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Cambridge Credit Counseling Corp. Reviews

67 Hunt Street Agawam, MA

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Edited by: Jana Lynch

About Cambridge Credit Counseling Corp.

Based in Massachusetts, Cambridge Credit Counseling Corp. is a nonprofit credit counseling agency that provides financial education and debt management services to consumers. It offers credit counseling, debt management plans, and budgeting and financial education to individuals and families to help them reduce their debts. All counselors must achieve and maintain accreditation through the National Foundation for Credit Counseling.

Visit www.cambridge-credit.org
Pros
  • Clients are debt-free in under 4 years
  • Extensive educational resources
  • Free consultation and debt analysis
  • Licensed and/or approved in all 50 states
Cons
  • Fees vary by state
  • Must participate in a 30 to 60-minute counseling session

Cambridge Credit Counseling Corp. Reviews

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    1 featured review
    How do I know I can trust these reviews about Cambridge Credit Counseling Corp.?
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    Page 17 Reviews 2180 - 2330
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    Staff

    Reviewed April 2, 2014

    Working with Cambridge was a positive experience and I'm glad we're done. I would recommend.

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    Customer ServicePrice

    Reviewed April 2, 2014

    If I had a question, they were very easy to get a hold of. I could talk to my credit counselor at any time. They contacted me once every two months to see how I was doing and send me emails on a regular basis and were able to lower my interest rate.

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    PriceStaff

    Reviewed April 1, 2014

    I was very impressed with all the people at Cambridge. They were able to lower my interest rate and they have enabled me to get rid of that debt that I had much more easier than I would have if I had not had their services. My experience with them was very good.

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    Customer ServicePriceStaff

    Reviewed March 31, 2014

    I had used Cambridge before. I've never had any problems. My credit counselor did every so often tried to make contact with me to make sure everything was going okay. Other people at Cambridge were all pleasant as well. Every time I've dealt with them, they've been real helpful with me. They answered my questions. They cared to check on me either through phone calls or written. Cambridge magnificently lowered my interest rate. I'd recommend them. It was a great experience.

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    PriceStaff

    Reviewed March 30, 2014

    Having Cambridge was all right. Everything was fine. A friend of mine told me about them. He did business with them and I ended up doing business with them about four months after he did. I talked probably to the credit counselor half a dozen times to get setup, and only talked to him a couple of times after that. Cause we always made our payments. That money was always there and never had a problem getting it paid. I ain't saying we didn't have a problem getting it paid, but it was always in the bank when it was ready to take out. We just had to make sure it was there.

    Cambridge lowered my interest rates on everything except two American Express cards. They lowered it on that too, but not as much as it was on the other ones. Overall, they did me good job.

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    Punctuality & SpeedStaff

    Reviewed March 30, 2014

    I heard Cambridge on a local radio station. I tried dealing with some of the creditors directly, but they wouldn't talk to me. I was a little bit of stress, just because I knew the situation I was in. We were not ever late or anything per se, but I knew things were getting to a point that they were snowballing on me. So if I didn't do something, I was getting buried. In a positive way, I was not having any debt anymore. But the one negative, although it doesn't matter right now, all the charge cards I had have closed the accounts now. So I got to start all over and get a new credit card or something.

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    Price

    Reviewed March 29, 2014

    Cambridge was good. It got everything under control. I had a sudden unfortunate mishap in my family and our finances went in disarray. They helped me out with a lot of the billing and all the interest rates and everything. Anyone I hear that has trouble, I recommend Cambridge.

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    Reviewed March 28, 2014

    I came to Cambridge first. I didn't have a lot of interaction with them but I could whenever I wanted to. I got the updates and suggestions and directions that they kept up with me with. I was happy with the experience. I got what I wanted. I got my bills paid without having to go bankrupt. It didn't seem to affect my credit rating at all.

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    PriceStaff

    Reviewed March 28, 2014

    The people at Cambridge Credit Counseling were always friendly and helpful. I could talk to my counselor as often as I needed to. They were able to lower the interest rates and opened the door to a lot of opportunity... to a future without debt. Extremely helpful.

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    Staff

    Reviewed March 27, 2014

    Cambridge got me out of debt. I'm done with them now, so I was very pleased. If I had questions or anytime I needed the Cambridge credit counselor, I could talk to him. He was very helpful. At first I was a little concerned paying them at once on a fee but I got over the nervousness and let them take it over and I have been going out of debt.

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    Reviewed March 27, 2014

    Working with Cambridge was fine. No problem whatsoever. We're finished with it so it was nice to have it when we needed it. I'd recommend Cambridge to a friend.

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    Price

    Reviewed March 26, 2014

    The main reason I had to do something was because I was getting nowhere. I had three credit cards that I owed quite a bit on, and I was getting nowhere with the credit card companies as far as getting them to lower the interest rates. They would lower the interest rate on future purchases but they wouldn't do anything with the existing debt. Cambridge lowered it to about sometimes as little as a third of what it was. They definitely saved me a ton of money in interest. It was a good experience. I only used it for about two and a half years as I was able to pay off the balance I owed from proceeds of the sale of property I co-owned.

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    Price

    Reviewed March 26, 2014

    Everything just went smooth with Cambridge so I only interact with a credit counselor when needed. Everything went like it was supposed to go. They were able to lower my interest rates. I would recommend Cambridge to others.

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    Customer ServicePriceStaff

    Reviewed March 25, 2014

    I was watching The View some three and a half years ago. Someone came on talking about people having problems with bills and this guy recommended Cambridge Credit Counseling. I had been praying quite a bit before this; I needed help and I felt that was the answer and I made the call. I was ashamed that I got myself in such a mess, and then when I lost my part-time job, I was really in trouble. I wouldn't tell anyone what a mess I was in. But I was really at peace to call Cambridge, so I called them. It was unbelievable.

    In one of my biggest bills with Wells Fargo they reduced the interest rate to zero, and then almost every bill was reduced to under 10 percent, around 7. With Capital One, they stayed at 12, but I was paying 29 in most of them. Working with Cambridge has been excellent. I've never been happier in my life. The guy that I worked with was wonderful and never made me feel embarrassed about what a mess I had gotten myself into. He was just very encouraging and positive and answered all my questions before I finally said yes. I had such a delightful experience.

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    Customer ServiceStaff

    Reviewed March 24, 2014

    The experience was great. We could call or talk to anybody whenever we needed to. Everything was positive. We now have our debt completely paid in full and it feels good to be out of debt. They’re very good and if we know of anybody that needs that kind of help, we will send them to them.

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    Customer Service

    Reviewed March 24, 2014

    I talked with a certified credit counselor a few times. I didn't need to but any time I called for questions about payoff or anything, someone was always available. It was a wonderful experience with the Cambridge Credit Counseling.

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    Customer ServicePriceStaff

    Reviewed March 24, 2014

    I would recommend Cambridge to anybody. They were fine. I was reluctant to call in someone like that but they were able to lower my interest rate. I never had any problem at all. They did a great job.

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    Customer ServicePriceStaff

    Reviewed March 23, 2014

    I was at the point of having so much debt and unable to make my payments. I knew I was never going to get out of it because my interest rates were 20% plus and I felt like I had nowhere to go. I was really concerned with doing this because I had heard a lot of bad things and bad companies out there and that there could be negative reporting on your credit report because it was like more of a settlement than actually paying off the debt. But after I did all the research, I went to Cambridge because they were the most recommended. I had no problem with them at all over the course of the couple of years I did business with them. I probably called and spoke with Cambridge 3 to 4 different times to see where I was at and how it was going. And whenever I knew a couple of them where at the point of being paid off, I called and asked how it went. They explained everything to me that they would still pull the same amount out but would be making higher payments to my other creditors that were still owed. They were awesome. Every single interest rate was lowered to about 1% except for one. They were helpful. I was able to speak with the counselor that I had originally setup my account with. I had a great experience with them.

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    Installation & SetupStaff

    Reviewed March 22, 2014

    We were buried in credit card debt and I wanted out of it. I heard that Cambridge was one of the more respected organizations. I called them. We worked with them and they turned out to be fantastic. They were very efficient. Every month I got a statement from them and they checked in every once in a while, wanting to know how we were doing. I was very happy. It was just a good experience. It was the best thing that happened credit-wise. We've got all our bills paid off and they handled the whole thing. We never had any problems meeting the payments. The program that they had set up was something that was doable.

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    Reviewed March 21, 2014

    The experience with Cambridge Credit Counseling was good. I was in debt and I wanted to get out of it. They would keep me accountable and they would check in on me just to see how it was going.

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    PriceStaff

    Reviewed March 20, 2014

    Cambridge worked out well for me. The correspondence was great. I was able to contact them as often as I needed and once we got the whole thing set up, it ran pretty smoothly. You paid off a debt and you moved on to the next one and you got the documentation, and it all worked out well. We had a couple of debts where the interest rates were lowered. I’m glad we stuck with the program and got that paid off. They were very helpful. It’s nice to know that it’s done. I was pleased with the whole situation.

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    PriceStaff

    Reviewed March 19, 2014

    I found Cambridge Credit Counseling in the yellow pages. They were just always professional and always nice. I could talk to my credit counselor anytime I needed to and they were able to lower my interest rate.

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    Customer ServicePrice

    Reviewed March 18, 2014

    It was through a mutual friend that was going through what I was going through that I heard about Cambridge. I was just stressed out about bills. They made it more affordable, because obviously I never wanted to or intended to do bankruptcy and it felt good when that was paid off. I didn't need to interact with them very much; they randomly call and check on me, but it's hard for me to call back because of my job as it rang the hours when they were open. In the beginning, I talked to a couple of different people just getting my stuff ready for payment, but it was all fine and there were a couple where they did lower my interest rates. It was a great experience. I'm relieved of stress and I was able to chew off my debt without filing bankruptcy.

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    PriceStaff

    Reviewed March 18, 2014

    We heard about Cambridge through our Employee Assistance Program. I often interact with my credit counselor. Cambridge people were very helpful. They were able to lower my interest rate. I highly recommend Cambridge.

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    Staff

    Reviewed March 17, 2014

    We thought we had so much debt that we would never get out from under and had just reached that point that we thought we needed to do something. I happened to hear that guy on the radio who deals with finances and he recommended Cambridge Credit Counseling. The first guy I talked to was very nice. I felt like I had more debt than anybody in the world, and he wasn't judgmental. He said, "We'll come up with a plan and the solution, and well get this all paid off." He had a great attitude. It was a wonderful solution for us.

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    Customer Service

    Reviewed March 16, 2014

    I was stressed and overwhelmed of meeting the bills and keeping track of them. Then I saw Cambridge Counseling on The View. My interaction with Karen was very positive and made me feel hopeful. Felt concern. It made me feel like it was possible to pay down this huge credit. I never had problems if I called as often as I wanted to. It was an honest and trustworthy company. I felt at peace. They helped make it possible to pay down debt that I was just chasing my tail before we got into the program.

    I had talked to another company to help me with my debt and it was stop paying for everything for six months and then pay at $29.99 till it's all paid off. It was like get really bad credit and let everything default.

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    Price

    Reviewed March 15, 2014

    I had the need to get rid of a couple of credit cards. Interest rates were getting out of hand and I just happened to have heard of Cambridge talked about on the Janet Parshall Show. They were able to lower interest rates and have gotten rid of the debt. We're done with it and it was a great experience with them.

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    Reviewed March 14, 2014

    I'm glad I chose Cambridge Credit Counseling.

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    Customer ServicePriceStaff

    Reviewed March 14, 2014

    I was researching different opportunities for credit counseling because I'm getting up there in years and I wanted to get my debt down to a level that would enable me to start saving for retirement which I haven't been doing. I found out about Cambridge from my step son and one of the reasons I went with them is because they were recommended to me by family. I talked to my credit counselor as much as I needed. If I had a question and Cambridge didn't have the answer right away, they would follow up. Then they would either contact me by phone or by email saying, "Did we answer your question adequately?" They were very, very professional.

    They were also able to lower my interest rates significantly. We made our last payment on February 15th so now I'm pretty much debt free. And then they've called me twice since then to congratulate me and say, "Thank you for completing the program. It's a very difficult thing to do." They even follow up after you're finished with them. I would recommend them to family. That's how happy I was.

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    Staff

    Reviewed March 13, 2014

    It was a great experience with Cambridge. I was very happy with them. The only thing I ever talked to them about after I had set it up initially was updating balances. They were always courteous and easy to work with. They explained my options thoroughly and set up my account with no problems. And they were easy to contact when I needed follow-ups.

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    PriceStaff

    Reviewed March 11, 2014

    I was watching The View when I learned about Cambridge being one of the best in credit counseling so I called them. They were able to lower my interest rates more than I could do. They're just great. They did a good job. They got my interest from 29% down to 7%. And I tried negotiating with them and they just wouldn't budge. And set up a reasonable payment plan. Everyone I dealt with there was great. I managed to get it down low enough to where I could pay it off and called and told them what I was doing and they just said, "Okay, send the check to us." So they took care of it all for me. They were very helpful. They educated me on stuff I didn't know. Anytime I had a question, they had the answers. Everybody I talked to was just very informative and really nice about everything. I would recommend Cambridge to anybody anytime. They were fabulous.

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    Staff

    Reviewed March 10, 2014

    Cambridge was good - good service, polite people, respectful. They took care of us.

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    Reviewed March 8, 2014

    A friend of mine told me about Cambridge. Everybody that I talked to was nice. Every time they would email that they got my payment and that this was taken care of. I didn't have any problem with it. If I had a problem, I would email them back. Cambridge helped me out very well and was able to lower my interest.

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    Reviewed March 7, 2014

    It was a great experience with Cambridge Credit Counseling.

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    Staff

    Reviewed March 5, 2014

    Cambridge Counseling was extremely helpful getting started. We set up an automatic bill paying and it was really simple. I just had to make sure I had the money in the account. I was making my payments regularly so I really didn't need to talk to anybody often. I don't have debt anymore. It's tremendous. It was very accurate, very complete, and it was very easy.

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    Customer ServicePriceStaff

    Reviewed March 4, 2014

    I had gone through some program that my employer has where they had referred me to a financial advisor. I had also researched the possibility of bankruptcy. I had done that first and then my supervisor who had used Cambridge Credit and told me about them. So I spoke with Cambridge Credit and I decided to take that route. Anytime I needed to speak with my credit counselor, I was almost always able to get to him that same time. There were one or two times that I had to receive a call back but it was very easy to get through. And they were very pleasant to work with. Even after I'm finished, they're still easy to reach.

    Every one of my interest rates got lowered. Most of them got lowered down to zero. And the ones that didn't get lowered down, they were so minimal. The first couple of months, it took a while before payments started going in before the interest rates got adjusted. Then four of them right off the bat went down to zero. There was one that didn't really budge. They did reduce it but it went down to 9 point something percent. But they had been up to 30. The others went down to 2% to 3%. More than 50% of them went to 0 and then a couple of them went to like just a token amount of interest. The interest was very minimal. I would recommend them higher than a 5 if possible. I received a couple of phone calls from them since I've been okayed off telling about another program that's available that I plan on following up with. They were excellent.

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    Customer ServiceStaff

    Reviewed March 3, 2014

    The Cambridge team was very helpful. Any time I called, they got right to the problem, if I had one, which I didn't. If I had questions, they answered them or sent me to somebody that could. I was very pleased with them.

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    Reviewed Feb. 28, 2014

    The experience with Cambridge was rewarding. I would do it again if I had to. I hope I never have to. What really astonished me with them was how they knew at the end just how much was due as everything was coming off. A lot of places didn't. They just took your money but Cambridge had it really down pat and I was really impressed with their professionalism.

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    Reviewed Feb. 25, 2014

    I had no problems with Cambridge Credit Counseling. They were okay. They were able to lower my interest rates. I would recommend them.

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    Staff

    Reviewed Feb. 23, 2014

    I heard about Cambridge online and got in contact with them because I was trying to take care of credit card debt. I set the account up and they made the payments, and they were very, very helpful. I was very grateful for their service and I am very appreciative of it. It was a very good experience and they were out to help people who need help.

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    Reviewed Feb. 22, 2014

    The banker at Huntington Bank recommended Cambridge. We liked to clean the credit cards up. This banker knew of them and knew other people that had good experiences in the past. Cambridge has real nice people to work with. Basically after we got started on it, they just did an occasional follow-up. But they kept in contact but didn't pester us or anything. I was real happy. They got to lower interest rates, they got everything down to three or four different cards, anywhere from maybe the highest was 9% and they got a couple of them down to 6%. I was real pleased with the way Cambridge handled things.

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    Customer ServicePrice

    Reviewed Feb. 19, 2014

    It's best to use Cambridge Credit Counseling if you can't get your interest down and the monthly payments are too high. They sent me updates monthly and they called a few times, but everything was done so smoothly, I didn't have any questions or need anything. They did keep in contact with me through email.

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    Staff

    Reviewed Feb. 16, 2014

    My sister-in-law and her husband had gone through Cambridge for their credit card and It was fine. They were very helpful and worked with me and did what I needed them to do.

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    Customer ServiceStaff

    Reviewed Feb. 13, 2014

    We had a friend that had used Cambridge before and really liked it. We had some credit card debts, so me and my husband when we got together put our credit cards together and consolidated it into one payment, so we could pay it off. We called and everything was great and worked out, so we did it. Their team was awesome. Everybody was very helpful and anytime I had a question, I called and everything was answered. Overall, great customer service.

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    Reviewed Feb. 11, 2014

    I'm very grateful with Cambridge Credit Counseling. It's a life-saving program. I was very pleased with everything. My payments were affordable and I was able to make them every month. I had no problems and I'm very relieved that it's done and over with. I can start saving some of that money that I was paying them every month. So I'm in a very good position here right now. It's wonderful.

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    Reviewed Feb. 8, 2014

    I'm very happy with Cambridge Credit Counseling. I had heard about them through a friend for the consolidation use. They were always very nice. It was very effective and it did what it was meant to do.

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    Reviewed Feb. 7, 2014

    I was in dire need of getting my finances in order. Debts were piling up and I decided to call Cambridge Credit Counseling to give them a try, and I liked them. The monthly payment was affordable to me. But they worked out for me, and I'm done with the program, and I'm very happy. December was my last payment. They were excellent and it's an excellent company.

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    Reviewed Feb. 6, 2014

    Cambridge Credit Counseling provided me a cheaper way to try to get out of debt instead of being charged outrageous rates. They let me do my payments at the amount that I could and they were nice people. They did pretty good.

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    Reviewed Feb. 5, 2014

    I heard about Cambridge Credit Counseling from my cousin. She told me about how good they are so I decided to try it. They've all done an excellent job and I would recommend them.

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    Reviewed Feb. 5, 2014

    Cambridge Credit Counseling was very helpful. They set me up because they knew that my debt was so bad at first. They didn't charge me any kind of fee nor did they ever the whole time that I was with them for close to five years. So I never had to pay anything more than the actual debt that I was trying to pay off. And then about two or three years into it, I lost my job. I told them, "Look, I'm not going to be able to make any payments as much as they are. Can we renegotiate with the credit card companies?" They went and did that for me and got my monthly payment lowered a couple of hundred bucks.

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    Reviewed Feb. 4, 2014

    We were just overly strapped. We were paying our bills and mortgage payment and doing the things we were doing but we weren't getting ahead. I noticed that we'd never ever going to get rid of these credit cards and the goal was obviously to pay these creditors off and give them their money which they deserve. I just knew that at 22%, 23%, we'd be paying for 60 years until I was probably dead in the ground. And honestly, I was at work and honestly heating some food up and I'm looking at the board that says minimum wage and says all those kind of back injuries last year and all the crazy stuff.

    Right then and there, it said something about the Cambridge Credit thing and credit counseling and there's a list of like a whole bunch of bulletin poster board type thing and Cambridge Credit was one of the ones that was on it. It did look like it was legit. It said Better Business Bureau rated. So I started thinking about it, talked to my wife about it, came home, and made the phone call. And she got online, checked up the Better Business Bureau about Cambridge, and we found out some information and realized after talking to them on the phone that this could be really helpful and that's what made us get into it, involved.

    We started off with Tony, who he gave us the information. They contacted us for the first couple of months and showed us some information, things we could do to budget or things you could do to do things differently. At that point, he just told me he think we’re doing pretty good. We've got things in order. This money is disappearing. It was automatically deducted obviously and it was just disappearing and paying off. And then we get the statements from credit card companies in the mail and noticed that stuff was disappearing slowly but surely. And we called a couple of different times to see where we’re at, where we were standing, how things were, and everybody we ever talked to was fine.

    We're done with the program now. It was a good experience. I could never have gotten where we are at right now to have an extra thousand dollars in our pocket right now with a new baby. Just Looking back at it, we paid the company 50 bucks a month for this. You add that up over whatever it was, four years, it comes out to a decent chunk of money but it was worth every bit of the two thousand dollars because there's just no way in hell I would have ever gotten it paid off in time. And for those three or four years that we didn't have it, we didn't use a credit card. Christmas time came, the money was there, we used it. We didn't. Our savings account is growing. It just feels good to be that free. We are always very pleased about the way it turned out and really appreciate what Cambridge Credit Counseling did for us.

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    Reviewed Feb. 4, 2014

    Cambridge people were straightforward and seemed nice and understood what was going on and explained it well. They were able to lower interest rate on almost everything. They were understanding, easy and helpful.

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    Reviewed Feb. 3, 2014

    Cambridge Credit Counseling was on the radio and I thought it will be a good idea. So I gave them a call and they called me back and the rest was history. So I signed up for all the cards that I had. They were able to make everything more manageable and lowered my interest rate. My interactions with the people over at Cambridge were fine. Working with them was very good. I got rid of my credit cards. Overall, I think it’s a good experience just getting away from when you're overwhelmed with debts and didn't know which way to go. The more you pay, the more interest you’re being charged. I think it’s a good way of getting out of debt.

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    Reviewed Feb. 3, 2014

    Cambridge Credit Counseling was very professional, and they did a nice job.

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    Reviewed Feb. 2, 2014

    I would highly recommend Cambridge Credit Counseling Corp. to a friend.

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    Reviewed Feb. 1, 2014

    Cambridge Credit Counseling is absolutely wonderful. They are one top organization. They never bothered you and they were helpful. It was just the best thing I ever did!

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    Reviewed Jan. 31, 2014

    Cambridge Credit Counseling was helpful. Interaction with them went fine. They were able to lower my interest rate and be able to pay off my loan.

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    Reviewed Jan. 30, 2014

    Cambridge Credit Counseling is good, perfect. I got to Cambridge Massachusetts ironically for some graduate school and Mom knew I had a lot of credit card that I needed and she connected me with them and then a gentleman called me from Cambridge and he started the program. The initial setup call was very helpful and he described he just keep following up with me because I was new in the city here and at that time I was sneaking behind the stairways in class to talk to them because they have to call during the regular hours, but then found that it was a very pleasant conversation and the individual wanted to help, the same person which is really neat, and followed up with me and eventually signed me up. They were able to lower my interest rates.

    I needed to make less payment maybe a few years back down the light and they said, "Okay, let's check with the bank", and they did and they were able to make the payment less. I would love to have my dad and my sister go through it now. I'm really focused on getting their credit.

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    Staff

    Reviewed Jan. 29, 2014

    My mom saw something about Cambridge Credit Counseling on The View and I was still a little in debt and she leaned on me to go that way. They did get about 30 bucks a month for me for themselves and I didn't have payments all over the board like I did before. I am not unhappy with them. If I had a little bit better money discipline at that time, I would have probably not done it. They did help me. Nicole was the one who I dealt with and was very nice but at the end of the day, it took me three years or so to pay all that stuff down. You are supposed to pay more than what they pay and I didn't catch onto that at first. They basically just pay the low ball on your credit card. You are not really making much headway unless you start knocking stuff off on your own which I finally started doing and that is why I got my Home Depot card paid off, my Best Buy card. I'm paying the extra, but I wouldn't say its predatory, but it's a mixed bag.

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    Reviewed Jan. 28, 2014

    Cambridge were helpful, easy to contact and knowledgeable. Once I got set up, I hardly ever had to contact them because I kept getting the monthly reports from them. And at the end, it was very complete. Everything I needed to know was right on my report. And then my debt was cleaned so that's good. Everything worked out good. They asked me if I had any more debt and I said No. Theirs would be the first name to pop into my mind if I heard something or where somebody needs some help.

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    Reviewed Jan. 27, 2014

    My daughter-in-law had some problems several years ago and went through the extremes with Cambridge Credit Counseling and was very happy with it, so my wife and I tried it... and it worked! We got rid of our major debt problem and hopefully we are going to stay that way. They gave us a monthly report on what was going on and they were very easy to get along with. It was the best get-out-of-debt I've ever experienced.

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    Reviewed Jan. 26, 2014

    Cambridge was the best thing that ever happened to me! I was watching CNN and they were talking about credit card debt and everything. It's over five years ago. I was in a stressed state at that time, so it piqued my interest. One of the people in the panel recommended it and gave a phone number. They tremendously helped me. They made you feel like you weren't a bad person for getting yourself into debt. You try to do your best but life just throws you punches that you have to do what you need to do to survive. So Cambridge Credit Counseling made me feel that they supported me and that they cared about me.

    It was very painful to start with because I didn't have extra money. Once I was able to resume my prior employment, it's been awesome. It got better because you got raises and so it was more manageable. But it was the hardest thing. It was a hard lesson to learn. It was hard to go through it, but it was the most rewarding thing. It was gratifying to me that I could pay off my debt in five years.

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    Reviewed Jan. 25, 2014

    I had used Cambridge before and had seen it advertised on television. Plus I knew I wouldn't be able to get anything from the bank so I contacted them. They were great and were able to lower my interest rate. They called me every once in a while just to check and see if I had any other bills I wanted to add... and now they're all paid off! I appreciate what they did for me and have already recommended them.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Jan. 25, 2014

    I was surfing through Line 2 for consolidation of our debt. Cambridge popped up and I was just reading reviews, did a couple of research here and there, checked out the website, and they had pretty good reviews and actually pretty friendly people. My interaction with them was pleasant. Every time I called or asked questions or get updates, they were pretty quick and very informative. They gave me extra information that I needed and information I didn't even ask for, that I didn't know about, they reminded me about it. They were actually pretty good at lowering my interest rate.

    They're always giving me updated paperwork that I need and keeping me advised on how my loan's going, no schemes. They were just straight to what needs to be done. Don't try to sell you nothing that you don't need. They pretty much inform you what's out there. Of course if you need more help with your financial situation or finance planning, they offer other help.

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    Staff

    Reviewed Jan. 24, 2014

    I was just graduating college with a lot of student debt and I needed to get rid of some other debts and to find a way to consolidate. I have read some reviews on Cambridge Credit Counseling and contacted them. When I had to contact them like when switching my bank account, they were pleasant. If you're looking to get rid of credit card debt, go see a debt management system like this.

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    Reviewed Jan. 23, 2014

    I'd recommend Cambridge Credit to a friend. My experience with them was great.

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    Reviewed Jan. 22, 2014

    I went straight to Cambridge Credit Counseling. Everybody was very kind and helped me out and got me a payment plan and helped me with my creditors. So it was good. I don't think they were able to lower my interest rate but I was happy just to be able to get the bill paid off without people harassing me and not have to file bankruptcy. That would have been the next step. I was quite pleased with them. Whenever I had a question, I could call. They answered it. It was a good experience.

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    Reviewed Jan. 22, 2014

    I heard about Cambridge through a talk show program on TV and there was a state representative who was talking about debt counseling. You hear all these companies in advertisements but this guy endorsed it. Basically, he said Cambridge is a credible or good company if you have a debt counseling issue. So I wrote it down right away. You can hear anything you want [and they had it], but if somebody that’s a credible person says, “Hey, this company is legit,” then that’s what I’m more into and less into than ads on TV or something for a company.

    They were able to lower my interest rate because my interest rate was 29.64. It was up there. There was no way I could get it ever paid back. And it was all medical bills that I had to put on a charge card at a couple of times. I had a couple of tragedies in my family. I had a son that had cancer and I don’t know if you have any clue how much you’re going to spend if you got a family member with cancer. You’re traveling all the time. Three years after that my wife got real ill and she was in a specialized hospital for about seven or eight months and then she died. So I lost two people in a matter of a few years. But they wrapped up the bills, even our hotel bills and medical.

    With Cambridge, I didn't have any problems like if I couldn't pay a month or something like that. I was able to pay every month barely but I was able to pay the bill each month. I never ran into any trouble with them. And that’s where you’d find out what kind of company it is. I come so close sometimes when they were going to pull the money out of the account. I get just a couple of bucks to get the money I needed to pay them off like a few hours before they pulled it and stuff like that. It was nerve wracking but I was able to make it.

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    Staff

    Reviewed Jan. 21, 2014

    I heard about Cambridge Credit Counseling from a gentleman on the radio, a finance guy here locally. I really didn't have a whole lot of interaction with them, just the initial. There were times where they'd ask for followup calls but I was handling everything fine myself. They lowered my rates on some of my cards. Cambridge was very helpful.

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    PriceStaff

    Reviewed Jan. 20, 2014

    I was trying to get caught up on bills and get them paid down. I looked at some banks but they wouldn't loan me any money. So I went with Cambridge Credit Counseling. They were able to lower the interest rates on some of my bills. They were very useful.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 18, 2014

    I heard about Cambridge on Fox News so I looked them up on the internet and went to them. Originally, when I called, we went through all the procedure of what we needed to do and it was informative. It went pretty quick. They took care of everything so I got set up on the program. It works great. All in all, it was a good experience.

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    Reviewed Jan. 17, 2014

    I heard about Cambridge through a friend. I got in contact with them because I had credit card debt that I was making minimum payments on a month, and I was never going to be able to pay it off at that rate. So I need some help getting the interest rate lowered. And they were able to do that. They were extremely helpful. I have recommended Cambridge to friends.

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    Reviewed Jan. 16, 2014

    A friend of mine had previously used Cambridge Credit Counseling for credit card debt so I used them. Every time I talked to them over the phone, they've been very friendly and helpful in terms of coming up with a plan of how to fix my debt. They worked for me to have a lower interest rate and helped me pay off my debt much sooner. I have more money now that my debts are paid off and I've learned life skills in terms of savings from that.

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    Reviewed Jan. 15, 2014

    I've used Cambridge Credit Counseling twice. The first time, I had credit card problems, only a lot worse. But then I got into credit card problems again. So I dug up the paperwork that I had at that time and I gave them a call. My experience with them was good. I haven't had any problem at all with them. They lowered my interest rate and working with them gets me out of debt. Other than my mortgage, I'm pretty much debt free.

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    Reviewed Jan. 15, 2014

    I got out of those credit cards working with Cambridge Credit Counseling. Everything went well with my interactions with their people. I went straight to them and didn't seek any assistance from my bank or any other institution before contacting them. They were able to lower my interest rates.

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    Reviewed Jan. 14, 2014

    I heard Cambridge on a radio station on my way home from work one day. I got in contact with them because I thought it would just be the easiest way for us to reduce our debt to pay our credit cards off. It's been great so far. We literally just paid our last payment last month. We're just now starting to see a difference. Cambridge was very helpful in helping us get our lives back on track.

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    Reviewed Jan. 14, 2014

    I just heard about Cambridge Credit Counselling on the radio and it was back in Michigan. I’m in Tennessee now. They worked well for me. I didn't have any problems with them and they got my interest rate down like they said they would. It took me a while to get it all straightened out, but it’s all straightened out now. They were helpful every time I ever called them, so I didn't have any issues at all. I’d recommend them.

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    Staff

    Reviewed Jan. 13, 2014

    There was nothing I could do for myself. I was always stressed about everything, credit card problems. I saw the Cambridge Credit Counseling number on TV and I called them. They were good. It worked for me. When I used them, I didn't think about them for four or five years and now they're all paid off.

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    Customer ServicePriceStaff

    Reviewed Jan. 12, 2014

    I heard about Cambridge through an article or a show that listed a bunch of credit counselors and for some reason I picked them. They’re really helpful. I can always get someone on the phone. For the first six or eight months someone would call me to check in just to make sure everything was going well and payments were too high. I called them, and they were able to get them lowered. They were super, super low. Like 6 or 7% interest rate. Very, very low, reasonable payment. So it was a really great experience. Have recommended them to people.

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    Staff

    Reviewed Jan. 12, 2014

    I have nothing but really high regards to Cambridge Credit Counseling. I would refer them to everybody, anybody that wants to be responsible for their debt, doesn't want to file bankruptcy, wants to own up. I didn't want to get out of my debt. I'm self-employed. I got myself in a horrible situation. I paid it off and it was great. I only had really one or two interactions with people at the very beginning. We set my payment structure. They handled everything. And I never missed a payment. It always came out of my account and I'm done. Excellent.

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    Reviewed Jan. 12, 2014

    I was looking at some of the yellow pages and that was about 4 years ago. I did decide to call Cambridge and look into what they were offering. I thought it would work for me so I got into a program. It kind of boost my faith within myself to know that I can get with one thing and stick with it till the end, so that kind of help me to see that I could do that. And when I got with them, that's what it did for me...to see that I can stay on track with something and stick with it.

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    Reviewed Jan. 11, 2014

    I saw an interview on one of the morning stations with the founder or president of Cambridge and I called them, they set up a program for me and it worked very well. The people at Cambridge were very knowledgeable, very friendly and very helpful. I had 23 different credit cards and they go into some very high interest rates - 22, 23, 25%. They got them all down to 8, or 9 was the most expensive one.

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    Staff

    Reviewed Jan. 10, 2014

    Cambridge is the greatest place in the world. They are amazing people. They help me four years with my credit cards. I am no longer in debt there and they got my loan and my home mortgage modified. The money that I spent to do this is minimal. I would recommend them to God.

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    Staff

    Reviewed Jan. 10, 2014

    Some financial person had mentioned Cambridge Credit Counseling on the radio. That's why I looked into it. I wanted to do something to get rid of some debt so I went with Cambridge and it was good. They were very helpful and I'm glad that I don't have that debt anymore.

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    Price

    Reviewed Jan. 9, 2014

    I was sharing some information about my own situation with a friend and they talked about the Cambridge program that they went through. I looked it up and went from there. Since he went through it, it was enough for me to trust. I didn't go to my bank but I did seek some other debt consolidators. It's the trust issue. The people at Cambridge were able to lower my interest rates and stayed on it. I did what they asked me to do as far as paperwork and we got it going. Every month, I was able to get myself through email so I was seeing what was going on. Most definitely would recommend them to a friend.

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    Customer ServiceStaff

    Reviewed Jan. 8, 2014

    I had a friend whose wife had heard about Cambridge initially on the Oprah Winfrey Show. She had called and spoke to them and at the time they were thinking about doing it so when he told me about it, I called them and they just seem to be very willing to help and seem to have a pretty good reputation and so we went with them. I can't say enough about that company because they had been so accommodating and anytime you call they're so nice and helpful and I was very pleased with the whole thing. I have recommended them.

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    Reviewed Jan. 8, 2014

    Our experience with Cambridge was excellent. We've used them before and we'd use them again.

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    Staff

    Reviewed Jan. 7, 2014

    Everybody that I have dealt with down at Cambridge Credit Counseling has been excellent. Jennifer had so much patience with me. I would recommend them to a friend because a friend did recommend them to me, and she was very happy with them as well.

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    Customer ServiceStaff

    Reviewed Jan. 7, 2014

    I had a friend that was into debt and had gone to Cambridge to consolidate. I called and talked to them, and they contacted me as needed. I didn't often respond like I didn't call them back every time that I needed to but they were always very helpful and encouraging. It was a good experience. I have already recommended Cambridge to a couple of friends.

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    Customer Service

    Reviewed Jan. 7, 2014

    We had credit cards that we were just barely paying. We were paying but we would use what we paid each month and we were just stuck. And our medical expenses were increasing. So we needed to get those paid off and we needed a way to do it so we decided to contact Cambridge Credit Counseling. We were with them for three years and had an excellent experience. I have no complaints at all. Any time I needed anything, they took care of it for me. They took a lot of stress off of me. My husband has been very, very ill and so we had medical bills that started piling up. Cambridge jumped right in there. I gave them the information and they immediately took care of it and stopped all the calls and got everything paid. If we have a problem, I would definitely use them again.

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    PriceStaff

    Reviewed Jan. 7, 2014

    My husband researched and looked into some of the different companies that try and help with credit card debt. He heard that Cambridge Credit Counseling was the best. We went straight to them. It's been great! Everything worked really well. They got us out of credit card debt. They worked with all our creditors and got down to where some of them there was no interest and some there was a little bit of interest. But we were able to get that money in the bank every month and they paid it. Then when I was fortunate enough to be able to pay it off, they handled all that and it was awesome!

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    Customer ServiceStaff

    Reviewed Jan. 6, 2014

    My dilemma was that I had gotten myself into debt due to family emergencies - in order to save my granddaughter's life. I knew I needed help in getting out of debt because when you're trying to save a life, the sky is the limit. Unfortunately, she did pass and I was in a mountain of debt. I use credit cards whenever I could and I knew I was in trouble. However I do know I have a very good job and make a lot of money so I just needed someone to help me get through it and I was terrified. I’m from Cambridge and when I looked in the book looking for something for management, one of the members of Cambridge Credit Counseling came to me.

    When I called and told them the dilemma that I was in, they were very soothing and very attentive and absolutely took me on as a client. The sales representative called and talked to me in the first month that I signed on. However through the years when I called, I talked to whoever answered the phone and sometimes they knew and sometimes they didn't know me. I thought the personalization was really valuable when going through difficulties. I did get someone. They would always call back but I didn't always talk to that counselor and in the very end it was like this basic business. Their record keeping is good. They did provide me with paperwork. However, I do have one criticism and that is I never saw the balance shrinking. I did not know what the balances were. You don't see it shrinking and you need to see it's going away. I would recommend them to anyone because of the way it's set up though.

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    Reviewed Jan. 6, 2014

    I first heard about Cambridge Credit Counseling through my sister. And the reason why I contacted them at the time was because I had just moved to a different state, transferred with my company. At that time, a lot of us had gotten laid off. It just came out of nowhere. So I still had bills to pay and I contacted them based upon my sister's experience with them. It was very rare that I felt that I needed to contact them because everything was handled in a timely manner. Once I got my creditors set off, I never had any issues at all. And if I did have any questions, I could contact Cambridge. If I talked to a person, they were always very helpful to me. I've told my other sister about them as well. There's quite a few people that while they don't talk really about their personal experiences with their finances, I have made reference to Cambridge to them.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Jan. 6, 2014

    My interactions with the team at Cambridge were really good. They got back to me really quick when I called them, and their answers to my questions were right on so it made me feel comfortable. They were very professional and handled everything really well and advised me of anything if there were any discrepancies in the bills or anything quickly so that I could fix it. They were just really good!!! They were able to lower my interest rate.

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    Reviewed Jan. 5, 2014

    I heard about Cambridge through a friend who was also using them at the time. The reason we had gone with them was because I had lost my job. So it made a huge difference in income so we had to make some changes. We went straight to Cambridge and it went very well. We didn’t have any issues with anything. We always had access to information. They were very helpful throughout the whole process. They helped out a great deal, and did lower our interest rate. I would recommend Cambridge.

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    Reviewed Jan. 5, 2014

    I heard Cambridge from my neighbor who had had the experience of going through them so I decided to contact them. I did business with a John and he was just wonderful, very understanding, kind and patient with an old lady and really nice!! I have recommended them to two other people.

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    Reviewed Jan. 5, 2014

    I saw David Ramsey on television and he recommended Cambridge Credit Counseling. I did get a lot of the interest on my credit cards lowered myself. It was just so hard for me to force myself to make the extra payments. That's why I went with the group. That way, I paid a certain amount, paid one instead of six which just made it easier and tough at the same time. It was great working with the team. They had done everything good. I'm glad it's over. They did everything they said they would and done it good.

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    Reviewed Jan. 4, 2014

    I was originally signed up with another company through a recommendation of a friend. They ended up being poorly managed and went in bankruptcy and had a class action lawsuit filed against them. It was a horrendous experience. After a year or more of dealing with them almost on a daily basis, I researched on the web and came across Cambridge Credit Counseling and they were highly recommended. So I signed up. I did my first interview because obviously having a bad experience, I had lots of questions and they met a lot of points that weren't met by the other companies. They did it the right way so that alleviated a little of my fears about choosing them. They paid everything to the creditors that they took out of my account. That was a big bonus compared to the other one, considering the other company did not do that. But outside of doing a good job, they communicated really well. Every month, I got a statement that said what was paid into what card and when it was paid and everything was confirmable. The transparency and the confirmations every month was a huge help.

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    Reviewed Jan. 3, 2014

    Going back a few years, living in the Greater New Orleans area, we were impacted by Hurricane Katrina... I found Cambridge online and got in touch with them. They were helpful, attentive and compassionate.

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    Reviewed Jan. 3, 2014

    A friend of mine told me that she saw Cambridge Credit Counselling either on the Ellen Show or something. At the time I was just choking with credit card debt. Every month I would pay the minimum balance and not have anything left over. The balance wasn't going down and I wasn't having any money so I went to them. I had to pay every month drastically but I just finished the program and it was good! The people at Cambridge were GREAT! I have recommended them to people.

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    Reviewed Jan. 2, 2014

    Cambridge Credit Counseling handled everything beautifully. I have no complaints and I would recommend them to anybody. And I'm so glad I got them paid off. I had no problem with them. A guy named Jack was the one that handled all that stuff and he was fantastic.

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    Reviewed Jan. 2, 2014

    We were just trapped, trying to make ends meet, trying to pay all those bills at one time. And we looked Cambridge Credit Counseling up in the telephone book. We had no problems whatsoever with them. Everything went real smooth and if I had questions, I'd call them up and they'd get back with me. It's been a good experience.

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    Reviewed Jan. 1, 2014

    A friend had got in with Cambridge and she was happy with it so I decided I would check in with it. We had really good people that helped us. We got five or six different credit cards paid completely off. We just finished. Life is very good. We liked it!

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    Reviewed Jan. 1, 2014

    I learn about Cambridge from WLW radio station and I was in kind of a desperate place so I went straight to them. They were very pleasant and cooperative and quick to get on the phone. In most cases Cambridge were able to lower my interest rate. Now that I’m complete with them, it’s a good feeling. It’s a great experience.

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    Reviewed Dec. 31, 2013

    It was through a friend of my sister’s that I heard about Cambridge. I went straight to them. They were able to lower my interest rate. Everything was fine and good. They helped me out and did wonders for me. It helped a lot.

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    Reviewed Dec. 31, 2013

    It was some time in the fall of ’08 when I heard about Cambridge because my mom was in the program. I had in the past asked the assistance of some institutions, and I thought I’d try something else.

    Most of what I did was online on the computer - a few surveys here and there. I didn’t have a whole lot of interaction with people. And in all the cards that I had in the program, the interest rate was lowered. It was a simple process and they were easy to work with to get out of debt.

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    Reviewed Dec. 30, 2013

    My brother works at Cambridge, and I worked there for a while myself so I knew about Cambridge for a while back. I had it on direct deposit. The process was pretty easy. They're a very, very good company.

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    Reviewed Dec. 29, 2013

    My experience has been very good. I would recommend Cambridge to friends and family.

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    Reviewed Dec. 28, 2013

    I did have a good interaction with the people at Cambridge. They didn’t make the process too complicated at all. They explained everything really well. And I believe they did lower my interest rate. Cambridge were very helpful and took a lot of stress off.

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    Reviewed Dec. 28, 2013

    My mom found an article in an old magazine. She gave it to me and said, "I found this article. Check into it for that counseling to consolidate all your credit cards." So I called Cambridge up and got our plan. And it was easy and it was a fine experience. It took a long time but that's my fault. I would definitely refer somebody to them who needed help.

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    Reviewed Dec. 28, 2013

    I heard about Cambridge over Moody Radio. They were able to lower my interest rate and I finished paying it off. I’m okay now.

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    Reviewed Dec. 27, 2013

    I was watching the news and Cambridge were on the news as one of the better people to use. I got in contact with them because we had bought a house in 2005 and we put a whole bunch of money into remodeling it and then the economy started to die. We weren't able to recoup our remodel by selling the house. We’re a military family so we were planning on buying something, gaining equity, and then selling and making some money. And that just happened. So we used them to pay off all the debt we had from the house. Cambridge people were really good. They were able to lower our interest rate. Now I’m totally debt free except for my house and my car. I just paid everything off this December. I definitely recommend them. My experience with Cambridge was life changing.

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    Reviewed Dec. 26, 2013

    I had a large credit card balance and wanted to pay it off, but I couldn’t pay it off with what they wanted - on their monthly rates and with the interest going up constantly. I wouldn’t have been able to pay it off. So I went into the yellow pages and found Cambridge. They did lower my interest rate. I've told people about them and to call them if they were in debt and to find their way out of their debt, definitely... I would recommend them to anybody!

    That was a great experience for me because I really felt very hopeless at first. I thought to myself I will never be out… and I will never get into that situation again. That's the end of that credit card stuff. I found that really doing the way I did and not missing the fact of that money being given back the way it was given back to Cambridge Counseling, I've learned to live without the need of having a credit. It made me learn to pay for everything upfront and if you don’t have it, you don’t have to put yourself in debt to get it.

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    Reviewed Dec. 25, 2013

    My daughter told me about Cambridge Credit Counseling. I loved it! Their people were really nice, and they lowered my rates for me, so working with Cambridge has been good for me.

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    Reviewed Dec. 24, 2013

    My husband had used Cambridge and when I've had the need, I contacted them as well. They were all very helpful, nice and informative. They were able to lower the interest rate on some of the accounts. If the balance due is over a certain amount, they could lower the interest rate. I accomplished what I wanted.

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    Reviewed Dec. 24, 2013

    The Cambridge people were very courteous. I couldn't ask for anyone nicer! They were able to lower my interest rate and I'm all paid up with them. I don't owe any credit cards. They helped me right through it. It feels very good.

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    Reviewed Dec. 23, 2013

    I decided to call Cambridge to seek assistance for my credit card problem. They target the different companies that you're having difficulty with by lowering the interest rates and making it more affordable and before you know it, it's paid off. I’ve had no problems dealing with them except for the one time that a rep didn't read my statement properly when I called to find out about my final closing statement. But other than that, in my experience Cambridge has been a professional operation.

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    Reviewed Dec. 23, 2013

    Cambridge is just FANTASTIC. They’re easy to work with, understandable and the people are great. Everyone I came in contact with was very pleasant and helpful. They were good from beginning to the end. We did our contract and they would call and check on me every once in a while. They sent me letters to find out if anything had changed. I really appreciated the assistance given to me by Cambridge.

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    Reviewed Dec. 23, 2013

    We contacted them and they always answered our questions when we got a hold of them. They were very professional. They did exactly what they said they were going to do, and they did lower the interest rate quite a bit. They did a fine job.

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    Reviewed Dec. 21, 2013

    I had an HSBC which is now Capital One's. I couldn't pay off all of my credit cards that’s why I contacted Cambridge. It was only one time that I talked to Cambridge’s team. It was before I paid it off. They were good and did what they said they would do.

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    Reviewed Dec. 21, 2013

    Cambridge went above and beyond in helping us. We had so much credit card debt and were in over our heads. We had tried calling the credit card companies directly to see if they would negotiate with the interest rate because we had missed a few payments. And every single credit card we've jacked up almost over 20% interest and they weren't going to do anything for us. My friend who worked for Cambridge sat us down and worked out a great agreement. They even helped us refinance our home too all at the same time. Our home interest went from 9% down to 2.5%. They're incredible!!! They saved our home and our credit. I can't say how grateful we will always be. They were absolutely amazing!! I would recommend them in a heartbeat.

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    Reviewed Dec. 21, 2013

    I called Cambridge Credit Counseling when a friend told me about them. I spoke with a rep named Jennifer about consolidating my credit card debts and she was wonderful. Cambridge was able to lower my interest rate and get everything more manageable for me. I paid my credit card off and it was good. Cambridge will do you good and I would suggest to get involved with them.

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    Reviewed Dec. 20, 2013

    They were seriously like the answer to my prayers! From the get go, I had such a positive experience with them. The initial representative, financial advisor, had to have been the best that they had on board because I was sad that I didn’t get to continue working with him. But he just really sat down and helped me evaluate every single one of my expenses, any debt that I had, basically just turned my life around in the most positive way! I cannot speak highly enough about Cambridge because I was devastated, was in a ton of debt, and didn’t know how I was going to get out of it. The interest rates of these credit card companies were swallowing me alive. And Cambridge helped turn a very impossible, desperate situation into one that was manageable.

    I pretty much had 95% of my debt paid off in the last several years because of their assistance, help and guidance. I’ve highly recommended them to any friends or family members who were in a similar situation where they were scared and felt it was the end of the world. I’ve had people tell me I should have filed for bankruptcy and I’m so glad I didn’t because my whole ethics and philosophy in life is you don’t do that. I got myself into my mess; I needed to get myself out of it. I am so proud and so excited to say because of Cambridge’s help, just recently for the first time in my life (and with my mother’s help who put the down payment), I was approved to buy a house and we bought our first house! And they really, really are patient. They’re kind.

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    Reviewed Dec. 20, 2013

    We sought the assistance of Cambridge because we had some debts to consolidate and they did a FANTASTIC job in helping us. Their team got back to us when we had questions and was always very good. We've recommended Cambridge to lots of people every chance we get.

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    Reviewed Dec. 20, 2013

    Their team was fantastic! They were very helpful and did everything they said they were going to do. They were a legitimate company and I can’t say enough about them. They helped me out of a really difficult situation and I paid everything off… and it was GREAT. I’m glad they’re there to help. I’ve already recommended Cambridge to some people.

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    Reviewed Dec. 19, 2013

    Cambridge delivered on their promises. Their team was responsive. I don't have any complaints. They made a plan and I stuck to it and in the end, the results were good. Anytime I called or needed any assistance, they were there to help and they were able to lower my interest rates on most of my cards.

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    Reviewed Dec. 19, 2013

    I stuck with Cambridge and it worked out well for me. My interaction with the team was fine. They were prompt and answered my questions as they came along. They did offer a number of different services, some of which I took advantage of and some I didn’t. Cambridge has really helped me out.

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    Reviewed Dec. 19, 2013

    I was drowning in debt when I reached out to Cambridge for assistance. I heard about them through a television advertisement and it seemed like a good thing to call. There were a couple in the yellow pages and some of the fees were really high. I thought with credit agencies, some they say are free, but I couldn’t find any of those. So Cambridge was very reasonable. The team at Cambridge was really good. There was always somebody there to talk to. They had my file and knew what I was talking about and they would call periodically. They also send review letters updating things on a regular basis. I have recommended Cambridge to my friends.

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    Reviewed Dec. 18, 2013

    I am glad that Cambridge was available to help. I heard somebody mentioning their services over the radio and thought that would be worth checking into, and it was! The lady rep I interacted with was great. Cambridge has DRAMATICALLY lowered my interest rate.

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    Reviewed Dec. 18, 2013

    I was at the hospital one day and looking through a magazine. It was a Christian magazine and I found the article about Cambridge Credit Counseling. I didn't know how I was going to get my bills paid. I contacted them and it’s great. They were able to lower my interest rates and I’ve got them paid off. A huge weight has been lifted off my shoulders. I enjoyed the experience with Cambridge very much!

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    Reviewed Dec. 18, 2013

    I was dissatisfied with the people I was with before and a friend of mine referred Cambridge. I could call anytime I needed to. They helped me get out of debt and whatever question I had they helped me out with it. I would recommend them to somebody. They were very helpful.

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    Reviewed Dec. 17, 2013

    I was kind of at a loss when I called Cambridge and they were just very helpful to me at explaining how I could get out of this debt that I was in. Cambridge was extremely nice and knowledgeable. Just what I was looking for.

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    Reviewed Dec. 17, 2013

    I've used Cambridge service once before 15 years ago due to marital debt and I didn't have any problems. I knew what I needed and how their product works. My interaction with the Cambridge team was all positive. I never needed to contact them much. It’s very convenient and easy to work with them. I would recommend them to a friend.

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    Reviewed Dec. 17, 2013

    Cambridge is the place to go to for anybody in any kind of trouble as far credit is concerned because they can help you. I was watching the news and saw them. I know there's a lot of people I hear always taking people's money and a lot of people act like they can do this and really can't and a lot of people were losing their homes and because of propaganda. But I was thinking it is legit if the news was promoting it so I figured I was going to try it. I spoke with them and that was it. I was able to talk to my credit counselor as much as I needed. I worked with Chris (he was assigned to me). He was very good. They were able to lower my interest rate. It took some time but I got out and I'm here. They work with you. I am finished. That's why I tell everybody about Cambridge. I’m very satisfied.

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    Reviewed Dec. 17, 2013

    Cambridge is wonderful! My first year was with them. They were very helpful every time I contacted them. I've only dealt with two of them and they both treated me very well. They were able to lower my interest rate. It's awesome! I'm happy! I'd recommend them to anybody. If I ever get into trouble I'd be calling them again

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    Reviewed Dec. 17, 2013

    One of the credit cards went crazy and started raising interest. I was up against the wall and my neighbor told me about Cambridge’s program. He said, '”Yeah, we're almost paid off now and we're going to do it again...” and I said, “Really? Does it affect your credit?” He said it doesn't hurt your credit. I've had a really rough time but I never had to file for bankruptcy. If it wasn't for my neighbor I probably would have taken just anybody's word. I wouldn't have to look into it. But I'm glad I called and it all worked out. I didn't want to default it and I'm glad I paid it off! I'm very happy. It was a positive move. If I ever got into a jam again where that would come in handy, I would do it. Hopefully I'd never have to.

    It was all automated but once or twice I called and they were very polite and very nice and gave me the information I needed, and everything was handled according to their program. Nothing went wrong. Everything was perfect! All the deductions and props all were on time.

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    Reviewed Dec. 16, 2013

    I was dealing with some debt and wanted a better management plan. So primarily, it’s credit cards with real, real high, inflated interest rates. I could see that my payments weren’t really putting a dent in the balance. My husband has been downsized at the same time. We went from two incomes down to one income. A family member had told me about Cambridge because she had used them some years ago. And that’s when I called and enrolled. It has been excellent! They were very helpful. They would call me periodically just to check in.

    Once they found out my husband had been downsized, one of the counselors called me and told me some things I could work out with my mortgage - about contacting my bank and what to ask for. Of course, the videos and the newsletters were helpful. They lowered the interest rates and got them all paid off. They followed up with me when I finished my last payment. And in the process, I ended up moving into another home. They sent some tips. It helped me understand a whole lot of the language when you deal with home ownership and mortgages. I feel that they were genuinely interested in helping. Because even after I initially enrolled, I had called after then and added a couple of other things to the plan. I would highly recommend them to anybody.

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    Reviewed Dec. 16, 2013

    Some gentleman was talking about debt consolidation and recommended Cambridge. I was hoping for good things. I was a little skeptical because I heard about it on the radio. But it wasn’t just an advertisement; it was a gentleman talking about paying off your debts and he highly recommended Cambridge.

    The credit counselor was very good and very helpful. It was just plain and straightforward. It didn’t seem like there were any hidden agendas to it. We’re done with the program now, so it’s greatly helped us because I have peace of mind now. My debts are all paid.

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    Reviewed Dec. 15, 2013

    I wanted to pay off my credit card faster and lower the interest rate so I called Cambridge and they did an excellent service. They were always very helpful and I never had to wait. The minute I wanted to talk to somebody, there was always someone available to talk and they were always on top of things.

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    Reviewed Dec. 14, 2013

    I was having difficulties financially, and Cambridge was able to help me. They were able to lower my interest rate and I’ve paid it off. I feel a whole lot better now.

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    Reviewed Dec. 13, 2013

    My son was with Cambridge and he liked them so well. Everything went so well with him I just decided to do it myself. They were there for me when I could hardly make it. Then I finally had somebody to help me along. Everything worked out fine with me. It's just been WONDERFUL. I would recommend Cambridge to a friend.

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    Reviewed Dec. 12, 2013

    We called Cambridge and then I looked at them online. I was hesitant to go with them at first because there were some negative comments online. We made the decision because we were at a point where that’s what we needed to do. And it was a positive experience even though it was a negative reason we had to go there to begin with. They lowered our interest rate, and we only interacted with the credit counselors a couple of times - I just kept a monthly tally. I have recommended Cambridge.

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    Reviewed Dec. 12, 2013

    Somebody got Cambridge and recommended it to me. I’m done with payments and I’m happy! I recommended it to another person. Very Good experience!!

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    Reviewed Dec. 11, 2013

    The credit counselors were great and Cambridge absolutely lowered my interest rate. It’s over now and I’m done with the program. I have recommended Cambridge to a couple of people.

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    Reviewed Dec. 11, 2013

    I called Cambridge and they explained how things worked. The credit counselors were very helpful and Cambridge did lower my interest rate. They do excellent work. Some people in life fall down but they are the type of people that will help you get back on your feet. That’s basically what happened to me.

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    Reviewed Dec. 10, 2013

    There was a man on The View who was talking about a book he’d written about people who were in trouble with their credit cards and their debt and the different organizations that helped them. That’s how I heard of Cambridge. I went straight to Cambridge and talked with credit counselors. They were very kind to me and very helpful. They’re very good. They made it where I was able to pay it off in about 3 years.

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    Reviewed Dec. 10, 2013

    Everything was wonderful. That was our second time with Cambridge and they’d done a real good job. I appreciate it.

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    Reviewed Dec. 9, 2013

    At first I just thought I’ll see how much Cambridge can knock the interest down or if it’s a gimmick. Then when I found out that it was a pretty good deal, I decided to go with them. It didn’t help me payment-wise. My payment per month was still the same but a lot more went on the interest, and what they charge was real reasonable - 6% or 8% of the payment. I didn’t have too much problems with the credit counselors. I took the payment right out of my checking account every month so I really didn’t have to get back with them very often. Cambridge is legit.

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    Reviewed Dec. 9, 2013

    I had just lost my job, and we use our credit cards a lot to survive. I heard about Cambridge on the radio and I thought let’s call and see what their plans are. We did and it was a very good experience. They were able to lower the interest rate. The rate lowering was the biggest thing.

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    Reviewed Dec. 7, 2013

    My sister had Cambridge. When I got into debt with my husband and my son’s funeral, I maxed out my credit card and she’s the one who told me about Cambridge. I went straight to them and they were very helpful. It took me 5 years but I’m so happy that I finished paying that off. They were great. I would recommend them to my friends.

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    Cambridge Credit Counseling Corp. Company Information

    Company Name:
    Cambridge Credit Counseling Corp.
    Year Founded:
    1996
    Address:
    67 Hunt Street
    City:
    Agawam
    State/Province:
    MA
    Postal Code:
    01001
    Country:
    United States
    Website:
    www.cambridge-credit.org