GEICO Reviews

4,937,903reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Visit www.geico.com
Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

Filter by Rating

  • (968)
  • (611)
  • (291)
  • (268)
  • (3,112)

Popular Mentions

    How do I know I can trust these reviews about GEICO?
    • 4,937,903 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about GEICO?
    • 4,937,903 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 29 Reviews 5265 - 5465

    Reviewed Sept. 20, 2010

    My son lived in CA for 2 years during that time he obtained Geico for his car insurance. In June of 2010, he decided to move back to Indiana. He closed his CA bank account and cancelled his debit card from said bank. August 2010, he decided to obtain car insurance from State Farm and promptly called Geico to cancel his policy as he was now going to be on our policy. He specifically told the Geico agent, Rachel **, that his refund check should be sent to his new address in Indiana and to not electronically refund his money to his debit card since it had been closed for 2 months.

    Of course Ms. ** did not follow instructions and sent refund back to his debit card, which was refused by the bank since, again, the account had been closed. It is now Sept. 20 and it has been over a month of constant phone calls to Geico to try to receive his refund from Geico. They have copies of newly acquired vehicle insurance and of the letter from the bank stating the refund was rejected due to the account being closed and still I cannot get his refund back.

    We were never late paying his premiums to Geico or you can bet they would not have waited a month to cancel my sons insurance. Never again will we use Geico nor we would ever recommend them. I guess you get what you pay for.

    Thanks for your vote!

    Reviewed Aug. 27, 2010

    While parked, I was carefully taking a bag out of my left rear car door. A female driver on a cellphone did sideswipe and severely hit my car door pushing it into the frame, missing my body about four inches. The repair is over $1000 and the female driver is, like me, a customer of Geico. The police report clearly states that it was not my fault and I have two witnesses who saw the female driver on the cellphone hitting my car door with me standing right in between my half open door and her oncoming car. She did not see me because she was on a cellphone. All other cars could easily drive by because my door did not stick into the street.

    Geico first tried to make me responsible for the accident by saying that state law is that if a car door is open I am guilty. After seeing the police report, Geico still tries to make me guilty 55%. This is scandalous and unacceptable. The police clearly stated that I am not guilty but the driver of the oncoming car is guilty because she told them that she had not seen me. I know why she had not seen me, she was on her cellphone looking to the other side of the street.

    Thanks for your vote!

    Reviewed Aug. 24, 2010

    I received a certified letter from Geico explaining that they were terminating my car insurance because my driving record did not meet their underwriting standards. The record had a convicted case of fleeing/attempting to elude police officer. I realized that they had the wrong person, in fact the letter they sent had the name of Darryl L S. So I called Geico to explain that I'm Darryl A S. And I'm insured under the name Darryl S., and not Darryl L. S. Also, my record is clean and they have the wrong person. Geico's rep told me to call MVA and get the matter straight. I asked her wasn't that her job and besides, MVA will not give out info like that over the phone to me.

    Eventually I had to leave work early one day to try to solve the matter but I didn't make it there on time, so I had to take another day, in the morning, to go. Needless to say, I had to pay to get my record and it was clean and Geico had not taken the time to give them my proper info and ended up with someone else with a name like mine. I had to pay for a driver's record to prove they were wrong, not to mention having to spend two days to deal with the matter. I think companies should have to suffer consequences when they are so negligent and downright too lazy to look further into a matter, especially when someone has been using their services for 15 years!

    Thanks for your vote!

    Reviewed Aug. 4, 2010

    I wanted to follow up on the complaint I issued regarding GEICO Insurance. On July 2nd, a check for six months premiums totaling $844.60 was sent to GEICO. They scanned it at their bank on the 15th. On the 16th, they called me saying they hadn't received it and were cancelling my policy. On that information, a stop payment was issued for that check and a new one was issued. My caseworker and I both were making phone calls trying to get them to understand their mistake (the scan mark is on the back of the first check). They wouldn't listen, didn't care and "didn't understand why we put a stop payment on it if it were a good check.”

    One person whom I spoke to said that "they had no intention of reinstating my policy" and "that any money received now would be refused and returned to me.” Refused? This was GEICO’s error and they were refusing to make it right. I also received a letter from K. ** stating that I "dishonored my responsibility" (she was referring my account to collections). I called and asked for her and the operator hemmed and hawed around leading me to believe that maybe that was a fictional name. It is only after GEICO received my BBB complaint (they obviously don't know about my ConsumerAffairs complaint) that they relented to reinstate my policy. Randy personally promised me he would get it reinstated. But nothing said about making up for the hardship caused by not having insurance for two and a half weeks. I hope an attorney is reading this. I used my car for work, but because I had no insurance I lost two weeks wages. I finally broke down and bought another policy from State Farm.

    Thanks for your vote!

    Reviewed July 30, 2010

    I have been insured with Geico for more than 9 years. Four years ago, I added my then 17-year old son to the policy. He went to college in Massachusetts 3 years ago and took one of the cars with him that was insured with Geico. On July 2, 2010, my son was involved in a serious accident in MA which totaled his car. It was not his fault and the other party was at fault and received multiple charges including a criminal charge. My son's policy with Geico was up for renewal in July. I changed the policy from the totaled car to the newly purchased used car. Geico advised me that since my son was a student in college and the car was garaged in another state for more than 90 days out of the year, they would have to apply a Massachusetts rate on the policy which increased the premium to more than $7,100 a year which is triple the original cost.

    This car is owned by me, a Georgia resident. The car is registered in Georgia and my son is a Georgia resident who pays out-of-state fees to attend the University of Massachusetts. I have talked with multiple Geico agents to first understand what they were doing and then to attempt to get it changed. Geico has set 3 different rates within a week, sent multiple ID cards for GA then ID cards for Massachusetts and I've gotten conflicting reasons and quotes of their policies. I asked for the policy in writing but they said it would give away their internal rating information.

    I asked about their policy for military that temporarily move out-of-state. I am now transferred to talk only with MA Geico agents. They do not understand why Georgia has done this! I contacted the GA Insurance Commissioner's Office. Apparently this is not illegal. I am appalled that any insurance company would be allowed to apply such a scam legally. I wanted to share this case with other Geico policyholders who may be affected and to caution any others who may consider Geico if you have children who will attend an out-of-state school and need a car.

    Thanks for your vote!

    Reviewed July 29, 2010

    Was in the process of purchasing auto insurance for my youngest child. I had contacted several providers, including GEICO, whom I've been insured with for over a decade. GEICO arbitrarily, without my consent or knowledge proceeded to add my child to the policy and increased its fees. I canceled the policy at the end if its billing cycle (couple of weeks later), yet GEICO continues billing me for my child's "coverage."

    Thanks for your vote!

    Reviewed July 29, 2010

    I had a car accident and immediately called my car insurance company, Geico. The gentleman who took my statement was very kind and concerned. After we had finished, he told me that my adjuster would be Lisa *** and that she would be calling me that day or early the next morning. That day, she left a message on my secondary number. I called back within one hour and reached her voicemail, on which I left my primary number. On the following Monday, she called my primary number and left me a message. I called her back and again reached her voicemail. Over the next week, I called her twice a day, reaching voicemail and never getting a call back. I then called her supervisor, who she refers to in her voicemail and Bonnie *** never called me back.

    My next step was to just reach the claims department to complain. The gentleman took my message and said he was sending her an email to please call me back. No call received from them. I then took it upon myself to call the other person's insurance company, State Farm. They were very kind and because their client was at fault, they immediately set me up with an appointment to assess the damage to my car. That same day, State Farm arranged for a rental car to be delivered to me at my job. I then went online to Geico to see if I could find another adjuster so that I could let them know that my car was being repaired and my claim was closed! I attempted two more phone calls to Lisa *** and never received a call back.

    Two weeks later, I received a letter in the mail from Geico that stated "Please be advised that we do not have a recorded statement with you on file. This statement may be necessary if the other insurance company challenges our decision. You may contact me to provide your statement at the number listed below. If we do not hear from you with in 10 days of the date of this letter the claim will be closed." The date of the letter is 07/22/2010. Signed by Lisa ***. I called Geico at 9:30am today and spoke to Brianne. I told her the story and she put me on hold. I held for five minutes and hung up.

    Thanks for your vote!

    Reviewed July 29, 2010

    On the 15th of July, Geico informed me they were canceling my policy because they hadn't received an $848.00 check I had sent them for six months premiums. That information caused me to put a stop on the check two days later and issue another on for the same amount. In fact, they not only had the check but it was scanned at the bank and has their mark on the back. I spoke with one of their customer service reps a few days and was told my policy would be reinstated when the second check was cleared and that they were a little "ticked" that a stop payment had been put on the first.

    I called again on the 26th to see if the check had been credited to my account and was told that "any money received now would be refused and returned because the policy was canceled". I spoke later with Dean ** and was assured me that person "must have been having a bad day" and my account would be reinstated when the check was received and he would call me when it did. A letter received by K S. said that due to my dishonoring my responsibility to make payments she was referring me to collections.

    I thought I had insurance for myself and son and did not. I use my car for my business and could not use it and lost money. The utter frustration and anger of dealing with a company that screwed up, denied it, lied about it and won't make it right.

    Thanks for your vote!

    Reviewed July 28, 2010

    My experience with Geico Liabilty has been terrible. I was recently involved in an accident. A person merged into my lane and struck the side of my car ripping off the bumper and the inner sheet metal. I then called Geico at the scene of the accident. The person who hit my car talked with my agent and told them that it was his fault. My Geico agent said that she took care of everything and all of the details. I called few days later and my agent told me that the guy changed his story. Now my agent Melissa *** told me that I will not get a reimbursement from my deductible because of lack of evidence. What happened to admission of fault when I first called? I feel like Geico has mishandled my claim and now I am getting the short end of the stick. I am now inconvenienced without a car and short of my $1000 deductible.

    Thanks for your vote!

    Reviewed July 24, 2010

    I was going to lease my first new vehicle on my own (off my parents insurance). Unaware of the procedure when you do not have an established account, I called Geico to ask them if I had to have an account in place or I could set up insurance the day I got the car. The agent told me it was best to set it up before to ensure you can drive it off the lot when you get it.

    Okay, I thought. When I told him I did not have a VIN for the car because I hadn't picked it out yet, he convinced me that a frequent practice was to put the VIN of my current car (although already insured elsewhere) and put the policy start date on the day I would get the car. So I did so, paid the insurance premium and was told to call in and change the VIN when I got the car and then will be charged the difference in premium amount. It sounded legitimate. Also, he assured me that if I didn't get my car on the day expected, I could easily call up and change my policy start date.

    Five days later, I have my new car and have just gotten off the phone with a supervisor at Geico who had to fix the problem of overcharging on my account. Apparently it was not a frequent practice and I was charged every time the policy date was changed for a NY State fee for my old car three times and once for my new car. The policy was cancelled, reinstated, cancelled, reinstated multiple times by agents who did not know what they were doing. And I was charged a fee each time. After an hour of trying to explain this was wrong to an agent, I demanded his supervisor who understood what had happened and told me that I should have never been allowed to take out insurance on the old car being that it was (1) insured by someone else, and (2) was never intended to be insured by me.

    To top it all off, the quote I was originally given for my new car was about $100 below what it needed to be to include all the comprehensive coverage required with a lease. Guess he ** me in good. Needless to say, Geico has left me with a bad taste in my mouth from this "first car" experience and has lost my business for good. I will soon be switching to my parents' longtime insurance agent with Allstate. At least with him I won't be talking to 50 different people every time I need something. I guess its true you get what you pay for. Geico, please reallocate your advertising budget to some customer service/agent training, it would be a worthwhile investment.

    Thanks for your vote!

    Reviewed July 18, 2010

    A woman with GEICO insurance made a left turn in front of my 31-year old son in Tampa. GEICO acknowledged that they would take responsibility for the accident. Customized CRXs like his typically sell for over $6000 on the private market. GEICO offered $2000 on the condition that he scrap the car. The repair bill would run in the $3000 to $4000 range. He verbally refused their offer and they now say the issue is closed and that they owe him nothing. He will eventually fix the CRX. GEICO stated that they do not care if a car is customized, they only use book value. They do not care what price is set by the market. Book value is all that matters.

    Thanks for your vote!

    Reviewed July 8, 2010

    Geico's accident specialist viewed the impact photo's to my vehicle and the vehicle which impacted my vehicle. Geico's specialist could not determine that the vehicle that hit my vehicle in parking lot was at fault. Matter of fact, the women that hit my vehicle contacted her spouse who worked for an auto insurance company and conveniently Geico contacted me informing me that she claimed I hit her. Geico should have been fair in rewarding me with the more than 500.00 dollars in damages, to a bumper I previously had repainted prior to the damages at fault by another driver!

    I've been a customer with Geico for over seventeen years and their service is poor, the home insurance is even worst. And by the way, in all due honesty, If Geico's cheesy little Gecko was real representative, I'd run him over and flatten him like a pancake!

    Thanks for your vote!

    Reviewed July 2, 2010

    Poor customer service along with unprofessional and insensitive employee named Olga **. As a paying customer of GEICO, I am entitled to a respectful, courteous and professional treatment. GEICO has been unable to meet these conditions and as a result, I will be using a different insurance company and educate the public on the unprofessional treatment I am receiving from them. Olga ** called me in reference to an accident that occurred on 06/25/2010. Olga made this statement to me: "Things are not looking good for you." No good thing comes out of a car accident and for this person to say that a car accident might be good to me is not only unprofessional but insensitive. After a traumatic experience as such, no one should speak to another human being in such a heartless way.

    Olga made this statement to me: "If you were driving, how were you able to take a picture?" A professional would never make assumptions about anything. The logical question should have been, "Did you take the picture?" I sent more than one picture to GEICO but Olga refused to assess the accident based on all the evidence I had sent. She even selected a picture that she thought would bolster her argument. That is an incomplete assessment of a situation and how can a logical conclusion be reached? Olga ** asked me to speculate on the reason why a bystander took a picture of the accident.

    If this was a real investigation, Olga ** would ask the person who took the photograph and why they took it, not me. Her questioning was accusatory in nature, not investigatory, and she needs to be trained in proper investigative questioning. Olga ** asked me questions that I had already answered in prior conversations with GEICO. If she is representing GEICO, she should have all this information already and this lack of preparation is evidence of GEICO's incompetence. Unless she is trained in proper communication and logical questioning, I am asking GEICO to handle this accident by using other people who will be professional and not expect that a car accident will be a good thing for me or for any other human being.

    Thanks for your vote!

    Reviewed June 30, 2010

    My claim with GEICO claim department is **. I have a complaint about GEICO's claim department. About a year ago my vehicle was vandalized and GEICO paid me for my damages and property loss. If you look into my claim history, it took GEICO two and a half months to resolve the claim because GEICO was having problem issuing a check since it had a lean. I'm not the responsible party of the lean. The lean is for the previous owner. When GEICO had called the lean comp to get the endorsement on the check, the company refuses to disclose any information since it was under different name. They refused to speak to me since I’m not the person who had taken the loan. I try calling them to resolve the matter that time, but they would never speak to me. But after a year later the lean holder came back to collect their money.

    My problem is GEICO put a hold on my bank account for that check they paid out. Why now? Why does GEICO has a hold on my checking account to get the money back? GEICO gave me the check a year ago and it was cashed. This claim was done a year ago and it’s closed. If the lean holder wants their part of the money, they can contact me directly or go after the original owner who had taken out the loan. They still won't speak to me but they want the money from me and will not give me the lean release upon the payment. This is not what I had expected from GEICO after a year of period. Can you please help me and take the hold off of my account? It has been 2 months already.

    I couldn't pay my rent because of this. I had deposited my rent money on the middle of May and that’s the time the hold from GEICO hit my bank account. I had to lease a car but I couldn't do that because of this account going in negative balance. I have about $2000.00 in the bank and the check from GEICO was for $6200 for the total of the vehicle and my personal belongings. Now, they want difference that’s due. Can you please help me?

    Thanks for your vote!

    Reviewed June 29, 2010

    On 5/23, my Escalade caught fire. GEICO took possession and sent it to America's Best Autobody in Vero Beach who outsourced it to Treasure Coast Automotive. On 6/22, GEICO called me and said to pick truck up from America's Best. I paid $629 for repairs they claimed caused the fire and brakes damaged by fire. They said everything was repaired and gave me the keys. I complained the service ride control light was on, and they blamed it on my shocks. I spent the night in Fort Pierce, and when I tried to drive it home on 6/23, it started burning near Fort Drum. GEICO towed it back to America's Best. On 6/24, they said I needed an entire differential.

    On 6/28, I paid $646 to Treasure Coast Automotive; and they said everything is repaired, except the left front wheel bearing. (We looked at it on the lift; they said 12-month warranty.) I made an appointment with Goodyear in Brooksville for 6/29 in regards to wheel bearing. On 6/28, my truck started burning at the differential; the ABS, brakes, and service stability system lights were all on as well as the service ride control. Treasure Coast refused to repair and said I need to call GEICO and have it repaired elsewhere.

    After 2 hours, GEICO agreed to tow my truck near my home, but their guarantee shop Mike's AutoBody would be closed by the time we arrive. So they towed it to my house. I paid almost $1300 and lost 7 hours of pay, toll, and gas. The tow truck driver said my emergency brakes are gone. They damaged my vehicle and ripped me off. My vehicle is going to catch fire and is sitting in my driveway.

    GEICO is giving me the runaround. I want my truck repaired by Cadillac, and for GEICO, America's Best, and Treasure Coast to pay for it because they made 3 attempts to repair and failed. They also robbed me of almost $1300. Goodyear stated I never had brake problems. I believe GEICO and its affiliates damaged my brakes. If brakes were damaged in fire, GEICO is covering all damages due to fire, but yet they billed me for brakes. And now, all my brake lights are on.

    I lost 7 hours of pay, starved my kids for 6 hours because we were stranded, and my Escalade is still not fixed. GEICO needs to pay for repairs. They admitted the second time I returned my vehicle to them that they gave it back to me leaking and thought it would last 3 months, and they claim they didn't know it would catch fire. It's leaking from the same spots all 3 times.

    Thanks for your vote!

    Reviewed June 28, 2010

    I am being harassed by this insurance company, GEICO, which was looking for a policy holder who gave my phone number or once had this number. I have had this phone number for around 2 years. Apparently, some person has not paid their fees. Today is the third or fourth time I have called back to have them remove my phone number from the GEICO database. I have got many calls, and on returning the call to the number listed on my caller ID and then having to look up a real number from the website, I never found a option to speak to someone about this type of complaint. it was all automated, and they also give a fast callback number during their call.

    I had to talk to some sales people and hope for the best. They were nice, I admit; and as always, they apologized and assured me they would fix it. I am sure the harassment is meant for a deadbeat, but I still think harassment of any kind is wrong and should be illegal. I also think it's wrong to use an automated system to harass anyone over and over, even if they do owe you money and especially if they don't.

    Thanks for your vote!

    Reviewed June 25, 2010

    Geico did estimate for me $53 for car insurance. I switched from State Farm, where I did stay for 4 years and pay $66. When I switched GEICO said we are sorry you must pay $81. I said why did you lie to me from the beginning? The same answer we are sorry. Now I back to State Farm and saying to everybody about bad experience with GEICO. P.S. it is also not easy to cancel insurance policy with Geico. I called 3 times and request to cancel my insurance and 3 times they promise to do this, but today I get a letter from GEICO about a fee they are going to apply to my account because they cannot subtract money from the bank.

    Thanks for your vote!

    Reviewed June 22, 2010

    I was on my way home, turning left into my neighborhood. I had my left turn signal on. I had completed 1/2 of my turn when out of nowhere a vehicle slammed into the driver’s side of my car. I was actually on the beginning part of the street I was turning on when he hit me. There was also an independent witness who gave a statement saying that she saw my turn signal. The other driver, of course, says different. The entire driver’s side of my car was crushed in. My husband had to walk to the scene to check on me and get the car (we have only 1 car). I immediately had bad pain in my neck and back. I was taken to the ER by ambulance.

    The state trooper who investigated placed the other driver at fault for improper passing and careless driving. The trooper stated no improper action on my part. The other driver is insured with Geico. I'm with State Farm. I reported it to my insurance and Geico the next morning. Days later, there was no contact from Geico's adjuster. Having heard horror stories of dealing with Geico, we retained an attorney two days later.

    We had to pay the rental car out of pocket since we didn't want to file with our insurance company. The adjuster finally contacted me the day after we hired the attorney. She just got basic info, like location, our address and damage. She said she would have a local adjuster come out to take pics. That adjuster never called or showed up. I had to go to my primary doctor, who sent me for an MRI. I can't say the results since it's under litigation.

    The day after they denied liability, the local adjuster called me and wanted me to take the car to a body shop he wanted so he could take pics. At this point, my attorney filed with my insurance (State Farm) to cover the rental and medical bills. My attorney told me not to deal with Geico, to let them handle it.

    I received a letter from the main adjuster that stated they took statements from the witness, pics of the scene and of both vehicles. And they determined that I turned into their policy holder's vehicle. This alone is an ignorant statement because if anyone looked at both cars, they would see the damage didn't correspond with their conclusion. The witness also stated that Geico never contacted her.

    The main adjuster, Aligaretta **, boldly lied in her denial letter. Photos of our vehicle were never taken by Geico. Geico never contacted the witness. And they obviously didn't look at the State Trooper's report, which stated the at fault driver was the other person, as well as the diagram. I believe that once they discovered there was an attorney involved, they just decided to deny it right away, and then I became the enemy.

    Geico has been an absolute horror to deal with. They boldly lie, boldly make inaccurate and false statements. And if you're not their insured, they treat you like crap. By denying and lying, they've made life terrible for me for the past few weeks. Because of me paying for the car rental, two weeks lost work, and having to pay my insurance companies $500 deductible, I wasn't able to make my mortgage payment this month and probably won’t be able to pay it next month. I also paid the ER copay ($150) and ambulance ($789) out of pocket. Yes, I will get the money back from my insurance company eventually. But that doesn't help me in the meantime.

    It is such a clear open and shut case. An independent witness, Trooper's diagram and stating other driver at fault, the damage, and the scene all are very evident. Plus, the driver had prior speeding tickets and one at fault crash with another insurance company. Geico is treating me horribly, I believe, just because I got an attorney involved. To be bold, I think it just pissed them off so I then became the enemy.

    This treatment isn't fair or justified. Even though I'm not their customer, they should treat everyone with respect and fairness. You would think that, given all the complaints against Geico, that the government would step in and do something. But then again, the government's never really been there for us, have they? I believe in the end, I will prevail. But how long? And how much money will I lose in the meantime? Plus, now I may have to have surgery and have extensive damage.

    I would advise everyone not to support Geico. No matter who you are, at some point, you'll be treated the same as me if you are unfortunate enough to get involved with them. PS: Please don't list my personal info as this is under litigation and investigation. Thank you.

    Thanks for your vote!

    Reviewed June 17, 2010

    Since December 2009, I have been calling various companies to obtain auto insurance. Every company, I have contacted has stated to me that I have an accident in 2008. I believe this accident to have happened in 2007 and should be removed from my record as it is older than 3 years. I have also been told that the December 1, 2009 accident was charged to me as "at fault", when I was not. Geico is trying to punish me because I sued them, so they are placing false information on my record costing me higher insurance and spending hours on top of hours trying to get this fixed.

    On December 1, 2009, I was rear-ended and a police report to also state the same as well and a settlement letter from Geico that had my insurance policy at the time that I was not at fault. Outcome: I want the systems the insurance companies use to maintain a driver's accident record updated to have both of the accidents removed. If the accident in December 2009 can not be removed, I need to have it corrected to reflect that the accident was not my fault.

    Thanks for your vote!

    Reviewed June 16, 2010

    On May 16, my husband was in an auto accident after someone ran a red light. We are still fighting with both insurance companies for liability. My car is still in the shop being repaired, and we are being told we have to pay the $1000 deductible as well as auto rental expenses. There is a police report with a citation for the other driver as well as a witness who saw him ran the red light.

    Currently, we are being told we are 30% at fault. We have an infant at home and do not have the money they are asking us for. We are being told that we can fight with Allstate to get our money back but that it could take months! It was not our fault! We were told yesterday that Geico was going to go into arbitration for it but that could take weeks as well. I'm not sure how things are supposed to work, but we pay our premiums and have not been in any accidents in over 20 years! My husband has been a mess, and I'm fighting with him all the time. He's missed work to deal with this and paperwork as well. We want this resolved now!

    Thanks for your vote!

    Reviewed June 10, 2010

    My mother has been a Geico customer for over 20 years. She has purchased a new vehicle. The last car she had insured was purchased for the same amount as this vehicle. But now, when she called to transfer insurance on the new one, they said her policy would go up an additional $60 per month plus a fee of $275. When asked why, they told her it was due to her age. She is 76, very lucid, no accident record or claims ever. How can they discriminate and legally get away with it? They never gave her a reduction in her payment even though the previous auto had depreciated in value from $1300 to $5000 and they would only have to pay out replacement value and then on top of it all, they ask her for so much additional money when she asks to continue her business with Geico.

    It is an economic burden for my mother who is retired and a humiliation and degrading situation to be told they are discriminating because of her age even though she has never made a claim or been remiss in paying Geico for her policy ever. Is it legal for them to discriminate elderly responsible clients? She has a stellar payment record for over 20 years to Geico and this is how they repay her?

    Thanks for your vote!

    Reviewed June 7, 2010

    I am being stalked by this whack job lawyer who works for Geico Insurance down in Washington, DC. He has been stalking me online for over a year now. It's some sort of freaky obsession, and Geico has done nothing about it. Beware of Geico, who won't take responsibility for their employees' actions done from their offices. Take a look at the hundreds and hundreds of complaints about them, then decide if you want to spend your money there.

    Thanks for your vote!

    Reviewed June 6, 2010

    I asked for a quote on Geico web site. Selecting "I am thinking about making a change to my policy and need to get a quote.” I received an email stating: "We have received your request for a quote to add Stefan to your policy. Therefore, we have added Stefan to your policy. “The email confirmed I asked for a quote, but also say the policy was changed and driver added immediately. Confused, I called. I said there must be a mistake as I asked for a quote, not to immediately add a new drive to the policy. Geico said it was their policy to immediately change the policy if a consumer asks for a quote for a driver that is less than 21 years old. They would not revert their mistake and wanted me to engage on signing some legal paperwork that I have no understanding of the potential side effects if I do. I have been coerced in this sale. I had no choice but accept the sale if I wanted to keep my policy.

    Thanks for your vote!

    Reviewed June 2, 2010

    I have been a loyal GEICO customer since 1996. I have never been in an accident so I have never had a problem with my coverage. Then, this past April, I was sitting at a stop light when I was hit by a drunk driver. My mustang was rear-ended and then side swiped as the drunk driver fled the scene. I had to swerve into a pole to lessen the impact. Thankfully, no one was hurt in my car, or the three other cars hit by the same drunk driver.

    My car, however, was not so lucky. Both side mirrors, both rear quarter panels and my rear bumper were damaged. I promptly reported the incident to GEICO. They told me that we would have to wait for the police report to come back before they would know if I have to pay my deductible or not. I have uninsured motorist insurance which waives the deductible if the drunk driver doesn't have insurance.

    And the claims rep said that my deductible would be refunded to me if the drunk driver did have insurance because I was not at fault in the accident. So either way, I'm not paying a deductible, right? After a few weeks, I called GEICO and asked if they had the drunk driver's information so I could take my car in to be repaired. They said that they were still waiting for the police report so I'd have to wait more. I was able to obtain the front page of the report from the police myself, but it didn't say anything about the other driver's insurance information.

    Two more weeks passed and still no word from GEICO. They refused to pay for a rental so I had been driving my wife to and from work, in my town car--which is not easy on the gas as you can imagine. I spoke with GEICO again and they said to just bring the car in and we would deal with the deductible when we figure it out. So I did what they said. I have not been in an accident before so I didn't know any better. I guess that's what I get for trusting them.

    When I finally get the call from the adjuster, she said that my 2001 mustang is totaled. She said it's going to cost $5,000 to fix the car and that's more than it's worth. Or they would give me $3,200 and a salvage title. Now, what am I supposed to do with $3,200 if that's not enough to fix the car and it's not enough to replace it? She explains that it would have been $3,700 but they are charging me the deductible. Even though they still allegedly don"t know the other driver's insurance information.

    So what can I do but accept it? I tell the adjuster that I'm going to have to think about it and get back to her. I went to pick the car up today, and they charged me $180 for "storage." That was the last straw. So to recap, I was hit by a drunk driver on April 12th, 2010. It's now June 2nd, 2010. My car is still not fixed. A $3,200 check, supposedly in the mail, to get $5,000 worth of repairs done. I have been driving my wife to and from work in my town car for a month and a half and I'm out $180 for "storage." Thanks, GEICO!

    Thanks for your vote!

    Reviewed May 24, 2010

    I am writing in concern of my Geico insurance policy. I had my wallet stolen and had to get a replacement card in the mail. My payment for my automatic payment was not honored because of fraud which my bank states because the card was stolen. I got a call from the company in reference to the payment decline. I had told the representative that when I went online and made the change, it said that the payment will be drafted with my next payment due at the end of May and I explained to her the situation that my card was stolen and I was waiting on the replacement card in the mail. I told her that I will make the payment at the end of the month and she stated that it was fine, but that I would have to call and make the payment and not do it online.

    During this time, my brother had passed away in the Bahamas and I had to travel for his funeral and was out of town. I got back only to find my policy cancelled and I was unaware because I was out of town, had I not been told that I could pay the end of the month I would have made the payment because I had more than enough funds in my account. I then called the company right away and was told that there was nothing I can do even though I was told that it was fine to make the payment at the end of the month which is not even here yet. I called back and spoke with a supervisor and was told to send a fax showing that I had funds in my account at that time and that my card was replaced. Please see enclosed bank statement as well as obituary.

    This is the letter I wrote to Geico about my insurance. I was told by the rep on the phone that I can make the payment by 05/26/10 but I came back home and found out that my insurance was cancelled for non-payment. She gave me incorrect information which is why my policy is canceled. I now have no insurance. I have to find another company.

    Thanks for your vote!

    Reviewed May 12, 2010

    My wife's car was struck by another car. Geico Insurance is the company which covered the other driver. The damage to our car, the intersection requirements, and the damage to the other car clearly indicated my wife was not at fault. Geico ruled no fault and cited the damage indicated my wife had struck their client's vehicle.

    However, due to the accident occurring without a police report and a witness, a decision of no fault would be entered. Geico allowed their client to submit her own pictures of the damage. When I asked if this was common, the rep responded that it helped to save time. It took 4 requests for the pictures to be e-mailed to my company. The rep explained on the 4th call that she had received a 'return to sender' notification when she tried to send the pictures to my insurance carrier.

    I find it irresponsible and negligent for business to be conducted in this manner. My wife took her car to a repair shop to have pictures taken. She also cooperated with Geico fully with a statement. The other driver failed to call my insurance carrier for several days after the accident. The fact that an individual is allowed to take their own pictures of damage unsupervised is also negligent. Geico has allowed one of its clients to get away with fraud. What is worse, is they are taking part in that fraud.

    Thanks for your vote!

    Reviewed May 11, 2010

    I was insured with GEICO until recently. I have raised 2 children who are both now in colleges, living away from home with their own addresses, and are both over 18 years old. GEICO insisted that I continue to keep him on my insurance until he had his own, even though he is living on his own and he has had his own apartment for almost two years. He came home to visit less than two weeks, but they continued to bill me as if I had two full time drivers living under my roof. They did list him as away at college, but were billing me differently. I realized this recently as I have moved and have new insurance with another company. I cancelled my insurance with GEICO, and they have continued to collect automatic payments electronically from my checking account.

    I have no way to stop this since I have cancelled my policy and I do not have access to my GEICO account. I am so furious with their business practice. I feel it’s important for Consumer Affairs to be aware of this activity. What terrible customer service! I feel that I have paid thousands of dollars to this company based on the false pretenses of their service. I also have received a service charge because I am in the process of closing the checking account out due to my new location. This has cost me time and money I am not happy.

    Thanks for your vote!

    Reviewed May 10, 2010

    I have been a loyal customer of Geico for, well, over 10 years and I have been driving for 25+ years . I received my very first speeding ticket in December 2009. Since I am also a member of PPL, I called them first to learn my options and explain the traffic citation. The citation was received in OH, 84MPH in 65MPH zone. I was informed by PPL to contact Geico and see if my policy premium would increase. The rep from Geico placed me on hold a few times before explaining to me that because of my spotless driving record prior to this citation, my rates would not increase. That was Dec. 2009. I received my renewal policy in the mail this week, and my monthly premium is doubled!

    I called Geico to complain. I was told the Geico rep with whom I spoke previously was incorrect. If anything, she should have said 'the premium will not change now, but will probably change when it is time for you to renew your policy.' I pleaded my case, stating my spotless driving record for more than 20 year, my loyalty to Geico for 10+ years, and the erroneous information that was given to me by the Geico rep but known of this mattered. Not only did my premium double, but I was told this rate would be in effect for at 3 years! Arrgghh! However, Geico told me if I were to bank with BOA or add renter's insurance, then perhaps they could lower the rate. This tells me that Geico could make some type of concession but chose not to in my case. I am very unhappy and quite disappointed with Geico. If this is how they treat the customers, then I would not recommend them to others. Mind you, I understand that my premium should increase due to my violation (it was actually 79MPH in 65MPH zone), but double the premium for 3 years is outrageous! It's robbery in my opinion. I am no longer a happy customer to say the least. My insurance premiums will be doubled for the next 3 years.

    Thanks for your vote!

    Reviewed May 4, 2010

    My son was rear-ended by an individual covered by Geico insurance on April 13, 2010 and has still not had resolution and repair of his vehicle. The vehicle is owned by me and my husband. Mr. * has repeatedly failed to return phone calls in reference to this matter stating that he is waiting for the police report. Upon contacting the police department for a copy of the police report, we found that no request for the report has been made. My son has been unable to obtain a rental car as he is one month shy of turning 25 and he has experienced difficulty in getting to classes and attending work. His vehicle is also sitting in a body shop lot and he may be held liable for storage for his vehicle. The agent has been unprofessional, unhelpful and downright rude.

    Multiple complaints have been filed in regards to this matter. Apparently, Geico has had many complaints about it service delivery in spite of its push to deliver the message that it is affordable and consumer focused. In addition, it is likely that Geico will attempt to "total" the vehicle because of its age and there is no way that this will represent replacement value. The salvage value is substantially more than the Kelley Blue book value. My son is 24 years old and independent. He is attending nursing school full time but is working part time in an internship at the hospital. He has been unable to rent a car as he is shy of age 25. He has had difficulty getting to his classes and his clinicals and has been unable to work on weekends scheduled because he has no car. It also does not look like this issue will be resolved in any timely manner.

    Thanks for your vote!

    Reviewed April 19, 2010

    On February 24, 2010, my husband was hit by a deer. It damaged the headlight, hood, right front fender, passenger door. I called and reported the accident the evening it happened. I was told they would investigate and get back to me. Three days later, they called to tell me that the accident would be covered, of course since I have full coverage in this car. That is what I expected. I was told if I took it the Geico Express, it would take less time and they would guarantee the work. I haven't had to deal with an insurance claim, so I assumed the agent knew what they were talking about.

    On March 22, 2010, I took my car and they did the estimate. Decided that if we wanted to split the hood, they would fix it or they would waive the deductible. The hood was not the issue. We were told that they would color match the car, my car is red, apparently they can't match a red car. We were told the car would be ready that Thursday. We received a call Thursday that they ordered the wrong fender, so it would be ready by Wednesday the next week. On Wednesday, we were told it would be ready on Friday. On Friday, I received a call from the insurance adjuster telling me the paint wasn't no right and it would be the next week before the car would be ready. She called me on Monday and asked me to come and look at the car. I did and the paint job was horrible. The front panel did not match the rest of the car. I know that the car is older and the paint had faded, but they didn't try to blend it so it wasn't noticeable.

    I told them I was not happy and wanted to the car fixed properly. They told me that the back passenger car door was a pre-existing condition. To add insult to injury, I opened the driver's door to leave and the button that controls the side view mirrors was gone. I was in tears. I went in and got a person came out who lead me to believe that he was the manager of the Winner Ford who did the body work and paint work, who I found out was just an employee, told me as a courtesy he would order the part. I told him it wasn't courtesy they lost it. It was there when the car went in for repair. I told them that I would not ever recommend them for any repairs. It is two weeks later and I am still waiting for a call to resolve this issue. If you live in Delaware, do not use the express service, the body shop does not advocate for the customer, they work and are connected with Geico. There was a young person dropping off their vehicle when I picked mine up and told him that he may want to go somewhere else. Look at my car and decide. The people at Winner did not like this.

    Thanks for your vote!

    Reviewed April 17, 2010

    I have to tell you how extremely disappointed I am with Geico! I recently filed a claim and this is what happened. Sunday 3/14/10, filed a claim with Geico that my car had water damage to the engine and would not start, car was towed by Mals to my home as the auto shop was closed. Monday 3/15/10, car was then towed to Leary Auto for repairs and I picked up my 30 day rental per my policy @ Enterprise. Monday 3/15/10, got a call from "Gil @ 603-" that he was assigning an adjuster to come look at the car and approve only the initial check into the engine to make sure that was the problem.

    Tuesday 3/16/10, received an email that Nicolas **, 508- was assigned to case. Thursday 3/18/10, initial appraisal given for $92 to look into engine problem only no authorization to repair was given at that time. Tuesday 3/23/10, Leary Auto determined the car needed a new engine and tried to contact Nicolas **. for a supplement adjustment and authority to repair. No response. Tuesday 3/23/10, Enterprise tried to contact Nick ** and Geico for an extension on the rental. No response.

    Wednesday 3/24/10 through Tuesday 3/30/10, Leary Auto tried several times to reach the adjuster for repair authorization. Still no response. Wednesday 3/31/10, Enterprise still had not gotten the extension on the rental and Leary had still not gotten the repair approval. No responses to calls or emails. Thursday 4/1/10, I called Geico directly and spoke with someone in claims. I explained that neither the Auto shop nor Enterprise Rental could reach anyone in regards to my car. The person I spoke with then told me that the original adjuster Nicolas ** was no longer with the company and could not be reached. He apologized for the mistake and put in for an extension on the rental car until 4/8/10 and would contact a new adjuster ASAP.

    Monday 4/5/10, spoke with Steve **, 603-,who told me he was the new adjuster from NH, that Geico did not have any local MA adjusters and were short handed. He stated he would try to get down to MA as soon as he could but he was only helping out. Thursday 4/8/10, Steve **, finally was able to finalize the appraisal and approve the work needed on my car. Leary auto immediately ordered the new engine which was to arrive on Tuesday 4/13/10. My rental was supposed to be extended for the full 30 days which ended Tuesday 4/13/10. So now, I would be without a car. I asked to speak with a manager.

    Monday 4/12/10, spoke with the manager Robert **, 603, to ask for an extension on my rental beyond the allotted 30 days since it was Geico's error in delaying the repairs on my car. I was told it's not their fault the adjuster quit? The extension was denied. To finish off the disaster on Tuesday 4/13/10, I brought in the rental to return it to Enterprise and I was told the extension from 4/8/10 was never approved. I had to again call Steve ** to have him call for an immediate extension so I could return the rental car.

    My car sat at Leary Auto from 3/15/10 to 4/8/10 (25 days) before anyone from Geico could get there and approve the work. Multiple calls and emails from Leary Auto, Enterprise and myself were ignored time and time again. No one ever followed up as they were supposed to, no one returned calls or email as they were supposed to and no one seems to be bothered that this happened to me.

    Never have I seen such a lack of professionalism, lack of communication and sheer disregard for customer satisfaction. Considering Geico is new to MA one would assume [Geico] would do everything in [their] power to keep customers happy. Apparently that is not the case. I will not renew my policy nor will I recommend anyone use Geico as an insurance company.

    Thanks for your vote!

    Reviewed April 13, 2010

    I opened a policy with GEICO for a liability coverage on a truck that is parked. I did this only to be able to file an SR22 with the state of Washington. It was a bit high at 222 per month for the first 4 months. I did to it because I need the SR22 to not have my license suspended. It was a done deal in my mind. Two weeks later, I got an email saying I need to fill out some opt out forms for my state for certain coverages. Again, I do not drive the truck, just need the SR22 filed with the state.

    So I go call GEICO to see what they need. They walked me through the forms online that same day and I figured all is done. Nope! My bill goes up by almost 100 dollars. They tell me the increase in the premium is due to the coverage being added for that first month. I was not informed by the rep about the waiver forms I needed to fill out. It was not my responsibility, I am the customer. The supervisor said he will call me back the next day. They did not call.

    Thanks for your vote!

    Reviewed April 13, 2010

    I was seeking car insurance online and called Geico to follow up on a quote I received. I ended up signing with Gieco but found a much better deal with progressive not 5 minutes later, so I called and cancelled with Geico. I was told that the cancellation would not cost me anything because I did this in such a timely manner and even had them send me an email confirming my cancellation. I then even called back again once I received the email spoke with another customer service representative and was told, "Your policy has been cancelled you will not have the payment taken out".

    Today, 2 weeks later, of course they take out the payment and I am steaming mad. I spoke with a supervisor named Rhonda who said she would overnight the refund to us gave me her phone number and extension #. Low and behold, I have been trying to reach her and cannot get through imagine that. Stay tuned--this place is a ripoff. Overdraft fees from our bank, financial loss.

    Thanks for your vote!

    Reviewed April 9, 2010

    I plan to talk to a lawyer Monday morning. My original wheels and tires were stolen last year from my garage. At that time, I had aftermarket rims on my 2007 Corvette. I advised Geico when I first placed the wheels and tires onto my vehicle. I didn't received anything from Geico at that time. Geico (Travelers) my homeowner insurance could only give me five hundred dollars, but I have a five hundred dollar deductible. So I received zero. On 4-6-10, an unknown person(s) broke into my garage and this time took my aftermarket wheels from my 2007 Corvette.

    Geico advised me that "yes we knew the aftermarket rims were on your car, but you didn't add it to your policy. So we will not pay for your wheels and tires." They made me fell like a suspect, not a victim. My vehicle is still on bricks in my garage. I'm always current on my insurance. I advised them on two occasion about my wheels and tires. This is how they treat their customers. I am not taking a loss this time. I will see a attorney Monday morning and file a complaint with Maryland Insurance Administration. My original wheels are valued at about $6500, my aftermarket wheels and tires are only $2500. "Come on, Geico"!

    Thanks for your vote!

    Reviewed April 7, 2010

    Geico is the most disgusting excuse for an insurance company. They spend all their money advertising for great deals. They are horrible deals. They say they offer insurance policies to everyone. Not true! I would never recommend Geico to even my worst enemy. I called to get a quote, they did not qualify me for any coverage because I haven't been at my previous insurance for more than a year?

    Wouldn’t they want me to switch? I have no tickets. I have been in one car accident that was not my fault and is on my record as not my fault. They gave my sister who has 1 accident and 1 ticket a quote of $550 for one month! Not a premium. She has had her license for 7 years and mine longer.

    Thanks for your vote!

    Reviewed April 6, 2010

    I purchased a new Ford on June 19, 2009 and sold my used Buick on the same date to a neighbor. I had paid my car insurance on June 14th. This is my first time purchasing a car on my own since my husband passed away 2 years ago. When I finally purchased my car, the dealer transferred my tags from the Buick to the Ford. I paid all of these fees. The salesman took me to financing where I was asked for my drivers license and insurance card. He told me he needed to call the insurance company. (The insurance company has no record of him calling. ) When I finished he said that I was good to go. He handed me back my license and insurance card and I figured all of the new information was given to the insurance company.

    I didn't know my car was not insured until I received a letter from the Department of Motor Vehicles asking me to verify my insurance six months later. I contacted the insurance company to get the information for DMV and found out that the insurance was never cancelled on the Buick or placed on the new Ford, therefore I had insurance on the Buick but not the Ford. I had received the title and registration earlier. I also had received an insurance card from Geico, however, put the card in the glove box of the car and never realized that it had the wrong car listed.

    I was fined $941.00 from the Department of Motor Vehicles for not having the car insured and to further put insult to injury, I had paid Geico $421.80 for insurance that was on a car that I no longer owned and they refused to refund the money. When I cancelled my insurance to go with another company, they told me that I still owed $58.74 for one day the Ford was insured.

    I called the Insurance Commissioners office who told me that I could not request a hearing, but told me to request Geico backdate the policy and pay the remaining balance for the new car to show that the insurance never lapsed. They then told me to take a letter from Geico to DMV and request that the fines be refunded. Geico said that could do that, Geico had already sent a fax to DMV stating that I was insured. The thing was I was insured, not my car.

    My husband was with the same insurance company for his entire life and after he passed I made the mistake of switching to Geico to save some money. I would like for my mistake to be forgiven and a refund of the fines that I incurred or a refund from Geico for the premiums I paid for a car that I didn't own. I hope that you will take a closer look at this policy in regards to what takes place when people transfer tags and or purchase a new vehicle. I could have been better informed by the dealer to how to go about getting insurance on my car.

    Thanks for your vote!

    Reviewed March 29, 2010

    When I purchased my policy for auto insurance, I discussed with the agent the coverage for car rentals. I explained to them that I rent cars regularly for business and wanted to be sure of the coverage I had with my policy before deciding not to get the loss damage waiver from the car rental company . I explained that I rent cars in most states from airports as well as locally and that I rent trucks and vans on occasion when I need to transport larger items or more stuff then what would fit in a car.

    The agents statement to me was that my coverage would transfer to the rental vehicle I rented. I rented a cargo van last month and another car kicked up a board and it struck the side of the van denting it. Ironically, the rental car adjacent indicated that some insurance companies do not cover cargo vans. I told him that I checked with my agent when I purchased the policy and he indicated that it did. The agent that handled the claim from Geico indicated to me that he thought it was covered but needed to talk with a supervisor before he would say it was covered.

    After a week of him investigating the claim, he called me and indicated that the car was not actually covered. I then was transferred to a customer service person and was told by them that I would need to have a different policy to get that type of coverage and that she could give me a quote on it. I then told her that I should have been given that quote by the agent that told me I was covered and the only reason I am know faced with this problem was because an employee of Geico misinformed me of my coverage of the policy they sold me when I took it. Her answer to me was, I am sorry but there was nothing she could do about that but could send me a quote on the proper coverage. I am know faced with paying the $1-2K in damages to the rental car out of my pocket, as well as needing to get another auto policy from someone else.

    Thanks for your vote!

    Reviewed March 23, 2010

    A woman taking a left hand turn across two lanes of traffic hit my son, totaling his '98 Nissan. He called GEICO and got his claim number and told his story, saying what she had done. They called back 3 days later saying they would only assume 90% fault and my son would assume 10% because their driver claimed she had stopped and that he should have see her car and stopped. Well, he tried to stop but there just was not enough time or distance. They would not budge so my son decided to settle and that’s when the fun started. They came up with number from their appraiser less 10%.

    So he said ok, just wanted his money so he could get another car and end this. Then there was a call from the loss department saying since GEICO was not assuming 100% fault that there was a $300 charge for retention of vehicle and I could sell the car to a salvage yard and get whatever I could get for it. Like I want to deal with. I called my insurance and was told they do not charge if you keep the vehicle and that most do not. So my son ended up getting $566.18 less for just driving good and proper and for some thing that was not his fault 100%. GEICO sucks!

    Thanks for your vote!

    Reviewed March 20, 2010

    There was an incident on 2/20/10 where my husband was at a red light, when it turned green the lady in front of him was on her phone, so she started to go and then stopped. She got out of the car and took my husbands information, when my husband asked her for a piece of paper to take hers she said no, so when he went back to the car to get paper to take her information, she drove off and left the scene of the incident. Twenty minutes later, she was on the phone to Geico complaining about bodily harm. My husband took pictures at the time and even she said there was no damage, "Don't worry about it".

    I called Geico and told them that this was the reason my husband bumped her car and that there was no damage and my pictures show that and also they sent out an adjuster that took pictures. I honestly can only see a very tiny white spot on the side of her car and our car is dark green. Also, it never bumped her car on the side of the car in the back. We have a rim around our back license plate, so if anything touched her car it would of been the rim and that would of been in the back. They ended up paying her $400 for damages and now she is claim that she has physical damages. She is committing fraud with this claim which is breaking the law. She left the scene of the so called accident which is committing a crime and she is going to cause my insurance to go up. Is there anything you can do to help? Even filing a civil suit against Geico and this lady. I have all the pictures I was talking about.

    Thanks for your vote!

    Reviewed March 13, 2010

    GEICO is guilty of discrimination. In November of 2007, a young man chased by an untethered canine, jumped onto disabled policy holders vehicle shattering rear window, and incurring injury. Although both full coverage and a good driving record were in place, GEICO refused to reverse decision of burdening policy holder with increased premiums and personal responsibility to collect damages from dog owner. Small claims pursuance apparently resolved. My burden was typing two letters, notarizing one, for and inept, unthankful and selfish neighbor.

    My point being, isn't this a bit frugal for a multi-national corporation with a seemingly endless advertising budget? The policy holder had no control over the dog, or subsequent damage to his property. This is blatant discrimination of the old and disabled, whose limited resources and education mark them as vulnerable prey. Their incessant hard copy, internet, radio and television advertising has become invasive and intolerable. They mislead the consumer into believing their rates are lowest, when in fact many competitive insurers offer the same coverage for less-[All fore mentioned facts documented].

    Thanks for your vote!

    Reviewed March 4, 2010

    My vehicle was taken to Murphy's body shop through Geico, who at the time I had insurance through, in Dec. of 2007. The Geico representative, Mike R, has an office there on site at the shop. Red flag! My 2006 Kia Sorrento was in a minor accident on the Florida Turnpike and the driver's side front and back were damaged. I contacted Geico and they had my vehicle taken to Murphy's which was their top rated shop that they recommended. Geico rep told me it would take about 10 days for my vehicle to be done. After about two weeks went by, I called them because Geico had provided me with a rental car and I only had a certain amount before they stop paying.

    When I called Murphy's, the receptionist had been trying to contact me to tell me that my vehicle was done but she kept getting a message that the line was disconnected. I have had the same cell phone number for over four years and said I never received any calls from their shop. She argued with me so my husband and I went to Murphy's. Come to find out they had the wrong area code on the paperwork. Mike R, the Geico rep, wrote it down incorrectly and before we got to the shop they changed the paperwork to show the correct number. Thinking ahead ,I brought my laptop and pulled up my cell phone records to show that they in fact had not attempted to contact me.

    Then they tried to get us to pay for the extra days for having the rental care. We absolutely refused and went round and round with them. They finally reimbursed us for the rental car and we then went outside to get my vehicle which we noticed that Murphy's techs were jumping the battery. I didn't think anything of it because they said it was just from sitting too long on the lot. So off I went to the gas station right next door to the shop and when I went to leave, my car would not even turn over. The battery had been damaged in the accident and Murphy's/Geico did not even look under the hood to have anything fixed under there. So I had it towed to a Kia dealership where I got a new battery.

    Six months later, my a/c went out. My car wasn't even two years old! Come to find out, a technician at Murphy's took off my a/c condenser and replaced it with a non-Kia part and it went out. I contacted Geico and Murphy's and they said that they did not do it and that I could not prove it and then proceeded to tell me that I must have done it myself. Ridiculous! I don't know the first thing about cars. That cost me over $700 to replace.

    To top it all off, it is now two years after they "fixed" my vehicle and now the headlight is protruding out 1/2" and moves when pushed with my hand, the hood is 1/4" off on that same side, the electrical does not work properly, my inside door frame on the drivers side has been loose and now my drivers side mirror and window do not work. Since Geico stands by their work, they say on the estimate, I had another Geico rep come out to take a look at the shoddy work that was done two years ago and got nothing but a runaround. John, out of the Pensacola area, said that it looked like my vehicle was in another accident and that is why the damage is the way it is. My husband and I were flabbergasted. We could not believe the audacity of these people. They truly are about the bottom line and not the customer, so beware!

    Thanks for your vote!

    Reviewed March 2, 2010

    This letter is to complain about business practices of Geico Insurance Agency IInc. residing at x*** blvd, Fredericksburg, VA 22412. In December 2009, based on Geico offer for homeowner insurance, I contacted theirs office, described my property at xxxx **** Auburn, WA 98002 and we agreed on new Homesaver Policy with deductible $1,000 and $423 000 welling, what match inspections from insurance companies working in this area for identical buildings. The cost of policy was set up for $1,045 effective 12.31.2009 to 12.31.2010. Premium was paid in full by Discover Card on 12.16.2009.

    On January 17, 2010, I received A Homesaver Policy Booklet with my new policy #, also descriptions of property coverages and total premium that we agreed on 12.16.2009. On February 2, 2010, I received a letter from Geico raising my dwelling coverage to $606,000 effective February 15, 2010. I called immediately Geico (2.2.2010 at 1 pm PT). Mr. *** responded and explained that increase of coverage is based on recent inspection of the property. We checked inspection list and my asphalt shingle roof were described as torch down with gravel and heating system as gas. I have all electric. It is difficult to believe that anybody was really doing inspection.

    On February 23, 2010, I received new bill (Geico mailed letter Feb. 20, 2010), for my premium in amount of $1,424, effective February 15, 2010. On March 1, 2010, I called my mortgage company regarding some discrepancy in accounting. I talked to Greg, who has advised me that Geico Insurance company billed them January 28, 2010 in amount of $1,045 and also February 18, 2010 in amount of $379.

    Thanks for your vote!

    Reviewed March 1, 2010

    I requested full coverage insurance due to my car being financed and my husband driving an hour a way to work. I went with Geico and I did my quote online. I indicated that my car was financed and I wanted full coverage insurance. They gave me a quote for like $700 for 6 months. I said no because I found another insurance company that was cheaper. A couple of days later, I got an e-mail from Geico stating I could pay $60 a month for full coverage, I jumped on the chance. I called and set it up. I specifically asked the man on the phone if it was full coverage. He said yes, it was full coverage. Then he proceeded to ask me two questions. Would you like road side assistance? I said no because I still had my Allstate roadside assistance. And would I like rental car reimbursement? I said yes to that.

    Well, this past Friday, my car just happened to set on fire. I can't get it fixed because Geico claims I have only liability, which is **. I never just had liability. I asked them to at least give me a rental car, they said no so now I have a rental car, I'm pregnant, and I have a two year old son. I have to pay out of my pocket for a car rental. I have a nice pretty car sitting outside which I can't even drive.

    Thanks for your vote!

    Reviewed Feb. 25, 2010

    I obtained insurance via online for my mother's house after she passed away on the GEICO site. I later sold her house in July 2009 and I went online and called them to have the policy canceled as of the sell date. I called about a week in advance of the sale. That was July 2009. Today, February 25, 2010, I am still trying to get that policy cancelled, per the July request. They refused to stop taking money out of my account. I closed the account at Christmas to get it to stop, which was a huge inconvenience.

    Now the battle is they owe me over 1/2 year of monthly premiums. The notice in the mail today states, due to lack of payment, the house is only covered until 3/24/10. That's 8 months after it was sold. Geico Insurance - Foremost Insurance is quite the racket. I talked with them again today, and they flatly refused to handle it online or over the phone. They want snail mail for a cancel and they want proof I sold the house, or per Kristen **, I cannot cancel the policy. Who ever heard of such a thing, cannot cancel a homeowners policy unless you sell the house! I did sell it, but I should not have to sell a house to cancel insurance? Kristen ** insisted through out the conversation, that this company will not consider the policy canceled without proof of a sale. I wonder if they treat car policies the same? " Must sell car to cancel"? Stay away from Geico - Foremost Insurance, Grand Rapids Michigan.

    Today's phone call was such a joke. First I had Melody, then she transferred me to Violet, then she transferred me to Kristen. They all sounded like students with the manners of many teenagers and the professional tone of potato. Kristen said I could email her, at PIC 4th floor, her department. When I asked her what PIC was an acronym for, she said she did not know. How can you not know the name of the department you work in? What a true indicator of the quality of staff they have. It's no wonder they are not capable of resolving an issue.

    The "service" in Geico - Foremost Ins. customer service office is in name only, not action. I have lost the premium for 8 months coverage on a vacant house. I have also had to change checking accounts, toss checks, and all the other issues that arise by changing accounts. Not that anyone cares, but this was my last bit of something I shared with my Mom and had to drop it.

    Thanks for your vote!

    Reviewed Feb. 23, 2010

    On 2/14/2010 approximately 11:30 pm, I was driving home from Idaho on I84, I had passed a truck and got back in right lane. I looked back a few minutes later and saw a fire on trailer. I came to stop and tried to put fire out and called 911. After incident, I called my insurance company from scene and was told that it would be covered under my homeowners policy. On trailer were 4 snowmobiles not owned by me, 2 are damaged and 2 would have to be replaced. After returning home, I called my homeowners and they cover personal property but not anything with engine.

    I called Geico back and after numerous calls and being passed to other agents, I have been told too bad, I carry full coverage on vehicle that was pulling trailer. My homeowners policy covered my loss of my personal gear but not damage to snowmobiles. I was told when I put coverage on snowmobiles that Geico only offers liability because they would be covered by homeowners policy and after incident have been told same thing.

    I have asked Geico what coverage would cover me in said incident and answer was "I don't know". I feel completely mislead as a consumer. They have told me that it is my fault that I did not call my homeowners policy to see what it covers. After talking with several of their agents and the answer of I don't need that coverage, we don't offer due to covered under another policy, etc. As a consumer, I feel it is insurance agents duties to fully inform and insurance companies need to be more cognoscent of what they tell a consumer. I felt I had coverage to protect me and now have come to realize that's not case. I have damaged trailer which will cost approximately $200 to repair, 2 snowmobiles that need replaced approximately $12k, and 2 snowmobiles that need repaired approximately $2k.

    Thanks for your vote!

    Reviewed Feb. 21, 2010

    I was involved in an accident in November 2008 while insured with GEICO. The other driver readily admitted fault and was insured. I contacted GEICO in an effort to have them deal with the at fault driver's insurance company. They stated that I must pay the $1,000 deductible if I wanted them to interact on my behalf. Previous insurers have always stepped in to interact with the at fault driver’s insurance company on my behalf and I have never been charged a deductible. I had to take my vehicle to the repair shop of the at fault driver’s insurance.

    When I picked my vehicle up 6 weeks later, the engine was knocking and had to be replaced at an additional $2,000 not including the rental car needed for the additional 7 weeks. GEICO refused involvement because I had not paid the deductible, and they were unwilling to investigate. As a no fault driver in an automobile accident, I paid over $3,000 to repair the damage done to the motor (secondary to abuse during below freezing temperatures) while it was at the body shop.

    Thanks for your vote!

    Reviewed Feb. 19, 2010

    I was making a right turn into a public driveway, so I had slowed to almost a stop when my car was rear-ended by a Geico-insured. The woman pushed me into another car; she never applied her brakes. In fact, she kept on driving and didn't stop for another block. My car was a total loss. There was damage to the car I was pushed into. Geico has declined responsibility for all of it.

    Fortunately, I do not have Geico. My company came through immediately and is now pursuing Geico for my loss. Good to know that Geico doesn't discriminate against their responsible losses. I would advise Geico customers to find another insurance. There's a reason they have money to advertise on TV every 15 minutes--they don't pay their claims. I have lots of pictures, and they never asked to see the proof.

    Thanks for your vote!

    Reviewed Feb. 18, 2010

    I have complained about this once before. Geico is currently my car insurance company. I was involved in an accident last year where my car and another collided after trying to avoid a 4 car rear end collision. Her driver's side and my passenger side hit each other. As a result of this, Geico automatically found me at fault for the accident and paid for the damages to the other vehicle. I also filed this on my record without any questions or hesitations.

    Because of Geico, finding me at fault for something that I am clearly not at fault for, they have almost doubled my premium. I just got a renewal notice and it has gone up again. Also, this is preventing me from getting insurance with another company. I have tried other companies and they all say I'm not eligible for insurance with them because I was found at fault for an accident. I have called numerous attorneys to fight Geico, but have had no luck finding one that does this type of work since I'm not injured.

    I desperately need assistance to get this decision overturned. I was trying to avoid a serious accident and trying to prevent injury to myself and others, and all I have gotten from it is grief and high insurance. Not to mention a mark on my record for an at fault accident that wasn't my fault. I can't even get rid of Geico as a result of this either. I have been a customer of theirs for over 5 years and there has been no forgiveness of any kind for this. Please help me.

    Thanks for your vote!

    Reviewed Feb. 10, 2010

    On June 27th 2009, I was rear ended by a Uninsured driver in a Isuzu Trooper. The Uninsured driver was going over 50 mph when he struck the back of my 2003 Dodge Dakota single cab truck. I was decelerating from the speed limit of 25mph and was covering my break as I approached a cross walk next to a grocery store. The force of the impact pushed the bed of the truck into the rear wall of the cab section located directly behind the drivers seat. I was then taken by ambulance to the local hospital with severe pain from my hips and lower right leg up through my neck and into the back of my head. I have had trouble remembering words and forming complete sentences since the impact.

    I thought I would be taken care of, given that I had Geico Auto Insurance and my policy included uninsured motorist coverage. I could not have been more wrong. Geico Insurance has refused to pay any lost wages despite the fact I was in the middle of a signed contract for a job worth more than $18000 as I am a licensed, bonded and insured general contractor. I have been told not to work by four different Doctors and Geico has been provided the documentation from these doctors stating as much. It has now been almost 8 months since the accident.

    The ten thousand dollar personal injury protection that my policy provided was absorbed by the ambulance, hospital, MRI's and x-rays within the first few visits. Rather than honor my policy and pay out the full amount avail, so I could continue treatment (separated vertebra in my neck and fracture in my lower leg from when my leg hit the dashboard on impact that refuses to heal). Geico employee Lisa who was handling my claim informed me when I turned down the ridiculous offer only six thousand dollars (while I have at least 11k in documented needed further treatment) that I was "On my own" and that I would have to find a doctor who would be will willing to "Wait" for payment.

    I Informed Lisa that I would be contacting an Attorney as I was "done" trying to communicate on my own with them in "good faith". Lisa responded to that by saying "If you call an attorney, they will take 1/3 of your settlement of $6000). Needless to say, I contacted an attorney, have seen yet another doctor who has since sent his assessment of my condition to Geico Auto Insurance. Now, they want me to wait another month and a half to see another doctor that they will choose.

    How is it they can deny me when I repeatedly asked them for a doctor to see and yet 3 months later, after I have been forced to take on the debt and seek medical attention. Can they tell me I need to wait another month and a half (not till March 17th, 2010) to see a doctor they want me to see for "Evaluation" 8 months after the accident?

    Separated vertebra in neck (doctor recommends cervical and cervical facet injections along with physical therapy). Lasting Fracture in lower right leg. Since June 27th 2009, I have been in a constant state of discomfort with nagging pain. My business has suffered greatly as I am a Licensed general contractor (Olympia Painting Company) and cannot do my job with my injuries. I had just taken out a full page yellow book ad weeks before the accident of which the bill still comes every month. I am on the verge of losing my home and have had no personal vehicle since the accident as I used the money they reimbursed me for my destroyed vehicle to survive for the last 8 months (just in case this very thing happened). I can only pray that the delay in care that Geico is forcing me to endure does not cause more permanent long term damage. I am seriously considering suing Geico insurance for Negligence and have already filed a complaint with the insurance commissioner.

    Thanks for your vote!

    Reviewed Feb. 3, 2010

    I switched from Progressive with full coverage on my Mercedes 01 with a lien holder. I called to get a new policy with them, and the agent wrote my policy wrong! She only wrote me liability. I did not nor I have never had liability for my Mercedes. I have 11 payments left; car was stolen on January 29. And there's no coverage and no lien holder, and my date of bith and SSN were all wrong!

    I know I have a great case and will be pursuing this once I get my nerves back together! Not covered! I added my son's 1997 BMW and told them that the liability was only for this car. Why didn't the agent tell me then that both cars were under liability?! I would surely like an attorney. They made corrections to my SSN and DOB when I called to report the stolen vehicle!

    Thanks for your vote!

    Reviewed Feb. 3, 2010

    I took my car in for supplemental repair, and my Geico adjuster approved of it and arranged for the loaner. After I took the car to a collision center for repair, my adjuster never went to go look at it, because he was out for surgery. I tried reaching him several times, but his mail box was full for a couple of days. Finally, I got through to his voice mail, and he had a message on there that all his claims were going to be handled by another Geico adjuster named Daniel.

    I called and left multiple messages with Daniel, and she did not reply. I kept trying and finally got through to her after 3 days. I provided her with the collision center where the car was and made her aware of the entire situation. She said she will call them.

    When I called the collision center to check if she had called, they told me no she had never called. I called her back and spoke to her and informed her why she did not call the collision center. She said she will get in touch with them immediately and ask them to fill out a supplement claim form. At this time, my car had been there from January 12, 2010 through January 21, 2010.

    The collision center filled in a supplement repair order, and a new adjuster was assigned who went out to look at the car on January 22, 2010 and never authorized a repair order. I called again to find out why no repair order was authorized and complained with Geico operator over the phone. They said the repair order will be sent first thing in the morning. But no such luck until January 26, 2010.

    Finally, the shop got the repair order authorization on January 26, 2010 when the car was first taken in on January 12, 2010. After 14 days of my car sitting at the repair shop, work was authorized. Because of this, I ran out of my 30-day maximum rental policy, and the Geico supervisor made numerous excuses and tried to throw the blame around on the repair facility, all the while not once admitting their own mistakes and irresponsibility.

    Also, just to get a hold of a Geico supervisor for adjusters, I had to call numerous times. At this time, I have called the general manager for Geico adjusters 3 times and left messages, but there's no reply. I have decided once my policy ends that I will be moving to another insurance company and never deal with Geico again. I will also let all my family and friends know not to go with Geico, otherwise they will be stuck with no rental car while their car sits in a shop for weeks at a time, so that an adjuster can go out and take a look at it.

    Thanks for your vote!

    Reviewed Jan. 31, 2010

    On Sunday, November 8, 2009, my car was parked at a self-serve car wash. The car was parked along the vacuums that run north/south. The car driven by Geico's insured Mr. Donnell ** pulled out of the stalls that are constructed east/west. Mr. ** stated to the police officer on a written accident report that there was a severe sun glare on his windshield. Mr. ** hit my open door while I was inside of the car vacuuming it. Mr. ** neither reported or got in contact with his insurance company, Geico, until a theory of liability letter was sent to him. This letter was to let him know that Geico would make a determination in 7 days based on my statement solely if he did not respond. This is the only time Mr. ** decided to call Geico. He then gave a statement that said my door was opened into his car as he passed.

    As I stated to Geico's representative over the phone and in writing, this is a car wash and logically, if a car is being vacuumed, your doors would be opened in order to do this. So the theory that the doors were not open already could only work if the car was parked on a public street or even any other type of parking lot, but not a car wash. Geico made a 100% decision against me and I did not understand or believe this to be fair at all. No way should their decision be based solely on their insured's statement and not even take into account the police's written statement of their insured's reason for the accident.

    I have since sent some pictures and graphs of the car showing adequate space for a car to be parked and a door to be opened, and still a car can pass and not come even close to the parked car. The pictures go as far as to show a huge snow plow passing the car and still has more than enough space. I am awaiting another decision based on the submission of this new information.

    Thanks for your vote!

    Reviewed Jan. 28, 2010

    A waste management driver in Gaithersburg, MD (DMV +5 points; no accidents). A routine trip to work. Waste management supervision and other waste management employees were watching when I had this accident. GEICO contact number 1. I filed a claim immediately--details of the accident and waste management witnesses--to GEICO representative Michael I. No problems, July 7, 2004. GEICO contact number 2. With all information gathered, a mutual agreement, a settlement for a replacement, not cash a replacement, was assessed at $2000. No problems, July 23, 2004. GEICO contact number 3. GEICO representative David A., claims examiner, said, "Our investigation reveals that your vehicle pulled from the right hand side of the road into the right front fender, ‘our our’ insured failing to yield the right of way to our insured." A vehicle ran into me and I’m the one insured by GEICO.

    First of all, is the party who hit my car a GEICO client too? What does "our our " refer to? All facts were not included in this letter which questions who was a witness for whom? The driver of the red Ford Ranger was not Peggy ** the owner of the vehicle, which questions the status of the real driver of the vehicle. Your investigation does not list the name of the driver. Why? Nor all of the facts.

    Fact: this letter, the third contact from GEICO, contradicts the waste management supervisors Terry and Mike and other employees who witnessed the accident. My waste management employer called several times to contact specifically the GEICO representative Michael I. and David A., but got no reply!

    GEICO contact number 4. Therefore, I had to go to Fredericksburg, VA from Gaithersburg, MD where I worked. I could not find or locate this person, GEICO representative. Embarrassing enough, there’s no satisfactory replacement, such as, a manager or his boss, let alone resolve or settle the dispute. Waste management supervision continued to pursue. Terry and Mike have called several times GEICO’s Michael I., but got no reply to confirm damages or witnesses to the accident. Maybe GEICO representatives Michael I. and David A. got their wires crossed.

    Facts are: 1. A red Ford Ranger in front of witnesses knocked the front bumper of my car. 2. The driver of the red Ford Ranger is going more than 50 mph in a 30-35 mph zone, which is much too fast. 15 mph over the limit is an arrest. 3. The replacement cost is $2000. 4. This vehicle ran into me. I emailed to the Berkshire Hathaway CEO, owner of GEICO, Warren Buffett. Sent to the boss expecting a reply. A driver of a red Ford Ranger (not the owner) ran into my 92 Honda Accord knocking the front bumper off.

    Thanks for your vote!

    Reviewed Jan. 22, 2010

    I'm glad to know that GEICO treats their (very long term) customers like they are expendable, refusing to renew my policy because I listened to GEICO's request to keep my collector cars insured with GEICO, rather than going with the competitor. Because I bought and sold (too many), my policy will not be renewed even though we are very safe drivers and do not have accidents, etc. If I had gone with the competitor and insured all my collector cars with Haggerty and only kept my daily drivers with GEICO, this would not have been a problem.

    As president of the Southwest Antique Car club with over 10,000 members, I'll be sure they are forewarned that no matter how competitive GEICO's prices are, they are in danger of non-renewal without warning, and even with a perfect 13 year driving record. I'll also inform our veteran's organization of how I was treated after being a member for more than 13 years. I tried talking to your customer service reps twice to straighten things out, but my requests were denied.

    Thanks for your vote!

    Reviewed Jan. 19, 2010

    I was in a front end collision. Damages were in excess of $3500. Once picking my vehicle up, I notice that the majority of the lights on my dash were not working. I was then told that it look like my LED board had slide down, but they could not say that it happened during the accident because they didn't know. Everything was working properly before the accident, now my signals work when they want to on any given day, and they want me to pay $1100 to put in a new LED board. Geico doesn't want to touch it because they do not want to pay any more money out. Geico says it is a lot of other components before you get to the LED board and they are not damages. My vehicle was never checked for internal damage at all. Have anyone else had this problem after having a front end collision.

    Thanks for your vote!

    Reviewed Jan. 15, 2010

    My daughter was in an auto accident back in Oct 2009 and this claims adjuster called one time and I haven't heard from her since. Multiple calls to her have yielded no reply except for a letter stating she had tried to contact me. They have my cell phone which is also my work phone so it gets answered 99.9% of the time. My daughter isn't hurt so this isn't 'big enough' for an attorney to take but now that my credit is being threatened, without help, I will be forced to see them in court. As a business owner I rely heavily on my good credit. I am now being forced to pay these medical bills myself.

    Thanks for your vote!

    Reviewed Jan. 6, 2010

    I got a year policy from Geico. My car broke and I replaced it with another car in July 2009. Instead of replacing, they added on another car (sales commission for customer service, of course). I complained, wrote, called, emailed and finally had to pay $106 for an 'additional car' I didn't have!

    Thanks for your vote!

    Reviewed Dec. 28, 2009

    GEICO offered really poor assistance when called during a collision accident. The rep simply asked about how the accident occurred, then stated that it was the other party's fault in this case, and that I should deal with the other party's insurance company for reimbursement, claims, etc. It's your auto insurance company’s responsibility to help you deal with the other party, other party's insurance company, etc. during the difficult time of an accident. Otherwise, what "service" is one really paying for with the insurance premium?

    Moreover, GEICO even had the nerve to call two weeks later, after I had already dealt with everything singlehandedly, to accuse me of living in one state and driving in another, as the accident had happened across the river in NJ where I work although I live in NY. What a big help they were! I have since dropped GEICO and switched to Progressive with whom I've had a positive experience.

    Thanks for your vote!

    Reviewed Dec. 28, 2009

    I am a policy holder with GEICO and have been for over 15 years. I would say that I have been a loyal and trusted customer. I personally have never had an accident while insured by GEICO. I do recall excluding my ex-husband from the policy because we were no longer living in the same household and we were estranged. However, I do not recall signing an exclusion form for my son.

    On November 18, 2009, my son was involved in an accident in which he swerved from hitting a deer and the car hit a ditch and flipped over. The car was seriously damaged, considered totaled. On November 18th, I filed a claim with GEICO regarding the accident. I was assigned an adjuster (Chris **). Chris ** never contacted me so I left several messages for him until he contacted me 2 days later. He told me that they were not going to honor the claim because my son was an excluded driver. I told Mr. ** that I have been a customer for over 15 years and why could they not honor a $3,000 claim. Mr. ** said the decision was final and ended our conversation.

    I called Mr. ** back and asked him to email me a copy of the exclusion form and he said that he could not email it to me. He could fax or mail me a copy. He did in fact faxed and mailed me a copy but the copy was not the original copy that was supposed to have been scanned into the system in July 2007. What I received was a copy of a copy, not a copy of the original document that I was supposed to have signed. I accepted their decision at the time but there was a nagging feeling that I could not remember signing an exclusion form. As I examined the form further, it appeared that the form could have been doctored. The form was old with marks and writings on it, definitely not a copy of an original document (see attached).

    On December 17th, I called GEICO and asked whether I could get a copy of the original exclusion document, or if there was any way that I could go to the corporate office to see the document that I was supposed to have signed. I was on the phone with GEICO for over an hour with a representative (Channing **) trying to find the exclusion document for my son and ex-husband. I asked Ms. ** if there was a way to see the original and she said that once the original document is scanned into the system, the original is then shredded. I asked her whether I could get a number to the records department because I wanted to know their record keeping policies because I was under the impression that original documents are kept for up to five years.

    Ms. Channing said she did not have a number to that department or did not know how to get it but then she said that she had found the original copy and was emailing it to me. Thirty minutes later, I still had not received the document so I gave her another email address to email it to. I still did not receive the document. I also asked Ms. ** to send me a copy of the exclusion form that I signed for Daniel ** and she said that she was unable to find it, I never got that form either. Ms. ** informed me that she had referred my situation to her manager (Dawn **) and she would be contacting me regarding this matter the next day (December 18th).

    On December 18th, I called Ms. ** but did not get an answer so I left a message. Ms. ** did not return my call. Around 11:00, I called Ms. ** again and she said that she was still looking into the matter and would call me before the day was over. I waited for her call but it never came. I checked my email and there was an email from Ms. ** with the same document that was sent to me (a copy of a copy of an exclusion form). Ms. ** said that it is not their policy to email documents because of the sensitive nature, but last night Ms. ** said that it was not a problem to email me the document (which was never emailed) and today (Dec. 18th), Ms. ** emailed me the same document which is a copy of a copy.

    Ms. ** also said that the underwriting department sent me the exclusion form to sign in April 2007. The exclusion form shows that I signed it in July 2007. I cannot see myself holding on to a form for three months without signing it and sending it back if it was vital to maintaining my coverage. I emailed Ms. ** and asked her why I had not received the exclusion form for Daniel ** and whether I could go to the corporate office to see the original exclusion form and she did not reply. Later, the evening of Dec. 18th, Ms. ** emailed me and said that she requested the archived files and it would take 3-5 days to receive and she would then send to me. I sent Ms. ** an email on Saturday, December 26th, requesting again to see the original archived files and I have gotten no response.

    I don't think that this is an unreasonable request, to ask to see the original document that I was supposed to have signed only 2 years ago. I further do not understand why the document I was sent was a copy of a copy when I was clearly told that the original document was scanned into the system and should be available to be sent at any time. Then, I don't understand why Ms. ** said that she ordered the archived file when clearly she said the original documents had been shredded; further if there is an archived file, why can't I go to corporate office and view the file.

    The actions of all of the GEICO employees have left me very suspicious. I feel that I am being deceived. Can you please offer some advice or guidance in this situation? A response would be greatly appreciated. My car is still impounded without an adjuster to render it totaled. The GAP insurance that I had on the car is not honoring the claim because they want me to get an adjuster to render they are totaled and fees are accumulating every day. I had to rent a car for two weeks to get the family around at a cost of over $400. I can't purchase a new car because I still owe on the wrecked one. I feel that I have been deceived by the insurance company that I have had for over 15 years. My son may be facing charges of driving without insurance and I am totally stressed out about this entire situation.

    Thanks for your vote!

    Reviewed Dec. 22, 2009

    I have had just cancelled insurance with Geico. I have included my 16-year old and wife as well. However, another insurance company "Progressive Insurance" gave us a quote of $250 a month. Then, Geico still wouldn't make a deal and kept with $600! What? Same coverage, same deduct, no changes, one automobile 2002 van? How can that be legal?! How can that be right? Is this like Wally World and Dilly World? Depending what items you sell, though the same one costs more? It causes huge frustration to say the least. My wife is still trying to find a job and I'm on disability. Unbeknownst to popular belief, I am not rich! We've been told by Topeka Capital that insurances are getting rid of Kansas customers by hiking the prices since they no longer want us as customers. A simple goodbye would have been suffice!

    Thanks for your vote!

    Reviewed Dec. 15, 2009

    I switched to Geico for auto insurance about three years ago. I usually make my payments over the phone or mail them in. About 8 months ago, I started letting them do the auto draft out of my account. I stopped working in October and needed to stop the auto payments because I would no longer have a paycheck being direct deposited. I informed Geico and was told that they would stop and I could just call or mail in my payments. I received a letter stating that I cancelled my automated payments and would be responsible for getting my payment to them. I sent my October payment with no problem, then sent November. I then called to make sure November payment was received. It was, but the automated system told me that my next payment due is December 10th and is $480.00. This is double my payment amount.

    I got a representative on the phone and inquired of why my December payment is so high. I was told that Florida law states that because I no longer am allowing them to do the auto drafting, I must pay an additional $240.00 for December and then January, it will go back to $240.00. I told them that their information could not be correct because I know every one in FL does not have auto payments. They insisted that I have to pay. I have decided that I will take the $240.00 and put $9.00 with it for a down payment with another company. When I told the other company my situation without even naming the company, they told me that is not FL law and that they have had others tell them about this practice.

    Then they said, "You have insurance with Geico, don't you?" I don't believe they should be allowed to do this to people. No one ever advised me that they would charge me for stopping auto drafts and it was not in the letter they sent me confirming that I no longer would be doing the auto drafting. I told that to the representative and was told I should have been told, but still had to pay it. Terrible customer service!

    Thanks for your vote!

    Reviewed Dec. 12, 2009

    I hit a deer with my car on my way home from work on December 2nd. I had 2 estimates done here in our town. I contacted GEICO and they said I had to drive 45 minutes away to have an adjuster look at my car and it would be 2 weeks before they could look at it. I contacted GEICO and complained enough for them to send someone to my house. Finally, the adjuster looked at the car and gave me an estimate for a $1,000 less than the two estimates I had for $2,600, with the deductible they want to give me $600 and expect me to come up with $2,000 to have the car fixed.

    I have never had a claim before with GEICO. I feel that they are a big rip off and I recommend other people to choose Progressive or State Farm when they go looking for an insurance company that has good service and take care of the customer. GEICO had better make this right with us or they will lose us as a customer this week. We can't drive the car due to the damage and the runaround they are giving us. We bought the car for better fuel mileage. I think they should pay the full bill including the deductible for the strain they are causing us!

    Thanks for your vote!

    Reviewed Dec. 6, 2009

    I had a cancellation notice from GEICO, so I did my payment on November 18th, 2009. Before I made a payment with GEICO, I asked the rep if the checks went through electronically or as a regular check. The rep told me it would go through as a regular check. I asked was he sure, because I have ACH withdrawals blocked from my account. He said it would not be a problem. I advised him that if it is, I can just use my credit card and would call back when I got off work.

    My cancellation was for 11-19. I work out of town sometimes and on November 30th GEICO sent me a cancellation notice. I called customer service. I am assuming that GEICO had not processed the check yet because it was not as of yet showing up as coming out of my account. I was advised that there was a stop payment. I asked the rep that there was no bounced check fee or anything on my account. I then asked this second rep dealing with GEICO about their check processing and she told me that it did not go through electronically and was insisting that she knew what she was talking about. She decided to ask her supervisor who said that they are processed electronically.

    They gave me false information and due to their false information caused me to have a twelve day lapse. I am just getting notified of this on November 30th. They have my email address and everything. This is wrong. It is not right to give consumers false information. They really need to reinstate the service. I had to do a whole new premium. This is not right. What is a customer supposed to do when you have to rely on the words of business and how they run? And of course, everyone does not document the account. Consequences: A twelve day insurance lapse and also I had to pay for a premium all over again. They could have at least reinstated due to their poor customer service.

    Thanks for your vote!

    Reviewed Dec. 5, 2009

    My husband hit a deer on his way home from work on November 1st. He immediately called GEICO and the car was towed home. On the 3rd, I received a call from an adjuster. Then, she said she wouldn’t be my adjuster and called with the name and number of Bill **. I waited 2 more days and finally called him. He got the car towed to a body shop. He was out of the office the next 2 days. The body shop finally had to fax the estimate without a claim number because they were never given one.

    Three days later, I got a call from Bill saying he hadn’t gotten an estimate. I went to the body shop and found the estimate had been faxed 2 days earlier. Come to find out the adjuster hadn’t checked his email. On the 20th, I finally got a settlement amount I believe to be totally unfair. The thing is I only had 10 days left in my rental. I tried to fight but couldn’t. They said they offered a fair value because they found 2 cars for that price. The thing is those cars were over 3 hours away. I was in a bad situation to get a car so I had to take the settlement. I ended up going three days with no car while waiting for the check to arrive.

    The dealer I went through was nice enough to get me a car. However, it’s not comparable to what I had. It is 4 years newer but has quite a bit of body and interior damage. My car had no body damage or interior damage. I feel so ripped off. I had to do all the foot work for my adjuster. I think he called me maybe 3 times through the whole ordeal. I had to call him every other day just to get updates. I’m done with GEICO. I am changing companies as soon as I get the remainder of my money for the sales tax and licensing fees. Consequences: we had to borrow a car that wasn’t ours just so my husband could get to work.

    Thanks for your vote!

    Reviewed Dec. 3, 2009

    My vehicle was considered a total loss by GEICO on 11/09/2009 and I have gone through phone interviews, in person interviews with GEICO's investigators and this matter has still not been resolved. I was called today stating that I will be contacted by one of their attorneys to set up for me to come to their office to go over this entire claim again under oath. What difference is under oath going to make be it on the phone, or in person? They are buying more time for them to not pay my claim off.

    I have been a customer of GEICO for 10 years and I have never doubted their ability to handle or deal with anything until now. GEICO is dragging their feet trying not to pay for my loss, and I have been given the runaround for two months now. If I had of known what I know now about GEICO, I would have changed insurance companies years ago to someone who cares about their customer’s needs. My vehicle was a 2007 Cadillac Escalade that was stripped completely to the point where it has been totaled and GEICO is not handling this in a timely matter so that I can purchase another vehicle. To my understanding, GEICO has already sent my totaled vehicle to a salvage yard and auctioned it off without me even signing anything over to them.

    Thanks for your vote!

    Reviewed Dec. 2, 2009

    My wife and I were hit by a person with GEICO insurance on November 1st. They totaled our truck around the middle of November. When it came time to pay for the value, they low balled it. Melvin ** made an offer for which, I told him that he could find a truck for that price. Tell me where it was and I would go look at it. He said he would call us back the next day (25th). I called on the 25th and the adjuster handling the claim was going to email him the same day. It is now December 2nd and still no response from GEICO.

    Thanks for your vote!

    Reviewed Dec. 1, 2009

    I was hit by a young driver who was insured by GEICO. He was cited. Then began a long 2-year stall tactic to avoid paying for medical bills. Watch out for them. You fax release forms, copies of prescriptions, HIPAA forms and they will repeatedly claim to have never gotten them. Eight months after the accident, they indicated that they might need treatment notes. Then, when told of how many pages were involved, they indicated that they did not wish to receive the notes, and they would offer a settlement.

    Fourteen months after the accident, a new claims examiner contacts me and says she is taking over my case. But she has no documents from the other examiner. And the whole process goes on and on and on. Bottom line, I got stuck with $20,000 of medical bills, and they waltzed off scot-free. Of course, in retrospect, I now realize they never intended to give me any settlement, that was a series of outright lies. They successfully dragged the case out beyond the 2-year statute of limitations, which was their intention all along. I've never dealt with such a sleazy, overtly underhanded company. If you are insured by them, get out now as they will not pay!

    Thanks for your vote!

    Reviewed Nov. 30, 2009

    The car insurance was due for cancellation on January 22. I made a payment arrangement and they said I was covered. Then, I get an email over the weekend saying it was canceled. I called and was told that everything was okay and if I made a payment, there would be no lapse in insurance and they would reinstate. I got a form from DMV stating they needed proof of insurance. I called GEICO to inform them of the situation and they told me they would send in an FS-1 form to DMV. I think everything is okay until I go to register my car in November only to find out that I have a lapse in insurance and GEICO mysteriously don't have any documentation, but they have a record of taking my money.

    I can call GEICO and talk to 3 different people and get 3 different answers and they will all be different. We know the country is in a hard time and it’s difficult for some of us to pay bills on time. So, I will call in advance to make a payment arrangement before I send out the amount so it will cover myself from driving without insurance. GEICO just blew me off like that’s my problem and this is not the only time this has happened to me with them. If you need insurance, don't get GEICO. If you do, you better keep everything written down, such as, dates, time, who you talked to, what time, where you were, the temperature - everything!

    Thanks for your vote!

    Reviewed Nov. 26, 2009

    I just recently cancelled my policy and received a bill of past due today, 11/25/2009, for the first time. I didn't understand why I was getting billed because I cancelled the policy within the open window before the policy was renewed. I paid all of my bills on time for many years with them, so I remained confused. I was also in a non pay window because I paid all of my premiums for the policy period and had a few months of no payments.

    When I called to find out why they are charging me, they mentioned that I changed my address in October 2009. When I explained this, they put me on hold for a while, came back to me and advised that they are charging me for changing my address. It didn't matter what my insurance status was; they said that they are charging me back charges from the date I changed my address.

    First of all, I cancelled my policy in the end of October. Second, I already paid all of my bills. Third, I have proof of a quote they gave me in an email stating my new address situation for the renewal. Fourth, I only changed my address because I over paid and wanted them to send the payment to the address provided. I already knew that I was not staying with them so I figured it didn't matter what address they have on file. Fifth, I never agreed to the new quote or any renewal agreements with this new address. When I called them today, they said they understood, but can't waive the extra fees!

    Thanks for your vote!

    Reviewed Nov. 17, 2009

    I was driving to work on 10/27/2009, turned right on SW 30th Ave. off Congress Ave. in Boynton Beach, Florida. A driver of a 1994 green Chevy pickup went through a stop sign, attempted to cross the 2-lane road and smashed into the side of my car causing nearly $2,000 in damages. He immediately apologized, took responsibility. The Boynton Beach Police arrived and ticketed him for an improper U-turn. It seemed like an easy case, so I left him alone and went on. GEICO refuses to pay the claim. They are dragging their feet and stalling all they can. I had to get my insurance to pay and pay the deductible and they are fighting with GEICO for the payment, My insurance, the police, and the body shop cannot believe the GEICO way of handling a claim. I guess that's how they afford all these commercials. Warning: If you have GEICO, change companies because you are paying for insurance that doesn't pay. Now I am suing the driver in small claims court, so he will be paying his insurance and the claim.

    Thanks for your vote!

    Reviewed Nov. 1, 2009

    We were stopped for a vehicle in front of us to turn right (1999 2500 HD Dodge). Then, we were rear-ended by a Honda SUV 1995, which in turn was rear ended by a Dodge 1500 truck. At the time of the accident, the driver of the truck, a Dodge 1500 (2000 model year), as per the driver of the 2000 Dodge produced papers that his insurance was GEICO. But the next day we received a call from GEICO stating that his insurance was in question and we were notified that no coverage will be afforded for this loss. It’s an issue that exists on our insured's policy. But being a no-fault state, no citations were given to anyone as with the driver of the Honda SUV also was a GEICO policy holder. Now, according to the police officer who investigated the accident, it was fault of the driver of the Honda SUV as she hit us in the rear-end and it was up to her insurance to pay for the damages incurred by our vehicle.

    However, according to GEICO it was not it all. It fell back to the driver of the 2000 Dodge Ram and the speed was not a factor in it. But we were injured as well as our vehicle had incurred the damage. This has been over 46 days ago and we have heard nothing to date (11-01-2009). Now, Florida’s statues clearly state that in 45 days after a policy that was cancelled must be turned into state, as per section 324 of Florida’s statutes, and must be reported to the state. Then, the law also states driver’s license and registration must be surrendered to the state until insurance is purchased or a bond is placed with the state. So if GEICO had been doing their job as per law, the state was not notified. This claim is on-going at this time as we received back neck and foot injuries sustained during the accident along with whiplash as these injures are on-going. We are handicapped and disabled people and have handicapped plates on our vehicle. So our insurances paying our bills, like doctors’, hospital and all necessary equipment for us to use daily. My opinion is don’t buy GEICO as GEICO acts like a sucker.

    Thanks for your vote!

    Reviewed Oct. 14, 2009

    I got a bill for car insurance that I didn't order. I have no idea how I ended up with a bill for car insurance. The car was an old 1996 model that doesn't even run and hasn’t for several years. They call me after 11 am. I am getting collection notices and I am sure it's going to be on my credit file. I have had a lot of ID theft in the past and it's always the same story. Nobody believes your explanation.

    Thanks for your vote!

    Reviewed Oct. 8, 2009

    My 20-year-old daughter was hit by a driver insured by GEICO. The airbags went off, the windshield was cracked and the driver's side window was shattered. My daughter suffered multiple injuries. GEICO accepted 100% responsibility for the accident. Less than 24 hours after the accident, without asking the nature of her injuries or if she had seen a doctor, GEICO called and offered her $250 to settle her medical claim.

    Thanks for your vote!

    Reviewed Sept. 29, 2009

    On May 11, 2009, as I approached a crosswalk in New Rochelle, a car was stopped waiting for oncoming traffic. I walked through the crosswalk when all of a sudden, the car accelerated into the merging street, the bumper striking my left thigh and knocking me 12 feet into the next lane. The woman stopped and called the police while having an attitude with me (and she's the one who hit me!). She told the police officers and firefighters on the scene she never saw me crossing the street because she was looking down the hill and verified I was in the crosswalk. I was transported to the hospital by ambulance and released later that evening. The very next morning, Loriann **, the claims examiner from GEICO, called to know what injuries I sustained from the accident as well as what happened. My husband and I told her as soon as we knew what the injuries were, she would know.

    Two months later, Loriann sent me to an orthopedic IME who determined that I had a mild disability and requested that I receive further treatment and see him again in six weeks for a reexamination. After that, I was sent all the way to a rundown medical office in the Bronx for a neurological IME. The doctor claimed there was no need for neurological benefits; however, I needed to see an orthopedic surgeon due to an indication of a possible herniated disk. I still had all of my other benefits with the exception of neurology.

    On September 11, 2009, I went back to the same orthopedic IME and just found out from the IME provider company, Support Services, that my report is going to be sent to GEICO today. The problem is, I was sent a denial letter by Loriann on September 17, 2009 with no report. I asked for a report on the 21st and received my July 10, 2009 report. I spoke to Lisa from the no fault department (Loriann wasn't available) and asked for the correct report. I was told first that Loriann might have made a mistake and didn't know what I was talking about.

    Then, she said GEICO didn't receive my report yet. Lisa said Support Services probably had a copy and just didn't send it out yet. I spoke to Support Services and they didn't have it either! Get this. When I asked the representative how was it possible to send a denial of claim when the report wasn't even finished, she said it's from the doctor's preliminary exam. I also asked her who denies the patients, and instead of telling me the examining physician makes this decision, she said the insurance company does, and they can do that. I don't think so!

    I called Lisa back and told her to note in my file for GEICO that I will still continue treatment even though I was cut off as of September 17 because I was illegally sent a denial form without a report. I also filed a complaint with the New York State Insurance Department so someone knows the kind of unnecessary drama GEICO puts deserving people through.

    Not only do I want to sue GEICO for the pain and suffering and medical issues I am going through, as well as the company granting premature denials, I also want to go after the IMEs for cutting off benefits when proof is there when needed. Is it possible to do so? I am also going to pursue arbitration, but it still won't help my situation because I have to wait three months with all of this pain and no benefits. I am 23 years old feeling like I am 80 due to my injury. Is there an attorney who can help?

    Thanks for your vote!

    Reviewed Sept. 21, 2009

    My car was parked in the driveway of my sister-in-law's home when the driver of a white Ford Focus lost control of his vehicle, jumped the curb and hit my car. He never stopped. I got his license plate number which I gave to the police. I was able to describe to the police the car and the driver. My sister-in-law also witnessed this accident. My insurance company, Progressive, tracked down the license plate to a woman in Andrews, Texas as the owner, who told the police she didn't know who was driving the car. However, she was recorded by Progressive stating that her son had the car that day. The son works for a law firm as an intern and he immediately lawyered up. Also, his employer states that he was at work, which we have not been able to disprove.

    Someone was driving that car and regardless of who was behind the wheel, the owner should be held liable for damage done to my car. However, GEICO, after taking pictures of the "hit and run" vehicle, tells me that I have to prove to them who was driving the car. This is wrong. The driver was a young Hispanic male. It wasn't her son as I saw his picture in a mugshot lineup and told the officer that the driver was not in the lineup. However, the son and most likely the mother knows who was driving that car on that day.

    Thanks for your vote!

    Reviewed Sept. 18, 2009

    If GEICO tells you that if you purchase another vehicle from a dealership, they will reimburse you the taxes paid on the vehicle, it doesn't take up to 2 weeks to receive the check. I have been waiting for over 3 weeks now - from August 24 until September 18. Had I known that it would take longer than 2 weeks, I would have purchased a vehicle from a private owner instead.

    Thanks for your vote!

    Reviewed Sept. 14, 2009

    I was in an auto accident on June 12, 2009. After 2 and a half weeks of the run-around with GEICO, they decided to take the blame and my van would finally go into the shop. After 20 days of it being in the repair shop, I got it back on July 11, 2009. I thought everything was fine, until a few weeks back in August when my check engine light came on and the van was not performing the way it should.

    Needless to say, I had my van in and out of shops because no one knows what is wrong with it till I took it over to the dealer and now they are telling me that I need a new powertrain control module, which just so happens that this part is on the same side where I was hit. GEICO is telling me that if there is no damage to this part on the outside, then they are not going to pay for this part. My van runs like crap now the engine light is back on and it's eating so much gasoline that I only drive this van to and from work because I'm afraid it’s going to stall on me. I don't have the $500 to get a new PCM and it's a no-brainer that there had to be some impact to this part when I was hit on the driver’s side and that's where this part is located. I'm very disappointed in this company. I shouldn't have to shove out any money from this accident - it wasn't my fault!

    Thanks for your vote!

    Reviewed Sept. 14, 2009

    On July 10, 2009, my spouse was driving my car traveling through Henderson, TN when a gravel truck carrying rocks came within his path. A rock from the truck flew off and crashed into the windshield of my 2002 Lexus. Upon returning home, I contacted GEICO to pursue a claim, but I was told that they would not replace my glass with the original manufacture’s glass and they would replace it with what they call equivalent. To my dissatisfaction, I contacted the NYS Insurance Department and filed a complaint seeking a satisfactory resolution to restore my windshield to its original standard prior to the incident on July 10th. To-date, I have not been able to reach an agreement with GEICO who recently forwarded me a 23-page copy of policy guidelines that I was never given prior to insuring my vehicle with them. I am only seeking a replacement of my windshield that is identical to what is currently in my vehicle.

    Thanks for your vote!

    Reviewed Sept. 4, 2009

    Customers should be made aware that their policy on auto repairs is to use "used" parts! I wanted new parts and paid for them out of my pocket.

    Thanks for your vote!

    Reviewed Sept. 2, 2009

    I made some adjustments on my account to include a new debit card number. When I tried to discontinue the re-occurring payments, they were trying to charge for two months only because I taking away control of my account from them. I agreed to make this September payment if they charge me for October. They are stealing because they will not have permission to take out anymore monies unless I do it my self. If they push even more, I will cancel this policy if they let me. That’s how controlling they are with my account. They are controlling my personal bank account. They will not let me control my payments or I thought about to cancel it. I would like to have full control of my own bank account after October if they take out any more monies without my control. They are stealing. I would sue for theft.

    Thanks for your vote!

    Reviewed Aug. 29, 2009

    A client of GEICO pulled out onto oncoming traffic in Huntsville, AL. She ran her red light and pulled out onto the right as she hit my daughter in the right fender. My daughter was traveling west bound on a 7 lane highway in the city. The client was on her cell phone and did not realize that her light had turn to red. As she proceeded, she side swiped my daughter's car and have caused damage to the turn of around $2,100.00, plus the lost of the car for a few weeks, until I got it approved to drive. I have not fixed it yet, as she is disputing the claim. The city police report plainly states that it was the lady's fault for pulling out into on coming traffic. Needless to say, this is not over. I am filing a suit, and they will need to convince the judge why they are above the law, and not respecting the police report!

    Thanks for your vote!

    Reviewed Aug. 29, 2009

    I was in a car accident last May 30. Now, I got a letter from the company saying that I was 25 percent at fault for whatever the reason is, and he is 75 percent at fault, etc.

    Thanks for your vote!

    Reviewed Aug. 5, 2009

    I was involved in an accident where an insured driver with GEICO ran a red light as I was turning to enter a freeway. The driver admitted to running the light to my insurance company and he also admitted to running the light at court. The ticket was dropped because I had a green turn arrow allowing me to turn. The driver failed to stop and I hit him on the side of his car. My car was totaled and GEICO is saying that I was careless and not being a defensive driver. My insurance has doubled because of subrogation and GEICO is only offering to pay me $300 to settle this claim.

    Thanks for your vote!

    Reviewed July 31, 2009

    I was involved in an accident in Missouri on my way to my parents. There were no other vehicles involved, but my car was totaled. The car is a 2009 Aveo that I purchased last year. GEICO assessed the "value" of the car and made an offer of $13,545. I owe $14,540; but based on the book value of the car, I thought this acceptable, even though the car had very low miles and was in pristine condition. I would use savings to pay off the additional $1,000 owed. The very next day the adjuster called and informed me that they were deducting an additional $1,000 from the settlement because I was given a rebate when I purchased the car.

    I asked what the rebate had to do with the assessed value and if this is anywhere in the contract or insurance agreement. I was told that this not in the contract and is standard procedure for them. I told them that his seems arbitrary and if it is not stated in the agreement, then they are playing fast and loose with the rules. I have filed a complaint with the state attorney general’s consumer protection division. I will probably seek the advice of a private attorney as well. My advice to anyone considering using GEICO: don't.

    Thanks for your vote!

    Reviewed July 31, 2009

    I was starting to back out of a parking space but waited when I saw a car moving behind me. I put on my brakes, having barely moved and while still in the parking space. I jumped out to investigate while the other driver continued out of the parking lot. I saw that he had scraped paint off of approximately two-thirds of my bumper. A witness in the car next to mine ran over and gave me the guy's license plate and her name and phone. I chased the other driver to his next stop and asked him if he knew he had just hit my car. He had no idea and didn't believe me until we looked at the paint from his car that had scraped off on my bumper and at the damage done to his right front bumper. I, and the local Geico adjuster who looked at my damage, thought it was obvious that the Geico-insured driver was at fault, but an adjuster in another state decided it was partly my fault because of my failure to take evasive action.

    Thanks for your vote!

    Reviewed July 29, 2009

    My wife and I were hit in the rear by an uninsured driver. We took our car to be fixed and told them a noise started in the dash of the SUV. They kept the car for a week then told us they are not going to fix it because they think it was not caused by the accident - the noise was not there before. Then, they said that they called Lexus and was told that this is a common thing with these cars. Lexus stated to me they would never say that over the phone. My wife was also injured but she is taking care of that part.

    Thanks for your vote!

    Reviewed July 27, 2009

    I was involved in an accident on 3/5/09. I was on my way to work, following behind a white Toyota Corolla. The white Toyota Corolla was following behind a turquoise Ford Ranger. The Ford Ranger decided to stop short causing the Corolla to slam on the brakes. My reaction was to go into the median to avoid the accident all together. The Corolla also decides to go into the median. As a result, the Corolla driver side and my passenger side collided. The police showed up and warned us both that we were probably following too closely, but the fault is neither mine nor hers solely.

    I filed a claim with GEICO that same morning. The minimum wage representative taking my information spit out a statement, "Well ma'am, according to the information you have provided, you are at fault for this accident." Excuse me, how could you possibly make such a statement? I was told that because I was behind the other vehicle, it was my fault. I explained that I refuse to take fault for this and to not make such a decision without allowing me to speak to someone with decision making authority. I was put through the ringer of, "We'll have a supervisor call you." In the meantime, they charged me with the accident, paid for the repairs on the other vehicle and sent my information to the DMV to go on my record as being at fault.

    It's been 5 months now, and I'm still fighting with them. Since when is my own insurance company the enemy in an accident? I thought your individual insurance was supposed to protect you? I have called again to speak to a supervisor or manager and I was told they would call me back and it would have gone through the proper chain of command. As a result of GEICO's blatant computerized, unprofessionalism and lack of communication, I have practically been blackballed in the insurance world. I have tried to get insurance through other companies, but because of this incident and having an "at-fault" accident on my record, the premiums are doubled and with some companies, tripled. Also, my insurance with GEICO went up as well. I've been a customer of theirs for 5 years. My premiums have gone down with each renewal and this has put it back to what it was 5 years ago. Also, they don't even have such a thing as accident forgiveness.

    Thanks for your vote!

    Reviewed July 16, 2009

    They advertise great rates, but that is not what you get. Misleading! They will surcharge you to death! Reputable insurance companies don't surcharge for parking tickets and other non-moving violations; GEICO does! They will surcharge you for traffic tickets, even if they are dismissed! When you get a rate quote from their own website, it sounds great - that is only a preliminary quote. When you receive an actual bill, it will be much higher than you were quoted because they will surcharge you to death for everything they can find - tickets that are more than 20 years old, dismissed charges, eye color, whatever!

    Thanks for your vote!

    Reviewed July 15, 2009

    My car was parked at Whole Foods in West Hollywood backwards, so the front of the auto towards the store. A passerby said he saw an old couple in a Cadillac hit the car and drive away. My license plate and holder were on my hood, but there were no major external damages in the front. The car was pushed into a wall so the tail lamp had a small crack which grew overnight. So my friend recommended I go to Eurasian, her friend's shop, to get a new tail light as mine went out and I didn't want anything leaking into the casing.

    So I stopped by a few places, I ended up at Eurasian. Joe, the owner, said I should really make sure there is no internal damage to the vehicle as there was a slight bit of condensation in the left tail light. I agreed. I wanted the light covered, I reported the incident to Geico. I was given one of three loaner cars from Eurasian. One was safe, the others were salvaged and the highway patrol pulled me over and wanted to impound the Scion I had for 2 months with no air conditioning. No WW fluid, bald tires. Enough said. So the adjuster from Geico came out, I was never given a quote. The fees were approximately $15,000 and I picked up my Porsche (It's a 1999) on May 30th. My tail light was still out. I had to run an errand on the way to take my car back as there was condensation in both tail lights and it was side swiped in a parking spot while I was inside a building.

    So I took the car in at 1:30PM. I was given no estimate, no invoice, not even when I picked up my car. Finally, I just picked up my car on July 6, 2009. When I arrived to Eurasian, my car was dead as a doornail. The passenger window had no tint as the rest of the windows do, the front pass. The tire was supposed to be replaced, the charges were an additional $4,000.00. The ignition is broken and Joe, the owner, told me there was a key stuck in the car since I dropped it off. Not true, I called the dealer where I bought the key and that was not my key! The airbag light is on, the radio does not work. The vehicle has been charging for 3 days and will not start. The driver arm rest is broken, the driver tint on the front window (driver side is terribly scratched, deep in several places), the alignment was not done.

    Geico is of no help to resolve this matter. I am in Las Vegas helping my mom who is blind in one eye from cancer and Geico is telling me to drive a vehicle which won't start to Los Angeles. They said they have no place for me to take the car in Las Vegas. I stopped at a body shop on the way out of town (I left LA the day I picked up my car as I can't leave my mother alone), the estimate is $9,000.00 to fix just external, obvious parts of the vehicle. The gentleman said a lot of the parts claimed to be replaced were not and the hood has a huge dent in it and paint bubbles, as well as the car has a broken passenger arm rest and broken ignition. The airbag light is on. You are lucky if you can get the car to start. Please help if you can advise. Eurasian is ignoring me, my car I paid for myself is ruined. Geico said that because I did not choose a Geico shop, they will not help me facilitate the repairs.

    Thanks for your vote!

    Reviewed July 10, 2009

    I had a car accident on June 3, 2009 on Henderson Rd. and S. Gulph Mill Rd. in King of Prussia, PA. The accident was caused by a GEICO-insured Mr. Saket **, who recognized his fault, which was confirmed by the police report. Unfortunately, Mr. Saket was not driving his own car, but a new Mitsubishi Gallant, a car he rented from AVIS. For your Information, the Claim Department examiner was Amy ** and the contact number is 800 841-1003.

    Though I called GEICO repeatedly, it took more than three weeks for the GEICO adjustor to show up to see the car. The estimate of the damages was $2,167.16, with the mention of repair in 7 days. But nothing happened, and the car has not been repaired even today. The estimate included only body repairs, though I told the adjustor that after the accident, I tried to drive to Philadelphia and the car vibrated on the front, which scared me of driving. I was told that something must be wrong and I should not drive it.

    I have to contact GEICO many times, and after a period of total lack of response, though GEICO recognized that it was their insured's fault, the examiner finally told me that they cannot pay my damages because they were done by a rented car. They would pay if Mr. Saket would have driven his own car. Mr. Saket is fully insured with GEICO and was told that he could use his own insurance when renting a car.

    We are now in week #6 after the accident, and GEICO claims that they are still investigating and waiting on some kind of report from AVIS Rental Co. (What for?). They refused to fix my car and to give me a rental car, but they gave me instead the runaround.

    I am seventy years old, and I live in King of Prussia. Due to the current economic situation, I have to work at my age to support my self and to help a son with disabilities. I commute to Philadelphia for work. I need the car badly. For more than a month, I had to beg for rides or take 2 buses and wait in the storm and sometimes heavy rain, which is very difficult for a 70-year-old woman. GEICO does not care.

    To add insult to injury, GEICO sent me in this 6-week period, not one, but two letters inviting me to join them for their good rates and services(?). Also, the law in Pennsylvania says that the car insurance is mandatory for property damages, and the other party in the accident, Mr. Saket assured us that he is fully insured to the satisfaction of the police officer. GEICO made Mr. Saket believe that he is fully insured. No specification was made in his policy about not being insured if he drives a rental car. I know that for a fact, because the examiner, Ms. Amy, told me very clearly that she needed time to search, to investigate, to find out who is going to pay, and to see the rental agreement and talk to AVIS Rental people to see if they would pay.

    Apparently, Ms. Amy and her boss cannot figure out how they insure their own people; or knowingly, purposely, and fraudulently, they take money from the insured, hiding the fact that they are not insured when driving a rental car, though by law, they must insure us property damage while driving. How could we, the innocent insured people, know if GEICO's own agent/examiner cannot read and comprehend their own policy to make a decision? They just keep me in suspense with their research and investigating procedures, postponing as long as they could. This is the sixth week, and I'm just waiting.

    Please publish my complaint. GEICO advertizes heavily their services on the media, especially on several TV channels right now. I want the world to know how they are paying their own claims (or not paying).

    Thanks for your vote!

    Reviewed July 10, 2009

    I was rear-ended by a GEICO-insured driver, while I was stopped in a line of cars at a red light. The woman was issued a citation by the police. Almost two years later, GEICO refused to reimburse me for the three thousand approximate out-of-pocket costs I had for medical tests/treatment due to the accident. The agent assigned to my case ignored my calls; other agents said they would have her call me. I have no choice but to file a lawsuit, just to get my reimbursement.

    Thanks for your vote!

    Reviewed July 6, 2009

    A GEICO insured client ran a stop sign running 45 mph and plowed into my vehicle, which is a total loss. This was on April 10, 2009. The driver lied to the police officer and stated he was on the road I was on and vice versa, and that he was only traveling 20 mph. The Wake Forest policewoman could not tell who was at fault at the accident scene, even though his vehicle traveled twice as far as mine. Later on, the GEICO driver called the Wake Forest Police Dept. and admitted fault stating he did not know where he was at, what road he was on, nor did he know the area. Guess what, he did not get charged with the accident.

    Needless to say, GEICO denied my claim. So, I spent $1800 having the accident reconstructed. The reconstruction clearly shows the GEICO driver traveling approximately 45 mph and that he never slowed down for the stop sign. Therefore, he clearly ran it; thus causing the accident. GEICO still doesn't want to pay. Imagine that! They have so many stall tactics it isn't funny. They are a bunch of **!

    Thanks for your vote!

    Reviewed July 4, 2009

    I can not stand your commercials with that guy that sounds like he has a fake accent. I would not buy GEICO solely because of those insulting commercials. I am at the point that I turn off the radio when that stupid gecko comes on. If I were you, I would get rid of that guy and those commercials.

    Thanks for your vote!

    Reviewed June 29, 2009

    I filed a claim in May to repair my truck which hit a deer and it's June and they have not even tried to fix my truck yet. I have a bent bumper and a dented door which cost a lot of aggravation.

    Thanks for your vote!

    Reviewed June 19, 2009

    On April 16, I tried to close and get refund for my father's car insurance. When I tried to close the account, I was told I could not because I was not on the account but had sent a Power of Attorney several years ago. They requested that I send a copy of the will stating that I was the executor, a letter stating that my father was deceased and proof of new insurance on the car, which I thought was none of their business but I sent all they requested.

    I was finally sent a check made out to the Estate of **. I was told by the bank I could not deposit it because we did not have an Estate account set up and would have to get the check reissued (which 3 others had already done) in my name. I called GEICO back and told them I needed the check in my name and they said to try another bank. And I asked that if they still wouldn't deposit it, could I get a letter from the bank explaining they needed it made out to me. I was under the understanding that they would reissue it with a letter from the bank. I had the bank fax a letter and GEICO still refuses to issue a check in my name.

    After two months, I'm still trying to resolve the issue. I did everything GEICO asked and they still refuse to resolve the issue. If I was asking for something unreasonable, I would understand but I was asking that the name on a $169.65 check be changed so it could be deposited.

    Thanks for your vote!

    Reviewed June 18, 2009

    My accident claim has not been resolved. These people are refusing to resolve and close my claim. They are refusing to pay for all the damages when I am 100% not at fault. I am being given the run around regarding my car's damages.

    Thanks for your vote!

    Reviewed June 9, 2009

    Geico insurance company is a joke. I signed up with them online. There were very confusing multiple forms that their own agents did not understand. I ended up taking a full month and numerous phone calls to get it all straight. Then the automatic payments. I set them up for the 15th of the month. Well, Geico decided the 11th was okay. They overdrew my account. My overdraft protection covered it, but I was still charged a fee by my bank. Then we made a change and they didn't do the automatic payment that month. Then the next month was almost 250% of the original agreed upon amount. I called to question it and was told it was policy. Then I cancelled my policy. They told me I had to pay them on the spot, which I politely refused to do because of the amount demanded.

    I demanded an itemized final statement. It was almost $800.00 less than what they had been demanding on the phone. I switched to Progressive and have had it two months now. No phone calls, no problems, no billing issues, nothing. My only problem now is whenever I see a lizard, I have this urge to run it over.

    Thanks for your vote!

    Reviewed May 30, 2009

    When inquiring about a potential zip code change to my auto policy, I was told my rate will now be increasing over 65% solely on this fact. All this is after a perfect record and being with the company for years. That is over 65% in policy premium, from $472 to well over $740 for six months. Isn't this illegal in California?!

    Thanks for your vote!

    Reviewed May 22, 2009

    I have a Geico Credit card for some years now with a credit limit of $12,700.00. I received a letter on March 10, 2009 stating that they are reducing my credit limit to $1800.00. I have never had a balance over $1000.00 and never been late and almost always pay the balance. The letter states a credit report was not used. If you call the number given, you cannot talk to anyone, always only the automated system.

    Thanks for your vote!

    Reviewed May 20, 2009

    GEICO refuses to pay a claim for their driver, who wrecked our vehicle, so we are stuck with the bill.

    Thanks for your vote!

    Reviewed May 19, 2009

    After filing my previous complaint against Geico, I received an email from them stating that my name had been removed from their mailing list. Today, I received yet again another piece of Geico garbage in my mailbox. Is there anything I can do to put an end to this harassment? Is there anything you can recommend to make Geico understand that I do not want to receive anything from them, email or land mail?

    Thanks for your vote!

    Reviewed May 16, 2009

    A person insured by Geico (Government Employees Insurance Co., the Geico lizard Icon) hit my child's car and totaled it. Geico has been messing around with me for the past 4 weeks because her car was worth more than they wanted to pay for, so they are working around the clock and dragging their feet trying to find a way to keep from paying for the car.

    Thanks for your vote!

    Reviewed May 13, 2009

    In mid-April, my husband and I gave one of the cars on our GEICO Policy, a Dodge Avenger, to my stepson Orlando "Michael" **, and all decided it would be best if he had his own GEICO policy with this vehicle. We agreed to make the down payment to get it activated. They insisted it had to be automatic debit. With Mike on the other line in a three-way call, they pressured me to name a date in advance. I named a date that I thought would be safe, April 30, with the agent's assurance that either the date or the bank could be changed if my husband did not agree, since he was not home at the time.

    It was agreed that $384.85 would be taken out on 4/30. However, approximately 4/26, my husband discovered that due to a 1-week work furlough, we would not have enough in the bank to cover the charge, and we wanted to delay it. My husband called to ask if he could change the date to the second week of May. They were uncooperative, and the representative suggested he should go to Citizens Bank for help. My husband told them indeed he would go to the bank and stop the payment. The next morning, I went straight to Citizens Bank Customer Service and placed a stop payment, for a $25 fee. They said it had to be the exact amount, and fortunately, I had my notes with me from the three-way call. The stop payment was made for $384.85. Jesse, my customer service gentleman, assured me everything should be fine.

    However, on May 5, the GEICO debit posted, inducing a hefty overdraft and insufficient funds fee. When I called to find out what was going on, the Citizens rep told me that GEICO had withdrawn $384.86 instead of $384.85, thus making it slide through, not an exact match for the stop payment. We can prove that the quote was $384.85 however, because they sent Mike a letter reflecting this down payment, along with the future payments to be made by Mike. We submitted a copy of this letter to our bank branch manager at Loudon Road in Concord, with whom we filed a Fraud complaint against GEICO. The manager was very understanding and didn’t even seem shocked. We are still waiting for a resolution in this matter.

    Thanks for your vote!

    Reviewed May 10, 2009

    On Feb. 11, 2006, I was involved with a drunk driver that almost hit me straight on. My truck was totaled, the drunk driver took off. Two witnesses took off following him, caught him where he lived. Now here's the best part. The courts awarded him & after a year of court battling, let him off & the judge agreed with the drunk driver(?) even though I was left with severe neck & back injuries! So Geico covered a little for me to go to physical therapy. Then I got told there was no help for me & I needed an operation.

    Well then, I got the runaround from Geico! So one thing I learned from all this, don't ever insure yourself with Geico. We are paying for their commercials! Another thing that I told the district attorney & the detective also. Anybody out there who wants to protect themselves from injury, if some drunk or someone tries to do harm as they are coming at you with their vehicle, I repeat, don't brake! Speed up & knock them out of the way! If I had done this, I would not have these injuries due to the G-force that I sustained from impact on hitting the brake! And don't worry about your vehicle. Either way, Geico will have it totaled out anyhow & pay you nothing on it!

    I found that Geico isn't the cheapest around as they claim. I found many companies out there that beat them hands down. I would advise people to check out Travelers Insurance company or AIG. If we stuck together, maybe we could put Geico under where they belong. Don't you think it is long enough to have them steal from people? A few people who took my advice are happier now that they aren't getting screwed. Oh, & Geico, if you are reading this, it's the only time that you go out of business ripping people off & it's about time. Soon you will be going under!

    Thanks for your vote!

    Reviewed May 6, 2009

    I have requested multiple times for Geico to stop sending me unwanted email and USPS mail. I am not a Geico customer. I requested an online quote and the quote was ridiculous. I have not requested any further contact from Geico, and as stated, I have requested they stop contacting me in any way. Can you get the message through to them?

    Thanks for your vote!

    Reviewed May 5, 2009

    We were rear-ended on Hwy 29 by Felicia **. My passenger was injured with an upper thoracic spine injury and is still in pain. The woman who hit us, her insurance company (First Choice Insurance), has denied the claim even though she got a ticket for reckless driving! Now we are sacked with the medical bills and fixing our own truck (we have a 2004 Silverado full coverage insurance). GEICO, our insurance company, told me that I would have to pay for all damages before they could reimburse us "if they could recoup" the money.

    No claim adjuster ever came out to look at the truck, and took pictures of the vehicle. We were told that GEICO could not go after them or file a claim unless we paid for everything. That is why I pay a premium every month. Well we found a new insurance provider, and we still haven’t gotten our truck fixed and still getting medical bills. My passenger is still in pain. Consequences: messed up the bumper and trailer hitch on my truck, scratched and dented the rear quarter panel and tail gate and physically injured my passenger.

    Thanks for your vote!

    Reviewed May 3, 2009

    Geico is advertising that it has lower prices in GA. This is absolutely not true. I am 53 years old and classified as a safe driver (no accidents or speeding tickets). Their prices are higher than all other carriers. This is false advertising. I also know of other people that have complained about the same issue.

    Thanks for your vote!

    Reviewed April 27, 2009

    My car was stolen and it has been 2 months exactly. Geico keeps putting me off day after day, week after week. They've conducted 3 different interviews and taped recordings. Every week it's something new with them, yet I have heard nothing as to when they plan on paying my claim. My rental car is being paid by me, until they reimburse me. I am still paying insurance for my stolen car and I haven't had it for two months! It's the worst ins. company ever!

    Thanks for your vote!

    Reviewed April 25, 2009

    I've been using Geico for years. I put a claim in because my truck was damaged, which was not my fault. Someone else did the damage. So, I needed to use my comprehensive as it was getting fixed at my body shop which was certified by Geico. Geico instructed the body shop to use cheap generic parts on a $45,000 truck? They turned around and told my body shop they aren't going to use factory parts. My truck looks like crap. The front-end parts don't even line up. Now the truck's value is worth anything. I will do everything in my power to put or take customers away from Geico. For another reason, they hiked my insurance up to $250 a year because of what they told me. Their exact words were "Due to how the labor and parts are so expensive; it’s statewide." Meanwhile, there is no such thing as statewide. No other insurance company is using this lame excuse to steal from customers. That's a fact. Insurance companies are scams to begin with. We pay and if we are good, we get nothing back. In this economy, we aren't going to lay back and watch companies steal any longer. Watch and you will see as the tables turn!

    Thanks for your vote!

    Reviewed April 24, 2009

    In January of this year, we were rear-ended by an uninsured motorist. We were waiting at a stoplight. When the light turned green, the woman driving up to the intersection never slowed down and slammed into us. In the passenger's seat, my head slammed into my knees giving me an immediate lump on my head and it rattled my husband and I. We had several days of headaches and soreness. It was very frustrating to find out that she was not insured. So, we turned to Geico to provide the service that we pay for which I understood to be returning our vehicle to its original state. Isn't that what insurance is for?!

    We just moved from HI to CA and were not in our home yet, so I could not update Geico with a permanent address. Although the car was in CA, they told me my coverage was still the HI coverage which meant there was a $500 deductible for being hit by an uninsured motorist. That fee is waived with CA insurance but they are not willing to waive it based on our not so unique situation.

    When we were hit, the back of the driver's seat split where the leather meets the plastic sleeve and the bumper and metal brackets were damaged. We also found out that the exhaust alignment was off. Over 6 weeks, we found ourselves in a battle with the adjusters. First it was with Mike **, who is a complete idiot. How do I know this? When he called me and asked where my car was, "Um, aren't you the adjuster?" I also learned that he very clearly said that he had nothing to do with our claim (check the file notes). Just after he washed his hands of us, he denied an extension of our rental car. He's not our adjuster, but making decisions on our claim status (again, check the file notes)? He's an idiot and a jerk. Our claim was turned over to Chris **, also combative.

    Let me take a moment to state that the only damage being approved for repair is the bumper even though the moment before the accident, our seat was intact and the moment after, it was not, and then the discovery of the exhaust alignment. Neither were being approved. I went to Ed ** (when he would finally call me back). He shared that there was confusion between the shops and some paperwork that was supposed to be in the car was not and some other excuses and supporting his adjusters. He promised to call me back by 4/1. I had to call him on 4/3. Surprised? Me neither. I left another message on 4/3 and Chris ** called me back. They didn't think the damage is related to the accident because they had never seen it before. Well, now you have. So fix it, please. The response was no.

    I escalated to Ed's manager, Tom **, on 4/6. After some back and forth, on 4/9, he gave me a long, condescending explanation of how the industry was ripe with fraud and that should make me understand why my car wasn't going to be fixed. I asked, with all of the man hours you have spent telling me no, as someone who is not trying to get one over on the insurance company that I pay for, you are going to risk me cancelling my coverage completely for a fix that couldn't cost more than $300 (it turns out it costs $288)?! He assured me that he would look into it and get back to me.

    Tom did not get back to me. I have not received an update in 15 days and I no longer have a rental car. I called Tom again on 4/24. He completely trivialized our accident, making statements like there was no impact. He said that although the damage could happen, Geico could not prove that the damage was from the uninsured motorist slamming into the back of our car. So, should I drive around with a mechanic to evaluate the state of my car moment to moment to prove something to Geico?

    I am cancelling all three of our policies. How could I have any level of confidence that if something happened again or, God forbid, I have to use the umbrella policy, that Geico would truly provide the service I pay for? The answer is, I cannot.

    Note: Debbie works in the call center, I talked to twice and she is awesome. Thank you Debbie.

    Thanks for your vote!

    Reviewed April 21, 2009

    I was involved in a one-vehicle accident on 8/5/08. I injured my knee which has resulted in my having 2 surgeries, lots of physical therapy and the loss of my job due to the amount of time I was out of work due to my injury. My knee problems continue and will probably result in more surgeries or medical treatment. I have been receiving payment for my lost wages and medical bills and have been paid up till recently when Geico, all of a sudden, decided they no longer want to pay for my lost wages and medical treatment. They believe that my condition was preexisting and that I just exacerbated the old knee injury due to I told them I had a knee surgery 5 years ago.

    I never tried to hide the fact I injured my self 5 years ago. They even sent me to see their IME who apparently agreed the knee injury I sustained was from the accident and not preexisting, because they continued to pay my lost wages and medical treatment. All of my doctors I've seen at the Orthopedics dept. agree that this was not a preexisting condition; it was due to my 8/5/08 accident. This preexisting condition thing is ridiculous and not true. But even if it were, wouldn't they still be responsible for my injury and lost wages? That's why I pay so much for my insurance, to make sure I'm taken care of in a situation like this. Isn't this what No Fault is for?

    Thanks for your vote!

    Reviewed April 20, 2009

    We've been with GEICO for almost 2 years now with nothing but troubles. First, we were rear-ended by a non-GEICO patron. GEICO still has a liability claim against us that's open and swear they can't delete it. Also, we were traveling down the interstate and another vehicle was hauling furniture. The tarp that was covering it flew off and hit the front end of our car. It broke the front bumper and did some underbody damage. We never contacted GEICO about it. We called the state police, described the vehicle, and they called us back with the insurance information. We contacted that insurance company, and they fixed everything back to normal. GEICO has a liability claim against us - for driving, I suppose. They have us so tied up that we can't go to any other insurance company, even though my husband and I both have perfect driving records! They like to change your payment schedules and change your payments as well.

    Thanks for your vote!

    Reviewed April 17, 2009

    I was rear-ended by an individual insured with GEICO. I am also a GEICO customer. Under Florida's no-fault laws, my medical and lost wages had to be filed under my own policy. Fine, I was paid 60% of my lost wages. When I asked for reimbursement of the other 40%, I was offered a settlement of $750 (this was one month after the accident). I was also told that I would not be reimbursed for my lost wages or any out of pocket medical not paid by my PIP unless I agreed to settle. In my opinion, this forces a person to settle early at a low amount just to reclaim their out of pocket expenses and is unacceptable.

    GEICO is very unhelpful and this kind of behavior is what causes people to run to attorneys, resulting in higher premiums for all of us. I will be cancelling my GEICO policy as soon as practical! Take warning, do not buy what they are selling! They don't care if you are satisfied with their service or not as long as they don't have to pay on a claim!

    Thanks for your vote!

    Reviewed April 2, 2009

    6 years and over $7,000 later, GEICO raises my rates. I had no claims as long as I've been with them. So on Feb. 15, 2009, I changed insurance company from GEICO to State Farm. State Farm made a mistake with the cancellation date. GEICO sent a refund money in my bank account after they sent me a letter that they will not go in my account for any reason. I called GEICO and informed them of the mistake. They informed me that everything is going to be taken care of and I will be billed for the refund. One week later, a letter came to my job stating that my driver's license will be suspended if I don't correct the problem with the lapse in my insurance. Because I am an NYC bus operator, my job was in jeopardy.

    I called GEICO, and now, they're telling me there is nothing they can do. State Farm called GEICO and informed that it was a mistake and sent the correct information. GEICO refused to change anything, knowing that I was insured by them all that time. All I have to say is if you leave GEICO, make sure no mistakes are made. So 6 years and over $7,000 later. Thanks for nothing, GEICO.

    Thanks for your vote!

    Reviewed April 1, 2009

    I was hit by a Geico-insured person who failed to yield the right of way. Luckily, there was a police officer who witnessed the entire accident and filled out a report stating that it was the Geico-insured person's fault. The accident injured all four people inside and totaled my 7-month old vehicle. My wife had to go to physical therapy for a month and is still not feeling back to normal. Geico was quick to issue payment for my vehicle but has still not reimbursed us for the medical bills. They really have not given us any good reason for not paying other than they are clearly in the business of fraud. They play game after game and think we don't realize what they are trying to do. After trying reasonably and logically for one year, we now have to file a lawsuit against them for payment. It is ridiculous and nothing short of criminal. I will never buy car insurance or anything from Geico and would pay triple just to not deal with them.

    Thanks for your vote!

    Reviewed March 31, 2009

    I have been a Geico Master Card user for many years now. My limit was up to $4500.00 - Which was never up to half the limit - I pay the card in full. Then I recieved a letter stating that Geico was reducing my credit limit to 900.00. When I called to ask why - the comment was there are many customer who have credit limit up to 25000.00 and was reduced to 1000.00. I ask what this has to do with me and he said that Geico did this across the board.
    Thanks for your vote!

    Reviewed March 26, 2009

    My car caught on fire about a month ago. It is a 2006 Chevy Trailblazer. The passenger side door caught on fire while the engine was off, the suv was parked in my driveway. The cause of the fire is still unknown. The suv is still in the shop and the repair shop is still trying to remove the toxic smell from the burned plastic.
    Thanks for your vote!

    Reviewed March 20, 2009

    GIECO INSURANCE ---My car was stolen and Gieco never helped or paid although I had full coverage for this brand new car. They were supposed to help me with a rental car and to give money or help purchase another vehicle however they would help would have been fine--and they never did. But Gieco was Glad to transfer my insurance to my next used car I had to purchase in order to work and take care of my 2 children. I have a police report,and a witness, and I have sent a copy to all the credit bureaus listed above and a copy to Gieco, and to Mazda American Credit. Kia Dealership recommended for me to file for the lemon law as this was the 4th time the car broke down for the same reason,so i did and gave it to the guy at the dealership. Two men with Kia written on the sleeve of their shirt came to the house to take the car to fix it. I have a witness that was at the location as reflected in the report but Kia mechanics swore they didnt have the car to myself and to Mazda American Credit for about 32-38 days until the cops found it on there lot (steering column stripped, bald tires and in rough condition).
    Thanks for your vote!

    Reviewed March 16, 2009

    I bought a 1997 Volvo 850 GLT from a car auction in Capital Heights MD on March 22 2009. I went with Geico to get basic insuarance on car so I can get a 60 day temp tag till I got to switch over my MI license to MD.
    Geico promptly offered me their discounted rate at $216 per month for basic liability insuarance so high cause I have a couple of speeding tickets at 65mph in OH on a CDL A license driving a commercial vehicle. I am not a truck driver anymore and don't make that kinda money to pay for insuarance at $216 per month on a 12 year old car. I quit trucking cause of family reasons. Today I am proudly insured with Liberty Mutual Ins paying $108 per month for a year and not a six month setup like Geico. And for that $108 a month I now have a $250 deductible Comprehensive as well that Geico failed to offer at $216 per month.
    Thanks for your vote!

    Reviewed March 14, 2009

    18 year old son got rear-ended. Geico first said we are 0%, then after other party claimed my son backed into them, Geico sent me a letter saying we are 100% liable. They never sent an adjuster to me to see my care and closed the case asap. But when they are called, they said that everybody has to pay for their own damages. When I called to get a letter stating what they tell me to appease me, bu nobody ever got back to me. Says that since both parties are under Geico, they had to do it that way. I would love to get a class action suit agianst them. They are unbelievable. I will be searching for new insurance soon.
    Thanks for your vote!

    Reviewed March 13, 2009

    on feb 15,2009 I change insurance from gieco to state farm.Their was a mistake made by state farm on the date of cansellation.Now the date of cansellstion should have been feb 15,2009 but letter they said Nov 10,2008.State farm send the correct letter with the right dates gieco refused to change the date.So now DMV say I have a 90day laps in my insurance.gieco refund money in bank account after a told them not to go in my account for any reason.If this stay the way it is my driver license will be suspended because it pass the 90days so I can not pay the fine.
    Thanks for your vote!

    Reviewed March 11, 2009

    On 01/21/09 my vehicle was vandelized. I reported to geico insurance and to the police officer the same day i noticed it. The claim # is 0359534890101012. It took geico 10 days to come and inspect the vehicle and on top of that i needed rental and i had the coverage for it but it was not provided to me. so i had to rent a vehicle from someone and i payed for it since rental places charges was too high for me. Now my problem is, i had faxed over all the documents that Keisha Dayman the claim handler, requested but my claim is still open and no payment has been made. I have extra coverage for custom parts but they don't want to pay that either. As far as i believe my vehicle is not total vandalized as the say. The adjuster added some parts that were not even in the truck. when i told him about this situation he states that they should be there for safety. Like my glove box is not broken but the adjuster wants to replace it because he says its dirty. and i had no passenger side airbag. it was taken out to install some equipment. But the adjuster states it should be there for safety. As far as i know, no insurance company covers prior losses or any items that were missing before the loss. I don't know why this is happening. Since two and a half weeks Keisha Dayman was out of work. So finally i call the supervisor MR.Michal walker at 18006457550 EXT 7241 and he assigned the claim to Justin Hubbard at 516 496 5270 and again i faxed over all the documents to him. He assured me on March 4th that once he receives the fax he will issue the check and he even made that note on the file. today is March 11 and i'm leaving messages to both of the claim handlers but there still is no respond. so i called claim service department and asked if both of the claim handler are working and they are but they are not returning my calls. Since i stay at work all day,and the insurance company never returns my calls, i gave authorization to my sister to handle the claim for me. Her name is Chenu Bassi. Can you please help me. I paid for storage for the vehicle, towing and rental. But the company still didn't remburst me the money. The geico's claim departments number is 1800-841-3000. I don't know what other information to give you. If you need any further info you can reach my sister Chenu Bassi at 3476261792. Thank you sooo much for looking at my matter.
    Thanks for your vote!

    Reviewed March 10, 2009

    Purchased insurance for for my commercial truck on 3/3/09. Policy # 70 TRG 001688-01 Acct# 11892. I received a load requiring my insurance information and was told I could not transport any cargo because of insufficant insurance coverage, I called National/Geico to inform them of this and was told I would have to pay more money for cargo. I have requested them to resind and refund the total payment they received so that I could obtain insurance with another company that offered the requested amount of coverage being one million liability and one hundred thousand cargo at the same cost.
    Thanks for your vote!

    Reviewed March 4, 2009

    I have been with Geico for 2+ years. No claims, no accidents on a purchased new 2007 VW Jetta. I was backed into by a Ford Explorer. She immediately admitted fault and there were witnesses. After speaking to a number of Geico Representatives when deciding whether to go thru my insurance company or the girl's out of town insurance agent, i was promised the same service, VW OEM parts (i was VERY worried about losing value on a car for which i am still paying!) and a much easier time of it if i chose to go thru Geico, pay my deductible and have them collect on the claim.
    Only issue according to them was that I would have to wait to collect my deductible until they got paid by her insurance. AND they promised i would get better service b/c my adjuster's job would be to make sure to look out for me, forcing the body shop to do a good job. I specified that i absolutely wanted VW OEM parts on a NUMBER of occasions and was told that this would NOT be a problem, even if I used their body shop (a Ford shop). The Geico insurance adjuster proceeded to move forward WITHOUT VW OEM parts - using quality replacement parts. I complained as soon as i found out (i received the estimate LATE friday nite and could not reach anyone until Monday morning - when they claimed it was too late.) I found it impossible to receive timely calls or any sort of remedy from the adjuster and his supervisor. I just picked up the car today and made sure to bring a car expert. They put on a fender that didn't fit the car correctly. So now they have to replace with a VW OEM part. Which I asked them to do at the beginning. They did a crappy job painting the bumper - it was bumpy - easy to see on a black car. And the bottom of the bumper is scratched up HORRIBLY. the only (so far) bright spot in this has been that the body shop has stepped up and has said they will accepted responsiblity. I can't begin to describe how DISGUSTED i am with the service i received from Geico. The customer service was horrible. PERIOD. No one should have to pay for service this terrible. If i did as bad a job in my work, I would expect to be fired. They should be ashamed at their shoddy workmanship. I understand that they are out for themselves and interested only in their bottom line. But they were MY insurance company & promised certain things which they did not deliver. They have made money off of me easily-I paid my premiums without problem & I haven't had an accident in over 10 year. AND more importantly, they will collect on this claim IN FULL.
    Thanks for your vote!

    Reviewed March 3, 2009

    I set up a 6 month policy with geico over the phone.. I was told to get the 6 month payment plan i had to use my Checking account and set up automatic Draft... I refused at first but when she told me my downpayment I had no choice... I paid my first payment and set up the next 5 payments each month at the end of the month...I got a statement in the mail out lining my next 5 payment...the next month on the due date no payment came out out so I called Geico to see what was going on.. My payment were not schedule to run for another day or so... I inquired about the amount becuase this is something I allways do to make sure nothing has changed and sure enough something has changed... They were charging me $50 more for this months payment.. which was explained to me why.. which I understand however to not inform me and just run my account not knowing if I had that extra $50 in the bank is wrong... They claim they sent me a letter in the mail.. Which is no way no qurantee that I got this letter..( esp since we had snow storm that week) I asked the Rep to hold of on the payment for a couple of days because I had other bills running and was not prepared to pay an extra $50.. she told me she couldnt stop the payment and i should have known since they sent me something in the mail ( which I still never got) so my choice was let Geico run and make everything else Bounce and get charged a bunch of fees from my bank or place a stop pay on geico... I called my bank and told them what happen and since I had the proof that the payment was $50 more then they were suppose to extract from my account they put a stop payment on Geico and charged me nothing... I eventually payed the payment since I allready started my 6 month contract and seen no reason to waist all the other money I have payed but Geico feels like there not at fault.. they charged $20 more for stopping the payment... all this could have been avoided if the rep advised me of the payment when I asked her over and over again... She was incomptent.. and so is Geico... Worst Insurance Company ever for the Little People...I talked to the manageer over the phone and All she could say is we sent you a letter... Thats not good enough.. They have my email.. They send me statements Via email why couldnt they have sent me a email a couple of weeks prior to the due date informing me of the increase in that months payments ? They didnt and I allmost went Bankrupt if my bank didnt understand and helped me. Now I will not let anyone run a automatic draft on my account .. Its not worth it!
    Thanks for your vote!

    Reviewed Feb. 27, 2009

    My vehicle was stolen and geico refuses to pay. They have no grounds for denial and now i am paying for a vehicle i do not have. I paid for coverage so it is my right to have the car paid for. I am filing a lawsuit against them and would like any extra assistance I can get. Thank You..
    Thanks for your vote!

    Reviewed Feb. 20, 2009

    I called Geico for auto insurance looking for the least expensive insurance I could get. I was offered a liability policy by a so called licensed representative. I was told my first payment would be 113.74 which I paid by debit card that day. I received my payment confirmation and contract to sign via email within the hour. I signed it electronically and printed it out. The contract included payment dates and amounts.
    Thanks for your vote!

    Reviewed Jan. 27, 2009

    I was waiting for the light to change on 3/29/2006 and a Geico insured person rear ended me.
    Thanks for your vote!

    Reviewed Jan. 25, 2009

    I was stopped at a red light, when a woman on a cell phone hit me from the rear going about 45 miles an hour. The loaner Honda that I was driving from the repair shop was crushed. I was really hurt. When I notified Geico and was sent to physical therapy by my doctor, Geico had me go to their company doctor to verify my injuries to pay my medical bill. Their Doctor got my medical files mixed up with another patient with a long history of all kinds of medical problems including in and out of drug rehab. Then Geico denied all my medical claims. They cut me off. My doctor wrote to them saying she had been my doctor for years and none of the things the Geico Doctor had were true. My attorney also contacted Geico. They did not care about the truth. I wonder if they did this mix up on purpose so they wouldn't have to pay me. I wanted to sue them, but finacally it would have cost me much with legal fees to pursue this. I think they count on this. It was really an awful thing Geico did. They did not return my phone calls and the letters I wrote with the correct information. Then to top it all off, my Honda (which had been in the repair shop) and was in mint condition was stolen. Beware! Geico does not give the blue book value on auto theft. My Honda dealer had given me a letter as to the mint condition of my Honda Accord. But Geico pays you by going through the cheapest ads in the area newspapers and then averageing them out. In other words they take the clunkers that are sitting in someones backyard and not even in running conditon and they average the lowest prices in. My $4000 blue book car got a $600 check from Geico. This company are a bunch of low life thieves. The lizard does not look out for you. They are truly unethical and dishonest. Do not ever buy Geico. I am with Travelers now and am very happy. I had an incident with a rental car where it was parked and someone did a hit and run. Travelers treated me with respect and paid the damages with no hassle.
    Thanks for your vote!

    Reviewed Jan. 24, 2009

    My complaint about GEICO has to do with how difficult they make the process for a consumer and is not something that can be litigated. However, when considering insurance companies, read my complaint carefully because this is how they treat the public.
    My son lives out of state and is insured with GEICO. At the moment I am paying his premiums. Twice a check I mailed to GEICO was returned, once for an incorrect policy no. (not sure if this was true) and the second time because the name on the policy did not match the name on the check. Why would they care who is paying the bill?? So I called and they asked for all my son's private information, SS#, dob, etc. which I provided. They asked for policy no. and I said I did not have that so they would not allow me to pay the bill with my visa card. My son was hospitalized at the time and I could not access the info. they kept citing privacy issues. I explained I was his power of attorney so they asked me to fax that form and include the policy no. This conversation went around and around, even after I spoke to 2 other supervisors. No one seemed to be listening to me and they kept repeating the same mechanized corporate response. "I understand your frustration, blah, blah , blah. when my son left the hospital he called them and said it was ok for me to deal with his policy. I then called them back, gave them the policy no. which I had at that point, and charged the bill. I told them my son had my permissionfrom now on to use my charge card so that in the future there wouldn't be confusion. The GEICO agent noted it in the computer. All ok, so I thought. Driving home from work I get a phone call from my son and a GEICO agent on the line. the agent said that my son wanted to pay for his policy (first payment from me was for his old car and now he needed to begin anew with a new used car he bought) and could he use my card. I asked why they were calling me when I had explicitly given my permission. "I understand ma'am, but due to identity theft concerns we need your permission. " I was seething but I gave my permission. I use Amica for my insurance carrier and have never ever had a problem with them. They make it so easy that I never even think about the process. GEICO makes it a nightmare, taking up so much of my time, repeating corporate lines, unthinking responses, and generally not acting on behalf of their customers and making it as difficult as they possibly can. DO NOT USE GEICO. THEY HAVE A GOOD AD WITH THE GECKO BUT THEY DO NOT SERVE YOU. THEY ARE INFURIATING TO DEAL WITH.
    Thanks for your vote!

    Reviewed Jan. 22, 2009

    We have been insured with Geico for 4 years, with no claims. We haven't been in any accident in 20 years. Due to a recent snow storm in the pacific north west I decided to add my Ford Expediton back on my policy, which removed in the early fall because we usually use this car for hauling my boat because it has more room for people and gear, anyway I do this every year and I decided to put it back on my policy to get around better in the snow, I called before leaving home in the truck and was certain to ask if my policy was in effect as of now and told the agent why, as I was leaving after that call to pick up my wife. About 300 yards from my home I slid into a very deep ditch after colliding with another SUV already on it's side in the ditch, I am now under investigation for insurance fraud, as Geico says the timeline is suspect. So far I have had to do all the footwork to gather any documents they require to process my claim, to cap it all off by contracting the most erogant investigator who wants me to help him provethe validity of my claim even with all the proper documents in play to establish a proper timeline to validate my policy and my claim , they still manage to draw their monthy extortion from my account.
    Thanks for your vote!

    Reviewed Jan. 14, 2009

    I have been in an accident and my brand new 2008 Honda Civic has been smashed in the front. GEICO insisted that I sent my car to their authorized body shop which I disagreed and sent my car for repair to an authorized Honda dealer body shop. Next I knew why they wanted to send my car to their body shop. They want to use after-market body parts on my new car with 9,000 miles on it. They did not even reveal that to me, and I only came to know about it from my repair shop. Now the situation stands that they still are unwilling to give any Honda authorized body part, but Honda says that if otherwise my warranty on my new car will be void.

    In this situation, I am paying $500 out of pocket so that my warranty is not voided. The adjuster given to me has been horrible. He neither knows the rules nor the policies. Also in my policy, nowhere it is written that it is GEICO’s policy to use after-market parts. It says it would return the car in pre-loss condition, which definitely would not be the fact in my case. Horrible service for all the cute customer service and advertisement. GEICO would rip anyone off the low price they claim to give in the first instance. I am paying more than $500 out of pocket to have my car repaired with Honda authorized parts. GEICO is actually only paying for the labor cost, and they would not listen to me in any situation.

    Thanks for your vote!

    Reviewed Jan. 13, 2009

    I was involved in an accident while insured by GEICO. The accident was NOT my fault and I had a witness to prove my side. GEICO found me at fault and couldn't provide a logical explanation. They didn't even ask to speak with my witness. The claim rep simply told me that You needed to drive safer because the road conditions were poor. I was driving less than 5 miles an hour and someone pulled out from a stop sign. They didn't care that the person didn't have the right of way and they didn't care that I had a witness. Horrible company-would never go with them again.
    Thanks for your vote!

    Reviewed Jan. 13, 2009

    On August 2nd, 2008, I cancelled my auto insurance policy with GEICO because of their poor customer service, and because they caused me a $250 fine by cancelling my insurance policy (apparently because of my payment being lost in the mail) then telling the DMV that I have no insurance without first contacting me. I made the mistake of paying GEICO a six-month premium before I learned about of this. I've signed up with a different insurance company since then, yet I continue to get recorded calls harassing me about the policy at GEICO that I do not want. Each call costs me money since I use a pre-paid cell phone.

    To date, GEICO has not reimbursed me for the premium they owe me after my cancellation. They have not reimbursed me for the $250 fine, and they continue to make harassing, automated, pre-recorded phone calls. The harassment and unpaid amount that GEICO owes me has gone on way too long. I received the latest call today, 1/12/2008 at 2:05 pm, from the phone number, 1-248-758-9138, a full five months after I cancelled my policy. I urge GEICO to do the right thing and reimburse me, and I urge consumers NOT to use GEICO. Consequences: 1. $250 fine from the Nevada DMV; 2. GEICO owes me a refund for the remaining balance after I cancelled the policy; and 3. $2.00 for my cost of answering their unwanted calls on my pre-paid cell phone.

    Thanks for your vote!

    Reviewed Jan. 8, 2009

    In Sept 1996, my auto insurance was covered by GEICO for the maximum amount for safe coverage to include uninsured/unlicensed drivers. We drove to Cape Hatteras, NC for a one week vacation 10 years overdue. We arrived late, 11pm and were tired. We decided the next morning to get food. So early 10am we drove a 4-mile drive to the store. A torrential downpour was encountered and the vehicles immediately front, due to visibility, were slamming their brakes, hydroplaning and colliding with their respective front vehicles. We also collided with the vehicle in front at about 5-10 miles per hour - that I am sure of because I was fully cognizant of my closeness and the situation.

    I turned around to see if all were okay as they were. Upon assurance, I began to turn my head around when I noticed a vehicle behind approaching extremely fast from about 500 meters. So fast I didn't have time to prepare the family. We are hit so severe I could not remember waking the next day in the hospital with one of my daughters. My wife and other daughter were diagnosed and released with back pains and shock. I later found I was ticketed for speeding 45 in a 35 mph zone. Knowing that was in error.

    Weeks later, I drove back to photo the posted 45 mph Speed Limit Sign. I even collected eyewitness confirmation from those who observed the crash. Their testimony was as I reported. I consulted GEICO, the Attorney General of New Hampshire and North Carolina and was given excuse that NH and NC had an understanding of uninsured motorist that this particular incident was left to the insurance company's discretion. Well that was just the start. To this day, my family and I have extreme back problems, herniated discs, pinched nerves, headaches, and migraines.

    When I learned I had only one recourse, GEICO, my hope was for the best. It began when my family members were encountered by GEICO agents requesting that they sue me for improper driving - taking advantage of the bogus report against me. Not only that, but our medical problems encountered too numerous delays and copays of ourselves to cover their neglect. This disrupted our family so much for the years to come. I had to drop from attendance at a university due to the extreme pain, still encountered today. My daughter has migraines and the rest of the family has back, leg, and neck problems.

    I pity the GEICO GECKO should I ever encounter it en route of my travels. I was blacklisted for nearly ten years from other insurance companies. To this day, I search for insurance companies that insure for legal liability rather than economic liability. I wish only to forewarn those seeking reputable insurance companies. Do not be fooled by advertising. At this late date and time, I searched many for assistance until now I happened by your website. It has been 12 years and to this day we suffer. No one has heard us and no one cares.

    Thanks for your vote!

    Reviewed Jan. 2, 2009

    In November, I got a quote from GEICO for $542.00 for a 6-month premium. I jumped on it and the insurance started on 12/2. In late December (before Christmas), I got a call saying that they were going to raise my premium to $1,100 for 6 months, and I had until February 22 to accept this offer. I asked them why there were raising it. I have never had a claim on insurance and had good credit. They said that there were two speeding tickets on my record that I did not disclose (one by me and one by my husband). Those tickets were 4 years old. They only asked if I had any tickets in the last 3 years. Also, I had GEICO when I got the tickets, and had GEICO for 2 years after that.

    I checked my policy online with GEICO, and it said my premium was still $542. I called GEICO again and was told again that I had until February 22 to decide if I was going to accept their new premium offer of $1,100. I explained that I would like something in writing and was told that I would be getting something at some point. Today (January 2), I get an email from GEICO about my policy premium (supposed to be deducted today). When I attempt to login, I get an error that my policy has been cancelled. I called GEICO and explained that I was told I had until February 22, and they told me that the other TWO representatives were mistaken, and that my policy was not cancelled; and that I had until January 11 to accept their offer. My concern was that someone was telling me something and wouldn't send me anything in writing to confirm that my policy was still in effect until the 11th.

    What if I had an accident tomorrow? Would I be covered? The supervisor says I would, but online says I've been cancelled. I asked for access to my online account until the 11th and was told that they can't give it to me. They also said my letter had been mailed on the 31st and wouldn't send me anything in email to verify coverage until the 11th. I will never, ever go to GEICO again. I understand that things can change premium quotes, but mine almost doubled. It worries me that they refuse to send me anything in writing saying I am covered. I'm supposed to believe the representative that is telling me that the previous two representatives were wrong? GEICO is a total rip off. I think what really irritated me is that I've had GEICO for years and left. I thought it was a mistake to leave and wanted to come back to GEICO, and this is what I get. Glad I left and will never be back.

    Thanks for your vote!

    Reviewed Dec. 23, 2008

    We were hit on our street and contacted Geico. We wanted to know exactly what needed to be done. They told us that our deductible was $500 but if got a police report it would than only be $250. So we got a very unfriendly police officer to take the report and than five days later I had to take off work to go to city hall to get the report and fax it to Geico. Everything was going great until the day we were to get our car. They call us and tell us that it will be $400. We are surprised so we ask why $400 they try to act like its nice because they took $100. We tell them that we were told it would be $250 because we got the police report. Geico people acted like we were crazy and that it was not true. We told them that the woman who helped us told us this and asked that because its a day before christmas and we were only expecting to pay $250 can they do anything. I was put on hold for at least 10 minutes and than they came on and told me because this employee did not document that she told us this that they could not do anything about it. And than rubbed it in that most people only do a deductible of $250 because no one wants to pay $500, we had no idea that we could do a lower one. My husband and I are now looking for new insurance.
    Thanks for your vote!

    Reviewed Dec. 19, 2008

    I switched to Gieco about a year ago and it's been a nightmare ever sense. When a claim is made they ask for the contact person of the person responsible for the car and then they call the policy holder instead which causes a lot of unnessary headache on the customer.
    Recently my daughter made a claim due to her car being hit while she was visiting her father. Because the car was at a different address then my physical address they are demanding that I fill out a bunch of forms proving where I live. No where in the policy does it state that when making a claim the vehicle has to be at my residents, and since her car was totaled how could it possible be moved anywhere.
    Thanks for your vote!

    Reviewed Dec. 17, 2008

    My vehicle was stolen and totaled, it is a total loss. I owned a 1993 Toyota Supra, 5 speed standard with customized rims which were insured. I have full coverage, and have been with GEICO since I was licensed. I have submitted the company adds found on CA newspaper and online since my vehicle is a collectors item. After talking to their employee, this was what he suggested. Then I was told later that my vehicle was appraised at $12,750 in Hawaii, which is what they are offering me. I later found 2 similar cars of the same year with higher mileage which were sold for over $18,000 as well as another 2 still currently for sale for $17,000 which I submited to the agent. I now still did not get any updates on my claim; it has been well over a month (claim reported 11/12/08).
    Thanks for your vote!

    Reviewed Dec. 17, 2008

    Recently we updated our insurance policy with Geico and we got a reduction if we chose to have our monthly premium drafted from our account. I agreed. The day that the paymnet was due to be drafted I woke up with an overdrawn bank account. Geico had taken out two payments instead of one. The total amount that they took out was $423.00. This caused us to incur $210.00 in insufficient funds fees. We contacted them and they saw the problem and said that they would resolve it. They said it would take from 24 to 72 hours to resolve. This was unacceptable to us as we had no money and they were at fault for it. We did manage to get them to put the amount that they had deducted mistakenly back in within 5 days. They needed to research the insufficient fund fees in order to make sure that they (Geico) were at fault. They told us that any overdraft fees that we recieved because of this would be taken care of. They did approve payment of the first round of overdraft fees. The told us that it would be put into our account electronically. When we did not see it they told us that it would have to be sent to us in a check per Georgia law. They told us the check was coming from Georgia on Thursday the 11th. Then they said it was coming from Maryland on the 12th. Now they say it was mailed from Georgia on the 12th. It is the 16th and we still have not received it. Due to this, we have incurred more overdraft fees as of last night. I called this morning and they assured me that they would be taken care of. This afternoon they told me that they would not be taken care of because the amount that we spent was over $200.00. In actuality the amount was $166.00. It was living expenses. In the last week we did receive a paycheck but we have two bills that automatically come out of it. The paycheck was for $854.00. We have a $505.00 payment that we must make by the 15th every month (that is documented in the bank statement that we sent them) and a student loan payment of $145.00 that also comes out on the 15th. This was also documented in the bank statement. I tried to explain this to Geico in the beginning. By dragging their feet they would only keep us trapped in a cycle of overdraft fees that we would be bugging them about. When they offered to cancel the previous check that they had sent out I told them no because I was sure that the check would be here today. When it was not, I called Mrs. Gainer and asked her to do that as we had discussed. She said that UPS would not allow them to overnight anything that was in the state of Georgia. What??
    Thanks for your vote!

    Reviewed Nov. 24, 2008

    I HAVE A CLAIM FOR A A CAR ACCIDENT AND GEICO TOLD ME THAT THE ESTIMATE FOR THE DAMAGES ARE 2200 BUT AFETR WAIT AND WAIT MRS. BARBARA KING ADJUSTER SUPERVISOR ,TOLD ME THEY ARE GOING TO PAY ME ONLY 50% BECAUSE MY CAR DO NOT DESERVE 2200 BECAUSE IS A CAR 1998.
    AND SHE TOLD ME IF I DO NOT TAKE 50% THEY CLOSE THE CASE AND DO NOT GIVE ME NOTHING. AND HUNG UP THE THELEPHONE. CAN YOU HELP ME?PLEASE I DO NOT HAVE MONEY TO PAY FOR THE ATTORNEY. WHAT SHOULD HAVE TO DO? THANK YOU DORIS AHRAM CLAIM 0169885440101054 MY CELL 786 2854908
    Thanks for your vote!

    Reviewed Nov. 21, 2008

    I hav been with Gieco for over 21 years.No claims but had to submitt one recently. Gieco is the biggest ripoff company in the world by far. My brother worked for 12 years for them. They are trained to trimm and reject every claim they can. They are arrogant and spend millions every day on their advertising but use every means to rip off the consumer. Be aware that they lobby for control.A class action suite is pending...this company needs to pay the price for years of abuse.The individuals who priase Geico here ether work fo them or are invlvled in the insurance business themselves. these people are usually veru uneducated people who get into that industry because of their incompitency in other fileds!
    Thanks for your vote!

    Reviewed Nov. 19, 2008

    I claim was reported for vandalism on 02/23/08 (claim #0319249030101017).
    Thanks for your vote!

    Reviewed Nov. 16, 2008

    I had car ins. with Geico. My son loaned his car to a friend who totalled it. Geico adj. the value of the car down saying the conditions was bad. This however, was not true. This is another complaint. Then GAP ins. was suppose to pay off whatever my ins. didnt. IAS said they go by NADA, Kelley, or the covered collateral determined by your primary insurer. They would not pay off my vehicle.
    Thanks for your vote!

    Reviewed Nov. 12, 2008

    To make a long story short, I had used Geico for 36 years without a claim (other than a couple of windshield repairs). My son lost control of the car had an accident that totalled the car (no injuries and no other vehicle involved). Geico paid the claim but sent a cancellation notice. What a terrible shame that a loyal (good driver) person would be treated with such disregard.
    Thanks for your vote!

    Reviewed Nov. 12, 2008

    Just read through the Geicko complaints. I am an insurance agent and I see this irresponsibility from my clients all the time.
    One guy let his policy cancel and then is mad at the company for reinstating it and not giving him the correct amount. Did he even consider that this would not have happened if he was more responsible. Another person got in an accident the day after he switched his insurance. Every company would question this. Another person is mad that the hit and run accident will go against their insurance. This is how insurance works believe me your not being singled out. Does anyone realize that your insurance policy is a contract between you and the insurance company. The best way to understand that contract is to read it! We need to become a stronger nation with intelligent people. Not a bunch of whiners that complain when things do not go their way. TAKE RESPONSIBILITY!
    Thanks for your vote!

    Reviewed Nov. 12, 2008

    Would not give fair estimate on a totaled vehicle, I wanted vehicle back and they wanted to drop $1600.00 off the salvaged price, they did not want to pay me for the custom features on the truck, but the wanted to charge me for them if I wanted the vehicle back.
    Thanks for your vote!

    Reviewed Nov. 12, 2008

    I CONTACTED GEICO ON OCTOBER 12, 2008 TO CANCEL MY POLICY BECAUSE I HAD OTHER INSURANCE, AT THAT TIME I WAS INFORMED THAT I HAD A REFUND DUE TO ME. I CALLED BACK ON OCTOBER 27, 2008 TO FIND OUT THE SYTATUS OF THAT REFUND AND I WAS INFORMED THAT IT WAS DEPOSITED INTO AN ACCOUNT ENDING IN 1422 WHICH IS NOT MY ACCOUNT. I ASKED THE GUY IF HE HAD INFORMATION ON THE ACCOUNT AND HE SAID NO. I TOLD HIM THAT WAS NOT MY ACCOUNT AND WHERE IS MY MONEY? HYE STATED THEY WOULD INVESTIGATE AND SEND ME A PAPER CHECK I CALLED BACK ON NOVEMBER 12, 2008 TO FINDOUT ABOUT THE PAPER CHECK AND I WAS TOLD BY SAM REID A SUPOERVISOR ONCE THEY RELEASE THE REFUND THEY CANT GET IT BACK SO I AM JUST AT A LOST FOR MY MONEY.
    Thanks for your vote!

    Reviewed Oct. 31, 2008

    I just went online to check the status of my claim, as I drive around in my damaged mercedes, with no guarantee of repair, certainly no repair appointment. Geico has gotten the entire premium upfront, and my CLAIM IS CLOSED!!! Although I have only been with Geico for a few months now, I deeply regret ever making the switch. We took a few weeks to make the decision, and during that time we received numerous calls from our most attentive Geico representative. She seemed so sweet, personal and reassuring, that we finally overcame all our concerns about changing. She made us feel like we would have that same "personal" service and our own agent with a real name and phone number to contact at any time like we were used to with our previous company. We have not heard from her since. We have absolutely no way to contact her. Why? I would assume because she is in the business of sales; and once a sell is made she moves on the next one. Here's my story in a nutshell: While on vacation at a coastal resort a couple of weeks ago I was "stalked", "chased" and finally bumped by a young man who later claimed to the officers that responded to my call that one of the, well how shall I say it...less than desirable local hotels was his home address and he was in a vehicle which he claimed belonged to a friend of his. Several other drivers on the road that night had dialed 911 about this same driver; but I was the unfortunate victim who got rammed. This was an extremely terrifying experience. I had no idea what the state of mind of this crazed driver was. After being rammed I feared for my life. Due to the fact that this driver seemed potentially very dangerous I traveled past the point of impact and pulled into the first well lit and busy store parking lot I could find. Police responded and by the time I left the parking lot, a wrecker was there (I assume to tow the vehicle he was driving) and the other driver was in handcuffs. I learned that when I did not stay at the scene for safety reasons I just happened to drive out of the city limits before stopping at the first "safe" looking location. Bear in mind that I have not been to this city in over ten years. Exactly where the city limit ended was not on my mind when I was trying to find a well lit and safe place to get off the road. Due to this, the officials could not write out a report for me, however, they did provide me with all of their contact information and offered to speak to Geico and explain that I was a victim and not at fault. They were most sympathetic to my predicament and said for me to have my Geico rep contact them and they expressed that they would more than happy to go over all the details with my Geico representative. GEICO TOLD ME TO CONTACT PROGRESSIVE, THE INSURANCE CARRIER OF THE OTHER VEHICLE. THEY TOLD ME TO HANDLE ALL CORRESPONDENCE WITH THE POLICE DEPT. THAT WORKED THE SCENE. I REGRET TO SAY THAT MY SCHEDULE DOES ALLOW TIME FOR ALL THIS. THIS IS WHY I THOUGHT WE PAY FOR INSURANCE! I HAVE NEVER IN MY LIFE HEARD OF AN INSURANCE COMPANY ASKING THEIR CLIENT TO CONTACT THE INSURANCE CO. OF ANOTHER PARTY IN A CLAIM SITUATION, AND EVEN MORE SHOCKING GEICO DEMANDING THAT I CONTACT THE OFFICIALS WHO WERE ON THE SCENE. Therefore, seeing no other option but to do the job that I thought we paid Geico to do, at least if I want my formerly nice vehicle repaired, I proceeded to spend countless hours pursuing this. The Progressive adjuster actually came to my home, located in a different state and about nine or so hours away from the scene, today. This is no thanks to Geico. It appears that Progressive is going to take responsibility for their clients actions. He even said that he found it most unusual for me to be dealing with them directly. If Progressive indeed follows through with this repair, not only will I switch to Progressive, but I will talk to anyone who will listen and my entire family about making the switch as well. This has been a most educational experience about the extreme lack of service and professionalism within the Geico business structure. I am going to copy and paste this complaint all over the internet and tell anyone I meet because if I had read an honest account such as this during the time that I was so indecisive about changing I would have NEVER switched to Geico. As a result I would not have spent countless hours dealing with another person's insurance company. Not to mention the stress and anxiety that this ordeal has caused me. I'm driving around in my damaged Mercedes that I have invested a lot of money in, knowing that Geico was paid the entire premium up-front. If you are thinking about changing to Geico, please reconsider if customer service claims, reliability, repairs, communication, participation, timeliness just to name a few considerations are important to you. There are a number of good, reputable insurance companies to choose from that do offer excellent customer service. I know, I used to be with one of them.
    Thanks for your vote!

    Reviewed Oct. 30, 2008

    I bought a new car with my fiance and insured it under Geico. They were the first insurance company we called. They accepted our policy for both of us under the same car and cancelled us the next day. This would have not been a problem if we bought the car out right, but we financed the car. Now we have to find another insurance company before the bank catches wind. This will be done, but the reasons of cancellation should have been known before hand. I am wondering if they legally can do this? I live in NY State. Can Geico just cancel my insurance from 1 day to the next?
    Thanks for your vote!

    Reviewed Oct. 29, 2008

    My son was hit by an individual insured by GEICO, he was pulling a trailor and the insured pulled out and hit him in the side of the trailor destroying it. The insured was at fault according to the police report, however now GEICO has denied liability for this claim. This is a $2000 claim which their insured was totally responsible for and they are denying coverage. I am in the process of filing suit again this rediculous company for this simple cliam. BEWARE if you have GEICO or have the misfortune of being involved in an accident with one of their insured. THEY WILL DO ANYTHING TO KEEP FROM PAYING THE CLAIM. The Regional Claims Rep. is Jeremy House and the adjustor is Gerardo. The experience I have had thus far with this company has been very negative. All I am asking for is that I be made whole and put in the same position I was in prior to their client hitting my trailer. Now I am out of a trailor completely. A INNOCENT VICTIM OF ONE OF THEIR CLIENTS SHOULD NOT HAVE TO SUFFER DUE TO THIS COMPANY GOING TO ANY EXTREME NOT TO COVER CLAIMS THAT THEIR CLIENTS ARE RESPONSIBLE FOR. ALL I WANT IS TO BE MADE WHOLE AND THIS ENTIRE MATTER PUT BEHIND US.
    Thanks for your vote!

    Reviewed Oct. 27, 2008

    company had auto repared at there repair shop / with warranty/ now there is problems with the repars and they wiil not fix
    Thanks for your vote!

    Reviewed Oct. 25, 2008

    This is not a complaint about GEICO. I hae been insured with GEICO for over 10 years, and have NEVER had a problem, not with settling claims, making changes, working out payment arrangements, anything. I reviewed many of the complaints against the company listed on this site, and while a few may be valid, the majority could have been avoided if people would read their contracts to know what their rights and duties are. Additionally, basic insurance law should be a part of every driver's education--be it through high school or driving school. It would make things a whole lot clearer for so many people who have no idea that the way insurance companies handle many issues is set by the STATE and not the company. If you don't like the laws and regulations in your state, tell your legislator. If they don't listen, put someone in office who will.
    Thanks for your vote!

    Reviewed Oct. 21, 2008

    I'm currently insured with Geico auto insurance. I had just put a new policy in effect. 2 days later, I hit a deer. I made the claim since I have full coverage with a $250 deductible and an adjuster came out and assessed the damages. There is approx. $3400.00 damage. I was told I could get my car fixed immediately but then an investigator called and said he needed to meet with me so we met and he did his investigation. Talked to family members, neighbors and several managers at my employer all of which have a different opinion about when it happened.

    Now I understand the reason for the investigation but its' taken about two weeks and I've had to drive my car around damaged with 1 headlight and I've just been getting the runaround from Geico and its investigators. He also was trying to coach my bosses into saying the accident happened way earlier! What kind of crook does that? I think Geico hires people to try and get them out of paying claims especially ones like this. Has anyone ever had this kind of experience?

    Thanks for your vote!

    Reviewed Oct. 18, 2008

    Geico's insured ran a red light and totaled my SUV and another woman's car. They give me the run around every time I call there to get an answer as to when and how much I am going to receive, they come up with excuses. At this time it's been 6 weeks and nothing. The insured does not have the proper coverage for the amount of damage he did.

    Thanks for your vote!

    Reviewed Oct. 18, 2008

    In the middle of the night, some idiot smashed into two cars parked next to mine, into my truck. I followed up w/ geico, took pictures, and I was told that it would be considered a at fault claim and that I should pull back my claim because it would cause my insurance to go up. I was also told that I would have to pay out of pocket for my deductible since the person who caused the accident could not be found. I think this is a total rip off. None of the cars that were involved were at fault. What do I have insurance for and what is it protecting me against?

    Thanks for your vote!

    Reviewed Oct. 17, 2008

    I wrote a complaint to GEICO about their website and got a very rude and snotty reply from some woman named Anna ** that calls herself The Commish. I was mad, so I wrote to GEICO to tell them that The Commish is acting like The ** and I got a reply from some drone saying that I needed to complain to Anna ** again. Basically, nobody at GEICO will deal with consumer complaints and after reading the issues others are having here, I figure I might as well go with a company that is more reliable than one that allows their employees to speak disrespectfully with customers. The Commish? Really?

    Thanks for your vote!

    Reviewed Oct. 12, 2008

    I was rear-ended by a DUI UIM Motorist. I received damage to my persons and although I had coverage, Geico has refused to pay me. The drunk driver did not have insurance but I did.

    Thanks for your vote!

    Reviewed Oct. 11, 2008

    Geico billed me 548.00 dollars extra for a 6-month auto policy for my son. The additional fee was because I let my son use my vehicle to take a driving test in order to obtain his license in Mass. After talking to several representatives and faxing several pieces of documentation the bill is now 109.00 dollars. My complaint is why do I owe anything? I have been a customer for 8 years and have always paid my bill in full on the day it was due. The 109.00 dollar bill is now in collections, tarnishing my credit for something that should never have been charged in the first place.

    Thanks for your vote!

    Reviewed Oct. 8, 2008

    GEICO has basically not paid a claim when their insured vehicle was at fault and I was not based on their claim that they cannot locate the owner of the car to verify with him it was not stolen. The car was not reported stolen. SC law states the insurance follows the car. The car they insured was at fault. I have incurred debt for a rental, hospital visits, and new car.

    Thanks for your vote!

    Reviewed Sept. 30, 2008

    I was involved in a hit and run in my apartment complex, Geico has plan in place for this they said my best bet is to knock door to door and see if anyone admits to hitting my truck, thanks geico way to help out!! my girlfreind has USAA they have a plan in place for hit and run scratches that occur on private propertly, if you can get USAA $100 is all you pay out of pocket and they fix the damage for you since it really wasn't you or your driving that caused the incident, and that is why any size deductable.

    Thanks for your vote!

    Reviewed Sept. 29, 2008

    I was involved in an accident while living in Orlando, Florida. There were no tickets issued as the authorities could not determine who was at fault (my word against theirs). I was sent home because my car was still functioning though it had major damage.

    I immediately called Geico to report it, and they gave me instructions for obtaining a rental car (part of my coverage but with a 30 day limit) while my car was being fixed. They said a rep would come out to evaluate the damage, and they also gave me the name of dealer garages they recommend for car repairs.

    The rep did not show up for 3 days or so. When he did, he coordinated getting my car towed to the auto repair shop that Geico recommended (a Ford dealership actually). The garage stated my car would be fixed within 10 days.

    After 10 days I called the garage and they stated that they didn't start work because they were waiting for the Geico rep to come out and inspect the vehicle and the agree to the repairs the garage claimed were needed. When I finally contacted the Geico rep, we met at the garage and he stated that my car was totaled. I went home and waited for the next step.

    Days went by again and I called Geico, they put me in touch with my rep who now stated that his decision to total my car was overturned. My car was now NOT totaled. So we went BACK to the garage to tell them to go ahead and do the repairs...estimate was about $8,000.

    This was approaching 20 days after the accident and 20 days into my rental coverage. So once the garage received the final decision from Geico to repair my car (having agreed on the repair estimate), the garage scheduled work....BUT they now didn't have an opening to begin work for another week or 2.

    During this time I was informed that the other car had filed a suit against my insurance and Geico paid them $10,000 no questions asked.

    By the time the repairs on my car were finished, I owed the rental company $900 because my rental car coverage was exceeded. I made several calls to Geico to get them to pay this since they were the ones who stalled the whole process and I was denied. I continued on this frustrating and time consuming pursuit for fairness for several months only to be denied.

    Geico paid a $10,000 claim from my policy to someone with no questions asked, no tickets issued, no fault determined in the accident - they gave me the run around when trying to get my car repaired (inexperienced rep maybe???) which cost me $900 for a car rental - yet they would not cover my rental expense.

    I was furious and helpless against the insurance giant, and I would like restitution.

    Thanks for your vote!

    Reviewed Sept. 24, 2008

    I argued the premium with them after my buying a new car. Meanwhile, I was also shopping online with other companies. However,Geico assumed I said Yes in the phone and agreed with the premium number they offered me. Actually I never said Yes or Agree to renew or Paid the renew fee to Geico. Now I get the much better offer from another big company. I'd like to stop with Geico now, but you cannot imagine that the Geico charges me on the new car within 2 weeks after I bought from the dealer. (The dealer always allow 2 weeks to finalize insurance company).

    Now I feel so angry about Geico, why Geico assumed I said Yes to continue with them? Anyway, the dealer allowed me 2 weeks to finalize the insurance company. Why Geico charges me over $10.00 just with 2 weeks? I argued with them and refused to pay that charged fee, I also asked them to show me the proof when and how I have said yes, but Geico doesn't show me the proof and keep the wishful thinking on its part. I will sue Geico! Is anyone here that we can unite together to fight with disgust Geico?

    Thanks for your vote!

    Reviewed Sept. 15, 2008

    Regarding our daughters fender bender--driving a borrowed car she'd been told was insured by the owner and wasn't; now Geico is going after her on behalf of the people she hit. The update is that our daughter WAS insured by GEICO at that time! We had her on our policy and Geico knows that; but they refused to pay the claim from our policy. We're not sure why. We just went over our records and saw that we had not yet taken her off of our policy, because she had JUST moved out of our house.

    Geico obviously just doesn't want to have to pay this at all; even though both parties were insured through them. They are causing our daughter alot of mental anguish by taking her--instead of the owner of the car she was driving to court--even though she WAS INSURED with GEICO.

    Thanks for your vote!

    Reviewed Sept. 13, 2008

    Single unit multi family dwellers BEWARE! If you use Geico auto Insurance and you have an accident with one of your family members of the same address you are not covered! Check your exclusions and endorsments of your policy. The insurance commission should not allow such exclusions while they demand you and I to have liability insurance.

    In Sept of 08 a 23 yr old son with the legal minimum insurance thru Geico , rear ended his father at a traffic light that went from red to green to red just about that fast due to an approaching fast commuter train. A low speed rear ender however with crinkle zones the way they are today the damage to the front vehicle, which should normally be covered by the liability of following vehicle, was $3000. And denied.

    I highly recommend rereading your policy and dropping Geigo INS for the frauds that they are. Please be advised that there is no coverage for the above referenced loss. GEICO Casualty Company will take no further action with respect to this claim. Your driver and our insured are resident relatives; therefore, property damage coverage cannot not be afforded for your vehicle due to this loss. Should you have any questions, please contact me at the number listed below . We are required under section 2695.7(b)(3) of the Unfair Claims Settlement Practices Regulations to provide the following notice: If you believe that your claim has been wrongfully denied or rejected, you also have the right to have the California-Department of Insurance review this matter.

    the sons truck was damaged beyond the financial ability to repair it and the fathers vehicle was covered by AAA ins.

    Thanks for your vote!

    Reviewed Sept. 3, 2008

    2 incidents: My daughter drove a borrowed car, she was told was insured. She slightly rear ended someone--who said they weren't hurt. The car she drove actually hadn't been insured by the owner, but she didn't know that at the time at all. The people she hit were insured by Geico. Now they claim injury, and Geico is harrassing our daughter, rather than going after the registered, supposedly insured car owner.

    I was hit by a reckless driver that ran through a red light at a very fast speed. She was insured by Geico. The police report shows this to be 100% her fault.

    Geico is suing our daughter, who completely beleived the car was insured, is out of work and has a new baby; rather than going after the registered owner of the car she drove. We have explained this to Geico in detail many times, yet they keep going after her. At the same time, refusing to pay the bills from my accident, caused by their insured. Our daughter needs the attorney, we have one.

    Thanks for your vote!

    Reviewed Sept. 2, 2008

    My husband is temorarily disabled, has been out of work 3 weeks. Workers Comp is screwing around the insurance company has not showed up to his workers comp hearings. Now they have set another hearing for 10/3, meanwhile we have no income coming in. I am a stay at home mom of 2.

    I called GEICO & Emailed them our situation & they said the bill is due 9/11 but they can give us to 9/13 or they will cancel the insurance. We have a leased vehicle on the policy & if the insurance is canceled they will take the car. They said they couldn't do anything.

    Thanks for your vote!

    Reviewed Aug. 30, 2008

    On 7/24/2008 I was in volved in an accident. A [man] hit the back of my vehicle. [He] received a citation, did not notify his insurance co. of the accident. I called Geico at 4:30pm on the 25th to see if [he] had filed a claim. He had not so I did so. [He] claims I was at fault because I cut in front of him. An investigation wa launched and now 37 days later I am still waiting to get my car repaired. The examiner for Geico has sent a letter stating he has 10 days to get in touch with her.

    [Geico] suggested I file through my insurance co. However I have a $500 deductable. Why should I pay my deductable when it is their insured that was a fault. I left a message suggesting Geico send me $500 and I would glady filed through my insurance co.. What can I do?

    The back end of my car is damaged a tail light is broken whickh could result in being pulled of by law enforcment and getting a citation. Besides I have red tape of my tail light which looks terrible.

    Thanks for your vote!

    Reviewed Aug. 28, 2008

    I was a Geico policyholder from 1985 to 2003. That is, until the day I received a letter from Geico stating that they were cancelling my policy. In all those years, I had had 1 minor fender bender, my fault. I had never even used the glass policy for my windshield in all those years. I contacted Geico concerning this notice of cancellation. I asked the customer service rep why Geico would cancel my insurance. Her response? She said it had to do with 2 speeding tickets I had rec'd in 1998 and 1999, 3-4 yrs previously! However, she let me know what the real reason was. You see, since I had been a Policyholder for so many years, I was what they called Grandfathered In. This means that I could not have my rates raised. I wasn't with Geico all those years for nothing. The rates were AWESOME! No other insurance company could touch them!

    So, in order for Geico to raise the rates of all us long-term policyholders, they had to find something, anything, to cancel coverage over. So, Geico cancelled my coverage over old tickets. She responded that she could start a new policy for me, if I wanted, but it would be much higher than the rate I had previously been paying. My rates at the time of the cancellation, for 2 vehicles, was approx $650.00/year. The new rate she quoted me - $2400.00/yr. I was floored! I asked why it was so high? She said the company set my rate at that price due to those 2 old tickets. I walked away from Geico that day. I have never looked back. I will NEVER call them, even to get a quote.

    I am a Claims Adjuster and have been for many years. I read your stories and I, too, wonder how these companies get away with the tactics they pull. For anyone interested: Heres a GREAT TIP! GET AN ATTORNEY!

    Thanks for your vote!

    Reviewed Aug. 27, 2008

    had an accident in 2007 i was found at fault and there was a couple thousand dollars of damage to other vehicle and couple to mine,they paid in timely manner also my rate only increased $37.00 per month on full coverage with 2 vehicles in november 2008 i will be a customer of theirs for 11 years.

    Thanks for your vote!

    Reviewed Aug. 25, 2008

    This year i joined a Geico insurance. I had a good car, it was a 1998 Ford Crown Victoria Police Interceptor. I had this car almost 8 years. Geico give me a good premium and coverage. But in July of this year my car was stolen from my friend house. After one week car was found near place where I'm flying my R/C planes by park rangers.

    Geico start special investigation and did not finish yet. Now i have no car and i have to pay for it, because representative told me it is a Company regulations beside of that Geico almost double-up my premium.

    Thanks for your vote!

    Reviewed Aug. 23, 2008

    2 days ago I got a call from geico. Im qm canceled and to call by friday to reimberse my policy, Im only 7 days late with said payment she informs me everything will be alright by friday, So I called friday and I spoke to two men one man put me on hold even after her got my visa # and the 2nd man said call with visa card again on fri/ Sat. so I called on Sat after our check cleared with our bank, the 2nd man quoted me a price of a renual fee $112. and $52. a month and have has geico for 2 1/2 years, geico says there insurance company cant insure me. I was with them for all this time and Im refused?

    something smells real bad with geico, there trying to say I was involved in a car accident I wasnt, I was in to accidents but neither my fault, rear ended in 9/07 and a tractor tralor ran a red light side swiped me with my 2 week old grand child in the back seat, the tractor tralor demolished my car, I no longer have anymore, but It was not my fault and geico at the time had me pay for $500. for the deductible. I got a great lawyer and he was apauled with geico's wrong guidence and I should have never paid for a deductable, the chief of police said it was totally the trucker fault even a whitness came forward, now I was not at fault for eather accident,

    today is August 23,08 and geico clamed I had an accident on November 1,2007 with no proof of an accident, someone at there office put down I had an accident on November 1, after crying I called a reputible insurance agence and got insurance.

    Thanks for your vote!

    Reviewed Aug. 21, 2008


    When I initially opened a policy with GEICO I was quoted a premium based on my credentials, etc. I was quoted a policy for a 12 month period from one of their representatives. I verified twice that it was in fact 12 months. I was ok with the amount and went about my merry way.

    When I initally recieved documentation from GEICO I noticed that it was a 6 month time span that my premium covered. I thought it was a mistake and figured I would call and rectify it. As it turned out, I was told by a customer service rep that it was in fact a 6 month premium. I was irrate and had it out with a monager their to no avail. I bared and grinned it and angry as I was went on with my normal routine.

    Recently my policy was cancelled due to a non payment. I added collision to my policy and had to pay x amount of dollars. I had another payment due shortly thereafter and never received any notice. The next phone call I got was after my policy was cancelled for 5 days to reinstate. That really steams me.

    I had to pay double what I was quoted by a representative to cover me for 12m months. My concern, I was lied to.

    Thanks for your vote!

    Reviewed Aug. 19, 2008

    First of all, I was three months pregnant, and only 18 years old. My parents had recently kicked me out of the house and I had just moved in with my fiance. I only had a permit, and I know it was wrong of me to be driving without a licensed driver, but in a way, I kind of had to.

    I dropped my boyfriend off at work one day, and as I was driving back home, I hit the back of a car. The car I hit didnt even get messed up that much, my boyfriend car got more messed up. I admit, the accident was my fault. Since I was pregnant, the police officer said he was going to call an ambulance, even though I told him I was fine. The ambulance came and asked everyone if they were okay (me, plus the two other people in the car). Everyone had said they were fine.

    Well, when the police officer asked for our insurance card (which my boyfriends father was supposed to be paying), I handed it to him. They hadnt told me that it was declined of anything. I found out the next day that there was no insurance on that car. Now, that was not my fault. As far my boyfriend and I knew, his father was paying it.

    Now, Geico (the other peoples insurance) is trying to sue, because one person is trying to claim an injury. When the ambulance had arrived the day of the accident, they said that they were fine. Only after the ambulance left did they start complaining. Now, they have been sending me letters for nearly a year trying to get me to send them over 6,000 dollars. But, the weird thing is, every single letter they have sent me has had a different amount of money on the claim. I have sent them many, many letters trying to explain to them that I am out of work, and I have a young daughter (9 months as of now), and I have no way of paying this. Now, they are trying to sue me.

    I dont understand-it really wasnt my fault that there was no insurance on the car. Is it right for them to be coming after me? I do have my license now (which I cant afford to lose either, my daughter needs doctors appointments every month), and the only reason I was able to get that, was if I paid the court a $200.00 fine, and take a driving improvment class, which I have done both. I talked to one lawyer, but he didnt give me very much advice. If anyone else can help, please let me know.

    Thanks for your vote!

    Reviewed Aug. 19, 2008

    I filed a comprehensive claim for a paint damage, geico did not pay for it.

    Then I filed another claim for windshield, but in the online system I put wrong date accidentally. Geico did not pay for it saying I did not have glass coverage at that date. But when I called to let them know about wrong date that I put accidentally. They did not listen, and constantly said that I have to pay that myself

    Thanks for your vote!

    Reviewed Aug. 16, 2008

    i was in a single car roll over accident as geico policy holder. the accident was 7 months ago and they have found every loop hole to not pay the wage loss claim. i need to be concentrating on getting better not worrying and stresing over this. i keep harrasing my doctors, myself an the employers i am on medical leave from and not paying for the claim. they have only paid thru march and the accident was in january and it is currently january. they have made me so sick and actually are adding to my medical prblems with mentally ive gotten worse and developed an ulcer.

    i can not spend time online explaining my story for i have a sever head injury and problems with my back and neck. I would love someone to contact me that can help me. the director of claims is inlvolved and instead of looking to solve the claim they keep trying to deny it. its got me so upset that i would rather be dead then deal with them. i need to get paid to help support myself until i go back to work so i can have what i need to take car of myself.

    its 140 each way to the doctors and i cant afford to go with no income coming in temporarily til im medically better enough to go back to work. ive read several sights that say the only way to get paid by geico is to sue them that is so unfair. what kind of company mekes a persons life a living hell after they have a car accident. i trusted i had coverage when i pd the premium! anyone with advice please HELP ME! thanks! it has caused me a great deal of embarrassment within the community with my doctors employers friends family members etc. i have ulcers and mental heath problems from the anxiety and stress along with the multiple ijuries i got from the accident.

    Thanks for your vote!

    Reviewed Aug. 14, 2008

    My story is a very interesting and exciting one. I'll be very brief. All my life I've always wanted to be the voice in the dark for the underdog. After teaching college for over 23 years, a friend introduced me to the Insurance business which I loved and have been in since 1986. I own my own Agency and that gave me some insight into some of the behaviors of the insurers an inquiring mind may find questionable. I've been compelled from time to time to question some of these issues myself. It either got me muffled attention or, in some questionable way, got my independent Agent contract dramatically terminated. As lawyers you know about the "... termination without cause clause..." inherent in all agent or broker contracts. I know the lawyers and businesses put it there to muzzle agitators or "whistle blowers", as they are described in legalese.

    Now back to my MVA story. I've insured continuously and accident- free with GEICO since 1977. I'll be 70 years old in October 2008. In December, 2007 I was hit by a driver who was making an illegal left turn without checking her blind spot. Then again in May, 2008 I had a hit-and-run driver, in a stolen-van, come off his Stop sign and T-boned my vehicle on the left rear-passenger side, over the left quarter panel, spinning me around in a violent pitt manouvre at a 4-way intersection in my neighborhood. Both accidents were clearly not my fault and GEICO gave me a signed document to prove it.

    A few months later when I ws getting ready to renew my vehicle insurance though, I started getting phone calls with offers from different insurance companies wanting to cover me. How they know these things one wonders. No one could beat my GEICO renewal rate. Allstate, however, said their rate was based on the points in my record. I asked, "Which record?" seeing I've never had any points in my 22+ years of insurance with GEICO and 43 years of being licensed to drive. In my panic, I called GEICO and they faxed me a letter confirming my not-at-fault status in the accidents. I later renewed my policy at a lower rate than i had the previous 6 months and went aobut my merry way.

    Just yesterday as I was running some quotes I thought to pull my driving record. There and behold someone had put 6 points on my record for those accidents. GEICO said they didn't and they advised me to contact my Motor Vehicle Administration for an answer. That's what I'll do this morning. Last night I was very restless in bed fuming with anger and wondering how best to deal with this shock the next day. As I laid in bed looking at my dark ceiling at 2:00 a.m. my Consumer Advocate instinct kept reminding me that I could have been a victim of Age Discrimination, which I've heard siad to be rampant of the roads of America. Is it possible that, although I was not at fault, whoever put those points on my record decided to do tht based on my age? I will find that out this morning at our local DMV in Largo, MD.

    Thanks for your vote!

    Reviewed Aug. 8, 2008

    Our 19 year old son purchased a vehicle from a private individual while out of state at college. The car had bad brakes. The brakes failed within the first 2 or 3 days of purchase, and he hit another vehicle. His was a late model vehicle, and the damage exceeded the value of the car. We donated the vehicle to a charitable organization. The owner of the other vehicle eventually submitted a claim.

    Ever since that time, GEICO has been investigating the claim to establish whether we owned the vehicle at the time of the accident. Since my son had actual use of the vehicle for only a few days and bought it from a private individual whom he didn't know, there is no bill of sale. It took a lot of jumping through hoops to obtain a copy of the out of state title, and that was provided to GEICO. We provided copies of his payment on a loan he took out to purchase the vehicle. GEICO says the copy of the title is not good enough because it is dated after the accident. The loan papers are not acceptable because the loan was not secured by the vehicle. In short, all the documentation we have provided is not acceptable to them.

    So now, they send us threatening letters to essentially put us under oath and take depositions. Is this how you treat a 30 year customer? Review the facts: A 19 year old kid buys a defective car. The brakes fail, and he hits a car. He provides evidence he has been paying on the car. He has evidence he held title to the vehicle. If he did not own the vehicle when he wrecked it, why would a 19 year old kid buy a wrecked car he would never get to drive? And if he did not own the vehicle at the time of the accident, wouldn't we have let the previous owner deal with all this hassle? GEICO refuses to accept the obvious and now treats us like we are engaged in fraud or something, instead of the loyal customers we have been over the past 30 year.

    They refuse to acknowledge the obvious conclusion that can be drawn on the facts and do not even offer an alternative scenario to explain the facts that have been provided. Readers, it is a bit shocking to find that a company you trusted is only too willing to throw you overboard on the slightest whim. We are totally fed up and will be taking our business elsewhere, something our 30 year record of loyalty would suggest is something we do not do on a whim.

    Right now, the consequences are the aggravation of being sent threatening correspondence. The potential consequences are GEICO's potential refusal to pay a just claim

    Thanks for your vote!

    Reviewed Aug. 6, 2008

    My Fiance was in an accident on 07/24/2008, We reported the claim to Geico it is now 08/06/08 and have not heard from anyone from Geico. I have left meassages on Thomas M.'s voice mail and Erin and have not received a call back. My insurance company has tried reaching their insured and have not received a phone call yet. I am currently 2 months pregnant and i am driving around in car that I have no idea whether it is safe to. I just can't believe a company that big has not returned my call or even attempted to see if everyone is alright. broken vehicle, no rental coverage while vehicle is being repaired, half day off work to try and reach Geico.

    Thanks for your vote!

    Reviewed July 31, 2008

    Daughter insured by Geico, killed in rental car out of state. Said death benefit not covered in rental out of state. Lived in FL and died in KY

    Thanks for your vote!

    Reviewed July 29, 2008


    Called to get auto insurance policy reinstated and was told an amount. I authorized that amount and was transferred to the Reinstatement Department. Once to that department I was told I needed an additional $800 to reinstate the policy. Once I explained that was not what I was just told, they apologized on behalf of the other representative. I told them at that time, I wished to have a refund for the previous amount I had just authorized. They told me that would be fine and processed the request.

    When I looked at my account this morning, the amount had been taken from my account after I was told it would be refunded. GEICO would not refund my monies.

    Bounced checks and bank fees because I was told one thing and something else happened.

    Thanks for your vote!

    Reviewed July 28, 2008

    Geico removed coverage from my car without my knowledge or permission. Less than 3 weeks later my car was totalled in an accident and they have refused to cover the claim. All I had done was call in to inquire about removing coverage after my car was paid off. I specifically said I had two more car payments. Well Geico went ahead and took the collision and comprehensive off the car and then said they notified me by mail. I never saw the letter or noticed that my premium had gone down at all. I have filed a complaint with the NYS Insurance Board and with the Attorney General. I have had to pay for the remainder of the loan ($900) plus the towing and storage fee ($345) and now I have no car!

    Thanks for your vote!

    Reviewed July 18, 2008

    I have been a Gieco customer for some time with no complaints. However, when I renewed my insurance with them the last time, I was told that it was time for a vehicle inspection. They gave me the name of a company in the area that does the inspections as well as their number. They went ahead and renewed the insurance, but stated that I needed to do this vehicle inspection asap or it would affect my coverage. Being a single mother working 2 jobs- I just didnt think about it again. I work 7am to 7pm or later most days. I also drive 30 miles one way to get to my job- so I am on the road quite a bit. Therefore, insurance is quite important. Had I have known what they meant-had I known the importance of this formality.

    so- on July 4th I had a rare day off and was traveling into town for the July 4th parade. I had my 3 children and two dogs in the car with me. Suddenly, the car started to shake and before I knew what was going on, I was out of control. I found out later that we had had a blow out- the tire had totally come apart leaving us traveling down the highway on just the rim. We lost control and flew across 4 lanes of traffic- two lanes of oncoming traffic- through a median with a deep ditch in the middle and ended up in the ditch on the other side of the road. Our lives were saved by the grace of God and nothing else. I was thankful no one was hurt.

    So- when I contacted Geico to file the claim, my only worry was meeting the deductible and finding a shop that could do a good job on my repairs. My back and front bumpers had been damaged= the back shredded- the front fixable- and the lower panels all around the car dented and scratched pretty badly. I spoke with the Geico rep for several minutes- she was very kind- asking after my children and talking to me about the car seat- ect. Then, after taking all of my pertinent info- she informs me that there is nothing that Geico will do -even though this is a no-fault accident- because I do not have comp or collision insurance. I said that was not possible because I have full coverage insurance- she told me that the words full coverage were a misrepresentation-

    I then reminded her that I am still making payments on my car and that by law I have to be covered- she put me on hold to research. She came back to tell me that because I did not complete the vehicle inspection when the policy was renewed- the comp and collision had been dropped. I said had I have known what would have happened, I would have made arrangements for someone else to take my car in- something- but I was never made to understand the importance of the inspection. my payments are taken out automatically- so I know I am paying each month- but why would I bother to pay for something that is not going to cover my car when I need it to be covered- What was I paying for? I am now stuck with my car being messed up and no way to get it fixed.

    Yesterday- July 17= I called to find out about getting the comp and collision added back in. I was told that now, they will not add that insurance without the inspection- and when I do renew- when I do add that back in- my insurance will now triple. From appx 60 a month to almost 130 a month. I asked the man why- I said it was unfair that I was being penalized for an accident that was a no fault accident- one that Geico didnt even pay for - it was like I should not have even reported the accident- he then went on to tell me that the rates went up not because of me- but a formula that takes into consideration accidents in my state - accidents of cars like mine- and costs of repairs of those accidents.

    So- now I am being penalized for an accident that was not my fault- one that my car is not being fixed from- and I am also being penalized for accidents people I dont even know and never will have had all over Florida. I told someone last night if I saw the Geico Gecko at this point, I would choke it to death or run it over with my broken car. How fair is this?

    The damages are to my beautiful car- what was a showpeice is now a peice of junk on the outside and I can not afford to do anything with it. If I open the trunk I have to unwire the bumper to do so- and if I forget to wire it back up I am traveling down the road and hear swishing which is my bumper dragging- I have to pull over and wire my baby back together. UGH. I cant afford to fix it- and am afraid there is unseen damage that may be dangerous for me to travel as far as I do each day with my precious cargo. I just want my car to be whole again and to be safe.

    Thanks for your vote!

    Reviewed July 18, 2008

    I have been a Nationwide customer for 10 years, with impeccable credit scores, and recently became aware of the fact that my daughter (who is a full time, straight A graduate student) was to be dropped due to her non-preferred classification (she had 4 not at fault accidents in the past 3 years)... Although my agent was looking for options for us, out of curiousity, I began looking myself. What a mistake!!!

    In my quest to ONLY get a quote, I found myself committed to two policies from Geico (since the Geico online system only allows you to enter 3 vehicles in one transaction)... When I finally called the customer service number on July 14th and spoke to Patrick, he assured me that he was able to make one policy with all 4 cars and drivers at a cost of 2,136.80.....To me, that was an amazing offer, and I eagerly allowed Geico to take $292.42 from my checking account. I had no idea that they were expunging another $382.01 the next day (7/15), for the second policy (that was supposedly combined with the first one the day before)...

    Within just 48 hours, the quoted cost for our insurance doubled....to over $4,700.00 FOR a 6 month premium (after they removed almost $700.00 from my account!!!) We have cancelled all policies (THANK GOD) and will patiently await the refund they promise.... If I were to make a request of this company, it would be to take a breathe, think it through, and wait 48 hours to give your customers a reasonable quote.... I would much rather know your bottom line FIRST... than to be tricked into a commitment after the promise.. hopefully the continous postal (and email) correspondence will come to an end soon...

    Thanks for your vote!

    Reviewed July 15, 2008

    I received my auto insurance renewal notice today and my premiums increased. Now mind you, it's a small increase, but I have a clean driving record and no claims/no accidents. In all the years I've had insurance with Geico, I have had a premium decrease. I called and spoke to a customer service rep and was told my rate increased because of the high accident rate in the state of Virginia. I have to pay for someone else's mistake? Do they even hear what they are saying?

    I was told, because you are such a good/safe driver, you only had a small increase. I feel this is unethical and fail to see how this can be legal. The folks with accidents should be made to pay for their mistakes,not the other way around. This employee was very comfortable with what he said, very accepting of this. Are the Geico employees brainwashed? What recourse do I have other than cancelling my car insurance?

    The consequence is less money I will have every month because I am once again paying for someone else's mistakes. I can barely afford to feed my family.

    Thanks for your vote!

    Reviewed July 15, 2008

    I have been a customer w/Geico for many years insuring 1 to 3 vehicles. I have been so satisfied w/them, I even insured my new home purchase through Geico. I recently noticed that my monthly installments had jumped from $80/month, to $168. I phoned a customer service rep appox. July 7th (who looked at my policy and agreed that my record is IMPECCABLE) inquiring why and was informed that the increase in premium was due to my 24 year old son's (bad) driving record and a recent suspension.

    I had my son on my policy when he was 19 years old. He has not lived under my roof in 5 years and for that matter hasn't driven a vehicle in over 13 months nor ever wants to again. On 7/14/08 I receive notice from Geico that they are now cancelling my policy due to HIS driving record and that this will affect my credit history. What can I do to have a 24 year old MAN removed from my insurance policy? As I stated, he doesn't drive nor ever wants to again...so will not purchase insurance himself. Please advise what can be done and as quickly as possible...my cancellation is pending! Thank you

    Thanks for your vote!

    Reviewed July 14, 2008

    After being in an accident, I contacted Geico and spoke to Jackie, who informed me that on liability policies Geico only takes in and process the claim from the other driver . Jackie, though personable, informed me that I would not receive any representation for my damages in making a clam against the other driver or their insurance company.

    I feel that I have been left to fend for myself. After speaking to other drivers with experience in these situations, this practice is not standard. I do not expect coverage on a liability only plan, but I do expect fair representation from Geico.

    I will most likely not receive compensation for the damages to my vehicle, while the other driver will end up covered once legal proceeding occur. Cost to me about 1,500-2,000.

    Thanks for your vote!

    Reviewed July 8, 2008

    Can I say the insurance companies can throw insurance fraud at anybody and get away with it, when in reality they are the ones commiting insurance fraud. This all starts when I purchased a 1987 Dodge ramcharger off craigslist back in august of 2007. Well I purchased my auto policy through Geico and strutted my happy bottom down to the local DMV to make all my paperwork straight for the vehicle. Not two days later I was involved in a three car accident, me being the one in the back, that was determined as none of our fault. It was the pedestrians that did NOT have the right of way that bolted across the street causing all three of the vehicles to slam on our brakes and slide into one another. My vehicle sustained little to no damage, but the other two had a nice little fender bender. I was in no need to claim anything for my vehicle... exactly what I told Geico when I informed them of the incident. A couple of months passed and I still have not heard anything from them about the accident, until about a week after I called for curiosities.

    That next week I recieved a nice little nasty-gram from Geico and a bill from allstate for the other vehicles damage. Geico claimed I was not insured at the time and that they will not continue the investigation for the accident. So now I am stiffed with a $5000.00 bill. Now I had the policy paperwork that I recieved via E-mail off their e-policy system and the temporary insurance cards with the dates that I opened up the policy, exactly two days before the date of the loss. I called around being as furious as I was trying to get some clarification on the situation and find out exactly what is going on with my policy.

    They claim that they have nothing on file for me and refused to send me out paperwork regarding my policy information... they meaning a nasty woman that goes by Anna D. that LOVES to record every phone conversation possible. Again about a week or so after the conversations, I recieve my insurance cards in the mail with a different policy effectivness date AFTER the accident. Then I checked online with the e-policy system to find out that my original paperwork was changed and no longer available for my original dates! Amaizing what computer techs they have right? My job with the navy got a little hectic and I had to start going out to sea quite often, so I had to agree to pay the $5000.00, and leave it at that for then.

    I get back from deployment and fix up an old gas saving beater I had and had the policy switched over to it... or what I thought was switched over. I was driving the 1992 Nissan sentra for about 5 months until a UPS truck plowed into the rear end of me. A month passes by and I recieve nothing on the accident. I call yet again to find out, and behold... "sorry Mr. S., that vehicle was not covered during the time of the accident." Not covered, I had the policy changed over and have the policy paperwork for those dates! They immidiatly went into me having to initiate a new policy with them, which I did. So I recieved yet another set of insurance cards and policy paperwork with even more random dates on them for my so called Geico insurance policy.

    Now I assumed that everything was A-O-K until I went into the Silverdale office to complain about my situation. I informed them that I was unsure as to if i was insured or not and that all my paperwork was very confusing. The agent looked some random stuff up on their little scheming machines and pulled up a lot of files that didnt even match what I had. At that time I was extremely frustrated and told them that I need some sort of paperwork that prooves that I was covered from that day on... that I wasnt paying for an insurance policy that wasnt insuring me. Well they made copies of all my paperwork and faxed them off to some bighead at corporate. I recieved a call from an investigator telling me he had to meet with me to go over some policy paperwork. I though, sweet... maybe I will have an insurance policy that actually insures me. NOT!

    The investigator was an agent from the insurance fraud department in the state of Washington. They claim that all the paperwork I had was backdated for the dates of the accident and that I did it. They told me I was commiting insurance fraud. Now in the state of washington, thats a class C felony and can be sentenced a maximum of 5 years in prison with a minimum of 1. I freaked out. To this day I still am.

    I found myself a nice legal representation to hold my case, and have been sitting on that. I waited two days from the investigator visit and dropped Geico then headed over to the local Allstate office. When the allstated agent was setting up py policy, she could not find ANY proof that my policy ever existed with geico! She even made phone calls and found nothing on my name. There is also a central computer system that insurers use that... you guessed it, my name wasn't even in. So what this all boils down to is that somewhere, somehow, someone screwed up and tried covering their butts by hitting the delete key and pointing the finger.

    By the way, 9 out of 10 cases of insurance fraud are convicted. I am still waiting on mine for paperwork that I recieved from Geico. What I have had to pay so far is $5000.00 of all my savings, many hours of stressful sleepless nights. Threats to stop calling and asking for policy documents. Lies from a massive corporation. False paperwork. Threats of insurance fraud. Worries of possible jail time and a hefty lawer bill... the list goes on. At this day, I am still worried as to how the outcome will turn out.

    Thanks for your vote!

    Reviewed July 6, 2008

    Each time I change my account information they automatically add in extra services at a cost to me without asking. These services include road side assistance, full glass coverage, etc. Always ask after you change any information what has changed in the account.

    They add in features at a cost to the consumer without the consumer's knowledge.

    Thanks for your vote!

    Reviewed July 4, 2008

    i am trying to stop all mass mailing from geico insurance. i receive constant offers for car insurance when i don't even own a car. i don't seem to be able to stop it. can you help. thanx,

    it is driving me nuts.....

    Thanks for your vote!

    Reviewed July 3, 2008

    My husband and I have been insured with Geico insurance for our automobile policy (policy #2016210011) for several years. We are responsible drivers. My husband drives an 18 wheeler for Coca Cola and has never had a violation since he attained his license when he was 16 yeas old. I do not drive for a living but I also have no violations on my driving record. In November 2006 my husband and I only owned one car and it was insured through Geico. In July 2006 my oldest son and my husband called Geico asking about the cost of insurance if our son were to attain a license and insure a car that my sister was planning to give him. Our son never followed through with this as my sister did not give him the car until February 2007.

    In November 2006 I had oustanding unpaid charges on my Geico bill. When I looked into why we owed more than I thought we should I learned that Geico had added our oldest son, then 19, to our policy without our knowledge or consent and that we had been charged for this since July 2006. I immediately contacted Geico as our son, did not reside in our home and had not for over a year prior to this. I also learned that the date that they originally added him to our policy was approximately two weeks prior to him attaining his first driver's license. I asked Geico to remove him from the policy and to refund us the charges. I was informed me that they only offer "family" policies and that all members of the home must be insured on the policy unless I can provide proof of other insurance and/or a signed statement that he did not reside in our home.

    I immediately faxed a signed statement that our son did not reside in our home. I explained that I doubted our son had insurance as he did not own a car. I explained that, at the time, I did not know where he was living. I even offered very personal and embarrassing family information regarding the fact that our son had been questioned by at least 2 police departments on two different occasions and neither department would have my home listed as his address.

    I begged Geico customer service to call either of the two police departments to inquire about our our son's given address as they would have better information than I. Additionally I asked Geico to send investigators to our home and offered that they could come at on any day at any time and assured them that they would not find our oldest son residing with us. They never followed through on any of my requests. My husband and I provided the signed statement. We have not ever been refunded the money.

    Since then we have continued to be charged for our oldest son even tough I have, on numerous occasions called, emailed and faxed information to Geico regarding this issue. They claim not having received the documents. Our son recently finally provided us with proof of other insurance. Unfortunately he did not have insurance for several months, as he did not own a vehicle and had nothing to drive or insure, and we, provided all of the insurance documentation to Geico as well as signed statments regarding the fact that our son did not reside in our home. Although Geico has now removed him from our policy they still insist that we are responsible for the period July 2006-February 2007. Additionally, we have yet to receive a refund for the period that our son did have insurance.

    We love our son. He has not always been the most responsible person which is why he was not been permitted to reside in our home. It seems illegal or, at the very least, unethical, for my husband and I to be required to pay to insure a person for whom we are not responsible and that has never been permitted to drive our vehicles. My husband and I have remained with Geico through all of this for fear that they will not respond to us at all if we are not current policy holders.

    I have repeatedly asked Geico the following questions but the questions are simply ignored and have never been addressed: 1. Has Geico rectified their practices regarding placing a person who has not yet received a driver's license on another person's policy? 2. Has Geico has rectified their practice of placing a person on the policy of another person without the knowledge or consent of the policyholder? 3. When can I expect my refund?

    Is there any advice you can give us regarding how to proceed with Geico? We would like to be reimbursed for the period July 2006 - February 2007. We ahve been charged approximately 1500. for insurance for a person that does not reside in our home and for whom we have no responsibility. We would also like to know how we can avoid this in this future should our son not renew his insurance policy. Thank you.

    Thanks for your vote!

    Reviewed June 27, 2008

    My accident was in December 2007. My husband called GEICO immediatly. This turned into a big nightmare. One of our headlights were out and my husband drives one way home in the dark 50. He even came close to getting hit by and ambulance driving in the middle of the highway one night! It took weeks to hear back from Geico, they finally told us that they had no claim adjuster in Nebraska. They requested that my husband fax in the estimate.

    He faxed in the estimate (with our claim number on the top) over and over again. He would call and be told their records show no such fax. We sent email letters with the estimate attached, continued sending faxes and calling. Finally, in April we get a phone call. The original adjuster assigned to our case changed departments and somehow our "claim got lost in some type of hiccup". We finally got our car fixed and 3 days later my husband hit a deer.

    Same process, only this time they argued that the body shop was priced to high. He charged everything the same as he did the first time and now it was too high!?!? That took another month to settle. We ended up forking over more money!

    When we went to get our car fixed Geico told us we had to take care of the car rental ourselves. Unlike the previous time. So then there was another arguement and battle. Meanwhile my husband was once again driving with only one headlight...

    With all of the delays we couldn't pay our premium and our policy expired. Geico told us we lost our "preferred status" which also included a test my husband could have taken online to lower our premiums even more! Yes, you are right, this we were not told about until after we lost our "preferred status".

    I was told to talk to Devva because she could help get me back onto the preferred status list and all I got was more run around. She flat out told me she didn't see why it was so upsetting because our car was drivable he entire time. Isn't that why we pay car insurance? To get our car fixed and not have to drive around with broken headlights?

    Thanks for your vote!

    Reviewed June 22, 2008

    GIECO uses delaying and holding tactics to get more money out of its policy holders. When I tired to end property coverage for my car and have liabilty only. GIECO had to have a denial form filled out exactly right. After many attempts, they claimed to have not received it,they finally had my form and changed my policy. So I dropped off the payment in the payment slot at their main office 4 days before the policy ended. Four days later, my policy was cancelled for non payment but I could start a new policy at a higher amount.

    Thanks for your vote!

    Reviewed June 18, 2008

    My car was stolen from my driveway 6/11/08. I called the Sheriff and then GEico. I then went through interviews regarding the theft. I have full coverage including rental car.

    The vehicle was found 6/16/08 in an ajoining county in a creek. Well, I called my adjuster,Jennifer and told her I would need a rental. I was then informed that I would have to pay out of pocket and be reimbursed. Enterprise says they just bill Geico. I called Jennifer back and was informed that because they had opened an investigation I was not eligible for a rental.

    It so happens I am a paralegal in a personal injury law firm, the attorneys went over my policty and there is nothing anywhere about that kind of exemption in my policy or the website...needless to say we are fighting foer the coverage I paid for!!

    Thanks for your vote!

    Reviewed June 12, 2008

    I just got Geico Insurance and was sure I got Compresive Insurance on my wife car because we had it under old insurance Safco I droped a tree on her car because wind change direction and car was damaged when I call to inform them they said I did not have coverage

    I think they elemated this coverage to give me reduced rate with out telling me becaus I was not going to switch becaus there rate was equal to old insurance then I got a phone call saying I got reduced rate while I was driving but could not as any questions at time. Now Im stuck with junk car and upset wife I cant reserch computer records because it over a month so im stuck

    Thanks for your vote!

    Reviewed June 12, 2008

    My mother was a retired employee of Geico Insurance at the Dallas Branch office. After retirement, she retained her banking through a Geico FCU with a savings and checking account. Mom was a stickler for paying her debts and bills immediately. She was proud to be debt free in her retirement years. Mom passed away on April 23, 2008. Immediately we paid off her debts with her own money. I did the right thing contacting Geico informing them of her passing. The Geico supervisor immediately froze her account, sending back the checks of mom's final debts, including her funeral check! They bounced her funeral check! How shocking! The other checks were two medical bills, the gas bill, a telephone bill, all of which were debts incurred by mom before she passed away. There was also a final rent check to give us time to handle her personal possessions.

    There was no way either of us could afford to pay her debts from our own finances. Not only were we charged insufficient fees by some of her creditors as well as late fees, yesterday I received mom's Geico statement for May. They charged her account for 10 return draft fees since some of the checks were sent back through more than once. Geico raped her frozen account for $250.00. I have had to borrow $3000.00 to final out mom's finances. Since then, a few more bills have trickled in, another medical bill, electric bill, cable etc... in which I have to find a way to pay. I couldn't imagine using them as my insurance carrier. I just want people to know what they are really made of.

    This has been very frustrating and totally humiliating for my sister and I and am sure my mom, if she is watching is totally outraged! The money is in the account and eventually we will get it back, but not before Geico got their share.

    Thanks for your vote!

    Reviewed May 19, 2008

    My son purchased a car fron Koeppel Nissan dealer on May 3rd. To purchase the car he received insurance from Geico on Saturday, May 3rd. On Monday, May 5th, we called Geico to cancel the insurance because we changed to Allstate which was substantially lower. We asked for a refund. We were told the refund would be refunded on 5/18 which is a sunday. Today is May 19th and we have not received the refund. They withdrew the money from 2 of my accounts in one day and it's taking 2 weeks before they return it. We've called Geico 3 times and were told we would get the money back but still haven't.

    The economic damage is Geico is holding onto my money for 2 weeks when they took it out of my account in one day. I should not have to wait this long for a refund. The refund wasn't returned when it was supposed to be.

    Thanks for your vote!

    Reviewed May 14, 2008

    Michael calls me trying to be real nice on tuesday 5-12-08 and says geico will let me keep my car and pay for it to be fixed , dominick calls on 5-13-08 pulling the same as michael did trying to be nice. i went to where geico towed the car to Iaa salvage yard to see my car ,they brought my car up front in there lot it had anti-freeze & oil pouring out of it. [They] had been racing my car around on their lot since it has been there and blew the motor . now i'm with out a car & geico got even with me because i wanted my car back . i hope who ever reads this goes to another insurance company.

    Thanks for your vote!

    Reviewed May 13, 2008

    Yes my daughter was involved in a accident with a client of Geico insurance it was completely his fault as he was driving in the wrong lane and my daughter swerved just in time to avoid a head on collision, and in the process her car was totaled. She is a single working mother and needed a car to get to work so she had to rent a car to get back and forth to work, geico ins refused to pay for the rental for some unknown reason so my daughter had to pay for it out of pocket and this is causing her great hardship. I do not think this is fair to her.

    My daughter had to put $350 on her credit card, with the interest they charge her she will not have this paid off who knows when. This is money she could have used for many other things for everyday living expenses for her and her daughter.

    Thanks for your vote!

    Reviewed May 11, 2008

    my car was stolen out of my fenced driveway with a security camera on the house on 4-18-08, the tape was given to the police. i called geico which is the insurance co.they told me to call back in 48 hours. i got a call from the police that they recoved my car on 4-21-08.

    when i called back geico they gave me sam as an ajuster , he inturn called bryan who also works for geico to go out and access the damage , bryan claimed the car was totaled which is not true the only damage to the car was a broken custom tinted glass on the drivers door & door panel,the steering column which the ignition was ripped out & part of the dashboard, the car was in excellent condition for a 1997 and is still is driveable.

    bryan lied and sam is going along with the assessment to save geico money.sam towed my car to Iaa salvage yard without a written authorization from me,which sam sent me papers later after he had the car towed. Iaa will not release the car to me which i still own and have not signed the title over to them. sam said he will not discuss anything about the car until i sign the car over. i told him i am keeping my car and he said geico is not paying for the repairs .it has been 23 days which i have been without a car & i won't rent a car because i have read other complaints about geico not paying other peoples claims.

    without my car i have been unable to go to my doctors appointments or take my mother to hers,this has caused me alot of stress by arguing with geico to get my car back which to no avail.

    Thanks for your vote!
    Loading more reviews...

    GEICO Company Information

    Company Name:
    GEICO
    Website:
    www.geico.com