American Adventure Insurance

American Adventure Insurance Reviews

4.9
66 reviews
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Edited by: Matt Zane

About American Adventure Insurance

American Adventure Insurance (AAI) helps connect clients to recreational vehicle insurance. It helps clients find insurance for recreational vehicles, motorcycles, all-terrain vehicles, boats, watercrafts, homes and cars. Based in Dallas, Texas, AAI researches a variety of insurance coverage companies to find you a reasonable rate for your adventure vehicle. It uses software to scour websites and find its clients the best combination of price and coverage. It is licensed in all 50 states.

Pros
  • Licensed insurance agents
  • Represents top insurance companies
  • Saves time
Cons
  • Unclear how its insurance partnerships work

What is American Adventure Insurance?

American Adventure Insurance is a Dallas-based recreational vehicle insurance company that helps you shop for competitive rates and coverages. It specializes in recreational vehicle insurance but offers coverage for a wide array of vehicles, including motor homes, motorcycles, ATVs, boats, campers and travel trailers.

It also offers auto and homeowners insurance. AAI researches numerous companies to find the highest-quality coverage at the best price. AAI reports that over 2,500 dealers rely on it to provide insurance quotes that save money for their customers.

How does American Adventure Insurance work?

The target audience of American Adventure Insurance is owners of travel trailers, motor homes, motorcycles, ATVs, boats and other watercrafts. AAI only works with well-regarded insurers to find deals for customers.

It offers services in 50 states and employs licensed insurance agents who are experienced in adventure vehicle insurance and can help you decide on the right insurance coverage for your situation.

It uses a technology known as “Quomotion” to analyze many insurance websites for the best combination of price and coverage.

American Adventure Insurance coverage

AAI offers a number of services, including:

  • Auto insurance: Carrier partners can provide excellent auto coverage at an affordable rate. Options include 24-hour roadside assistance, uninsured and underinsured motorist coverage, and comprehensive and collision coverage.
  • Recreational vehicle insurance: AAI specializes in providing coverage for a variety of vehicles, including travel trailers, campers, motor homes, boats and more. Coverage may include 24-hour towing, personal belongings replacement, total loss replacement, disappearing deductibles, campsite liability and pet injury coverage.
  • Motorcycle/ATV: AAI offers various types of insurance, which may include medical payments coverage, comprehensive and collision coverage, riding apparel coverage, custom parts and equipment/accessory coverage, and bodily injury and property damage liability.
  • Boat/personal watercraft: AAI provides a range of coverage options, from personal effects replacement to fuel spill coverage. Other coverage options include on-water towing and fishing equipment coverage.
  • Homeowners insurance: Multiple carriers offer competitive rates on comprehensive coverage. Offerings include liability protection, fire and smoke coverage, water damage protection, theft coverage and more.

American Adventure Insurance cost

Potential customers should contact AAI to get a quote. It uses technology called “Quomotion” to scour insurance company websites and identify insurance coverage with the strongest combination of good coverage and affordable cost.

Is American Adventure Insurance good insurance?

Yes, American Adventure Insurance is good. The process of researching numerous companies to find competitive rates is a smart strategy. AAI uses Quomation to analyze insurance company websites and find the best deal.

Insurance agents at AAI are licensed and the company has been around for about 30 years. It is based in Dallas.

American Adventure Insurance FAQ

What does American Adventure Insurance cover?

American Adventure Insurance can cover a variety of items, including cars, motor homes, travel trailers, motorcycles, all-terrain vehicles, boats, watercrafts and homes.

Does American Adventure Insurance offer comprehensive coverage?

Yes, American Adventure Insurance offers comprehensive coverage.

How long is an American Adventure Insurance quote good for?

Contact American Adventure Insurance to find out how long a quote is good for.

Does American Adventure Insurance offer discounts?

Yes, American Adventure Insurance notes on its website that there are many recreational vehicle (RV) discounts available. It promises that with its help you’ll be able to find and take advantage of those discounts, which may include multipolicy discounts, multivehicle discounts, RV association discounts, safety course discounts, pay-in-full discounts and storage option discounts.

American Adventure Insurance Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    CoverageStaff

    Reviewed Oct. 16, 2024

    American Adventure Insurance was recommended by the dealer, one of a number of good suggestions. After doing some independent research, I contacted them. Their recommendation was comparable to what I had found but the premium for identical coverage was SUBSTANTIALLY less. Proceeding to completion of the policy was straightforward. Along the way American’s representative, Alex M., provided important information in advance and was quick to provide additional details when I asked. As far as I can tell I ended up with more than adequate coverage. I’ll continue to do business with them and suggest you do the same.

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      Verified purchase
      CoveragePrice

      Reviewed Oct. 15, 2024

      The salesperson at Optimum RV suggested going through American Adventure Insurance. I was a little hesitant at first but she said, "They're an independent company and they'll find the best type of insurance for your situation." She took my information and it came back that the suggestion for insurance and the quote that I got was from Progressive. I was happy to have them insure my RV. I've had a good experience with Progressive and since American Adventure Insurance recommended them with the quote, I was prepared to follow through. Their suggestion agreed with my research that I had done so I felt confident in taking that quote, and it was a very seamless and fast process. I wanted to have something that was paid for and not have to worry about a monthly payment so I elected to pay the year premium upfront and it was easy to do. I was pleased with the price as well.

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      Customer ServiceStaff

      Reviewed Oct. 2, 2024

      We had an American Adventure rep come by our office and reach out to us and go over the program with us to see if we would be interested in doing business with them. So, as far as how long we have been doing business with them, it's been several years. We don't have any problems getting them to pay claims. They're really easy to work with. We have a phone number, email, cellphone, and contact information for our rep. Also, the owner of the company, if we ever need to call and need help with something, they're really easy to work with. With some of the other companies that are out there, it seems like they're always looking for ways not to pay a claim. It's always, "Oh, we can't do this because you didn't bring it in for this inspection," or, "We can't do this because you didn't do XYZ." American Adventure doesn't do any of that.

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      Verified purchase
      Customer ServiceCoverage

      Reviewed Sept. 13, 2024

      A big thank you to Danika! While I was at Mountain Motorsports looking at getting a bike I was waiting on a price back from my auto insurance agent. I received the text for insuring the motorcycle I was looking at, and the rate was just extremely ridiculous. Mountain Motorsports recommended American Adventure Insurance, therefore, I called and explained my terrible situation to Danika, and she was able to get me the same coverage with the same insurance company for almost 1/3 of what I was quoted from my auto insurance agent. It was a big win to leave the parking lot on a motorcycle that day.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Sept. 6, 2024

      I initially was phoning in for an insurance quote and ended with purchasing ins policy for my new RV. I have spent all afternoon phoning ins agent for quotes to insure my Rv. American Adventure Ins was my last call and honestly it should have been my first call. Agent that I had the complete pleasure of conducting business with was Stephanie. In my opinion she is a complete asset to your organization. Stephanie is knowledgeable on products, kind, respectful and most of all personable and a tremendously fabulous listener. Within a few minutes I knew I would purchase my ins through your organization because of the professionalism and knowledge of your agent. I am grateful to have called and received Stephanie as my agent to assist me in my insurance process and needs. Definitely “Rock Star Status” and I will be sending my associates and friends to your company for RV insurance needs!! Thank you Stephanie and American Adventure Insurance.

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      Price

      Reviewed Nov. 22, 2024

      I read American Adventure’s flyer in the Bushlander and I purchased the insurance the day I put the down payment down on the ATV. So, that was probably October 26th and it was finalized within a couple of hours. The price was fair. But I never heard anything from anybody for three weeks until yesterday.

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      Customer ServiceCoverage

      Reviewed Nov. 12, 2024

      I was having the most challenging time dealing with the bank to find out what they require as far as coverage for a new RV 21/2 hours later, I found out they didn't have any. So, I made the call to American Adventure and spoke with Stephanie, who was the easiest to deal with, simple, not complicated! Very nice to deal with.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Oct. 30, 2024

      I called American Adventure Insurance to get a quote on boat insurance. Danika J. was excellent! She answered all questions a thoroughly explained everything. The whole conversation only took about 10 minutes and I was not on hold for long periods of time. I would definitely recommend anyone needing boat insurance to work with Danika J.

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      Verified purchase
      Staff

      Reviewed Oct. 30, 2024

      Danika was super friendly and knowledgeable on what we discussed. She spoke to both me and my dad, and we both thought she was amazing! She was very good at explaining the insurance concepts to me and articulated everything in a great way. She also was very friendly and easy to talk to.

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      Verified purchase
      CoveragePriceStaff

      Reviewed Oct. 28, 2024

      Danika did an outstanding job getting me a cost effective policy for our 2 Spyders. She is a credit to her profession. My former carrier was charging me double the amount Danika quoted. It was a no brainer to purchase this policy. I will recommend your services to anyone I know is in need of coverage This young lady treated me very professionally and satisfied all my needs. Thanks for the great job. I working in a dealership and know how hard the public can be.

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      American Adventure Insurance Company Information

      Company Name:
      American Adventure Insurance
      Address:
      2430 Victory Park Lane, Ste. 2201
      City:
      Dallas
      State/Province:
      TX
      Postal Code:
      75219
      Country:
      United States
      Website:
      americanadventureinsurance.com