Consolidated Credit

Consolidated Credit Reviews

About Consolidated Credit

Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.

Pros
  • Credit counseling services
  • Nonprofit organization
  • Free resources and information
Cons
  • Only works with unsecured debt

Featured Reviews

San Antonio, TX
Verified purchase
Tatiana was great. Very helpful. She went above and beyond with solutions to help get my debt paid off. It would be nice to be able to just deduct the amount owed since you alread...

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Fort Kent, ME
Verified purchase
All staff are courteous and friendly. Debt consolidation is a hassle but not with Consolidated. Looking at what your credit score is embarrassing to me but there have been no judg...

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What is Consolidated Credit?

Consolidated Credit Solutions is a nonprofit credit counseling company that offers advice, information and financial education to its clients. Its mission is to help you improve your finances through practical training and debt resources. If you’re struggling with credit card debt, you can get a free, confidential evaluation with a certified credit counselor by visiting Consolidated Credit Solutions’ website and entering the following information:

  • Your first and last name
  • Your debt amount
  • The status of your payments
  • Your phone number
  • Your email address
  • Your zip code

Once you’ve submitted the required information to Consolidated Credit Solutions, the company works with you to manage your unsecured debts by:

  • Reviewing your monthly budget
  • Making a full assessment of your debt
  • Checking your credit report

Consolidated Credit Solutions' debt management services

Consolidated Credit Solutions specializes in providing debt management services. The nonprofit’s website has extensive resources on debt education, including guides on how to successfully manage your money through financial hardship. These include:

  • Instructions on how to create a budget
  • Four ways to help you with financial stress
  • Practical ways to rebuild your credit
  • Making the most of your credit score
  • Buying a home
  • Avoiding foreclosure

Having the right information gives you an accurate representation of your finances and helps you set up a clear debt management plan. Consolidated Credit Solutions has two online calculators to help you get the necessary numbers to manage your finances:

  • A credit card debt repayment calculator that shows you how long it will take to pay off your balances and gives you advice on the best way to eliminate your debt
  • A debt-to-income ratio calculator that helps you discover if you’re maintaining a healthy amount of debt for your finances or if you need to take steps to reduce your debt immediately

Consolidated Credit Solutions' housing counseling

Consolidated Credit Solutions offers prepurchase housing counseling services to homebuyers. In this process, your credit counselor prepares you for the cost of buying a home by:

  • Assessing your finances
  • Helping you create a budget
  • Helping you qualify for the best interest rate
  • Reviewing the various costs of buying a home
  • Helping you establish a realistic price range

Is Consolidated Credit a good idea?

Consolidated Credit Solutions is a nonprofit that offers multiple resources for those seeking to manage their debt or who are preparing for a significant purchase. The company uses experienced advisors to provide tips and guidance on how to manage your debt and increase your credit score. If you’re struggling to manage your debt or credit card bills but don’t want to lower your credit score, Consolidated Credit Solutions' credit counseling services could be a good idea.

Consolidated Credit Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Consolidated Credit?
    • 4,609,564 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 18, 2024

    You have been very helpful in working with me on settling my credit card debt. I have been informed on the ground of how far I have come in doing so. And I am very thankful for your time and effort. I have faith that working with credit solutions will not only settle my debt, but improve my creditworthiness in the future. Thank you.

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    Consolidated Credit
    Response from Consolidated Credit
    Dear Chad,

    We're delighted to be working with you and are glad to hear that you've been receiving the high level of service you deserve. Thank you for taking the time to share your experience! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337! Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

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      Verified purchase

      Reviewed Aug. 31, 2024

      It was so easy to setup and get going on this program! Going’ you got me for the most part zero interest Thank you so much. I have had no problem getting ahold of customer service to answer any questions I have had. The people I deal with are always happy to help

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      Consolidated Credit
      Response from Consolidated Credit
      Dear Jeffrey,

      We try our best to make things as convenient and effective as possible and are glad to hear that was your experience! We're excited to see how fast your accounts will shrink with such low interest rates and appreciate your feedback. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

      Verified purchase
      Price

      Reviewed June 28, 2024

      In a bad 18 months in business, and in that time I accumulated around $50,000 in credit card debt on 3 cards. With Consolidated Credit I was able to get the interest from the mid 20% to well below 10%. Now even if I just make the minimum payments, I'll be all paid off in four years. Since I started, I was able to relearn some healthy financial habits, no longer have any credit cards, have savings in my bank account and contribute to my retirement.

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      Consolidated Credit
      Response from Consolidated Credit
      Hi Alison,

      It's a treat to hear we cut your interest rates in half and matched you with a program that has helped you in multiple ways. Our team does their work for stories like yours and we're so glad you're also saving for a rainy day and retirement! Keep up the great work - the sky is the limit. Thank you for partnering with Consolidated Credit and sharing your experience. If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

      Verified purchase
      Staff

      Reviewed June 26, 2024

      Your program has given me so much relief, both financially and emotionally. I didn't understand what my habits and life circumstances were getting me into until it was too late. I have tried every possible strategy and keep staying stuck in the same place. The representatives that helped me today were kind, empathetic, professional, and reassuring. This is life saving, truly.

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      Consolidated Credit
      Response from Consolidated Credit
      Hi Jennifer,

      We understand the many ways people can find themselves in debt and why it can be so difficult to get out of. We're delighted to help you and are pleased to hear your counselor gave you the professional, helpful, and supportive service you deserve. Thanks for choosing Consolidated Credit! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

      Verified purchase
      Punctuality & Speed

      Reviewed March 25, 2024

      The process was fast and simple. I am satisficed with the service. I am very happy with the help I'm receiving. I will recommend Consolidated Credit to anyone who need help. I will try not get into this mess again. Thank you Carey ** and R. ** for your help. Thank you and GOD Bless.

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      Consolidated Credit
      Response from Consolidated Credit
      Hi Rebecca,

      Our teams try their best to make our process convenient, supportive, and effective and it's a treat to hear your experience reflects that! Don't forget that we're available if you have any questions in the future or want extra help. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

      Verified purchase

      Reviewed Nov. 9, 2024

      I am slowly getting my finances in order. It is difficult, having lost 60% of my income last year. I never expected this at the age of 70! I'm still working and will be as long as I can. Finances were always made easy for me, now they are not. I wish I learned this lesson at a much younger age.

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      Consolidated Credit
      Response from Consolidated Credit
      Hi Nancy,

      We're sorry to hear about your situation but want you to know there are always options available and that we've helped many people in a similar spot. Our certified credit counselors are always available if you ever need additional help or want to discuss other program options. We appreciate you taking the time to share your feedback!

      Verified purchase
      Staff

      Reviewed Oct. 15, 2024

      Everyone very helpful with our bill paying. Paying off three bills with one monthly payment. Was very helpful everyone I have talk to. Thanks from the Bottom of Heart. I will remain grateful. I will tell everyone I know to try this company out. Like I said early I will come to this company in the future if need be.

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      Consolidated Credit
      Response from Consolidated Credit
      Hi Paula,

      It's a delight to be able to help you reach your financial goals and simplify your repayment schedule. We're excited to be part of your financial journey and would love it if you did recommend us! If you do mention us, tell your friends or family to call 877-987-3337.

      Verified purchase
      Customer ServiceStaff

      Reviewed Sept. 30, 2024

      Great service and very helpful. Did not take long to sign up and qualify for help. Customer service was helpful with any questions I had. Took away stress of worrying about my debts and by having just one payment a month made it so much easier to remember my due date. Would highly recommend it to anyone who needs helps.

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      Consolidated Credit
      Response from Consolidated Credit
      Dear Amanda,

      We're happy to simplify your monthly expenses and reduce your payments by lowering your interest rates! We appreciate you taking the time to share your experience and let us know that you received the high level of service you deserve. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

      Verified purchase
      Staff

      Reviewed Sept. 20, 2024

      I am a new client but so far the experience has been great. I look forward to working with Consolidated Credit to resolve my financial issues and become debt free!! Thank you Consolidated Credit for helping me! I hope that we can continue to have a great experience. Thank you again!

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      Consolidated Credit
      Response from Consolidated Credit
      Dear Kristy,

      Welcome aboard! We look forward to getting your program rolling and seeing the progress you'll make. If you ever have questions or want some extra help, client services is always happy to assist at 877- 201-7780! As time passes and you see what the program is really like, we hope we can earn an updated review.

      Verified purchase

      Reviewed Sept. 3, 2024

      You guys are a blessing. I was drowning in debt I couldn’t manage. By setting me up with one manageable payment I have been able to get the burden of debt off my shoulders. I had over 50k in credit card debt. Now I’m down to 5k in just 2 years. Thank you so much. God bless you all!

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      Consolidated Credit
      Response from Consolidated Credit
      Dear Joshua,

      Your story is incredible, and we hope you're proud of all the work you've done! We help set people up with payment plans and reduce their interests, but results like yours show just how much you want to reach the goal of being debt-free. Thank you for sharing your story, and thank you for having us as a partner in your journey! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

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      Consolidated Credit Company Information

      Social media:
      Company Name:
      Consolidated Credit
      Company Type:
      Private
      Year Founded:
      1993
      Address:
      5701 West Sunrise Blvd
      City:
      Fort Lauderdale
      State/Province:
      FL
      Postal Code:
      33313
      Country:
      United States
      Website:
      www.consolidatedcredit.org

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