Policygenius Life Insurance Reviews
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About Policygenius Life Insurance
Policygenius allows you to easily compare and buy life insurance online. In minutes, you can get quotes from over a dozen insurance companies and save up to 40%. With Policygenius, it’s never been easier to compare insurance and apply online.
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Policygenius Life Insurance Reviews
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Reviewed Sept. 24, 2020
The people at Policy Genius are typically very helpful and kind, so that end of the company is wonderful (and their website is pretty great too). But, the sheer amount of hoops you have to jump through for some of the recommended carriers is insane. I started an application for life insurance to replace an existing policy three months ago, and they still need more information. I'm a generally healthy younger person, and the last experience I had with life insurance took less than a month total. I don't know if it is just a lack of experience on the recommended carrier's end, but unfortunately I can't recommend Policy Genius, as they were the company that recommended them.
Dear Alphonse,
Thank you for your feedback.
We appreciate your feedback and are working to improve our processes to prevent this type of situation in the future. I will personally see to it that your application is expedited to the best of my ability to help get you a policy. It looks like we were successful in getting your wife a policy in four weeks, which is the expected timeframe for a straightforward application.
For your own application, the life insurance companies we work with must complete underwriting for each client, and this may entail different requirements depending on the client’s current situation and health history. However, we recognize that three months of processing time is certainly not standard or ideal. Unfortunately due to COVID 19 your initial blood test could not be processed and we had to await approval from the life insurance company to use the results from your doctor instead. This caused delays in the turnaround time. We completely understand your frustration with the length of time the process has taken and apologize for the delays.
I would be happy to speak with you by phone to address your concerns. Please feel free to give me a call at 646-240-4832. Thank you for bringing this situation to our attention.
Sincerely,Elaine Doud
Reviewed July 29, 2020
Terrific experience. 1) Professionalism of the staff. 2) Easy to do business with. 3) Crisp and Timely communication. 4) I loved the digital experience outside the first phone call. There was not much telephonic contact and that’s the way to do modern business.
Thank you for your feedback Tamanna! We are so glad to hear you were happy with our service. Our goal is to combine excellent customer service with technology to create a streamlined process to purchase insurance. Thank you for using Policygenius! -Elaine D.
Reviewed July 28, 2020
Policygenius is truly a great company. They helped my wife and I get a policy within a matter of days. Everyone I spoke with was very helpful and knowledgeable. They help you navigate the different companies and policies. With so many companies out there they make sure they get you the right one for the right price.
Thank you for your review Aaron! At Policygenius our goal is to provide multiple options to our clients, along with non-biased advice. Thank you for allowing us to provide financial protection to your family! - Elaine D.
Reviewed July 22, 2020
PolicyGenius helped me to secure coverage when no other agency or broker could. I am sincerely grateful. Communication with me during the process was top notch. They followed up with me appropriately and answered any and all questions I had. Thanks.
Thank you for your feedback Carlos! We are so happy to hear we were able to get you coverage, and that you were satisfied with our service. Thank you for allowing us to provide financial protection to your family! -Elaine D.
Reviewed July 17, 2020
Competitive prices and great service. The quotes provided by Policygenius were good and the service rep was patient enough to answer all my questions. I had more quotes from other vendors and Policygenius was able to check with the same vendors and provide a competitive price.
Thank you for your feedback Tarun! At Policygenius we combine great quotes with excellent customer service. We are so glad to hear you were happy with our service. Thank you for allowing us to provide you with financial protection! -Elaine D.
Reviewed July 15, 2020
I am an international student and was trying to buy a term life insurance. Getting life insurance is really challenging for the F1 visa holder but Policygenius did it for me!! I am really happy and grateful for the Policygenius team, especially for John. He was so helpful and awesome!!!!! Thanks, guys!
Thank you for your review! At Policygenius we strive to provide exceptional customer service to all of our clients. We will share with John's manager that you were happy with his service. Thank you for allowing us to provide you with financial protection! -Elaine D.
Reviewed July 12, 2020
This was such an easy process and Policy Genius followed up with me every step of the way so I always knew where I was in the process. No high pressure sales or endless calls. I will definitely use them in the future when I shop for car and homeowner's insurance.
Thank you for your feedback! We are so glad to hear you had a good experience with us. At Policygenius our goal is to provide our clients with optimal customer service. Thank you for using our services! -Elaine D.
Reviewed July 12, 2020
I was able to quickly find an affordable life insurance policy with the help of Policygenius. All the reps that guided me through the process were super friendly and prompt to reply to any questions. They made the process so seamless. Thank you so much!!
Thank you for your review! At Policygenius we strive to provide first class customer service to all of our clients. Thank you for allowing us to provide your family with financial protection! -Elaine D.
Reviewed July 8, 2020
Quick responses. Got my life insurance approval quickly. They worked well with my doctor to get everything completed. Let me know if anything else was needed. You have to do work too. Follow up and make sure you are doing your part.
Thank you for your review! At Policygenius we pride ourselves on excellent customer service. Thank you for partnering with us so we could get you financial protection! -Elaine D.
Reviewed June 26, 2020
Everyone I spoke with from the beginning to the end of the process was kind, knowledgeable, helpful, understanding and genuinely a pleasure to work with. I normally dread working with people over the phone, and I have a very low tolerance of call center type attitude. At no point during the process was there anything but help and positivity. I was kept informed and regularly updated throughout the long underwriting process.
Thank you for your review Alasdair! Our goal at Policygenius is to provide exceptional and kind service to all our clients. We are so happy to hear you had a good experience with us. Thank you for allowing us to provide you with financial protection! -Elaine D.
Reviewed June 25, 2020
Working with Policygenius was easy, convenient, and I would recommend to anyone seeking life insurance. Especially during the COVID-19 pandemic, I did not want to go to an insurance office, or have the agent come to see me. All interaction was via phone, and online. Highly recommend!
Thank you for your review Bridgette! We are so glad we were able to you find life insurance coverage that suited you. At Policygenius our goal is to provide optimal customer service to all of our clients. Thank you for using our services! -Elaine D.
Reviewed June 24, 2020
The quotes provided were very competitive and the policy expert that I worked with, Paul, provided prompt and helpful responses throughout the process. I feel very informed and satisfied with my policy decision. It was also a welcome surprise that there aren't any fees for working with PolicyGenius. Very cool!
Thank you for your feedback Erik! We are so happy you were satisfied with our services, and we will pass on your feedback to Paul's manager. Thank you for allowing us to provide you with financial protection! -Elaine D.
Reviewed June 24, 2020
Fantastic customer service. No pushy at all, committed to ensure you get the best experience while shopping. The company I was working with dropped the ball and Policygenius made sure I would get the deal I was searching for. PS. all the different Policygenius' individuals I interacted with along the way were extremely professional and to the point.
Thank you for your review! At Policygenius we strive to provide optimal customer service and advocate for our customers. Thank you for allowing us to provide financial protection to your family! -Elaine D.
Reviewed June 23, 2020
It was so easy to feel confident and at peace through the whole process with both my policy and my wife's. They took all the guess work out and made it very safe to choose the policy that best suited us. Would definitely use again.
Thank you for your review! At Policygenius we strive to make the life insurance process streamlined and smooth. Thank you for allowing us to provide financial protection to your family! -Elaine D.
Reviewed June 18, 2020
Don't do business with dishonest company's like Policy Genius. We went through the entire process and were approved, but then Policy Genius wanted us to pay a premium 9% higher than the original price. We specifically asked if there would be any changes to the quoted premium if we were approved for the rate after the medical exam. We were assured there would be no changes. Total lie. Our medical exam came back perfect and we were approved at the same level as the original quote. The entire process was problematic. It shouldn't take 4 months to get life insurance. Don't waste your time with these swindlers.
Hello Russell,
Thank you for your feedback.
We are a growing enterprise, and critical feedback like yours is necessary and helpful for us to be better. While no one likes to be called out publicly, it does demonstrate how unsatisfactory your experience was and the need for us to continuously improve.
The premium price provided at the beginning of the life insurance application process is always tentative and never guaranteed based on the limited information available at that time. Pricing can change for a variety of reasons including health history, financial history and age changes that occur during or near the underwriting process. We’re sorry this possibility wasn’t communicated clearly when you asked about potential rate changes. We recognize this led to erosion of trust. We have addressed this oversight and appreciate you bringing this to our attention.
I would be happy to speak with you by phone to address your concerns. Please feel free to give me a call at 646-240-4832. Thank you for bringing this situation to our attention.
Sincerely,Elaine Doud
Client Experience Associate, Policygenius
Reviewed June 11, 2020
I am happy with the overall experience and in particular the frequent updates Policygenius has provided. The one area for improvement is in matching summary information about policy data with the actual data in documents provided by the insurer. In my case, there was a discrepancy in the payment due date for my first payment between Policygenius' summary email and the actual insurance document and schedule. It took me some time to sort this out.
Hello Joachim,
Thank you for your feedback. We are happy to hear you were happy with your experience and with the updates from the Policygenius team. Thank you also for bringing to our attention the discrepancy with the due dates. We are a growing enterprise, and critical feedback like yours is necessary and helpful for us to improve.
For a variety of reasons, a client may need to sign a policy by a certain date to lock in the premium price. Going forward, we will work to fine tune our process to make sure there is clear communication from Policygenius regarding what the policy due date is and the reason for the due date.
I would be happy to speak with you by phone to address your concerns. Please feel free to give me a call at 646.240.4832 at your convenience. Thank you again for taking the time to bring this issue to our attention.
Sincerely,Elaine Doud
Client Experience Associate, Policygenius
Reviewed June 9, 2020
I highly recommend Policygenius for shopping for life insurance. Shopping for life insurance seemed like an overwhelming task when I was searching for rates on my own, but Policygenius saved me a lot time on researching policies and rates, and Policygenius stayed with me throughout the long process of applying for life insurance. Policygenius was very helpful in working with my policy application.
Thank you for your review David! At Policygenius our goal is to help our clients get the best rates, and make the process as streamlined as possible. We are so happy to hear you were happy with our service. Thank you for allowing us to provide financial protection to your family. -Elaine D.
Reviewed June 5, 2020
This service is saving us a ton of money, took very little time, is virtually hassle-free, and comes complete with prompt and friendly interactions with real people. I never would have thought shopping for insurance could be free of pain, but these folks pulled it off!
Thank you for your review Patrick! At Policygenius our passion is to help people obtain the life insurance coverage they need at a good price. We are so glad to hear you had an excellent experience with our process and licensed agents. Thank you for allowing us to provide financial protection for your family! -Elaine D.
Reviewed June 1, 2020
The process of getting a policy could not have been smoother. Policy Genius allowed me to compare the cost of different policies and connected me with the best provider for my needs. They made the whole process easy. I plan on using them to comparison shop the other types of insurance that I need.
Thank you for the positive review and the kind words Aron! We do our best to make this as easy as possible for our clients and we're glad to hear we were able to help! We would be more than happy to help with any future insurance needs so please keep us in mind! -Matt R.
Reviewed May 23, 2020
This is my first time shop for life insurance. Policygenius reps are very understandable and straightforward to work with. First, you shop for the best rate and they will call you like a next day to go over some questions. Next, then they will set up a health screening at your home. Lastly, the underwriting, it may take 7-10 days and you will get covered after that. Strongly recommended.
Thank you for the positive review and the kind words! We're glad we made your first time easier than you had imagined! Thanks for using Policygenius! -Matt R
Reviewed May 20, 2020
PolicyGenius was very nice to work with. They were always available and my questions were always answered in a quick and timely manner. They contacted me any time there was an update and I was always confident I could reach them if I had any questions. They always stayed in touch.
Thank you for the positive review and the kind words! We do our best to make this process as seamless as possible, and are glad to hear we did well. Thanks for using Policygenius! -Matt R
Reviewed May 17, 2020
The entire process was simple and easy. I provided the information and I was returned choices pretty quick. Although the current situation has left some companies scrambling with limited follow up I was pleased by the responsiveness of Policy genius.
Thank you for your feedback! At Policygenius we strive to efficiently get quality insurance coverage for our clients. Thank you for allowing us to provide you with financial protection!
Reviewed May 17, 2020
The persons who helped us were knowledgeable about the product at hand. They listened attentively to our needs and concerns and acted promptly. They made this important decision of ours very easy. Although we're still waiting the decision for my wife and kids policy we are confident it will be the right one for us.
Thank you for your review! At Policygenius we pride ourselves on having knowledgeable agents who go above and beyond to help our clients. Thank you for allowing us to provide you with financial protection!
Reviewed May 10, 2020
This is truly a great service! Not much could be easier when you are shopping for the best price in insurance coverage. Policygenius does all the work for you! I saved about $800.00 a year from my homeowner's and life insurance policies. It is truly a great service in a day and age when customer service service is at its lowest level for most companies in our country.
Thank you for your review! At Policygenius we strive to find the best insurance policies for our clients and to provide optimal customer service. We are so glad you were happy with our process. Thank you for allowing us to provide you with financial protection!
Reviewed April 28, 2020
Signed up online and within minutes, had a rep call me to further discuss my options. They were pleasant and knowledgeable. Documents were uploaded via a private portal, where I was able to view as well the docs I’ve signed, messages, etc. Everything was basically conducted digital. Medical exam was easy to schedule and medical professional was very kind and was able to come to my home. Communication through every step of the process via text, email and phone.
Thank you very much for your review! We are so happy you were satisfied with our representatives and our process. Our goal is to make obtaining life insurance a positive experience for our clients. Thank you for allowing us to provide you with financial protection. -Elaine D.
Reviewed April 26, 2020
I had a great experience with this company, the people that work there are very knowledgeable, courteous, and are quick to answer emails, and answer their phones, with no wait times. They were able to explain easily, and guided me in the right direction. I would highly recommend them.
Thank you for your review! At Policygenius we pride ourselves on our licensed representatives who are knowledgeable with insurance and eager to provide open communication to our clients. Thank you for allowing us to provide financial protection to your family! -Elaine D.
Reviewed April 23, 2020
Great customer service and the process was incredibly simple and fast. Policygenius helped me find a life insurance policy at a great rate. They handled all the work, kept me informed during the whole application process and made the whole process a lot easier for me.
Thank you for your review! At Policygenius we pride ourselves on having representatives who have open communication with our clients and help them get the best price. Thank you for allowing us to provide financial protection to your family! -Elaine D.
Reviewed April 16, 2020
Policygenius provided me with prompt service, quality information, in a quick, easy format. They were incredibly patient as we worked through multiple issues, that emerged. Ultimately, they saved me money. I would highly recommend this company to anyone looking to get insurance.
Thank you for your kind review! At Policygenius we have a great team of licensed agents ready to guide our clients through the life insurance process and help them get a great price. We are so glad you were happy with our service. Thank you for allowing us to provide you with financial protection! -Elaine D.
Reviewed April 14, 2020
I had a wonderful experience working with the PolicyGenius team. They were patient, not pushy, and really helpful when I had inquiries. I worked with my insurance agent that insures my home and auto for a policy, and that experience was much less positive. So here's to the good folks at Policy Genius and I would definitely recommend trying. No reason not to!
Thank you for your review Jason! Our licensed agents do not work on commission, so their goal is to provide information to our clients and help guide them through the insurance process. We are so glad you were happy with our service. Thank you for allowing us to provide financial protection to your family! -Elaine D.
Reviewed April 12, 2020
We had a great experience with PolicyGenius. Communications were timely and very professional. They worked hard to get us the best plan/policy that suited our circumstances. We are glad we chose them as our initial choices with others weren’t fruitful. We will definitely recommend them to others.
Thank you for your kind review! At Policygenius we work with several companies so we can get the life insurance plan that works best for you. Thank you for allowing us to provide financial protection to your family. -Elaine D.
Policygenius Life Insurance Company Information
- Company Name:
- Policygenius Life Insurance
- City:
- New York
- State/Province:
- NY
- Website:
- www.policygenius.com
