24PetWatch Pet InsuranceConsumerAffairs Unaccredited Brand
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When I was signing up for my pet's insurance the phone operator was professional and nice. Three months later I had received a letter saying that I am no longer covered effective March 30, a couple of days after I had signed my pet up. They claimed it was due to no payments, but my credit card statements say that I paid three consecutive months of $48! Why was my pet's insurance ineffective 4 days after I signed him up when I paid the $48 over the phone? Wouldn't recommend 24PetWatch because they take your money and try not to reimburse you when you're submitting claims.
This was the company that was used when I adopted my dog and I've always logged in yearly and updated my information and my pet's information along with a photo. When I logged in this year my pet wasn't registered under my account. I called and they said he was registered under a different account and I need to pay them a transfer of ownership fee to have him under my account. They stated that the microchip number associated with my pet was never under my account. That can't be so because like I said previously I've been logging in for years now and updating his profile. I have all the forms from when I registered him originally with the company which I will be sending into them. But I have registered my pet on other free registry websites as well to be safe. Their customer service representatives were rude and refused to do anything unless I pay them.
I adopted my dog from a Humane Society two years ago. She came with a microchip associated with 24PetWatch so I registered her chip with my information on the (at the time) free to use database. After a year, we moved and I updated our information with no problem. A couple days ago I received an email saying "When you had [dog's name] microchipped, you received free pet protection services from 24PetWatch. But did you know that you can benefit from our premium pet protection services with a Lifetime Protection Membership?" Just a promotional ad, but whatever, it reminded me I needed to update my address since I moved again. So I go to do so and turns out, my account "is currently locked for editing. Please select a membership plan to edit your information"... which is apparently $85.
ALSO I noticed that my information on record had reverted back to the original address I registered with. Thought that was strange, so I decided to test something. I logged out and then used my dogs microchip number to run a "found pet" search. The search was submitted to the company, leaving them responsible to contact me that somebody has found my "lost" dog. I have NOT been contacted (only my address has changed so contacting me should not be an issue).
So apparently 24PetWatch is no longer free like the email says, but literally the most expensive microchip database I have found. So if you're in my boat and have a pet microchipped with 24PetWatch, I would highly suggest registering your info with a different database (or two) so that you don't have to rely on them alone. I would also like to point out that there is no universal microchip database so it wouldn't hurt to register your pets on multiple databases just to be safe anyways.
The shelter that I adopted my kitten from sent this company the wrong email address so I had to call to correct it and get him registered. When I googled the company to get the web address this was the second search result that came up and I got a sinking feeling when I saw the awful reviews and expected difficulty in getting my information corrected. I don't know if I got lucky or they are trying to fix customer service but my experience was positive.
I explained the email situation to the customer rep and she reset my account and took the microchip number and associated it with my account. She asked me if I was interested in their live operator recovery service in the case that my pet is lost (for a fee) or was I comfortable in using the self-service automated system through email. I said I was comfortable with self-service and she asks for authorization to contact in the event that microchip was scanned. She asked me if I was aware of their pet insurance policies and I told her that I was able to get similar coverage through my husband's employer at a discounted rate. She asked that I double check to make sure that the coverage was comparable and if I felt that I could get a better plan through them to feel free to call back for a quote. I had absolutely no hard sell for insurance or to enroll in the monitoring service. My agent was helpful and polite.
Overall it was a positive experience and a relief because I was expecting a hassle based on these reviews. I will admit that I did not sign up for a trial nor have I had to deal with a claim but I felt that the process for the microchip registry was simple and pleasant. Hopefully, others will have an experience more like my own. I gave it a four star rating rather than a five because I only dealt with one aspect of their services. I have no complaints about the service I received.
I contacted customer service today to inquire why I only received a partial credit back to my credit card when I canceled my "Free" 30-day membership of pet insurance. I recently adopted a rescue dog and he came with a Free trial membership for 30 days. My 1st mistake was accepting this "Free" policy (which required my cc to accept the offer). The customer service rep told me that they broke their company policy when they canceled my membership and I was LUCKY that I even received a partial refund. In disbelief and pure shock I asked, "What do you mean I should be lucky?" I emailed my cancellation on the last day of the month which is when was coverage was good through.
The rep, Faizan, said that I should've canceled a day before the end of the month if I expected a full refund. I tried to explain my previous conversation of when I canceled my membership but the customer service rep continued to talk over me and repeat once again that I was lucky. I asked to speak with a manager and Faizan went on to say he'd have to take my name & number for one to get back to me. The whole experience was a joke! I finally cooled down and did speak with a Supervisor when I called back later that day. Supervisor said that she was willing to refund the balance with the exception of .96 cents. Sounds pretty silly but she was serious that the system only allowed her to refund $2.50 processing fee leaving a balance of .96 cents. Unbelievable. It's safe to say, I'll never use 24 Hour Pet Watch for ANY of their per services.
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I adopted my cat with a pre-existing microchip from another company (thankfully) as well as a free trial for this pet insurance. Throughout the process of registering for the trial and canceling it, this company outright lied to me trying to convince me they were my cat's microchip provider and that I would have to pay them in order to change the ownership information. Every time I simply corrected the representative lying to me, explaining that I know they are not my cat's microchip company, the conversation would shift to a dark tone and they would become extremely hostile and rude.
Now pay attention to this before you scammed: The actual company my pet's microchip is from allowed me to update my information for FREE. I'm convinced the 24PetWatch trial insurance offer is actually a scam for them to try to get money from new pet adopters for a chip via this method. Lawyers, please contact me for a class action lawsuit, which is bound to happen anytime now.
My pet's microchip was registered with 24PetWatch when I adopted him from a local cat shelter; the shelter confirmed that his microchip would be updated with my information. Two years later I decided to update his information online only to find out that his information, age, breed, etc, is all wrong. When attempting to update his info I was blocked from the account and prompted to purchase a Lifetime Protection Plan for $84.95, for which I paid.
I have, for a week now, been unable to update his information as the website continues to block me from my account stating I must purchase a Lifetime Membership Plan. I phoned the company and they confirmed my payment and stated it could take 24 hours for my plan to register online and to "log in tomorrow". I've attempted login every day for the last week to find myself still unable to update my pet's information. I called the company again, no answer. I emailed the company, no answer. I asked for a cancellation/refund, no answer. I filed a PayPal dispute. I'll be having my pet microchipped with a different company.
When I called 24PetWatch to register my new kitten I was told that before I could register her I would need to renew my membership for my previous cat who was lost back in June 2017. When I said I was confused about what membership (the previous cat was chipped in 2015) no membership was ever mentioned. He goes, "Oh without that if anything ever happened to her we couldn't help." I said that when I called to report her missing in June nothing about membership was ever said. So if someone had called or contacted them between June 2017 and January 2018 they would not have contacted me because I did not have a membership for her. NO one ever told me anything about a membership or fee. This is very upsetting to now be told that they would have that information but unless I paid membership fees from when it expired to include the current year they were unable to access any information they might have.
So for $87.80, I could possibly find out if anyone had called in. Then if I wanted I to get a membership for my new kitten I had to pay an additional $21.95 but I could get a lifetime membership for both for a grand total of $257.70 (agents quote) I could get $25.00 coupon for Petco. I feel violated they are playing with my emotions saying they might have information about my missing baby but they may not. I have to pay first to find out.
I adopted two sweet cats from a rescue shelter in Colorado named Every Creature Counts (now defunct), they came chipped, and obviously pre-registered since I have received emails from 24PetWatch asking me to "re-register" their chips. Of course, no one tells you this outfit wants to hit you for $85 as a "one-time" fee to even change your phone number, the cat's name, or your contact information. This is a huge scam that preys on people's fear of losing their pets. You believe your pet is registered, and these con artists are really holding the chip number hostage... and until you pay up, you can't even update your damned phone number!
When I adopted my 2 cats in 2015, the humane society that I bought them from used 24PetWatch microchips. Fast forward to 2018 when I have moved and am trying to update my contact information in case they, god forbid, get lost and I am informed that I cannot change my contact information unless I pay $44 a year to get memberships for both of them so they will unlock my account and allow me to go in and change my own address information.
I have a HomeAgain Chip in my dog and that company is WONDERFUL. They also have a membership with a fee but they do not require you to pay it in order to update the information that may result in your pet getting returned to you safe and sound. Instead their membership fee simply allows you to use actual benefits should you chose to want them like email blasts to people in your area if your pet is lost. I will never again allow my pets to be microchip with a 24PetWatch chip and I strongly encourage you to seek out other options like HomeAgain if you want to have your pets truly protected.
When my daughter graduated college her dog came to live with us. We attempted to update the chip information through 24PetWatch. She was advised her dog's chip had lapsed and that she would have to pay an annual fee to update and to keep it current. She was told they would not have provided her information if her dog had been lost. We registered the number on a free site and updated the information. This company cares about money, not pets. The dog was adopted from The Pets Alive! shelter in San Antonio, Texas and was required to be chipped by their vet prior to adoption which took place February 2015. I want other customers to know the chip means nothing after one year unless they register the chip number on a free site.
When I got my cat she came with a chip from 24Petwatch with a years free of service. After the year was up you had to pay $85.00 which I didn’t want to do just yet. But at least my info was accurate on the chip. Yesterday when she went missing I paid the money because my phone number recently changed. After calling them the first time the office phone said they were closed and to call at normal business hours. Which I thought was ridiculous since they are called 24Petwatch and on their stupid website said they are open 24/7/365. I called again and it kept me on hold for over an hour.
After that I gave up and went to their website and posted her chip number. I received an email saying someone will call me shortly and still almost 24 hours later I haven’t heard a thing from them. Thank god we were able to find her ourselves several hours later. I then tried to call back to let them know that she was safe. I still was put on hold for forever and I have been locked out of my account. Do they not want me getting in there??? What is wrong with these scammers. Our pets mean something to us!!
I have never used the paid services of 24PetWatch, and do not have an active account with them. However, they routinely send me emails advising me to sign up for their services. Editing your email preferences is locked behind a pay gate, as are all other options such as deleting my (now deceased) dog from their records. This is exploitative, and because their emails are non-transactional (not deriving from a direct action I have taken on their site) it is illegal for them to deny me the ability to unsubscribe from emails via their website. Stay away from this company until they review and fix their processes.
I adopted my dog in New York 10 years ago. She came with a microchip that the rescue organization said was registered with 24 Hour Pet Watch. I decided to insure my dog through them for convenience, as she was already chipped with them. I gave them $19.95 a month for 10 years. I used the insurance only twice in the first two years. They recently more than doubled the cost of their coverage ($49.95 per month,) which I found to be financially unfeasible. I discontinued the coverage. Prior to this, I'd moved back to New Orleans. During this past hurricane season, I realized I may not have updated my address for the microchip. I contacted 24 Hour Pet Watch, only to find out that my dog's chip had NEVER been registered, the entire 10 years she had been insured with them.
I was told that I could register the chip for $80 for my dog's lifetime, but I would receive a coupon for $25 off dog food at PetCo. They never offered a discount on the registration, though clearly, they had been lax. You guessed it. I never got the coupon. I've called four times to obtain the coupon, with a promise each time I'd get it in 5-7 days. No results. My take-away is that 24 Hour Pet Watch has NO regard for your pet. Only money. I now have similar coverage (for a good deal less,) with the ASPCA, a trusted, legitimate organization. Do NOT give your money to 24 Hour Pet Watch.
I took in a rescue pet with a 24PetWatch microchip. It was "free" with the rescue, for which I paid, except I had to PAY to "update" my information after 30 days. This was $90. FOR ONE YEAR. My vet offered microchipping for a one-time, $40, LIFETIME coverage. Interestingly, the one time this sweet dog got lost, the finder did have her scanned for a chip -- the 24PetWatch people would NOT give her the contact information they had on file, because I didn't pay $90 a year!!! Fortunately, we connected through the other microchip... the one I had gotten from my vet for $40 FOR THE LIFE OF THE PET. I would never recommend 24PetWatch... more accurately, the name should reflect that they might help you IF you pay their ridiculous scalper fees every single year. Complete rip-off, and useless.
We enrolled our pet in the free 30 day trial that we were offered when adopting him. One month later, I was charged for a month of coverage. In no way was it clearly communicated to me when I signed our dog up for the trial that we would be billed for the next month if we didn't call and cancel. I was able to receive a partial refund, but the company refused to give me a full refund for what they charged me. They are very deceptive. DO NOT FALL FOR THIS SCAM.
$85.00 membership, to change address? Free registration when chip is installed. No guarantee they will report your pet lost if found without getting membership. So pay for chip at the vet $90.00, then $85.00 for verified membership. And then we will possibly let you know if your pet is lost and has been found. Hope the shareholders will rethink the operating practices of this company with the negative feedback given. I surely won't invest in their stock if they aren't on the market. I would recommend other monitoring company.
I have been paying into this insurance policy for my pet for over 16 years. He just passed and this insurance would not pay - according to them the disease he died from is not covered under the policy!! They wouldn't pay $399.00 for the emergency exam he had and for the blood tests to let us know what was wrong with him. This insurance company is a scam. I have paid over $6000 over the years for my pets policy and they wouldn't even pay out a single dollar for taking him into emergency. GET A BETTER PLAN THROUGH A DIFFERENT COMPANY!!! THIS COMPANY WILL FIND ANY MEANS NOT TO PAY WHAT THEY OWE TO YOU!!!
Beware, they hold your checks then send it to the wrong address so they can hold your money longer. Even direct deposit takes up to 20 days. I've been waiting three months to receive my insurance claim refund. I'm never late on paying them. What a rip off company.
I have been with this company for almost 20 years, through many underwriters. I have two dogs and at times have had two dogs and two cats with this company. I would have switched after I adopted a new cat but both dogs are older, making the switching process cost-prohibitive. Like many others, my policies doubled this year - "new underwriter." At the same time, their billing was chaotic resulting in charging me for four months and not informing me they had somehow neglected to bill me!
In regard to the rate increase; while it is upsetting, this company was so non-competitive with regard to price! I was paying so little and getting 80% coverage. They have raised their rates to be competitive which I know because I shopped around - a lot. They cover office visits for illnesses which many companies do not; they are now quite prompt in responding and have a good customer portal. I don't think they are the best but believe they have made many improvements in the last year, despite the shocking rate increase.
Signed up for a free 30-day trial, decided not to continue, and sent that in writing several business days before the period was up. Heard nothing back and was billed for the next month. Called to set it straight, and was finally refunded most of my money. If this is how they treat potential customers, I shudder to think how they would've treated us during an actual claim.
I've been covered by 24PetWatch for 8 years, since my cat was a kitten. I had the Champion Care with wellness visits coverage. I've never had any claims other than yearly wellness visits, which were covered with my policy. Over the past 7 years, my coverage has increase a small percentage every year, on the order of 2-3%, which I considered the cost of doing business. This year, without any notification, my renewal went up 336%, from $179/year to $602/year. I called the company thinking this charge was in error, but I was told that they have a new underwriter and that all rates went up. They supposedly mailed a letter in April stating this, but I never received it.
This is the fourth or fifth time the company has changed hands since I initially purchased the insurance (it was Purinacare when I bought it initially), but I've never had issues until now. This increase is outrageous, and I am completely dissatisfied with how they treat their customers. In addition to the outrageous cost increase, they also had me on hold for over 30 minutes before I could speak to a person, and it took another 20 minutes before I could convince them to cancel my coverage. I originally purchased the insurance to cover any health care issues for the cat as he aged since it was cheaper to buy it when he was under 2 years rather than wait until he got older, but at this new cost, I can just as easily put the money in a savings account and have more than enough.
Terrible micro chip support - All I want to do is simply CHANGE MY ADDRESS AND PHONE number, but they want $85 to do that. YOU HAVE TO PAY FOR A MEMBERSHIP TO CHANGE information. SUCH A RIP-OFF!!! DO NOT USE THIS COMPANY!!!
I purchased a Wellness plan for my puppy approximately one year ago. I still am not listed as a Wellness program on the electronic claim form. Many months ago, I submitted a claim for vaccinations. I received telephone help in completing the online application and faxed the vet records and cost. I received a total of only $30 reimbursement!!! Then, my puppy was neutered and I am still not listed as a wellness policy holder.
I sent several emails about this surgery, that happened approximately four months ago, and have not received ONE response. I have telephoned this company several times and received no callback. I WOULD NOT RECOMMEND THIS PET INSURANCE; I have paid roughly $60/month and received nothing!!! It is very clear that they simply want to support their business and not supply the reimbursement that they stated initially in description of their policies.
Do not use this company. I have been paying into my policy since my dog was a puppy with direct withdrawal for over 12 years. Never missed a payment. My dog is very healthy to this day. Had one small bump removed 2 years ago. Now it looks like the company cancels with no warning once your dog gets to a certain older age. Someone should bring a class action lawsuit against this company as I just lost all the money I put into it and now have no money for future major health issues that might come up.
Just curious here, does the 24 in 24PetWatch represent 24 hours on hold or ...? I've lost my dog and THEY WON'T ANSWER. I've literally been on hold forever. I don't pay to be on hold, I pay to be helped. If I could give 0 stars I would.
24PetWatch - 7-22-17 at 9:23 a.m. - I paid for their renewal before realizing I already had lifetime service set up for my service dog, Morris, with AKC Reunite. I selected the lifetime plan because I didn't want to pay $22.00 a year. I'm now out of $84.95. This money can be much better spent on dog food! Exactly 20 minutes after paying them by credit card I called them via deaf relay & asked to have it removed. The customer service rep was adamant that it cannot be removed (because it says no refunds), so I waited a while and then called again and got the same response, except after 38 minutes on the call, this rep said she would forward this issue to her manager, who is off on weekends and is the only one authorized to remove the pending charge, since during the same relay call with the same CA (Sprint relay operator) - when I first contacted Visa CC, they said the charge was pending and only the merchant can remove it.
In the meantime, Visa said that they added a dispute note to my account but that it can't be disputed until the payment is posted. Now I'm waiting for "the manager" to contact me via email and I pray I get that money back. Wish me luck, please! Note: Google result for 24PetWatch says Microchip Registration is free. IT IS NOT FREE!!!
I've been with 24Pet insurance for my dog for 9 years. That ended today July 2017. The insurance company prior to this new PTZ-taking over was amazing. Now, since the new PTZ took over their customer service has decreased and to a surprise I didn't receive any policy renewal notice but did receive my credit card statement and just like the other person on here they doubled my premium. Without notifying me of any changes in premium AND double charging me without any notice. I called to verify all of this. They tried to tell me it's a new underwriting price change. I told them my new pet insurance buying for a new policy has begun and they can cancel retroactive to this billing. They wouldn't. I told the rep they should be ashamed of themselves doing this to loyal clients and hung up. My credit card company has taken their charge off my bill and my dog has another insurance for the same amount I was paying before.
I was surprised to see so many negative reviews and a low rating on this company, but reading them they were all about pet insurance which I don't have for my cat. He is micro chipped though, and after 5 moves in his short three years, he got out last night and hasn't come home. He's been gone for 26 hours as I write this and I've been freaking out for my little baby. However, I'm super broke and was worried I'd have to renew membership in order for them to help me or for his chip to be activated if someone found him. Anyway, I called tonight, gave them Mini's chip number and explained that I never renewed past the free year from the shelter.
The woman on the phone was very nice and said, "let's update your information to your current address and I'll report Mini as lost and we can talk about renewal once he has been found." That seriously put this broke college student, who just started a job and hasn't received her first paycheck yet and whose student loans aren't coming in until the end of August, in somewhat of a less stressed state of mind.
So, my cat is now listed as missing, no one tried to pressure me into renewal at this point, and she even gave me some tips to help my baby find his way home (I was already doing them because the internet is a wealth of info, but still, it was nice to know that they were helpful with that). I was just very relieved that they updated my information with Mini's accurate name and address and my phone number and email address so that if he is found, they won't try to send him off to the state we previously lived in. Hoping to get my wittle mini home safe and sound soon, thanks to the very helpful woman I called tonight.
If I could give zero stars, I would. I just got off the phone with a "customer service" rep who kept pressuring me not to cancel my policy. He was absolutely relentless and offensive. He had me so angry I ended up cussing at him. He was that bad. Background: Like everyone else who is furious with this company, my premium just jumped over 100%, from 30.02/mo to 66.16/mo. I didn't know this until I saw the charge on my credit card. I found the renewal booklet I'd been sent a couple of months ago, and sure enough it did say there would be an increase. My bad.
BUT -- when I called the company today to look into changing from the highest coverage level ($20,000 which includes wellness and dental) to a lower one, I asked if the conditions my cat is currently being treated for would still be covered. I was told that since I didn't make the change "in the renewal period", her medical conditions would now be considered pre-existing(!!!) Since it would be no different if I got a new policy elsewhere, I figured why stay with this company that was ripping me off? So I said, "I want to cancel the policy, then." Oh my Holy Mother of God, what happened next was unbelievable.
He began a relentless pressure campaign to get me to change my mind, kept harping on how a teeth cleaning alone (which is covered under the policy) makes the premium worth it. I told him my priorities are her hyperthyroidism and her kidney function, which currently entails labs a few times a year, not teeth cleaning. He went on and on, saying everything EXCEPT "Yes, ma'am, I'm sorry to hear you want to cancel; I'll start that process right now for you". I kept repeating that I was not interested in his spiel, that my mind was made up. That he was not honoring that absolutely infuriated me. I ended up calling him an ** -- but trust me I was only speaking the truth.
"I understand you're upset", he said. "Really?" I asked, "Why do you suppose that is?" "Because your premium went up, I understand that." "No, it's because you are not doing what I'm asking. I asked you at least 3 times to cancel the policy. It's my choice and my decision. You do not have the right to keep trying to pressure me, and it's not going to work. Cancel the policy -- now!" "But ma'am --" And on and on and on. I'm telling you, it was unbelievable. Finally he said he was "in the process" of cancelling the policy, but just had one more thing he had to tell me, one more option available to me. I told him I didn't want to hear it, and he insisted that he had to tell me, so that I could "make a decision"!!! By now I'm practically screaming at him. "I've MADE my decision!! It's your job to honor it and not try to sell me any more crap!"
The kicker is when he finally said the policy was cancelled, but that he just HAD to tell me that I'm "making a very ill-informed decision" and implied that I don't know what's best for my cat. If we'd been in the same room I probably would have leapt over the desk and throttled him. At one point I reminded him that the call was being recorded "for quality assurance purposes". I said, "So this is your company's idea of quality customer service? Hounding and pressuring people? Not providing the service that they want and are asking for?"
24PetWatch is a terrible company. STAY CLEAR!! PS -- regarding his telling me that I hadn't requested to change my coverage level "during the renewal period", I didn't even have the presence of mind to tell him that NOWHERE in the policy renewal booklet that they sent me did it explain the reason for the premium increase, nor, and most importantly, did it say that UNLESS YOU CHANGE COVERAGE LEVELS DURING THE RENEWAL PERIOD, any conditions that were previously covered will be considered pre-existing. And that omission can only be purposeful on their part. That's why they are a sleazy organization that cares nothing for the animals they supposedly serve.
24PetWatch Pet Insurance expert review by Matthew Brodsky
24Petwatch is a company that specializes in pet protection services. The company is headquartered in Buffalo, New York.
Variety of services: 24Petwatch does not only offer pet insurance; it also offers lost pet recovery services such as microchip pet registration, pet identification and pet recovery tips.
Services for dogs and cats: The company will cover both dogs and cats, so pet owners can insure both types of pets.
Unlimited number of accidents: The company will cover an unlimited number of accidents or illnesses, as long as the amount of payment is under the coverage limit.
Free quotes: Pet owners do not have to make a commitment when deciding whether to use the company's services, since 24PetWatch offers pet owners free, no-obligation quotes.
No limits on vet selection: Pet owners can take their pet to any vet of their choosing.
Best for: Pet owners with dogs and cats, pet owners with loyalty to a vet and pet owners with active, or rambunctious pets.
24PetWatch Pet Insurance Company Information
- Company Name:
- 24PetWatch Pet Insurance
- PO Box 2150
- Postal Code:
- United States
- (866) 597-2424