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Premier Bankcard Reviews

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About Premier Bankcard

Pros
  • Helps rebuild credit
  • Accessible payment options available
  • Positive impact on credit scores
Cons
  • High fees and interest rates
  • Poor communication from customer service
  • Frequent billing discrepancies

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Premier Bankcard Reviews

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    How do I know I can trust these reviews about First Premier Bank?
    • 4,835,854 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
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    Sales & MarketingPricePunctuality & Speed

    Reviewed Feb. 17, 2026

    I have two cards to build my credit. I have not once NOT been charged a late fee every month for some reason or another. I found out by chance this month that unbeknownst to me Google had been charging small amounts for should have been 7 day free trials I had been using. I did not give them permission to use this card and have no idea how they got it. When I challenged Premier about again late charged on my account, I said read to me what I have bought and then found out Google had been doing this. The guy was so fast talking I couldn't get the prior months and my account has been locked. I can't look, I'm going to file every complaint I can. They can't get away with this!

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    Customer ServicePunctuality & SpeedMaintenanceStaffHonesty & Transparency

    Reviewed Jan. 29, 2026

    I received several offers. Called in to inquire about it. Talk with customer service, told representative I would think about it and call back. When I called back notice offers wasn't there. Inquired the representative then said, "You canceled offer," told her that wasn't true. Asked for supervisor. Got one, she asked had I been told the offer's cancel when you don't accept them? Told her no, she assured me she could help me, I told her if I was putting my credit no thank you and leave things accordingly. She said, oh no it's still there just in another screen. That wasn't the truth. Got an credit alert maybe several hours later, she had put it in and pulled my credit and brought my score down. I then called and there was no resolve pertaining to fixing the dishonesty. I was told to dispute it with credit bureau, but the situation should be resolved through Premier. I am very disappointed that a supervisor would be dishonest and do what I ask not to be done.

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      Profile pic of the author.
      Punctuality & SpeedBilling

      Reviewed Jan. 28, 2026

      This company is very unethical attempting to say I had a late payment then went to a delinquent non payment. I’ve proved I’ve made all my payments and got the delinquency removed from my credit report. As soon as I pay this card if they can piss off and kick rocks!

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      Price

      Reviewed Jan. 18, 2026

      A total example of taking advantage of people. This should reported to the BBB. Don't get sacked into this, this is why you can not leave a google review. Don't even know if I'll continue to pay on this card anymore. I've paid perfect for two years. They have started to charge outrageous fees.

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      PricePunctuality & SpeedBillingRates

      Reviewed Jan. 9, 2026

      They will charge you for any and everything they can get away with. Very high interest on every purchase and late fees. They charge you monthly just for using your credit card. Lenders and anyone who works for them are sums of the earth and play a huge part in why the economy is so bad. They want you in debt. The average first time home buyer age has risen to over 40 and POS lenders like Premier have everything to do with it.

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      Sales & MarketingOnline & AppRefunds & PayoutsBilling

      Reviewed Jan. 7, 2026

      I used to like this company, but after two failed attempts to transfer money from my bank account, I'm done with it. It takes up to 20 days to transfer funds, and the last time that I had issues with it, it adjusted funds and erased what was on the credit line to 0 for some reason when I had money in my bank account to pay for it earlier in the month, so why would it not pull then? I have bills to pay. I switched to Atlas. Also, the app isn't the best to navigate. I do not recommend.

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      Honesty & Transparency

      Reviewed Dec. 8, 2025

      Hidden fees. Felt conned like they stole money from me. They don’t have any of their fees down when applying for their card. I don’t recommend anyone to apply or use this card. If you have it pay it off and cut it!

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      Reviewer increased rating by 4 stars.
      Customer ServiceStaffBilling
      After a positive interaction with Premier Bankcard, Reviewer increased their star rating.

      Reviewed Nov. 30, 2025

      After taking 1080 bucks I was behind on payment, they closed my account randomly. No warning. Nothing letter. No email. Nothing. Just didn’t see it anymore after they took my money in the day before Thanksgiving. They DO NOT CARE about their customers. I’ve been with them for years.

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      Customer increased rating by 4 stars.
      Punctuality & SpeedStaffBilling
      After a positive interaction with Premier Bankcard, Customer increased their star rating on Dec. 1, 2025.

      Updated review: Dec. 1, 2025

      I was wrong. I assumed they closed my account and they didn’t. It was something fraudulent going on and since I don’t check my mail I didn’t know. Premier did and was helping. I am truly sorry.

      Original Review: Nov. 30, 2025

      I finally reached the 1,000 dollar credit limit after years only them to take 1,080 out of my account randomly after being late on payment. (Which is fine and understandable). A day out at a bar used my card. Come to find out I think account is closed. No longer even see it on account? Why?

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      Sales & Marketing

      Reviewed Nov. 21, 2025

      Constant mail to my house from this company. Sick of it. Desperate for customers. Advertisement for 600 dollars and disapprove the application like boom when 600 ain't nothing. Why waste the paper to send the shit. Oh like ambulance chasing lawyers need the customers. Pathetic. Don't even waste your time. Go to the well known ones if you're looking for a card.

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      Premier Bankcard Company Information

      Company Name:
      First Premier Bank
      Website:
      www.firstpremier.com