Matrix Absence Management Reviews

4,875,589reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Matrix Absence Management

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Pros
  • Responsive customer service
Cons
  • Frequent delays in payments

Matrix Absence Management Reviews

Filter by Rating

  • (5)
  • (1)
  • (2)
  • (9)
  • (319)

Popular Mentions

    How do I know I can trust these reviews about Matrix Absence Management?
    • 4,875,589 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Matrix Absence Management?
    • 4,875,589 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 4 Reviews 240 - 440
    Customer Service

    Reviewed June 26, 2018

    I been out of work since June 1st 2018, due to maternity leave. They keep saying they don't have my medical papers faxed over for weeks now so I called them last week and the guy said that they had my papers and they are looking over it, but come to find out they still keep saying they don't have my papers and now my case being denied. I wish these folks would get it together.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed June 7, 2018

    Matrix Absence Management needs to be investigated and a class action lawsuit needs to be filed. They deliberately deny valid claims. The favorite line to delay your claim is they haven't received your documents from the doctors. This is very alarming. How can a large amount of people documents not received when the doctor office receives the final confirmation of the fax being successful.

    There is a pattern here, I have been battling this illness for 10 years. Matrix has approved in the past as a disability and now it's not a disability. My illness qualify under ADA, their nurse who is not a doctor nor a specialist determines your illness, which I don't know how a nurse has more experience than a doctor and 2 specialist which is my case. I feel a RN doesn't have enough experience as a doctor and a specialist to determine someone illness, but again I was approved in the past for the same illness that was classified as a disability. Matrix didn't try to get the additional information from one of the specialist that was treating me; which that claim adjuster said they would to get a better understanding, she never followed through.

    Verified by the doctor office, they never received a call or paperwork on evaluating my illness. They denied my specialist, the one they approved my disability in the past, who recommended a procedure that would have approved my health, they ignore his advice and failed to get the information from the doctor who was going to do the procedure. Matrix just discriminated against my illness, which causes me to be disable for periods of time. I have multiple doctors including specialists over the years that's been treating me for this issue. All doctors can't be wrong and blood work doesn't lie.

    Thanks for your vote!
    Staff

    Reviewed May 30, 2018

    I have been suffering from an "unknown" condition- many tests, lots of waiting, tons of specialists, and finally a year and a half later I am closer than ever to a diagnosis. My relationship with Matrix has disappointed me beyond explanation. When my claims examiner needed any important or timed documents she failed to ensure we communicated regarding her needs. Ultimately my employer informed me of their needs, leading to write ups and near termination. When I questioned my examiner she became defensive & placed blame on me. It would be my hope that an absence management company had compassion toward the people they served.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed May 27, 2018

    I have been out of work Since April. I have contacted my claims examiner several times and all I keep getting is my doctor's office hasn't faxed my forms and I have confirmation that my paperwork was faxed back to her. (Kaitlyn). I have emailed her several times and she has yet to email me back. I spoke with her almost 3 weeks ago and she told me she was waiting on me to fax documents and my pay would get started, I have yet seen any pay. This is not your money people. I will be contacting me a lawyer. It's lie after lie with her.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 25, 2018

    This company and its representatives lie, to try and keep from paying out the benefits that we as customers pay for. It's bad enough when you are injured and cannot work but even worse when the disability company cannot do their job. I did everything I was supposed to do on my end. I kept my claims examiner informed after every doctor's appointment and I stayed in contact with my Physician's assistant as to when she submitted my paperwork. Everything was done correctly and I have documentation to back this up.

    My claims examiner dragged her feet extending my leave therefore I was not paid on time. Kathly ** was my Matrix Claims Examiner. Even though you are holding proof of confirmation of faxes being received they will lie and say they don't have them. They will ignore phone calls and emails as well to keep from paying you. I have contacted this business every day except weekends and I am going on five weeks without receiving my benefits.

    Thanks for your vote!
    Verified purchase
    Customer ServiceStaff

    Reviewed May 8, 2018

    This Company and its representatives lie, to try and keep from paying out the benefits that we as customers pay for. Even though you are holding proof of confirmation of faxes being received they will lie and say they don't have them. They will ignore phone calls and emails as well to keep from paying you. I have contacted this business every day except weekends and I am going on five weeks without receiving my benefits.

    It is either lost faxes, lost emails, or you get voicemails when trying to call that say they are in a meeting or they are out for the Good Friday Holiday. Still no matter what time of day you call, Are they will ask you in an email for the contact info for your dr's etc. even though they just received all that information in an email you just sent and they confirmed they received in a reply email. If most of the customer service people out there acted in this manner they would not have a job. This is the lowest of the low trying to keep a benefit from someone who pays for that benefit.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed April 15, 2018

    My fiance was injured at home early in the year. It was several breaks in his leg. Because of location of the break, it was 12 weeks off work, as long as surgery wasn't required. If surgery had to happen, it was 36 weeks minimum. From the get-go, it was hassle after hassle. It was things like "your doctor failed to send the required documents." LIES!!! I watched the person at the orthopedic office fax the information to my Matrix consultant. I held copies of confirmation numbers FROM Matrix verifying that those documents had been received. Yet Nicole "rude attitude" ** was denying they had been sent. I don't know how many times, little nit-picky things like that was the reason we went without basics like food and water and electricity.

    Not to mention that the 70% of our salary we are supposed to be getting is actually more like 30% of our salary. It's actually 20% of his monthly income (after taxes; net not gross). I don't know if anyone else got this impression, but I felt as if the Matrix employees were getting an incentive for finding reasons to deny claims. Considering it's a customer service industry, I never felt any empathy from a single Matrix "CSR". ANYTHING BUT CONCERN ACTUALLY. I felt like I was an inconvenient nuisance, when, in fact, my money, pays them for a service, and pays them to provide it.

    I'm not expecting them to lick my boots, but is it too much to ask for them to do the service that should be required considering the position they hold in that industry? And to do it with a little compassion? That money is automatically withdrawn from OUR paychecks. The vast majority of the time they get paid. Now, they have to put all these stumbling blocks in the paths of the people who earns the money that's withdrawn automatically to them, when they need the help that withdrawn money should be paying for?

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 6, 2018

    I was off work at the end of November for a week but didn't file with Matrix. Then I had symptoms flare up again the end of December. I had to get FMLA in order to keep my job. So I called right away to file. I explained that I had been off in November for the same thing & was sure I'd be off again for it. The girl that did my intake was really nice. Then I followed up with my Dr.'s office who had not gotten any info from Matrix. Matrix got a hold of me & said they had faxed my Dr. the info. I let Matrix know I had started seeing a specialist & was off again. Since I went back to work it didn't matter. They faxed the specialist the paperwork also & they sent back the week I was off for procedures. When I followed up with Matrix I was told my claim was denied because the dates didn't match.

    When I asked why they said the specialist gave different dates & I explained because they gave the dates for the other claim I had to start because they messed up my intake & didn't do an intermittent leave. She then said my primary care Dr. sent the wrong dates too, according to my Dr. they never got paperwork. She read me the Dr.'s name & it wasn't even my Dr. She argued with me saying that was the info I gave but I haven't seen that Dr. in a long time. I argued on the phone with this lady from Matrix for awhile & she said this was all my responsibility to make sure it was done right.

    I called Matrix on a Monday explaining everything on her voicemail & told her my Dr. was only in the office the next 2 days, she didn't call 'til Wednesday & said she'd resend the paperwork but would need it by Friday, even though I told her my Dr. was not there. She acted like that was my fault too. My Dr. already said they'd give me the time if they had the paperwork. I am probably going to lose my job & was shown no compassion. This place is a joke.

    Thanks for your vote!
    Verified purchase
    Customer Service

    Reviewed Jan. 31, 2018

    My last day worked was 10/27/17 and I had to fight with them and threaten to get the labor board involved after 6 weeks of no pay. Then they acted like they were doing me a favor by "rushing my claim" to get me a check before Christmas. The "nurse" that called me to review my claim was very difficult to understand, as she did not speak English very well. Communication was terrible, my examiner suddenly disappeared and I ended up working with someone else. Currently (January) I am still off work and they closed my claim because I worked a couple hours, so I am currently not even receiving short-term disability. Again no pay for a month.

    Thanks for your vote!
    Customer Service

    Reviewed Dec. 12, 2017

    I don't understand how these crooks continue to stay in business. If you don't know what 'Bad Faith' is when it comes to insurance companies, do yourself a big favor and look it up. This company operates in bad faith. I filed a claim in August of 2017. It's now December and they have yet to finish my claim. They purposely delay your claim by, failing to reply to phone calls and emails, if they do reply to an email, they will purposely send it to the wrong email address, further delaying your claim. Or send you the wrong forms to complete, or request an absurd amount of evidence from your Dr., in an attempt to further delay your claim. Something has to be done about this insurance company and their unethical practices. They have an F rating on the BBC and a 1.2 of 5 rating. That's terrible! I will be writing a letter to my congressman in regards to Matrix Absence Management. And seeking the services of an attorney.

    Thanks for your vote!
    Brooks increased rating by 2 stars.
    After a positive interaction with Matrix Absence Management, Brooks increased their star rating.

    Reviewed Nov. 23, 2017

    My last day to work was 8/23/2017. I have Parkinson's. I filed a claim for Short Term Disability (STD) and it was approved so I got paid for about 12 weeks and should have been 26 weeks, Matrix denied my claim after those 12 weeks’ pay telling me that they did not get proper documentation from my Neurologist. My Dr. office said they sent them all the info they needed so this went on for a few weeks and Matrix finally denied my claim and will not pay my other 14 weeks. I am entitled to 6 months STD thru my employer, I have since been approved for SSDI benefits so I can’t get STD for Nov but they owe me for part of August and all of Sept and Oct. Do I have any recourse to get this money that I am owed?

    Thanks for your vote!
    Staff

    Reviewed Nov. 23, 2017

    I am writing on behalf of a person who was injured on the job at Lake Elsinore Ford. She was immediately treated like a pariah by both the employer and Matrix. She did not break any bones but suffered a crush injury to her hip that caused the employer to eventually fire her - and later, a repair surgery was performed @ $35,000 which drove us into bankruptcy.

    I accompanied my wife on EVERY doctor visit - she was unable to drive herself although she had competently drove trucks at the auto dealership where she worked. The employer refused or ignored any type of employee counseling or assistance while she was suffering agonizing debilitating pain. Her other injuries were herniated discs in her upper back (thoracic), and lumbar region.

    Because of her multiple injuries, she was unable to find suitable alternate work, and we lost our house in a foreclosure. She was always in pain and walked with a gimpy stride, could not climb stairs, and was uncomfortable sitting, lying down, or while in motion. We had to do some searching to find other victims of Matrix, some family members of people whom Matrix refused to help and whose pain was so unbearable that they took their own lives.

    Yes, Matrix denied suffering people to the extent that they killed themselves. Matrix is an evil company making tons of money based on the suffering left in their wake. People like Governor Schwarzenegger and other investors in this type of insurance company make tons of money based on the suffering of little people unable or not equipped to fight back, like my wife and I.

    Thanks for your vote!
    Customer Service

    Reviewed Nov. 1, 2017

    I get short term long term disability through my work and I have recently had to go on medical leave for short term disability. Contact Matrix absence management in September. It is now November and I still haven't received anything because they keep saying that the doctor's office is not sending the fax or they just haven't received any emails or fax and the doctor's office has repeatedly sent these emails and fax to the point they are so aggravated and I am too. I'm a single mother and this is how they treat their customers. It's ridiculous.

    Thanks for your vote!

    Reviewed Oct. 20, 2017

    I went on long-term disability, I receive 1 payment, sent to an address I have not lived at for 7 years (they had current address). It has been a fight to get them to pay, they have lied so much, I don't believe they know the truth. I am hoping to set up a lawsuit against them and others that have paid into this company for years only to be denied because the reps lie, lose information, twist information. If you have had problems we need to get together for justice.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed June 6, 2017

    Don't waste your time with these incompetent, money hungry idiots! GET AN ATTORNEY! I relate to many of you. Believe me. Despite complying with the barrage of paperwork they sent me, there was always something mysteriously missing, something else required of me; in addition to Matrix saying my doctors never sent documents, so I missed deadlines. Which was a lie! I called all 10 of my physicians to verify. How is it statistically possible to have 10 doctors IGNORE request to submit (any) medical records to this unethical/poor business practice: RELIANCE / MATRIX?

    They denied my LTD compensation for severe, life-threatening/chronic illness, ignore all of my physicians' diagnoses/prognoses. They don't return phone calls (FYI: do not call - email EVERYTHING so you have proof/documentation of communications, requests, questions, concerns, etc!); they don't return e-mails. Their goal = continue making $, having total disregard for those whom are severely ill/disabled and have lost everything - career, enjoyment of life (and income)!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed June 1, 2017

    I wished that I had read these reviews and I would not be in the situation that I am in at this time. This company also stopped paying me on the first appointment day after having a total knee replacement. To top it all off, I was not notified that I needed to get all of the surgery and office records before I would be approved to continue with payments. It now has been 3 weeks since I have received a check and all of my bills are coming due. I'm also unable to walk very far and need to drive to physical therapy and MD appointments with no money to even buy gas or groceries. These people do not care and do not do their job. They list on their website that they are responsible for contacting the client's MD for office records, which never happened for me until I called 3 times over 2 days.

    When Erica called me back from Matrix, she was not friendly and stated that she would send my MD's office a request for records, which I reiterate is now about 3 weeks. Everyone is correct to say that being disabled and recovering from surgery is hard enough, much less having to do the job of calling or personally obtaining your own medical records. My employer uses the company and I have no choice in this matter.

    Thanks for your vote!

    Reviewed May 24, 2017

    In 2014 I lost my mom in May, my right leg in August and my beloved job in October. I was a nurse and the facility couldn't use a one-legged nurse. I have LTD through Matrix and I have not had any of the problems that others seem to have. It may be that my claims person, Camella, is just that good or since my claim goes through the New York office I don't know. There was one time that my check did not come and Camella overnighted my check to me. No problems, no hassles.

    Thanks for your vote!
    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 1, 2017

    As the other Consumer, it's bad enough being out of work and having to make ends meet with what little money you get from the insurance but when they don't do their job and you have no check coming in it really makes things harder. It's going on 2 weeks with no check. My Claim officer put stop on the day of appointment??? Even though I wasn't even able to walk and she knew this, so I guess she thought I could go back to work without walking. Anyway here I sit late on bills due to MATRIX Disability Insurance. Why don't they do their job??

    Thanks for your vote!
    Punctuality & Speed

    Reviewed March 24, 2017

    It's bad enough when you are injured and cannot work but even worse when the disability company cannot do their job. I did everything I was supposed to do on my end. I kept my claims examiner informed after every doctor's appointment and I stayed in contact with my Physician's assistant as to when she submitted my paperwork. Everything was done correctly and I have documentation to back this up. My claims examiner dragged her feet extending my leave therefore I was not paid on time. Erika ** was my Matrix Claims Examiner.

    Thanks for your vote!

    Reviewed March 24, 2017

    I was put out on STD and my doctor missed 14-day submission by one day, had to file an appeal and they dug deep, took 3 months and denied my claim, and I was fired from job after because of attendance policy. Their doctors reviewed my claim and denied me after MRIs proved my case and numerous doctor which I had to see all went to bat as they are of course the ones that took me off work. I went three months with no money while reviewing my case to be denied. I lost everything, went homeless and had to sell car for food to feed child. Could not touch 401K unless I was fired in which finally was but it devastated my life. I feel I was denied as they found out I had an autoimmune disease and felt I'd be out more often and got rid of me.

    Thanks for your vote!
    Punctuality & SpeedStaff

    Reviewed Jan. 11, 2017

    I truly hope Matrix gets shut down. This is the worst experience I've ever had trying to get a few days off for FMLA. First they claim to fax paperwork to my doctor’s office when they never did just to stall the process. Next my doctor’s office faxed the paperwork back (right in front of me) and they now Matrix claims they never received it. You can't get a hold of anyone to help with the claim and they are always late at getting back to you. I wish my company did not deal with these people because all they care about is stalling people and making sure you don't get the hard earned leave you deserve.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Dec. 27, 2016

    I been out of work from Main Line Health Labs since 2016 and now we are going into January 2017. I'm out of work because bad knee, neck and wrist. I worked for MLH for 12 years and paid into short term and long term disability. The insurance company Matrix has made me being out of work even worst. I been selling my personal belongings and now had to put my home up for sale because I have not got paid since the summer 2016 when Matrix decided to drop my claim. The doctors, nurses and I sent Matrix everything over and over that they requested. But no matter what they deny my claim. I feel like I am heading for a meltdown. I called Main Line Health Human Resources but they are no help either. They are actually posted my job although I been hurt due to my job. Watch Amber Alert. It is just about what I am going thru and how the claims people are forced to turn down claims just so higher ups can get bigger bonuses.

    I believe Matrix mirrors this movies. Just shady insurance companies who will do everything they can to not pay out and deny claims. I been thru hell over the last seven months medically but not being paid adding to the situation makes it worst. It's not fair I pay into short and long term disability and now when I need it I cannot get paid and have to sell my belonging and now my home just to stay afloat and I am still drowning in debt and stress. Main Line Health is aware of the issue but does nothing to rectify situation. I'm just disgusted and drained from all the stress. I hope I can bring light to this problem so others won't have to suffer like I am.

    Thanks for your vote!
    PricePunctuality & SpeedStaff

    Reviewed Dec. 16, 2016

    It's Dec 14th and I'm still waiting for my November disability payment from Matrix. My check got lost in the mail again. I've learned to expect this to happen twice a year now. But this time it's really going to cost me. I've had some extra health problems the last couple months and the extra costs have stretched my budget to the breaking point. I've now run out of groceries and today was the last day I had to make a payment before my electricity is shut off. I explained this to the Matrix agent last week and asked if they could over-night the replacement check to me.

    He informed me that once the checks go in the mail it is no longer their responsibility if they don't arrive and not their problem. And he expressed all the compassion of a pit-viper. So, here I am. Waiting for a check that was suppose to be here two weeks ago. After 11 years of disability, this is all I've learned to expect from these people. In addition to dealing with my health problems, I have to stress every month about whether my disability check is going to be here on time. I do not write this to elicit anyone's sympathy (obviously we can never expect any from Matrix), but to warn people that are looking to buy disability insurance about what my experience with Matrix has. People do not deserve to be treated like this.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Oct. 10, 2016

    My company which I will not name unfortunately uses Matrix as the vendor to handle disability claims. I'm currently out of work on a valid leave due to a medical emergency in July. Enter Matrix to handle my claim. I'm going to keep this short as I'm going to deal with this through my HR dept and the individual that works directly with Matrix but suffice to say they are horrible. From the get go they have been terrible. They never sent the paperwork to me as they said they would and lied about sending it to my doctor. By the time I got it myself and had my doctor complete it they were about to deny my claim. Then it took 8 weeks to get a check and that was 5, weeks ago. Since then no money.

    I've been trying to deal with the rep but he's very difficult to get ahold of. Says he's "swamped". Called his manager. No callback. He's also rather rude, interruptive and tries to make like the communication problem is mine. Not a chance. Every review I've read about this company has the same theme. They are rude, they do not tell the truth and try to make the claimants feel like they've done something wrong. Can't understand why any reputable company uses this sorry excuse for a vendor. Absolutely horrible.

    Thanks for your vote!
    Customer Service

    Reviewed Sept. 12, 2016

    You have to stay on them all the time. They never call you until you call them. Had to have paperwork from them to get my money and to return to work. It took me getting angry to get an response. And I had a claims manager.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 26, 2016

    Matrix Absence Management is the company that handles my husband's employees LTD compensation. They are horribly rude, they will not return phone calls at all. You can leave numerous messages and they just ignore them. Depend solely on voice mail as a means of business operation. One representative will tell you one thing and a second will tell you something completely different. You cannot trust anything you are told. Case managers are constantly in meetings or out of the office. Nothing is done in a timely manner. They act as though they don't care because it doesn't affect them. Our creditors are screaming for payment and we can't get an honest answer as to when my husbands LTD payment will arrive. It's been four weeks with no income in our home and they could care less.

    Thanks for your vote!
    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Aug. 1, 2016

    I am receiving long term disability from the Federal Reserve Bank of Kansas City. I have only one complaint about the bank. I was misinformed about whether or not another retirement would offset my disability payments. The misinformation was unintentional. I was told my other retirement would not offset my disability payments. The person assumed I was already receiving those retirement payments and I was not. When I drew my retirement my disability payments were reduced by $19K a year and I had to pay back $8K. Since I am no longer employed by the Fed I had no access to the policy and was not provided a copy when I asked for it. As for my experience with Matrix Management it has been a nightmare. I have had 3 case. I would lose benefits if the that managers, the first of which was a condescending rude and intimidating attack dog.

    When I complained about her to HR at the Fed, one of her direct reports became my case manager. He was only slightly better. All of the conversations were recorded and it was obvious he was being cautious about what he said and how he said it. But he also was condescending and threatening by constantly reminding me that my benefits would be canceled if the medical records they requested were not received by their deadline. I now have a third case manager and have found her to be polite, non-threatening and helpful. Matrix sends the requests for records. Then they almost immediately send a follow-up request for more information, doubling their chances that someone will fail to meet their deadline and lose their disability benefits.

    Thanks for your vote!
    Punctuality & SpeedStaff

    Reviewed July 20, 2016

    HIPAA Breach - Matrix and their subcontractor, MES, have been sending my private medical to a former lawyer of four years. I have at that time hired a new lawyer which removed the original esquire. Anyhow, I have now received two letters (6/21/2016 & 7/11/2016) of very private health information that was also forwarded to the former attorney. Matrix' resolve was that they contacted their sub- and that all has been erased as of today... I then said how do I know what was sent to the former lawyer as they "assured" all was corrected. Really?

    As they are harassing me to attend "Phase #2" of an IME which I struggle to get to in any situation via car, they are also denying me my correct salary although I have it as received by my former job. "I was terminated for following doctors' orders." Too many to list about Matrix and their procedures as they harass, with tone, condescending, and although I have expressed a conflict of schedule, they are persistent which will now most likely require a lawyer. I was a 9/11 1st responder and have a serious amount of illnesses that just keep coming... and my words of distress and anxiety only make them more forceful to their than to my health conditions. I apologize, my cognitive skills are fading at this point, eyes are getting blurry...

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed July 4, 2016

    I feel so bad for those who needed the long-term disability. I only needed the short-term while I went through physical therapy and waited for a relatively simple modification at my work. I was denied BOTH despite multiple doctors notes so I ended up working through the pain and it was excruciating at times. I could only handle part-time so I lost thousands of dollars in income. Months later, my work eventually gave in and made the requested modification but by then the pain had become pretty much chronic. I may have ruined that body part for the sake of keeping a job. I did look for other jobs during that time but didn't get any bites.

    I don't know which Matrix office I was dealing with because I'm in California and I used the 800 number. I dealt with several of them. The rep named Laura ** was particularly vicious. She used anger and lots of sarcasm to try to intimidate me. She accused me of just being lazy and of having ulterior motives. To be spoken to this way when you are desperate to the point of crying every night and in a panic over what to do is the most despicable thing. Another one, Theodora **, deliberately put her own spin on my doctor's request and claimed that her substitute advice to my company was the same as what the doctor wanted. It was not remotely the same. My doctor worked so hard trying to help me get through to them. My advice is to get copies of everything your doctor writes because Matrix will make things up. You can't prove them wrong unless you have your doctor's words on paper right in front of you.

    Check out Matrix employee reviews of their own company on Glass Door. There is one that states: "If you enjoy denying hard working honest employees of their benefits then this is the company for you. Matrix works hard to deny workers compensation, short and long term disability, return-to-work services, personal/family leave (FMLA) programs to deserving employees." That is verbatim. They also say, Matrix work ethic and motto is to say NO to clients. The reviewer here on Consumer Affairs who called them morally repugnant - no truer words have ever been said. I believe there is a special place in Hell for Matrix employees. Also, you might want to take a good look at the company you work for because there is a reason why they hired Matrix.

    Thanks for your vote!
    Verified purchase
    Customer ServiceStaff

    Reviewed June 29, 2016

    I've read a lot of reviews... understandably they deal with monetary issues. My friend committed suicide, my mom got sick and my kitchen flooded badly all within 2 months. I'm still amazed that I didn't get electrocuted from the flood, it mainly pooled within my kitchen fluorescent light system and electrical appliances. I worked for an airline from home... I broke down. They were pushing more work on less people (like so many other companies). The stress was unbelievable. This was probably the 3rd request I'd made for FMLA but it was definitely the oddest. They asked my neighbor (who the airlines knew I was having huge dog barking issues with) to "watch" me as well as 2 other neighbors... which is so creepy. Who asks neighbors to spy? And how do I know this?

    The irony is, the gentleman who came to get the mold and asbestos readings after the flood from his little machine chatted with me while he collected the reading. I happened to mention Matrix and I can't tell you how wide his eyes became. He said he had worked for them for many years and his wife still does. He said he used to work in the "field", investigating the legitimacy of claims. He said with a mental breakdown, that it would be rare for my claim to be looked into. Well, apparently it wasn't that rare. To try to make a long story short, they somehow or someone was granted access inside my rental condominium. My journals were read, papers and receipts were gone through... photographs. I'm a female who lives alone and as crazy as this story sounds, it happened. They do it. That was absolutely confirmed to me.

    My car as well. I went to an AA meeting one time, was absolutely followed in, observed. He observed my car from peering inside the windows at the belongings inside. It absolutely happened and only once again reflects the strong prejudice of mental health issues and illnesses and how those people are treated so very menial by so many entities... from employers to agencies to well... morons like Matrix Absence Management. I am not trying to invoke worry in anyone, but some of these 'wish I were a sheriff'' investigators will go to great lengths to provide proof that your claim is fraudulent. I feel that they would be much more effective as a mall cop, chasing skate boarders out of the parking lot. Because let's face it that is pretty much the extent of their training and expertise.

    And in regards to money, I had some money saved and did not wish to be paid. I received a check for approximately 240 dollars and immediately called Matrix, telling them that since this was an extended FMLA, I didn't feel comfortable cashing it. She said I absolutely should. As soon as possible. Wish I wouldn't have. They obtained all my banking records from BOFA after that. I'm sure they were thrilled with my trips to Safeway, CVS or an occasional vegan burrito from Senor Taco. If I were nasty and classless, I would call them the nastiest name in the book, but I've let it go now. Sometimes (always) things happen for a reason. There is more to this story but hopefully you get the gist. They are creeps and any company that uses them should be aware of the problems by this point and, quite frankly, ashamed of themselves.

    And if that company employs a management company such as well for instance let's say Aon Hewitt to try to clean up their mess and the mess grows much bigger well, as a company I would rethink my choice of the company that oversees absence management as well as the management company that oversees HR and medical issues related to Matrix. It's called CYA tho and I think that would be a good acronym for many corporations (especially in the medical field) these days.

    When a previous employee of Matrix tells me about their shady tactics and why he chose a new profession... I tend to buy his story. Especially when I lived this nightmare (Nov 2014) to present day. And I'm not even employed with the airline anymore! I hope my post has emphasized the fact that they really will go to great lengths to investigate and insist negligent behavior to the point of complete harassment and privacy invasion. Good luck, everyone. They are truly rotten to the core.

    Thanks for your vote!
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed June 22, 2016

    HORRIBLE! HORRIBLE! EMPLOYERS SHOULD NOT RETAIN SERVICES THROUGH RELIANCE STANDARD & ANY EMPLOYER HAVING RELIANCE STANDARD FOR ITS EMPLOYEES. SHOULD TERMINATE THEIR "SERVICES" (if that's what you can refer it as because they don't provide a service - only lies, stall tactics, poor business practices.)

    If you're thinking of obtaining your own policy through RELIANCE STANDARD, RUN! FAST! VERY FAST! I don't even want to give "one star" above because they don't deserve any recognition, any frickin' stars! At least RELIANCE STANDARD can have the courtesy to return a claimant's telephone calls, e-mails - ANY correspondence, not ignore them (us/ME!). Unprofessional! Unfair! Nothing but a fraudulent business that needs to be held accountable, in COURT, for their unethical, unfair, and unjust business practices.

    I have 10 specialty care physicians - all stating I am permanently and totally disabled with a LIFE-THREATENING ILLNESS & EARLY DEMISE (and I am only 48 years old). And even more stressful and taxing on my overall mental and physical condition, I've undergone 2 surgeries in the past 3 months and 2 other procedures the past couple of years.

    I even threw away a career which I worked and trained very hard, having earned 2 Masters Degrees and a Ph.D. - all thrown away. And RELIANCE STANDARD thinks I prefer being ill, out of work and broke??? Thankfully and my being very grateful, the U.S. Dept of Education (Federal Student Loan Dept) even discharged my student loan debt of $190,000 because of my severe, life-threatening (very well documented and substantiated by medical providers) illness - further validating the seriousness of my illness and that I deserve (earned) my Long-Term Disability Insurance, through RELIANCE STANDARD! I even had my Social Security Disability approved in less than 40 days! I even received Short Term Disability by the State of California - approved in less than 40 days!

    Applied (February 2016) and waited, and waited to RELIANCE STANDARD, after my having to voluntarily resign from my employer and having to "go out" on FMLA (September 11, 2015). Then, receive (only) e-mails from RELIANCE STANDARD, "blah-blah-blah, everything is a go". Then, a month later from RELIANCE STANDARD, "oh, we need more documents". And, "your doctors never sent in the required paperwork". I contacted ALL 10 of my doctors - personally and over the telephone. Each doctor said they never received any paper work to be completed, by RELIANCE STANDARD. I knew RELIANCE STANDARD was lying, and I knew my physicians - ALL 10 of them could not have possible screwed up, forgot, or failed to send my much-needed documents to RELIANCE STANDARD!

    I e-mail and e-mail and call RELIANCE STANDARD; NO RETURN e-mails or NO RETURN telephone calls to me, whatsoever from RELIANCE STANDARD. More so leading me on, causing me stress - further negatively impacting my overall health condition, I receive notice May 2016 that "everything has been approved - be on the lookout for a live check in the mail". Today (June 19, 2016) marks 45 days of NO WORD, NO CALLS, NO MAIL, and worse - NO CHECK since I was "approved" for LTD compensation OVER A MONTH AGO!

    Thanks for your vote!
    Staff

    Reviewed June 9, 2016

    As of this year my company chose Matrix to handle our FMLA and disability claims. I have had to deal with them now 2 times for medical reasons and both times it was the most horrible experience. The automated messages back to back, the inability to get a hold of examiners, their lack of compassion for the individual, it is all just very upsetting and disappointing. I spoke with a supervisor who claimed she was going to get to the bottom of things but when it was all said and done information she gave us was not true at all. I don't know how I'm going to deal with them this go round but I am determined not to let it stress me out so thank you for this forum to express how I feel, I wish you all the best.

    Thanks for your vote!
    Verified purchase
    Customer ServiceStaff

    Reviewed May 2, 2016

    Matrix is the provider of choice by my employer to manage short term disability benefits. As such, they are managed in such a way as to delay payments and mishandle claims of applicants. They are almost impossible to reach, you are given a 'case handler', but they are constantly changed. Any calls go directly to voicemail. I received numerous voicemails stating my physician had not faxed paperwork and therefore I would not receive a paycheck. My physician was repeatedly send different types of forms to complete, in different formats, asking for same information.

    No matter what my doctor faxed, Matrix always threatened me with letters stating more information was required, such as confidential and unnecessary test results. On several occasions, a Matrix representative was aggressively insulting to me, entirely unprofessional behavior. I believe Matrix employs these practices clearly in benefit of the corporate employer. If so, shame on them and moreover the corporate employer.

    Thanks for your vote!
    Customer Service

    Reviewed April 18, 2016

    This is the absolute hardest company I have ever had to deal with. They are extremely difficult to get a hold of. Every time I call, I have a different claims examiner. I have had to leave a message every time, and they rarely even call back. The first time someone called back was after I filled out a bad survey online. The second was after I went on and filed a new claim because my existing claim was supposed to have been extended but hadn't been a month later.

    They keep claiming they are not receiving faxes from my doctor when I have seen the doctor's fax confirmations. Then once they finally receive them, they always ask for more information. I am out for maternity leave and complications both before and after pregnancy. Working in the healthcare field I feel that it should be a simple case. It is terrible to think that we pay money for short term disability and they obviously try every way possible to get out of giving you your money. It has now been almost 2 months that my claim was supposed to have been extended and I haven't received a check in that time.

    Thanks for your vote!
    Customer ServiceStaffProcess

    Reviewed March 14, 2016

    There is reason to believe this business deals in dishonesty. They are rude, difficult to contact, do what they can to stall a leave request, blame the doctor for not submitting paperwork to Matrix and there is reason to believe Matrix changes the parameters of the doctor's orders to benefit Matrix and the employer they represent. All of the leave papers are typed with no handwritten signature from the doctor. How does one know who even typed the doctor's name on the signature line?

    Matrix seems as if they're in business to hurt already suffering people. Where are their medical professionals? Why does a claimant have to deal with general office workers who may know little to nothing about medical conditions? They don't even have the demographic information correct on the new form submitted several says ago. It's just astounding how one calls the intake center, provides updated information during the process only to have a document with old and inaccurate information on the form sent out. It is a sacrilege the way claimants are treated by Matrix and the claimant's employer! How do these people sleep at night?

    Thanks for your vote!
    Verified purchase
    Punctuality & Speed

    Reviewed March 4, 2016

    At every turn, I was belittled, spoken rudely to, and fought for everything. They kept saying my paperwork was not received, or was misplaced. I was switched back and forth to two different people, When They Were There! I got a couple checks, extremely late, and then block wall after block wall. I'm owed a lot of money, My Money I Contributed To! I really wish there was a lawyer I could get help from, or a Class Action Lawsuit against this company so I could get the money I'm due. I've been disabled since 2013, I was told if I was completely disabled my benefits would continue for two years, so much for that.

    Thanks for your vote!
    StaffProcess

    Reviewed Feb. 23, 2016

    I am highly impressed with how this company has dealt with my claim. From my first phone call, I had an intelligent English speaking representative. They have contacted me numerous times and kept in touch with my progress. No stress during a stressful process. Very helpful.

    Thanks for your vote!

    Reviewed Jan. 5, 2016

    My name is Daniel! I work for Owens-Illinois that hired Matrix to handle short term disabilities! I have been off work for six months! I have got two checks -- one was for two weeks the next one was for two months! The company has refused to pay the remaining three and half months unless I release all my medical records! I have seen a total of six doctors and they all agree on diagnosis and that I should be off work! After investigating company I found out they also handle workman's comp. They want my medical records to build a case against paying workman's comp! The company is a total joke and if I could give them minus star rating I would!

    Thanks for your vote!

    Reviewed Dec. 23, 2015

    I wrote a review several months ago about this company when they were handling my Short Term Disability. Now the very same company is in charge of my Long Term Disability (sending me countless letters demanding the very same information I provided to them ever since April 2015). I worked so hard my employer (PHH Mortgage) only to be released 1 day before I had back surgery. I am Perm disabled and have not been paid since October. Both companies are disgraceful.

    Thanks for your vote!
    Profile pic of the author.
    Online & App

    Reviewed Dec. 19, 2015

    My husband had to have CABG (open heart surgery) 2 weeks ago and is going to be out of work through the rest of this month and next month. We were told on Monday that he had 2 checks issued and they would be mailed the following day (Tuesday). Well, it is now Saturday and his checks STILL have not arrived! I was informed that the checks are mailed from Pennsylvania. We live in Maine, also on the east coast, so those checks DEFINITELY should have been here by now. My husband and I are relying on these checks while he is out of work to pay our bills, not to mention pay for the medications that he needs to be on, which he is about to run out of.

    His claims examiner couldn't even tell us if his checks would be mailed on the same day each week. This company has totally left us hanging when we desperately need these funds. I can't pay all of the bills on my income alone, so we are depending on this checks to get to us and in a timely manner. What are we supposed to do when he runs out of his medications today??? How are we supposed to buy groceries and feed our pets??? This company is a complete JOKE!!! You can't even view or track your checks on their website!

    Thanks for your vote!
    Staff

    Reviewed Dec. 14, 2015

    I have been on my job 22 years and have always paid into short term/long term disability. I have been out of work for 4 months and still excuses as to why I haven't received a check. My company uses matrix absent management for disability claims. These people are the worst. No matter how much medical records you supply them with it's never enough or they haven't received although I have confirmation as proof. This is so unfair especially when you're sick and this something you paid into just to have people rob you of your money with no intentions of ever letting you utilize the services you paid for to protect you in unforeseen emergency illnesses.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Nov. 24, 2015

    I had two miscarriages within a 3 month period last year. When I contacted Matrix to see what my options were regarding taking some time to heal the examiner was incredibly rude and demeaning. I get it - you're a man and think that I should just get over it. But it's not for you to judge me or treat my case according to your "opinion" of my situation. It's difficult to get a call back from them, even after leaving multiple messages. They are so unprofessional and uncaring. I hate that have to use this service for my maternity leave this year.

    Thanks for your vote!
    Price

    Reviewed Oct. 23, 2015

    My kidneys went out in March 2007. The employer I worked for was Maverick Tube (now known as Tenaris). The health insurance they offered came through Matrix Absence Management. My benefits started in 2007 with the short term then a six month wait with no benefits until in my long term kicked in then finally total disability started. My complaint is that I have received the same pay for eight (8) years without any cost of living increase or earnings. Everything goes up daily; food, clothes, gas, personal items, cable bill, rent, etc. How does a person suppose to make it when everything is going up and people working getting minimum wages at least get a cost of living increase yearly. M A M states that the employer sets up the policy but eight years of receiving the same exact little monthly income should be against the law.

    Thanks for your vote!
    Verified purchase
    Staff

    Reviewed Oct. 8, 2015

    I just want to agree all the others that have had such a problem with Matrix. I've been off work due to a car accident where my car was totaled from back and front. I lost my job, everything. All I have is problems getting money myself or my company paid for through my job! I am so tried to do everything they have asked me to do. My pain management doctor is so tired of Matrix they don't even want to send them anything anymore. They said I quit my job when I never said I quit my job. I just couldn't do my job and since my accident which was August of 2014 I am still going months and months with no money!!! I don't know what else to do.

    Thanks for your vote!
    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 26, 2015

    I have had nothing but difficulty since becoming disabled. Matrix only have added to my already difficulties accepting my health problem. That are not or helpful. I been switch to several examiner doing my process. They give you the run constantly, no one nothing. All that they want is find ways not to pay you. I have totally humiliated and frustrated. I feel like I'm begging for something my employer paid for the employees. But what a joke - never returns calls. I pretty much wish my job would have never dealt with them. Please employers research your disabilities company before choosing for your hardworking employees PLEASE. No payments for months or phone call or letters.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 21, 2015

    I am threatened with discontinuation of my benefits in nearly every conversation, then the Rep. says "I'm not threatening you". Also, my check is now several days late every month. It's horrible. I'm sorry but the identification data I supplied here is false because I am afraid of repercussions from Matrix.

    Thanks for your vote!
    Verified purchase

    Reviewed July 16, 2015

    Matrix has a reputation among my co-workers for consistently losing paperwork, not being able to find faxes even when sent to multiple numbers several times or otherwise being routed incorrectly internally. Due to this history I insisted last month that my paperwork be done by email so no one would have to worry about mysteriously missing faxes. This worked at first but now they are once again denying having receipt of the information, more than a month after they received it.

    Once again, now that my stress level is back to normal--they have managed to raise it again by denying my claim for lack of documentation. It is incomprehensible to me why I should have to babysit the ever-changing stream of claims examiners. It appears to be common practice to make things as muddy as possible regarding who to contact and how to reach them. Being denied medical leave for a day that I took off due to stress after being sexually attacked in my own home means I am now subject to termination. I am actually leaving my employer, in part, because they do business with Matrix. I will never work for a company again who uses their services.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed July 7, 2015

    Matrix and its representatives need training. No one at the company knows what they are doing starting with Bill ** ext **. Totally good for nothing, he never answers his phone and refuses to confirm receipt of even basic documents.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed June 25, 2015

    My representative was out of the office most times I would call. When they would request documentation they would not send HIPPA documentation this slowed everything down. I had back injuries but ended up having to go to the hospital myself and pay even more out of pocket to fax medical records. Finally got approved and now I am almost another month in and my "check is in the mail". I wish these people would realize we are only contacting in dire circumstances. The lax manner in which they get help to you is in danger of costing us our mortgage and utilities. Not to mention the amassing medical bills. Very angry, disappointed, and sad.

    Thanks for your vote!
    Coverage

    Reviewed June 18, 2015

    I worked for 40 years at my employment, had long term disability ever since they offer it. I became disabled. It was the worse experience that I have ever went through trying to get my claim. They cut me off after two years. I would not recommend this insurance to anyone. Invest your money in other thing, not Matrix.

    Thanks for your vote!

    Reviewed May 7, 2015

    I am having the same issues as the others. Matrix blames everyone else. I was told 3 months ago they have the documents they need after a major injury. Now for 2 weeks I am getting jacked on my pay. When I contacted them it took 5 days to get any feedback and now it is my fault they do not have the documents. Matrix has caused undue stress and hardship after an accident. Like others here, they do not talk to each other or do anything to file the claim. I must always triple check them and even that doesn't help.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed April 10, 2015

    I have been on leave twice and both times, it has taken over 4 months to get payment from them. They never answer the phone and the people within the company don't even communicate with each. All they do is have me chase my tail and send my stress level through the roof! I truly believe they are encouraged to delay payment and close claims. I spoke to the business office for my Dr, and they said that Matrix is one of the worst companies that they have to deal with.

    Thanks for your vote!
    Customer Service

    Reviewed April 1, 2015

    Matrix has held my LTD claim in review since January 2015. I have not received a payment since January 2015. They intentionally keep your claim in review and their claims processors will not answer the phone or return phone calls. Meanwhile, my bills are still due.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed March 27, 2015

    This is a HORRIBLE company to work with. Matrix asked for pharmacies/hospitals I had visited in between a specific timeframe to make sure there weren't any pre-existing conditions. I gave it to them 2 weeks before I went on leave. I was on leave for about 4 weeks. So we are looking at about a 6 week timeframe. I STILL had not been approved for my short term disability! I called and asked what was the hang up. They simply stated "the pharmacies/hospitals have not responded to our fax we sent them for information." I asked them "what if they never respond?" Their answer? "We deny your claim!"

    So I asked them if we could make this happen today. I would give them the telephone #s to call, we would get someone on the phone together so we knew we had someone on the line and make sure they got the fax, then get them all the info they needed all on one call. Their answer? "I am not calling anyone. That's not how we do it. I have ALREADY faxed them and they need to reply to the fax with the requested information. As I told you, if you want to try and call them yourself, you can try to. But I will not be calling anyone."

    ARE YOU SERIOUS! They never called to tell me. They would have NEVER called to tell me. They would have waited around, until time passed, then denied it. I GAVE YOU THE INFO YOU REQUESTED 6 WEEKS AGO AND YOU CANNOT GET YOUR JOB DONE! Come on people. If anyone ran their business like this, they would be out of business. Upset customers = no customers. I hope these people go under!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed March 27, 2015

    I was off of work due to a shoulder surgery. The recovery for the procedure I had can range from 3 months to one year. When I initially contacted Matrix, my statement was taken down incorrect. They used the wrong dates for my leaving and estimated dates to return to work. The ladies I worked with were rude, unprofessional, had bad communication (they didn't listen effectively), consistently gave incorrect information, and were just overall unhelpful. For example, I would call, she'd say, "I don't handle your case anymore. Call **." I would call that number and it would go right back to her. I talked with my district manager, he told me to call her (I can't recall her name because she never properly introduce herself). The entire company is too unorganized resulting in my resignation. I feel like I'm owed an apology that I'll never get. However, life go on!

    Thanks for your vote!
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed March 26, 2015

    In Late 2013, I began experiencing pain and numbness in my neck that would radiate down my right arm and into my fingers. I went to my primary doctor who in turn sent me to a Neurosurgeon. I was taken off because the job I held required me to constantly look up and aggravated the problem. I immediately applied for Short-term disability after exhausting vacation and any other time that was able to me. I have been dealing with Matrix for well over a year now and like all the others that have listed a complaint about them on this website, I was treated like crap. I have had nothing but problems which causes stress which amplifies the pain from my conditions.

    From slow to no responses, to lies about not getting paperwork, paperwork not followed out completely/correctly, or not getting it on time. Lies about checks being sent or having to pay for them to be sent express because bills need to be paid, rent is overdue, or just to be able to get gas to make it to doctor's appointments.

    Virtually everyone you talk to at this company has bad attitudes or work ethics, the only thing you get from them constantly is the covering of each other’s back when there is a complaint or problem with whoever you deal with, which changes, it seems, daily. Management/Supervisors are absolutely useless and upper management is no better. Tried emailing someone at the top and immediately got a return email stating that they would be out of the office until the beginning of the following week (it was Wednesday) and gave someone else's email to contact in his absence. I didn't bother because am almost certain that that individual would have been unavailable as well not to mention that I just could not add another person to the long list of individual that DID NOT HELP.

    This company is getting a way with morally repugnant behavior. People are going bankrupt or putting their health (or a loved ones) on the line by going back to work because they have to be able to eat, live and/or take their loved ones. I agree with the individual who wanted to know who wanted to get in on a class action lawsuit. I am looking it too myself. Something has to be done, my story is a lot worst than the brief description I've given but it would take more time and space that is available.

    Thanks for your vote!
    Verified purchase
    Customer Service

    Reviewed March 17, 2015

    My company switched from Aon Hewitt for handling their FMLA claims and I had to deal with them and I thought they were awful. This company tells you one thing such as when I returned to work and management felt like I needed more time. I called my case worker ** and she told me to just have doctor’s office fax the extended dates. So they did this. Almost three weeks go by and on payday I don't get a check. So called my HR and they said they didn't receive any fax from doctor’s office.

    Luckily the doctor’s office gave me the fax confirmation letter that it went through ok. I then scanned it and emailed it to her. Then she says she now needs the doctor’s notes. I call doctor’ office and the nurse faxed them to her and I also sent an email to ** to fax over request to medical records who would fax back what they needed. So far no luck. This company is awful. Why does the government who created the FMLA so it would cut out stress in an already stressful time do anything to govern this company?

    Thanks for your vote!
    Profile pic of the author.
    Customer ServiceStaff

    Reviewed March 5, 2015

    I have been with my employer 6 years, never been sick. Suffered a stroke in December which left me paralyzed on my left side, and unable to walk, talk, etc. Filed claim once I was released from the hospital. The next day someone called my phone. This was the exact exchange "Yeah why can't you go back to work on light duty." No hello, no greeting, nothing. I did not know what it even was. I'm like "who is this?" "So and so from matrix."

    Well I explained to her "I am a nurse so it isn't possible." She responded with "uh huh, uh huh, uh huh." I mean totally rude as hell. She approved my claim for 1 week! WTF! After having to have a attorney call the supervisor (what a joke) they approved me starting 1/2-1/25. Well I didn't get my check until 1/24/2015. I have filed my second claim, submitted all my physicians' paperwork and I have still not heard back from them or gotten a dime!!! My employer has done little when I have sought their assistance and I am broke. I am ready to quit my job and file for unemployment. I have a family to feed on top of being stressed to the max!!!

    Thanks for your vote!

    Reviewed Feb. 21, 2015

    Its difficult enough that you only receive 66.6% of your check but this company told me they mailed my check out 2 times and it took 2 weeks to get to me from the next state over. The postmark was 3 days prior to receiving it so they lied. The company needs to be reported to the BBB.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed Feb. 18, 2015

    I did not receive my check on time for 4 months straight. I would call and let her know that the check needed to be cancel and reissued or overnight it to me. Well they UPS 3 checks to me. I lost my apartment! So my Claim Rep. advised me to fax in my new address. I called and confirmed that she received the new address. Called back a couple of days later. She informed me that the check was mailed to the old address. Now I'm waiting for another check to be overnight. For the last 3 days, called today and I was told that the machine that print the checks was not working. I have enough to worry about my health. Now my bills are still coming right along with late fees. I will contact my job. Ask if they had any complaint from other employees.

    Thanks for your vote!
    Customer Service

    Reviewed Jan. 16, 2015

    All I have to say: they get their paychecks, where's mine? I called my employer to complain about them. I was advised we are switching companies. Thank you Lord.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 10, 2015

    My claims examiner told me that I was approved for STD. When I didn't receive the letter and my first check that I was promised, I tried to contact him again and found that my case was assigned to another claims examiner who had to review the case again which further delayed it. I had given them my two doctors, the GP and the specialist. The specialist submitted the claim form. Matrix repeatedly would fax the specialist requests for medical records but to the GPs fax number. I wrote to them and asked them to review their intake form which showed the correct fax number to use. They finally fixed the problem. When I applied for LTD, I received a letter from a new claims examiner that explained it would take 45 days to make a decision. He did call me to tell me I was approved, but about 75 days later and counting, I'm still waiting for a formal notification. I did get a phone call and email from the claims rep, but when I email and call multiple times to follow up. Having dealt with three different claims examiners, I can assure you that if it were just one, it would be just one person's negligence or incompetent. But it's pretty much the same story for all of them which means management isn't managing. I hope I don't have to go through this nonsense for the rest of my LTD.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServiceStaff

    Reviewed Jan. 9, 2015

    I have been with the same company 20 years. This is the first time I have had to use so much FMLA and OFLA. I have 2 FMLA claims and 1 OFLA claim. They have been very professional. Every time I have called and answered all my questions in a timely manner... I have a phone number of one person handling my claims. I thank them for keeping me updated via email and ensuring my job is secured...

    Thanks for your vote!

    Reviewed Dec. 26, 2014

    Post surg 6 months for Cancer related side effects, still waiting after 3 months for any claim resolution. Worked for company and paid premiums 25 years. All paperwork was submitted as required, they always find a way to put you off. Is anyone interested in a class action suit? Contact me at Facebook. Let's talk.

    Thanks for your vote!
    Staff

    Reviewed Dec. 20, 2014

    This company has poor management upper and lower. They are not even BBB rated. They terminate anyone that questions the director's moves even though the employees are justified. The HR employee in Clearwater is his pawn to do his dirty work. They lie about who is coming out to see members. They overfeed employees so overweight and always ill. This company is a joke.

    Thanks for your vote!
    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 15, 2014

    I had an injured foot that I was off work from the ER for a week excused. I had a specialist tell me I could return to work on light duty. I was then told by matrix I could return to work until full duty, no restrictions was on a Dr. Note. I was off work 3 weeks no income collected! For a 1 week excuse. Next dealing I was being taken off of medicine and became very dizzy and light headed. After speaking with my HR department I was told to call matrix again, I was told by matrix to use a FMLA leave so I followed instructions, my Dr. Gave excuse. Upon returning to work I started having more side effects from coming off the medication and worked 1/2 day and went to ER again now, since I was told I could go back to work I needed to go through everything again. I called matrix, sent all paper work and after returning to work and working a week I'm called to the office and told that I've used all UPTO, PTO and floating holiday time because my time was denied.

    I was then given 2 days to have an appeal approved by my HR rep. I called matrix to find out the reasoning and it didn't make sense. I then told matrix I wanted to appeal and that they needed to send papers to my Doctor, I was and still am confused how this system works. I stayed off work because when meeting with the HR rep she made me feel as I was suspended from work and had 2 days to have the leaves approved. I then called my Dr. Day one (no forms), day 2 it was there but Doctor was off so forms didn't get finished in my given time, I felt as though I was terminated. A week later the leaves were approved. A little late I would say, now no job no income and hours upon hours of apps and resumes being sent, I have a family and no income.

    Thanks for your vote!
    Customer Service

    Reviewed Nov. 25, 2014

    I had to take care of my 86 y.o dad with hx of herpes simplex encephalitis. This has left him extremely aphasic, and he has difficulty moving around. He had a uti in July which showed as increase confusion and decrease in mobility, incontinence all of which could have been a stroke or subdural hematoma from prior fall. I was denied a family leave because he didn't need my help. I wasn't necessary. The doctors filled out all the forms correctly (matrix had all the wrong fax numbers so don't rely on them getting any information) and his primary even wrote a note saying I should also get intermittent leave of absence. All denied. At open enrollment I c/o to the representative who said she would look into it and get back to me. Never did, didn't even return my calls. You have to be screened before you get a primary contact person. The screeners are 18-22 and don't have a clue re: what they are doing. They follow a script and if anything deviates they are lost. This has got to be the worst organization ever. I am continuing to complain to the union about this.

    Thanks for your vote!
    Customer ServiceProcess

    Reviewed Oct. 23, 2014

    After breaking my leg I spent two months out of work. During that time I was dealing with Matrix. I pay into a plan and also get one from my company. Every part of this process was inconvenient, especially since I had a broken leg. Requests to fax paperwork and medical records. Despite authorizing gem to access my records I had to provide everything.. I am back to work almost three weeks now and STILL have not received all of MY money. The latest letter was a threat to close my claim and not pay me what is owed. I had to coordinate medical records, I'm not quite sure what my case workers job was other than to emotionally destroy me. I have had my phone shut off and other issues since I didn't get paid.. I also have children to feed. This company made an already horrible time in my life even worse.

    Thanks for your vote!
    Customer Service

    Reviewed Sept. 28, 2014

    I went on disability on 8/29/2014 for a neurological problem and called Matrix Absence Management like I was stated to by my DM. I turned in all my paperwork. Matrix stated they never received it twice. Doctor office never received the request. I sent in the information myself to see. I call, they stated they have it. The days went by and I called again the lady named Shana, stated she needed my medical records. Okay, again I sent that in days went by no word from Matrix but that they was extending my leave okay. What about my payment? My primary doctor sent me out to a specialist because it was was beyond her reach. I had to see a neurologist so I was referred on 9/19/2014. I called Matrix again to let her know of the condition she said, "Okay call me when you leave the office and let me know what happens."

    Okay, I have a MRI that has to be done. Called Matrix, told them - they said, "okay we will extend your day until 10/9/2014," which is my next neurologist appointment and return to work??? I call Matrix because I haven't received a payment and looked online my status says pending/incomplete submission plus I have no income, bills are piling up and receiving notices in mail for non-payment. No answer so I left a voice mail. I stated return me back to work or send me a payment. Unfortunately they called and left a voice mail thru my phone. Somehow never heard it ring and there was no call on the ID. She claims my doctor has to my paperwork. Again for what! and Why so Monday morning. I am calling again if my phone don't get turned off.

    Thanks for your vote!
    Verified purchase
    Staff

    Reviewed Aug. 27, 2014

    Following a MVA, I had to file for STD when my physician would not release me to work. It has now been almost a month, and I still have no money. After telling me that my physician would not send my records, I asked him in person, and he stated that of course Matrix would actually need to contact the Medical Records department to get medical records (Dr. Obvious to the rescue). He also expressed surprise that a company that manages disability would not know this (Dr. Obvious is obvious!). I am contemplating a food pantry trip despite my near 6-figure income. Unacceptable.

    Thanks for your vote!
    Staff

    Reviewed Aug. 25, 2014

    Matrix Absence Management is in the business of approving a minimal number of employee short-term disability claims. The fewer claims they approve, the better their bottom line, and the fatter corporate management's pockets become. My doctors sent in whatever information they requested as soon as it was requested. I was even told by Matrix that I just needed to go back to work. They have NO intention of approving many claims. Matrix uses review criteria that give them the advantage 100% of the time. They are like one giant fraudulent casino...they can't lose.

    Companies which rely on third-party businesses to handle their disability claims for them automatically place their employees at risk.. Matrix has no vested interest in the employees of these other companies, so it's no problem for them to deny claims without a second thought. They're getting paid regardless. My advice to companies...value your employees more...keep the handling of your disability "in house."

    Thanks for your vote!
    Customer ServiceSales & MarketingStaff

    Reviewed Aug. 13, 2014

    I applied for short term disability Mylan on 07/10/2014. I am fairly new to the company so I applied for disability only. The rep changed it to FLMA and of course it was denied. I called to ask why she changed my information and she did not have an answer. I called to speak with her manager and she was out of the office for days. I called two days later and was told another rep was handling my account. I ask to be transfer to rep and her voice mail stated she was out of the office as well. I asked to speak to her manager and the receptionist was acting as if she did not know who her manager was so I just hung up.

    I logged into Matrix website after a week and status show denied. I created another account - it was denied due to not enough information. I created another account and it was denied within 2 minutes from creating it. They must have an automated denial system. I called again to tell them they have all my information from the 1st claim so the claim should not have been denied. Then the rep said they did not get my medical records from my doctor and that was a lie. I was at doctors office when it was faxed.

    I found out I was sent a packet with the missing precertification form. I sent an email to rep and copied my management. A few minutes later I get an email from a manager from Matrix - email me a new packet. I emailed precertification form to my doctor. It was filled the next day out and faxed to Matrix rep. I sent her an email, she replied she received it and it will take 3 business days. I told her that was not acceptable because it was Matrix which caused my claim processed to be denied. Well this was 5 business days ago and 33 days without an approval or paycheck. I sent rep an email yesterday - no reply. I sent the Matrix manager an email and still no reply.

    This is the worst company I have ever dealt with in all my years of working. I have never been on disability. I find this unbelievable that Matrix Absence Management is allowed to treat people this way. They need to be cited and shut down. So many people are one paycheck from losing everything they work so hard for, then to deal with this scam called a company, this so stressful.

    Thanks for your vote!
    Punctuality & Speed

    Reviewed July 9, 2014

    Matrix is a big joke. I had back surgery on 6/6/14. Matrix keeps giving me excuses about my std pay. They keep blaming the dr office, but I have all copies of faxes that they requested from the dr. The dr office turnaround time on their request was within 24 hrs. Matrix lies and tells my hr dept that the doctor's office is the hold up. I have proof that this is a lie. It has been 6 weeks and I still have not received payment. I do not advise any company to use matrix because they lie and do everything they can not to pay. This company needs to be investigated. I despise matrix. I can't pay my bills or buy groceries because of matrix BS.

    Thanks for your vote!
    Customer Service

    Reviewed April 15, 2014

    I have never been so disappointed. I have been unable to work due to a medical condition for more than 30 days. My STD has not been approved. Today I am returning to work and still waiting to hear from Matrix as to if and when I might be approved or better yet get a check. I have been lied to numerous time, phone calls not returned and it seems they always need more medical information. I have done my part and so has my MD by sending them ALL requested medical records.

    Matrix has continued to drag their feet and come up with excuse after excuse. Matrix is the master of stall tactics. I pay for this worthless benefit and so far that's all it been... worthless! I am still not 100 percent well but I am going back to work because I have to; otherwise I will have no money. Thanks to Matrix not only have I been sick, but they have added to my stress level and have put me and my family in a financial bind. Thanks for nothing!

    Thanks for your vote!
    Punctuality & SpeedStaff

    Reviewed April 10, 2014

    I have been on short term disability for the last 3 months for kidney cancer ... In these last few months, not only having to deal with being sick from the medications, I'll constantly have the worry of if I'm going to get a check or not. I have done EVERYTHING I'm supposed to do from sending in paperwork constantly. I even went as far as sending my cat scans confirming my diagnosis and test results as well along with all my Dr.'s notes and I still get the run around saying they don't have all the proper medical records.

    One week, I will get a check one week I won't... It took them a month and a half just to send me my first check. It's hard enough dealing with cancer but completely stressful when your rent is late, bills can't be paid on time because they lie to you all the time. I just spoke with my contact person at matrix and she stated, oh yes your check was mailed when I know it was not. AGAIN..... I spend most of my time fighting for my money. Even my Dr's are frustrated with matrix. They asked me what else they need, your kidney with the tumor sent to their desk.

    This is ridiculous..... They have everything they need. If I go more than 2 weeks without filling out all the paperwork again and again they stop my payments and say, we don't have all your medical records... Hmmmm, yes you do. Cancer is something that doesn't go away in 2 weeks. What the hell is wrong with these people? They are nice as pie to me on the phone; they just ask me around all the time. To have to run around and send them things they already have over and over while I'm sick as a dog is crazy. My doctors said I should get a lawyer. Under my conditions I should not be doing this.... They have all they need...

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed April 2, 2014

    My spouse had surgery scheduled and filed for STD and I filed for FMLA which for me would only amount to a few days. Our company changed to Matrix because they are cheaper. Our initial contact with them was great. They mailed us packets, assigned claims reps and we were impressed. We filled out the information and faxed it in to them at the same time. We started getting letters as did our employer (we work for the same company) that we hadn't received our information and the claims were pending. My rep first claimed he hadn't received anything until I questioned him a little bit and caught him in a lie. He then changed his story and said he hadn't received the information from the surgeon.

    The surgeon had sent the information out for both our claims the same day and had confirmation. I called the surgeon and had them faxed again, after which they called Matrix and verified they arrived. Claims are still pending due to incomplete information. This is happening over and over to people within our company filing for STD and FMLA. The day before her surgery my wife called her rep and was assured all was approved and she would get her STD check the next week. Immediately afterward she got a letter saying it was pending. She called her rep, and guess what, she is on extended leave and nobody else seems to know anything. This is the most incompetent bunch I've ever dealt with.

    Thanks for your vote!
    Customer Service

    Reviewed March 20, 2014

    I have been eligible for my long term dis. since Jan 8, 2014. I have made several calls never getting a reply on when I will get a check... I had neck surgery in Dec and have been doing everything in a timely fashion. I am a single mother and have fallen so far behind on my bills that my credit is taking a horrible drop. I can no longer pay my bills and cannot get any answers....

    Thanks for your vote!

    Reviewed March 16, 2014

    Matrix is the worst company I ever dealt with. I was out of work for about 3 weeks due to a back injury and all this company did was jerk me around for the whole

    3 weeks! The ** I had to deal with said a check was mailed out on Tuesday, well it's Saturday and I still have not received it yet. When Monday comes and it isn't here, she can drive her ** and my check to me!!!!

    Thanks for your vote!
    Customer ServiceCoveragePriceStaff

    Reviewed Feb. 2, 2014

    Brief introduction. Healthy 65 year old male, with no history of work absence. While reviewing my employee health care coverage options for the coming year 2013, I elected to include short term disability protection, primarily due age. The bi-weekly cost was reasonable. On December 18 2013 I experienced a heart attack that required bypass surgery. I went home December 23rd. I faced a long health recovery, but at least I had the security of health coverage. I called my employer, LKQ corp, to relate my recovery condition and probable length of recovery before deemed work ready.

    Approximately one week after surgery I received notification from my employer that I had been assigned to FMLA administered thru Matrix Absence Management, effective December 18th 2013. A case confirmation number and contact information for Matrix Management was included in letter. A week passed and I had not been contacted by Matrix. I called their contact #, introduced myself with name, confirmation number, SS information etc. Surprise #1, I was not in the claim system. No claim had been submitted. Well OK, this will be easy. I submitted the claim, received a new confirmation number, and was assigned to a Matrix rep, complete with name and contact extension.

    A the three week time frame being home from surgery, I contacted my Matrix rep for progress of my FMLA claim. Surprise #2, my claim had been denied. My rep would mail a informational packet documenting hospital surgeon, primary care physician, pharmacy prescription information, all medical history dated three months prior to initial health care coverage of January 1 2013. I visited with all above mentioned. Surgeons, hospitals, primary care Dr., pharmacies, home health care providers all faxed that needed information to Nick my Matrix rep. I retained most copies for my records.

    After another week end, and still no new contact with Nick, I called his extension. Surprise #3. He had not received all the needed information, could I fax him that needed documentation. DONE via my home fax directly to the fax extension given to me. Surprise #4. The fax did not come through. Fax information does not go directly to each rep, they all go to a central location in PA, my rep is in NY. He would receive an e-mail confirmation after fax was received and processed. Another week end, another NO check from Matrix. Nick informed me that he would be out of the office on Monday MLK day.

    I contacted him on Tuesday following the Monday holiday. He had received e-mail confirmation of all faxed documentation that was needed. Now the "Nurses" review process would begin! Another few days of NO contact. Surprise #5. The documentation from my primary care physician had not been received. Another visit to my Dr. office. Another form filled out, signed and faxed to Nick. It is now Feb 2 2014, six plus weeks removed from heart surgery. My rep was not taking calls on Friday. Probable long weekend of Super Bowl mania.

    During this nightmare of customer service I've asked to speak with Nick's supervisor. Oh gosh he is in a meeting, therefore unavailable. Could he call me when available? He probably could, but the resulting questions answered would be the same. It's the PROCESS. The PROCESS takes time, the review system takes time. My heart surgery may be linked to pre-existing medical condition!

    I now convinced Matrix/Reliance FMLA insurance hopes my condition continues to fail, that I expire from this earth, leaving those claimed $ to stay unpaid, to be spent more wisely to commissions and profits. I urge all who have Reliance Insurance coverage for short term disability to check into the administration process. If Matrix Absent Management is involved be wary. When, and if my health recovery is complete, I will drop Reliance insurance coverage options immediately!

    Thanks for your vote!
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 8, 2014

    My husband's company, Ace Hardware, outsourced a number of HR responsibilities including FMLA, STD and LTD to Matrix Absence Management. We have a unique situation with three adults living in the household: my husband, myself and his mother. We have intermittent FMLA for myself and his mother due to disabilities and severe medical issues. He has been denied days as well as told how many hours or days he's ALLOWED to take in a month! Then Matrix will claim that it's because of what the doctor wrote on the medical certification.

    Most recently, on 12/3, my husband's doctor took him out of work due to severe sleep problems and wanted to run more tests on him. Since the tests were scheduled two weeks apart with a follow-up three weeks later, his company suggested FMLA and STD (which he opted in at the beginning of the year). Normally, this would be a great solution to this situation but alas there has been many issues with Matrix. My husband called them 12/3 after his appointment and went through all the information with them. A week later we hadn't heard anything from them, by phone or mail, so he called the person assigned to the case. No answer so he left a message.

    Another week went by with the same results. The following week he finally got a hold of the person who told him that he wasn't even in their system for a claim! Not only that but that she only deals with FMLA and there is someone else for the STD part he has to talk to. So after getting the other person on the phone, she tells him that she can't do anything until she gets the finalized FMLA approval which will take a few days. Fast forward to 1/6 and we finally receive a check, for one week, and then after he talked to the STD person, he was told that he might not receive another one for while! According to them, he returned to work on 12/23 and were surprised that he doesn't have the follow-up appointment until the 15th and may not be released even then. He was told that more paperwork had to be completed and approved before any more money is released because there is too much time in between his doctor appointments. In the meantime, we've had hundreds in overdraft bank fees, forfeited our vehicle for two weeks, canceled doctor's appointments for myself and his mother, had our phones suspended, received notifications of gas and electric disconnections and have begged and borrowed to get money for food and rent.

    This company is not there to help employees and their families, it's there to make it easier and cheaper for employers to wash their hands of HR issues. We are filing complaints with the Department of Labor Wage and Hour division, his company's corporate offices, and the state of NY. I urge anyone who has had issues with them to file a complaint. This is the only way to make a change for the better.

    Thanks for your vote!

    Reviewed Dec. 20, 2013

    I had surgery 5/8/13, was on STD, had a second surgery 10/3/13, STD ended, Nov 4, 2013. I had all my paper work in to Matrix, before my STD was up, had no problems, with them paying, STD. I have been lay too many times. I have no income at all coming in because they do not want to pay up. I have been told, by Justin **, that I had been approved for $1,800 a month. I even have it on voice mail and I should have my money in 5 days OR SO.... over 10 days ago.

    It's 5 days before Christmas, and I have shut off notice because I cannot pay my bills. Just don't understand why this company does not want to pay up. I have called my union, they have file grieves, for my employer, using a company that does not want to pay up, in a timely matter. If I don't get a check today, I will contact my lawyer!!!!!! I cannot pay my rent due on the first of the month. My son and I will be in the street and be homeless. Something has to happen with this company, how can they get away with this!!!!!!

    Thanks for your vote!
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Oct. 28, 2013

    I had been on 6 months short term disability due to a stroke and the onset of a serious medical condition. I was constantly getting late payments from Matrix Company. Once my claim went too long 8/26/13, which of course Reliance Standard says they got my claim 9/4/13. Well today is 10/28/13 and the claim adjustor there, Megan and her manager are till giving me the run around about my claim payments. Every time I call, it is 3-5 days for each of the departments to review my claim. Which the nurse review took over 3 weeks in business days.

    Now claim is at the manager review status and I still cannot get an update. Everyone has a different date frame of when it could possibly complete. In the meantime, I am going on 3 months since a check. And the response from the manager was the nurse review department was behind. They took 3 times that amount that they tell you. And in the meantime, me and my family will be in poverty and probably without health insurance. Much thanks to Matrix Absence/reliance standard life insurance company for making my life even worse than it could be by being chronically ill. Now send a hard working family to poverty and maybe living on the street and in the meantime I worked and paid/earned this benefit that they are keeping from me.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 5, 2013

    I was diagnosed with Bipolar Disorder (Depression/Panic attacks) shortly after my employment began in 2008. I was on leave of absence for approximately 4 months in 2009. Due to a stressful situation at work, the symptoms returned and was again placed on leave in June 2013, and because of the severity of the symptoms, I was hospitalized in a behavioral clinic due to my mental state. I had a great rep at Matrix. His name was Eric. He communicated with me on a regular basis. Eric made sure that I had the necessary paperwork to bring to my doctor every time I had an appointment and ensure that I kept the company informed on the progress of my condition.

    Two weeks after I was released from the hospital, and during a doctor's visit, a rep identified as Grace from Matrix called and left a message asking for my return date to work. I immediately called Grace back, left a message letting her know that the doctor had extended my leave, but that I couldn't remember the date that he had given me but that it was sometime in September. The next day Grace called me back and indicated that she was going to reach out the doctor's office to request the information at which time I provided her with the Dr.'s name and phone number.

    After calling the doctor's office daily, I learned that Grace never reached out the doctor's office or reached back to me. Instead I received a letter from my employer asking for the ADA documentation regarding my disability. Furthermore my employer threatened me by demanding I return to work August 21, 2013, or I was going to be "subject to corrective action up to and including an administrative termination".

    I have left so many messages for Grace to no avail. September 4, 2013 was the last time I contacted Matrix through my employer's Employee Service Center. This time I requested to talk to a supervisor where I specifically stated that I wanted to escalate my concerns to a supervisor. Melissa,the person who answered the phone indicated that Grace was in the office and that she was going to transfer the call to Grace, and totally disregarded my request

    I am scheduled to go back to work September 30, 2013, and Matrix, specifically Grace, has not made any attempts to request any health updates from my doctors or the hospital. In the meantime, my STD has been stopped. Matrix totally disregards the pain and suffering of people that are going through physical pain because of the health conditions they suffer, but also the emotional distress of having to deal with more inept people like all the Graces and Melissas of the world.

    Thanks for your vote!
    StaffProcess

    Reviewed Sept. 2, 2013

    I have never been stalled and jerked around by any company the way I was with Matrix. I initially had a seizure at work and was transported to the hospital and applied for short term disability. Went weeks waiting for a determination. They made it my responsibility to get all the medical reports to them and did a half assessed job of contacting the physicians and explaining to the offices what they needed. I spent hours and hours gathering notes and reports (60 pages) and faxing them to Matrix @ $1.25 per page from Office Depot. I spent more time on my claim than any employees at Matrix. As a result of all the medical tests that were performed it was discovered that I had a serious brain aneurysm that needed attention. There were complications with mapping and the clipping of the problem that resulted with me being on long term disability.

    It is now 09/02/13 and all this started on 12/26/12. I still have no determination on long term and am on the verge of losing everything. I have sold my R.V., motorcycle, and car in an attempt to stay afloat. There has been no attempt by them to communicate or expedite this process and every time I contact them I get a healthy dose of **. I have contacted an attorney and am moving forward with that now. I find it hard to believe that any company that really cares about the employees would use Matrix. Rude, heartless and worthless. What a great benefit program.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Dec. 20, 2012

    My STD claim was wrongfully denied because Kelly **, who is dumber than a tree, stated that I had a preexisting condition. Kelly works at Matrix Absence Management who actually processes all the paperwork and does all the busy work for Reliance Standard Insurance. In fact, I did not have a preexisting condition, period. The medical doctors and nurses who have been seeing me were more than outraged when I told them what had happened. They know I did not have a preexisting condition and have already written letters and are willing to back me 100%. If Kelly and Matrix and the Insurance company want to play games, I will play games with them. The legal process is getting started. Lawsuit is underway as I will not back down and take the rude treatment given to me by Kelly who will have to answer to a Judge for her actions. It is clear as can be that my claim was unjustly denied and that my condition was not preexisting.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 29, 2012

    Well, first off, I want to compliment my SSD case worker. She was wonderful to deal with and kept the line of communication open and was very nice to deal with. Thank you, Eve. Then SSD ran out and went into LTD. Needless to say, I have a new case worker that is a lying **. I cringe every time I talk to her. She tells me about my doctor notes and says she doesn't need any and my case will run smoothly. Well, the same day she requested doctor notes. Two days later, after I asked her about the notes, she sent me a letter saying they needed notes from July to Aug. My doctor sent them that day. I called Laura several times. My case was being reviewed by a medical examiner. Two weeks pass, the same thing was stated. I checked with my doctor and they never requested notes. I told them to send them asap.The case worker stated a check would be cut the 22nd, but I have yet to receive any check. This lady, Laura, is a liar and will now have to deal with my attorney. All I can say is keep on top of them and if you get the runaround, seek an attorney. Don't play their game. I hope this company goes straight to hell!

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 10, 2012

    The agent I'm assigned to is a liar and she's very rude and unprofessional. I'm praying my Job finds another company other than you to represent us in STD. This is my first time ever applying and I pray it's my last.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Aug. 6, 2012

    I requested intermittent FMLA as suggested by my HR department due to a serious aortic dissection I suffered in 2008, which limits my ability to take medication for common illnesses such as sinus headache and cold/flu. My doctor noted in her paperwork that I suffer from chronic aortic dissection which caused me to miss work occasionally due to inability to treat these common illnesses. However, when asked how often I saw her and if she prescribed medication for the illnesses, she said no (because that is the reason for missing work, I cannot take medication that elevates my blood pressure without the risk of death). Matrix bothered to read that part of the paperwork, did not talk to me or my doctor, and did not even bother to call me to tell me it was denied at a number I could reach to discuss with them - they just denied the claim saying it was not related to a serious health condition.

    Believe me, an aortic dissection is very serious. It changes your entire life, I nearly died from mine. When I called them, very angry, they simply said they did not have to talk to me, they had no reason to talk to me. They made no effort to read the paperwork, nor to try and help a client. They simply do not care. I am not sure what they get paid for. They are lazy and stupid.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed July 22, 2012

    Matrix was always on time with their monthly electronic deposits in my checking account. The problems with late payments began in January 2012 (7 months ago). Since that time, all deposits have been late anywhere from 1 to 4 days. I am going to call them tomorrow (Monday) to see what is happening, since that will be three days late at that point. Maybe this is regular procedure, but they have insisted I go on Social Security Disability if I wanted to keep getting payments (adjusted for the Social Security amount). I wasn't moving at what was considered adequate speed and then last month, I received about half of what I normally receive (adjusted for anticipated amount from Social Security). Fortunately, I had completed a deliverable in the few days prior and after I called them, they sent the balance of the usual amount. I live in constant fear that suddenly, they will stop payments completely without warning.

    Every month, I get very anxious around the time I am supposed to get paid. If there was a consistent day each month that the payment would actually and dependably arrive, this anxiety would at least be lessened. I just changed auto/home insurance companies and I asked them to automatically take the monthly premiums out of my checking account on the 22nd of each month, allowing a couple of buffer days. Since today (Sunday) is the 22nd, I will have to call the bank first thing tomorrow morning and see if I can borrow enough money to put into my checking account to avoid an NSF fee. I will then call my insurance agent and ask that the payments come out on the 25th or 26th to avoid this problem in the future. If only people would follow up and honor the commitments they make, then the world would be efficient and less stressful.

    Thanks for your vote!
    Customer ServiceContract & Terms

    Reviewed April 20, 2012

    Like others I have seen on this site, I received LTD benefits only to get letters stating I have been overpaid. On both points that they say I am overpaid, there was a second review and Matrix agreed that they were wrong and that there is no overpayment. Well, not too long later, I receive letters stating again that I have been overpaid. I reviewed ERISA laws and found that when a decision is made/reversed and no new information has been received, this is a 'conflict'. I also found that the negative/rude treatment I have been receiving is what ERISA calls adversarial behavior. I have complained to the San Jose Better Business Bureau, Texas Insurance Commission, and California Insurance Commission.

    I have also filed an appeal and have requested my entire file as well as company policies that support reversals, rude treatment, and definitions to terms in the plan that they have interpreted inconsistently. Whether anything comes out of my appeal or not, I am determined to continue my fight with this horrible company even if I have to go to my Texas representative. I have also been thinking about flying to San Jose to meet with the CEO and COO. Crazy? Yep! But Matrix has made me that way.

    Thanks for your vote!
    Punctuality & SpeedStaff

    Reviewed April 4, 2012

    I phoned Matrix Absence Management Inc. at 800-866-2301 several times to request if my disability check can be direct deposited. Kipp **, the rep and his supervisor Hackett ** definitely informed me I can't because my file is from the old number (whatever it means). I thoroughly explained to them that I have a brain aneurysm and cannot drive because of my illness and that there's no one to drive me to the bank and cash their disability check. I practically beg them because I could not pay my rent on time until someone can drive me to the bank to cash my disability check. I even suggested for them to mail it directly to my bank like a bill pay, but all they said to me was it can't be done.

    Why is it that the Reliance Standard Life Insurance Co., where my disability originated, terminate Matrix Absence Management as their administrator? It was such a big company but don't have the capabilities of direct deposit. The world is so high-tech nowadays, and Matrix Absence Management Co is so backward if they cannot offer direct deposit at the present time. I am so frustrated, and I just wish someone can help me with this problem.

    Thanks for your vote!
    Customer ServiceCoverageStaff

    Reviewed March 29, 2012

    I have never felt so disrespected in my life. This is the worst company to have disability insurance with. They are rude, manipulative, and tell a bunch of lies. I pray God will have mercy on their souls for the way they treat customers. The things that they have you do when you are sick in your bed. They speak to you as if you need them and they don't need you. I have filed a complaint with my company letting them know they do not give good service and should be replaced with another company. My doctor said that he has never had so many forms to fill out for a company but not only that, to question his treatment and care. I pray God allows me to have a full recovery one day so I do not have to deal with such ignorance.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Oct. 26, 2011

    On 2/22/2008, I had a stroke while I was at a highly induced stressful job (manager). When I first started at my employer, I signed up for all benefits as employee only including STD and LTD in 2005 not expecting to ever have to use it. Matrix Absence Management, who is affiliated with Reliance Standard in PA, handled my STD and LTD. I didn't get on LTD until after other employer pay and STD expired in August 2008. As a benefit, I was getting $2009.00 a month which is 60% of my salary I believe on LTD. I followed the proper procedures and ensured I got progress reports from my doctors to Matrix to keep communication valid as I received LTD.

    It was suggested to me to apply for social security benefits to have instead of LTD by Matrix. I did and it took 3 years of struggle, attorneys, and being degraded at the hearing level. However, my fight was won in 2011. I no longer went for LTD because I was now awarded social security and I let Matrix, Velna **, know this had happened.

    Yesterday, 10/25, I got two letters from Matrix. One was asking for a progress report. The other noted I now owed them just over $53,000 and 48 cents. They are noting that I owe them as well as my five year old son, who wasn't even on my LTD policy to begin with. If I would have known they wanted to take all of my back pay from waiting for a decision from social security, I would not have applied for this benefit at my employer, DeVry, Incorporated. I am a disabled single mother with a son who was recently diagnosed with behavioral ADHD and Autism. How can I owe them when I was under the impression that it was a benefit? No one totally communicated with me. In fact it was difficult to ever get a live person to talk to. Please help me or guide me for relief from this unwarranted debt that I did not know would be. Thank you

    Thanks for your vote!
    Customer ServiceCoverageStaff

    Reviewed Oct. 5, 2011

    I have been on Workers Comp since October 25, 2010. The prior claims examiner never called me or returned any calls. I filed a complaint with them and my employer and then received Porchia. She has refused, time and again, to pay me my disability. She is saying that she had no medical information from my doctor or that the information was not sufficient. I told her that they must back up my claim to when my WC stopped paying me, which was on January 28, 2011. Then, my employer would not file my STD and sent me wrong forms to file LTD.

    Now, I update my address one more time with Porchia, and she claims that I have a check coming out to me soon, but will not tell me when or how much. My attorney has sent her paperwork, showing I am represented by them, but she claims again that she never received it and they have proof that it went through to her 2 times in 1 month. I cannot sign into the online account for me as they say, I must talk with her. So, to me, I think it sucks to buy insurance from this company!

    She also claims that she can only back and pay me from March 28, 2011 forward as that was when they received my application. I have contacted the FEDS about this abuse and they claim that they only have 90 days to make a decision. Every time it gets down to that time frame, Porchia claims that I am not responding or cooperating with them and she closes my case! Why is this legally happening to me and how many more? This is Insurance Fraud and Abuse! I paid for this insurance and should be allowed to use it. I'm currently in the process of seeking legal action.

    Thanks for your vote!
    Staff

    Reviewed Sept. 3, 2011

    I have been on medical leave since June 21, 2011. Tonja has refused time and again to pay me my disability. She is saying that she had no medical information from my doctor, or that the information was not sufficient. I also had the same person to deal with when I was out on medical leave in October 2010, with the same issues of non-payment. I am currently in the process of seeking legal action.

    Thanks for your vote!

    Reviewed July 26, 2011

    I had surgery on May 19, 2011, and have been on short term disability since then. Since the claim has been opened, I have experienced numerous excuses on check delays from the adjustor and the supervisors.

    Most recently, I have been told that, "it’s the fault of the post office". I have checked the Internet and noticed that this excuse is commonly used for the delay of claims management.

    Below is a copy of the letter I faxed to the adjuster today.

    Matrix Absence Management Inc.
    7 Skyline Drive, Suite 275

    Hawthorne, NY 10532

    July 26, 2011

    Dear Ms. **:

    I am writing this letter with concern about the handling of my claim with your company. As of today, 7/26/11, I still have not received my bi-weekly check for my claim; despite assurances that it was sent out on July 21, 2011. Previous checks and any and all correspondence from Matrix were sent to the same mailing address (P.O. Box**, Lafayette Hill, PA 19444) and received less than a day later.

    Upon speaking with your supervisor, Carmen, I was told another story today where all checks, correspondence and et cetera were sent to ** White Pine Court, Lafayette Hill, PA 19444. I can say with utmost authority that this is an untruth since I have all the paperwork that clearly reads the PO Box address (see examples attached).

    This delay is causing major problems in my life right now; as I am about to lose my health insurance with Thomas Jefferson University, as well as other financial problems all due to the mishandling of this claim, and the subsequent untruths from the representatives.

    I was told that a check will be cut again and overnight to the address of **, Plymouth Meeting, PA 19462 for delivery on Thursday, July 28, 2011. I hope this is followed through on and not dismissed as a folly by your company.

    I ask that as soon as it is sent via an overnight service, I am called with a tracking number so that I can track the progress of it online.

    As one who has worked for major Disability and Workers Compensation claims companies (PMA, MedRisk, etc), I have never seen such utter unprofessionalism in a company. I intend on filing a complaint with the Insurance Commission today; also letting Thomas Jefferson University know of these problems with Matrix, and suggest that they look for another company with a better working relationship.

    Thanks for your vote!

    Reviewed Aug. 31, 2010

    I hope someone can help me on this matter. Back in April 2008, I became disabled with numerous neurological disorders, combined with severe vertigo, memory loss, and focal dystonia. I was also diagnosed through the Dallas Veterans Administration with the onset of Parkinson's disease. I was fortunate to have invested into both short-term as well as long-term disability with Matrix Absence Management through my employer U.S. Xpress where I was in the position of terminal manager.

    The short-term disability was for 13 weeks which ran fairly smooth. But once it was switched over to long-term disability after the short-term disability time limit had ran its course, the problems seemed to arise. First off, the short- and long-term programs on their computers are on two different systems, and the information doesn't automatically switch from one to the other; it has to be manually done.

    Once that was corrected, the checks came fairly regularly within 3 or 4 days, depending on the day of the week that the 20th falls on each month. It continued until January of this year when I received a check equating for 6 months' worth of payments. So I called and spoke to Justin ** who is my contact with Matrix.

    I asked why I received a 6-month lump sum payment rather than the normal monthly check that I had been receiving. He said that the information that was put in the computer was wrong and that they had my classification as a driver rather than as management (Drivers are restricted to 24 months of coverage as opposed to management who will have coverage for a maximum of 60 months.).

    I once again contacted Justin in July, just to verify that they have all of my information current and that it was set up to resume in August. He stated that it was all set up, and everything was ready to continue beginning on the 20th of this month. Then I once again contacted Justin last week. He stated that the check was issued on the 20th as he previously stated and told me to allow 5 to 7 business days for delivery.

    I still have not received it. Being on Social Security Disability, I have to rely on what they tell me to take care of my obligations. And this is really causing a financial problem for me already, because I delayed sending out my bills until I can time it to the arrival of the checks. I really have no doubt that the upper management is instructing their agents to tell the beneficiaries that the checks are mailed out on the 20th, which in fact, they apparently are not; thus, they're being outright deceptive to the people who rely on what they're being told.

    When I was working, they received their premiums every pay period without fail. It does not take 11 days and counting for any mail to get from point A to point B anywhere in the continental US. The extra stress and anxiety is just exacerbating my medical issues in a critical way.

    Would this not be construed as deceptive trade practices? I just don't know what to do or whom to turn to to correct this deception. I would rather then just pay off the remaining three years of their obligation than have to fight with them and go through the added stress of this every month. Do I have any recourse at all or are the insurance companies just allowed to lie and deceive people at their will? Thanks for your help and understanding.

    Thanks for your vote!
    Loading more reviews...

    Matrix Absence Management Company Information

    Company Name:
    Matrix Absence Management
    Website:
    www.matrixcos.com