Progressive Leasing

I am very disappointed with Progressive Leasing. Not only do they dishonor what one truly wants to buy but they debit one's bank account which causes penalties and overdraft fees. I paid off an account with them a few months back and wanted a blue sapphire ring. Progressive wouldn't honor my request and then I had to settle for something cheap. Then they recently debited my bank account even after I told the representative I couldn't make the payment which caused my account to have a negative balance and overdraft fees. Now I have to repay the bank those fees.

Customer service has always been great, I've never had any issues. They always go out of their way to help you or to ensure you're approved. Like previously mentioned, you won't have any issues if you pay off your lease before the 90 days which is well presented before you start your lease. Whenever possible, I'll use this company.

I have bought a ring at Zales. I used the 90 day payoff with them. If you pay it off before the 90 you won’t have a problem. Very easy. If you don’t plan on paying it off before the 90 day then you should not get what you’re about to get. Be financially smart and don’t pay double for something. I believe if you go past 90 days you will literally pay double as stated in the lease. Don’t do that.

I bought my impressions vanity from The Furniture Spot Sacramento. The total was $1200. Initially my payments were automatically set at $50 weekly until I called and changed it to $100 weekly and paid it off during the 90 day period. Pay it off in 90 days period. Most of the people complaining didn’t choose the 90 day buyout option. My vanity would have indeed been $2400 had I not paid it off in 90 days.

They are Scammers! Bought an Item for 1200, they charged me 2400 (1200 for item and 1200 for cost of lease?) They have so many hidden charges and hidden fees they don't want you to know about until months later and they tell you "Oh yeah, we didn't tell you that, but it was in the 60 page document we sent you." Never again.

I feel like this company is very discriminative towards people. It shouldn't matter if a person has a prepaid checking account. Because I have a prepaid checking account and mind you, I have a routing and account number associated with it in which that was a requirement. I got declined because it wasn't a traditional account which doesn't make any sense.

It's quite clear reading these reviews that people don't understand what they're signing up for. This company is the same as any lease to own company, if you don't pay it off in so and so time, you're going to pay more. Thus far I have changed my scheduled payment, paid extra, and have never had a problem with their customer service department. They're always friendly and quick to make any changes. I applied for my merchandise (a laptop) over the phone quickly and easily. Everything is emailed to me, and the entire process is electronic. They spell out the terms very concisely in your original paperwork. I'm on track for a 90 day buyout option, and I won't pay price and a half because I understand how to read paperwork. If you've made it through life this far and can't read simple terms and conditions, that is not the fault of the company.

I was very hesitant to use this company. I had heard through the grapevine that this company wasn't stellar, but I really wanted a Xidax computer, and Progressive Leasing was the only way I could finance. Took a risk and it paid off. Yes the interest is high, but a good thing is that they always offer early buyout. When I finally took the offer for early buyout I saved over 200 dollars. I had automatic payments and never had a problem. They even gladly adjusted the automatic payments when I called them three days in advance that I would like to monthly payment later in the month. Every month they redrew the exact amount, not a penny more, not any less. Any time I had questions and called they responded helpfully. All in all a great experience that was able to get me something I wouldn't have had otherwise.

I purchased some furniture from Ashley through Progressive in May. After an unforeseen financial problem, I decided to return the furniture in August. It is the middle of SEPTEMBER and they have yet to pick it up. I have been waiting for them to pick it up for a month. They have scheduled for different pickup dates and haven't shown for any of them.

I do not have an account with this company yet they keep calling me and will not remove me from the robocalls. I have asked repeatedly and to no avail. If I was interested I am not any longer. I would not do business with a company that doesn't understand, "Remove me from your list". They call three times a day saying they will remove me but the next day another call. But they claim my number does not show in Their system.

We purchased some furniture from Big Lots during a promotion where the initial payment was only $1.07. Get home to set up the payments and 49 dollars had been added to the price of the furniture set for the rest of the initial payment which we were NEVER informed of by any employee. It is not even in the leasing agreement that we owe an additional amount. When I called customer service he basically said I had to pay the extra money and could not explain why. No one can explain to me why I have to pay extra from lack of communication from the store and leasing company to their customers They do not explicitly outline pricing in their leasing agreement. I am extremely dissatisfied with this company and will never do this again nor recommend that someone use them.

I had the same experience as another customer. I was completely uninformed by the salesperson at Sprint. I was told that I could opt in for this plan, but up to $500 worth of accessories and they would pay me back and the payments to Progressive Leasing would stop. APPARENTLY NOT!!! Just found out there is a clause where I must opt out. Salesman was unaware. Needless to say, I got $500 worth of crap I didn't need (and some didn't work) and paid Progressive over $1200!!! They claim that is the convenience I opted for. I am so angry right now. Do not use them!!!

This company is ridiculous. I was totally uninformed from the store clerk. They cover up their ridiculous fees by calling them "cost of leasing" to keep from being sued for charging over 100% interest rates. They should be ashamed of themselves. I was dumb for going through them but promise it will never happen again. People work hard for their money and it's a shame we have companies out there who function like this one.

Please take the reviews seriously, it will save you a lot of money. It is very true, if you don't pay the full amount of your purchase within in 90 days they will double the price of your actual purchase. Companies should not recommend their clients to use such a shady business to finance their purchase. I purchased from Mattress Firm and they recommended Progressive Leasing for my purchase. I take full responsibility that I should of read the contract in more detail. I have paid for my error.

I bought two birthstone rings from my department store’s jewelers, they suggested Progressive Leasing because they didn’t have a payment plan. And I signed and now regret everything. They ask for full name, birthday, social security, and bank information. MAKE SURE YOU READ EVERY WORD OF THEIR LEASE AGREEMENT!!! If you do the 90-day Plan, MAKE SURE YOU STAY ON TOP OF IT, because as soon as you pass 90 days it DOUBLES the price. (Also pay 87 days before because it takes two to three days to process) I cannot stress enough that you need to be two steps ahead them. This is a legal scam and it takes its victims by the throat. Stay safe! (Caps are for emphasization.)

I have had several leases with Progressive. Paid them off and got another. I recently applied for a new lease and was denied, reason I was given, "Cannot identify". However when I first started I was told, "Congratulations your account is paid out." I called to find out what the problem was and was told I would have to wait a month before I could apply again. My son which has had an account before applied and was given the same reason. Could not identify. I have had good experience in the past, however my gut is telling me maybe I should leave them alone. The first response that I saw made me think there must be something going on with them. My next move is to check my credit, because they advertise no credit check.

I was HIGHLY DISSATISFIED with the customer service and my purchase of a USED product. I purchased a twin/full bunk bed for my son. When the bed was delivered, the PADS that came with it did not last 3 days and the bed was scratched, dented and unacceptable. I called King Furniture on Perkins, who was going out of business, yet charging customers more than what the items cost.

I knew going in it was going to be difficult due to my husband's medical bills from the past, but Progressive Leasing helped without making me feel as if I were begging. I did not start with the highest credit level, but increases are on the way. I know what I am getting, how much I am paying, and how to save money. It's no 0.0% financing, but it's a heck of a start. I recommend to everyone. Thanks Progressive Leasing!

I have been a loyal customer and paid off many accounts with this company. I had placed the application have a jewelry store because I wanna to upgrade my ring but they only approved me for 600. I asked them why, because I've been approved for more in the past and I've paid off every account. All they had to say was, "I don't know. I'm sorry we can't help you but that's what you're being approved for." That's their loss. They could have gotten more money from me but they did not one to help me in any way. So I won't be doing business with them anymore. And the worst part they wouldn't let me talk to the supervisor or the people who make the decision so I could not get a reason which is unacceptable. Stay away from this company. They are horrible.

Went in to a Cricket Wireless store to look at service and to use their leasing option from Progressive Leasing (for a new Samsung S9). First they say they do no credit check, which is false. I filled out the application with all my personal info, including my bank info. It was submitted, comes back denied, and have to call. So I call, and was advised they needed a 3 month banking statements. So I submitted via their link they text, and it goes thru. Then I was advised to call back in 15 to 20 minutes, so I do that. The representative states they still decline it.

This is my second time financing with Progressive. Everything was explained when I spoke to them on phone. I believe Big Lots had a little card that listed payments. Weekly payments are affordable for the amount I spent.

Please be very careful when selecting this company. The terms are very misleading. Let me point out what you need to look for. They will get you one way or the other. 1) Your initial in store payment will not be applied to your balance. It basically covers fees only. 2) You will have 2 payment options on file. Your checking account which technically takes 3 days to pull and your debit card which pulls same day. This will make a difference when you’re faced with the 90 day option date. If you are making the payment on the buyout date and use the checking account technically it will not post to your account for approximately 3 days. That’s why they overemphasize they need 3 days to make changes. Always use your debit card in this situation. The system default is to use your checking account that takes 3 days.

After using UOWN for a purchase of a bed and living area and receiving fair service from the staff, I decided to purchase again and use them with the 90 quick payout just like I did the 1st time. After making additional payments on top of my regular payments, on April 30th 2018 I received a call that my account was delinquent which it was strange as I had funds in my account. I was notified that they changed the information from my bank account to my credit card WITHOUT MY PERMISSION. I used my credit card to make the additional payments and my bank account to make the withdraws of the regular bi-weekly payments. I told the agent that at no point I had authorized this and all auto payments should come via ACH not CC.

I used this company when buying a mattress. They do have the same shady tactics of a finance company, but once you understand that, you can get around them. I got a generous approval amount but used only 1/4. The key to not getting played is to call Progressive & have everything explained & set up a payment plan that fits your budget. They tell you the full cost + interest upfront (2 to 4 years high interest) which is a turn off to most but I find it refreshing since credit cards don't, so you don't realize how much you are overpaying for everything you finance! Their only requirement is that you pay something regularly. They do have a minimum, however they allow you to change the payment amount & date without penalty, which is epic! Of course pushing out payments benefits them because you keep accumulating interest, but you can give yourself breathing room if you have an emergency. Try doing that with a car or credit card payment!!

Leasing Furniture - WOW!!! WHAT A SCAM!!! I bought a couch on sale for $600 and two $100 bar stools. They are taking $69 out of my account bimonthly. After 5 months I called to see what my balance was. $972!!! More than the furniture was to begin with. I WILL NEVER GO IN THERE AGAIN.

Please for the love of peanut butter... take these reviews seriously. I thought it was just people that don't pay and want something for free. NO... I'm telling you the TRUTH. They really are this horrible. I never felt compelled to write a review on a company that gave bad service before. I felt like the company shouldn't pay for one bad rep. This company is rotten to the core!!!

I was approved for 550 and I was trying to cover the downpayment and first month service with the rest of the loan amount. I'm paying it back. Why can't I use it all for what I want? No credit but, "We need your bank acct info, social and ID card." Lol. I don't think I'm using this loan place.

They told me it would be about 45$ more a month which seemed perfect. It was about 40$ more a WEEK. They told me it would only be about 20% more than the phone itself after the 90 day period. It was definitely more than double the phone cost if I let it go past 90 days. The lease is garbage. Such a scam. No wonder they don't credit check.

Applied to get me and my husband the new Samsung Galaxy S9 from Cricket. Applied with my info and was denied so we decided to use my husband's info since he makes more money and they denied him as well. They say they don't check your credit but I think they do. We make a decent amount of money each month and don't know why they would deny our application.

Well my experience has been great since the time I sign the papers and paid my 50 some dollars to start the lease. I was well-informed about the 90-day payoff which I did not do because of my own stupidity. Customer service is great and answers my call every time. The staff at Progressive Leasing also tries to help you with your issues. I hope they keep their great customer service and great leasing options not too many companies out there like this. I give them 5 stars for their great customer service and customer satisfaction.