Buyer's choice awards

Personal Loans

How did we pick our winners?

The Buyer's Choice Awards, driven by consumer feedback, incorporate over 4 million reviews from ConsumerAffairs website users across the United States. These awards are based on sentiments important to consumers in various categories, identified through web research, and include assessments of whether consumers had positive, negative or neutral experiences with companies.

Best Customer Service Winners

Loan amounts from $5,000 to $50,000. Select from 24- to 60-month terms. APR from 8.99% to 35.99%. Requires 620 credit score. Origination fee up to 6.99%. No prepayment penalty.

  • Work with a certified loan professional
  • Easy online application & approval
  • Get funds in less than 48 hours

Loan amounts from $2,000 to $50,000. Select from terms between 36 and 60 months. APR ranges from 8.99% to 35.99%. Requires 600 credit score. Origination fee up to 9.99%. No prepayment penalty.

  • Fully online process
  • Can take out multiple loans
  • Competitive interest rates

Fast funding for personal loans up to $10,000. Lines of credit available up to $4,500. Rates range from 34% to 99.99%. Not available in all states. Origination fee, cash advance fee and late fees can apply.

  • Fast funding
  • Flexible credit requirements

Finalists

Loan amounts from $1,000 to $50,000, Payback terms of 24 to 84 months. APR from 8.49% to 35.99%. Origination fee can be up to 9.99%. 1% to 2% rewards on checking account purchases. 4.81% APY on savings accounts with $1,000+.

  • Fast approvals
  • Loans up to $50,000
  • 5.21% APY on savings accounts
  • Same-day transfers up to $100,000

Best Experience with Staff Winners

Loan amounts from $5,000 to $50,000. Select from 24- to 60-month terms. APR from 8.99% to 35.99%. Requires 620 credit score. Origination fee up to 6.99%. No prepayment penalty.

  • Work with a certified loan professional
  • Easy online application & approval
  • Get funds in less than 48 hours

Loan amounts from $2,000 to $50,000. Select from terms between 36 and 60 months. APR ranges from 8.99% to 35.99%. Requires 600 credit score. Origination fee up to 9.99%. No prepayment penalty.

  • Fully online process
  • Can take out multiple loans
  • Competitive interest rates

Fast funding for personal loans up to $10,000. Lines of credit available up to $4,500. Rates range from 34% to 99.99%. Not available in all states. Origination fee, cash advance fee and late fees can apply.

  • Fast funding
  • Flexible credit requirements

Finalists

Loan amounts from $1,000 to $50,000, Payback terms of 24 to 84 months. APR from 8.49% to 35.99%. Origination fee can be up to 9.99%. 1% to 2% rewards on checking account purchases. 4.81% APY on savings accounts with $1,000+.

  • Fast approvals
  • Loans up to $50,000
  • 5.21% APY on savings accounts
  • Same-day transfers up to $100,000

Best Loan Process Winners

Loan amounts from $5,000 to $50,000. Select from 24- to 60-month terms. APR from 8.99% to 35.99%. Requires 620 credit score. Origination fee up to 6.99%. No prepayment penalty.

  • Work with a certified loan professional
  • Easy online application & approval
  • Get funds in less than 48 hours

Loan amounts from $2,000 to $50,000. Select from terms between 36 and 60 months. APR ranges from 8.99% to 35.99%. Requires 600 credit score. Origination fee up to 9.99%. No prepayment penalty.

  • Fully online process
  • Can take out multiple loans
  • Competitive interest rates

Fast funding for personal loans up to $10,000. Lines of credit available up to $4,500. Rates range from 34% to 99.99%. Not available in all states. Origination fee, cash advance fee and late fees can apply.

  • Fast funding
  • Flexible credit requirements

Finalists

Loan amounts from $1,000 to $50,000, Payback terms of 24 to 84 months. APR from 8.49% to 35.99%. Origination fee can be up to 9.99%. 1% to 2% rewards on checking account purchases. 4.81% APY on savings accounts with $1,000+.

  • Fast approvals
  • Loans up to $50,000
  • 5.21% APY on savings accounts
  • Same-day transfers up to $100,000