AmOne Reviews

AmOne advertised that they guarantee a loan of 30k with bad credit, this is false. I applied and was denied a loan for debt consolidation. I am seeking an attorney at this time.. Their site is misleading.

So I was told I was approved for a loan as well as three credit repair services. They called and texted me nonstop and when I finally replied then got in touch with a 3rd party for credit repair, I followed the email instructions from AmOne asking about my experience and to contact them regarding other options. I called 4 times to discuss this "loan" they said I qualify for. Except after getting all my private information, they hang up on me immediately. Kenosha answered and hung up when she heard who I was. Then I called back a few seconds later to get a message saying she was out to lunch. Called the direct customer service line and they took answer, but immediately hang up. It is definitely a scam and they're just collecting private information. They in no way help get loans of any kind.

I've been receiving numerous calls and voicemails borderline harassment. I decided to take a call and see what the big deal was. After spending 20 minutes with a man, he finally detailed this would be a settlement and when asked if "I liked this" I told him I wasn't interested in doing a settlement and so quickly he hung up on me. This shows exactly how disturbing your company is to hire people to harass prospects then be so rude to hang up without hearing anything else that may have benefited him. Very tasteless and I will be sending this to every review company out there to pre warn others.

All of these so called lenders are the same. They want you buy into their debt consolidation which is nothing more than the company negotiating a lower payout that you're charged and they keep a portion of what you pay out plus your cards are canceled. You're led to believe that you'll get a car loan for people with bad credit. When I contacted their recommended lender knowing what my debt to income ratio was, they made a hard pull on my credit which impact my score. If they had the information up front then they proceed with a hard inquiry inquiry. Not cool. Now have to request that my credit repair service remove the inquiry. All of these services are the same, that want to lower your debt by offering the companies a settlement and then cancelling your cards. Be wary.

Was told I would get a line of credit but in reality they wanted me to stop paying my monthly payments on my credit cards, so they could “negotiate” with my creditors. I only needed 8k for my credit cards consolidation which I didn’t even qualify at first cause it wasn’t high enough. All of my cards except one is not maxed out. Seems like filing bankruptcy. That was the worst advice I’ve gotten about finances. I’d rather pay on my accounts than not and watch my credit score drop to below 600. Not saying they don’t work for some but that was just ridiculous. Seems like a scam to get people to close all their accounts.

Thanks to Judson ** and Bob ** for helping me get out from under this burden. They were considerate, understanding and non-judgmental. Fortunately I have obtained a position where I can now afford to pay off these debt and Bob has managed to get me an amount that is affordable with my budget. Thanks again for offering this service.

I am very happy about this. The people were so helpful. I just can not wait to get started and can not wait to be out of debt sooner than I hoped to. I can't wait to see the money that I will be saving each month now that I am in this program. These people were great and I am so happy to have found them. God bless you all. Great work and wonderful customer service.

I'm overwhelmed with the kindness and assistance Rachel and Kaitlyn gave me. They are assets to the company. I cannot say enough thank yous. I am humbled by their willingness and perseverance to help me get out of my situation. I can only rave about AmOne and these two employees. Again, they were not only kind but understanding and not judgmental. Thank you. Thank you. Thank you. I will be praying for all of us.

Risa ** was very quick and provided me with the necessary information I needed. I appreciate her getting to the point and setting me up with someone who best fit my needs. Customer service was a 10/10 based off conversation and efficiency. Thank you again!

I am very disappointed in my experience with AmOne. I turned to them to refinance my student loans and people I talked to, they are just monkeys that push the buttons without real knowledge of what they are doing or trying to help with. I would get the same result if I would talk to a robot. For example, I make 89K and I was asking to borrow 113K. They put a range 60-110K of what I want to borrow to find a match. No match was found. Why? Because lenders usually do not lend more than 50% of current official salary. I found it out later from another source. Therefore, when they put numbers into their system, it's all in vain, because they put wrong numbers. Therefore, my request for refinancing did not find any match.