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Gerber Life Insurance Reviews

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About Gerber Life Insurance

The Gerber Life Insurance Company has a mission to help families achieve financial protection and security. Gerber Life offers quality and affordable life insurance for children and adults. We offer a variety of insurance products for every stage of life and budget. Depend on Gerber Life, so your family can depend on you.

Visit www.gerberlife.com

Gerber Life Insurance Reviews

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    Page 3 Reviews 70 - 270
    Verified purchase

    Reviewed Oct. 4, 2017

    Gerber Life is a great insurance company to be with versus all the other ones out there. I have the Adult term for myself and the Grow-Up plan for my son for when he has to go to college. My son's insurance was the easiest to get but mine took a little longer than expected. They were checking on my background and were looking to see if I have any more policies. But, it's a great value. I can afford it and it's not over $100 each month. Plus, I've got the accidental plan with that. I will recommend it.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 2, 2017

    I was a single mom and I wanted to be sure that if something were to happen to me in my son's formative years, there would be some start for him so I bought the Gerber Grow-Up Plan. However, one thing I wasn't made aware of was that shortly before the child's 21st birthday, he will then be the owner of the policy, but not necessarily the payor. He then gets complete control over who the beneficiary is. It was not clearly explained to me in the beginning, nor did I bother to ask. But when the child turns 21, parents like myself, who have had the program for so long, forget easily what’s really going on.

    I found out the hard way, through making several phone calls, that I’m no longer the policy owner even though I am paying for it. It would have been nice to have advance notice on that and if I wanted to change it, they could have advised on the necessary steps to take, which I did have to do. As it turned out, my son had turned it all back over to me. I sent in a form with my son’s and my driver’s licenses and signatures saying that he was releasing his interest and was giving it back to me. I made myself beneficiary because, obviously, I still am his mother.

    Plus I was able to borrow a little bit against the whole life policy. I didn’t even know it was a whole life, I thought it was a term life so that’s how long it’s been. So now I’m back in the driver’s seat of being the owner, payor, and beneficiary but once my son gets married, I’ll change on that. I would say good things about Gerber Life to others but I would also tell them to be aware of what’s going on as far as what kind of program they're being involved in.

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    Verified purchase
    Online & AppProcess

    Reviewed Sept. 30, 2017

    Gerber Life Insurance was offered to me at the hospital and I thought it was a good deal so I got their Grow-Up plan. I’ve had it for three years now. The application was easy and it didn’t take too long to process. The minimum payment for the plan was okay although I just changed it, but it was a good deal. Overall, I had a good experience.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 29, 2017

    I purchased the Adult Term policy for me and Whole Life for the kids. During the application process, I didn’t understand some of the questions when I got the forms. So, I just called and their customer service representatives helped me with them. Overall, everything’s fine.

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    Verified purchase
    PriceStaff

    Reviewed Sept. 28, 2017

    I have three Grow-Up policies with Gerber Life for my three kids. One of my kids is 18 now and I had his policy for 16 years. My daughter is about to turn 16 and I had hers since she was born and it's the same for my other daughter who just turned 12. A person came to my home and it was easy setting up the policy. He was like one, two, three, and it was it. We've owned the polices all those years and it's a great value. The price of the premium hasn't changed and I got a good deal. It’s the best thing I ever did. Thank you for a great service.

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    Verified purchase
    CoverageSales & MarketingPunctuality & SpeedOnline & AppStaff

    Reviewed Sept. 27, 2017

    I took some life insurance out for my grandchildren from Gerber Life. The advertisements were good and I could start them out. And then as they get older, if they want to, I could increase their insurance policy. The application process was simple and easy. It was also quick. So far, Gerber Life has been competent and fair with me and I would tell friends that they are a good company to use.

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    Verified purchase
    PriceOnline & AppStaffProcess

    Reviewed Sept. 26, 2017

    I got a Grow-Up plan from Gerber for my goddaughter so that I can afford and help her out when she gets older. Their application process was excellent. They talked with me and let me know what it was all about. It was wonderful because other insurance companies will give you the runaround but Gerber didn't. I also liked their pricing. I paid $11.32 a month and I can afford that. I loved my experience and I’ve been telling people about Gerber. I was talking to a girl friend of mine yesterday and she’s going to get her grandkids on it too. She also said she used to have it years ago when her kids were younger.

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    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed Sept. 25, 2017

    I got the Grow Up Plan and the College Plan from Gerber. Then recently, I got a Full Term Life policy from them and I've had it for a year now. My daughter has that kind of plan and I wanted to keep it all together. I used to have that policy with another insurance company but I left them and went to Gerber Life. I had a bit more coverage with the other company but their insurance man was harassing me with texts when I got behind for a month. Gerber's customer service reps were also more professional and their application process was real nice. The cost is a little high which is $66 a month but the lady told me that it was a good plan. Gerber's been around a long time and they got good coverage. I would recommend them, especially to people who have kids since they ought to get a plan for their child's college. Overall, it was a very good experience.

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    Verified purchase
    PriceStaff

    Reviewed Sept. 24, 2017

    My kids got an insurance with Gerber Life and I also had Term life insurance which was purchased many years ago. I've been paying on it but I haven't heard anything and I don't know whether or not my year is up. But the application process went smoothly 'cause I've been with them for a while. I ended the service for a minute and then I reopened it so it's been easy. The reps have been able to assist me with all of my questions and answered to the best of their ability. But when I tried to get a loan on the insurance policy, the cost was high and the stipulation for me to borrow the money was very expensive. It was crazy. I didn't agree with that and that's the reason why I didn't go through with it. Other than that, it's okay. It's a good policy to start the kids having it.

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    Verified purchase
    Customer Service

    Reviewed Sept. 20, 2017

    You never know what’s going to happen to your children so I purchased The Grow-Up Plan from Gerber Life. It’s nice to have when you have money saved. Filling out the application was good. I did everything when it was offered at the hospital. Now, my daughter is 20 and my son is 14. Overall, my experience with Gerber Life Insurance was good and I’ve told everybody about them.

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    Sales & Marketing

    Reviewed Sept. 19, 2017

    My sister passed away on August 6, 2017. She has a policy with Gerber Life Insurance Company. The family filed a claim with a original copy of the death certificate within days of her passing. We were told that a check had been sent to us on August 30th. We received no check, and then we were told that they were mailing a lost check form, so they could send a new check overnight.

    Needless to say we haven't received the lost check form either. This is after verifying the mailing address on multiple occasions. Then today we are told that the check came back to them, and they resent it by overnight mail by UPS. Suspiciously they didn't have a tracking number which doesn't happen with UPS. I believe this company is running a scam on people, especially when family needs them. I am filling a complaint with the State Attorney General office in the state of Michigan. Stay away from Gerber Life Insurance Company.

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    Verified purchase
    PriceOnline & AppProcess

    Reviewed Sept. 14, 2017

    The name Gerber is very well respected. I've dealt with them not only in baby food, but they're in plumbing parts and toilets too. I also have a small term life policy with Gerber Life because it’s not that expensive and it fit my needs. I’ve had the life insurance close to 10 years and I'm very pleased with Gerber. The application process was really easy and they're very pleasant to deal with. I even made a loan against the policy and they made it lickety-split. I got the check in two and a half days. The value exceeds the cost which makes it well worth it. I’ll give Gerber's phone number to a friend who would ask about their life insurance.

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    Verified purchase
    CoverageOnline & App

    Reviewed Sept. 1, 2017

    My mom and dad wanted the $10,000 Gerber Life Plan, for the burial, so we got that. We went with Gerber since my dad loves them, he’s the one who saw that plan. The application process has been very easy and it didn’t take very long before we received the insurance plan. And it's of very good value. We just love the Gerber, it's there when you need it. I would recommend it. I wish I had kids, so I could get Gerber for them too.

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    Verified purchase

    Reviewed Aug. 2, 2017

    Gerber has been a company that I've known and have been buying my baby food from for years. It's a good company so I decided to get the Accident Protection Insurance for me. I have had Gerber Life for so long with my grands and my great grands. I figured it will cover for when it would be needed. I always tell people to get Gerber Life Insurance. I've been recommending it for over 20 years.

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    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed July 26, 2017

    I've got a $10,000 plan with Gerber Life because of direct mail advertising. I've also got a $5,000 Grow-Up Plan on my great granddaughter which was a really good deal. Considering that I'm about to turn 81, I probably won't be here by the time she is ready for college. I wanted to make sure she's taken care of. The application process has been fine. Gerber is a well-known and well respected old company, and though my interactions with their reps have been occasional, they've all been very positive. I do appreciate occasionally when I had overlooked getting the payment in that they had called.

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    Verified purchase
    Online & AppStaff

    Reviewed July 25, 2017

    I'm a retired insurance agent and I thought that Gerber had a fine product. I bought their Grow Up plan for the child because they're a very dependable company. The application process was very good. I would definitely recommend Gerber. It's a very good value.

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    Verified purchase
    PriceOnline & App

    Reviewed July 23, 2017

    I purchased a Life Plan from Gerber 30 years ago. It was a $10,000 term life. When my niece was born my mom thought it'd be a good idea if I had insurance. So she's the one that signed me up for it. It was a good price. The application process went smoothly, then I pay the bill every year. Every now and then the premium goes up. It was a surprise but it doesn't really matter. I can't really do anything until I'm dead anyway. Other than that, it's been good so far.

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    Verified purchase
    PriceStaffProcess

    Reviewed July 21, 2017

    My brother abruptly passed away in January without any insurance and we did not want to experience that. My mom needed a policy and she was denied by different insurance companies. But Gerber Life approved her because of her age and it was reasonable. They were meticulous and did too much medical background check but their application process was real easy and faster than others. Gerber asked general questions and I helped my mom with them. In just a couple of days, she qualified. We did a direct deposit so we wouldn't have to worry about the payments and the cost is big but other places were higher. With a fixed income, $80 a month is still hard and it would help if it were a little bit lower. Overall, it's good to have peace of mind and I would tell others to go with Gerber Life.

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    Verified purchase
    Customer Service

    Reviewed July 20, 2017

    Gerber Life is a good choice over other insurance providers. I got a plan for a kid with them. It's important and good for my kids when they grow up. I really like everything about Gerber because they always answer me.

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    Verified purchase
    CoveragePrice

    Reviewed July 15, 2017

    I got the Grow Up Plan from Gerber Life for my grandsons because the premium stays the same even after the kids turn a certain age. I got it a little over a year ago as I wanted to make sure that they were secured on my behalf in case anything ever happened to them. I got the policy for a good price at $25 a month for both of them, so I'm pretty satisfied. The Gerber name itself sells the policy and I have not looked around and try to find a cheaper one. I’ve also had policies in the past and I’ve always looked at Gerber even for my children.

    However, I lost my son two months ago and that was an ordeal in itself and an expense I still have to endure. I was not prepared to take care of his arrangements as I should have wanted to without worrying about them but I can be for my grandsons. So I inquired about increasing the amount on their policy and Gerber told me that there was a time that I could do that and that time had passed. But I didn’t know that.

    They also told me that I could still increase the coverage by taking out multiple policies, but I’m not in favor of doing something like that. So the only thing I can do is to let the policy stay like it is or, at some point, cancel it and get another one to insure the kids at an increased amount. The length of time doesn't matter to me as long as the policy is in place at the time that it’s needed to be used. But even though I thought it was not right for Gerber to not allow me to add on to the policy, they’re a trusted name and I know I can’t go wrong with them when it comes to children. They stand behind their name and I stand with them.

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    Reviewed June 15, 2017

    I have had this policy for my son for 17 years. Financial times are tough, so I decided to take out a loan on the policy. They received my loan request form on 4/21. Supposedly they sent a check on 4/28. I never received it, yet I receive all of my other mail with no issues. I sent an affidavit of lost check and they received it on 5/30. Supposedly they sent another check on 6/6. Well it's the 15th and I still have no check! They are keeping my money. It has been almost 2 months to get MY money. Once this is resolved I will be canceling the policy and sharing my opinion of them with everyone that I know. You do not want anything to do with them!

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed March 9, 2017

    I usually do not complain but THIS TIME I have to. My father died so I call Gerber Life since I purchased a policy on my Dad back when he was 60 years old (23 years ago). I called and waited 4 times to be called back. 27 min; 24 min; 32 min and finally 45 min and no callback. So I called and waited 18 min to speak to a person. They wouldn't tell me anything even though I'm the policy owner. Not to mention I paid them $10K ++ since 1993 for a measly $5K policy. That is sad in and of itself. First person said I have to have my father's death certificate, makes sense, my mother's death certificate... makes sense since I made her beneficiary in the application and a copy of the cremation certificate to prove he's really deceased and he is who he is. REALLY???

    So I call back today and was told, "ohhh, you don't need that (cremation cert) - you need a letter stating you're the administrator of the estate." My father has no estate. He's indigent. Someone else has always helped to take care of him as he was not able to by himself. He died with nothing. Zero. They said, "Sorry. We cannot legally release the money to you." And NOW I have to pay the state of MD a fee to APPLY to be the administrator of an ESTATE that DOES NOT exist and a policy that will only partially reimburse me for the money it has cost me to take care of his final expenses!! REALLY?? Why didn't you tell me that LAST WEEK???

    I HIGHLY DO NOT RECOMMEND THIS COMPANY OR THEIR PRODUCTS. IT'S A RIP-OFF SCAM. INVEST $38 a month in a mutual fund or gold for the next 25 years and see how much cash you have in hand. Trust me - it won't be $5K. That's what they made on MY money all these years. I was foolish to buy it. Admitted. SELF INSURE, SELF INSURE, SELF INSURE. Otherwise only buy TERM insurance.

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    Customer ServiceSales & Marketing

    Reviewed March 1, 2017

    This company is a joke!! Not only do they refuse to refund my money. They illegally charged my bank account on 2/17/2017. They double charged for policies. The Accounting Department lied yesterday, 2/272017 in a recorded phone conversation that they talked to my bank about my refund and had the nerve to send me today, 2/28/2017, a bill saying payment is due. They are a scam. Thieves. Liars. And overall PATHETIC! Stealing from a parent thinking of a child's future.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Feb. 15, 2017

    We filled out application for Gerber life insurance. We were approved. But we didn't want them. There was no communications between them and us ever. Until today a woman called and we said we weren't interested!!! 3 hours later we had to go to bank and found out they just took 138.00 out of our account. When we just said no interest wow. Never told us anything, never asked about a date, nothing - they just as well of stolen it. We had no clue that anything or any businesses would steal money and it took them a minute to steal it and they said we have to put a request in to get your money back (what!!!). They are worse than horrible. I could sue... crazy Gerber life money grubbers!!!

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    Coverage

    Reviewed Jan. 12, 2016

    First I only had life insurance for my son through Gerber Life. They had been very persistent in quality and affordability over the past seven years since I signed my son up. After going through some tough financial times after the death of a close family member, I decided to do some research for my own policy. I didn't want to leave such a burden on my family. I have to admit, Gerber wasn't the first on my list, but I'm so glad that I gave them a chance! Depending on your age, you can get more than $100,000 in term life coverage for as little as $13.00 a month; no physical exam needed. Just fill out the application and answer a few questions, and that's it! Then you wait for your approval letter! It's that simple.

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    Customer Service

    Reviewed Jan. 8, 2016

    The customer service is great. They go into full description on details about the insurance plan. They give you plenty of time to catch up on your payment and they tell you what they have to offer on different policy like the accidental insurance policy that I have on myself which is very affordable life insurance plan. I also have a plan for my 3 sons as well.

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    Staff

    Reviewed Jan. 4, 2016

    They're very helpful and knowledgeable. I've always found them to be very friendly. My son has had a policy with them for the last 12 years. I figured since they offer adult coverage as well, I should give them a try. The application process is extremely simple, and I am very pleased with their rates. I've never had an issue with Gerber. I would recommend them to anyone.

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    Customer ServicePrice

    Reviewed Dec. 15, 2015

    It was very easy to sign up. It is extremely affordable with several payment options. Great customer service. I have definitely recommended this company to several friends and family members.

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    Reviewed Dec. 8, 2015

    My Grandma set it up for me when I was little and I still have it at age 25. And it is awesome and I love it. I really really recommend it because it's really good.

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    Reviewed Dec. 4, 2015

    Gerber Life Insurance is excellent. Adds up over the years and pay little per month. Also excellent loan rates and payback as low as one dollar a month. Highly recommend.

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    CoveragePricePunctuality & Speed

    Reviewed Nov. 30, 2015

    I started this 20 yrs. ago and it is very affordable still. I also started 2, Two children. Great!! Locked them in for their future! They send offers every so often that you can increase your coverage and that of your kids too. Great product! Start your kids early for a great price!

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    Gerber Life Insurance Company Information

    Company Name:
    Gerber Life Insurance
    Year Founded:
    1967
    Address:
    1311 Mamaroneck Avenue, Ste 350
    City:
    White Plains
    State/Province:
    NY
    Postal Code:
    10605
    Country:
    United States
    Website:
    www.gerberlife.com