
AmONE Reviews
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About AmONE
AmONE helps consumers and small businesses find the right lenders to meet their financial needs. Once you complete a simple form online or call, a representative guides you through your loan options from its network of lenders. AmONE provides loans for all credit and financial situations, and the preapproval process won’t affect your credit score. If you don’t qualify, AmONE has experts who may be able to help you improve your situation.
- Fast approval process
- No collateral required
- No cost or obligation
- Higher rating than other similar companies
- No in-person services
Featured Reviews
How does AmONE work?
AmONE helps consumers find personal and small business loans by connecting them with lenders across the country. Applying for AmONE loans requires no collateral. AmONE's personal loans are available for $2,000 to $100,000, and the company's partners offer small business loans of up to $350,000. After approval, the amount you receive varies based on your credit score, financial situation and other factors.
To find out your options for personal and small business loans, complete an online form with basic information, including your estimated credit score, loan purpose, employment and income. AmONE claims a representative will call you within 60 minutes of receiving your information during business hours (8:30 a.m. to 10 p.m. Eastern, Monday through Saturday). You can also perform this process over the phone with an AmONE Representative. During the call, the representative answers questions, explains loan options and helps match you with a lender, usually within the same day.
Step-by-step overview of AmONE’s process:
- Fill out a quick form online
- Get matched to lenders in minutes
- Compare competitive offers to find the right fit
- An expert walks you through the final steps
AmONE requirements
AmONE's lenders have different loan requirements, but the company works with a network of lenders to provide loan options for people with all types of credit and financial circumstances. Fill out the form on the website or speak to a representative at 888-401-0330 to discover your available options based on your credit score, income and financial circumstances.
Key disclosures from AmONE:
- The lender options presented range from a minimum repayment term of 12 months and a maximum repayment term of 84 months.
- The lender options presented range from a minimum annual percentage rate (APR) of 6.99% and a maximum of 35.99%.
AmONE FAQ
Is AmONE a legit company?
Yes, AmONE is a legitimate platform that connects prospective borrowers with lenders.
Does AmONE run your credit?
No, AmONE only asks you what your estimated credit score is.
Does AmONE charge a fee?
AmONE does not charge a fee for its services.
Does AmONE do a hard pull?
AmONE does not do a hard pull because it is not a loan provider. AmONE only helps you find lending partners. Depending on the partner you select, the lender may do a hard credit inquiry.
Is AmONE a payday loan?
AmONE is not a payday lender, but it does assist with short-term loan solutions. Contact the company for more information.
Is AmONE worth it?
AmONE facilitates loan options no matter what your credit or financial situation is. It costs nothing to work with AmONE, and there’s no risk. You can find your loan online, and AmONE will call you to go over your matches before you make any big financial decision.
AmONE Reviews
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- 4,676,272 reviews on ConsumerAffairs are verified.
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- 4,676,272 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
AmONE Company Information
- Company Name:
- AmONE
- Year Founded:
- 1999
- Address:
- 12331 SW 3rd Street, Suite #700
- City:
- Fort Lauderdale
- State/Province:
- FL
- Postal Code:
- 33325
- Country:
- United States
- Website:
- www.amone.com
