Gerber Life Insurance

Gerber Life Insurance

 4.0/5 (65 reviews)

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Overall Rating4.0 out of 5
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About Gerber Life Insurance

The Gerber Life Insurance Company has a mission to help families achieve financial protection and security. Gerber Life offers quality and affordable life insurance for children and adults. We offer a variety of insurance products for every stage of life and budget. Depend on Gerber Life, so your family can depend on you.

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    Page 1 Reviews 0 - 10
    Verified Reviewer
    Original review: July 29, 2021

    I really love this company. They are extraordinary in what they do. I was able to get the insurance I need to ensure that my daughter will be protected if something were to ever happen to me. I recommend them to everyone that needs that extra coverage and stability.

    2 people found this review helpful
    Verified Reviewer
    Original review: June 25, 2021

    I completed the application thinking I should get the plan but changed my mind before hitting the submit payment button. These people decided to process the payment anyways. They didn't send a confirmation email or anything else to my email to show they would take the payment out. They didn't even acknowledge the application had been submitted. Please be VERY careful with this company. If they are willing to take payment without you submitting just imagine what other deceitful tactics they will engage in.

    29 people found this review helpful

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      Verified Reviewer
      Original review: June 22, 2021

      I'm a little disappointed in the process and respond time they take. Also I'm disappointed that they denied kids that is highly fuction on the spectrum for autism. That received early intervention for autism. That is managing and who does not need to go to the doctors very often for it... how can you denied coverage. You can never speak to anyone. Each representative gives you the runaround.

      18 people found this review helpful
      Verified Reviewer
      Original review: May 2, 2021

      I purchased life insurance for my 5 kids years ago. There was a time when coverage lapsed and I called to restart a new policy. I was told this was no problem and the boys would still have coverage that would become theirs when they become adults. Two of my boys policies have changed over to them when they became adults. Now this year I get a letter saying because coverage lapses in the past (which was many years ago and I repurchased the plan), that their policies were cancelled. This is disgusting and shady and I should get all of my money back because they’re crooks!

      39 people found this review helpful
      Verified Reviewer
      Original review: April 29, 2021

      So my story with Gerber comes through a federal program connected with them. Everything seemed okay when I got life insurance for my mother, except the price kept changing and changing. Then I didn't get the paper work for my policy for 30 days+ and they did not take money from my account for 20+ days, then the price JUMPED. By the time I was informed on the final monthly price of the insurance it had tripled in price was was over 200 per month.

      At the end of all that, "Oh you just got your policy paperwork? Well it's past 30 days." I'm changing my bank account info because of the way these people acted. I think they will try and steal more. Habits, changing price over 30 days, delay paperwork to the consumer, limit change price and finally over charge at the end of the 30 days, allow paper work to reach the policy holder at the end of 30 days. IF SEEMS INTENTIONAL THEN IT may BE.

      23 people found this review helpful
      Verified Reviewer
      Original review: Jan. 9, 2021

      I've had Gerber Life Insurance for the past 50 years. Their cost are low and customer service is outstanding. I would never choose another life insurance. They have been good to me and my family and would say give them a look if you need insurance.

      7 people found this review helpful
      Verified Reviewer
      Original review: Jan. 4, 2021

      I obtained 2 policies for each of my kids when they were babies. I have consistently paid these policies for 20 years. Over the last year I am receiving notices that payments are due when I have been sending them bi-weekly payments for premiums and payments between $25-100 for the loans. They are now repeatedly refusing to provide any accounting on the payments, refusing a payment audit to account for all of the payments submitted, and will not speak or correspond with me and will only speak to my kids. One is disabled so that's out of the question.

      I have a legal right to have an accounting and verification of the application of payments to these premiums and loans since there is clear evidence they are not applying my payments to the loans, and INSTEAD paying advance premiums so that they can prolong the interest and existence of these small loans. This is FRAUD. They are intentionally not applying payments to the loans so that Interest can continue to accrue and the loans never get paid off. They need to comply with my demand for an accounting. You cannot take someone's money, misapply the funds, refuse to communicate about the funds provided, and continue to force someone to accrue interest on something that should already be paid off! This is criminal. This is what Navient is being sued for in a class action.

      39 people found this review helpful
      Verified Reviewer
      Original review: June 10, 2020

      I signed my two children up for Grow-Up plans when they were tiny. My oldest is now an adult. I've paid on these plans for all these years, and what I've found is this company is either utterly incompetent or they're running a scam. I've signed up for auto-pay probably a dozen times, and I've signed up for paperless billing as often. A 'while I'm in here' sort of thing.

      Auto-pay works for a while, then I'll get a letter telling me they've auto-opened a loan to cover my premiums because of missed payments. So I go through the process again, entering the same payment information. Then anywhere from a few months to a couple of years, and auto-pay stops again. It happened this week. I went into the system today, clicked to pay my past due balance, and the payment information on file is still good. I'm not entering anything new, just again setting up auto-pay. There's no set time for when it will run, and it doesn't fail on any schedule. I think the last time this happened was about 6 months ago. And just over a year the time before that.

      While in the system today, as I always do, I tried again to sign up for paperless billing. Usually it tells me I've successfully completed the process, but the letters just keep coming in the mail. I'll log in, and it will show I'm signed up for paper billing. This time, I select paperless, open the new email to confirm, click the link, and their website opens to an error message; It can't complete the process. At least it told me this time. I've never received a paperless bill. Even when I sign up over the phone, and their rep tells me they've signed me up for paperless, they just keep coming in the mail.

      Considering the website is barely functional, the payment practices are extremely questionable, and the company can't seem to figure out something so simple as paperless billing, I have serious concerns about how my and my children's information is secured, and what I can expect if tragedy leads to me needing to submit a policy claim. Based on other reviews, I'm not optimistic.

      50 people found this review helpful
      Verified Reviewer
      Original review: May 5, 2020

      I had a policy 27 years. In that time my son had gotten diabetes. Type 1. I was sick for a few months, so when I tried to reinstate they gave me a runaround for MONTHS. They discriminate, doesnt matter if your diabetes is controlled or if you're young or if you've had the policy for decades. No reinstatement!!

      47 people found this review helpful
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      Verified Reviewer
      Original review: May 1, 2020

      I have been trying to cancel 2 kids' policies for the past month. They keep refusing to cancel them saying they can not accept it and telling me my policies are about to lapse because of nonpayment. But I have sent in the proper paperwork and information several times! I found a better company to go with that can give me the same amount of coverage for half the price for my kids!

      58 people found this review helpful

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        Gerber Life Insurance author review by Neal Frankle

        Gerber Life Insurance is an affiliate of the Gerber baby food company, although the two are financially independent from one another. Gerber has been providing life insurance since 1967 with a focus on children and young parents. They currently sell policies throughout the U.S., Canada and Puerto Rico.

        • Insurance for children: They are best known for their Gerber Life Grow-Up Plan, which provides whole life insurance coverage for children. Parents, grandparents and legal guardians may apply for this policy on behalf of children between 14 days and 14 years of age.

        • College savings plan: They also offer an endowment life insurance policy, which acts like a savings plan to pay for your child's college tuition while protecting you with coverage. You do not have to use it toward college expenses.

        • Web-based account management: They provide access to your account and allow you to manage your policy through Gerber Life eService from any Internet-enabled device.

        • Automatic payment discounts: They give up to a 10 percent discount to policyholders who set up automatic monthly payment deductions to be taken out of their bank account.

        • Accident protection: They guarantee approval for applicants to their Accident Protection Insurance offering with no physical exam or medical questions. Applicants must be between the ages of 19 and 69.

        by Neal Frankle Life Insurance Advisor

        Neal Frankle is a Certified Financial Planner in Los Angeles. He is the publisher of, an information resource for consumers. He has been a professional financial advisor since 1991 and is the editor of

        Gerber Life Insurance Company Information

        Company Name:
        Gerber Life Insurance
        Year Founded:
        1311 Mamaroneck Avenue, Ste 350
        White Plains
        Postal Code:
        United States