Year Founded:
      1993
      Address:
      5701 West Sunrise Blvd
      City:
      Fort Lauderdale
      State/Province:
      FL
      Postal Code:
      33313
      Country:
      United States
      Website:
      www.consolidatedcredit.org

      Media

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