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Reviewed Nov. 12, 2023
I’ve have nothing but good things to say about Progressive Leasing. They're upfront, fair, kind, courteous and their merchandise is good! After all, you picked it out yourself! You agreed at the time of lease to everything and all terms and if you didn’t it’s because you can’t read! Or didn’t take the time to. They deal with people every single day that have no intention of ever making even 1 payment on their items after purchase, and of people complaining about their merchandise to get out of paying! I think they do a pretty dang good job putting up with the ** they have to put up with on a daily basis!
So to all the losers out there looking for a free ride at the expense of the company, I say you, worthless human beings that shouldn’t have been given the chance by them in the first place! But yet they gave you a chance and you screwed them over also just like you probably screwed everyone else over. Sometimes I wish I worked for them in their collections department just so I could come get the ** back you stole from them. Yes I said stole from them! I read all of these sniveling whiners on here and it makes me sick.
Take responsibility for your actions and make the payments as you agreed to or don’t buy the things in the first place you pathetic losers. I hope they publish this because it’s how a lot of us respectable people feel but are too afraid to say it, well I’m not, why should anyone be afraid of telling the truth. Yes it’s true there are at times good reasons for not being able to come up with the payments, but these type cases are few and far in between. Most of the time it’s just scamming and scheming techniques to get free things! You know it, I know it, and everybody else knows it. There’s just so many pathetic human beings in the world nowadays and especially in the United States, why? I’ll tell you why and it’s because they can get away with it here and they know it. Because this is the way they been living for most of their life. Scamming people, and without repercussions. If it were up to me there would never be a next time for scammers.
Reviewed Aug. 19, 2023
It took me several weeks of sleeping on my mattress which was financed through progressive leasing to realize that the mattress I purchased was new but the mattress I delivered was second-rate used merchandise. When I reported this issue to Progressive Leasing agent they told me that any company that would sell used merchandise as new would be liable under the state laws for betting for doing such a thing and that if I'm stuck with the mattress because the mattress company won't take the thing back even though it's a used mattress they sold me that Progressive Leasing would make good on the return by picking up the merchandise themselves.
And I'm still working with the company to try and get me a bed that is new and was supposed to be the same quality mattress that I thought I was getting in the first place. It's really nice to know that a finance company would take that kind of consideration for a customer who was wronged by a company for merchandise they bought in good faith as new. Thank you Progressive Leasing
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Reviewed Aug. 17, 2023
I’ve been using Progressive Leasing since 2018. I’ve purchased a mattress, jewelry, tires, Apple Macbooks, living room set, bedroom set, with always receiving great customer service. I initially was approved for $2400 in 2018 and my most recent approval was $3975. I always receive a higher approval than needed and aim to pay off my lease in 90-180 days. My credit wasn’t the best when I first started using them and now even with a 740 credit score I continue to use them so I don’t overload my credit which decreases my score. I have never had a bad experience and recommend using them first versus credit if you’re able to pay it off in less than 6 months.
Reviewed Aug. 15, 2023
This is the second time I use them because of how great they did when I first used them. I had bad credit back then and needed furniture to move into our new apt and they approved me with no issues. I was planning on doing the 90 days same as cash option so I wasn’t paying so much interest (like you would with any credit/leasing). I lost my job and missed a couple of payments. I got a call from someone asking for clarity and I stressed how I was looking for a new job and was just not wanting to pay interest as it would make my situation worse.
The rep I spoke with was so kind and understanding. Even tho I was passed the 90 day mark they honored the 90 day same as cash price and allowed me to make monthly payments to pay off that amount!! Im not sure how long it was I was making payments but it definitely was like 6 months passed that 90 days. The care they gave me and assistance with my payments allowed me to catch up and get back on my feet. I just reapplied thinking I probably won’t get approved since I had felt I messed up with them on my first lease. To my surprise I was approved for $1800 of credit to use for furniture for my new house!! I will definitely be returning to them again just because of how they treated me the first time around.
Reviewed Aug. 10, 2023
I have used Progressive Leasing several times over the course of several years and never had any major problems with them. When you lease a product through them you do pay more than the original price but you make monthly or biweekly payments based on how much the product is or you can purchase it using the 90 day option for a discount price. It's a great program if you want or need a big purchase but don't have the cash or credit to get a store card to purchase. The more you use them the better and more credit you will get from them. I would highly recommend.
Reviewed Nov. 17, 2023
I've been dealing with this company 3 years. I've gotten multiple purchases from them. Furnished my entire apartment through them but I've learned something... they cut you off if you pay off too many leases early. Now I can't even get anyone in customer service to talk to me. I've never been disrespectful and I've always paid my leases off before the 90 days. Now I can't get approved for a loan from them for ANY company. It's discrimination and I'm contemplating getting my lawyer involved.
Reviewed Nov. 9, 2023
We have purchased several big ticket items from Progressive. We are on a fixed budget and don’t have much disposable income. When our washing machine went out, we were able to get approved quickly and we had a brand new set in just a few days! We wouldn’t have been able to get such a nice set so quickly without Progressive. I had to call customer service and they were so nice and helpful also. They take the time to explain everything and don’t make you feel like a second rate citizen for having to use their services. We are so thankful for them!
Reviewed Oct. 26, 2023
I needed help to get any washer and Progressive was there to help me out. I got you one day and was unable to make a few payments and they help me with that as well no questions asked and I got back on track. When somebody gives you a chance like progressive did for me there's nothing but good things to say about that kind of a company. This is my first least with progressive but I can see them in my future helping me out. Thank you progressive.
Reviewed Oct. 23, 2023
Buyers Beware!!! It is not 90 days same as cash. They charge a fee in the small print, in my case $170.84. Even if you pay the total off the day after the lease commenced they will not work with you to refund the fee. If you dispute with your credit card, Progressive puts it back on your account pushing the due date out way in the future showing you will owe some abhorrent amount of interest which will eventually go against your credit. I called several times asking for help and they refuse. It's clear to me this is not someone I want to do business with in the future. I didn't need the credit. Just took the 90 days same as cash offer. It's sad to see unfortunate souls that really need the help get taken advantage like this. The abhorrent amount you pay in the end to have something today does not make good business sense.
Reviewed Oct. 23, 2023
Customer service was great. They worked with me and made my experience awesome. Reported my cell phone lost. They were quick to make sure I had another one. Very quick and easy to work with. I highly recommend this company.
Progressive Leasing author review by ConsumerAffairs Research Team
Progressive Leasing helps retail stores and merchants obtain financing for their customers with less-than-perfect credit by offering an alternative to traditional financing. It offers a lease-to-own purchase program for stores to offer their customers as an additional payment option, ensuring they are able to leave the store with the purchase they came in for.
Purchasing merchandise: Customers have two options for purchasing merchandise in your store: cash or credit. For customers who have less-than-perfect credit, obtaining financing may be hard or impossible. Progressive Leasing offers your customers a no-credit-needed program that comes with a 90-day payment plan.
Business benefits: Using Progressive Leasing’s no-credit-needed payment option lets retailers and merchants accept more customers, increasing their sales numbers, reducing the number of layaways and increasing the number of repeat customers. Even is a customer has good credit, have Progressive Leasing’s 90-day payment plan gives your store another option to offer customers.
Features: Progressive Leasing makes it easy for your customers to work with them by providing a simple, step-by-step process to ensure complete satisfaction. Customers will experience easy online applications, a seamless approval process and automated payments.
Store portal: Progressive Leasing offers retailers and merchants an online store portal where they can log in and monitor the status of their customer’s purchases. It also includes retailer procedures and contact information for Progressive support.
Request more information: If you are interested in learning more about Progressive Leasing’s program, you can fill out an online form with your store’s information. The form requests information like your stored website, how long it has been open and the type of merchandise you sell.
Progressive Leasing Company Information
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- Progressive Leasing
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