Biz2Credit

Biz2Credit

 4.5/5 (134 ratings)
  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars
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Author picture
Written by Lorraine Roberte
Edited by Jordan Potenza

About Biz2Credit

Biz2Credit is an online lending platform. While not a direct lender itself, the company uses your online profile to match you with a lender that suits your needs. It offers an easy application process that takes as little as four minutes. Biz2Credit can help you find loans from $25,000 to $6 million. You can receive a decision in as little as 24 hours and potentially get funded in 72 hours.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Works with all types of businesses
  • Apply in 4 minutes
  • Get funds in as little as 72 hours

Cons

  • Underwriting fees
  • Not a direct lender

Bottom Line

Biz2Credit is an online lending platform that matches you with the right loan for your business’s needs. It offers quick applications and relatively fast funding. However, fees and rates can be high, depending on the lender.

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Biz2Credit Reviews

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  • Rated with 5 stars
  • Rated with 4 stars
  • Rated with 3 stars
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Page 2 Reviews 5 - 35
Rated with 5 stars
Verified Reviewer
Original review: Aug. 15, 2022

Biz2Credit helped us with our PPP loan. The application process was seamless and straightforward. They even notified us when our loan forgiveness was due.

Thank you, Biz2Credit, for your prompt, excellent, and professional service!

Biz2Credit response

Hello Michal,

Thank you for giving us your feedback. It is great to hear that you used our platform and that it fulfilled your needs.

19 people found this review helpful
Rated with 5 stars
Verified Reviewer
Original review: Aug. 14, 2022

I had a great experience with Biz2Credit from the seamless initial process, quick approval, webinars, reminders via phone calls and emails on the next process for applying for loan forgiveness. Thank you Biz2Credit

Biz2Credit response

Hello Lisa,

Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

10 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 24, 2022

Biz2Credit was easy to work with and I could do it all over the phone and the computer. The gentleman that I worked with was excellent and communication throughout the process went very well. Working with Biz2Credit made it a lot easier to get some operating cash. I don't have to worry about cash flow right now.

Biz2Credit response

Hello Louis,

Thank you so much for leaving us such a positive review. We are thrilled that our services were of good use to you. Let us know if you need anything else!

5 people found this review helpful
Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: July 15, 2022

The lending process wasn't too bad and it helped me out of a situation that I had pretty quick. But the interest is extremely high. After I'm done with Biz2Credit, I'll look for another option if I don't get another loan with lower interest.

Biz2Credit response

Hello Daniel,

We're sorry to hear of your negative experience and would like to do everything we can to correct the problem you're describing. Please contact us privately at customer.service@biz2credit.com and we will be happy to help you resolve your concerns.

Biz2Credit.

7 people found this review helpful
Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: July 14, 2022

I went through them for $15,000 for two months’ worth of credit. They were able to provide that rather quickly and it took less than a day to get the money. The reps were quick and sensible. It was good communication.

Biz2Credit response

Hello Norman,

We appreciate your business and value your feedback. If there is anything else we can do for you, please let us know!

Biz2Credit.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 9, 2022

I had a good experience with Biz2Credit. The process was very fast. I would get my funding in a day or two.

Biz2Credit response

Hello Linda,

Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer
Original review: July 4, 2022

Biz2Credit was very helpful with applying for a PPP loan and getting it forgiven (even after the deadline had technically passed). They were very communicative, sending continuous emails and text messages keeping me informed about my application and the process.

Biz2Credit response

Hello Carlos,

Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

Biz2Credit.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 30, 2022

Biz2Credit is easy to work with. The process took one week. As far as financing, they had a good impact on my business. I'll definitely recommend them.

Biz2Credit response

Hello Pratikkumar,

Thank you for sharing your experience with us here! Reviews like yours are the reason why we do what we do. We're glad that we were able to meet your expectations.

Biz2Credit.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 29, 2022

My experience with them was great. The process was very simple and their rate was agreeable. Also, my rep was very upfront with me about everything and got back to me very quickly via text message or email for any questions that I had. What solidified the reason why I went with them is he explained to me that they were looking to do long-term business with people and that's exactly what I'm looking for. I've been in the lending business for myself a long time. Sometimes I need cash flow. Sometimes I don't. And when I find somebody, I really would like to stick with them. They wanted to continue moving forward with me with whatever future needs my business may have.

Biz2Credit response

Hello Becca,

Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

Biz2Credit.

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Rated with 1 star
Verified Reviewer
Original review: June 28, 2022

My first contact with Biz2Credit I asked if they lend to businesses in Puerto Rico as I was aware that the institutions that lend in Puerto Rico are limited, and I did not want to want to waste anyone's time. I also did not want to share sensitive/confidential information if not necessary. I was told yes they lend in Puerto Rico, and I could get a decision fairly quickly. I completed the online application and uploaded information/documents as requested. My assigned advisor (Mike W.) communicated with me a few times via email and phone (I called) on the first day, then nothing. I had to keep chasing them down for a status. 3 business days later (they advertise 4 hours to same day decision), I again reached out and told I was denied as the investor does not lend in Puerto Rico! Really! Horrible process and a waste of my time! Now I have a lot of confidential information out there that I really would never have shared. I asked that they destroy it but I have no way of knowing what they will do with my information.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 23, 2022

We applied online and we talked to Aryan and one more guy on the phone. Everything was good and it took a day and a half. Biz2Credit is excellent and it's good to know for the future if I need more help.

Biz2Credit response

Hello Hetal,

Thank you so much for your feedback! We are pleased to hear that you were happy with the service you received.

Biz2Credit.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 15, 2022

My experience with Biz2Credit was really good. I did my third loan with them and it's been a seamless process. Things are very self-explanatory. Customer service is very communicative via email. They are prompt and timely. Everything always seems to go exactly how they say it's gonna go. With the loan, I was able to expand my business.

Biz2Credit response

Hello Derrian,

Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

Biz2Credit.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 8, 2022

The first time I got a loan from Biz2Credit, it was quick and easy. After that, every time I get a loan from them, it’s quick. The only thing I don’t like is the daily or weekly payment. Monthly would be much better. But other than that, I've never had any problems with them. Working with them helped me a lot with the cash flow. If I ever need any equipment or inventory, I call Biz2Credit and they give me credit within a day or two.

Biz2Credit response

Hello Kirpal,

Thanks for the review! We work hard to meet expectations like yours and with this feedback we get to work on providing better services for our future customers. We really appreciate you taking the time out to share your experience with us.

Biz2Credit.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 3, 2022

I took a loan through Biz2Credit after my PPP, and I provided everything that was needed. It was quick and simple by then. Within three days, I had the money. Biz2Credit did their job.

Biz2Credit response

Hello Johnny,

We appreciate your business and value your feedback. If there is anything else we can do for you, please let us know!

Biz2Credit.

Be the first one to find this review helpful
Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: June 2, 2022

Biz2Credit reached out to me and they were pretty persistent. I told them what I needed. I've been using them for the past three years. But it's a little bit hard sometimes to communicate. It's a little hard with the accents. I tried to communicate more but they were like reading the answers. But Biz2Credit keeps my business growing. If I call them because I need additional funds, they will reach out and send me an offer. But if I'm new a new customer, I would feel like it was a scam. What I did was I requested an email right off the bat and they sent me an email. I checked their credentials and everything was good. So it made Biz2Credit feel a little bit more trustworthy.

Biz2Credit response

Hello Damian,

We work hard to meet expectations like yours and with this feedback we get to work on providing better services for our future customers. We really appreciate you taking the time out to share your experience with us.

If you need further help, contact customer.service@biz2credit.com so we can best assist you and your business going forward.

Biz2Credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 1, 2022

The reps of Biz2Credit were always very good. We're not permanent residents here yet. We're here on a business visa. They were the only company that was able to help. It was amazing. There was no real stress with the application process. It was super easy.

Biz2Credit response

Hello Harpinder!

Thank you so much for your feedback! We are pleased to hear that you were happy with the service you received.

Biz2Credit.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: May 31, 2022

I applied online and it was a fairly simple process. On my application, someone came out to our site to verify our hours and setup. Then the funds were deposited the next day once the application was approved. The communication was good. I worked with Domini and he was really good at communicating with me and keeping me abreast of what was going on with my application. But I wish that the re-payment amount would have been a little lower on a loan. But it is what it is.

Biz2Credit response

Hello Juanita,

Thank you for giving us your feedback. It is great to hear that you used our platform and that it fulfilled your needs. With this feedback we get to work on providing better services for our future customers. We really appreciate you taking the time out to share your experience with us.

Biz2Credit.

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Rated with 5 stars
Verified Reviewer
Original review: May 28, 2022

Was very specific with application instructions and provided detailed explanations for information needed that made the entire process clear and efficient. Quick turnaround time and easy to use portal. Definitely recommend.

Biz2Credit response

Hello Spiro!

Thanks for the awesome review! We work hard to meet expectations like yours, we really appreciate you taking the time out to share your experience with us.

We look forward to assisting you in the future!

Biz2Credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 24, 2022

Biz2Credit has been great to me and I will refer anyone to them. The agents respond and as soon as you need a question, we always get feedback from them. Also, the money gets deposited on the account very quickly.

Biz2Credit response

Hi Patrick,

Thank you for taking the time to share your positive experience here with us. We are happy to hear that our agents gave you prompt feedback. We look forward to working with you again soon!

Biz2Credit.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: May 20, 2022

I applied through one of Biz2Credit's business flyers or business mails. As a small business owner, we get these types of solicitations all the time. They're one of the better ones. Some of the other ones are totally unprofessional and unreputable as I have experienced one recently. Biz2Credit was fine overall. I did a small business loan and the application process was in line with many others in the business. Uploading documents was fairly easy. It's just that I've never felt secure about doing that through most of these lenders. But it's not like I have a lot of choices. Other than that, customer service was all professional. I use Biz2credit repeatedly. The only thing is the process can be a little bit more streamlined. We were their existing client but the whole process seemed redundant in terms of the verification process.

Biz2Credit response

Hello Jinsan,

We appreciate your business and value your feedback. We are happy to hear you had a positive experience using our platform. Your input will be used to provide better services for our future customers, thank you!

Biz2Credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 19, 2022

The process was real easy. I applied and they worked with me through the whole thing. I talked to the manager and a couple of representatives and they looked over my bank statements and my credit. It was done quickly. I've dealt with Biz2Credit twice now. With the first one, the interest rate was pretty high, but I understand that because they gotta protect themselves. But after we got it established, we got a lower interest rate. Everything's been fine so far. Biz2Credit has helped me acquire more inventory and more inventory is better for my business.

Biz2Credit response

Hello Kenneth,

Thanks for the awesome review! We work hard to meet expectations like yours, we really appreciate you taking the time out to share your experience with us.

We look forward to assisting you in the future!

Biz2Credit.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: May 17, 2022

The application process at Biz2Credit was okay. A lot of times, they would ask me for some of the same documents over and over. Or when they would ask me for one document, and when I get that, they'd ask for another one. Whatever documents they need, they should ask for them upfront. I also don't like the daily payment. But I would recommend them. They were professional.

Biz2Credit response

Hello Tracee,

Thanks for the review! We work hard to meet expectations like yours and with this feedback we get to work on providing better services for our future customers. We really appreciate you taking the time out to share your experience with us.

If you need further help, contact customer.service@biz2credit.com so we can best assist you and your business going forward.

Biz2Credit.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: May 14, 2022

Biz2Credit was helpful. They asked for some banks statements for my business and then, they evaluated it from there. By working with them, I've had a little time to get things back on track.

Biz2Credit response

Hello Jason,

Thank you for giving us your feedback. It is great to hear that you used our platform and that it fulfilled your needs.

Biz2Credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 13, 2022

Working with Biz2Credit has been good. My experience with them was professional and efficient.

Biz2Credit response

Hello Scott!

We appreciate your business and value your feedback. If there is anything else we can do for you, please let us know!

Biz2Credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 12, 2022

The process with Biz2Credit was very easy and it was good dealing with the team. I'm happy so far.

Biz2Credit response

Dear Yadira,

Thank you for taking the time to leave a positive review! We are so glad that you have had a great experience with our Biz2Credit team and that the process was easy for you.

To show our appreciation, we'd like to feature your story and highlight your business on our website. Please send us an email at info@biz2credit.com so we can discuss the next steps. We look forward to hearing back from you and to working with you again in the future.

Biz2Credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 11, 2022

We got a business loan from them and it was a great process.

Biz2Credit response

Dear Latosha,

Thank you for taking the time to leave a positive review! We are happy to hear that you had great experience with Biz2Credit.

To show our appreciation, we'd like to feature your story and highlight your business on our website. Please send us an email at info@biz2credit.com so we can discuss the next steps. We look forward to hearing back from you and to working with you again in the future.

Biz2Credit.

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: May 10, 2022

I was partially satisfied with everything. But they did the best they could to help me as much as they could. There were just some things that they didn't explain correctly. When I got the loan, I didn't realize that they were going to take money out of it also. So I didn't get the full amount that I thought I was gonna get. There was a large fee that came out. Then I didn't realize that I pay back every day. I thought I could pay monthly or I could get an early payout. They don't offer to pay it off sooner. So I was a little bit disappointed with that. But it worked out better for me to pay that daily than pay a lump sum because there was no discount anyway, compared to another company that I spoke to that was going to give me a discount.

Biz2Credit response

Dear Joanna,

Thank you for taking the time to provide constructive feedback. Relationships with our clients are of paramount importance to Biz2Credit. We are disappointed that we fell short of your expectations in this instance.

Going forward please contact support@biz2credit.com with any complaints, as we hope to make sure there are no future issues with your Biz2Credit experience.

Biz2Credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 9, 2022

It was easy to get the documents in but the process of me getting them together took a little time. The reps that I dealt with were okay. They were from another country, so it was a little difficult with the communication, but they managed to get it through. There was just a little communication block. But everything else was fine.

Biz2Credit response

Dear Elisabeth,

Thank you for your valuable feedback! We are glad to hear that you had an overall positive experience with Biz2Credit.

Though all our staff members are fully equipped to assist customers, please feel free to request to speak to another agent in the future.

Biz2Credit.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: May 8, 2022

I had a good experience. But it was hard to understand the reps. Their accent was really heavy.

Biz2Credit response

Hi Melissa,

Thank you for your constructive feedback.

We understand your frustration but would like to add that our staff is well equipped to handle all situations.

In the future, if you experience this again, please feel free to request to speak to another agent.

Biz2Credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 7, 2022

Their people have been so good. They were very kind and prompt. They were nice and quick. They represented Biz2Credit very, very well. Biz2Credit was very good to us. They came at the right time, and we're so glad they did what they did for us.

Biz2Credit response

Hi Merab,

Thank you for your kind words. We are happy to hear about your positive experience with our team!

To show our appreciation, we'd like to feature your story and highlight your business on our website. Please send us an email at info@biz2credit.com so we can discuss the next steps. We look forward to hearing back from you and to working with you again in the future.

Biz2Credit.

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Biz2Credit Company Information

Company Name:
Biz2Credit
Company Type:
Private
Year Founded:
2007
Address:
1 Penn Plaza, Ste. 3101
City:
New York
State/Province:
NY
Postal Code:
10119
Country:
United States
Website:
www.biz2credit.com