24PetWatch Pet Insurance

A small dog followed me home. I called this company's number which was a tag on her collar and after being put on hold for 10 minutes, spoke to a representative of this company. They assured me they would contact the owner. After an hour I called our local police dept who initiated a pick up by the owner within minutes. The pet owner said he had never received a called from this company. I told him they were useless and thank goodness he called the police dept instead of relying on this stupid PetWatch company. In my opinion, this company is nothing more than a scam to obtain information from people, for some, obvious monetary gain.

I had my cat microchipped at a shelter. The shelter misspelled my name when they registered the microchip for me. I cannot change my name through 24PetWatch's website. I emailed them THREE TIMES with ZERO response. I can't make phone calls during their business hours due to my work and class schedules, and time zone differences. I had to register the microchip with another, totally free, totally transparent service. I should not have to do this. Having the microchip registered with more than one service with different information can cause major issues when a lost pet is found if the finder is not careful to determine which information is the most up to date.

They hard sell you into a trial policy (high end) with no follow up. They claimed they sent a copy of policy I never received. They make the claims process almost impossible. If you call them, they will simply repeat and repeat that everything was disclosed during the call. They are right - you are wrong period. Don’t under any circumstances sign up for insurance with this company.

DO NOT USE THEM!!! They keep hiding behind rules and policies that they make up after the fact. They are way far behind in the ease of posting claims to their websites unlike other insurance companies. Also the microchip that’s in your dog or cat from them is crap. They want you to have insurance from them to change the info. It sounds like a bait and switch to me. NONE of my animals other than my other dog that has this microchip has a cost to change info. Like other people said use a different site to add them to your profile. Also when they talk on the phone its sounds like a scam. Also they aren't BBB accredited!

RE-REGISTER YOUR PETS WITH ** (or both). You can enter your animal's chip information and freely update the information (such as new address) without paying for it. Those two services are what microchipping is all about - making sure pets make it back home if they are lost. DO NOT USE 24PETWATCH. I have 3 dogs - 2 microchipped with 24PetWatch. I live in a rental house and have moved a few times since adopting my dogs. I was quite angry to discover that the only way I can change/update the address on my dogs' chips is to pay their absurd fee for a lifetime membership.

I actually quite like them. When I first started with them, they would send back the claim money before my credit card bill came in. Now it takes much longer. They were quite good to me back when I had a dog with CHF. He maxed out the Cardiovascular coverage and when another procedure had to be done in his abdomen, caused by the CHF, they switched it over to the GI coverage for me. I really appreciated that. The only thing I’m not too happy with is the monthly payment goes up every year or so, even though I have had very few claims as my dog is healthy.

We adopted a puppy from a shelter. They proceeded a code for a 30 day free trial of pet insurance from this company. I registered and have the receipt showing $0.00 Charged however they DID in fact charge my card the full monthly amount. The charge is still "pending" so I cannot dispute it through my bank yet. I am calling on no day to cancel the policy due to this unethical practice as well as due to these other reviews I just read. My bank offers discounted pet insurance through a more reputable and better rated company at the same cost, we will go with that. Can't wait to see how horrible the cancellation process is going to be. Don't waste your time or money on the NOT FREE free trial.

We adopted two kittens and received a 30 day free trial for both kittens. When I called to set the insurance up, they said they wouldn't charge my card until the 30 day free trial was up. I confirmed with the lady twice that she wouldn't charge my card until November 19, 2018. Then, a few days later I notice that around $280 was charged on my credit card. I called 24PetWatch and the person I spoke advised that this was a human error and that he would call me back in 3-5 days to ensure I received a refund. I never received a response so I emailed them to cancel.

My family and I rescued a dog from Savannah Humane Society. I sign up for the free trial services for the insurance. Upon looking at my account the next day, I notice that they put a hold on my account for more than authorized. I called and canceled the policy. The lady said I would be refunded my money. I never received the refund. The next month came around, they charged my account again making my account negative. I called and was told I would be refunded the money plus service fee and also be refunded for the other month. I was only refunded for the new charge minus the service fee. I am planning to call the rescue and advise them to use a new company for microchips.

When I adopted a puppy several friends recommended getting pet insurance for the first year of her life. I read reviews for several companies and spoke on the phone with a couple about different coverage options and decided to go with 24PetWatch. Here is where they went wrong: Submitting claims is not as easy as I would like and they weren't able to set up access for my vet so the vet clinic could submit claims for me like human health insurance. Many other pet insurance companies make this easy. I was unable to deposit their checks using my mobile banking app for some reason. I had just moved to Maine from Wyoming where the bank I use does not exist so mobile deposit was my only option. I spoke to 24PetWatch on the phone and they set up direct deposit for me and reissued the payment that I couldn't mobile deposit. However, months later, after submitting several other claims, I still hadn't seen a single deposit from 24PetWatch.

I had a very good experience so far with 24PetWatch (was SPCA insurance in Ontario, Canada)... very grateful for their coverage as I had to cover nearly 16,000$ for eye surgeries just after my pup turned 1 year old... they covered to the limit as written in the policy without any issue and in a timely manner. I have been treated well with each and every claim submission and this has been an unexpectedly bad year medically for my pups... I am so pleasantly surprised by the support that I have received during this tough time and I highly recommend them.

We found a dog and got it scanned. The 800-number was called. They wouldn't tell us where the owners were so that the dog could be delivered. We cannot just keep the dog because we have no room (and this was explained to them). The young person at the call center hung up when a supervisor was asked for. Based on the insurance reviews, I wouldn't be surprised if the "protection services" were a scam, too! The dog is cute, friendly, small, and middle-aged. We don't want to have to dump it at a shelter, but we already have dogs of our own and cannot add more.

We adopted a puppy from a shelter. The adoption came with 30 days of pet insurance provided free of charge. We registered online for our pet insurance and the company claims they have no record of it. I spoke with multiple people who said they would get it fixed for me. They then said that a manager needed to give me a call right back. The manager failed to ever call me and nothing has been fixed. This should not be this difficult to receive the services that were supposed to be included as part of my adoption fee.

I enrolled in the free trial plus an additional wellness plan coverage for my newly rescued dog. 24PetWatch is refusing to reimburse me for my dog's wellness exam items, Lyme vaccine and her skin condition treatments. Apparently while trying to enroll me, representative explained skin conditions were one of 12 immediately covered conditions while today rep told me it's not dermatitis so it falls into an item that needs a longer waiting period for eligibility. In short, it's not worth your time or money to debate 24PetWatch's deceptive consumer practices and don't count on any assurances given upon making enrollment decisions. I'm lucky I only lost $12.50 as I've cancelled and cut my losses. But everyone please be aware as this company seems to prey upon families who have adopted rescue animals.

I recently adopted 2 cats from a rescue organization in Georgia and the 24 Pet Watch chips are the ones they were microchipped with. I called the company to register my name and information because I was having trouble doing it on the website. The girl informed me that I needed buy a "lifetime" membership at a cost of $84.95 per cat. I went ahead and gave them my CC number which they immediately charged. They promised me several items which they promptly e-mailed to me. However, when I attempted to use one of the coupons they sent me, the store told me that it was a "third party coupon" and they don't accept those.

We adopted two cats from a shelter and were told we needed to get this insurance for 30 days free in order to do it. We were in turn charged when we told them that we did not want the insurance after the free 30 day trial. They charged anyway and won't give our money back. We have disputed with our CC company as a result. Just passing on info to others to beware of this company. They are not an honest company.

I submitted every invoice, medical history, and documents that they asked for when submitting a claim. A full MONTH later they send out an automatic email that they are waiting to hear from my Vet office. I check the claim status and it reads "$448.66 submitted amount - $0.00 paid." I call and they said they couldn't get the examination notes from the Vet office. I asked if they just emailed once and tried to call once and then just closed the claim and she said yes. She also said that should be mostly up to ME to provide and get these documents. I told her I submitted everything I've received from the Vet and nowhere did they request I contact the vet to get any more documents. I've never had an insurance company tell me that I need to do literally 100% of the work. Useless company that just wants to take your money. Do NOT recommend.

I don’t know what to say except that these guys were good before they got bought out. Now I’m stuck with the new owners because my dogs are seniors with preexisting conditions. I’d still probably be better off without insurance rather than these criminals. I have a gold plan and somehow they find a way to deny EVERYTHING. They typically pay me $60 out of $800 in claims. It’s a joke. Go with anyone else!

Awful! These people are con artist. Im pretty sure this is not even a legit company. They take money but offer no service in return. Simple claims get denied for ** reasons that make no sense. The adjusters, that basically have a job because of us are a bunch of twats. Oh they claim they are trained vet techs. ** they dont even know how to read medical records and cant comprehend why a dog would need a certain treatment or medication. They make any excuse to not pay a claim. Most of the reasons are ridiculous, half ** excuses. They have no problem taking money out of your bank! However when and if they do accept a claim they never send the money. These people are not legit. Stay away. This is no piece of mind for your pet. They have caused me nothing but grief from the first claim I submitted. If I just put the money that I pay these cons every month aside. My vet bills would be paid. Dont fall for this **.

I was told that I would have to upgrade one of our cat's policies in order to have a recently diagnosed illness covered. Being concerned about it then being considered a pre-existing condition, I asked specifically about that and was told, "Not, it would be covered because you have had the cat insured with us all along." That was not true and the claim was rejected immediately and after a review. Buyer beware. If you aren't sure, ask for it in writing (though I'm not sure if that would help). We now have Figo Pet Insurance and are quite happy with it.

When I was signing up for my pet's insurance the phone operator was professional and nice. Three months later I had received a letter saying that I am no longer covered effective March 30, a couple of days after I had signed my pet up. They claimed it was due to no payments, but my credit card statements say that I paid three consecutive months of $48! Why was my pet's insurance ineffective 4 days after I signed him up when I paid the $48 over the phone? Wouldn't recommend 24PetWatch because they take your money and try not to reimburse you when you're submitting claims.

This was the company that was used when I adopted my dog and I've always logged in yearly and updated my information and my pet's information along with a photo. When I logged in this year my pet wasn't registered under my account. I called and they said he was registered under a different account and I need to pay them a transfer of ownership fee to have him under my account. They stated that the microchip number associated with my pet was never under my account. That can't be so because like I said previously I've been logging in for years now and updating his profile. I have all the forms from when I registered him originally with the company which I will be sending into them. But I have registered my pet on other free registry websites as well to be safe. Their customer service representatives were rude and refused to do anything unless I pay them.

I adopted my dog from a Humane Society two years ago. She came with a microchip associated with 24PetWatch so I registered her chip with my information on the (at the time) free to use database. After a year, we moved and I updated our information with no problem. A couple days ago I received an email saying "When you had [dog's name] microchipped, you received free pet protection services from 24PetWatch. But did you know that you can benefit from our premium pet protection services with a Lifetime Protection Membership?" Just a promotional ad, but whatever, it reminded me I needed to update my address since I moved again. So I go to do so and turns out, my account "is currently locked for editing. Please select a membership plan to edit your information"... which is apparently $85.

The shelter that I adopted my kitten from sent this company the wrong email address so I had to call to correct it and get him registered. When I googled the company to get the web address this was the second search result that came up and I got a sinking feeling when I saw the awful reviews and expected difficulty in getting my information corrected. I don't know if I got lucky or they are trying to fix customer service but my experience was positive.

I contacted customer service today to inquire why I only received a partial credit back to my credit card when I canceled my "Free" 30-day membership of pet insurance. I recently adopted a rescue dog and he came with a Free trial membership for 30 days. My 1st mistake was accepting this "Free" policy (which required my cc to accept the offer). The customer service rep told me that they broke their company policy when they canceled my membership and I was LUCKY that I even received a partial refund. In disbelief and pure shock I asked, "What do you mean I should be lucky?" I emailed my cancellation on the last day of the month which is when was coverage was good through.

I adopted my cat with a pre-existing microchip from another company (thankfully) as well as a free trial for this pet insurance. Throughout the process of registering for the trial and canceling it, this company outright lied to me trying to convince me they were my cat's microchip provider and that I would have to pay them in order to change the ownership information. Every time I simply corrected the representative lying to me, explaining that I know they are not my cat's microchip company, the conversation would shift to a dark tone and they would become extremely hostile and rude.

My pet's microchip was registered with 24PetWatch when I adopted him from a local cat shelter; the shelter confirmed that his microchip would be updated with my information. Two years later I decided to update his information online only to find out that his information, age, breed, etc, is all wrong. When attempting to update his info I was blocked from the account and prompted to purchase a Lifetime Protection Plan for $84.95, for which I paid.

When I called 24PetWatch to register my new kitten I was told that before I could register her I would need to renew my membership for my previous cat who was lost back in June 2017. When I said I was confused about what membership (the previous cat was chipped in 2015) no membership was ever mentioned. He goes, "Oh without that if anything ever happened to her we couldn't help." I said that when I called to report her missing in June nothing about membership was ever said. So if someone had called or contacted them between June 2017 and January 2018 they would not have contacted me because I did not have a membership for her. NO one ever told me anything about a membership or fee. This is very upsetting to now be told that they would have that information but unless I paid membership fees from when it expired to include the current year they were unable to access any information they might have.

I adopted two sweet cats from a rescue shelter in Colorado named Every Creature Counts (now defunct), they came chipped, and obviously pre-registered since I have received emails from 24PetWatch asking me to "re-register" their chips. Of course, no one tells you this outfit wants to hit you for $85 as a "one-time" fee to even change your phone number, the cat's name, or your contact information. This is a huge scam that preys on people's fear of losing their pets. You believe your pet is registered, and these con artists are really holding the chip number hostage... and until you pay up, you can't even update your damned phone number!

When I adopted my 2 cats in 2015, the humane society that I bought them from used 24PetWatch microchips. Fast forward to 2018 when I have moved and am trying to update my contact information in case they, god forbid, get lost and I am informed that I cannot change my contact information unless I pay $44 a year to get memberships for both of them so they will unlock my account and allow me to go in and change my own address information.