State Farm Life Insurance Reviews

Do NOT use their Life Insurance. I have been completely blind sided after my mother’s recent death. Her father was a State Farm agent. He took 2 life insurance policies out for her when she was 15 yrs old. Now, I learn, after 55 yrs of faithful payments, the value is a total of $24,000….just a few thousand more than what was paid in. So they truly leached off of us all this time. I am both horrified and devastated on top of the recent loss.

I requested a check for the dividend amount from my husband's life insurance policy on November 24, 2025. I was going to use this money as a Christmas gift. I advised my agent that theft of mail was a problem in our area. Sure enough, the check never arrived. Rather than send the next check via FedEx or UPS, they agreed to send it to their agent's office because I was unable to SCAN the required form. It is now December 28, Christmas was spoiled, and I STILL DO NOT HAVE THE CHECK!!! What a pitiful show of customer service from State Farm. I can only imagine the length of time it will take me to receive the proceeds from the death insurance when that time comes. Be aware ---- State Farm does not know the meaning of customer service.

Miserable liars. Two months before my 64th birthday, I was contacted by a man in Agent Brandon **'s office, offering additional life insurance. I didn't need it. I have no living descendants and I plan to be cremated. I had a $50K policy, which was more than enough to pay my final expenses. I have zero debt. He explained to me that the term policy I'd had since the 80s was "going away in lieu of another policy for $100K." I explained that I didn't need a larger policy amount, after which he explained that, on my birthday, my term insurance monthly amount was going to "more than double."

Terrible. I have had State Farm for >25 years and never had a claim. Finally, I did. They hassled me over paying for an $800 bumper for my car. They continually told the auto body shop they wanted him to use a "used" bumper but not just a used part, one that had been previously damaged and repaired by someone else and then was sold to them for $400. This went on and on for 6 weeks. All this time, they were paying for a rental car for me, in which time they would have saved money by paying for the new bumper. They sent me their statement on non-OEM parts stating that they would/could use "used," parts but said nothing about used and previously damaged and repaired parts. I said, 'How is that different than the body shop that I have selected simply repairing my own bumper, at least I trust this auto body shop?" More arguments.

I contacted Amanda ** with State Farm for quotes for my home and auto. Amanda was great, she asked a lot of questions regarding my driving habits, miles driven, and various things that would afford me extra discounts. I had recently got a new car and hadn't really looked at my coverage in quite a while. Once we got those items answered, we then moved onto my condo.

Agent and underwriter operating on false promises. Pushing unnecessary medical exams including colonoscopy regardless of your age or health. Worst of the worst experience. Mafia!!! Do not shop with them! Ever!

STATE FARM INSURANCE agent Douglas B 158 Sullivan Ave. South Windsor, Ct. sold my husband an annuity with the understanding that if/when he dies the remaining monies would come to me in a check form. Not 10k but the remaining 100k, after my husband died he again said this to me and a friend. He stated he did not have the exact amount offhand but I would be getting somewhere near 100k. I received the packet from SF asking how would I like the 10k to be given to me (check, direct deposit) the rest of what remains of the 100k is SF’s and Douglas Brown says that’s how my husband wanted things. Later when he finally answered my calls Douglas Brown said to me, “I am only human, I make mistakes.” He sold my husband an annuity that he himself did not know anything about. SF has products that are faulty and misleading. They are draining people's wallets. Beware of anything SF sells.

I've called Mr Andy ** several times concerning this matter, and he thinks it's a joke or is trying to put this bill on my credit report. Me & Mr. Andy ** have spoken 3 or 4 times about me keep receiving this bill for $83.20. Common sense would tell you & your company, I do not want this insurance from you or State Farm because I'm not making no payments on this life insurance policy so please stop. Go find you something else to play with. Thank you. Markia L **

I would not recommend anyone to purchase Life Insurance from State Farm. There are major reasons for my assertion. First, I purchased my Universal Life Insurance Policy in 1991. Second, I was conned or tricked into Universal Life policy. The agent was skillful in semantics and was deceitful. Using words to confuse me. Some examples are: Whole Life vs Universal Life, saving account vs account value, Variable policy vs term policy, etc.

I don't have this as my life insurance company, but I requested information from its website and have been INUNDATED with both snail mail and email. I cancelled the email after averaging two per day for two weeks. I still get the snail mail.

State Farm is the best insurance company out there. They have great Life Insurance Policies to fit your needs. They also have Automobile Insurance, Home Owner Insurance, Renters Insurance and they can even finance your vehicle you wish to purchase. Also, their prices are the most reasonable out there.

State Farm may or may not be the cheapest. However, their customer service is outstanding. They pro-actively contact me to review my insurance once a year. They always answer my questions quickly and clearly. If they don’t know immediately, they are willing to admit they don’t know and always follow-up ASAP.

Rep figures out the best coverage for your needs and does not over sell. Able to add into a monthly payment plan and have many options to fit your needs. Good rates and no medical exams depending on the amount of coverage.

I have to say I really like State Farm because they give me great coverage add an awesome price and they did it from the very beginning because I am a paralyzed veterans quadriplegic. I've got all kinds of good coverage and don't plan on going anywhere.

I have my life insurance policy through State Farm. Most people also have life insurance through work but it's usually never enough. I know that State Farm may be more expensive than other companies but they'll always take care of me when I need them the most. Thanks State Farm.

We wanted to withdraw money from my husband’s universal life policy because we need money towards a downpayment on a house. We called to see why we owed $6500 as we saw on his online account. We now understand that In 1998 my husband opened a universal life policy for $100k. About 4 years later in 2002, he needed extra money and wanted to withdraw from his policy. Somehow he ended up with a loan instead and then borrowed $854. He was set up on a $15/month payment plan. Today, the amount owed from that loan is $6900!

What was clearly represented as an annuity attached to a death benefit that was supposed to be guaranteed at 4.5%, turned out to be a savings plan attached to a death benefit. After 26 years of timely payments, The value of my policy is only worth the premiums and reinvested dividends I contributed. These products are still sold today. Truthfully, yields 0% after 26 years. Seems to be an issue with the word "guaranteed" and the term "total cash available". Sold as a great investment to begin for our children and grandchildren. CLEARLY, that is not the case. A death benefit policy only. Keep your money.

Back in 2014 I got my auto insurance with y’all and my agent force me to get a life insurance with State Farm and he say after five years I will get my money back. Now is 5 years. No one can answer my question. I need my money back. Y’all need to stop lying to people.

My agent just straight up lied to us. My husband and I were looking for a life insurance policy a few years back after me being honorably discharged from the Army and him retiring from the Army. He told us that our premiums (minus the cost of insurance) would be invested in the stock market and it would grow according to the market of course. At first I didn't monitor it, because I know it's a long term investment so I was just paying the premium and not worrying about it. One day I realized I haven't received a statement from them other than the savings account they said we had to open in order to start the life insurance policies. Mind you; this savings has not gained one cent in interest in 3 years.

I am satisfied with my State Farm ins. But with my policy w/ my Postal Life ins. I am less satisfied because it’s a lot harder to get any of my questions answered or info delivered to me. Also receiving a copy of the info is quite difficult.

Last year 2018 I had purchased vehicle insurance with State Farm and everything was going okay. Until I hit a lumber on the highway. The next month after I had attempted to make a payment which was $100. While my payment didn’t go through I had been told my insurance went up to $200 just because some review they did. I told them I was not going to pay for that and the State Farm person told me I had to $240 in order for me to get out of the policy! I did not pay it cause that was outrageous and I’ve never been told that I had to pay in order to get out of the insurance before. (Unhappy customer)???

I currently use State Farm (Mat **) Insurance. For the most part all the services I use are good. Now when it comes to the matter of life insurance, a lady name Gloria was the agent assisting me and everything started off good. I was scheduled for testing by them to be weighed, etc. at my house and that went well. They said to have my doctor forward my medical history so they can proceed. That was done and I have not heard back from Gloria for weeks.

I was insured by State Farm (The Good Hands People) for almost 30 years. In March of 2017, my 19 year old son was in an accident. The accident was not a large payout, under 5000. They doubled my insurance for 6 months. This repaid the entire amount of the accident cost. That was bad enough, considering, I had given them THOUSANDS OF DOLLARS over the last 30 years; however, they then decided to cancel him. Granted they wanted to keep my business, they just didn't want him. Since he is a college student, still living at home, it was impossible to get insurance for only him. Therefore, I had to take all my policies elsewhere. State Farm are not "The Good Hands People", they are the "Drop You Like a Hot Potato People." They cannot be trusted and they have no respect for loyal customers.

We got life insurance when we got married in 1989. We have never missed a payment. My husband's is for 100,000. Mine is for 50,000. We are being told that my husband's insurance will be gone by the time he reached 79 years old. He is 69 now. They want us to get different insurance for him which will be much more expensive than what we are paying. This is insurance was to be a guaranteed payout upon his death. There was no age limit on this. Wondering if there is any class action suits against them for this type of business. They say it's because of the stock market. But my policy is just fine... Very upset about this...

My family and I have been with Statefarm for nearly 20 yrs. I have three children 15, 21, and 23 which all have Life policies. Two, Whole Life and one 10 Pay. With that being said my daughter's 10 pay has been paid and I still pay premium for the two whole life. About two weeks ago I visit with my agent to review all my policies and see what my family needs don't need. I found out that my daughter's TenPay policy had termed due to me surrendering the policy for $1500, I nor my husband was aware of it. So I tried to write another policy on her for $10,000, along with new life policies.

Got life insurance for about 1 year for my daughter. My daughter became unemployed and needed to cancel. We requested to cash it out. $68 was the amount of refund because that is what they told us. When the check arrived, a note was attached stating that the cancellation fee was $45. So the refund amounted to about $23. I had car insurance thru State Farm on 2 cars... my car and my 17 year old daughter's car. Only upon cancellation of the policies, we were informed that she was not insured even though I was paying insurance on her car. Wanda Skelton's state farm insurance in Warrensburg MO should be put out of business with the way they are allowed to operate. The office staff seldom follows thru on their word. Horrible insurance co!!!

It has been a pleasure doing business with State Farm. My claims appraiser Gregg was an excellent help. Always prompt to return my calls. And he has by far exceeded my expectations of providing me with details to explain what needed to be done to process my request in a timely manner. Very courteous and always kept a positive attitude. I would like to thank him for doing such a great job.

Driving on highway 77 in SC 3/15/2015. Older man in front of me in truck with trailer had washer and dryer on it not tied down traveling 65mph. They fly off in my direction causing me to slam on brakes at that speed... Nobody seriously hurt at the scene. Thanks God. Only had a panic attack and hit my chest on steering wheel and lower base of my neck on headrest. Very scared. Didn't need a ambulance so calmed down and drove back home that night. Couldn't seem to shake the pain so went to ER. Had whiplash and chest bruising etc. They said I'd b fine. Went home at 1130 went to bed.

It's my deepest regret for not listening to another opinion about a particular State Farm agent and not choosing ANY other agent besides the womanizing, bigotry ridden, alcoholic, con artist that managed to persuade TWO different senior citizens into believing their long term life insurance policies were CANCELLED and "null and void" because the "last known payment" was not applied in time. When in fact, we investigated my mother's records and it was mailed on the same schedule that the other payments had been mailed for over 30 YEARS!!! 30 YEARS WITH THE LUFFMAN AGENCY JUST TO GET 25,000 DOLLARS STOLEN FROM MY SENIOR MOTHER'S HAND.

Went to State Farm agent Rick ** who seemed like a good guy to get insurance with even though I've had issues with this "company" before. Went for a quote on Jan. 19, 2017. Was told, I would hear from him tomorrow. Meaning the 20th of Jan. NEVER heard anything from Rick. I even checked my voicemail numerous times. Last time, 15 min. ago. Just like State Farm. Do yourself a FAVOR, go ELSEWHERE for insurance. NOT State Farm!!!

State Farm is unprofessional. They withdraw money out your account without your consent. They say "we use mail" but I wasn't in town. This is a horrible business... At least other sent text message about all action.

I have had life insurance products with State Farm for almost 15 years. My agents have always been very attentive, the rates are comparable to other companies, service has been excellent, and the life insurance products they offer fit our family's short term and long term needs. I depend on the guidance of my agents to ensure that we are adequately covered in the case of our untimely deaths as we have minor children and a mortgage, and they have always met that expectation fully. My State Farm agent is supportive of the community and over the years has become a part of our extended family.

I am very pleased with State farm for car insurance. They were very helpful in finding which insurance and how much was needed. We make monthly payments, as we have 5 cars between the 4 of us. By the time everything was figured we found out that we could get the same amount of car insurance as we had been paying and add the house insurance and pay about what we had been paying for just car insurance. My daughter had an accident and they settled the insurance quickly and fairly. Our agent checks on us frequently, but not too frequently to make sure that everything is going smoothly. It is easy to contact our agent if we have any questions and he is always helpful. At the risk of sounding like a commercial, we estimate that we save about $900 a year. I would recommend State Farm to anyone.

They helped me choose the coverage that was right for my family. They walked me through step by step so I was confident in my decisions. I would definitely recommend them to my friends and family for their own coverage needs.

I have had this insurance for years. Can borrow money from it but never have. You need to buy insurance when you're young so you can purchase at a cheaper cost.

State Farm has been there for me for years! Their policies are very reasonable and the staff is most helpful! Susan **, who is my agent, is very helpful in finding me the best price on my policies. She even went so far as to help me apply for my disability insurance!

My experience with my life insurance company was very pleasant and informative. The agent I dealt with showed genuine concern and made me feel as though she really cared. She ask me what I wanted to get off a policy and what exactly was I looking for. She also gave me some information that I knew nothing about. That helped me greatly to pick the right policy and terms to make sure my family would be taken care of and have nothing to worry about when the time comes. I was more than satisfied.

They are always friendly and very knowledgeable. If I ever have any questions about my life insurance policy, I know an answer is just a call away. I am adequately covered and my monthly premium is low.

I have not had any problems with auto or life insurance. Haven't had to file a claim with neither and cost are reasonable. I do not have any plans to change.

Have no problems with my insurance company. Just pay the bills for it, and that's just it. Don't really have anything else to say. It just there when needed.