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Matrix Absence Management Reviews

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About Matrix Absence Management

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  • Responsive customer service
Cons
  • Frequent delays in payments

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Matrix Absence Management Reviews

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    Customer ServiceTransparency

    Reviewed Aug. 20, 2026

    Been ghosted by a lady name LaShea, who was working my short term disability claim for when I had surgery, kept emailing her about any updates and nothing. Worst experience I’ve had in a long time!

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    Customer ServiceStaff

    Reviewed Aug. 11, 2026

    I had a very disappointing experience with Matrix Reliance. Communication was poor, the service did not meet my expectations, and I felt my concerns were not addressed in a timely or professional manner. Based on my experience, I would not recommend this company.

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      Punctuality & SpeedBillingHonesty & Transparency

      Reviewed July 17, 2026

      This company is absolute garbage. Don't plan on getting answers. Plan to be lied to, plan for payment dates to be late as hell because someone’s on PTO. Absolutely maximum frustration with this POS organization.

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      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed July 7, 2026

      Clocked in but nobody's working. Call personal numbers. Nobody picks up. Go straight to voicemail. Send emails. Get a response but only from the hours of 10:30 in the morning till 12:00. I guess they only work two and a half hour days. Talk to their hotline people. They can't even get in contact with anybody. Supervisors are clocked in but nobody's working. It's an insurance company that has to wait 72 hours for their finance department to get back to them.... Does anybody work in the finance department???? Seems to be a pretty common thing. I will be speaking to my company about getting someone else. Repeat issues with other employees as well.

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      Customer ServiceTechRefunds & Payouts

      Reviewed June 22, 2026

      This is the worst company! The claims examiner never answer their phone, they take so long to return emails and phone calls. They have been giving me the run around about my first pay for over a month. "Checks were sent out and to keep an eye out" never received it. I get all of their other mail, except the checks.

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      Customer ServiceCoveragePunctuality & SpeedStaffCommunicationTimeliness

      Reviewed June 8, 2026

      ⭐☆☆☆☆ (1 Star). Reliance Matrix has been one of the most frustrating companies I’ve ever dealt with. They seem quick to threaten claim denials but incredibly slow when it comes to actually reviewing the documentation they request. As soon as I submitted my claim, I received a 10-day notice warning that my claim could be denied if my medical certification wasn’t received. However, once the documentation was submitted, it took nearly two weeks for them to review it. The urgency only seems to apply when they’re pressuring claimants, not when they’re processing claims.

      To make matters worse, I pay extra for the buy-up coverage, yet my claim was denied based on an alleged pre-existing condition. Their reasoning was that I first saw a doctor for my pregnancy in November 2025. However, the condition that caused me to miss work was preeclampsia, which was diagnosed much later and ultimately led to my induction. The claim forms did not even specifically ask about that diagnosis, and preeclampsia is not something that existed before my pregnancy.

      The entire process felt like a constant battle against poor communication, delayed responses, and people who seemed more focused on finding reasons to deny claims than helping policyholders understand their benefits. I would strongly encourage anyone considering coverage through Reliance Matrix to carefully review the policy and be prepared for a difficult claims process.

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      Customer ServiceCoveragePunctuality & SpeedBilling

      Reviewed May 30, 2026

      Every single review is accurate. This group is terrible. It makes complete sense why a company would use them. They are slow and unresponsive. And like AAA insurance, it takes you complaining to an adjuster supervisor to get the basic human courtesy. Somehow, it takes 60 business days to process a claim. How in the world can this be acceptable? I had to chase down all the documents myself after weeks of finding out what they needed for my Adjuster Amy to get back to me every once in the blue moon. To tell me the information they needed that they couldn't for some reason tell me sooner. Upload all of that, get approved, case closed, zero payment, zero response, and then my Adjuster takes PTO without finishing the job. I will never ever file with this shitty group again.

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      Customer ServiceRefunds & Payouts

      Reviewed May 1, 2026

      This is the most awful company I have ever had to deal with. First, the coordinator initially got mad at me for telling on them for not returning my emails or calls. Then, through this whole at the end tell me there is no payout. Are you serious?

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      Customer ServiceTechPunctuality & SpeedStaffBillingTransparencyTimeliness

      Reviewed April 13, 2026

      Throughout the claim process, we have repeatedly provided comprehensive medical documentation from my husband's healthcare providers confirming his disability. Despite these efforts, we have faced persistent requests for what appear to be redundant submissions. Furthermore, there have been concerning instances where documentation submitted via your specified email channels seems not to have been properly processed or reviewed by your team, leading to delays and questioning the efficacy of your intake procedures.

      A paramount concern has been the consistent unreliability in the timely processing of benefit payments. These recurrent delays have imposed considerable financial hardship and instability. It is particularly perplexing given a recent interaction with our case worker, where a pending payment was promptly initiated and received within hours, indicating that efficient payment disbursement is operationally feasible. This stark contrast between potential efficiency and actual performance is deeply troubling and suggests systemic issues in payment management. Claimants should not be subjected to monthly uncertainty regarding the continuity of their essential support.

      The culmination of these issues reached a critical point when we were verbally informed today, without prior formal notification or detailed explanation, that my husband no longer qualifies for benefits. This casual delivery of such a pivotal decision, without any accompanying written documentation outlining the reasons, is unprofessional and unacceptable. We require a clear, written statement detailing the basis for this decision.

      The discrepancy between the stated mission of your organization to support individuals with disabilities and the actual administrative experience we have endured is profound. People seek a comprehensive explanation and a pathway to resolve their ongoing issues. Claimants relying on your services deserve a transparent, reliable, and respectful process.

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      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed March 20, 2026

      I have been on my job for about six months back in September 2025, my son developed a huge mess on his face that made his face disfigured. There were numerous of doctors' appointments, x-rays, and specialist that he had to see at this point. Due to the fact that I had to take them to these appointments I was told that my job was in jeopardy. To apply for FMLA through Matrix I applied through them explained what happened. Got the paperwork got everything and I will call and report the days that my kids have doctors' appointments and the days that I had to take my son in for these treatments, they had mentioned everything was covered, but then, after that, I got a letter from my boss stating that it wasn’t covered because I took the whole day for an appointment and I was only was supposed to take four hours which something I’ve never heard of.

      So due to the fact that I took a whole day to take my son to the doctor regarding a medical condition that I’m still dealing with instead of taking four hours they denied all of my time. My job is in jeopardy 'cause I took him to seven different appointment so due to the fact, it has been seven different appointments. My Job gave me seven occurrences. I explained to them see this is a documentation from the doctor. You see I’m taking my kids to the doctor and due to all of that information. They told me they cannot accept it. The people at Matrix was very rude and heartless and cold. They denied all of my claims and refuse to accept any more of my emails, phone or A phone calls. The way they did me regarding my son. I would not send a cat to them. They are very horrible and inconsiderate.

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      Customer ServicePunctuality & SpeedBilling

      Reviewed March 20, 2026

      Worst company I’ve ever dealt with. Late payments. Payments were not correct. Never returned phone calls. Didn’t read documents I sent. No training or were trained to screw us. They need to be audited.

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      Customer ServiceStaffHonesty & Transparency

      Reviewed March 4, 2026

      I believe each and every one of these reviews and honestly Matrix should be investigated. I even voiced to my claim adjuster how confusing the communication was it was very misleading. My case manager told me it was one thing that I needed to submit to get my short-term disability approved I submitted that. Along with others substantial evidence regarding my severe medical condition. She then requested something else. I had evidence of my disability from not one specialist but two specialists. My case manager lacked empathy and if you question the facts they feel like you arguing with them which is a bad choice of words. When I asked is the medical team that makes the decisions for the claims are doctors? I was told that she didn't know. How dare this company downplay my medical condition and deny my claim. Shame on them they will be not able to last a day in my shoes with this severe condition.

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      Customer ServicePunctuality & SpeedRefunds & PayoutsBilling

      Reviewed Feb. 24, 2026

      ZERO STARS. Been waiting on my short term disability checks for a month. A benefit I pay for weekly out of my paycheck that they are quick to take the money for and quick to withhold funds. ZERO communication. Every time I call my case examiner her voicemail says she's out for months. You're left in the dark during the entire process. This company should be investigated. You're waiting for the payment you should've gotten 2 weeks ago but your is about to be shut off in dead winter? Not their problem. Your phone that is a requirement to have for work is about to be shut off? Get over it. You can't even afford groceries and you have literally nothing in your house for nutrition? Psh..you'll be alright, they're working on it. Pretty sad you have to retain an attorney just to even TRY to get the payments they owe you.

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      Customer ServiceCoverageRefunds & Payouts

      Reviewed Feb. 12, 2026

      Reliance Matrix Review: A Nightmare in Disability Claims Processing. If you're considering short-term disability insurance through Reliance Matrix, run the other way. My claim for burnout—diagnosed after severe dizziness, headaches, sleep disruption, and work errors—was denied despite timely submissions, following every procedure, and resending documents multiple ways (with confirmations) just to prove receipt.

      Terrible Call-Back Experience. They promise callbacks, but only at the most disruptive times—like mid-meeting or driving—then a robot asks you if you were expecting to take a call, which leaves you on hold even longer. When they return a call to leave a message, they leave zero useful info, just "calling you back." No answers to questions, forcing endless loops. Neverending Document Highway. Every submission triggers "more info" requests—a bottomless pit of pedantic, unnecessary details that are often duplicative. Currently, they're twisting burnout (a medical condition) into "psychological" to dodge payout.

      Financial Disruption. Weeks without pay forced me to drain my 401k and tax return for basics. Haven't been fired, so no unemployment—making this "benefit" utterly useless. Long hold times, fake responsiveness just to nitpick anything that can possibly be nitpicked under a microscope. These people belong on a list of reprehensible bureaucrats, not handling claims. 1 star, only because the people that direct calls are nice.

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      Customer ServicePunctuality & SpeedRefunds & Payouts

      Reviewed Feb. 12, 2026

      This company is the worst; they never pay when they are supposed to and take their time in retuning emails. Even with doctors' notes and records, they told me that the medicine that was prescribed to me should be working now, and I should be feeling better even with a note from my doctor and my therapist. I am so glad I don't have to pay for this sorry ass service. They should not be able to do this to people who depend on these funds...

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      Customer ServiceTechStaffCommunication

      Reviewed Feb. 9, 2026

      Truly horrendous follow up. As someone who works in a similarly stressful environment with the public I can not fathom how this company operates with the current lack of communication and accountability. If you are thinking of contracting them do your employees a favor and choose another vendor!

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      Customer ServiceCoverageMaintenance

      Reviewed Feb. 5, 2026

      After working for a company for almost 4 years, I was terminated for "attendance." I was on FMLA and wrongfully terminated. Let me explain.

      LOST PAPERWORK OR DIDN'T FILL OUT THE CORRECT PAPERS - After my doctor repeatedly filled out the paperwork and faxed it to Matrix, they either "didn't receive it" or the wrong paperwork was filled out. My doctor filled out more than 20 forms that were all the same. I even faxed them in myself. Matrix still kept saying they never received it or that I needed this or that, instead of what my doctor filled out. They gave me the same forms to fill out that they said were incorrect. I repeatedly did this.

      NEVER WORKING WITH THE SAME PERSON - Every time, I would be speaking to more than 1 person regarding my claim. Who am I supposed to REALLY be speaking to?

      COMMUNICATION IS HORRIBLE - Trying to speak to someone about the claim is like pulling teeth. You have so many people telling you what to do and to send it back, and then you complete it, only to never hear back from that same person. Your paperwork is lost, and you have to work with someone else again!

      MULTIPLE CLAIMS AND DATES - If you have/had multiple claims, as I did, they will mess up the dates on them. I had a claim for extra breaks and intermittent time, but they messed up the start and end dates. It took me going off about it for them to fix it. Plus, they will say that your claim is about to end and need to resubmit the same paperwork, even though your doctor approved it until the end of the year.

      I have submitted a complaint to the U.S. Department of Labor against the company that I worked for and against Matrix. I suggest others do the same!

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      Customer ServicePunctuality & SpeedCommunication

      Reviewed Jan. 22, 2026

      No punctuality. No communication. I've been reaching out for weeks and instead a phone call or response to an email I get a delay in benefits letter when everything needed had been turned in. When I first signed up took nearly two months to receive benefits.

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      Customer ServiceCommunication

      Reviewed Jan. 12, 2026

      Benefits were stopped despite medical documentation. Decisions relied on non-medical reasoning and selective record review. Poor communication and lack of accountability caused unnecessary hardship. Very disappointing claims handling.

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      Customer Service

      Reviewed Jan. 9, 2026

      I worked for the same company for eight years. Then my 13 year old daughter, who is also autistic and nonverbal, was involved in a tragic accident and air-lifted to a children's hospital. I applied for an FMLA and it was handled through Matrix, and approved for 12 weeks ONLY. My daughter's hospital stay was for 35 days and during that time she needed multiple surgeries, blood transfusions and intensive treatment. At the end of my 12 week absence period, she was out of the hospital, but she was still using a wheelchair and wearing a neck extrication collar. The doctors wouldn't clear her to return to school until the neck collar was removed. However, Matrix denied my request for an extension and gave me an ultimatum that I had to return to work within 48 hours or I would be terminated for "No Call, No Show".

      I had been in communication everyday with my store manager, so technically I was not a NCNS. But Matrix, made me choose between a company or my child. Of course, I will choose my family each and every time. That's what my employment came down after being there for eight years. I included a picture of my daughter that was taken during her first 24 hours after being admitted from the ER.

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      Customer ServiceTechPunctuality & SpeedMaintenanceStaffTransparencyResolution

      Reviewed Jan. 7, 2026

      I am submitting this complaint to document significant issues with how my leave case was handled by Marisa. Throughout the process, I submitted all required provider-completed forms and supporting medical documentation promptly and in full, including materials provided prior to the Christmas break. Despite this, I experienced repeated delays, lack of confirmation of receipt, and minimal substantive communication.

      More concerning, I was informed that documentation had not been received or was delayed, which does not align with the timeline of my submissions. I maintained consistent responsiveness and followed all instructions provided, yet progress on my case stalled without clear explanation. Managing a medical condition while navigating this process was unnecessarily stressful and caused further health issues due to the lack of follow-through, unclear guidance, and mischaracterization of my compliance. Ultimately, I was forced to request escalation and reassignment in order to move my case forward. I am sharing this feedback so the organization can review internal processes, communication standards, and case management practices to prevent similar experiences for others who rely on timely, accurate support during medical leave.

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      Customer ServicePricePunctuality & SpeedTransparency

      Reviewed Dec. 23, 2025

      I have been disabled for 22 years with very rare conditions that have no treatment options. I’m more disabled now than I’ve ever been with severe exhaustion and chronic pain. My Case Manager from MATRIX called me a week before Christmas to tell me that my case has been canceled because their doctors feel I’m no longer disabled with no other explanation. They said they were sending me paperwork a week ago for the appeal process. I’ve called my Case Manager several days in a row now for him to contact me to email me a copy in the meantime and he has not responded. This is after a letter from Social Security a few months ago said they were going to do a medical review, but decided they are NOT going to bother because I’m so disabled it’s not worth wasting their time!

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      Staff

      Reviewed Dec. 15, 2025

      What is the point fighting for months getting all the paperwork together just for a company to say an ADA is just a suggestion and deny it. This company is full of heartless people who don't care about the individuals coming to them.

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      Customer ServiceTechStaff

      Reviewed Dec. 10, 2025

      Everything any of these reviews say reminds me of the exact same thing my son is talking about. The healthcare provider had done what they thought was correct and then more hoops to jump through and no way to get in touch with them or get a response from multiple requests for information. The people on leave need to heal and the frustration and worry does not help at all.

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      TechStaff

      Reviewed Dec. 9, 2025

      I went on for about 2 months due to my mental health. I was unable to do my job and kept making mistakes and was in a very dark place. Matrix kept losing paperwork and made the process as complicated as possible. They denied my STD claim, giving reasons that were the exact opposite of what my providers put down on their forms. With my appeal, they've been trying to request full session notes from my therapist. A diagnosis and plan of action should be all they need, they do NOT need every private piece of info my therapist writes down.

      The fact that they think they know better for me than my providers is disgusting, and them saying there was no suicidal ideation when my therapist wrote down that there was is a HUGE problem. If I were to have acted on any thoughts while they made my mental health worse and caused me more stress while trying to recooperate, they would have been left with a massive lawsuit and since they clearly only care about keeping money, you'd think they'd be better at trying to avoid lawsuits. Businesses, if you care at all about your employees, please do not use this company, as they make every single thing harder and use fax machines to conveniently lose paperwork all the time.

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      Customer ServiceRefunds & PayoutsStaff

      Reviewed Nov. 24, 2025

      If I could give them a -100 score I would. I submitted the form 6 times and no one could locate my claim or even find my information in their system. They transferred me to a ton of different people, for days and no one helped. Emailed several people and still that didn’t really help as well. Submitted claim form with all supporting documents 21 days ago! It was assigned to some to review it last Friday. And right now seems like they are trying to find reasons now to pay out my claim. Very disgusted with this company.

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      Customer Service

      Reviewed Nov. 14, 2025

      Dealing with Brandy ** is ridiculous. She never answers the phone or emails and is constantly out of the office. All I want is them to release me to work and I can’t even get her to follow up on her end. Negative stats are in order here.

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      Customer ServicePunctuality & Speed

      Reviewed Nov. 11, 2025

      Absolutely awful customer service. They make you do all the leg work. I don't understand the point of their services. They insist on the use of fax machines and your claim will be stuck pending. Suddenly they email you with another hurdle that you must quickly jump through. I feel like they lack compassion and empathy for people going through a difficult time. Faxing of information???? It's not 1987 folks!

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      Customer ServiceRefunds & PayoutsStaffBilling

      Reviewed Oct. 15, 2025

      HORRIBLE!!! I've been on leave for 4 weeks & still no pay!! No one will respond to my emails or phone calls! They do not care! I've been begging them to contact me since they have had my disability paperwork since DAY 1 & I cannot pay my bills!! This leave was supposed to HELP me but omg it’s making everything WORSE!!! I have no money to pay my bills & credit is going to get hit but do they care? Absolutely not.

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      Customer ServiceBilling

      Reviewed Oct. 7, 2025

      Negative stars. I was released to work 10 days ago, but work needs clearance from Matrix. I have called and emailed dozens of times a day, but cannot get a response. Even messages to managers and supervisors go unanswered. I am unable to return to work until Matrix tells my work I can, so I am not getting paid and have no ways to pay bills.

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      Customer ServiceTechPunctuality & SpeedStaffBilling

      Reviewed Sept. 26, 2025

      I'd give this company a negative star review if possible. Since day one of needing their assistance there have been multiple issues. Originally when my company started using them they told me I had to use Reliance for my ADA Accommodations. I call them they tell no its an HR issue. So days of going back and forth to finally find out reliance is supposed to take care of this.

      Fast forward to requesting reduced hours due to a high risk pregnancy. The individual who over sees my case leaves for vacation for a week and no one does anything. I explain to her (Megan) prior to her vacation that this is time sensitive due to the risk of preterm labor. My requests are ignored. Finally my midwife and I decided it was best for me to go on leave to alleviate the additional stress. Provide all requested documentation just for Megan to tell me she didn't receive it. It was in the same email chain. Then, they make my provider and I jump through tons of hoops to try and get my short term disability approved. She never actually requested my midwife send any documents then I get a letter saying they're going to deny my claim as it had been over 30 days but I'm reality it wasn't even close to 30 days. I've been on leave for almost a month, zero payments received.

      She emailed me saying she received the notes from my midwife and that upon review it does show i need to be on leave but then asks for my psychiatrists information (that she already has) because she needs more info. Why does she need additional information if what she's received already shows I'm eligible. She then emails back telling me my medical info that received from my Midwife telling me that info doesn't support my claim. WHICH IS IT MEGAN?! I've had the displeasure of working with these people since May. It's been an absolute nightmare. Stay far far away!

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      Customer ServiceHonesty & Transparency

      Reviewed Sept. 25, 2025

      They are awful. They literally exist to find ways to deny your claim. They intentionally make things obtuse and challenging so you or your physician will make mistakes that leads to them being able to deny your claim. It is cruel. They intentionally lose paperwork, fax to the incorrect physician, or flat out lie about your claim. Hire an attorney immediately if you find out they are the administrator for your disability. Day #1 call an attorney.

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      PriceStaff

      Reviewed Sept. 24, 2025

      These people will minimally help you through the disability process and will not inform you if you are eligible in receiving supplemental health benefits that you are entitled to. You have to be proactive, research the site from top to bottom and no people or have good HR at work in order to utilize eligible benefits from a place that is supposed to be a 'life preserver' for employees in times of strife. Both Employers as well as their employees pay premiums for the subpar service that is received in return. I can only say it's been a huge epic fail for this company. I do not know how they have managed to stay in business as long as they have.

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      Punctuality & SpeedStaff

      Reviewed Sept. 12, 2025

      This company is absolute trash! They care nothing about their customers. They are not punctual and they do not go out their way to assist you. They do not pay. Everyone from the top of the chain to the bottom is disastrous. This is the worst experience ever with std that I have ever experience, any company thinking about working with them please do not

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      StaffHonesty & Transparency

      Reviewed Sept. 9, 2025

      If this company could receive zero stars from me, I would gladly do so. This company is hands down one of the most terrible companies I have ever had to interact with when it comes to disability accommodations and taking time off from work. Their incompetence knows no bounds. It is crystal clear to me that they have absolutely no regard for your health and well-being. I am currently facing a difficult health situation, and instead of providing support, they only succeed in making my life more difficult due to their lack of professionalism and effectiveness. It is obvious that their priorities lie with money, not with the people they are supposed to serve.

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      Customer Service

      Reviewed Sept. 5, 2025

      I wish I could leave no stars, I hope & pray no one else has to go through the stress & heartache this chickensh*t company can cause. Just the WORST at everything, horrible "people" (if you can call them that) working there, rude, lazy and worst of all HATEFUL! Monsters, Veedis Ki__le is the worst person alive!

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      Customer ServicePunctuality & SpeedRefunds & PayoutsMaintenanceBilling

      Reviewed Aug. 29, 2025

      The company is horrible! I wouldn't refer anyone to the company. When filing a claim, the process was easy. But when it's time for payments to be issue is horrible. Payments are late being issue to you. They inform you your payment was issue on that Friday but when looking in the portal it doesn't show release payment. So not accurate information given, so to look at it you don't get paid on that Friday you want receive money until the next following week. But if they were smart processing, the payment or payroll have to be done by Monday or Tuesday to have your payment on that Friday.

      It really puts people in a bind because they are not working and relining on this source of income. But they didn't have any problem receiving they payments out of your check every pay period. Then I'm missing a payment from the pay period 8/15/25. It's no way you can track payment and when you call customer services, they don't know nothing, no tracking number and it take forever for the claim adjuster to contact you back.

      This is just horrible. I have bills to pay for and can't be waiting on my money. But back to the lost check I have to wait until Tuesday to see if I finally receive it. If not they're going to cancel it and reissue my payment. But finally with direct deposit. First of all, I should never receive any checks because when I started the process of doing my claim for leave of absence I filled out my direct deposit form. When I did question the claim adjuster, she explained I never filled it out. I told her yes, I did. So, she went to look at all my documents that was uploaded and realize I did fill out the inform. Now I feel that when you're a claim adjust it's no way you should make mistakes. This can cause people to go in debt. Overall, I'm just over it, not able to pay my bills and will look into further legal action.

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      Staff

      Reviewed Aug. 18, 2025

      Gone 6 weeks without getting my claim approved despite sending them all the paperwork that was requested. All they do is delay and deny at every step, they deny getting faxes from the doctors that I know were sent and have some of the most unhelpful employees anywhere!

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      Customer ServiceHonesty & Transparency

      Reviewed Aug. 15, 2025

      Its seems as though there is a common pattern here of incompetent claims examiners, & their rude over talking supervisors. They purposefully lie to delay claims, purposefully don't process claims in a timely fashion when having all documents necessary to do so. I also see I'm not the only one who had a claims examiner go on vacation without processing your claim or making sure it's processed by someone else while they're away. Seems as though they have no empathy for anyone who is ill & are blatantly rude. Brittany ** & her supervisor Rusty, this one is for you specifically!

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      Staff

      Reviewed Aug. 8, 2025

      I have been dealing with these clowns for weeks. Getting no where. I have received very little pay and no help. My girlfriend and I are being evicted now I don't have enough gas to get to work. I haven't eaten in 2 days. They don't care. They mysteriously misplaced my checks??? All they keep saying is they are escalating it, escalating it, escalating it. With nothing. I am beyond livid with this horrible terrible company.

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      Matrix Absence Management Company Information

      Company Name:
      Matrix Absence Management
      Website:
      www.reliancematrix.com