USAA Life Reviews

For 3 year I have had homeowners insurance with this company, started out around 3200 and every year the rate has increased and not even a physical call about the increase, this particular year the increase was at its highest around 2400 dollars putting my new rate around 6970.00. (Wow.) No one called about this increase, except for my bank leaving a text message that my mortgage was increasing 450.00 due to homeowners insurance. What part of the military do you actually help and support, not this veteran that's for sure. I have found compatible homeowners insurance around the 4700 range. I had auto insurance with this company as well and cancelled that after several price hikes as well. Even refused to refund my 161 auto insurance after i switched within my 6 month pay period and they told be why, "your policy had changed (not by my doing) even after I paid my rate for six months, that's how much I owed them."

I would recommend for medical coverage outside U.S. when traveling. Thank you to USAA for providing this service as a partner to its members. I would have been at a loss without USAA recommendation. I would recommend for other USAA members.

This review just basically says how horrible USAA is to veterans. They claim in their commercials that they support veterans and military and that is complete bull. I am a veteran who has gone through quite a lot in my life, and due to my previous history which was in the military which includes some mental issues and they refuse me due to that. How can a company that prides itself on assisting veterans when they don't they don't even give you the option for a higher rate which I understand but they just frankly just deny you. So my suggestion to all you veterans out there is to stay away from these guys going for life insurance especially God forbid if you have any issues with mental or even physical stay away from them.

USAA made signing up for life insurance very easy. Before Covid19 shut down, we were able to have a representative come to our home to complete the insurance paperwork and health screening. They have always been courteous and quick to respond. We feel our coverage is a fair price.

Excellent company. Been with them over 50 years. Highly recommend them. Customer service is always quick yet friendly and professional. No arguments or disagreements ever from their agents. Follow on service is also outstanding.

I worked for the U.S. Army for 33 years before I retired at 56 with a FULL retirement (FERS system). I selected USAA to rollover my Thrift Savings Plan funds into a retirement income annuity. Since I did my full time before retirement I am not liable for the 10% IRS penalty for early withdrawal. The first couple of years USAA issued my annuity with that condition exempting from that.

My mom passed away Feb 4th. It's now March 1st, and I'm STILL struggling to have her supplemental insurance terminated. I've spent HOURS on hold, been bounced between numerous departments, spoken with many agents. A bill came in 8 days after she died. Not good... USAA has NEVER been good, in my experience, in terms of customer service.

I've had an immediate annuity with USAA for 2 years. My 1099-R's were correct for both tax years, with a distribution code of "2". This tax season, 2018, my 1099-R had a distribution code "1" instead of "2". I spoke to two agents and they told me code 1 was correct. No, IT'S NOT! I fall under exception with code 2! The second agent told me that USAA is only using code 1 now despite the fact that I had the IRS site with the 2018 1099-R forms and instructions on the computer and read it to them! I was told that I cannot speak to anyone in the tax department or a supervisor. USAA just made their own rules and screwed me royally! This change subjects me to a 50% reduction in what would have been the meager tax refund for 2018! Because of the early withdrawal penalties, I can't even transfer the annuity to another company for at least 8 years. I do not recommend USAA for this product! Go elsewhere...

6 years ago we moved a paid up life insurance policy to USAA and were told money could be pulled out any time without a problem. Now we are at a point where we have to pull some money out to pay for care costs. Requested the payout almost 1 month ago and were told it would take 2 weeks. After 2 weeks nothing! Called and were told the request HAD to be reviewed by the legal department which would take up to 15 business days. Each time we called we get a different story and a different timeline. As soon as this is resolved all accounts will be pulled out of USAA and moved to Navy Federal!!!

They do not provide any information about what are the causes of fatality covered by the insurance. The policy is not clear. It is a pain to get straight the beneficiaries' information. They offer and charge for a service that they do not provide.

I tried to invest my money with this company. Send my money. The transaction did no go through and instead of calling me they send my money to this company VALIC. According to this company they don't have any record of this transaction. They blame goes back and forward. Last time I talked to USAA THEY TOLD ME I RECEIVED THE CHECK FROM VALIC AND I CASHED THE CHECK. I told that was no true. They refused to answer my calls. I do not know where my money is? I been trying. This been 2 years.

I submitted my DD214 two months ago and was told it was illegible, I was discharged in 1975. I submitted the alternative Record of Discharge two weeks ago and was told someone would be in touch with me in a couple of days. I hadn't heard anything so I called four days ago and was told the document was received but had not been reviewed. I called again today and was about to be transferred for the fourth time to speak with a fifth person when I told them that it was way too difficult to work with them and I hung up. I was patience and reasonable, in my estimation. Not a good experience at all.

What does term Life mean? To USAA it means a chance to try and trick you into paying for insurance beyond the life of the policy. They do an automatic renewal at the end of the term, without your permission, at whatever rate I suppose they think they can get away with. In order to stop it, you must call, wade through a nonresponsive voice system (took me two tries), wait 30 minutes or more on hold and then tell them why you don't want them to renew it without your permission. I expect this kind of horrible customer service on a gym membership or a magazine subscription but not USAA. I used to love USAA but their customer service has been getting worse and worse starting about 5 years ago. They are outsourcing more and more and doing things they promised they never would (like selling my mortgage to a third party). It is sad to see a once great company become so bad.

This company is supposed to be there to help vets but really they are there to line their pockets. They sell you stuff you Dont need and they mislead as to what you are purchasing. Total ripoff and they could care less about vets. They should be shut down.

USAA is a top rate company. Membership opened. The best customer service couple with the many products they offer have been a great selection to have for your opportunity to purchase. You need to be a member of the armed forces or a dependent thereof to join. Although many of their products don't require you to be a member of the armed forces.

I was involved in a car accident on 12/01/2014. I had a seizure while driving and had a 100,000$ PIP coverage. This is what USAA recommended in case of the situation since I am an epileptic. I was diagnosed as an epileptic in 2006. I have been a customer with them since 2002 and my family for much longer! My family is all military. So when I had the car wreck everything was going great at first! They were helping me with my medical bills and telling me what they needed etc. It was about 4 months into it when they quit paying me and my doctor visits. I lost my apartment and everything I had. I also had rental insurance with them. When I lost my apartment due to them not paying me my PIP I cancelled my rental insurance. They continue to say I owe them money for my rental insurance.

They have the best tools on their website compared to other websites. Besides insurance, USAA offers many other services such as banking and helping you find a new car. I've had them for about 40 years and wouldn't switch to anyone else because the others don't match the services I get from USAA.

This bank USAA housed my personal retirement that was teacher retirement plan. I cashed out and had personally invested in my home state which were security certificates in my maiden name. The financial institution at USAA allowed my husband to change the ownership to his name, when I went to address the bank they told me I could not see my investments and they refused to talk to me in person and also told me I had to go through my then husband.

I really like the whole company of USAA. They don't fool around and they just get things done in a timely orderly fashion. I mean the other insurance companies really need to step their whole game up on this new millennium. Who knows maybe I will be a lifelong customer for them, more than likely.

Love USAA! I have had no problems whatsoever with any of my services there. They will work with you and guide you in the right direction for what you are looking for.

Very bad company. Constantly freezing my account access without any warning. My insurance was almost cancelled because I could not access my information. Had to call customer service at least 3 times to verify it was me that was using the account. Customer service was terrible.

Being a Veteran, it is important for me to know my loved ones will be protected when I pass. My agent was very knowledgeable and helped me choose the best policy for me and my family. My premium is reasonable and I know that my family will be able to cover my final expenses and have money left over. I have peace of mind knowing they won't have to worry.

I have been a customer of USAA for over 5 years. They are a GREAT company. I have shopped around for quotes after purchasing an additional vehicle and was not satisfied with the results. I plan on being a customer of USAA for another 5 years or longer!

They have always been good to us and very reliable! Never done us wrong and are always respectful. Very great customer service and never had any issues. Always highly recommend them for their services.

We use USAA for all of our insurance needs. We trust that we will get the amount of insurance we need at a fair price. Customer service and adviser have always helpful.

We have had very little feedback with our life insurance company other than paying the monthly bill for the life insurance. We obviously hope that we don't have to use this anytime soon.

Great staff and caters to your needs. They have really gone out of their way to help me and my family. I have never had any issues and they even saved me a lot of money a couple of times. I am so blessed I found USAA.

I gave it the rating because their customer service is awful. I have never needed to file a claim through USAA and dread when I have to. Every time I call I get transferred around, I can hear people laughing and talking in the background. Don't ask them to call you back. They will not.

I trust the company and it is also have good reputation. Lots of positive comments too so I know it's worth it. They have a good customer service, good policies and they are willing to guide me always in all my concerns.

It is a great company with excellent customer service.

USAA life insurance was decently affordable. The life insurance policy was the cheapest without having to make too many sacrifices to my policy coverage. The only downside to USAA's life insurance regulations is that you have to be a member of the U.S. armed forces or a direct relative or spouse of such a member. If the applicant does qualify for the USAA life insurance policy, the applicant will noticeably see a lower price point compared to other more popular insurance companies.

They are easy to work with and answered my questions to my satisfaction. Prices were reasonable. I can call and talk to a real person with very little effort. Their website is well organized and easily navigated. I can't comment on the claims department as I have not needed their services.

I just bought it last year and I am happy so far. I have experienced no problems with USAA. I would recommend this company to anyone. The cost benefits is great.

I have been a customer of USAA for over 15 years and they have always provided great service. When filing claims, I have never had an issue and they offer extra services like free towing which I've used a few times and it's been a real life saver.

The rates are pretty good, the monthly payment are affordable but it is only term life. It is always easy to get in touch with a sales person and not a recording where you have to select a lot of options.

USAA is the best insurance company. They are very helpful and make sure you get the best customer service. They have awesome customer service representatives.

It has been nothing but spectacular. USAA and I have a long relationship on many different products and they all are top-notch. I have been able to call them and get whatever I need from them whether it be a claim, an adjustment of my policy and they are the best deal around and have the best service I have ever had in my life.

I have 2 different life insurance policies and both were really easy to obtain. I called up and spoke to someone about getting my policies. With one policy a short medical evaluation was needed. They sent a nurse to my home in order to do the medical portion of the policy. The cost of my policies are really low and paying them is easy since I have automatic deductions taken from my checking account.

It is a great company to be represented by. I didn't have to post much at all for car insurance. I do have over a 10 year good driving record so that could help but the customer service is excellent.

I have auto, homeowners and life insurance through my current company. It's easier this way because if I have any kind of question or concern I'm dealing with the same company. Also I have a discounted rate for using all three insurances that are offered.