Premier Bankcard Reviews

Idk how many times I've advised them not to send my information through the mail for personal reason, first Premier Bankcard still does it. They're charging me interest on a card that is outdated. I've noticed this company keeps trying to put me in hardships.

If only people were set up for success at the Premier Bankcard Platinum Master Card offer of acceptance, then I would like to set a goal of how much I would like to projected income would be in order to pay the money back. That would be better to have encouragement, motivation, and incentives wanting to earn. For those who are starting in their business venture, this may be daunting seeing or hearing money being offered but not really getting a valid chance may seem upsetting to others like me. Seriously, I was appalled how was I mistreated unfairly thinking I received a confirmation number and a pre-approved status in a letter from the mail. I could not believe the results. What were the results going to be like.

If I could give zero stars I would. They shut my account down because I paid my bill twice in 1 week. Then it takes 20 days for your money to reflect on your account if you pay from your checking account. Never again.

So I’ve been a customer for 2+ years with the first Premier Credit Card. I thought I had a problem today when I looked at the mobile app and notice a $29 late fee for payment so I called in and talked to Jill and she told me that I was only a couple hours late and she could take the late fee off… Thank you Jill.

The First Premier bank is a joke who thinks they are on some higher level for luring in people with bad credit, then absolutely burying them with interest and reporting to credit bureaus like they are stand up people in society. Avoid them at all costs. Everything adds up and you are better off being broke than getting into more debt with them. Look for other viable options, they are out there. Get a credit karma account and have them help you. They will never recommend this bank for a reason. Don’t be desperate, be smart. Do not sign up with them.

This company is getting sued for the settlement amount since they are unreachable to discuss this. My stress isn't worth this! I no longer have my credit card. They only redirect you with the card number. I no longer have that so we will see what is said In Court.

First Premier Bank issued me a credit card, designed to assist with building my credit. This institution imposes numerous upfront fees, approximately $200.00, resulting in an immediate payment of $30.00. Based on my experience with credit card companies and banks specializing in credit building, First Premier Bank appears to take advantage of individuals seeking to establish or improve their credit, often without their knowledge. Various credit products and cards are available to help consumers enhance their credit profiles with more favorable credit limits and lower fees. I find it surprising that First Premier Bank continues to operate in 2025, charging numerous fees. I strongly advise against using First Premier Bank's services.

Recently, as last Friday, I was checking to see if they had received my payment that was a check I had sent 2 weeks earlier (this was a second time I was checking !), they had not so I assumed the check was lost, (I stopped payment). I decided to pay my bill on the phone and saw they had charged me a $25 Fee plus and additional $29.52 interest for 4 days past due for a $2136.94 bill! After talking to Nathan who absolutely had no idea about my account and its detail, he connected me with the supervisor Kristiza, she kept interrupting me and when I asked her to stop repeating the same thing over and over and listen to me for a change she would get mad and put me on a long hold as long as 5 minutes repeatedly hoping I would hang up!

Do not ever apply for or open this credit card. You will regret it. This is the worst credit card company I have ever dealt with. They should be out of business and not allowed to operate. They charge you fees for everything and the highest interest possible. An annual fee $79.00 or higher, 36 percent increase rate for cash and regular purchases. A $25.00 fee to increase your credit limit $100.00. A month fee ranging $8.00 to over $12.00 on top of the interest your paying monthly. I closed my card and was paying it off monthly for 2 months now and now I find out they are illegally trying to charge me an increased monthly fee because I just reached my annual year. It's very illegal and very sketchy credit card company. DO NOT GET THIS CARD.

I had this card 2 years, my credit is fair, I have other cards with nice limits with no fees or very little, I pay on this card in chunks & they just take all the money back off & leave you with little to nothing!! It’s like you giving them money to spend your money early, but take more, I’m just go stop paying & pay on my other major cards I use!! This card isn’t worth it, better check your balance everyday because you’ll be embarrassed if you somewhere!! I had 200, I been stop using this card, they snatched it after taking fees months ago!! With a 700 dollar limit!! I be damn you keep stealing my money, just put it in the bureau. I can afford it but you will not steal from me again!!!