LegalShield Reviews
formerly Pre-Paid Legal Services, Inc.
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About LegalShield
LegalShield works with a network of lawyers that can offer legal advice and help with a variety of legal issues. It operates everywhere in the U.S. and Canada, and assistance is available 24/7 for certain emergency situations. LegalShield generally works on a monthly membership basis, and plans are available for individuals, families and businesses.
Visit www.legalshield.com- Serves individuals and businesses
- Unlimited legal advice
- 24/7 emergency legal assistance
- Limited services in Massachusetts
LegalShield Reviews
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Reviewed Sept. 22, 2014
Initially, I held a membership with Pre-Paid Legal and had direct contact with provider law firm: Evans, Loewenstein, Shimanovsky & Moscardini, located in Chicago, Illinois. During the initial paid membership and Pre-Paid Associate experience, there was direct communication with the provider law firm explaining a harassing work experience during a tumultuous 6 month tenure with an organization formerly named Vanco, located in Oakbrook, IL. (Now relianceglobalcom).
The work experience constituted employee phone harassment, tool sabotage and both physical and verbal abuse abound to the Oak brook, IL. office. Thus, ending with a frail EEOC complaint and an arrest record for the purported victim. During the entire ordeal there had been contact with the provider firm. However, due a miscommunication with the provider firm or perhaps even a lack for a comprehensive approach in dealing with the mounting issues: job loss ensued and I became immersed in financial ruin; which played a major role in a chronic homeless, lifestyle.
The Pre-Paid Legal paid membership agreement lapsed and the financial capacity to renew the membership returned years later. Only, for the organization to ignore the occurrences that were reported to them during the previous arrangement. Legal Shield replaced the previous (PPL) representative, with whom I previously had documented contact with. Then introduced attorney Druella ** and her erratic behavior. Just weeks after processing the renewed online payment, the secondLegal Shield membership agreement was cancelled, this time upon the organization's request. To summarize the organization's determining factors for cancelling the membership, I did not possess the ability to complete the tasks the provider attorney requested.
In defense, Druella **, possessed a myriad of malcontent personalities, quickly uncovered during our necessary business conversations. The attitudes, I ignored, due to the urgency and neglect for all the legal matters that had not been addressed in the lost time. To no avail, she Druella, had apparently been able to convince a higher authority, I did not possess the ability to provide adequate assistance and severed the paid agreement. Deemed incapable, Legal Shield refunded the second round of reduced online payments. Ignored the previously phoned-in and documented issues during the first encounter and promptly moved forward with their business.
Contacted the central office and (LS) held firm with its provider firm and disgruntled employee. I spoke to Ms. **'s' supervisor (Mr. David **) prior to the prompt exit from the program and held reservations about disclosing any discomfort due to the ambiguities within phone conversation. I do find comfort in face-to-face communications. Being honest, I simply didn't want to gauge an attorney's projected reality over the phone. I definitely, could use an advocate or advice.
Reviewed Sept. 22, 2014
On 9/3/14, I was reassured, by Mrs. **, that her Co. could assist me with writing a "Legal Brief". I asked her several times to be sure. They couldn't and won't return my money after 2 days, without a legal form and they take a percentage.
Reviewed Sept. 11, 2014
In the 7 years I have been a member, I have called LegalShield at least 20 times, and the actions of their attorneys have saved me well over $10,000. As one commentor stated, I might not always get the answer I hoped for, but at least I knew what my rights were. Judging from some of the comments, I suspect some people never read their contracts. This site, as of today, has 161 comments ranging from 2003 to 2014. That's about 14 per year. Since Legalshield reports 1.4 million members and 2.0 million calls per year, that's .00001% of membership and .0000007% of calls handled per year. I'll take those percentages for my business any day! I would guess there are a lot of much larger companies that would do anything to that low a percentage of "complaints".
Reviewed Sept. 9, 2014
I turned in the keys to the landlord and was declined to allow the walk through with me present. I took pictures of the empty apartment and advised the landlord that all work that we on the list was completed. Sure enough, they keep over 300 of the deposit citing carpet and other things that weren't cleansed. I contacted the 1st. atty and explained that I had pictures and was not allowed to walk through with the inspection. I sent the lease for review. The next call I got a different atty. She wrote a letter, but it didn't reference anything about the pictures or the guidelines in the lease for returning the security deposit. I got one voice mail from the atty. A different one again and wasn't able to talk to him.
I soon received a copy of the letter that the landlord sent back with copies of forged documents and lies about the condition of the apartment from my atty.. The cover letter from the atty (my atty) attached said that they considered the matter settled and if I wanted to pay their hourly rate I could hire them out of pocket. So they send out 1 letter, and they are done with you regardless if they didn't do their just work to get the outcome you're looking for unless you pay them more money!
Reviewed Sept. 3, 2014
I have been a member and distributor since 1999. Until this month, I was fairly happy with this service. But the law firm in California, Parker Stanbury, and corporate cannot follow simple directions. I had a few problems with the 1st lawyer. Second lawyer seemed great until I got a call from opposing counsel. He told her that he had not read the legal document (after he sent her a letter). The document was an eviction notice. I was entitled to 60 days and got 30. He had not bothered to read it. My abusive landlord wins. He did several illegal things but I had NO real lawyer on the job & could not afford to hire one.
I was at a disadvantage after Parker Stanbury completely bungled the case so I conceded to leave the residence before I should. Plus, when I complained no supervisor ever called me back and corporate keeps calling me on a number I told them was NO GOOD. But they all keep calling that number, NOT the one I told them to call. Cannot follow simple directions and screw up your life. That is what Parker Stanbury does. What I want to know is can I sue them for the irreparable harm that they have done?
Reviewed Aug. 16, 2014
This lawyer stated we should bring 2000.00 retainer fee. We got to office and all of a sudden it was 2800. He did not file any motions in favor of my husband, only forwarded the petitioners emails, which he charged for. He showed up late to court and did not notify my husband about changes in case in any timely manner. He was extremely friendly and sympathetic to petitioner and her lawyer. He agreed to a 60% as opposed to the uniform custody code of 20% of my husband's salary. He ignored a phone call that advised him of our daughter being hospitalized because he was at a party with his own daughter - Never called us! We found out through the school.
When confronted he told us to fire him - He quit before the trial. When asking LegalShield to help us, and we talked to them at least 3 times over the course of the year and always were directed back to their law department who stood behind their lawyer and told us he was a good man and they weren't going to do anything. Of course, we quit, but they have our money and time.
Reviewed Aug. 7, 2014
I feel like my lawyer didn't want to make an effort in helping win my case. My neighbors ran into my car while I was asleep causing 1,100 in damage to my car, and their insurance (AAA) wanted to give me $209 and I would have had to pay $75 to change the title to reconstructed or totaled. Of course I'm not doing that so guess what I got absolutely NOTHING FOR THE DAMAGE!!!! WTF?????? I could have done this myself for free!! I cancelled LegalShield because it's a scam and a pointless monthly payment... A LAWYER FOR $20? TO GOOD TO BE TRUE!!!!
Reviewed July 29, 2014
I totally agree with you. Legal Shield doesn't do due diligence on the firms they retain and refer you to incompetent attorneys who have no real clue in handling your specific matter. Had you gone to a smaller firm, only one attorney bills you versus the multitude of attorneys they pass your file around to in order to jack up their billable hours ... but don't forget, your 25% discount ends up costing you 200% by the time they are done.
Reviewed July 29, 2014
Back in 1996, I called to see what I needed to get an annulment. They told me three reasons. I did not qualify for any of the three reasons. Now it is 2001 and I am calling again to see what I needed to get an annulment. They told me again three reasons. Now it is 2002. I called again to see what I needed to get an annulment. Again they gave me three reasons. When I was divorced in November of 2002, I asked the Judge, why only three reasons for an annulment? He copied the 15 or so reason and gave it to me.
Twelve years have gone by and I have not been able to talk directly to Ross and Mathews. I had contacted the Texas State Bar back in 2003 because of the incorrect information that they had given me the three times I called. I was told that I could sue Ross and Mathews. Well not an attorney in this state would take the case. I had gotten the copy of the 15 or so reasons back in Texas State Bar. They call it a conflict of interest and will not let me talk to any attorneys there. I have not tried calling them in over 10 years.
Today I tried to call to see if they are still giving the same three reasons or did they receive the 15 or so reason. Still no one can tell me or let me talk to them. I have been looking for the information to contact the CEO Ralph Mason III. I have not found the phone number or email or even an address to contact him. Help me to find out the CEO's information so that I can contact him.
Reviewed July 19, 2014
The LegalShield people are very polite and nice...because they want your monthly money. The lawyers they deal with in my case Glantz law in Florida seem to be incompetent and extremely rude lawyers that no one would hire for a regular fee. Their handling of the case is null and will make you waste precious time. Stay away from LegalShield and find a decent lawyer (there must be some..) that will really represent you and not botch up your job.

Reviewed July 17, 2014
I needed an attorney for three different cases over a period of five years. I signed up for Prepaid Legal and hired one who was lazy and kept asking for more money to prepare for the case. He was reading 52 emails for which I paid $750 until he needed another $750 to read them again. I wasn't happy with the progress and this guy told me he wasn't a litigator. Why didn't he reveal that in the interview process... dumped him. Found another who was worse… wanted $4,500 retainer. The third one had a snarky attitude so I didn't hire him. A couple of friends wound up taking the cases on contingency which is how they should have been handled by the Prepaid Legal attorneys. I'm convinced the attorneys working for LegalShield need business. The good one rely on referrals and get them. I signed up three times; never again will I even consider LegalShield as an option.
Reviewed July 15, 2014
When 170 reviews equal to 2 stars, you should walk away from this business... We, as well are members since 2007, trusting that all those years of payments will come handy in a moment of need but found the reality to be far different. First, those monitoring reports you receive and trust on a monthly basis - DO NOT. They missed a serious report that dented my score heavily (didn't know about it to react promptly). Then, when I actually called once to seek legal help, the lawyer was focusing at discouraging me from doing anything, explaining how everything is my fault and disregarding my instructions when sending a letter on my behalf. Be aware - I think the survival of the business is based on us NOT calling, just paying monthly.
Reviewed July 8, 2014
I have had the LegalShield service for 15 years. I have used it hundreds of times. I don't always get the answers I want but at least I know where I stand. They have saved me tens of thousands in business deals, done my estate planning, fought traffic tickets, collected money that was owed me, reviewed contracts, written letters, and even represented me in court over a very big lawsuit that was frivolous. Many of my business partners do not have a LegalShield plan. They try to avoid using Attorneys at all cost because of the expense. In the long run it ends up costing them far more time, money and stress than I ever have to deal with and my membership is under $20.00 per month.
If you get an attorney that is not doing what your membership says is covered then call into the Corp. office and file a complaint. They will get you another attorney, but more important they will figure out who the bad ones are and fire them. There are limitations to a legal plan, you can't do everything for less than $1.00 per day. Some of the complaints on this site are clearly the member not knowing what they bought and that is the representative's fault for not explaining it better. LegalShield is not the perfect answer for every legal situation under the sun. But for less than $1.00 per day, it's a darn good deal.
Reviewed July 2, 2014
Good day to all! This dissertation is to inform the Legal Shield consumer on how they should best apply their membership benefits. Also this same shall better illuminate the dim and distorted factors which innervate the Legal Shield system. The reason I selected the "three star rating" is because there was not a 2.5 star rating by which to accurately reflect my over-all Pre-Paid Legal/Legal Shield experience.
1. I have been a member with Pre-Paid Legal/Legal Shield since 1998. From that time, I traveled extensively as a contract health-care professional whereupon occasion engaging my P.P.L. benefits. The services I received during the early years of my membership were across the board excellent and I even became an Associate with the company. As P.P.L. grew, so did the greed, bad decision-making, cut-throat tactics and dog-eat-dog mentality (sound familiar?) of some P.P.L. executives and likewise up-line Associate Directors. By 2006, the A+ rated Law-Firms in league with P.P.L./L.S. began abdicating their P.P.L. affiliations due to much bad press from clients' dissatisfaction with newly recruited Law-Firms of ill-repute. Therefrom, Pre-Paid Legal gave birth to a very badly behaved child which much like its new parents is now known as Legal Shield.
2. Over the past 30 days, I had / have 2 legal cases pending with Legal Shield via Merritt-Webb of Durham North Carolina. One said case resolved from my previous efforts before the Attorney could follow through with all her actions. Unfortunately Legal Shield provides only one Law Firm for supplying the legal needs of an entire state's members which subsequently is an unrealistic expectation. Another detraction is that members must become assigned to whatever Attorney is least busy at the provider Law Firm and cannot chose the Attorney of their preference which confirms the title of this text (Another form of gambling).
The Attorney to whom I shall refer to as Ms.T who dealt with the resolved case was stellar in her court-side manner and update with developments. The other Attorney, though quite congenial has not been forthcoming with communications post our initial contact. No matter what the profession per individual, we all are individuals indeed. Those with siblings know how very different the progeny of same birth parents can be. This same applies to work ethics in the workplace. Fortunately there is, as MUST be, a WHOLESOME standard of practice and behavior for and within every occupation, and hopefully person. Reiterating the latter point of item #'s 1 & 2; as leadership defaults, those under its management who lack moral fortitude for maintaining excellence (which unfortunately is most people) will do so when malfeasance becomes an unchecked application.
3. The issues and money you send to Legal Shield are YOURS. Taking responsibility for them through ACTION is also YOURS.
4. Initially I had very serious problems with Merritt, Flebotte, Wilson, Webb and Caruso of Raleigh N.C.; now named Merritt-Webb of Durham N.C. Said troubles began with incompetent unprofessional behavior by those who screened and directed calls to the Attorneys. Save for one Attorney with whom I dealt at the same both named entity, other attorneys there with whom I interfaced were abrupt, abrasive, rude, contemptuous, belittling, incompetent, and dismissive towards me, were placing me endlessly on-hold, VICIOUSLY cross-examining me, calling me "not believable", stating that "my case does not merit their help and to work it myself", and/or would hang-up on me during my statement or conversation thereafter. When final getting a subsequent rotation of Attorney/s to handle my case, the paperwork which went out was sent to the wrong parties where naming me as Defendant, the Defendant as myself and Litigant, and the third mediate party (my landlord) as both Defendant and Litigant. WHAT A MESS!!!
5. Relentlessly, vigorously and vehemently I and a few other P.P.L. / L.S. members pursued rectification of this and other debacles to the good of all P.P.L. / L.S. members who deal with Merritt, Flebotte, Wilson, Webb and Caruso. Many phone calls and E-Mails went to the state and national corporate management of P.P.L. / L.S., The Better Business Bureau and the N.C. Bar Association with concerns of malfeasance on the behalf of P.P.L. / L.S and Merritt, Flebotte, Wilson, Webb and Caruso. As a result of much said pro-action, both said entities have cleaned up their performance substantially and made personnel changes. Legal Shield of N.C. is now constructively listening to members through member evaluations/survey of their total Legal Shield experience. Is this to say that all is well today concerning the national corporate dealings of P.P.L. / L.S.? NOT BY A LONG-SHOT! As for the newly named Merritt-Webb, they became much more member-friendly and competent.
6. During recent years, I am no longer gainfully employed as a health care professional where subsisting as a disability recipient. Though the $17.00 per month I pay for Legal Shield membership extracts a moderate percent of my (fixed / actually $-broke) monthly income, and seldom do I need to engage said benefits, I shall continue with my Legal Shield membership as based upon the half-full versus half-empty glass concept.
7. Minor problems can generate massive expense for setting them right, and especially so if the problem/s lingers. Of such minor matters in which the recently improved Law-Firm of Merritt-Webb seem to excel, the money I pay for their service becomes justified. Over all, the membership cost defrayment is $204.00 annually via monthly increments for the handling of MANY issues versus paying the same, more, or somewhat less UPFRONT for a same single service to another entity. In conclusion and relation to negative posts concerning Legal Shield, there are four sayings which held/holds true before their coin-phrasing RE:
a) Evil prevails only when the good do nothing. (Jesus) b) Be the change you want to see in the world. (Mahatma Gandhi) c) Not until the power of love exceeds the love of power shall we ever know peace (Jimi Hendrix) d) It is better to be P***** off and proactive than to be P***** on and do nothing about it (the author of this text). Love, Peace, Wellness and Blessings!!!
Reviewed June 30, 2014
One lawyer was good and worked with me. One gave me a completely wrong answer. One was too abrupt and rude to work with, besides not knowing the terms of use. I canceled my subscription.
Reviewed June 12, 2014
I'm disabled, feel they took advantage of me. They are refusing to return my money they took off my credit card for no services.
Reviewed June 11, 2014
Wow, where do I start? They are all liars. Frauds. I live in Texas, so I consult with Provider Firm Ross and Matthews, yeah, worthless - legal service with these guys is a joke. When I lived in Virginia, I consulted with Framme Law Firm, also worthless but that's just the start. A couple of years ago, these guys gave me advice that actually PUT ME IN HARM'S WAY. I followed their advice, still ended up as defendant to a lawsuit and then these guys tell me that my case is "indefensible" when I ask for representation. Yeah, they told me then that I had "no meritorious defense." Can you believe it? I appealed up to the corporate office of LegalShield, but the answer was the same. Even though these guys had actually given me BAD ADVICE and I had followed it to MY HARM, they would not live up to their contractual obligation to represent. Can someone say fraud?
But, really, these guys are horrible. This Joe guy up here and whoever else is writing positive reviews, he and the rest are likely paid by the company or employees themselves. That is the kind of fraudulent ring these guys run but that's not all! So after the whole incident where they abandoned me, Ross and Matthews stopped talking to me. I guess they were scared that I might sue them for their bad advice. So LegalShield started referring me to outside attorneys. Hey, it wasn't all bad. The outside attorneys were much better. But just recently, after two years of not talking to Ross and Matthews, LegalShield write me a letter out of the blue telling me that they are shredding my contract. Supposedly some Provider Attorney told them that I was "unwilling or unable to accept legal advice." What?! After two years of not even talking to that stupid firm? Are you serious? Is that even legal?
So I have complained everywhere I can. But LegalShield just replies with the same lies, trying to point fingers at me the consumer. But, hey, let me tell you guys. Complain to the Attorneys General of your respective states. In Texas at least, LegalShield tries to hide the fact that it is licensed through the Texas Department of Licensing and Registration. Look it up. Figure out where they are licensed. Complain. Shut them down. Once there are enough in our number, once enough of us start raising our voices to complain, the company will fall to the ground and that is my hope. Complain to the BBB. Complain to the Consumer Protection Division of your Attorney General's Office. Complain to the Department of Licensing. Fill the Internet with your complaints. Together we can force this fraudulent company to its knees, force it to stop stealing from consumers.
Reviewed June 4, 2014
I found the representative to be uneducated, rude, and disrespectful. He clearly had NO knowledge of the law...
Reviewed May 14, 2014
I guarantee anyone that has had to write the $300/hour checks to their attorney will agree this is a great program. It is worth paying $20/month just to be referred to quality attorneys that specialize in my issue. One of the attorneys at my provider law firm I used to pay $350/hour to help me with my business contracts. I considered him one of the best attorneys I had ever met. I recently had two expert LegalShield attorneys help me with a contract that I would have reasonably expected to pay $5000 in fees. We spent 2 weeks on this document and they were able to finagle my case within the LegalShield benefits plan and I paid nothing for the best business contract I have ever used and a valuable lesson in business negotiations.
Reviewed May 13, 2014
My firm has been a LegalShield client for well over a year. We own rental properties in West Palm Beach Florida. One of our properties is in a gated community. In 2010, we advertised the property for rental and a section 8 tenant wanted to rent. We filled in all of the HOA forms and also the Section 8 forms. The tenant attended a face-to-face interview with a HOA board member and a member from the HOA's management company. My firm then received via fax, a NOTARIZED Certificate of Approval for the Section 8 tenant. That was passed to Section 8 who then approved the rental and allowed the tenant to move in.
In Spring 2012, the management company changed and the newly-appointed management company came up with new by-laws for the HOA, one of them being no section 8. We were notified by section 8 that they had been contacted by the HOA and that all Section 8 tenants would have to be evicted or vacate of their own within a month. I said that was discrimination and if the tenant, who is a model tenant, is OK to stay, then we will fight the HOA. The HOA started a lawsuit against us citing that we had breached their regulations in renting to an unapproved tenant. They even had the audacity to file the claim against my firm and Unknown Tenant A and Unknown Tenant B. Further, the HOA placed a lien against our property and also levied fines of $50 per day from the date the tenant first moved in - to date that is over $30K in fines and still accruing. Further, the HOA removed all my tenant's information from the gate pad, denied her exit keycards and also denied her a pool key. I contacted Palm Beach Fair Housing who investigated the discrimination case, found it of merit and passed it up to HUD. HUD spent 6 months trying to conciliate but the HOA kept lying and refused to agree to anything. It has now been passed up to the DOJ.
I needed legal representation to fight the lawsuit and LegalShield put us in touch with Glantz Law. The lawyer appointed by Glantz law was very negative. He kept believing all the lies that the HOA were coming out with even though none of their allegations could be substantiated. I kept providing evidence refuting the HOA's statements. In September the HOA dismissed the court action against us, but refused to remove the lien, the fines and refused to pay us back our legal fees and costs (which to date is over $80K).
As we wanted the lien removed, fines removed and our fees and costs returned, I told Glantz Law to use whatever legal means to get that. A court hearing was set for 21st Jan 2014. Unbeknownst to me, my lawyer left Glantz Law sometime in December. On the 15th of Jan 2014, I was notified by a new lawyer that he was now acting for me and that (even though a few days earlier I had pad a bill to them) he wanted a further $3,800 to ensure that he would turn up at the hearing on the 21st of Jan. He was aggressive and blunt - either pay now or I don't show up. I had no choice. I paid. He did not report back to me on the 21st of Jan so on the 22nd of Jan I emailed asking what had happened. He said it went well and they would be working for 2 consecutive court dates to get me all that I had asked. This was a lie as in April I checked the court docket and discovered that the Judge had dismissed my firm's action for the fines to be removed, the lien to be removed and the fees and costs we incurred to be refunded. Glantz Law are DISREPUTABLE AND ARE LIARS. This can be substantiated from emails received by them.
I kept receiving bills but no work and no court date was set. I started to question their bills in March and at that point was passed to another lawyer who stated he would sort things out. Several weeks and still no addressing of my questions about their bills was forthcoming. In desperation I turned to LegalShield thinking they would force the lawyers to act professionally.
LegalShield never respond in writing - that should be your first big indicator that something fishy is going on with them. Secondly, despite numerous detailed emails to LegalShield attaching copy communication between my firm and Glantz Law, I only received 2 calls, on the 24th and 25th of April both stating that Glantz Law had told them that a satisfactory resolution had occurred. Another lie.
I again emailed LegalShield, stating that was not so and that I wanted LegalShield to instruct Glantz Law to refund all the money I had paid them and also to return my file in its entirety back to me. No communication from LegalShield. Today, I put in a phone call to them and received a call back several hours later from Jeff ** of LegalShield. Mr. ** informed me he was recording the call. I too recorded that call. LegalShield stated they were standing by Glantz Law and that I would not get anything back. Warning to all - don't use LegalShield and don't use Glantz Law. I am reporting both to BBB (Better Business Bureau). I am also filing a complaint against Glantz Law with the Florida Bar.
Reviewed May 7, 2014
I have been paying money to LegalShield for months (individual, business and identity theft) and for the last month I've tried to access some of the small business forms i.e. General Partnership. Each time I fill out the first page of the form, when it attempts to continue to the second page, I get the same message, "Service not available at this time." Reaching out for help, I called the local law firm listed on the contract to ask them for help and their reply was that they would draft the document and give me 25% off THEIR rates. When I told them I was told my membership allowed me to business forms, the patronizing lady lawyer said, "We are a law firm, not an online form maker!" So, this is not what was represented to me at all! I've got absolutely NO BENEFIT from LegalShield - even when I needed it!
Reviewed May 2, 2014
To put it in a few words, I was satisfied with the "Will" services and the company performed perfectly. For "free" advice on contracts and legal matters I must say the "services" are mediocre, to say the least. I had "them" review a financial matter that is lingering since 2006 and will come to a close in 2016. It is for a substantial (to me but only a few days of work for a lawyer) amount of money and I got sucked into this at my age of 64 by a "sales agent" of Manulife "Investments". After trying to get help from three different "Ombudsmen" and finally the Alberta Insurance Council, without any concrete results other than that I am wrong and the "Financial Advisor" is right, without any reasonable explanation why. The answer I got every time I reached out for help was put very eloquent and all I understood is: "You don't have any money and you don't count. We can't help you!"
Now after reading many of the posts here and especially the one place by a lawyer I am cancelling my subscription with LegalShield. I am 72 years old now and I don't believe that LegalShield will ever help me successfully nor can I afford the $27.30CND every month. Taken over one year that is $327.60 and since I started with them it should be enough for the "Services" I have received (thank you). It is better to cut my losses now.
Reviewed May 2, 2014
We used Legal Shield to buy our house, the Attorney was a subcontractor who did a very poor job and had to complain to Legal Shield to get him to close on time. Had to call him constantly to get him to do things and tell him where to be to close the house. And worst of all, to top it off, their service cost us more to close the house than it did when using the former/current attorney we used when purchasing other properties. They are on the ball and get things done in a very timely manner.
The second issue we were told like others, we would receive a discounted fee for one of the services not covered under their plan. Again, the fees would have been higher than our former/current attorney charges. Seems like most every concern tends to be subbed out to other lesser known attorneys around town rather than the Framme Group who are the attorneys they thought as being the local reps for our cases.
Sad part is I was a rep and had high hopes of helping others and ourselves save money. One client was helped by LegalShield, but when they cancelled their account due to job loss, they continued to bill them afterwards. Read and understand the fine print before signing on with them if you decide to join them.
Reviewed April 30, 2014
I have given Legal Shield so many opportunities to do a good job and they continue to disappoint. If you are going to sell that you provide a service, you should deliver on your promises or not make the statements. Here are a few examples:
1. I called for a simple non-disclosure agreement. They called me back a day later and told me they couldn't help with the agreement but could refer me to sites for the agreement. Two of the 5 sites I was given did not have a non-disclosure agreement on them.
2. I called about an issue with a house that I own in another state. They called me back a day later and told me they couldn't help with the issue because it was in another state and gave me a number for a law office in that state. I called the office in the other state and two days later they called me back. Then they wouldn't help me until I mailed them a copy of the Legal Shield agreement. Then they sent me a fee schedule. I was requesting basic information and finally gave up on it since I had to meet a deadline.
3. I called today to have an affidavit reviewed. They would not review the affidavit that I prepared because my son (who is also on my account) is the one signing it. In addition, Cindy was very rude (not uncommon for their reps) and when I asked to speak to a manager, she put me on hold for 10 minutes and then transferred me to another representative, Leticia.
Reviewed April 25, 2014
After checking out all the paperwork, the compensation package, etc., it dawned on me that this is nothing but a multilevel marketing (pyramid scheme). I still am a member of Legal Shield but so far have not been able to use the service. I have complained and emailed negative feedback on their inquiries but received no response. I am 82 years old and know that the only questions that they can answer can be answered at no charge through The Area Agency for Aging and other agencies as well. I think the company should be investigated, especially their recruiting and compensation techniques. I will be contacting them for the supposedly free will, Medical Directives, etc. and see what, if anything of value I receive. Some of the Attorneys may be honest professionals, but I question the wisdom of them using the Legal Shield marketing plan for their services. Would appreciate learning more about other people's experience with the company.
Reviewed March 17, 2014
I reported several cases to what is now Legal Shields to NO avail. ONE of the many was in 2005, a grade change w/ MPS and THEY sent me to the police station... NOTHING! Grade changing "hit" the news here in 2013 and all kinds of suits and job losses took place. A SECOND attempt for assistance regarding the inability to get a loan modification for my home, NO HELP, had to move, in the middle of psychiatric treatment which had started in 2009 and still continues. The THIRD attempt for assistance was Thursday, March 13, 2014, regarding a recall of the car I drive (2006 Chev Cobalt), now I am disabled on fixed income after 32 years of working. And Atty's best suggestion was that I "get another car!" He said that there was nothing they could do!
GM has known since 2005 of the defect and DEATHS have resulted. I am livid to say the least. At the very least, I deserve every penny I have ever paid them. This/They is/are, in my opinion, is/they are criminal(s). After discussing my plight w/ several people in the last 5 days, it seems that "they" only handle TRAFFIC TICKETS! Since I heard of the recall FEB 13, 2014, I feel I am playing "Russian Roulette" w/ my LIFE and I DID RELAY THIS TO MY PSYCHIATRIST on Fri., March 14, 2014.
Reviewed Feb. 27, 2014
Tried to cancel my account. They had old address from a couple years ago. After five phone transfers, They have refused to cancel the account and say I must give a written declaration. A few years ago, they canceled my account after I asked about an alternative method of paying, rather than a monthly billing.
Reviewed Feb. 21, 2014
I called, desperate for help. The Representative took my name, checking account, and information from my bank. Has been reported twice. I was told that I would get discounted help. They connected me to another company Merritt Webb. I was so upset. The discount was $150.00 an hour and $5,000 retainer. I barely make $15,000 a year. I called back to see if the money would still be taken out of my account even though I am not using the services and the Representative kept calling even after he was reported twice. They said yes, money would be taken out over the past year. That is stealing in my book. I didn't sign anything. Totally misrepresented. Do not call this company. I am an honest person and I need help. Who can you trust these days?
Reviewed Feb. 20, 2014
I was promised a top-notch law firm out in Hauppauge. But after about six months, I found they were very basic and could only write out letters to companies on my behalf plus draw up a basic will I could have bought on legalzoom or another website. Not worth the money. Also, impossible to work your way up in the ranks unless you are dedicated 24/7 in their compensation plan.
Reviewed Feb. 7, 2014
Upon signing-up with Legal Shield, I was promised the contract included tax representation. Nothing could have been further from the truth. Not only does it fail to include tax representation, it failed to include the time allotted for a lawyer to analyze my tax situation. Obviously, Legal Shield farms out legal representation. The law firm that I went with in Pittsburgh, PA, reached out to me once and explained that Legal Shield lied about the tax representation.
I followed up with Legal Shield and explained my situation. They embarrassingly admitted that the sales agent lied to me about tax representation being covered and tried to make amends. No amends were made. Just more lies on how the law firm tried to reach out to me and that they had left messages, which was completely false. Don't use Legal Shield, they are amateurs who farm their clients out to sub-par law firms. It's a waste of your time, money and frankly they themselves should be sued over this.
Reviewed Feb. 4, 2014
LegalShield had my name misspelled, phone number wrong, and address misspelled. Glad I did not ask for identity theft protection, asked for refund.
Reviewed Jan. 16, 2014
I have been a member for five years. My wife is disabled with MS and well we are easy targets for people who kinda like take advantage of you when they have the power and you don't. Kinda like Corporate America versus the little consumer. IT REALLY HURTS when these complaints are not true for us. I pay $17 a month. I would pay this before any bill I have. This insurance has saved me more money than I have ever paid. They are # one in my book. No one has ever been rude. When you're poor and even those who have $ legal fees will make you worst or lose in court. So take a second look. Do the math. :)
Reviewed Dec. 31, 2013
Buyer Beware! This company will bill you indefinitely without any meaningful contact. I was contacted by them through my employer and signed up there. After leaving, they continued to bill me. You may receive a junk-mail looking postcard or a SPAM looking email. You will not receive a statement of billing or services provided. You will not receive a phone call. On your bank record, there will be a small charge ($15-$25) that is listed PPL. I got curious today and called it. Most phone companies, mobile phone companies, ISPs, insurance companies and banks will take a look at contacts and service use and make decision when you call them with a billing concern. LegalShield will shield themselves from having to do anything for you. My guess is that their business model depends on them billing people who are unaware that they are paying. In my opinion, these types of billing practices should be illegal. I also filed a complaint with the Federal Trade Commission. I hope someone brings a class action lawsuit against these guys.
Reviewed Dec. 18, 2013
Contact Parker Stanbury; the two attorneys I dealt with on two different matters, were rude and acted as if they didn't have the time of day. It's like they hear the word prepaid and they all feel as if they are being outed monies, because of this service. They were unable to help with a medical malpractice. In the area where I requested a probate attorney. I gave them specifics and where I needed the attorney; they referred me to an attorney who was more than 6 hours away, so I couldn't use him either. Its like the attorney could have cared less where the attorney was, which was a huge problem as I didn't want to pay the commuting fee of this attorney. I needed an attorney who was close to the city where I was filing probate. To say the least, wasn't happy with the service, will never use the service again!! I got better service from attorneys without using the Legal Shield to begin with. The monies we paid out was totally not worth it. In fact I think its a huge "SCAM"!
Reviewed Dec. 7, 2013
Although I was perfectly happy with the two lawyers who were appointed to me by Legal Shield, I do not feel that the monthly expense was of reasonable value, and it is in fact, no different than Amway's business model. Legal Shield is a pyramid scheme with some questionable representatives who try and up-sell their clients to become distributors. It is interesting that I had to bring a lawsuit (which I won) on another matter against the very person who sold me the service. I cancelled my membership.
Reviewed Nov. 13, 2013
I used my membership not long ago for my business and personal reasons (I got both plans because I have spent thousands of dollars on legal fees in the past). It sounded too good to be true for me but when I got my wills, power of attorney and representation agreement updated (something I haven't done for many years). I thought that alone was useful. I certainly did not know everything that was in the will but they did a good job. Because each law firm in each area is different you should look up the provider law firm. I asked many questions about the provider law firm for me prior to deciding and also researched them (as any smart business person would). I later tested the business side and I was shocked at how thorough the consultants were. If they continue to provide this type of service I will definitely keep my memberships as long as I stay in business. I just wish I had this before I started my business.
Now I did see these negative reviews on this site prior to buying the plans. I trust BBB which gives the company an A+ rating. People make mistakes and 128 complaints is a drop in the bucket compared to the over 1.4-2 million memberships across North America. I believe this is a good company that genuinely wants to help people. It is in their interest to offer great service if their mission for the future is to make this a household name.
I was disturbed initially by one of the long-winded comments made by some Tammy or John or something. Apparently he was involved in selling the plans to people for a long time. I did some investigation and found that he has been spamming virtually every webpage and YouTube video about the company Pre-Paid Legal or LegalShield and 'warning people to stay away' calling it a scam. I wondered why he was spending so much time and effort into making the company look bad. I asked the person who sold me the memberships about this. Unfortunately she was in the business for just 5 months and had no clue who these people were.
Eventually I found that they were promoting a company called Empower Network which is a pyramid scheme type of scam that lures people into one big pyramid type of deal online. I was disgusted at how the two ex-LegalShield people were scamming people who were interested in LegalShield into spending money on their affiliate program so that they could make the tens of thousands of dollars in a few days. I was sick to my stomach at how unethical those people are. I later saw a website with rumors that they were cross-recruiting and doing other unethical practices.
I was so sick to my stomach when I read about those people and am glad they got what they deserved. Actually, I think they had it easy. I hope they rot for their unethical practices. If you do something wrong you should admit it and move on. If they weren't promoting their garbage scams I might have actually sided with them. It didn't take long to realize how low those people are. I later found out that most of the associates who were 'switched' to the other person’s organization stayed. That put my mind at ease because if these pyramid scam, Tammy, John or whatever their names were… were actually speaking the truth then those associates would not support the company.
That said. I highly doubt any of the comments that I am seeing on this website. Either the law firms for the people here are bad or the people writing these posts are so arrogant, egotistical, or broke that they can't even afford this rate. I've spent close to 6-figures on legal expenses for my business. Every time I called in to use my membership I spoke with the utmost courtesy because the attorney on the other line is a human being. I have received great service as a result.
I am sick to my stomach reading about all of these negative comments from negative people who were so lazy that they did not call member services prior to writing such uninformed posts. My associate gave me the 1-800 number. He never told me I would get free advice. Anyone with a brain knows that attorneys are not allowed to offer free legal advice because they can be held liable. Good riddance, do your own research. The company website says they return calls within 8 business hours at the latest. If I were to have an issue like that I would call member services as well as my associate. Maybe I was just fortunate to have a good provider law firm and associate to explain the services properly. Either way I really don't believe most of what I read online and could care less about the negative reviews now that I personally would endorse the service the law firm in my area provides me.
Reviewed Nov. 6, 2013
Here's the thing about LegalShield... you get what you pay for. What you supposedly pay for is legal advice, in exchange for a small monthly fee. What you get is a cursory review of your case and some superficial advice. I have used them about five times over the past few years and every time I have found their advice to be uninformed and of little use. Having been pre-law in college (20 years ago!), I have a basic working knowledge of law and have often had to prompt my "lawyer" on relevant statutes or arguments. Beyond that, it seems they go out of their way to make the process of dealing with them so cumbersome and so patronizing that you won't want to go through the trouble of calling back.
First, EVERY time you call you have to reiterate your account number, name, full address, phone number, and email. Second, you can't contact the attorney directly in any way. Not via phone or email. If you call, you can only leave a message. If you want to "email", you can only upload a full document to their web portal. Each time you have to wait 1-3 days for a response. It makes phone tag interminable... and I'm not convinced they even check the web portal.
On my last case, first I called and the attorney didn't even listen to my story - just the log line - and said, "I'll write a letter." I said, no, I'd like some advice on the case. And he said the only way he could do that is if I upload a document explaining the case to the portal. I couldn't just tell him over the phone. What's more he claims he has no internet access at work??? No internet access??? What kind of law firm is this??? He said any web links would have to be submitted in the uploaded document and he can go to a special "research computer" in some undisclosed location (not his office, apparently) to check it out.
Supposedly he did. And supposedly he called me back the next evening at 6.30 pm. Or so he says. A lie. I was home at that time and the phone didn't ring. And I have caller ID and there was no call from him. So I had to call AGAIN the next day and wait it out again for him to call me back. Now, my document has been sitting on his server for three working days with no response. Oh... and if I want his letter to be mailed out certified mail (what firm DOESN'T send legal correspondence via certified mail?), I would have to call back AGAIN to get that done. Can't do it through him... have to go back through the rigamarole... nightmare.
Reviewed Oct. 30, 2013
Service was listed as free legal services and then you find out you have to pay an enrollment fee of 10.00 and then 17.95 a month after that, for that you get the runaround. They tell you they will get you a lawyer. But if you need him to go to court, they can’t help you. All you can get is a consultation and no help in your court case. As far as I’m concerned, they are just a rip off and talk out of both sides of their mouth.
Reviewed Oct. 15, 2013
After 14 years of dedicated service as an Independent Contractor/Independent Associate, who reached the Silver Executive Director Position with the company, was featured in the Profiles of Success, in 2011, 2012, and 2013. Within 2 weeks after an argument with our upline Brian **, somehow he got our position terminated, as he is one of the top BIG Wigs with the company. And I wrote a blog titled "Top 7 Reasons for MLM Terminations" - it's #1 on Google for that topic... Basically a vulturous act by our Upline, causes the company to research a "false" accusation, and without contacting the individuals in question, they simply Terminate the position, and all of the income from that position flows UP to the Upline. So by Taking over or buying or however "acquiring" Mark and Tammy **’s position, he will gain upwards in my opinion of $25,000-$40,000 in income, and $7-$10,000 from our position as it is still growing and increasing!!!
John and Kelly ** are die hard entrepreneurs and have been business owners for over 20+ years combined. I (John) had thought that I had finally found the holy grail of direct sales, and network marketing. A wonderful way to build a solid customer base and a long term residual income. However after MidOcean Partners took over LegalShield in the Summer of 2011, all bets were off. My wife (Kelly) started noticing that what was being "preached" from stage by the new "Corporate Marketing Team" that comprised of some of the largest income earners in LegalShield/formerly Pre-Paid Legal Services at that time, Larry **, Mike **, Steve **, Kim **, Brian **, Darnell **, and a few people and top income earners from the Group Side of the company. Basically entrepreneurs who had their own businesses were brought in, put on Salary and even though the company was trying to improve and make things better, it simply got worse and worse.
They created contests, and rewarded the slackers vs. the producers. They started terminating people who had developed Legacy income from building a large team primarily by recruiting a team of sales people, and then without those people having to develop a large sales volume monthly personally, they (us) were able to have a pretty good lifestyle. I'm talking upwards of $7,000-$10,000 per month which was in my brain... a pretty good income. This was after we had started a ripple starting as an independent associate in 1988 when TPN the People's Network (another MLM/Network Marketing company that was owned by Jeff Olson and Eric Worre) was merged/purchased into Pre-Paid Legal.
We had personally in our team developed over 111,000 Legal memberships or Sales, and recruited over 32,000 associates. Well long story short, the angle the company uses to HOOK new recruits is this... Let’s show you our highest commission product and base our entire compensation plan we're gonna pitch you on a product that has the highest cancellation rate of all of the company's products. What you'll really find is that the LOWER the membership amount, i.e. the $15.90 plan or even lower, the legacy products that SOME ASSOCIATES STILL MARKET, because of exclusive contracts with legacy clients... those memberships are still being sold by select agents as low as $7-$9 per month. A special deal that no one else can do today if you are a brand new associate.
What really pissed us off is our "book of business" the 111,000 memberships and 32,000 associates had dwindled to just over 18,000 memberships, and we had just around 9,000 marketing associates still "active" with the company when we were terminated on October 2, 2012. This came as a surprise to us because our income the month prior to our termination dropped by over 70%, and we barely squeaked past $3,000 in September 2012, and the prior 2 months we had earned close to $16,000!
So naturally we called LegalShield Corporate out of ADA, Oklahoma, on September 20th, 2012 to ask why our income had dropped. Our business was very consistent and it was growing EVERY month because I was consistent as building new lines and legs or teams of people, like Jim **, who had reached RVP of Oklahoma, and then subsequently moved to the St. Louis, Missouri area, and Robert **, then later took over the RVP position after being the Regional Manager under Herman ** for a few years. With all of these top producers including the Entire TEAM FREEDOM organization that was created and built by Mark ** and Tammy ** were Platinum Executive Directors, they left to go to Nerium, a Jeff Olson company, and many, many other top leadership that is STILL with LegalShield and growing, and hitting top levels, contests, and reaching top producer status in both recruiting and group sales.
Well even with all of these leaders, after calling the corporate office, 2 weeks prior to October 2012, we were basically blown off, and no one could answer our question - Why was Brian ** in our downline (in Mark and Tammy **'s) position. And if he bought that position, why did we NOT see a BUY/Sell Agreement that we had to sign off on, that authorized him to get that position. All UPLINE Executive Directors in between a buy/sell agreement have to sign off when anyone purchases a position in someone's downline, as it can affect the upline's income (like it did us).
So when we started asking questions about WHY? HOW? WHO? We didn't get any answers from the corporate office of LegalShield. We basically got the runaround. We NEVER got calls from Brian **, but magically we got a Call From Brian ** within a FEW HOURS, so the company notified him that we were asking questions about this "unusual" situation. This MLM Termination or ILLEGAL Termination of our position I believe was instigated by Brian ** who told us when he called us.... that "if you show anyone the Screen Shots" that I had taken about his Name all over Mark and Tammy's **'s position that he would and I quote: "I'll make it my personal vendetta to take you out at your knees." He denigrated me, and we had a yelling and pissing match on the phone and then later he said he would call the company on Monday.
Well we heard nothing about anything until the morning of October 2, less than about 2 weeks later. We go to log into our back office where we check our commissions, our deposits, and place our orders for new customers. Well the back office was shut down, and the message said that this "address does not exist". So the company SHUT DOWN our business. Our direct deposits from them STOPPED the same day. We called LegalShield and the company said, "We do not need to discuss anything with you. You've been terminated." They were nasty ** to say the least. No one would answer any of our questions. No one would get any manger or supervisor to talk to us. They told us that they would ONLY respond to us via an EMAIL, and to contact their attorney, Kari **. I found out later that Kari ** and Tony ** were calling around to find out if Kelly or I were in or had joined Nerium or Seacret or any other business. They were asking around if we were proselytizing, or trying to recruit other LegalShield associates into another business.
First of all I had my business PRIOR to marrying Kelly. I had my business for 14 years! Kelly had her OWN separate business for over 3+ Years. They terminated my business, basically stealing my retirement income that I'd built up to close to 6 figures a year; we barely worked 20 hours a month to maintain our "necessary quota" required to keep our position "qualified" to receive commissions... Needless to say... LegalShield ignored us for 4 months. Not one phone call, not one email returned to us UNTIL January 29th, of 2013. They basically ** their agents over, take away their income stream; basically let you go broke, while you have NO money to try to fight them.
I spend hundreds of thousands of my own money teaching training, building people, building regions of people for them and they do this to us AFTER 14 years. And STILL to this date, they will NOT give us a reason WHY they terminated us. I'm writing this article on October 14th, 2013, over 1 year AFTER our termination. LegalShield ALSO got their "thug" attorneys to write us a Cease and Deist Letter, to take down our blog that we wrote about our Termination Story (Google: LegalShield Termination" and you'll find our story about John and Kelly **'s Termination from LegalShield EVERYWHERE on EVERY SEARCH ENGINE). They had the audacity to try to "SUPPRESS" my 4th Amendment Rights of Freedom of Speech - by the Bill of Rights. They threatened to sue us, but WILL NOT TELL US why we were terminated, NOR will they RELEASE our Associate Compliance file to see what happened.
I highly recommend that if you are staking your future on this company, if you've been there a short time or considering starting a career with LegalShield or formerly Prepaid Legal Services, my opinion is you should NOT join. Don't waste your money or time as the premise that you'll OWN YOUR BOOK of Business that will CREATE Legacy Income for your family and that you can transfer that income stream from all of the renewals of memberships to your family... It's really hard to pass on a residual income to your family when only 18,000 out of 111,000 were left. That's nearly an 85% CANCELLATION rate over our tenure. Even if we only got .33 cents per memberships in a renewal income each month, that's only about $5000 retirement AFTER 14 years of effort. That folks is literally **, and let me tell you why.
LegalShield will NOT play fair. They have not kept their promises with us. They have TAKEN our income and our business, and they will NOT tell us why. And in MOST other Direct Sales companies and Network Marketing companies... overall you'll ONLY earn about 7% to 30% commission with LegalShield compared to CURRENT commission programs in the market that pay upwards of 40-50%. What would you rather market... something that pays you less or MORE? More is what I say. Then I have found some marketing models such as Empower Network that we're marketing now because they have a 100% commission model, and they allow Agents - Independent Contractors to do other businesses, and the customer base is OURs not the Company's.
So If you would like to get more information on what we do, you can simply Google: "John and Kelly **" and you'll find us EVERYWHERE on Google. If you also look up "LegalShield Termination" or "Top 7 MLM Terminations" you'll see articles I've written on this subject... EVERYWHERE. So save your money and work with a company who will not sell against you and try to circumvent you at every turn.... like advertising on "Google" and taking all of the leads, without giving the field credit. They will use their phone reps to sell your customers and keep the sales for themselves. I've seen it on more than 10 occasions.
Reviewed Oct. 14, 2013
As a fully licensed NJ attorney, I seriously looked into this entity before I even thought about participating as an attorney in their network. Thank God I did so. This is like an expensive lawyer referral service. They offer you a "simple will" as a free bonus incentive, but what they don’t tell you is that a simple will is something that you can draft yourself. If your needs are more complicated, then you need an estate planning attorney anyway.
The lawyers give you a free consultation and will write a simple demand letter for you. Anyone who knows anything about "the legal system" knows that a simple demand letter, while sometimes getting results, is simply the "first step" in the process and many times goes right into the trash. But if anything above and beyond a demand letter is needed, you have to pay for the attorney at their "discounted rate". And since obviously not all attorneys participate in this program, you must be willing to use a participating lawyer in order to even avail yourself of the discount in the first place.
Even more troubling is the MLM structure of the entire business model. They don’t tell you that 95% of the "sales representatives" make less than $200 a year in commissions, and they skew all of their financial and membership numbers drastically to make it appear to prospective sales reps and clients as if this is a legit money making opportunity and a profitable company.
But what really pisses me off is to hear complaints like some of those on this board. Genuine people with genuine legal problems who respond to blogs, classified ads, etc. seeking REAL attorneys and needing real legal advice. Next thing they know, they are getting a call from a Prepaid Legal sales rep. Now you have someone who might not even have a high school education, much less a genuine legal background, giving you advice and trying, in you hour of need, to sign you up to this useless service. They lie to you, insisting that the program can really help you, no matter what your situation, just to get you signed up. How reprehensible and shady is that? Be Careful People. It’s a SCAM. 100%
Reviewed Oct. 14, 2013
We were told by a friend about Legal Shield and signed up. After speaking with them about their fees, we then consulted with a local attorney. And wow, they are so expensive. Then the Legal Shield Attorney tells you that you get a 25% discount. Well, we added up the costs. They are at least 30% higher than everyone else. Chuck, what a scam. People, be aware.
Reviewed Oct. 13, 2013
I was with LegalShield (formerly PrePaid Legal) for years. The legal advice I received was not always reliable. You pay for what you get. The real problem is that if you get into a situation that should be covered, they can opt to drop you without cause. This happened to me when I was sued and needed their help. Instead of covering my problem, as our contract states, LegalShield opted to drop me as a member without expressing a reason. I would never recommend their service. Be aware the service they provide is at their sole discretion. You can and will get dropped for any reason.
Reviewed Sept. 20, 2013
I recently took a CHL class and LegalShield did an excellent job at pitching their membership. It sounded wonderful, and I should have known better. I filled out the forms and gave them a check for my first payment and to join. Later that evening, I did some research online about them and read some pretty terrible reviews. I immediately tried to contact them, and received no answer. I sent an email to their member services requesting that they do not create a membership for me. I contacted my bank and put a stop-payment on the check, and blocked LegalShield from drafting the membership fee.
Soon, I received an email welcoming me to LegalShield, along with membership information. I immediately called them again and got through to someone. I told her my situation, and she gave me a different number to call. After calling that number and speaking to an agent, my membership was canceled. I had to fill out a form and fax it back to them to officially cancel the membership. I received an email stating that my membership was cancelled.
Today, I checked my bank account and LegalShield made THREE drafts. I called my bank and they said that LegalShield purposely broke the payment into several small amounts to force the charge through. I am absolutely furious. This company is supposed to protect you from this kind of thing happening to you, and here they are playing the role of the bad guy. I will be reporting them to the BBB, and submitting a review in as many places as I can to warn people about this company.
Reviewed Sept. 19, 2013
I was doing a favor for a friend that was wondering what companies out there might offer credit repair services. I went on to Google for "credit repair companies" and found a local law firm that had an article on their website about whether any agency can really fix someone's credit or not, and if it's possible, how much should someone anticipate spending for such a service. Nowhere on that page was Pre-Paid Legal Services or Legal Shield mentioned. This looked like a legitimate law firm.
I gave the contact info to my friend and he called the next day. He spoke with someone at this law firm and they explained that they do offer a service to help customers. The fee didn't sound too bad, so my friend agreed to use their help with this matter and signed up with them. They asked for his method of payment and he gave them his credit card info. Once they secured his payment info, they quickly transferred him or sent him to someone else. My friend was like, "Wait a minute. Who are you sending me to? Why do I need to talk to those people?" This so-called law firm said another law firm in another city would be handling things from here. My friend was told the name of this agency and then that was the end of that conversation.
Now this new agency came on the line and it was a law firm company that went by a certain name, but they were really part of Legal Shield. They then started to rattle off why they felt they could help my friend, but my friend authorized that other law firm to help him NOT LEGAL SHIELD.
He immediately asked for a refund and to cancel everything. He had dealt with Legal Shield before and wanted nothing to do with them. He was suckered into signing up with them under false pretenses. The first agency was like, "Oh, yeah, we can do this for you and that for you. It will cost you this much to sign up. How would you like to pay for that?" Once they got his info, time to switch to someone else!! What a shady way of doing business.
A cancellation form was filled out and submitted back to the company, but they told my friend they wouldn't be able to refund ALL of his money. What? Why? That's not right. He canceled his so-called membership with this company within minutes of realizing what had happened through their scam.
This is a horrible way to do business. It's unprofessional. I'll look further into the matter and report these crooks to everyone I can find so people know not to do business with them. Companies that really care about helping people know that customer service is HUGE and that word of mouth from customers speaks volumes. You either create a loyal following and referral business through the excellent service you provide, or you upset people to the point that they'll make sure word gets out to not do business with that company. I'm not recommending anyone do business with Legal Shield (Pre-Paid Legal). Stay away from them!
Reviewed Aug. 19, 2013
I signed up for Legal Shield membership and identity theft membership. I never used the service and called to cancel. They sent me a form to fill out and return to them. I filled out the correct paperwork and sent it to them within the 30-day time frame that was required. I received an email confirmation my membership was canceled. HOWEVER, they just drafted the membership fee from my account today. I called and tried to remedy the situation and they told me they may be able to pro-rate a refund for me but that will take 60 days! They advised me if I wanted a full refund, the only possible way is to dispute the charge through my bank. This was an unauthorized charge and Legal Shield was unwilling to give me my money back or remedy the situation at all.
I WOULD NEVER RECOMMEND THIS SERVICE TO ANYONE!
Reviewed July 17, 2013
I have mixed feelings regarding LegalShield (LS). I've been a member for 10 years. For the money, about $10 or $20 per month, you get a lot of service. They have a central staff of lawyers who are willing to do document reviews up to 10 pages per matter, unlimited phone consults and will give you a discount if you need to hire an attorney. Usually you get good advice from most of the attorneys but sometimes you get a bad one and should call back to speak to someone else. I've had problems with their legal referral service in that they weren't particular enough in specifying what I needed and I had to reject some attorneys.
A big disappointment occurred recently when I was sued and claimed the free representation benefit; their response was to arbitrarily deny it, forcing me to write to them explaining why they were wrong and demanding arbitration. This caused them to change course and provide the coverage. I thought that was very sleazy. Also, they over promise regarding selling their plans. It is very difficult to make money selling them but they promote it as a good paying job. If you are aggressive with this company it is ok but if you are a pushover you'll lose money. I wish it were better.
Reviewed July 9, 2013
I contacted Legal Shield in March with a problem. I spoke to 3 attorneys and only one was very knowledgeable. He listened to me and realized I was a victim of white collar criminal fraud. He then wrote a letter to a firm asking for documentation. By the end of May 2013, management forbade him to talk to me anymore. I was given 5 referrals and all of them refused to help me or assist me. Some of these referrals were not even close in regards to what I needed in the specialty of law required. For example, I had a white collar criminal fraud case, and Legal Shield referred me to a divorce lawyer who does family law. I called Oklahoma Daily. Now I am going to court in two days and have no lawyer at all. DO NOT GIVE YOUR MONEY To Legal Shield.
Reviewed July 9, 2013
I was looking for an attorney when my minor daughter had a run in with the local police and had to go to juvenile court. I happened upon these jokers online. It looked legit so I gave them a call. The first thing the rep told me was that if I go into court without a lawyer, they will charge and sentence my daughter. Later I found these are just scare tactics. I signed up and started paying the 25 bucks a month.
Finally, a lawyer, way on the other side of the state contacted me, instead of somebody close by. This guy told me that he was going on vacation, and to go into court and just ask them for an extension. This way, when he came back from vacation he could help me. I asked for another lawyer but did not get one. I ended up going into court by myself with my daughter and the prosecutor talked to her. She was told to stay out of trouble for the next year and her record would be wiped clean. So this is the service I paid for? I quickly cancelled. These people are a joke and a scam.
Reviewed June 24, 2013
I started a Legal Shield account on October 15, 2012. I decided to cancel the account on January 24, 2013. I faxed the cancellation within a week. After talking to a representative, I was told that the only way to cancel is to fax it in. I told the rep how inconvenient this was because I do not have a fax machine. All she said was sorry. I faxed the papers in from OfficeMax and the fax was confirmed. At that point I thought I was finished with Legal Shield. My wife is in Medical school; I'm in school and we have 3 kids. By the time we had the chance to monitor our bank account, a few months had gone by. We then noticed that money was still being withdrawn from Legal Shield. I realize that I should have made sure that our account was cancelled but at the same time they did not email or mail me a letter informing me that our account was going to be taken off the cancellation hold and reactivated.
It was clear that I had every intention of canceling the account and they wanted to make it very difficult for me to do so. Not only did they make it difficult with the misinformation about the fax, because I later found out that I could've emailed my cancellation but they wanted to see if I would forget about the cancellation so they could continue to take my money until I catch them.
Reviewed June 2, 2013
Excellent service for my family - LegalShield attorneys in WA are the best in the biz! Membership provided comprehensive Wills for my wife and I, assisted and defended my wife's IRS audit, reduced my son's speeding ticket from $120 down to $30 that did not go on his driving record or his auto insurance, a $150 mechanical diagnostic for my son's car dismissed altogether due to nothing in writing, our cable service and cell service contracts amended without penalty, an attempt at my finances being hacked on an internet purchase prevented by their bundled IDT Shield through Kroll with full restoration by a licensed investigator. Both products combined for less than $1 a day - you just can't beat it. I definitely consider it a Must-Have for my family!
Reviewed May 28, 2013
I submitted an online request/search for an attorney to handle the custody suit of my daughter. I was contacted by a representative/sales associate of Legal Shield. We discussed specifics of the case and I elaborated on exactly what services I needed. I was assured that my needs would be met by the firm I would be assigned if I joined Legal Shield. I did not sign up right away. The salesperson (Crystal **) and I spoke many times over the course of 3 days via telephone, email and text about the benefits of me becoming a member. The main question I needed an answer to was, "Will my membership provide me an attorney to actually be in person in the courtroom during the proceedings?" Her response was that if the attorney couldn't prepare me enough to handle it on my own, then yes an attorney would be present to handle my case in court.
I paid for my membership and was sent the packet. I spoke to an attorney one time and learned that I had been lied to by the representative. I've tried to contact Ms. **, but she has yet to respond. I've contacted Legal Shield and they haven't responded either. I may lose my child because of the lies I was told! I want my membership fee refunded to me and I would advise everyone against this service. It sounds like what it really is... too good to be true. They have dishonest salespeople who I believe either will lie to you to get you enrolled or don't know enough about what they're selling!
Reviewed May 19, 2013
I joined PrePaid Legal shortly before they changed their name. A few weeks later, I had a slip and fall accident and broke my ankle. I initially contacted **, the LegalShield attorneys in my area. The person I spoke to was Ed, who said he was an attorney, but wouldn't give me his last name. After several phone calls and sending him pictures of the accident scene, he indicated that my case was more serious than a routine demand letter, but the attorneys didn't want the case because of its merits (or lack thereof). My understanding of PrePaid Legal was that matters of relatively easy resolution were included for no additional cost, and that more serious matters would be charged a reduced fee.
I thought that this was a more serious situation and, at least, should be addressed in person at the firm's office. I thought I had a viable case and the attorney fees were appropriate. Apparently, Ed didn't think so. At this point, I felt I was being sloughed off, and it was time for me to move on. I subsequently cancelled my membership, and eventually got a full refund after some reluctance from PrePaid Legal to do so. After finding an attorney (no, it wasn't difficult finding one who thought my case was viable), the settlement was for $29,500. I would not recommend LegalShield for any reason. They are a classic example of everything that is wrong with multi-level marketing.
Reviewed April 23, 2013
I was given an attorney who handles traffic ticket issues in Phoenix, AZ. I joined Pre-paid Legal Services in 2010. I typed and submitted detailed information in a letter and submitted all pertinent data. The lawyer gave me the runaround up until the deadline to go to court and she finally told me, "This will be a criminal matter and I can't help you." There was so much confusion, misguiding, and actually no representation whatsoever!
Reviewed Feb. 26, 2013
I have been a Pre-Paid Legal Service member for almost 12 years and decided to find out how to cancel a membership. I sent an email to the customer service with this question. The result was shocking. They just canceled my membership instead of the consultation. When I called the service provider law firm, later someday I was told that I am no longer a member? They connected me with the headquarters and we solved that mystery. They confirmed that they corrected this mistake (that's what I thought and that's what they told me).
Next time I called the provider firm in my state, I was told again that my membership had been canceled with no reason and there was nobody there able to find the ends. The same answer I got from the Pre-Paid Legal Service senior customer service representative. Not only are their legal service providers not a good quality professionals, but this is a great disordered company and I think they are only good in collecting the money.
Reviewed Jan. 29, 2013
I had PPL since 2010 until April 25, 2011, or so I thought. PPL has record in their system indicating that I called back on April 25, 2011 to initiate my cancellation. However, 22 months later, I receive an email from my bank stating that my balance had fallen below $25. I didn't see how this was possible due to the fact the account in which the bank emailed me about is an account I do not use at all. I put about $300 into the account and just let it sit there. I logged onto my online banking and it turns out I was getting charged by PPL every month since that phone call on April 25th, 2011! It added up to be $259.00 I was out because of PPL. I called the company and they went ahead and canceled again, and this time around I was told to look for an email that I would have to fax over to them to finish the process. I also was informed to write a request for a refund. I did all this on January 14, 2013, and today I called them back to see the status of the refund.
Well, I was informed that I was canceled this time and as far as the refund, it was declined and they would only offer a refund of less than one dollar! I couldn't believe it! I almost flipped bricks but I held my composure. I politely requested to speak to the manager. That's when I was told the same thing! This company is ridiculous. My argument is why in the world would I call a company 22 months ago to cancel, and then not complete the process? It makes no sense. PPL’s argument is that they sent me an email back in April 2011 for me to fill out, fax back, and thus completing the cancellation process. Well obviously, I do not want a company’s services if I'm taking the time out to call and say “hello, please cancel!”
I do not see why this company makes you jump through hoops just to cancel. It should be as simple as a quick phone call to cancel, not phone calls, emails, faxes, and then it's cancelled. It makes absolutely no sense. They just want your money and they will get it if you go and do business with this company. Please do not become a victim like myself. I'm active duty military; I know how to follow instructions/directions. I would have easily done so back in April 2011 had I known I was to be looking out for an email to fax back finalizing my cancellation process. But I never received it. Please, help yourselves and be smart with your money. Do not, I repeat, do not do business with these scam artists!
Reviewed Jan. 17, 2013
I will say that over the years, Legal Shield formerly Prepaid legal service has declined in quality. In response to yeah in okay, you are obviously ignorant..... Hoods and druggies, huh? Or maybe people who get illegally harassed by creditors or taken advantage of by unscrupulous landlords or any other number of things. The company used to be great for consumer actions like I mentioned above and maybe they still are. But the provider law firm in Arizona has certainly went downhill. It used to be if you needed some assistance in a consumer protection matter, the attorneys or at least their paralegals would do their research on the matter and they would write you a letter that would get results. These days, they don't seem to do any research and lately, I have just had to send in the letter I want sent, which they review and then type up on their letterhead.
Reviewed Jan. 14, 2013
Scam: Legal Shield (Pre-Paid Legal) avoid!
I cancelled my membership on Friday and faxed it over. Over the weekend, I decided I may need it again so I called that Monday to not cancel it. They declined and said I'd need to say the initiation fee again. I called twice and emailed Legal Shield Member Services to cancel my membership, not now, but before the next billing cycle so that I wouldn't get charged again. They said they'd refund this month's charge but at this time, I cannot verify this because they said it'll take a few weeks.
Here's their reply: "Thank you for giving us the opportunity to assist with membership **. Your request has been reviewed and the decision not to reinstate your membership for legal services per company option stands. If you need further assistance, please contact Member Services at 1-800-654-7757 (USA) or 1-800-440-8857 (Canada), from 7:00AM to 7:00PM CT, Monday through Friday, and they will be happy to assist you.
My experience with LS:
1. They lack customer service tremendously - massive understatement!2. They don't care if they lose you as a client.
3. Their law firms have lawyers who graduated from 3-tier colleges.
4. I would not recommend them to anyone! Avoid!
Reviewed Jan. 9, 2013
Before I even graduated law school, a neighbor of my boss offered me some kind of weird job "selling Pre-Paid Legal." It sounded fishy, and I wasn't even a lawyer yet so I avoided it (and him) like the plague. However, after starting my own firm over 10 years later, I briefly registered as a PPL attorney.
After 15 years practicing law I can tell you a few things. Very busy and very successful lawyers will not sign on as a PPL lawyer. They can pay you (the attorney) as little as 1/5 of your usual rate. All PPL attorneys aren't scum. Some are very good but just starting their own practice. Law firms are paying worse and worse so there are always attorneys, even great ones, who leave and start their own practice and will sign on as a PPL attorney to get some cases to keep them busy.
The PPL administrative system is a mess. I tried to get myself removed from their list of available attorneys multiple times. 3 years later, I still get calls from PPL clients needing a lawyer! They either do not keep current lists, or they don't remove attorneys so their list looks longer. Result: This is why many of your calls go unanswered - the PPL attorneys are not PPL attorneys anymore! Most people will never need the legal services. Sure, we all need wills but keeping PPL for only wills is not financially smart. This is how PPL makes such great profits.
Google PPL. You will find that it operates as a type of pyramid reward system for its brokers. People become a broker, sell some polices but also get big rewards to recruit new brokers. Those who can sell and recruit are promoted to Speaker at the PPL seminars for other brokers. Speaker is what all brokers want to be. It's a big sales game. Lawyers build business by referrals. If I do a divorce for PPL client Mary and she's happy, sure she will refer me to her friend Joe. However, she will also tell Joe how little she paid, and how he should join PPL first so as not to pay me the normal divorce fee I'm worth. This is just another reason why lawyers hate PPL.
Reviewed Oct. 3, 2012
I eventually called the Oklahoma Bar Association. An attorney took my case. Since he was from another state, things were done over a fax machine. In the end, after all his lies, PPL not doing anything, I contacted two bar associations for their help. I got a reimbursement from PPL with their reluctance. Think about it, a reputable firm would not have to depend on PPL to find them clients. Their attorneys are less than reputable like the company. Why would anyone spend $120 to have a will written up when you can do it for free with online software? They say call as often as you need but then refuse to take calls because you exceeded your attorney time. This company is for two-bit hoods that need someone to represent them in druggie court or petty crimes. This company is not for white-collar/blue-collar decent folks. The company in itself I think has a questionable reputation.
Reviewed Sept. 7, 2012
Some good advice and partial refund - Under the name of Prepaid Legal; I was dissatisfied in that I did not get any actual laws which supported their statements regarding my concerns. I did get some good advice, but once you talked to one attorney, they were no longer available. You can talk to one attorney and get a completely different reply from another. Basically, you would have to talk to several to get a good idea of what you need to do. In order for the information to be useful, it has to be verified by a written valid source of law which can be referenced. Only good lawyers, who specialize in that area, know the laws. You may or may not get this with prepaid legal.
The other annoying thing is they will call you right back. You either have to sit by the phone all day to get their call back or you will play call back indefinitely until you get fed up. It is a way of delaying service. They provided a partial refund as well to me. I paid a full year’s premium and I received about $65.00 back if I recall correctly. My mother has a small business plan and she seems to be satisfied with her service. She also pays one year premium. My advice to all is to stay away from the law itself. Do your own research, be responsible, be accountable and read things carefully yourself. Does it make sense, ask yourself.
Most importantly, do not allow anyone to have debit or direct withdrawal from your bank account. It is easy for any company to say, I didn't get your fax or impose written timely termination. This in itself is unethical and illegal. It is great for the company. It saves them a great deal of money, but anything to do with easy money makes criminals out of what ordinarily be honest people. By letting them do this, you yourself are encouraging their unethical behavior. Make them provide a service and then pay for it. They will change their payment policies if they are really interested in providing a service to you. Otherwise, it is just a front to get monthly automatic payments for nothing. It is thievery in a very concealed and what seems to be a humane service. It is not as many of you have experienced already with this firm.
Last but not least, a class action suit would serve this company well. But make sure it is by those who have obeyed the law in the first place. You can't accuse someone of breaking the law and mistreating you when you yourself have deliberately broken the law such as speeding, or being careless with your finances. The person who really deserves her money back is the one about her son being in this country. But she should have gone to immigration services and sought government help first before going to an attorney.
Reviewed Aug. 1, 2012
After having this "coverage" for 2 years, we realized that we were spending way more money in monthly fees and were not using the services offered so we decided to cancel. We called to cancel and of course, it could not be done over the phone but via a letter. So a letter was sent via fax. We called the same day to confirm if the info was received and they confirmed it was and our policy would be canceled. 3 weeks later, we were billed our monthly fee and upon calling again, they said they had never received our cancellation letter and had no way to verify we sent a cancellation letter, therefore, we would not be reimbursed our money! So we are now having to dispute it with our bank and are re-sending the cancellation letter again and are waiting (not so patiently) to see what happens this time!
If an individual wants to cancel their service, they should be able to make a phone call, verify all the info needed, cancel the service and receive a confirmation number. I feel that having to mail or fax a letter and waiting on the company to receive it is ridiculous. All they have to say is "no, we didn't receive anything from you" and bam, you are charged again!
Reviewed July 17, 2012
I was a member and seller of Pre-Paid Legal through college and out for about 7 or 8 years. I used the membership a few times with traffic situations that weren't much of a deal, but with the cost of my premium I certainly paid more than I used it. However, I used the service for a criminal case once for the time I had it and not only was the service the worst, the lawyer seemed like a deer caught in headlights at the court and I now have a bad, serious, permanent record. The lawyer, which I paid a few thousand to, made me believe she would strongly represent me and when it came down to the court time, she acted like she didn't know who I was and treated me like a pro-bono case. Thanks for the harsh life and false security Legal Shield. I wish Pre-Paid Legal never came into my life.
Reviewed July 7, 2012
I have been a member for a number of years and have used the service many times. Last fall or winter, I discovered that the name is now Legal Shield, which apparently means that there is a new owner of the company. Last December, I went to South America for the winter and while there I closed the bank account which was used to pay my monthly "premium" and frankly forgot to transfer the automatic deduction to my new account. No one was checking my mail while I was gone. When I returned to the USA in June, I called to reinstate my membership and was told that I could either pay for the previous months that had not been paid "if" there were any legal issues that occurred during that time or I could just restart my membership at the current date which I elected to do.
A few weeks later, I called my provider law firm and was informed that my membership was not active. I called "Legal Shield" and was informed that the company had elected not to reinstate my membership. I had never been informed of their decision and requested a letter stating so, which I received a few days later. Their explanation was that after reviewing my file, they elected not to reinstate and their decision was obviously based on the amount of use. There was no other reason to do so. Therefore, I can only assume that the new owners are a bunch of money-grubbing **. I have obtained a prepaid legal program through another organization for half the cost and I hope that these jerks go out of business. I was a member for at least 15 years before they chose not to reinstate my membership! What a bunch of crap - typical insurance company practice.
Reviewed July 2, 2012
I requested a cancellation of my service on 3/23/12. PPL sent me a cancellation form to fill out and you have to use fax (convenient for them to say they never received your fax), and I had my confirmation that the document and cover letter transmitted OK. PPL does have a "Gotcha" clause in the last paragraph of their cancellation that puts the onus on the person cancelling to call back and make sure they received your fax. I'm quite sure many people forget to call back and PPL keeps deducting away, raking in money after people have cancelled.
I would bet my right arm that this one clause makes PPL a lot of money as they seem to claim frequently that "we did not receive your fax". That way, they won't refund the following months' auto deductions from your bank account. They say "did you call in to see if we got your fax?" Something tells me it wouldn't matter if they did receive your fax, they will lie about it and tell you they did not receive it even though you have confirmation that fax transmitted properly. Scammy operation. If they saw your proof of original fax and the date, any "honest" company would know your intent was to cancel it on that date and refund all monies owed to someone. It reeks of scam.
When I saw deductions continuing to be taken out in April, May and June, I did call and they said to resend the fax. They will now only refund 1 month's worth of erroneous deductions from my bank account because "they said" they did not receive my original fax. This is pure and simple ** and scammy.
Reviewed June 22, 2012
I have been a member and also briefly sold the product. I have personally used the service and I have received outstanding service. Some of the comments I have read indicate to me that either these people were never members or did not take the time to read and understand how the program works. Pre-Paid Legal is not responsible for representing anyone. What they do is contract reputable law firms in the areas where they operate and if a member has a problem, he or she contacts the firm in their area and it is a lawyer from this firm that you deal with. Technically, you employ that firm and if you have a problem with a person or the firm, you can file a complaint to PPL to have them removed.
Reviewed June 20, 2012
I was offered by an employer and bought into it. They had told us in person and in the brochure that they would handle the traffic tickets. I had the so-called protection for 3 years and got a speeding ticket of 51 mph in a 35 mph zone. They told me that they could not handle it and I needed to retain one of their lawyers. Their fee was higher with the discount than me getting my own. I started searching online on how Pre-Paid Legal was reviewed and found it was reviewed 10-fold more as a get-rich internet business. I’m making it my mission now to get it removed from our company benefits!
Reviewed June 14, 2012
They acted like a shrink more than a lawyer and I rather to call them Band Aid rather than legal aid. After years of being a member, I finally in April asked for service cancellation, and they sent me a request on 4/23/2012 to sign and fax it back to them. I faxed it on 4/24/2012 and called to confirm. Today, I got a credit card statement with a charge on 5/26/12. I called and asked why. It took them 30 minutes to try to find my fax. Then, they asked me to fax again and said I had to fax to another fax number (and not to the one they sent me on cancellation letter). I asked for supervisor and she said my fax confirmation is just a proof that fax left my machine (very legal) and I had to call to confirm it, and denied that I did call them. I need refund and cancellation immediately.
Reviewed May 31, 2012
I have been a member (not an associate or seller) of Legal Shield (Pre-Paid Legal) for about 10 years. I have used it for personal and business issues. Recently, a friend told me they were presented with Legal Shield at work and after what he said was a professional presentation, he signed up. Most of the employees signed up. He then told me that somebody at work went online and found negative press and everybody dropped it, saying it was a scam. I tried to explain to him how I use the product, and he reconsidered and kept the service. That is why I am writing this message. I went online and read some of the negative press and in most cases, these reviews are simply not accurate.
I will say this, if you don't understand the rules of how to enter a case when you call your provider firm (the law firm assigned to you), it can be frustrating at first. So read your instructions and know what it is you are asking when you call. Not to get into all the details, but here is a brief summary of some the things Legal Shield (Pre-Paid Legal) has helped me with: 1) MSN (Microsoft) was charging me $39.95 a month for several months for a service I tried and cancelled before the trial period ended. After not being able to get a human at Microsoft to assist and no letter was answered, I called my Legal Shield attorney, faxed them the list of charges, and explained what happened. I got a full refund check from Microsoft. This was because when a lawyer sends a letter, it goes to a company's legal department. It must be dealt with;
2) I had an offer for a business deal that I had Pre-Paid review (no extra charges). The attorney who specializes in the topic found several areas that did not serve my interests. Those areas were revised and the contract was fairer; and 3) I was getting some conflicting information from my local labor department that did not match what I was being told by NYS labor board. It was jeopardizing my company's information that was on file with NYS. I finally called Legal Shield, placed a new case, and got a call back from a labor attorney within two hours. He gave the phone number to the Commissioner's office at the NYS department and he told me what to say. The issue was resolved within 10 minutes of making the phone call.
So this was just three varied topics I have used Legal Shield (Pre-Paid Legal) for. I have used the included services in my membership most every month, or so, to ask legal advice, have a contract reviewed, find out what to do about a bill that I can't get fixed, update my family's wills. It is like having an attorney (who practices in every field of law) in my circle. Also, the thing that my friend was really sold on was that fact that when I do need to see a physical attorney, my NYC law firm refers me to a local firm here in my town (Buffalo). I now have a good relationship with that firm, too. This service is very good for middle Americans. It levels the playing field.
Reviewed May 23, 2012
I got another legal service, sponsored by a teachers' association, etc. I tried to cancel with Pre-Paid Legal over the phone, got a recording. Good luck online. There is no cancellation prompt, go figure! It took 5 calls to Bank of America to make something happen. A lot of talk about, we can't do anything. I had to talk about canceling my credit card to make something happen. We'll see crocks, a lot of them!
Reviewed April 27, 2012
I was going to buy a home directly from an individual. I read the contract and found some issues with it. I submitted the contract to my provider law firm and much to my surprise, they called me back the same day! We discussed my concerns. My attorney needed to do some additional research and promised to call me back. She did the next day at 6:15pm! I could not believe how many issues she found with the contract! Had I purchased this home, I never would have been able to take the title! This plan saved me thousands of dollars in legal fees and headaches! This is only one of a few times I have used Legal Shield since purchasing it a couple months ago. It is well worth the price!
Reviewed April 20, 2012
I am not happy with the Legal Shield because it is not honest business and I never got paid, so I think it was all bogus scam in this business and it should be taken down and closed.
Reviewed March 12, 2012
Anyone can write a letter on your behalf, only difference with PPL is that they attach an "attorney name to it". They will not do any leg work and represent you in court. Do not let the letters scare you or fool you. If you decide to sue or go further, be prepared to pay really high attorney fees. Your monthly membership will not cover court costs or attorney fees. Do not use them!
Reviewed March 7, 2012
I hired a law firm and told them the circumstances about my minor son’s status here, and they told me it was no problem. They took my money, and now I am told that the government will not proceed with this case, because he is not supposed to live here in the US, after the law firm told me it would be resolved. I know now that I have given them all my money, that according to the law of the US, this will never and cannot happen. I have his eligibility number, and I cannot see other people scammed by this law firm.
I do not care for what I have paid, but people with low incomes are being scammed by the law firm of Manuel-Solis, and I am willing to come up front and refute this. If he knew that my son was not in the US, why did he tell me the reputed ROI program for people here, and protection against deportation? If they knew he was not in the US at the time I made this application, then why did I pay for this? For all of you, I have all the documents here in my hand. I will do what O can about this, and if I have to go to the media, I will.
Reviewed Feb. 24, 2012
On 2/22/12, I contacted via phone call, the corporate offices of Pre-Paid Legal a.k.a. Legal Shield and advised them of my desire to cancel my membership. I was told repeatedly that my payment via debit to my bank account on 2/23/12 would not again be processed. However, when I checked my bank balance on 2/24/12, the monthly debit had been processed by them. I immediately called their corporate offices on 2/24/12 and spoke with a "supervisor" name was Sherry and told her what had happened and of my previous assurances by two of the Pre-Paid Legal staff personnel that the 2/23 debit would not be processed. Her response was "they were misinformed" and that the debit would be reimbursed to them but it would take 15 days, 15 days? Yet, they can put through a charge in one day. I would never deal with them again. I was also told on 2/22, when I first called that Pre-Paid Legal would be sending me a confirmation email as to my membership cancellation on 2/22. Only after repeated phone calls to them on that matter was that ever done.
Reviewed Feb. 6, 2012
To make a long story short, I had a problem with Michele **, after which I wanted to cancel. I talked to a young lady by the name of Nancy. The phone helped but it wasn't until Jeff **, I don't know if it was one of those male bonding things but after talking to Jeff I felt I had a friend who understood my problem and I'm still a member.
Reviewed Jan. 25, 2012
I have read several of the complaints and agree that PPL does not honor their commitment to helping people. I have requested reimbursement to monies being withdrawn out of my account when I was no longer an active member. This has occurred over a period of two years! They finally got around to stopping the withdrawals but absolutely refused to reimburse me, even when I showed them proof that my membership was no longer active.
Their staffing department is also clueless when it comes to writing letters. They get the facts that you submit to them all backwards and don't know how to write a decent letter! It's a shame that this company was supposed to have been founded by Mr. Stonecipher on the sound principle of helping people with legal matters. Instead, it has been corrupted with untrained or unskilled legal representation and lame customer service. As a member (or former member) you get **, especially when the member was supposed to be protected from such practices in the first place!
I would highly suggest that people band together and file a civil law suit against them to see if we can recoup any of the monies that have been taken by them when requests had been sent to cancel the memberships but were continually ignored by PPL staffers and the corporation.
Reviewed Jan. 13, 2012
These people never do any attorney work other than your promised simple will. Any other problem is a simple letter and only if you agree to their overpriced attorney fees will you get any representation other than a generic letter. Try to cancel and you get lied to more than talking to a politician. They make a great living screwing the people that falsely believe they are pre-paying for attorney legal services. What a *** of ***. Drop these people like a hot rock.
Reviewed Jan. 12, 2012
I cannot explain how bad this has been. I cannot use a law firm in my city, I have to use one hundreds of miles away. They do not do anything. No email, it has to be fax or snail mail. They say it is for security. Not true, I made my way up to a partner and the story was totally different. I tried to fax, they do not have a toll free fax. So guess what, long distance applies. No calls back, the sales person that sold it to me is never available and does not follow through. By the way, only one law firm will work with Pre-Paid Legal - only one in Texas! Houston is the 4th largest city in the USA and no firms will work with them. What a joke. I wish I had time to tell you all the stories. Do not use them, it is a joke.
Reviewed Jan. 10, 2012
When I enrolled with Prepaid Legal Services Inc. a couple of years ago, not all the attorneys returned calls within a reasonable time, and if I needed a letter, most of the attorneys were more willing to give their opinion over the phone, than to try to help with a phone call or a letter. One time, I was referred to another attorney (not the usual law firm), to write a letter on my behalf, but that attorney was so rude. The first time I called her office, I was just starting to talk about the reason for the letter, and she put me on hold for about 20 minutes, and never returned to take my call. I called back to find out she was with a client. It took that attorney two hours to return my call, only after I called PPL to complain.
I was left on the phone on hold, and the attorney was seeing another client. The attorney sent me a draft for my review before the letter was mailed, after a few corrections were made, the attorney did not bother to send me my finalized file copy. It took several weeks of reminders that I needed my file copy, and the attorney was not being responsive. I called PPL to ask that they get me my file copy, but all I was told by PPL was that, they have asked, but there was nothing else PPL could do. When I called The Florida Bar, the attorney sent me my file copy within five minutes of The Florida Bar's call. PPL terminated my membership. PPL did not want to give any reason for the termination of my membership, even though they were getting paid on time every month. A year later, I tried to enroll with PPL again, and I was rejected again.
Reviewed Jan. 3, 2012
I have had Prepaid Legal for four years and would not be without it. I used it 12 times plus my wills. I never had any problem only great results. I pay $25 per month and have gotten way more value than that. I also understand that for that price, I can't/don't expect anything more than Legal Advice and a few letters written on my behalf. Only have great things to say.
Reviewed Dec. 16, 2011
I would give them negative stars if possible. I cancelled my membership, and they still took 2 months worth of fees out of my account! This caused a mother with small children (me), to not have money for food on Christmas! This is unbelievable! I called to complain, and was told it would take 15 to 60 days to look into it! Sorry kids, you'll have to live on ramen noodles and air, with water on the side. This is unthinkable and unfair.
Reviewed Nov. 30, 2011
I have made repeated and unsuccessful efforts to terminate an old contract initiated by my mother with Pre-paid Legal Services, Inc. I hold power-of-attorney status for the mother who deceased on Oct. 3, 2011. I have placed repeated phone calls at a number shown on an old brochure: 405-436-1234. Each time, I receive a recorded message with a promise that someone will call me back. They never have. I want to cancel this contract so that the automatic withdrawals will cease at my bank.
Reviewed Nov. 14, 2011
The lawyer said, "we can help you write a letter, but if we need to represent you, then we'd offer you discounted rate". So we are paying monthly fees for potentially needed letters? I thought we can be represented for a good amount of hours, before this discounted rate kicks in. This smells like a legal scam.
Reviewed Oct. 27, 2011
As a member of PPL, I can honestly say that their service is completely legit. PPL does not say that every situation will be covered. They offer a service similar to insurance but it is up to the lawyer as to how they can help you. PPL has helped a lot of members. With their identity theft protection, you can have restoration at no additional cost if you are ever the victim of identity theft. It really is a great service to have.
Reviewed Aug. 23, 2011
I've owned a Pre-Paid legal Services FAMILY legal membership for over 25 years. There are many members who fell in love with the service and then start offering the memberships and help others make money offering the memberships. As a single dad raising 3 children, and enrolling families in insurance, my time was very filled. About 1998, I became a director level independent associate.
My main point is that I used and HIGHLY recommended the service for many years before I started offering the service as an associate. There are many families who have other family members on their team. Since your dad sent you a check to join, give it a try. I will not make a penny by suggesting that you join as a member and maybe later or at the same time, as an associate on your dad's team.
I'd suggest that you first watch the "Justice For All" TV videos that were shown on CourtTV and True TV, and watch the Lifestyles video collection that shows how Pre-paid Legal Services can LEGALLY and FINANCIALLY empower your family and the families of those who you enroll. You are wise to CAREFULLY check out a business opportunity, because many pyramid schemes disguise themselves as MLM's or network marketing companies. There is a short 2 page pdf on the Consumer Protection web page of the UTAH Attorney general that will give you some good insight.
In a pyramid scheme, those at the top will ALWAYS make more money than you. In a real business like Pre-Paid Legal Services, you can make much more money than those in your upline. If PPLSI was a pyramid scheme, then they would not have over 1.5 MILLION members, be publicly traded on the New York Stock Exchange, a solid track record of over 37 years, and a 177,000 PLUS square foot home office that is on an 87-acre campus. PPLSI has around 1,000 paid staff to serve members and associates. They are the largest employer in Ada and Antlers, Oklahoma. They also have a call center in Duncan, OK.
If the value of the services were not a greater value and a solid service, then the insurance commissioners and attorney general consumer protection agencies would be working to shut them down. We have many lawyers and even current and former attorney generals who own our memberships to protect their families. Current attorney generals cannot endorse a product, due to possible conflicts of interests. You'll see on the "Justice For All" DVD former state attorney generals who endorse PPLSI. The Former President of the American Bar Association endorses PPLSI. The current Presidents of the US Chamber of Commerce and the US Black Chamber of Commerce both highly endorse PPLSI on that DVD.
However, when we have our annual international convention each year, usually in Oklahoma city in March, then we usually have the Oklahoma governor, insurance commissioner, and attorney general speak praises of PPLSI. If PPLSI was a scam, them people would run for the back door if they knew anyone from the attorney general's office was listening to what they are saying. Scams operate in as much secrecy from government agencies as possible. As a publicly-traded company, anyone can see all about PPLSI and they are checked out frequently by the SEC and large investment firms.
The research departments and experts from highly respected magazines like Money, Forbes, Fortune, Equities, etc. have checked out and written many articles about PPLSI. You probably know many people who have joined a health club and only gone a few times, or only the one-time when they signed up. These people did NOT lose weight and get in better shape or health. About 80 to 100% of them QUIT in the first 1 to 5 years. Why? Because the gym or health club was a total scam. Imagine only those who worked really hard by exercising and dieting on a regular basis, lost weight and got in better shape.
The same thing happens with those who joined PPLSI as members or associates. If they do NOT use the service and follow the advice of lawyers, then they will QUIT what they do not use, unless they realize that it can be very valuable like a spare tire for your car, a smoke alarm, and a fire extinguisher. It's not the fault of the gym or PPLSI that those who joined do not use it. Everyone needs a will and the national average cost for a will according to Money Magazine is over $500 each. For a couple, that means that each just getting a will, living will, and medical power of attorney can save them over $1,000 !!!
It's a marketing scam that some MLM'ers use to get you to join their MLM. They bad mouth many MLM companies and say they will make you a millionaire if you join their MLM. They might say that they tried the MLM that they are bad mouthing, but many times they never signed up. Short stock sellers and their accomplices will write bad articles to profit by their scam articles. The legal protection like insurance can save you the most money and protect you the most, if you enroll before you plan to use it. Having a defense against moving traffic tickets, civil lawsuits and certain job related criminal charges and IRS personal tax audits can be a life saver, literally!
The Identity Theft Shield is vital today and available in all 50 states. The 24/7 legal shield is available in most states. The family legal plan is NOT available at this time in Alaska. That way, you can get information from a (Creditable) third party who will not financially gain from you getting a PPLSI membership or joining your dad's PPLSI team.
Reviewed Aug. 23, 2011
What do you expect for $35.95 a month, people? My wife and I were denied a home loan because my wife was put in to the hospital (March 2011) due to our recent child being premature 2 months early after waiting a 6-month underwriting process for our brand new dream home. Long story short, through Pre-Paid Legal, we were given the legal advice needed. We would not have known where to turn if we didn't have the free-unlimited legal consultation. Now we are standing up for being discriminated against which we are pending compensation for the value of the home that we were suppose to be living in right now!
Reviewed Aug. 16, 2011
Prepaid Legal has recovered literally thousands of dollars for us over a period of several years and settled many disputes. After reading several of the complaints, I conclude that it may be a matter of the particular law firm in that state and satisfaction would be obtained by reporting them to headquarters.
We are very very satisfied with PPL and would not be without them.
Reviewed Aug. 16, 2011
I've had Pre-Paid Legal as well as two other discount legal plans offered through my employers.
Actually, I will never be without a legal plan as well as a theft protection. These plans are not designed to cover every expense and every legal issue, they provide excellent coverage for wide range of basic issues and always provide a big discount for major issues. Additionally, service has always been great and there are literally thousands of lawyers or firms to choose from.
Reviewed July 14, 2011
I was not only a member but an Associate as well. In February 2011 I hired an attorney thru the company to assist with court fines and a pending warrant for an alledgely "no show" for court. I faxed all documents, paid some on the huge fine, and kept in contact with this attorney via email messages mostly. She gave me the run around for two months saying "I'm researching the court records and filing a motion". She had her assistant to call me, after several of unanswered phone calls to tell me after two months, that she was withdrawing and that she couln't help. She also stated that it might be a "criminal matter" by now.
What a bunch of bull!!! That final call came one day before my membership payment was final. Now, I am right back where I started from...and no driver's license!!! She done ABSOLUTELY NOTHING!
Reviewed May 23, 2011
I have had Pre-paid Legal for over a year. I am in the middle of a 3 year battle involving family law. After numerous non returned phone calls from my appointed attorney, I called PPL corporate and complained. Their appointed attorney "withdrew" from my case as well as withdrew the law firm. Now, I have no representation and PPL is willing to do nothing! They dropped me, without notice because I complained. Do not buy PPL.
Reviewed May 10, 2011
I am in Texas, and the only law firm participating in the pre-paid legal is Ross and Matthews. They do not use email. Can you believe that? You be the judge. Email is safer than fax, cleaner, and eco-friendly. A fax uses paper (trees), ink, and long distance; and someone else may pick up your document.... It seems silly that to sell a service, the consumer has to go buy a fax machine to do business. What is next? Dial phones?
Reviewed Jan. 2, 2011
I have been using Pre-Paid Legal for over 10 years. I have been a real estate investor and entrepreneur. I have used the membership over 150 times, and never paid more than my monthly fee. It wasn't always what I expected, since the work they do is legal, and sometimes I wasn't right, legally. I have saved thousands of dollars, and will never be without this service. I have visited their law firm in California that is paid over $1.5 million/month. I have also visited the company HQ in Ada, OK, where more than 700 employees work. It is a great service.
Reviewed Oct. 6, 2010
I called back in July, 2009 to cancel this account. The call rep did not inform me that I had to wait on the line to hear a recorded message to receive instructions on how to cancel this account. The phone call rep gave me the impression that I had fulfilled by obligations to cancel the account over the phone. I have never received anything from this company in the mail regarding anything. I have never been able to use any of the services. The very reason I called to cancel this membership in July 2009 is because I never received anything from Pre-Paid Legal ever!
Reviewed Oct. 6, 2010
I signed up for Pre-Paid Legal as a representative and immediately changed my mind. I have contacted them on three separate occasions to stop debiting my accounts and return the overcharges back to me. I received an email signed by Tracy Skinner PPL Customer Care Department confirming that my accounts had been cancelled as of July 4, 2010. They still continue to debit my accounts relative to the two accounts. I closed numbers **** and ****. They sent their cancellation correspondence to me on an email address I longer use which was ****. I just want my money back on principle and the cancellation of any further debits, correspondence and/or promotion materials.
Reviewed Sept. 28, 2010
I quit my membership bet then they said they prorate refunds, but when you ask about refunds, they tell you it will take up to 60 days to process your refund leaving no refund. It is a rip-off because they did nothing for me after I paid my money. I’m paying more child support because they did not do what they said they would do.
Reviewed Sept. 25, 2010
Here is the thing, there is 2.5 million pre-paid legal members active right now. I have had pre-paid legal for a very long time and had no problems unlike some people I know. What kind of service they offer and for $17 or $26 a month you get great service. In my opinion, everyone needs this service people won't spend $17 a month for something that can benefit them but they will spend twice as much on a pack of smokes and beer every day and month I really don't understand.
Reviewed Sept. 24, 2010
I have used pre-paid lawyers several times in TN and KY. They have gone behind expectations. My wife was high-pressured into buying a car she could not afford. After a week of trying to get a hold of the manager or owner, she called the prepaid and they were able to get the dealership to take it back the next day with no questions asked. I am sure it would have been reposed otherwise and that would have cost me hundreds or thousands of dollars. Once they reviewed 17 pages of a contract for me with no charge, even though they say they will review up to 10. Another time they got my mother’s tax bill lowered by about $400. They have written several letters on my behalf. Some got results and some didn’t but that is not their fault. Count me as a satisfied customer and I am not usually that easy to be satisfied.
Reviewed Sept. 23, 2010
I was told that if I joined, they would take care of my child support problem. So I joined, and the attorney that I was given just threw the stuff back in my lap and would not even offer to look at the paperwork. I wanted to know if I was paying too much. I felt taken advantage of that's why I am so upset.
Reviewed Sept. 17, 2010
I have been thinking about joining Pre-Paid Legal as a consultant for years. I have been doing my due diligence and noticed all these complaints. I work for lawyers and know that they do not work for $26.00 per month. You are paying for access and a free consultation but not for representation. A lot of cases have no merit and like anything, there are good lawyers and bad.
I am just happy to note that most of you are savvy enough to know a good lawyer from a bad one. The complaint seems to me, isn’t with the service but with the lawyer. Maybe, Pre-Paid Legal should be a little more careful who they let represent them. As far as the cancellation issues go, typical. That's why I don't have a cell phone contract, a gym membership or anything that requires automatic deductions. My experience has always been that once they are in your pocket, that's where they stay. It’s like an act of congress to get those automatic deductions to stop regardless of who it is: the gym, cell phone company and apparently, Pre-Paid Legal.
Reviewed Aug. 31, 2010
I paid for the prepaid legal services for 7 years and used it for one beneficial service in updating my will. I attempted to use the services three times for covered matters and had extremely unprofessional treatment. The attorney wrote letters that had the facts all mixed up. When I attempted to have them write a second time with the facts corrected, they still could not get things straight. On another occasion, I submitted a contract for commission income that was not as an employee for their review. I was given incorrect advice regarding tax matters that I was fortunate to determine was not correct and able to avoid paying a lot more in taxes by ignoring their advice.
Finally, I had a moving traffic violation and the attorney could not even make a call to the court officials to negotiate in my behalf. They said they could not get an answer when they called even though every time we called someone answered immediately. I am extremely disappointed that I paid in advance for services that when I needed them I got nothing in return. I am sure some people get what they want, but after three attempts I am done.
Reviewed July 29, 2010
I have been using PPL for 6 years, and have had no problems. They have saved me thousands of dollars and most of all have given me peace of mind (priceless). Sometimes they tell me I have no case or to forget my pursuit of a company, I don't like that much but they know about law more than I do.
Reviewed July 27, 2010
My bank charged me over $200 in fees for overdraft while I had more than adequate funds, when I contacted the lawyers at prepaid legal they said I should contact the banking commission they would not write a letter. Basically, the prepaid legal takes your money for representing you then when you need them they come up with all sorts of paragraphs in the contract for not doing so. In other words they are a lawyer referral service that you pay every month for doing nothing in my opinion they are a scam.
Reviewed July 7, 2010
I hired Glantz and Glantz through prepaid legal to take on a construction lawsuit last year this time. It's now 1 year later and I still have no results, just constant billing for an attorney to keep reading the paperwork over and over again when the case is clear cut and dry. I hired an attorney because American Arbitrators stated I had to because the contract stated I must use them. I gave the attorney all the information in chronological of events as well as checks, statements, and etc. I have paid over $10,000 plus the American Arbitrators fees and still have no results. Paying the fees to my attorney is really putting further into a financial bind because he's not making every effort to finish the case, but clearly to drag it on for money.
Reviewed June 29, 2010
I've had a Prepaid Legal Services plan for a couple of years as well as the Identity Theft Protection. I did a fair amount of research before I signed on with this plan. One of the first things I realized was that there are a lot of prepaid legal companies out there and these criticisms are so vague. It could be one of many companies which would then be many different qualities of law firms. I pay $17 a month for 24/7 access to an attorney anywhere in the US, if the need arises and it has - out of state and within. I'm talking about the PPLSI out of Ada, OK. One time, I called with a problem with a firm and it was taken care of immediately. I've been to the attorney firm's open house, seen their quality control system through the ADA system. I've had letters written, money returned, bills corrected, etc.
I can't speak for every law firm that represents clients of PPLSI but these few complaints out of all the applications, wills, tickets, unlawful charge claims, assistance with wills from out of state and on and on, in the whole United States for $17 a month, legal forms and any legal questions. I don't think you can beat it and these criticisms are so vague and so few. When you consider the 1.5 million families that are served and over 2.8 million member phone calls last year alone, you just can't beat it.
Reviewed June 21, 2010
I got Pre-Paid Legal because I needed help collecting from deadbeat clients. Pre-Paid is a deadbeat program, the attorneys are flunkies and they give vanilla answers. They are a waste of money. The head of the KY Pre-Paid firm broke the attorney/client confidentiality by informing me what another Pre-Paid client said about me in the email then the crook billed me for reading the email. The bill was $700. I complained to Pre-Paid, but they did nothing. This is typical. I have put up with rude behavior from some attorneys as well. I would recommend that you stay away from this service. I wish we could file a class action against them.
Typical in America, they put a good sales pitch but don't deliver. A former friend had a Pre-Paid attorney represent him against a ** and crooked contractor and the jury couldn't even hear him. The attorney was unprepared and had paperwork falling out on the floor. Top attorneys? I don't think so.
Reviewed June 9, 2010
I have been attempting for approximately a month to cancel our membership in Pre-Paid Legal. I have phoned and sent emails on numerous occasions requesting the paperwork to cancel this membership. In fact, after one such call, I received a packet for a "new" membership. I have been repeatedly told that my request is being forwarded to the appropriate department. However, I have never received any paperwork. Time spent calling and emailing. Frustration at the fact that they are more than glad to take your money, but you are completely ignored when you want to cancel. I just want this membership cancelled and I want them to stop debiting my bank account.
Reviewed May 26, 2010
I have been a member of Prepaid Legal for more than 10years. My plan is for self-employed and I have been paying $ 49 for more than 10 years. When I informed them that I was sued by other party, attorney told me that my case had no merit, refused to help me by pretext that I had an attorney. After the letter from my attorney that she did not represent me, he asked me the proof of ownership of the company. I gave full proof about ownership. I had a time limit of 48 hours to respond to the lawsuit. He deserted me and told me that he can give referral only. Like a crook, he double crossed me and ruined us.
It is like you are at the operation table and the doctor informed that your policy has been cancelled and find another doctor and insurance co. They are good till you do not have problems, When there is a problem, they are not for you and tell you to go to hell.
Reviewed May 9, 2010
Somebody offered me the service last year in September, so I enjoyed it. Anyway, I thought I was going to need it, but when I called them to ask what I should do in a divorce situation, it was going to cost me 3 times more than going to a lawyer in town. So I said to myself: If it doesn’t work for me, how I can sell something like that? And I cancelled, but till now they are still charging my credit card. I called so many times and the person who took my number card by phone (Jay), he said that he has nothing to do with it, and that I have to call to other number, but it’s a stupid machine. They didn't charge it for a month and now I check my balance, and again!
Reviewed May 2, 2010
I really don’t understand what has gone wrong with these people and their cases but I have Pre-Paid Legal Services and I have had no problems with them. Someone has always answered and I always talked to someone specialized in my problem. I have no complaints with prepaid legal services. As a matter of fact I trust this service so much I’m thinking of joining their sales team.
Reviewed April 28, 2010
My wife was approached by a friend to join and to sell Pre-Paid Legal. We did so, and as it happened, I was in a situation where I was attacked and injured by my former employer. I called Pre-Paid Legal for help and got totally screwed up. The attorney did not listen to the entire story. She did not give me any advice as to the attack. The advice she did give me was to press the wrong charges against the company with the wrong office. Thanks To Pre-Paid Legal I am out at least $40,000 in damages. The lawyer also had me waste my time in pursuing an unemployment claim that I was obviously not entitled to, but I did so because she was the lawyer. The capper was the Identity Shield "protection".
A hacker got right past Prepaid Legal's identity shield and took the last $135 out of my account. Just to rub salt in the wounds, the said hacker also got my cell phone number and tried to scam me out of another bank card number. My bank, not Identity Shield, recovered the money, but not before Pre-Paid Legal bounced a check on me.
I tried to cancel my "service" last February 2010. Pre-Paid legal continues to ignore my cancellation. So far I have lost $120 from a compromised bank account. I have contacted the corporate office, I have contacted Ms. ** who claims that she cannot cancel my account. I do not believe her. All in all, Pre-Paid Legal is a totally useless service. It does not do anything that the advertisements promise. I have done my due diligence after the fact, and discovered the Fitzgerald Reports on the company. I feel as if my money has been deliberately stolen and I am willing to do whatever is legal and reasonable to recover all monies lost to this scam.
Reviewed March 5, 2010
I'm married to a man who is bipolar. He is the main person on the PrePaid Legal account. One day he was mad at me and without my knowledge, he removed me from Prepaid Legal. I'm back on after he's sorry, but my thing is, am I a second class citizen? Am I to be treated like a child? Later Prepaid Legal asked for our marriage license. Now I'm wondering if they did something illegal. Otherwise, they have been great. But, now I don't trust them. I was unable to process a claim for $88 that is owed to me through another company that stole money from my account.
Reviewed March 4, 2010
I needed legal advice and representation and I googled for information and first page at the top (good position), "Find a lawyer...unlimited access blah blah get to a less than pedestrian site, rudimentary at best." After the fact I know now to look for disclosure and privacy statements. Big red flag if there's no contact info. I received a call from an associate of Prepaid Legal Services, Inc., Robert ***. I explained that I was in the middle of a lawsuit involving Capital One Bank Mastercard.
I am on a fixed income and receive disability. I haven't used the card for two years, bankruptcy discharged Nov '07. The "specialist" of that Titanic was Harold C, "Esq". I was concerned about garnishment. Vincent said people specialized in that took my card number and other info stupidly. I gave him SSI#, no email confirmation, no members benefit package in mail, no follow up phone call. I had to chase him down to get a lawyer's #, Miles and Davis of Phoenix (wouldn't recommend them to represent a corpse).
The lawyer, probably in the basement otherwise known as the "Prepaid Legal Services Department" informs me immediately because I only had a time limit of six minutes. They couldn't help. I needed a $200 consultation. Multiple charges against my bank account have occurred. Customer service informs me I don't get the first $10. What about the second and the third? I have to go to the bank now to close my account. Please research companies. Check complaints. Here's still believing in integrity.
Reviewed March 4, 2010
I don't understand these people saying that they were having trouble cancelling their membership. I called to cancel mine and it was done right then and there. I was always able to reach someone by phone.
Reviewed Feb. 19, 2010
I signed up on Jan 25, 2010 with a Hina ** who worked for Pre-Paid Legal Services at Ada, Oklahoma. She told me I only had to pay $10.00 for the registration and a monthly fee of $26.00 for all legal services. There was no other charges at all. When I called the Customer Service of Pre-Paid Legal 2 days later to check on my membership, I was shocked to hear that there was actually a regular lawyer's fee (hourly and retainer), but with a 20% discount on top of the $26.00 monthly fee charged.
I decided to cancel my membership as I knew I could get my own more experienced lawyer without this legal help who would charge a same or less fee. What made it more frustrating and maddening was that after having cancelled my membership 2 weeks ago, I still haven't received my refund of $26.00 as of today (the $10.00 was gone).
When I called up again today, on Feb 19, 2010, I was told by a Heidi that no one had submitted my request for refund when they received my cancellation form on Feb 3, 2010! Looks like I have to keep calling their Customer Service to ask about my miserable $26.00 refund! How does this so-called Prepaid 'legal' services work? Who would or could trust this company? I wonder if this is how they run their business, by misleading potential customers to sign up and then not refunding their money?
I needed a lawyer for my case and I was looking up for legal services/help and ended up with this instead of getting the help that I needed! I had wasted so much time with this Pre-Paid Legal Services in Ada, Oklahoma. This has been a very, very bad experience and may also have a damaging impact on all other legal services companies. I would not go for such legal services again.
Reviewed Dec. 27, 2009
I signed up for Prepaid Legal Service over 2 years ago. I was assigned to a group of attorneys in Atlanta. I had phone conversations with a "professional" attorney. I have not had any success in the 2 cases I have requested. It is a waste of time and my money! I pay Prepaid Legal $26.00 every month and for what? Prepaid did give me the name of an attorney that was in my local area. He was willing to listen but he got scared off when the insurance company told him in writing that they were not liable. He contacted me and told me there was nothing he could do, but if I paid him $5,000 he would take it to court and I might not get but $2,000 if that much.
This is a bunch of bologna! What good is Prepaid Legal if all the attorney wants is $5,000 upfront as a retainer? I can save my $26.00 a month. Prepaid hasn't worked for me. I have contacted them on several occasions and explained to them about their attorney referral. They seem unconcerned. As long as they get your money every month, they don't care what the attorneys do. I think this is a ripoff.
Reviewed Dec. 18, 2009
You get what you pay for and that was reiterated to me from my experience with Prepaid Legal. I found out right after my wedding that my fiance had lied about his finances, that he had stolen from me, and that he owed back taxes for several years, etc. I called Prepaid Legal (Deming, Parker is their provider firm in Atlanta) and was told by their attorney that I had no grounds for an annulment because the marriage had been consummated, and they told me that I would need to file for divorce in the state the jerk lived in since he would be the defendant. I told the attorney I called that in my research of the GA law (I live in GA), it appeared I had several grounds for an annulment and that I could file in GA since I am a resident of GA. He again said that I'd need to call an attorney in MS and file for a divorce.
Instead, I called an attorney in Atlanta familiar with annulments and the court granted one to me just a couple of months after my experience with Prepaid Legal. Thank God I called another attorney. It ended up costing me a couple thousand dollars, but it would have cost a lot more than that had I taken Prepaid Legal’s advice. You cannot get expert legal advice for $20 a month. You get an attorney fresh out of law school that doesn't really know what he is doing. The one I talked to for certain have no experience with annulments and was even wrong about what state I should file in. Save your money and when you need an attorney, call a real attorney that has experience in the area of law that you need. You get what you pay for.
Because I received completely incorrect advice from a Prepaid Legal attorney, I asked that my membership be cancelled and that all money I had paid to them be refunded. They told me to write a letter, which I did. Heck, I can even show them my annulment papers to prove just how incorrect they were! However, they replied saying that membership fees are not refundable. That was a rip-off and a total waste of money. Save your money!
Reviewed Nov. 20, 2009
I used Pre-Paid Legal at least a dozen times in 4 years and always with excellent results. They have given great advice on multiple legal matters, took on one of the largest electronic stores in the US, all to get me back a lousy $100. Now who is going to spend $300 an hour on an issue worth $100? Pre-Paid Legal did! That's who! Attorneys bill in 15 min increments with an average national price of $300/hr = $75 for 15 minutes. My membership costs $36/months. That's over 2 months of great legal service. This is a no brainer! Complaints are usually from people who expect everything for nothing or don't know how to communicate. So sad.
Reviewed Sept. 22, 2009
I canceled membership in February 2009. They stopped taking payment from my account. However, they restarted taking money from my checking account. I did not check my account because I canceled it with a person and not a machine. The company said I did not return a fax they send to finish the process. I never got a fax from them. Again, I spoke with a person who told me she would handle the cancelation and nothing else had to be done in February. This is not good business practice. I am out of more than $150.00 because of this company. I will never do business with them again and would never recommend anyone else get involved with them.
Reviewed Sept. 16, 2009
I purchased a $249 Fast Start program to Prepaid Legal Services last September 10, 2009. I called them back to cancel my account and asked for refund. That was September 14 2009. They told me that I will have my refund after I send the package they sent me. On September 15, 2009, I blocked the debit card that I used purchasing their product. It was late when I realized that I am expecting a refund from Prepaid Legal to that account. So I called Prepaid Legal to request to make my refund deposited in my checking account and they said they cannot do that. They can only send the refund back in my debit card that I already blocked. They said it's in their policy. So I called the bank if I could cancel my request. But they said once I block my existing account, I cannot make it activate again. That left me no choice. So right now, I don't know how I could possibly get my refund back. I just can't believe that the one I'm planning to get involved with (Prepaid Legal) was the one who doesn't comply in our law! Is there somebody there who knows or can help me with this matter? I think Prepaid Legal should be out of business!
Reviewed Aug. 7, 2009
On or about the 1st of July 2009, I called the company and requested to cancel service. I was patched around to 3 people, until I was instructed I would receive a cancellation form in the mail that needed to be signed and mailed to PO Box 2217 Ada, OK 74821. I called on 7/20/09 and confirmed with a female that my letter to cancel has been received and that the services has been cancelled as of the dated form.
On July 28, 2009, Pre-Paid Legal attempted to withdraw the normal monthly charge of $41.95 from my checking account. This action has caused my account to be overdrawn and I was charged a return check fee of $25. This has also caused another check to bounce and I was charged $25. On August 4, 2009, I received a letter in the mail regarding their attempt to withdraw for the monthly charge. I immediately called the number and have been unsuccessful in reaching a customer service associate since the letter. I've sent them an email today and requested a response.
Reviewed Aug. 6, 2009
I paid for member services for 18 months, and upon request for services (They're very minor issues, and the firm indicated CA laws had been violated in the beginning.), I was unable to receive services because the law firm indicated they did not agree they would prevail in court. Upon service with an answer due in 5 days, I was forced to represent my self or buy attorney services at last minute.
Reviewed June 11, 2009
The individual that I dealt with didn’t have my consent as well as the company to take more than $35 out of my checking account, and as far as I’ve seen, the company has taken more money out of my checking than I allowed. The amount that the company took out of my checking is $26.95. This has made me count on money that I thought I had when I didn’t and has made me fall behind on my bills.
Reviewed May 26, 2009
I have had this policy for several years. I am entitled to legal defense benefits. I needed assistance in defending myself when I went for my defense benefits. I was entitled to 39.5 hrs of legal defense time. However, Ron Glantz of Glantz and Glantz interpreted defense very narrowly and insisted on a retainer for a necessary counter claim and 3rd party defense and forbade the lawyer he assigned to the case from doing anything aggressive in representing me, even if it meant my losing the case unless I paid him an additional retainer and fee that amounted to double the promised fee in the policy. Pre-Paid Legal, to date, has refused to assist me although benefits are only available at the designated firm.
Reviewed May 20, 2009
I was served papers in Nov. by my ex - the day before going to court for child support hearing. It was an ex parte order - my daughter (12) was taken out of school and out of my custody - based on his lies and bs. I called Prepaid Legal - they said the referral off. was closed and would contact me next week - a court date was set for that following Thursday. I got a call the next wk. from an atty. 5 hrs away! I explained the situation. He said sorry, they couldn't help, and there were no attorneys w/ PPL in my area - the closest was 4 hrs away. So I wound up getting an atty. here in Carlsbad.
When I signed up for PPL, I asked if they had attorneys here - and they said yes! So here I am - went to court once - still don't have daughter and I am waiting for another court date! She has been awarded her own attorney. The reason her dad is doing this is because he is malicious, a liar and is ticked about the cs, which I did not pursue - it has been the same for 10 yrs. The cs div. did that on their own. I requested a refund for all I paid to PPL since they do not have attorneys here. I was told put it on the request of my membership. I did. I got a letter denying refund. I had been paying for approx 7-8 yrs. They were not there when I needed them.
Reviewed May 14, 2009
I called on January 30, 2009 to cancel my membership for both the Regular Family Plan and Identity Theft Plan with Pre-Paid Legal. I was emailed a letter that I needed to sign, date and fax or email back. I was told that I might be charged the February's fee as it takes 7 to 10 days to process my request. But not to worry, I would be reimbursed if that was the case. I both faxed and scanned/emailed the signed cancellation letter back that day. I did get an email confirmation back on February 2, 2009 confirming my cancellation. I was charged the February fees and took them at their word that I would be reimbursed. Pre-Paid Legal continued to make the automatic deductions for March and April.
I called again on April 13 to complain, only to be told that my cancellation letter was never received - that I was supposed to call them back to confirm that they received the letter and therefore it was not honored. I have tried numerous times to have this resolved and have gotten no satisfaction. They say they never received the letter until I re-faxed it in April. I still do not have a copy of the cancellation confirmation, but do have a copy of the letter I faxed/emailed dated January 30, 2009. I was told that the 3 months' charges stand. How do I clear this up and get reimbursed the 3 months' fees? The Pre-Paid Legal Regular Family Plan is $16.95 a month so a total of $50.85. The Identity Theft Plan is $9.95 a month with a total of $29.85.
Reviewed April 23, 2009
My complaint is that no solutions are given regarding the complaints on Pre-Paid Legal not stopping charges for their services. It seems every complainer is making a mountain out of a mole hole, as the solution is very simple. If they wish to discontinue a bank draft for services from any company, all they need to do is the following and charges will cease: 1) Write a letter to the company you wish to discontinue drafting from your checking, savings, or credit card account. 2) Make copy of this letter and send to customer service where you hold the checking, savings, or credit card account along with a letter request to stop allowing funds to be withdrawn or charged from the company you want to stop payments to.
Reviewed April 15, 2009
I canceled my plan by phone and thought it was done. This was in August 2008. My neglect was when I called in April, I was told that I needed to respond to an email cancellation that came to the address that they had on file, which I had changed since August. My bad. When I talked with them and gave the new email that I would be contacted at within 24 hours, I have not been contacted and the bill will go on. What am I to do? There is a charge of $17.00 monthly, along with the charge of the credit card.
Reviewed Feb. 23, 2009
I am writing regarding the unsatisfactory service you have provided to myself and my family, thus several attempts to contact you and discuss my concerns. I finally spoke to someone regarding those concerns, requesting a refund from the start of service but no refund was made, hence continuing to bill me. I was not aware of you continuing to bill me as this is an account that is not my primary account. It cost me about $900 since the beginning of my new membership and I received absolutely nothing. The attorney in Florida plead no contest when John ** pleaded not guilty, which cost us $ 220. Had we had known Prepaid Legal was without a doubt misleading, we would not have had a membership and John would have plead guilty (he was not going over the speed limit) and it would have been more cost efficient if we would have paid the ticket.
During this financial crisis, you are billing me for a service I am not using. If you look at my file, you will see the many attempts to try and use your service and your service failed (keep in mind this was only the beginning). And you want me to promote your service. I have no good stories to tell as all have been disastrous. I really believe that these wonderful stories your associates have are bogus and misleading. If you have any questions, you can contact me at **. It would be greatly appreciated if you can credit my account for services not rendered since the beginning of my membership.
Reviewed Feb. 12, 2009
I have not been able to bring up this website on my computer. Are these Prepaid Legal Services trustworthy? I am a senior citizen and need to have the help of an attorney. I have not been able to contact this site.
Reviewed Jan. 5, 2009
They poorly handled a car accident and a worker’s compensation claim resulting in a low statemented. I then contacted them about an illegal firing from the state, which had fired me against the state OSHA laws and the Federal Whistle Blower Act. They wanted a $5,000 retainer. What good is Pre-Paid Legal if they get part of your settlement? I just contacted them about a malpractice suite and was basically told that it would not be financially feasible. This is against one of the largest hospitals in the area. In both cases, this would have been political suicide IN OUR LOVELY STATE OF NORTH CAROLINA.
Economic, increased stress and growth of unknown mass in my chest and back pain from an unknown source, which was known and obvious on my x-ray’s, but was uninformed by the ER three times. I believe if I had insurance, this would not have happened. The insurance loss was due to the illegal firing. In addition, my back pain has increased. If I had not been informed, I would not have returned to the ER and take further steps to control the movement to help prevent further attacks.
Reviewed Dec. 25, 2008
My mother purchased Prepaid Legal to help me retain an attorney on 11/28/08. Prepaid Legal services took $25 out of her bank account. When I received my membership number, the attorneys that work with PPL refused to help me and gave me the runaround. I had to hire an outside attorney for the help I needed. When they sent their packet of info, I had it sent back to PPL. I wrote a letter asking them to refund my mother's money as she is a senior citizen and really can't afford the money. They did nothing for me and I returned everything to them.
They sent a letter back on Dec. 12, 08 refusing to refund her money. It needs to be refunded to her account as I did not use their service nor could I with the rude actions they took towards me. I was desperate in need of help and they absolutely did nothing. How can a company like this being in legal system get away with ripping off people? I am asking for her $25 to be returned to her account. Are they so desperate of need of money that they abuse senior citizens especially if they do not help? My membership number was **.
Reviewed Dec. 6, 2008
I keep getting a recording from the Prepaid Legal automated phone #973-843-0059 and they're constantly calling my cell every minute or so and I need for them to stop cause every time I call that phone # back, it's a disconnected service.
Reviewed Nov. 2, 2008
On October 15th, 2008 I met with Ravis ** in Jackson, Mississippi. After talking with her in several occasions in reference to becoming an associate for prepaid legal, I explained to Miss ** that I was not interested in becoming a Prepaid Legal insurance customer because I was a paralegal and I could represent myself in most matters. Miss ** told me that it was a formality to join the legal insurance membership in order to become an associate for Prepaid Legal. I explained to Ravis ** that I would not consider the membership without first becoming an associate first. Miss ** misrepresented the Prepaid Legal company by telling me that she only need basic bank information and that I would not be charged for the legal insurance membership until I first became a Prepaid associate, and that she could go online that night and set up my Prepaid membership and that I could start making money that night.
The next day she called me and told me in order for me to become an associate I would have to further fill out background information, in which I told her that I felt that she was not being honest with me and that I was no longer interested in dealing with Prepaid Legal on any terms. Several weeks later I learned that Ravis ** had ignored my request to not be considered for membership or for Prepaid Legal insurance membership and I was sent a Legal Prepaid insurance packet and was notified that my bank account would be charged every month for the $39.95 which I did not authorize her to do. This is outright fraud and misrepresentation of material facts in relation to the Prepaid Legal associate's membership.
Reviewed Oct. 13, 2008
I became a member of Pre-Paid Legal in 2006. I started having problems right away with them taking the money out of my account ahead of the scheduled time. That money was refunded to me and I didn't have any future problems with that. In April, 2007, I received a letter by the sheriff stating I owed for a credit card. I informed the sheriff at the time that there was some mix up but he said to just go to the court and file a written response. I did this and contacted my assigned attorney's office. I faxed the paper work to them and they wrote a letter for me to the attorney trying to collect. I continued to get letters from the collection attorney and EVERY time I got something I faxed it to attorney Jamie **. She told me that the collection attorney couldn't legally go any further because they had not produce the necessary forms showing proof that this was my debt.
In October 2007, I received a letter stating my wages were going to be garnished. I contacted the attorney's office again and this time was told by Kevin ** that she was not qualified to handle my case and I should have sent in a response to all of the paperwork that had been faxed to her. I am a parent of 3 children. I need my full pay check. The purpose of getting this service was to direct me in the right direction. I could have messed this up on my own. And to think, I was actually paying for this service. I submitted a complaint to Pre-paid legal and was contacted by Cody **. I asked him why I wasn't notified by Experian that this was placed on my credit report in July 2007. I was also paying for this service too. He tried to deny it but I had proof because I had a copy of it.
I looked up the correct person that this account belonged to. We have the same name only and I have never lived where she lives or lived when this credit card was opened. I was later transferred to Charles **. He seemed like he was going to help clear up this matter in the beginning. He made a lot of promises to call me back after I faxed this and after I faxed that but that was a bunch of hog wash too. I last spoke with Mr.** on Sept. 5, 2008. I was instructed to fax papers to him again and promised to call me back after reviewing them with another attorney. I received a continuation of garnishment and tried to contact Mr. ** again on Oct. 1, 2008. He has yet to return my call.
Reviewed Sept. 11, 2008
I spoke with a customer person on 9/5/08 and received a bogus facx number (800-811-4543). They stated that the Bank has to send them verification that they took the monies - even though they did in fact confirm that they indeed did not and will not cancel this membership and CONFIRMED they were taking our monies illegally. After attempting to use the bogus number I then emailed them at the email address THEY provided. I contacted them on 9/11/08. I asked for their other 800 fax number and was refused. I was then told that the original above number was bogus and then provided another number (which is a toll number). I asked to speak to someone in that department-she stated there was no one in that department and I would not be allowed to speak to anyone. On 8/19/08 they did in fact send us a letter saying that they were having difficulties accessing our account (we filed a claim at the bank against them) and wanted us to sign the document to keep our membership going. I told them we cancelled it over 11 months ago!
Reviewed Aug. 15, 2008
Why have you not taken action again Pre-Paid legal services in OK? There are certainly enough complaints about their shady practices.
Reviewed Aug. 12, 2008
They took my money and did nothing for my landlord/tenant case. I now have to hire a private attorney to handle my landlord/tenant issues. Back in April they were supposed to handle legal issues I had with my son's SSI and they messed that up big time. It took 6 telephone calls to the attorney resolution department to fix. The secretary that was supposed to help me was rude and very ignorant. You would not expect that from a law firm!
Now here it is August and I had an issue with my landlord. You would think Prepaid Legal would have issued a letter on my behalf to my landlord. No they did not. Just issued me a letter notifying me of my rights as a tenant. Now the issue has been escalated and I now have to pay out of my pocket for something Prepaid Legal should have handled in the first place. I am not satisfied with their services nor am I happy with the way they handle their mistakes. A full refund should be issued to me for services poorly rendered.
I stopped paying them and they finally cancelled my membership! I am glad because I'm really tired of dealing with being on the telephone for 20 to 30 minutes to complain to Attorney Resolution about problems I've had with them. Even when you call Attorney Resolution--ABSOLUTELY NOTHING IS DONE!
Financially they owe me for all the months they charged me for services poorly rendered. The last straw was when they claimed they mailed me a cancellation invoice and I NEVER RECEIVED IT! They also told me that because I owed a balance that I could not talk to an attorney about my landlord/tenant issues.
Reviewed July 1, 2008
I have been with Prepaid Legal Servive for about 3 years. I found that there services was not beneficial for me. They had also started charging me extra fees because I was trying to recruit other people. When I found that I was not getting any benefit from that either, I started trying to cancel. It has been over a year and they are still taking money from my account. I have did everything they told me to do, emails calls, etc. But they still have not cancelled my membership. They stopped it for one month and then after that they started it up again.
Because I am now on a fixed income, their continued use of taking money from my account, has caused my other obligations to go unpaid and then an excessive amonut of bank charges added to my account. This problem has cot me close to $500, since my origal request for them to cancel. I really need help in this matter.
Reviewed June 10, 2008
I joined this organization hoping to get cheape representation if I needed it but I'm having a hard time financially and determined this is one expense I could do without right now. I've tried to cancel but they told me to hang in and maybe things would change but they haven't and I'm having as much trouble financially as I was. I called today to cancel and they gave me some song and dance about some form to fill out on e-mail but there doesn't seem to be anything and they said they would put a hold on my bank account for 30 days.
I need to get rid of these leaches-everytime I put money in the bank they've dipped their hands in it and I'm stuck with nothing left to pay other bills with. I can't go on like this-I am having a rough enough time as it is.
Reviewed June 7, 2008
Never called me back on any of my inquiries or complaints. Most of their personnel and customer care agents contradict one another. Ignored all requests to refund my money. Clearest case of fraud I could ever think of.
Reviewed May 7, 2008
They will not send me the information I need to cancel my membership, on 3/18/8 claimed they sent an email to me for cancellation and 5/7/8 gave me an incorrect email for cancellation and continues to withdraw money from my mother's account. I am left on hold for 20, 30, 40 minutes each time I call.
They have improperly been withdrawing money from my mother's account and ignored the information given to them for my bank account since July 2001 in the amount of $26 per month and refuse to refund any portion of her money.
Reviewed April 22, 2008
I requested advice on a personnel matter. An employee had increased her hours and fell into an overtime situation. I discovered the situation and sought advice from pre-paid legal.
I was advised to restructure the employee's compensation retroactively, something she would not agree to. Upon learning that she fell into the situation she resigned abruptly and immediately filed a wage and hour claim.
Had prepaid legal provided me with the correct advice (according to the US Dept of Labor) to retroactively increase her hourly rate, I would have avoided a $6000 claim.
In another situation an attorney gave me patently wrong advice on a wage garnishment. Had I followed her advice, I would have lost several hundred dollars.
Reviewed April 14, 2008
I decided to cancel their services as I felt they take too long to respond and a couple of their responses did not seem to fit. As I cancelled they told me that there would be a 30 day cancellation period and then I would still have to send them a written notice. therefore, i will be charged another 17.00 and they are making go thru hoops in order to cancel. I feel that this is totally unacceptable on their part. I would not recommend their services.
Reviewed March 17, 2008
Panel attorney for prepaid legal services, did not perform work as claimed, padded the bill, and then dropped me as a client while issues are pending before the court after being encouraged by the panel attorney to call discrepancies about his bill.
I lost part of my retainer of $2,000 for work not performed as well as lost time taken from work, and expense for travel by automobile to San Jose, CA from Los Angeles, CA. I have also lost about $300 in membership payments made to Prepaid legal as a result of their sham operations.
Reviewed Feb. 23, 2008
In an emotional moment surrounding a difficult situation, I signed up for this service. I have since decided that they cannot be of any service to me. I want to unsubscribe from the service. However, there does not seem to be any means of cancellation available.
They have access to my credit card and will be helping themselves to $30.00 a month, for however long it takes them to drag their feet through a membership cancellation request.
Reviewed Feb. 4, 2008
This is an attorney referral service that doesn't provide either attorneys or referrals. I had a membership that is supposed to entitle me to an attorney referral within 1 business day. After 3 weeks of being able to only speak to secretaries and customer service clerks, I quit the service for lack of response on their part. The few attorneys I was able to talk to recognized the name "prepaid legal" and were anything but interested in taking the work. If they hear you're from Prepaid Legal, they often won't return the phone call. I've had other issues come up, and Prepaid Legal does anything but make sure that your issues are resolved, or that you found good legal representation.
I still haven't resolved my personal injury claim. I'm no further than the day it happened!
Reviewed Dec. 27, 2007
I have been a ripoff victim. I had one of their agents convince me to get the idenity theft insurance and sign me up to be an agent. They stated I could make money being an agent and even convinced me to sign up to have one of thier websites to link my new clients to sign up online. I gave them 8 leads on people interested and signed up three of them. They stated after signing three persons you are an Associate. Now the head office states that since I did not sign up for the 'legal shield' also they were not able to give me any commissions (which was never told to me). And they stated I could not use the website that they charged me for (an additional $29.95 a month) to sign up new clients (which was also not told to me). Until I pay them more money to also get the legal shield added to my policy, they state they will hold my commisions from the sales or if I don't paid them by Dec. 31, 2007, I forfeit them. Please beware of there practices. They did not tell me the whole story on how they work, and that's the way they get you hooked!
Took my money under false pretenses and I want others to beware.
Reviewed Aug. 21, 2007
In July 2006, I canceled my account with Pre-Paid Legal, Inc. I was told I would need to fill out a form which I did do and faxed back to the company. In August, I checked my bank account and verified that Pre-Paid legal was no longer taking money out of my account. What I failed to do was to check the months after this. Until 2 months ago, I never reconciled my bank account. I just deposited money in and knew about how much I had in there to spend and verify balances every now and then.
Reviewed June 11, 2007
I consulted Pre-paid legal for work related advise. A year later I was informed that it was a conflict of interest. The attorney repeatedly lied to me. In an effort to help, I wrote letters to Indiana Discplinary, Pre-Paid Legal Ceo , etc. I have documents to support my claim. As a result I lost my job, benefits,wages resulted in mounting bills. My character was destroyed.
Reviewed March 12, 2007
i applied at prepaid legal service on march 2 then on march 5 i had cancelled my membership then i had found out that prepaid legel took this amount of money from my saving account for the membership which the money was in a checking this left me with over drafts in my account and know they refuse to make it right.
this has to be the most hard on this family i live on a budget and this has caused heartache on my family as well as stress from this i cant believe they can get away with this

