
Cambridge Credit Counseling Corp. Reviews
67 Hunt Street Agawam, MA
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About Cambridge Credit Counseling Corp.
Based in Massachusetts, Cambridge Credit Counseling Corp. is a nonprofit credit counseling agency that provides financial education and debt management services to consumers. It offers credit counseling, debt management plans, and budgeting and financial education to individuals and families to help them reduce their debts. All counselors must achieve and maintain accreditation through the National Foundation for Credit Counseling.
Visit www.cambridge-credit.org- Clients are debt-free in under 4 years
- Extensive educational resources
- Free consultation and debt analysis
- Licensed and/or approved in all 50 states
- Fees vary by state
- Must participate in a 30 to 60-minute counseling session
Cambridge Credit Counseling Corp. Reviews
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Reviewed Dec. 4, 2013
Cambridge was always helpful. Working with them has been great. They got us out of trouble and were able to lower my interest rate. We’re back on track now and everything’s good. It was real easy and they did everything they said they were going to do. That’s never changed. No surprises along the way.
Reviewed Dec. 4, 2013
My wife gave me the appointment with Cambridge Credit Counseling. The reps at Cambridge called me twice and tried to help me. They were able to lower my interest rate. Cambridge helped me a lot. At first, I didn’t want to do it. Some people say if I do this, I will lose my credit. But my wife pushed me to do it, so I’m glad I enrolled with the credit counseling. I’m thankful for that. I gave Cambridge phone number to my friends and they are thinking.
Reviewed Dec. 3, 2013
My parents told me about Cambridge, so I went straight to them. The people there were nice and courteous. I have no complaints. I would do it again if I needed to; hopefully, I would never need to again. They were able to lower my interest rate. I’m done with the program now. I would recommend Cambridge to a friend. A great experience. I’m happy with it!
Reviewed Dec. 2, 2013
I contacted Cambridge to get consolidation. I did not seek assistance from my bank or other institutions before going to them. Interaction with the team at Cambridge was positive. They were knowledgeable, courteous and helpful and were able to lower my interest rate. The experience was very positive.
Reviewed Nov. 29, 2013
The team at Cambridge was super! Everybody was friendly and easy to talk to, and they were able to lower my interest rates. Now, I don’t need them anymore… I’ve finished the program. They were very courteous and treated me right.
Reviewed Nov. 29, 2013
I was in a debt collection before and then I got a divorce so then I needed Cambridge Credit again. So they’ve come for me twice, and they helped me a lot. They really helped me get myself back in order since I got divorced and got me back in where I needed to be. So I do have one of those disability children with me, my daughter. They told me what I needed to do. And I just made my monthly payments and they were great. Excellent service!
Reviewed Nov. 29, 2013
I don’t have any problems with Cambridge Credit Counseling. Everything went okay. We’re very satisfied.
Reviewed Nov. 27, 2013
My fiancée investigated everything for me and told me to go to Cambridge. They were able to lower my interest rates. They did that with all cards except for Sears. Sears sometimes is a pain in the butt. I didn’t have to deal with the team at Cambridge because I made my payments on time and everything went good. And when I came to finish up, I was finishing up early. I had sold my house and wanted to pay everything off. So I knew I could afford what I was going to buy. And it was surprising how they are very responsive to my needs, something different. They did a good job.
Reviewed Nov. 27, 2013
We did some online research and Cambridge was the one that had the best reviews and the best customer satisfaction. The people at Cambridge were all very professional, took care of any questions or any issues that we had that arose. They took care of them immediately. They lowered the interest rate and got rid of all the late fees and the over limit fees and got us back on track. They provided excellent customer service!
Reviewed Nov. 26, 2013
Cambridge Credit Counseling was on WTN TV and it was a news broadcast. They were able to lower my interest rate at an incredible amount. One went from 27% to 3%. I paid off $88,000 in five years with them. I would recommend Cambridge Credit Counseling to a friend. They were fabulously professional!
Reviewed Nov. 24, 2013
I heard about Cambridge from a morning talk show that used to come on here in the state where I live in Maryland. And the person who was on was somebody that was in the consumer field, finances and he highly recommended Cambridge. I went online and punched my name in and heard from someone right away.
My interactions with the team at Cambridge was fine. Everyone was real nice, very helpful. They were able to lower my interest rate. Working with Cambridge Credit Counseling has gotten me out of the debt that I was in.
Reviewed Nov. 23, 2013
My interactions with the team over at Cambridge were all very positive. Working with them has enabled us to get out of debt. They were able to lower our interest rate. Now, we’re done with our program. At the time, we had gone through some major changes in work and so forth and it was a real godsend to use. It just took a lot of pressure off. It was all good. Our experience with Cambridge was easy and it worked. We paid our payments automatically every single month and any time we tried to get financing like on a car or anything like that, they were very helpful. I have no complaints at all.
Reviewed Nov. 22, 2013
The team over at Cambridge was awesome. They held what they said they were going to do and held my interest rates down. It was a four and a half year program and they got it done. Working with Cambridge was unbelievable! I’ve told a lot of people about it.
Reviewed Nov. 21, 2013
I’ve worked with Cambridge about 10 years ago. I didn’t work with any other institution; I just went straight to them. I felt like their system was very organized so if I had any questions, they can immediately look things up on my account or look at my history or what was going on with the creditors. I felt very confident with the balance. They were able to lower my interest rate for all of my cards except for one which I didn’t end up putting on there. It was a very good experience.
Cambridge has kept me from going bankrupt. I had an illness that left me bedridden, and I got really sick and couldn’t work. The doctors couldn’t figure out what’s wrong with me so I had no income. My family helped me but only under the condition I consolidated. Cambridge is an efficient way to manage your finances.
Reviewed Nov. 20, 2013
I first heard about Cambridge Credit on a Christian radio. The credit counselors were available whenever I needed them and my interactions with the team at Cambridge went well. They were helpful, knowledgeable and understanding. They were able to lower my interest rate. Working with Cambridge has put me totally out of debt except for my mortgage. It gave me peace of mind.
Reviewed Nov. 20, 2013
This is the second time I’ve used Cambridge; the first time was 10 years ago. As always, the Cambridge team was very friendly and nice. They were able to lower my interest rate. I have referred them to my friends many times. It was a very nice experience.
Reviewed Nov. 19, 2013
Cambridge Credit has been very helpful to me. I found out about them either through a friend or an advertisement. Cambridge was able to lower my interest rate and my experience with them has been good. I interacted with the certified credit counselor as often as I wanted but I only did it a couple of times to ask questions.
Reviewed Nov. 19, 2013
Cambridge pretty much did what they said they were going to do. There were no surprises or hidden fees or any glitches. They just set up a program and followed it.
Reviewed Nov. 18, 2013
My experience with Cambridge Credit Counseling was very good. It’s been 4 years ago since I went with them. They were able to lower my interest rate on all four or five loans and I’m done with them. Cambridge was a great help! They were easy to contact and knowledgeable. I would recommend them if I knew somebody who needs them.
Reviewed Nov. 16, 2013
I only had one bill that I was concerned about which was Sears, and Cambridge took care of that. Sears was charging me interest all the time, different times and harassing me and they didn’t have any reason to because I was always making my payments. One time, I was late one month. I mailed it and it was a day late and the man actually really was so rude to me and told me that I ought to be happy that I could even have Sears and I’ve had Sears for years. I don’t anymore but that was the only one I had. So when I was saw Cambridge advertised on TV and one of my family members had it and told me about it, I contacted them. I really haven’t had a lot of interaction with them and I’m glad I had because they did lower the interest rate and all. They just automatically took my payment out and I’m just glad that it’s paid and don’t have to worry about it anymore. It was a good experience dealing with Cambridge.
Reviewed Nov. 15, 2013
My cousin told me about Cambridge Credit and I called them right away. They were knowledgeable and easy to work with and contact. My interaction with them was good. I’m doing all right now after working with them. I’ve paid up everything and the program is over.
Reviewed Nov. 13, 2013
I didn’t seek assistance from the bank or other institutions before I contacted them, I went straight to them. They were very helpful and great to work with. If I were short on funds or couldn't pay them, I would call them and they would work with me. They were on top of everything. They were able to lower my interest rates. It’s great! My credit is back in order. My life is much better. I already recommended Cambridge to one of my best friends.
Reviewed Nov. 13, 2013
It was from my sister that I first heard about Cambridge Credit Counseling. Everything was good interacting with them. They were courteous, helpful and they were able to lower my interest rate. Working with them has helped me get out of debt. They were very helpful especially when you get yourself in a situation where you need help. I would recommend them.
Reviewed Nov. 11, 2013
Interaction with the Cambridge team was fine. They set everything up and then after that there was really no contact except that they continually sent me emails. They were able to considerably lower my interest rate from the original. They got me out of debt. It was business-like.
Reviewed Nov. 10, 2013
My husband went through Cambridge Credit Counseling. It’s been years ago. I don’t remember how the interaction with them was, but it was fine. I paid off four of my credit cards.
Reviewed Nov. 10, 2013
Cambridge Credit was mentioned on Oprah. I tried to get a mortgage on my home that I ended up going into foreclosure over and got the second home that we had. And the banks were of no assistance whatsoever. The people at Cambridge were great. They were able to lower the interest rate. I’m out of a huge chunk of debt that we probably could not have gotten out of otherwise. They’re much better than the banks.
Reviewed Nov. 9, 2013
I was never in jeopardy and never with collection agencies. But I’d taken care of my parents to their death. And they just had a lot of credit cards moving like a deck of cards. And I realized that that was dangerous. So I put all of them under the umbrella so I could pay them off and it went bankrupt. And when I found that out, I called all the debts that I had accrued in and let them know that there was a class action suit and that I would look for another credit agency to work through. I believe one of them mentioned Cambridge to me so I made a contact with them. They weren’t charging undue charges for working and I began.
The people at Cambridge were always kind and informative. I always received a monthly statement via email. There were bi-yearly conversations with several of the managers if I needed to do so. I was very happy with them. And of course, I’m out of debt! It’s a big weight off of my head. They were professional, compassionate, and detailed.
Reviewed Nov. 8, 2013
I heard about Cambridge through a mutual friend. Her sister had used the service. The whole program was perfect. It made my credit look awesome. They lowered the interest rate on all my credit cards and paid them off in full in a timely manner. It helped out a lot. The whole schedule and payment worked out very well. Great experience. Great customer service.
Reviewed Nov. 6, 2013
I saw Cambridge advertised on TV and contacted them on my own. It went good. They were able to lower my interest rate and did a good job. The company has helped me and I’d recommend them to a friend.
Reviewed Nov. 3, 2013
I was working at a nursing home and a girl that I worked with told me about Cambridge and how she was two years in. My consultant, when I first started, walked me through all the steps. I knew I was missing some of the information when she first contacted me - it took three phone calls. All my interest rates were over 30% once I was in the program, and they were able to lower that.
It has made me much more financially prepared. I have everything jotted down - how much money you need for bills, how much is coming in and going out - what and where it’s going to. I definitely plan more now, and saving is now actually in the horizon versus before where it’s like I can’t afford food, let alone save money. I’ve recommended Cambridge to several people already.
Reviewed Oct. 30, 2013
They were awesome! They did everything they said and kept on top of it. They kept in constant contact with us via email and always sent us a statement each month and called different times, so I can’t say enough for them. They were able to lower our interest rate. They actually got our bills paid off about two or three months quicker than I thought they would when we first started. It’s made my life much better. Everything’s great and we’re right where we need to be. I’d recommend them to a friend outside, and I’ve recommended them to a couple of people.
Reviewed Oct. 28, 2013
I contacted Cambridge right away because I’ve used it before in the past. Actually, once I set up the program, it was simple and I didn’t really have interaction with them at all after that because then I had automatic withdrawals and stuff. It was really good. They reduced my interest. It was a very good experience, quality service, good representation of the company.
Reviewed Oct. 25, 2013
I heard about Cambridge through my ex-husband. He got into credit card debt and he found Cambridge through another friend and then he told me about it. I didn’t seek assistance from my bank or other institutions. I went straight to them. Well, I was nervous, apprehensive. I didn’t know if they were going to be able to help me. And then I was relieved. They were able to lower my interest rates.
They were excellent. Every time I called them, which wasn’t too often because they kept me updated through the email, they were always really professional and they seemed very insightful, educated, and they knew what they were doing and they always treated me with respect. Well, I’m out of credit card debt. It was like 3 years. That feels great. I learned a lot. I’m not accepting credit cards right now. They have been offered through the mail but no, I don’t want to get into that cycle again. I do recommend Cambridge to others. I have recommended it a couple of times to different people.
Reviewed Oct. 21, 2013
Before Cambridge I was very overwhelmed. I don’t go online that often so I would get emails and then by the time I got to them, they were old. But the ones I did get to read were good. So I would have to say it was positive. Working together with Cambridge succeeded in solving the problem that me and my husband were having. They were able to lower my interest rate.
Reviewed Oct. 19, 2013
I heard about Cambridge Credit Counseling through WJR Radio and went straight to them. I really didn’t respond to any emails or anything that they sent me during the process. But they were very kind and helpful setting up the program and explaining everything and very upfront with their fees. We were able to get rid of three credit card debts. I had a great experience. They were hassle free, professional and honest.
Reviewed Oct. 19, 2013
We got something in the mail about Cambridge Credit Counseling. We did not seek assistance from our bank or any other institution before we contacted them. We checked the Better Business Bureau and that was about it. Our interactions with them were fine. They were really good and quite helpful.
Reviewed Oct. 19, 2013
I heard about Cambridge Credit Counseling through the radio. There wasn’t a lot of interaction.They told me what I needed to know, what the deal was, and it was good. Working with them had a good effect. They were able to lower my interest rate. They were very professional.
Reviewed Oct. 18, 2013
A friend of mine told me about Cambridge. I was trying to get rid of the debt that I had. It’s hard to get rid of a debt, but they helped me get rid of three of my debts. They were also able to lower my interest rate. Great service. You can always reach them any time.
Reviewed Oct. 18, 2013
My interactions with the team were all good. They were really helpful. I mostly spoke to one person. But then after we got up and going, he called to see how things were going a few times in the beginning but then it was pretty much self-maintenance. It was pretty easy. They were able to lower my interest rates. We finished the program a couple of months ago. So we’re a lot further ahead now than we were.
Reviewed Oct. 18, 2013
I first heard about Cambridge Credit on a Christian radio. I didn’t seek any assistance from my bank or any other institution before I contacted them. I was able to interact with my certified credit counselor whenever I needed to and they were able to lower my interest rate. They really helped with being able to pay off my credit cards. I am happy with it.
Reviewed Oct. 18, 2013
Cambridge got me out of debt very quickly. Once in a while I would get an email to see how things were going, if I managed to save money and had I cut back on spending, etc., and the response was wonderful. Excellent service! I don’t ever want a credit card again. My past life went a long way toward helping me get in that situation. I just think credit cards are a bad thing. I watch what I spend and I’ve managed to save money and I guess under the circumstances, it’s good considering what this government is doing. But it helped me a lot. It changed my way of thinking on a lot of things. I would recommend Cambridge to anybody.
Reviewed Oct. 16, 2013
I did try to lower my credit and my interest rate on my credit cards before by seeking assistance from other institutions, and some of them were able to help but the bottom line actually is that we wanted to get one place to pay. Actually my wife was the one that made the move and we were with Cambridge Credit for 5 months. I think I was almost $40,000 in debt. So now I’m finished and I was able to eliminate that. They were able to bring down the interest rates on cards we weren’t able to and whenever I needed I called them or emailed them and I was able to interact with them easily.
Reviewed Oct. 15, 2013
My experience with Cambridge Credit Counseling was good. It was painless. I would recommend them.
Reviewed Oct. 14, 2013
I was going through a divorce so I took all the credit card debts and everything like that so I could get the house and stuff like that. I took all the debt and she walked away with nothing. The interactions with the Cambridge team were always positive. I forgot the lady’s name that I first talked to but she actually just called me up after five years to say I’d paid everything off. So she was still there. It was a good experience. They got all the interest rates and all the fees, everything waived, and they used to just take the money right out of my account every month until I paid it off. I always tell everybody about them and how I did it.
Reviewed Oct. 13, 2013
My brother told me about Cambridge Credit. They were able to lower my interest rate. I was having problems, definitely. The team at Cambridge was excellent. The young lady who got me started, I couldn’t even afford to pay them their whole fee every month and she lowered that to a point where I could pay it in order for me to get into the program. There were a couple of times that I asked them to move the date out because of what day I got paid on. They were always willing to do that. A couple of times even, I asked them not to pay it because of like the holidays or something like that and I really needed the extra money. They worked with me on that, and they paid it off earlier than I expected. Working with them made a big difference. They did an excellent job.
Reviewed Oct. 13, 2013
I have no complaints with my experience with Cambridge Credit Counseling. Everything was fine. I give them a 5.
Reviewed Oct. 12, 2013
Cambridge Credit was able to lower my interest rate. Their team was easy to work with and contact. I think it was wonderful. I didn’t call often with a question but if I did, they were helpful to answer it. It was good.
Reviewed Oct. 10, 2013
I got out of debt but I just don’t feel like Cambridge helped that much. What they did was get some of the percentages down but not that much. And I don’t know if I would have talked to the credit card companies, maybe I could have actually done that. We need to be paying them $30 to $40 a month every month to be helping me. And then when I paid it off, they paid them too much. They didn’t even pay them the right amount and I had to make all kinds of phone calls to get my money back. One account was $105 over what I needed to pay, so I had to call to get my money back. Because I try not to use credit cards anymore, so there was no use leaving the money on the credit card. They were helpful at a bad time but I guess I expected more.
Reviewed Oct. 10, 2013
I went through a divorce and just so that I could get rid of the jerk and have him hurry up and sign the paperwork. Even from jail, they would still entertain his thoughts and ideas of trying to take half of everything I have. So I checked all the credit debt and everything like that and I was trying to make the payments. I couldn’t. I started talking to a lot of friends of mine. They’ve tried all those other places and they had really bad experiences. Sometimes in one month, they would double dip, and I kept asking, “Are you sure it’s not because of the 28-day period or something?” And I just heard a lot of horror stories. I was a little reluctant but I tried Cambridge because nobody else had heard of them or talked to them. I noticed that they were Better Business accredited so I figured I’d give them a try.
I was able to reach my credit counselor anytime I needed to. And if she wasn’t there, I had her direct dial number and her dial number with the extension. She gave me her business card if she wasn’t there. I could call the number where you can get somebody in customer accounts or something like that and anybody would be able to look into your account, answer questions for you.
I’m all done. Everything has been taken care of. This month was the final month. Since ’09 until now, they’ve been phenomenal for me. Just set up a separate checking account, let them take the electronic withdrawals. Never had an issue. They always took them on the 15th. If it wasn’t the 15th, then it would be the following business day. They were fantastic! They let me know when one of the creditors was going to be paid off, the final payment and how much it was, and what do I want to do. I said, “Well, let’s just keep taking the same amount out and just divide it however you want to with the remaining creditors.” And that’s how we did it all the way down the line.
I have recommended them to many people. They either have joined up or they’re still looking around just because they don’t know anybody who’s had bad experiences elsewhere. So they’re taking the information. But I know they’re going to go back and they’re going to settle with Cambridge because they really were phenomenal.
Reviewed Oct. 9, 2013
I called a couple of my credit cards, threatened them (lol), to see if they would lower my interest rate. It didn’t do no good. It takes a long time to pay off the credit cards. It seems like it never would end. In my research I found out what these other places are doing they were just stopping now your payments that they wouldn’t have any choice but to negotiate. Anyway they ruin your credit. That's why I called Cambridge. I really didn't have much interaction with them at all. There is that one guy I talked to when I signed up for it. I asked him questions, some of the questions that bothered me or I just didn't know and most people don't. They called me one time since I got it paid off and asked me if I had any more credit that I’d like to take care. I do have a second lien note on a house. I’d like to see if I could get help with it at all.
I was happy with Cambridge. They were able to lower my interest rate, but not as much as they have my son-in-law though. They lowered his. They had 1 card they took zero. I recommended Cambridge the whole time I was using them.
Reviewed Oct. 7, 2013
I had been in the hospital. There was somebody in there - I don't know if it was the woman I talked to about my finances (because I had a pretty good hospital bill) that told me about Cambridge. I was pretty depressed because I don't have that much income. I just didn't know how I was going to manage everything. I didn't have ten thousand. I wasn’t in debt that much but it just seems like what I had was overwhelming. I went straight to them. The people at Cambridge have been wonderful. They’re really helpful. They’re easy to work with. Things are a lot better now. I would recommend them
Reviewed Oct. 6, 2013
I just wanted to get the debt taken care of. Cambridge was able to lower my interest rate. Interaction with the team at Cambridge was all good. I had a pretty good experience with them. So far, it’s pretty good, I’m done with them. It’s all tied up now.
I would say my experience with the company itself would be a 5. I would not recommend using a company like that again to somebody else only because I don’t know that the actual credit company has completely agreed with everything that was set up. I mean my contract with Cambridge was signed. They came through on everything they said they were going do but I don’t know for my personal credit if it was actually worth it or not.
Reviewed Oct. 6, 2013
I think it was 3 or 4 years ago. At one point my finances were in really bad shape so I was shopping around to see who could help and one attorney that I talked to recommended that I go bankrupt. I didn’t want to go bankrupt but he did say that there were other credit counseling places and he gave me two or three names and one of them was Cambridge Credit Counseling and so that’s how I’ve heard about it. I heard it from a bankruptcy attorney.
I was feeling very unhappy because most of my problems came from a relative who had a drug problem. Nobody in the family warned me about his act, that he was in fact a con man. He was a nice young man apparently friendly, cheerful, kind, all the rest of it but he also had a problem with drugs and you see I’m one of these gullible people. I believe everybody is telling me the truth. If somebody cheats me once usually I’m cautious but I was in a very susceptible situation because my husband had just died. You see that was one of the reasons that I was in financial difficulty because he had been ill for five years. He had Lou Gehrig’s disease. I had purchased some hospital things. I didn’t know that I could probably get a loan from the ALS people but I bought a bed and I bought a life. I had a chair lift to go up the stairs and so forth and so on and I overextended myself and got in those situations where I had more debt than I had income because my husband’s social security, when he died, just went away so therefore my income was cut and even though I have a pension and I have social security, I also didn’t have very much.
I have very good credit. I could buy almost anything that I wanted to. I have $30,000 worth of credit available for me on my credit card. Besides, being very much in debt, I was very much in grief. I was deep in mourning.
The people at Cambridge were very, very helpful and they knew that I had these three credit cards that were huge and they cancelled all the credit cards and they arranged for payment schedule that I could do because as I say I have a pension and I also have social security so therefore the $15,066 allowed me enough money to live and do the things that I have to, pay my condo fee and my taxes and my insurances and all of those things. But I couldn’t do the other things. They took up all of my situations in consideration and made sure of the amount of money that I could spend each month. They thought of everything.
Reviewed Oct. 5, 2013
I believe I first heard about Cambridge Credit Counseling online. I went straight to them. I was actually trying to find some hope. The interaction with them was fine. Everybody was good. If I couldn’t make my payment or something, they would work with me. I believe they were able to lower my interest rate. Now that I’m all paid off, I don’t pay them anymore. They were easy to work with.
Reviewed Oct. 5, 2013
We had a bad experience with a credit company that we tried. It was sort of the same thing that we did with Cambridge. They were not reliable, I guess, and went down to business and took our money and they didn’t give it back. We got stuck with a lot but then we heard about Cambridge and it was working out well. I think it was the brother-in-law that was using them. I was depressed before contacting them.
I think Cambridge people were easy to contact. I think they were able to lower the interest rate. The interest was getting totally out of hand. We were able to pay off a huge debt that we didn’t know we were going to ever do it and so they set it up. We’re on a limited income. We take care of handicapped adults and there’s not really any way for us to increase our income. So we thought we were just stuck and they made it manageable that we were able to make the payment every month and able to pay it off. We paid it off early somehow. We thought it was going to be January and here they sent us a check which means you’re done. It just took the stress off a lot.
Reviewed Oct. 5, 2013
I don’t remember how I heard about Cambridge Credit Counseling. It was so long ago. I just didn’t know what to expect from them but they’ve been wonderful for me. They were able to lower my interest rate. It was easy to contact them. Working with them helped us get our house. They have really helped us.
Reviewed Oct. 4, 2013
I first heard about Cambridge Credit online. I was overwhelmed. I focused on lowering the interest across the board. I didn’t really have a lot of interaction with them because we did have the money to cover it monthly. But when I needed to talk to them, they were just very accommodating and helpful. It was fine and they were always willing to be there. They always checked in through an email, an occasional call to see how things are. They definitely reached out to me, but I didn’t really need the assistance. They helped me and it worked out pretty well. I would recommend them.
Reviewed Oct. 2, 2013
It was a very pleasant, hassle-free experience working with Cambridge. They were able to lower my interest rate. They were good all the way around. The credit card company just started jacking up interest rates for nothing and I got rid of them. I got rid of a bunch of credit cards. It worked out pretty good. They’re highly-recommended.
Reviewed Sept. 29, 2013
It was all dark with my finances. I was feeling there was no way out, so I have attempted to get assistance from my mortgage company. It absolutely did not work out. Then I learned about Cambridge through a friend of mine. That’s when I went to Cambridge.
The team at Cambridge were very accessible. They did a wonderful job. They allowed me to survive. It’s given me so much more freedom and reduced a lot of my worries. It was fabulous working with Cambridge.
Reviewed Sept. 27, 2013
Cambridge Credit Counseling was very helpful and beneficial to me. They able to lower my interest rate. My program was in four or five years. I can’t really remember where I first heard about them. It might have been on TV. I did not seek assistance from my bank or any other institution before I contacted them and I was going through a state of depression because I had a lot of health issues. I still have a lot of health issues, but without the debt on my back, it’s keeping my stress level low. Plus, I’m able to talk to the credit counselor anytime I needed to.
Reviewed Sept. 26, 2013
Cambridge did an excellent job! They consolidated everything and I’ve got all my credit cards paid off and I feel pretty good about that. I was kind of against it to begin with, but my wife said “Nah, we’re going to consolidate them.” It was real expensive. It was hard. I was paying $1,347.00 every month, and that was for years. But it’s all paid off now, so I feel good about that. I can’t stress enough what an excellent job Cambridge did for us.
Reviewed Sept. 24, 2013
Initially, I saw an ad about Cambridge Credit on the television. I was at the point I knew I needed to do something about my financial situation. And then, the commercial came up, so that’s when I called them. They were able to lower my interest rate. Everything went very well. Excellent communication. I was assigned a counselor and he worked with me a few times. At the times that I needed to contact them, I had questions about could I have a copy of what was paid or what had been paid up to date, they’d send it to me. I did not have one problem.
Working with Cambridge has turned around my financial situation. I did complete the program. It took about nearly three years for me to complete the program I did but it really worked well for me. I have recommended Cambridge to a friend who did enter the program. I’m very satisfied with them.
Reviewed Sept. 24, 2013
My daughter found Cambridge online. Working with them was great - always there, always answering my questions. They were easy to contact and I was able to talk to them whenever I needed to. Cambridge was able to lower my interest rate. I’m now out of debt and it’s been great. I can say that they were very professional and they accomplished what my goal was.
Reviewed Sept. 23, 2013
Working with Cambridge was worth it. I highly recommend using them.
Reviewed Sept. 21, 2013
I was a little bit anxious about not being able to meet my payments and not being able to finish paying. I tried contacting the credit cards to reduce the interest rate but nothing happened. Cambridge was the only other company I tried and it was excellent working with them. I was able to finish paying off my debt and I didn’t even notice when it was going to end. It worked with them. I had a peace of mind.
Reviewed Sept. 19, 2013
Cambridge has an excellent program. I was very stressed prior to contacting them, and now their program taught me, for one, to never get myself in that situation again. I went online and used a lot of their budgets. They had a lot of different spreadsheets and stuff like that to use for budgeting and they taught you how to budget your money. It just worked out good for me. They were able to lower my interest rate and arrange a payment plan of five years.
My credit counselor was very helpful, always got back with me if I needed to speak to her at the time. She was excellent. I would highly recommend it to anyone, and you don’t necessarily have to be in a financial bind either.
Reviewed Sept. 18, 2013
I first heard about Cambridge Credit on an AM radio station. It was everything that it was advertised. And the reason that I chose them is the person that I was listening to on the AM radio, I trusted them, and they referred, they’ve mentioned that there was a non-profit. And I know that there are a lot of places out there that call themselves debt consolidation and the thing is that they’re really scams.
I just went straight to them. I didn’t seek any assistance from my bank or any other institution before contacting them. I knew that something needed to change. So there was a little desperation. All of my interest rates skyrocketed and I knew that I couldn’t keep making the payments that I had. They were able to lower my interest rate. My interactions with them were smooth. I never really had to contact them for much. Every once in a while I would pay off a credit card away and I’d have to contact them to stop paying them on that, let them know that was done. But other than that, it was pretty much cruise control for the whole process.
Working with Cambridge has gotten us in a better financial situation. And so, I would definitely recommend them to anybody that needed them and let them know that they’re completely legit.
Reviewed Sept. 16, 2013
Before I called Cambridge, I didn’t seek any assistance from my bank or any other institution. I just went straight to them. I was feeling pretty overwhelmed at that time. The time period for my program was about 2 and a half years. My interaction with my certified credit counselor was good. He was very helpful. I was able to contact them whenever I needed to. Working with them has helped me drastically. I’m not under stress anymore, it was a big relief. It helped me a lot because it reduced interest rate on my credit card so I can get them paid off. Otherwise, I would never have gotten them paid off. Now, it’s a huge relief!
Reviewed Sept. 15, 2013
My friend and coworker had told me about Cambridge Credit Counseling. I was kinda worried to see if it was going to go work or not but once I talked to a counselor then I was sold. I’m glad I did it! They were able to lower my interest rate and I paid it off and everything. It took me 2 years. They were easy to get in contact with and I could interact with my counselor when I needed to. That was a good choice I made.
Reviewed Sept. 15, 2013
I think it was through the website that I first found out about Cambridge Credit. I went straight to them. I was stressed out because I have several credit card debts. They were able to negotiate with the credit card companies, I think just about all of them, to lower the rates. I believe the program is for five years. They were easy to contact and I could interact with them as often as I needed.
Reviewed Sept. 15, 2013
It was quite a few years ago that we first heard about Cambridge. We had gone through it once before. And it was actually in a magazine at some point. Somehow we came across it. Between my wife and me, we were hopeful that they were going to take care of some stuff. They did. With a couple of credit cards that we had, they were able to lower the interest rates. But there was one that was kind of a stickler and they didn’t participate. But for the most part, they really helped us out. If anybody needed help like that, I would definitely recommend them. It was a very refreshing experience. It was nice to be able to get some stuff paid off and have them help us put some interest rates down and it’s just pretty helpful.
Reviewed Sept. 15, 2013
I was feeling very low before I contacted them. Well, it got me back on track. They were able to lower the interest rate. I got all my bills paid and we just paid it off. I’m feeling great. The experience with Cambridge was great. Go to them. They can help you. They will help you.
Reviewed Sept. 14, 2013
I first heard about Cambridge Credit Counseling on the radio. I listened to a man who was talking about it. We had this overwhelming amount of credit cards. We were just overwhelmed. That’s just kind of what made me to finally call. They were able to lower my interest rates. They were easy to contact. So far, it’s been pretty good. In general, we have our bills already paid off and the lower interest rate and everything is a lot better. They were just always there. Every time I called and needed, if I had a question, there was always somebody there that I could speak to that knew the answer. They were just all the way around helpful.
Reviewed Sept. 14, 2013
A lot of pressure had just built up because I didn’t know how to take care of everything. I think they actually got all of the interest rates down pretty good. Working with them got me out of debt and made things a lot easier for me and I’m just happy that I went through with it and got it done. The program was completed a little bit over four years. At first, I was unsure about things and I’m just really glad I went through it.
Reviewed Sept. 14, 2013
Cambridge Credit was able to lower my interest rates. Well, I got it all paid off and it made me feel a lot better. I appreciated their help. I would definitely recommend it. However, there were a couple of little things that bothered me. When the recording first comes on the phone, I think the girl that recorded it had a lisp or something. It always bothered me so I cover up the phone during that part. And then there was one representative that was just way too talkative and kept using my name over and over and over again and it was as if she thought I like telephones and I don’t. So I never called anybody. Now they have it so that they automatically withdraw the payments from your bank so it can’t be later forgotten. And I think that’s good.
Reviewed Sept. 14, 2013
I believe I first heard of Cambridge Credit Counseling just through emails. Before I called them, I felt buried. Then on every card, they got the interest rate lowered. There were a couple of cards that they just won’t lower and that part I totally understood, like Home Depot or whatever. Well, they did get it down some but not that much. I could contact them anytime I needed to. The experience was very relieving, very smooth and very easy.
Reviewed Sept. 13, 2013
I first heard about Cambridge Credit over the radio and so I got in touch with them. Cambridge was able to lower my interest rate. I had some credit cards paid off and they eased my mind considerably. I’d say all went very well. It was what I had hoped for.
Reviewed Sept. 12, 2013
A co-worker told me about Cambridge Credit Counseling. I sought their assistance to lower my interest rate, and they were able to do so. They have helped me pay off my debt in 5 years. The team was easy to interact with and contact when I needed to. My experience with them was good.
Reviewed Sept. 11, 2013
I tried to lower my interest rate and sought the assistance of my bank. It was upsetting and disappointing as they were unable to help me. And then I called a couple of places and Cambridge Credit Counseling was the one that just intrigued me the most. It turned out that they were easy to contact and I was able to interact with the credit counselor anytime I needed to. Cambridge has just helped me to find answers in order to get me back on track and helped me fix my credit up. Overall, they’re very helpful and very empathetic of my situation at the time, and they worked with me and with the creditors. I’d definitely recommend Cambridge Credit Counseling.
Reviewed Sept. 11, 2013
My sister told me about Cambridge Credit. I’ve heard so many good things about them from her and she had already been in the program for a few months. Working with them has been great. It was easy to talk to them. The time difference is a little bit hard but I was able to work around the time. They were able to lower my interest rate and I was able to get back on my feet. They were a great help! Overall, it was a great experience and Cambridge was very helpful. I have already recommended them.
Reviewed Sept. 10, 2013
I believe it was on TV, a kind of a talk show and they were talking specifically about debt management, and Cambridge Credit Counseling came up. It was a show for Oprah or something like that or The View. Then it’s like pretty legit so I went online and found them and went on from there. I was paying on a credit card that aren’t getting paid down, paying every month and never seeing it go anywhere, and you know you’re paying a lot of interest on. And my credit was actually pretty good. My credit score now is great, but even then it was good. And so, it doesn’t seem right to be paying 20% interest when you have a good credit. There was just this overall frustration.
Cambridge was great to deal with. As far as I understood, they took the credit card. They worked out something with the credit company because they were going to be paying them off. And then, they set up the account. I think I had two, four cards that I consolidated. My monthly payment was lower, and I knew that it was getting paid and being paid off, since after all, I was concerned about the bill. I think they said they got them lowered as well as the overall bill reduced because they worked with the company. And again, I like them too because they didn’t call me weekly or monthly and if they want to give me information, I don’t want to talk to somebody every month. I don’t want to talk to somebody every week. As long as they were paying the bills, I don’t need updates. The stuff I needed paid off is done. It was hassle-free and rewarding that it got done. It was easy!
Reviewed Sept. 8, 2013
I first heard about Cambridge Credit Counseling on TV, on Oprah the show. I was pretty overwhelmed and frustrated in debt. I didn’t seek assistance from the bank or other institution. Cambridge is great. They were just really good. They were able to lower my interest rate. Now, I’m out of debt. I’m debt-free! They did it in half the time it was written for. I think it’s about a year and a half. The experience was excellent.
Reviewed Sept. 6, 2013
I first heard about Cambridge Credit Counseling on the news and that was years ago. I’ve dealt with them before. At first, I was kind of skeptical but after I did, they were very polite and walked me through what I’m supposed to do and whatever. I was satisfied with it. The team was easy to contact and they were very helpful. They were able to lower my interest rates. Working with them has affected my life very good. I’d recommend them.
Reviewed Sept. 3, 2013
I first heard of Cambridge Credit Counseling over the radio. There was a fellow and I think he has interest in the company. I did seek their assistance but not for credit counseling. I just need to pay my bills. I just basically utilized them for just paying my bills. It was worth it to me to pay them $30 and just have them pay, make one payment and they were able to lower my interest. Working with Cambridge has been a great experience. But sometimes, it has an effect on your credit rating, I think. But I haven’t had any problem with that. So far, I don’t have any bills.
Reviewed Sept. 2, 2013
We saw Cambridge Credit Counseling maybe on TV, CNN or somebody. I’m not sure. My wife was the one that originally saw that. This was about four years ago, I guess. We were kind of in some financial trouble with credit cards, so we got in touch with them. We called a few of the credit card companies and tried to get some reduction on the interest and things and didn’t have much luck. We had really just let things get out of hand. We were making all of our payments but we weren’t getting anywhere. I think we were at $29,000 credit card debt or something like that. We went on their program and it worked out great. We just paid everything off this past month.
My credit counselor was easy to contact and I was able to get in touch with them whenever I needed them. They were also able to lower my interest rate. Working with Cambridge has been great. Now, we are almost out of debt. We are out of debt of all credit cards. Of course, we own our house now and then I got one car. Other than that, we’re in pretty good shape. It feels pretty liberating. It was great. We probably never would have gotten out of debt if not for Cambridge Credit Counseling.
Reviewed Aug. 31, 2013
My husband actually was watching TV and a guy was on there and he was talking about Cambridge. He wasn’t advertising or anything. It just came up in the conversation. He said that was the best thing. So we decided to call. I did go to other debt management program and was told that I didn’t make enough money to qualify for their program. I was ready to jump off a cliff because I was getting 28 to 30 calls a day, every day, seven days a week. They didn’t care what time it was, and I work at night. It was driving us crazy. They’d ring, we would answer, they’d hung up. But they didn’t want to work with you. It was really stressful.
Cambridge has absolutely lowered my interest rate. When I started with Cambridge, I was $32,000 in debt with credit cards. And I’m done. It took me four years. Working with Cambridge has been awesome. I am credit card debt free. I’d recommend Cambridge to everybody that has problems with credit cards and creditors that don’t want to work with them. They’re awesome. Best thing that has ever happened to me and my husband!
Reviewed Aug. 29, 2013
Great experience. It was good. It was a great experience with Cambridge Credit Counseling.
Reviewed Aug. 27, 2013
Cambridge helped me get out of debt. They made my debts manageable. They’d just been very helpful.
Reviewed Aug. 26, 2013
My wife found out about Cambridge Credit Counseling. Probably online. We did not seek assistance from our bank or any other institution before contacting Cambridge. We thought that was a good plan. We were feeling desperate before we contacted them.
Cambridge was able to lower our interest rate, very dramatically. And we were able to get in touch with them anytime we needed to. Working with Cambridge got a bunch of credit cards paid off that I wouldn’t have gotten paid off. I recommended them to my sister already and she’s already with their program. She’s been with them about a year. It’s great. It works!
Reviewed Aug. 25, 2013
I think I first heard of Cambridge through a coworker a few years ago. I was feeling overwhelmed so I just went straight to Cambridge without contacting my bank first. My credit counselor was easy to contact. But then there was really no need to communicate.
I just recently completed the process. Working with them has helped me on a lot of bills and took a lot of stress and probably saved me a lot of money. So it has affected my life in a very positive way. I guess I would say that they made the process very easy. They didn’t make me feel like trash. They just made me very comfortable, explained that process. It was probably the best step I took. And like I said, they just made me feel very comfortable throughout the whole thing.
Reviewed Aug. 22, 2013
I did receive notice from my credit card that they were increasing my interest rate and they were jacking it really high. I have three credit cards. One of them was going to be like over $500 a month. So I called Cambridge and they got it all figured out. It was amazing! It was awesome! I didn’t even talk to my bank. It happened like within a day. They lowered the interest rate. One interest rate was like 29%. They lowered all three of my cards to, I believe, 9%.
It’s amazing how Cambridge has affected my life. It’s so good to be that free. It’s really a good feeling! And I actually paid it off early. Just because I was able to view that financially I needed help and be able to pay it off just a little bit early which was awesome, too. So a very GREAT company. I really like them. SUPER helpful. I will absolutely recommend them to a friend.
Reviewed Aug. 21, 2013
Well, at that time, I owed a lot of money. I used to be a millionaire then when things sort of been turned down and I ended up in a big mess. So I paid off a whole lot of bills over the phone. In other words, I made a deal with them. And I paid them off. Then I had a few straggling bills I didn’t know that came in later. And by that time, I didn’t have the income that I used to. I contacted Cambridge, told them my situation, and they went from there, did a wonderful job, and they just took out everyone, whatever I told them to, and that was it. They cut the bill down a bit and lowered the interest rate. They did a wonderful job. Now, I finally paid everybody off.
Cambridge helped me through that terrible last couple of years. Because I thought I had everything paid off. I owed hundreds of thousands to the tax man. I owed credit cards, $80,000 on one, $70,000 on another. What I did, I got legally separated and I just run amok with all the money I had and blew it. It was fun but that’s it.
There wasn’t much to the experience, so to speak. We just talked and then they said, “We’ll take care of this much every month.” And I said, “Okay. Good.” They followed through. They would send me faxes. Then I talked to the lady a couple of times near the end and she said, “Yeah. We’ll just send you a confirmation.” All in all, it was a great deal!
Reviewed Aug. 21, 2013
I was feeling terrible because my interest rates were going sky high. So I called Cambridge and they really relieved all my problems. They were able to lower my interest rate. I never found it necessary to interact with my credit counselor because it was done systematically. So I had no problem. Working with Cambridge has affected my life in a very good way. They were excellent. Everything was right, the perfect date, and also the way that I got the statements. They were all in detail and accurate. So I was very pleased.
Reviewed Aug. 20, 2013
The customer service is excellent, my stress level is reduced tremendously. Only thing I wish is that my original paperwork was in my online account. I only see my monthly statements.
Reviewed Aug. 20, 2013
I first heard about Cambridge when I saw it on a talk show. All I did was call the number that they had given me on the talk show and got a hold of somebody and it was set up. There was nothing out of the way, no extra help. They just set it up. That’s all.
They were not able to lower my interest rate. And I was really surprised by that. We didn’t have a lot of interaction. We just set it up so that they took the money out of our checking account every month where we see the statement from them and from our two creditors, and that was all. Once in a while, we’d get something on the internet and that was it. So there wasn’t really a lot of interaction. Overall, my experience with Cambridge Credit was okay.
Reviewed Aug. 19, 2013
I tried to get help from my bank before contacting Cambridge, but they were not helpful. Cambridge Credit was able to lower my interest rate and I was able to interact with my certified credit counselor as often as I needed to. Working with them has taught me that I’m not getting tricked. They don’t charge anymore. They are a fantastic outfit!
Reviewed Aug. 17, 2013
I actually heard it on television, maybe Fox News or someone talking about credit problems and he mentioned Cambridge Credit Counseling as being one of the companies that he recommended. I did not seek assistance from my bank since I heard him say that they were the wreck of all companies.
The credit counselors at Cambridge Credit Counseling were very helpful. They were able to lower the interest rate on a couple, and a couple they actually did away with the interest rate. Working with them has saved my life. Three and a half years ago, I was in serious financial problems and now I’m in good shape. They were GREAT! We’re satisfied and everything went well :)
Reviewed Aug. 16, 2013
One of the paperwork I saw, they did a really good job. They negotiated interest rates on most of the cards very well. Then once I took over, I had no trouble dealing with Cambridge. They had a very good online system. Their 800 number to people, I had no problem getting somebody to answer. I actually added a couple more cards off the plan. So they were very organized and excellent to deal with. I think, overall, they did a really good job!
Reviewed Aug. 15, 2013
I heard about Cambridge Credit Counseling on the radio, 850 KOA in Denver. Before contacting them, I did it on my own because I knew I was in a bind so I had to do something to fix my situation. It was a good program and I tried for many times working with my credit card companies and stuff and they wouldn’t work with me at all. They wanted me to go default and with me being in the military, I can’t go on default and I can’t file papers because then I’d lose my security clearance. Then I’d lose my job. They were able to lower interest rates. All my credit cards got lowered to 9% or lower. I completed the program. July was my last month. I got rid of $60,000 in credit card debt. It was a great program. It was honest and it didn’t affect my credit so much compared to some of these other credit companies doing so.
Reviewed Aug. 12, 2013
My son heard about Cambridge Credit Counseling on a radio thing a few years ago. I didn't seek assistance from my bank or a different institution before contacting them. While I was working with Cambridge Credit, I was able to get in contact with them whenever I needed to. They were able to lower the interest rate and we're done paying our debt. It was good in a way.
We just got through with paying our debt in a little over four years, which I’m glad to be rid of. I’m not going to get back in that situation again. But it was good. If anybody’s gathered a lot of credit card debt, a lot of debt, get hold of Cambridge.
Reviewed Aug. 11, 2013
It was a long, long time ago and I think it was on television from an advertisement that I first heard about Cambridge Credit Counseling. They helped me a few times. And the first time, I had quite a few credit cards and they finally got me out of that. And I had two more and the interest kept going up. So I decided I needed to cancel those and they helped me a second time. I’ve never had a problem with them, and they’ve always been so kind and polite. They were able to lower my interest rate. I’m out of debt. I’m free.
Reviewed Aug. 9, 2013
I was just looking on the web for counseling services and Cambridge was like the first thing that popped up. I used their service and was finally able to pay my interest off. I really never intended to go with a debt. And I know my debt’s a lot less than a lot of people but for me, just to be able to finally pay it down was enough.
It started out as a stopgap to get a car fixed. But I had like $150 balance before the interest hit. Then after it hit, it just ballooned from there, but then I got trouble with it. I never used the card but once and it got wrong, I guess. I finally paid the card off and the card has been gone for about five years. The only issue I’ve ever had was one time when I was supposed to track some information and the fax was never accepted.
I found out credit counseling affected your credit and I didn’t know that. I would suggest somebody using credit counseling if they just can’t get out from under something, but I think it would be a last resort for me now. Because I tried to get just a no interest consolidation loan for the credit card and I got turned down. I got turned down for another loan too because they saw that on my account. I thought, “Okay, that’s somebody who’s trying to pay off the credit. That could be a good thing.” It wasn’t the service itself but what it does to your credit that I would caution someone.
Reviewed Aug. 8, 2013
I was probably going through a Google search looking for like a debt repayment program because I was not interested in doing a program where they just wipe away your debt and ruin your credit score when I stumbled upon Cambridge. I wanted to be able to take my debt out. Then when I saw that they were Better Business Bureau recommended, I did a little further research. But it seems like they’re a good pick, and they were. They lowered my interest rate and that was the number one thing that actually helped me chip away at everything. It was wonderful to be able to see that progress. Honestly, this experience was empowering. Just the burden that it lifted off was incredible!
Reviewed Aug. 8, 2013
Cambridge is just really efficient, took all of the workload off of me, managed real simple and easy, and there for questions as I needed. Highly recommend them.
Reviewed Aug. 5, 2013
I think it was on a talk radio show when I heard about Cambridge Credit Counseling. I just considered the source and went with it. I had no problem with them at all. The graciousness of the initial counseling by a person named Dan and walking me through what I needed to do and how he took care of it, nothing but perfection. They got to lower my interest rate, I paid off that debt and I just finished paying it off early. They got me out of a financial quandary that I had gotten myself into and I rethought my life. I’m quite pleased with them.
Reviewed Aug. 5, 2013
Cambridge actually stopped the interest on most of my credit cards. I’ve seen them on the internet and got in touch with them. It was a good experience. I can talk with my counselor whenever I need him. It just helped get rid of that unnecessary debt. I’ve already recommended them to a couple of different people.
Reviewed Aug. 2, 2013
I heard about Cambridge through Good Housekeeping. We didn’t ask the assistance of the bank although boy, we were in big trouble! Cambridge was good and they were lifesavers. They were able to lower my interest rate. You just had to pay a certain amount and then they forgave the rest. They were always easy to connect to. All I had to do was call. Yes, I’m done now. Finished. Totally done!!!
Reviewed July 31, 2013
I was just doing an internet search for a non-profit credit counseling company then we found Cambridge Credit Counseling. I knew we needed to do something to get everything in control. Whenever we needed something, we were able to get a hold of our credit counselor; mostly it’s just like email though. I didn’t really have any questions once we got on the program and just started going, and didn’t really have the need to other than every now and again when I wanted to know things, either an update of the account or something. They were also able to lower our interest rate, so we’re paid off now. It was good to have everything consolidated and just have one place to pay and everything taken care of.
Reviewed July 29, 2013
My wife and I did an internet search and the Better Business Bureau came up with Cambridge Credit. This was after Allegro went bankrupt on us on about $2,600. We felt cheated, robbed, taken advantage of, and desperate. Tina ** - anytime I needed something, I just called. If she wasn’t available, I left a voicemail and she called within 24 hours. They took phenomenal care of us.
Reviewed July 29, 2013
I had a college debt on a couple of credit cards and I just wanted to consolidate it and have it out of sight and out of mind. If I could get one place that I could consolidate that debt and have them electronically take it every month so I wouldn’t miss it, I knew that would work and that could happen. I didn’t want to go through the credit card companies because at that time, it was like in 2008, the credit card companies were stating to raise their rates because of the recession. That was my main motivation to get out before that started to happen. Then I learned about Cambridge Credit Counseling on the television - I think it was on The View. The guy on the show mentioned that they can help negotiate lower interest rate.
There was one or two times when I was calling a guy but they’re not available by phone on evenings or weekend. I had a little extra money and wanted to make an extra payment. I was, however, always able to leave a message and they got back to me. And it would have been nice if they showed a balance that would help me formulate a plan, like how to balance a thousand dollars if I had a thousand dollars to plan and pay one off. I used to call and then they would call the credit card company and then call me back. I know that a formula has to work that way because there’s a daily formula. However, that was just a little and I wish it was different.
So far, Cambridge has made it a lot easier to get that college debt paid off without me having to stress over it. I guess that’s the thing, it was stress reduction. I didn’t have to think about it. I knew it was the same payment no matter what. Even when I had a couple of little cards that was paid off in the beginning, they still continued to deduct the same amount every month which paid off the other cards, so I was never surprised. I could always pre-calculate my monthly expenses. Knowing that was a steady number, I was really de-stressed with my finances.
I would definitely recommend people to them. They’re pleasant to work with. They were dependable. There was never anything that went awry. There were never reasons to have to call them and ask questions about my account. It all went very smoothly and they did negotiate for a lower rate. At one time, I wanted to pay off what I thought was a lower balance. One of the credit counselors said that I was paying a higher interest rate and if I had extra money, I might want to try to pay it towards that. That was good information and I was able to look at it in that respect. I’m very happy with Cambridge Credit Counseling!
Reviewed July 29, 2013
I saw an advertisement for Cambridge Credit Counseling a long time ago in the Ladies Journal magazine. Before contacting Cambridge, we already tried to seek assistance from our bank and other institutions and they denied us for whatever reason. We were kind of embarrassed to try another company but thank goodness Cambridge helped us a lot!! We were able to get a hold of our credit counselor and they were able to lower down our interest rate. So far, it’s been helping us get back on our feet and it’s helping us in a lot of ways, even to save our marriage. I would definitely recommend Cambridge to a friend.
Reviewed July 28, 2013
I heard about Cambridge Credit Counseling on the radio. I have so much debt and I was kind of troubled. Although they brought most of my interest under 10%, I didn’t realize that by going to a counseling company, my credit score would be lowered graphically. I had no idea that would happen since it was not disclosed to me. I couldn’t get a car loan since I was with credit counseling and they said that means I can’t pay my bills. I have no idea what my credit rating is now. And the hours with Cambridge Counseling are not the greatest - 9 to 5 - and it is closed for an hour after lunch. I found it hard to get a hold of somebody.
I also haven’t even heard from the guy I initially contacted from the very beginning of this whole process. I don’t know if I’m really done with anybody. I didn’t have the money to make that month and I had her exchange it to the next month or delay it by 5 months. I didn’t find my experience with Cambridge very personal at all. It didn’t turn out to be.
Reviewed July 27, 2013
Cambridge Credit Counseling was on the news at one time, probably Fox News. This was way back since 2008 because that's when my wife was divorcing me and leaving me with all the credit card bills... And I figured if I didn't have my wife anymore, I wouldn't need the credit cards anymore. So, I called Cambridge Credit and cut out my credit cards. And it worked. They got the interest rate lower. They got payments lower. And put me on a regular payment plan, where they just took the money out of the account. And so, my debt went slowly down. Then I switched jobs and wasn't making as much. And so I lowered the payment, twice. So it took longer than it was originally planned. But it went exactly as it was advertised.
I didn't ever really need to get in touch with them. We'd made the arrangement from the very beginning. And the credit counselor calls a few times. I think that his name was Wayne. He called just to check and I just told him that it was working like it's supposed to. And that was about it. They send emails all the time. I would recommend them to a friend if I was aware they're in that situation similar to mine.
Reviewed July 27, 2013
My interaction with the team at Cambridge Credit Counseling was great. They were able to lower my interest rate. It's been incredible, just great. And now, I'm finished with them so the debt is paid off. It has been a wonderful thing!!!
Reviewed July 26, 2013
I had lost my job too for a while there so I was a little distressed because of the bills. I was given a women's magazine, and Cambridge Credit was in the magazine. I've never had help from any bank before. It's great, because they were able to lower my interest rate and now I have extra money. I'm also able to contact my credit counselor as often as I needed to. I would just say I'm very satisfied with them.
Reviewed July 25, 2013
I was feeling kind of down because I had gotten two credit cards and it was like I couldn't keep up with their payments because I got sick, very sick. I couldn't handle all the bills. Then I learned about Cambridge through my cousin Eva. Oh, Cambridge is good, because I won't get anything no more of those credit cards. I cut them all up and threw them out. I would say Cambridge was excellent in helping me with the cards and my credit. I'd recommend it to friends.
Reviewed July 25, 2013
I was in debt and I really wanted to get out of debt. I learned about Cambridge from a friend. I'd say they are great, because so far, I'm through and I'm not paying the debts anymore. I paid them off. They made me debt free. That's a good feeling, I tell you. I think they're the greatest. They really put me in a nice position, where I don't have to worry about bills anymore. I would put them first ahead of everybody, because I would let everybody know that they are good people to deal with.
Reviewed July 24, 2013
I think Cambridge used to advertise on TV a number of years ago so I contacted them. Since signing up, there hadn't been much change. They just figure out what I needed to pay every month and I paid it. As of last month, everything is paid off and I'm free and clear of it. They were able to lower my interest rate and I was able to reach my credit counselor whenever I needed to. They give good service. I would give them a 5.
Reviewed July 23, 2013
I was always able to get a hold of the Cambridge counselor whenever needed. They're outstanding and a very good company to work with. I would recommend Cambridge.
Reviewed July 20, 2013
I just found Cambridge on the internet and started looking around. I don't have a bit of problem with Cambridge. I interact with my counselor all the time, and they were available when I needed them. They got my interest rate almost down to 2.5%. It was great. I couldn't ask for better things. You feel a lot better when you had a credit card paid for. You don't have to worry about it anymore. I thought that I might use them again, maybe. I don't know yet. For another, definitely.
Reviewed July 19, 2013
We really didn't interact with them very much once we got everything set up, but when we called, they were there. They managed to bring down our interest rate. They were very kind and knowledgeable about everything and just kind of eased our minds about being able to take care of everything for us and get us on the right track. It made a big difference for us to get things in order so we could borrow some money to get our farm (we have a dairy farm). And so it kind of fixed our business up a little bit because it was getting messed up.
We first heard about Cambridge through our accountant. Prior to contacting Cambridge, well, it's a lot of stress. So I'd say it was a satisfying, gratifying, good overall experience with Cambridge.
Reviewed July 19, 2013
It's been so long ago when I heard about Cambridge. I called them and talked to them and I just signed up with them and let them take over my bills the first time. I did it twice with them. I think they're great. I was able to get in contact with the credit counselor every time I had to. They did a wonderful job. They were able to help lower my interest rate. In fact, on a couple of calls, they got the interest completely cut out. It has almost got me out of debt. I still owe a bank in California a little bit on a Visa card that I have that is okay to use, but I only have that and then another Visa with my other bank. And that's the only ones I have. And my daughter is working with me to pay off the one in California. And since I don't have Cambridge now, it's much easier to make the payments to them and not borrow the money back. I would say it was a great experience. I am totally satisfied with them. I have recommended it to other people.
Reviewed July 19, 2013
I first heard about this company on a morning show, TV. During that time I needed some help how to get out of debt - and Cambridge really helped me get rid of debt! Once they set up the program, I didn't even need to call. I get an email every month, what they were paying, showing where they take the money. They lowered the interest rate and paid our plan and all that. They did what they said they would do. Very pleased.
Reviewed July 18, 2013
We just kept having a lot of calls prior to contacting Cambridge. I think it was friends of ours that have used it who told us about them (I can't remember. It's been a while ago.) With their help our interest rate went down and it helped us pay off those bills. We were able to get in touch with our certified credit counselor whenever we needed to, maybe once or twice, but it was fine. I didn't have problems with that. It was a helpful experience.
Reviewed July 18, 2013
I think I heard about Cambridge on the radio. I needed help and I heard that they were not one of the scam ones. The first gentleman I talked to, I talked to him a couple of times and after that, I wasn't able to really get a hold of him. But the other people that I would talk to on the phone gave me the answers I needed. It went fine. If I had any questions and stuff like that about where I was at or when a bill was paid off, now what was it going into, and stuff like that. Also, they did lower my interest rate.
It was a good experience. They did what they said they'd do and things got paid off, so it's all done. I've recommended them to four.
Reviewed July 18, 2013
I had plenty of opportunity to talk to their credit counselors. I mean, they called but once my debts were placed in a debt management program and I was on the program paying, I really had no need to really contact them. So it was good. It was professional, but not always the best advice...
I don't know if this is a sequence. One problem that I did have that I didn't realize really messed up my credit was I thought they were advisable for one of the creditors that I had added to the debt management program. It was Barclays Bank or Juniper Bank. The name of the card was Juniper Bank but it goes through Barclays. They required that I'd be at least 30 days late in order to enroll the account in debt management. And Barclays, their computerized system, because I was over my limit for more than 10 days, because I didn't pay on 10th day, they notified that I was over my limit. (The payment wasn't even late. It was just days past). They expected you to pay down to under your limit and because of that they raised my interest rate from like 13.99% up to 29.99%.
I did get that overridden but the problem was their computerized system kept like throwing it back to 29.99%. So to get out of that and stop all that, I thought I'm just going to put it in debt management. Well, to be able to qualify, I had to go late on that and no one told me what kind of problems I would have. Actually, the fact that I went late on that payment probably has a worse effect on my credit and a more everlasting effect on my credit than even doing the debt management itself. Another problem I've had is I was only 30 days late once and they continued to record me as 30 days late three times. And I have not ever been able to get it resolved...
Reviewed July 17, 2013
I think I had applied for a loan or something and then I guess I owed too much. I was in with a loan company and it didn't go through or something because I guess I had too much credit. I think that's how I found out about the Cambridge Credit Company. I was able to communicate with my counselor whenever I wanted, but I didn't have to. They tell me what they were doing so I didn't have to do too much calling. It was good because I don't ever go over there - just talk to them on the phone. I just got my bills paid off. So the people stopped calling me every day and everything. I already recommended Cambridge to people and to a couple of my friends.
Reviewed July 17, 2013
My brother-in-law actually told me about Cambridge. I just needed it because of the time to clear some of the debt that we had and everything. It helps with taking care of what we needed to and was great. It was very easy and there were no issues, and I like that.
Reviewed July 14, 2013
My partner had used Cambridge in the past and had good experience with them, and I just needed to deal with my Chase credit card since it was in collection. I talked to some other people, but I just decided that Cambridge was the better choice. It was easy and very convenient. Once I got everything set up, it just was very useful, very quick and basically they made dealing with Chase a hell of a lot easier. They were able to lower my monthly payments.
Reviewed July 12, 2013
Well, I heard about Cambridge on CNN and somebody was talking about them and recommended them. I was looking at our financial situation and we were paying a thousand dollars a month and all the credit cards with a base rate totaling up to 30 percent. So we were not using any of the credit cards, but they raised the credit rates in 2008 I believe. All the credit cards did that, I believe. We just kept paying $1000 a month and nothing ever changes. So we were just paying the interest only. So I looked at Cambridge, I called them and then I got involved with them.
Basically, we signed up. They gave us the spiel about what's going to happen. I came over and I decided we're going to go ahead and do it. So I submitted the facts or (anything like that) I brought all the different credit cards with me. They quickly had it turned around. They got all of them reduced down to a certain rate. They explained to me all the terms. They explained to me this was not getting rid of the credit cards; it was simply managing the credit cards. And so I understood that this was not any type of debt release as far as like getting rid of the debt. It was just able to pay it down. So we got all the credit cards paid down to 90% and they set up a payment for them of $697 per month which saved us $300 plus. That was including a $35 fee that they charged. They explained the fees to us and that was very reasonable for them to charge $35 per month for doing their services. So we set up an automatic draft and we did it from 2009.
We just finished last month. And we paid up a total of $27,000 of debt. Every month we got a statement showing us what has been paid and what was left over. And then towards the end when the credit cards would be paid, after each one was paid off, they automatically sent us a congratulation letter for each one plus information about if there was any overpayments and how to get the refunds back. That was done one by one and they automatically consolidated too, which ones had the highest amounts of rates and highest amount on the card. So it's very systematic and organized. I already recommended them to four or five different people.
Reviewed July 11, 2013
I don't remember how I found out about Cambridge the first time because this is the second time I've used them. I have used them before so I went back to them again. I did seek assistance from my bank and other institutions but they all wanted money upfront. I forgot the person's name from Cambridge but he was always there if I had questions. And my fee went down every time my bill was paid off. I like the way they kept me up on the monthly financial statements that they sent.
Cambridge was a way of knowing that the bill was going to be paid every month and how much exactly was going to be taken out and the length of time it is going to take to pay it off and no more interest was being charged.
Reviewed July 7, 2013
I've used Cambridge before this last incident I had. Somebody recommended them to me a couple of years ago. I went back to them again. I really tried to handle it myself and then I worked with this company called Fourth something which really screwed me around. And I thought it was similar to what Cambridge does but what they were doing was banking my money and then making an offer to the creditors so I settled that. And I paid probably about four or five months and then all of a sudden, somebody was running a credit report or something. And they were like, 'Man, you got all these things.' I'm like, 'Wait, I'm talking with these people. I was taking care of it.' And they go like, 'Hey, they've been taking your money.' So it took like months and months to get them to stop taking... and I got some of my money back. So I remembered Cambridge again.
With Cambridge, I really didn't have to run around, to have these people not know what I was talking about. It seemed like everybody had enough information. Somebody had some information pretty much about the day I called. So I had no problem with it. They were able to lower the interest rates. I had a couple at Washington Mutual, I believe. And I asked them for like 20 something and then I think two or three of those were down to 10 percent or something like that. That helped with the payoff.
I was pretty satisfied with Cambridge. They took the phone calls away and took the anxiety of just dealing with the credit. It just made my life much easier since they were good at doing what they were supposed to do. I recommended them to my sister. She had to take an early retirement to Texas and she's on Cambridge right now.
Reviewed July 6, 2013
I felt overwhelmed. I got so many bills that I know I can pay but I can't handle like writing checks every day... I just wanted to consolidate it. And Cambridge has been very helpful and I'm very grateful for them. They are very good and they are very helpful and they listen and are very nice. Working with Cambridge has affected my life very, very positively. I was able to reach my goals and I feel free right now. I will recommend them to a friend definitely.
Reviewed July 2, 2013
I heard of Cambridge Credit through my sister-in-law. It was great. It came at a perfect time. My husband had lost like half of his earnings at work and there were no commissions anymore. It was really a bad time. And we're not the type to file bankruptcy. We're not the type to not pay our bills. So my sister-in-law told me, 'Oh, I called these people. I had the best experience.' Her name was Betsy, I think it is. I never got to talk to her again. I think maybe one other time but she just helped us so much. They did everything. They consolidated it all. They lowered the interest rate. They paid everything off. I give them a 5 for sure.
Reviewed July 1, 2013
I had tried to get a loan, and either the interest rates were too high or the other, and I didn't want that. I already had high interest rates to start with. So I said, no, there's no solution for me at the bank. I really don't remember how I heard about Cambridge but I think it was their phone on the internet, and I decided to just call to see. They gave me some good information and then I decided to give it a try and it worked great.
I actually didn't have much interaction with the credit counselor except at the beginning, where they suggested I do not only just make the payments with them but also how to go about saving a little bit of money and this and that. And I probably did most of what they suggested and things worked out pretty good. We didn't have much counseling after that. I talked to them a few times to see how I was doing. It worked out pretty good and they were able to lower my interest rates.
Working with Cambridge has gotten me out of the hole and out of being so tight in my finances every month. It freed me up to where I'm using basically the same credit that they used in paying off a few other bills that I had and concentrated paying one off and then going to the next one. It made sense. It gave me a rule to follow. I have already recommended this to other people. I had nothing but good experience.
Reviewed June 28, 2013
I heard about Cambridge Credit Counseling from my brother in Ohio. He had used it and he sent me some information on it, helping me to use it. I needed help and I didn't know where to turn. I had thought about seeking assistance from other institutions but I really hadn't. I simply called and my brother gave me the information he had on it. They really served the purpose.
The Cambridge people were very concerned, and they gave me confidence because I really just didn't think I'd ever get free of all the debts and things I had gotten myself into. They were very helpful. From time to time, they gave overviews and checked to see how we were doing and whether or not it was working. This summer, I've cleared all those debts I had! What really got me out was the lowering of the interest rates.
Working with Cambridge has taught me to be more responsible in how to deal with things and do some evaluation before I just jump in, especially going in debt. That was an awful burden and then it was so much a success that it's just like a feather because I just felt that light, just like the burden had been lifted. I have completed all of the things I asked of them and they did it for me. I rate them a 5.
Reviewed June 17, 2013
They were very friendly, very on the ball. You call them and they don't have an issue answering any questions. They are really good and more of helping out with one base rate rather than 15 credit cards in different rates. They did a really good job with that. I have a couple of credit cards here and there but they're not extreme as the one that I just finished paying out from Cambridge which they really helped me out a lot. I give them a 5.
Reviewed June 14, 2013
I don't remember exactly how we heard about Cambridge Credit. It was well over five years ago. But we decided to do it because we had a lot of credit card debt. And they had a pretty good program. It turned out to be a very good program for us. I tried calling the different credit card companies, but they weren't real helpful.
I'll be honest with you, and I think this is probably the best recommendation I can give. It's that I didn't contact them a lot and they didn't contact me a lot in five years. It just went and it was finished and we got finished paying everything that was on there. And we're in much, much better shape now than we were five years ago. I think the fact that there wasn't a whole lot of interaction one way or the other... the lady that we dealt with called every year to see how we were doing and I'm sure she had all the records in front of her when she said that. But everything went well. She did check up on us. And that was nice to know. So, it was a good experience.
I'm in sales and customer service and I always tell people it's not if we mess up, it's how we handle it once we've messed because all companies mess up because we're all human. We all screw up from time to time. And they didn't really make any mistakes for us. They paid everything pretty much on time. I'm not going to say that everything went exactly right. A lot of it had to do with computers and mail and I think credit card companies hold things until the very last minute and then, 'Oops! We screwed up. Oh, we're charging extra.' But then again, I'm cynical when it comes to credit card companies. They were able to reduce the interest rate in most of the debts, not all of them but most of them very significantly. They did everything that they said they were going to do and, you know, I'm very pleased that everything worked well.
I definitely would recommend them to a friend but I don't normally put fives down. I would say a high four. The experience was just seamless.
Reviewed June 13, 2013
I was talking to my granddaughter and I said, 'You know, I had this bill for so long and I keep paying and paying and they don't go down.' So she said, 'Well, you know, grandma, I'll give you a number. I'm with Cambridge. Why don't you try it and then maybe you can get it.' And I said, 'Okay, I will.' And I did and that's how I started and they really helped me.
I had a big bill and I actually told Cambridge about that but I told them I would never want to put that one on there. But they helped me with all my other little bills that I had because, like I said, I keep paying and I think even a lot of the guys that helped me from there said, 'Yeah, I noticed that you've been paying for so many years and you still owe the same.' I said, 'Yes, I know.' It was all going on interest. I tried my bank but I know they won't lend it to me because of that big bill that I have. So I said, 'No, I'll just try this,' and that's when I did.
I got to talk to them once in a while because they said, 'You have to keep in touch.' And they used to send me letters and I would fill them up to see how I felt and how I was doing and if I was kind of saving money. And to tell you the truth, I told them, 'No, I'm not. I can't.' But now that I'm not paying them, I'm saving that money that I was giving them. That's what I'm doing now.
They were able to lower interest rates for the ones I was paying. That's how I got them done. Otherwise, I'd probably be still paying. I'm out of it now and I told them I really appreciate the help that they gave me. So far, it was really good because I got all of my bills and that's kind of what I need. So they really helped me in that. I was really happy to hear about them.
Reviewed June 11, 2013
This actually went on back a long time. But I do remember I actually heard about Cambridge Credit Counseling on a talk radio show. There was someone on there talking about debt relief or whatever and he happened to mention that he thought that Cambridge was one of the better ones to go with and that's how I found out about them. We've talked to them off and on. And most conversations were done when we started this. I know it was probably seven years maybe. So we just finished paying them off. We've been in this house for four years or so and we were in the other house when we started this. We got at least six credit cards and it could have been seven. My wife paid all the bills. She would know better than me. But yeah, we were totally happy with them.
The job that they did, we were just thrilled to death. I mean it really helped because we got all these things paid off and it's just made differences. I'd say we paid them off in six or seven years and had we not had them and just went doing what we were doing, we'd probably still be paying on these things for another five years or so at least and paying a lot more. But I've been very, very happy with them.
They lowered our interest rates, combined everything together, but they paid like so much on each one of the accounts and then when that account was done, it was paid off. We kept paying the same amount, and then that was applied towards the other ones. And so eventually, the biggest one was the last one and I forget when it got down to where that was the only one we were paying on. But that's bigger than the last year, I think, and then it just sort of knocked that down. So now, we've got $256 a month that we're not shelling out for credit cards that we didn't need.
They took a lot of pressure off. We felt secure and confident with them knowing that we sent this payment to them and knew as long as we kept doing this that eventually, this was going to end.
Reviewed June 10, 2013
It's been a long time ago I knew about Cambridge and that's why when I got in trouble, I contacted them. They took care of it (very businesslike). Our interest rate went down with their help and they helped me get out of debt. We just paid every month... that was it, and it took care of the loan! I would recommend them to other people.
Reviewed June 8, 2013
When you do something like this with a credit counselor, you're always a little apprehensive of what you're doing, if you'll get the right person. But I felt very confident with Cambridge Credit Counseling (because I did a lot of research - I checked out several places and looked them up online). I'm already finished and really enjoyed working with Cambridge. They were really good. I haven't had any problems with them at all. I think they were very professional and they definitely helped lower my interest rate. It's freedom! I have recommended them to several people.
Reviewed June 6, 2013
I heard about Cambridge about 12 years ago on Moody Radio in Chicago. And there was someone being interviewed and Cambridge Credit Counseling came up and we've used them twice. We worked with them for three years or so. And then about four years ago, we started again with them. The 2008 crash is what started me to call them again, when everything started going out of control and with creditors charging 27 point whatever interest levels and all that.
Our certified credit counselor kept in touch with us by email and we had no trouble at all during the entire process. It was very predictable and we had worked with them before so we knew how it worked and it seemed like a good experience. The only thing that I missed was the incentive plan that they had the first time we used it. There was a good payer system that gave some type of a kickback thing if everything stayed good the whole time. And this time, they don't have that as a policy. So that I missed. But other than that, it was fine. We appreciated their help, them being able to help bring down our interest rate. It was overall a good experience, and we're glad to be done. I have recommended Cambridge to people.
Reviewed June 6, 2013
Several years ago, I saw an ad video at somebody's house and I called Cambridge Credit. At the time, he was a counselor and now, he's the president. I talked to him and he took me up because I owed some bills. I just wanted to get out of debt and there was one of the ways he talked about. He said that I could pay this per month and they would take it out of my checking account and they did. They were able to lower the interest rates and they sent me some things every month, newsletters and so on. Last month, they sent me a thing saying that I was debt free. I mean, I don't owe anything. I paid my debt. I paid it all.
I had no problem at all with Cambridge Credit. It was a good experience and I'd recommend them.
Reviewed June 2, 2013
I first heard about Cambridge Credit Counseling through my work. I really needed some help. I have a business and I got myself in trouble. We got emails saying that you could start a business with these people and then I thought that I'd try them. But then they kept taking money out and I had so many cards that I was using and I just thought this was going to pick up my business, and it never did. It just kept on adding every month and then pretty soon, I just couldn't handle paying all my credit cards back, and then I realized I was in trouble and I needed help. So I contacted my work. We have a personal system program thing and so I called that and they referred me to Cambridge. So that's how I ended up going with Cambridge.
Cambridge was really good. I mean, they stretched me a lot. I almost couldn't seem to pay my bills for a while there, but it worked out. It was a long stretch but I got it done and I'm really happy. Working with Cambridge helped me to realize that I just need to be really careful with my finances.
Reviewed May 31, 2013
A friend told me about Cambridge Credit, so I decided to get in touch with them. It was good. They were to the point and there was no hidden anything like I was expecting. Everything they told me was true. There was no misleading or anything. I was able to interact with the credit counselor and they were available whenever I needed them. I paid it off.
Reviewed May 23, 2013
I was in debt a lot and wanted to get out, and I didn't see any way of needed help. A few years ago I had gotten one of those that advertised on television to help and I got tired of them and didn't take them anymore so I hadn't looked around until my son told me about Cambridge. I've wanted to go somewhere and I didn't know where to go. My son said he had heard real good things about Cambridge Credit.
I talked to them at Cambridge two or three times. Once it got set up and got going, I really didn't need any more help. It wasn't like I needed help with doing what I was doing. All I needed help with was just paying them off. It relieved a big load off your mind to know that you're going to be able to pay them up. I think it was a while but it did get done so that's the important thing. They were able to lower the interest rate and it helped me pay the bills off by getting to pay less. I'd say they are a great relief.
Reviewed May 21, 2013
I don't really remember how I heard about Cambridge Credit, but when I did some research, I found out that they were one of the most credible ones to seek assistance from. All I knew at that time was that I had to do something and get everything in order, and so I talked to them about my problems. Although I didn't get to interact that much with my credit counselor, I would call him at times to ask about what's happening. Other than that, I stuck with the process, and I got through it.
They were able to lower my monthly payment by at least $400. The savings helped tremendously and opened up a lot of things for me. A lot of things happen in life, so less payments was great. I feel relieved, and I appreciate the help. It was a good experience.
Reviewed May 20, 2013
I was desperate. I was drowning in debt. My paycheck was literally disappearing and I had nothing to live on. So I got to do something. I think I might've gone online and tried to find a debt management organization and that's how I got to know Cambridge Credit.
The people were nice and it was a good plan. I think my gal was Nicole, and she sent me all kinds of information and everything. She talked to me a lot. She called me and asked me how I was doing. I thought that was very nice that she did that. I know that they negotiated my repayment with some of the creditors and got me a lower interest rate. During that time, I get paid twice a month. So I would live on one paycheck and the other paycheck went for that. And so now I'm able to have savings and it's not killing me. I think that was good.
And after it was paid off, I can't tell you how excited I was, with all that debt gone. I'm there now and it will never happen again. They were somebody I needed at that time to get me back on track. It was awesome. It's life-changing.
Reviewed May 15, 2013
I heard about Cambridge Credit Counseling from one of those money channels 4 or 5 years ago. I was completely skeptical about it. It was something new to me and I was just like, ''Man, I don't know if they don't take me for a noob.' I don't know if it was real or not. Every time you see something brand new, somebody say they are going to do this, you don't believe those stuff.
Out of the five years that I were with them, I probably called them maybe 5 times at most. Basically I just called them and told them ''Hey look here, I want to have particularly this much. What can you do for me?'' They gave me the options. The options worked for me. They took payments out on the 26th of every month. They didn't miss a beat, with the exception of three times that I asked them could they do something else. But other than that, it was a cool thing. It's an easy process. I think they did their job. I'll really recommend them.
Cambridge Credit Counseling Corp. Company Information
- Company Name:
- Cambridge Credit Counseling Corp.
- Year Founded:
- 1996
- Address:
- 67 Hunt Street
- City:
- Agawam
- State/Province:
- MA
- Postal Code:
- 01001
- Country:
- United States
- Website:
- www.cambridge-credit.org
