GEICO Reviews
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About GEICO
GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.
Visit www.geico.com- Affordable policies
- Several discount options
- Intuitive website and app
- Can be pricey for high-risk drivers
- Few local agents
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Reviewed Aug. 29, 2015
Got an emergency roadside assistance in my policy. Ran out of gas in Indiana near South Bend on I-80. Called Geico, advised the rep from the very beginning that there are 3 kids in the car and we are on a major highway and are scared that big trucks might hit us (middle of the night). We spent 20 min on the phone with the rep verifying our information only to find out that Geico IS NOT AUTHORIZED TO ASSIST US ON THAT ROAD!!! What? Where is the list of which roads they are authorized to service customers and where not? I was never given a disclaimer about these limitations when I was signing up. Ended up calling police and getting a local service which cost us $100.
Reviewed Aug. 27, 2015
Threats investigators and simple claims of under $2,000. They rip. Every time I have tried to file a claim they put through the ringer with person after person and then interrogations by the rudest, most condescending arrogant idiot in the company. I would never give them the life raft in a sinking boat or food or water if they were dying.
Reviewed Aug. 26, 2015
I was misinformed by their agent, who assure me that I would not have any problems. Nonetheless all I got from Geico was an apology nothing and nothing more. Their lack of knowledge and trained agents cost me 3x more than what I would have originally pay.
Reviewed Aug. 25, 2015
I didn't get the policy and good that I didn't. I don't think the policy was bad but the customer service was the worst. I lived at NYC for 3 years. I recently moved from NYC to Providence, RI, very happy to get my first car. I had definitely drove for years back home but got my US license 9 months back. I called customer service, gave her details. Her name was Amber. I had heard from my friends that if I have more years of driving, my insurance rate will be less even if I drove in other country. So I told her to have multiple years in my profile. She gave me a quote of $189/mth for 6 month or price of 6 months upfront. I chose previous. She checked my driver's license and told me that this is valid if I am taking policy for registered car at New York but not at RI as I don't have that many years in US. So now my policy will be $350 a month.
I was still okay and genuinely asked her if there is a possibility to get insurance from NYC since I recently moved and my husband was still living there. This was just a query from a customer to be better informed. Now she tells me it might be an insurance fraud just because I asked her this question. I was doing this for the first time in my life and it was just a customer question. Then I discussed with my husband and asked her if I could cancel sooner than 6 month. Don't you think that was legitimate question??? Here's what she said: "I overheard you and your husband discussing and since you are not thinking of commitment I would advice you to go to local insurance broker who may be able to find a better policy for you. If you want with us you have to pay $ 350 x 6 months full payment today or we cannot give you insurance." Now who has that much money when you recently moved and buying a car?
I was so furious and asked to speak for her supervisor Liveda. She was no help because I accepted to pay monthly for 6 month but she kept on insisting of upfront 6 months payment. I agree that many car insurance are to be paid upfront but she told me that I could do monthly payment or 6 months upfront. If you have a excellent credit score and you get this treatment (no trust even agreed to have a contract just by overhearing husband/wife's conversation and asking legitimate question) then Geico definitely not for me.
Reviewed Aug. 24, 2015
I'm with GEICO FOR ALMOST 8 YEARS. I never had any accident, that's why I never had customer experience with GEICO. This is the first time I need help from Geico, and I even can't explain in words. How Horrible was it. On June 30th 2015, an Uninsured motorist hit me hard from the back on the red light in the middle lane. They agree it's no fault collision cause by an Uninsured motorist, but they still investigating for almost two month to verify he's uninsured motorist. Even I already provided the police report already more than a month ago. Every time I talk to customer service agent I gotta hear a new story. Also they have promised me three times my adjuster will call me back in a day or two and it has been 6 weeks. I didn't receive any call. Even if I call they can't connect me to her.
Also I had accidental forgiveness because I never had any accident, even the one I'm dealing with it's no fault accident. Even any customer service agent was not able to answer, what happened to my accident forgiveness credit... all they say for some reason it doesn't show on my account anymore. I thought Geico is corporate insurance company Nationwide, not someone family own business. All I'm demanding or expecting just a professional customer experience.. Am I wrong??? What should I do? Where should I go. Even I ask cust relation or corporate contact, then didn't provide it to me...
Reviewed Aug. 23, 2015
I was doing online quote, it said I qualified for $82 for 6 months. I don't have insurance so I went ahead and did it. Paid my down payment, then got email that said they wouldn't charge me, but I had to call them to start policy. I called they then told me I had a balance from yrs before and kept my money, so now I am without insurance and money and they won't refund my money back to me.
Reviewed Aug. 23, 2015
So it all started about June 28th 2015, told my wife to take my car to a car wash. As she was backing up with my new car and started pulling forward, some old lady backed up and hit my car. We both have GEICO so we filed a claim because the old lady did not want to file nothing. Then GEICO called her, she admitted to hitting my car, then she called back in and stated that she was caught off-guard and she did not hit us, we hit her. We submitted 14 pictures and 3 videos to GEICO, we also had the manager of the car wash as a witness give a letter with his information that he witnessed the accident! GEICO states it's our fault or no one fault! We argued and finally, still no luck because this company is a fraud!
Then after one month, the manager says that they'll pay half my deductible (which is still bs because they had a witness statement). So I decided to lose this and just let them fix it because I was not winning and wanted my car fixed. Wanting to take my new 2014 Ford Fusion hybrid to Ford for repairs, they convinced me that there recommended shop could fix it. Me, like an idiot, agreed this was Cooks Collision. We did the walk-around the car. Before, everything matched up - one color called 'darkside metallic'.
Ok then 6 days later, I go pick up my car. At first glance I noticed it did not match at all, told the manager at Cooks, he said all they did was clear the rear bumper, which then I replied, "it's still paint." Now my bumper is 4 shades darker and also it shines green while the rest of my car has a blue metallic in it. Also has dirt in the paint and the trunk did not align at all, noise coming from the passenger side and burn marks in the paint!
Called GEICO, took the car back very next day (because they brought my car out at 6 pm when they closed, made me wait an hour for it)! After I took it back and left it there, the manager stated that they cannot fix it, which means they suck as auto collision center. Talked to my adjuster who works hand-in-hand with Cooks and she said that she seen the car and it shines. I told her she needs a new career if she cannot see the difference. Went back to get my car, still not happy. Contacted GEICO over 5 times now, nothing is being done. What the hell do I do? I just paid $30000 for this car less than 2 months ago and they screwed it up, and I'm getting nowhere fast. Worst insurance company ever.
Reviewed Aug. 22, 2015
Went online to get a quote to compare auto and homeowners rates (multiple cars) and these idiots have now sent DMV a notice that one of my vehicles has lapsed liability insurance coverage!! I found their rates to be unsatisfactory and did not choose to do business with them!! How they have any right to do this is beyond me! My policy with my current insurer is in good standing and current!! Where does GEICO get off sending anything to DMV concerning insurance policy information they have nothing to do with in the first place??? Never done any business with them and won't ever do any with them for sure now! Created a mess for me to have to deal with just because I got a quote from them and decided not to get a policy from them because they were overpriced?
So they decide to send a letter to DMV telling them my policy is lapsed (not a policy they wrote... not a policy that is lapsed... not a policy they know anything about.) What the heck is this? Seriously? Sending a letter to the DMV because a potential customer chooses not to switch over to your company because you can't beat their current insurer's rates? Telling the DMV an outright lie about that potential customer's liability insurance being lapsed when it is definitely and beyond doubt, probably not? Are you people looking for a lawsuit?
Beware of this company. If this is how they screw up a simple quote how badly are they going to screw up handling a policy? Complete and utter idiots. Way to go GEICO. FLO blew it. You showed me the competitor's price and yours alright. And you showed me how badly you can screw up too. Don't even have to be a customer to get screwed over by you idiots. You will be hearing from me. The state insurance board. The DMV. The BBB, and probably my attorney. Not to mention, I hope, a lot of people from different posting boards before this is over...
Reviewed Aug. 19, 2015
Amanda ** is the adjuster on an accident for one of her clients. Her client hit me. I was hit on a Friday. Called GEICO on Monday. The adjuster was out of the office. I called my insurance. They said there was nothing they could do unless we put in a claim on our insurance. Tuesday, I called her office once and she had went to lunch. Another time, no answer, and a third time and finally got a hold of her. She took my statement and told me that she has not received the statement from her client so she could not make a decision on liability. I emailed her the police report, clearly stating her client is at fault in the accident. I confirmed with her that she received the email. I spoke to her client directly on Tuesday and she said that they had in fact taken a statement.
Today, Wednesday, I was in contact with her again today about a rental car. She said she had not received a statement. I was in contact yet again with the client directly and they claimed they had given TWO statements and were set up to give a third statement in a few short minutes. We were in contact yet again with the adjuster and she gave myself and my father nothing but problems. After much back and forth, with us and the adjuster, as well as the client with the adjuster, the adjuster called us to inform us that GEICO will take responsibility for 85% of the damages caused to my vehicle, due to the fact that I did not take evasive action, when it is also clearly stated on the police report that I was prevented from doing so by other people in the parking lot.
The adjuster told her client, and I quote, "Shut your mouth. I'm handling this." I don't know about anyone else, but I would not allow someone to talk to me that way, much less someone I am paying to represent me. Her client, my father, and myself are all very, VERY displeased, and that is an understatement, with the service we have received from this adjuster. I never knew that you were allowed to go AGAINST the police report clearly stating facts from a police officer as an insurance adjuster. All around very displeased with the service I have been dealing with. In dealing with the adjuster, my father and I have received nothing but attitude, resistance, and unprofessionalism in dealing with clients.
Reviewed Aug. 19, 2015
Had Geico for over 15 years but when we went aboard and returned, our premiums almost doubled. Never had an accident or changed to another company. They have no loyalty to customers at all. We had a claim for a simple no fault that costs $635.00 about 6 years ago. Our deductible is and always has been $500.00. This company is not what it states to be at all, military and veteran friendly. They didn't even want to see our driving record and insurance aboard. Just stuck it to us like a new customer. Needless to say they were dropped and replaced.
Reviewed Aug. 19, 2015
I had a small collision driving out from my parking space and hitting the other car on the road. It was my fault, the bumper went off. I took my car to the auto body shop and then I was waiting three weeks for the damage estimation. In addition, the estimator didn't contact with us, took the bumper and just literally disappeared! I was calling Nationwide Inspections (they were responsible for the estimation) every single day saying the same story and every single day they promised me to have the estimation next day. It took them three weeks to do something. Then I was told by Geico that I can try asking for car rental reimbursement even if I didn't have it in my insurance cause the waiting time was sooo long. And of course at the end Geico just screwed us up saying that it's not possible. I'm switching to different company, cause don't want to think what would happen if the accident was more serious.
Reviewed Aug. 19, 2015
Took 2 weeks to approve supplement for body shop causing me to run out of time on my rental! I ended up paying out of pocket! Took 6 calls just to get a real person! Kept getting voicemail & unreturned phone calls! I'm switching companies! Will never use them again!
Reviewed Aug. 19, 2015
Had a claim for broken skylights on my RV, being working with a rep for about 90 days. When an offer was made for the total loss, found it to be about 7000 dollars lower than the value of the RV. When I questioned GEICO about the claims process and asked for in writing their resources to base their offer for the Total Loss. Was told that they look at what has sold in my area in the last 30 days within 100 miles To get an offer. What happened to NADA value, for the RV and options? Does that seem fair since due to market ups and downs?
Reviewed Aug. 16, 2015
Been with GEICO for 7 years. Had an accident in 2014, my fault. Filed a claim and everything was taken care of perfectly. Had an accident in May of this year, had a police report stating the other driver, insured by Esurance, was at fault. Claim went into arbitration, was strung along being told the chances of getting my deductible back looked good since there was a police report. 3 months later I get a letter stating that GEICO was closing the file on my claim since neither GEICO or ESURANCE failed to prove liability. Rates are great but I'll pay more to another company that does their job and looks out for their clients.
Reviewed Aug. 15, 2015
I know that everyone has a different experience with every company but I had a bad one with Geico today. I found a charge to my debit card from Geico that I had not been authorized. Representatives from Geico acknowledged the charge, but would not tell me whose account was using my card. I was told that it was my problem, to call my bank, and to file a police report because it wasn't their problem. As I tried to find out more about what I should do, the supervisor hung up on me. At this point I have called the bank, cancelled my debit card for fear of Geico trying to charge more to my account, and will be filing a police report with Geico as the guilty party.
Reviewed Aug. 15, 2015
As I was turning off highway 70 Havelock NC onto Ketner blvd, I was struck by another vehicle who ran the stop sign. I was told that even though I had the right way and "I" had to slow down almost to a complete stop to make the turn, and I saw the vehicle approaching the intersection where she was required to come to a complete stop and look both ways (which she did not do or she would have seen me) GEICO has told me I should have stopped. The young lady ask if we could just exchange insurance information which I was hesitant to do so but after talking to the police and my insurance co. who said it was ok I did so. (report every accident to the police no matter how small). Needless to say I have been screwed by my and hers insurance co.
Reviewed Aug. 12, 2015
My 21 year old son was hit from rear on July 10 2015. Since my son is a college student and I pay all of his insurance, I called and spoke to Talia **. Talia was very RUDE. I told her that my speech was impaired, but it did not matter to Talia **. I ask her to text me or email me since she was having a hard time understanding me. Talia said no, she could not do that. So I told my son to talk with this woman. My second and hoping it's my final encounter with this RUDE Woman was on August 12, 2015 . My son got a letter in the mail about the $250 offer that Talia made him on 8/6/15. I called Talia. She ask for the claim # and once again she act as though she could not understand me, so my son got on the phone and Talia told my son that he must be influenced "by your mother."
Well she should have keep that to herself. Because that car that was rear ended is in my name Yolonda **. Not my son Vinson **, and the car insurance, medical & life is paid by his mother, the one that is influencing my son. I told Talia that & that she must not have any kids. As Long as my son is college getting his education Accord to president Obama until he is 26 he will remain on my insurance! You need to teach these rude reps how to SPEAK with the PUBLIC! OR RECORD THE MESSAGES!
Reviewed Aug. 11, 2015
I requested an address change online... It takes me to a screen that says finish. On that screen it gave me a higher premium and monthly payment - well out of my budget. Upon emailing customer service, they were of no help and continued to give me the same story of how the area I'm moving to has a higher rate of damages... Seriously? An upper middle class area is better than an area with gang violence??? I emailed back that I wanted proof to justify the increase in my monthly rate and premium, I have yet to hear back. Is anyone else having issues with this?
Reviewed Aug. 9, 2015
I sent in for a quote on a vehicle that is not being driven, and I am thinking of giving the car to my daughter as she is moving into her own apartment. GEICO takes it upon themselves to take an inquiry for a Quote and added her to my insurance and changed my premium from $96.00 to $1094.00 without even asking me. Then when I call about the dispute the rep tells me I need to fax in paperwork showing my daughter has insurance or fax in paper accepting responsibility for the car if she drives it. No I will not. I did not ask you all to add her to my insurance policy. Why should I have to submit documentation to have her removed. Unprofessional and rude this representative Hannah was. Cancelled my policy effective 12:00 pm Central Standard time.
Reviewed Aug. 8, 2015
My car went down and I cancelled my auto insurance. I was told to send them an email which I did. When after three days it wasn't returned to my debit card I called. "Your card wouldn't allow the return. It has been mailed to you. If you don't receive it in five to seven business days call back." So I called at day seven. I was told it hadn't been cashed and there was nothing they could do for 11 days. I called back on day 12, after talking to my debit card company and my post office to find out if that was the problem. Master Card said "if they can take it off they can put it back on." The post office told me the most it should have taken is 4-5 days. I called back and found out after 12 days it was sent to the wrong address. They cancelled the check while I was talking with them.
I was told the new check would be cut and sent the same day from a closer location, and if I haven't received it by the first of the following week call back and they would track the letter. "I promise it's a top priority". Tuesday came and still nothing and was told it wasn't processed til Friday or Saturday and that there was no way of tracking the letter and to call back again if it hasn't shown up... Well over a week later it still hasn't shown up. I am on a fixed income. In order to get my car fixed and insured I had to sacrifice many other things like cell phone and TV. For other companies, including them, the checks in the mail doesn't work. I will update on Monday after the mail runs to say my refund check has finally arrived or my latest telephone call to Geico. On the bright side, my new insurance which I got from a local agent, is 1/3rd the cost of what I got from Geico. Lesson learned? Stay local instead of going with the big corporations.
Reviewed Aug. 6, 2015
I recently had the misfortune of a minor accident after 13+ years of driving accident free. I was backing out of my driveway and made it halfway into the street when another driver across the street slammed her car back into mine. I am insured with Geico, she is insured with Allstate. Upon exiting our cars she admitted fault stating "I am so sorry I didn't look around each way and I didn't see you there." Unfortunately I was not in the mindset to record the conversation. She also stated "I don't see any damage on my car. We can exchange policies just in case."
I immediately called Allstate, which filed my claim within 20 minutes of the accident. Allstate called the other driver's mother (the primary policyholder) the next day, who was likely unaware of the incident. Then a retaliatory claim came my way through Geico. I provided recorded statements to both Allstate and Geico, and Geico did not do anything whatsoever. Allstate took a recorded statement, sent me to an insurance adjuster inspection, and I am still awaiting their response. Geico immediately told me after the recorded statement that there was nothing they can do for me. They said the other driver's statement, full of lies, was contradictory to mine and they could do nothing further. Seems like a shoddy investigation and fault determination all around. I will most certainly be switching my insurance carrier and filing a lawsuit against the liar driver.
Reviewed Aug. 6, 2015
I have been a GEICO for over 12 years (since I first got my drivers license), all of my vehicles have had full coverage on them over the years. I recently put in a claim because my vehicle was stolen and they said that while they reviewed my claim they would put me in a rental car. It took them less than a week to "review" my claim, where they stated that I would have to go after the party that stole my vehicle and that they would NOT pay my claim and I could no longer get covered for a rental vehicle.
I asked the adjuster why they couldn't just cover my rental for 3 weeks while I look for a vehicle, especially since I have been paying Geico for over 12 years. She said, "you can just cancel your policy if you're not satisfied", then she proceeded to transfer me to a separate department that told me that I couldn't cancel by phone, but I had to email, fax, or mail them in writing that I wanted to cancel. Not a single person tried to get me to keep my service with Geico. Then on top of that, I had asked for paperwork to be sent to me a week ago for my case and wanted to double check if it had been sent, and I found out that they had never sent it at all. Do not go with Geico, they don't take loyalty seriously and at the end of the day are just after money, we're all just a number to them.
Reviewed Aug. 6, 2015
I've always enjoyed Geico's ad campaigns and even had a policy with Geico for a few years. As a customer holding a policy, I never encountered bad service, and aside from annoying hold times on their phone lines, my experience with Geico was adequate. THAT was before I had to file a claim against Geico. In April of this year I was involved in a car accident that was not my fault. I was sitting at a red light (and had been for over a minute). It was rush hour and I was the last in a line of about ten cars waiting for the light to change. It was a beautiful afternoon and I had the convertible top down. I did not see or hear it coming, and literally did not know what had hit me.
Suddenly I was jammed into the steering wheel, ears ringing, head burning, the world was black for a moment, then fuzzy and lastly confusing and terrifying. I had been rear ended by a distracted driver in a Land Cruiser. She was texting. She never even hit her brakes. She was covered by Geico. I will spare you the details of my injuries, they are not the subject of this narrative anyway. What I want to impress upon you all is the horror that I encountered while trying to resolve my claim with this company.
Geico has done everything in their power to minimize my injuries. They have condescended my husband during one on one conversations. They have purposely left documents and figures out of their settlement offers. They have offered us a ridiculously low amount, only $1,000 (I had $16,000+ in medical bills). The offer came after 4 months of pain, suffering, and evasion from this horrendous agency. Each time we ask to speak with a supervisor, we are connected with an individual even less professional and more offensive than the one before him. Geico has intentionally neglected to give us guidance on how to proceed with settlement. They even once closed our case without notification in hopes that we would simply disappear. They have done everything in their power to avoid having to make reparations for the injuries that I received at the hands of their reckless client. And it has been a total nightmare.
I recently heard a saying, that those who work to keep you focused on your measly pile of crumbs only want you to forget who is running away with the whole cake. I can't think of a more fitting way to describe this company or this situation. Geico is a soulless corporate machine that does not value me as a human being. I feel totally insulted, violated, and offended by this entire ordeal. And I feel helpless. I honestly cannot believe how little Geico thinks of the people who are injured by those they insure. It is reflected in the attitude and words of every individual that I have encountered in their claims department. I'm ashamed that I was ever associated with this company and regret every penny I ever paid them for insurance coverage. I pray to God that the day that I finally settle on this claim will be the last I will ever have to deal with this godless agency. Please like, share, and spread the word.
Reviewed Aug. 4, 2015
I have been with Geico since 1997. Originally, the relationship was good. The past few years I still stayed with Geico through poor practices such as: $50 rate increases every 6 months; being redlined (I moved one ZIP code in the same city and the rate increased by 40% from 500 to 700 every six months); and I was hit by another driver, driving the wrong way, and while my car was stopped. Since we both had Geico, the agent simply assigned 50% negligence to both of us without any investigation. My appeal fell on deaf ears. Other than a speeding ticket in farm country 3 years ago, I am ticket and accident free.
Three months ago I moved one state over. The Geico agent assured me the coverage was exactly the same as before. I received a bill and promptly paid it. (My credit score is over 800. I do not miss bill payments.) Then, a month later, I get another bill for around $50. I called and received 18 pages of paperwork to complete, because the insurance was not exactly the same. It was very different in the liability portion. I returned it immediately by fax so there could be no delay. Then I received another bill for $20.89. I called customer service. I will say all of the reps I have dealt with have been pleasant.
We discussed the issue. I informed her that the bill was to be zeroed out or I would find another insurance company and terminate my relationship with Geico. She refused. I requested a supervisor. After we discussed the issue, I asked if she was willing to lose an 18 year customer over $21. It seems she is. She refused to make the adjustment. I am searching for a new auto insurance provider. I will then cancel my policy. I will not return to Geico.
Reviewed Aug. 3, 2015
Just like to say WTG Geico, I've been a client for over a decade and for the first time I actually had a claim. What did your claims adjusters do? Told me that the guy who was going to T-Bone me and ran me off the road was not responsible for the small amount of damage to my car because I was a good enough driver to not allow him to hit me. So even though his insurance had already claimed responsibility, your adjuster told them "no it's all good, we got this" and then charged me my deductible because it was a "2nd accident and completely my fault."
As if that wasn't enough, while moving my car to get repaired from the "2nd accident" the towing company damaged my rims and yet another adjuster tells me that it is a "3rd accident and you'll have to pay the deductible again to get them fixed." THEN I get a phone call that I may be liable for an accident on a car I haven't owned in 6 mos because it used to be on my policy (even though the accident was 3 days ago and nowhere on my policy). Let's not forget the first adjuster telling me that my medical was reimbursable then a month later after getting care being told that there is no way to prove this is from the supposed "2nd accident" so you're not going to cover it. Once this mess is dealt with, I WILL NO LONGER BE A GEICO client.
Reviewed Aug. 3, 2015
Jennelle called to verify info on my policy. She was racist for my Spanish accent, she was rude and did not answer my questions. All they want is to raise the policy and then if you ever get into an accident they will make up millions excuses to not pay you. This people is careless and unprofessional.
Reviewed Aug. 3, 2015
I was in a "fender Bender" on 6/15. For reasons I cannot understand the accidents was ruled my fault. The guy hit from behind. I disputed the police report with Fort Worth because it has statements I never stated or the other party for that fact. The old man who hit me didn't remember hitting me. He actually turned into a local restaurant, park and went to have breakfast. The officer had to go get him and bring him out. The other party said he hit a pole and not me. At that point I was upset and I immediately filed a claim with GEICO (my insurance). When the Police report came a few days later I saw what the officer put and pretty much lost it. He said... I moved over into his lane and caused the accident. Not sure where or why he got that idea because I was slowing down at a red light long after changing lanes and was hit from behind. After all that I filed a complaint on the officer since I had "proof in pudding" the cop was stupid!
He had started sending me text messages that started off saying "He didn't remember hitting you but said he thought he hit a pole." The next few message were not pertaining to the accident. They were personal and inappropriate. I took this as retaliation. When I shot him down he changed the report. Well I showed my proof (text messages) and an investigation was started. I was told a few days later that they couldn't prove the report was wrong and had to stay as is but the officer has been reprimanded. Total BS! During the investigation internal affairs spoke with the other party and they did find out that he recently had a stroke and it affects his memory, motor skills and time reaction! REALLY!!! And I am at fault!!! This guy needs a medical suspension on his Driver’s License and he needs to stay off the road.
He corroborated the police report, not because that's what happened but it is what he was told to say by his insurance company or what he read. I think he just went with it. So GEICO fixes his car, almost $3000.00 damage and rental car fees. They call me to let me know. I thank them for "fighting for me" Stand up, bang up job guys! (They knew I disputed) I ask them... When are y’all going to fix my bumper? They replied "When you take it to a shop." They gave me a few places and told me that I would need to leave my car for 5-10 days in the shop but I don't have rental car coverage. I'm a single mom. Rental car, no car for up to 10 days, $500.00 deductible. NOT HAPPENING QUICKLY. I have to save and prepare for that expense. I explained to claims adjuster that I would have to figure something out. I pay $181.00 per month (I had a 2 tickets years ago, no accidents, and I am 29) so that's high.
Thought I would be covered for a rental car at that price. Any who I took my car to Service King and they popped my bumper in $250.00 total. I explained the situation and he said GEICO is the worst. Change ASAP! But he would help me out. I was also hurting for a few days after the accident but I went to the doctor and paid for that out of pocket too. Today a new claims adjuster called to talk to me and let me know they settled all claims. I laughed and said "Oh did you because I pay damn near 200.00 a month but yet I had to pay out pocket for everything because GEICO made it impossible for me to afford all the deductibles, doctor fees, rental car fees, etc."
My bumper still has damage (paint only), but I can live with that and I couldn't tell my doctor’s office I was in an accident because I would have had to pay the full amount to see the doctor not just my insurance co pay. I am not sure how GEICO works but I am done! They paid for nothing on my end yet I am still paying $181.00 per month, drafted out of my account! They don't hesitate to take my money. Makes it impossible to afford repairs and won't fight for you! Never again! THANKS FOR NOTHING!
Reviewed Aug. 3, 2015
I was in a car accident about 3 years ago in which a Geico owned car ran a red light and hit my Toyota 4-runner, mainly in the front end. Geico paid for the damages ($11,000+) to my car and said that I had a "lifetime warranty" on the repairs. Within 6 months the front door panels had started to come loose. I took the car to the Toyota dealer and was told that the repair was done sub-par and the whole panels would need to be replaced. I have attempted to contact Geico service reps multiple times, never getting someone on the phone, always leaving messages, and never getting a response. I still have the loose door panels. Over a year ago I started noticing that the paint on the front hood of the car, as well as along the side, where the Geico repair company had to re-paint is peeling off and the underlying car metal is rusting. Apparently they did an inferior job of painting as well. I am still unable to get a response from anyone.
At this point the value of my car has dropped immensely. And my anger at this horrible company has increased immensely. One time I contacted the Geico main number and got a person located in my very same town. I asked him how I could contact someone. He gave me the phone number for the woman in charge of my service agreement, even told me where she was located in town. I suggested that I could go down and see her in person. He said she was in a back office and I would not be allowed in to see her and she would definitely not come out to see me. What can I do??? I love this car, but it looks so BAD now. All because someone (possibly a Geico employee) ran a red light.
As if all the problems with my car disrepair are not enough, when I decided to change to a different insurance company the new company ran some sort of internet search on my driving history and revealed to me that Geico had listed the accident as being MY fault!!! Never told me!! But I imagine they raised my rates. And when I would call to inquire about why my rates were going up this was never mentioned. Thanks to the person at the new company, I was able to contact Geico and get them to correct the internet record. But not without a fight.
Reviewed Aug. 3, 2015
I was using the Geico app to get a "quote" on adding a driver to my policy. It gives 2 options add a driver now or get a quote. I selected get a quote. I went through the whole process and at the end it say "save your quote." I did this and it added the driver. When I called to get it removed they told me it's their policy to add anyone who falls within the guidelines of the questions they ask. In order to remove the driver I would have to get proof that they have insurance with someone else! Very shady and very disappointing!
Reviewed Aug. 1, 2015
My car was vandalized July 4th. I reached out to Geico for assistance Rep; Ramiza ** assisted me. I know I have a deductible of $1000. Ramiza ** informed me if I used an auto shop directly affiliated with Geico I would not be held responsible for the payout of the deductible. That was a lie blatant. Whether I chose a Geico Express repair or the local neighborhood auto shop. I'm still responsible for the deductible. I definitely learned this today when the auto adjuster told me "no money no car." I have been on the phone all day with reps. Supv. Even an exec supv. I have no vehicle. No transportation. Left stranded in the street with my one year old son. Stroller. Car seat. No one was helpful. I can't cancel the insurance because then I will incur dmv fees for the plates. I'm really at a loss and all because the Geico rep Ramiza ** misinformed me and lied. I'm taking this all the way to the top.. When all is said and done I'm finished with Geico forever.
Reviewed Aug. 1, 2015
Rude insurance people on the phone. They rejected me and wouldn't tell me why, when all I have is a speeding ticket for 4 miles per hour over, and then the representative laughed at me. I was very offended, and I had a large commercial policy with them that I will not be using with them anymore.
Reviewed Aug. 1, 2015
After 7 years with Geico and NO accidents or tickets, I let my Geico auto insurance lapse past the due date and went with Progressive, as they were less expensive. I figured Geico would just drop me since I did not pay the bill. Then I finally did call to cancel ten days after the past due date, just in case. They sent me a bill for nearly $80, claiming I owed them for the time I had insurance with them and did not pay. They said if I could prove I had other insurance during that period, they'd drop the charge. I sent them the new insurance declarations page from Progressive as proof and they immediately turned my account over to collections.
Now I'm getting threatening letters from the collection agent and they are calling my house for a lousy $80. Geico is the WORST company. I've never experienced such poor customer service! I am fortunate I never had to file a claim with this company. If I ever see that stupid lizard from their very expensive, Madison Avenue commercials, I'll feed him to the birds!
Reviewed Aug. 1, 2015
I had an appointment to have my auto repaired as Geico determined that there was equal fault in incident. I just had small damage to my Lincoln Navigator 2014. I was told by the adjuster that they couldn't give me an idea how long it would take to repair the damage and that it could even be longer than a week! I was told that they COULD have to order a new fender or bumper for my OLDER model 2014 navigator with 8000 miles so I would have to pay for my own rental car while my drivable barely noticeable damaged vehicle sat on their lot while they ordered a part and I pay for a rental car to have the repairs.
This is unacceptable. I also have a problem with ProBody collision in Miami that Geico makes you go to for their repairs. Also the adjuster "Alma" who behaved and acted so unprofessional that I almost thought she was a teenager. Beware as my vehicle is still unrepaired as they are not in a hurry to help me get the work done. My accident was July 3 and it is August 1st. One month already! I will be looking for other insurance as soon as this is resolved!!
Reviewed July 30, 2015
I'm an IT professional with an income of over 135k annually. However, I did not arrive at this career using the traditional route of a 4-year education; only two years. I had two cars insured with GEICO for nearly 7 years (and not asked about education level). I asked for a quote on my home just this month. I was asked my level of education to obtain a better discount. I immediately became angry by the unfairness of this for myself and all others who do not obtain the best rates based on a stereotype that a 4-year education makes for a better customer.
How many respectable, hardworking people, who could not afford a college education, are being penalized with higher rates from GEICO? Don't they have enough struggles w/o being profiled as a "less than adequate" customer based on perceived intelligence and reliability? I was so angry I cancelled the two cars with GEICO and switched to State Farm within the same hour. State Farm did NOT ask me about my education level. The charming GEICO has leadership behind him who should be ashamed of this level of discrimination. Does Warren Buffett, as the owner of GEICO, support these practices? I understood that integrity was of the utmost importance to Warren and preached to his Berkshire-Hathaway companies. Discrimination is not integrity in my book.
Reviewed July 29, 2015
Looking to insure my car while I am teaching abroad. Got a quote for the state minimums for the car insurance online and it looked good. To confirm, explained my situation clearly with GEICO in email to verify, saying, "I will be an expat teaching abroad in China, but I need to leave my car here at my parents' house in Massachusetts, parked in their driveway," stating" I'd be come for about 2-3 months/year." GEICO responded saying, "While you are away, you will be able to keep your vehicle in a storage plan. The storage plan comes at a lower cost than your traditional auto policy as it only carries comprehensive and collision coverage. Once you are a GEICO policyholder, you will be able to start your storage plan by contacting a GEICO Customer Service Agent at 1-800-841-7475."
Called GEICO to get the plan, re-explained the same thing, and they told me my situation meant I did not have custody of the vehicle and they would not offer me insurance. I asked them what their standard was for # months at the permanent residence per year to meet the "custody" qualification, as I will be in the US for probably 4 months out of the year. The representative could give me no straight answer but just kept repeating "you do not have custody of the vehicle."
When I asked him why the representative who emailed me told me I was eligible for the policy, all he would say is "You typically get a quote online, not through email." I responded that I did both and said "Okay, well you do not meet our requirements to have custody of the vehicle and need to look elsewhere," not answering my questions. He then quickly got me off the phone without allowing me any recourse or explanation of their specific policies or why the GEICO representatives were giving me different information. I am extremely dissatisfied with GEICO's customer service. The man on the phone basically told me that there were no options for me with GEICO, when their emails said other options were available. They did not honor their word.
Reviewed July 28, 2015
Was hit by a Geico insured. They are now denying my medical claims as they don't feel I was hit at a fast enough speed to be injured. My guess is they deny everyone and hope they don't get an attorney. I'm sure their insured are paying this high lost of litigation. TERRIBLE COMPANY. So glad I've always chosen AAA.
Reviewed July 27, 2015
My daughter is a customer of Geico auto insurance. Recently she was involved in an auto accident which at the time of the accident was determine not to her fault. She was traveling through a green light and another car turned left into the side of her car. When it was time for statements the opposite party lied and said she ran a red light. Geico claimed it to be a 50/50 at fault claim. Both parties are Geico customers. The other party has liability and collision and my daughter having only liability. Geico simply took the other parties word. This results in Geico only having to fix one car. They did not do any investigation of the damage, no site investigation, nothing. My daughter now has a totaled car without any assistance from Geico. If the other party had not been a Geico customer would they have performed and proper investigation.
Their policy states clearly on their website what they do in the case there is a conflict in statements. They did nothing. If they would have taken the time to look at my daughter's car they have seen it was clear he ran into the side of her car. I'm not an expert but I am fairly certain it's impossible to run into another car with the side of yours. Very disappointed that Geico did the very least possible amount they could do. We are just pleased that she was safe and her baby yet to be is ok as well. I wonder if she had any medical concerns and we pray that there won't be down the line, that Geico may have taken a more responsible approach to an investigation into matter. Shame on you Geico. And you wonder why people are displeased when insurance companies are involved. I am covered by Allstate and I'm confident they would have handled this in a professional manner. This is why the premier providers are premier.
Reviewed July 24, 2015
My vehicle was involved in an accident on 7/14/15. The driver who was driving my vehicle was Sandra **. Sandra was driving my vehicle and the driver of the other vehicle insured by Geico was behind my vehicle. When my vehicle went to make a right turn the driver of the Geico vehicle failed to slow down and swerved to miss my vehicle causing her to hit the side of my vehicle and a pole. This ticket issued to the Geico driver clearly states the exact accident that happen at the time. Geico is discrimination because the driver who was driving my car is Hispanic and could not speak English. I have been informed by Geico that it was at both cars' fault and they would not fix my vehicle. I am very upset at the discrimination of this company and that they have took side with their driver. I have attorney working on the case due to the driver at Geico being at fault and Geico not wanting to repair my vehicle.
Geico claims because my driver did not see the Geico driver because she was behind my vehicle that both cars are at fault. As we all know we don't have control of what the car behind one does. This is very upsetting that I am having to go through this. After all the evidence it was the Geico driver was at fault. The lady working my case was very rude. I called her to ask for a recorded statement that the person driving my vehicle had made and she said she needed to talk to the driver and I give the phone her and she asked for someone who spoke Spanish so the Geico claim assistant Lelonie told Sandra to give the phone back and she stated that she would sent the info out in the mail. The next day she called Sandra wanted to ask her again if she wanted the statements sent out. I feel a large amount of discrimination on behalf of Geico.
Reviewed July 23, 2015
We all have to have car insurance but no one ever wants to use it. I had the misfortune of having to deal with the headache that's usually involved in being in an accident not once but twice this year. And I have to say the people at Geico have been awesome. They were so kind and understanding. They do everything they can to give you peace of mind in what can be a frustrating ordeal. It doesn't matter how many times I call and how many different representatives I spoke to, the level of professionalism and service they provide has been perfect. Kudos to the management team there for keeping their people happy... it shows from the customer's perspective and after my experience I have been acting like a bit of a spokesperson for the company by telling my friends and coworkers how satisfied I have been.
Reviewed July 23, 2015
My windshield was damaged on the Freeway by a large brick/ boulder on the Interstate. I was unable to catch the truck to get the necessary information. I called Geico to file a claim and was told that it would have to be at my expense because my deductible is $500.00. They can definitely take your money every month, but paying a claim to the customer without the customer being inconvenienced is beginning to be a rarity.
Reviewed July 22, 2015
My wife was stopped at a stop sign, their client was on the phone and hit her from behind, but GEICO own people said 511.14 to fix and GEICO wants to pay 60% when it's their clients fault. What the hell is GEICO trying to pull. So for all you drivers that want try to screw other drivers, when it's their fault... One answer (GET GEICO) hear and so far found they are the BEST.
Reviewed July 22, 2015
The insurance adjuster was not professional, present during initial file for damages, nor did he inspect my car when it was supposed to have been completed. The repair shop nor GEICO cared. I wrote to the main office and still have received no reply. GEICO is the worst in the insurance business!
Reviewed July 21, 2015
I called the automated line to change my billing info because I had closed my old banking account. Geico sent payment request to my old bank anyway then charged me the returned check fee. Then told me if they refunded the fee that would be a rebate and rebates are illegal (per very rude sup Katie). I then looked up the word rebate only to find out that rebates are not illegal.
Reviewed July 21, 2015
Very very rude investigator. Will cancel my policy just as soon as this awful experience is over with. Never go with Geico!!!!
Reviewed July 20, 2015
I received a renewal for my auto policy which I have had for ten years with Geico. In Feb 2015 it was renewed for $356.30 for six months. My renewal for Aug 2015 is for $536.70 for six months. I called Geico to ask about about this and was told that had they had to pay out a lot of claims. My part of that was a $71.00 road side service. It is still the same car that I am insuring with the same usage and I have a clean record. I would like to get a 50% raise at work also. I am mad!
Reviewed July 19, 2015
My son was entering the apartment parking lot when a vehicle rammed him head-on. The vehicle had failed to stop at a stop sign. They exchanged insurance information. I received a notification from GEICO that it was not their client's fault. Their client admitted fault and said he was on his father's policy. I have called, left emails and sent letters. Geico will not reply. The damage to my vehicle is in the $2000 range. I am very very upset. Not all Insurance companies are crooked like this.
Reviewed July 19, 2015
I have been insured with GEICO auto insurance for 17 years now. I switched because at the time the rates were lower than my previous company. My rates with GEICO have gone up a bit over the years - but really not badly considering it's been 17 years. I did want to shop around, however, now that my daughter is nearing driving age. Insuring a teen is pricey and as a single mom on a budget I needed to make sure I was getting the best available rates.
An insurance agent I'm acquainted with from another company talked to me in great detail about several discounts I can get and options I have - discounts that will hold for the next 10 to 20 years. The upshot was that I could either reduce my payment or get better coverage for what I am now paying (I chose the latter), and when my daughter starts to drive the payments will of course increase but not by nearly as much as I feared or that I've heard they would increase from other friends. Other insurance companies must have been triggered about my search on the internet because almost immediately I heard from other actual human beings from about a half dozen other insurance companies, a couple of which I contacted to make sure I was getting the best deal I could.
Unfortunately, I never spoke with GEICO. I tried - their website led me to contact information for an agent in my area - but an email and a phone call netted no response. I realize you can change your coverage online but my price would increase a great deal. Apparently no one wanted to hear "But, gosh, other companies will insure me for a lot less - can we talk about some discounts I might be able to get as a loyal 17-year customer?" The upshot is that I have now, very happily, switched to Liberty Mutual. My policy with GEICO will be cancelled in another couple of weeks and they know that. Not one "We're sorry to see you go - what could we have done better" email, call, etc.
I leave with the opinion that they are not a bad company - thought I only had to use them once for a claim, they were very good about it but very impersonal compared to other companies and that is why I am leaving. Maybe they feel it's not cost-effective to take the time to personally reach out but they just lost a customer by not reaching out to me, so I would suggest they re-think that.
Reviewed July 16, 2015
Was looking for car insurance; LOVED GEICO 10 YEARS AGO!! Now...not only did the insurance agent flat out lie about who does and doesn't need to be placed on my policy (obviously upselling) but apparently GEICO has now decided that they are only going to insure NO-RISK DRIVERS, as if anyone knows what that means. As soon as the agent labeled me a DRIVER AT RISK, HE HUNG UP ON ME! If I wasn't offended yet, I was by that point. I have had one ticket my entire life over 5 years ago and never been in an accident or needed to file a claim. MODEL CITIZEN HERE. They told me to "call again in 6 months" when I was less of a "risk."
I called Progressive, and guess what? Got a bang-up deal on 2 vehicles and even added renter's insurance at $9 a month! Who could pass that up, right? If you are looking for an insurance company that will stand by your side during the bad and good times, PROGRESSIVE is your place! Also, notice that GEICO closed their Google+ page, because people were starting to leave 1 star reviews; just an observation. Looks like an employee typed in ONE 5 star review, the same date the Google+ page was shut down. It is now listed as "permanently out of business" when it should be listed as "we just don't want you to know that people hate our company and why by reading our awful reviews."
For those of you that are thrilled with the company, good for you. I was there once myself. But apparently a ticket 5 years ago makes me a "risk" and they refuse to insure me; btw, the ticket was for going 5 miles over the speed limit. FIVE MILES! I would have fought it, but I had just moved to a different state, so I just sent them the payment. At this point, I'm glad I got the ticket; we don't live in a perfect world, and companies that act like your friend (LIKE PROGRESSIVE) beats companies that act like you're just a dollar sign.
Reviewed July 15, 2015
Geico is good at giving low estimates. Then when you sign up and pay they tell you there is an incident on your record... an incident that I already claimed!!! Then they tried to tell me an incident 3 years ago on my daughter who lived in another state was added to my record. The accident was in her name and with her vehicle and it was a no fault yet they once again raised my rate. I dumped them as they thought I would stay with them now that they had me past my renewal date. BUYER BEWARE. Don't be fooled by low estimates. I would not use Geico!!!
Reviewed July 15, 2015
My son had this ** insurance company and was killed by a drunk driver. Called this company and requested a refund of the premium he had paid in advance. Rep stated that they required the customer to request the refund. At the time, my son was in the Surgical Intensive Care Unit, unable to communicate verbally as he was intubated and on a ventilator so he could breathe. Rep was advised of this and nonchalantly replied that at his earliest convenience, my son would have to request the refund. Ultimately, when my son passed away we again contacted this ** company and requested a refund due to my son's passing and was told that they cannot issue a refund without his consent. They did not ask for a death certificate, nor did they give their condolences or ask what they could do. They simply said "nope, nothing we can/will do..." my loss… This company and their reptilian counterpart can, simply, jump off a high cliff.
Reviewed July 15, 2015
Other party hit my car in a parking lot and left a note so I could contact him. Claim went to GEICO. GEICO directed me to their claims facility (body shop). I found out they wanted to do "spot repairs" on my brand new (<1000 mi) car. They also did not want to pay for the rental of a car similar to mine, telling me that it was my expense if I wanted to do so. I learned I could take my car anywhere I wanted to.
When I told the GEICO guy I was going to take the car elsewhere, he said GEICO may not pay if the bill was more than their estimate. GEICO owned the body shop and the rental car office was in the GEICO office. GEICO also said they would not pay for the rental car while at another shop. They acted like they had the authority to dictate how this third party claim would be handled and what should be paid according to their perspective.
WELL...I learned what they did is called "steering". Internet is full of info regarding this unethical practice employed by an insurance company to get a claimant to take their car to a facility where GEICO can control costs for their best interests. I was concerned about "my" best interests. Every contact with GEICO resulted in a promise of action or a return call that never happened. GEICO has refused to pay our repair bill, and offered what they estimated in their shop. A difference of $900. I am forced to file suit in Small Claims Court against the policyholder to recover the full amount of the loss.
Reviewed July 13, 2015
I got into my first accident about 1 yr ago. I'm 44 & with Geico for over 10 yrs. They handled the claim quickly but when I tried to file a claim for hail damage they asked me to see an adjuster. I did and he said there was no damage. I let them know I had a quote for a paint job and wanted to make sure all was ok... I got it painted but Geico said I tried to file an erroneous claim and canceled collision coverage for my whole family. And now they reduced our liability coverage and sent us all to some other sister company when the renewal comes up in September. I paid my bill in full within the first 3 months and full coverage for 3 cars isn't cheap. This company has no loyalty to their customers. They are great you need or use them. They paid me less than 3000 for my car in over 10 years while I paid full coverage premiums the whole time with no accidents and only 1 ticket. BAD BAD BAD company!!!!!
Reviewed July 10, 2015
So I started a policy as primary and put my parents on as favor, being it was cheaper for driver discounts and such. 2 days later they had dropped my coverage and was not notified whatsoever, but didn't drop my parents? That's not possible. But that's the info that was provided to the DMV. So no notice for 4 months, that I had no coverage but was paying for it. So I found a better deal, changed insurance companies 4 months after. I got pulled over due to an expired registration. No biggie, my own fault. Continue to renew my registration and there's a "stop" on my vehicle. Turns out my registration was suspended and they still had GEICO on file although I had had them in 4 months (8 months unknowingly). So now I have to pay 600$ for my registration. Thanks GEICO.
Reviewed July 9, 2015
I recently made the switch from Esurance to Geico on July 2nd. The reason being is that Geico quoted me a rate of $860 for six months. On July 6th I received an email telling me that my insurance premium is actually going to be $1,192. They stated the reason for the change was an accident was not reported. Even though I did report the accident and the sales rep John ** said he found that accident in the system and quoted me the $860 even with the accident (I believe there should be a recording). Now 4 days later that changes. There is nowhere in my emails that they sent, where they say that the original quoted $860 is subject to change or did the sales rep ever inform me that the $860 could change. I would have never made the switch if this quote was given to me. To me this is very similar to a bait and switch.
Reviewed July 7, 2015
I was considering leasing a new vehicle but was unsure if I could afford the car and the insurance. To be sure, I called Geico up from the dealership, gave them all necessary information about vehicle I was considering, and they gave me a monthly price quote of $121. This was surprising and I mentioned this to rep that that was an even lower price than the liability I was currently paying with Geico on an old vehicle I had at the time, which was $147. The associate verified that my rate would indeed be $121/mth for the new vehicle. Because of this I purchased vehicle and was shocked when my first bill of $409 came in the mail. I spoke to representative from Geico and they managed to reduce the policy by $100/mth of which I am appreciative but that doesn't change the fact that I would have NOT purchased this vehicle if this was the monthly payment, since we are a one income household.
I am now stuck with this issue for the next three years until my lease is up. When I called to ask for help in this matter, I was told I could have gone online and did the quote myself to make sure that the info I was getting was correct. I have been a customer of Geico for over 10 years and never thought I would have to double check them. By the way, this is after the fact that I got pulled over and received a ticket last month for a lapse of insurance even though I have been paying the bill every month. They apologized for this mistake but I still have to appear in court for this ticket. I will never use Geico again after these two experiences, and I now have to figure out how to bring an additional $200/mth to our household to cover this scam of a bill every month.
Reviewed July 7, 2015
I fell for their commercials that state, repeatedly, that "15 minutes can save you 15% on car insurance". HA! When I got the quote I nearly fainted. I asked them if that was for a year or more because their ridiculous quote was ten times what everyone else quoted! This company and their commercials are a joke. Save yourself a ton of money and buy a policy with Shelter like I did.
Reviewed July 7, 2015
If you try to request a quote you are asked for your birthday & home address. Once you enter personal information and a Michigan address, you are directed to send Geico an email. I see this as a breach of confidentiality, as you entered your birthday and home address which are not needed, as Michigan residents will not be able to get an online quote.
Reviewed July 7, 2015
I called GEICO to "get a quote" for my daughter - mind you I've had this auto ins for 10 yrs. Well they tacked her onto my policy without my permission!! Then they told me my rate was ** dollars. They did not ask if I wanted to add her but the FACT THAT she doesn't even live with me. This was outrageous. I asked them to take her off and they in turn told me I NEEDED to prove she wasn't living here. They wouldn't take her off. So I was forced to CANCEL my policy and go with some other insurance. I hate the fact they think they can do whatever and then you HAVE TO PROVE yourself. This is BS! I don't recommend GEICO to anyone. Stay clear of those money hungry **!!!
Reviewed July 2, 2015
Months ago I joined with Geico and from the minute I called them to start service I was given the runaround and misled as well as rude service. First the female agent told me a much lower quote and down payment price. She also told me that I should sign up for recurring payments. I hesitated because my ssi is deposited on the first of every month and it was a few days before then. I mentioned that to her and she clearly stated to me that it was no big deal - just sign into my account and change the dates for the payment to be taken out of my account so I agreed and signed up for recurring payments.
My original monthly payments were only 35.00 a month when I first joined Geico. Then after my ticket for non-registration the agent told me it would hike my rates up almost 30.00 a month for at least a few years. Wow! So the agent told me my rate was 72.00 now a month! I should've ran the other direction! But I didn't. I stayed for about four months. I got rid of my car. Went online to cancel my policy and everything seemed to have went ok and then I got online before the next scheduled payment to be certain they couldn't take out my payment and it was bad.
It told me I couldn't cancel in big red words. Were not there the prior month when I tried to cancel and also had my card info still even after I cancelled / erased / deleted my payment info and it was all back! I couldn't believe it! Then I had very rude service with another agent after I called and they refused me, my case notes and told me, I needed an attorney and took my payment out on my account. Knowing wasn't agreeing with it. So I am mad and never using Geico again and I am telling everyone I know what my experience was with them.
Reviewed July 1, 2015
My experience with Geico was great, until the shop they referred me to damaged my vehicle. After that both the shop and Geico denied all damages and has left me holding the bill. Geico should not refer policyholders to a shop that performs faulty work ESPECIALLY if they are unwilling to stand behind their customer (with an A+ driving record and no claims).
Reviewed July 1, 2015
I reported my car stolen. The representative would not process the information unless she spoke with the detective who was assigned to the case personally to which I might add worked night shift. So it was hard for the two to communicate due to Geico representative got off at 5:00 pm. She would not accept the police report nor would she accept any faxed information from the police department. This was time consuming. Further a month later they still charged me for two vehicles even though one was reported stolen. My question to them was why I would have to notify Geico once more to take the vehicle off the policy. Why wasn't this information generated and why wasn't I advised of Geico's procedure. Their ans was "I don't know. My apologies and what else can I do for you?"
Reviewed July 1, 2015
I was rear ended by a gentleman who is insured with Geico. After filing my complaint and taking my vehicle to the collision center I was very displeased with the service. The issues that occurred as a result of my accident was damage to the rear of my vehicle and my radio. The adjuster stated that he could fix the rear but could not fix the radio because it was highly unlikely that it stop displaying properly as a result of the accident. He asked that I take my vehicle to the make's dealership and get an estimate and information stating that the radio display is no longer working as a result of the accident. I did exactly what he told me and then he backs out and says that the dealership did not give them enough evidence (which they did) and that they will not fix my display screen.
I will NEVER EVER in my life deal with Geico insurance. They are a horrible insurance company and I would recommend any other insurance company. I have to now drive around with my display no longer working because some smart person decided to rear end me while he was texting. Thanks a lot Geico!!
Reviewed June 30, 2015
Had a family policy for 7 years, mother on the policy gets into her first and only accident when she felt her steering wheel lock on the highway. She broke her pinky finger and totaled car, but didn't hit another car. This happened in June of 2014. Our family policy renewed in August and our premium went up a couple hundred for the next 6 months-1 year, with the accident notation on the policy.
A full year later (no other accidents/tickets) they send a letter nearly dropping her from our policy. I was told our rate will increase over $1300 (nearly double the original rate) or we can exclude her from our policy. Their only explanation was that this last year they changed their "rate system" and that she lost her good driver discount, due to "bodily injury." I was ensured she was getting the best rate. If I am told bodily injury is considered a "2 point" ding, then why did it show as 1 point for a full year only to increase to 2 a year after? Also, why would a rate change - a full year later - show an increase of almost 100%? Makes more sense to charge higher early on... very disappointed, thought Geico was much better.
Reviewed June 30, 2015
I recently took auto insurance from geico on 06/18/2015. I had a toyota corolla L 2015 car on it the day I brought and I paid approximately 286 $ for one month and purchased my auto quote for 12/18/2015. At that time my collision was 500$ deductible. Later on I changed the vehicle on the same policy number calling the customer service representative by phone. They suddenly raised it to approximately 400$ and when I asked them to reduce my billing cycle payments, he suggested me to raise my deductible, as claimed it would definitely lower my monthly payments, so I agreed but he immediately increased my deductible to a thousand dollars and did not resume my monthly billing cycle. I thought it would be effective from the next billing cycle but unfortunately was effective from the same day.
In such a way I was tricked and I had an argument from the sales manager that the sales person was right and it's my fault that I did not check my deductibles the next day. But my unfortunate situation was I met the accident the very next day, and when I took it for the repair store, I then came to know that I got my deductible raised to a 1000. And my monthly payments also went high. I had to call back to customer service and make sure my prices were as same or at least be close to 280$ when I first brought the policy. And had to go through all the tension each time by calling in customer service to check my status whether they have granted my claim to a 500$ deductible which they didn't. Please help.
Reviewed June 29, 2015
Our car was hit by a Geico insured driver. Police report and all witnesses to accident stated it was 100 percent the Geico insured driver's fault. Geico (**) is stating that their driver is only 80 percent responsible for the accident because from their viewpoint some place in Texas not in Kansas they can see that we could have stopped in time to avoid a collision. Watch out people who are on the road with Geico drivers, their insurance does not pay for accidents. I would never encourage anyone to get Geico.
Reviewed June 29, 2015
They keep increasing premium every 6 months. When you ask them why, they send you "pre-compiled" auto-reply. I wonder if they lure in clients from other insurance companies with a low premium rate and then deceive them increasing premium every 6 months.
Reviewed June 26, 2015
Filed a claim insured through Geico. I was in a accident in Philly. The insured though lied about the accident. I provided police report, have video, pictures, witnesses, showing the man tried to pass unlawfully on my right, causing me to collide with him on a right turn. This driver came up behind me while I was stopped at a Burger King exit. He drove up on the lawn to get on my right side and continued to turn right when I was also turning right. Hello, the violations are clear about passing on right in every state driver's manual. The results, my car is totaled. I contact my insurance, his, which is, you guessed it! Geico. Geico will take your money, raise your rates, refuse to pay claims for any or no reason. They are the worst insurance company ever. They are known for bad, dishonest business practices. Which why, I would not ever buy a policy through this company.
MR. BUFFETT GOT RICH RIPPING HARD WORKING PEOPLE OFF. Filing a claim with this company is a automatic fight. Be prepared to file a lawsuit to get paid. Geico will not pay unless a court order forces them to pay. If you have to file a claim with this company, get your lawsuit filed at the same time to save you time and money. Do not expect them to pay no matter what because they are going to deny, deny, deny. No matter what you have to prove, you are a victim of the bad drivers insured by Geico.
Reviewed June 26, 2015
On 6/15/2015 Geico withdrew my monthly policy agreement. For some reason without my permission on 6/23/15 geico withdrew the amount again for the second time in the same month creating an overdraft charge on my account. I have spoke to Geico employees as well as supervisors and have gotten the same response from them.. It's my problem, even after Geico has called my bank on a three way conversation with myself and had my bank explain to them that the overdraft was created strictly because they withdrew the money twice. According to accounting it is my problem and Geico will not refund me for the overdraft they created. When I asked the supervisor to explain to me why they couldn't fix this problem, she refused and hung up on me.
Reviewed June 25, 2015
Geico: "Thank you maam, your refund will be in your account in 2-3 business days." 1 week later - nothing.
Geico: "Your refund was released today, and it will be in your account in 2-3 business days." 3 days later - nothing.
Geico: "Accounting wants us to do a three way to make sure the funds were sent over"???Me in deep thought: Everyone knows an autopay isn't held by a bank especially over a week. But fine. After 4 calls to the bank a verbal confirmation by the bank over the phone to the rep. The rep said "can you send a statement"!!! What!!! Now I have to wait a month for a statement to send to the rep to have a refund sent to me. HOW RUDE! 6 drivers in my house.... decades of premiums... GEICO WILL NOT PROFIT FROM.... from me to you world. Save yourself some trouble, and don't believe the lies Geico tells.
Reviewed June 23, 2015
My car was totaled in an accident with a GEICO customer. The GEICO agent tried to head off my insurance company, State Farm. Their agent called and offered about $400 dollars under the NADA value for my car. They based this claim on every piece of junk car they could dig up that was similar to my car in make, model, and mileage.
Reviewed June 23, 2015
Began the insurance process back in Canada before arriving North Carolina to make sure GEICO gets everything they need for legitimate insurance. They insured me within minutes for an insanely low rate of $250 for 6 months. "Recommended" I get abstract (Canadian driving record) so they can offer lower rates in the future. Couple months later, got slapped with $600 bill for not providing abstract. Every agent I spoke to had a different story. Finally got supervisor involved, who found out he could request abstract through his office... Promised refund after abstract was received.
When I checked in a month later, they still didn't get it, so another supervisor authorized refund of $600, even without the document. Also found out they cancelled my collision insurance, so I was driving around without that. Upon renewal, new rate came back at $500 for same insurance. Agent explained it was because collision was added this time. BUT I ALREADY HAD COLLISION the first time around until they cancelled it. Totally incompetent, inexperienced and painfully dumb staff. 6 months of stress.
Reviewed June 23, 2015
I am quite surprised that an insurance company with this popularity would not stand behind it's proposed coverage for a no fault individual coverage. Other party ran a stop sign, hit the car, sending it thru the front lawn of a homeowner. And although clearly noted on the police report, and if interviewed probably back up by witnesses of the incident, Geico is claiming they will only cover partial damage of the accident and no fault individual is responsible for the balance. Sadly, I have to state that based on my experience with this incident, I do not recommend Geico to anyone. There is a reason why their rates are cheap and I guess this is it. Consumer, please think before making your decisions about your insurance carrier. Thank you.
Reviewed June 22, 2015
My vehicle flooded on 5/26/2015. Claim still not settled. DID call many time but no luck. Insured with Geico for long time, this first time claimed filed. Thinking to switch another insurance company. Very disappointed.
Updated review: July 3, 2015
Resolved. Thank you and I have been notified that the check is in the mail. I appreciate and understand that Geico tries to locate your stolen vehicle in the process of processing your claim and have procedures to follow. Thank you for your professionalism.
Original Review: June 21, 2015
My car was stolen. I have been without a reliable vehicle living off grid for a month. My claim rep asked "well don't you have another vehicle?" “Aahh well yes but they are farm vehicles, hauling water, pulling trailers and why do I have to explain this? Why haven't my finance company been paid?” My rep said "I have to pay for my vehicle being stolen." If anyone thinks they are saving money with Geico forget it. If they don't cover a claim on a disabled veteran who lives off grid, who has never had an accident, and had no tickets in over 10 years because apparently they don't really cover claims.
Now I am struggling on my little farm more so than usual and why because I thought I was getting a great insurance policy with great claims processing but weird. I just pray now when I think of Geico and will go down to the little town with the little old man sitting there typing and using a filing cabinet for accts and smile, Insurance if you cannot process a claim for a valued customer then you should retire.
Reviewed June 19, 2015
I had Geico Insurance for about a year. I recently had a auto accident and filed a claim with Geico. I called to tell Geico to cancel the insurance so that I did not pay for a car that was involved in a auto accident. This company cancelled my policy for a month prior to the accident on purpose so that did not have to pay for the damages. The Geico agent never told me that she was going to cancel the policy and make it 30 days before the accident. This company SUCKS.
Reviewed June 18, 2015
Ok, I just got off the phone with a customer service rep because my wife noticed that our insurance coverage is going up $100. My daughter had an accident a while ago and it has no effect on our account anymore according to the rep. Their reason for this increase is that they are reviewing the accounts in California and are rewriting the accounts. Really there is nothing causing a reason for an increase except it just is. When is the government going to really protect people from insurance company greed.
Reviewed June 16, 2015
A GEICO insured driver pulled out from a stop sign and T-boned me on passenger side door, forcing my car to also hit a median sign on driver side. He was cited for failure to yield to a through highway. The driver seemed pretty straight to me, admitted fault (even coming up to my window when the police were done to again say "I'm sorry, it was an accident - I didn't do it on purpose."). The GEICO rep claims he was told that their driver was stopped - I said, "Yeah, stopped at the stop sign then pulled out and hit me..." He denied the liability.
Then a few weeks later, my agent again contacts them - the GEICO an ** told him that his driver claims I lost control and hit his stopped vehicle (I was a lane away from him - he crossed one lane to hit me and HE ended up stopped in the turning lane from the other, opposite direction side - physically impossible!).. My agent confronts him with being cited for failure to yield, and ** claimed that his client said the officer misunderstood him and he was fighting the ticket (This is mid-late March, and the driver had already PAID his ticket in early-mid February a week or so after the accident!) - OBVIOUSLY a lie!
Posted the situation on GEICO Facebook page and got a response - the 'higher up' rep said she had the accident report (which my agent had faxed to them) in front of her.. even googled up the intersection so she could see it and said "I think it's pretty clear - you were on a through street and he had a stop sign. I think this needs to be reversed." At this point, I thought they would actually act in good faith - I was SO very wrong. After 4 months of anguish, I find out that GEICO is still not accepting their responsibility by denying liability. In my honest opinion, GEICO is guilty of fraudulent practices. If you have them as an insurance company and have an at fault accident, you will almost certainly get dragged into court being sued. Spread the warning!! I will be filing a complaint with the insurance commission and attorney general's office regarding this.
Reviewed June 16, 2015
I have 4 policies with Geico - ALL BEING CANCELLED. This company is nice until they have to pay a claim. Been hung up on, been lied to too. Reporting this matter to the State of Massachusetts.
Reviewed June 16, 2015
Piece of crap company. I downloaded the Geico app to make paying easier. Instead I made my payment and was told my next due date. A week later I was sent a letter saying that I owed half of the payment and my service was stopped. Checked my card that I made the payment with and there was no money on it. AWESOME! Thanks guys. Now I have a credit collection service billing me! Don't go with this company unless you want money stolen from you and bad credit.
Reviewed June 15, 2015
I was with Geico insurance for a few years, I switched because they surprisingly gave me a better rate. I used to call in my payments but when that became inconvenience I signed up for the online account and started making my payments through there. I originally paid with a debit card, at one point I had to cancel my debit card due to fraudulent charges and I used my bank account for a payment. I was requested to enroll in automatic payments in order to use my bank account, thinking oh how convenient it will withdraw the last day of every month... WRONG!
After going through all of the frustration of getting a new debit card due to fraudulent charges, I made a payment to Geico thinking logically that hey if they receive the payment a few days prior to the due day they will not withdraw funds from my account. Since obviously they wouldn't withdraw the funds until the day it's due... boy was I in for a headache. I made the payment 3 days prior to the due date and the day they withdraw funds from the account, Geico took the payment same day from my bank. The website stated on the screen when I made the payment that my account will reflect the payment and that the payment will post the same day and that my account had been satisfied.
3 days later Geico attempted to withdraw the payment from my account not only 1 time, but 3 times costing me $60 in return fee's for an NSF payment. ON TOP OF THAT, GEICO charged me a fee for NSF payment, EVEN THOUGH THEY RECEIVED THEIR PAYMENT 3 DAYS AGO! I talked to customer service they said "well we sent an automated email the same day you made a payment letting you know we would be withdrawing the funds on such and such date." Which means they actually request the payment from your bank 3 days before it's even due, and you cannot stop the payment unless you go through your bank and pay a stop payment fee.
Needless to say when the customer service rep said that they would not take responsibility for any fees I was charged from the bank, I called Progressive and they matched their rate and on top of that they have a more logical process, they process the payment the day it's due, and if you pay before they do not process a payment to your account even if you're enrolled in automatic pay. The Geico representative also gave me false information, she stated I would be receiving a refund check of $154.40, I only received a check for $43 dollars. I called to inquire about the amount and they said they had to remove some of the refund due to the returned payment. EVEN THOUGH THEY WERE PAID 3 DAYS IN ADVANCE AND STILL RAN THE PAYMENT THEY ALREADY RECEIVED.
Don't sign up for automatic pay and I do not recommend Geico as they do not take responsibility for this type of ignorance. I am much happier with Progressive method of payments do not lack common sense. If they receive my payment, they won't be withdrawing the funds unlike Geico, who apparently doesn't care whether or not they cost you money, they continue to take more from you even after making such an avoidable mistake. Their system should not say "your account will reflect your payment and has been satisfied" if they still send a payment to your bank even after already receiving it.
Reviewed June 14, 2015
I had progressive insurance and I am paying 290 so I called GEICO and made a quote with them and the agent on the phone said "So it's 264." After we proceed and I was about pay he goes "Ok so it's going to be 340 dollars a month!" I was like "What???? You said it's gonna be 264 including taxes" and then he goes "Yes but there was some miscommunication because someone put the use issue date of your license on 2009 and it's actually 2013!!!" It's a complete fraud and DO NOT RECOMMEND ANYONE TO HAVE THEIR AUTO INSURANCE WITH GEICO!!!!! WORST INSURANCE EVERRRRRRRRRRRRRRRR.
Reviewed June 14, 2015
Geico's client lost control of their car, hit me in a head on collision. I had a broken sternum, shredded muscle from my chest to my back, and ligaments are stretched in my back ribs. My $9000 truck was a total loss $34000 + dollars, they did pay that. Then Geico acted as though they wanted to compensate me fairly for injuries. Do not believe it and do not speak to them. Their client was charged and admitted fault... They called me when I was heavily medicated after leaving the hospital and said they could not pay for my truck until they interviewed me. They want to gather information to use against you with no intention to compensate you fairly. I lost 6 weeks of work last year and physically feel 10 years older. I earned from $17,000-19000 per month last year. Geico first offered me $500 for wages, $8000 for pain and suffering and to pay my medical. They then offered $2500 for wages.
I turned the claim over to an attorney, thank God I did not settle for what I ask. It has been 16 months. I think I will have pain the rest of my life. My attorney told me my insurance company will charge me another $2000 because they turn it over to a third party administrator to handle the medical claims, they never mentioned that. I was not looking for a big payday, only to be treated fairly. I have discovered their business model is to deny all they can because only 10% will fight. I think it is wrong to try to collect or over collect against insurance companies when there is no or little loss. I understand why people want to punish them. I was told by two separate attorneys that GEICO is a top two offender for insurance companies trying to get out of claims.

Reviewed June 13, 2015
I went online to Geico.com to get a quote for my son & husband’s vehicle. The quote I was given was $137.20 a month which is great but when I called to talk to a sales person because I needed to check on payment methods. The sales guy quoted me $173 - $220 a month. I ask why the online quoted $137.20, he said we had a claim in September 2013 but couldn't tell me what the claim was other than it was a "no fault", if you're going to penalize someone then you better have documents to back it up. We have not had any insurance claim since winter of 2009 and that was not with Geico. I would not recommend Geico for anything.
Reviewed June 12, 2015
First off I will say GEICO has the best phone customer service once you get past the automated part. Five stars to ** who went above and beyond to handle a serious situation with my account until the issue was resolved. Thank you.
Reviewed June 11, 2015
Claim number **. From the beginning of the claim process, the process was difficult. Not knowing who to talk to what part of the claim would be handled by whom. We were not given valid information. Told by one representative to talk to the other and visa versa. They were insensitive about our loss and treated us like we were liars. After submitting the necessary receipts and invoices for our lost personal property and uploading photos the information was never retrieved and we were told without the items and receipts and when I presented them with the property and receipts for a portion of the loss I was told although it was their Geico covered clients fault they weren't going to pay for our substantial property loss or my sons personal injury. I believe because we are African American we were treated unjustly and disrespectfully like liars.
Reviewed June 10, 2015
My claim was do to minor accident for recall part on my car. The dealership never notified me by mail email phone call. Hints why I was placed at no fault. I take the car to auto shop contracted with Geico. Informed the shop to tow the car to any other dealership but the location it was towed to. My car sat at that dealership for 2 weeks! I had to pay my deductible twice. My deductible was for 500 dollars. Was charged 501 dollars. (No I have not yet got my refund.) Also the first adjuster assigned to my claim cut off the car rental before all repairs were done to my car. Leaving me and my 3 year old stranded. Then I get a call by the contracted auto body shop with Geico claiming all repairs were done! Guaranteed the work at 100 percent of the dealership's work without having his shop confirm it.
The alignment that was done on my car was horrible. The next day I go to my car. Try to turn in on. The battery was completely dead! I called back the service department informing them of this issue. Told me IF I brought my car back into them I would be charged out of pocket! (No there was nothing wrong with my car battery and radio system before it went through the contracted shop with Geico and to the dealership.)
As of right now it's at my regular shop where I get my car serviced. I am waiting on the new adjuster to look at the car and all paperwork that has been done to my car to process this claim. Close it out. I just got another rental car cleared yesterday before they have been completely stranded. It's been a nightmare. It will be a month come the 12th of June that made the claim with Geico. My claim was not that serious to start with. Mild body damage to my car. All I have gotten is heartache and headaches degraded and humiliated by the old adjuster that was assigned to my claim. The contracted auto body shop with Geico. My screwed up by the dealership they towed my car to. I asked it not to be towed there.
Yes it's disturbing that all this has gone down. As a Geico policyholder this is the auto insurance I know. No I would not refer anyone to be insured by Geico after this horrible nightmare I have/am going through. Anyone that has Geico? You go through claims. Please do the leg work! Check out the contracted shops! If red flags pop on that shop, take your car elsewhere for service. Don't be as trusting as I was! Do the homework. Save yourself the heartache, the headaches, the drama. Your pocket book money.
Reviewed June 10, 2015
I had an "at fault" accident 2 years ago, in August 2013. Afterwards, Geico increased my insurance from $150 per month to $220 per month. Yesterday I received a letter from Geico stating that as of July 2015, it is going to increase to $373 per month, due to the accident. I asked for a copy of the edict from the state of Calif., as they blamed the increase on the state's new "safe driver" qualifications, and they refused to send it. They said that their letter to me was proof enough. Isn't two years after my accident a little late to raise my rate. They have already increased it once due to the accident. I cannot pay $373 per month for insurance! My Honda lease is only $185!
Reviewed June 9, 2015
Price quote did not reflect the advertised savings.
Reviewed June 9, 2015
I received a free upgrade for rental car but had to pay taxes. Accident was 100% fault of their insured. I was told to get the money from them. I should not be out a penny for this.
Reviewed June 8, 2015
On 3-29-2014 at 9:45 am I was rear ended by a drunk punk with no license and driving another person's car! I had whiplash and an ac/Heater vent popped out of the dashboard knocking out a tooth, loosening another, and damaging more. But geico refuses to pay and I have 50 grand right after the collision and another 100-200 grand if that runs out but geico's adjusters refuse to pay! They closed the case and are about to have the shock of the company's lifetime in business! It is going to cost them millions after I get finished with serving them! They lie. Always ask what will they do if there is an accident!
Reviewed June 8, 2015
We are insured with Geico and we never make any claim from them even if we had accident for we know we have to pay a deductible. Last May 2005 I had a bad accident and it involves a chain reaction for four cars. I was rushed to the hospital and a police arrived handed me my driver's license and ask him if who's fault was it "he said it was my fault" even though I didn't receive a citation. I admit I hit the car in front of me for he did a sudden stopped. I was observing the man that he was talking to the other drivers while on the scene. I ask everybody if they are fine and after 2 weeks I receive a letter that some drivers are making a claim, some hired a lawyer and the guy I hit looks like he lives in his car with his son because I saw household stuff in their trunk such as comforter, pillows etc.
The other day we received a letter from Geico informing us that we went over our coverage limit. I'm afraid will charge us "financially" and "drop" us. Can anyone suggest what action we can do? I have medical bills and E.M.T. bills but we took care of it ourselves. We decided not to add more claim from Geico for we know the vehicles involve will make claims. What's the use of getting insurance if they can't help you? All they are only after of making money. Where's the justice?
Reviewed June 7, 2015
I have been with Geico for several years. My premium is paid until June 30, 2015. I just found out that they cancelled my policy as of May 23, 2015 because I did not send them some information they wanted. I never got any letters. When I offered to give them information on phone, they wont take it saying it has to be mailed. They said I will have to drive without insurance until it is reinstated. How can they do this and get away with it. I have no choice but to seek legal help.
Reviewed June 7, 2015
I have been Geico for past 7 years and keep on paying premium once every 6 months but recently they charged me 227 extra telling that they extended my premium coverage date without asking me. And, on calculating they had just extended one month and charged 227 extra for a month. I called to the customer service but keep on insisting me that that is due to extension of coverage period. I never requested for extension and just used to update every 6 months. Then now they raised my premium to 578 for every 6 month with minimum coverage at the state of Texas and with 1000 deductible. I was not happy with them then started shopping around and found $200 less for 6 months premium keeping the same coverage. Now, I am feeling like I have been ripped off with Geico for past several months.
Reviewed June 6, 2015
I enrolled my cars in Geico's insurance plan. They offered me an "installment" plan but did not tell me that there were additional charges. I got a bill 6 months later for charges unrelated to my car insurance that I DID NOT APPROVE. I felt they pushed me into a plan that they could charge me more for without telling the customers. I spoke with a customer service representative in hopes to rectify the situation but they basically said "sorry for the miscommunication, nothing we can do." And continued to charge me for this. AGAIN, very poor that GEICO would do this to their customers. :(
Reviewed June 6, 2015
I experienced a theft and had to change my bank account info. GEICO, as well as other companies I pay online, were contacted the next business day that they needed to change the online bank account they make payment from. The GEICO rep. did not care and said they would charge my account an extra $20 and treat it as a returned check. I froze my bank account on Sunday, reopened at the same bank Monday morning, notified GEICO that same Monday morning which was when they were trying to take out the automatic payment, and got screwed by GEICO as well as the people who broke in my home. Everyone else I contacted regarding the new account was very nice and did not have any additional charges. GEICO really does not care.
Reviewed June 4, 2015
I just had a Geico customer service rep hang up on me. This is after asking why my rate had increased so drastically (by more than 50%). He said, "You lost the California Good Driver Discount" because I had gotten a ticket. However, he refused to give me the breakdown. In other words, I was asking for the specific amounts for why it had gone from $1,000 to $1,500. In other words: Comprehensive, collision, etc. He kept cutting me off and saying "Do you want insurance? I've given you the insurance quote." I was politely saying, "I need more information, please." And then he hung up on me.

Reviewed June 4, 2015
I had a car break down on a PDX bridge, scary. Geico wouldn't tow my car. I had to pay the tow guy $200. Then my other car breaks down on the side of the hwy and Geico only covered 10 miles for tow and charged me $8 per mile after that when I was only 20 miles from home and had to anticipate a 2hr. wait time! And I have full coverage!!! No tickets, no accidents!!! I pay insurance for what!? OTHER PEOPLE'S ACCIDENTS… GEICO SUCKS. I WILL NEVER GO GEICO. SURE THEY’RE THE CHEAPEST - you get what you pay for.
Reviewed June 1, 2015
We have been a long time customer of Geico and was very satisfied until this time when we had our car repaired lately. When we complained about the work the repair shop had done both the Geico Adjuster (**) and the repair shop technician (**) had just been ignoring us for the past month now giving us those promises to no avail. Lately, I was told by the Geico Adjuster that he cannot do anything about it when in FACT the technician had been promising me for a month that he will do something about it. When I told the Geico Adjuster about those promises, he also made a promise to me that he will call me back. Been waiting for the call but no call for a week now. Same thing PROMISES, PROMISES, PROMISES. We are now very dissatisfied.
Reviewed May 31, 2015
I have three siblings, we all had similar social security number and similar names. When I registered Geico this year April. They automatically added my information under one of my sibling's account. From their account, it shows my social security number, and license ID number. I called Geico to make sure I have my own insurance, and my insurance is not under theirs. They made sure that I have my own insurance, HOWEVER, my sibling's account still shows my information.
When the sibling try to call Geico to remove the information, they say it cannot be removed until the end of the insurance. When I call them to remove my personal information from their account, they say I have no rights to do that because I am not their account holder. According to Geico, this does not affect the amount of their insurance bill, but I do not feel safe for Geico to be so irresponsible, and made such a big mistake, yet refuse to fix the mistake. Imagine my personal information was not disclosed in my sibling's account but a total stranger?
Reviewed May 30, 2015
I let my roommate put her monthly Geico insurance charges on my visa card because she doesn't have a credit card. She didn't pay me for her May installment and the payment didn't go through on my visa card. The Geico rep. she spoke with told her that I blocked Geico from taking the payment when that WAS NOT the case. I didn't have enough credit open on my account. This lie from the Geico rep. caused my roommate to become so angry that she physically accosted me. I have now blocked Geico from my account and advise that no one let them have access to their credit card for automatic payments.
Reviewed May 30, 2015
Okay, so I get a quote from GEICO and was reasonable. They set up payment plan and down payment. I get my policy and insurance cards in mail. Now, they change my policy without my consent. I think that is against the law, right? You don't make changes to a contract that you already agreed to. Needless to say, the premium went up and made payments higher than originally agreed to. Once this expires, I will be looking for a different insurance company.
Reviewed May 30, 2015
On January 1, 2015 a car was going too fast, spun out and struck my house doing $1250 worth of damage. It took me until March to finally reach a settlement figure with Geico as they didn't want to pay what the contractor bill was. I fought and finally got them to agree to $1225. That was March and I signed all the forms and faxed them in. It is now June 1st and I still don't have my money. The claims adjuster will not return my calls and I have left messages on her supervisor's phone and he too will not return my calls. This has been a nightmare. I'm not sure I will ever get my money. I am in law enforcement and based on my own experience and what I have seen over the years, Geico is one of the worst companies to deal with.
Reviewed May 29, 2015
I put my adult son on my insurance policy last year but he no longer has a car and has lost his driver's license (suspended) so he is not driving. Meanwhile I must continue to pay $300 a month for him on my GEICO insurance policy because they will not just take him off my policy. I have to prove that his license is no longer suspended - which is ridiculous because it is suspended indefinitely. I have never ever missed a payment and even referred many of my friends to them. I am warning them now of what I am going through. I have never had a problem with dropping a car or driver on any other policy I have ever had. Ludicrous. Don't insure with Geico.
Reviewed May 28, 2015
I am taking them to the small claim court and WILL GET every penny back from them!!!
Reviewed May 27, 2015
Geico has costed me my small business my job almost cost me my home. All with a now 4 months old baby. They do not honor their premium policies nor the add ons they sale you. My truck was stole and wrecked on 2/2/15. I just got a rental and still fighting for payments to be paid. They sold me 10,000 $$ accessories insurance plan that they won't cover any of the upgrades I had done to my truck. They don't return calls. I have 4 different people I have to call and none of them give me answers. I get text instead of phone calls. Tired of the games. Worst insurance company I've ever had. Well soon I will lose everything from be accused of stealing my own truck to have everything I've worked so hard to get. Taking and losing my small company. I have ptsd and depression and uncontrollable panic attacks. They do not care about their customers just about their money and how they can't get out of paying claims.
Reviewed May 27, 2015
On March 15th 2015 my wife and I purchased a brand new 2015 Honda Pilot SE, added it to our current GEICO policy and drove it home, with 6 miles on the odometer when we left. 2 weeks later, we drove the Pilot to FL with our 3 kids to go visit their grandparents and a week after that drove it home... 2 hours from home, I was stopped at a red light, and BAM, rearranged at 45-50 mph by a young woman in a Scion XD!
Our brand new truck was 3 weeks old, and had 2800 miles on it and now drives completely different. She bent something very important. The State Trooper gave me the police report with the insurance information of the young woman, so I called to make a claim, to no avail. Her insurance had been cancelled for non-payment. So I called GEICO to put the claim in under our Uninsured/Underinsured coverage. This is where it goes awry.
First, GEICO sends an adjuster out 3 days after the accident. 3 DAYS! So being as that is my family's only car and we didn't feel comfortable driving it because it was reacting funny, we couldn't go anywhere. So finally this wet-behind-the-ears adjuster shows up, takes a 5 minute stroll around my truck, and estimates repairs to be $3400 and 4 days worth of repairs (after a reared collision at 50 mph?). So GEICO then asks where I want to have it repaired. On the recommendation of the selling dealer, I ask for it to be brought to ABRA Auto Body and Glass in Charlotte, NC. (Unaware that it is a GEICO EXPRESS facility) GEICO arranges a tow truck to bring our Pilot to the bodyshop.
3 days later, I call the adjuster to get the status, and I'm told that my claim is a COLLISION claim, and upon repair I will be accountable for a $1000 deductible (not the $100 deductible that is carried for Uninsured/Underinsured claims) to which I ask why, and Im told because Progressive (the other woman previous ins company) has not denied coverage yet. So I go pay a visit to the shop. Drove by it 2 times, because I had no idea it was a GEICO Express facility, and there is NO ABRA sign anywhere on the property.
I ask the production manager why the concerns I had with my now leaking sunroof, and drivability concerns were not addressed, and I'm told he does not know. I tell ABRA and the adjuster I want the frame of the truck put on the frame machine and checked, and I want to be emailed the results. So both parties agree, and send the truck to ABRA's Concord NC location that has a frame machine. Supposedly a frame measure is done, and ** from ABRA's reception desk emails me a frame measure. Upon receipt, I notice not only is this not a frame measure from my truck, it's not even from the same year.
It was someone else's frame measure from a completely different vehicle from 2 years before that date! I immediately call ** back, who apologizes, and resends me what she swears is the correct frame measure. Oddly enough, the vehicle owner information is blank, the vehicle information is correct, but the frame measure diagram and dimensions are IDENTICAL to the first email! (2 completely different vehicles of 2 different years, having the same exact dimensions after an accident? Not to mention, the dimensions made no sense considering the vehicle was hit in the rear, and the dimensions on the side of the diagram were the inconsistent ones).
I was told by ABRA and my adjuster that the frame was fine, and within spec of the manufacturer, and I was being "unreasonable". At that moment I knew something fishy was going on. I immediately called ABRA and told them not to touch my truck and called GEICO and ORDERED my truck removed from ABRA's property and brought to Hendricks Collision, a Honda ProFirst rated shop I had found online. ABRA tried making me pay restocking fees on the parts they ordered (before even doing the frame measure). I refused and after threats of the BBB, DMV, and Insurance Commissioner, they rescinded.
The next day another tow truck brought my Pilot to Hendricks Collision. Upon arrival, ** from Hendricks immediately ordered ANOTHER frame measure on their frame machine (same exact make, model, and software as ABRA's) and to no surprise to either of us, the frame WAS BENT! The dimensions and diagram ABRA emailed me where MANUFACTURED to lead me to believe the frame was straight so GEICO could just pay for ABRA to put REFURBISHED (not OEM) parts back on my truck and send it away!
Suddenly my $3400 estimate made its way to almost $10,000! The rear section of the frame had been pushed up 8 cm's on the drivers side and 4 cm's on the passenger side knocking the rear doors and body out of alignment, buckling the roof and quarter panels, pushing the roof over to the pass side (which is why the sunroof was leaking) and pinching the pass front fender against the bumper cover, tearing the paint back! (Because of the Pilot's ACE body structure, all the side panels are manufactured as 1 piece, so the body absorbs as much shock as it can to protect the people inside).
So now GEICO is fighting every supplement made by Hendricks to correctly fix my Pilot. They even went as far as calling the roof buckles "factory defects", to which I called American Honda Motor Company, who contacted GEICO. I also wrote to the NC Insurance Commissioner, NC Attorney General, the BBB (who are completely WORTHLESS, they did nothing), the Dept of Consumer Protection, and my attorney for the accident (I did receive injuries from the accident).
Then, 3 weeks into the claim, on May 11th, GEICO terminates my rental car. My Pilot is still taken apart at Hendricks Collision, not even close to done, and GEICO terminates my rental (even before the 30 days my insurance is supposed to pay for) and refuses to extend it. So to teach them a lesson, because I'm not some broke man looking for a freebie, I go out and purchase ANOTHER brand new 2015 Honda Pilot. Now they don't have me strapped over a barrel. Suddenly the theme changes. NOW all of a sudden they want to speed up the repairs (after they tried closing the claim because they "thought" I had traded in the first Pilot to purchase the 2nd... while it's in pieces at the body shop?).
Today, Wednesday May 27th, 2015, I get a call from Hendricks Collision that my Pilot repairs are completed, and my Pilot is ready for pickup. 6 weeks after the accident that was estimated at $3400 and 4 days to repair. And GEICO STILL has not changed the claim status from COLLISION coverage to UNINSURED/ UNDERINSURED and still expects a $1000 deductible. I will NEVER, EVER give GEICO a minutes worth out my time, and have already arranged insurance with another company. I will actively turn perspective GEICO customers away from them as long as I live, like it is my JOB. After sitting innocently at a red light, and being put though HELL because of it.
Reviewed May 27, 2015
I have been an auto policy holder for only six (6) months. Within this period, I'm quite satisfied with the premium they charged me. But unfortunately, this renewal period, I accidentally look at my email and found out that after this six month period, they already raised up my premium from $227.00 to $236.00. To my surprise, after six months of coverage, a rate increased at once, didn't even wait for a year to do it! So I called up their billing number and ask about it and I was told about the "rising cost of insurance." What did I do? I told her my son is currently insured with them, too, and his renewal did not change. She said he's due for an increase, too! (What a BS). If that's the case, in my mind, you will lose me & my son as your client. I believe this company is in the business of deceiving/luring people to get their business. I will not recommend this company to friends & family.
Reviewed May 27, 2015
I was on the sidewalk riding my bike to work when a van came flying out a Tim Horton drive thru without looking and ran me and my bike over, pinning my left foot under the driver side left wheel. The driver was insured by Geico. At the time my medical coverage had lapsed and only way I could see about my injury, I had to get a referral from my primary doctor due to a change with insurance coverage. I had to wait nearly 6 months and nursing myself back to normal nearly.
I tried to resolve a settlement agreement with one of Geico examiners and she told me that she would send me a letter requesting my permission to get my doctor's diagnosis. Instead I received a letter saying that I would not receive any monetary award because she didn't think me nearly being dead. My injuries weren’t serious enough for her. I was merely trying to work something out with the company that we both could agree upon, but when there are employees that act like they are the ones settling with their own money, then this company will stay in court.
Reviewed May 26, 2015
On 3/19 we were rear ended by someone who was represented by Geico. She rear ended a car that had 4 people in it. 2 of us had injuries and 2 didn't. One of the injured parties was returning to their country on a specific date. Even after being told that date twice, the claims rep still called for his info AFTER this individual left the country. Additionally, after I settled my claim, one day later another medical bill came in for $200. Prior to submitting my bills I did call and confirm that this was the final bill and was unfortunately given the wrong information from the hospital.
When I called Geico not only did they say they were unable to reopen the claim, but that I was basically stuck with the bill. When I called the California Department of Insurance they contradicted everything Geico told me, even including the fact that Geico is "unable" to reopen the claim, and told me that since the accident was 100% their fault I was not responsible for ANY medical bill. I implore everyone dealing with them, call your state's insurance regulation department first. Geico not only engages in unfair business practices, but dishonest ones as well.
Reviewed May 24, 2015
Found better rates on my auto policy and switched to another insurance company and GEICO charged me $91.30 cancellation fee. Will never recommend GEICO to anyone.
Reviewed May 22, 2015
My wife's 2007 Softail Deluxe had suffered from wheel damage. We had took it to Snake Harley-Davidson in Twin Falls, ID. The shop in Twin did a great job keeping in contact with me and let me know what was going on with the bike. And that my adjuster wanted to use the damaged tire that was on my wife's 2007 Deluxe. Snake Harley-Davidson would not agree upon using the damaged tire. I should not had to pay this much money for the bike so I had to purchase another tire out of my own pocket.
This is why I pay insurance so that I do not have to replace damaged part on our vehicles and motorcycles. I think your adjuster did a very poor job of taking care of his customers. I will never use guys go again for anything. I am now going to cancel my insurance and cancel my business with GEICO. My deductible is only 250...now my deductible. My payment that I had to pay was $633.35 so I can get my bike out. I do not have an issue with paying a percentage of the pay rate. I have an issue when I pay insurance and I have to pay on top of that. Where is the justice? That is wrong. Bad business.
Reviewed May 19, 2015
Called roadside to have my suv which I pay extra for every month for (ERS) from geico. Towed. I HAD It towed to a shop but their price at the shop was not reasonable at all - $3000 to fix a sensor. So a few days later I call geico roadside service to have it towed back home. THEY say no they only provide it one per car breakdown that I have to pay the tow 100 percent out of pocket (they would only tow if the car problem was fixed). I would obviously drive it home if it was fixed and not need a TOW! How is that even ok? So I pay geico extra money every month and can't even get another tow which I feel like I paid for already every month. I'm very angry at geico and their roadside not assisting when needed. Thanks for nothing from your 14 year customer.
Reviewed May 18, 2015
Two weeks ago my vehicle was looked at by an adjuster named **. My vehicles rim, wheel, brakes, rotor, tire the whole passenger front side was marred and AAA came out to pick me up. The tow truck driver told me he's seen this type of incident before. He said my caliper pin probably broke off resulting in everything else breaking all on it's own a GM problem, that I should file with my ins company. And it would be covered under comprehensive and my deductible would be about $100. So that was Sat evening on my way to see the fight.
The next morning I called Geico and the rep said exactly that and I was comforted knowing we're all on the same page. Then ** calls me Mon morning and tells me it's not covered. He said it's wear and tear. I argued with him defending the definition of wear and tear and he would not change his stance unless I felt as though I "hit something," he said did you hit something in the road, I said I don't know maybe, it felt as though I did because my car was shaking so bad but I don't know it happen so quickly, like a was running over a series of small pot holes. (which don't exist on the fast lane of a freeway, its well paved) but in any event there was shaking I can't determine from what.
Now it's been two weeks later and his supervisor never returns my calls and he's still acting like an idiot claiming to have seen evidence on my wheel that suggest I hit a pot hole. So as of today, no car and still waiting to hear back from him or them, it's been over a week. Every time I speak with him I cringe. God help us. Geico is the pits!
I've told this character several times why the differing in opinions and why would he lie to me and try and coerce me over the phone. He hadn't even seen my car. He just wiped the cold out his eye early morning called me and said it's wear and tear. Why didn't the Geico rep on the phone say that, instead she said I'm covered and now he's trying to get more money from me for a new tire. Estimated at $560, which I'll pay because repairs are close to $3000 however it's been two weeks and I haven't heard back from anyone. So this is definitely a frustrating process and I'm seeking help from the CA attorney general office for support, not only for me but for every Geico customer who's at the mercy of an incompetent claims adjuster and so forth.
Reviewed May 17, 2015
I would never recommend Geico to anyone, the worst customer service I have ever experienced... To Whom It May Concern: I recently had my insurance cancelled with Geico and the way in which it was handled was truly undeserved and without reason. I have paid my premium on time every month, I was also sent a letter stating that because of my clean driving record my insurance was being lowered. Wow, that was great. I left for Italy with my husband on February 3, 2015. I am in Italy until September 15, 2015. I decided to keep the full coverage on my car and I also added another driver so she could start my car and drive it when I was gone to maintain the car. While I am gone the person that is looking after my car is also checking my mail for me and living in my home. Everyday she sends me a photocopy of any important mail that I receive.
On Thursday May 14, 2015, I received a letter from Geico, dated April 25th 2015... stating that my insurance had been cancelled but I had until the 18th of May to reinstate it if I filled out a questionnaire, and also sent proof of my residency, registration and all the IDs of the persons that were insured to drive the car. I could not understand what was going on, my payments are set up on auto pay and I am not even in the country driving the car. I called Geico to ask them what was going on with my policy and they referred me to underwriting. I explained my situation to this department and they told me that this was random and that if I did not get the questionnaire and other documents to them by May 18, 2015 that my policy would be completely cancelled.
I explained that this was the first letter that I had received and they said they had sent me numerous mail in the past and that I had not responded. I explained that I had not received any mail until now and if they could give me some more time because I was in Europe. They said no, and that if I couldn't get it to them, that my policy was cancelled for good. They were not willing to work with me on this. So, I scrambled, and my friend sent me the questionnaire to fill out via email. I filled it out and set up an account with docusign to fill the questionnaire out and sign it, because I am in a small town in Italy and there are no places like Kinkos to print something, or scan especially no places open 24 hours.
Also, to make things more difficult, Geico said they will only accept my documents via fax. They will not accept an email with the scanned documents. I got all the documents to my friend, and she went to Staples to send all of the documents. She went to Staples on Friday May 15th 2015 and sent all the documents and spent $17.69 to send all the pages. Once they were sent, she received a confirmation that all the pages were sent which was a total of 11 pages. After all of the pages they were sent I called Geico to make sure that they received them. They told me they had received the fax but several pages were not readable. That I needed to send again. I asked what pages were not readable and they told me I need to resend the registration, and a few pages from the questionnaire were not readable and that my proof of residency had not come through. I said that is strange because all the pages state they were sent on our end.
Now, I have to call my friend again and have her spend another $17 to send the pages again, and what if on your end they are still not coming through.. I asked if she could please scan the pages and email them, and they stated that they were not set up to receive from email. At this time I am really mad. I asked if I could speak with a manager and they put me on hold for a good 10 minutes, and when they got back on the phone they told me the manager was not available. They were not willing to work with me at all and said "I am sorry your insurance will be cancelled." They said I could mail them, but if they do not receive in time which was Monday May 18, 2015 the insurance will be cancelled and I cannot reinstate. So that would mean that I would have to send FEDEX and have overnighted because it was Friday. That would probably cost another $30. I responded "No thanks"!
After all of this work, and time spent calling Geico internationally, I am left with my insurance cancelled and with really no explanation why I was treated so unfairly I have never experienced such rude customer service before I did my best in the short amount of time that I had, and was treated with complete disrespect.
Reviewed May 16, 2015
Think twice before using Geico as your insurance. My car was hit in a parking lot by a man who provided me with all the necessary paperwork to start a claim. They refuse to cover it saying that **, the individual who hit me, has not confirmed the accident therefore the claim is denied. I have a copy of his driver's license and insurance that ** provided and I made a copy. Is it my fault that ** will not contact them? Maybe they should have a better system of contacting their policy holders. Just beware Geico will do anything to get out of paying.
Reviewed May 16, 2015
My car was vandalized & the perp had Geico - so did I. I filed a claim on the spot. They wanted to use my insurance. I said no. I was violated twice. Recently I asked for an extension to pay my insurance - they cancelled my coverage. I reinstated insurance & then cancelled them
Reviewed May 15, 2015
A Geico insured vehicle rolled on highway 277 between Del Rio and Sonora, TX and did damage to my property. It damaged approximately 150ft of ranch fence, 3 mature hardwood trees, left a lot of trash and allowed the escape and death of 3 exotic animals that we depend onto make a living. No one from the law enforcement, the driver or vehicle owner ever tried to contact us about the property damages. It took us a month to get a police report to find out who had the insurance and the accident.
At first Geico was very helpful and wanted quotes or estimates for damages. We jumped through hoops and got that information to them. Now it seems as if Geico has gone out of business. We cannot get any info from them or get them to talk to us to let us know the claim status. If we look online at the claim there is nothing there. I am wondering if anyone else has this problem and if I am wasting my time trying to handle this myself. I am losing money every day that I cannot replace my animals or repair my fence. Should I let an attorney handle this and see how much he can make us?
Reviewed May 15, 2015
I backed into a tiny pole and did pretty minimal damage to my car. I have insurance with Geico and made a claim and was recommended to go through Geico Auto Express for the repairs. I told them I was leaving for the beach in about 12 days and that I needed it before then and I wasn't able to afford a rental. They assured me my car would be done within 5 business days or basically a full week.
It's been 10 days now and the shop keeps calling me every few days to tell me what stage they're on, and apparently painting the tiniest portion of my side fender takes 4+ days. This has been such a nightmare as I've missed multiple obligations and appointments. I will never use Geico Auto Express again. And since the company doesn't seem to care about me and my needs, I will be immediately looking elsewhere for auto insurance.
Reviewed May 14, 2015
Another Geico policy-holder wrecked my parked vehicle. Police were called and I immediately reported the accident to Geico and provided the policy number to the other party and also provided the accident report. 4 days later, nothing has been done. Geico states that they have been unable to reach the other party as their phone is disconnected and that I have to wait 8 days before Geico does anything.
Meanwhile, 4 days later, my car is still at the scene of the accident and Geico has a different excuse every time I have called. Meanwhile, I have no transportation and Geico refuses to provide a rental car until they have spoken to the other people, despite the fact that accident report clearly places the liability on the other party. If I could rate Geico a "0," I would. I will definitely be canceling my insurance with Geico once all this is resolved and will NEVER return!!!
Reviewed May 14, 2015
Worst company ever. I was starting a new policy agreed for them to take money out my account on Thursday when my pay check went in, but instead they took money day before at midnight and now I'm stuck with overdraft fee. So I canceled it due to your horrible service and now have to wait 5-10 business days to get my money back. That's how you lose customers!
Reviewed May 12, 2015
My husband is insured with GEICO & around 4/09 had to file claim. Because the adjuster assigned to his case didn't get response to an email that had been sent to another CSR working on the case, the adjuster only paid for 17 days rental instead of the 19 we HAD TO HAVE during repairs; which wouldn't have been found out about had I not been viewing charges to my $300 credit card showing charge of $44.97 from Enterprise. This caused me some unnecessary issues & has left a BAD TASTE in my mouth when I hear the name GEICO. I will definitely tell friends to stay away from the company & if already with, watch their backs for stabbings. Having been covering America for a very long time, I wouldn't have thought a reputable company to stoop SO LOW.
Reviewed May 9, 2015
The contract I signed for auto insurance said I'll be paying $500 for car insurance then you guys charge my bank account 760?!?! Overcharged me after I canceled you guys which I owe you nothing and you still charged me. I disputed the charge with my bank.
Reviewed May 8, 2015
About two months ago, I tried to file a glass claim for a stone hit on my windshield. I was told when I took out the policy three years ago that stone hits would be covered under this part of my policy and not processed the same way a broken window glass claim would be processed. Lo and behold, when I tried to file a claim for a stone-hit-damaged windshield, this company tried to bill be $500 to complete a $100 windshield replacement and even before I tried to begin the process and quite a while before these sleazebags tried to gouge me for $500 to complete a $100 repair, wouldn't even speak to me about the claim before trying to complete the classic "upsell you on a thousand bucks worth of crap you don't need and will probably never even bother using" insurance spiel.
At the end of that spiel, I was told, quite bluntly, "we won't even consider your glass insurance claim until you add three additional coverage to your policy." Needless to say, I paid for the windshield replacement out of pocket. Only cost me a hundred bucks. Adding insult to injury is the bad habit that this company has when it comes time to renew of not sending you your updated policy. It is now May of 2015 and for the last three policy renewal periods I haven't gotten updated policy documents via regular mail- in spite of the fact that I have requested them to be sent to me.
Today, on May 8th I got a bill for twice the monthly premium. The explanation (from the biggest jerk I've ever had the displeasure of speaking with) that I received was that "oh, well, half of the premium is from last month (even though I have a proof of payment from last month) plus this month." My personal favorite was when the boy working for this "company" went so far as to say "if you don't like it, you're free to go ahead and talk to other little companies that are willing to listen to your crap, otherwise just shut up and pay your premium." Good bye, Geico!
Reviewed May 5, 2015
I had a fender bender going 5 miles an hour. I had a few scratches on my front bumper. The 2008 Altima had a lot of damage on the bumper that was impossible for me to have caused that kind of damage. I informed geico, the man was trying to milk the situation and I requested before any money or damage was repaired to contact me. Well that did not happen, they dished out 3k. I have not had a ticket or accident in 15 years. Since I am the policy holder my wishes should have been acknowledged. I have know Geico to deny claims because of minimum damage.
Reviewed May 2, 2015
Ok. My daughter sitting in her brand new car in Connecticut highway traffic April 28, 2015 and gets rear-ended by a guy insured by GEICO. State police gives the GEICO-insured a ticket for traveling too closely. State police trooper stated GEICO-insured went under my daughter's new car. Ford dealer estimated $5,500 damage.
I called Geico and set up a claim number. That is where I LOST ALL faith in GEICO. Their advertisements do not explain how BAD their claims and coverage dept is. It IS BAD. The claims guy did not have their own GEICO-insured's coverage. Imagine that GEICO DOESN'T know if their own auto insurance customer has coverage. The claims guy said he has to send my claim to the "coverage" department! He would get back to me in two days!! No call, so I call back in two days and the guy is now not in his office. So he had to know he was going to be out and they shifted me to another claims rep who said that original guy has to handle my claim.
The claim guy said they have to get the coverage dept involved since the GEICO-insured may have only had "storage car insurance" for flooding or other damage in storage. GEICO-insured should not have been driving, period! The trooper said the GEICO-insured had a valid car insurance card but troopers do not know the actual insurance coverage. So the GEICO-insured may have had a closed auto insurance policy card with valid dates account for while in his glove box BUT not a policy for accidents or liability or collision. People are going to drive with "storage " insurance which is cheap but exposes law-abiding citizens to paying for the damage caused by creeps from GEICO. In this case my insurance, Travelers insurance company, will have to pay for the damages caused by a creepy GEICO customer. I blame GEICO and the bad driver.
I would never recommend that little green rat, GEICO insurance and will bad mouth them every time I get a chance. The claims department never calls you back and I think they hope you never call them. They use stall and evade practices. I am waiting for the state trooper accident report. If anyone has suggestions, advice, to get GEICO to pay for the $5500 damages please contact me at **. GEICO sucks.
Reviewed April 30, 2015
Ready to explode. Hit a pothole a few weeks ago where it destroyed a New Michelin Tire only a couple of months old on my car. I took care of it out of my pocket. No problem. Well while reading on the net I saw where Pothole damage could be covered under your States Insurance. Well I looked that up and being it happened on a local road I guess I am out of luck. So yesterday I decided to contact my Geico insurance Representative to see if it is covered under my Comprehensive insurance where I have a 100 Deductible. I call Geico and I was assured it was covered under Comp but was told if there was any other damage on the body of the car or chassis the rest would fall under Collision. I told the Geico Representative that there wasn't any other damage just the tire. Luckily the Aluminum rim wasn't touched. Well she sets up a meeting for me to go out and see the Geico Claims Adjuster this morning about a 20 mile round trip.
I get there and he takes pictures looks at the damaged tire I had in my trunk. Checks my mileage. We go inside and he says you know you have a 500 Deductible on your Collision. I tell him that I was told it was covered under my Comprehensive where I have a 100 Deductible. Total Estimate was for $200.84. I would of received $100.84 under Comp. Find out now while there that it would not be covered under Comprehensive but under Collision. The Adjuster calls Geico for me. All they could give me was an apology for wasting my time. If I would of known it would of fallen under collision I wouldn't of wasted my time this morning being I have 500 Deductible Collision. I am not stupid. At this point I feel like leaving Geico. I will be calling Geico Cooperate and will be letting them know what went on. Geico has a Customer Service Representative who lied or didn't know her job and in the long run wasted my time.
Just an added note. Tried to call Geico Corporate. What a waste of time. There is no one at Geico Corporate to talk to. Just another Geico Customer Service Representative that could only tell me that she was sorry. In the mean time I drove a 20 mile round trip. Wasted Gas and took time off from work to be there to see the Geico Claims Adjuster. My time is worth as much as anyone working for Geico and I end up with nothing. I may be leaving Geico after being with them almost 6 years now. I surely will be checking with other Insurers soon.
Reviewed April 28, 2015
My wife and I were shopping for a car for my senior daughter who had just signs a scholarship for track to college. We called Geico to see what the rate would be if we added another car and make her the primary driver. Geico informed my wife that our rate was going to go up by $250 per month if we added a car or not because my daughter had had a wreck on the very first day she ever drove, almost 3 years prior. They said they had made the mistake but that regardless the rate was going up. So out of the blue, by making a phone call my insurance rate doubled almost.
When I spoke to a manager, **, he said we could drop that child and get a lower rate, otherwise this was the rate they were offering. Did I mention we had been with Geico for 27 years! Not only that, I have 6 kids and you know most kids when they go out on their own keep the company they had for them. What a stupid business move as now not only will my kids not keep geico, or their kids etc... but I will tell my story to as many people as will listen. You cannot buy this kind of advertising.
Reviewed April 28, 2015
A few days ago my fiancée and I called GEICO in regards to car insurance. I was told I would be paying $241 a month - Ok, that was fine. He went as far as to say we should ignore the first sets of paperwork that comes in the mail which shows a higher amount. Why give false and incorrect information in order for someone to take insurance with you guys. My next step will be reporting you guys to the Better Business Bureau.
Reviewed April 28, 2015
By far the worst insurance company I have dealt with. I got into an accident and the assessor and the customer service rep were telling me conflicting information. No one from the company went out to investigate or take pictures...just, "Well, from both statements, it sounds like you're at fault so we're taking full liability." Simple as that. No effort whatsoever to try and investigate.
Reviewed April 26, 2015
I'm a customer for over 8yrs with no tickets and no accidents. I son backs in to a pole at his college and they jack the rate up almost 100.00 dollars a month. When I call in and ask why the Geico representative has the nerve to remind me if I change insurance company the accident will go up for the next 3 yrs. The auto insurance really needs to be regulated from price gouging just because they can. Nice article...I can see that happening. https://www.consumeraffairs.com/news/auto-insurers-gouge-lower-income-safe-drivers-study-finds-012615.html.
Reviewed April 24, 2015
So I was shopping for a new auto insurance. Geico seems ok at first. I answered all their questions about the car, the house, the driving background. They gave me an ok, not too expensive but not cheap either. Being a good driver for more than 5 years with NO incident I was shocked to see the high rate. But ok I was willing to pay a little higher to go with a big company like them. The rate was locked in, credit card info was exchanged and letters were sent out. I was good to go. I even created an account and confirmed the rate. This was all done with a LIVE REPRESENTATIVE. 3 days later I got an email from them saying that after the underwriter looked at my ENTIRE DRIVING RECORD they will increase the rate by couple hundreds dollars. Their question when trying to get me sign up with them was about any driving incident in the PAST 5 YEARS. I got dinged up one time when I was a young stupid college kid, but that was 7 YEARS AGO.
This piece of ** company lied to my face about the rate, the length of driving record, then have the audacity to say that it was my fault for not disclose the incident happened 7 years ago. Piece of ** company wants to charge me couple hundreds dollars more on the premium with LESS liability coverage. This is even BEFORE I officially become their customer when my current insurance with Progressive runs out. AVOID THIS PIECE OF ** COMPANY AT ALL COST. THEY WILL LIE TO YOUR FACE JUST TO GET YOU ON BOARD THEN RAISE THE PRICE TO NO LIMIT. BAIT AND SWITCH!!! CRIMINAL!!! FRAUD!!!
Reviewed April 23, 2015
I have had Geico car insurance for about 15 years now. I have been very satisfied. I had some claims years ago and they were all handled efficiently. More recently I have had to use the Roadside service and those also was handled efficiently. I am also real pleased that they always ask if I am in a safe place before proceeding to call a towing company.
The only problem I have is that my premium rates have consistently gone up and my Geico premiums are far higher ($200 and more/year) than quotes I have obtained from other large companies. I have asked if they will match other quotes I have received, but they will not. I suspect that my rates go up since I am a long term customer and they think that I will stay with them and not price comparison shop. Although I would like to stay with Geico, I will definitely consider changing companies. I have looked at auto insurance reviews and it seems that all car insurance companies have some pretty bad reviews, including Geico. Therefore, I am seriously looking to change insurance companies.
Reviewed April 22, 2015
We are not insured by Geico, but the other party is. Our car - a 2004 Taurus - was parked in front of our house. The other insured creamed the side of our car. The adjuster called us within hours and began the processes; it was declared a total. We were quite concerned that our highly revered car would be worth zip (we did our research). The agent came out in a timely manner to handle the car so it would not be cited as derelict. It was quickly towed and we got a check for over twice the book value of the car! I will begin research to convert to Geico!
Reviewed April 21, 2015
We have had GEICO auto insurance for over 20 years and an umbrella policy for over 12 years. We called GEICO to increase our umbrella policy and my wife casually mentioned that we have a separate unit on our property that we rent on Airbnb. The GEICO rep rudely told us that they are immediately canceling our umbrella policy, this despite the fact that Airbnb provides separate property damage coverage of $1M. We asked for a manager to call us back and explain. So far we have not received the promised call back. In the meantime we were told a letter of termination is being sent to us. This is not the way you treat a loyal customer of 20+ years. We will shop for another auto insurance provider and get our umbrella policy elsewhere.
Reviewed April 20, 2015
After initiating insurance with Geico, with a paperless account and auto payment, I was supposed sent a letter in the US Mail asking for explanation on a previous accident. This letter was never received, nor was an email with the letter sent, again, to a "paperless" account. After seeing that no monthly payment was removed from my checking account this month, I log into my online account to find out the status of my account. After going through the automated system I was told that my account was up to date. I almost hung up, but decided that things didn't seem right and asked for a representative. I discovered from the representative that my policy was not renewed, for failure to respond to the previous form which I never received. Supposedly they re-sent the form, again through the US Mail, on a "paperless" account without sending any notification through email.
Reviewed April 20, 2015
Been with insurance for over 13 year. In 2011 lost control on black ice and damage $2000 worth of repair. File claim in 2013. Another incident then 2015 they drop us. Well we got insurance for protection. During 7 year no accident. They didn't complain but after more than 2 accident they drop us. That not fair.
Reviewed April 18, 2015
I got into a car accident back in September of 2014. At no fault of mine, I got rear-ended by another vehicle. Unfortunately, my arm was damaged and resulted in having to get surgery. I had to be out of work for a couple of months. I pay a monthly premium to Geico for a certain coverage which includes coverage for loss of earnings, health services, etc. Geico has treated me with nothing but disrespect. All of my loss earning checks were late. Everytime I called them about it, they all gave me the run around telling me different stories. My claim adjuster was changed 3 times. Even the supervisors were no help at all. I had to go back to work before my time because they were very inconsistent with the checks. They send me appointments to see their so-called doctors on a certain day, and the letter was written and sent out a couple of days after the actual appointment.
I'm still suppose to get another 6 weeks of physical therapy which is suggested by my surgeon, and I just got a letter from Geico cancelling all of my services. Geico might be one of the cheapest insurances in New York, but I rather pay more to get better service. I will definitely look into cancelling my policy with them within the next couple of months. My policy states that all these services are available to me. I'm paying to get treated horrible!
Reviewed April 18, 2015
Very very angry at GEICO and their ** policies! I was covered under family insurance for 5 years and was looking to get my own insurance. Called them in December and got a quote for $160/month. Called in March, I got $170/month. When I called while buying my car at the dealership, they increased the cost to give me a $270/ month rate!!! I went online to get a new driver price quote which was $141/month!!! When I call, they give me different story every time! ** reasons and excuses to give me such a high rate!!! Common GEICO get your act together or your GECKO will be run over by one of our cars!!!
Reviewed April 18, 2015
We cancelled Geico because Progressive offered us a better deal. Geico acknowledged that they owed us a refund. Then several days later they took over $90 on account we have specifically for bills. We only keep enough in this account to cover our bills in order to protect ourselves from fraud. This caused us overdraft fees. We called to complain and Geico said that they would refund us. We asked how long, they said a week or more because it's up to our financial institution. We asked them to cover our overdraft fees. They said that's a whole different set of paperwork we have to fill out. I then called my financial institution and found that Geico lied. My credit union said they will refund me the moment that Geico returns our money. We called Geico to complain again and they told us in a very condescending manner, "we have already explained to you, this will take up to a week and a half. There is nothing that can speed this up."
Reviewed April 16, 2015
My husband ** got into an accident. The other was at fault but he was lying about it. Didn't take the time to really do an investigation. Where the accident happened there is camera to prove that my husband wasn't at fault. We leaving this company.
Reviewed April 16, 2015
We carried GEICO for about 5 years - while we lived in a neighborhood with home ranging from $200,000.00 to $350,000.00. We got a good deal on our auto insurance. Then we moved to a neighborhood with homes in the $100,000.00 range. Immediately GEICO red-lined us by raising our six-month premium by almost $100.00. Though our new home costs a lot less than where we had been living, everything else remains the same. In our new location, less than 10 minutes from where we lived before, we have the same exact situation: two off-street parking places, on a cul-de-sac, with the same two drivers who have the same driving record as before.
I reported it to the FL insurance commissioners office. GEICO lied to the Insurance commissioner's office by saying they had offered us a lesser premium but we refused it. The GEICO people did indeed offer us a premium reduction -- We would have to take a defensive driving course at the cost of about $40.00 which resulted in a $10.00 premium reduction.
Reviewed April 15, 2015
I'm very disappointed in Geico services, and how Geico do things now, I've been lied to time and time over again. Since the accident, it's been a month since I've seen my truck since the accident... however not knowing that I would be a victim of SWAP AND BAIT... BECAUSE all of the repairs have not had been met... They treated my truck like it was a piece of CRAP, THE BODY WORK was horrible, the paint is bad, hood is not straight, bumper used parts from a JUNKYARD... AND YES, I HAVE PROOF TO BACK UP WHAT IM SAYING...
Every place my truck has been, they do the work that needed to be fixed and Geico don't care about any of this. I've complain since day one, about things that are not fixed that was caused by the HEAD ON COLLISION ! That I told **, no one seem to have care but miss ** that told me out of her own mouth that how wrong this was and how she's so sorry and that she's going work this out... Well that change real fast after she called her supervisor **. I told her that ** got me in this situation in the first place...
Reviewed April 15, 2015
My children and I were leaving from the gas station and there was a vehicle in front of us. All of a sudden the vehicle put the reverse lights on and I beep my horn numerous times to try and stop the wreck, but the vehicle in front of us continued to reverse and bang. I called the police and no police report because he said that it was not a lot of damage and it was night so you couldn't see all of the damage, only a exchange form. Also we went to get examined at the hospital the same day and there was minor injuries, but also emotional distress. I called and filed a claim the following day on the at-fault vehicle. I had to call the adjuster and she recorded my statement of what happened. She went from being cordial to being offensive, insinuating things and misjudging me. Bringing up things that had nothing to do with the accident. I'm a good mom and a good person and it was wrong for a stranger to misjudge me that way.
The accident is under investigation right now because the driver was an inexperienced driver and the car is in her mom name so waiting on the adjuster to retrieve a police report and talk to the owner of the vehicle at fault. I believe everyone deserves to be treated fairly especially if that person is being nice. I thank God was with me and my kids that night because they are my pride and joy. And it's not our fault that the driver at fault did not look back before reversing.
Reviewed April 15, 2015
On January 15 2015 I picked up my car which is a 1978 Ferrari from auto shop. I had smoked and had some new catalytic converters replaced. I left the shop which is about 40 miles from my home. When I got in town I stopped at a store and smelt something burning. When I went to the back of my vehicle the rear bumper was melting as well as my rear tail lights. I could see that the exhaust guards paint had burned off. I called Geico and they had my vehicle towed to a local shop.
A couple of days later I receive a call from the adjuster who said she had talked with her boss and they decided to have my car towed to the nearest Ferrari dealer to have it repaired. The shop was not able to take my car for a week so they towed it back to my house. February 17 my car was towed to the Ferrari dealership about 45 miles away from my home. Spoke with the Ferrari liaison and he sent me an estimate for the repairs on March 6. I then was referred to a different adjuster for that area. The guy was rude and told me that the estimate Ferrari made was wrong and they would only cover damage caused by the catalytic converters that all else I would have to pay. He said they did not cover mechanical damage. When I asked him for a copy of what they would cover he said "No", he said all damages would be covered other than the exhaust and catalytic converters.
I asked him "so you made the determination that the catalytic converters caused the damage." He said "that's what they thought." I asked "how did you come to that conclusion because if they did they should go after the manufacture." I then told him that the exhaust system is a two part system and that the exhaust would have to be covered as well. He said he would look into it. Meanwhile days went by and neither the Ferrari liaison or myself were contacted by Geico. After being at the Ferrari shop for over forty days without any work done on my car I called the adjuster who told me they were sending an expert out to find the cause. April 7 their expert arrived at Ferrari, looked at the car, took some pictures, talked with the Ferrari liaison and left. He did not dismantle any part of my car.
I called the adjuster and they said it would be another 30 days for their analysis on what caused the damage. Ferrari called them on the 9th and told them to pick up my car due to nothing being done and no decision being made. On the 10th my car was towed back to my house and here it sits. Geico did not even inform me that my vehicle was being towed back to my house. When I confronted the adjuster she blamed the tow company for not calling. It seems that Geico is trying to find a way not to pay the claim. This claim will subrogated out either to the shop or the manufacturer of the catalytic converters. Will update at a later time. When Geico says they provide excellence service don't believe them.
Reviewed April 14, 2015
I renewed my insurance plan with Geico and my insurance had jumped $60. I called for help and the representative hung up on me and when I called back because I had got into a small fender bender they jumped my insurance payment up $60, then offered a discount of only $17 a month if I go and PSI for a driver's course. I am very unsatisfied with this insurance.
Reviewed April 14, 2015
My car and two others were hit while parked on the street. My car was completely demolished. Had to have it towed to a garage to get it off the street. It's been six months now and Geico still hasn't settled the claim. It's my only car and I can't get another one until I'm paid. Also the garage is charging 50.00 A day for storage. But Geico has yet to do anything about moving it. Now they're telling me that there's not enough insurance to cover the car.
Reviewed April 13, 2015
Took out a policy for non-owners auto insurance - initially called just for information, but got pressured into buying a plan right there on the phone. It cost more than insurance when I actually had a car covered through them - but because they're the only company locally that offer the service, I guess they can get away with charging more. Terrible service - they continued to charge me for coverage after I cancelled, and sent collections after me. Won't recommend, or use them in the future. Huge rip-off.
Reviewed April 13, 2015
I switched from State Farm to Geico in Feb 2015 because I was assured I would get the same coverage for less. I trusted Geico and took the policy. I was the victim of a hit & run in April 2015 and when I called Geico I was told I don't have Collision.
Reviewed April 13, 2015
I have GEICO auto insurance quite a while and never noticed their premium adjustments due to payment directly from my checking account, and recently just removed my one car from the policy and only car left old 2000 model for liability cost for yearly goes to $1065.00 - can you believe living in Long Island, NY? This is totally jack up pricing, like we are couple of aged 55 plus and additional driver above 25 year old. I think GEICO is becoming another giant company to not care about there customer and kind of attitude my way or highway. My suggestion to people who are looking for better insurance, don't go for GEICO, shop around and you will find better insurance. And first six months, they quote you lower price and then they will increase your premium with all kind of Sicily objection and laws you haven't heard before. There is no business ethics applied at GEICO and GOD bless America.
Reviewed April 12, 2015
I was in an accident where a ten ton wall fell on me and almost killed me. I couldn't drive, so I had the truck I drove put in storage. I told the geico rep this and they were supposed to give me a discounted rate. Four months later, today I just found out the rep forgot to list it as in storage. So now they are saying they can't do anything for me, just from today. This means I lost over 240$ in money owed back to me! Don't use this company, they are liars and thieves. Horrible customer service and a disgusting excuse for an American business. Absolutely awful.
GEICO Company Information
- Company Name:
- GEICO
- Website:
- www.geico.com
