AmONE

AmONE Reviews

AmONE Reviews
4.4(285)

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About AmONE

AmONE helps consumers and small businesses find the right lenders to meet their financial needs. Once you complete a simple form online or call AmONE, a representative guides you through your loan options from its network of lenders. AmONE provides loans for all credit and financial situations, and the preapproval process won’t affect your credit score. If you don’t qualify, AmONE has experts that can help you improve your situation.

Pros & Cons

Pros
  • Fast approval process
  • No collateral required
  • No cost or obligation
Cons
  • No in-person services

Featured Reviews

Verified
Valley Cottage, NY

I'm overwhelmed with the kindness and assistance Rachel and Kaitlyn gave me. I am humbled by their willingness and perseverance to help me get out of my situation. I can only rave...

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Verified
Bourne, MA

Thanks to Judson and Bob for helping me get out from under this burden. They were considerate, understanding and non-judgmental. Fortunately... I can now afford to pay off these d...

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How does AmONE work?

AmONE helps consumers find personal and small business loans by connecting them with lenders across the country. Applying for AmONE loans requires no collateral. AmONE's personal loans are available for $1,000 to $50,000, and the company's partners offer small business loans of up to $350,000. After approval, the amount you receive varies based on your credit score, financial situation and other factors.

To find out your options for personal and small business loans, complete an online form with basic information, including your estimated credit score, loan purpose, employment and income. A representative calls you within 60 minutes of receiving your information during business hours. You can also perform this process over the phone with an AmONE Representative. During the call, the representative answers questions, explains loan options and helps match you with a lender, usually within the same day.

AmONE requirements

AmONE's lenders have different loan requirements, but the company works with a network of lenders to provide loan options for people with all types of credit and financial circumstances. Fill out the form on the company's website or speak to a representative to discover your available options based on your credit score, income and financial circumstances.

AmONE FAQ

Does AmONE run your credit?

No, AmONE only asks you what your estimated credit score is.

Does AmONE charge a fee?

AmONE does not charge a fee for its services.

Does AmONE do a hard pull?

AmONE does not do a hard pull because it is not a loan provider. AmONE only helps you find lending partners. Depending on the partner you select, the lender may do a hard pull.

Is AmONE a payday loan?

AmONE is not a payday lender, but it does assist with short-term loan solutions. Contact the company for more information.

Is AmONE worth it?

AmONE facilitates loan options no matter what your credit or financial situation is. It costs nothing to work with AmONE, and there’s no risk. You can find your loan online and AmONE will call you to understand your matches before you make any big financial decision.

AmONE Reviews

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    2 featured reviews
    How do I know I can trust these reviews about AmONE?
    • 4,534,748 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    StaffLoan Process

    Reviewed Sept. 25, 2024

    I truly recommend AmONE. They were soooo helpful, courteous and had the UNDERSTANDING of my situation. I have not felt like this in a long time, relieved. They helped me through the process without any Judgement whatsoever. I PRAYED for this kind of help for a long time now and got it through AmONE, thank you so much, I FEEL SO MUCH BETTER. Thank you!!

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    Response from AmONE

    What an amazing review, Glenella! We're overwhelmed with gratitude! We're thrilled that your interaction with your AmONE Specialist, Rodney, went so well! It makes us feel better knowing you are in a good place and feeling better about your financial situation. We wish you the best in your financial future!

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      Customer ServiceStaff

      Reviewed Sept. 25, 2024

      I must say I was reluctant and the person who took the call walked me though explained AmONE, To be able to hear someone take their time (even if it's their job) and talk and show concern on how to direct me to the right path. I was contacted the same day and on my road to financial stability. At 68 years old, my future is short and this new window opened by AmOne was just what I needed. I was given options and that make the person feel that they have control over decisions.

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      Response from AmONE

      Thank you for your review, Magdalena! We're happy to hear that your interaction with our AmONE Specialist, Desiree, went well. We look at each consumer's situation with care and consideration and provide the options we feel would be best to help them achieve their financial goals. Thanks again for trusting AmONE!

      Verified purchase
      Loan ProcessRates

      Reviewed April 5, 2024

      I’m lucky to have you. I was looking for a $10000 to pay off my credit cards because I was paying a high-interest rate to my credit cards. I started doing some online research and I found Amone. It was easy to apply and the process was not long to get approved. You have a Low interest rate compared to others company’s loan, and I wished I new it before, I couldn’t applied for a credit card. I really recommend this service if you need a personal loan. When I’ll finish to pay off this loan I’ll apply for another one to buy my dream car. Thank you, deserve a 5 stars.

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      Response from AmONE

      Thanks Dongo! The feeling is mutual. We're so glad we have customers like you that we can help when they are in need of financial assistance. Call us when you're ready for that dream car!

      Verified purchase
      StaffLoan Process

      Reviewed April 4, 2024

      From the beginning of my personal loan experience, I have never met a more amiable and helping staff members. I am not a tech person and needed some help sending copies of my documents through my phone. The gentleman was patient, helpful, and thoughtful in helping me out with the problem. If I ever need another personal loan, I would use them again!

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      Response from AmONE

      Thanks Phyllis! At AmONE, we pride ourselves in not only the matching service we provide, but also in our commitment to serving our customers. Finding and securing a personal loan shouldn't be a challenge and we're glad we were able to help you when you needed us. Reach out if you ever need us again!

      Verified purchase
      StaffRates

      Reviewed March 2, 2024

      Things went very well with OJ, I was a bit hesitant, because I did not realize there were such programs available (to say I was skeptical is putting it mildly!). But OG Was very patient and answered all my questions (some more than once). I also felt comfortable in the knowledge that it was easy to reach her using several platforms. I spent the day reading everything I was given regarding the program, then went to sleep that night and the next morning felt like I had made a very important decision to better my life.

      The month prior, I had actually withdrawn money from my 401(k), and applied it to many of the balances that I owed, but quickly realized that this path was never going to work - My 401k would be eaten away, just trying to pay down the interest rates, and paying these bills I created would eventually turn into a losing battle; and this was reason I set forth on the path that introduced me to your company… Extremely happy with my decision and thank OG For her patients and pleasant demeanor!

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      AmONE
      Response from AmONE

      What an inspiring review, Elaine! We're so happy we were able to connect to help you on the path to financial freedom! Wishing you the best!

      Verified purchase
      Loan Process

      Reviewed Oct. 8, 2024

      Awaiting the transactions to help assist me in handling my debt and consolidation. I was so pleased with the personalization of the whole process and all the questions I had to ensure my debt can be fully paid and I get back on track financially. Thank you Travis for all of your help!

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      Response from AmONE

      Thanks for your review, Amanda! Yes, we consider our process personalized. After all, each consumer we work with has a unique financial situation. Our exclusive process takes the guesswork out of what to do and where to go when you need financial help. Thanks for putting your faith in us!

      Verified purchase
      Loan Process

      Reviewed Oct. 8, 2024

      This company opens up new avenues to assist in changing your life. They use all avenues to search for programs that fit your needs. Timing is everything in the financial world and their timing for me was Devine intervention. It was a smooth process and helped remove the stress I was under!

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      Response from AmONE

      Amazing, Cassandra! We're thrilled we could be there when you needed us most! Thank you for trusting our service and also for your heartfelt review! We appreciate you!

      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed Oct. 7, 2024

      I had a productive conversation with the representative from AmONE regarding a personal loan, but unfortunately, I did not qualify for the amount I needed. Despite this, I am satisfied with the service I received. The representative was professional, knowledgeable, and helpful throughout the discussion. While I may not proceed with the loan at this time, I appreciate the quality of customer service and might return with additional questions in the near future. Overall, my experience with AmONE was positive, even though the outcome wasn't what I had hoped for.

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      AmONE
      Response from AmONE

      Alexandra, thank you for taking the time to share your experience with us. We're sorry we were unable to get you matched to a personal loan provider that worked for you. We're here if you need us, however, so please don't hesitate to contact your AmONE Specialist, Michael, in the future if something changes. Thanks again!

      Verified purchase
      Rates

      Reviewed Oct. 3, 2024

      I spoke with Zach ** and he did a great job explaining how this program is #1 reputable and #2 will save me money in interest. I feel hopeful that I'm doing a reputable thing that will help me and my family. It was a hard decision to do this and a little embarrassing but I feel I will be in safe hands and led to a better financial path.

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      Response from AmONE

      Hi, Diana! Thanks for sharing your experience. There is nothing at all to be embarrassed of when asking for help; everyone needs a little help at times. At AmONE, we're there when those situations arise. We appreciate you trusting us and are happy we found a solution that will work for you!

      Verified purchase
      Customer ServiceStaff

      Reviewed Oct. 3, 2024

      AmOne was great. I was looking for loans online and within a few minutes they called me. Got me to someone to help me and they did. Thank you AmOne for responding right away. Now I'm not stressed about my situation anymore. I again can't thank you enough for helping me.

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      Response from AmONE

      Thanks for your review, Jason! We're so happy we connected and were able to provide the financial assistance you were looking for! We're here if you ever need us again!

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      AmONE Company Information

      Company Name:
      AmONE
      Year Founded:
      1999
      Address:
      12331 SW 3rd Street, Suite #700
      City:
      Fort Lauderdale
      State/Province:
      FL
      Postal Code:
      33325
      Country:
      United States
      Website:
      www.amone.com