Freecreditreport.com

Freecreditreport.com Reviews

About Freecreditreport.com

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Pros
  • Quick refund processing
  • Satisfactory customer service
Cons
  • Unauthorized charges reported
  • Difficult cancellation process

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Freecreditreport.com Reviews

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    How do I know I can trust these reviews about Freecreditreport.com?
    • 4,628,855 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Customer Service

    Reviewed Aug. 15, 2024

    The free trial was nice but BEWARE. Canceling is made to be inconvenient & time consuming as they won’t let you cancel online. You have to call. I called & was placed on hold for more than 15 minutes. I feel this is to deter you from canceling before paying after 1 week.

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    Customer Service

    Reviewed Dec. 28, 2023

    Supposed to be a free report that you can get annually. But in reviewing my bank statement, I saw a monthly charge for $39.00 that I never agreed to. I’m 70 years old & was just wondering what my score was. I called the number they provided & canceled my “account”. This is terribly deceptive & time consuming to straighten out. I believe they need to reimburse me for the $39.00 they withdrew from my account. I cannot afford a fee like this for every month that they withdraw!

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      Sales & Marketing

      Reviewed Oct. 12, 2019

      Absolutely terrible company! I paid a $1 last week to see my current credit score and next thing I know 9 days later I’m getting charged $21.95 because I have a membership with them I was NOT AWARE OF & DID NOT SIGN UP FOR!!! I feel like I was scammed & now I’m about to go through the process of disputing this transaction and trying to cancel this membership I did not sign up for! To add to that I’ve heard it’s difficult on even trying to cancel so it’s going to add more stress for me!!!

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      Customer ServiceContract & TermsPriceStaff

      Reviewed May 30, 2018

      I have actually used Freecreditreport.com at least for the past couple of years and have to say they have been an extremely good company and have provided me with accurate credit reports when I have needed for a very reasonable and affordable price. I noticed there are quite a few bad reviews and although I can understand that not everyone is going to have a great experience even with a company that is the best of the best, this has not been my experience with this company.

      Now you do have the option to check your credit for free, but you can also check your credit for 1 of the 3 credit bureaus for 1 dollar and have access to it for 7 seven days. After the 7 day period if you do not cancel you will be charged $24.99, which to me seems perfectly fair, especially given that it plainly states this when you sign up. Well, I not only forgot to cancel my membership but I also got a new debit card so when I went back to check some things on my credit report I put my new card number back in. Long story short I was charged for the previous month that I signed up for and forgot to cancel and I was charged for the month I went back to sign up for.

      So, I called the customer service department and got through immediately without waiting for even 5 seconds to speak to someone, which was awesome because I hate having to wait to speak to someone in customer service. Anyway, I spoke with one of their fantastic employees named Angel and told him the situation and asked if I could be refunded for the previous month.

      Now even though this was my fault because I forgot to cancel, even though I still could access my report, AND even though this was plainly stated in their terms and conditions, Angel STILL was SUPER helpful and refunded me 100% of my money for that previous month and it only took a total of about 3 minutes from the time I dialed their number until the end of the call. THIS is what I called VERY GOOD customer service, so I felt I had to come on here to give a great review as well as to talk to and give a great review to his supervisor, Paula, who by the way was also super nice, professional, and very appreciative. Although I am sorry most reviews on here are not good, I just wanted to say that I have had an excellent experience with them over the past couple of years and will continue to do business with them and give them my support. A special thanks to Angel and Paula for their assistance and excellent customer service!

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      Customer Service

      Reviewed May 8, 2018

      I was with these guys for many years mainly to get reports on my credit. For the first time I called them wondering about why they keep raising their fees so much every year. I just got treated like I was nobody for their company. As they said, I was in a promotional packet and that is why the fees were low and now they are going up.

      As I remembered, I sign up with them because as the name said this was FREE credit report. I didn't see a problem when they had a small fee of about $10 but this got out of control and now I paid almost $26, so this tells you more about the type of company they are. I just felt that they have a terrible customer service and no idea how to appreciate customers. I just can't believe they are still in business. I don't recommend at all this company. Most major credit card companies will offer a FREE score report just to have an account with them so you will save money that way. I canceled my service with them and again they really didn't care much. Apparently their business is doing very good that don't mind losing customers. I would say more about them but I think I made my point already in this review.

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      Customer ServicePricePunctuality & Speed

      Reviewed Feb. 20, 2018

      I was being charged $5/month for credit monitoring. Suddenly, the price went up to $17.99/month. I have been trying to cancel for over a month with no satisfaction. The wait time on the 800# is over 2 hours!! How can anyone stay on hold that long during the workday? I have also tried to cancel by email with no response. Please do not use this service. Actual free credit reports are available on most banking sites.

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      Staff

      Reviewed Jan. 16, 2018

      Can't cancel or log in problem waiting time says greater than one hour! What in the blue hell a company that make a customer 2 hours? Never heard or will hear in the future of such. They need to close their door. I stopped by reporting them to credit card by false charging. They are so unprofessional. It's not even real. The worst company that ever created in the history of America. I hate this company and never recommend their service even for my best enemy!!!

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      Price

      Reviewed Sept. 10, 2017

      I was falsely charged and did not know that they were going to charge me, because it was stated free credit report. I do not want to be charged or use membership. $44.95 is what I was charged last time for a free credit report which was not free after all. After a few days they charged me $44.95 for a membership that I did not need. I already am signed up with Lifelock and do not need them. I was led to believe it was a FREE CREDIT REPORT but it was NOT!!!

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      Sales & MarketingPrice

      Reviewed April 3, 2017

      NOT free and ALSO a total SCAM! I took a screenshot of all of my log in info as I do with everything, to send it to my private email, so I never have a login issue and I NEVER have since I've started doing this UNTIL today with this BS site! I put in my info 6 times and it kept coming up invalid and found my old account from 4 years ago and was trying to make me pay an additional $24 to get my FREE REPORT that I ALREADY recently PAID for IN FULL less than 1 month ago and am supposed to be able to VIEW it as much as I want every 30 days! TOTAL BS!

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      Customer ServicePrice

      Reviewed March 16, 2017

      Freecreditreport.com. Nothing free about it. Once I used my credit card for the 1.00 fee they require in order to see my Experian report, to see all 3 reports they enroll you in a membership which will charge you (hidden fee) 20.00 a month that I came to learn about via email. I didn't agree to that 20.00 monthly fee. I called the next day to cancel that "membership" but apparently my request was not submitted, although that call was recorded in their system, the request to cancel was NOT. (So why else would I call the next day?) So they automatically deducted that amount from my account one month later. Todd from CS was rude and cared less about what he calls "a miscommunication".

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      Freecreditreport.com author review by Ashley Eneriz

      Freecreditreport.com is another member of ConsumerInfo.com family, which is under the Experian Umbrella. The company has been in operation since 1995 and is a membership service that helps with a variety of credit-related needs.

      • Free: Consumers can gain free access to an Experian credit report without providing a credit card.

      • Experian Credit Tracker: This membership includes unlimited access to the consumer’s Experian credit report, daily credit monitoring and alerts, bi-monthly score monitoring and alerts, a credit score simulator, $50,000 product guarantee, ChildSecure and CardSafe programs.

      • Trusted: Under the well-regarded Experian umbrella - one of the main credit bureaus - lenders often look to the Experian companies for trusted consumer credit related information.

      • Marketplace: Freecreditreport.com partners with other debt and credit organizations to offer consumers a place for debt and credit help and solutions.

      • Customer service: The company has excellent customer service and helps with credit report questions.

      • Freecreditreport.com blog: This educational resource provides consumers with the latest information on credit reports, scores, identity theft including videos and credit calculators.

      by Ashley Eneriz Deputy Editor, Personal Finance

      Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

      Freecreditreport.com Company Information

      Company Name:
      Freecreditreport.com
      Year Founded:
      1995
      Address:
      ConsumerInfo.com, Attn: Customer Care, PO Box 19729
      City:
      Irvine
      State/Province:
      CA
      Postal Code:
      92623-9729
      Country:
      United States
      Website:
      www.freecreditreport.com