American Adventure Insurance Reviews

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Edited by: Matt Zane

About American Adventure Insurance

American Adventure Insurance (AAI) helps connect clients to recreational vehicle insurance. It helps clients find insurance for recreational vehicles, motorcycles, all-terrain vehicles, boats, watercrafts, homes and cars. Based in Dallas, Texas, AAI researches a variety of insurance coverage companies to find you a reasonable rate for your adventure vehicle. It uses software to scour websites and find its clients the best combination of price and coverage. It is licensed in all 50 states.

Pros
  • Licensed insurance agents
  • Represents top insurance companies
  • Saves time
Cons
  • Unclear how its insurance partnerships work

What is American Adventure Insurance?

American Adventure Insurance is a national recreational products insurance agency that helps you shop for competitive rates and coverages. It specializes in a wide array of recreation-type vehicles, including motor homes, motorcycles, ATVs, boats, campers and travel trailers.

AAI researches numerous companies to find the highest-quality coverage at the best price. AAI reports that over 2,500 dealers rely on it to provide insurance quotes that save money for their customers. It also offers auto and homeowners insurance.

How does American Adventure Insurance work?

The target audience of American Adventure Insurance is new buyers and current owners of travel trailers, motor homes, motorcycles, ATVs, boats and other watercraft. AAI only works with well-regarded insurers to find deals for customers.

It offers services in 50 states and employs licensed insurance agents who are experienced in adventure vehicle insurance and can help you decide on the right insurance coverage for your situation.

American Adventure Insurance coverage

AAI offers a number of services, including:

  • Recreational vehicle insurance: AAI specializes in providing coverage for a variety of vehicles, including travel trailers, campers, motor homes, boats and more. Coverage may include 24-hour towing, personal belongings replacement, total loss replacement, disappearing deductibles, campsite liability and pet injury coverage.
  • Motorcycle/ATV: AAI offers various types of insurance, which may include medical payments coverage, comprehensive and collision coverage, riding apparel coverage, custom parts and equipment/accessory coverage, and bodily injury and property damage liability.
  • Boat/personal watercraft: AAI provides a range of coverage options, from personal effects replacement to fuel spill coverage. Other coverage options include on-water towing and fishing equipment coverage.
  • Homeowners insurance: Multiple carriers offer competitive rates on comprehensive coverage. Offerings include liability protection, fire and smoke coverage, water damage protection, theft coverage and more.
  • Auto insurance: Carrier partners can provide auto coverage at an affordable rate. Options include 24-hour roadside assistance, uninsured and underinsured motorist coverage, and comprehensive and collision coverage.

American Adventure Insurance cost

Potential customers should contact AAI to get a quote. It scours all its available insurance companies and identifies insurance coverage with the strongest combination of good coverage and affordable costs.

Is American Adventure Insurance good insurance?

Yes, American Adventure Insurance is good. The process of researching numerous companies to find competitive rates is a smart strategy. Insurance agents at AAI are licensed and the company has been around for about 30 years.

American Adventure Insurance FAQ

What does American Adventure Insurance cover?

American Adventure Insurance can cover a variety of items, including cars, motor homes, travel trailers, motorcycles, all-terrain vehicles, boats, watercrafts and homes.

Does American Adventure Insurance offer comprehensive coverage?

Yes, American Adventure Insurance offers comprehensive coverage.

How long is an American Adventure Insurance quote good for?

Contact American Adventure Insurance to find out how long a quote is good for.

Does American Adventure Insurance offer discounts?

Yes, American Adventure Insurance notes on its website that there are many recreational vehicle (RV) discounts available. It promises that with its help you’ll be able to find and take advantage of those discounts, which may include multipolicy discounts, multivehicle discounts, RV association discounts, safety course discounts, pay-in-full discounts and storage option discounts.

American Adventure Insurance Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffRates

    Reviewed July 18, 2025

    I had recently financed a motorcycle thru my local dealership in which I was recommended looking at American Adventure for the coverage. I called one day last week in which Danika answered the phone and assisted me in getting a quote, and a price that I was happy with. That being said, I explained that I couldn’t purchase a policy till next week as I had to wait till I got my paycheck. Ultimately, this wasn’t an issue for her, she saved and emailed my quote to me, and told me to call her back when I had the chance. I ultimately did so today, and I was able to very easily thru her assistance purchase a policy for Full Coverage for my motorcycle. Danika and her professionalism, and assistance by making everything easy definitely was the reason for my 5 star review. I would absolutely recommend to a friend!

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    Verified purchase
    CoveragePricePunctuality & SpeedStaffRatesTransparencyValue

    Reviewed June 30, 2025

    Updated on 08/01/2025: I've been with American Adventure for two months now, and my experience has been fantastic. They were recommended by the RV dealer when I bought my vehicle. When I signed up, the process was impressively straightforward; it was all sorted while the dealer handled the RV paperwork. Quick and painless, just the way I like it.

    As for the service and coverage, I couldn't be happier. The policy seems thorough, and the efficiency of the whole process really stood out. Price-wise, it's remarkably economical—great value for comprehensive RV insurance. If a friend asked, I'd wholeheartedly recommend American Adventure for their RV insurance needs without a second thought.

    Original review: Monica was professional, knowledgeable, friendly and efficient. I was able to receive a quote that was 200 dollars cheaper than if I had gone through my car insurance carrier being USAA and still with Progressive. I was able to completely accomplish this in the time it took to finalize the purchase which was only about 10 minutes.

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      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedStaffRates

      Reviewed June 25, 2025

      I got a policy with American Adventure Insurance through our dealership when we purchased our trailer. The experience with their representatives was wonderfully straightforward and efficient. They offered us a midline coverage that was expertly explained, ensuring we understood the benefits, including total replacement in the event that something happened. In comparing their pricing with my existing American Family Insurance, I found it notably competitive, even below what I currently pay.

      I would tell a friend or family member to call them as well as highlight their quick, easy, and friendly service. All in all, I am thrilled with my choice to work with American Adventure Insurance and the value they provide.

      The customer service was fine, really quick, and friendly. I got midline coverage, and the representative walked me through it all. I believe we have total replacement at the time if something happens, so that was very clear and he explained it well to us.

      As for pricing, I compared American Adventure Insurance to my current insurance because I wanted to see what they would charge, and American Adventure was very competitive, priced below what we were paying with my current insurance.

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      Verified purchase
      Customer ServiceCoverageTechPriceStaffRatesHonesty & Transparency

      Reviewed June 13, 2025

      I rarely write reviews, but I had to take a moment to share my experience because I’m genuinely impressed. I was shopping around for motorcycle insurance and had been getting quotes around $150 per month from other companies. It was honestly discouraging—especially as someone who doesn’t ride every single day and keeps their bike well-maintained and stored safely.

      Then I found this company, and from the beginning, the process felt different. Their quote process was smooth, and the representative I spoke with took the time to actually understand my situation. They asked the right questions, explained all the coverage options in a way that made sense, and didn’t try to push anything I didn’t need. To my surprise, they came back with a quote for $50 per month—one-third of what I had been quoted elsewhere—for nearly identical coverage. Not only was the price amazing, but the customer service was excellent. They made it clear they weren’t just about sales—they were about service. I felt heard and respected throughout the entire process.

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      Verified purchase
      CoverageTechPricePunctuality & SpeedStaffRates

      Reviewed April 26, 2025

      I signed up with American Adventure Insurance when my usual agent wasn't reachable on a Saturday. The dealer was adamant about not leaving without full coverage based on the lien holder, and they pointed me towards this company.

      I was impressed with the service from American Adventure. The representative who assisted me was fantastic and it felt like she was an agent that I've known for years. I was pleasantly surprised by the coverage they offered as well. It was comparable to my existing insurance plan, including some perks I wasn't getting from my usual provider, like full replacement cost coverage, which I've now decided to keep along with personal injury coverage due to the competitive pricing.

      American Adventure was super fast, easy, and affordable. I can't think of any areas needing improvement with the company; they've nailed it from start to finish for me. I also left a Google review about the experience, and that's not my norm.

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      Verified purchase
      Customer ServiceCoverage

      Reviewed Sept. 30, 2025

      When we bought our new TV, American Adventure gave us the card. Their rep, Monica, was really good 'cause I asked a lot of questions and things. Everything went really well with American Adventure. They provided a decent coverage.

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      Verified purchase
      Customer ServiceCoveragePriceStaffBilling

      Reviewed Aug. 22, 2025

      I was financing a motorcycle that I was planning to get. And I had reached out to the bank to get approved. I was asking what would be the good places to look for some insurance and they recommended American Adventure. I went online and I looked and filled out some information and sent it through. They gave me an email back with a quote and it looked good and I liked everything on it.

      The representatives have been good. It’s only been a week or two. The signup process was really easy and the pricing is very affordable, especially for someone getting insurance for the first time.

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      Verified purchase
      CoverageStaff

      Reviewed Aug. 22, 2025

      Joseph was extremely helpful and was able to save me tons on my motorcycle insurance, I was able to bundle the bike I am looking at purchasing and my other bike I already own with full coverage and it’s only $58 more than the liability on mine. I highly recommend their services.

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      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedStaff

      Reviewed Aug. 21, 2025

      They have great customer service and are really friendly! I would recommend this service to anyone looking for affordable insurance. They got me a quote fast and called me back within 10 minutes when I was ready to set up the quote. Great company!!!!

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      Verified purchase
      CoveragePunctuality & SpeedStaff

      Reviewed Aug. 19, 2025

      Mrs. Danielle ** was great at helping me obtain my motorcycle insurance. She made sure to be very informative and answer any questions that I had regarding what I was buying. She also made it quick and easy which was a big concern because I had been looking at different policies but the other companies made it a hard process to get it and some weren’t even giving me what I needed. I am one hundred percent satisfied with my policy and appreciate Mrs. Danielle for making it so easy for me.

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      American Adventure Insurance Company Information

      Company Name:
      American Adventure Insurance
      Address:
      2430 Victory Park Lane, Ste. 2201
      City:
      Dallas
      State/Province:
      TX
      Postal Code:
      75219
      Country:
      United States
      Website:
      americanadventureinsurance.com