Progressive Leasing Reviews

This Company stated that CREDIT is not a requirement to get approved for new leases... Unfortunately, I was DENIED with NO REASON as to why... I wouldn't recommend this company to anyone... Please don't consider doing Business with a Company that cannot stand by their advertisement....

I've made an attempt to apply for Progressive Leasing to obtain a phone through Cricket, however, it was denied due to the fact that they were unable to verify my credit card. Called the phone number to speak to customer support and the employee said that my because my addresses didn't match, they were unable to process my card. ??? Mind you, my card is linked to a P.O. Box billing address, as we don't have a mailbox at our home (rural area). She then told me to reapply again by inputting my home address as my billing address. Again, I got the same denial information. I sent an email to the customer support and they sent me a copy of the denial status. Like Hello!!! I know it was denied, but how do I fix it!

We purchased Sectional couch almost 8monts go from Big lots thru Progressive leasing. The fabric very bad. It is started fading and unraveling. It looks like crap and we trying to call progressive leasing but no luck.

My experience with Progressive Leasing (also known as progleasing) was one of the most frustrating and difficult experiences I have ever had. Usually, a company is willing to work with you if you have a problem. The problem I had was they could not read. They asked for bank statements. I sent one set. It was blurry and couldn't be read. The second set I took and enhanced and cropped slightly to make them readable. They did not show the whole page so they were unacceptable. It was suggested I convert them to pdf documents. I did and still they could not be read. (Now all this time, they were completely readable to everyone but Progressive Leasing). I even spoke to a supervisor, Mark **, who informed me he could do nothing.

I signed up for Progressive Leasing at Lowe's. It was a simple process. Within 15 minutes I was able to purchase a freezer and schedule a delivery. After delivery, I noticed there was damage. I called Lowes and they offered a discount if I kept it. I called Progressive Leasing and explained the situation. The representative called Lowes right then. She was able to verify the discount and then adjusted my account. The next day I double checked my account and everything was perfect. I paid off the freezer within the 90 day option and everything was great. I would highly recommend Progressive Leasing for those situations when you need something and don't have the cash. I do suggest the 90 day payoff so you don't get stuck in the long term contract. The interest rate is very high.

Progressive Leasing came in handy when I needed to buy furniture. The entire process was transparent and fair. I selected the 90 days payment option and completed the process smoothly. I will recommend their business to friends.

I had an emergency to buy a recliner and didn’t have the cash right then, but wanted to pay off quickly. Used Progressive for 90 days same as cash and it was quick and convenient. They are connected with several different stores.

The lease purchase was incredibly easy. The customer service provided was amazing and greatly appreciated. It was during Covid 19. We had to conference call with the merchant. I could not have asked for an easier and more pleasant experience. Thank you! Thank you!

I have bought a number of items through this company, but my approval amount goes lower each time I buy an item. I have never been late or missed a payment. Really hard to understand why my amount goes lower. I will not be using this company again. You should consider doing the same.

Lee was very patient, friendly and helpful in helping me finish my online application! Must of spent about an hour helping me. Great customer service. She deserves a raise and a free lunch. Keep up the good work!

During the Coronavirus pandemic, I contacted Progressive as soon as I knew I was going to have trouble making payments until money started coming back in. The person I spoke to was fantastic, told me they would extend my 90 days same as cash option out to the end of May, 2020 to help me out, and that payments would be suspended until then. I asked at least 3 times - "So I don't need to make ANY payments until May 30, then just pay off the 90 days same as cash amount, right?" - and the rep confirmed that was correct every time I asked.

I bought wheels and tires from a store and used this company make payments. Come to find out they’re charging 110% more than the actual product you are buying. They say it’s leasing fees. Stay away at all cost, do not use them, it’s the first and last for me. It’s better to turn them into the BBB instead of trying to talk to them. It’s unfair practices, they’re thief’s, and try to prove that they can any way to make them look like the good guy. Stay away at all cost. You don’t get told what they do until it’s too late.

Love the 90 day pay out option. Customer service is always great and I do a lot of shopping with this company. They are very helpful. My go to people. Everyone is so nice on the phone and very helpful. I love this company.

This company was great to work with initially. I had a couple leases I always paid on time and usually paid off early. All was great until I changed my bank account, how dare I! I guess if you change your bank account and then RE-APPLY they go completely nuts and cannot compute what just happened. I changed my bank and reapplied for a lease and they denied me. I made more money than I did before so this was baffling. I was never late or failed to pay, so it was confusing. I had multiple successful leases with them, so this was mind boggling!

Easily Leased mattress with Progressive Leasing, my credit is fair, and I needed a new mattress desperately. Jerome’s here in Fountain Valley, CA offered this lease Pgm to help me, yes percentage rate high, but they gave me 90 days to pay back same as cash and or early buy out. I was able to have the mattress I wanted delivered same day, application was easy, automatic payments every pay day made things much more less stressful, after 6 months I did early buy out and the mattress is now mine. Not the same amt paid if I would of done the 90 days same as cash, paid a bit more of course, but was prorated the amount to additional time.

I bought sofa for 500, end up paying for more than year and still my balance 650. I paid 1200 and more for 500 dollar sofa. Please avoid this. It is a trap. Plz stay away. I made 100 dollar payment every month for more than a year and still got 640 balance.

At first I had to call because they started charging me 3 days prior to the scheduled weekly Friday, causing my account to almost overdraft. Then when I asked; they don't even report the good credit. Only if it's bad, always ask more questions before you trust a sketchy like this haphazardly as did I.

I just want to publicly thank Ryan ** from Progressive Leasing for helping me with an issue I had with Big Lots. When Big Lots was not cooperating, Ryan listened and acted with such an open heart. This is why I keep coming back to Progressive Leasing- because of the staff that truly care. Thank you!!

I had purchased a mattress from Mattress City in Everett Wa in 2019. Gary the salesmen there told me that I would only be paying $1,000 for the mattress through Progressive Leasing after the payments had been completed. He said that he was going to set me up on auto pay and that way I wouldn't miss any payments and that I would not pay any more than $1,000. He told me that the payments were monthly and that I would only be paying $88.98 a month. I was happy to get a new mattress and agreed to what he had promised.

I applied with Progressive Leasing on yesterday 03/02/20, to get a sofa set from one store but the next day which 03/03/20 I canceled my order so I can get a different sofa set from another store using Progressive, so they told me I had to reapply. I did but got denied, when I called Progressive and told them the situation they said that I had to submit 90 days of bank statements and a void check plus a letter from them to give to my bank for them to sign and stamp it. These people are crazy!!! I never received any furniture from no place yet!

I started 2 Progressive leases in August of last year. I recently decided to try for another and they informed me I couldn't because I already had 2 accounts - that was fine. They said if I one or both in full I could appeal the decision. So, I did. Paid it off, let it clear and sent them a picture of my account showing the cleared balance. There was still an issue so I called back and found out that it was because they needed to see the final payment AND the monthly payment cleared, that's fine. So I send them a copy of that along with the final payoff, and now they are saying they won't accept an 'altered,' document.

If I could have given this company zero stars, I would have. My husband and I opened an account with them two months before we got married in 2019 in order to finance our wedding rings. The very first experience I had with them was at the jewelry store when the individual that our salesperson was talking to just could not figure out how to enter the proper bank account information. Our sales person probably gave them our checking account number four different times before it was finally correct. I should have taken that as a sign, but I didn't.

Experience was awful because I got ripped off big time. Not happy with it at all. Over charge you with don't pay off 90 days. Not worth it. I'm not big fan of monthly payment. They are way over price. 150 dollars too much.

The company worked with me to resolve my concerns and they took it seriously. They helped with all my issues. Once the supervisor was told what happen she worked with me until everything was cleared up. I have bought items 3 times with this plan. This was the 1st time I ever had an issue. Now the issue is taken care of. Thank you Amy for your help.

I've had zero hassles with Progressive Leasing. They are upfront about their fees and billing process, and the representatives I've spoken with are professional, patient, and polite. They take the time to explain things and are willing to help. Based on my experience so far, I would recommend Progressive Leasing to anyone needing to buy certain items but lack upfront money and the necessary credit. (I needed a washer and dryer badly, and Progressive Leasing approved me so I could promptly get it.) From the start, the company has been clear about their costs and have stuck to our agreement when deducting from my bank account. So, no complaints!

I called January 20th to tell them I wouldn't be able to pay until I received my direct deposit. I would be paying them directly, not going thru automatic withdrawal. So on January 24th, they still took a payment out. It is currently January 26th, and my direct deposit will not be arriving until the 28th. I called Progressive on the 24th, and basically I was told that if the payment didn't go through, they would keep trying, resulting in more fees. I called in with enough time (3 days) to stop the payment, yet the rep did not stop it. I have intentions of paying in full and ending things with them. I have heard about them going in people's bank accounts without permission after everything has been paid. I will be taking action with my bank. I do not recommend.

I went through Progressive like most because of limited credit. I needed to take the diamond ring from the store that day due to time constraints etc. I was planning on paying for the entire purchase within 30 days, no matter what, so initially was not concerned. However; When I tried to pay the balance off after 3 weeks on their site the payment never went through. This after they promised me (on the phone) they would not charge for another week because I was paying it off. They charged and got another week because I authorized ACH deductions from my bank account. I had to call the company multiple times to get things straight. Bottom Line; I ended up paying over 2K for a $1,500 purchase and this in ONLY. (Less than 30 days!) Don't do business with Regressive. Please! Buyer BEWARE!!!

Progressive leasing is great about giving people chances, but why after 2 successful leases that were both paid off within 90 days, was my credit amount lowered? You'd think having paid them both of early they would raise my limit, not lower it. Seems to happen to most people I've talked to, and it's pretty unfortunate. Doesn't seem like a very good business practice to me.

Be careful applying for Progressive Leasing. I got approve once. Did not get anything but approved cause Raymour & Flanigan they denied me. I probably better off doing layaway cause they charge double the amount. Bunch of crooks. Please everyone be aware this company. If that want you want to call them are no good. Stay away.

I love the furniture that I got but the customer service is horrible!!! They call multiple times each day to tell me I am past due, when my payments are pending. I got fed up and called on 1/2/20 at 1:54 pm to tell the lady who answered the phone that MY PAYMENT IS PENDING and SHE HAD THE NERVE TO HANG UP ON ME!!!! NOT A GOODBYE, NOT A SCREW YOU...NOTHING BUT HANGING UP! As someone who works in customer service, if I did that, I would be fired.

My daughter bought a ring with Progressive Leasing about a year or more ago. She paid off a bed before buying the ring. I helped her make a payment. They retained my card numbers. Today I checked my bank account and they had debited my bank account without permission for her payment that her bank rejected. Progressive was told to remove my information after the one time payment. That is stealing. When you take something without permission then that is stealing. I reported it to the fraud department at Wells Fargo immediately. I even canceled my debit card to insure that these people do not have my information anymore. Thieves! Beware!

I have leased from other companies. Paid many items off. Never had any issues. Used this one and have had nothing but issues from the get go! My bank account was froze. I made my payment 2 to 3 days before its due date with another payment method. They charged my froze account. It bounced. And they are asking I pay a late fee that I refuse to pay. All I have gotten is the runaround via email and late payment phone call notifications... I'm early in my lease. I'm ready to say bye. It's not worth the hassle. When there are many good reputable lease companies!

Progressive Leasing did not pay Universal Electronics their money after giving the merchandise to a customer that been approved by progressive leasing. On December 7th 2019 progressive leasing approved a customer lease number ** to purchase from universal electronics and appliances. Progressive leasing llc. instructed universal electronics and appliances to release the merchandise to the customer which they did release the merchandise. After that progressive leasing did not pay universal electronics their money and they giving them the run around. We (universal electronics and appliances) call everyday for the past month to get paid without no result. We need help to get paid from progressive leasing llc.

My name is Bryan, and I've used Progressive Leasing for the last year. It was a fantastic service that offered so many great options. I was delighted until a recent denial. I've had three accounts with progressive leasing, where I paid everything on time and paid ahead of schedule. I've spent over $3000 worth of stuff using this service in three months. To my surprise, after paying off my past accounts with my Chime Bank account, progressive leasing is no longer taking checking card payments from this bank. With all the great online bank options available, traditional bank accounts are outdated. If you have an online bank account, you can't use this service when this was acceptable previously.

There was miscommunication at the beginning of my contract bc there was a delay on the washer I ordered. The payments didn’t start coming out of my bank until I received both washer and dryer. I spoke with representatives many times working together to get the appliances I ordered in a timely manner. I pressed how important it was as to me to pay off in 90 days.

I am not one to write reviews but I have been treated like a king every time I have used them. They are a 10 in every department from the top down. It has been a very simple and aggravation free. I have used them 4 times over the years and just recently bought some more furniture and a clothes washer from a new vendor they use. They now have a printed list of new vendors they use. I once had to miss a payment due to a hurricane. Had to vacate my area and go to a motel. They said no problem. Worked with me with the payment. Just one of many reasons it's a pleasure to deal with them. They are easy to reach, on hold time is very short if any and I receive call backs when necessary. The staff is extremely friendly and knowledgeable. Thank you Progressive.

I have used them 3 times now and paid 2 loans off within 90 days. I have found that if you pay the loans off within 90 days they will lower the amount you can borrow next time. That is my case anyway. That is a shady practice.

I used this program with Cricket to purchase a phone during the holiday season. I was planning to space out transactions on my debit and credit cards, as I’m also going through a home buying process. Because cricket doesn’t have an option to pay on the phone monthly they introduced me to Progressive Leasing. Cricket needs to do a better job with training their representatives to properly explain all costs and risks associated with Progressive Leasing and the price difference if they just purchase the phone directly with Cricket.

I had a difficult time in past for getting credit approval for iphone and tires, but my family told me trying to apply through Progressive Leasing with my current income. At first, I didn't believe it bc I got a decline from Snap Financial, but I listened to my family anyway. At the Tires Store, the staff helped me with the application and I got approval more than $1,500 when 4 tires were $500 included service fee and 4 wheels alignment. I feel blessed for that.

I went to my phone carrier and got a new iPhone. The receipt said the cost of the phone was 750$. They said, "You can work out a payment plan with a new lender." It all happened really quick. Because I have done this before at my store I didn’t think too much about it. These people are total sharks. If you don’t pay the 750$ balance off within three months they take the price of the phone and times it by three and then put you in a payment plan for 18 months and mind you they automatically deduct payments from you every two weeks from your checking account. By the time I realized I have already paid them almost 900$ they told me I would have to continue making payments for another year or do the buy out option of $500. I did the buy out option so I didn’t have to continue making $160 a month payments for another year. PLEASE do not use them. This is the worst type of loan you can get into. They should be stopped from doing business.

I have had an online login with Wayfair for some years with my maiden name. On Oct. 11 2019 I placed an order online with wayfair, I opted to use Progressive Leasing as I have leased with them in the past. I used my credit card in my now married name for the down payment which was approved for $1048.90. I was approved with Progressive leasing. I received emails from both wayfair and progressive that the order was successful. The next day I called wayfair and progressive leasing as online my account was showing each item I ordered was cancelled. I was then told my wayfair account was flagged for fraud. I assume my married name vs my maiden name, who knows. Nobody can tell you.

Progressive leasing lets you get what you need without the hassle of credit checks and the act of Congress to get approved. You have a few options to pay it off without interest or make minimal payments until complete. Customer service is great. This is my second lease and never second guessed myself. Very easy to work with. Thank you progressive.

I know that the fact that I don’t have good credit that I will be paying more for things to get financing, that is something I have come to terms with. I used them a few years ago to buy a computer and I was happy with the outcome. I borrowed $700 the first time (that is all that I was approved for) and it covered the cost of what I wanted. I still have the computer and now I’m buying a brand new one and I was approved for $1875 (won’t spend that much, lol). I think I got approved for more money because I went through my first contract without missing any payments.

I opted to use the 90 same as cash program, only to find out they WILL NOT allow you to delete your banking info or credit cards, even after the account is PAID IN FULL! They continue to charge you hoping that you won't catch on. When you do, they act like it was a simple mistake and say they will reimburse you. I finally had to cancel my credit cards and change my bank in order to ensure Progressive no longer had access to any of my account. DO NOT WORK WITH THIS COMPANY IN ANY WAY SHAPE OR FORM!

They are purely a greedy company that does not want to help you with bad credit. They are going to exploit your bad credit. Whether it is a wedding ring that you want to purchase, or furniture, cell phone, car tires, etc., they are going to approve you for an amount that they know that you can not pay back in 90 days, and 1200 will turn into double that. They know how much you make and they want you to take the bait, pure evil! And so what I did was used only a small portion of what I was approved for, and paid them back in 2 weeks.

Well, I must say it is not often that I have to pull my foot out of my mouth, but here we are. I was contacted by Progressive Leasing after I posted my review and they were extremely helpful in resolving my perceived issue with prior day billing. David in Customer Resolution was apologetic and helped steer me in the right direction regarding the payment posting with my bank. I am truly satisfied with the outcome and he and his staff have changed my perception of the company. I understood the interest rate applicable to my purchase but he explained in detail how the prior day posting is just an advisory that payment would be processed as scheduled and went on to let me know that the company is always willing to assist with restructuring the payment dates if other concerns arose. Thank you, Progressive Leasing!

Yes, it's very easy to qualify which can be exciting for a lot of people with bad credit. What this is is predatory lending. They will charge you thousands of dollars on your purchases. I had 900 worth of product I leased, and by the end of my terms, I was being charged $2400.00. This company takes advantage of the fact that their renters are subprime borrowers, and capitalizes that, which is business, I get it. But the rates they charge to lend are out of control.

I ended with a lease from this company through Cricket Wireless. I was approved for $1500 but only used about $900. I asked how much my payments were going to be and they said we would go over that after everything is finalized. I was then told my payments were going to be $83.00 BUT I was not told that was biweekly! They gave me the contract and sent me on my way. Looking over it I then see that after making payments for 12 months I would be paying a total of $2,000!!! For a $700 phone! They get you by saying there is NO interest and then tell you there is a leasing fee. Well the fee is which is more than the amount originally used.

This account has been a nightmare from the very beginning. From the store set up wrong payments and wrong payment amount. Called back to correct set up incorrect payments again. Which was totally the reps error and this per the rep I was speaking with to correct so I start getting late payment calls, so I call and ask why am I getting past due payment calls. He stated last rep set up incorrect payment amount and should not have set it up for the length of time she did so I asked him what need to be done to correct. He tells me no way to correct it, it will just show you late but not really late. None of these people have customer service skills.

Overall with their website and leasing program I am completely satisfied. I got approved in just under 5 minutes but that’s including the whole application process! I couldn’t pay in full so this will help anyone who is need of leasing. I just love it and the monthly payments are super affordable! 2 thumbs up for them!!!!

I went into Big Lots to purchase a few items for my new rental. Assistance came quickly, options were explored. The associate I worked with was helpful, kind, and professional. She was able to answer all my questions. The application on their computer was a bit of a challenge because it had to scroll down the program to read and sign but it was not easy to do and it kept wanting to time out but with their help all was good. They called promptly the next day when one product arrived from another store. Delivery was set at my convenience. Good experience. Applying for loan was short and easy. Easy. Thanks for a good experience.

I just went through a divorce and had no furniture for my new place. They approved me and my crap credit with no problems. I took the 90 day sac option. I probably called them 3-4 times because of my terrible money managing skills and asked them to please move my final payment date back without charging me the $4k in extra interest for not paying my last 90day sac payment as agreed.

Progressive leasing is horrible. I would give a more detailed review, but they have already wasted so much of my time that I don't want to let them waste more. Their computer system is absolutely horrible. Sometimes random payments get sent out that I didn't authorize. When I ask for these charges to be stopped, I am told that they were stopped. They still go through anyways. When I ask for them to be refunded, the person who I'm on the phone with refunds them to the wrong card. There is no organization to this company, and anyone who works for them has the competence of a third grader. Do not use progressive leasing.

My daughter needed a Apple Computer for school, I didn’t have the cash or credit to purchase it so I called Progressive Leasing to see if they could help out. And, yes, they did help me out. I was referred over to Best Buy after applying online to Progressive Leasing. We picked out what my daughter needed and it took me less than 20 minutes at Best Buy. The process was truly easy and I am a second time purchaser through Progressive Leasing! Karen **

I have had a great experience up until three weeks ago. On August 9, 2019, I took a bill consolidation loan out with my bank to pay off some bills. I had two accounts with them and the big account which was over $400 was paid and finalized. Now I have this other account that is a year old that had only $60 left to pay off. My bank sent out checks to pay off the balances and they were sent out in the same envelope. My bank has said that both checks were cashed the same day. So what went on? They are still trying to collect money from me and just got a call today from them saying they are attempting to collect a debt. I have been trying to find out what happened for two weeks and just this past week they said they would refund what I paid above what I owe. Today, none of that is in any notes on my account and it's like I'm back to the drawing board with them. I've had enough and I'm ready to speak to an attorney. I don't know what else to do.

I had established an account back in 2016 for a furniture purchase. Here in 2019 I discovered that Progressive Leasing ALLOWED some "MONSTER" to open up this dormant account without even checking for references, or normally running another "CREDIT CHECK" prior to allowing some stranger to purchase a $6200.00 14K wedding ring set on my name from Kay Jewelers? It could all be a SCAM with Progressive and Kay Jewelers. "LOW IQ Employees" are a part of the foolery! I've had to have all my accounts closed and new rearranged my whole life because this kind of EVIL! OLD & NEW Customers BEWARE!!

Took out a lease on an item I needed for a project. After choosing the item, I completed a short application, and was instantly approved. The item was shipped to me in good time. All in all, a good experience. Would lease again!

I applied got approved. Everything I was told is exactly how it went: I will be using them in the near future. I never experienced any problems. Anytime I called customer service they answered all my questions.

I would like to know if someone has had the same experience or not. I purchased furniture with Progressive Leasing and last week I had scheduled a payment to pay off the remaining balance. My payments come out automatically biweekly with my pay periods so I would think I would schedule my payment on the 16th when I got paid. I am now realizing that I completely think they scammed me and had my payment bounce back because the payment came out on the 15th!!! Why would I schedule something to come out a day before I got paid.

Mattress Firm, no credit check. Lease thru Progressive Leasing, 120 day trial and min is 3 weeks try with no obligations to buy, no fees added. l tried mattress for 30 days, l return the mattress with no issues. Now l am in Chapter 13, they’re trying to claim for 2200.00 for the mattress claim l had it financed???? This is such a joke. Don’t fall for these lies.

This is a great company. I am surprised at all of the bad reviews. I used Progressive Leasing to finance Furniture. My roommate moved out on me and I end up having to pay for rent and wasn't able to pay my furniture. I have 3 kids and was a single mom at the time. 2 years has passed and this company does not report to the credit bureaus. They did not harass me about payment. They only contact me with emails. Once a year offering a settlement. 3 years later I'm just now paying and they still offered me a settlement paying only 45% of what I actually owned. This is a company that has the right to obtain what you borrow from them but they still work with you anyway. I am extremely grateful. I am currently on a payment plan and am only paying 640 of 1320 that I owe. I don't believe that it's Progressive Leasing is the issue. I think it's the vendors that they allow to use their program that is mishandling business.

So, this is unusual. I'm an attorney working for a client who leased things from Progressive. My experience with them was outstanding. They were respectful, well informed, but most important very ethical in the choices they made. I can't speak for the company as a whole, their costs, etc., but my experience was exceptional.

Progressive Leasing was easily the least stressful extended payment plan I’ve ever used, aside from a credit card. As long as you use the 90 day option you are golden. I’ve checked other sites with negative reviews, and they all seem to boil down to, “I didn’t pay off my item within 90 days and now I’m very angry at myself, but taking it out on the company, instead.” Every interaction I’ve had with Progressive has been smooth and easy, their customer service was friendly, and their responses prompt. I used their app to get pre approved before going in to the store which made it that much easier and quick.

These people lie about everything they do! They change due dates, they scam your checking account ahead of due dates, they lie about when the 90 day cash buyout occurs. Do NOT under any circumstances use these scam artist to finance ANYTHING! I financed furniture for a family member. After a few months, I called for a payoff balance to bring my account to ZERO, they gave me my total and I paid it immediately with the representative over the phone. After a few days, they attempted to take a monthly payment form my account.

I got a dining set from Big Lots before Christmas and absolutely loved it. Right after Christmas my house was burglarized and they damaged my table and some chairs. I called Progressive Leasing and they got to work right away. I had a new table and chairs within a month. I am very pleased with how professional they were with this matter and I will be buying other things in the future.

After an initial purchase I made a return. I called to get answers about the general adjustments in my account. How great was my amazement to discover that the company refuses to share the information of the leasing fee calculation. In the "Information and Acknowledgment" document they say: "This purchase option MAY BE for more than the retailer's sale price, not "same as cash"". So "may be". The difference with the sale price is hidden in the Purchase Agreement under the phrase "90-Day Purchase Option amount plus tax" How do they calculate it? How to know if are they charging me a fair price? This is lack of transparency, that is called authorized theft. I don't recommend them to anyone.

No problems at all with this company. Took out a lease in April of 2019. Just paid it off. If you take the lease make sure you pay it off before the 90 days. Once again great company to do business with. Will definitely take another lease out in the future.

Going through easy leasing to purchase our product was very convenient and easy for my family. We were able to take our product home the same day and making the bi-weekly payments worked perfectly for our budget. I loved the fact I had the 90 day buy out option and set the payments through my banking account. I will be buying more from Progressive leasing in the future.

At first, I gave Progressive a positive review. I had planned on using their service again in the future. I made a purchase for roughly $800 as the 90 day option. However, I went online and paid it off, at approximately the two month mark. The total was less than the contract, but the contract states that early pay off was 65% of remaining balance of the 90 day payoff option. Anyway, I paid it in full. I did not receive any more deductions from my debit card. Not attempts on my checking which they have on file as well. Almost 2.5 months goes by, I get an email saying my contract 798 has been completed and my first payment will begin for July. I look at the lease and it's for the same item I purchased six months prior and paid in full.

Got some patio furniture from Big Lots on Memorial Day. Will be paying off the amount due and never doing business with them again. Was ONE day late on a payment and they charged $30 fee! Ridiculous! ** thieves.

I went to Treasures Jewelers to buy a pair of sunglasses. They told me they use a company called Progressive Leasing so instead of paying upfront I decided to do it. Well now I have paid 700$ for 1 pair of Oakley's and still owe more. Supposedly I bought jewelry and sunglasses adding up to 1,000$ that is completely incorrect. I’m not sure what to do at this point but I strongly recommend staying away from both of these companies. Hope to get this resolved soon. My purchase was in April 2019. Hope this helps others out.

These people are horrible. They had me do all of this running around to get approved for a store that say they don’t even work with. I would never recommend them. I completed the application online. It defaulted to a store in New York and I live in Missouri. They never communicated with me about it.

Called customer service today just to inquire why I am receiving a payment receipt today when my payment is due tomorrow. I was very nice although a little frustrated and confused. The customer service rep had the worst attitude! And after he gave me his explanation, ended his sentence with "so uhhh yeahh". I felt like I was talking to a sassy teenager. I was still confused and didn't really understand what he even said and he seemed very agitated and tried to rush me off the phone like I was pissing him off and I asked to speak to his manager. For one, I actually wanted an explanation that made sense and also to let this company know that their reps are insanely rude. Phone rang and rang, no manager ever came to the line. Thanks guys! Will pay off this purchase in three months and never use again.

These people lie about everything they do! They change due dates, they scam your checking account ahead of due dates, they lie about when the 90 day cash buyout occurs, they should be arrested for ucery! Do NOT under any circumstances use these scam artist to finance ANYTHING!

I ordered a phone and called to cancel the order and lease the very next day. It had already shipped so I caught the phone in transit and had it returned to sender. It was received back at their facility. I called once again to both parties to let them know that it needed to be canceled. Payment was drafted out of my account. Called again, getting the run around from both Progressive and Cricket. This has been going on for a month and payment has not been refunded.

Well I bought some beds at Big Lots using this company. Everything was fine for 10 months. I then tried using the early payoff, made the payment it said was my early payoff amount then after the payment cleared I go online to check my account and it shows I still have an early payoff amount and they're planning on submitting a payment next month. This company screws its customers and does not do business properly.

I am so grateful and happy with Progressive Leasing. They made it easy for me to pay for my item. When you are not able to pay the total price for an item right then. This is where Progressive Leasing came in to help me. I love the 90 day same as cash. Thank you so much.

Every time I call Progressive Leasing with a call I am always treated with kindness, wait times on the phone are short. Everyone I speak to is actually American so I can understand them, and they always solve the problem!

I purchased an item. A bit short on funds, I elected to use Progressive Leasing. After paying the full balance well before the 90 day mark, I asked the firm if they'd be so kind to include the true statement on any correspondence that I had paid the balance off even faster or better than the terms call for. They would not and that's a shame. It would have been an easy way to help a customer improve credit, a bit of good will via a simple true statement.

We purchased 1ct certified diamond earrings from Kay Jewelers for $2699.00 using Progressive Leasing. We were under the impression we would be paying $370 month until the $2699 + tax was paid. We will have paid over $5700 for a $2699 set of earrings if we continue with the lease. Had we known we would definitely have chosen the 90 day option. Please know the TOTAL cost before choosing to purchase through Progressive Leasing.

I don't understand some of the bad reviews I have read regarding this company. I have been a faithful customer for 3 years and has never had a problem with this company. Most of everything in my home was furnished through Big Lots using their Progressive Leasing Program. I have always used their 90 day option, and has had ZERO problems, but, I have to say that you MUST call them and ask for the 90 day option. Big Lots staff tells me this every time I go there to get something new. I have recommended this company to numerous friends, and they to have never had an issue. I will always be a customer.

We have used Progressive Leasing twice now. 1st time approved for $2,200, second time for $3,500. Both times were paid off within the 90 days. I'm sure we will be back at some point. Only advice would be, pay it off within the 90 days!

I am not including names or amounts for privacy. Ok first off, I read my contract. I knew what I was signing. I used a different company like this before with the exact same terms a couple years ago and I completed the 90 day buyout so I knew what I was getting into. You have to make sure you select "90 day buyout" when you make your payment and not just the regular payment. HOWEVER, when I did this, it showed me the buyout amount which I paid. Two days later it showed an additional buyout amount. I emailed Progressive asking them to send me a PIF letter and they said no, I owed yet; another amount different from what I paid and what was on their site.

Horrible place to use for leasing! They charge 100% interest on everything! This is loan sharking and I will be reporting them to the BBB! I hope everyone makes a complaint against them. They are taking advantage of everyone who uses their services!

Found out that the items I am purchasing cost me 2,500 for 2 items and it was doubled the amount. I will never buy or deal with them again. Even the company I bought them from told me to deal with them and I won’t have any problem with them at all.

I got a tv that was approved through Progressive Leasing. I paid them for the 90 day buy out. Got the confirmation email, confirmation #. 4 months later they started charging my account again saying one of my payments didn't go through so the 90 day buy out didn't count. Luckily I had the emails still with all the confirmation #s. They had to pay to pay my bank back what they pulled and NSF charges and nonscheduled payment charges.

Long story short if you don’t opt for the 90-day buyout option they get you by doubling the cost of the initial purchase e.g. $50 item is now $100. I purchased through Big Lots. THEY DID NOT DISCLOSE the high interest rate nor did Progressive. It was not until I downloaded the app and read the terms, but it’s obviously too late. However the app does state that there is no interest. THIS IS A LIE.

I have been trying for 2 days to get a phone loan through them. They kept asking for documentation and I kept providing them the documentation they kept asking for. Every time I did they would ask for new documentation. They gave me the run around for 2 days making me go back and forth to my bank to get documentation. They should tell you all up front what they need!!!! I will never do business with them again!!

These people are crooks if you don't pay them off quickly. It cost me double after just one year of on time payments. It is insane the way these people can't get away with this. Jesse James robbed people all the time but he did it with a gun. These people do it by minimum payments. I paid them off in full when I realized what was going on, PAY CLOSE ATTENTION.

Progressive Leasing mislead the public by saying you don't need credit but you do. I did not get approved because they said it could be cause of my credit after I verified my checking account and gave them a lot of personal info which I felt uncomfortable with. But I made good money but I was decilned. I'm approved at another furniture place and made these idiots look foolish. Would never recommend. I recommend RentDelite.

I will pay more than 3000 dollars for an item of 1000 dollars. Don't use it. Be aware. Not worth it. They don't tell you before you use the service. After you have the item you will realize that you are being ripped off. Scam bags.

This company is unfair. I purchased $900 in merchandise using the monthly payments. Now I used the pay it off in 90 days option. Well I paid it off in 90 days. Well a month later I wanted to use them again I got denied. I called and they stated that I need to use a different checking account??? Why can't I use the same one I used the first time. More like you guys did make money off me so you don't want my business.

All my family has used Progressive Leasing. We all used the 90 day option. Very easy to call to get information. Never had a problem with the company. We all own all our iPhones. Currently came back for my iPhone XR. I highly recommend Progressive Leasing.

I had no problem with these guys at all. I purchased a couch and bedroom set from Slumberland and used these guys because of course I have difficult credit. It was pretty laid out to me. I paid a 50 dollar application fee or lease fee that was non refundable and my payments were 92 every 2 weeks. Paid up to my 90 day buyout and paid it off. I see all of these nasty reviews about paying double. If you do not do 90 day buyout then you are going to pay double for your purchase. That is just how it is. They are not scamming you. It is like going into Aaron’s or Rent-A-Center. If you pay within buyout period then it's way cheaper. I would recommend to anyone.

So the key to using this company is to 1) opt for a 90-day lease agreement and 2) understand it has to be paid off before or on the due date. The 90-day lease is cheaper than acquiring those high-interest fees but IF YOU CAN'T AFFORD IT, YOU SHOULDN'T BE BUYING IT. Please take that into consideration when purchasing for wants, not needs. Anywho, so let's say the agreement is 90 days for $900, your biweekly payments should be about $150. But understand that the tax on that payment is not included in the payoff so the actual amount is more like 140. 6 weeks of payments of 140 is 840, not 900.

We made a mattress purchase and used Progressive Leasing to finance it. We used the 90 same as cash option and just paid it off. From start to finish it was seamless. They were very upfront about their terms. Our store associate where we made the purchase (Mattress Firm) was very knowledgeable of the service and also explained things clearly. Communication from Progressive Leasing was clear and prompt. They have a website that you can make your payments and even an app that you can download. I would definitely recommend them and would use them again if needed.

Long story short, I guess if you don’t have the funds and really want to buy the things needed without good credit then this is Ok. But be aware, they are very expensive if it is not paid back in 90 days. It’s usually double what the original price of loan they gave you and more at times. I bought my car rims through them, and yea paid about 5k. Never again, but you live and learn!!

Had moved into a new apartment with my wife last September. We needed a new couch and had looked at Big Lots. I just started a new job so I didn't have the cash to fork down on a brand new cash although I could afford bi weekly payments. Big Lots had told me about the lease to own option which allows me to purchase the couch within 90 days of the start of my lease. I was on board and went with that option, fast forward a month... They do not really tell you to switch to the Lease to Own option unless you ask or are already aware of this option. I looked into the account and found that the total cost of the couch was way more than what I was supposed to pay. I give them a call and have my account switched to the Lease to Own, after 3 months I had the couch paid off.

This is for the people curious or skeptical about Progressive Leasing. Ok so back story first. I went to Best Buy, got denied for their credit card, and so basically they said there was also a leasing option where they don't go by your credit score. So I ended up choosing the Progressive Leasing. I was feeling so good about it because I wanted this camera Bad, and didn't have $1,300 to pay for it. So now I'm happy and will have it paid off soon, so thank you Progressive I am enjoying the Amazing camera. So let me answer the Bugging questions I'm seeing, and explain how this works... I'll leave bullet points. Here goes.

In December I called to have my payments moved from the 1st and the 15th to the 8th and the 24th. At NO POINT during that call were expectations set that there is a difference between an Agreement Amendment and simply moving the dates. Fast forward to 3 months later to now getting phone calls saying my account is past due, but yet my payments reflect in the payment history being automatically debited out on the 8th and 24th like clockwork. Piss poor management gives a pathetic and fake apology and false expectations that they'll go back and "train". No the hell you won't. How could you when it took 3 damn months to bring to my attention that this was even a freaking thing. I WILL NEVER USE THEM AGAIN!

MY FIANCE BOUGHT MY RING AT KAY'S BACK IN NOVEMBER 2018. HE OBVIOUSLY PURCHASED IT ON HIS OWN, WITH HIS BANK ACCOUNT INFO. In December we went to lease furniture at FFO. I applied and got approved, he applied and got denied. No big deal. His payment for the ring gets drafted out every Thursday out of (his) account and has been since he bought the ring and it's now almost March. Sometime after December I started receiving email confirmation of the payment and I thought it was weird but dismissed it because it was still drafted from his account.

My husband THOUGHT we needed a bunk bed and a sofa and loveseat. Well the purchase price for all 3 was $1069 at Big Lots before tax. Big Lots partners with Progressive Leasing to lease their furniture if you don’t the money up front. My early payout option today is $1159.42 (that’s saving me about $600) plus I’ve already paid $788 over the course of 3.5 months. So they stick you for more than twice the price. Highly disgusted with the way they do business. I asked the rep what the APR is and she said there isn’t one. It’s just a set price when you lease with them I guess depending on the terms and amount you finance.

We moved into a new home from across the country and needed to get new furniture. We were limited to 1 income so we signed up with Progressive Leasing for a 2300.00 lease. We purchased all of the furniture we needed and paid 172 every 2 weeks until February. After the 2nd monthly payment was taken out I scheduled our total payoff for the remaining amount we spent. It was withdrawn from my account as schedule before the 90 day option and I received my email confirmation I was paid in full and completed my loan.

This company is beyond a joke. I applied for a new cell phone at Cricket knowing I would pay some interest, but they wanted to charge me $1,600 for a $700 cell phone. I called Progressive Leasing. Told them the interest is incredibly way too high for anyone to pay. I asked them how to return the phone and cancel the lease. They simply said, "Cricket has a seven-day return policy so just take the phone back." Also Progressive Leasing technically has a 10-day return policy. I went two days later to Cricket to return the phone like Progressive told me to do. They said the lease would cancel once I return the cell phone. I returned the cell phone 2 weeks ago and today my checking account was charged for a product I had for TWO days. All I know is if I don't get my money back and if I am charged again I AM suing. Do not use this company. They're robbing people.

I purchased some items from Big Lots and planned to pay off early until Progressive Leasing added almost $1500 to my bill. I complained to them about payments received and explained there is no way I owe them almost $1800 for items that came to $800 after I had already made at least 11 payments. I told them I was filing a small claims against them and you should see the email I received today. Now they say I only owe $375.87. What a big difference. Do not I repeat do not let these people take your hard earned money.

I got my bedroom set from Big Lots. They helped me with setting up the leasing purchase. I get my new furniture delivered the very next day. I paid for it with the 90 days same as cash plan. A week before the deadline of the 90 days I set up the final payment. Good thing I did because the payment was made 3 days after I set up the final payment. Lucky that I didn't wait too long! Love my furniture! Thank you Big Lots & Progressive Leasing!

I purchased a queen bed for myself and one for my son. The total came to about 1200.00 including delivery, taxes and whatnots. Not an issue. I was told I would pay 195.00 per month for my purchase. Well, once I got home and read the contract, I realized I would pay 195.00 2x a month on my payday. Not what I was planning, but I was aware of the 90 day same as cash, which meant anything I paid went to the 1200.00+ some of the fees Progressive imposed. So I did my best to pay it all in the 90 days. We desperately needed new beds, and I didn't have the cash up front. If I had paid the 400.00 a month for the 12 months like they were hoping they would have gotten almost 4800.00 from me. This is predatory practices. They know that people who apply with them have less than perfect credit, and they use that to their advantage.

I got approved from the company for 2,950. I called the customer support before making a purchase because I realized the lease didn't state what percent of interest they use. After being on hold for 30 minutes and arguing with them to inform me how much the "fees" will be since they don't charge "interest", for 2000 dollars they said a "ball park" estimate over 12 months would be 400 dollars a month. That equals out to $4,800 for a $2,000 loan... This company is a joke, they won't give you facts upfront.

I will NOT USE Progressive Leasing ever again. I used Progressive Leasing for the Purple mattress I have. Let me tell you up front that the company is a rip-off. I was told that my lease would be $63.00 plus tax. I made the payment of $63.13 when I signed the lease. Then after I received the mattress I got an email from Progressive saying that my first payment was due in the amount of $161.08 plus tax of $11.28 = $172.36. First off the amount is not what I thought. Anyway, if you pay this amount for 13 months, you will be paying almost $2000.00.

I am paying over 4000.00 for an 1800.00 bedroom set. I had no idea it would be that much! I smell a big class action lawsuit coming their way... I will never lease from Progressive again... Ripoff artist!

I have talked to 3-4 customer service representatives about changing my payment to the first or second of every month yet they never put it in their notes. They've cost me over 200 dollars just in overdraft fees because they would never change my payment date, don't use these people.

I am grateful for Progressive Leasing's 90 day same as cash program. I've completed two separate purchases and paid them off in full with no issues. Great solution for credit challenged consumers! I am looking forward to my next purchase already.

I don’t understand the negative reviews. The leasing agreement clearly identifies a 90 day pay off option, or an extended payoff option. If not paid off within 90 days, the price nearly doubles. Presented with this information, I knew I would pay off in 90 Days! Simple! If you can’t afford to pay off the amount within 90 days. I do not suggest you proceed with the agreement. Remember, there is no credit check! They are taking a risk, therefore taking longer than 90 days would result in them making more money. I think it’s great they are giving credit challenged individuals the opportunity to purchase. It’s almost like paying cash, if paying off in 90 days... The fees are very low!

I’m paying $4500 dollars on a $1600 purchase. Don’t ever use Progressive Leasing. It is not worth it! Trust me there are better ways to go than to get conned into one of these lease agreements. Never again will I use this lease.

Progressive what? If you want to pay $2,418.60 for a $1209.30 merchandise then lease from these people. They must have trained their salespeople to talk fast, distract you with baseless promises, and then rush you to sign an electronic lease agreement that doubles the actual price of anything you buy. Worst of all, you receive the lease agreement in your email after you walk out of their store with the merchandise. I didn't want to use my credit card to buy the watch, but that was a terrible mistake. Worst purchase of 2018! No more Progressive Leasing for me.

I have paid off 2 agreements with Progressive Leasing and I'm on my 3rd. No problems. Customer service is excellent and they work with you if you can't make your payment by the due date. Just give them 3 business days in advance and they will help you with your pay frequency. Products are in great condition and I love this service. It's convenient and good if you have problem credit.

We have worked with Progressive Leasing for many, many years on our website, DanTheTireMan.com. They are a great company to work with and we have tens of thousands of happy customers. It's a great solution for people who may have shaky credit and/or don't have a lot of cash out of pocket to pay for tires and wheels.

Progressive Leasing is a filled with Progressive lies! I was never told about the 90 payout BUT even moreover, while in the cell phone store, on the phone with Progressive, in the face of, witness, store clerk, my contract was to pay once a month at the time of my cell phone bill. I commenced to doing that, only to be called a month later by Progressives saying THEY CHARGE TWICE A MONTH! I told them I would file a complaint with the Dept. of Agriculture, FCC, etc for the phone company and Progressive is liable for the lie... I was then told I could get monthly payment if I paid the past, wrong amount first... I filed a complaint, Progressive just emailed me to call them. I did and it was agreed I'd make once a month payments BUT that didn't happen, then I learned they were charging other leasing fees! I am not paying them ** and I will be filing another more critical complaint and seek legal consultation.

I went to a Cricket store and apply for a phone leasing through Progressive leasing. First of all they told me my bill will only be $60.00 a month. No hidden fees. And I will receive my leasing agreement by email as soon as everything is finished. Never received Agreement. Found out that they took money out my account two times, payments exceeding $176 a month. And when I called they said it was nothing they could do about but put in a claim that would just help Cricket associates handle better business. But I would be stuck paying $176 a month. They then offered me Grace period on my payout. They used Cricket to lure you into a trap.

Have leased twice previously through Cricket and have paid on time for the 90 days. Absolutely no problems. Wanted something from Best Buy so applied again. Got $1,000 credit within 5 minutes of applying. Can't wait to deal with them again.

I've used Progressive Leasing twice now to purchase phones through Cricket and I've never had any problems. I love their 90 Days Same as Cash offer and was able to set up payments through them via email that made sure I had my phones paid off in time without worrying about it.

First of all never electronically sign for something not seen. I was told I would receive an email of the agreement after I signed but the only thing that showed up was that I signed electronically. Wow! They gave me the 90 day payoff through payments. Never would have amounted to the price needed to pay off. Which in turn set me up for another year of payments. In all I paid well over $2000 for a $599 dollar laptop. They also denied me an insurance claim when it was damaged. Terrible, cold-hearted people at Progressive Leasing.

I had 2 previous leases with this company and paid them off in full within the 90 day period. This time I had experienced some health issues and loss of family members which threw me into a tailspin financially. When I attempted to rectify the situation I found them to be totally uncooperative and very rude. I am going to pay off this account and I will never ever deal with them again. The customer service representatives must be the worst humans on the planet. Just unbelievable.

I've had a lease with them for a ring I bought. I paid on time every week for almost a year. When I was 4 payments away from being paid off, I went on the website to make my final payment. (Early Christmas present for me) AFTER I made the payment, and it told me that payment would pay me off in full. The website told me I still have to pay my next payment scheduled also. I then called customer service to get it straightened out, and they basically told me there's nothing they can do. I talked to Bill, the supervisor, and he actually huffed on the phone while I was explaining what was going on. Then, told me that I had to pay. There was absolutely nothing he could do.

I went to Repair Republic in Dallas, TX to have them fix my broken MacBook Pro, when I noticed that they had computers for sale (new and used). I asked about pricing and found that I didn't have the money to buy one just yet until the repair guy told me about Progressive Leasing. The process was quick and easy, took all of 15 minutes for finish the application and the transaction and was out the door. I had no problems with them until I lost my wallet and had to close my bank account due to fraudulent activity and money stolen from my account. During this time I had to wait for the bank to return the stolen money, which seemed like it took forever, with creditors breathing fire down my neck.

My experience was very good! It was clear from the beginning that there are three month to buy without interest. They also allow date changing to accommodate the customer, assuring that you're able to make the agreed upon payments. Now, that's just a bit about business, but it's the manner in which you're treated during these discussions is why I am writing this review. Intent, warmth or lack of, are easily recognized over a phone. I have always felt respected and treated with appreciation from the customer service agents. Particularly, Christi, a young lady who is kind, patient, listens well and seeks to make each customer experience "The Best". Understanding policy is one thing, but delivery is everything! We all know or can relate to these words, "You may not remember exactly what was said, but you will remember how you're made to feel".

If you are smart, you will read up on this company and run the other way. If you buy something for $500, you will be paying $2500 when it is all said and done. You will not find this out until months later when you think you might be close to paid off, only to find out you owe another year of payments. The salespeople will not allow you to see the contract you are signing electronically. You will be tricked, I promise. If a place of business says they use Progressive Leasing, they have been well trained at scamming customers!! Do your research.

I have now used Progressive Leasing three separate occasions. Each time has been pleasant and I have had no problems. Each time I have kept my purchases to the 90-day payoff and have been able to pay off without any problem. If you read the negative reviews on here take them with a grain of salt. A few of them are complaining about the quality of the product they purchased but at the end of the day the product is not from Progressive. It is from a retailer. Progressive just finances it for you.

I had a previous lease with this company and had paid it off in full. I try to get a lease on another item and get the big middle finger from them. Then when I call to confront them and demand that they give me the lease they are closed. If I find out they lied and pulled a credit report I will sue them for everything they have for false advertising. So here it is Progressive Scamming. Give me what I should be able to get or I will see you in court and you will be closed down!

I was needing to change my payment dates. Not a problem at all. Was just a quick call and confirmation and that was it. The payments were changed to where I needed them to be. Very polite and to the point. Great customer service.

Hi all! I just want to come here with a positive review. I almost did not use this company because of the hundreds of negative reviews. However, I went with it anyway. I used Progressive Leasing to buy a new mattress from mattress firm. I chose for the 90 day option. If you choose this option, you need to understand how it works. You make weekly payments. Payment amount is based on the total purchase price of the item you're purchasing/leasing. As long as you make these payments you will pay purchase price at the 90 day mark. If not, the price will double. You have gone past the 90 days. So now, you're paying purchase price AND lease price.

I opted for the 90 day buy out instead of the full lease so I wouldn’t pay double. I called the day before the 90 days was up and asked if I could pay the remaining balance of $836. I was put on hold for three minutes then told I could pay it off no problem. Since payment wouldn’t post for three days I figured she would say no but she said YES! I was so happy! Amazing customer service. I would highly recommend!

Progressive Leasing is a horrible company. They deny your payments and then harass you day and night about the money you already gave them and I have only had the table a few days before the chairs that came with it started breaking. Needless to say as soon as I'm done paying them off I will never use them again.

I purchased a laptop for school, did not have the cash up front to get the nice one I wanted. I came across Leaseville.com, did some research and decided to use this option. The computer was sent brand new from Best Buy, the price was only $200.00 more than if I walked into Best Buy and purchased straight through them which I was ok with since I had a few months to pay off. They do have to make some money. They were extremely helpful from beginning to end. Ask lots of questions & be 100% clear & understanding of what you are signing up for!

I had a 90 day buyout. Due to financial issues I couldn't do it. Well it's 5 months and I wanted to pay them off and they are saying I owe what I agreed to. But I been paying a payment for the last 5 months which equals to the amount I financed. Was told I would be charged up to a 29 percent interest rate till pd.

I was accepted for Progressive Leasing (PL) and I’ve had nothing but positive experiences with them so far. I was able to purchase a 14k Rose gold ring guard enhancer from “Unending Love” via Overstock. All I had to do was pay the initial payment of $49 (pre-tax) and use my debit card that I will be using for future payments. I know some people on here have had negative experiences with PL but if you just read your lease agreement, you’ll understand more of what is expected of you.

I am very disappointed with Progressive Leasing. Not only do they dishonor what one truly wants to buy but they debit one's bank account which causes penalties and overdraft fees. I paid off an account with them a few months back and wanted a blue sapphire ring. Progressive wouldn't honor my request and then I had to settle for something cheap. Then they recently debited my bank account even after I told the representative I couldn't make the payment which caused my account to have a negative balance and overdraft fees. Now I have to repay the bank those fees.

Customer service has always been great, I've never had any issues. They always go out of their way to help you or to ensure you're approved. Like previously mentioned, you won't have any issues if you pay off your lease before the 90 days which is well presented before you start your lease. Whenever possible, I'll use this company.

I have bought a ring at Zales. I used the 90 day payoff with them. If you pay it off before the 90 you won’t have a problem. Very easy. If you don’t plan on paying it off before the 90 day then you should not get what you’re about to get. Be financially smart and don’t pay double for something. I believe if you go past 90 days you will literally pay double as stated in the lease. Don’t do that.

I bought my impressions vanity from The Furniture Spot Sacramento. The total was $1200. Initially my payments were automatically set at $50 weekly until I called and changed it to $100 weekly and paid it off during the 90 day period. Pay it off in 90 days period. Most of the people complaining didn’t choose the 90 day buyout option. My vanity would have indeed been $2400 had I not paid it off in 90 days.

They are Scammers! Bought an Item for 1200, they charged me 2400 (1200 for item and 1200 for cost of lease?) They have so many hidden charges and hidden fees they don't want you to know about until months later and they tell you "Oh yeah, we didn't tell you that, but it was in the 60 page document we sent you." Never again.

I feel like this company is very discriminative towards people. It shouldn't matter if a person has a prepaid checking account. Because I have a prepaid checking account and mind you, I have a routing and account number associated with it in which that was a requirement. I got declined because it wasn't a traditional account which doesn't make any sense.

It's quite clear reading these reviews that people don't understand what they're signing up for. This company is the same as any lease to own company, if you don't pay it off in so and so time, you're going to pay more. Thus far I have changed my scheduled payment, paid extra, and have never had a problem with their customer service department. They're always friendly and quick to make any changes. I applied for my merchandise (a laptop) over the phone quickly and easily. Everything is emailed to me, and the entire process is electronic. They spell out the terms very concisely in your original paperwork. I'm on track for a 90 day buyout option, and I won't pay price and a half because I understand how to read paperwork. If you've made it through life this far and can't read simple terms and conditions, that is not the fault of the company.

I was very hesitant to use this company. I had heard through the grapevine that this company wasn't stellar, but I really wanted a Xidax computer, and Progressive Leasing was the only way I could finance. Took a risk and it paid off. Yes the interest is high, but a good thing is that they always offer early buyout. When I finally took the offer for early buyout I saved over 200 dollars. I had automatic payments and never had a problem. They even gladly adjusted the automatic payments when I called them three days in advance that I would like to monthly payment later in the month. Every month they redrew the exact amount, not a penny more, not any less. Any time I had questions and called they responded helpfully. All in all a great experience that was able to get me something I wouldn't have had otherwise.

I purchased some furniture from Ashley through Progressive in May. After an unforeseen financial problem, I decided to return the furniture in August. It is the middle of SEPTEMBER and they have yet to pick it up. I have been waiting for them to pick it up for a month. They have scheduled for different pickup dates and haven't shown for any of them.

I do not have an account with this company yet they keep calling me and will not remove me from the robocalls. I have asked repeatedly and to no avail. If I was interested I am not any longer. I would not do business with a company that doesn't understand, "Remove me from your list". They call three times a day saying they will remove me but the next day another call. But they claim my number does not show in Their system.

We purchased some furniture from Big Lots during a promotion where the initial payment was only $1.07. Get home to set up the payments and 49 dollars had been added to the price of the furniture set for the rest of the initial payment which we were NEVER informed of by any employee. It is not even in the leasing agreement that we owe an additional amount. When I called customer service he basically said I had to pay the extra money and could not explain why. No one can explain to me why I have to pay extra from lack of communication from the store and leasing company to their customers They do not explicitly outline pricing in their leasing agreement. I am extremely dissatisfied with this company and will never do this again nor recommend that someone use them.

I had the same experience as another customer. I was completely uninformed by the salesperson at Sprint. I was told that I could opt in for this plan, but up to $500 worth of accessories and they would pay me back and the payments to Progressive Leasing would stop. APPARENTLY NOT!!! Just found out there is a clause where I must opt out. Salesman was unaware. Needless to say, I got $500 worth of crap I didn't need (and some didn't work) and paid Progressive over $1200!!! They claim that is the convenience I opted for. I am so angry right now. Do not use them!!!

This company is ridiculous. I was totally uninformed from the store clerk. They cover up their ridiculous fees by calling them "cost of leasing" to keep from being sued for charging over 100% interest rates. They should be ashamed of themselves. I was dumb for going through them but promise it will never happen again. People work hard for their money and it's a shame we have companies out there who function like this one.

I had a gentleman call me from Progressive Leasing customer service today. They were concerend that I wasnt properly informed about the 90 day payout option and the financial impact that would occur if I didn't pay off my balance within the 90 days.