Cigna Medicare Supplemental Insurance Plans Reviews

When I signed up last year and call Cigna Medicare nobody could find me in the system. Most employees did not know what to do either. This year they did send me some of the information and the new cards but not for the dental and nothing for the vision. I will have to contact them again and hopefully I'm in the system. It's pretty bad I will change my insurance pretty soon.

That Superior Vision is a big JOKE. Nobody takes Superior Vision thru Medicare, I called many places from what Superior Vision has on their website, nobody absolutely nobody takes those insurance, that is just a trick from Cigna, so you sign up. I am very disappointed.

My prescriptions were not delivered by the mail order pharmacy. Cigna refused to allow my prescriptions to be refilled even though I had been without them for several days. They blamed PillPack (the mail order pharmacy) for holding up Cigna's refund and said they would not authorize the local pharmacist to refill the prescription until they were reimbursed. I was on the phone for over two hours in two separate calls. The first representative was very nice and obviously was trying to contact the various departments at Cigna. The second representative kept denying that Cigna was blocking the prescription even though that is what the pharmacist told me. They want me to call back again for a third hour.

One would think ** wouldn't be a problem for insurers. I didn't have a problem having it covered years ago from a different insurer. I recently signed up for Cigna's drug prescription plan under contract with Medicare. They declined to cover the $20 it cost me for my 30 day supply. Why? Because. That's right. No answer. ** is the -only- medication that would quickly cure my illness, yet they declined to cover it - without-explanation and it took them 3 days to do it. I paid for it out of pocket immediately because the pain I was in was physically debilitating. I am paying Cigna every month along with a substantial annual deductible, for them to decline the very first medication I desperately needed and was prescribed. I will seek other coverage.

This insurance company cares nothing about people. They claim they do, but they really don't. Their "together all the way with you" marketing motto is such garbage, that it makes me sick! Besides it's not even true in actual execution. For example, my 87 year old grandmother is being denied coverage for a hip fracture, which Cigna is claiming isn't medically necessary. She needed X-rays at first, and will probably need to undergo a hip replacement surgery since it hasn't healed fully after almost 5 months. Cigna however, is saying that she does not need the hip replacement surgery because it is not medically necessary.

They covered nothing, and then had the nerve to charge me for renewal when I did not do so. Then had the nerve to say they could do so, Avoid at all costs, this is an expensive ripoff. They refused to refund the money they had charged me after I had cancelled my coverage and I was forced to go to my bank and put a stop payment.

Every time I turn around this company adds a cost & deductible. It is my opinion that if you pay for insurance it should be for the customer. Thus, I see commercials of them paying most likely exorbitant fees for Hollywood actor/actresses to sell them. I for one, get turned off as common sense should tell customers that this is a crock as these people can afford just about any cost. They are a joke. Additionally, if this were to be put aside those fees may help lower the deductibles and costs of the plans. If you work, you are able to keep up with fees, when retired. Try it!!! And even having the plan is not a guarantee of covered expenses. They can choose. Also, a board of doctors choosing what you get for your health is obnoxious. They do not know each patient individually!

New to Cigna. Will go into effect 10/1/19. So far great customer service. All G plans are the same however Cigna has the best premium out there and holds that premium for the policy year unlike others who find ways to up your premium like inflation.

They pay my bills and there is no hassle. If it was not for this coverage I would be bankrupt. It really is a life saver. When I go to my Doctor there is no Co-pay at all. I have had no billing problem and all my doctors accept the coverage.

I have Cigna true my work, but the cost are too much. They working with cheap doctors. The medication cost a lot of money. More money I make more I have to pay. I can't now but medication in other places only at walgreens.

I make payments through my Employer for this insurance and finally needed it because I had 2 surgeries it was 3 weeks for the first surgery and that spilled into the time for the other one both combined 7 weeks. It took 3 weeks to get my first check which was sent to my old address that took another week. They approved me up to a week before I was to return to work. A lot of my Bill's fell behind and it really kept me on edge because couldn't estimate when I would receive them. It has been a very stressful time for me. I hope that no one else has to go through this. Hopefully your experience will go better than mine did.

Cigna plan f covers everything that medicare pays for and there is no out of pocket expenses. There are no co-pays either. It does not cover medications so you would have to have some sort of coverage separately.

I was surprised to find that my coverage after retirement was actually better for less cost than when I worked in healthcare. The donut hole for prescriptions is the real problem. They have been saying for about a decade that it will change but in the meantime it’s a real problem.

I have never had a prescribed drug not go through yet that I needed on the higher end of the tiers of drugs. They always process things efficiently and are thorough with the things they send about your account and spending each month.

Cigna was great until they decided to no longer cover me due to pre-existing conditions. Honestly? I look forward to the dissolution of the entire health insurance industry. These are parasitic organizations that provide no real value to the consumer. We simply rely on them because they have hacked into our governmental systems and forced their way into our lives whilst simultaneously lobbying against civilized public options for single payer healthcare. I'll never use Cigna again, and i also look forward to firing my SE Asian health insurance company as soon as my country achieves a modicum of democratic representation and healthcare for its populous.

They are the worst company ever, rude, and insensitive and liars. Their customer service is subpar, their supervisors are incompetent and useless, they have no empathy, and no one should ever use them at all.

Cigna is a great plan and excellent value except for one thing, their association with SilverScript. We do not have anywhere near what other people our age have in prescriptions but we pay as much or more than any of them. The stop gap on this plan is too low and the out-of-pocket after that is way out of line for any senior on fixed income.

A good supplement policy, I need a policy that covers vision and dental visits. I am told that there is such coverage available, just finding the right policy. There is advertisement on television about some new coverage that has come To being.

I have had this supplement for about two years. I have had two ankle surgeries and an abdominal surgery and I have paid NOTHING, CIGNA covered everything that Medicare did not. I do have a monthly premium but it is nothing compared to what the excess from the surgeries would have been. I never even receive bills as it is taken care of very expeditiously.

I purchased a supplemental policy with Cigna through my job as a teacher 6 years ago. I paid $47.00 a month to this company in case of a critical illness (heart attack, stroke, etc.). Unfortunately, I had a stroke October 16, 2018. The company refuses to pay the $5000.00 rider stating I had the wrong type of stroke. Instead, they stated they are sending me a check for $161.00 for the cash value of the policy. Beware of this company (read the very fine print). It seems they will find an excuse not to pay.

WELL I STARTED in 2014 in the beginning all the way to November of 2018. Everything was fine. The drug I was taken for my prostate have got a Genetic So immediately without any advice was send Genetic. This loser send me that I almost end on Emergency that night. My Dr Wrote and was authorize brand name. (attach scan of letter) Of course the Pharmacy say my Dr don't Know how to write Prescription, so after I told my Dr that he send another Of course the beautiful people from HOME DELIVERY IGNORED AGAIN. WELL BY NOW I am 90 pills behind, well they return my 1.25 for my Genetics, I did not get nothing I have pay my insurance, but did not get medication, next refill the same, I have pay 3 moths of insurance but no medication.

Hammond, La 70403 Cigna Supplemental Benefits, I was contacted (on my work cellphone) by Paula ** on 03/21/18. She informed me that I needed to sign up for Medicare before I actually turned 65. She talked to me briefly and lead me to believe that I was actually signing up for original Medicare (A&B). Due to lack of knowledge and not being educated on the many parts of Medicare, I gave her some of my information. She already knew as much about me as I do. I was receiving online bank statements at the time.

This insurance company ignored Medicare protocols for level of care admissions for authorizing appropriate inpatient services for physical and occupational therapy rehabilitation after a patient I am currently serving as a medical and financial POA for. After diminished physical fine and large motor skills due to chemotherapy side effects this insurance refused to pay for appropriate level of care in order to build her up to a self sustaining level. They placed her in a facility with low level care services and after two days I was informed that she would be self pay within 5 additional days. She had a TOTAL of 3 1/2 in that 7 days.

Updated on 03/17/2019: This is a follow up on my below complaint of 12 29 18. They have now refused to pay me. They said I had verbally agreed to buy their insurance per below in phone conversation. (I don't know- don't have their phone recording. Say they'll send it.) I said go ahead to #2 and they said in #3 I had 30 days to cancel. I said to them, "Download your info in #2 as in if you want to but 'I don't care'." At any rate it was a deceptive way to obtain a contract when the clear simple way would be to have me sign or not sign a contract mailed to me. At any rate they knew or should always try to find out if I already had a supplemental insurer which I did. So their policy did me no good. Don't know what my legal grounds are. But this is a scam.

I have enrolled joined Cigna Medicare Supplement Plan G last year when I turned 65, and I tell you that they have the best Plan as far as cost price. Benefits maybe the same like United Plan G and other Plan G Supplements, yet cost price, Cigna has the lowest best pricing. I have searched all of them and together with customer service relations, Cigna Medicare Supplement CS have exceeded my expectations. So easy to call, easy to talk to them, the friendliness of staff, their business obviously is focused on customer first-priority, they are just Awesome! Therefore, they deserved my 5-stars rating, and strongly recommend for seniors looking for Part B Supplement Plan G, PPO, the best in the West with $183 yearly deductible, which maybe $185 now for 2019, still not bad, and that's it you have to pay, nothing more!

I called Cigna today for my dad who is very hard of hearing. He wanted to pay an annual premium and not monthly. I called the head office and I could not believe what they told me. He will be billed ** per month but I said I want to pay for a year. They quoted me a number and it is $1.30 higher than if he paid by the month. I then talked to a supervisor who told me if he paid ** then he would save .24 cents a month. I said, "No. He should be saving 2 or 3 hundred dollars a month." And she finally said, "We do not offer that option." I wasted 45 minutes trying to get that answer.

I applied for Cigna Medigap insurance. I have not been in the hospital since my last child was born 35 years ago. I have had one doctor visit in the past year. I had a flare of polymyalgia rheumatica (last flare was 15 years ago). As a result, I took a low dose of **, tapering it over 6 months, currently down to 1/2 mg, due to be off it in a month. I was denied coverage for this. I had a phone consult with someone with no medical knowledge (I asked). Very disappointed!!!

I have been a customer of Cigna Medicare Supplemental Insurance for over a year. My payment comes out of my checking account automatically monthly to Cigna. I had changed my bank account because of fraudulent activity so contacted Cigna to let them know of the change and the representative told me she would put in the 28th as payment date. They would send out paperwork. I also could go online to make the change. I did that but put in the 1st as the date to take premium out. At that time, I had forgotten that the 28th was put in. So on 6/28 a payment was taken out and on 7/5 a payment was taken out.

I had a fairly good experience with them. I had no major issues and it was easy to find doctors that expected the insurance. My co pay wasnt too much and I didnt really have to pay much money out of pocket after visiting the doctors. When I had questions the 1-800 was very easy to use. Not every doctor expects the coverage though.

It is a responsible company that has helped my family and me alike in the search for medicines and supplements for my condition. They have not let me down. Their quality and ethics when working and their products are priceless for users who uses them for various purposes. They maintain high standards of quality in their products and services, so that they reach the user who has trusted them completely. Their products leave nothing to be desired.

All Medicare companies need to act as though they care about their customers' quality of life. Cigna was less than adequate compared to private insurance and was more restricting. I was only thankful to have an option besides having to pay out of pocket for expensive medications.

Cigna has been Useful at supplementing the money I needed in beyond what was covered by normal insurance to ensure that I could live a productive normal and healthy life. I like that Cigna keeps all information readily available and that things are meticulously kept track of. Additionally, their customer service was great but I was on hold for a long time a few instances. Nevertheless, I like the company since the other ones had higher deductibles and hassled me over the phone making me feel bad about needing financial help. It felt nice not to be condescended.

Cigna Medicare has been really good for someone like me. I shopped around and chose Cigna Medicare based on what my friends suggested. It's easy for me to navigate on their site and chose the provider I need in my area. Billing is easy to figure out and I still receive physical mail. They're also really easy to deal with over the phone. I like that when I go to the doctors, they're familiar with my insurance and it is easy.

The program Health Net Sapphire has many benefits for its members like free transportation to doctors appointments, unlimited GIM pass with Silver Snickers program. It's designed for seniors disabled people like me that need the best health insurance in the market today. Everything that the program stands for and includes is perfect for persons like me that needs rides to my appointments and also need to take advantage of the gym program SilverSneakers. I like all about the Health Net company. All the member benefits like $500 in credit for any custom glasses of your choice, rides to and from doctor's office up to 100 rides a year.

Hands down best one I've had. They are all extremely educated when talking to someone on the phone. They answer all your questions in a quick and timely manner. However, when getting my prescription filled they needed more information than what I had on my insurance card. But if you have an issue they fix it on the spot and don't have an issue facing information to doctors or business to prescribe medicines. I will keep using Cigna!

It was a great company to use. I love them because they are so caring, helpful and very selfless. The service and price are amazing. This company is highly recommended and I love knowing that if I need them they are always there for me. I would recommend this to any and everyone who is looking for quality service at a great price.

They are a well established company with a great reputation for service and products. They have lived up to their reputation with how they have made dealing with them enjoyable and productive for me and my family. They have met all my needs. I like the great variety of services and quality products that they offer at competitive prices and a wide range of services to fit everyone needs and they are there for you when you need them. Easy to deal with at all times. The only complaint I have is like all insurance companies they have way too much paperwork to fill out and most time it is not done digitally, it would be much more convenient to have access to do it online so you could do it at you own convenience.

Cigna has been very supportive and I really appreciate their customer service. Whenever I contact their office with questions, their customer service representatives are very professional, courteous, and informative, and they answer all of my questions fully. Overall, I am very satisfied with their company. However, the scope of the services is very vast, and sometimes I get confused about whenever a procedure is covered under my plan or not. However, I can call their customer support to get the answers I need.

Cigna is always on top of the game and ready to go above and beyond when needed and to get you the best of your service and health. I like that you get 1 yearly check with blood work for free and they will help you get what you need when you need it. They are loyal people. They are online when I need them to answer questions or if I just want to view my account. But I wish they would layout what services you can get, how often it is and the copay amount.

There are many plans to choose from making it very flexible. But pricing not the best. Lowering price will attract more customers for sure. Great choice for Medicare supplement insurance. Willing to help people out when needed. Helpful customer representation on call whenever about paying for meds. Free quotes available for new people.

They are professional and provide ok service and I never had an issue. I see myself as continue to use Cigna Medicare unless they change services. The experience is one I like and would tell other about. The price are affordable and I like the rate they offer it for and use them often. All of their feature are acceptable to me and no real reason to not use them. However, I cannot pick which doctor I like to use have a list that use them as insurance providers.

It was very helpful because I didnt have a clue what I needed. I was walked with it all explaining the different companies and the different grades with the many deductibles and copayments. The person on the other line was very patient and willing to take the time for me to write down all the information then we discussed which plan would be the most important.

My experience was pretty good, I did not receive it for very long because I got it through my former employer. I really liked Cigna’s prices and their plans were pretty good as well. I was really impressed with what all they included in their coverage plan. They also had single and family plans as well. But I cannot get the same plan now that I do not work for that company anymore.

I like their ideas on the Medicare program and how it works. Their ideas on Medicare have been the most insightful ideas on Medicare that I've heard of. The overall satisfaction I've had with the company has been a great experience for the past twenty years it's always been wonderful.

I like that they have features like vision or dental insurance on top of what they normal offer, their rates are great and affordable in my eyes! They have a great brand reputation and fantastic online reviews. The overall experience with the health insurance by Cigna is just positive in my position. The customer service is great and outstanding. I get right away a respond if its online or via phone, very friendly service and always very helpful with any questions I have.

I thought Cigna was decent but most of the dentists and doctors refused to take it. I wasn't too disappointed at them. Though most didn't take the insurance other companies did. I likes that a lot actually. It was my favorite part about Cigna. Many people would talk down on it but I like it. I would change Cigna to be more flexible and eligible with most dentists and doctor hospitals.

It has good customer service but the claim process is slow sometimes. It took more than 2 months to finish processing the claim which is kind of annoying. Some of the staff is not very knowledgeable although they are nice. But I like their online feature and customer service picks up the phone is fast. The company is growing and becomes more popular in my area. I will continue using their services.

I don't go to the doctors much and I've only ever been to the emergency room once in the last 10 years. I honestly don't think I really need insurance and I just have it as a precaution for future problems. I've gone to the doctors a few times and had to get prescription and most of it is on a discount because of my insurance. Also, I like that I can get a free check up every year and how low my yearly deductible is.

Cigna Medicare is a great choice I made and really enjoying the benefits. The processing of claims were faster. The response time for any support calls is good. Also the doctors network is high and we could consult with all the specialist providers as well. I like the claim processing, detailed billing, customer support, great seasonal updates, wider coverage, less copay. It offers great pharmacy coverage as well for drugs.

I always had issues when it came to what services were offered and customer service being so unprofessional. But after a while they turned out to be a okay company after all. I like the convenience of the doctors in the area and being able to get customer service when I need them. They are good at helping people cope with their stress and anxiety issues. However, I would change how Cigna's customer service takes calls and talks to the clients. There should be more professional persons behind the phones to help people when they call in.

It was great in the beginning. The main thing that I like is no copay for my primary care physicians. But as time went on everything changed. They went up on how much they paid towards my meds, stop paying one of my specialist, paid less towards other specialist, stopped paying anything or paying less towards my prescriptions. A lot of Dr's have stopped accepting this insurance. I always received very vague answers to questions when I called to ask questions. The company also raised my deductible towards prescriptions & did not inform me.

The copays at Cigna are too high and so are the monthly payments. Sometimes, I can't even afford to go to the doctor. While customer service is good, things such as survey isn't covered. However, the overall health insurance is accepted by all of my doctors. Sometimes, I get a break with doctor visits and emergency services. They are also good with getting medical supplies. So far Cigna is getting me by until I can find a more affordable option but I would still like the copays and premium to be cheaper.

Cigna helps me cover medicine that was not cover by my insurance, they pay me back for the amount I had to pay out, and the amount of my drugs through them was cheap. But the amount I had to pay Cigna back was still way too much. Also, it was a hassle to get my payment from them. I'm supposed to pay all my copays and they are suppose to pay me back, but it was like pulling tooth from a dog. But I was happy with them as long as they did what they were suppose to.

I had to leave my doctor of 15 yrs because they make you go to a doctor that's in their list. Also I have to pay so much more out of pockets from getting labs done or just going to see a specialist. I really don't understand why I have to pay so much for PPO Insurance and can't go to the doctor of my choice. :(

I found it was very expensive and not really worth it. There were too many rules that had to be followed, there was always a wait between seeing your doctor and a specialist. Also I do not like being limited in my choices of anything medical - I want the doctor of my choosing not the doctor of my choosing from a limited list. Certain medications need to be approved - that is just wrong. It seems that you need to receive approval for everything from non-medical personnel. But I like not having to make a copay after every doctor's visit and to not having to make a copay for purchasing durable medical equipment. The medications were very cheap and that was a huge plus.

I like Cigna's responsiveness, sympathy and understanding when needed. They're very easy to talk to with concerns and or problems, helpful to figure out a solution in a somewhat timely manner and they're very respectful of privacy when explaining situations to them. But it can take a while to get answers or talk to someone on the phone, so more customer service is needed. I would highly recommend them to anyone seeking out this service.

Great Customer Service, Awesome Problem Solvers, Not overpriced! I always get to talk to a real person, and not just someone reading from a script, someone who wants to help, and is there to help. I've never dealt with a healthcare company that has been as easy to do business with as Cigna! They cover things that my Medicare doesn't cover thus lessening the frustration of being able to afford medications that I normally wouldn't be able to afford.

Cigna Medicare has horrible customer service. If you are considered poor they really don't care what you have to say. I've paid for insurance before and the experience was extremely different. Unless you have money and are paying everything needs to change. It's insane how poorly you are treated when you have no money. Everything there is to like or dislike, I dislike. They treat you like crap because they think they are above you. Yet again when I've had money the services are endless and customer service representatives are really nice.

I never ran into any problems with Cigna. If I had to change something it would have to be a shorter process for getting approved so people that wouldn't have to wait as long to get an answer to medical issues. But they have low deductibles and helpful customer service. Any time that I needed anything or had questions I could call the number and get all the help I needed. They have a 24/7 hotline that can be called so you never feel alone and unknowledgeable. Overall, it was a good company and I had great experience. The deductibles sometimes were higher than I expected but it was worth it having a great insurance company.

They are EXCELLENT. I have them and the insurance is great. They go out of their way for help and support. They have good customer service. I don't have to pay a lot to have them... and they don't have a high amount that I pay for prescriptions also, which would be the deductible. I think the most I spend is like 3.00. Though, I just wish they'd respond back a little faster sometimes. They make you wait for a response on your insurance problems or issues and sometimes most places want answers.

This company has been around a long time and served the insurer well, but I am finding it hard to say something good about insurance companies. Basically I have hard time giving money to companies that give very little back. They all are out to make money and they do. I could not pick this insurance. It is state-funded, but on the whole thing it is fairly good. However it does not pay all the co-pays. Were good at first but as of this year prices went up a lot. Very hard to pay on just social security.

The features of this company are very useful and I am very satisfied with them, in particular the customer support is outstanding and helpful and I have never had a problem that couldn't be resolved. And if I ever encountered a problem with them I'm fairly certain that it wouldn't be anything major. My overall experience with the company is very pleasant and I will continue to use it and I would be happy to recommend this company to others that are interested in similar services.

Cigna has very caring doctors and staff and I was extremely pleased with the services my children and I had received. I had an extremely great experience when I had Cigna as my health insurance provider and I have never been able to find any other health insurance like Cigna.

Cigna Medicare Supplement Insurance was the best choice of several insurance sites that I visited on my quest to examine which company that offered supplemental insurance. I only became eligible for Medicare the 1st of this month. So I haven't had much interaction with Cigna Medicare Supplement Insurance as of yet.

If you love getting passed from one department to another with no one willing to provide information (even a simple quote) and telling you that you must wait for an agent to call, which of course never happens, then this is the company for you! Forgive the sarcasm. But really, the CEO of this company should be fired as everything from top to bottom seems arranged to stymie the customer. I only wanted information on Medicare Supplemental plans but had to be transferred to three different departments (and put on hold for lengthy periods) to discover that they had no one willing to help and I would have to wait for an agent to call which could take up to a week. I'd already been through this game so I can tell you that the agents do NOT call within a week. I'm not even sure they call at all. If you have a choice, I strongly recommend that you avoid Cigna.

Honestly, I love them ever so! Granted I’m at the platinum level plan, which itself isn’t cheap. But I’ve never had a problem with anything, they have also been most helpful in finding doctors or answering various questions. I recommend this plan to everyone that needs more thorough health care as they offer complete coverage worry free. I hope to be with them for many more years. I work for Starbucks and we <3 Cigna!

Most medicare services are up front with their rates without requiring personal data, Cigna not so much. The only rate I could get was a drug rate costing 35.00/month for someone who does not use any prescription drugs. I'm using someone else (AARP).

Good selection of providers to choose from. It was easy to get assistance by phone and without having much of a wait. Easy to understand benefits and what is covered or not necessarily covered. The insurance offered a variety of options, providers, for how to make payments, how to access your account (which can be done by phone, online, etc). Covered most things I ever needed. The customer service was always adequate, usually very friendly, and tried to be helpful. I did not have to contact them often, however all interactions I had were positive ones. The value is appropriate for the services received. I know many people who pay more for equal service and plan options. My family members were covered as well which is the most important thing.

My dad used it before I did and it really helped him through his retirement. As long as I remembered I knew that it should help me just as much as it did him. They offered to work with me and help me out when I needed it. But I'm sure that it is good and I do honestly think my dad uses it for his retirement. My dad says that they really help him and he is glad that he has them. He always tells me about them helping. I am very thrilled about how much they help him out. The value is a very wonderful one. If you are thinking about getting this I am sure that you would be just as happy too. Don't just take my word for it.

I appreciated that whenever there were any issues such as while at the pharmacy to pick up medications that they (the pharmacy staff contacting my insurance and whomever they spoke with) were able to provide help in reaching a solution more times than not. If a solution wasn't attainable, either due to insurance hurdles or my financial situation, it was easily made understandable to me without these explanations in medical/insurance jargon.

They seem to understand how my heart needs to be fixed, they have been more than willing to help me timely to make sure I am covered. I wasn't sure how this would work out with supplement insurance however it has be fantastic. They offer me a family practice doctor. I also have the best cardiology doctor. After I was sent to specialist I will as soon as about the expenses I was told after my Deducted of 5000 was met all my medical bill. E pld at 100%. I have only lying spoken to customers service on two different occasions however both occasions it was a pleasure to talk with them. They addressed me as if I were a part of the family. I guess this may be just a praise on my supplemental insurance because I think I have expressed how I feel and all my needs are currently being addressed.

The extra features that come with the package are truly amazing, the extra help that is given if needed. The different packages they offer to help you pick the extra features as well. The insurance offerings that are included are truly something special, the discounts that are added, the coupons that are given out truly help as well. This is something I would definitely recommend to others. The customer service aspect is truly astounding. They are very warm, friendly and inviting. They are never impatient but truly get down to the root of the question to answer you. The value of having this type of insurance is very beneficial. It pays for itself basically with the discounts, the customer service, the additional service. It's truly a great value.

I appreciate your patience and understanding of what I need. My family is very appreciative of your service. Taking time to thank you is the best I can do. Thanks so much. I am happy with the service and dedication the offerings provides. My family can be intuitive and happy to receive such wonderful service. Thank you for your consideration. Thank you for your service. There is not one other company that I would need to be there to handle my coverage. Thank you in advance for the opportunity to be in your number. Great job.

One of the best supplemental plans out there. The features cannot be beat and they really care about their customers. I know I'm not getting ripped off with them. This insurance company offers a wide variety of doctors and benefit options allowing for you to stay comfortable and happy with your doctors and care. This insurance company really goes above and beyond to make their customers happy! I am so pleased with the knowledgeable and caring staff. This insurance company truly cares about their clients. They don't try to take all your money like the insurance companies. The co-pays are reasonable and so are the deductibles.

The coverage did not cover what I had hoped it would. I ended up paying more out of pocket than I had hoped. Somewhat disappointed in the offering. The customer support staff was always professional and quick to respond. They took the time to understand my issue and made sure that my issue was resolved. It thought the value versus what I had paid for the product was off. For what I had paid I should have received better overall coverage. Too expensive!!!