Progressive Leasing Reviews

I used this program with Cricket to purchase a phone during the holiday season. I was planning to space out transactions on my debit and credit cards, as I’m also going through a home buying process. Because cricket doesn’t have an option to pay on the phone monthly they introduced me to Progressive Leasing. Cricket needs to do a better job with training their representatives to properly explain all costs and risks associated with Progressive Leasing and the price difference if they just purchase the phone directly with Cricket.

I had a difficult time in past for getting credit approval for iphone and tires, but my family told me trying to apply through Progressive Leasing with my current income. At first, I didn't believe it bc I got a decline from Snap Financial, but I listened to my family anyway. At the Tires Store, the staff helped me with the application and I got approval more than $1,500 when 4 tires were $500 included service fee and 4 wheels alignment. I feel blessed for that.

I went to my phone carrier and got a new iPhone. The receipt said the cost of the phone was 750$. They said, "You can work out a payment plan with a new lender." It all happened really quick. Because I have done this before at my store I didn’t think too much about it. These people are total sharks. If you don’t pay the 750$ balance off within three months they take the price of the phone and times it by three and then put you in a payment plan for 18 months and mind you they automatically deduct payments from you every two weeks from your checking account. By the time I realized I have already paid them almost 900$ they told me I would have to continue making payments for another year or do the buy out option of $500. I did the buy out option so I didn’t have to continue making $160 a month payments for another year. PLEASE do not use them. This is the worst type of loan you can get into. They should be stopped from doing business.

I have had an online login with Wayfair for some years with my maiden name. On Oct. 11 2019 I placed an order online with wayfair, I opted to use Progressive Leasing as I have leased with them in the past. I used my credit card in my now married name for the down payment which was approved for $1048.90. I was approved with Progressive leasing. I received emails from both wayfair and progressive that the order was successful. The next day I called wayfair and progressive leasing as online my account was showing each item I ordered was cancelled. I was then told my wayfair account was flagged for fraud. I assume my married name vs my maiden name, who knows. Nobody can tell you.

Progressive leasing lets you get what you need without the hassle of credit checks and the act of Congress to get approved. You have a few options to pay it off without interest or make minimal payments until complete. Customer service is great. This is my second lease and never second guessed myself. Very easy to work with. Thank you progressive.

I know that the fact that I don’t have good credit that I will be paying more for things to get financing, that is something I have come to terms with. I used them a few years ago to buy a computer and I was happy with the outcome. I borrowed $700 the first time (that is all that I was approved for) and it covered the cost of what I wanted. I still have the computer and now I’m buying a brand new one and I was approved for $1875 (won’t spend that much, lol). I think I got approved for more money because I went through my first contract without missing any payments.

I opted to use the 90 same as cash program, only to find out they WILL NOT allow you to delete your banking info or credit cards, even after the account is PAID IN FULL! They continue to charge you hoping that you won't catch on. When you do, they act like it was a simple mistake and say they will reimburse you. I finally had to cancel my credit cards and change my bank in order to ensure Progressive no longer had access to any of my account. DO NOT WORK WITH THIS COMPANY IN ANY WAY SHAPE OR FORM!

They are purely a greedy company that does not want to help you with bad credit. They are going to exploit your bad credit. Whether it is a wedding ring that you want to purchase, or furniture, cell phone, car tires, etc., they are going to approve you for an amount that they know that you can not pay back in 90 days, and 1200 will turn into double that. They know how much you make and they want you to take the bait, pure evil! And so what I did was used only a small portion of what I was approved for, and paid them back in 2 weeks.

Well, I must say it is not often that I have to pull my foot out of my mouth, but here we are. I was contacted by Progressive Leasing after I posted my review and they were extremely helpful in resolving my perceived issue with prior day billing. David in Customer Resolution was apologetic and helped steer me in the right direction regarding the payment posting with my bank. I am truly satisfied with the outcome and he and his staff have changed my perception of the company. I understood the interest rate applicable to my purchase but he explained in detail how the prior day posting is just an advisory that payment would be processed as scheduled and went on to let me know that the company is always willing to assist with restructuring the payment dates if other concerns arose. Thank you, Progressive Leasing!

Yes, it's very easy to qualify which can be exciting for a lot of people with bad credit. What this is is predatory lending. They will charge you thousands of dollars on your purchases. I had 900 worth of product I leased, and by the end of my terms, I was being charged $2400.00. This company takes advantage of the fact that their renters are subprime borrowers, and capitalizes that, which is business, I get it. But the rates they charge to lend are out of control.

I ended with a lease from this company through Cricket Wireless. I was approved for $1500 but only used about $900. I asked how much my payments were going to be and they said we would go over that after everything is finalized. I was then told my payments were going to be $83.00 BUT I was not told that was biweekly! They gave me the contract and sent me on my way. Looking over it I then see that after making payments for 12 months I would be paying a total of $2,000!!! For a $700 phone! They get you by saying there is NO interest and then tell you there is a leasing fee. Well the fee is which is more than the amount originally used.

This account has been a nightmare from the very beginning. From the store set up wrong payments and wrong payment amount. Called back to correct set up incorrect payments again. Which was totally the reps error and this per the rep I was speaking with to correct so I start getting late payment calls, so I call and ask why am I getting past due payment calls. He stated last rep set up incorrect payment amount and should not have set it up for the length of time she did so I asked him what need to be done to correct. He tells me no way to correct it, it will just show you late but not really late. None of these people have customer service skills.

Overall with their website and leasing program I am completely satisfied. I got approved in just under 5 minutes but that’s including the whole application process! I couldn’t pay in full so this will help anyone who is need of leasing. I just love it and the monthly payments are super affordable! 2 thumbs up for them!!!!

I went into Big Lots to purchase a few items for my new rental. Assistance came quickly, options were explored. The associate I worked with was helpful, kind, and professional. She was able to answer all my questions. The application on their computer was a bit of a challenge because it had to scroll down the program to read and sign but it was not easy to do and it kept wanting to time out but with their help all was good. They called promptly the next day when one product arrived from another store. Delivery was set at my convenience. Good experience. Applying for loan was short and easy. Easy. Thanks for a good experience.

I just went through a divorce and had no furniture for my new place. They approved me and my crap credit with no problems. I took the 90 day sac option. I probably called them 3-4 times because of my terrible money managing skills and asked them to please move my final payment date back without charging me the $4k in extra interest for not paying my last 90day sac payment as agreed.

Progressive leasing is horrible. I would give a more detailed review, but they have already wasted so much of my time that I don't want to let them waste more. Their computer system is absolutely horrible. Sometimes random payments get sent out that I didn't authorize. When I ask for these charges to be stopped, I am told that they were stopped. They still go through anyways. When I ask for them to be refunded, the person who I'm on the phone with refunds them to the wrong card. There is no organization to this company, and anyone who works for them has the competence of a third grader. Do not use progressive leasing.

My daughter needed a Apple Computer for school, I didn’t have the cash or credit to purchase it so I called Progressive Leasing to see if they could help out. And, yes, they did help me out. I was referred over to Best Buy after applying online to Progressive Leasing. We picked out what my daughter needed and it took me less than 20 minutes at Best Buy. The process was truly easy and I am a second time purchaser through Progressive Leasing! Karen **

I have had a great experience up until three weeks ago. On August 9, 2019, I took a bill consolidation loan out with my bank to pay off some bills. I had two accounts with them and the big account which was over $400 was paid and finalized. Now I have this other account that is a year old that had only $60 left to pay off. My bank sent out checks to pay off the balances and they were sent out in the same envelope. My bank has said that both checks were cashed the same day. So what went on? They are still trying to collect money from me and just got a call today from them saying they are attempting to collect a debt. I have been trying to find out what happened for two weeks and just this past week they said they would refund what I paid above what I owe. Today, none of that is in any notes on my account and it's like I'm back to the drawing board with them. I've had enough and I'm ready to speak to an attorney. I don't know what else to do.

I had established an account back in 2016 for a furniture purchase. Here in 2019 I discovered that Progressive Leasing ALLOWED some "MONSTER" to open up this dormant account without even checking for references, or normally running another "CREDIT CHECK" prior to allowing some stranger to purchase a $6200.00 14K wedding ring set on my name from Kay Jewelers? It could all be a SCAM with Progressive and Kay Jewelers. "LOW IQ Employees" are a part of the foolery! I've had to have all my accounts closed and new rearranged my whole life because this kind of EVIL! OLD & NEW Customers BEWARE!!

Took out a lease on an item I needed for a project. After choosing the item, I completed a short application, and was instantly approved. The item was shipped to me in good time. All in all, a good experience. Would lease again!

I applied got approved. Everything I was told is exactly how it went: I will be using them in the near future. I never experienced any problems. Anytime I called customer service they answered all my questions.

I would like to know if someone has had the same experience or not. I purchased furniture with Progressive Leasing and last week I had scheduled a payment to pay off the remaining balance. My payments come out automatically biweekly with my pay periods so I would think I would schedule my payment on the 16th when I got paid. I am now realizing that I completely think they scammed me and had my payment bounce back because the payment came out on the 15th!!! Why would I schedule something to come out a day before I got paid.

Mattress Firm, no credit check. Lease thru Progressive Leasing, 120 day trial and min is 3 weeks try with no obligations to buy, no fees added. l tried mattress for 30 days, l return the mattress with no issues. Now l am in Chapter 13, they’re trying to claim for 2200.00 for the mattress claim l had it financed???? This is such a joke. Don’t fall for these lies.

This is a great company. I am surprised at all of the bad reviews. I used Progressive Leasing to finance Furniture. My roommate moved out on me and I end up having to pay for rent and wasn't able to pay my furniture. I have 3 kids and was a single mom at the time. 2 years has passed and this company does not report to the credit bureaus. They did not harass me about payment. They only contact me with emails. Once a year offering a settlement. 3 years later I'm just now paying and they still offered me a settlement paying only 45% of what I actually owned. This is a company that has the right to obtain what you borrow from them but they still work with you anyway. I am extremely grateful. I am currently on a payment plan and am only paying 640 of 1320 that I owe. I don't believe that it's Progressive Leasing is the issue. I think it's the vendors that they allow to use their program that is mishandling business.

So, this is unusual. I'm an attorney working for a client who leased things from Progressive. My experience with them was outstanding. They were respectful, well informed, but most important very ethical in the choices they made. I can't speak for the company as a whole, their costs, etc., but my experience was exceptional.

Progressive Leasing was easily the least stressful extended payment plan I’ve ever used, aside from a credit card. As long as you use the 90 day option you are golden. I’ve checked other sites with negative reviews, and they all seem to boil down to, “I didn’t pay off my item within 90 days and now I’m very angry at myself, but taking it out on the company, instead.” Every interaction I’ve had with Progressive has been smooth and easy, their customer service was friendly, and their responses prompt. I used their app to get pre approved before going in to the store which made it that much easier and quick.

These people lie about everything they do! They change due dates, they scam your checking account ahead of due dates, they lie about when the 90 day cash buyout occurs. Do NOT under any circumstances use these scam artist to finance ANYTHING! I financed furniture for a family member. After a few months, I called for a payoff balance to bring my account to ZERO, they gave me my total and I paid it immediately with the representative over the phone. After a few days, they attempted to take a monthly payment form my account.

I got a dining set from Big Lots before Christmas and absolutely loved it. Right after Christmas my house was burglarized and they damaged my table and some chairs. I called Progressive Leasing and they got to work right away. I had a new table and chairs within a month. I am very pleased with how professional they were with this matter and I will be buying other things in the future.

After an initial purchase I made a return. I called to get answers about the general adjustments in my account. How great was my amazement to discover that the company refuses to share the information of the leasing fee calculation. In the "Information and Acknowledgment" document they say: "This purchase option MAY BE for more than the retailer's sale price, not "same as cash"". So "may be". The difference with the sale price is hidden in the Purchase Agreement under the phrase "90-Day Purchase Option amount plus tax" How do they calculate it? How to know if are they charging me a fair price? This is lack of transparency, that is called authorized theft. I don't recommend them to anyone.

No problems at all with this company. Took out a lease in April of 2019. Just paid it off. If you take the lease make sure you pay it off before the 90 days. Once again great company to do business with. Will definitely take another lease out in the future.

Going through easy leasing to purchase our product was very convenient and easy for my family. We were able to take our product home the same day and making the bi-weekly payments worked perfectly for our budget. I loved the fact I had the 90 day buy out option and set the payments through my banking account. I will be buying more from Progressive leasing in the future.

At first, I gave Progressive a positive review. I had planned on using their service again in the future. I made a purchase for roughly $800 as the 90 day option. However, I went online and paid it off, at approximately the two month mark. The total was less than the contract, but the contract states that early pay off was 65% of remaining balance of the 90 day payoff option. Anyway, I paid it in full. I did not receive any more deductions from my debit card. Not attempts on my checking which they have on file as well. Almost 2.5 months goes by, I get an email saying my contract 798 has been completed and my first payment will begin for July. I look at the lease and it's for the same item I purchased six months prior and paid in full.

Got some patio furniture from Big Lots on Memorial Day. Will be paying off the amount due and never doing business with them again. Was ONE day late on a payment and they charged $30 fee! Ridiculous! ** thieves.

I went to Treasures Jewelers to buy a pair of sunglasses. They told me they use a company called Progressive Leasing so instead of paying upfront I decided to do it. Well now I have paid 700$ for 1 pair of Oakley's and still owe more. Supposedly I bought jewelry and sunglasses adding up to 1,000$ that is completely incorrect. I’m not sure what to do at this point but I strongly recommend staying away from both of these companies. Hope to get this resolved soon. My purchase was in April 2019. Hope this helps others out.

These people are horrible. They had me do all of this running around to get approved for a store that say they don’t even work with. I would never recommend them. I completed the application online. It defaulted to a store in New York and I live in Missouri. They never communicated with me about it.

Called customer service today just to inquire why I am receiving a payment receipt today when my payment is due tomorrow. I was very nice although a little frustrated and confused. The customer service rep had the worst attitude! And after he gave me his explanation, ended his sentence with "so uhhh yeahh". I felt like I was talking to a sassy teenager. I was still confused and didn't really understand what he even said and he seemed very agitated and tried to rush me off the phone like I was pissing him off and I asked to speak to his manager. For one, I actually wanted an explanation that made sense and also to let this company know that their reps are insanely rude. Phone rang and rang, no manager ever came to the line. Thanks guys! Will pay off this purchase in three months and never use again.

These people lie about everything they do! They change due dates, they scam your checking account ahead of due dates, they lie about when the 90 day cash buyout occurs, they should be arrested for ucery! Do NOT under any circumstances use these scam artist to finance ANYTHING!

I ordered a phone and called to cancel the order and lease the very next day. It had already shipped so I caught the phone in transit and had it returned to sender. It was received back at their facility. I called once again to both parties to let them know that it needed to be canceled. Payment was drafted out of my account. Called again, getting the run around from both Progressive and Cricket. This has been going on for a month and payment has not been refunded.

Well I bought some beds at Big Lots using this company. Everything was fine for 10 months. I then tried using the early payoff, made the payment it said was my early payoff amount then after the payment cleared I go online to check my account and it shows I still have an early payoff amount and they're planning on submitting a payment next month. This company screws its customers and does not do business properly.

I am so grateful and happy with Progressive Leasing. They made it easy for me to pay for my item. When you are not able to pay the total price for an item right then. This is where Progressive Leasing came in to help me. I love the 90 day same as cash. Thank you so much.

Every time I call Progressive Leasing with a call I am always treated with kindness, wait times on the phone are short. Everyone I speak to is actually American so I can understand them, and they always solve the problem!

I purchased an item. A bit short on funds, I elected to use Progressive Leasing. After paying the full balance well before the 90 day mark, I asked the firm if they'd be so kind to include the true statement on any correspondence that I had paid the balance off even faster or better than the terms call for. They would not and that's a shame. It would have been an easy way to help a customer improve credit, a bit of good will via a simple true statement.

We purchased 1ct certified diamond earrings from Kay Jewelers for $2699.00 using Progressive Leasing. We were under the impression we would be paying $370 month until the $2699 + tax was paid. We will have paid over $5700 for a $2699 set of earrings if we continue with the lease. Had we known we would definitely have chosen the 90 day option. Please know the TOTAL cost before choosing to purchase through Progressive Leasing.

I don't understand some of the bad reviews I have read regarding this company. I have been a faithful customer for 3 years and has never had a problem with this company. Most of everything in my home was furnished through Big Lots using their Progressive Leasing Program. I have always used their 90 day option, and has had ZERO problems, but, I have to say that you MUST call them and ask for the 90 day option. Big Lots staff tells me this every time I go there to get something new. I have recommended this company to numerous friends, and they to have never had an issue. I will always be a customer.

We have used Progressive Leasing twice now. 1st time approved for $2,200, second time for $3,500. Both times were paid off within the 90 days. I'm sure we will be back at some point. Only advice would be, pay it off within the 90 days!

I am not including names or amounts for privacy. Ok first off, I read my contract. I knew what I was signing. I used a different company like this before with the exact same terms a couple years ago and I completed the 90 day buyout so I knew what I was getting into. You have to make sure you select "90 day buyout" when you make your payment and not just the regular payment. HOWEVER, when I did this, it showed me the buyout amount which I paid. Two days later it showed an additional buyout amount. I emailed Progressive asking them to send me a PIF letter and they said no, I owed yet; another amount different from what I paid and what was on their site.

Horrible place to use for leasing! They charge 100% interest on everything! This is loan sharking and I will be reporting them to the BBB! I hope everyone makes a complaint against them. They are taking advantage of everyone who uses their services!

Found out that the items I am purchasing cost me 2,500 for 2 items and it was doubled the amount. I will never buy or deal with them again. Even the company I bought them from told me to deal with them and I won’t have any problem with them at all.

I got a tv that was approved through Progressive Leasing. I paid them for the 90 day buy out. Got the confirmation email, confirmation #. 4 months later they started charging my account again saying one of my payments didn't go through so the 90 day buy out didn't count. Luckily I had the emails still with all the confirmation #s. They had to pay to pay my bank back what they pulled and NSF charges and nonscheduled payment charges.

Long story short if you don’t opt for the 90-day buyout option they get you by doubling the cost of the initial purchase e.g. $50 item is now $100. I purchased through Big Lots. THEY DID NOT DISCLOSE the high interest rate nor did Progressive. It was not until I downloaded the app and read the terms, but it’s obviously too late. However the app does state that there is no interest. THIS IS A LIE.

I have been trying for 2 days to get a phone loan through them. They kept asking for documentation and I kept providing them the documentation they kept asking for. Every time I did they would ask for new documentation. They gave me the run around for 2 days making me go back and forth to my bank to get documentation. They should tell you all up front what they need!!!! I will never do business with them again!!

These people are crooks if you don't pay them off quickly. It cost me double after just one year of on time payments. It is insane the way these people can't get away with this. Jesse James robbed people all the time but he did it with a gun. These people do it by minimum payments. I paid them off in full when I realized what was going on, PAY CLOSE ATTENTION.

Progressive Leasing mislead the public by saying you don't need credit but you do. I did not get approved because they said it could be cause of my credit after I verified my checking account and gave them a lot of personal info which I felt uncomfortable with. But I made good money but I was decilned. I'm approved at another furniture place and made these idiots look foolish. Would never recommend. I recommend RentDelite.

I will pay more than 3000 dollars for an item of 1000 dollars. Don't use it. Be aware. Not worth it. They don't tell you before you use the service. After you have the item you will realize that you are being ripped off. Scam bags.

This company is unfair. I purchased $900 in merchandise using the monthly payments. Now I used the pay it off in 90 days option. Well I paid it off in 90 days. Well a month later I wanted to use them again I got denied. I called and they stated that I need to use a different checking account??? Why can't I use the same one I used the first time. More like you guys did make money off me so you don't want my business.

All my family has used Progressive Leasing. We all used the 90 day option. Very easy to call to get information. Never had a problem with the company. We all own all our iPhones. Currently came back for my iPhone XR. I highly recommend Progressive Leasing.

I had no problem with these guys at all. I purchased a couch and bedroom set from Slumberland and used these guys because of course I have difficult credit. It was pretty laid out to me. I paid a 50 dollar application fee or lease fee that was non refundable and my payments were 92 every 2 weeks. Paid up to my 90 day buyout and paid it off. I see all of these nasty reviews about paying double. If you do not do 90 day buyout then you are going to pay double for your purchase. That is just how it is. They are not scamming you. It is like going into Aaron’s or Rent-A-Center. If you pay within buyout period then it's way cheaper. I would recommend to anyone.

So the key to using this company is to 1) opt for a 90-day lease agreement and 2) understand it has to be paid off before or on the due date. The 90-day lease is cheaper than acquiring those high-interest fees but IF YOU CAN'T AFFORD IT, YOU SHOULDN'T BE BUYING IT. Please take that into consideration when purchasing for wants, not needs. Anywho, so let's say the agreement is 90 days for $900, your biweekly payments should be about $150. But understand that the tax on that payment is not included in the payoff so the actual amount is more like 140. 6 weeks of payments of 140 is 840, not 900.

We made a mattress purchase and used Progressive Leasing to finance it. We used the 90 same as cash option and just paid it off. From start to finish it was seamless. They were very upfront about their terms. Our store associate where we made the purchase (Mattress Firm) was very knowledgeable of the service and also explained things clearly. Communication from Progressive Leasing was clear and prompt. They have a website that you can make your payments and even an app that you can download. I would definitely recommend them and would use them again if needed.

Long story short, I guess if you don’t have the funds and really want to buy the things needed without good credit then this is Ok. But be aware, they are very expensive if it is not paid back in 90 days. It’s usually double what the original price of loan they gave you and more at times. I bought my car rims through them, and yea paid about 5k. Never again, but you live and learn!!

Had moved into a new apartment with my wife last September. We needed a new couch and had looked at Big Lots. I just started a new job so I didn't have the cash to fork down on a brand new cash although I could afford bi weekly payments. Big Lots had told me about the lease to own option which allows me to purchase the couch within 90 days of the start of my lease. I was on board and went with that option, fast forward a month... They do not really tell you to switch to the Lease to Own option unless you ask or are already aware of this option. I looked into the account and found that the total cost of the couch was way more than what I was supposed to pay. I give them a call and have my account switched to the Lease to Own, after 3 months I had the couch paid off.

This is for the people curious or skeptical about Progressive Leasing. Ok so back story first. I went to Best Buy, got denied for their credit card, and so basically they said there was also a leasing option where they don't go by your credit score. So I ended up choosing the Progressive Leasing. I was feeling so good about it because I wanted this camera Bad, and didn't have $1,300 to pay for it. So now I'm happy and will have it paid off soon, so thank you Progressive I am enjoying the Amazing camera. So let me answer the Bugging questions I'm seeing, and explain how this works... I'll leave bullet points. Here goes.

In December I called to have my payments moved from the 1st and the 15th to the 8th and the 24th. At NO POINT during that call were expectations set that there is a difference between an Agreement Amendment and simply moving the dates. Fast forward to 3 months later to now getting phone calls saying my account is past due, but yet my payments reflect in the payment history being automatically debited out on the 8th and 24th like clockwork. Piss poor management gives a pathetic and fake apology and false expectations that they'll go back and "train". No the hell you won't. How could you when it took 3 damn months to bring to my attention that this was even a freaking thing. I WILL NEVER USE THEM AGAIN!

MY FIANCE BOUGHT MY RING AT KAY'S BACK IN NOVEMBER 2018. HE OBVIOUSLY PURCHASED IT ON HIS OWN, WITH HIS BANK ACCOUNT INFO. In December we went to lease furniture at FFO. I applied and got approved, he applied and got denied. No big deal. His payment for the ring gets drafted out every Thursday out of (his) account and has been since he bought the ring and it's now almost March. Sometime after December I started receiving email confirmation of the payment and I thought it was weird but dismissed it because it was still drafted from his account.

My husband THOUGHT we needed a bunk bed and a sofa and loveseat. Well the purchase price for all 3 was $1069 at Big Lots before tax. Big Lots partners with Progressive Leasing to lease their furniture if you don’t the money up front. My early payout option today is $1159.42 (that’s saving me about $600) plus I’ve already paid $788 over the course of 3.5 months. So they stick you for more than twice the price. Highly disgusted with the way they do business. I asked the rep what the APR is and she said there isn’t one. It’s just a set price when you lease with them I guess depending on the terms and amount you finance.

We moved into a new home from across the country and needed to get new furniture. We were limited to 1 income so we signed up with Progressive Leasing for a 2300.00 lease. We purchased all of the furniture we needed and paid 172 every 2 weeks until February. After the 2nd monthly payment was taken out I scheduled our total payoff for the remaining amount we spent. It was withdrawn from my account as schedule before the 90 day option and I received my email confirmation I was paid in full and completed my loan.

This company is beyond a joke. I applied for a new cell phone at Cricket knowing I would pay some interest, but they wanted to charge me $1,600 for a $700 cell phone. I called Progressive Leasing. Told them the interest is incredibly way too high for anyone to pay. I asked them how to return the phone and cancel the lease. They simply said, "Cricket has a seven-day return policy so just take the phone back." Also Progressive Leasing technically has a 10-day return policy. I went two days later to Cricket to return the phone like Progressive told me to do. They said the lease would cancel once I return the cell phone. I returned the cell phone 2 weeks ago and today my checking account was charged for a product I had for TWO days. All I know is if I don't get my money back and if I am charged again I AM suing. Do not use this company. They're robbing people.

I purchased some items from Big Lots and planned to pay off early until Progressive Leasing added almost $1500 to my bill. I complained to them about payments received and explained there is no way I owe them almost $1800 for items that came to $800 after I had already made at least 11 payments. I told them I was filing a small claims against them and you should see the email I received today. Now they say I only owe $375.87. What a big difference. Do not I repeat do not let these people take your hard earned money.

I got my bedroom set from Big Lots. They helped me with setting up the leasing purchase. I get my new furniture delivered the very next day. I paid for it with the 90 days same as cash plan. A week before the deadline of the 90 days I set up the final payment. Good thing I did because the payment was made 3 days after I set up the final payment. Lucky that I didn't wait too long! Love my furniture! Thank you Big Lots & Progressive Leasing!

I purchased a queen bed for myself and one for my son. The total came to about 1200.00 including delivery, taxes and whatnots. Not an issue. I was told I would pay 195.00 per month for my purchase. Well, once I got home and read the contract, I realized I would pay 195.00 2x a month on my payday. Not what I was planning, but I was aware of the 90 day same as cash, which meant anything I paid went to the 1200.00+ some of the fees Progressive imposed. So I did my best to pay it all in the 90 days. We desperately needed new beds, and I didn't have the cash up front. If I had paid the 400.00 a month for the 12 months like they were hoping they would have gotten almost 4800.00 from me. This is predatory practices. They know that people who apply with them have less than perfect credit, and they use that to their advantage.

I got approved from the company for 2,950. I called the customer support before making a purchase because I realized the lease didn't state what percent of interest they use. After being on hold for 30 minutes and arguing with them to inform me how much the "fees" will be since they don't charge "interest", for 2000 dollars they said a "ball park" estimate over 12 months would be 400 dollars a month. That equals out to $4,800 for a $2,000 loan... This company is a joke, they won't give you facts upfront.

I will NOT USE Progressive Leasing ever again. I used Progressive Leasing for the Purple mattress I have. Let me tell you up front that the company is a rip-off. I was told that my lease would be $63.00 plus tax. I made the payment of $63.13 when I signed the lease. Then after I received the mattress I got an email from Progressive saying that my first payment was due in the amount of $161.08 plus tax of $11.28 = $172.36. First off the amount is not what I thought. Anyway, if you pay this amount for 13 months, you will be paying almost $2000.00.

I am paying over 4000.00 for an 1800.00 bedroom set. I had no idea it would be that much! I smell a big class action lawsuit coming their way... I will never lease from Progressive again... Ripoff artist!

I have talked to 3-4 customer service representatives about changing my payment to the first or second of every month yet they never put it in their notes. They've cost me over 200 dollars just in overdraft fees because they would never change my payment date, don't use these people.

I am grateful for Progressive Leasing's 90 day same as cash program. I've completed two separate purchases and paid them off in full with no issues. Great solution for credit challenged consumers! I am looking forward to my next purchase already.

I don’t understand the negative reviews. The leasing agreement clearly identifies a 90 day pay off option, or an extended payoff option. If not paid off within 90 days, the price nearly doubles. Presented with this information, I knew I would pay off in 90 Days! Simple! If you can’t afford to pay off the amount within 90 days. I do not suggest you proceed with the agreement. Remember, there is no credit check! They are taking a risk, therefore taking longer than 90 days would result in them making more money. I think it’s great they are giving credit challenged individuals the opportunity to purchase. It’s almost like paying cash, if paying off in 90 days... The fees are very low!

I’m paying $4500 dollars on a $1600 purchase. Don’t ever use Progressive Leasing. It is not worth it! Trust me there are better ways to go than to get conned into one of these lease agreements. Never again will I use this lease.

Progressive what? If you want to pay $2,418.60 for a $1209.30 merchandise then lease from these people. They must have trained their salespeople to talk fast, distract you with baseless promises, and then rush you to sign an electronic lease agreement that doubles the actual price of anything you buy. Worst of all, you receive the lease agreement in your email after you walk out of their store with the merchandise. I didn't want to use my credit card to buy the watch, but that was a terrible mistake. Worst purchase of 2018! No more Progressive Leasing for me.

I have paid off 2 agreements with Progressive Leasing and I'm on my 3rd. No problems. Customer service is excellent and they work with you if you can't make your payment by the due date. Just give them 3 business days in advance and they will help you with your pay frequency. Products are in great condition and I love this service. It's convenient and good if you have problem credit.

We have worked with Progressive Leasing for many, many years on our website, DanTheTireMan.com. They are a great company to work with and we have tens of thousands of happy customers. It's a great solution for people who may have shaky credit and/or don't have a lot of cash out of pocket to pay for tires and wheels.

Progressive Leasing is a filled with Progressive lies! I was never told about the 90 payout BUT even moreover, while in the cell phone store, on the phone with Progressive, in the face of, witness, store clerk, my contract was to pay once a month at the time of my cell phone bill. I commenced to doing that, only to be called a month later by Progressives saying THEY CHARGE TWICE A MONTH! I told them I would file a complaint with the Dept. of Agriculture, FCC, etc for the phone company and Progressive is liable for the lie... I was then told I could get monthly payment if I paid the past, wrong amount first... I filed a complaint, Progressive just emailed me to call them. I did and it was agreed I'd make once a month payments BUT that didn't happen, then I learned they were charging other leasing fees! I am not paying them ** and I will be filing another more critical complaint and seek legal consultation.

I went to a Cricket store and apply for a phone leasing through Progressive leasing. First of all they told me my bill will only be $60.00 a month. No hidden fees. And I will receive my leasing agreement by email as soon as everything is finished. Never received Agreement. Found out that they took money out my account two times, payments exceeding $176 a month. And when I called they said it was nothing they could do about but put in a claim that would just help Cricket associates handle better business. But I would be stuck paying $176 a month. They then offered me Grace period on my payout. They used Cricket to lure you into a trap.

Have leased twice previously through Cricket and have paid on time for the 90 days. Absolutely no problems. Wanted something from Best Buy so applied again. Got $1,000 credit within 5 minutes of applying. Can't wait to deal with them again.

I've used Progressive Leasing twice now to purchase phones through Cricket and I've never had any problems. I love their 90 Days Same as Cash offer and was able to set up payments through them via email that made sure I had my phones paid off in time without worrying about it.

First of all never electronically sign for something not seen. I was told I would receive an email of the agreement after I signed but the only thing that showed up was that I signed electronically. Wow! They gave me the 90 day payoff through payments. Never would have amounted to the price needed to pay off. Which in turn set me up for another year of payments. In all I paid well over $2000 for a $599 dollar laptop. They also denied me an insurance claim when it was damaged. Terrible, cold-hearted people at Progressive Leasing.

I had 2 previous leases with this company and paid them off in full within the 90 day period. This time I had experienced some health issues and loss of family members which threw me into a tailspin financially. When I attempted to rectify the situation I found them to be totally uncooperative and very rude. I am going to pay off this account and I will never ever deal with them again. The customer service representatives must be the worst humans on the planet. Just unbelievable.

I've had a lease with them for a ring I bought. I paid on time every week for almost a year. When I was 4 payments away from being paid off, I went on the website to make my final payment. (Early Christmas present for me) AFTER I made the payment, and it told me that payment would pay me off in full. The website told me I still have to pay my next payment scheduled also. I then called customer service to get it straightened out, and they basically told me there's nothing they can do. I talked to Bill, the supervisor, and he actually huffed on the phone while I was explaining what was going on. Then, told me that I had to pay. There was absolutely nothing he could do.

I went to Repair Republic in Dallas, TX to have them fix my broken MacBook Pro, when I noticed that they had computers for sale (new and used). I asked about pricing and found that I didn't have the money to buy one just yet until the repair guy told me about Progressive Leasing. The process was quick and easy, took all of 15 minutes for finish the application and the transaction and was out the door. I had no problems with them until I lost my wallet and had to close my bank account due to fraudulent activity and money stolen from my account. During this time I had to wait for the bank to return the stolen money, which seemed like it took forever, with creditors breathing fire down my neck.

My experience was very good! It was clear from the beginning that there are three month to buy without interest. They also allow date changing to accommodate the customer, assuring that you're able to make the agreed upon payments. Now, that's just a bit about business, but it's the manner in which you're treated during these discussions is why I am writing this review. Intent, warmth or lack of, are easily recognized over a phone. I have always felt respected and treated with appreciation from the customer service agents. Particularly, Christi, a young lady who is kind, patient, listens well and seeks to make each customer experience "The Best". Understanding policy is one thing, but delivery is everything! We all know or can relate to these words, "You may not remember exactly what was said, but you will remember how you're made to feel".

If you are smart, you will read up on this company and run the other way. If you buy something for $500, you will be paying $2500 when it is all said and done. You will not find this out until months later when you think you might be close to paid off, only to find out you owe another year of payments. The salespeople will not allow you to see the contract you are signing electronically. You will be tricked, I promise. If a place of business says they use Progressive Leasing, they have been well trained at scamming customers!! Do your research.

I have now used Progressive Leasing three separate occasions. Each time has been pleasant and I have had no problems. Each time I have kept my purchases to the 90-day payoff and have been able to pay off without any problem. If you read the negative reviews on here take them with a grain of salt. A few of them are complaining about the quality of the product they purchased but at the end of the day the product is not from Progressive. It is from a retailer. Progressive just finances it for you.

I had a previous lease with this company and had paid it off in full. I try to get a lease on another item and get the big middle finger from them. Then when I call to confront them and demand that they give me the lease they are closed. If I find out they lied and pulled a credit report I will sue them for everything they have for false advertising. So here it is Progressive Scamming. Give me what I should be able to get or I will see you in court and you will be closed down!

I was needing to change my payment dates. Not a problem at all. Was just a quick call and confirmation and that was it. The payments were changed to where I needed them to be. Very polite and to the point. Great customer service.

Hi all! I just want to come here with a positive review. I almost did not use this company because of the hundreds of negative reviews. However, I went with it anyway. I used Progressive Leasing to buy a new mattress from mattress firm. I chose for the 90 day option. If you choose this option, you need to understand how it works. You make weekly payments. Payment amount is based on the total purchase price of the item you're purchasing/leasing. As long as you make these payments you will pay purchase price at the 90 day mark. If not, the price will double. You have gone past the 90 days. So now, you're paying purchase price AND lease price.

I opted for the 90 day buy out instead of the full lease so I wouldn’t pay double. I called the day before the 90 days was up and asked if I could pay the remaining balance of $836. I was put on hold for three minutes then told I could pay it off no problem. Since payment wouldn’t post for three days I figured she would say no but she said YES! I was so happy! Amazing customer service. I would highly recommend!

Progressive Leasing is a horrible company. They deny your payments and then harass you day and night about the money you already gave them and I have only had the table a few days before the chairs that came with it started breaking. Needless to say as soon as I'm done paying them off I will never use them again.

I purchased a laptop for school, did not have the cash up front to get the nice one I wanted. I came across Leaseville.com, did some research and decided to use this option. The computer was sent brand new from Best Buy, the price was only $200.00 more than if I walked into Best Buy and purchased straight through them which I was ok with since I had a few months to pay off. They do have to make some money. They were extremely helpful from beginning to end. Ask lots of questions & be 100% clear & understanding of what you are signing up for!

I had a 90 day buyout. Due to financial issues I couldn't do it. Well it's 5 months and I wanted to pay them off and they are saying I owe what I agreed to. But I been paying a payment for the last 5 months which equals to the amount I financed. Was told I would be charged up to a 29 percent interest rate till pd.

I was accepted for Progressive Leasing (PL) and I’ve had nothing but positive experiences with them so far. I was able to purchase a 14k Rose gold ring guard enhancer from “Unending Love” via Overstock. All I had to do was pay the initial payment of $49 (pre-tax) and use my debit card that I will be using for future payments. I know some people on here have had negative experiences with PL but if you just read your lease agreement, you’ll understand more of what is expected of you.

I am very disappointed with Progressive Leasing. Not only do they dishonor what one truly wants to buy but they debit one's bank account which causes penalties and overdraft fees. I paid off an account with them a few months back and wanted a blue sapphire ring. Progressive wouldn't honor my request and then I had to settle for something cheap. Then they recently debited my bank account even after I told the representative I couldn't make the payment which caused my account to have a negative balance and overdraft fees. Now I have to repay the bank those fees.

Customer service has always been great, I've never had any issues. They always go out of their way to help you or to ensure you're approved. Like previously mentioned, you won't have any issues if you pay off your lease before the 90 days which is well presented before you start your lease. Whenever possible, I'll use this company.

I have bought a ring at Zales. I used the 90 day payoff with them. If you pay it off before the 90 you won’t have a problem. Very easy. If you don’t plan on paying it off before the 90 day then you should not get what you’re about to get. Be financially smart and don’t pay double for something. I believe if you go past 90 days you will literally pay double as stated in the lease. Don’t do that.

I bought my impressions vanity from The Furniture Spot Sacramento. The total was $1200. Initially my payments were automatically set at $50 weekly until I called and changed it to $100 weekly and paid it off during the 90 day period. Pay it off in 90 days period. Most of the people complaining didn’t choose the 90 day buyout option. My vanity would have indeed been $2400 had I not paid it off in 90 days.

They are Scammers! Bought an Item for 1200, they charged me 2400 (1200 for item and 1200 for cost of lease?) They have so many hidden charges and hidden fees they don't want you to know about until months later and they tell you "Oh yeah, we didn't tell you that, but it was in the 60 page document we sent you." Never again.

I feel like this company is very discriminative towards people. It shouldn't matter if a person has a prepaid checking account. Because I have a prepaid checking account and mind you, I have a routing and account number associated with it in which that was a requirement. I got declined because it wasn't a traditional account which doesn't make any sense.

It's quite clear reading these reviews that people don't understand what they're signing up for. This company is the same as any lease to own company, if you don't pay it off in so and so time, you're going to pay more. Thus far I have changed my scheduled payment, paid extra, and have never had a problem with their customer service department. They're always friendly and quick to make any changes. I applied for my merchandise (a laptop) over the phone quickly and easily. Everything is emailed to me, and the entire process is electronic. They spell out the terms very concisely in your original paperwork. I'm on track for a 90 day buyout option, and I won't pay price and a half because I understand how to read paperwork. If you've made it through life this far and can't read simple terms and conditions, that is not the fault of the company.

I was very hesitant to use this company. I had heard through the grapevine that this company wasn't stellar, but I really wanted a Xidax computer, and Progressive Leasing was the only way I could finance. Took a risk and it paid off. Yes the interest is high, but a good thing is that they always offer early buyout. When I finally took the offer for early buyout I saved over 200 dollars. I had automatic payments and never had a problem. They even gladly adjusted the automatic payments when I called them three days in advance that I would like to monthly payment later in the month. Every month they redrew the exact amount, not a penny more, not any less. Any time I had questions and called they responded helpfully. All in all a great experience that was able to get me something I wouldn't have had otherwise.

I purchased some furniture from Ashley through Progressive in May. After an unforeseen financial problem, I decided to return the furniture in August. It is the middle of SEPTEMBER and they have yet to pick it up. I have been waiting for them to pick it up for a month. They have scheduled for different pickup dates and haven't shown for any of them.

I do not have an account with this company yet they keep calling me and will not remove me from the robocalls. I have asked repeatedly and to no avail. If I was interested I am not any longer. I would not do business with a company that doesn't understand, "Remove me from your list". They call three times a day saying they will remove me but the next day another call. But they claim my number does not show in Their system.

We purchased some furniture from Big Lots during a promotion where the initial payment was only $1.07. Get home to set up the payments and 49 dollars had been added to the price of the furniture set for the rest of the initial payment which we were NEVER informed of by any employee. It is not even in the leasing agreement that we owe an additional amount. When I called customer service he basically said I had to pay the extra money and could not explain why. No one can explain to me why I have to pay extra from lack of communication from the store and leasing company to their customers They do not explicitly outline pricing in their leasing agreement. I am extremely dissatisfied with this company and will never do this again nor recommend that someone use them.

I had the same experience as another customer. I was completely uninformed by the salesperson at Sprint. I was told that I could opt in for this plan, but up to $500 worth of accessories and they would pay me back and the payments to Progressive Leasing would stop. APPARENTLY NOT!!! Just found out there is a clause where I must opt out. Salesman was unaware. Needless to say, I got $500 worth of crap I didn't need (and some didn't work) and paid Progressive over $1200!!! They claim that is the convenience I opted for. I am so angry right now. Do not use them!!!

This company is ridiculous. I was totally uninformed from the store clerk. They cover up their ridiculous fees by calling them "cost of leasing" to keep from being sued for charging over 100% interest rates. They should be ashamed of themselves. I was dumb for going through them but promise it will never happen again. People work hard for their money and it's a shame we have companies out there who function like this one.

I had a gentleman call me from Progressive Leasing customer service today. They were concerend that I wasnt properly informed about the 90 day payout option and the financial impact that would occur if I didn't pay off my balance within the 90 days.

I bought two birthstone rings from my department store’s jewelers, they suggested Progressive Leasing because they didn’t have a payment plan. And I signed and now regret everything. They ask for full name, birthday, social security, and bank information. MAKE SURE YOU READ EVERY WORD OF THEIR LEASE AGREEMENT!!! If you do the 90-day Plan, MAKE SURE YOU STAY ON TOP OF IT, because as soon as you pass 90 days it DOUBLES the price. (Also pay 87 days before because it takes two to three days to process) I cannot stress enough that you need to be two steps ahead them. This is a legal scam and it takes its victims by the throat. Stay safe! (Caps are for emphasization.)

I have had several leases with Progressive. Paid them off and got another. I recently applied for a new lease and was denied, reason I was given, "Cannot identify". However when I first started I was told, "Congratulations your account is paid out." I called to find out what the problem was and was told I would have to wait a month before I could apply again. My son which has had an account before applied and was given the same reason. Could not identify. I have had good experience in the past, however my gut is telling me maybe I should leave them alone. The first response that I saw made me think there must be something going on with them. My next move is to check my credit, because they advertise no credit check.

I was HIGHLY DISSATISFIED with the customer service and my purchase of a USED product. I purchased a twin/full bunk bed for my son. When the bed was delivered, the PADS that came with it did not last 3 days and the bed was scratched, dented and unacceptable. I called King Furniture on Perkins, who was going out of business, yet charging customers more than what the items cost.

I knew going in it was going to be difficult due to my husband's medical bills from the past, but Progressive Leasing helped without making me feel as if I were begging. I did not start with the highest credit level, but increases are on the way. I know what I am getting, how much I am paying, and how to save money. It's no 0.0% financing, but it's a heck of a start. I recommend to everyone. Thanks Progressive Leasing!

I have been a loyal customer and paid off many accounts with this company. I had placed the application have a jewelry store because I wanna to upgrade my ring but they only approved me for 600. I asked them why, because I've been approved for more in the past and I've paid off every account. All they had to say was, "I don't know. I'm sorry we can't help you but that's what you're being approved for." That's their loss. They could have gotten more money from me but they did not one to help me in any way. So I won't be doing business with them anymore. And the worst part they wouldn't let me talk to the supervisor or the people who make the decision so I could not get a reason which is unacceptable. Stay away from this company. They are horrible.

Went in to a Cricket Wireless store to look at service and to use their leasing option from Progressive Leasing (for a new Samsung S9). First they say they do no credit check, which is false. I filled out the application with all my personal info, including my bank info. It was submitted, comes back denied, and have to call. So I call, and was advised they needed a 3 month banking statements. So I submitted via their link they text, and it goes thru. Then I was advised to call back in 15 to 20 minutes, so I do that. The representative states they still decline it.

This is my second time financing with Progressive. Everything was explained when I spoke to them on phone. I believe Big Lots had a little card that listed payments. Weekly payments are affordable for the amount I spent.

Please be very careful when selecting this company. The terms are very misleading. Let me point out what you need to look for. They will get you one way or the other. 1) Your initial in store payment will not be applied to your balance. It basically covers fees only. 2) You will have 2 payment options on file. Your checking account which technically takes 3 days to pull and your debit card which pulls same day. This will make a difference when you’re faced with the 90 day option date. If you are making the payment on the buyout date and use the checking account technically it will not post to your account for approximately 3 days. That’s why they overemphasize they need 3 days to make changes. Always use your debit card in this situation. The system default is to use your checking account that takes 3 days.

After using UOWN for a purchase of a bed and living area and receiving fair service from the staff, I decided to purchase again and use them with the 90 quick payout just like I did the 1st time. After making additional payments on top of my regular payments, on April 30th 2018 I received a call that my account was delinquent which it was strange as I had funds in my account. I was notified that they changed the information from my bank account to my credit card WITHOUT MY PERMISSION. I used my credit card to make the additional payments and my bank account to make the withdraws of the regular bi-weekly payments. I told the agent that at no point I had authorized this and all auto payments should come via ACH not CC.

I used this company when buying a mattress. They do have the same shady tactics of a finance company, but once you understand that, you can get around them. I got a generous approval amount but used only 1/4. The key to not getting played is to call Progressive & have everything explained & set up a payment plan that fits your budget. They tell you the full cost + interest upfront (2 to 4 years high interest) which is a turn off to most but I find it refreshing since credit cards don't, so you don't realize how much you are overpaying for everything you finance! Their only requirement is that you pay something regularly. They do have a minimum, however they allow you to change the payment amount & date without penalty, which is epic! Of course pushing out payments benefits them because you keep accumulating interest, but you can give yourself breathing room if you have an emergency. Try doing that with a car or credit card payment!!

Leasing Furniture - WOW!!! WHAT A SCAM!!! I bought a couch on sale for $600 and two $100 bar stools. They are taking $69 out of my account bimonthly. After 5 months I called to see what my balance was. $972!!! More than the furniture was to begin with. I WILL NEVER GO IN THERE AGAIN.

Please for the love of peanut butter... take these reviews seriously. I thought it was just people that don't pay and want something for free. NO... I'm telling you the TRUTH. They really are this horrible. I never felt compelled to write a review on a company that gave bad service before. I felt like the company shouldn't pay for one bad rep. This company is rotten to the core!!!

I was approved for 550 and I was trying to cover the downpayment and first month service with the rest of the loan amount. I'm paying it back. Why can't I use it all for what I want? No credit but, "We need your bank acct info, social and ID card." Lol. I don't think I'm using this loan place.

They told me it would be about 45$ more a month which seemed perfect. It was about 40$ more a WEEK. They told me it would only be about 20% more than the phone itself after the 90 day period. It was definitely more than double the phone cost if I let it go past 90 days. The lease is garbage. Such a scam. No wonder they don't credit check.

Applied to get me and my husband the new Samsung Galaxy S9 from Cricket. Applied with my info and was denied so we decided to use my husband's info since he makes more money and they denied him as well. They say they don't check your credit but I think they do. We make a decent amount of money each month and don't know why they would deny our application.

Well my experience has been great since the time I sign the papers and paid my 50 some dollars to start the lease. I was well-informed about the 90-day payoff which I did not do because of my own stupidity. Customer service is great and answers my call every time. The staff at Progressive Leasing also tries to help you with your issues. I hope they keep their great customer service and great leasing options not too many companies out there like this. I give them 5 stars for their great customer service and customer satisfaction.

I filled out the application in hopes to get a new laptop because I am an Owner Operator of an 18 wheeler and I need it to log into the load boards and my current laptop is on its last leg. I was originally Denied but the email instructed me to call and talk to them about it. So I called and was told I was denied but wasn't given any info as to why. She then instructed me that I needed to go to a link and complete a "Bank Verification" process which would help get my denial overturned. So I told her to email me the link and I completed it over while she was on the phone, she told me to call back in about 20-25 minutes and they would have more information.

I purchased a sofa and chair set with Progressive Leasing through my local Big Lots on 9/02. I called today to get the pay off total, I had calculated a balance of $386.73 after making 5 payments of 61.85 plus the initial payment of 51.60. My balance according to Progressive Leasing was $51.60 more than what I had calculated. Come to find out, what they don't tell you when you make the purchase and talk to the Progressive Leasing people at the store on the phone waiting for approval is that the first "initial payment" doesn't apply to your lease at all, it's just free money to them.

On December 10 of 2016, I purchased an iPhone 7 Plus at my local MetroPCS store, from there, we inquired about monthly payments to pay off the phone, which at the time was priced at the $765 at the time for the 32 GB model. We were recommended to using Progressive Leasing, but the seller did not briefly explain what had to be exactly done within 90 days, so we (my family and I) decided to go with the flow and pay at a weekly rate, and keep in mind we did not know how the 90 day program worked as it was not explained.

I have used Progressive for 4 purchases. Every one of them was paid off in 90 days, so all I paid was a little more than the items' price. A small price to pay for not having stellar credit, but needing items. When you do the math, the additional amount you pay on a early 90 day pay off is NO different than interest on a high rate credit card balance. Those giving one star obviously didn't do the math or ask the proper questions. My only issue is there is NO positive marks on my credit report for any of the purchases, which they should be showing up. I will be aiming a fuss about that on the phone in the morning.

I purchase a mattress set from the Mattress Firm. I was told they used Progressive Leasing. However I was never informed about the interest rate. The total cost was $800. But after making 6 payments of $157 they told me that I still owed $1200. Their interest rates are you unserious. DO NOT BORROW FROM THEM!

I’ve used Progressive for YEARS! I’ve gotten probably 6 things from them and always paid it off in 90 days. I’ve never had any issues. I’m not sure why they have any complaints because I’ve had nothing but great experiences with the service and customer support. I guess if you can’t do the 90 days it might not be great but that’s not the company's fault.

I leased a couple things (tires and rims) through Progressive and chose the 90 day payout option so I wasn’t paying interest afterwards. I paid a couple payments before actually having the money to pay it off. When I finally got the money I chose to pay them off so I was a couple payments less than what I was when I was in the leases. So I paid the remaining amount stated as the 90 day payout and the following day I had another additional payment come out. The payment that came out was my original normal payment had I not paid it off when I did. So I thought well this is bizarre, I just paid them off and another payment comes out maybe it was a mistake and I’ll just see about a refund. Nope! I was highly mistaken when I called them.

Please do Not ever use their services! 1. I bought 900$ of retail products I am now on the hook for 4,750$ and that number keeps climbing with their fluctuating interest rate which is in the neighborhood of 500% I imagine at this point... So far I have paid these clowns over 2,500$ for 900$ worth of products and still gonna have to pay another 2.500$ when all said and done... This company is used car salesman on steroids. Pure reptile behaviour... I'm not sure how they are even getting away with these rates but plan to talk with the BBB also local FBI office. 2. They do not report to the credit agencies for on time payments. Yet you better believe these snake ** clowns will be all over reporting to them if you decide not to allow any more extortion. Bottom line don't use this company for anything.

I would never recommend this place to anyone. Customer service sucks. Their service in general suck. They have no clue what they're are doing. They charge for their mistakes. They take money out of my account set up for automated payments. Then tell you're past due. HOW does that work. This place is a joke and unprofessional. This they said, "We need the last 4 digits of your phone number," give it to them. "Well we don't have that number." "Wait? You mean to tell me the main number I set up the account with you don't have to verify my account?" "Yes we do not have that number." Well Wow. Never recommend the overprice place to anyone. They charge you more and more for everything, little thing possible.

Progressive, you are no different from Rent-A-Center. I have never order from a such a place but I'm pretty familiar with their tactics. You overcharge the customer by an arm and a leg to make a profit. The taxes on the monthly payment alone don't make sense. Why are you taxing an item I supposedly paid for each month. A bed that cost 1000 in store cost me 1325 with Progressive Leasing, plus $59 to get started with the application. Early payout was $1400 and change. Without 90 day payout, the item would cost almost double, 2300 and change. Also, if you calculate the taxes each month, you are paying so much more than you think. Real scam. Save your money, go to the stores and buy direct. You will end up saving in the long run. Plus the item will always be there. I wish I had did my research before getting involved. Recently tried to do the early payout. Paid $766 and $68 in taxes alone. Total scam.

Pay off in 3 months and this is a great program. I have bought larger pieces of furniture through big lots using Progressive Leasing. I tried it out on a smaller item first... To make sure everything would go just as they said it would. And it did. I made sure to go online and pay every month or paycheck until the 90 days were done and my item was paid in full. So I applied again and this time for larger items. 2 sets of bunk beds and mattresses. I made sure I could afford the monthly payment to pay it off in 90 days. So far so good. If you don't pay it though the interest is ridiculous. But pay it off in 90 days... You're good to go!

These people will steal your money, don't do business with them, one payment didn't go through but they didn't call me about the issue instead they sent me an email saying it was paid off, a month and a week later they are charging me the payment and fees. They blame my bank for it, if they would have notified me within a week or at least 2 I would have avoided their stupid fees, oh and bad customer service. They will rip you off. Don't do it.

I bought a computer thru Progressive Leasing but wasn't satisfied with my purchase and their customer service was great and let me return the items at no cost to me. Zero hassle and voices over the phone. I will definitely be using them again when I find the right computer for me.

I purchased a item using Progressive Leasing in September and was told I would get a info packet ten days after my purchase. I called in October asking about the payments and they could not give me any info because they said they did not get the purchase info from the store. Called a couple times after that. And November 22, TWO MONTHS after my purchase, I called and they said they still do not have any info about my purchase and I should contact my store about it. First off, why should I have to call anyone for money I owe you!

From day 1, not 1 person I've talked to at Progressive has told me false or misleading information. First, a year ago when it took over an hour to receive a quote. I received a quote from one person, then when I called back my information was lost and I had to repeat my information again, plus my quote went up! It was still cheaper than State Farm so I agreed to give Progressive a shot. 1 month into my policy, my cost goes up because they found out about my accident which I had disclosed in our initial call, very clearly.

I bought a mattress from them but the mattress they showed to me is totally different. Is too soft now. I'm suffering from sciatic nerves. I can't sleep well. I call this them 4 Times. I email them too but no answer.

My experience with Progressive was amazing. The products I really wanted were available and at a reasonable price. The customer service was very helpful and patient, they had a very nice personality and everything was done very fast. I really liked my first time dealing with Progressive and I know it won't be my last. I have already recommended some of my co-workers to try it.

Providing this review on behalf of my son: My son "bought" a speaker/amp combo from the Federal Way Cartoys in July 2017. The salesman explained the price of $1,385.74 if paid off in 90 days. My son agreed because he's in school and was only working for the summer break. The guy set the weekly payment but set it for a 12 month period, and not 3 months. My son says the guy never told him that he would need to change the payment himself to reflect a 90 day payoff. He called at 90 days for a payoff and found out he hadn't been paying enough, so the amount he owed had doubled. I read the contract and his options were to keep it and pay or return the merchandise, so he decided to return it. I listened in on the calls so I could know what needed to be done. We have been on the phone multiple (and I do mean multiple times) with these people.

I went into Ashley furniture store in need of bed sets for my kids. Their original bed sets were falling apart and with the money I had left I decided to give Ashley’s a try. They were great up until trying to find me a finance company, I had been there for maybe 5 plus hours in this process. After rigging my account to make the final sale, Progressive Leasing is who financed my bed sets after it were all said I’m done. Financed me for 2,000 and 4,000 in total. I’ve been paying 174.36 bi-weekly since March. I’ve been calling them since I started paying on my account they are very crooked. I wish I took the time out to look more into who financed me. Their ratings are terrible!

Wanted to get my wife an upgrade at Kay’s. Credit was shot, so they offer a leasing program, applied for it and got approved. After leaving with the ring and sitting down having dinner with my wife, I received an email from Progressive of the payment plan. We looked over at it several times and realized the total was higher than ring was worth. (405.41 for 13 months). The next morning we return the merchandise. Progressive gets one star from us for trying. Never makes a decision when you’re desperate.

I recently financed a mattress from Mattress Firm and decided to upgrade from the $700 I was initially going to get to a $1200 mattress. I did not have the money but I know my credit is decent enough to finance so I did. I was told I had 1 year to pay off the, let's call it $1300 after taxes. They immediately started deducting money from my bank account on payday which wasn't a problem until I sat and thought about how much I was paying vs the frequency of payments.

I have used this company on 4 different occasions with 2 different stores and I must admit my payments was low and they provided different options to pay off at any time. Application process is easy. Customer service is friendly and courteous. Will definitely use again and will definitely refer to friends and family because it is cheaper than going to a rental place.

This was a great and easy process. I work upwards of 70+ hrs a week so sleep is important and I was able to get a good payment for a great bed. For anybody working hard as I am to rebuild their lives who need a little easy here and there I'd highly recommend.

Hello everyone! Be careful with this "business". I purchased 2 Bluetooth speakers from them at a Sprint store and it was supposed to cost me $80 each ($160 + taxes), I have been making payments of $7.50 per week since May 15th 2017. Today is 10/2/17 and I owe them $350 still and if I want to pay off I have to pay $160!!!! This is a SCAM!!!!

I was given credit for my recent purchase. This will help me to rebuild my overall credit. Thank you for your support. I would recommend this Progressive Leasing program to anyone who was denied credit because of having a low Fico score. Good people sometimes fall on hard times and it becomes difficult to pay your bills. You sometimes have to choose between rent, Medicine, or food. This program will be helpful to those who need it.

My husband and I went to Mattress Firm to purchase a motorized bed and accessories, thereafter, we were given our total, we were told we could pay some upfront and finance the remainder, the following month we noticed our account was hit for over $300.00, we called and questioned this charge and was told this was given to us in our contract of which we never saw or received, I requested a copy of this so called contract, upon receipt we noticed this document had been filled in via a computer, there was no signature or any type of acknowledgement.

Sketchy. I called to confirm the 90 days payoff option on a mattress and everything went great at first. They automatically deducted my payment shortly after each payday like clock work. They would even send a confirmation email informing me when they were getting ready to deduct the next payment from my bank account, that is right up until the end! I noticed they had not sent the usual email for the final payment so I logged into my Progressive account and mysteriously there wasn't a payment scheduled until Dec and it was Sept! I made the final payment that they failed to schedule immediately and was paid up in full. I truly believe they intended for me to "miss'' or ''forget'' the final payment even though they were the ones deducting it automatically. Be careful and don't trust that they will do what they are supposed to. You could be the one to pay if they drop the ball.

I paid my account off in July 2017. In September 2017, I received a notice that my account would be debited $230.82. I thought it was sent in error since my account was paid in full and closed. WRONG! September 22, it was debited! I called and explained what happened and was told by Chris that this has happened before and he apologized. He said in order for me to get my funds back I needed to show proof of my payoff and I did.

Reading all of these negative reviews it's clear that none of these people understood the terms they were agreeing to. This is my 3rd time around using Progressive for financing of furniture and such from Big Lots. Yes, they jack up the price of the original purchase by half but if you pay the same as cash price in 90 days (which is clearly stated in the contract you are asked to sign) you don't get charged the extra. Pay attention to what you're agreeing to and your 90 day early buyout date and you're golden.

As stated in my initial review, if Progressive Leasing corrected my issue that I would make another review. As a follow up to my question, "how was Progressive Leasing collecting state sales tax for items not purchased in the state which I live?" The response from Progressive is, "they don't." I am happy this matter was resolved; however, the customer service agents representing Progressive on the phone should research their responses to its customers and not blindly answer questions without knowledge.

Sound Warehouse offered financing through Progressive for car speakers and amplifier. After making payments for the first two months we were offered early buyout. We paid in full and received notification that the account was closed. However for some reason the previous payment had bounced and the account was reopened. Two months later we start getting calls saying we owe on the account. It took us two months to hopefully get it sorted out by paying the "missed" payment but not without asking for full documentation to send to my lawyer. They even tried to charge me an additional $1000. All this for a $600 product. Their customer service is a joke. All they want is as much money as they can scam people for.

We have done business with Progressive Leasing several times. Contract was always explained to us, we were fully aware of the weekly cost (or set up bi-weekly, or monthly), the contract cost, and buyout cost. Example: you buy a sofa set for 1200... the contract amount will be about double that. It's a lease-purchase, somewhat like Aaron's, or RAC, etc.

These people are full of crap. They lied to me about how much I would pay and when I called them out the customer service rep would not help me out because I couldn't remember the gentlemen I spoke to at the mattress store. He then proceeded to tell me I missed a payment by 4 days because my debit card was expired even though there another year plus until it does. Don't give your money away to these people. I was told I would only pay 1100 and the end cost is over 2300. ** this company.

I went to Big Sandy to look for a mattress set and at last I found one for $799. Went through Progressive Leasing to rent to own this furniture, and before I signed any of the documents on the computer, I had asked the lady what my biweekly payments would be, and she stated 51.34 biweekly. However this morning I received an email stating that my biweekly payments were now $66.86, and the payoff was $1798. That's double the cost of the price of the bed! None of this was explained during the process of applying for the Progressive lease or signing up on the Progressive lease. Needless to say, I will be returning this bed. Lord only knows how much they'll charge me to end the lease and return the furniture! Stay far far away from this company! Aaron's is at least slightly cheaper.

Walked into a store with money to buy furniture. Saw their leasing deal and decided to go with that to free up more money to help with the move. I was told that I would pay around $60 a month for 12 months, which works out to the price with tax and interest. So I agreed. The lady checking me out had me use her laptop. She'd explain and then say, click the boxes if you understand. Well, sure enough I find out that if I use the 12 months I pay double, over $1,200. I immediately contact the company telling them about this, and all I get is the run-around. They said well if I pay it off in 90 days, there is no interest. How do I know for sure? Nothing else has been true. So not only do I pay bi-monthly, but you have to pay double-bi monthly payments to pay it off in 90 days. No way this is legal!

This is the worst leasing company ever. They first told me I would be getting 12 month no interest then after I had sign the loan papers it said I had a 3 month same as cash offer. After that if it took the 12 month my balance had doubled what I initially borrowed. I will never I repeat never use this leasing company again. I wish I could give the zero stars!!! Furious.

I have a Progressive Lease through Kay Jewelers for an engagement ring. It was a beautiful ring that made my Fiancee VERY happy. Progressive helped me very much to get the ring and with fair biweekly payments. If it weren't for them I wouldn't have been able to pop the big question. If possible I would for sure give them more than just 5 stars!

I signed up online for their 12 month no interest & payments. I was approved but there was no documentation until I went in store to purchase. I was then told I'd have to pay the loan in 3 months, and told I'd have to call to verify I would be paying off my loan before the 3 months or face interest charges. I was completely misled online and the people in the store I purchased from were already aware of this fiasco and stated it was a rent to own. I am very dissatisfied with the false advertising this leasing company is providing. You end up paying double the amount for the product.

I don't understand all the negative reviews. The company does a great job letting you know all their options. With a family of 4 this option has helped me furnish my living room and a new mattress with their 90 day option which doesn't cost you anything more than if I bought it that day in the store. The representative that explained the program told me my payments come out on pay periods which are weekly for me so I pay weekly and it's fine. I always pay within 90 days so I don't get slammed with the full term payment that I am aware of.

Didn't have a way to check balance online, but after contacting someone on phone, found out my 90 payoff had ended and I would have to pay back 355.00 when I only used 124.00 for a phone!!! Then was told the amount that I was giving (305.00) no longer available, and that I would have to apply all over for another loan at higher rate and that the remaining balance would be added on!!! Worst Business I have ever dealt with in my entire life span...

Lease to own - 1st off I was shopping at Conns Home Plus at the Sheridan store which I've had great experiences in the past. I was excited to hear that Progressive Leasing had joined their financing as greeted by Jessica and explain that I didn't want my credit hit. She was very upfront about the whole process. I got a great TV. Whole process was short and I would offer this to anyone. Salesperson and entire staff was knowledgeable.

First of all they don't explain everything. Second of all you think you are getting a good deal but you are not. You end up paying more. I would not recommend this service to anyone. I don't know why this people are still in business!!! My 90 days are not over yet and I already have a huge regret with this company.

Furniture financing - First off your are told a monthly payment. After a month or so it doubles as they start taking it bi-monthly as opposed to the agreed upon monthly payment. So your $85 payment you thought you could afford becomes $170. Then during the last two months of the loan in did the early payoff. They still attempted to charge me. After that was settled and the account was paid in full, I asked if they would be reporting my account to the credit bureau. The reply I got said, "while we reserve the right to report to the credit bureaus we are not doing so at this time." Translation: "We only report delinquent accounts. We don't want to help people build credit because then they won't need a rip off company like us."

Today I was wanting to lease a phone through Cricket Wireless but "Progressive Leasing" is who you make the payments to. I was told you only need an active bank account and income so I applied. And was denied several times. Why? I don't know! So I called and was told to email an 90 day statement and voided check. After I did I was still denied. The problem is these people gave me the run around. I was on the phone with them on and off for 3 HOURS for this information. I literally called them 9 times cause of a link they sent and never did. THE CUSTOMER SERVICE IS HORRIBLE AND THEY SHOWED NO SYMPATHY.

July 10, 2017, the last of the issues with Progressive have been been resolved by a manager from their Customer Relations department. A long series of unfortunate circumstances starting with a MattressFirm sales associate who did not fully disclose lease details, to Progressive associates and departments who were slow to mitigate damages, came to an end. No one was able to pinpoint where things got out of hand, but final closing documents were finally sent and the account and case are closed.

Scam, scam, scam!!! They tell you what your MONTHLY payment will be, but then they turn around and say after you've had the furniture for 30 days, "o no, your payments are bi weekly." That's not what I agreed to, now they want to double my monthly payment, that's not what I agreed to either. They use the old bait and switch scam... I will be filing a complaint with the BBB! BEWARE!!!

I purchased a bed/mattress, table and chairs. Purchase price was $1752. I was told it could be 90 days same as cash. My payments were bi-weekly at a rate of $145. After 3 payments, (90 days will be 27 Jul), I attempted to go online and pay off thinking I would owe about $1300. Not!!! The pay off is $1686, which means that even paying within 90 days, they charged me $300 over the purchase price! I do not recommend this. At this rate, it's better to use a rental company with a 120 day same as cash! At least they provide free delivery and the price is really same as cash! I plan to file a complaint with the Better Business Bureau.

We needed a new mattress but didn't have the money for one. Went to Mattress Firm because they finance. Were approved with Progressive Financial and told they would automatically deduct the money from our account every two weeks. Not a problem. That is until my husband switched jobs and his pay dates changed. Called Progressive Financial to let them know. They had already received the one payment for the month and we were told they would make the adjustment. Haven't missed a payment yet but every month since then and lately it has been up to a half dozen times a day, they call us and hound us. Even after letting the representative calling know we were told that we could still expect these calls. I don't even answer their calls anymore and not only that but they call from different areas of the country with different area codes and numbers. Do they think I am stupid? I have caller ID and if they aren't in my contact list they don't get answered.

This company elaborate a contracts to trap a consumer in high interest % - 100% in 12 months loan. This is Legal????