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We were driving on a highway and our front brakes locked up. My husband looked at them and it was their tracking device. They had zip tied the tracking device and it had come loose and lodged itself in the brakes. It was over 90° and we had our 2 yr old granddaughter with us. We are both disabled and had to walk over a mile to get home. We called CarHop, told them what happened and that it was their fault and they need to fix it. We had to threaten calling an attorney before they would even look at it. Now they are saying it will be 2 weeks before we get our vehicle back. They were talking to us like we were liars. They are rude and don't care about their customers after the sale is made. DO NOT PURCHASE FROM CARHOP!!!
I went through CarHop to purchase a vehicle. I was told my payments would be 150 a month. That was a lie. I paid 500 down for a 2006 Chevy Impala that cost me 14,600. I have had to replace two mufflers now. It rains in my car and they told me I would have to pay for their mechanic to take a look at it. Why are they able to sell cars for so much and they're not worth it? They rip people off. I feel like they should repair these cars before they try and sell them. I have two children and there is mold growing inside this car from when it rains and floods on the passenger side. I dont feel like I should be able to keep this car. It's a health hazard. I would never recommend anyone to go to these guys. It's 2018 and they're still getting away with this crap. I can't afford to pay them 354 a month for a car. I can't drive if it rains. How does the government let them get away with this for so long?
I had the worst experience with CarHop, their customer service is rude, also I bought a car from them that stopped working a couple months after I got it and they do not want to help me but want me to continue to pay my car note. I have been hung up on by customer service as well as not getting the service I need. They are the worst company and I regret even getting a car from them.
I think CarHop is not the best place to buy a car that you can’t trust him to buy sell you a car that doesn’t need $1 million worth of work. The second you drive out of the lot with it there’s no warranty with their stuff that says it’s not gonna break down within six months. Their warranty doesn’t stand up to anything. When you take it in and have their mechanics look at it and find the problems, they come back and go, "Oh it’s not covered under warranty," and then you’re left with nothing but a car that doesn’t work, you paid $1 million for, that’s no good to nobody else wants. CarHop does not stand behind their product, does not stand behind your word and does not sell a very honorable good product.
I bought a car from CarHop and I have never drove it. First thing that CarHop car could not pass emissions test and I live in Colorado were it's eligo illegal to sell a car that can't pass emissions and I left the car at their shops that they told me to take it to. I had four times the Car Hop Car didn't pass emissions and the plates ran out so I had to go to get a paper plates again for the 2 time and the whole time after I bought the car they knew it was a junk. They were fixing it and the car they tried to get a emissions and they knew that it would not pass. They cannot sell a car that can't pass emissions test in COLORADO. Once again they made me give them a star. In the TRUTH they have no STAR. Go and get a car from Financing COMPANY. Capital One that is really great place to start building up your credit score and then get you a credit card for stuff like anything going wrong with the car plus it's a credit score builder and they keep their word.
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I purchase a Mercury Sable 2002. At first they promise that it has good mileage and will last long according to Jay, but three months later the car broke down. I hired a local mechanic to fix it and he said the muffler was filled with dirt, we had to drain everything inside it. I had not gone to work since I had issue with it and I had to skip the payments in order to get the car fixed. So on CarHop send me multiple of emails day by day to do the amount of payment for them and that they will have to disable the car. Further on, I manage to make the payments and had the car fixed but then after for 2 months it start to die on me, it can run only 20 mph and burns often. I had to buy coolant and had to rest the car to cool down in the middle of the streets sometimes not knowing where I am. I had to tow the car to outside my apartments and it park for a couple of weeks receiving parking tickets.
I was stress. The car was disable. I was unable to move it from there and not to mention I had to skip payments. They called me and email me saying they have options for my situation but as I went to carhop they were harsh they only ask for my payments and when I told them I don't have the money cause I missed couple of days work they said I should borrow money from friends and family and they also told me the reason why I had issues with the car is 'I Drive Too Much'. Bad service. They only want to take advantage of people. I have receive a final email for the settlement with amount of money they want from me so they can leave me alone. The car has been repo and on auction.
This company sells cars that in no way will you be able to refinance because they sell their vehicles for over 5 times what the car is worth and they say pay bills on time and then refinance at lower rate. Right. Who is going to finance a $2000 car for $15000. I was told that it was a 2 year contract and with bad credit I had no choice. My car was broke down and watch desperate while these vultures feed on that and ripped me off, chewed me up and ** me out. It is unbelievable. Well I just read that they will sell my car for $10 and seeing as the car is paid off by any right. They got their money and then they sell it to someone else for the same amount.
Purchased a vehicle a week ago and spent an more than an hour going over our contract, what's covered, what isn't, etc. Car broke down this morning while in the middle of the school commute. 5 kids and my wife stranded on the highway during rush hour, and no one available through the warranty department to figure out where to tow the vehicle. My family was left abandoned on the side of the road after they groomed us into believing we drove away with a safe and reliably inspected car. Still haven't received a return call. When I called the number on the card they gave, the woman who answered said she worked on the financial end and couldn't help me get through to talk to the Warranty department. Extremely upset and plan to take further action. I don't have time to jump through hoops.
Carhop, Maplewood MN - I bought a Jeep back in 2012. 6 months later it broke down on me and it took 4 months before we could fix it and it costed us 1,860.00 to fix out of our pocket. So we got it back a month later. 4 months later the Jeep would not start and we could not figure out why we made our payments even when the vehicle was broke down. 2 months go by and the Jeep still would not start so we called CarHop and told them we no longer want the Jeep because it will not start, one in a half months they come pick it up after we defaulted on our payment back in 2014. Now it's 2018. 1 year away from it being 7 years. We are now getting sued from a collection agency. Oh and they sent it to auction and we only made 59.00 off the Jeep to get put towards what was still owed. Has anyone been through this situation before? If so please email me **. I need as much information as I can possible get. Our hearing is in May.
I was looking for a car to get me to work. I went to CarHop and met Marcus. He was amazing. He picked a great car. He even did his best to make sure it was right. I will only go through him for cars???
Purchased a 2006 Ford Explorer Eddie Bauer edition with 140k miles. Ran great for a very short period of time. Had to have Tranny replaced and 2 months after fixing that the engine went out. Mind you CarHop wanted 13k for this vehicle. Knowing what I know now about financing I would've never purchased the overpriced lemon. Happy to say the vehicle is paid off and I will never shop, recommend, or step foot in one of their so called shops.
CarHop scams you of your hard earned money. They say the vehicles they sell are very good but they are lying. They just say that to get you to come in a buy a car for $8,000 that is only worth $2,500. My wife and I bought a car from them and it turns out, it had a blown head gasket. They also tack on a 32% interest rate and won’t even bother telling you. They will sell you a lemon and the customer is a joke, the people are very rude to you. Their warranty is **. You have to pay $75 for them to even look at it, even if you have confirmed the problem by another shop. They will steal your money. They do nothing but lie, scam, steal, and ruin your credit score. CarHop needs to be shut down.
I purchased a used vehicle from UAC, aka “Carhop” in 2014. I paid the car off in September of 2016. They sent me a paper release for the title which is no longer accepted in California. The DMV said that the title had to be electronically released via the “ELT” program. UAC said that they could not do a electronic release and kept sending paper releases. So after paying the car off a year and a half ago, I’m still left without a title for a car that does not run. I would never recommend buying a car from Carhop and UAC. Low quality cars and horrible customer service.
We went here and yeah our credit isn't great but we work hard for what we have, as anyone else. We have kids (6) and we struggle. But let me tell you that our payments are on time and we pay approximately 400.00 a month for this P.O.S. car we got. It is the 2nd car from them since the first car was rot rusted underneath and had to be towed back to their lot. Yes red flag however we understand things can be overlooked when selling vehicles...lol... bottom line we have put over 1500 in repairs on this car and it's still breaking. How convenient for the vehicles they sell to make it to the warranty they offer and then break or like us break and fixed and break and fix. PLEASE KNOW THIS PLACE IS AWFUL! They ask you to review them before you even leave the lot and hound you until you do...why? So you can give them the rating they need and then turn around and treat you like crap and send you out the door with a lemon.
I went to CarHop today and I must say I had the best experience. Luke ** sale consultant was on his job. Very honest and helpful. Thanks Luke and Tonya manager. They got me driving no downpayment just like they said they would and I love my car... I am so Happy. Thanks CarHop.
I have been with CarHop almost two years. We put a lot of miles on the vehicle. Yes yes yes I am aware older cars will have more issues. My man can work on cars, so not a huge issue (for the small, not covered by warranty crap). Car acting up, take to mechanic. Paid $75.00. I say there is a problem with the tranny. He says no it is fine. Talk about a whopper. The tranny starts slipping after warranty. Ok we will deal with that... I guess. Since, like others, I was between a rock and a hard place. I was told on the lot, after a year, I could get into another vehicle.
So at about a year, we go in and lo and behold he says, “I didn't say that.” Ok well then I'll come back. Call and was told, “About six months you can come in and pick out a new vehicle." (still stuck not able to pay money down just yet). Guess what? Went in and was denied. Call again he says, “Bring in 600-800 dollars and we can upgrade you.” (like they have "upgrades"). Once again he says, “I didn't say that.” You know, we knew we were going to have to fix the vehicle periodically. But to lie to us? Horrible. UAC says one thing and their car salespersons say another. And UAC could care less. Just don't trust them. They do sell crappy vehicles. They are liars. In truth, I never thought I would have to replace the ENTIRE engine.
Anyhow, I am struggling with a voluntary repo or allowing them to come and take it. Either way I owe on a vehicle that wasn't worth 8000.00 probably worth 2500 at the time. I will never be put in this situation again. I tell EVERYONE do not go to carhop. There are other used car lots truly willing to work with you and have certified mechanics (real ones). I'm riding in a used vehicle for half of what I owe on carhop crap. AND I have a warranty, AND lower payments. Do your homework, and take a bus before buying with Carhop. AGAIN, THEY HAVE NOTHING BUT LEMONS ON THEIR LOTS.
This company is not good. Go anywhere else, they will not honor their warranty and they will harass you. My first experience was them collecting the money but never registering my car with DMV and I had to contact a lawyer after failing to get a response from Brittany and Helga for 4 months. Yet read the email below they sent regarding being late with payment for a whole $17. ***Would give a negative star rating if I could*** This is the email received. "Your payment of $17.00 on your 2009 Fusion is due today. Payments may be made online at www.uac.com or by phone by calling 800-414-2622 and selecting option 1. Between 8am-7pm on weekdays you may call your dedicated Account Manager. Any questions, contact us at 800-414-2622. If your payment has already been credited to your account, please disregard this message."
This company is I will say is a great company is what they put themselves out there to be but don't really live up to their own motto... I got my 2004 Chevy Malibu in 10/2016 and for the most part this car is wonderful. I understand that older cars have high miles and may at times have a little more issues than newer cars...however when you first drive off the lot and immediately have an issue that looks poorly on not only me as the customer but on you (CarHop/UAC). I read many reviews and most of them are very similar to my own experience with this company just not as extreme as some. I got the car and literally about 4 days later it starts making a loud noise so I take it to their mechanic and he said it is the exhaust pipe (also this mechanic of theirs is the only one I go to and trust because he tells me many stories about CarHop and their warranty).
So the guy said it would cost about $600 to fix and he gets CarHop to approve the warranty claim for it. I consider taking the car back down to have the exhaust pipe fixed but I hesitated only because this mechanic told me CarHop finds the cheapest and sometimes used parts to fix problems on the cars and he told me CarHop disregards his suggestions of what parts would be best but CarHop chooses cheaper parts...with that in my mind I didn't want to risk having some used cheap exhaust pipe put on my car so I take the car to MIDAS who shows me the problem with the exhaust pipe and it was literally hanging by a thread LITERALLY!!! So MIDAS tells me the cost to fix is only $200 to fix and I'm surprised (I actually wait until tax time 02/2017 to fix because I didn't have the money then so I used my tax return to fix it in 02/2017).
I drive away from the mechanic shop and around the end of 11/2016 or the beginning of 12/2016 another problem occurred which was the thermostat misreading so I take it back to the CarHop mechanic and he gets CarHop to approve the cost and fixed the thermostat... I still have the exhaust pipe issue going on with it being loud as ** and it's embarrassing...but continued through 02/2017 that exhaust pipe got fixed after I filed taxes and got my refund taxes. A few months later around 04/2017 the car has another problem which the fuel gauge is misreading and I cannot tell if the car is on full or empty so I go back to CarHop’s mechanic and they diagnose it that it is the fuel pump sensor which is not covered by CarHop’s warranty.
So their mechanic does me a favor and tells CarHop that the issue is causing the fuel pump to not work and the car is not drivable just so CarHop approves because he knew they would not...so the fuel pump gets replaced and I am good to go...driving again and about 3 months later around 07/2017 car has another problem after I filled the tank to full and I got to the traffic light. The light turns green, I start to accelerate and immediately the engine loses power. I turn the ignition off and start it back up and it starts, I put it in gear, I make through the intersection and the engine loses power again. I turn it off, start it back up, put it in gear and drive about 2 or 3 blocks up the hill and the engine loses power again and I stop in front of subway… I turn it off, pop the hood, start it again. I notice as the car sit idle I hear the engine slowly fade on power.
I give it gas and I see black smoke coming from the tailpipe...so I ask my sister to come and she drives behind me with our four ways on and I drive it home which was literally 3 miles away and the car lost power maybe 10 times on the way home. So I park it at home... I knew I didn't have money for a tow to get it to CarHop mechanic again because in PA tow trucks charge like 150 or more just to go 5 miles so that wasn’t happening. So I hop on Google and I start looking for maybe a mechanic to come to me and behold I found one that is based in San Francisco, CA but they had one guy who services my area.
This Mechanic company is called YOURMECHANIC that will come to you with parts and all to fix your problem and they charge reasonable prices too...so I have YOURMECHANIC fix the problem which was the Gasket Manifold that was cracked causing fuel to not reach the engine which is why the car lost power because it wasn't getting fuel. So thank God I paid them and now my cars runs again. NOW...from 11/2017 through the beginning of 12/2017 the ignition starter would like hesitate to start sometimes until finally in the beginning of this month 12/2017 I came out of work to start my car and I was completely dead... I waited about a week later to sign up for AAA's plus membership so I can get 100 miles of free towing and have the car towed back to my home where it still sits to this day possibly until February 2018 to get it fixed which I will probably use YOURMECHANIC again.
Meanwhile I was not able to make my second car payment for December because I paid for AAA's membership, and also paying rental car fees to get my son to and from day care and rent, and I also had to help my son’s mom pay a little of her rent too...and trying to set up a payment arrangement with CarHop is completely irritating and nonsense after talking with five people that literally told me I can pay something in order for them to start a payment arrangement which I could only put $8 and when I called to let them know my so called account manager is telling me I need to pay more to start a payment arrangement and she hung up...so I call again and got a much nicer lady who took the time to explain why they couldn't do the payment arrangement after 5 other people in one day said all I had to do was pay something and we're good to go but now they say I have to pay $80...
I am not mad or losing sleep over it because I told them when I get paid and I asked the nicer lady if she could notate my account to expect payment on Tuesday January 2nd at around 930PM so I am hoping she really notate that just in case repossession was up their sleeve...so they will get payment then and after that I will use my AAA to tow the car to their mechanic and have one half of my car's new problem fixed which is both the camshaft sensor and a starter replacement... CarHop only covers the camshaft sensor which helps me so now the only thing I have to have YOURMECHANIC fix is the starter replace which is $200 compared to $388 which was the price of both. Now it's just the starter for $200...
I am not looking for an attorney but if anyone needs help with their reach out to me at my cell ** or email ** and we can figure out what is wrong with your car and I can give you cheap idea that won't break you but you will still get quality car parts if CarHop doesn't cover your issues. I understand their customer service ** but I can help you talk to them if you need help because I don't give in to their lies...and I record my calls which I have rude ** recording too which maybe kind of a lawsuit start but we shall how it goes from here. I never had any issues with customer service until now but of course I never call them so...but reach out to me if you need help.
I had looked for a car for a few months without success. I filled out an application online and I was approved before I even met anyone at the office. I was about to lose my job as I could not find a car and the car I was driving was about to fall apart, quite literally! They had a car on the lot I bought and I really like! Rhonda was nice and very helpful, friendly and went out of her way to help me even though it went above and beyond her job!
Do Not ever Believe anything they say when it comes to getting approved with No Credit or very little. I was screwed over and denied due to the amount that I make which is defiantly enough to afford car payments since I am a college student who doesn't pay much at all to go to attend. I was told I was Pre-approved... Just needed paperwork verification and everything should be fine. They were eager for me to set up an appointment to come in and I put it off since I would have to take an $88 Uber there from where I live.
I finally go out my way yesterday to go to this dealership (Topeka, KS) hoping to come back with a car... instead denied causing that $88 to double to Uber back... Let's not even say how horrible their timing was just to find out bad news. It took close to an hour to find out. Do not believe them, try to figure as much as possible out via phone before wasting time and money. I tried to but they promised me and then I was let down. Please read reviews of this company and then make an educated decision, I found out the hard way and will continue to find a way to report them.
At first I was thinking... maybe I shouldn't get a deal with CarHop after reading all of the reviews. But my friend is with CarHop and still currently with CarHop for two years and from time to time she has to fix her car here and there but there's really nothing wrong with her car. But I was thinking... If her car came out okay... mine will too. But I guess it's different for everybody right? So last week on 11/2/17 I decided to fill out the application for carhop and it looks like I was approved for a car. I was a little bit excited so I went in the very next day. Looks like I was approved for a Grand Prix 06... which was something that I thought I am looking for so I quickly accepted.
I put a down payment of 650 and got the hell out of there with the car... (Value of the car 9,000 and wanted me to make a payment of 189 for next 2-3 years). First thing what I notice when I got home there was completely no oil in this car. You would think that they would inspect the car and write it down as for the next thing to do on the list right? So anyways I went to go get an oil-change because I thought I would keep this car. The car is super fun to drive. The sound system was great. I was really happy with my choice.
So I ended up telling my dad I went to carhop and got a car and my dad was soooooo upset with me. He thought carhop was ripping me off. So I completely ignored him. Why? Because I was happy with the car. So then the next day which was day 2. I was thinking about what my father had told me and start to wonder if carhop is ripping me off. I mean if I was gonna pay this high for the car I might as well get a brand new car right? So I started to shop around dealerships just to be safe. Then I ran into the most awesome dealership in St. Paul MN. He offered me a 2016 Mazda 6 speed car and I just couldn't say no! He also stated that my father is right and carhop is ripping me off!
So I quickly returned my car the next day and was told that I will get my refund back in 10 days. Moral to the story never settle for less because these crooks buy car at auction for less and sell it to you twice as more! I don't have a driver's license and I got approved for a 2016 car. If I can do it you can too! Oh and they never reimburse me back for the oil change.
DO NOT BUY A CAR FROM CARHOP. I read the other reviews (all 1 star except for 2 that were probably written by CarHop employees.) My experience was very similar to all of those reviews. I bought my car from a Spokane, Washington dealer, but it seems to happen at Car Hops throughout the country. So - my story: In May 2017, I bought a Ford Expedition from Car Hop. I was told it had been inspected by their mechanic, and that it had a warranty in case anything went wrong. My payments were to be $150 every two weeks but in fact, were $192 every two weeks. Pay off would have been over $8000. My research showed (sadly after the fact) that the same vehicle sold at dealerships in our area for around $3500.
I was making consistent payments. Two months after I bought the car, the alternator went out. I called because supposedly there was a warranty. I was told to take it to a Car Hop sponsored shop and pay $75 to have it looked at and then if what was wrong was under warranty, they would reimburse me. I told them I did not need to take it to a shop. I knew it was the alternator and asked if that was covered. I have mechanics in my family so knew for sure that was what was wrong. She would not tell me if it would be covered. She just kept repeating that I should take it to the shop and pay the $75. I just kept asking - is an alternator covered. She finally told me no. So she knew all along that I would be paying $75 and would not be reimbursed. I bought an alternator and had it replaced. I also had to buy a new battery. Besides this issue, it leaks coolant, the air conditioner doesn't work, the heater doesn't work, one of the turn signals won't stay on.
They sold me this car for $8000+. The same car sells at other lots for $3000+. I consistently made my payments until about a month ago. At that time, the money for the car was in the bank, however, a gym that I had had a membership with a few years before (and paid off), took, without authorization, money out of that account for a new membership. They were not authorized to do this. They had been authorized on the new contract to take money out of another bank account. It caused overdraft charges and my Car Hop payment not to go through. I called Car Hop and told them the situation. I told them the bank was refunding the money, but it would take a while to straighten that all out. I made arrangements to pay 1 1/2 payments the next payday. Three days before the payment was to be made, Car Hop disabled my ignition. I called them and told them I had made payment arrangements.
She said I had to pay some money that day for the arrangements to be made. I told her I couldn't do that. I had no money. That the money would be in there on Wednesday (this was Sunday). She told me to take out a payday loan - which I don't do, EVER. I know too many people that have gotten into a mess with payday loans. IT WAS 3 DAYS BEFORE THE PAYMENT FOR $288 WOULD HAVE BEEN MADE. She refused to wait. I hung up. I decided I was not going to deal with people like this. They were ripping me off. I was paying almost 3 times what the car was worth. When I went to Car Hop, I was told my payments would be $150 every two weeks, they ended up being $192 every two weeks. They told me there was a warranty, yet nothing is covered. I spoke with someone last week at Car Hop, and he told me the alternator should have been covered.
I was done with the whole mess, but last week I received a text stating that there were new options. Since I really wanted to keep the car, I called. There were no new options. That was just a way to get me to call to bully me about paying on a vehicle I could not use. So I woke up today and the car was gone. Now I'm getting emails and texts say the ignition is disabled - which it already was - and wanting me to make payments on a car I don't have. I called Car Hop and asked if the car had been repossessed because it was gone. The person I was talking to did not know or would not tell me. I still don't know whether to report it stolen, so I'm just going to assume Car Hop took it.
So the I got an email, saying they wanted to help me work something out. So I called. Same old thing - rude person trying to coerce me to pay for a vehicle that I do not even have. Stay away from these people - I have bought cars from used car dealers my whole adult life (I'm 62), and I have never had to pay so much money for a car with so many issues.
I purchased this vehicle approximately 3 months ago. 3 days after purchase the driver side door stopped opening, they sent me to a shop to pop the door back out not even fix it. 5 minutes after I left the shop the water pump went out, belt ripped off, car overheated. At first they attempted to have me pay for this work but realized I was still under a 7 day grace period. So that was covered. A few weeks following the car stops acceleration and I find out I need a new engine. They also tried to refuse this work even though it was covered under the powertrain warranty. After 2-3 weeks I get the car back after still having to pay over $200 even though the replacement and labor was supposed to be funded entirely by CarHop according to their warranty.
Next a week or 2 later the starter went out. They refused to help with that. So that came completely out of my pocket. Throughout this time the driver side door has gotten worse and I now literally must squeeze through every time to get in the car. Now the security light is on and it has disabled the starter completely no matter what. They tried to do a quick fix up which costed me $145 including the tow only to have to bring the car right back before I even made it home. Now they want over $800 to replace a "module" and part of the ignition so now I will be walking back and forth to work in the winter time while I try to save money over the next month and a half while still paying the car note which in total is over $9000 for a 2003 Pontiac grand am which has a top bluebook value of less than $2000.
How does it cost more to replace a module then it did to replace the entire engine? These people are crooks. I lose circulation quick in the cold and they are forcing me to walk daily in this Minnesota winter. They refuse to pay anything on the vehicle even though they and the car shop it's stuck at admit that this was a problem present before I even became the owner of the vehicle. Yet I am still somehow responsible for that and because of my accountability I'm forced to continue paying while I suffer physically. There has to be something that can be done because this isn't right. It isn't fair to me as a consumer nor to the thousands of other people who have suffered at the hands of Carhop.
They are rude to the customers. They will sell you anything to make a sale. My car has been a piece of junk from day one and I have told them over and over about what's going on with the car but they do not want to help get the car fixed so I decided I'm not going to pay them so they turn the car off. All I want is to be treated fairly and I feel like from day one I was not treated fairly. I am a customer and I should be feel like I'm getting good service. They are rude. They don't care about their customers at all.
I been with CarHop since last year of December 2016. I got this car went into the store the guy drove the car around like, "This is your car. You don't do nobody like that." I'm a tall guy in this car. I have now is like a Flintstone type of car. Might as well be paddling with my damn feets so let me get to it at carhop. They love saying, "We here to help you." Yeah you here to destroy folks' credit.
They charging me a $172 every two weeks with a car with over one hundred thousand miles on the damn motor. The body of the car is damn rusty underneath. Had a inspection coming up couldn't even get that done cause of the damn flex pipe broke. Now it makes a loud noise. These people is scam artists. The ** they do to others will come back and bite them in the ** cause it's not right. They talking about if I turn the car back in I'm still responsible for the loan. Talking about they will get they money one way or another. Talk bout they can report it to IRS. I can tell you all what at carhop y'all can kiss my ** cause I'm not paying **.
In December 2015, I purchased a 2001 dark blue Ford Focus from a car company called Car Hop, in Aurora, CO. They obtain loans for people wanting a car through the Universal Acceptance Corporation (UAC). The car allowed me to start my own business through a rideshare company. For more than a year I maintained a great history of making on-time payments with UAC and always communicated when I was struggling with a payment. The year of 2016 also involved extensive repairs to the vehicle, over $3000, which is shown in the attached files. My payments were contracted to be paid on the 2nd and 16th of the month to reflect my bi-weekly payment schedule at the doggy daycare in which I worked. I lost the job at the doggy daycare and started driving for a rideshare company in the same month that I purchased the vehicle.
The entire year of 2016 went off perfectly, while I used an auto-pay feature to pay the loan. The payments were contracted to be paid on the 2nd and 16th of the month. Understand that I do not expect this company to look for any funds from my bank account before those two dates. But then, on December 30, 2016, the administrators of the loan debited my checking account for a third time that month. They gave no warning. They sent no text. They did not call or email me. They debited my account three times in the month, without my permission. Their financial callousness and negligence ruined my livelihood and it is only now, ten months later, that I am beginning to recover from the shock of what that company did to me.
Let me try to explain. On Saturday December 31, 2016, I checked my account balance. I found out that UAC sent a financial request for payment to my bank on the 30th, a Friday, when the funds were not there. From further research from my then bank, Chase, I learned that they were performing this haphazard approach to obtaining funds for the entire previous year. I just happened to have the money in my account at previous times and did not notice UACs unprofessional conduct with my bank account. (Never mind that the New Year holiday was approaching and the 2nd fell on the Monday that the holiday was observed, because none of my other payment responsibilities deducted money from my accounts before the dates that were agreed upon).
I was preparing to make sure that the money would be there as the 2nd rolled around, but they requested the money four days early. Therefore, the money that I was going to use that weekend to pay my internet, phone, car maintenance, and a payday loan, could not be addressed until I put my bank account back in the black. I was incredulous, is a gross understatement. All my weekend plans were destroyed and when I called them they refused to help me in any way. They blamed the bank, the bank did not care, and on and on I left the bank in tears because I had to drive all night to put my bank account back in the black and get back to life the way I knew it. However, the marathon driving and my mental state left me depleted emotionally and physically. I could never recover from UACs intrusion.
The next three months were torture. I was in some kind of financial shock. Every phone call with UAC was a heated argument with them. The bills kept coming and they would just never admit their fault. I refused to pay them, as this would be termed rewarding them for their gross mistake in my mind. Internet bills still came, along with the car loan bills, phone, and everything else. I had to turn on overdraft protection on my bank account, just to function financially, which was a huge mistake because I could never replace those borrowed funds either. There was always that $176 car payment in the way of me moving on.
Finally, I started educating UAC when I called, because their staff was always combative with me. I had to talk to them like little children and say things like, Ok, when you talk, I will listen. When I talk, you will listen, ok? This is how I had to start every phone conversation after three months, January to March, of arguments with them. Nothing got settled, but at least we were moving forward as mature adults. They usually violated that simple agreement about how to communicate, but at least I could be heard most of the time. All they wanted was more money after destroying me and making a gross error like that. They stepped in front of my means to make money and wanted me to reward them for such gross negligence.
I talked to a different person every time I called the Aurora UAC office, as well. One person said they never send a request for funds on a loan early, this was not true. One person did not know that the bank puts requests for funds right into my account the moment the bank receives it mind you. Whether the money is there or not, it is up to me to fix any errors, this was actually true. The nature of my payment agreement was such that these people could invoice my account anytime they wanted, regardless of the contracted dates. (I did not even know that!)
One person said that UAC ALWAYS sends requests for funds three or four days early, this was not true. I went to my former bank the bank account now closed for nonpayment because of UACs activity but, the bank showed me an inconsistency in when they transmitted the request for funds. My former bank is ready to show that UACs funds request are all over place. I just happened to catch their inconsistency in this instance while my funds were low. Anyway, talking to UAC was hopeless.
Did I mention that I put over $3000 worth of repairs into that vehicle, during 2016? Yes, new tires all the way around, rear shocks, bearing press, sensor for the radiator, and other various repairs, including a new $1000 computer, from Ford, for the car. Finally, people say I should have paid and some people even gave me money to pay and then get on with my life. However, I could not let a big company like UAC be so heartless and ignorant with an individual's life. I rejected their offers to negotiate and the car was repossessed in the Spring of 2017.
I applied online with this company and a few others. As expected I received a phone call and email regarding my "approved status". Alas when I inquired about the down payment and percentage rate they couldn't disclose until I would come in due to "inventory". Sorry but I won't be coming in until I know what I was approved for. Sorry but I will buy a car elsewhere.
CarHop Monroeville - I bought a suv from them and of course after some time everything started to go wrong with the vehicle... of course they overly charge their vehicles and give you cars with high miles... then of course warranty doesn't cover anything wrong with the vehicle. I would tell everybody do not purchase from them.
I unfortunately have been with CarHop for about almost 2 years. Have done my best to maintain payment and maintain car and today 9/26/17 my front left wheel fell off and my car collapsed while I was driving. It was the most scariest thing that has ever happened to me. I called CarHop and all they could tell me is that they can defer a payment. I have a car with only 3 wheels and that it is clearly not safe and that is what you tell me? No one at least said, "Are you ok? Are you safe? Were your kids with you? My goodness. I’m sorry. Let’s see what we can help you with.” No. I got, “We can defer your payment.”
I’m scared to get in it. I don’t know what to do and no one at this raggedy place can give an idea or even lets make you feel safe. This is a shady business, people. Please be very careful going through this company. They are definitely the devil. I’m still shaking and it was this afternoon that this happened. Do not do it, people. Please figure out another option.
CarHop is the worst place to get a car from. Anybody thinking about going to CarHop, DON'T!!!! I got a car from them only put 200 down and even test drived the car it ran cool. So I went through with the contract due to I needed a car for the winter. So my high payments were 195 biweekly 380 a month. So about 2 months after having the car the check engine light comes on so l take it to AutoZone to see what's wrong. After they do their thing they say I was misfiring. So I made plans for a tune up when I get payed. Well before I could get it to the shop the car started running like crap would not go over 40 mph. So I went and got the car a tune up spent 180 on the job the car still ran like crap after the tune up so I can't even drive this car because it takes a long time for the car to get up to 40mph so I was pretty much slugging around town too slow.
So I called CarHop. They tell me they will help but I need to take it to one of their shop for a 100 dollars diagnostic fee. I went somewhere else than their shop and got it done for free due to I was already paying too much for the car and for it to keep running, I could not afford CarHop's shops diagnostic fees. So I figure out it was a bad Cadillac converter which was not covered by warranty and was costly for repairs. Now this is 4 months into this contract I should have never did. 4 months and the car start to break down!
Man I got a car for $1000 off the streets and that car lasted me until I lost it due to being in jail but the point is I got that car off the street and that car lasted years and probably would still be running to this day, but CarHop a legitimate car dealership sold me a piece of crap that would not even last 6 months. Man all CarHop is a place that will take advantage of you due to your bad credit and eagerness to get a car. They got me with their high priced hoopty's. Don't f with CarHop and I'm down for a class action against these clowns cause I gave their hoopty back cause I would rather deal with my credit than keep getting robbed by CarHop!!! F CAR HOP!!!!
CarHop Auto Sales and Financing Company Information
- Company Name:
- CarHop Auto Sales and Financing
- Year Founded:
- PO Box 390203
- Postal Code:
- United States