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Please don't buy into disability/accident policies. I had this policy for 12 years. They do anything to avoid paying you and giving you the runaround. If you have legitimate claim and they think what they think how long you should be out instead of the member's recovery.
I went and look at my claiming online. It told me in the message box my claim went from received to approved by the agent. Said I was denied. That don’t make sense. I going to drop them soon as I return back to work.
Do not buy into any policies from this company!!! I've had this policy for the last 4 years. I had an agent sell me a policy at my job. It has been coming out of my check for the last four years. They get paid before I do. I recently had surgery and I've been off of work for a month and I submitted a claim. They were supposed to pay me one amount and sent to check out for $990 short of what the check should be.
They claim because the policy since the day I set it up was never paid in full. Why in the world would they not contact me to let me know that was happening. They tell me that because it's through my employer. They notify my employer and that I have to request to make sure that my policy is paid up today. Why in the world would I request a policy audit when I know they've been getting paid right for my check. This company is terrible. The representatives have no cool. They don't care because you know what they're still making a check. I looked them up after I was having issues with them and noticed that they're having a lot of class action lawsuits. I'm trying to figure out how to set one up. Company should not be allowed to treat people this way.
I have no problem with my bill. I think that the price that I pay every month for a downpayment is excellent. The overall bill is good as far as what I would expect to pay for a divorced person with one car who is renting. I could not ask for a better insurance company.
Let me first start by saying theee worst company EVER. My mom passed recently. They're taking FOREVER to process the claim. I'm going back and forth with them about taking ownership of a policy she had on me for over 15 yrs, of course they're giving me the runaround. I can never reach an agent nor have one ever contacted me in regards to the matter. Every time I call they always giving me wrongful information. Honestly if my mom haven't invested sooo much into it I wouldn't bother myself with it. It's unfortunate I have to deal with this considering I just lost a loved one.
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My father, 96 years old, died last week during the 30 day grace period after the annual premium was due. He had the same policy and the premium was paid by his former company, Sears, for 40 years until this month. Now Allstate is not replying to simple claim requests from my father’s trust representative. Any death during the grace period is historically paid less the premium amount due that month. That is not happening. A very sad ending to my father’s legacy and an embarrassment to Allstate. 40 years!
Terrible customer experience. Delays. Endless delays. Roadblocks. Basically similar experience to what most who have reviewed their experience with Allstate. Would NOT recommend this hell to anybody.
My claim was submitted in June 2018 it’s now November 2018 and my claim has not been paid for accident or short term disability with Allstate. This company goes through great efforts to find causes to not pay your claim. This is the worst insurance company I’ve ever encountered. The staff is inefficient, rude and the left hand does not know what the right hand is doing. I really feel a compliance agency needs to get involve and investigate Allstate. I would not recommend this company for any services.
I went through Allstate to get STD since my company offered payroll deduction with them. I filed a claim on 7/11/18 knowing my planned surgery was 7/23/18. It is now September and I have not received my claim. No associate or manager has been helpful or nice. They report I am missing information from my medical record but will not reveal to me what that information is so I can help get it. I asked what I can do to help and the manager told me "you just need to wait, lady!" She apologized for me not knowing how long claims take and that they take 10-15days...ummm I just said it had been 8 weeks! My next step is to contact the CT board of insurance and file a complaint so they HAVE to reveal to me the info they are "waiting" on.
They have a portal online to check the status of your claim. Three times it was updated saying information was received only to be deleted the next day stating pending additional information. Wish I had taken screenshots from the beginning for evidence but never did I think I would be taken for a fool. Especially by a company my employer recommended. My surgery was straightforward. Should be an easy approval. Yet here I am back to work, with no back pay and bills piling up. Thanks Allstate. I will be sure to tell everyone I know to never do business with you and cancel my policy as soon as this is all over.
I have paid my premiums for twelve plus years and never filed a claim. I was diagnosed with bladder cancer, have the Dr. statement, pathology report etc. Now I'm being told I have to submit an itemized bill before they will initiate my claim. I have provided Allstate with a signed release form allowing them access to my medical records.
We have whole life policy with Allstate and opened the recent letter, just like all the other letters from them over the last two decades to find that… After paying 140 dollars every month for over 20 years ALLLSTATE INCREDIBLY DISCONTINUED OUR DIRECT TRANSFER PAYMENT AND CANCELED OUR POLICY. I TURN 50 THIS YEAR. After looking at other incidents of these odd technicalities when people pass 50 years of age on the Internet I decided to write this review. They say they upped the payment by 7 dollars and simultaneously stopped our automatic payment several months ago. Our original contract was clear that the payment would never go up. So we are left to wonder if this is some sort of systematic pruning of costly account? Is this legal. We are reviewing options and hope to see some accountability. We will see if we are "IN GOOD HANDS".
I feel it is a robbery, I have paid for this hospital benefit for a long time every month. I was in the hospital for little less than 24 and this insurance does not help me at all, therefore I am left with the debt of my deductible which is more than 1,000.00 and they never call me or send me any letter to letting me know my status of the claim until I call 20 days later, then they explain to me that I’m not cover.
I filed the same paperwork for both my kids. They approved one and denied the other. I kept calling back for 3 weeks straight trying to get it fixed and every rep/supervisor I spoke with another supervisor they told me that the examiner who looked at it shouldn't have paid out for it. Allstate employees don't care about anything but making sure they get paycheck. This whole thing has stresses me out completely.
All of our insurance is through Allstate, from home, car to life. Husband recently passed away - absolutely no problems with the insurance payout. Had 1 accident and again, no problems at all.
I applied for STD through company American Heritage Insurance which works with Allstate. I recently filed a claim for STD and was denied for pre existing condition. Which the agent Richard ** don't explain that it was an 6 mos limitations from the day that policy goes into effect or that you have to have policy 6 mos prior to your condition and then there is still is guarantee they will even honor your claim. I just recent found out about this condition Feb 2018 and had to have a major operation but he states you can't be denial for pre existing condition but their policy states different. And they are so full of it when ask to cancel my policy. The consumer services rep just kept talking like I was ask her question just stating that my claim was denied. If I had a better understanding I would shopped around for others. I have been off work without pay and was forward to my STD to help. Now bills are behind and they don't care.
My husband has the Allstate critical illness insurance though his work. In Aug and Sept, he had two heart attacks in two weeks. It's supposed to be covered 100%. We filled out all the forms, had the doc fill in and sign his form, sent in all the medical information from the hospital, for both incidents. It's still being denied. Seems they want the words "heart attack" not "Acute non-STEMI". Our health insurance is paying most of the hospital bills. What's Allstate's problem? Approximately $35 comes out of his check every two weeks for 5 years now. What a waste of money. I want our money back. It was at the time we were filing a claim, Allstate advertised on tv if you weren't satisfied with your claim they would refund your money. When we asked about that, they didn't know what we were talking about.
I got an Allstate Hospital policy through my ex-employer. I left my employ and it took 3 months to receive an updated invoice so I can pay my policy. Come to find out my rates went up more than 3x. So I am canceling my policy. I really don't need it. In addition, it took me almost a year to get the agent that signed me up to send my policies to me. No thanks. Allstate is horrible. I have emailed and called for months.
Because of my husband's medical issues, our options are really limited. We had purchased a universal life insurance policy due to its cash value vs. a term life policy, which has no cash value, but are really starting to question this decision, as the premiums keep going up, and the policy value keeps declining. We were also hoping we could bundle our home and life insurance policies with this same company, but they don't insure a lot of homes in our area -- even the "median value" ones due to the high cost of housing here. We have inquired about long term care insurance; that was over a month ago. Haven't heard back from anyone from there since.
This insurance company has been great to me and easy to sign up with. The agent I dealt with answered all my questions and worked with me to find the best policy to fit my needs and pocketbook.
I have tried to be patient with this company. I have had them since the beginning of 2017, and each time that they have processed a claim for me, the experience has been less than unsatisfactory. I have an accident policy with them, and it seems as if I have to be bleeding to death or beheaded in order to have an accident. It has taken them almost 3 weeks to deny a claim that was clearly an accident. Now here I am with my second accident claim from a sprained wrist, and 5 days after submitting all required info, the claim is still waiting for an adjuster to review it. I have had other accident policies in the past and this company has by far provided the absolute worst service ever. After the completion of this claim, I will be looking to return to my previous company.
I've been with Allstate for over 30 years. I am a loyal customer, but I am not satisfied with the options provided. The overall cost of my whole life policy is reasonable, and I don't have to worry over rising premiums since there is no set term to expire.
This company is cheap and the staff there are so nice. They have outstanding customer service and the online service is very good also. I would recommend this company to anyone.
We had term life insurance thru Allstate. After 20 years they dropped us completely. They wouldn't renew the policy but we was offered to turn it into a policy that pays 1/4 of what we had for more money. We turned them down but they told us we couldn't get any insurance because we was told. We was just hitting 50. They didn't offer us anything that was for 20 years if we knew that we would have put it in the bank.
Filed an accident insurance claim for me and my daughter and it was not easy. The claim was filed in April and I still haven't got paid out. We were both involved in the car accident, but since I was not listed as a passenger, they would not pay me. They stated I needed to get the officer who wrote the report to rewrite it. Yea. Good luck with that. In the meantime my car insurance company paid my out over $5000 for this same accident just by submitting bills. Canceling this insurance as soon as I get the $500 they owe me. Ridiculous. Aflac was much better.
I had an accident on 2/1/2017. I have sent several emails and faxes regarding my bills that need to be paid. I been calling and getting the run around regarding my claim. Adjuster is never in the office to work the claim. It's been over 4 months and they have said they haven't receive anything. I am leaving to move out of state on June 30th and I needs results and claim worked. It is 4 people on the claim and 1 person has already got paid, while the other 3 people is still in waiting mode. We all getting the runaround and no one is never in the office. My next step is getting a lawyer for emotional distress of not receiving emails and faxes and not able to contact adjuster. It's been 4 months too long that the claim has been open.
Have called Jennifer ** several times about my claims not being handled. My accident happen in 02/02/2017. It is now the MID June. They claim they are not getting my medical records. I contacted my doctor's office and they have documentation they have fax, mailed and send in my claim and medical, not getting it. I talk to Megan on 06/08/2017. She told me they are getting only half the fax coming in, well come to find out it's on their end. My doctor office all their cover letter stated how many pages were sent and when it was sent.
Call and call and no manager or supervisor wants to take my call at this point. It was 4 people in the accident. Out of the 4 one person claim has been paid and closed out while me and the other two ladies are in limbo. They are not good at calling back and my claims person which is Jennifer ** is never in office. She's always out. I am at the point where I need to get a attorney to get my bill paid because I'm receiving bills, bills, bills on this matter.
My experience with Allstate Long Term Care has been very negative. The customer service is nonexistent, as I had to report them to Indiana Department of Insurance just to get a return call from our adjuster. Currently, the issue is they are denying a facility, that meets my father's contract verbiage exactly. Allstate approved this facility verbally five time. They now are denying benefits, stating, Quote "We have changed our minds!" They have made many outrageous statements, even stating a pre approved facility (written) would be denied! This company practices deceptive methods and is committing Elder Abuse. I will be taking this fight to the top. I would like to collect other stories and attempt a Class Action Law Suit!
I just came across an old whole life insurance policy my father had with Allstate since the late 60's. So I thought I would read some reviews on the kind of policy this was as well as customer’s comment and thoughts into the company. I stated at the beginning of the reviews around early March 2016 or 2017. It's what caught my eye and I wonder if it caught anyone else's. Well the first 12 to 14 comment were total complaint on the company's performance, tactics, all around misleading the customer. These complaint have no stats to maybe one on one complaint. And the first 12 to 14 are submitted every few week, even up to a couple of months apart. There might be two complaint that are a day apart and this spreading over 4 to 6 months.
Then the next 14 to 29 comment are all compliments. But the strange thing that caught my eye. Was these are all five start, literally one day after another and a few of the days have 2 & 3 compliments the same day. But as soon as a few complaints come in weeks apart. Well here comes back to back compliment day after day for a month straight. Hell there three compliments posted on xmas and two on new year. I don't know about anyone else but I sure am not gonna be worried about posting, especially on xmas.
I'll do that after the holidays. It might be nothing or maybe it me. But I just found that to not look right. So anyone who is gonna take the time to read the comment don't do fooled if those compliments happen to be fake and misleading. I haven't even talk to an agent in regards to my father’s policy that he got in 1967. I'm going straight to our attorney. Because I can see were my father who passed 28 years ago, will get the shaft, even after being in the grave. Hope I didn't bore anyone. Keep up the good work on pounding them with the compliant, there will never be enough of it. Sorry to those who got the shaft and didn't see it coming.
We had a universal plan (Voya) that was underfunded and ran out! And we didn't receive anything from them until it was about to run out! So we thought we would apply for life insurance as we have our auto, home, camper, golf cart all through Allstate for many years! We applied in January and just got a call last week on 4-18 that we are being accepted but with a 35% increase because they say I have health problems and have reason to believe that they consider me a smoker! What??? They are putting me in the smokers category with the highest percentage! I go to the VA for all my medical because I am a Vietnam vet! My doctor has never once said anything to me that I had health problems and I am not on any medications and I have never smoked outside of a few years ago having a cigar, like when my great grandson was born, that's it, now I guess I am considered a smoker!
They want money!! I have never smoked a cigarette in my life!! Allstate went back 5 years on my medical records and nitpicked and pulled apart my records (who does that?). Anything that was even said 5 years ago!! My doctor said for a 69 year old man I am in good health outside of being overweight and she said I need to lose a few pounds! I am being treated unfairly by Allstate and I am considering pulling everything away from them! It's the principle! My blood pressure was taken by ExamOne. 120/80 and 124/80. They put me in the red and said it is a concern? What?? My doctor said these are very good readings?? So go figure!! They said it should be below 120/80!!? I am not paying 35% more for being healthy!
Now I am looking elsewhere!! These people are so unfair. It's not a good feeling! You are not in good hands with Allstate! It took 3 months to hear back this news? What were they doing all this time??? This is how I feel about Allstate now and this is how they treat veterans trying to get life insurance! Oh and by the way all Vietnam vets were exposed to Agent Orange!! Through no fault of their own!! Thanks Allstate!!
Updated on 05/09/2017: This is the follow-up on a previous review from a Vietnam veteran whose life insurance was increased 35% by Allstate! I called Allstate for a letter confirming the reasons why the increase so I could take the letter to my VA doctor to go over the medical problems that Allstate says I have!! The girl did say they are not doctors! I needed something in writing!! Allstate refused to send me the letter. Says it's not their policy!! I was on the phone with them a good 15 minutes. Still said NO, not their policy. This is about me!!! I deserve this letter. I wasn't expecting a hard time from them over a letter. I guess they don't put anything in writing so they can't be held accountable, and I told them that. The communication is really bad with them! I never received anything in writing from them ever, just a phone call! Must be a reason for this wouldn't you think?? I'm still fighting this. Wish me luck!
I've had an Allstate Short Term Disability Policy for over a year and recently I had to undergo surgery. First, I was declined for my accident policy 'rider' which meant I would not be reimbursed for my hospital stay and/bills (all of which my agent assured me I could file a claim for). Second, after filling out all the paperwork including statements from my doctor and employer, the Claims Department continues to email me that I am missing paperwork. Lastly, claims is suppose to take 10 to 15 days to be complete but that is simply not true. It is highly unlikely that after being out of work for three months I will see any payments before I return to work.
Today I found out my claim cannot be completed until my employer sends them a return date which they will not know for sure until after my doctor clears me the end of this month. This company is a SCAM!!! I have had Allstate for over 10 years for car and life insurance. I felt it would be fine to use them for Short Term Disability, Accident, and Cancer insurance. I think I may have made a huge mistake. Please people shop around before choosing Allstate... you will be sorry.
Allstate expert review by Neal Frankle
Allstate was founded in 1931 as part of Sears, Roebuck and Company. Allstate established its beginning by selling auto insurance. Founded in 1993, Allstate calls Northfield Township, Illinois home.
Current-customer convenience: Choosing Allstate for life insurance needs can be convenient for consumers who already have auto and/or home insurance with the company.
Products: Allstate offers a limited menu of life insurance products.
History: Allstate began selling life insurance in Canada in 1953 and eventually began marketing their products in the United States but is considered a newcomer to the life insurance industry.
Allstate Life Insurance Company Information
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