Assurant Phone Insurance Reviews

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About Assurant Phone Insurance

Assurant is a phone insurance company that provides damage coverage plans. Assurant’s insurance plans are available through several cell phone providers, with costs depending on your mobile carrier’s rates.

Assurant Phone Insurance Reviews

Over 10k reviews since 2017

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    How do I know I can trust these reviews about Assurant Phone Insurance?
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    Page 66 Reviews 12635 - 12835
    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Feb. 8, 2020

    Immediately was attended by customer service. I was helped with filing claim and importantly making sure my son's phone was sent the next day. I am happy there are people to help you in unfortunately times to assist you all through the way.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Feb. 8, 2020

    Consultant on the phone was very helpful and courteous. She was gracious and compassionate. I was very impressed with her professionalism. I would highly recommend your service. As far as repairing my Apple products I was extremely pleased.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Feb. 8, 2020

    The replacement phone arrived in a timely manner and information transferred with no problems at all. Also what help I received from T-Mobile was also beneficial. I am very thankful to haven't had insurance.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedTimeliness

    Reviewed Feb. 8, 2020

    I filed a claim because my screen was cracked. I received my new phone the next day. It was a quick and simple process. I was on the phone for approximately 10 minutes. I did have to call back to pay the deductible but that's ok. Thank you!

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    Verified purchase
    Customer ServiceStaffFollow-Through

    Reviewed Feb. 8, 2020

    The employees I spoke to was very rude. Hung up. Didn’t state her name or put it in the records when I called back to see who I spoke to. I originally was calling to inquire on why I didn’t receive my watch in 24 as promised.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that this was the service that you received. This is not our usual standard of customer experience. We would be glad to have our escalation team look into this issue for you. If we can provide any further assistance, please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageEase of Use

    Reviewed Feb. 8, 2020

    Samsung note 8 replacement. Website somewhat difficult to navigate but customer service walked me through it without any issues. Claim process was easy to file without any issues. Having phone insurance is the way to go and Assurant is the way to go.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedTimeliness

    Reviewed Feb. 8, 2020

    Having an unfortunate moment it was good to have insurance on place for my phone. One phone call was all I need and the best part was having the replacement next day right on my door. I was very pleased and surprised how fast was everything.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed Feb. 8, 2020

    The person that handled my claim, did so in an accurate and benevolent manner. The claim was processed in a fast manner and I received my replacement device the next day, faster than I expected. If needed, I'd definitely come back.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Feb. 8, 2020

    This was my first, (and hopefully last), time making a claim. I was a bit distraught because as a truck driver I cannot go without a phone. Assurant did an awesome job though, my replacement device arrived very quickly, was packaged VERY well and was as good as new. Not s single flaw or blemish. They provided return pre-paid packaging for my old phone and kindly let me know when it arrived. I hope I never have to use them again, but I will always keep my phones insured through them....just in case.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 8, 2020

    Once we figured out that I had given the wrong phone number, duh, things went so smoothly! Pleasant personalities to work with, too! The instructions were simple and clear, and each associate I spoke to mentioned it at the end. I found the reminder helpful. I also found the return, postage paid envelope helpful. All-in-all a great experience!

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    Customer ServiceCoveragePunctuality & SpeedStaffTimeliness

    Reviewed Feb. 8, 2020

    While on vacation out of the states, my phone was either stolen or lost while riding a golf cart. Either way, when I notified my hotel security, we activated locate my iPhone and it was turned off. I call my carrier and told them what happened and they transferred me to Assurant. This was January 27, 2020. To this day I still don't have a phone. They asked for the account holders license which I gave, they said it wasn't the right format so I struggled through to give them another copy. I'll admit I am not that computer savvy with jpegs etc. Then they asked for my license, I asked if they needed front and back and just rep said no, just the front. Next day they said they needed the back, then they said the picture wasn't big enough! So struggle through on how to make a jpeg bigger.

    Finally I get the letter they accepted my documents and approved my replacement on Thursday night @9:00ish. They again sat on it the whole day of Friday till the evening and then sent it to UPS. Scheduled delivery is now Monday February 10. That's 2 weeks. I told them I had no house phone, 4 kids, one of whom has severe autism and that if I ever needed 911 I would be in trouble. They absolutely did not care. I called and asked them if I could send them anything else to help their decision. I called and asked for a supervisor and was put on hold for 15-20 only to be disconnected and not called back. Terrible way of doing business and treating consumers. I will be cancelling my $15 monthly insurance that each of us pay this company (we have 5 phones within our family). I'd rather spend the money on a new phone hassle free! I am very aggravated with their lengthy process. 2 weeks without a phone is unacceptable.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this delay and inconvenience, if we can provide any further assistance, please send a private message with your claim number so that we can have a representative review and contact you directly.

    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 8, 2020

    Received the wrong device. I received a demo device as a replacement. The device did not have cellular service and was not the one I should have received. Thankfully, my carrier, Metro PCS, got me the correct device quickly.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for this error and the inconvenience it caused. We hope can provide you with much better service in the future.

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Feb. 8, 2020

    The process of submitting the claim was very easy and we were quickly able to receive our new phone. We appreciate the quick response time. For myself I struggle at times with going online and submitting information, it's more hassle than worth but this was very simple.

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    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Feb. 8, 2020

    The fee was low, I got my phone fast and they sent me everything I could possibly need to get the full experience from my phone. They even gave me 10 days to return my broken phone, and this helped a lot because I'm really forgetful.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 8, 2020

    This was one of THE BEST customer service experiences I have ever had. Kind, compassionate and knowledgable! I called expecting the worse, and it turned out to be the opposite. And my replacement phone arrived at my door, in the middle of nowhere Iowa less than 24 hours after I started the process!

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    Verified purchase
    Refunds & Payouts

    Reviewed Feb. 8, 2020

    I am very dissatisfied with the whole process. I thought that the additional review was randomly and every time I file a Claim Oh, surprise my claim goes into additional review. I'm paying for the service, you guys aren’t giving it out for free. Very UNSATISFIED!!!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that you are not happy with the service you have received. We apologize for the inconvenience and we appreciate your feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 7, 2020

    It was quick and accurate, got my phone within 24 hours. It had the return envelope to send the cracked one back which is easy and manageable. There were some times that I couldn't understand the rep but she just repeated and was patient when I was looking up acct old address.

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    Verified purchase
    Customer ServiceCoverageTechRefunds & PayoutsStaffHonesty & Transparency

    Reviewed Feb. 7, 2020

    Assurant could not log into my account several times and when they finally could the replacement phone they sent me had a distorted lighting on the screen and a battery that would empty after 20 minutes of use. After trying to correct the problem I was lied to by a customer service rep after he told me a supervisor would be calling me to get me a functional phone. It is total ** that I’ve paid for this service for years and when I finally needed they were unable to provide service in any way. The phone has no lens and I ended up having to purchase a replacement battery from Amazon. Because of this experience I am switching mobile providers and going with ATT. If this is the only insurance option through T Mobile then I want no part of it. Horrible business.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that your replacement device was defective and we apologize for the inconvenience of this situation. We would be glad to have our escalation team look into this so that we can get it resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 7, 2020

    The person on the phone was helpful and quick. I appreciate it! I do not have time for a lengthy, drawn out, experience. She was clear, concise and to the point with the info I needed. I also TRULY appreciate the overnight option for receiving the new device. The phone is a protection for a teen who is home alone after school and having the new device in 24 hrs was extremely helpful.

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    Verified purchase
    Customer ServicePriceRefunds & PayoutsBillingRates

    Reviewed Feb. 7, 2020

    I am happy with the initial response from the Assurant team upon filing a claim. However, I am a little confused as to why a refund could not be issued closer to the refuse date of the loaner phone on 1/31/2020. I only just received an email today which puts us out over a week and potentially an additional 10 days for reimbursement. As I paid the fees on a credit card, my credit card will assess its interest based on borrowed amounts. If the $249 is still considered a viable charge during their assessment period, I will be charged more in interest. This refund turn around time I am dissatisfied with. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for your feedback.

    Verified purchase
    Staff

    Reviewed Feb. 7, 2020

    Representatives worked very hard to ensure that I got my issues worked out. They were very friendly and professional. I would recommend Assurant to anyone of my friends and family. Great bunch of knowledgeable professionals.

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    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Feb. 7, 2020

    This is for my last experience with Assurant. My phone was stolen and the replacement took 5 days! Lots of money lost (as this is a business and everything phone) in the time my case was being reviewed by an “unreachable” review team which I think was ridiculous. I think why do I pay for insurance when the income lost was probably enough to buy a new phone outright.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate your feedback and apologize for the delay and inconvenience. We hope that w have the opportunity to give you a better customer experience in the future.

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 7, 2020

    Not only was I sent a phone without the SIM card installed, I was not given any instructions on how to input the SIM card. In addition, my phone would not dial after the first day, and I had to return to the U S Cellular provider for them to insert a new SIM card. Now the phone is doing some crazy things, which is difficult to explain, such as the toolbar goes to the center, with message scrolling in the background. Text shows sideways, etc. I am not pleased!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    If your device is not working properly, we would be glad to have a representative from our escalation team contact you directly to assist with getting this resolved. Please send a private message with a good contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 7, 2020

    The customer service was great. My claim submitted in minutes with no hassle. Received my phone in two days. I was not able to submit claim online and the customer service representative was able to do it faster than I could online.

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    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Feb. 7, 2020

    Worst experience ever, I did my claim since last week Wednesday. Today is the 02/072020 and I still haven't received my replacement device. Everytime I call you guy would call UPS and would say it's in transit. Most be some heavy transit. Why it's taking over a week, anyways I don't get it today. I'm going to beg my refund back asap.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to check on the status of your claim so that we can get this resolved for you. Please send a private message with a good contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Feb. 7, 2020

    Everything was perfect except I had a pearl white phone and I was given a black to replace it. I wish I would have been told that so I didn't buy a clear case but I was never told the replacement would be a different color.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Feb. 7, 2020

    I recently purchase a new device and about a week later it was damage. And since that is the where everyone have a cellular device. I was very happy that I have the protection plan on this device I was able to have a replacement send to me for a small deductible amount. All I can say is thanks to all customer service representative that assisted me with this issue.

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    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Feb. 7, 2020

    January 28, I made a claim for my Galaxy j7 prime. Paid my $50, got a different phone. Galaxy j7 star. NO charger. NO manual. NOT a new phone they send me a used phone. Phone doesn't work right. I have called the online customer service 3 times. Their solution is for me to send this stupid phone and be without any phone until they send me a different one. This so crazy. I never had a ugly experience like this before. I pay my insurance each so whenever I need to make a claim I should receive a NEW phone, NOT a use one with problem.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for the error with the phone you received and would be glad to have our escalation team look into this so that we can get it resolved. Please send a private message with your claim number so that we can have a representative review and contact you directly.

    Verified purchase
    StaffResolution

    Reviewed Feb. 7, 2020

    I returned my Samsung Galaxy S9 mobile device after I submitted a claim for accidental damage to the device. I received excellent professional technical assistance to delete all personal information from the damaged device and activate the replacement device so I could return the damaged one. The agent who assisted me was very patient with me, as it required a considerable amount of time and repeated attempts to accomplish everything. Your professionalism is beyond reproach. I most sincerely appreciate your expediency to resolve the problem with my device. Thank you very kindly for your help.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Feb. 6, 2020

    The replacement phone shuts down at random and in the middle of a conversation. When the phone is turned back on, the battery may be at no, minimum charge, or full. Please help me remedy this problem. I need my phone as I am disabled with MS.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for this inconvenience. We would be glad to have our escalation team work on getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 6, 2020

    They were very knowledgeable. I hadn't done a claim in years, they walked me through it in a matter of maybe 4 minutes, overnighted the phone & the 2 representatives I spoke to were nice and patient. I don't have much to say. They made it easy and fast which was great because I was at work so to me that was amazing. I wasn't on hold for a long period of time which is what I was thinking was going to happen but all good!

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    Verified purchase
    Customer ServiceCoverageTimeliness

    Reviewed Feb. 6, 2020

    It was an easy process to replace my stolen phone. It took less than 10 minutes to open the claim over the phone. The best part was that they had free next day shipping. I I received my replacement the following day.

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    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed Feb. 6, 2020

    The replacement phone was a dud. The power button was not working correctly the media was not working correctly that video was shaky. I called T-Mobile with their expert technicians and they helped me out that one day it worked for one day and went back to the same old replacement phone. Call the technicians. They're going to go ahead and send me another replacement phone to the T-Mobile closest to me and they will check my phone to see if I have any kind of screen damage or water damage.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience. If we can provide any further assistance, please send a private message and let us know.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaffResolution

    Reviewed Feb. 6, 2020

    I received a like-for-like phone because I had made a claim due to a damaged phone. You guys sent me a phone where the bottom right side of the screen was loose and detaching from the phone. Now I am stuck with my damaged phone, I paid 100$ and am still waiting for a replacement. If I knew the phones you guys will be send me of I had to make a claim, were refurbished and not even good refurb phones I would have never bought it. I hope you guys help me resolve my issues. Unfortunately I do not see a reason to keep your coverage and will not be insuring my next phone. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that the replacement device you received is defective. We would be glad to have our escalation team look into this so that we can get this resolved. Please send a private message with a good contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Sales & Marketing

    Reviewed Feb. 6, 2020

    Went through 3 different replacements before I got a functioning one. Offered no discounts for all the hassle of running back and forth from the cellphone store. I wouldn’t recommend this company to anyone after this.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate your feedback and we apologize for this inconvenience.

    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 6, 2020

    Cours had new phone. Completed questions with agent and within 24 hours had new phone. Took phone to a Sprint store and they completed install and transfer of data from old phone to new one.

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    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceTimeliness

    Reviewed Feb. 6, 2020

    The experience I had when filing my claim was terrible. Your company had my address listed incorrectly and it was an ordeal to fix this because I had no idea what address you had on file as I never provided the incorrect address. Now it has been a week and I have still not received my phone which was supposed to be received next day. When I called your company to make you aware I was told I need to wait 10 business days! This is a huge inconvenience as I use my cell phone as my business phone. All in all very bad experience.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience and delay. We will have our escalation team look into this so that we can get it resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 6, 2020

    My experience with the customer service representative Pamela was great. She made it super quick and easy for me to get my phone replaced. I thought I was going to be on the phone for a while to make my claim but I was actually surprise how fast and easy it was.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for your kind words! We feel like we have the best teammates.

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Feb. 6, 2020

    Damaged phone. Painless and fast service, just pay your deductible and wait a few days and as if by magic the replacement phone arrived. So is the next time the same program? Addressed call tag and packaging was appreciated.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our goal is to make the process as seamless as possible!

    Verified purchase
    Customer ServiceMaintenance

    Reviewed Feb. 6, 2020

    I bought a Google Pixel 3 in Aug. 2019. There is no physical damage to the phone. But the inside stopped working. I still had to pay $99 for a refurbished crappy phone that was sent to us and does not work. I called Assurant customer service and they told me to take the replacement phone back to a T-mobile store and they will give me a brand new phone not a refurbished phone. Took it in and did not get another phone. Still have the crappy replacement phone that does not work.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Carrie - so sorry for the inconvenience. Please let us know via private message the issues you are experiencing with the replacement device. Include your claim and contact number so we may have someone follow up to discuss.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 5, 2020

    Assurant response was Great! My phone replacement arrived faster than I thought. They send me a new SIM card that T-Mobile had already in their records just waiting to reactivate it and good to go! Thank you for the great and professional service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our pleasure!

    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Feb. 5, 2020

    I had originally filed for a lost phone. However later we had found the phone. I called Assurant and they forwarded me a label to return the phone, which I did. Basically, everything went smooth returning the found phone. The representative was great. However I have not received a refund yet! I would like refund, Please help!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Margaret - the normal turnaround time for a refund is 7-10 business days. If you are outside of that window, we would be happy to look into it. If so, please follow up with us privately.

    Verified purchase
    CoveragePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed Feb. 5, 2020

    I have waiting already more than 4 weeks for my device and it was missing from Ups. Now I have to wait 15 more days for that and be with a device broken meanwhile I paid for insurance and still with not device.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jenifer, it sounds like you may be in the middle of the investigation. If you have questions about the process, please share your claim and contact number via private message.

    Verified purchase
    Coverage

    Reviewed Feb. 5, 2020

    It was just horrible. Had to ask to speak with a manager to resolve an issue and it still was a problem to keep repeating myself. And what is the point of insurance if you still have to pay 100 of dollars.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Rose, we apologize for the frustration and are glad to hear the issue was resolved.

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Feb. 5, 2020

    My replacement phone order was filled expeditiously, service was great. I contacted Assurant customers service and the service representative was courteous and assured me I would be taken care of. I received my replacement by next day delivery. Five-star service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Fred - thanks so much!

    Verified purchase

    Reviewed Feb. 5, 2020

    My experience was awesome. I just wished I could have been able to retrieve all my information. And voice mail and text messages that I've lost and can never ever get back all my memories are forever forgotten.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We understand, Nancy. It's difficult to lose those memories.

    Verified purchase
    Customer ServicePriceStaffTimeliness

    Reviewed Feb. 5, 2020

    The process was easy and understandable. I received the new phone the next day. The return envelope with prepaid postage was very helpful. And the $99 deductible is reasonable. I'm entirely satisfied. Thank you!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Fantastic! It was our pleasure.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 5, 2020

    I had a quick response from the support person and had my phone shipped quickly. The support person answered all my questions promptly and helped me out with patience. I had a great experience totally.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for sharing your experience, Varun!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Feb. 5, 2020

    First send the cellphone to another address and then I have to wait 5 more days without a cell phone that I need it for my work. Then send me a new phone without a new charger, but at least send me a Galaxy 9. Much better. Thank you for that.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Glad you are happy with the replacement device!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 5, 2020

    I had a horrible experience, the first phone you guys sent me the screen went completely white after 3 day of having it. It wasn’t dropped or damaged, I called you guys in 2/1 to see what I needed to do. The agent told me to take the phone to a Metro store.. well that was incorrect. I drove to my closest Metro (1 and a half hour away) and they told me they wouldn’t help me. I need to call you guys again. Now my husband has no phone and I am still waiting to send back this phone and haven’t gotten a return label.... this is outrageous. You won’t send me a new phone till I get you this one back and well I can’t get it back without a label... this protection plan is a joke.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 5, 2020

    I never received my phone and I been waiting over a month now. I called twice and still nothing. I'm very unhappy with my experience with this company and I would love to speak to someone who can help. Please and thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Nancy - that timeframe definitely sounds out of the norm. Could you share your information via private message? Include your claim and contact number.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 5, 2020

    Getting my devices replaced was very slow. The call dropped at one point, the customer service person had an accent both times that was hard to understand, and it took about an hour to get my devices replaced. They also put my account pin in wrong and locked my account, resulting in me having to contact my carrier for another one. Glad my devices was replaced but quicker service and a non accent having rep would be nice next time.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for sharing what we could have done to improve your service, Delicia. We look forward to changing your perception in the future.

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaffEase of UseResolution

    Reviewed Feb. 5, 2020

    Broken screen by accident and phone became hard to use, so I contacted Customer service; the agent resolved my issue promptly, very kind and very knowledgeable person. The replacement phone came 2 days after. Thanks so much for your service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Jose - glad you got it fixed! An unresponsive device is a pain to use.

    Verified purchase
    Timeliness

    Reviewed Feb. 5, 2020

    The process was very easy and I am pleased with the new device. Once the order was placed I received the new device the very next day. There is not much more I can say other than I am pleased with the overall service.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks, Joseph! That was music to our ears.

    Verified purchase
    Customer ServiceCoverageBillingTimeliness

    Reviewed Feb. 5, 2020

    Return and receipt of new phone was great. What wasn't great is receiving 2 reminders to send the damaged phone back. The 2nd reminder was dated the SAME day as an email thanking me for returning the damaged phone. I began to worry, thinking the email was wrong and the damaged phone was lost. Make sure you only send reminders to those who haven't sent their phone back. Don't waste my insurance payments reminding people to send back a phone you've already received!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for the feedback, Nancy! It sounds like the two notices crossed in the mail. Sorry for the confusion.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedMaintenanceStaffTimeliness

    Reviewed Feb. 5, 2020

    I have used cell phone insurance not very often because I normally take good care of my phones, but breaking your phone happens. The the service was quick, efficient. No hassle. Would recommend. Phone was at my place NEXT DAY!!! WOW. The representatives I spoke were friendly, professional and knowledgeable.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    It can happen to anyone! Glad to hear you were up and running quickly.

    Verified purchase
    Customer ServiceContract & TermsCoverageRefunds & Payouts

    Reviewed Feb. 5, 2020

    Received my replacement phone & was up and running again within 60 hours! It was awesome & problem free. Having this service kept me from having to start all over with a new agreement right when I had paid my phone off! Will never be without this insurance!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's wonderful, Karri! We appreciate your continued business.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Feb. 4, 2020

    I have been trying to get replacement device for my damaged one for 3 weeks now. Beginning the run around having to make multiple phone calls and every customer service agent gives me a different answer. Every time I call I have to do something different. They sent me the wrong phone. I tried to send it back. I couldn't use the label. They gave me Ida print out a new label. And when I finally am able to get the right phone sent to me I have to pay more money than what was originally told and I'm thinking about going to a whole new phone carrier because this is ridiculous. And all I want is a new phone and it's been a month.

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    Response from Assurant Phone Insurance

    Hi Devon - we would be happy to investigate and see what we can do to help. Please reach out to us via private message with your claim and contact number. That will help us get started.

    Verified purchase
    Customer ServicePriceMaintenance

    Reviewed Feb. 4, 2020

    My replacement phone was stolen off of my front porch. Not only was I told that nothing could be done about that, I was reassured that if I turned in the old broken phone I could refile a claim and still get a new replacement. Both times having to pay the 100$ deductible. So I did, and am now without a phone and was informed that I would not be getting any replacement at all. This is insanity. I did everything asked of me and got completely screwed. This is 2020 and sadly thefts happen. There should be some sort of protocol in place in case it happens. Because I promise you I am not the first, nor the last person this will happen to.

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    Response from Assurant Phone Insurance

    DeeAnna - If you'd like, please share your claim and contact number privately. We will take a closer look.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 4, 2020

    I lost my phone on a Friday, submitted a claim Saturday and had my new phone in my hands by Tuesday. Everyone I talked to was friendly and so helpful. Despite this being an unlucky event they made it as quick and painless as possible to replace. Highly recommend both Assurant and T-mobile to friends.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for the recommendation!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 4, 2020

    I dropped my phone and the Assurant staff was prompt and courteous. I had my new phone with no delays or issues. My claim was processed and approved in less than ten minutes. The Assurant staff was awesome.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    That's wonderful to hear, Yolanda!

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsBillingTimeliness

    Reviewed Feb. 4, 2020

    My One Plus 7t Pro screen was damaged on the 15th of January. I submitted my claim the same day. On the 17th I paid the premium and my phone was shipped out. I was scheduled to receive my replacement phone on the 18th. However it was never delivered. As UPS claimed to have lost the package and was unable to locate it. On the 28th UPS informed me that they had verified they lost my package with Assurant and that I would have to deal with the sender for another replacement device to be sent to me.

    Since then I have continuously failed to resolve this with Assurant as they keep coming up with added reasons for me to wait additional days to have them ship out my replacement device. Each month I pay my phone bill I pay for the insurance on my devices. I also paid the deductible. Yet even after UPS verified they lost my phone Assurant has refused to correct the situation. I pay for insurance yet I have no assurance this matter will be resolved anytime soon.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Antonio - so sorry to hear this hasn't been resolved yet. Please share your claim and contact number via private message. We will investigate.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaffRatesHonesty & Transparency

    Reviewed Feb. 4, 2020

    I claimed insurance on an LG V30+ (the plus sign indicating an upgrade from the base model). Your 'service,' however, insisted that my device was sufficiently replaced by the LG V30 (notice the lack of a plus sign in the model name). Luckily, the first Assurant employee I managed to get a hold of was fully-competent and, somehow, took pride in their job. They, too, thought that the systematic downgrade was bizarre and this employee diligently apologized for Assurant's malfeasance, asked me to ship the mistaken downgrade back, and, once it was safely in the mail, asked me to call and inform Assurant of the status of my claim - Assurant would send a proper replacement ASAP. . .

    Days later, I was reminded of Assurant's systematic ignorance and neglect as I was told by a different employee that indeed: A) the base model LG V30minus was the proper replacement for my duly covered, different device, B) it was, in fact, Assurant's standard operating procedure to willfully downgrade paying customers when Assurant no longer held stock of insured devices, C) there was zero possibility of attaining an equal or greater device to the one originally covered by $400 of insurance. This, after ten minutes of struggling with another employee who replied to every single query in the manner of a 1990s AOL chat bot. . . Thanks for the sub-par service, Assurant. It has been a fully dis-pleasurable experience.

    I've cancelled coverage and can only hope that the $15/mo I'm not paying for your your blunderful services will save me enough to buy a replacement for the ** refurbished battery you included in the LG V30- downgrade. Mr. & Mrs. Assurant could have taken a shrink-wrapped deuce in the the phone box and sent that to me instead. I still would've rated you two stars for honesty and family values.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Marc, we apologize for the confusion and frustration this experience caused you. We hate even more that your experience led you to cut ties. If you are open to us reviewing, please share your information via private message.

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Feb. 4, 2020

    Phone stop working. Your customer service rep was very courteous, knowledgeable and attentive. I would definitely refer people to your company. He was fast and very efficient. All companies should a agent like him.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    What a fantastic compliment! We truly appreciate your kind words for our teammate.

    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed Feb. 4, 2020

    Described how phone was broken. They helped us with the claim and sent a phone with one business day. Very courteous and knowledgeable. Took time to go over thing I would need to do. Spoke English clearly.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Kevin - thank you for the feedback!

    Verified purchase
    Staff

    Reviewed Feb. 3, 2020

    My experience with Assurant was wonderful. They fair and help processed my claimed in such an expedient manner, I have nothing negative to say. I deeply appreciate the professionalism that was shown and my child is happy to have his iPad back.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks so much for your kind words! A happy child is a wonderful thing.

    Verified purchase
    Customer ServiceTimeliness

    Reviewed Feb. 3, 2020

    It has been weeks and I still have NOT received my replacement phone after being told it would be delivered the next day. When I called to find out where it was, I was told they didn't have one in the warehouse. I will never recommend your services.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Judy, so sorry to hear about the delay. Please reach out to us privately with your claim and contact information. We will see if an update is available.

    Verified purchase
    Customer ServicePriceRefunds & PayoutsStaff

    Reviewed Feb. 3, 2020

    Other than not knowing the process fully explained, it went very well. The customer service reps on the phone kept getting disconnected when they would put me on hold. Finally, through the T-mobile representative, I was able to pay my deductible. Online was great.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Michael - thanks for sharing the different hick-ups you experienced. Glad to hear it worked out.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Feb. 3, 2020

    I filed my claim 10 days ago, and long story short, I still don't haven't received a functional* replacement phone. When you factor in the high deductible and all of the time wasted, I should have just ordered the parts and fixed my phone. Over 3 years I've paid for this insurance and the one time I needed it, they completely dropped the ball. I'm canceling this service and leaving t-mobile. Pictured is the replacement I was sent.. Barely covered with plastic from a iPhone (the replacement is a Samsung). The box was in perfect condition and the phone was snuggly placed so it's really hard to believe it broke in transit...

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Michael - we apologize; that definitely isn't the experience we strive to provide. If you are still in need of assistance, please share your information privately.

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Feb. 3, 2020

    I needed to replace my cell phone as quickly as possible because the current one broke one evening. The Assurant people received the necessary information, processed my claim and got a phone out to me within just 2 days. And this took place over a weekend.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Eugenia - happy we could assist!

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Feb. 3, 2020

    We had to call, order, and fix incorrect orders multiple times. You all said overnight and it took more than a week. This is by far the worst service I've ever experienced from an insurance claim provider and you guys have customer service that ranks down there with Comcast. You should all be embarrassed as I've seen circuses with better organization and communication. Words cannot express how terrible your service is and the only reason I'd ever use it again is if I'm absolutely forced to. A lot of fingerpointing and apologizing but no responsibility or intelligence.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Olivia - that definitely isn't the level of service we strive to provide and apologize for the frustration caused you.

    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Feb. 3, 2020

    I filed a claim and paid the deductible before the cut-off time to receive my replacement device the next business day, which was Monday. The website specifies the cut-off time on Saturday. Upon speaking to a rep, they told me this was inaccurate. I use my phone for work and I had to wait longer than expected. Also, the rep told me that the FedEx tracking number provided to me in my confirmation email was a random, made-up number. Which was a lie. Overall, the representative provided me with information that was inaccurate.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    So sorry to hear your experience wasn't a pleasant one, Kristian. Thank you for your feedback.

    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedOnline & App

    Reviewed Feb. 3, 2020

    I had a great experience. I started my claims on the app, and then made one call. I got emails within 2 hours saying my claim was approved and that my new phone will be shipped. My phone got to me very quickly! It was a very convenient and easy experience.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Awesome! Happy we could keep you connected.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Feb. 3, 2020

    The VERY BEST in coverage and customer service is Assurant hands down! Ty to all who helped me w/ my claim. Every agent who touched my claim was professional, courteous, informed & personable. I appreciate your services!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    So glad to hear it, Marsha!

    Customer ServicePunctuality & SpeedRatesTimeliness

    Reviewed Feb. 3, 2020

    This company has terrible customer service. I made a claim when on vacation they said my phone would show up next day. I told them I would be flying home in two days. She assured me my phone would arrive on time. Of course it didn't. Now I'm home and they're telling me there's nothing they can do about it. So my phone is now going to Arizona and I'm in Minnesota. So now I have to wait for it to arrive at my resort and then figure it out. They are not willing to take blame and telling ME to figure it out. I wish I could give less than one star rating. Terrible company.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Sean - we understand your frustration at the situation. If you haven't been able to resolve this issue, please reach out to us privately with your claim and contact number.

    Verified purchase
    Customer Service

    Reviewed Feb. 3, 2020

    Took 3 and a half weeks to get my phone. Every time I spoke with someone I was told something different. Very poor customer service!! People should get training on how to speak to upset customers and learn empathy.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We definitely agree that our teammates should treat each customer with respect and are sorry to hear that wasn't your experience.

    Verified purchase
    Customer ServiceSales & Marketing

    Reviewed Feb. 3, 2020

    You advertise overnight delivery. My claim was submitted on a Saturday afternoon, then my phone didn't arrive until Tuesday afternoon. That's not overnight. Please don't promise what you won't deliver.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Mark - we apologize if it wasn't explained fully but a claim approved on a Sunday is normally not delivered until Tuesday (at the earliest).

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedMaintenance

    Reviewed Feb. 3, 2020

    A20 replacement phone. We received the replacement phone quickly and appreciate the great customer service. I'm on my way to take my daughter to her tutoring so I don't really have time to think of much else to say, thanks for the great service and if we ever need to replace the cellphone again we're glad we've got your service!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Michelle, thanks so much for taking the time to leave a review!

    Verified purchase
    Punctuality & SpeedRefunds & Payouts

    Reviewed Feb. 3, 2020

    I was ok with the way I was treated but I assume that is the way everybody has to get treated, since I believe I don't deserve any less since this is what I'm paying for. However there was a miscommunication between T-Mobile and Assurant, it got solved quick.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate the feedback and are glad to hear the miscommunication was worked out as quickly as possible.

    Verified purchase
    Customer ServiceContract & TermsPriceMaintenance

    Reviewed Feb. 3, 2020

    Followed Assurant/TMobile instructions for returning a defective phone and after they received the phone they are still charging me for not receiving the phone. I see that this is an ongoing problem that others are also having with TMobile and Assurant.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for this miscommunication. We would be glad to have our escalation team look into this to get it all cleared up. Please send a private message with a good contact number for you.

    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 3, 2020

    Representative was very attentive and provided excellent service. She stayed on the phone until the transaction was complete and made sure I was completely satisfied before she disconnected the call. The phone arrived in excellent condition and on time.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Tammy - so glad to hear you had a pleasant experience!

    Verified purchase
    Customer ServicePriceRefunds & PayoutsStaffRates

    Reviewed Feb. 3, 2020

    My device was as refurbish device and was not in good condition. I am not paying for the device month to month I paid more than half of the price for that phone. I was assaulted and hurt when they took my phone away. I think it is fair for me to receive a better service a new device and a phone that includes Apple care!!! This iPhone it's more than a thousand dollars!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this situation and would be glad to have our escalation team look into getting your device replaced. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Feb. 3, 2020

    I am disappointed and frustrated at the same time. Because this never happens to me before and by the time it's happened they sent me a refurbished phone not even working properly. Then when I told them, "I don't pay every month a insurance for this kind of thing" they say they never said it would be a new one. For that's still money from you like someone who take it from your package.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Hi Glorianny, it's never our intention to disappoint our customers. In most instances, the replacement device is reconditioned. If you are having trouble with the device, be sure to follow up to discuss the warranty.

    Verified purchase
    Customer ServiceMaintenance

    Reviewed Feb. 2, 2020

    Weekend delivery of a new phone should be available!! Also, having clear, detailed directions on how to move data (Smart Switch does not work) from one phone to another... AND, directions on how to wipe clean my returning phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for the suggestions, Karen.

    Verified purchase
    Customer ServicePricePunctuality & SpeedOnline & AppRefunds & PayoutsMaintenanceStaffBillingTransparencyTimeliness

    Reviewed Feb. 2, 2020

    My transaction was terrible! 1st your website does not work on mobile devices well. I spent way too much time trying to use the benefits I pay for. 2nd I finally process the transaction (on a PC) and after a few days I realize it still hasn’t arrived. I checked it up to being on a Friday, but 3-5 business days was a little much. So I call in and I’m told that they couldn’t find my exact device. So asked for a comparable model. The rep says owe wait.

    When I processed online The system didn’t bring over the memory variance so the system could not process it. She updated the memory variance and said they had PLENTY of my device in stock. So I asked, if it’s supposed to be overnight shipping Why am I the customer having to reach out to the company to resolve this issue. Why didn’t I get any type of notification with from care or email telling me something was wrong. No response. Then I asked what could be done because we were now two weeks from day of reporting that my wife has not had here replacement. An apology. No offer in reduction of deductible, no upgrade phone, nothing. Absolute terrible experience. If you're going to insist customers use the online option, make work on all platforms. If you have a claim that is DAYS out and they have submitted payment! Have a team personally look into it. I should not have to call in! You should be calling me to offer solutions.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience. We would be glad to have our escalation team work on getting this resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer Service

    Reviewed Feb. 2, 2020

    The website takes to long to use cause had to keep retyping everything so I should have had phone sooner than what I had. Other than that not too bad and TMobile had to replace sim card. It didn't work right.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate your feedback.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Feb. 2, 2020

    Quick and easy to submit information required. You replied with reason for unapproved, and added data needed to complete my claim. Once I submitted information you requested, you wrote back explaining the approved process. Great service overall. Thanks.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our pleasure!

    Verified purchase
    Customer ServicePunctuality & SpeedBillingCommunication

    Reviewed Feb. 2, 2020

    The claim was submitted and these people required a copy of my ID. I faxed and emailed it and they rejected it but did not bother to inform me. I had to keep reaching out to them. The next story they gave me is that they now needed a copy of phone bill with my name. I once again emailed the requested documentation. I had to keep waiting and hoping that they would accept the information. My claim was made on a Wednesday but because of all the delays the lack of communication and excuses they gave me when I called I did not receive the replacement phone until Tuesday evening of the following week, nearly a week later. Finally the claim tracking on the internet is garbage. It does not tell you wether the claim was approved or status of the phone. I am very displeased with this company and I hope I never have to deal with you again!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us. We appreciate your feedback and hope that we have the chance to provide you with better service in the future.

    Verified purchase
    Customer ServicePricePunctuality & SpeedMaintenanceEase of Use

    Reviewed Feb. 2, 2020

    It isn’t cheap ($100 co-pay), but contacting Assurant and the subsequent process was easy. Replacement refurbished phone showed up ahead of schedule and was in good shape and the materials to return the broken phone accompanied the new phone and were easy to use.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for sharing, Robert!

    Verified purchase

    Reviewed Feb. 2, 2020

    Services were bad and okay, when asked to speak to a supervisor or a manager got the run around, the policy was very confusing. They always went back on their words and policy. Super dissatisfied with everything.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that you are unhappy with the service that you received. If we can provide further assistance for any outstanding issues, please send a private message and let us know.

    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 2, 2020

    Very good service in very good time. And your representatives were amazing. Also I received my new phone and it was no hassle in getting my same phone number and service in working order. With that being said to thank you and am a happy customer.

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    Verified purchase
    Customer ServiceTimeliness

    Reviewed Feb. 2, 2020

    They asked me for documents after another one the next day another document. They have to indicate all the documents they need from day one. The whole process took a week to send a used phone. Bad service.

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    Verified purchase
    CoverageStaff

    Reviewed Feb. 2, 2020

    Yes I would recommend friends, did fantastic service. Very satisfied, the representatives were very helpful getting me through the process. Thank you. I will continue to rely on them in the future for all my insurance needs.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedTimeliness

    Reviewed Feb. 2, 2020

    After my daughter's phone was damaged, Assurant quickly replaced it after I filed my claim online. I was expecting them to hassle me or deny my claim (had bad experiences with insurance companies in the past) but we received a replacement the next day. I'm satisfied with this company...thanks for making it go so smoothly!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 2, 2020

    Assurant was quick and easy to work with and was able to help me get me replacement phone fast! When my phone wouldn’t make calls anymore it was as easy as submitting the claim, I heard back within 24 hours and the replacement phone shipped!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 2, 2020

    My expectations were met...A+ for the service and prompt too. Phone replacement was mailed in a short matter of time. The device I got was in excellent condition and to send the damage phone was so easy as well.

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    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceBilling

    Reviewed Feb. 2, 2020

    Quick service. Had the new phone in 2 days. Only problem was it was still activated on someone else’s account so could not be connected to mine. Inconvenience is what I call it. I pay through my US Cellular bill but they can’t fix the problem so I have to contact and explain to get another new phone on the way, hope this one works. On top of it all it’s just a refurbished phone. The last one I got had a ** battery that would die before noon everyday????

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry for this inconvenience. We would like to have our escalation team review so that we can get this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageStaffBilling

    Reviewed Feb. 2, 2020

    My damage phone. They was helpful & my phone came on time. Just disappointed that I had to pay to get my phone replaced. I thought it was going to be free. Because I have insurance that I pay with my monthly bill.

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    Verified purchase
    Customer ServiceCoverageMaintenance

    Reviewed Feb. 2, 2020

    The phone you sent us to replace my husband’s broken phone was so obsolete that we couldn’t even find a phone case to fit it!! Therefore I had to spend money on a new phone just to make sure the phone would be protected! No I’m not happy!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    If you were sent an incorrect device, we would be glad to have our escalation team review the issue. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed Feb. 1, 2020

    Very good experience with the customer service. Very professional and help me with the problem I'm have. I highly recommend the person who served me deserves a 10 out of 10. If it were in my hands it gives a raise or promotion to the customer service manager.

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    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffTimeliness

    Reviewed Feb. 1, 2020

    Giving one star might be too much but I have to so here goes. In mid-December 2019 my wife dropped and broke her phone. No biggie, we have it insured with Assurant. I started a claim and the replacement phone was sent right out. We had the new phone activated and the next day promptly mailed the broken phone in the pre-paid envelope. Shortly after I began to receive letters stating I needed to return my broken phone or I would be charged. I called them after receiving each letter to find out what was going on. After the second letter it was discovered that the USPS had attempted a delivery to Assurant's warehouse located in TX but was not successful.

    Nearly 3 week went by and this was out of my mind. I believed the phone was finally delivered and all was well. Then I get a 3rd letter stating the phone still had not been delivered and that Assurant is going to hold me liable for another $200 if the phone is not received in 30 days. First thing I do is check the tracking and see that the package was in fact delivered on Jan. 2nd. Next I call Assurant to figure out what is going on. They put me on hold for a lond period of time then proceed to tell me they spoke with their warehouse in TX and my package was delivered, sealed with no phone inside!!! Long story short the supervisor I spoke with says I'm SOL!

    I immediately call US Cellular and speak with a CS rep. where I find out that US Cellular has not renewed their contract with Assurant as an insurance provider for their customers. Obviously they won't tell me why but it was telling. Next I contact the USPS and they begin an investigation for me regarding this. The next day, today I was contacted by a supervisor from the town where this warehouse facility is located in TX and she was extremely helpful and enlightening!! Turns out they are fielding a large amount of calls similar to mine!

    Here is the thing Assurant, I am not a thief or a liar but it's possible if not likely an employee at your TX warehouse is. Or this is going on organizationally? Either way, I will be contacting my personal friend and local county sheriff here in IL along with the authorities where your warehouse is located in TX. I literally just stopped at my local US Cellular outlet to cancel my Assurant insurance. I will not be extorted for an additional $200 and I will be making every attempt to get to the bottom of this matter.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry for this situation and would be glad to have our escalation team look into this problem. Please send a private message with your claim number so that we can have a representative review and contact you directly.

    Verified purchase
    Staff

    Reviewed Feb. 1, 2020

    I had to speak to a couple of different Assurant Agents and they were both more than friendly and professional. I loved their positive happy spirit and determination to get my claim taken care of. I am very pleased with this experience! I even asked my local T-Mobile employees if they know how outstanding that the Assurant team really is!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 1, 2020

    Assurant handled our claim in a very timely manner. We received the replacement phone as scheduled, within just a couple days off filling the claim. The phone we received was in excellent condition and was the exact phone that we were replacing. Overall, very satisfied with experience.

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    Customer ServicePricePunctuality & Speed

    Reviewed Feb. 1, 2020

    After I got my phone stolen again, I paid the $50 deductible and after I received the replacement, I put the SIM card in my wallet and proceeded to MetroPCS to open the phone cause I didn't know how. Opened my wallet and the SIM card was gone and I didn't have $10 to purchase it. I chatted with Metro online and Assurant sent a another one promptly. **.

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    Customer ServicePriceTimeliness

    Reviewed Jan. 31, 2020

    When you pay a $250 deductible and $15 a month you expect to have a replacement phone the next day. No additional processing for a claim. If you're going to charge that much, you're going to have to assume more of the risk. We will NEVER use Assurant through T-Mobile again. There are too many other good third party options.

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    Response from Assurant Phone Insurance

    We are sorry that you are unhappy with the service you received and that we will be losing your business.

    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & PayoutsTimeliness

    Reviewed Jan. 31, 2020

    Ordered and paid for a new phone to be delivered the next day. All went as well as expected. Quick service. Quick delivery. No fuss. No muss. I would send someone else to have a phone delivered by Assurant.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 31, 2020

    We could not move all data from bad phone LG Aristo Silver to new refurbished phone you sent us. Had to take both phones to T-Mobile store here in Tulsa. Store was very busy and had only 1 employee working at that time. Finally my turn came and he could not resolve all my problems, said I had to come back when they were not so busy. In all the confusion, 71 year old disabled, almost 15 year loyal T-Mobile customer got home and realized I did not have original phone. Went back about 45 min after I left and he said he did not have the phone, it must have been stolen. I am returning to you in your return package you sent me the phone that my wife Johna had before we purchased the LG Aristo silver that was stolen at the store. Thank you. Sheldon **...It is registered to number **.

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    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Jan. 31, 2020

    Having never used the insurance for any our family phone, I was a little apprehensive about how it worked. I was thrilled that it was a very quick and easy process and the new phone arrived right away! Great service!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 31, 2020

    Thank you for an easy process when submitting the claim for my damaged phone. I didn't expect the process to go as it did. I truly appreciate the ease in the midst of the unfortunate situation. My experience was quick and hassle free!

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    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Jan. 31, 2020

    I called Assurant and explained my problem and told them I needed a replacement phone. This was on Thursday night at 7 pm. The agent was very courteous and told me my claim was approved and to expect a phone by Monday. To my surprise I received the phone the next day on Friday at 10 am. Service was excellent. Replacement phone is great.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 31, 2020

    I just want to say how much my family and I appreciate the fast and convenience service provided. The staff was respectful and courteous over the phone. I would definitely recommend to family and friends.

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    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Jan. 31, 2020

    Assurant - a shady not really for my device insurance provider. To begin with, have a process designed to deny claims. Make me determine the correct model, capacity and color with the caveat that a wrong selection will deny my claim. Obviously you do some check on the device to determine what the expected model, capacity and color is. But ok, message received. How galling to then have the replacement phone sent NOT be the device warrantied but considered equivalent by you. I never would have gotten the insurance if I understood it was for whatever device you wanted to send back. That being the case, I will now go cancel the insurance with Assurant/T-mobile and pay less for real insurance from Samsung. Needless to say, I do not consider my claim resolved.

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    Response from Assurant Phone Insurance

    We are sorry to hear that you are unhappy with your device. Its not clear what the issue is, but if your device is not functioning properly we would be glad to have a representative reach out to assist with getting the issue resolved. However, if it is a cosmetic issue such as you receiving a different color device than your original, we unfortunately do not guarantee color match for replacement devices.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 31, 2020

    Great experience & agent was really helpful. I was able to get my device without a problem & also sent the old one back. It was fast & easy plus made sure that all my needs were met. Thank you so much for the help!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 31, 2020

    My phone that needed to be replaced was a Samsung Note. The replacement phone I received was a Samsung S edge, which is a different type of phone. The Note has a stylus which I use regularly, and now I have lost that capability. The Note is also a tad bigger. I would like the S to be replaced with a Note to get a like for like replacement with a Note 7. Otherwise the service was fast and received the phone in less than 35 hours so I am appreciative of the fast turn around, just not the phone I received.

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    Response from Assurant Phone Insurance

    If you received the wrong model device, we would be glad to have our escalation team review so that we can get the issue resolved. Please send a private message with a good contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedTransparency

    Reviewed Jan. 31, 2020

    I filed claim on 18th and didn’t get my phone until 5 days later on 23rd. There was no update through the website and I had to call it in. Once called it was approved immediately. For that I experience I would give 5 stars. 4 for the overall.

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    Customer Service

    Reviewed Jan. 31, 2020

    I was supposed to receive my phone at the beginning of the month. Instead they sent it back and now I’m left with no phone. It's ridiculous, I wish I could write down what I really feel so you guys can feel my pain…

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience, Donald. We would be glad to work on getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Jan. 31, 2020

    I filed my claim and the same day it was accepted. My new phone was over nighted and I had it the next day. Quick and easy. Very pleased with the service provided!!! Would recommend over and over again!!

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    Customer ServiceCoverageStaff

    Reviewed Jan. 31, 2020

    First I have to pay $50 for something that should have been covered under the factory warranty for them to send me another phone THAT'S DOING THE SAME THING AS THE LAST PHONE?! WHATS THE POINT OF INSURANCE.. Then UPS changes my address trying to send it over 2 hrs in the opposite direction of which I live... Then the driver throws the new device on my porch?!

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us. If you are having issues with your replacement device, please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase

    Reviewed Jan. 31, 2020

    I greatly like your service. Was very satisfied. Keep up the great service. Will recommend to friends and family. I really like the service you gave. Continuing to give great service. Everyone will be satisfied with your service.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffEase of UseRates

    Reviewed Jan. 31, 2020

    The website to file my claim was very user friendly, my claim was filed quickly and my new phone sent promptly! I am so thankful for Assurant! The price of your insurance pales for what you get back. Especially with teenagers!

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Jan. 31, 2020

    The initial replacement process went smoothly, however, a couple of weeks after I had returned the damaged device, I received a letter, dated AFTER your email confirmation of receiving the damaged device, stating that the device had not been received and that I would be charged if I didn't take care of this. This put me in a slight and unnecessary panic mode which was not appreciated. Your record keeping needs improvement if you are going to be sending (incorrect) threatening letters.

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    Response from Assurant Phone Insurance

    We apologize for the miscommunication.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 31, 2020

    Very happy with the fast and timely service received. Customer reps on both ends were very helpful and courteous. I will gladly recommend this service to friends and families. The phone was timely.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 30, 2020

    Good service. The phone arrived quickly. The customer service is very friendly because it is the first time that the claim is all right since I have not had any problem with the service after 9 years of being with T-Mobile. Thanks a lot.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedTransparencyTimelinessFollow-Through

    Reviewed Jan. 30, 2020

    Good customer service, quick and efficient. I received my phone as promised next day service. My phone is a Galaxy 9s, I had to pay $99 as a deductible, I hope that they would lower the deduction, my phone is almost 3 years old, the technology has been updated immensely.

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    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed Jan. 30, 2020

    Physical Damage to broken screen. Co. took action right away, had new phone overnight, thank you. Will rec. company to further friends, very convenient to mail phone. Persons at your co. were very helpful. Again thank you.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed Jan. 30, 2020

    Still to this day I have not received my cell phone. Well this is what happened. My cell phone that I had purchased at Metro pcs had broke just a couple days after I had bought it. Well I did the insurance claim on it and paid the 50$ deductible. I was supposed to receive my phone within 24 hours. Well I had filed the claim on the 23rd of December so I wasn't able to receive my phone until the 26th after Christmas. So I gave my address to metro and Assurant and my phone was supposed to go to my mail box or the office in my apartments. Well Ups left my cell phone on the door step in my apartments. I don't even think that the ups guy even knocked on my door. Well the package was stolen off of my doorstep. So I had to file a report with ups so they could send me a new package. So I did and they told me that they had to do a 14 day investigation.

    Well I waited 15 days and never heard anything about my phone. So I called ups and they told me that they tried to call me at the contact number that I gave them like 4 days into the investigation and they were not able to get in touch with me so they had cancelled the investigation. Well of course they couldn't get in touch with me, because I don't have a phone and the contact number that I gave them was my roommate's cell phone number. And she didn't even know that they had tried to get in touch with me. So when I talked to ups I told them that they needed to re open the investigation and they said ok that they would contact me within 8 days. Well it is now January 30 and I still don't have my cell phone and have yet to hear from ups. When I talked to ups they told me that the sender of my package would be contacting me. I've heard nothing from anyone. And I'm very disappointed with metro pcs, assurant, and ups.

    The package should have never been just left on my doorstep in my apartments without a signature. It should have went to the office in my apartments or my mail box. I never told anyone that yes it was ok to leave any package on my doorstep. I wouldn't do that. So now I have paid cash money for my cell phone and for the service and only had my phone for 2 days and I did everything that I was supposed to do to receive my new phone. But I have yet to receive it. A whole month later... I am not very happy about it.

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    Response from Assurant Phone Insurance

    We apologize for this situation and the inconvenience it has caused. We would be glad to have our escalation team look into this so that we can get it resolved as quickly as possible. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2020

    Great experience, customer service was very helpful, made sure I had everything I needed and made sure I understood how to set up devices and explained how fo reset phone as well as to what is required to on return.

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    Verified purchase
    Staff

    Reviewed Jan. 30, 2020

    This is my second time filing a claim and simply put, this service is the absolute best. My handset was replaced in under 24hours and the agent was very helpful and friendly. I have already recommended this service to my family and friends. Keep up the great work!

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    Verified purchase
    Customer ServicePriceRates

    Reviewed Jan. 30, 2020

    My phone died overnight and it would not start. Called Assurant and they sent a phone out with a return label for the old one. Prices was very smooth and hassle free. If I had an issue, it would be that it wasn't overnight but two days before I received my phone. Minor glitch in their processing times but overall very satisfied with their service.

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    Verified purchase
    Customer ServiceStaffCommunicationTimeliness

    Reviewed Jan. 30, 2020

    Lost my phone on a Tuesday and ordered a new phone that same day. Assurant locked the serial number to my phone. Which I found to be great. Then my phone was located on Wednesday the next day. So, I notified assurant that my phone found. Assurant stated that my phone couldn't be unlocked for 3 to 4 days. I don't know why my phone could be locked in moments and it takes 3 to 4 days to unlock. I don't get that with the way technology is today why it would take that long. I still had to call assurant on the end of day four to find out why my phone wasn't working yet? T-mobile did suspend my phone the day I lost it and was able to turn my service on the next day (Wed). So I just don't understand why assurant didn't notify me that my serial number was activated and ready for use. Assurant was not helpful in that manner.

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    Response from Assurant Phone Insurance

    We appreciate your feedback and we apologize for the inconvenience.

    Verified purchase
    Customer ServiceTimeliness

    Reviewed Jan. 30, 2020

    Even though they told me they sent my new phone Next Day, it was sent Ground. Instead of 1 day, it took 5. When I called to ask for assistance, they were unhelpful, and even hung up on me at one point.

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    Response from Assurant Phone Insurance

    We apologize for this situation and inconvenience. We have replied to your other review and a representative has contacted you and will be working with you to get your concerns resolved.

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Jan. 30, 2020

    I liked how quick and easy it was to put in the claim, and receive the replacement. The only concern was that the phone that I received had some hardware issue with the rear camera as it does not focus and is constantly blurry. I do not wish for file another claim to get this problem fixed as that is what I was told I would have to do. Besides that I enjoyed the service.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2020

    Phone lost, ordered replacement, phone found, cancelled new phone. My experience was very successful. Everyone was most helpful and very professional in assisting me with my problem, I would recommend.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2020

    Your staff was very nice and attentive through the whole process. I was very pleased with the effort of the representative I spoke with! I would absolutely use you guys again for any future problems we run into with our phones.

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    Verified purchase
    Customer Service

    Reviewed Jan. 30, 2020

    It took couple of times to call and ask, but finally was done. The phone was lost, but I kept calling and get transferred till finally got it done, at one time they asked me to take the form to the Tmobile store but got rejected there. They suppose to allow receiving the form by email or scan and send instead of faxing.

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    Verified purchase
    Customer Service

    Reviewed Jan. 30, 2020

    Horrible experience!!! Metro PCS is the worst to deal with and this will never ever be an option for me again... Called several different times and went into Metro PCS twice and phone still isn't activated.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience and we would be glad to have our escalation team work on getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed Jan. 29, 2020

    Assurant responded very quickly by (overnighting) a replacement phone after I broke the screen on my LG Stylo. When I went to send the broken phone back to Assurant, I couldn't find the label to return it. I called Assurant as my ten days was running out and I wanted to avoid being charged. The gentleman I spoke with said that he would email a label that Fedex could scan and assured me that even if I was ten days late, I would NOT be charged. Thank you very much.

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    Verified purchase
    Customer ServiceTech

    Reviewed Jan. 29, 2020

    1/20 made claim. Claim approved. New phone received 1/21. Home screen on new phone couldn't read print. Requested return label for new phone on 1/21, received via email 1/22, label wouldn't print. Called 1/23 advised unable to print label, requested a new label be sent. 1/24, new label sent, again wouldn't print. 1/24 requested return label be mailed. Received today 1/29, mailed from Assurant on 1/27. 3 days after request. Why mailed 3 days after request? Unacceptable. Should have been sent out that day or within 24 hours.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience. If we can provide further assistance, please send a private message with a good contact number for you.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Jan. 29, 2020

    I have sadly had to use my Assurant protection plan frequently as of late. And I cannot express my pleasure with their customer service department. And the ease at which I am able to navigate the website and the process. From a fast, friendly, and knowledgeable staff to a user-friendly forward-facing web page. Assurant satisfies all my cell phone insurance needs.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 29, 2020

    Like years ago when you sent me a phone with issues, look, you did it again. When Assurant has trouble hearing me using speakerphone, that's an issue. Then for me to spend time and money going to T-Mobile for warranty exchange to be told, 1) they can't due to a red indicator; 2) had I waited another day I would have had to pay $99 again; 3) now I have to hope the backup is adequate because I have to wait, however long for a label, I will have to go get printed out, then find a FedEx brick & mortar to send you this phone and be without; 4) the label comes when it comes so... The irony is, you do not trust me to send this phone back to you but you sent me this phone with issues. Hmmm.

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    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceRefunds & PayoutsStaff

    Reviewed Jan. 29, 2020

    My screen was cracked, so I paid $99 to get a refurbished phone. Instead of sending me the phone that I wanted which was a Red Samsung Galaxy Note 9, they decide to send me a feminine color Lavender Samsung Galaxy Note 9. I called Customer Service to have them provide me with the phone I requested or to provide me an alternative device that was more masculine. The agent stated that they cannot help me. For me to pay for a replacement device, I should get the device I want or equivalent to what I already had. Overall, I am disappointed in the service I received.

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    Response from Assurant Phone Insurance

    We are sorry to hear you are unhappy with your device, unfortunately, we cannot guarantee color match on replacement devices.

    Verified purchase
    StaffTimeliness

    Reviewed Jan. 29, 2020

    They take 5-7 days just to let you know your claim is approved and after that next day, my mobile got delivered, which is a good thing. And I contacted around 3 customer reps to know the details and push my claim for review.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 29, 2020

    Apple phone. I got the phone promptly and I was very happy with the service. The phone was new but there wasn't any charger that comes with it. I would have expected a new set with charger and the phone. I would recommend Assurant to my friends and family.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffTransparencyTimelinessHonesty & Transparency

    Reviewed Jan. 28, 2020

    I I have had assurance phone insurance for the past 8 years for my phone. I’ve only needed to use this insurance policy once before, which required for me to pay the deductible for the replacement phone, which came the next day. January 14, 2020 the day of which I was robbed of my phone and wallet, I called the insurance company to address and proceed with a claim for my stolen phone. I explained the details of the robbery. My bag was stolen which consisted of my up to date identification card as well as the brand new phone which I am trying to replace. I was told that I could send my expired identification as proof of identity to verify my account since my up to date identification was stolen.

    I submitted my expired identification several times via email, after being assured by multiple representatives it was valid to use. I received an email 2 days later from assurance stating that I needed to call in to complete my claim. There were issues with the copies of my expired ID, ie. too blurry or too small (but was never told that the Id being expired was an issue). After rectifying the issues I was then told that my expired Identification will not be eligible to be used for verifying my account. This is extremely inconvenient for me being without a phone for over two weeks!

    I feel as if there is no empathy or compassion for my situation from the company, which I have been such a loyal customer to and it’s disheartening that I have been misled by every last representative I had spoken to. I am confused as to why you would need to verify my account again if I verified my account while speaking with each and every representative. Can I please be directed to someone or another department who can further assist me better while I await my new identification the mail. And please be aware I am still phone less suffering greatly with work, and family because I am incapable of being contacted. Thank you.

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    Response from Assurant Phone Insurance

    We apologize for the miscommunication and delay as well as the inconvenience it is causing. We would be glad to have our escalation team look into this so that we can get it resolved for you as swiftly as possible. Please send a private message with your claim number.

    Verified purchase
    Dylan increased rating by 2 stars.
    CoveragePunctuality & Speed
    After a positive interaction with Assurant Phone Insurance, Dylan increased their star rating on Feb. 13, 2020.

    Updated review: Feb. 13, 2020

    UPDATE - Assurant surprised me by reaching out directly after my previous review and went above and beyond to make sure my experience was above expectations.

    Original Review: Jan. 28, 2020

    I had a black Note 8 and had to have it replaced through Assurant. They informed me that the comparable device is a Note 9. The first issue is that the replacement device is purple and not black. Not the biggest deal. The bigger issue is that the device performance is not ideal. The battery life is substantially shorter (lasts less than a day with normal use) and the processing speed is noticeably slower. The most frequent glitch is that the keyboard only disappears halfway unless I press the back button. I wish there would have been an option to just repair the damage on my original device.

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    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. We would be glad to have our escalation get this issue resolved. Please send a private message with a good contact number for you so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Jan. 28, 2020

    Extremely helpful customer service. Fast resolution. Made it easy for me. Sent via text all necessary links while I was traveling abroad. Had to pay significant deductible :(. Sent email with tracking info for cell phone.

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    Verified purchase
    Customer ServiceCoveragePriceCommunication

    Reviewed Jan. 28, 2020

    Worst experience ever, would love to give a negative star. Reported my phone lost on Friday the 17th, completed form, never heard back from them, called back, then forgot to email me the form that I had to sign. I use a Galaxy Note for work, finally received my phone Jan 22nd. Received the wrong phone, was on the phone for two hours with different reps. They were all useless, one had the audacity of offering back my deductible, which implied that I have to buy a new phone. She also said" beside that There was nothing they could do. No one told me that if they did not have my phone they will send me a different replacement. It makes no sense having my phones Insured thru this unreliable company. Will definitely cancel. Thank you for wasting my time and money with you.

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    Response from Assurant Phone Insurance

    We would be glad to have our escalation team look into this error and we apologize for the inconvenience. Please send a private message with a good contact number.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 28, 2020

    At first, I was a little disappointed when I called and explained my phone issue and the rep told me because I had a balance they couldn't help me. Hung up with her and within 5 mins she called me back apologizing about the mix up. I guess she looked at my account and realized I had been with tmobile for over 10 yrs and didn't want to lose a customer. I paid my insurance fee and got my replacement 2 days later. Very satisfied.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 28, 2020

    Am grateful for the kindness and the professionalism. It was a very difficult time for me but the agent handle me very well. So pleased that T-Mobile help me secure my phone so that all my information was left and they helped me restore my new one when it came in a day and a half later. Thank you so much for all your help.

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    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed Jan. 28, 2020

    Screen accident got broken due to drop. Called Assurant to file a claim and they made the process extremely easy for the consumer! Service was outstanding and received a new refurbished phone in a very timely fashion. I am beyond Completely satisfied, thank you!!!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 28, 2020

    Horrible experience. I filed my claim on 01/20 and still haven't received it. It was lost by UPS and Assurant did nothing but told me to wait out the investigation. I am very dissatisfied about how this process has went and I still dont have a phone 01/28.

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    Response from Assurant Phone Insurance

    We apologize for this delay and the inconvenience it is causing you. We would be glad to have our escalation team look into this so that we can see if we can get this resolved any faster. Please provide a good contact number for you if possible.

    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 28, 2020

    Transaction was handled in a very professional way, and was pleased with expedient service. New phone working great. Would not hesitate to call Assurant again on phone business. Would highly recommend this service to all users if possible.

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    Verified purchase
    Customer ServicePunctuality & SpeedMaintenance

    Reviewed Jan. 28, 2020

    I had purchased a recent Samsung A20 for Christmas. 2 weeks later it fell. Damage the screen. I did purchase screen protector. It still went through. Broken the screen to actual phone. But I was happy I did add Assurance to my plan. It came faster than expected.

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    Verified purchase
    Customer ServiceContract & TermsTechPunctuality & SpeedHonesty & Transparency

    Reviewed Jan. 28, 2020

    After my wife accidentally damaged the screen of her Galaxy S8 we went through the process of filing a claim, which was extremely easy and fast. The claim was processed and approved within a matter of hours and a replacement device was sent out to us the next business day. The replacement device came with accessories and even packaging to easily send out my damaged phone (no postage necessary). I put my old phone in the protective sleeve and packaging and sent it out a couple days later in order to avoid the unrecovered device fee.

    The ONLY issue I have with my experience is not knowing whether they actually received the device I sent because there is no tracking number for it. I shipped it out on Sunday 1/19/20. It is now Tuesday 1/28/20 and it still says they have not received the device I sent out. If there was a way to easily track the device I sent out, it would be a 5 out of 5 for me. I just hope i'm not hit with a surprise fee for an 'unrecovered device'.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Jan. 28, 2020

    Very easy to file claim, emails were fast, transaction was fast. I was very impressed - Nice to know your monthly payments are going to a good service. T Mobile agent started the claim quickly in the store - and phone was shipped in 2 days.

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    Verified purchase
    Customer ServiceCoveragePriceBilling

    Reviewed Jan. 28, 2020

    I called the insurance and when I was trying to make my payment, they said something went wrong so I had to use a different method even though my bank statement said the charges when through. When I got my replacement phone, nobody seems to be able to hear me. They send me a shiny used phone or a lemon.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that this has been your experience with us. We would be glad to have our escalation team assist with getting the problem with your device resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedMaintenance

    Reviewed Jan. 28, 2020

    Paying a premium on a premium phone is expensive. Even if I make a lot of money, it is important to match my expectations. I expect a new device as a replacement and quickly. If I calculated how much I paid and how much I would have paid at a store near me, then it would have been cheaper and faster to fix it at best buy or Samsung. I will share my bad experience and advise each my family members to buy a $20 dollar case and a $5 screen protector instead of throwing money on garbage replacements with you guys. Wake up, this is 2020 there are plenty of other options and they are far better!!! Thanks.

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    Response from Assurant Phone Insurance

    We are sorry that your expectations weren't matched and we appreciate your feedback.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Jan. 28, 2020

    I had a Samsung Note 5 that had a failed LCD Screen. I went into the local T-Mobile store and they confirmed the LCD was bad and informed me that the replacement would be an equivalent phone which was a Samsung Note 8. I contacted Assurant to file my claim and was informed the the replacement would be a Samsung S8 Edge which I did not consider an equivalent for the following reasons: 1. It did not have a stylus and comparable software to make note and draw sketches. 2. I had existing files that were backed up using the note Stylus that I would like to use in the future. 3. The Samsung S8 Edge was a significantly smaller screen that the Note 5/Note 8. 4. I have an Samsung S7 Edge and I do not like the phone and the rounded edges make it very difficult when creating and sending message.

    I was given the option of requesting another phone and I did. I selected what I thought was equivalent a Note 8, 9 and 10 (3 choices were requested) and was told Assurant would review this and get back to me with 72 hours. I was contacted within that time and was informed that my review was rejected with no specific reasoning. I am very disappointed with T-Mobile and its insurance division, Assurant and will review leaving T-Mobile. I felt that my request was ignored and for the amount of insurance that they have collected over the past for years is very significant and I will consider this as I consider switching to another more friendly Mobile phone carrier.

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    Response from Assurant Phone Insurance

    We would be glad to have our escalation team review your claim to get this issue resolved. Please share the covered device's phone number if you don't have the claim number available, as well as a good contact number you can be reached at.

    Verified purchase
    Customer ServiceMaintenance

    Reviewed Jan. 27, 2020

    So much hoop jumping... Sent me a phone with a broken volume rocker after a week of nightly phone calls trying to get my claim processed. One supervisor straight up hung up on me. Truly awful company and experience. I would give zero Stars if I could. And now I get to go through more BS, I was told I have to send in the defective device that they sent me first before they send me another device.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this is the service that you received with us. We would be glad to have our escalation team look into this so that we can get the device issues resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageMaintenance

    Reviewed Jan. 27, 2020

    Once again Assurant has replaced my phone that was insured from T-Mobile with another broken phone. This has happened multiple times. I am very unhappy with the service, the fact that my insured phone is replaced with someone else's broken phone.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience and would be glad to have our escalation team work on getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Customer ServicePunctuality & SpeedMaintenanceTimeliness

    Reviewed Jan. 27, 2020

    Have physical damage to my phone and power port is faulty. Put in a claim 5 days before needing to travel. Waited two days. Called. They said they had just gotten my ID even though I submitted when I filed, and that it would take 3-5 business days to process. This is stated in all the wording. I was hoping that it would not come to that, I've file before and had the phone shipped the next day. I never had to submit a photo, fine. Out of the countless times I have tried to open the site only two times did it open. It has been over a week now, I have traveled from the US to New Zealand and had to change my shipping address for replacement so when I land back in the US (staying in a different location) I can have it when I land.

    I called from New Zealand today and this is the first time out of the three times I have spoken to someone that let me know that the primary account holder is the ID needed. NOWHERE does it say that in all my correspondence. Every time I talk to someone I give them the account holders last four of social and name. They know it's not me and yet no one till a over a week out told me that was the hold up. TERRIBLE COMMUNICATION ON THE PHONE AND THE SITE NOT RESPONDING HAS LEFT ME WITH A DEFECTIVE PHONE ABROAD. I have the account holder's ID ready to go if only the site would let me upload it. Worst experience and I am still dealing with it.

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    Response from Assurant Phone Insurance

    Hello Daniel, we apologize for this situation and understand your frustration. Let us have our escalation team look into this so we can work on getting this resolved as quickly as possible for you. Please send a private message with your claim number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    Customer service is very poor. I spoke to two representative (one was supervisor). First lady "help" (very little) she showed no effort to help accommodate for this. (mistake was made on Assurant behave). I was not completely starfield with her respond and ask to speak with a supervisor. Once on the phone, she listen to my concern/question but continue to tell me things I've already knew and extra steps to take so that is doesn't happen again. (The mistake is on Assurant behave AGAIN). Still not answering none of my question or concern she became frustrated and proceed to talk over me. Which is VERY RUDE and can make me any other customer feel like their being brush off. I ask if they (Assurant/Supervisor) can call T-Mobile and speak on their behave to help accommodate with this issue. I was left on hold to believe we was waiting to talk to t-mobile representative. The call ended with me only speaking to the dial tone.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us and apologize for the service you received. We would be glad to have our escalation team assist you with getting any outstanding issues you may have resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer Service

    Reviewed Jan. 27, 2020

    Customer service people were polite. The replacement phone sent to LA was sent under the wrong order number, so I wasted time and Kimberly ordered another for me to PU in Mesa. Feel free to call.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience. If we can provide further assistance for any outstanding issue with your claim, please send a private message and let us know.

    Verified purchase
    Customer Service

    Reviewed Jan. 27, 2020

    I bought my phone listing 2 months ago I cracked the screen. I pay $50 and I get a refurbished phone. Now show my brand new phone is not refurbished which is not something I was aware of. I would have just bought something new.

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    Verified purchase
    Customer ServiceHonesty & Transparency

    Reviewed Jan. 27, 2020

    They lied to me, gave me conflicting stories, and told me anything just to get me off the phone, even after talking to the supervisor. It's sad when there's no compassion for a customer's livelihood as I need my device for work.

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    Response from Assurant Phone Insurance

    We apologize for the service you received . We would be glad to have our escalation team contact you directly to assist. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed Jan. 27, 2020

    Paid 30 dollars for quick delivery. Website had said by Monday I would get it. Didn't come till Tuesday. What was the 30 dollars for? My phone number is **. I don't think I should have paid 30 or should get refunded cause it didn't come when promised.

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    Response from Assurant Phone Insurance

    Our apologies for the delay and inconvenience. If you'd like to speak to a representative regarding a refund of your rush charge, please send a private message with your claim number and best contact number.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Jan. 27, 2020

    Phones have always came in a timely manner. Assurant is so professional and helpful. When I was charged for my phone the customer service staff were so helpful and diligent when it came to helping to locate the phone and removing the charge.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    The claim process was quick and simple, and the replacement phone arrived within a couple days. It was easy to return the old phone. Customer service reps were friendly and helpful. Everything worked really well!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    I waited almost a full month for a new phone. I fought with your staff for weeks on end to try to get a new phone. They gave me wrong information 4 different times causing it to take longer for my phone to get to me. Very disappointed in the whole process. Will not be going through your company and will tell others to stay away as well.

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    Response from Assurant Phone Insurance

    We apologize for the delay and miscommunication. We regret that we will lose your business because of this situation.

    Verified purchase

    Reviewed Jan. 27, 2020

    Replaced damaged equipment. Everything went as planned, very satisfied customer. If had it to do over, wouldn't have it any other way. Thanks for the promptness and accuracy, until next time. By the way keep up the good work, thanks.

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    Verified purchase
    Customer ServicePriceRefunds & Payouts

    Reviewed Jan. 27, 2020

    After paying for a few years I was charged a 50 deductible for a refurbished phone that has a bad speaker and camera that takes lousy pictures. On top of that Metro tried to charge me an additional 17 to have contacts put into new phone. Great plan...????

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    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. We would be glad to have our escalation review so that we can get this issue resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    Everyone was very helpful and the phone arrived fast my only complaint is the website it kept freezing and making it hard to navigate. Otherwise the experience was very good. Everyone was very friendly and helpful.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 27, 2020

    It wasn't a bad experience. Only thing that kinda frustrated me was it didn't come within the 24 hour period and had to go to the store to activate it because my pin needed to be reset. But the customer service representative was polite and helpful as well as the one at the Metro store...

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    Verified purchase
    Molly increased rating by 2 stars.
    Customer ServiceCoveragePriceRefunds & PayoutsStaff
    After a positive interaction with Assurant Phone Insurance, Molly increased their star rating on June 25, 2020.

    Updated review: June 25, 2020

    The customer service was fine. This phone was a replacement phone on my insurance from a replacement phone I received about 6 months ago. I am upset about the ethical part of sending a more expensive replacement phone without asking or offering a similar product. This put me in a different tier of a deductible that I couldn't afford. The cell phone industry is in need of a change. I am angry about it! It's poor business practice and dishonest. The speed of delivery, phone rep. and in-store service was professional.

    Original Review: Jan. 27, 2020

    It was difficult getting through to someone. The old phone was broke and couldn't receive a code so I was unable to activate the new phone without driving to another town. I can never understand any of your customer service reps. Assurant, T-Mobile, and MetroPSC has the worse customer service, the worse pyramid scheme and I only continue to be a customer because I can't afford anything else. Also, there shouldn't be a deductible when you pay for insurance to cover a phone. That is what the insurance money is for!!! Be careful who you send survey's to!

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    Response from Assurant Phone Insurance

    We appreciate your feedback.

    Verified purchase
    Customer ServiceCoverageStaffBilling

    Reviewed Jan. 27, 2020

    Claim was reviewed in less than a week and the new phone arrived shortly after. The replacement phone is in excellent condition, and the co-payment is reasonable. Would recommend to anyone seeking an insurance plan for their phone.

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    Verified purchase
    Customer ServiceCoverageTimeliness

    Reviewed Jan. 27, 2020

    The approval process was unreasonable long. I clearly have insurance but the claim was under review for documents. I submitted documents the same day as requested. The system did not clear this info. I was sent a text message in error that stated I didn’t have insurance which means I had to waste more time calling.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience and we hope that we have the opportunity to provide you with faster, more efficient service in the future.

    Verified purchase
    Customer ServiceCoverageMaintenanceStaff

    Reviewed Jan. 26, 2020

    I am amazed at the 5 star service. Your company is totally incredible. I will recommend all my friends to use your service every time they need to submit a defected cell phone and get use the insurance to obtain a new one.

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    Verified purchase
    CoverageOnline & AppStaffEase of Use

    Reviewed Jan. 26, 2020

    I submitted a claim request for damage equipment thru Assurant whom is the insurance carrier of our mobile account. The claims process is very easy, the website to submit claims to are user friendly. Following the simple steps given on the website, I was able to submit my claim and received the replacement product less than the time expected and within the given estimated time by Assurant. I am very satisfied with the process and highly recommend this company.

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    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Jan. 26, 2020

    The screen cracked on an iPad that was covered under the 360 plan. I contacted Assurant. The person helping me with the claim was very pleasant and helpful. Filing the claim only took a few minutes and approval was within the hour. We had a replacement iPad within 48 hours. The entire process was very smooth and quick. I would recommend the plan to anyone.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 26, 2020

    Lost my phone during a snowboarding trip. And another one using the insurance. The person who helped me, was really good and wasn't aggressive. She was calm and was trying to get everything in order. All I had to do was give her some information.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 26, 2020

    I received prompt and patient service when my screen shattered but shipping was delayed d/t holiday and I had to pay a 16.00 activation fee in the Metro PCS store because I could not get the activation by phone to work. But all in all I would recommend this service.

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    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Jan. 26, 2020

    My order never shipped to my home, I was never contacted, I had to call and have a new order placed. I have been without my product for 3 weeks because of a company error although I continue to need to pay for insurance and the product through T-Mobile. When I explained my frustration I was told "to choose a different address for shipment", excuse me? This is my home address and there has never been a problem. When I asked to speak to a manager the manager told me to take the issue to T-Mobile. T-Mobile blamed it on your company. I will be canceling my insurance on ALL devices, no longer recommending your services and posting poor reviews regarding my experience.

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    Response from Assurant Phone Insurance

    Our apologies for the inconvenience, we would be glad to have our escalation team look into this issue. Please send a private message with a good contact number for you so that we can have a representative reach out directly.

    Verified purchase
    Customer Service

    Reviewed Jan. 26, 2020

    The return shipping box they gave me doesn’t close very securely and they don’t include any tape to secure it, so I was a bit worried that the phone would fall out during shipping. Then they sent a message after tracking said it was delivered but they hadn’t received it. Customer service said it takes a few days to scan it in. Ultimately it worked out but it was a stressful week.

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    Verified purchase
    Customer ServiceStaffEase of Use

    Reviewed Jan. 26, 2020

    Took nearly 2 weeks from day claim was made to receiving new phone in mail. Several contacts to support but all they could tell me was "system error" and check back next business day. Also, automated system to file claim NOT user friendly and equally problematic. Have been Metro customer since 2006, and was very very close to changing carriers. This is the first claim I have ever filed. If I ever need to again and experience same problems, I will change carriers immediately.

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    Response from Assurant Phone Insurance

    We are sorry that this was your experience with us. We understand your frustration with the inconvenience and we hope that we have the opportunity to provide you with better service in the future.

    Verified purchase
    Customer ServiceContract & TermsCoverageSales & MarketingPriceRefunds & PayoutsStaff

    Reviewed Jan. 26, 2020

    This company is scam artists. I would give them 0 stars if I could. I pay for insurance every month and despite this I have a phone that I can't receive a replacement for because of 4 days. Have any proper information they can't answer any questions spray tan. They give you the runaround and keep transferring you the person. None of them speak English. It seems so you can't even understand what they're saying so I don't even know if they understand what I'm saying but the bottom line is is I'm entitled to a replacement phone which they are not giving me and their supervisor told me the other day basically I will never get approved for a replacement phone for the phone that I have even though I just bought this phone in December.

    They said that the insurance is on the line not the individual device which is not at all acceptable when you buy a warranty on a product you're buying on the product not on yourself. They should have even if it is a customer courtesy one time only sent me my device because I've been a loyal customer for years but instead they told me there's nothing I can do. There's nothing they can do. Even though I work in customer service I know there's always something you can do and then they charge me for the deductible and are telling me no they didn't. Told me to send him a picture of my bank account which I did and they still have not refunded me my money so I pay the deductible for a phone that I'm not going to get just horrible all the way around.

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    Customer ServiceMaintenance

    Reviewed Jan. 26, 2020

    My replacement phone defective and kept turning on and off for no reason. I have been very satisfied with the service until now. As a consumer, I expect quality products not scratched and defective phone.

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    Response from Assurant Phone Insurance

    We are sorry to hear that your replacement phone is not functioning correctly. We would be glad to have a representative contact you directly to assist with getting this resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & PayoutsBilling

    Reviewed Jan. 26, 2020

    I pay for insurance EVERY month. And I went accident free for about a year. Recently I dropped my iPhone down the stairs. It was shattered. I put in my claim, PAID my deductible, and my claim was APPROVED! Somehow these idiots managed to mix up the shipping so not only did I NOT get my phone, the requested it be sent back to them and told me I had to WRITE a letter to corporate because there was nothing else anyone could do. As pissed as I was to hear that I wrote a letter and mailed it OVER A WEEK ago!!! You think I received a response? Ha! No. None at all. So it’s been over 2 weeks with no phone but you can bet I still paid my bill AND insurance. Absolutely ridiculous!!!!

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    Response from Assurant Phone Insurance

    We apologize for this error and inconvenience. We would be glad to have our escalation team look into this so that we can get it resolved. Please send a private message with a good contact number for you, if possible.

    Verified purchase
    MaintenanceStaff

    Reviewed Jan. 26, 2020

    My experience with Assurant was very pleasing. Everything went smoothly, the representative was friendly, understanding, empathetic, and helpful. He made it very easy for me to complete my claim after work, because I began it on my lunch break, and didn't have time to finish.

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    Customer ServiceCoverage

    Reviewed Jan. 26, 2020

    Replacement phone arrived within 24 hours of claim filing. Of five stars can only give four since phone is always a refurbishment, which is disappointing as this only the third claim in over 18 years of having this coverage.

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    Staff

    Reviewed Jan. 25, 2020

    The agent was helpful and courteous, despite my lack of knowledge. He walked me through the process and answered my questions with patience. He knew what was needed to help me. I would definitely use this company again. Bravo!

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    Verified purchase
    Customer Service

    Reviewed Jan. 25, 2020

    Everything was handled professionally. However my replacement phone was dead upon arrival and would not power on. Contacted Apple to get another replacement. Everything seemed to be in order. Called again yesterday because it’s been a week and I haven’t received emails or confirmation. Apparently there was nothing on file about another replacement phone being on the way. I did have a confirmation number but it’s like nothing was ever attached to it to confirm. Hopefully this time around I will eventually get my replacement phone and it will be in working order.

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    Response from Assurant Phone Insurance

    We are sorry for this inconvenience. We can have our escalation team look into this issue so that we can get it resolved. Please send a private message with a good contact number for you so that we can have a representative reach you directly.

    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 25, 2020

    Customer service excellent as always and the insurance paid is worth it completely. Love the replacement phone so far. It's fabulous. It's better than the phone I had before even and love the HD quality and videos are crystal clear and also love that I can go a whole day without charging it!

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    Verified purchase
    Customer ServiceTimeliness

    Reviewed Jan. 25, 2020

    I was able to get my new phone the next day! When I worked for a cell phone carrier people had to pay extra for that. It was pretty easy to file the claim as well. I'm really impressed with how streamlined it is now.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaff

    Reviewed Jan. 25, 2020

    From beginning to end everything went very smoothly and quickly. The rep at US Cellular reset my phone and was very courteous and all my apps, contacts and e-mails were back on the new phone in no time. I didn't realize that there was a $99.00 deductible but having insurance probably saved me $500.00 for a new phone so I was happy to pay it.

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    Customer ServiceBilling

    Reviewed Jan. 25, 2020

    It took about 2 weeks for them to process claim. I never got notify about them needing my phone bill. I was the one calling to find out about the process. And on top of that once I send the phone bill they kept saying that they never received it. I had to email and upload more than 2 times..

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    Response from Assurant Phone Insurance

    We are sorry for this miscommunication and delay, Diana. We hope that we have the opportunity to provide you with a better customer experience in the future.

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Jan. 25, 2020

    Received the iphone11 Pro Max 512 tree on Jan 15th/2020 (excellent fast and attentive). Received a bad phone factory defected signal issues (very bad). Called 1/16/20 to repost and to solve to the issues. They couldn't help me (very very bad). They said do master reset. I did and non result. Called second time. 2 days later mentioned iPhone has bad connection signal and it interfere with my business and asked to Get a another replacement iPhone. The person who was helping me from Assurant hanged up on me. Very rude and unprofessional. Hope it gets solved.

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    Response from Assurant Phone Insurance

    We would be glad to work on getting this resolved and we apologize for the service you have received. Please send a private message with a good contact number for you.

    Verified purchase
    Customer ServiceTimeliness

    Reviewed Jan. 25, 2020

    Took 12 hours for claim to process. Missed deadline for next day delivery. I was without a phone for 4 days, even though all I had was a cracked screen that I could have walked 10 minutes to have fixed at a local shop same day. Not happy, you've had two strikes so far in my book. The last claim was an awful experience too.

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    Response from Assurant Phone Insurance

    Our apologies for the inconvenience of the delay and we hope we have an opportunity to give you a better experience in the future.

    Verified purchase
    Customer Service

    Reviewed Jan. 25, 2020

    Received my phone and instead of the grey LG I had I got a pink one, I can just get a case but why not just send the same color phone. Also it'd be nice to include the sim tool to open the slot, luckily I found a paper clip that worked.

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    Response from Assurant Phone Insurance

    Thank you for your feedback.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Jan. 25, 2020

    Brief call with customer service and replacement phone showed up in less than a day. Excellent service. Highly recommend this program to everyone. I thought it was expensive but it paid off in the long run.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingFollow-Through

    Reviewed Jan. 25, 2020

    The initial contact with the company and the customer service I received was horrible. The people I spoke with were clueless on how to address my situation and I got more help & understanding from the T-mobile rep I spoke with. Even after the claim, there was STILL no clear communication from this company. I had to actually CHAT on your website... a FEW times to find out I needed to upload a recent bill. The ONLY good part of the company experience was after all the legwork on my end to verify myself (funny, I have been paying $15/month for 14 months, but I have to verify myself?!) that the phone came quick and as promised after my claim got approved.

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    Response from Assurant Phone Insurance

    We appreciate your feedback and we hope that we can give you a better customer experience in the future.

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    Assurant Phone Insurance Company Information

    Company Name:
    Assurant Phone Insurance
    Website:
    mywirelessclaim.com