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Extended warranties for cars over 100k miles

Extended warranties are available for cars with up to 250k miles

by Kathryn Parkman ConsumerAffairs Research Team
man holding steering wheel

Are extended warranties on used cars worth it?

Buying an extended warranty for a used car can be worth the initial cost, especially if you don’t have money to cover unexpected repairs that may come up. Even if you only use your extended warranty once it will likely pay for itself. Similar to insurance, you may not use it but in the event you need it, you’re glad you have it. Let’s say your used car needs a new transmisison—would you rather be on the hook for $8,000 in labor, parts and taxes to replace it, or just pay the standard $100 deductible?

Who has the best high-mileage car warranties?

Many extended auto warranty companies offer high-mileage warranties, but not all are the same. It pays to investigate what each company provides for drivers with cars over 100k miles. Some companies offer 24/7 roadside assistance, towing and rental car coverage, plus reimbursement for lodging and meals.

CompanyCoverage limit
Fidelity120,000 miles
Protect My Car125,000 miles
Endurance150,000 miles
CarShield200,000 miles
CarChex250,000 miles

CarShield’s PowerTrain+
Contract covers major and minor vehicle parts, including engine, water pump, transmission, alternator, starter, AC, and even power windows. It also offers a cancellation option, a monthly payment plan, free towing and rental, and a money-back guarantee.

American Auto Shield Platinum
Coverage for cars with 100k miles covers all your car’s most expensive parts, such as transmission, electrical, drive axle, and engine. Service contracts also include roadside assistance, rental car, and even motel and restaurant expense coverage.

CarChex Silver
Also provides some extras for drivers including 24/7 roadside assistance, towing, rental car, gas delivery, and trip interruption service. Its silver package covers your car’s engine, transmission, drive axle, electrical, AC and steering.

Endurance’s Select Premiere
Coverage protects all the critical components of high-mileage cars. This includes the engine, drive axle, fuel system, AC, electrical, and seals and gaskets.

Fidelity
Offers drivers coverage for cars with up to 120,000 miles. Drivers can and select from a national network of more than 6,000 authorized service centers and licensed repair facilities. Its powertrain coverage protects mechanical engine breakdowns, transmission and drive axle. The plan cost can even be included in your vehicle’s financing. And if you end up selling your car, each plan is fully transferable.

LabelCompany nameLogoContactSummary
Top PickEndurance Auto Warranty Visit website
  • Tire and battery service
  • Roadside assistance
  • Trip interruption coverage
LabelCompany nameLogoContactSummary
Runner-UpCARCHEX Visit website
  • Covers major and minor repairs
  • Towing and rental
  • Gas delivery
LabelCompany nameLogoContactSummary
Runner-UpProtect My Car Visit website
  • Roadside assistance
  • Trip interruption coverage
  • Rental car reimbursement

Common problems for cars with over 100k miles

If you’re behind the wheel of a car with 100k miles, you will likely have to contend with some basic maintenance issues. However, an extended auto warranty can help add years to the life of your car without breaking the bank when you are faced with unexpected and expensive car failure.

Here are some examples of common car part failures you may run into and how much it would cost to repair or replace them without an extended warranty:

  • Engine failure: $1,000-$6,000
  • Faulty transmission: $1,500-$8,000
  • Fuel System issues: $500-$1,000
  • Broken driveshaft: $500-$1,500
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by Kathryn Parkman ConsumerAffairs Research Team

As a member of the ConsumerAffairs Research Team, Kathryn Parkman believes everyone deserves easy access to accurate and comprehensive information on products and businesses before they make a purchase, which is why she spends hours researching companies and industries for ConsumerAffairs. She believes conscious consumption is everyone's responsibility and that all content deserves integrity.