Best Renters Insurance in Atlanta, GA

Many renters in Atlanta mitigate risk and protect assets with renters insurance. Renters insurance provides liability protection and coverage in the event of property crime, severe weather or fire. To help select the right insurance company that can provide you with the best coverage, take a look at the list we created below.
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Top 12 Atlanta Renters Insurance Companies | ||||||
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Offers renters insurance online in 28 states and Washington, D.C. Covers personal property, liability, loss of use and medical payments. Extra Coverage for expensive possessions. Fast sign-up and claims. Starts at $5 per month. | ![]() | Get a Quote | ||||
GEICO is known for its low-cost insurance options as well as its line of commercials featuring a talking gecko. It offers a variety of comprehensive renters, homeowners and auto insurance policies throughout the United States. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | ||||
Read Author Review | Works with major insurance carriers to provide consumers in Georgia with renters insurance and other insurance products. Consumers can request a quote, make a payment or file a claim on the company website. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Sells insurance products, including renters insurance, through a dozen major insurance carriers. The company has English and Spanish speaking agents and consumers can request a free quote directly on the ATI Auto & Home website. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Works with top insurance carriers like Progressive, Nationwide, Safeco and MetLife to provide individuals and families with a variety of insurance products, including renters insurance. Free quotes can be requested online. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Works with major insurance carriers like Nationwide, Progressive, The Hartford and Safeco to provide a variety of renters insurance plans. Requests for renters insurance quotes can be made online. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Works with several insurance carriers, including Safeco, to provide its customers with insurance options. Members of the Executive Suite Association and Georgia Optometric Association can receive special discounts. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Offers renters insurance from a variety of carriers and English and Spanish speaking agents. Quotes can be requested online or by phone and monthly payments can be made directly on the company’s secure website. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Provides consumers with a team of experienced agents to write policies for personal renters insurance. Offers a referral program for current policyholders and hosts monthly and annual drawings for gift card prizes. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Offers a variety of insurance products with major carriers like Progressive and Jupiter. Customers of Peachstate Insurance can participate in the company’s referral program for the chance to win $300. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Sells a variety of insurance products with major insurance carriers like Progressive, Safeco and Lexington Insurance Co. Clients can access insurance information and resources through the company’s blog and newsletters. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Partners with a dozen major insurance carriers to provide coverage for personal and commercial purposes. Renters insurance discounts are available for bundling, maintaining a good credit score or improving your home security. | ![]() | Chat with a ConsumerAffairs decision guide Live agent |

Who needs renters insurance in Atlanta?
Renters insurance is designed to help protect you and your belongings. It provides compensation to replace goods and coverage for additional living expenses should your home become inhabitable. Residents in Atlanta who can benefit from renters insurance include those living in neighborhoods with higher crime rates or individuals living alone.
Potentially dangerous neighborhoods in Atlanta include Castleberry Hill, Edgewood, Vine City and Old Fourth Ward. Neighborhoods that feature young and single tenants who may live alone include Little Five Points, Grant Park and Cabbagetown.
There are many other benefits of renters insurance for Atlantians. Those with high-value items like heirloom jewelry or collectible art can protect their investment from any misadventure. Rental insurance also protects you from liability if someone injures themselves in your home.
Average cost of renters insurance in Atlanta
The average cost of renters insurance in Atlanta ranges from $15 - $22 per month, or roughly $180 - $264 annually. Monthly or yearly renters insurance costs can vary based on the location and size needed, the value of your belongings and factors like security and monitoring of the property. If you don’t have many high-value belongings, your monthly or annual premium is much cheaper than a tenant who may possess expensive jewelry.
Renters insurance discounts in Atlanta
Many insurance companies in Atlanta provide discounts for seniors, military personnel and tenants who have AAA. Other discounts are available for tenants who bundle policies like renters and car insurance, or who remain claim-free for a specified period.
Contrary to what you may believe, renters insurance is highly affordable – the average policy only costs between $15 and $22 per month. When you consider what you could lose in the process of an emergency, it’s a small price to pay for protection. Though renters insurance is already affordable, some tenants can receive reduced rates with specific discounts.
How to choose an Atlanta renters insurance company
Before selecting a renters insurance company Atlanta, be sure to read consumer reviews, ask for recommendations from family and friends and consider the fine print. Once you have selected a few companies, you can request quotes and compare prices for policies.
To get an accurate quote, create an inventory of every item you own along with its value and any identifying information like a serial number. Be sure to include everything, from valuable and irreplaceable items to kitchen utensils and bathroom towels. There are many websites and apps online that can help you list and organize all of your belongings. When you have an accurate list of your belongings, a renters insurance company can perform an appraisal to determine the total worth of your possessions. You may also consider liability coverage or additional living expense coverage in your plan.
Is renters insurance required in Georgia?
Though renters insurance isn’t a legal requirement in Atlanta or Georgia, many property management companies require renters insurance as a condition for signing. This is entirely legal and relatively standard for most properties in Atlanta. Regardless, we recommend you purchase a renters insurance policy even if your landlord doesn’t require it.
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Atlanta renters insurance company information

Since 2003, Velox Insurance has offered property, vehicle and commercial insurance across Georgia, Florida and seven other states. Velox Insurance offers coverage for renters, homeowners, condos and mobile homes. Consumers can request a free quote and immediately purchase coverage for renters insurance online, by phone or in person.
- Website: veloxinsurance.com/north-atlanta/#utm_source=website&utm_medium=GMB
- Service areas: Forest Park, Marietta, College Park, Doraville, Tucker, Mableton, Riverdale
- Address: 2252 NW Parkway SE, Ste. F, Marietta, GA 30067
- Phone Number: (770) 293-0623
- Hours of operation: M - Sat: 10am - 7pm; Sun: Closed

North Atlanta Insurance offers a variety of personal and commercial insurance products for residents of Atlanta. Partnerships with over a dozen carriers allows North Atlanta Insurance staff to customize policies for individuals with varying needs. Customers can participate in the company’s reward program and can use the Policy Service Center to file a claim, submit payment, request a policy change or request ID cards.
- Website: northatlantainsurance.com
- Service areas: Suwanee, Atlanta
- Address: 3459 Lawrenceville-Suwanee Rd., Ste. A, Suwanee, GA 30024
- Phone Number: (770) 271-5789
- Hours of operation: M - F: 8:30am - 5:30pm; Sat - Sun: Closed

Atlanta Insurance provides residents of Georgia with property, auto and business insurance products. By partnering with several major insurance carriers, agents at Atlanta Insurance can provide consumers with individualized policies to fit a variety of budgets and lifestyles. The company publishes a variety of articles on its website to teach and guide its consumers the benefits and process of purchasing insurance policies.
- Website: atlantainsurance.com
- Service areas: Atlanta
- Address: 1830 Water Place, Ste. 105, Atlanta, GA 30339
- Phone Number: (404) 352-0304
- Hours of operation: M - F: 8am - 5pm; Sat - Sun: Closed

Acceptance Insurance offers a variety of insurance options, including life, auto, pet, travel and renters insurance. The company’s renters insurance options include liability coverage, personal property coverage and scheduled personal property coverage. Add-ons like reimbursed living expenses, guest medical coverage and identity restoration coverage are available, too.
- Website: locations.acceptanceinsurance.com/ga/forest-park/532-forest-pkwy
- Service areas: Atlanta
- Address: 2165 Cheshire Bridge Rd. NE, Ste. 2, Atlanta, GA 30324
- Phone Number: (404) 320-2020
- Hours of operation: M - F: 9am - 6pm; Sat: 10am - 5pm; Sun: Closed

Independently owned and locally operated, Berger & O’Neal provides residents of Georgia with personalized renters insurance policies that fit a variety of budgets and needs. Quotes for renters insurance and other insurance products can be made online. Clients of Berger & O’Neal can participate in its referral program and receive a free gift and a charitable donation made in honor of the customer. Additional discounts are available to members of the Executive Suite Association and Georgia Optometric Association.
- Website: bergeroneal.com
- Service areas: Alpharetta, Atlanta
- Address: 10425 Old Alabama Rd, Ste. #101, Alpharetta, GA 30022
- Phone Number: (770) 442-0770
- Hours of operation: M - F: 8:30am - 5pm; Sat - Sun: Closed

A full-service independent insurance agency that specializes in renters, home, auto and life insurance, Stonewall Insurance Agency has over thirty years experience serving residents of Atlanta, Georgia. With its mission to provide clients with the right policy at an affordable price, Stonewall Insurance Agency has carrier partnerships with several major insurance brands, including Progressive, Safeco, Travelers and Prudential Financial. Consumers can request a renters insurance quote online or by phone.
- Website: stonewallagency.com
- Service areas: Riverdale, Atlanta
- Address: 724 King Rd, Riverdale, GA 30274
- Phone Number: (770) 996-1333
- Hours of operation: M - F: 9am - 5pm; Sat - Sun: Closed

With over 150,000 customers and over a dozen locations across the state of Georgia, Peachstate Insurance offers a variety of insurance products: renters, auto, business vehicle, RV, motorcycle and trucking. The company works with top carriers and new technology to provide its customers with excellent customer service available 24/7. Consumers can request a free quote online and customers can make a payment on the company’s website.
- Website: peachstateinsurance.net/renters/insurance_quote.aspx
- Service areas: Atlanta, Decatur, Smyrna, Macon, Savannah, Norcross
- Address: 1917 Pryor Rd. SW, Ste. #2C, Atlanta, GA 30315
- Phone Number: (404) 624-1190
- Hours of operation: M - F: 9am - 5:30pm; Sat: 10am - 2pm; Sun: Closed

Since 2008, ATI Auto & Home has sold insurance for home, auto, rideshare services and commercial use. Consumers can request a free quote for renters insurance on the company website and can communicate with agents through the website’s chat feature. Current Atlanta customers can make payments online through the company’s secure and convenient customer portal.
- Website: atiinsurance.com
- Service areas: Atlanta, Norcross
- Address: 7094 Peachtree Industrial Blvd., Ste. #201, Norcross, GA 30071
- Phone Number: (404) 875-4700
- Hours of operation: M - Sat: 10am - 7pm; Sun: Closed

At Atlantic International Company of Georgia, its team of agents can help residents of Georgia purchase renters insurance products to protect belongings and provide liability coverage. Since 1990, Atlantic International Company of Georgia has partnered with 18 top-rated insurance carriers to provide consumers with affordable policies and generous coverage. Insurance packages are available, as customers can bundle several policies of home, auto, health, life and umbrella insurance.
- Website: aicga.com
- Service areas: Atlanta, Sandy Springs, Dunwoody
- Address: 1 Dunwoody Park, Ste. #114, Atlanta, GA 30338
- Phone Number: (770) 452-6646
- Hours of operation: M - F: 8am - 5pm; Sat - Sun: Closed

Known as the 18th largest Hispanic Top 500 owned and operated company in the United States, Loya Insurance Group specializes in auto insurance but also offers other insurance coverage, including renters insurance. Since 1974, the company has grown to serve multiple states and handles over 9,000 claims each month nationwide. Agents are available for English and Spanish-speaking clients in Atlanta.
- Website: loyainsurance.net
- Service areas: Atlanta, Mableton, Riverdale, Morrow, Stone Mountain, Smyrna, Decatur
- Address: 1459 Moreland Ave. SE, Ste. 3, Atlanta, GA 30316
- Phone Number: (678) 701-6323
- Hours of operation: M - F: 9am - 6pm; Sat: 9am - 2pm; Sun: Closed
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