Globe Life Insurance Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
About Globe Life Insurance
Globe Life offers life insurance products for adults and children with coverage amounts up to $50,000. The simple application process requires no medical exam or waiting period, and rates start as low as $3.49 per month for adults. The company charges only $1 for your first month, and it offers a 30-day money-back guarantee.
- No medical exam
- 30-day money-back guarantee
- Whole life policy for kids
- $1 for first month
- Limited death benefits
- Limited riders
Helpful Reviews
What is Globe Life Insurance?
Globe Life sells life insurance with coverage up to $50,000 for adults and $30,000 for children. The Globe Life application process is simple, and the company does not require a medical exam. Globe Life offers online bill payment and a mobile app for easy access to your policy. The company also gives free quotes with minimal personal information.
Globe Life Insurance application process
To apply for Globe Life insurance, use the quote tool and choose any level of coverage (up to the maximum). The quote requires information such as your age, location, beneficiaries and medical history. Globe Life provides a 30-day money-back guarantee in case you change your mind. For more information or help with the application process, call a Globe Life customer service agent.
Globe Life Insurance policies and coverage
Globe Life has life insurance policies for adults and children. Policies for adults are available for those up to 75 at the time of sign-up; policies for children are available for those 25 or younger, though age restrictions for whole insurance policies for children may differ by state. Its children's life insurance can pay up to $30,000 in benefits. Globe Life’s life insurance for adults provides coverage amounts ranging from $5,000 to $50,000, and there’s no waiting period.
Globe Life Insurance rates
Healthy adults might pay as little as $3.49 per month for life insurance with Globe Life, though rates are likely to be higher depending on the coverage amount you select, as well as your age, income, location and health history. Families can pay as little as $2.17 per month for life insurance for children, though you might expect to pay between $5 to $14 per month for this type of coverage.
Globe Life does not require medical exams, but customers should answer honestly about their medical history when applying. During the application process, make sure to disclose any preexisting medical condition; otherwise, the company might not pay the death benefit.
Globe Life Insurance claims process
For Globe Life policyholders, the claims process differs depending on the policy underwriter. Visit the Globe Life website to begin a claim. Life insurance policies that aren’t yet two years old are considered “contestable,” with claims subject to review. Policies more than two years old are “incontestable” and will be paid upon receipt and examination of required documents.
Globe Life Insurance FAQ
Does Globe Life have a waiting period?
No. Globe Life Insurance allows customers to buy any life insurance product and receive coverage immediately.
Does Globe Life offer senior life insurance?
Yes, senior life insurance is available for customers looking to cover final expenses associated with funeral costs, hospice care and other outstanding debts. This coverage option is ideal for older individuals who may not need extensive coverage.
What can I do with the Globe Life app?
Customers can complete the following tasks within the Globe Life app:
- Pay a monthly bill
- Set up payments for one-time expenses
- Access and edit personal information
- Monitor coverage
- Review coverage and plan options
- Interact with Globe Life on social media
Still have questions?
Is Globe Life Insurance good?
Globe Life is a great option for families and individuals looking for affordable life insurance policies. The company covers children up to age 25 and adults up to age 75 (at the time of sign-up). With its low costs, 30-day money-back guarantee and no medical exam requirement, Globe Life gets our recommendation.
Globe Life Insurance Reviews
Filter by Rating
- (114)
- (18)
- (19)
- (32)
- (371)
Popular Mentions
- 4,882,793 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,882,793 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed May 12, 2026
My dad bought life policies for my kids(over a decade ago), and now he has given the policies to me to take care of and manage them as the kids are aging out of the home. I need assistance with some of these steps on certain policies, and I received all the help I needed in under 10 minutes between to call-ins.
We're so happy to hear that the process of taking over your father's policies was simple and straightforward. If we can assist in any way, please don't hesitate to reach out to us at cspolicyservices@globe.life. We're always here to help!
Reviewed May 8, 2026
The young lady was well educated in what I called about! She made sure I understood all my options before I made a final decision. She was very clear explaining when I need to ask her a question! She is a very good asset to your company!
Thank you for your positive feedback regarding your experience with Globe Life. We’re happy our representative was able to answer all your questions and provide you with the great service you expect. We appreciate you reaching out to us and we look forward to serving you in the future!
Thanks for subscribing.
You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
Reviewed May 1, 2026
I contacted them by phone to change my beneficiary. They made this process super easy.. I was able to e-sign the document and make the necessary changes. The consultant I spoke with on the phone was super friendly and very helpful.
That’s what we’re here for! We’re happy to know we’re providing the best service possible! Thank you for taking the time to let us know how we’re doing.
Reviewed April 15, 2026
I have been insured with Globe Life for so many years and when I wasn't able to find my policy papers with them, I called and asked them some very pertinent questions and asked them to please send me a detailed and updated policy, they were only too happy to answer my questions and will indeed send me a copy of my policy.
Customer satisfaction is key to us at Globe Life, and we're thrilled to hear that you were pleased with our service! If we can assist in any way, do not hesitate to reach out to us at cspolicyservices@globe.life. We're always ready to help.
Reviewed March 27, 2026
I would like to compliment this company on how they conduct business and I haven’t had any problems. I like the new website, I can make my payments much easier. I called the company for some information, and the young lady that help me was great, awesome customer service, and explained to me how to conduct my business that I called about and sent the necessary document I needed. Thank you.
We are so happy to hear you've enjoyed our new web portal, and your kind review means so much to us! Thank you for putting your trust in Globe Life. We are always here to assist.
Reviewed May 12, 2026
The agent was very knowledgeable and resolved my issue.
We are delighted to hear that you were satisfied with your experience. Your feedback is very important to us. Thank you for trusting Globe Life with your family's financial security.
Reviewed May 9, 2026
All I can say is Don’t Call to pay your bill unless you want to be on the phone for hr. Just Not good customer service.
We are so disappointed to hear that you had such a long phone wait, and we deeply apologize for the inconvenience. We will pass this feedback on right away for investigation by our customer care team. For options for payment, please don't hesitate to reach out to us at cspolicyservices@globe.life.
Reviewed May 8, 2026
I have carried 6 policies with Globe Life since 2018. In February 2025, during a financial hardship, I applied for small loans on my policies. While I appreciated having the ability to access the loans, the process became extremely frustrating and delayed. One of my loan requests was even canceled shortly after submission, and it took repeated follow-ups and significant effort just to get the loans processed.
When the loans were issued, I was specifically told that loan payments would need to be paid separately from my regular premium payments. I continued paying my policy premiums every month through my bank in one combined payment covering all policies. If I missed a month, I made double payments the following month. There were also several times where I paid extra money above the required premium amounts to ensure my policies remained active.
Months later, I discovered Globe Life had begun applying portions of my premium payments toward loan balances instead of properly applying those payments to my policies. I actually questioned this once early on because I noticed one payment had been redirected, but I did not realize the issue would continue. Then in April 2026, I received a call informing me that one of my policies had allegedly been inactive since December 2025 despite the fact that I had continued making payments the entire time.
After reviewing my bank records and Globe Life’s own payment history, I discovered payments were still being redirected toward loan balances while a policy was inactive in their system. During this process, I also noticed errors connected to some of the original policy information. I have since formally disputed the handling of my payments and demanded a complete audit and correction of my accounts. After repeated calls and escalation, I finally received communication stating the issue would be corrected. My advice to consumers is to carefully monitor every payment, especially if policy loans are involved. Keep copies of all bank records, statements, and conversations.
We're sorry to hear about your payment issue. If you have any further questions, please don't hesitate to reach out to us at cspolicyservices@globe.life anytime. Thank you for your feedback; it helps us improve.
Reviewed May 6, 2026
Telephone support was able to help me make the changes I needed.
Thank you for your positive feedback regarding your experience with Globe Life. We’re happy our representative was able to provide you with the great service you expect. We appreciate you reaching out to us and we look forward to serving you in the future.
Reviewed May 3, 2026
I spoke with a insurance representative 2 days ago inquiring about updating my payment method. Next thing I was charged 3 different amounts in one day then another amount the following day. I don’t know where the charge came from but will be calling them Monday morning!
We apologize for this billing confusion, and we want to make sure you got the help you need. If we can assist, please reach out to a customer care supervisor at cspolicyservices@globe.life. Thank you for your feedback, and we hope to hear from you soon.
Globe Life Insurance Company Information
- Company Name:
- Globe Life Insurance
- Address:
- 3700 S. Stonebridge Drive
- City:
- McKinney
- State/Province:
- TX
- Postal Code:
- 75070
- Country:
- United States
- Website:
- home.globelifeinsurance.com
