Premier Bankcard Reviews

Payment due on the 4th. Paid on the 4th and charged $38.00 late fee!! Another predatory company!!! Disgusting!

Horrible horrible experience. They suspended my card because they said I paid on it too much! I had recommended my whole family only for us all to leave them in a matter of months. Please do not get this card. They don't try to help rebuild your credit. They damage it! If I could leave with no stars I would!

They are a sub-prime lender. They are designed for sub-prime borrowers. They are going to get $100 from you, no matter what, which is essentially their entire business model. It's not a secured credit card, and they want you to get annoyed with their inadequate online PMS system so you have to call them and get their retention team. Just decided to take the loss, closed my account, and lesson learned. Predatory lender for sure.

Whatever you do use another company. Not worth the bitch attitude when calling with a question. Use another credit source. The hassle and disrespect is for the streets. Just like the CSR mothers. When you go to McDonald's an attitude might be expected... Not with a credit card agency. First Premier was going to be my go to for credit until Dave the douche changed my mind.

Ok, so I got this credit card when I didn't know much about credit cards and was trying to improve my credit score. This credit card will EAT YOU ALIVE! I used a $500 credit limit, and over THREE YEARS later, it's still not paid off...and I haven't used it one time since the one time I used the max credit limit, because I fell on hard times. These things you read about fees up to $10 or so.... NO, try $17 fees on purchases when you've made no purchases! ...Every single month.

I have two cards to build my credit. I have not once NOT been charged a late fee every month for some reason or another. I found out by chance this month that unbeknownst to me Google had been charging small amounts for should have been 7 day free trials I had been using. I did not give them permission to use this card and have no idea how they got it. When I challenged Premier about again late charged on my account, I said read to me what I have bought and then found out Google had been doing this. The guy was so fast talking I couldn't get the prior months and my account has been locked. I can't look, I'm going to file every complaint I can. They can't get away with this!

Yeah, NO. I opened an account yesterday and they told me it would take 7-10 days to get the money, instead of having a virtual card (Huge Red flag in 2026).. plus I read the reviews here. Thank god I don’t need money that much!!

I received several offers. Called in to inquire about it. Talk with customer service, told representative I would think about it and call back. When I called back notice offers wasn't there. Inquired the representative then said, "You canceled offer," told her that wasn't true. Asked for supervisor. Got one, she asked had I been told the offer's cancel when you don't accept them? Told her no, she assured me she could help me, I told her if I was putting my credit no thank you and leave things accordingly. She said, oh no it's still there just in another screen. That wasn't the truth. Got an credit alert maybe several hours later, she had put it in and pulled my credit and brought my score down. I then called and there was no resolve pertaining to fixing the dishonesty. I was told to dispute it with credit bureau, but the situation should be resolved through Premier. I am very disappointed that a supervisor would be dishonest and do what I ask not to be done.

This company is very unethical attempting to say I had a late payment then went to a delinquent non payment. I’ve proved I’ve made all my payments and got the delinquency removed from my credit report. As soon as I pay this card if they can piss off and kick rocks!

A total example of taking advantage of people. This should reported to the BBB. Don't get sacked into this, this is why you can not leave a google review. Don't even know if I'll continue to pay on this card anymore. I've paid perfect for two years. They have started to charge outrageous fees.