Progressive Leasing Reviews

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About Progressive Leasing

Pros
  • Flexible payment options available
  • Quick approval process for financing
  • Ability to pay off within 90 days
Cons
  • High interest rates on financing
  • Misleading information on terms
  • Poor communication from customer service

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Progressive Leasing Reviews

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    • 4,771,579 reviews on ConsumerAffairs are verified.
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    How do I know I can trust these reviews about Progressive Leasing?
    • 4,771,579 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Contract & TermsTransparency

    Reviewed Oct. 28, 2025

    I hope they shut down. They steal your information. Took all my information to “approve me” and then terminate the lease agreement while I was in the middle of signing it. Could not offer any explanation as to why they could no longer honor the lease and refused to provide more information.

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    Staff

    Reviewed Oct. 6, 2025

    Worst company ever. They want me to proof to them with my bank, Social Security, driver's license information because they don't think is me, they approved me before but now they need more information. I am very upset/ forget it. I will buy with my own money.

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      Customer ServicePricePunctuality & SpeedStaff

      Reviewed Oct. 3, 2025

      This is the worst company ever! I was approved for 3000 dollars for Raymour and Flanigan upon looking on the site things were too expensive I applied for Ashley’s and I was approved for 3200! The very next day I went to Raymour and Flanigan to look around. I saw something I liked, which was a table. I was about to purchase it when I got on one from the company to help me. He said it had additional comments that I needed to contact Progressive Leasing. When I contacted them they said it expired after one day because I applied for another company.

      It does not state anywhere that you cannot apply for multiple companies, but when I try to talk to some of them, customer service, she told me it was expired, and I would have to reapply, but this time I would have to provide a copy of my Social Security and three months of bank statements which I had already provided do not use this company. They also said at Raymour and Flanigan that for a purchase of $3500 I would have to pay $275 a week before the three months is up to pay off the product or else there would be additional charges. Don’t use them. I give them a 0 overall

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      Verified purchase
      Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed Sept. 24, 2025

      Someone used my ACH number and I can’t get help to get my money back. It’s been 3 months. I’ve called several times and was promised a check. The check never came. Each time I call I get different information. They said they were going to mail check and it’s been 3 months. Still no refund. And it was 1025 dollars. I don’t have that money. They need to return my money.

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      Customer ServicePunctuality & SpeedStaffBilling

      Reviewed Sept. 19, 2025

      The relationship with Progressive Leasing and I started off good in 2018. Here we are today 9/19/25, when I have one more payment to pay on my purchase that I got in June 2025. As I have one more payment to pay Progressive Leasing, I WILL NOT be given anymore of my money to them. In August 2025, I was approved for a certain amount, and attempted to proceed to make the down payment, BOOM- I was flagged for verification. No problem!!! I sent all the information in the first time and got denied after I was approved from Walmart, and apply for an amount lower than what I had applied for in the past. So, I applied again to get denied the second time.

      Attempted to call requesting to speak with a supervisor, it was told to me. Just apply in 30 days, they’re not able to let me know why I was denied both times. I requested an email explaining the reason for the denial, and I get a generic email from their mystery Verification Department. When you call to request to speak with Verification Department, it's off limits. PLEASE take your money somewhere else, where you’re appreciated. Progressive Leasing doesn’t value someone that’s making payments on time without any issue. They want to deal with the ones that are defaulting on their payments so they can have a reason to harass the customers.

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      Contract & TermsPriceStaffBilling

      Reviewed Sept. 16, 2025

      Progressive Leasing is the most fraudulent company ever! I’ve been making payments for some phones we got and the total to pay is 1800 with payments of 84$ a week. Turns out all the payments I have made are are not going to my 90 day plan but instead for a 12 month plan for 4000 dollars! Now they want me to pay the amount in full with the 800$ I’ve made not getting discounted from the 1800 so the money I’ve gave is in complete loss. Mind you I still have 45 more days for my 90 day plan so I’ve been giving money to who? And the answer is “it’s on the contract” when clearly it’s not if I’m complaining. Worst company ever.

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      Customer Service

      Reviewed Sept. 11, 2025

      I have spent over a year trying to apply with this company and they are still having technical issues. Sad company. Terrible service. Every time I call it’s the same excuse. “Please call back after 48 hours and you could reapply.”

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      Customer Service

      Reviewed Sept. 11, 2025

      Terrible Company. I would give 0 stars. I opened a account in late May 2025. I opted to pay off the account before the 90 day period. They sent me a Email with the payoff receipt but they still took out a payment the following Day. How can you take a additional payment on a account with a ZERO BALANCE??? Stay away from this company!!! THEY JUST PAID A LAWSUIT FOR 175 MILLION.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 28, 2025

      I actually love Progressive Leasing. I’ve been with them for over two years now and paid off about 9 Leases. I’m just finding out that today that none of those payment histories are being reported to the credit bureaus. Which totally not fair to the customers who make regular payments and it doesn’t improve our credit score, yet they make you submit your social security number during the application process. I also found out this week that the 90 day pay off option actually starts from the day your lease is approved. That’s not how it was initially explained to me from my very first. I was told you can sign up for the 90 early purchase option before the first payment comes out or by the expiration date of the 90 option expires.

      Every time I sign up for it each representative tell me something different. This option should start when the First Payment Comes out! If a Customer doesn’t know that the 90 option is only available when you begin the lease they literally miss a month before the know! This will only leave them two months to pay it off when they could have made the payment when the lease opens up! And since you’re not reporting our payments to all three credit bureaus at least you can make the 90 day early pay off available to the customers whenever they want to use that service Any Time During their lease!

      “Affirm” reports to all three credit bureaus. It’s time for Progressive Leasing to upgrade your customer service and treat your customers better where it’s beneficial to both you and your customers! I literally feel sad to learn these things about you after paying off multiple leases! I appreciate your concept of your business structure, however don’t be so greedy that it only benefits you in the end! Care about your customers! Don’t just give us products but give us an opportunity to improve our credit score too! This needs to change or you’ll lose customers when they learn that you’re not reporting our payment history to the credit bureaus.

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      Staff

      Reviewed Aug. 26, 2025

      I been done wrong by lot people but this company Lies through it all, it’s a different of not knowing what wrong you done but saying sorry to me and then turning around acting like you didn’t do anything then making feel like it’s normal, I can see why they used to messing up customers they steal and rip off customers, God will always allow someone to get them you take from one someone else get you harder.

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      Progressive Leasing author review by ConsumerAffairs Research Team

      Progressive Leasing helps retail stores and merchants obtain financing for their customers with less-than-perfect credit by offering an alternative to traditional financing. It offers a lease-to-own purchase program for stores to offer their customers as an additional payment option, ensuring they are able to leave the store with the purchase they came in for.

      • Purchasing merchandise: Customers have two options for purchasing merchandise in your store: cash or credit. For customers who have less-than-perfect credit, obtaining financing may be hard or impossible. Progressive Leasing offers your customers a no-credit-needed program that comes with a 90-day payment plan.

      • Business benefits: Using Progressive Leasing’s no-credit-needed payment option lets retailers and merchants accept more customers, increasing their sales numbers, reducing the number of layaways and increasing the number of repeat customers. Even is a customer has good credit, have Progressive Leasing’s 90-day payment plan gives your store another option to offer customers.

      • Features: Progressive Leasing makes it easy for your customers to work with them by providing a simple, step-by-step process to ensure complete satisfaction. Customers will experience easy online applications, a seamless approval process and automated payments.

      • Store portal: Progressive Leasing offers retailers and merchants an online store portal where they can log in and monitor the status of their customer’s purchases. It also includes retailer procedures and contact information for Progressive support.

      • Request more information: If you are interested in learning more about Progressive Leasing’s program, you can fill out an online form with your store’s information. The form requests information like your stored website, how long it has been open and the type of merchandise you sell.

      The ConsumerAffairs Research Team believes everyone deserves to make smart decisions. We aim to provide readers with the most up-to-date information available about today's consumer products and services.

      Progressive Leasing Company Information

      Company Name:
      Progressive Leasing
      Website:
      progleasing.com