American Adventure Insurance Reviews

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Edited by: Matt Zane

About American Adventure Insurance

American Adventure Insurance (AAI) helps connect clients to recreational vehicle insurance. It helps clients find insurance for recreational vehicles, motorcycles, all-terrain vehicles, boats, watercrafts, homes and cars. Based in Dallas, Texas, AAI researches a variety of insurance coverage companies to find you a reasonable rate for your adventure vehicle. It uses software to scour websites and find its clients the best combination of price and coverage. It is licensed in all 50 states.

Pros
  • Licensed insurance agents
  • Represents top insurance companies
  • Saves time
Cons
  • Unclear how its insurance partnerships work

What is American Adventure Insurance?

American Adventure Insurance is a national recreational products insurance agency that helps you shop for competitive rates and coverages. It specializes in a wide array of recreation-type vehicles, including motor homes, motorcycles, ATVs, boats, campers and travel trailers.

AAI researches numerous companies to find the highest-quality coverage at the best price. AAI reports that over 2,500 dealers rely on it to provide insurance quotes that save money for their customers. It also offers auto and homeowners insurance.

How does American Adventure Insurance work?

The target audience of American Adventure Insurance is new buyers and current owners of travel trailers, motor homes, motorcycles, ATVs, boats and other watercraft. AAI only works with well-regarded insurers to find deals for customers.

It offers services in 50 states and employs licensed insurance agents who are experienced in adventure vehicle insurance and can help you decide on the right insurance coverage for your situation.

American Adventure Insurance coverage

AAI offers a number of services, including:

  • Recreational vehicle insurance: AAI specializes in providing coverage for a variety of vehicles, including travel trailers, campers, motor homes, boats and more. Coverage may include 24-hour towing, personal belongings replacement, total loss replacement, disappearing deductibles, campsite liability and pet injury coverage.
  • Motorcycle/ATV: AAI offers various types of insurance, which may include medical payments coverage, comprehensive and collision coverage, riding apparel coverage, custom parts and equipment/accessory coverage, and bodily injury and property damage liability.
  • Boat/personal watercraft: AAI provides a range of coverage options, from personal effects replacement to fuel spill coverage. Other coverage options include on-water towing and fishing equipment coverage.
  • Homeowners insurance: Multiple carriers offer competitive rates on comprehensive coverage. Offerings include liability protection, fire and smoke coverage, water damage protection, theft coverage and more.
  • Auto insurance: Carrier partners can provide auto coverage at an affordable rate. Options include 24-hour roadside assistance, uninsured and underinsured motorist coverage, and comprehensive and collision coverage.

American Adventure Insurance cost

Potential customers should contact AAI to get a quote. It scours all its available insurance companies and identifies insurance coverage with the strongest combination of good coverage and affordable costs.

Is American Adventure Insurance good insurance?

Yes, American Adventure Insurance is good. The process of researching numerous companies to find competitive rates is a smart strategy. Insurance agents at AAI are licensed and the company has been around for about 30 years.

American Adventure Insurance FAQ

What does American Adventure Insurance cover?

American Adventure Insurance can cover a variety of items, including cars, motor homes, travel trailers, motorcycles, all-terrain vehicles, boats, watercrafts and homes.

Does American Adventure Insurance offer comprehensive coverage?

Yes, American Adventure Insurance offers comprehensive coverage.

How long is an American Adventure Insurance quote good for?

Contact American Adventure Insurance to find out how long a quote is good for.

Does American Adventure Insurance offer discounts?

Yes, American Adventure Insurance notes on its website that there are many recreational vehicle (RV) discounts available. It promises that with its help you’ll be able to find and take advantage of those discounts, which may include multipolicy discounts, multivehicle discounts, RV association discounts, safety course discounts, pay-in-full discounts and storage option discounts.

American Adventure Insurance Reviews

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    CoveragePricePunctuality & SpeedStaffRatesTransparencyValue

    Reviewed June 30, 2025

    Updated on 08/01/2025: I've been with American Adventure for two months now, and my experience has been fantastic. They were recommended by the RV dealer when I bought my vehicle. When I signed up, the process was impressively straightforward; it was all sorted while the dealer handled the RV paperwork. Quick and painless, just the way I like it.

    As for the service and coverage, I couldn't be happier. The policy seems thorough, and the efficiency of the whole process really stood out. Price-wise, it's remarkably economical—great value for comprehensive RV insurance. If a friend asked, I'd wholeheartedly recommend American Adventure for their RV insurance needs without a second thought.

    Original review: Monica was professional, knowledgeable, friendly and efficient. I was able to receive a quote that was 200 dollars cheaper than if I had gone through my car insurance carrier being USAA and still with Progressive. I was able to completely accomplish this in the time it took to finalize the purchase which was only about 10 minutes.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffRates

    Reviewed June 25, 2025

    It wasn’t until recently that I gave American Adventure Insurance a chance, mainly because a representative reached out to us about a year ago. After discussing it with our team, we decided to look into it, and it turned out to be a great decision. The interaction with them has been seamless. As a company that sells motorcycles, having efficient and quick service is vital, and American Adventure excels in those aspects. They manage a lot of the heavy lifting, particularly in overcoming insurance hurdles during the motorcycle registration process. Customers appreciate that they only need a minimal number of phone calls to get everything sorted.

    In terms of recommending to a friend or family member, as I tell my customers, the company is extremely efficient, performing admirably 90% of the time. They often find better rates, especially when urgency is a factor. I only endorse services that genuinely work, and American Adventure has proven its worth. The service has been impressive, and I’m genuinely thankful for all their efforts. The partnership saves us time and effort, and I truly appreciate the quality work they deliver.

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      Verified purchase
      Customer ServiceCoveragePunctuality & SpeedStaffRates

      Reviewed June 25, 2025

      I purchased a side-by-side vehicle and I needed to get an insurance on it. My carrier doesn't insure them separately, so I had to get a secondary one. The person I bought the side by side from recommended American Adventure due to their positive experiences and I signed up.

      I must say the service was impressive from the start. During my initial call, I was promptly connected with a knowledgeable representative who understood exactly what I needed for the vehicle's insurance. I just needed the insurance on the side by side so I could then pull that over into the liability policy that I have with my other carrier, and the rates seemed fair, although I didn't shop around much for comparison. Working with American Adventure was incredibly convenient, and I'd rate the experience a 10 out of 10.

      Since it's only been about a month, I haven’t made any claims on the insurance, so my review is based purely on the purchasing process and customer service. Overall, I’d definitely give them a top score.

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      Customer ServiceCoverageTechPriceStaffRatesHonesty & Transparency

      Reviewed June 13, 2025

      I rarely write reviews, but I had to take a moment to share my experience because I’m genuinely impressed. I was shopping around for motorcycle insurance and had been getting quotes around $150 per month from other companies. It was honestly discouraging—especially as someone who doesn’t ride every single day and keeps their bike well-maintained and stored safely.

      Then I found this company, and from the beginning, the process felt different. Their quote process was smooth, and the representative I spoke with took the time to actually understand my situation. They asked the right questions, explained all the coverage options in a way that made sense, and didn’t try to push anything I didn’t need. To my surprise, they came back with a quote for $50 per month—one-third of what I had been quoted elsewhere—for nearly identical coverage. Not only was the price amazing, but the customer service was excellent. They made it clear they weren’t just about sales—they were about service. I felt heard and respected throughout the entire process.

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      Customer ServiceCoverageTechSales & MarketingPriceStaffRates

      Reviewed Feb. 21, 2025

      I purchased a new Can-Am Defender, and American Adventure Insurance was recommended for coverage. Setting up the insurance was straightforward. The representative signed me up and emailed the details. I was pleased with the annual cost they offered.

      I had considered another insurance provider for a different Can-Am but they quoted over $240 a year, which I found unreasonable. So, I didn't have insurance on that other one.

      The finance representative researched options and presented them to me on my way over. I appreciated their effort to find the best solution for me rather than just making a sale. Although I hope never to file a claim, I feel confident that American Adventure Insurance would handle it well if needed.

      I was particularly impressed that they followed up to ensure customer satisfaction. That means a lot in today's world. It shows they care about their clients, unlike many companies that are just after your money. I would give them a top rating for my experience.

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      Customer ServiceCoverage

      Reviewed Sept. 30, 2025

      I have a decent coverage through American Adventure. Their customer service was great. I asked a lot of questions and things. Everything went really well.

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      Customer ServiceCoveragePriceStaffBilling

      Reviewed Aug. 22, 2025

      It was only recently that I came across American Adventure Insurance, while I was in the process of financing a motorcycle. After consulting with a bank, I received a recommendation for American Adventure Insurance as a viable option. I proceeded to explore their offerings online, submitted the necessary information, and soon received a satisfactory quote via email. My initial interactions with the representatives have been commendable, given that I've only been with them for a couple of weeks. Though I'm not entirely certain how the service will hold up throughout the year, my initial impression is positive. It's easy and very affordable for anybody that is planning on getting some insurance. To someone new to securing insurance, I'd say they offer a budget-friendly option worth considering. Setting up payment was seamless, as they provided clear guidance via email after which I simply needed to provide my account information.

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      CoverageStaff

      Reviewed Aug. 22, 2025

      Joseph was extremely helpful and was able to save me tons on my motorcycle insurance, I was able to bundle the bike I am looking at purchasing and my other bike I already own with full coverage and it’s only $58 more than the liability on mine. I highly recommend their services.

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      Customer ServiceCoveragePricePunctuality & SpeedStaff

      Reviewed Aug. 21, 2025

      They have great customer service and are really friendly! I would recommend this service to anyone looking for affordable insurance. They got me a quote fast and called me back within 10 minutes when I was ready to set up the quote. Great company!!!!

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      CoveragePunctuality & SpeedStaff

      Reviewed Aug. 19, 2025

      Mrs. Danielle ** was great at helping me obtain my motorcycle insurance. She made sure to be very informative and answer any questions that I had regarding what I was buying. She also made it quick and easy which was a big concern because I had been looking at different policies but the other companies made it a hard process to get it and some weren’t even giving me what I needed. I am one hundred percent satisfied with my policy and appreciate Mrs. Danielle for making it so easy for me.

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      American Adventure Insurance Company Information

      Company Name:
      American Adventure Insurance
      Address:
      2430 Victory Park Lane, Ste. 2201
      City:
      Dallas
      State/Province:
      TX
      Postal Code:
      75219
      Country:
      United States
      Website:
      americanadventureinsurance.com