GoldenCare Reviews

I'm getting older and I talked to GoldenCare's agent over the phone. He came and talked to us and we decided in one trip what we were doing. We ended up purchasing the long-term care for me and my wife. It runs about 120,000 apiece and it increases by 3% per year. Our agent was helpful in terms of questions I had afterward and I've had no problem since. I'd recommend GoldenCare.

My parents-in-law recommended purchasing a long-term care plan because they had purchased a similar fund but they were frustrated with the amount that they discovered they were actually gonna receive and the hoops they had to jump through to get it set up. My mother also passed away from early onset dementia. So there is some family history.

I am a nurse and it is important to have long-term care in this day and age. GoldenCare was one of the names that were in my nursing magazine and I got the policy. I pay a premium once a year. The rep, Wayne, was very nice and informative. Dealing with him throughout the process was simple.

GoldenCare is excellent and since we're getting older, we started looking into getting long-term care. Their rep was a knowledgeable man and their rates were right in line. Getting the policy was easy as well. Every month we send them a check and it has resulted in less money in my checkbook. But with their coverage, I have peace of mind.

GoldenCare was promoted at my place of employment. I checked it out and compared rates with other places. The guy we were working with recommended the long-term package. He did the research, gave me options and prices for some other companies as well. Me and my wife are together on the package. We each had our own policies, but we can share. However, she was denied and it was really weird how they denied it. The process was also long because of my wife's situation. Also, I didn't feel I ever got a good explanation or good reasoning why my wife was denied.

I bought the long-term care from GoldenCare and the process was seamless. The rep was knowledgeable about explaining everything to us so it was a good experience. My mother is in an assisted living so it helps out and we're getting up there in age and we fear we might use long-term care. Knowing that if we ever have to use GoldenCare, it will be good.

My age and the fact that I do not have long-term care insurance got me getting a nursing home insurance from GoldenCare. They were the name that was suggested and they were reasonable, so I tried it. The agent was really nice, too. However, I canceled that one because I did not feel like I wanted to put the money out. However, I also have a life insurance with them. Overall, I would recommend them.

My husband and I had the fear of ending up in a nursing home. Our grandmother went to a nursing home and all of her money went towards the nursing home until she went out. We didn't wanna have that happen to us with our investment so we looked into long-term care. My husband did all the research on it and he found GoldenCare. He liked everything about it and decided to go with them. The gentleman that worked with us was very good and he answered all of our questions. We always had a conference call and he would meet with us at a time that was convenient for us. We would sit around the table with him on the phone and go over it all. He was very helpful. Working with GoldenCare has made us feel better. We feel confident now that we're gonna be taken care of if we ever need it and we have that in place. It gives us peace of mind.

I don't have a husband or a kid so I'll wind up in a nursing home unless I just die of a heart attack. I got GoldenCare for long-term care and the sales agent was very helpful and said, "Now, don't take this out unless you can afford it." He was very upfront about it. I needed a service and he provided it. I was comfortable with him. Having GoldenCare makes me feel more secure.

I’m old and I was looking into getting long-term care. I talked to Wayne, a rep from GoldenCare, and he was very nice and helpful. He helped me in making decisions about the long-term care. He did a good job, and I was very happy with the experience. I just pay $98 a month for the long-term care plan that I got. I’m a nurse, so I tell people all the time that they should get long-term insurance. I would tell people to go with Wayne.

I purchased some long-term care policies and several years ago, I bought from Wayne of GoldenCare. I had a good experience talking to him. He was very polite and nice and I didn’t feel threatened. I originally bought a policy through him and then later on, I bought another policy from the company. I value the coverage. I’m paying a lot of money so that when I’m old, I'll have a place to go.

GoldenCare's rep was a go-getter and a salesman. He was very thorough in telling us what the plan would pay for and he was very good about saying what we'd get and how we were covered if we needed home health care. He did a good job presenting the plan. If we ever need it, we have it and I expect we’ll need it sooner or later. I know teachers have a good retirement. Plus, my husband has a pension and Social Security and I have Social Security, so we’re in good shape. But I also know that if we have a serious stroke and go into a nursing home or needed assisted living, our savings would get wiped out.

We are covered under GoldenCare if we need something in home health care all the way up to the skilled care unit. The agent we talked to answered all our questions and gave us what we could expect. He seemed very knowledgeable. We were very happy with what we got. Having GoldenCare gives us peace of mind. We are both on Medicare and a supplement, and if we have to go into a facility or have home health care, we know we are covered. Having it is a great idea, but we should have gone with it years ago because it is more expensive as one gets older. Nevertheless, it is worth it.

I've always wanted a long-term care and David, the rep who I worked with at GoldenCare, was very nice. He explained all the options and what my budget was so that I could afford it since there were different options with higher limits. We worked backwards to figure out what I could spend for a month and the cost turned out a good deal.

I know how much long-term care costs as I have an experience in my family. I have purchased GoldenCare long-term care through Mutual of Omaha. We decided to be with GoldenCare as they were recommended by the American Nurses Association. We conducted all of our business with them over the internet and through the telephone. Their sales agent was very knowledgeable. I'd recommend this company to friends.

Getting long-term care was a smart thing financially for my future and I’m anticipating the possibility of needing care when I get older. I ended up getting it from GoldenCare for myself because my husband is not eligible. However, I have not gotten many calls to review the policy and it would be good to review it on a regular basis. Also, the cost of the coverage is probably gonna continue to rise because people really need it even if they don’t know it. But overall I'm happy with the service.

I was not really impressed with GoldenCare's rep. He left this area and did not give me any contact information. The last time I tried to look him up, he was in Wisconsin. I thought I needed the number and a name in case I needed some information. I had to get a number offline, which I called and talked to somebody. GoldenCare's cost is high, but I'm not dissatisfied. However, they should offer unlimited plans. In the beginning, I was not very satisfied with them, but I have not had problems since then.

We went through a broker when we signed up with GoldenCare. He looked at all different types of long-term care and we ended up getting a traditional long-term care policy because it seemed to be the best fit for us. Hopefully, the policy will cover 60% to 70% of our financial needs when we need it. The broker also told us to contact him whenever we wanted to enforce our policy but I was concerned if he would be responsive when we have issues or if he would be around five years from now. I also have a question on who to go to if he wouldn't be around in 10 years when we want to enforce the policy.

We got a long term care because we're getting older and it might come in handy to have. I did some research online and I talked to four different people then I decided to go with GoldenCare. I talked to their guy on the phone and he gave us some solid advice. I felt comfortable working with their sales agent. But GoldenCare is sometimes a little slow on the callback. It could take them a day or two later to get back to me. Nevertheless, I would tell a friend that GoldenCare is a good solution for them.

I contacted two long-term care providers and the rep from GoldenCare seemed to have a little bit more information and a little bit more in depth in explaining the different policies and coverage. Also, he got back in touch with me a little bit quicker than the other company. The plan was reasonable so I went ahead and purchased it.

We were encouraged by other people to get long-term care for my mother-in-law and we thought it would be a good idea. GoldenCare’s rep was very helpful and knowledgeable, plus he listened and explained things. It was a good experience.

The GoldenCare long-term care plan is a little expensive. But I was willing to go ahead with it because of the overall experience and also all of the good words of mouth information that I got about the company and to ensure that if I needed it, I would have it. I liked working with their agent, Ron. He was very personable, very informative and just an all-around good agent. I would ask his opinion when I was trying to make a decision, and he would give me his personal opinion as well as all of the information about the company. I trusted his advice and he helped me to make some informed decisions. It would be great if I could use a credit card because I get 2% back on everything I purchase. But other than that, I'm totally satisfied with GoldenCare.

We looked into having a long-term care for wealth preservation in case an event would happen with my wife and I. I'm sure we could be taken care of, whether it be doctors and nurse practitioners on our ends and I'm also sure we would be fine. But we have 10 children and we would be putting the burden down on them. We purchased a long-term care from GoldenCare a year ago. We had an initial conference call with Anthony and he ran us through on the call and showed us the different options. He was very knowledgeable and had his own examples of the pricing. I was impressed that he was very forthright with us. I felt good and my wife did too, so we moved out on it relatively fast. I got a traditional plan but it has little amendments as part of it, so I would still consider that plan as conventional. I would recommend other people to get a price from GoldenCare and have the same kind of dialogue we had to see if they would be interested.

We did an Internet search for long-term care providers for my wife's parents. We ended up finding three different brokerage houses and Ronald from GoldenCare came up with the most favorable ratings. We contacted him for more information and he had a good product based on everything else we looked at. We set up a session where we had to gather information for him and then he was able to go over that with us on a video conference call online.

My wife made me look into long-term care and I had a great experience signing up with GoldenCare. Julie did everything that I expected and she did a great job. She could answer every question and brought the options. Their cost compares favorably to the quality of their coverage, too. I really enjoyed working with Julie and I would work with her again. I would also recommend her to others that are seeking a similar type of coverage.

The experience that we had in signing up and working with GoldenCare was great. They had what we needed and the cost was reasonable. The rep, Ron, was knowledgeable and he guided us to what we needed. It was an easy transaction and I'm happy with GoldenCare. I have recommended them to other people and shared Ron's contact information with them.

I am a nurse and work in an emergency department. I see what rolls in from nursing homes and I needed some kind of security that I can take care of myself when I get older. GoldenCare has a long-term coverage that allows me to have a variety of what meets my needs from in-home care to a facility. The agent who assisted me was very helpful and was able to answer my question. He was able to explain the plan well and put me with the plan that best fit my needs. He was very available and contacted me multiple ways by mail, phone, and emails.

My mother-in-law had a stroke and, not having long-term care, it has been really hard on everybody. It also cost a lot of money choosing a nursing home for a while. Now she has home health and it's a lot. This made us want to look into getting long-term care, thinking that I wanted to be taken care of and I want my husband to be taken care of. And by having this, I'd know that it's not gonna be on my family. I don't have to worry about not having the money and saying, "Where in the world am I gonna be?" People are gonna take this insurance and it's an open door and I don't want to be left out in the cold at that point in my life.

We attended a financial planning thing and one of the things that was suggested that we do was a long-term care, especially if we’re over 60 and we are. We looked into it and GoldenCare was the best one that we found. Also, we liked Julie, the lady who we talked to. She was very helpful, explained things very clearly to us, and we had three phone conversations. The first one was for half an hour, and the second one was for an hour and a half. She was very slow and meticulous, and then, she sent a lot of information to us in writing, and emailed it to us, so we can look at it that way. We’re very satisfied with her. We would recommend her to anybody. We could certainly afford what we’re paying now and as long as the cost stays what it is now for a long-term, for a while, we’re okay with it.

Getting a long-term care plan was something I had put off. My husband and I decided we would self-fund. But then my stepdad needed long-term car then my mother needed it. Self-funding was not such a great idea after all. And I should have done it 10 years ago. That would’ve been a much smarter way to do it. You can get much more coverage for much cheaper prices if you do it sooner. But that ship had sailed and Julie was very upfront with me about what was not likely to work. And I appreciated that. At my age, GoldenCare was the best offer and I got the traditional long-term care plan.