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Allstate Life Insurance

Allstate Life Insurance
Overall Satisfaction Rating 3.69/5
  • 5 stars
    129
  • 4 stars
    136
  • 3 stars
    69
  • 2 stars
    18
  • 1 stars
    49
Based on 401 ratings
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Allstate is one of the largest life insurance providers in the United State. The company offers multiple types of policies, and its LifeTrek tool asks you a few questions to find coverage that fits your situation. Allstate provides free online quotes, and customers can file claims through the company’s website.

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    Allstate Life Insurance Reviews

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    Page 1 Reviews 0 - 10
    Rated with 1 star
    Verified Reviewer
    Original review: Jan. 18, 2020

    Once again they came up with a reason not to pay me for my accident. I did a claim on December 26, 2019. Turned in all my paperwork they asked for and they denied me. All they do is take your Premium money every month but doesn't want to give you any money back when your in need for it. This Company is not any good. I hope people read these Reviews and take them serious before they decide on this company. Too many people are saying the same thing about this company.

    4 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Jan. 6, 2020

    Don't expect Allstate to cover your medical bills like their policy says they will. I opened a claim 3 months after I got out of the hospital to help cover my deductibles and the money they paid went to bills that were already paid by my health provider. I opened the claim and got nothing. Buyer beware.

    Frank **- disappointed client.

    Read full review
    9 people found this review helpful

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      Rated with 1 star
      Verified Reviewer
      Original review: Sept. 9, 2019

      Do not do business with this company regarding life insurance, I filled up an application and I was waiting for approval after all test were completed. I was waiting for the required visit or call from the agent to provide approval or at least to get acknowledgment of the policy. I realized they were taking money from my account after multiple month, when I asked for my money back they denied protecting themselves behind a law which protect the insurance companies in Florida.

      The agent said he met with me which is not true, they only care about the money. If they take $2000 dollars now how I can trust them giving me $100,000.00 in 15 years. I even contacted the state and they agreed with me; however as the Florida law protect the insurance company not the customer, they can not do anything about. They even send a letter to the state to review the law and make the amendment, of course I doubt it that is going to happens.

      Read full review
      10 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: June 13, 2019

      Please don't buy into disability/accident policies. I had this policy for 12 years. They do anything to avoid paying you and giving you the runaround. If you have legitimate claim and they think what they think how long you should be out instead of the member's recovery.

      19 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: May 30, 2019

      I went and look at my claiming online. It told me in the message box my claim went from received to approved by the agent. Said I was denied. That don’t make sense. I going to drop them soon as I return back to work.

      8 people found this review helpful
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      Rated with 1 star
      Verified Reviewer
      Original review: April 17, 2019

      Do not buy into any policies from this company!!! I've had this policy for the last 4 years. I had an agent sell me a policy at my job. It has been coming out of my check for the last four years. They get paid before I do. I recently had surgery and I've been off of work for a month and I submitted a claim. They were supposed to pay me one amount and sent to check out for $990 short of what the check should be.

      They claim because the policy since the day I set it up was never paid in full. Why in the world would they not contact me to let me know that was happening. They tell me that because it's through my employer. They notify my employer and that I have to request to make sure that my policy is paid up today. Why in the world would I request a policy audit when I know they've been getting paid right for my check. This company is terrible. The representatives have no cool. They don't care because you know what they're still making a check. I looked them up after I was having issues with them and noticed that they're having a lot of class action lawsuits. I'm trying to figure out how to set one up. Company should not be allowed to treat people this way.

      Read full review
      14 people found this review helpful
      Rated with 5 stars
      Verified Reviewer
      Original review: March 27, 2019

      I have no problem with my bill. I think that the price that I pay every month for a downpayment is excellent. The overall bill is good as far as what I would expect to pay for a divorced person with one car who is renting. I could not ask for a better insurance company.

      4 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: March 4, 2019

      Let me first start by saying theee worst company EVER. My mom passed recently. They're taking FOREVER to process the claim. I'm going back and forth with them about taking ownership of a policy she had on me for over 15 yrs, of course they're giving me the runaround. I can never reach an agent nor have one ever contacted me in regards to the matter. Every time I call they always giving me wrongful information. Honestly if my mom haven't invested sooo much into it I wouldn't bother myself with it. It's unfortunate I have to deal with this considering I just lost a loved one.

      22 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: Feb. 25, 2019

      My father, 96 years old, died last week during the 30 day grace period after the annual premium was due. He had the same policy and the premium was paid by his former company, Sears, for 40 years until this month. Now Allstate is not replying to simple claim requests from my father’s trust representative. Any death during the grace period is historically paid less the premium amount due that month. That is not happening. A very sad ending to my father’s legacy and an embarrassment to Allstate. 40 years!

      47 people found this review helpful
      Customer increased Rating by 4 stars!
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      Verified Reviewer
      Original review: Nov. 27, 2018

      Terrible customer experience. Delays. Endless delays. Roadblocks. Basically similar experience to what most who have reviewed their experience with Allstate. Would NOT recommend this hell to anybody.

      20 people found this review helpful
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      Allstate Life Insurance author review by Neal Frankle

      Allstate was founded in 1931 as part of Sears, Roebuck and Company. Allstate established its beginning by selling auto insurance and calls Northfield Township, Illinois home.

      • Current-customer convenience: Choosing Allstate for life insurance needs can be convenient for consumers who already have auto and/or home insurance with the company.

      • Products: Allstate offers a limited menu of life insurance products.

      • History: Considered a newcomer to the life insurance industry, Allstate began selling life insurance in Canada in 1953 and eventually began marketing their products in the United States.

      by Neal Frankle Life Insurance Contributing Editor

      Neal Frankle is a Certified Financial Planner in Los Angeles. He is the publisher of WealthPilgrim.com, an information resource for consumers. He has been a professional financial advisor since 1991 and is the editor of www.MCMHA.org.

      Allstate Life Insurance Company Information

      Company Name:
      Allstate Life Insurance
      Website:
      www.allstate.com