Progressive Leasing

Please take the reviews seriously, it will save you a lot of money. It is very true, if you don't pay the full amount of your purchase within in 90 days they will double the price of your actual purchase. Companies should not recommend their clients to use such a shady business to finance their purchase. I purchased from Mattress Firm and they recommended Progressive Leasing for my purchase. I take full responsibility that I should of read the contract in more detail. I have paid for my error.

I bought two birthstone rings from my department store’s jewelers, they suggested Progressive Leasing because they didn’t have a payment plan. And I signed and now regret everything. They ask for full name, birthday, social security, and bank information. MAKE SURE YOU READ EVERY WORD OF THEIR LEASE AGREEMENT!!! If you do the 90-day Plan, MAKE SURE YOU STAY ON TOP OF IT, because as soon as you pass 90 days it DOUBLES the price. (Also pay 87 days before because it takes two to three days to process) I cannot stress enough that you need to be two steps ahead them. This is a legal scam and it takes its victims by the throat. Stay safe! (Caps are for emphasization.)

I have had several leases with Progressive. Paid them off and got another. I recently applied for a new lease and was denied, reason I was given, "Cannot identify". However when I first started I was told, "Congratulations your account is paid out." I called to find out what the problem was and was told I would have to wait a month before I could apply again. My son which has had an account before applied and was given the same reason. Could not identify. I have had good experience in the past, however my gut is telling me maybe I should leave them alone. The first response that I saw made me think there must be something going on with them. My next move is to check my credit, because they advertise no credit check.

I was HIGHLY DISSATISFIED with the customer service and my purchase of a USED product. I purchased a twin/full bunk bed for my son. When the bed was delivered, the PADS that came with it did not last 3 days and the bed was scratched, dented and unacceptable. I called King Furniture on Perkins, who was going out of business, yet charging customers more than what the items cost.

I knew going in it was going to be difficult due to my husband's medical bills from the past, but Progressive Leasing helped without making me feel as if I were begging. I did not start with the highest credit level, but increases are on the way. I know what I am getting, how much I am paying, and how to save money. It's no 0.0% financing, but it's a heck of a start. I recommend to everyone. Thanks Progressive Leasing!

I have been a loyal customer and paid off many accounts with this company. I had placed the application have a jewelry store because I wanna to upgrade my ring but they only approved me for 600. I asked them why, because I've been approved for more in the past and I've paid off every account. All they had to say was, "I don't know. I'm sorry we can't help you but that's what you're being approved for." That's their loss. They could have gotten more money from me but they did not one to help me in any way. So I won't be doing business with them anymore. And the worst part they wouldn't let me talk to the supervisor or the people who make the decision so I could not get a reason which is unacceptable. Stay away from this company. They are horrible.

Went in to a Cricket Wireless store to look at service and to use their leasing option from Progressive Leasing (for a new Samsung S9). First they say they do no credit check, which is false. I filled out the application with all my personal info, including my bank info. It was submitted, comes back denied, and have to call. So I call, and was advised they needed a 3 month banking statements. So I submitted via their link they text, and it goes thru. Then I was advised to call back in 15 to 20 minutes, so I do that. The representative states they still decline it.

This is my second time financing with Progressive. Everything was explained when I spoke to them on phone. I believe Big Lots had a little card that listed payments. Weekly payments are affordable for the amount I spent.

Please be very careful when selecting this company. The terms are very misleading. Let me point out what you need to look for. They will get you one way or the other. 1) Your initial in store payment will not be applied to your balance. It basically covers fees only. 2) You will have 2 payment options on file. Your checking account which technically takes 3 days to pull and your debit card which pulls same day. This will make a difference when you’re faced with the 90 day option date. If you are making the payment on the buyout date and use the checking account technically it will not post to your account for approximately 3 days. That’s why they overemphasize they need 3 days to make changes. Always use your debit card in this situation. The system default is to use your checking account that takes 3 days.

After using UOWN for a purchase of a bed and living area and receiving fair service from the staff, I decided to purchase again and use them with the 90 quick payout just like I did the 1st time. After making additional payments on top of my regular payments, on April 30th 2018 I received a call that my account was delinquent which it was strange as I had funds in my account. I was notified that they changed the information from my bank account to my credit card WITHOUT MY PERMISSION. I used my credit card to make the additional payments and my bank account to make the withdraws of the regular bi-weekly payments. I told the agent that at no point I had authorized this and all auto payments should come via ACH not CC.

I used this company when buying a mattress. They do have the same shady tactics of a finance company, but once you understand that, you can get around them. I got a generous approval amount but used only 1/4. The key to not getting played is to call Progressive & have everything explained & set up a payment plan that fits your budget. They tell you the full cost + interest upfront (2 to 4 years high interest) which is a turn off to most but I find it refreshing since credit cards don't, so you don't realize how much you are overpaying for everything you finance! Their only requirement is that you pay something regularly. They do have a minimum, however they allow you to change the payment amount & date without penalty, which is epic! Of course pushing out payments benefits them because you keep accumulating interest, but you can give yourself breathing room if you have an emergency. Try doing that with a car or credit card payment!!

Leasing Furniture - WOW!!! WHAT A SCAM!!! I bought a couch on sale for $600 and two $100 bar stools. They are taking $69 out of my account bimonthly. After 5 months I called to see what my balance was. $972!!! More than the furniture was to begin with. I WILL NEVER GO IN THERE AGAIN.

Please for the love of peanut butter... take these reviews seriously. I thought it was just people that don't pay and want something for free. NO... I'm telling you the TRUTH. They really are this horrible. I never felt compelled to write a review on a company that gave bad service before. I felt like the company shouldn't pay for one bad rep. This company is rotten to the core!!!

I was approved for 550 and I was trying to cover the downpayment and first month service with the rest of the loan amount. I'm paying it back. Why can't I use it all for what I want? No credit but, "We need your bank acct info, social and ID card." Lol. I don't think I'm using this loan place.

They told me it would be about 45$ more a month which seemed perfect. It was about 40$ more a WEEK. They told me it would only be about 20% more than the phone itself after the 90 day period. It was definitely more than double the phone cost if I let it go past 90 days. The lease is garbage. Such a scam. No wonder they don't credit check.

Applied to get me and my husband the new Samsung Galaxy S9 from Cricket. Applied with my info and was denied so we decided to use my husband's info since he makes more money and they denied him as well. They say they don't check your credit but I think they do. We make a decent amount of money each month and don't know why they would deny our application.

Well my experience has been great since the time I sign the papers and paid my 50 some dollars to start the lease. I was well-informed about the 90-day payoff which I did not do because of my own stupidity. Customer service is great and answers my call every time. The staff at Progressive Leasing also tries to help you with your issues. I hope they keep their great customer service and great leasing options not too many companies out there like this. I give them 5 stars for their great customer service and customer satisfaction.

I filled out the application in hopes to get a new laptop because I am an Owner Operator of an 18 wheeler and I need it to log into the load boards and my current laptop is on its last leg. I was originally Denied but the email instructed me to call and talk to them about it. So I called and was told I was denied but wasn't given any info as to why. She then instructed me that I needed to go to a link and complete a "Bank Verification" process which would help get my denial overturned. So I told her to email me the link and I completed it over while she was on the phone, she told me to call back in about 20-25 minutes and they would have more information.

I purchased a sofa and chair set with Progressive Leasing through my local Big Lots on 9/02. I called today to get the pay off total, I had calculated a balance of $386.73 after making 5 payments of 61.85 plus the initial payment of 51.60. My balance according to Progressive Leasing was $51.60 more than what I had calculated. Come to find out, what they don't tell you when you make the purchase and talk to the Progressive Leasing people at the store on the phone waiting for approval is that the first "initial payment" doesn't apply to your lease at all, it's just free money to them.

On December 10 of 2016, I purchased an iPhone 7 Plus at my local MetroPCS store, from there, we inquired about monthly payments to pay off the phone, which at the time was priced at the $765 at the time for the 32 GB model. We were recommended to using Progressive Leasing, but the seller did not briefly explain what had to be exactly done within 90 days, so we (my family and I) decided to go with the flow and pay at a weekly rate, and keep in mind we did not know how the 90 day program worked as it was not explained.

I have used Progressive for 4 purchases. Every one of them was paid off in 90 days, so all I paid was a little more than the items' price. A small price to pay for not having stellar credit, but needing items. When you do the math, the additional amount you pay on a early 90 day pay off is NO different than interest on a high rate credit card balance. Those giving one star obviously didn't do the math or ask the proper questions. My only issue is there is NO positive marks on my credit report for any of the purchases, which they should be showing up. I will be aiming a fuss about that on the phone in the morning.

I purchase a mattress set from the Mattress Firm. I was told they used Progressive Leasing. However I was never informed about the interest rate. The total cost was $800. But after making 6 payments of $157 they told me that I still owed $1200. Their interest rates are you unserious. DO NOT BORROW FROM THEM!

I’ve used Progressive for YEARS! I’ve gotten probably 6 things from them and always paid it off in 90 days. I’ve never had any issues. I’m not sure why they have any complaints because I’ve had nothing but great experiences with the service and customer support. I guess if you can’t do the 90 days it might not be great but that’s not the company's fault.

I leased a couple things (tires and rims) through Progressive and chose the 90 day payout option so I wasn’t paying interest afterwards. I paid a couple payments before actually having the money to pay it off. When I finally got the money I chose to pay them off so I was a couple payments less than what I was when I was in the leases. So I paid the remaining amount stated as the 90 day payout and the following day I had another additional payment come out. The payment that came out was my original normal payment had I not paid it off when I did. So I thought well this is bizarre, I just paid them off and another payment comes out maybe it was a mistake and I’ll just see about a refund. Nope! I was highly mistaken when I called them.

Please do Not ever use their services! 1. I bought 900$ of retail products I am now on the hook for 4,750$ and that number keeps climbing with their fluctuating interest rate which is in the neighborhood of 500% I imagine at this point... So far I have paid these clowns over 2,500$ for 900$ worth of products and still gonna have to pay another 2.500$ when all said and done... This company is used car salesman on steroids. Pure reptile behaviour... I'm not sure how they are even getting away with these rates but plan to talk with the BBB also local FBI office. 2. They do not report to the credit agencies for on time payments. Yet you better believe these snake ** clowns will be all over reporting to them if you decide not to allow any more extortion. Bottom line don't use this company for anything.

I would never recommend this place to anyone. Customer service sucks. Their service in general suck. They have no clue what they're are doing. They charge for their mistakes. They take money out of my account set up for automated payments. Then tell you're past due. HOW does that work. This place is a joke and unprofessional. This they said, "We need the last 4 digits of your phone number," give it to them. "Well we don't have that number." "Wait? You mean to tell me the main number I set up the account with you don't have to verify my account?" "Yes we do not have that number." Well Wow. Never recommend the overprice place to anyone. They charge you more and more for everything, little thing possible.

Progressive, you are no different from Rent-A-Center. I have never order from a such a place but I'm pretty familiar with their tactics. You overcharge the customer by an arm and a leg to make a profit. The taxes on the monthly payment alone don't make sense. Why are you taxing an item I supposedly paid for each month. A bed that cost 1000 in store cost me 1325 with Progressive Leasing, plus $59 to get started with the application. Early payout was $1400 and change. Without 90 day payout, the item would cost almost double, 2300 and change. Also, if you calculate the taxes each month, you are paying so much more than you think. Real scam. Save your money, go to the stores and buy direct. You will end up saving in the long run. Plus the item will always be there. I wish I had did my research before getting involved. Recently tried to do the early payout. Paid $766 and $68 in taxes alone. Total scam.

Pay off in 3 months and this is a great program. I have bought larger pieces of furniture through big lots using Progressive Leasing. I tried it out on a smaller item first... To make sure everything would go just as they said it would. And it did. I made sure to go online and pay every month or paycheck until the 90 days were done and my item was paid in full. So I applied again and this time for larger items. 2 sets of bunk beds and mattresses. I made sure I could afford the monthly payment to pay it off in 90 days. So far so good. If you don't pay it though the interest is ridiculous. But pay it off in 90 days... You're good to go!

These people will steal your money, don't do business with them, one payment didn't go through but they didn't call me about the issue instead they sent me an email saying it was paid off, a month and a week later they are charging me the payment and fees. They blame my bank for it, if they would have notified me within a week or at least 2 I would have avoided their stupid fees, oh and bad customer service. They will rip you off. Don't do it.

I bought a computer thru Progressive Leasing but wasn't satisfied with my purchase and their customer service was great and let me return the items at no cost to me. Zero hassle and voices over the phone. I will definitely be using them again when I find the right computer for me.