American Adventure Insurance Reviews

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Edited by: Matt Zane

About American Adventure Insurance

American Adventure Insurance (AAI) helps connect clients to recreational vehicle insurance. It helps clients find insurance for recreational vehicles, motorcycles, all-terrain vehicles, boats, watercrafts, homes and cars. Based in Dallas, Texas, AAI researches a variety of insurance coverage companies to find you a reasonable rate for your adventure vehicle. It uses software to scour websites and find its clients the best combination of price and coverage. It is licensed in all 50 states.

Pros
  • Licensed insurance agents
  • Represents top insurance companies
  • Saves time
Cons
  • Unclear how its insurance partnerships work

What is American Adventure Insurance?

American Adventure Insurance is a national recreational products insurance agency that helps you shop for competitive rates and coverages. It specializes in a wide array of recreation-type vehicles, including motor homes, motorcycles, ATVs, boats, campers and travel trailers.

AAI researches numerous companies to find the highest-quality coverage at the best price. AAI reports that over 2,500 dealers rely on it to provide insurance quotes that save money for their customers. It also offers auto and homeowners insurance.

How does American Adventure Insurance work?

The target audience of American Adventure Insurance is new buyers and current owners of travel trailers, motor homes, motorcycles, ATVs, boats and other watercraft. AAI only works with well-regarded insurers to find deals for customers.

It offers services in 50 states and employs licensed insurance agents who are experienced in adventure vehicle insurance and can help you decide on the right insurance coverage for your situation.

American Adventure Insurance coverage

AAI offers a number of services, including:

  • Recreational vehicle insurance: AAI specializes in providing coverage for a variety of vehicles, including travel trailers, campers, motor homes, boats and more. Coverage may include 24-hour towing, personal belongings replacement, total loss replacement, disappearing deductibles, campsite liability and pet injury coverage.
  • Motorcycle/ATV: AAI offers various types of insurance, which may include medical payments coverage, comprehensive and collision coverage, riding apparel coverage, custom parts and equipment/accessory coverage, and bodily injury and property damage liability.
  • Boat/personal watercraft: AAI provides a range of coverage options, from personal effects replacement to fuel spill coverage. Other coverage options include on-water towing and fishing equipment coverage.
  • Homeowners insurance: Multiple carriers offer competitive rates on comprehensive coverage. Offerings include liability protection, fire and smoke coverage, water damage protection, theft coverage and more.
  • Auto insurance: Carrier partners can provide auto coverage at an affordable rate. Options include 24-hour roadside assistance, uninsured and underinsured motorist coverage, and comprehensive and collision coverage.

American Adventure Insurance cost

Potential customers should contact AAI to get a quote. It scours all its available insurance companies and identifies insurance coverage with the strongest combination of good coverage and affordable costs.

Is American Adventure Insurance good insurance?

Yes, American Adventure Insurance is good. The process of researching numerous companies to find competitive rates is a smart strategy. Insurance agents at AAI are licensed and the company has been around for about 30 years.

American Adventure Insurance FAQ

What does American Adventure Insurance cover?

American Adventure Insurance can cover a variety of items, including cars, motor homes, travel trailers, motorcycles, all-terrain vehicles, boats, watercrafts and homes.

Does American Adventure Insurance offer comprehensive coverage?

Yes, American Adventure Insurance offers comprehensive coverage.

How long is an American Adventure Insurance quote good for?

Contact American Adventure Insurance to find out how long a quote is good for.

Does American Adventure Insurance offer discounts?

Yes, American Adventure Insurance notes on its website that there are many recreational vehicle (RV) discounts available. It promises that with its help you’ll be able to find and take advantage of those discounts, which may include multipolicy discounts, multivehicle discounts, RV association discounts, safety course discounts, pay-in-full discounts and storage option discounts.

American Adventure Insurance Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    CoveragePricePunctuality & SpeedStaff

    Reviewed April 26, 2025

    I signed up with American Adventure Insurance when my usual agent wasn't reachable on a Saturday. The dealer was adamant about not leaving without full coverage based on the lien holder, and they pointed me towards this company.

    I was impressed with the service from American Adventure. The representative who assisted me was fantastic and it felt like she was an agent that I've known for years. I was pleasantly surprised by the coverage they offered as well. It was comparable to my existing insurance plan, including some perks I wasn't getting from my usual provider, like full replacement cost coverage, which I've now decided to keep along with personal injury coverage due to the competitive pricing.

    American Adventure was super fast, easy, and affordable. I can't think of any areas needing improvement with the company; they've nailed it from start to finish for me. I also left a Google review about the experience, and that's not my norm.

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      Verified purchase
      Customer ServiceInstallation & SetupCoveragePriceStaff

      Reviewed Feb. 21, 2025

      I purchased a new Can-Am Defender, and American Adventure Insurance was recommended for coverage. Setting up the insurance was straightforward. The representative signed me up and emailed the details. I was pleased with the annual cost they offered.

      I had considered another insurance provider for a different Can-Am but they quoted over $240 a year, which I found unreasonable. So, I didn't have insurance on that other one.

      The finance representative researched options and presented them to me on my way over. I appreciated their effort to find the best solution for me rather than just making a sale. Although I hope never to file a claim, I feel confident that American Adventure Insurance would handle it well if needed.

      I was particularly impressed that they followed up to ensure customer satisfaction. That means a lot in today's world. It shows they care about their clients, unlike many companies that are just after your money. I would give them a top rating for my experience.

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      Verified purchase
      CoveragePrice

      Reviewed Oct. 15, 2024

      The salesperson at Optimum RV suggested going through American Adventure Insurance. I was a little hesitant at first but she said, "They're an independent company and they'll find the best type of insurance for your situation." She took my information and it came back that the suggestion for insurance and the quote that I got was from Progressive. I was happy to have them insure my RV. I've had a good experience with Progressive and since American Adventure Insurance recommended them with the quote, I was prepared to follow through. Their suggestion agreed with my research that I had done so I felt confident in taking that quote, and it was a very seamless and fast process. I wanted to have something that was paid for and not have to worry about a monthly payment so I elected to pay the year premium upfront and it was easy to do. I was pleased with the price as well.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Oct. 2, 2024

      We had an American Adventure rep come by our office and reach out to us and go over the program with us to see if we would be interested in doing business with them. So, as far as how long we have been doing business with them, it's been several years. We don't have any problems getting them to pay claims. They're really easy to work with. We have a phone number, email, cellphone, and contact information for our rep. Also, the owner of the company, if we ever need to call and need help with something, they're really easy to work with. With some of the other companies that are out there, it seems like they're always looking for ways not to pay a claim. It's always, "Oh, we can't do this because you didn't bring it in for this inspection," or, "We can't do this because you didn't do XYZ." American Adventure doesn't do any of that.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Sept. 6, 2024

      I initially was phoning in for an insurance quote and ended with purchasing ins policy for my new RV. I have spent all afternoon phoning ins agent for quotes to insure my Rv. American Adventure Ins was my last call and honestly it should have been my first call. Agent that I had the complete pleasure of conducting business with was Stephanie. In my opinion she is a complete asset to your organization. Stephanie is knowledgeable on products, kind, respectful and most of all personable and a tremendously fabulous listener. Within a few minutes I knew I would purchase my ins through your organization because of the professionalism and knowledge of your agent. I am grateful to have called and received Stephanie as my agent to assist me in my insurance process and needs. Definitely “Rock Star Status” and I will be sending my associates and friends to your company for RV insurance needs!! Thank you Stephanie and American Adventure Insurance.

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      Verified purchase
      Customer ServiceCoverageStaff

      Reviewed May 9, 2025

      After acquiring my Ninja, I inquired at the dealership if they could recommend any insurance providers offering decent rates. They guided me to American Adventure, and the experience has been satisfactory. The rate they provided seemed quite solid, fitting well within my budget, and the coverage appeared comprehensive after a thorough review.

      I managed to complete the entire process over the phone, which was convenient. The consultant I spoke with made the experience smooth and straightforward. They efficiently gathered my details and swiftly sent all the necessary documents via email, making it a seamless, one-go process.

      I'm very satisfied with how American Adventure Insurance catered to my needs, and they did an impressive job getting me signed up.

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      Verified purchase
      Customer ServiceInstallation & Setup

      Reviewed April 26, 2025

      When I signed up with American Adventure Insurance, I opted out of e-signing and requested paper documents, which I received promptly. I did run into a bit of confusion about where to send back the completed paperwork since the address on the document and the enclosed business envelope were different. However, I followed the address on the document itself, which seemed like the appropriate choice. So far, the interactions and sign-up process have been hassle-free. I've appreciated the reasonable rates offered and how straightforward everything felt. My RV is still in storage at the lot and I haven't used the insurance yet, but I've been pleased with the care and attention from both the dealership and the insurance resolutions so far. Setting up the insurance was simple and all it took was a phone call to get everything sorted.

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      Verified purchase
      Customer ServiceCoverage

      Reviewed April 25, 2025

      I was browsing RVs at a dealership and I saw that American Adventure Insurance had coverage options that really appealed to me. So, I decided to go with them. The customer service I received during the sign-up process was commendable, making the experience smooth and efficient—I managed to customize my insurance plan in just a single day. But the real test of an insurance service comes when you actually need to use it, and until then, I'm optimistic about their reliability.

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      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedStaff

      Reviewed April 8, 2025

      I got an American Adventure coverage for my motorcycle. The coverage they offered was both nice and affordable, which was a significant factor for me. When I compared it to other options, I noticed a substantial $120 difference in cost, making it the most economical choice.

      My experience with American Adventure Insurance's customer service was excellent. Everyone I interacted with was helpful and efficient, getting me insured quickly without any hassle. Overall, I had a positive experience.

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      Verified purchase
      CoveragePriceProcess

      Reviewed April 8, 2025

      My current insurance was quite costly. I bought a new motorcycle and the dealer introduced me to American Adventure Insurance, and I secured a much better deal. The coverage they offered appears identical to what I had, which is reassuring. Overall, the process was straightforward and seamless. I'm happy with how efficiently everything was handled.

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      American Adventure Insurance Company Information

      Company Name:
      American Adventure Insurance
      Address:
      2430 Victory Park Lane, Ste. 2201
      City:
      Dallas
      State/Province:
      TX
      Postal Code:
      75219
      Country:
      United States
      Website:
      americanadventureinsurance.com