Biz2Credit Reviews

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About Biz2Credit

Biz2Credit is an online lending platform. While not a direct lender itself, the company uses your online profile to match you with a lender that suits your needs. It offers an easy application process that takes as little as four minutes. Biz2Credit can help you find loans from $25,000 to $6 million. You can receive a decision in as little as 24 hours and potentially get funded in 72 hours.

Pros
  • Works with all types of businesses
  • Apply in 4 minutes
  • Get funds in as little as 72 hours
Cons
  • Underwriting fees
  • Not a direct lender

Biz2Credit Reviews

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    How do I know I can trust these reviews about Biz2Credit?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 10 - 40

    Reviewed Nov. 17, 2023

    I have worked with other lenders within Biz2Credit and outside of Biz2Credit. Danny ** from Biz2Credit is by far the best in the business. He is resourceful, responsible and ready to go to work. If you decide to work with Biz2Credit request to work with Danny ** by name. You will not be disappointed.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 8, 2023

    After submitting all the required documents, a month went by and no follow up other than 1 email. Then after sending a couple emails, 45 days later they say "You are denied because you are a used car dealership." I will take my business to my local bank where I can trust and get great customer service. Be cautious of this company and their lack of quality customer service. Plus I believe they ran my credit even though all the paperwork said dealership. I have perfect credit so I would imagine this has knocked it down 20 points.

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    Staff

    Reviewed Sept. 30, 2023

    I’m glad to meet this company, that help me in this pandemic, and today I was asked to forgiving. It does happens come true, and I’m qualified for forgiving, to family, to thanks so much in this company, where to be trust, to wish Biz2credit company always success.

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    Staff

    Reviewed March 15, 2023

    I would love to take a moment and share. I am a veteran computer network engineer. My career began "Before" public awareness of the "Internet". I hail from the world of Novell, IBM OS/2 Warp/3270 Gateways/AS400, etc etc. In any case, things in life evolve and we continue to shift. My spouse and I move through some wellness challenges in 2015 and changed our lives. We spent the next 7 years studying Energy, Shamanism, Plants, Pranic Healing, Quantum Physics, etc.

    Over the course of 2021 we invested heavily into some new businesses and thus our main business (ArmstrongPSI LLC - **) became the single source of all. Biz2Credit pushed through to assist us with getting some oxygen recently. They have more than amazing in their assistance for us. We have been providing IT support to medical, theatrical, tv & film, Pharma, and a host of other industries to aplomb and thanks to them we can breathe through this transition period and continue to do just that. Thank you Pankaj, Brandon and the rest of the team at Biz2Credit for your assistance with all.

    Bradford **

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    Customer ServiceLoan ProcessRates

    Reviewed Jan. 3, 2023

    I contacted the business for business loan, but decided not to proceed with them due to the extremely high interest rate and fee. The company then gave my tax return, contact information to other companies without my permission and call and email me day and night. It is a harassment.

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    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffBillingLoan Process

    Reviewed Dec. 10, 2022

    I have had multiple merchant advance loans with Biz2Credit. Each of which has been paid off in full. Most recently, during this holiday season, business was slow in December. My payments got behind. I was behind approximately $742. Biz2Credit sent UCC letters to individuals who I no longer did business with asking them if they owed me any money, and if they did, to send the money to Biz2Credit. My services are offered on a flat fee basis so I don't have any genuine "receivables."

    As such, Biz2Credit was simply sending letters to old clients who I could potentially do business with again and advising them of the arrears, potentially harming any future business I could do with said parties. I tried to explain this to my account representative and he said, "Well you've done business with them in the past so we are allowed to send them a letter." This statement was incorrect based on the contract. They are allowed to send letters out to people who owe me money, i.e. accounts receivable. They had no list of anyone who owed me money so they sent letters out to old clients and damaged my business and any potential for me to work with those parties again.

    They then sent a letter to my merchant Square and had all transactions held. I agreed to send letter requesting that Square turn over $800 directly to them. The language on their letter said that they wanted the full balance in my Square account. The full loan balance was $5400. The balance in my Square account that was on hold was over $8k. They wouldn't be entitled to the full amount in my account. However, they requested the full balance and have prevented any transactions from being deposited into my business account for over two weeks.

    They have tried to get paid more than they are actually owed from my merchant. They have sent letters to individuals and businesses who do not owe me money and interfered with any potential business relationship I could have with them. When you call the New York office you are transferred to call centers offshore. In response to the UCC letter, there is one individual, Christina **, who is US based, who you can speak with but she doesn't know anything about any files and transfers you back to the offshore team who initiated the fraudulent request for the overage.

    They are fine if you need a quick loan and you are maybe a restaurant or a business with regular daily transactions. If you are a professional service-based business, RUN. They do not understand how you operate, you will not understand the thick accents of anyone you speak with on the offshore team when an issue may arise, they will not take the time to understand the nature of your business or work with you on a resolution, and you will end up with compounded issues. All of the funds in my account are behind held because I was 9 days ($742) behind. The funds are in the Square account to pay and resolve the matter but cannot be released to even pay them BECAUSE OF BIZ2CREDIT. Do not do business with this offshore company unless you absolutely have to. It could make matters worse for your business. My business will likely close before the end of the year because of how they do business. Proceed with extreme caution.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 28, 2022

    Great company with great customer service support. Everything that I requested was done fast and accurate with step by step support. Great company to do business with. Don't look any further. This is it!

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    Biz2Credit
    Response from Biz2Credit

    Hi Daniel! So glad to hear about your great experience with our support team and of course being able to save time and money. Here at Biz2Credit that is the experience we strive to provide our clients everyday. Thank you for your encouraging words and please do not hesitate to reach back out when you are in need of further assistance with your business. Have a wonderful holiday season!

    StaffRates

    Reviewed Sept. 21, 2022

    We are a small restaurant trying to make it through our first year. We’ve had rough luck with Covid and a couple serious health issues. We’ve had nothing but great reviews but haven’t had time to build up operating capital. Biz2Credit helped us with funding to keep us afloat with an interest rate and payback terms far better than what other similar companies were offering. Highly recommended for small businesses that need help. It’s tough as hell to survive. Great to know there’s a company that will work with us without much history on our end.

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    Biz2Credit
    Response from Biz2Credit

    Hello,

    Thank you for sharing your experience with us here! Reviews like yours are the reason why we do what we do. We're glad that we were able to meet your expectations.

    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed Sept. 11, 2022

    I’ve had a fantastic experience with Biz2Credit! If you are looking for a lender who can give you results in funding, this is the company. Fast funding and affordable repayment options for us small businesses. The staff is friendly, helpful, professional and responsive. Deepak ** and Neil ** are rockstars. I look forward to growing my business relationship with them.

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    Biz2Credit
    Response from Biz2Credit

    Hello Shari!

    Thank you for sharing your experience with us here! Reviews like yours are the reason why we do what we do. We're glad that we were able to meet your expectations.

    Punctuality & SpeedLoan Process

    Reviewed Sept. 11, 2022

    Biz2Credit was the lender who assisted me with receiving a PPP loan to keep my small business operating during the pandemic. The process was quick and easy, exactly what I needed during this time of uncertainty. I highly recommend them!

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    Biz2Credit
    Response from Biz2Credit

    Hello Kent,

    Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

    Customer ServiceLoan Process

    Reviewed Aug. 20, 2022

    Biz2Credit made the process of applying for a PPP loan so fluid and efficient. I appreciate the email communication when entering a support request since most business entrepreneurs have busy lives and phone communication may be not the best fit. Their portal provided for detail information on required information and documents to upload. Great service and technology interface.

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    Biz2Credit
    Response from Biz2Credit

    Hello Carlos,

    Thank you for sharing your experience with us here! Reviews like yours are the reason why we do what we do. We're glad that we were able to meet your expectations.

    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 15, 2022

    Biz2Credit helped us with our PPP loan. The application process was seamless and straightforward. They even notified us when our loan forgiveness was due.

    Thank you, Biz2Credit, for your prompt, excellent, and professional service!

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    Biz2Credit
    Response from Biz2Credit

    Hello Michal,

    Thank you for giving us your feedback. It is great to hear that you used our platform and that it fulfilled your needs.

    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Aug. 14, 2022

    I had a great experience with Biz2Credit from the seamless initial process, quick approval, webinars, reminders via phone calls and emails on the next process for applying for loan forgiveness. Thank you Biz2Credit

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Lisa,

    Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

    Verified purchase
    Customer ServiceStaff

    Reviewed July 24, 2022

    Biz2Credit was easy to work with and I could do it all over the phone and the computer. The gentleman that I worked with was excellent and communication throughout the process went very well. Working with Biz2Credit made it a lot easier to get some operating cash. I don't have to worry about cash flow right now.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Louis,

    Thank you so much for leaving us such a positive review. We are thrilled that our services were of good use to you. Let us know if you need anything else!

    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed July 15, 2022

    The lending process wasn't too bad and it helped me out of a situation that I had pretty quick. But the interest is extremely high. After I'm done with Biz2Credit, I'll look for another option if I don't get another loan with lower interest.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Daniel,

    We're sorry to hear of your negative experience and would like to do everything we can to correct the problem you're describing. Please contact us privately at customer.service@biz2credit.com and we will be happy to help you resolve your concerns.

    Biz2Credit.

    Verified purchase
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed July 14, 2022

    I went through them for $15,000 for two months’ worth of credit. They were able to provide that rather quickly and it took less than a day to get the money. The reps were quick and sensible. It was good communication.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Norman,

    We appreciate your business and value your feedback. If there is anything else we can do for you, please let us know!

    Biz2Credit.

    Verified purchase
    Punctuality & Speed

    Reviewed July 9, 2022

    I had a good experience with Biz2Credit. The process was very fast. I would get my funding in a day or two.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Linda,

    Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

    Customer ServiceStaffLoan ProcessCommunication

    Reviewed July 4, 2022

    Biz2Credit was very helpful with applying for a PPP loan and getting it forgiven (even after the deadline had technically passed). They were very communicative, sending continuous emails and text messages keeping me informed about my application and the process.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Carlos,

    Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

    Biz2Credit.

    Verified purchase

    Reviewed June 30, 2022

    Biz2Credit is easy to work with. The process took one week. As far as financing, they had a good impact on my business. I'll definitely recommend them.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Pratikkumar,

    Thank you for sharing your experience with us here! Reviews like yours are the reason why we do what we do. We're glad that we were able to meet your expectations.

    Biz2Credit.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed June 29, 2022

    My experience with them was great. The process was very simple and their rate was agreeable. Also, my rep was very upfront with me about everything and got back to me very quickly via text message or email for any questions that I had. What solidified the reason why I went with them is he explained to me that they were looking to do long-term business with people and that's exactly what I'm looking for. I've been in the lending business for myself a long time. Sometimes I need cash flow. Sometimes I don't. And when I find somebody, I really would like to stick with them. They wanted to continue moving forward with me with whatever future needs my business may have.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Becca,

    Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

    Biz2Credit.

    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffTimeliness

    Reviewed June 28, 2022

    My first contact with Biz2Credit I asked if they lend to businesses in Puerto Rico as I was aware that the institutions that lend in Puerto Rico are limited, and I did not want to want to waste anyone's time. I also did not want to share sensitive/confidential information if not necessary. I was told yes they lend in Puerto Rico, and I could get a decision fairly quickly. I completed the online application and uploaded information/documents as requested. My assigned advisor (Mike W.) communicated with me a few times via email and phone (I called) on the first day, then nothing. I had to keep chasing them down for a status. 3 business days later (they advertise 4 hours to same day decision), I again reached out and told I was denied as the investor does not lend in Puerto Rico! Really! Horrible process and a waste of my time! Now I have a lot of confidential information out there that I really would never have shared. I asked that they destroy it but I have no way of knowing what they will do with my information.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 23, 2022

    We applied online and we talked to Aryan and one more guy on the phone. Everything was good and it took a day and a half. Biz2Credit is excellent and it's good to know for the future if I need more help.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Hetal,

    Thank you so much for your feedback! We are pleased to hear that you were happy with the service you received.

    Biz2Credit.

    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed June 15, 2022

    My experience with Biz2Credit was really good. I did my third loan with them and it's been a seamless process. Things are very self-explanatory. Customer service is very communicative via email. They are prompt and timely. Everything always seems to go exactly how they say it's gonna go. With the loan, I was able to expand my business.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Derrian,

    Thank you for taking the time to give our company a positive review. We are thrilled to hear you had a positive experience using our platform.

    Biz2Credit.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan Process

    Reviewed June 8, 2022

    The first time I got a loan from Biz2Credit, it was quick and easy. After that, every time I get a loan from them, it’s quick. The only thing I don’t like is the daily or weekly payment. Monthly would be much better. But other than that, I've never had any problems with them. Working with them helped me a lot with the cash flow. If I ever need any equipment or inventory, I call Biz2Credit and they give me credit within a day or two.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Kirpal,

    Thanks for the review! We work hard to meet expectations like yours and with this feedback we get to work on providing better services for our future customers. We really appreciate you taking the time out to share your experience with us.

    Biz2Credit.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 3, 2022

    I took a loan through Biz2Credit after my PPP, and I provided everything that was needed. It was quick and simple by then. Within three days, I had the money. Biz2Credit did their job.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Johnny,

    We appreciate your business and value your feedback. If there is anything else we can do for you, please let us know!

    Biz2Credit.

    Verified purchase
    Customer ServiceSales & Marketing

    Reviewed June 2, 2022

    Biz2Credit reached out to me and they were pretty persistent. I told them what I needed. I've been using them for the past three years. But it's a little bit hard sometimes to communicate. It's a little hard with the accents. I tried to communicate more but they were like reading the answers. But Biz2Credit keeps my business growing. If I call them because I need additional funds, they will reach out and send me an offer. But if I'm new a new customer, I would feel like it was a scam. What I did was I requested an email right off the bat and they sent me an email. I checked their credentials and everything was good. So it made Biz2Credit feel a little bit more trustworthy.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Damian,

    We work hard to meet expectations like yours and with this feedback we get to work on providing better services for our future customers. We really appreciate you taking the time out to share your experience with us.

    If you need further help, contact customer.service@biz2credit.com so we can best assist you and your business going forward.

    Biz2Credit.

    Verified purchase
    TechStaff

    Reviewed June 1, 2022

    The reps of Biz2Credit were always very good. We're not permanent residents here yet. We're here on a business visa. They were the only company that was able to help. It was amazing. There was no real stress with the application process. It was super easy.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Harpinder!

    Thank you so much for your feedback! We are pleased to hear that you were happy with the service you received.

    Biz2Credit.

    Verified purchase
    Customer ServiceTechBillingLoan ProcessTimeliness

    Reviewed May 31, 2022

    I applied online and it was a fairly simple process. On my application, someone came out to our site to verify our hours and setup. Then the funds were deposited the next day once the application was approved. The communication was good. I worked with Domini and he was really good at communicating with me and keeping me abreast of what was going on with my application. But I wish that the re-payment amount would have been a little lower on a loan. But it is what it is.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Juanita,

    Thank you for giving us your feedback. It is great to hear that you used our platform and that it fulfilled your needs. With this feedback we get to work on providing better services for our future customers. We really appreciate you taking the time out to share your experience with us.

    Biz2Credit.

    Punctuality & SpeedEase of UseTransparency

    Reviewed May 28, 2022

    Was very specific with application instructions and provided detailed explanations for information needed that made the entire process clear and efficient. Quick turnaround time and easy to use portal. Definitely recommend.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hello Spiro!

    Thanks for the awesome review! We work hard to meet expectations like yours, we really appreciate you taking the time out to share your experience with us.

    We look forward to assisting you in the future!

    Biz2Credit.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 24, 2022

    Biz2Credit has been great to me and I will refer anyone to them. The agents respond and as soon as you need a question, we always get feedback from them. Also, the money gets deposited on the account very quickly.

    Thanks for your vote!
    Biz2Credit
    Response from Biz2Credit

    Hi Patrick,

    Thank you for taking the time to share your positive experience here with us. We are happy to hear that our agents gave you prompt feedback. We look forward to working with you again soon!

    Biz2Credit.

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    Biz2Credit Company Information

    Company Name:
    Biz2Credit
    Company Type:
    Private
    Year Founded:
    2007
    Address:
    1 Penn Plaza, Ste. 3101
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10119
    Country:
    United States
    Website:
    www.biz2credit.com