Service Line Warranties of America Reviews

Service Line Warranties of America covers service lines within or around your home — such as sewage, gas or electrical lines. You can set up a plan over the phone in minutes and receive coverage instantly. If one of your covered lines gets damaged or clogged, SLWA’s 24/7 support line quickly dispatches a local, trusted contractor to your property to fix the issue. You pay $0 for covered repairs until you reach your plan’s benefit limit, which is the maximum amount the company will pay for claims.

You can choose monthly, quarterly or annual plans and cancel or renew coverage at the end of your term.

Service Line Warranties of America offers plans for exterior water, sewer, gas and electrical lines, along with interior electrical coverage. Through its parent company, HomeServe, you can also purchase coverage for interior plumbing, water heaters, heating and cooling systems, and appliances.

Here are the plans offered by HomeServe and Service Line Warranties of America:

Because Service Line Warranties of America mainly covers pipes and utility lines, claims typically involve repairs instead of full replacements. If replacement materials are needed to complete a covered repair, SLWA covers those costs up to your plan’s benefit limit.

While you’ll need to call for exact pricing, monthly estimates from Service Line Warranties of America range from $10 to $50 per month, depending on your location, coverage plan, billing cycle length and benefit amount.

You can choose between monthly, quarterly and annual payment plans, with shorter commitments typically incurring a higher monthly cost. Bundle plans typically lower the per-unit cost compared to individual electric, plumbing or heating and cooling plans.

SLWA doesn’t charge service call fees on any plans.

With Service Line Warranties of America plans, the main limitation to keep in mind is your maximum benefit amount — the total annual amount of compensation you can get — which varies by plan. Each plan has an annual maximum benefit amount but also includes a maximum benefit amount “per call,” which is the cap it will cover per claim.

While SLWA covers damage that occurs from natural wear and tear, it doesn’t cover damage caused by you, wildlife or other unusual situations.

Service Line Warranties of America offers a 24/7 call center with a national network of technicians and contractors that can be dispatched immediately whenever you call.

The contractor arrives, evaluates the issues and completes the work as soon as possible, then sends the bill to SLWA. As long as the amount remains under your call limit or annual and per-call benefit amounts, you pay nothing.

You also don’t have to pay for service calls and can make as many calls as you want. SLWA claims will be denied only if the causative circumstances of the damage fall under the exclusions and limitations listed above.

Service Line Warranties of America is worth it if you own your home and anticipate that your sewage pipes, gas or electrical lines may soon be in need of repair. If your house and service lines are several decades old, SLWA’s low monthly cost could end up saving you a lot of money. For service lines in particular, it's a more cost-effective option than most home warranty services that offer comprehensive coverage.

However, if broader appliance and whole-home coverage is what you want, a full-service home warranty from another company may be a better fit.