Sun Life Financial Disability Insurance (formerly Assurant)ConsumerAffairs Unaccredited Brand
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Very very very bad company. I had been waiting for my dental reimbursement claim and they just are passing me from one person to another. They have no answer. One of their staff when I try to explain to him my claim he said, "Oh we don't cover those expenses." Then when I asked him to check the reference. He said, "Ok wait..." He keep me waiting until I hand up. That's their technique make people give up...very bad. Do not give money to this company.
My benefits just switched from Colonial Life and I am so bummed. You have to know the tricks to get the benefits. Read the booklet they give you at open enrollment. I have 5 kids and a husband. If you just do 1 wellness exam you get like $. The employee gets even more. I got like 800 for mine plus mammogram. 150 per child and spouse for simple cholesterol screen. ER visit plus x-ray and 2 follow up visits were like $650. You have to read the booklet. They even give you like 15 months to submit. It's super easy to submit, online via phone or even fax. My baby got juvenile diabetes and ended up submitting just a few forms via fax and boom. We got 1500 I think to help offset the hospital cost. You just have to read that book because it won't cover stuff that is chronic issues. It's more for like emergency stuff. No one knew or believed me at my work but I showed them my checks.
My other daughter sprained her ankle and (Urgent care, x-ray and walking boot) gave her $225. I think even though she didn't break her foot. I couldn't believe it. I saw that if you end up with a heart attack or cancer (heaven forbid) It offsets your cost by sending 10,000.00 That's a good peace of mind to have in case. I never thought my little one would ever end up with incurable type 1 diabetes but she did and I am glad we had Colonial to help with the bills for that horrible time. The people are very nice and you can also track everything on the website plus they sent me emails with the progress. I did have to call once to find out what happened to a wellness claim but it was over the holidays. My only suggestion would be to READ THAT BOOKLET AND DO NOT THROW IT OUT!
I thought I lost mine and asked the H.R secretary lady if I could have another and she said she didn't have any until I was telling her about what I wanted it for and how much I got back. Then magically a copy surfaced and she was asking me all sorts of questions about how did I get reimbursed so much. Just read it. the book tells you the rules. So now our company just switched to MetLife and they only pay $50 per wellness per person. :( I'm not impressed so far. They didn't even send me a book, I had to call and ask them for it. Hopefully it helps someone reading this. No one in my company really knew they could get money and they paid for nothing because our work didn't show anyone what to do. I think our company didn't really want us to use it or something. I don't know the reason but hope this info helps. One star off because they close at 5 and not open on the weekends... and I still have to wait on hold at times. Good luck!
These people lie to you, give you runaround, tell you you're approved and even sending check by FedEx on long term disability and you find out it was never approved and was denied. And your family is sitting in the dark no heat because your power is shut off and it 20 degrees outside. Then you're told the reason you were denied is because before you became LTD you didn't earn enough at work to qualify for LTD. Have you ever heard such bull. Don't waste your money on none of this junk. They cheat you and lie. I hope all you sorry Sun Life people that have lied to me for months a very warm Christmas and I hope and I know you will pay for the lies you told me. Your word is no more trustworthy than dirt. I will cancel every type disability I have with Sun Life because it's a joke.
I thought it would be right to say after my disability and filing for long term disability after doctors told me I was done with work due to my illness Assurant reviewed my case. I had no problem on collecting disability payments on my case and I work with very friendly people knowable within the company. They are very good insurance. I am very satisfied.
After the birth of my daughter I was disabled for a while. I attempted to activate my insurance that I had been paying for and they kept turning me down. My physician had even filled out all the required paperwork and yet I was still turned down. I wish I would have never purchased this scam. Because that is all it is, is a scam. Do not waste any money on this company, they will never do what they say they would when you first sign up!
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I selected an optional LTD policy through my employer. I also elected for 125% of my salary which cost more. In September 2015 I had a stroke. After the stroke I was diagnosed with Vascular Dementia. My Neurologist said I would no longer be able to work again. I had to wait 6 months before I was even permitted to submit a claim. After submitting the claim, Assurant said my claim was denied for 2 reasons: 1- I did not remain in the hospital for 72 hours. (My condition causes me to make very poor emotional and financial decisions.) 2- Assurant said that I would live longer than 12 months. (Even the broker who handles the policy said entitlement would last until I was 65.)
If I had known of these limitations, I would not have taken the policy. What would be the sense? I did some searching now and found that Assurant holds many types of insurance. I was not able to find a single review that had more than 1 star. Insurance is expensive and meant to provide peace of mind. Assurant rarely provides this to anyone as far as I was able to see.
Let me start by saying wow this company is a piece of work. My wife had a semi-major surgery and was out of work for 6-8 weeks and this company was responsible for her getting her short term benefit check. What a nightmare. Nothing was ever correct, the amount sent or even when it was suppose to arrive. Some weeks she didn't get a check and upon calling and speaking with the worker assigned to her case we could never get a straight answer. I hope people stay clear of this company.
I purchased an insurance policy from them in early May towards the end of May. I needed to file a claim when my adjuster ** contacted me. He was rude and condescending and made his decision before phone ever hung up. At the time I bought my policy I disclose that I have had a previous claim with the different insurance company. I had another one I did not remember. Some years back, I had a brain aneurysm and a stroke and I was paralyzed for seven months and I have been on permanent disability since then. I even have someone else help take care of me because I forget to take my medications on a daily basis. I am currently a single mother trying to support a son on a very small disability income. In my time of most need they were nowhere to be found and hung me out to dry. I had some very basic necessities taken. I had one pair of underwear to use. My son’s contacts were taken.
They took our everyday things out of our car along with some other items. ** didn't seem to give a rat’s ass, he sent it to underwriting and said my policy was canceled. I filed a complaint with GEICO whom I bought the policy through as well as the insurance commissioner for the state of Washington for several days I could not get a return phone call. This past Tuesday I received the news that not only were they not going to process the claim they were going to deny the insurance policy altogether.
I did not lie or withhold information at all. I apologize my memory is not what it used to be. However I did not choose to have a brain aneurysm and a stroke and I assure you I did not choose to be paralyzed for several months or live on disability. I am astonished that this is allowed to happen in this day and age. I sincerely hope that they take a look at this and help me if there's any way possible. I do not want to have to hire an attorney but I will. I also tried to reach his manager **. I placed 9 phone calls and not one was returned.
Off work eff. 07/14 opened LTD disability claim in 12/15. Provided all medical records, workers compensation letter with latest updates. Now they want me to sign an affiliate to forfeit all my future benefits from my physical injury claim (loss of use of my body functions) for them to pay w/ cash benefits started effective 1/19/15 after surgery.
Assurant is so overwhelmed with taking in new business that they cannot effectively handle the customer load at all. You can spend hours and hours and days and days trying to get basic customer service but it has proven to be an impossible task.
BEEN ON HOLD FOR 35 MINUTES. No one ever picks up the damn phone. My doctor couldn't even reach them to verify coverage. Friggin CEO makes $50 million a year but they won't hire any damn people to answer the phones.
Was supposed to get 8 weeks for a C-section birth, but Assurant decided I had an "easy" job so they only approved me for 6 weeks (after the fact, of course). Then they have a 2 week wait period that they do not reimburse for. I paid months and months of premiums to only get reimbursed for 4 weeks rather than the 8 weeks I was led to believe I would get and that I financially prepared for. They left me in a financial mess.
Just as everyone else mentioned, I been asking for my $175.00 refund for over two months. Spoke to supervisor who offered to follow this until I received my refund. Still waiting and still having to call. I will cancel insurance and hope for the best. Unbelievable what these Companies get away with nowadays. This is theft in my opinion.
I arranged to get insurance through them, and 4 days later, I tried to cancel it. I then told them to return payment, and am still fighting to get it canceled along with my money. They are not cooperating.
I will not pay a disability claim that I purchased to protect a small loan. American Bankers paid for a few months, then advised the loan owners that my disability is preexisting. How could they pay for a short period and then determine that my illness is preexisting? Please reach out and advise via email. I have seen no good review on this company and will not stop until I get a resolution or payment. I am still paying the premiums for disability insurance that are included in this loan. I would like to know if there is a class action lawsuit on this company? What is my next move on this? Can you advise me in any way? Thank you for your consideration. The American Bankers Assurant company is the sister company with the company that I work for. Weird.
I called the company to advise them that I have not received a premium notice and that I know a premium is due. I was transferred to several voice mail systems and no one got back to me. When I did speak to someone, they told they could not help me as they did not have access to the information. This has been an ongoing problem with this company. It is the third time that I had to call them because they are not sending me a premium notice. I have had this policy for over ten years. I believe that they are doing this so that they will have a reason to cancel the policy.
As a firefighter, I was concerned about the possibility of a disability and subsequent loss of wages. Four years earlier, I took out a disability policy, which I thought would provide additional income in the event of a disability. Unfortunately, I was diagnosed with a medical condition recently, which prevented me from firefighting. I applied for disability and was given a plethora of reasons why I was not eligible--ranging from non-compliance with FMLA, occupational disability, not paying premiums (payroll deducted); the list goes on. I appealed Assurant's decision twice, and both times, I was told that the board denied coverage. Since then, I have contacted the Employees Benefits Security Administration, and I am waiting on some type of direction.
I intend to exhaust all of my resources to expose this company for breach of contract and recover all of the disability I am entitled to. I remain tenacious and will not succumb. I share these circumstances, so that the hardworking labor force in America is not duped by some unscrupulous, greedy individuals, whose only course in life is to feed at the expense of others.
I signed up for a 3 month TEMPORARY insurance plan. After 3 months I realized they were still billing me. I called, and they told me to fax in a cancellation on my account. I faxed it in, and they billed me again. I called again, and this time somebody answered (on a normal, Monday afternoon) and said everybody was out of the office. She had to take a message, and they would get back to me in 48 hours. Called again a week later, told me they never received the fax. They will do everything they can to keep billing you.
Give their phone number a try....When I called their number each time, it asks you to enter your social security or your insurance number to identify you; no matter what I entered, it said it couldn't find it on file and keeps saying let's try this again. Even when you don't enter anything on the phone, it says let's try this again, please enter your.... It takes about 10 minutes before it finally goes to the operator. This is because they hope people will think, "Oh well, maybe they won't bill me again because I must be out of the system if they can't find my information...but no...they WILL bill you again. This is a scam; don't fall for it.
Scammed me out of $500.
I have a credit card with Bank of America. Noticed I was being billed for CG at $0.518 per $100.00 (insurance that pays your monthly bill if one becomes unemployed, etc.)
I never signed up for this program. Didn't talk to a telemarketer about CG. The product was added to my account through telemarketing slamming. TM needs to meet a quota; TM enters new customer without assent.
I wrote to Bank of America and called Assurant twice to have the fradulant charge removed from my account. B of A wrote me back and told me they had nothing to do with CG. Call Assurant. I used to be in the business. B of A turns Assurant TMs loose on its customer base and is paid for this.
Assurant took my name, account number, etc. twice; assured me that the CG would be removed; and promised to refund to me all the CG fees I have paid so far.
These promises were not kept. The fees continued to be billed to my account.
Why did we move from a regulated banking system to a free for all maket where customers may be regularly abused without, apparently, any consumer protection oversight?
I have a mortage with Waterfield Mortage Company. While reviewing my quarterly statement, I found out that I was also being charged $10.95 for Health Insurance. My wife contacted Waterfield just to find out what health care benefits were covered. However, the person on the telephone could not explain benefits, and instructed her to contact the Insurance Company(Assurant Group, Miami,FL.).
Upon reaching that Insurance Company, I was informed that they, Assurant Group, were carrying me for Dental, and Eye wear. I informed them that I had never authorized this health care. And, particularly I take issue with it being associated with my Mortage. Assurant Group told me that it has been in effect since 1998. I never authorized this! My wife and I have excellent health and dental insurance benefits from our employment.I have asked them to discontinue this insurance, and have asked that they have a Supervisor contact me to discuss this. What are my options?
I have yet to figure out the unnecessary financial cost that were incurred.
My parents have had a Discover Credit Card for years in holding the card they have also had the life and disability insurance on this account. On December 26th 2003 my Father passed from a heart attack. I contacted Discover card and got the usual condolences but they also advised that they would be processing the CREDIT SAFE PLUS insurance policy. Discover was wonderful in the help they gave and the manner in which this was handled by there department. Unfortunatly they had to turn it over to the company that handles the insurance and that is were all the problems begin.
Discover Card assured me that the insurance for which my parents had been paying all this time would cover not only the primary but also the joint card holders. Well the Insurance group ASSURANT GROUP, is saying that the policy has changed and that is no longer the case so they are denying the claim we have filed in behalf of my father.
My parents have paid $.88.1 Cents per 100 on the balance of there account as long as they have had it ... like I said before years. They are now denying this claim because they say the plan changed. I have a copy of the plan from the products and services page of the Discover Web Site somethign Discover told me to go and get a copy of, this information has a date of 2002 Discover Bank on it and was printed off on the 15th day of March 2004. According to the Assurant Group the plan changed in 2002 but it has never changed with the Discover people. Until just recently.
When my father passed it was very unexpected and to our surprise he had no insurance as he had cancelled it years before while my parents were divorced. Mother had no idea that this plan had been cancelled when they remarried and found out after my fathers passing. This has left Mother in a financial hardplace, but this Insurance was paid on this card and the bill was not deliquent nor was it an outrageous amount. The Master policy on the Insurance covers to $10,000 the amount owed is less than $1000, but now they say they will not take care of this bill. I personally have been in contact with several claim agents of both Discover and Assurant. Discover is in agreement that this is something to be taken care of and Assurant is determined to deny this bill.
This complaint actually concerns my 73 year old mother. She suffered a stroke in February, 2004. Since she can not take care of her personal business anymore, I was making an honest effort to see that her bill were taken care of. I contacted Bank One in order to let them know of the situation and was quickly informed that because I did not possess a power of attorney for my mother they could not discuss her account with me. I thanked them for thier time. I also noticed on her monthly statements that she was paying for credit proctector insurance and the telephone number for the insurance company was listed. I contacted the Assurant Group.
The first representative that I spoke with tried to be very helpful; however, there was no record of my mother's account. When I questioned the charges for the premiums that appeared on her statement, I was told that the account had to be researched and that someone would get back in touch with me. A day or two later, I received a telephone call from a claims representative stating that they had not found my mothers account, but they would send me a claim form for me to complete and send to them.
I recieved the claim form, completed the claim form and attached a letter from my mother's physcisian stating her illness and that she was disabled. On March 27, 2004, I received a letter addressed to my mother stating that she did not have coverage because the she was over 66 years of age. My mother was sold this insurance by a telemarketer and has never received any documentation regarding coverage. However, she has paid her premiums every month as required. I have written a letter to the credit card company (Bank One) and sent the insurance group a copy. There will be no payments made on the account until the situation has been settled and I will take further legal action if necessary. What they have done constitutes fraud and they have taken advantage of an elderly person. I will contact my states insurance commission as well as my state representatives. I believe in free enterprise, but not in taking advantage of the elderly or the disabled.
I received a charge on my Credit Card for Personal Credit Protector and after calling to cancel future charges was told I needed to call back in 24 hours because my account went into storage when I called and takes that long to open again. I questioned the ability to charge my account when the account was in styorage and Cliff told me that the credit card company billed me and they have nothing to do with it. The credit card company told me that they were billed by the insurance company.
Someone needs to review this and see if they are colluding to gain money without permission or just forcing people to take insurance whether they request it or not.
The credit card company does not have records and the insurance company can't provide information. I cancelled my credit card and will report this to additional agencies.
I can not continue to do business with companies that work with non-responsive and possible criminal actions so I cancelled my account and need to pay the account in full. I will borrow money elsewhere to pay off this debt.
I had a truck accident the loan was insured through Assurant Group I filled out the nessasary forms to get on with things. As time progressed nothing happened and the ford dealed started to call for payments, I called Assurant Group to see what is up and they need more Doctors information. Up until this point they mave assumed I have been to three or so doctors that they have sent requests to when indeed I only seen the Emergency Physian and then my Family Physian the following day. Todays date is sept 5/2002 and there has been no action on the payments, The dealer has demanded the vehicle back or They can repo it.
Damages are loss of credit the dealer has reported to equifax late payments therefore not being to achieve credit for seven years. I now have no vehicle to get to therapy therefore the injury is just going to get worse, I' am going to have to go to my family for some kind of assistance for transportation. I feel this is a issue that it is time for a lawsuit.
On 11/2/2001, I was downsized from my job. That same day, I notified my credit card companies that I would need to implement the credit insurance for unemployment that I had been purchasing over the course of the prior two and a half years.
I had been paying for this coverage through both my Discover Card and my Chase Visa Card, and the insurance company is Assurant Group for each.
I put in my claims with Assurant Group and after close to two months of back-and-forth nonsense, they finally began paying.
As my unemployment continued, so did my need for the claims, and so I continued filing the exact same forms with the exact same information month after month to the exact same addresses. On an almost monthly basis, either the forms were not processed in a timely manner or the claim was refused because the date on the copy of the unemployment check was not in the acceptable range (note that despite REPEATED phone calls on my part, it was never made clear what exactly the accepted range was), and thus payments were made late or not at all.
More phone calls to Assurant, more aggravation and CONSIDERABLE emotional distress on my part. The late payments on their part continue to this day.
And the best is yet to come ... at the end of this year, Assurant Group will send me a 1099 for all the money they paid out on my claims. The only thing I will be able to deduct against this is whatever premiums were paid THIS YEAR. The previous two and a half years of outrageous premiums will not count towards this, nor will the damage that has been done to my credit rating through no fault of my own.
Initially, I was able to contact both Discover and Chase Manhattan and have the late charges removed and the APR set back to a semi-reasonable rate, after explaining the situation. Unfortunately for me, they have only so much good will to go around.
The APRs have been increased to loan-shark levels and I can no longer have the late charges removed. My credit report will be impacted negatively because of this.
Emotionally, I have been the proverbial basket case. Yes, I have a lot of debt, but until this episode, I had NEVER missed a payment, never been late on a payment and almost always paid more than the minimum. I have consistently lost sleep over this knowing full well that my credit rating has gone down the drain.
This company plays a little game. I have a contract with them to pay my Discover Card payment while I am unemployed. As soon as I receive my unemployment checks I copy and send to them as prove. They receive them within 4-5 days (mail time)after I receive them. They will send me back a form letter saying they need more information and won't pay the monthly bill on time. I am charged a $35 late fee by Discover.
Since my monthy payment is approx. $90 and the premium is approx $20 they in effect pay $45. The charge on my card says creditsafe and thats how it was sold to me, as a way of keeping your credit rating safe. However if they pay late then my credit rating is being hurt. I called and talked to a representitive and then asked for a supervisor. I asked for her name and she said Nicole L. I asked for her complete name and she said that she would not tell me her last name. (I guess she is afraid of being named in a warrant.)
On July 30 I asked her if they were going to pay the 8/2/02 due payment. She said that the last checks (7/6/02 & 7/13/02) were too old. I told her that my 7/20/02 and 7/27/02 checks would not arrive at my home until 8/2/02. She said I would need to mail copies of the 7/20/02 and 7/27/02 checks no earlier then 8/8/02. I pointed out that 8/8/02 and then another week for them to process would mean my payment would be late again (July was paid late) and that I would incur another $35 late fee. She said there is nothing they can do about that and that they do not know the due date of the bill.
Altough they say they have nothing to do with Discover they represent themselves to be Discover as the phone message at their office says Discover Card credit protection and their envelops have Discover printed on the side. Basically they want copies of unemployment checks dated before the due date of the payment due. This is physically impossible as unemployment benefits are paid for weeks expired, and not in advance. Nicole L. said that the only way they would pay th 8/2/02 bill was for me to send copies of checks I would receive on 8/2/02 after 8/8/02. This is an impossible condition and in insurance I believe this is fraud.
I have had to contact Discover and Assurant and ha had a frustrating experience. They act as if they don't even know each other when they are partners in this. (Discover collects the premium, Assurant uses the Discover name.) How can Assurant protect my credit rating if they don't know ( and say they can't find out) the due date of the bill? As I have enough to worry about trying to find a new job and keep my home and family together duing this time, I do not need this aggrevation. I have a heart condition and suffer Angina when trying to deal with this situation.
American Bankers was responsible for making payments to my credit card accounts for the 5 1/2 months that I was unemployed. I was given the run around about getting each/all of the claims started being told to submit paperwork that I had to submit only about 5 or six different times. When they finally started making payments, they made them in lump sum payments to cover 2 or 3 months at a time. Anyone who knows anything at all about credit as they should as well knows that accounts are to be paid on monthly and not quarterly.
As result of thier delayed/delinquent payment schedules I have lost charging priviledges with one creditor. I did everything in my power and succeeded in providing them with the information that they needed every month for these claims only to end up delinquent and in bad credit standing. I have no words for thier business practices. It is my wish that they are either repremanded for thier actions or turn thier clients over to a company who cares.
Denied credit in store at the counter before about 20 people attempting to make a Mother's day purchase that I never accomplished. I was sent to the back of the store to speak to a credit representative to be told that I was on suspension with my credit card due to missed or partial payment.
We recently began receiving correspondence from the Assurant Group stating that had processed a cancellation for my fathers account. We received 3 letters on the same day with charges dated back to 2/2002. My father died on April 18, 2002, and unbeknownst to us we paid off his account prior to his death, without knowledge of any possible insurance coverage.
Upon further inquiry the company stated that my 72 year old father had death insurance, however, on 1/25/00 it was cancelled due to his age. They continued however to charge him loss of income coverage, when in fact he had not been employeed in 20 years and was retired. I feel this company's dealings should be thoroughly investigated.
My husband, who has been disabled since 1982 and unable to work, had disability protection for the credit card he carried. He supposedly signed up for it with a telemarketer on July 18, 1994 at 4:06 pm (per the Insurance Company's computer records, but no tape on file). He does not remember signing up for this, nor does he remember ever receiving any paperwork for this plan. They have been charging him .79 cents per 100 of charges for the past 7 years amounting to $1,289.88. He, not being savvy to these types of things, thought that the charge was mandatory from the credit card company to protect them because of his disability.
I became involved recently when I married this man and joined him on this credit card. I called Assurant Group and talked to a variety of people from Customer Service and Claim Reviewers. I got many different answers and attitudes.
I was told that this was primarly a disability policy that had a 6 month pre-existing condition clause. And it would cover the minimum payment for up to 12 months or up to $15,000. It also had life insurance component. They don't check health status, nor do they check to determine if the customer is on disability. I asked them how could they charge a person who is on disability a premium for a disability policy that they can't use. Assurant Group explained that it wouldn't cover the pre-existing condition, but if the customer had another disability this insurance would kick in. In my eyes, a disability is a disability. My husband has not worked since 1982 when the accident happened. He has only received Social Security Income. How can this policy protect him from unemployment due to disability if he is already unemployed due to disability?
I posed this question to a few of the people I talked to and some agreed that this does not make sense. Others stated that, although he could not use the disability portion of this plan, he is covered for life insurance. Then, they tried to throw in the fact now that I am on the credit card I am protected. I explained to them that I did not need this protection and I am already well-insured. I was able to cancel any further deductions from our MBNA Mastercard. However, I stated to them that I was quite upset that they have been accepting a premium on something that Richard could not technically receive benefit from. I requested that they resolve this matter fairly by one of two means:
1) Apply the 6-month pre-existing clause at any point within the past 20 years, since he has been disabled and unable to work, and pay as the policy states (minimum payment for 12 months or up to $15,000); or
2) Refund his premiums of $1,289.88 and call it a mistake as if he never was covered under this plan.
I heard from some people that this was possible and others that this was absolutely impossible. I heard from the Claim Reviewer that they would not cover this disability because it was a pre-existing condition and he would have had to had another disability to have the plan kick in. I, again, pointed out that if someone is unemployed because of disability, they cannot become more unemployed because of another disability. I am furious that they took his money for all these years when he only had disability income of about $500/month and he did not qualify for this plan.
He has lost $1,289.88.
I have gotten nowhere with Assurant Group. I am about ready to call Bruce Camacho, President/CEO in Atlanta and plead my case.
I have researched this company and see that a Class Action lawsuit was filed in New York with American Bankers (an Affiliate)for this credit card protection plan and denials of claims. A hearing was held in January, 2001. The ability to join the suit does not exist due to the fact that we are not in New York and the deadline has elapsed.
Sun Life Financial Disability Insurance expert review by Joseph Burns
Sun Life Financial offers long-term and short-term disability insurance in addition to its many different benefits packages. This disability insurance helps you keep getting paid in the event that a disability prevents you from performing duties at work.
Critical illness benefits: Sun Life allows claimants to collect an additional payment if they’ve suffered from illnesses such as cancer, heart attack, stroke, kidney failure or trauma resulting in paralysis.
Retirement savings: A disability shouldn’t have to affect your plans for the future. Users can use Sun Life’s program to contribute to a retirement savings plan.
Employee assistance program: Sun Life offers access to a counseling and referral service in the event of legal or financial concerns.
Medical supplement: Sun Life helps users maintain their medical coverage by paying up to a preset amount towards their medical insurance premiums.
Activities of daily living: Sun Life offers an Activities of Daily Living Benefit, which increases disability income in the event of a severe disability, in order to supplement the costs that claimants frequently incur.
Best for: people who have been injured, severely disabled, or suffered from a critical illness.
Sun Life Financial Disability Insurance (formerly Assurant) Company Information
- Company Name:
- Sun Life Financial Disability Insurance
- Company Type:
- Formerly Named:
- United States