Gerber Life Insurance Reviews

I bought several policies of the Grow Up Plans for my grandkids when they were born. Have paid on them for all this time, now they are reaching majority age where the policy amount doubles, and they take control of them. The kids had planned on filing claims for them at this point - now Gerber says they are not worth but a few hundred dollars instead of the thousands they should be worth.

All a person has to do to change a life insurance beneficiary is request a form as though they are the person who owns the policy and fill it out. If they have access to a demented person's ID, no problem. Trace the signature from the ID and send a copy of the ID along with the forged form and Gerber Life will honor the change in beneficiary. Also, you can set up an new policy on the person and have the fee taken out of the person's account automatically. This is what happened to my Dad who had dementia. The non-family member is walking away with $7000+. Gerber Life could prevent this by requiring a witnessed signature or a notarized signature.

I’ve tried to submit this review multiple times, and it’s never been published. I’ll try again for the sake of future victims. My mother had a 20k life ins policy with Gerber which she paid on for over 20 yrs. She had a stroke at 57 and once she entered the nursing home she was not able to pay her policy. She contacted Gerber and was told she had a disability rider on her policy. All we would need to do was send in proof of disability. Although proper paper work was sent multiple times Gerber refused to Honor the rider. Dr paperwork and social security disability paperwork they requested somehow wasn’t good enough.

I bought my mother a life insurance policy and I had it for 8 months and she lost her battle from metastatic colon cancer that moved to her liver. When myself and my 5 brothers and sisters went to the funeral home to make the arrangements the director/manager asked me if I wanted him to file the claim or if I wanted to do it myself and with everything I was dealing with I told him to do it. It was 2 weeks later and I called the funeral home to see if they had heard from Gerber Life yet and he said, "No. I haven't got anything in the mail yet from them." I gave it another week and called back to funeral home and again I was told the same thing. So I called Gerber Life and asked them what was going on they said they had sent papers on 3 different days and they haven't heard back.

I applied for my four children two months ago. Three out of the four were approved after a month and I have received four phone calls requesting a payment to get coverage started. I told them all four times that I will not make a payment until I know if the fourth child will be approved as I want to make a bulk payment for all four.

Won’t carry a child that’s Type1 Diabetic even though their A1C level is perfect the entire time. They have you get all of this stuff together to just waste your time knowing that they aren’t going to cover in the first place. When you call them out on it they say they can’t tell you and the reasoning has to go to your doctor then they ask who your doctor is after I submitted countless doctor records. Hello! I’m the Mother and guardian, I think you can give me your Lame and unwarranted excuse, many we know will not sign up now and a few are canceling as well as future children in our family will not even consider them, that takes wonderful people who will stand up for your child in what’s right and what’s wrong, very immoral company when all I wanted to do was protect her in case something ever happened to me and she had trouble getting herself insurance.

I filed a complaint with the Oklahoma state attorneys general office against Gerber for hacking into my savings account and I don’t even have an account with Gerber. Contacting Gerber administration was with negative results only to be passed onto other phone lines. If you are having problems with theft of accounts please contact OKLAHOMA STATE ATTORNEYS GENERAL OFFICE, State of Oklahoma, 313 N.E. 21st, OKC, OK 73105, case number **. I also filed with Social Security OIG, FOR MEDICARE/MEDICAID fraud. Gerber has refused to discuss the hacking of banking account. Gerber admitted it was for Medicaid supplement payments. Even though I don’t have any accounts with them. Good luck guys and let’s put a stop to this type of fraudulent actions going on.

My experience with Gerber Life has always been positive, they have been quick to take care of any problem I've had and to work with me to keep my policy active if I had any financial difficulties. I would and do recommend them to anyone I know looking for a reliable life insurance company. You have a wonderful and reliable company Gerber.

I bought 3 policies, one for me, my wife and grand-daughter. When calling to inquire - they answer the phone right away and can quickly process your 'new sale'. However, later I found a better deal (name withheld so not to appear to be a plug for another company) and called to cancel. First attempt and getting to 'press X to cancel your policy' was met with 'we're unable to take your call at this time, please try again later'. So I emailed them and got the cancellation forms and faxed them to the number indicated. Still nothing, so I finally emailed the same form. They just today refunded the cheapest one for grand-daughter but the 2 more expensive policies are not only NOT refunded yet - but they've hit my bank twice on 2 premiums on one of the policies. I'm currently 'on hold' and it has been 47 minutes and still waiting. Good luck to anyone that chooses them.

I provided the paperwork/death certificate as required noting to return the death certificate to me. The representative told me the death certificate would be returned to me in a couple of days and the check would take 7 to 10 business days. Gerber Life received the 2nd day delivery of this paperwork on 12/17/2018. After checking with them to make sure of receipt, I was again told the check would be sent in 7 to 10 business days but the accounting staff would not be working on 12/24, 12/25, 12/31, or 1/1/2019. On my 3rd (third) request, I was told the death certificate had already been mailed back and must be delayed due to the holiday mail. I was also told at that time it take 10-14 business days for the check and that the accounting department only worked 1/2 day on 12/24, out 12/25, only worked 1/2 day on 12/31 and out on 1/1/2019.

I have had a life insurance policy for my grandson for years. Now all of the sudden every other month Gerber tells me my auto payments are not going through. I've contacted my bank and they have confirmed there has been no attempt by Gerber to withdraw the funds. I work long hours every day and do not have the time to keep calling and wasting my time on hold and trying to fix their mistake. I think Gerber is trying to keep all of the years of payments I've made. I'm thinking about an investigation!

Never finished, I was told by your recording that all agents are on the line, and I should call back later. What a joke! I am going to cancel my policy. I could not even log in, I was asked for my e-mail address (which I have used for the last 6 years) and my policy # which I had next to me, but a prompt came up stating that the e-mail address and the policy# did not match your records.

One of my worst experiences in customer service in a long time! To start off with, I called and was put on hold then given the option to be called back and not lose my place in line. I opted for the call back. I was informed through an automated message I would get a call back in 30 minutes, I waited 1 hour and never received a call. So I called back and sat on hold for 1 hour and 6 minutes before someone picked up, just to be told they can not give me any info in regards to the policies because all 3 of my children are over 21 and the policies are now in their names. Nice!!!

My mother purchased a 20,000 policy in 2001 in case of her passing that she wanted to leave me and my brother. Sad to say she passed away in August 2018. They sent me a check for 1000.00. I said that's not correct, it should be 20,000. The lady told me that my mother purchased a policy that is no longer used so they only pay 1000.00 on it. How do they get away with this legally. People spend their hard earned money on premiums to have peace of mind when they pass, and Gerber does this. When is someone going to step in and hold these insurance companies liable for doing this or preying on the elderly. Don't buy from Gerber, you are better off to take that premium per month and put it under your mattress like the olden days. Crooks.

I purchased the Gerber policies for both of my grandson when they were born. For the past 23 years for one and 19 years for the other I have paid the premium annually. Both grandsons have asked to have the policies surrendered. I called, and waited and waited, to speak with a person about the process...paperwork would be sent to me and I was to return the completed paperwork and a copy of my driver's license, a check would be issued in 7-10 business days. NO CHECK has been received. Again I call and wait and wait--- I am told the check was written on the 7th of March...and it would take 7-10 business days. AS of today March 28th there is still NO check.

I had a whole life insurance on my mom that was suppose to kick in after two years. I put my payment on auto pay quarterly. About 5 months to when the coverage would kick in, they suddenly said that the payment did not go through and I had no knowledge of it and my credit card denied declining it. I agreed to make the payment ASAP and they agreed but later refused and said I have to apply for reinstatement. I answered all the unending applications and sent 4 months payment in addition to the payment that I missed. They would not still reinstate it and stop picking my calls unless I call with a strange number then they would pick.

This company does not seem to be very reliable. They make it look pretty and nice while they convince you to buy the policy. Then after that they won't answer the phone for information, and if they answer you they don't really know the answer to your questions. They leave you on hold and never answer back again. What a joke. First of all a good and serious company would never ever do such a disrespectful thing to their customers and second if they are that good they should have more workers to success the quality of customer service.

What a crock! Automated services can be such a load of horse **! When I have an issue that I want to discuss with a representative outside of the scope of the Automated services I should be able to get a real person. It's like the company is hiding something... Make a payment; NO. Change you policy; NO. Make a claim; NO. Talk to a real person; SORRY NOBODY WORKS THERE! Push seven to return back to the automated service menu to better serve you????

My mother died June 2017 and I contacted the agent that issued my mom's life insurance policy. He stated he started a claim on my behalf. The agent provided the wrong name and address when filing the claim. I contact Gerber to correct the issue and I was told they had corrected their records. I am still receiving mail from Gerber stating they are unable to process my claim and it still has the incorrect name on the correspondence. When you call the wait time is 22 minutes. I have never experienced such incompetence with a business ever.

I have Gerber Life’s Grow-Up plan for my daughter, which I’ve had for 21 years, and a life insurance for myself. And the value’s great considering the cost. With the one for my daughter though, after she reached 18, we’d go from $10,000 to $20,000, and it hasn’t done that. They advertised that on TV and things that I received in the mail.

My grandmother had all of her grandchildren on an insurance policy until we made a certain age. She waited for us to graduate out of high school then she cashed them out and gave us the money to do what we had to do for graduation. I also started to apply with Gerber Life a month or two after I had my daughter. I signed up then they sent me back the paperwork to let me know what was available and what did I qualify for. I got the Grow-Up Plan and picked the $5000 to start it all off with. It was all done through mail and I didn't talk to anyone when I set it up. After a year or two, I upped it to the $10,000 value policy. I kept paying on it, making sure everything is correct, while her policy matures. I want to make sure that she can go and have money when she's ready to go to college.

A policy is the best something that grandparents could leave behind for the kids or their grandkids. They don’t have to work as hard as I do to get a head start in life. There's no harm, hassle or medical. I have two Gerber Life policies for my grandkids and setting it up was very easy. I did the application Gerber Life sent me, sent it in then I got an email. They informed me and I started paying. I pay yearly and it's been five years now. Also, if I don’t get their reps through an email, I can always call them on the phone because they’re always available. Besides the Gerber Life Insurance, I buy everything in Gerber for my grandchildren.

I thought that getting a Grow Up plan from Gerber Life Insurance for my grandson was a good idea as the money doubles and he can collect that money if he wants when he turns 18. The application took a month and I did mostly everything online so it was easy. I've had it for four years now and I wish they would stop sending me mail asking me to enroll. They waste a lot of paper for nothing and I've already told them that.

I was going to be a grandmother then and people said that Gerber Life was a good insurance plan to get, so I bought the Grow-Up plan for my grandson. He just turned seven, so I've had that policy for seven years now. I applied online for the insurance plan and I received it within a couple of weeks. You can't beat the cost of the premium and I'm perfectly satisfied. I've recommended Gerber Life to every grandmother and parent that I know.

I have two Grow-Up plans from Gerber Life plans for my granddaughters. It seemed like a good investment for them. Once they are of age, it will be very beneficial to them. I trust the Gerber name, and I liked what I read when I was researching the policy and it was worth it. Also, applying for it online was fairly easy.

I am very happy to have Gerber Life. They allowed me to reinstate my grandkids. I purchased Grow Up plans for my grandkids so that if something happens to them I'd be able to bury them. The oldest policy I have with them was nearly 12 years now, while the other two was added when my other grandkids came into the world. I used to have a burial plan plus a life insurance, but I realized that I don’t need the burial plan. I’m glad to have the life insurance, so I’d keep up with the payments for security and the cost is good as well. The only thing that I regret is with my insurance on my two children. They're now in their 30's and when they were younger I didn't increase it. I should have increased theirs by the time they’re teenagers because now it costs an arm and a leg to have insurance for older people. I would recommend Gerber Life to anybody. I’ve also told my lady friends who I work with to join Gerber Life or AARP for their grandbabies.

Gerber Life's college plan looked like something to get within reason so I got one. Their application process was easy and their representatives were knowledgeable.

At the time I couldn't get a regular life insurance policy but I was qualified for the Gerber accident policy plan where it’s $10 a month and $100,000 in the case of death and I took that. It was nice to know at least if it was an accident I would be taken care of. So, if I lose a hand or a foot, they'll make some payment to me. I had been thinking of getting life insurance but that was the closest. I didn't want to spend a lot and the application and payment weren't too bad. It's an automatic withdrawal of $9.59 from my account and they've been very nice because if I know I'm not going to have the funds I call a week or so in advance and they change the date for me.

A lot of times, parents don’t think until the last minute to start preparing their children's college fund and sometimes the kids can’t go to the specific college that they want to go to because the parents can’t afford it. So it's a great idea to start now when they're younger and it will be less stress on the parents as the child begins to enter college. We got the college plan for our six-year-old from Gerber and their application process was easy. Every time I call or if I have questions, somebody was always helpful and went over the application with me. They answered all the questions to their best ability and if they couldn’t help me with that sort of question, they will get me to another representative. Everyone seemed to be really nice, polite and patient.

I needed a policy that would pay for my funeral and the application process with Gerber Life was fairly straightforward. I understand it doesn't pay within two years, but when I get the money back, plus 10% after two years, it'll pay the $6,000. However, I hesitated because if they ever paid $6,000, I would have already given them $2,000, but it makes sense for a funeral policy.

Gerber Life is a great insurance company to be with versus all the other ones out there. I have the Adult term for myself and the Grow-Up plan for my son for when he has to go to college. My son's insurance was the easiest to get but mine took a little longer than expected. They were checking on my background and were looking to see if I have any more policies. But, it's a great value. I can afford it and it's not over $100 each month. Plus, I've got the accidental plan with that. I will recommend it.

I was a single mom and I wanted to be sure that if something were to happen to me in my son's formative years, there would be some start for him so I bought the Gerber Grow-Up Plan. However, one thing I wasn't made aware of was that shortly before the child's 21st birthday, he will then be the owner of the policy, but not necessarily the payor. He then gets complete control over who the beneficiary is. It was not clearly explained to me in the beginning, nor did I bother to ask. But when the child turns 21, parents like myself, who have had the program for so long, forget easily what’s really going on.

Gerber Life Insurance was offered to me at the hospital and I thought it was a good deal so I got their Grow-Up plan. I’ve had it for three years now. The application was easy and it didn’t take too long to process. The minimum payment for the plan was okay although I just changed it, but it was a good deal. Overall, I had a good experience.

I purchased the Adult Term policy for me and Whole Life for the kids. During the application process, I didn’t understand some of the questions when I got the forms. So, I just called and their customer service representatives helped me with them. Overall, everything’s fine.

I have three Grow-Up policies with Gerber Life for my three kids. One of my kids is 18 now and I had his policy for 16 years. My daughter is about to turn 16 and I had hers since she was born and it's the same for my other daughter who just turned 12. A person came to my home and it was easy setting up the policy. He was like one, two, three, and it was it. We've owned the polices all those years and it's a great value. The price of the premium hasn't changed and I got a good deal. It’s the best thing I ever did. Thank you for a great service.

I took some life insurance out for my grandchildren from Gerber Life. The advertisements were good and I could start them out. And then as they get older, if they want to, I could increase their insurance policy. The application process was simple and easy. It was also quick. So far, Gerber Life has been competent and fair with me and I would tell friends that they are a good company to use.

I got a Grow-Up plan from Gerber for my goddaughter so that I can afford and help her out when she gets older. Their application process was excellent. They talked with me and let me know what it was all about. It was wonderful because other insurance companies will give you the runaround but Gerber didn't. I also liked their pricing. I paid $11.32 a month and I can afford that. I loved my experience and I’ve been telling people about Gerber. I was talking to a girl friend of mine yesterday and she’s going to get her grandkids on it too. She also said she used to have it years ago when her kids were younger.

I got the Grow Up Plan and the College Plan from Gerber. Then recently, I got a Full Term Life policy from them and I've had it for a year now. My daughter has that kind of plan and I wanted to keep it all together. I used to have that policy with another insurance company but I left them and went to Gerber Life. I had a bit more coverage with the other company but their insurance man was harassing me with texts when I got behind for a month. Gerber's customer service reps were also more professional and their application process was real nice. The cost is a little high which is $66 a month but the lady told me that it was a good plan. Gerber's been around a long time and they got good coverage. I would recommend them, especially to people who have kids since they ought to get a plan for their child's college. Overall, it was a very good experience.

My kids got an insurance with Gerber Life and I also had Term life insurance which was purchased many years ago. I've been paying on it but I haven't heard anything and I don't know whether or not my year is up. But the application process went smoothly 'cause I've been with them for a while. I ended the service for a minute and then I reopened it so it's been easy. The reps have been able to assist me with all of my questions and answered to the best of their ability. But when I tried to get a loan on the insurance policy, the cost was high and the stipulation for me to borrow the money was very expensive. It was crazy. I didn't agree with that and that's the reason why I didn't go through with it. Other than that, it's okay. It's a good policy to start the kids having it.

You never know what’s going to happen to your children so I purchased The Grow-Up Plan from Gerber Life. It’s nice to have when you have money saved. Filling out the application was good. I did everything when it was offered at the hospital. Now, my daughter is 20 and my son is 14. Overall, my experience with Gerber Life Insurance was good and I’ve told everybody about them.

My sister passed away on August 6, 2017. She has a policy with Gerber Life Insurance Company. The family filed a claim with a original copy of the death certificate within days of her passing. We were told that a check had been sent to us on August 30th. We received no check, and then we were told that they were mailing a lost check form, so they could send a new check overnight.

The name Gerber is very well respected. I've dealt with them not only in baby food, but they're in plumbing parts and toilets too. I also have a small term life policy with Gerber Life because it’s not that expensive and it fit my needs. I’ve had the life insurance close to 10 years and I'm very pleased with Gerber. The application process was really easy and they're very pleasant to deal with. I even made a loan against the policy and they made it lickety-split. I got the check in two and a half days. The value exceeds the cost which makes it well worth it. I’ll give Gerber's phone number to a friend who would ask about their life insurance.

My mom and dad wanted the $10,000 Gerber Life Plan, for the burial, so we got that. We went with Gerber since my dad loves them, he’s the one who saw that plan. The application process has been very easy and it didn’t take very long before we received the insurance plan. And it's of very good value. We just love the Gerber, it's there when you need it. I would recommend it. I wish I had kids, so I could get Gerber for them too.

Gerber has been a company that I've known and have been buying my baby food from for years. It's a good company so I decided to get the Accident Protection Insurance for me. I have had Gerber Life for so long with my grands and my great grands. I figured it will cover for when it would be needed. I always tell people to get Gerber Life Insurance. I've been recommending it for over 20 years.

I've got a $10,000 plan with Gerber Life because of direct mail advertising. I've also got a $5,000 Grow-Up Plan on my great granddaughter which was a really good deal. Considering that I'm about to turn 81, I probably won't be here by the time she is ready for college. I wanted to make sure she's taken care of. The application process has been fine. Gerber is a well-known and well respected old company, and though my interactions with their reps have been occasional, they've all been very positive. I do appreciate occasionally when I had overlooked getting the payment in that they had called.

I'm a retired insurance agent and I thought that Gerber had a fine product. I bought their Grow Up plan for the child because they're a very dependable company. The application process was very good. I would definitely recommend Gerber. It's a very good value.

I purchased a Life Plan from Gerber 30 years ago. It was a $10,000 term life. When my niece was born my mom thought it'd be a good idea if I had insurance. So she's the one that signed me up for it. It was a good price. The application process went smoothly, then I pay the bill every year. Every now and then the premium goes up. It was a surprise but it doesn't really matter. I can't really do anything until I'm dead anyway. Other than that, it's been good so far.

My brother abruptly passed away in January without any insurance and we did not want to experience that. My mom needed a policy and she was denied by different insurance companies. But Gerber Life approved her because of her age and it was reasonable. They were meticulous and did too much medical background check but their application process was real easy and faster than others. Gerber asked general questions and I helped my mom with them. In just a couple of days, she qualified. We did a direct deposit so we wouldn't have to worry about the payments and the cost is big but other places were higher. With a fixed income, $80 a month is still hard and it would help if it were a little bit lower. Overall, it's good to have peace of mind and I would tell others to go with Gerber Life.

Gerber Life is a good choice over other insurance providers. I got a plan for a kid with them. It's important and good for my kids when they grow up. I really like everything about Gerber because they always answer me.

I got the Grow Up Plan from Gerber Life for my grandsons because the premium stays the same even after the kids turn a certain age. I got it a little over a year ago as I wanted to make sure that they were secured on my behalf in case anything ever happened to them. I got the policy for a good price at $25 a month for both of them, so I'm pretty satisfied. The Gerber name itself sells the policy and I have not looked around and try to find a cheaper one. I’ve also had policies in the past and I’ve always looked at Gerber even for my children.

I have had this policy for my son for 17 years. Financial times are tough, so I decided to take out a loan on the policy. They received my loan request form on 4/21. Supposedly they sent a check on 4/28. I never received it, yet I receive all of my other mail with no issues. I sent an affidavit of lost check and they received it on 5/30. Supposedly they sent another check on 6/6. Well it's the 15th and I still have no check! They are keeping my money. It has been almost 2 months to get MY money. Once this is resolved I will be canceling the policy and sharing my opinion of them with everyone that I know. You do not want anything to do with them!

I usually do not complain but THIS TIME I have to. My father died so I call Gerber Life since I purchased a policy on my Dad back when he was 60 years old (23 years ago). I called and waited 4 times to be called back. 27 min; 24 min; 32 min and finally 45 min and no callback. So I called and waited 18 min to speak to a person. They wouldn't tell me anything even though I'm the policy owner. Not to mention I paid them $10K ++ since 1993 for a measly $5K policy. That is sad in and of itself. First person said I have to have my father's death certificate, makes sense, my mother's death certificate... makes sense since I made her beneficiary in the application and a copy of the cremation certificate to prove he's really deceased and he is who he is. REALLY???

This company is a joke!! Not only do they refuse to refund my money. They illegally charged my bank account on 2/17/2017. They double charged for policies. The Accounting Department lied yesterday, 2/272017 in a recorded phone conversation that they talked to my bank about my refund and had the nerve to send me today, 2/28/2017, a bill saying payment is due. They are a scam. Thieves. Liars. And overall PATHETIC! Stealing from a parent thinking of a child's future.

We filled out application for Gerber life insurance. We were approved. But we didn't want them. There was no communications between them and us ever. Until today a woman called and we said we weren't interested!!! 3 hours later we had to go to bank and found out they just took 138.00 out of our account. When we just said no interest wow. Never told us anything, never asked about a date, nothing - they just as well of stolen it. We had no clue that anything or any businesses would steal money and it took them a minute to steal it and they said we have to put a request in to get your money back (what!!!). They are worse than horrible. I could sue... crazy Gerber life money grubbers!!!

First I only had life insurance for my son through Gerber Life. They had been very persistent in quality and affordability over the past seven years since I signed my son up. After going through some tough financial times after the death of a close family member, I decided to do some research for my own policy. I didn't want to leave such a burden on my family. I have to admit, Gerber wasn't the first on my list, but I'm so glad that I gave them a chance! Depending on your age, you can get more than $100,000 in term life coverage for as little as $13.00 a month; no physical exam needed. Just fill out the application and answer a few questions, and that's it! Then you wait for your approval letter! It's that simple.

The customer service is great. They go into full description on details about the insurance plan. They give you plenty of time to catch up on your payment and they tell you what they have to offer on different policy like the accidental insurance policy that I have on myself which is very affordable life insurance plan. I also have a plan for my 3 sons as well.

They're very helpful and knowledgeable. I've always found them to be very friendly. My son has had a policy with them for the last 12 years. I figured since they offer adult coverage as well, I should give them a try. The application process is extremely simple, and I am very pleased with their rates. I've never had an issue with Gerber. I would recommend them to anyone.

It was very easy to sign up. It is extremely affordable with several payment options. Great customer service. I have definitely recommended this company to several friends and family members.

My Grandma set it up for me when I was little and I still have it at age 25. And it is awesome and I love it. I really really recommend it because it's really good.

Gerber Life Insurance is excellent. Adds up over the years and pay little per month. Also excellent loan rates and payback as low as one dollar a month. Highly recommend.

I started this 20 yrs. ago and it is very affordable still. I also started 2, Two children. Great!! Locked them in for their future! They send offers every so often that you can increase your coverage and that of your kids too. Great product! Start your kids early for a great price!