Progressive Leasing Reviews

I bought two birthstone rings from my department store’s jewelers, they suggested Progressive Leasing because they didn’t have a payment plan. And I signed and now regret everything. They ask for full name, birthday, social security, and bank information. MAKE SURE YOU READ EVERY WORD OF THEIR LEASE AGREEMENT!!! If you do the 90-day Plan, MAKE SURE YOU STAY ON TOP OF IT, because as soon as you pass 90 days it DOUBLES the price. (Also pay 87 days before because it takes two to three days to process) I cannot stress enough that you need to be two steps ahead them. This is a legal scam and it takes its victims by the throat. Stay safe! (Caps are for emphasization.)

I have had several leases with Progressive. Paid them off and got another. I recently applied for a new lease and was denied, reason I was given, "Cannot identify". However when I first started I was told, "Congratulations your account is paid out." I called to find out what the problem was and was told I would have to wait a month before I could apply again. My son which has had an account before applied and was given the same reason. Could not identify. I have had good experience in the past, however my gut is telling me maybe I should leave them alone. The first response that I saw made me think there must be something going on with them. My next move is to check my credit, because they advertise no credit check.

I was HIGHLY DISSATISFIED with the customer service and my purchase of a USED product. I purchased a twin/full bunk bed for my son. When the bed was delivered, the PADS that came with it did not last 3 days and the bed was scratched, dented and unacceptable. I called King Furniture on Perkins, who was going out of business, yet charging customers more than what the items cost.

I knew going in it was going to be difficult due to my husband's medical bills from the past, but Progressive Leasing helped without making me feel as if I were begging. I did not start with the highest credit level, but increases are on the way. I know what I am getting, how much I am paying, and how to save money. It's no 0.0% financing, but it's a heck of a start. I recommend to everyone. Thanks Progressive Leasing!

I have been a loyal customer and paid off many accounts with this company. I had placed the application have a jewelry store because I wanna to upgrade my ring but they only approved me for 600. I asked them why, because I've been approved for more in the past and I've paid off every account. All they had to say was, "I don't know. I'm sorry we can't help you but that's what you're being approved for." That's their loss. They could have gotten more money from me but they did not one to help me in any way. So I won't be doing business with them anymore. And the worst part they wouldn't let me talk to the supervisor or the people who make the decision so I could not get a reason which is unacceptable. Stay away from this company. They are horrible.

Went in to a Cricket Wireless store to look at service and to use their leasing option from Progressive Leasing (for a new Samsung S9). First they say they do no credit check, which is false. I filled out the application with all my personal info, including my bank info. It was submitted, comes back denied, and have to call. So I call, and was advised they needed a 3 month banking statements. So I submitted via their link they text, and it goes thru. Then I was advised to call back in 15 to 20 minutes, so I do that. The representative states they still decline it.

This is my second time financing with Progressive. Everything was explained when I spoke to them on phone. I believe Big Lots had a little card that listed payments. Weekly payments are affordable for the amount I spent.

Please be very careful when selecting this company. The terms are very misleading. Let me point out what you need to look for. They will get you one way or the other. 1) Your initial in store payment will not be applied to your balance. It basically covers fees only. 2) You will have 2 payment options on file. Your checking account which technically takes 3 days to pull and your debit card which pulls same day. This will make a difference when you’re faced with the 90 day option date. If you are making the payment on the buyout date and use the checking account technically it will not post to your account for approximately 3 days. That’s why they overemphasize they need 3 days to make changes. Always use your debit card in this situation. The system default is to use your checking account that takes 3 days.

After using UOWN for a purchase of a bed and living area and receiving fair service from the staff, I decided to purchase again and use them with the 90 quick payout just like I did the 1st time. After making additional payments on top of my regular payments, on April 30th 2018 I received a call that my account was delinquent which it was strange as I had funds in my account. I was notified that they changed the information from my bank account to my credit card WITHOUT MY PERMISSION. I used my credit card to make the additional payments and my bank account to make the withdraws of the regular bi-weekly payments. I told the agent that at no point I had authorized this and all auto payments should come via ACH not CC.

I used this company when buying a mattress. They do have the same shady tactics of a finance company, but once you understand that, you can get around them. I got a generous approval amount but used only 1/4. The key to not getting played is to call Progressive & have everything explained & set up a payment plan that fits your budget. They tell you the full cost + interest upfront (2 to 4 years high interest) which is a turn off to most but I find it refreshing since credit cards don't, so you don't realize how much you are overpaying for everything you finance! Their only requirement is that you pay something regularly. They do have a minimum, however they allow you to change the payment amount & date without penalty, which is epic! Of course pushing out payments benefits them because you keep accumulating interest, but you can give yourself breathing room if you have an emergency. Try doing that with a car or credit card payment!!

Leasing Furniture - WOW!!! WHAT A SCAM!!! I bought a couch on sale for $600 and two $100 bar stools. They are taking $69 out of my account bimonthly. After 5 months I called to see what my balance was. $972!!! More than the furniture was to begin with. I WILL NEVER GO IN THERE AGAIN.

Please for the love of peanut butter... take these reviews seriously. I thought it was just people that don't pay and want something for free. NO... I'm telling you the TRUTH. They really are this horrible. I never felt compelled to write a review on a company that gave bad service before. I felt like the company shouldn't pay for one bad rep. This company is rotten to the core!!!

I was approved for 550 and I was trying to cover the downpayment and first month service with the rest of the loan amount. I'm paying it back. Why can't I use it all for what I want? No credit but, "We need your bank acct info, social and ID card." Lol. I don't think I'm using this loan place.

They told me it would be about 45$ more a month which seemed perfect. It was about 40$ more a WEEK. They told me it would only be about 20% more than the phone itself after the 90 day period. It was definitely more than double the phone cost if I let it go past 90 days. The lease is garbage. Such a scam. No wonder they don't credit check.

Applied to get me and my husband the new Samsung Galaxy S9 from Cricket. Applied with my info and was denied so we decided to use my husband's info since he makes more money and they denied him as well. They say they don't check your credit but I think they do. We make a decent amount of money each month and don't know why they would deny our application.

Well my experience has been great since the time I sign the papers and paid my 50 some dollars to start the lease. I was well-informed about the 90-day payoff which I did not do because of my own stupidity. Customer service is great and answers my call every time. The staff at Progressive Leasing also tries to help you with your issues. I hope they keep their great customer service and great leasing options not too many companies out there like this. I give them 5 stars for their great customer service and customer satisfaction.

I filled out the application in hopes to get a new laptop because I am an Owner Operator of an 18 wheeler and I need it to log into the load boards and my current laptop is on its last leg. I was originally Denied but the email instructed me to call and talk to them about it. So I called and was told I was denied but wasn't given any info as to why. She then instructed me that I needed to go to a link and complete a "Bank Verification" process which would help get my denial overturned. So I told her to email me the link and I completed it over while she was on the phone, she told me to call back in about 20-25 minutes and they would have more information.

I purchased a sofa and chair set with Progressive Leasing through my local Big Lots on 9/02. I called today to get the pay off total, I had calculated a balance of $386.73 after making 5 payments of 61.85 plus the initial payment of 51.60. My balance according to Progressive Leasing was $51.60 more than what I had calculated. Come to find out, what they don't tell you when you make the purchase and talk to the Progressive Leasing people at the store on the phone waiting for approval is that the first "initial payment" doesn't apply to your lease at all, it's just free money to them.

On December 10 of 2016, I purchased an iPhone 7 Plus at my local MetroPCS store, from there, we inquired about monthly payments to pay off the phone, which at the time was priced at the $765 at the time for the 32 GB model. We were recommended to using Progressive Leasing, but the seller did not briefly explain what had to be exactly done within 90 days, so we (my family and I) decided to go with the flow and pay at a weekly rate, and keep in mind we did not know how the 90 day program worked as it was not explained.

I have used Progressive for 4 purchases. Every one of them was paid off in 90 days, so all I paid was a little more than the items' price. A small price to pay for not having stellar credit, but needing items. When you do the math, the additional amount you pay on a early 90 day pay off is NO different than interest on a high rate credit card balance. Those giving one star obviously didn't do the math or ask the proper questions. My only issue is there is NO positive marks on my credit report for any of the purchases, which they should be showing up. I will be aiming a fuss about that on the phone in the morning.

I purchase a mattress set from the Mattress Firm. I was told they used Progressive Leasing. However I was never informed about the interest rate. The total cost was $800. But after making 6 payments of $157 they told me that I still owed $1200. Their interest rates are you unserious. DO NOT BORROW FROM THEM!

I’ve used Progressive for YEARS! I’ve gotten probably 6 things from them and always paid it off in 90 days. I’ve never had any issues. I’m not sure why they have any complaints because I’ve had nothing but great experiences with the service and customer support. I guess if you can’t do the 90 days it might not be great but that’s not the company's fault.

I leased a couple things (tires and rims) through Progressive and chose the 90 day payout option so I wasn’t paying interest afterwards. I paid a couple payments before actually having the money to pay it off. When I finally got the money I chose to pay them off so I was a couple payments less than what I was when I was in the leases. So I paid the remaining amount stated as the 90 day payout and the following day I had another additional payment come out. The payment that came out was my original normal payment had I not paid it off when I did. So I thought well this is bizarre, I just paid them off and another payment comes out maybe it was a mistake and I’ll just see about a refund. Nope! I was highly mistaken when I called them.

Please do Not ever use their services! 1. I bought 900$ of retail products I am now on the hook for 4,750$ and that number keeps climbing with their fluctuating interest rate which is in the neighborhood of 500% I imagine at this point... So far I have paid these clowns over 2,500$ for 900$ worth of products and still gonna have to pay another 2.500$ when all said and done... This company is used car salesman on steroids. Pure reptile behaviour... I'm not sure how they are even getting away with these rates but plan to talk with the BBB also local FBI office. 2. They do not report to the credit agencies for on time payments. Yet you better believe these snake ** clowns will be all over reporting to them if you decide not to allow any more extortion. Bottom line don't use this company for anything.

I would never recommend this place to anyone. Customer service sucks. Their service in general suck. They have no clue what they're are doing. They charge for their mistakes. They take money out of my account set up for automated payments. Then tell you're past due. HOW does that work. This place is a joke and unprofessional. This they said, "We need the last 4 digits of your phone number," give it to them. "Well we don't have that number." "Wait? You mean to tell me the main number I set up the account with you don't have to verify my account?" "Yes we do not have that number." Well Wow. Never recommend the overprice place to anyone. They charge you more and more for everything, little thing possible.

Progressive, you are no different from Rent-A-Center. I have never order from a such a place but I'm pretty familiar with their tactics. You overcharge the customer by an arm and a leg to make a profit. The taxes on the monthly payment alone don't make sense. Why are you taxing an item I supposedly paid for each month. A bed that cost 1000 in store cost me 1325 with Progressive Leasing, plus $59 to get started with the application. Early payout was $1400 and change. Without 90 day payout, the item would cost almost double, 2300 and change. Also, if you calculate the taxes each month, you are paying so much more than you think. Real scam. Save your money, go to the stores and buy direct. You will end up saving in the long run. Plus the item will always be there. I wish I had did my research before getting involved. Recently tried to do the early payout. Paid $766 and $68 in taxes alone. Total scam.

Pay off in 3 months and this is a great program. I have bought larger pieces of furniture through big lots using Progressive Leasing. I tried it out on a smaller item first... To make sure everything would go just as they said it would. And it did. I made sure to go online and pay every month or paycheck until the 90 days were done and my item was paid in full. So I applied again and this time for larger items. 2 sets of bunk beds and mattresses. I made sure I could afford the monthly payment to pay it off in 90 days. So far so good. If you don't pay it though the interest is ridiculous. But pay it off in 90 days... You're good to go!

These people will steal your money, don't do business with them, one payment didn't go through but they didn't call me about the issue instead they sent me an email saying it was paid off, a month and a week later they are charging me the payment and fees. They blame my bank for it, if they would have notified me within a week or at least 2 I would have avoided their stupid fees, oh and bad customer service. They will rip you off. Don't do it.

I bought a computer thru Progressive Leasing but wasn't satisfied with my purchase and their customer service was great and let me return the items at no cost to me. Zero hassle and voices over the phone. I will definitely be using them again when I find the right computer for me.

I purchased a item using Progressive Leasing in September and was told I would get a info packet ten days after my purchase. I called in October asking about the payments and they could not give me any info because they said they did not get the purchase info from the store. Called a couple times after that. And November 22, TWO MONTHS after my purchase, I called and they said they still do not have any info about my purchase and I should contact my store about it. First off, why should I have to call anyone for money I owe you!

From day 1, not 1 person I've talked to at Progressive has told me false or misleading information. First, a year ago when it took over an hour to receive a quote. I received a quote from one person, then when I called back my information was lost and I had to repeat my information again, plus my quote went up! It was still cheaper than State Farm so I agreed to give Progressive a shot. 1 month into my policy, my cost goes up because they found out about my accident which I had disclosed in our initial call, very clearly.

I bought a mattress from them but the mattress they showed to me is totally different. Is too soft now. I'm suffering from sciatic nerves. I can't sleep well. I call this them 4 Times. I email them too but no answer.

My experience with Progressive was amazing. The products I really wanted were available and at a reasonable price. The customer service was very helpful and patient, they had a very nice personality and everything was done very fast. I really liked my first time dealing with Progressive and I know it won't be my last. I have already recommended some of my co-workers to try it.

Providing this review on behalf of my son: My son "bought" a speaker/amp combo from the Federal Way Cartoys in July 2017. The salesman explained the price of $1,385.74 if paid off in 90 days. My son agreed because he's in school and was only working for the summer break. The guy set the weekly payment but set it for a 12 month period, and not 3 months. My son says the guy never told him that he would need to change the payment himself to reflect a 90 day payoff. He called at 90 days for a payoff and found out he hadn't been paying enough, so the amount he owed had doubled. I read the contract and his options were to keep it and pay or return the merchandise, so he decided to return it. I listened in on the calls so I could know what needed to be done. We have been on the phone multiple (and I do mean multiple times) with these people.

I went into Ashley furniture store in need of bed sets for my kids. Their original bed sets were falling apart and with the money I had left I decided to give Ashley’s a try. They were great up until trying to find me a finance company, I had been there for maybe 5 plus hours in this process. After rigging my account to make the final sale, Progressive Leasing is who financed my bed sets after it were all said I’m done. Financed me for 2,000 and 4,000 in total. I’ve been paying 174.36 bi-weekly since March. I’ve been calling them since I started paying on my account they are very crooked. I wish I took the time out to look more into who financed me. Their ratings are terrible!

Wanted to get my wife an upgrade at Kay’s. Credit was shot, so they offer a leasing program, applied for it and got approved. After leaving with the ring and sitting down having dinner with my wife, I received an email from Progressive of the payment plan. We looked over at it several times and realized the total was higher than ring was worth. (405.41 for 13 months). The next morning we return the merchandise. Progressive gets one star from us for trying. Never makes a decision when you’re desperate.

I recently financed a mattress from Mattress Firm and decided to upgrade from the $700 I was initially going to get to a $1200 mattress. I did not have the money but I know my credit is decent enough to finance so I did. I was told I had 1 year to pay off the, let's call it $1300 after taxes. They immediately started deducting money from my bank account on payday which wasn't a problem until I sat and thought about how much I was paying vs the frequency of payments.

I have used this company on 4 different occasions with 2 different stores and I must admit my payments was low and they provided different options to pay off at any time. Application process is easy. Customer service is friendly and courteous. Will definitely use again and will definitely refer to friends and family because it is cheaper than going to a rental place.

This was a great and easy process. I work upwards of 70+ hrs a week so sleep is important and I was able to get a good payment for a great bed. For anybody working hard as I am to rebuild their lives who need a little easy here and there I'd highly recommend.

Hello everyone! Be careful with this "business". I purchased 2 Bluetooth speakers from them at a Sprint store and it was supposed to cost me $80 each ($160 + taxes), I have been making payments of $7.50 per week since May 15th 2017. Today is 10/2/17 and I owe them $350 still and if I want to pay off I have to pay $160!!!! This is a SCAM!!!!

I was given credit for my recent purchase. This will help me to rebuild my overall credit. Thank you for your support. I would recommend this Progressive Leasing program to anyone who was denied credit because of having a low Fico score. Good people sometimes fall on hard times and it becomes difficult to pay your bills. You sometimes have to choose between rent, Medicine, or food. This program will be helpful to those who need it.

My husband and I went to Mattress Firm to purchase a motorized bed and accessories, thereafter, we were given our total, we were told we could pay some upfront and finance the remainder, the following month we noticed our account was hit for over $300.00, we called and questioned this charge and was told this was given to us in our contract of which we never saw or received, I requested a copy of this so called contract, upon receipt we noticed this document had been filled in via a computer, there was no signature or any type of acknowledgement.

Sketchy. I called to confirm the 90 days payoff option on a mattress and everything went great at first. They automatically deducted my payment shortly after each payday like clock work. They would even send a confirmation email informing me when they were getting ready to deduct the next payment from my bank account, that is right up until the end! I noticed they had not sent the usual email for the final payment so I logged into my Progressive account and mysteriously there wasn't a payment scheduled until Dec and it was Sept! I made the final payment that they failed to schedule immediately and was paid up in full. I truly believe they intended for me to "miss'' or ''forget'' the final payment even though they were the ones deducting it automatically. Be careful and don't trust that they will do what they are supposed to. You could be the one to pay if they drop the ball.

I paid my account off in July 2017. In September 2017, I received a notice that my account would be debited $230.82. I thought it was sent in error since my account was paid in full and closed. WRONG! September 22, it was debited! I called and explained what happened and was told by Chris that this has happened before and he apologized. He said in order for me to get my funds back I needed to show proof of my payoff and I did.

Reading all of these negative reviews it's clear that none of these people understood the terms they were agreeing to. This is my 3rd time around using Progressive for financing of furniture and such from Big Lots. Yes, they jack up the price of the original purchase by half but if you pay the same as cash price in 90 days (which is clearly stated in the contract you are asked to sign) you don't get charged the extra. Pay attention to what you're agreeing to and your 90 day early buyout date and you're golden.

As stated in my initial review, if Progressive Leasing corrected my issue that I would make another review. As a follow up to my question, "how was Progressive Leasing collecting state sales tax for items not purchased in the state which I live?" The response from Progressive is, "they don't." I am happy this matter was resolved; however, the customer service agents representing Progressive on the phone should research their responses to its customers and not blindly answer questions without knowledge.

Sound Warehouse offered financing through Progressive for car speakers and amplifier. After making payments for the first two months we were offered early buyout. We paid in full and received notification that the account was closed. However for some reason the previous payment had bounced and the account was reopened. Two months later we start getting calls saying we owe on the account. It took us two months to hopefully get it sorted out by paying the "missed" payment but not without asking for full documentation to send to my lawyer. They even tried to charge me an additional $1000. All this for a $600 product. Their customer service is a joke. All they want is as much money as they can scam people for.

We have done business with Progressive Leasing several times. Contract was always explained to us, we were fully aware of the weekly cost (or set up bi-weekly, or monthly), the contract cost, and buyout cost. Example: you buy a sofa set for 1200... the contract amount will be about double that. It's a lease-purchase, somewhat like Aaron's, or RAC, etc.

These people are full of crap. They lied to me about how much I would pay and when I called them out the customer service rep would not help me out because I couldn't remember the gentlemen I spoke to at the mattress store. He then proceeded to tell me I missed a payment by 4 days because my debit card was expired even though there another year plus until it does. Don't give your money away to these people. I was told I would only pay 1100 and the end cost is over 2300. ** this company.

I went to Big Sandy to look for a mattress set and at last I found one for $799. Went through Progressive Leasing to rent to own this furniture, and before I signed any of the documents on the computer, I had asked the lady what my biweekly payments would be, and she stated 51.34 biweekly. However this morning I received an email stating that my biweekly payments were now $66.86, and the payoff was $1798. That's double the cost of the price of the bed! None of this was explained during the process of applying for the Progressive lease or signing up on the Progressive lease. Needless to say, I will be returning this bed. Lord only knows how much they'll charge me to end the lease and return the furniture! Stay far far away from this company! Aaron's is at least slightly cheaper.

Walked into a store with money to buy furniture. Saw their leasing deal and decided to go with that to free up more money to help with the move. I was told that I would pay around $60 a month for 12 months, which works out to the price with tax and interest. So I agreed. The lady checking me out had me use her laptop. She'd explain and then say, click the boxes if you understand. Well, sure enough I find out that if I use the 12 months I pay double, over $1,200. I immediately contact the company telling them about this, and all I get is the run-around. They said well if I pay it off in 90 days, there is no interest. How do I know for sure? Nothing else has been true. So not only do I pay bi-monthly, but you have to pay double-bi monthly payments to pay it off in 90 days. No way this is legal!

This is the worst leasing company ever. They first told me I would be getting 12 month no interest then after I had sign the loan papers it said I had a 3 month same as cash offer. After that if it took the 12 month my balance had doubled what I initially borrowed. I will never I repeat never use this leasing company again. I wish I could give the zero stars!!! Furious.

I have a Progressive Lease through Kay Jewelers for an engagement ring. It was a beautiful ring that made my Fiancee VERY happy. Progressive helped me very much to get the ring and with fair biweekly payments. If it weren't for them I wouldn't have been able to pop the big question. If possible I would for sure give them more than just 5 stars!

I signed up online for their 12 month no interest & payments. I was approved but there was no documentation until I went in store to purchase. I was then told I'd have to pay the loan in 3 months, and told I'd have to call to verify I would be paying off my loan before the 3 months or face interest charges. I was completely misled online and the people in the store I purchased from were already aware of this fiasco and stated it was a rent to own. I am very dissatisfied with the false advertising this leasing company is providing. You end up paying double the amount for the product.

I don't understand all the negative reviews. The company does a great job letting you know all their options. With a family of 4 this option has helped me furnish my living room and a new mattress with their 90 day option which doesn't cost you anything more than if I bought it that day in the store. The representative that explained the program told me my payments come out on pay periods which are weekly for me so I pay weekly and it's fine. I always pay within 90 days so I don't get slammed with the full term payment that I am aware of.

Didn't have a way to check balance online, but after contacting someone on phone, found out my 90 payoff had ended and I would have to pay back 355.00 when I only used 124.00 for a phone!!! Then was told the amount that I was giving (305.00) no longer available, and that I would have to apply all over for another loan at higher rate and that the remaining balance would be added on!!! Worst Business I have ever dealt with in my entire life span...

Lease to own - 1st off I was shopping at Conns Home Plus at the Sheridan store which I've had great experiences in the past. I was excited to hear that Progressive Leasing had joined their financing as greeted by Jessica and explain that I didn't want my credit hit. She was very upfront about the whole process. I got a great TV. Whole process was short and I would offer this to anyone. Salesperson and entire staff was knowledgeable.

First of all they don't explain everything. Second of all you think you are getting a good deal but you are not. You end up paying more. I would not recommend this service to anyone. I don't know why this people are still in business!!! My 90 days are not over yet and I already have a huge regret with this company.

Furniture financing - First off your are told a monthly payment. After a month or so it doubles as they start taking it bi-monthly as opposed to the agreed upon monthly payment. So your $85 payment you thought you could afford becomes $170. Then during the last two months of the loan in did the early payoff. They still attempted to charge me. After that was settled and the account was paid in full, I asked if they would be reporting my account to the credit bureau. The reply I got said, "while we reserve the right to report to the credit bureaus we are not doing so at this time." Translation: "We only report delinquent accounts. We don't want to help people build credit because then they won't need a rip off company like us."

Today I was wanting to lease a phone through Cricket Wireless but "Progressive Leasing" is who you make the payments to. I was told you only need an active bank account and income so I applied. And was denied several times. Why? I don't know! So I called and was told to email an 90 day statement and voided check. After I did I was still denied. The problem is these people gave me the run around. I was on the phone with them on and off for 3 HOURS for this information. I literally called them 9 times cause of a link they sent and never did. THE CUSTOMER SERVICE IS HORRIBLE AND THEY SHOWED NO SYMPATHY.

July 10, 2017, the last of the issues with Progressive have been been resolved by a manager from their Customer Relations department. A long series of unfortunate circumstances starting with a MattressFirm sales associate who did not fully disclose lease details, to Progressive associates and departments who were slow to mitigate damages, came to an end. No one was able to pinpoint where things got out of hand, but final closing documents were finally sent and the account and case are closed.

Scam, scam, scam!!! They tell you what your MONTHLY payment will be, but then they turn around and say after you've had the furniture for 30 days, "o no, your payments are bi weekly." That's not what I agreed to, now they want to double my monthly payment, that's not what I agreed to either. They use the old bait and switch scam... I will be filing a complaint with the BBB! BEWARE!!!

I purchased a bed/mattress, table and chairs. Purchase price was $1752. I was told it could be 90 days same as cash. My payments were bi-weekly at a rate of $145. After 3 payments, (90 days will be 27 Jul), I attempted to go online and pay off thinking I would owe about $1300. Not!!! The pay off is $1686, which means that even paying within 90 days, they charged me $300 over the purchase price! I do not recommend this. At this rate, it's better to use a rental company with a 120 day same as cash! At least they provide free delivery and the price is really same as cash! I plan to file a complaint with the Better Business Bureau.

We needed a new mattress but didn't have the money for one. Went to Mattress Firm because they finance. Were approved with Progressive Financial and told they would automatically deduct the money from our account every two weeks. Not a problem. That is until my husband switched jobs and his pay dates changed. Called Progressive Financial to let them know. They had already received the one payment for the month and we were told they would make the adjustment. Haven't missed a payment yet but every month since then and lately it has been up to a half dozen times a day, they call us and hound us. Even after letting the representative calling know we were told that we could still expect these calls. I don't even answer their calls anymore and not only that but they call from different areas of the country with different area codes and numbers. Do they think I am stupid? I have caller ID and if they aren't in my contact list they don't get answered.

This company elaborate a contracts to trap a consumer in high interest % - 100% in 12 months loan. This is Legal????