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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company. It sells three plans with three different service fee options for flexible coverage and pricing. Overall, Cinch can provide cost-effective solutions for appliance repairs, but there have been some instances of dissatisfaction with the service provided.

Pros
  • Easy to file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

Over 10k reviews since 2014

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    2 featured reviews
    How do I know I can trust these reviews about Cinch Home Services?
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    Page 33 Reviews 6035 - 6235
    Verified purchase
    Claims HandlingTech

    Reviewed March 8, 2019

    I've been with TotalProtect for 10 years now. Their deductibles used to be $25, $35, $50, $75, but now it's getting high at $175. And I've had issues with contractors they've sent us in the past. Sometimes it’s hard to understand them or some don't have the proper customer etiquette. But the experience I had with my most recent claim was very good. It was for our heater that wasn't working. We have a family member who's ill, and so we needed to have heat in the house. When TotalProtect realized that it was an urgent matter, they expedited our claim and a tech came out the next day. He was very helpful, very personable and he was able to fix the situation rapidly. He had to order parts but he fixed the problem the following day.

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    Cinch Home Services
    Response from Cinch Home Services

    Jose, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 8, 2019

    HMS has a website where I’m able to submit claims as long as I know my contract number. I get an immediate response with a claim number and contractor who’s assigned. I have submitted two claims and I was contacted by contractors within an hour after submitting a claim. They were then able to fix the issue on the first visit and they provided good customer service. I also work for a contractor, so from my end, as a contractor, I deal with home warranties all the time. And it seems like HMS makes it very simple. There is no paperwork for me to do, which is definitely helpful. So far, HMS Home Warranty worked out great. The deductible seems reasonable and they cover a lot with no questions asked. Things are just covered. There is no prerequisite for the age of equipment or pre-existing problems. It's simple and it works.

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    Cinch Home Services
    Response from Cinch Home Services

    Olena, It is our pleasure to offer stress-free service and repairs. We appreciate you taking the time to share your experience with us. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 8, 2019

    I have been with TotalProtect for almost 13 years and their customer service is great. I decided to stay because of the low premium. Also, submitting a claim is very easy. I just go online and file one. They then give me a claim number and I call the vendor. The technicians who have been sent out were excellent. Most of them are military veterans and being a veteran myself, we have a lot to talk about when they come to my house. So far, the quality of the work performed is great. I’ve had my water heater as well as my air conditioning and heating unit repaired. They also worked on the plumbing system, refrigerator, and stove. I've had one appointment for most of them and they haven't had to come back for anything.

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    Cinch Home Services
    Response from Cinch Home Services

    Anthony, It is our pleasure to provide great service partners and stress-free repairs. We appreciate you taking the time to share your claim experience with us. - Austin

    Verified purchase
    Paul increased rating by 1 star.
    Claims HandlingTech
    After a positive interaction with Cinch Home Services, Paul increased their star rating.

    Original Review: March 8, 2019

    I have had claims to Cross Country in the past. The first one was for a water heater and the claim went pretty well. Then, I had a second one for a washing machine and they took a long time getting it to me. The washing machine they sent wouldn't fit the base I already had, so I have to do without a base. It's a lot noisier though than the washing machine I had. Also, when my furnace was acting up, I called Cross Country and they sent a repair crew over. The crew looked and said that the furnace needed a new heat exchanger. I was advised not to run it at all because it could blow out carbon monoxide in the house. It had been weeks and I still have not gotten a furnace.

    I called the independent contractor to follow up and they told me it would be the following Monday but it was that Monday a week ago. They were shopping around for a replacement furnace. They also said that there was nothing they can do until Cross Country says okay and sends them the furnace. The contractors who were fixing my furnace has been great and really helpful. But Cross Country is frustrating. They'll tell me what it seems I wanna hear, but nothing happens. I understand that things happen that causes delays but I'm sitting here without a furnace wondering what's going on. They can keep me informed of what is going on at the very least.

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    Response from Cinch Home Services

    Paul, Thank you for taking the time to share your experience. It sounds like we did not meet your expectations. We've located your account and will review your claim. A member of our team will contact you once the investigation is complete to address your concerns. - Angela

    Verified purchase
    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed March 8, 2019

    I’ve been a TotalProtect member for years and my experience with them has been good with the exception of taking six weeks to get our air conditioner fixed this summer. We had someone come out quickly. They thought it was one thing then tried to fix it, but it was something else. We’ve had a lot of back-and-forths and inconsistent messages back in the summer with our air conditioner getting it fixed. It went out around mid-July and it didn’t get fixed till almost September. I called TotalProtect almost every day trying to get an update. It was so unacceptable it took six weeks to get it fixed.

    My husband was very frustrated and just felt like it was a scam. He was at the point where he wanted me to cancel the service. But I told him my other experiences with more minor repairs of appliances and different things have been very positive. I didn’t wanna let that be the one thing that caused us to be completely dissatisfied. I assured him that typically the services had been very prompt.

    TotalProtect should make sure that when people call in, their representatives put detailed and crisp notes. Every time I called in, I had to reiterate over six weeks of the history of everything. I didn’t get a lot of resolution until I started skipping the regular reps and just ask to speak with a supervisor. I had to show a lot of frustration and almost attitude to get to people that could either make decisions or give me answers. I felt like I wasted weeks.

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    Response from Cinch Home Services

    Stacey, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience. Should you like further assistance please respond to this message with the best time to reach you. Respectfully, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 8, 2019

    I heard about TotalProtect through a neighbor and went with them from that recommendation. I've been with them for two years now and my experiences have been excellent. Sometimes during a particular transaction, I called and that operator didn’t seem to know what was going on. The call might have gotten routed to another call center and that person didn’t seem to wanna do anything about it. But I just kept calling back and then I got someone who knows what she was doing. Their automated system is a pain in the neck to navigate. It got frustrating because I have to really navigate to what I want and the choices were confused but I needed to navigate to a representative from TotalProtect. However, after I submitted the claim, the first operator routed me back to the local company that was supposed to fix the problem and that was not what I wanted. That guy didn’t seem like he didn’t wanna do anything.

    The technicians have been excellent as well. The first time the technician came, he saw what the problem was and determined I needed a new hot water tank. But he didn’t have a large in size and so he needed to order it. I called TotalProtect to order the tank but then when the technician went to pick it up, the wrong one was ordered so I had to wait a few more days but that was okay. Overall, I would recommend them. I just hope TotalProtect could drop the price down.

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    Cinch Home Services
    Response from Cinch Home Services

    Paul, We appreciate you taking the time to let us know how we are doing. We are happy to hear that overall, you’ve been pleased with the benefits your home warranty provides. – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed March 8, 2019

    I did a claim recently with HMS Home Warranty for the furnace and it went well. But the thing is HMS is not fast. Sometimes, we make an emergency claim. One time, my garage door went off and I was with two little kids, and it was on a very cold weather. And I needed somebody to come right away and nobody could come. The same thing happened for the furnace. There was nobody, then somebody else was given, and then somebody came in quick. We had to make like three calls at least and follow up. We cannot just sit back and relax. We have to follow up a lot to have somebody come and take care of it.

    The contractors were all okay. Some of them directly say, "Here's the heads-up, HMS doesn't cover everything. If this is gone, that won't be covered. That will be on you, just letting you know. Is it still okay? Do you want me to still come on in?" But some of them say, "Okay, will be there and will take care of things." So, some people are polite, but some people are not. Also, some people ask a couple of questions and try to analyze and see the problem from a distance. They should at least make an attempt to come and take a look at the issue before they judge over the phone by the given company. With the furnace, the one they gave us the first contact to said he couldn't come. But then the second guy responded really nicely and they came. The issue was a small thing, and the guy just fixed and he left in a couple of minutes.

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    Cinch Home Services
    Response from Cinch Home Services

    Vivya, We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. We appreciate your feedback and will provide it back to the organization in an effort to improve our customer experiences and on our process and procedures. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 8, 2019

    Submitting claims to HMS has gotten easier. However, their reps are not always able to answer our questions. Techs usually come within a few days but then some are terrible. They could improve their communication and workmanship. Still, some of the techs have been very good.

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    Cinch Home Services
    Response from Cinch Home Services

    Safia, We appreciate you taking the time to provide us your feedback, and are sorry to hear that some of your interactions with our representatives and service personnel were unsatisfactory. We are constantly making efforts to improve the customer experience to ensure future interactions go as smoothly as possible.– Christine

    Customer ServiceClaims HandlingTechSales & Marketing

    Reviewed March 7, 2019

    The staff taking the initial claims are efficient enough and send the technician who is also friendly and determines the needed fix, takes the $75 visit fee, says we will be called back with next steps. They NEVER called when they said they would. Our subsequent calls to them lasted from 30 mins. to an hour each, ended with "the supervisor will call you back" and didn't. Now a check is on the way, in "7-10 days". We are going on 3 weeks without refrigeration living out of coolers, buying ice, shame on Cross Country and their scam artists. Spread the word, check Consumer Reports before purchases.

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    Cinch Home Services
    Response from Cinch Home Services

    Susan, We are sorry to hear of the problems you experienced obtaining your reimbursement. My team will follow up with you personally to ensure your claim is resolved as quickly as possible from this point. - Angela

    Customer ServiceCoverage

    Reviewed March 7, 2019

    They are refusing to replace our Samsung refrigerator because they say the problem is not covered. This after multiple attempts to fix the problem (water and ice under the deli drawer) and changing several parts. I guess the problem was covered until they were going to have to replace the refrigerator. Never again will we use them. Customer service is horrible.

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    Cinch Home Services
    Response from Cinch Home Services

    Darrell, We would never deny coverage on a claim in order to avoid replacing a covered item. My team will be happy to review your claim to ensure you received the full benefit your warranty provides. I have located your account and we will give you a call as soon once our review is complete. Thanks, Angela

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 7, 2019

    My wife did some research and she decided that we go with Cross Country. She files the papers electronically and she goes mostly over the phone when she submits a claim. Our interactions with the representatives have been very good and having Cross Country has been valuable. It’s a good setup and they accomplished what we wished.

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    Cinch Home Services
    Response from Cinch Home Services

    Ronald, Thank you for choosing us, we are happy that we have met your expectations, and have provided you with prompt and helpful service. Sincerely, Christine

    Verified purchase

    Reviewed March 7, 2019

    Bank of America referred me to TotalProtect Home Warranty. I thought that I could get peace of mind through them just like other insurance. My experience was good and I'm satisfied so far that's why I'm keeping them.

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    Cinch Home Services
    Response from Cinch Home Services

    Harish, Thank you for your loyalty and for taking the time to share your experience with us. We are happy to hear that TotalProtect has met your needs. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed March 7, 2019

    I’ve had a few claims with HMS and the price has been reasonable and convenient for me. It was a good service overall. You can submit a claim online or call in. They prefer that you do it online. Sometimes they could get a little choppy in terms of finding an appointment time that works, but all in all, it works out if you call them. If you don’t see anything online that works for you, then you can call in and try to find something a little bit more flexible.

    However, they could use some work with the contractors. I have found a reliable one in terms of my plumbing and drywall work, but I had a few issues with two of their plumbers before I found one that was reliable. So now, if I have a plumbing issue, I just request this specific company every time I put in a claim. The quality of the work done has been good. I haven’t had anybody who needed to come back. But they could also improve getting access to speaking to someone. Once you speak to someone, it’s good, but that process of getting through all the prompts on the phone is terrible. But outside of that, I will recommend HMS Home Warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Sabrina – We take our network of service partners seriously, and appreciate your feedback about the service providers assigned to your claims. Please know, we work hard daily to identify weaknesses and tweak our processes in order to provide the best possible experience for our customers. We appreciate you taking the time to share your experiences, and are delighted to hear you would recommend our warranty. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 7, 2019

    A furnace at my rental property stopped working. I filed a claim with TotalProtect and that experience went smoothly. The repair company they sent out had great customer service and I was really happy with them. The supplier didn't have the part we needed so we had to wait a couple of days to get that but everything was rectified and fixed within a week. I was happy with the service I got.

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    Cinch Home Services
    Response from Cinch Home Services

    Chad, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 7, 2019

    My experience with TotalProtect Home Warranty was very good. I've been with them for many years. Submitting claims by phone works very well for me and I'm very happy. When the air conditioning wasn't cooling, James, the tech, went up on the roof and fixed it right away. He was very nice and efficient. The previous year we also had an issue with the air conditioning and it took three visits before it was fixed. The same people came in to fix it this time and they knew how to fix it, which was why James was able to do it so quickly.

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    Cinch Home Services
    Response from Cinch Home Services

    Kathryn, We aim to provide fast and efficient service, and we are glad to hear that you were pleased with your visit. Thank you – Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 7, 2019

    To protect myself, I looked into getting a home warranty. I had to use HMS Home Warranty twice so far and both times the service was excellent. Both issues were with the air conditioning system. A part had to be replaced. I filed the claim by phone and their customer service is good. The company doing the repairs came out, did it, and everything has been working fine. The technicians were very professional and the work was done right the first time.

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    Cinch Home Services
    Response from Cinch Home Services

    Thanks for sharing your warranty experience Carlston. Thank you for choosing us as your warranty provider and that we were able to provide satisfactory service. - Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 7, 2019

    We sign up yearly HMS. We're into the second year since we signed back up and we had to use the warranty for at least six issues in the house so far. I call in a claim and it has been pretty smooth. Their contractors have all been nice people and they've done pretty good work.

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    Cinch Home Services
    Response from Cinch Home Services

    Ailenn, I'm delighted to hear that you’ve had good experiences with our service technicians. Our goal is to provide reliable service you can count on. We thank you for your loyalty. - Austin

    Verified purchase
    Tech

    Reviewed March 7, 2019

    TotalProtect's automated system is ridiculous. There are so many questions they ask you, and it takes too long to get to a customer rep. And I don't have too many qualms with their reps. It's just that it seems like they're foreigners and it takes so long to understand them. I find it easier going online, if I could get through online due to my problem on my computer. But I've been with TotalProtect for 10 years now and anytime I had a problem, it was all taken care of. The technicians have been excellent and I haven't had a problem with any of them.

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    Cinch Home Services
    Response from Cinch Home Services

    Adam, We appreciate you taking the time to share your experience with us, we are constantly updating our processes in order to create a better customer experience. We will ensure your feedback is provided to the appropriate department for handling. We are happy to hear that overall, you’ve been pleased with our service. - Angela

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed March 7, 2019

    I've been using TotalProtect for a long time and I have no complaints, except for the 14 days it took to get a water heater. That was ridiculous. I was expecting three days, but it was 11 days too long. I couldn’t get a hold of anybody and that was part of the frustration. All I got was the little gal and she was absolutely great. She just couldn’t help me. I said I needed to talk to a supervisor and I explained to her that it was not her fault as she listened to me and she did a fine job with that. The supervisor called me four days later. By that time, I was getting completely and utterly frustrated.

    The people that TotalProtect sent out looked at the water heater and told me to put one in that day. And then, they came back and said that TotalProtect decided to use their water heater and they paid for it which was nice although it was day late and a dollar short. I didn’t have to spend $1,000 to get a new water heater, but still, I was completely and utterly unhappy. If this ever happens again, I am switching and going somewhere else. My insurance company offered this one and I thought about switching before, but TotalProtect has been so good. I didn’t see a reason to. I have all kinds of claims with TotalProtect and they have been fabulous that’s why I've always been so happy and that’s why I was so flabbergasted as to what was happening. I'm trying to emphasize the one and only complaint. Overall, I highly recommend them.

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    Cinch Home Services
    Response from Cinch Home Services

    Larry, Thanks so much for sharing your experience with us. We aim to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 7, 2019

    The staff at HMS Home Warranty has been very helpful and excellent to deal with. The experience with my most recent claim was good too. I called when my heat stopped working and they sent somebody right away to fix it. The technician was very knowledgeable, good and honest.

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    Cinch Home Services
    Response from Cinch Home Services

    Kristi- Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being a loyal customer! Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 7, 2019

    I submitted a claim online and it was a good experience. When I had a question, I called an agent and that worked fine. When I called HMS, they gave me an idea of when the contractor would be coming. Then, when I made an appointment with the company, they were good at keeping it. The contractors were very friendly and so far, they’ve done well with the quality of their work. The guy who came from Riddle Electric was excellent. It was a difficult job and he stuck to his guns. He crawled around in our loft for ages before he could find the fault.

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    Response from Cinch Home Services

    Robert- Thank you for taking the time to share your experience with us. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being a loyal customer. – Austin

    TechPunctuality & Speed

    Reviewed March 6, 2019

    I’ve had Cross Country for nearly 5 years and have been totally disappointed by their business practices. Their purchasing process is cumbersome, convoluted and detrimental to the customer. The words fast and expeditious are not in their vocabulary. If I could give less than a one star review I would. My problem started in Jan ‘17. My electric tankless hot water heater went out. After numerous calls a tech was finally sent out. The tech talks with the manufacturer try to resolve the problem and was unable to do so. Cross Country was told by the manufacturer that replacing the the motherboard “might” fix it but “probably would not” ms that the unit would most likely need to be replaced. Instead of just replacing the unit and suggested CC insisted on ordering a motherboard.

    Of course this did not fix the problem and the unit had to be replaced. It then had to go to “research” to find a new unit. With all their delaying tactics I spent nearly 8 weeks without hot water. Fast forward to Feb 6, 2018. Once again my hot water heater went out. Same story over again. They stalled. Finally managing to replace it after leaving me without hot water for nearly a month. I asked at that time that they replace it with a different brand that wouldn’t continue to have problems, of course they wouldn’t do that.

    Here we are exactly 13 months since my water heater was replaced and it has stopped working AGAIN. The provider they sent out this morning DOESN’T work on electric tankless hot water heaters. I was very specific when I placed my claim in making sure the representative knew what kind of hot water heater I have since not everyone works on them. When I called for a new provider I was told it could be as long as 72 hours before a new provider could be assigned. Their mistake and they wanted me to wait as long as 3 days for a new provider. I don’t think so. I kept calling until I found someone who would find a new provider for me today. My question now is how long will I be without hot water this time while they play with my health just to save their bottom line.

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    Response from Cinch Home Services

    Alicia, I’m sorry to hear about the number of problems you’ve had with your tankless water heater. My team will review your claim and give you a call personally to assist you in expediting a resolution. Thanks, Amanda

    Claims Handling

    Reviewed March 6, 2019

    Do not use this company. They will make up a reason to deny claims. My claim went into effect 2/14 and I had an incident that same day and they denied the claim. Even told me they contacted the service company to check on the status. I contacted the service company myself and they stated that they had never been contacted. My question is... If the claim was denied, which is bogus, why did you send a service rep out to take my $100? If I could give them fewer stars I would.

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    Response from Cinch Home Services

    Nathaniel, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which are not covered. In this instance your warranty addresses mechanical failure which occurs due to normal wear and tear after the effective date of your policy. The full details of your coverage can be found in the terms and conditions of your warranty booklet which was mailed to you upon enrollment. I have located your account and my team will complete a thorough review of your claim to ensure it was handled within the terms and conditions of the warranty agreement. Respectfully, Austin

    Reviewed March 6, 2019

    Submitted a claim for leaky Water Heater on 02/25/2019. Their contractor evaluated the next day and stated a replacement is needed. As of 03/06/2019, nothing has happened. We shut off the Water Heater on 03/04/2019 as the leak has turned into a flood of our basement and utility room. We’ve been without hot water for 3 days - and counting - and with a wet basement. HMS has practically send us back to the stone age. With 3rd world living conditions.

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    Response from Cinch Home Services

    Stephan, I’m sorry to hear this has been your experience, and sincerely apologize for the inconvenience and the delays. I have located your account and my team will reach out as soon as we can to assist you in expediting a resolution. Thank you for bringing this to our attention. Sincerely, Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 6, 2019

    My experience with TotalProtect has been good. But they wait until the item that they're fixing is ready to fall apart before they replace it with a new one. I just had a 17 years old washing machine serviced, and I was surprised that they decided to just fix it and not replace it with a new one. But as far as submitting claims with them, it's very easy to do. Either submitting a claim online or over the phone is fine. The last couple of times I did it online and it worked well, although sometimes it's nice to talk to a live person.

    The technicians that have been out to our home have all been very good. Although, there's no continuity with the technicians. For example, I've had to have my air conditioner unit serviced for several years in a row, and it was always somebody different coming out from a different company. If TotalProtect could keep the same company, there would be more continuity and they would know the items better. But other than that, TotalProtect has been very good.

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    Response from Cinch Home Services

    Patricia, Excellent service is what we aim to provide! – Angela

    Verified purchase
    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed March 6, 2019

    I have Cross Country's initial package that covers the major things. I'm satisfied with my coverage and I have no complaints about how the pay structure is set up. I'd recommend Cross Country. Their customer service was excellent and I liked their speediness. Filing a claim was easy too and they handled the situation very quickly.

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    Response from Cinch Home Services

    Christopher, Thank you much for sharing your claim experience with us. We strive to provide a fast and efficient claim process for our customers and it’s great to know that you were pleased with the service we provided. - Angela

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 6, 2019

    When TotalProtect first came out, it was through my bank. I was told that it's a good program so I went with it. It's helped out a lot so far. I'd make a phone call when filing a claim and usually talk to an actual agent. He was very thorough and quick. I’m usually off the phone within two minutes. He said everything else would be no problem and it worked out great for me. The technicians that came out were polite, knew what they were doing, and got the job done as quickly as possible. I've had very good experiences all the times I’ve used TotalProtect.

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    Response from Cinch Home Services

    John, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 6, 2019

    When I bought the warranty from HMS, I talked to a rep and it was very simple. I’ve submitted one claim for my HVAC and it went super smooth. The HVAC just needed a quick repair. The contractor who was sent out was great and a very nice guy. He was here exactly when he said he would be and was here for 20 minutes. I talked to him before and after and he knew what he was doing. The experience with HMS was super easy.

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    Response from Cinch Home Services

    John, Our goal is to provide our homeowners with excellent service and we are happy to hear we have met this objective. Thank you - Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 6, 2019

    My daughter told me about TotalProtect Home Warranty and how she was so pleased with it. So, I thought it was something good to have and I went with them. However, the last time I submitted a claim was really a problem and it made me wonder whether I had the plan or not. I was trying to get someone to check my garage door as I was having a problem opening and closing it.

    However, the lady whom I spoke to told me I did not have coverage. She made a really big mistake because it took me several days before I was able to get somebody. I had to call my daughter and she found out that I did have coverage. I then had to call back TotalProtect and find someone and they couldn’t find anyone to come. That was a big problem with the lady whom I spoke with initially. She should have known what kind of coverage I had.

    Eventually, a contractor came but still, it was about a week before they checked my problem. I couldn't leave my home for several days. Still, when the tech came here, the service was excellent and he seemed to know what he was doing. My garage door didn't need any fixing and there was something interfering with what controls the opening and closing. Even so, I would like TotalProtect's employees to know who have coverage, who do not have coverage and not make a mistake like that again.

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    Response from Cinch Home Services

    Albertine, We’re sorry to hear that you were provided incorrect information. We strive to provide accurate information on every interaction with our customers, and we appreciate you bringing this to our attention. It’s good to know that overall you have been pleased with your warranty experience. - Angela

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 6, 2019

    My neighbor told me that they've always had good experiences with HMS Home Warranty. We went with them and submitting claims has been very easy. They were immediately able to schedule with the technician. When he came, he knew what he was doing and was very personable. He gave excellent service.

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    Response from Cinch Home Services

    Linda- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. – Amanda

    Verified purchase
    Customer ServiceTechPrice

    Reviewed March 6, 2019

    TotalProtect Home Warranty is wonderful. I'm very pleased. Pick up the phone and call them, or you can even do it online, and then they would have somebody out. I haven't had that much go wrong since we built the house 14 years ago. They're very courteous, fast-acting and reliable. Everybody has been wonderful, except one, and I will never have that plumber back to my house again. I contacted TotalProtect and they told me not to worry about it. He was so bad I went to the Better Business Bureau about it.

    When things go wrong, it can get rather expensive. I've had my dryer replaced by TotalProtect and I just had a garbage disposal replaced by them. I pay up to $48 a month, and it's $125 when they came out, which is a lot cheaper. I have a sink I had to have fixed. I called the plumber and he wanted $275. So, I called TotalProtect to get it fixed for $125. The quality of work has been great. I referred my HVAC guy back to do maintenance on my HVAC unit now. I have recommended TotalProtect. Most people I know have them because it's the best in town. My son has them also and so does my daughter.

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    Response from Cinch Home Services

    Sharon, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 6, 2019

    I've been with HMS for 15 years and I’ve always been happy with the result of my claims. It’s usually through the telephone that I submit my claims and I’m very pleased with the overall of the home warranty company. The technicians have also all been good.

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    Response from Cinch Home Services

    Ester – We appreciate feedback from longtime customers, and are happy to hear we have been able to meet your home warranty needs for 15 years now. We hope to have you as our customer for many years to come. Sincerely, Christine

    Verified purchase
    TechOnline & App

    Reviewed March 6, 2019

    I originally had a home warranty through Sears, and I did the comparisons and I got a better deal through TotalProtect. I usually submit my claim online and their website is fine. I think anyone who has a warranty would like to see the providers' names because there are some providers that we wouldn't wanna use again. Most of the technicians they've sent have been fine but there have been a couple that were kinda disasters. We had a couple of problems with the quality of work that was done, but overall, it has been fine.

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    Response from Cinch Home Services

    Spencer, Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed March 6, 2019

    I've always had HMS Home Warranty and this the second house they've helped us out with. I have always had good luck with them. I usually call to submit claims and their reps have always been friendly and helpful. They’ve always been very pleasing and tried to hook me up with the best technicians. But one time when my air conditioning went out on the outside and the compressor needed to be changed, the tech said that he really doesn't like doing compressors. When I called to confirm that they got the part, I asked them to send another technician. But I’m very pleased with HMS and have recommended them to others.

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    Response from Cinch Home Services

    Andrew, Thank you for being a loyal customer. We value your feedback and will ensure it is provided within the organization for handling. Have a great day! - Angela

    CoverageTechPunctuality & Speed

    Reviewed March 5, 2019

    I have had HMS for nearly 2 years and have had three repair experiences. 1. I have been trying to get service for my high end appliance (wall oven), they do not adequately cover high end appliances and do not disclose this information. If you have anything other than the usual Samsung, LG, Whirlpool, etc., look elsewhere. We have been dealing with HMS for a year to fix our oven. We've been through three service companies. The techs are baffled, they are not at all knowledgeable and HMS is unable to locate service techs to repair the problem. They continue to put us off over and over again.

    If I didn't have a double oven, I would not be this nice about it and would not have let this go on as long as I have. But ONE YEAR?! I've had enough. They've had ample time. I am not hopeful that they will do anything further, but what they should do is resolve this by settling with me so I can use a company that knows what they are doing!

    2. I had a garage door opener issue. The company they sent out insisted that the problem was not covered under the warranty and I could not get a hold of HMS while the tech was in my home, so I had to make a choice. The service tech said I could go back and correct the claim if he was incorrect. Well, he was incorrect on both accounts. It would've been a covered repair/replacement and no, you cannot unring the bell. If you pay for a replacement that was not approved by HMS, you are out the money you spent. The techs HMS sends out are just as deceitful as HMS.

    3. We had an air handler unit repaired. Seems to be working okay - doubt I'd use them to do any more work. Coincidentally, or maybe not, all of the techs from all three companies were **. Almost seemed like one big company that sends any ol' tech for the repairs. They are inadequately prepared and do sloppy work. I would not recommend HMS home warranty to anyone. They are very unprofessional and very slow to resolve issues. Very disappointing. Again, if you have high end appliances, they are ill equipped and will not hesitate to let you know that AFTER you have purchased their plan.

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    Response from Cinch Home Services

    Sarah, We truly apologize for the inconvenience you’ve experienced. This is definitely not the level of service we aim to provide. I have located your account and a member of my team will review your claim and follow up with you personally. Thanks, Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 5, 2019

    My husband almost always sets up our claims online. Then, I deal with the scheduling and get it all lined up. At this point, we know exactly what to expect with TotalProtect and we've been really happy with the service that we get. We've had a couple of experiences recently wherein we would call in and tell them that something wasn't working and their reps say that they would assign me to somebody. When I find that I've already had that contractor before and they're terrible, I call back TotalProtect and asked them to reassign me to somebody different as I wasn't happy with the provider they initially assigned. Total Protect has made that happen within days.

    For major appliances, they call up Sears first. However, they don't work very well with the whole warranty thing. They would send somebody to diagnose our issue, then send a second person whom we think would fix it but then the second person would also be a diagnoser. Everyone's confused and by the third time somebody shows up, they'll insist that we have to pay them the deductible again, even though we paid the first guy.

    Currently, my dishwasher is not fixed and the problem is really not TotalProtect. Instead, it's Sears. With the exception of Sears, every other contractor sent by TotalProtect has been super clear with communication. We've been really happy with TotalProtect. They’ve been able to change the provider very quickly and get me somebody new in my home within days.

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    Response from Cinch Home Services

    Carissa, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that we have provided you with excellent service. We are sorry to hear that your interaction with our Sears technician was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Claims HandlingRefunds & Payouts

    Reviewed March 5, 2019

    We purchased a rollover home up in Arkansas, and it has been completely remodeled in different things so I felt like having a home warranty as a backup deal. We had one claim on an AC unit that went out, and everything went pretty well. However, HMS goes with whoever they decide they wanna purchase, but the unit that they were gonna compensate for wasn't high quality. I ended up with an extra thousand dollars out of my pocket to get what I wanted. Still, it's been a positive experience so I've recommended them to a few people.

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    Cinch Home Services
    Response from Cinch Home Services

    Jack, We appreciate you taking the time to share your air conditioning claim experience! We try our best to provide quick and reliable service and are pleased to hear that this has been your experience. Sincerely, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed March 5, 2019

    I could call HMS on straight but I did everything online when I submitted a claim. Everything was great with the website. There was a time frame on when to expect the contractors out but then, it also said to call them to confirm which was usually close to the time frame. In my recent experience, the technician was awesome. He was in and out in 30 minutes. The quality of work was perfect. It has been a couple of months and everything has been fine. Overall, the experience with HMS was good. I had one technician come out who was not good, and they sent out a different technician. I didn't have to pay the first technician, so that was adequate.

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    Response from Cinch Home Services

    Simone - We strive to make managing home repairs easy and we are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for your feedback! Sincerely, Angela

    Verified purchase

    Reviewed March 5, 2019

    I bought my house on January 24th and have had HMS since then. When I had a blocked sewer line, the contractor they sent out unblocked it. But then doing that caused some other things to block up so he came back and unblocked them. Everything is good.

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    Response from Cinch Home Services

    Mary, We’re happy to hear that the provider was able to clear the stoppage quickly and completely. Thanks so much for sharing your claim experience. – Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed March 5, 2019

    Submitting claims with HMS has been easy. When the furnace pilot light went out and we couldn’t get it to restart, we submitted our claim online. It was during the weekend and the contractor contacted me on Monday, then the work done was good. The tech was in and out.

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    Cinch Home Services
    Response from Cinch Home Services

    Thanks for sharing your warranty experience Erick! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Amanda

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 5, 2019

    Submitting a claim with HMS Home Warranty has been easy. Reaching somebody has been easy as well and the individuals whom I have talked to have always seemed to do their best to assist. However, the process has been painful. My first claim was for a hot water heater. The length of time that it took before there was final determination and then actual repair was exhaustive and extensive. It took months and it only happened then because of my continued follow-up due to lack of communication with them.

    I also filed a claim for my refrigerator and that one seems to have gone better. While it hasn't been so exhaustive, I've had to call a couple of times. Both times, there’s been obvious confusion about where they were in the process. With the refrigerator, I'm still waiting on the check. Inside the system at HMS is very lacking. They should improve by having follow-up. If I have an issue, they should contact and I would be comfortable that they are following my claim to resolution. Every time I call, it’s a different person, a different set of hands and so I have to go through the process again and again.

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    Cinch Home Services
    Response from Cinch Home Services

    Thanks for sharing Charles! - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 5, 2019

    I got some information in the mail from TotalProtect but I got it through my bank that had the mortgage. It was very easy submitting a claim. The reps were excellent and the technicians were very good. I’ve been a customer since 2008. I’ve had just a few claims over the years but they’ve always been excellent in follow-up, customer service and how they approached the various repairs. In some cases, they had to repair the appliance and recently, I had my heat pump go out. They evaluated it and they had to replace the whole unit. So, I'm quite satisfied. Whatever TotalProtect is doing, they need to continue doing it because for me, it has been a very good experience.

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    Cinch Home Services
    Response from Cinch Home Services

    Grace, We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed March 5, 2019

    I call TotalProtect to put in a service request and everything has been really good. The people come out the next day or two days later and fix the problem. Once, a guy came and he came early in the morning. He came later in the evening with the replacement part and fixed it. I've also gone online and have seen that there's been a lot of bad reviews but I've filed three claims now and all of them have been excellent.

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    Cinch Home Services
    Response from Cinch Home Services

    Kenneth, Our goal is to provide quick and efficient service and repairs and we are happy to know that has been your experience. Thank you for sharing. - Christine

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 5, 2019

    Having a warranty is very valuable with the situation that me and my wife are in with the house. It gives peace of mind and we can call TotalProtect if something goes wrong then they'll have somebody come out to check it out for us. When submitting claims, we do it over the phone and the reps are very informative and helpful. The timeframe they give us to expect the normally takes two days and they are meeting that. The technician would come in, introduce himself, go over the equipment, tell us what he thought was wrong with it then order the parts. We had to reschedule for him to come back and install the parts after it arrives. Overall, TotalProtect is a very good company. They are very thoughtful people, they helped us out and followed through with everything they told us. We're very satisfied with what they did.

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    Cinch Home Services
    Response from Cinch Home Services

    Donald, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you’ve been pleased with our service. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 5, 2019

    Submitting a claim to TotalProtect was very easy and the reps were very nice. Plus, the response time was immediate. The technician did a good job and the quality of work was excellent. The staff that you speak with is extremely friendly and very helpful. I was concerned when I made the call initially that there was gonna be some reason why they would say that they couldn't do it, but they didn't. It was much easier and went smoother than I thought it would be. I have recommended TotalProtect.

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    Response from Cinch Home Services

    Sheri - Our claims process is quick and simple, and we’re committed to being available 24 hours a day to answer any questions you may have. We are happy to hear you’ve had an excellent experience, and hope to have you as our customer for many years to come. Have a great day! - Amanda

    Crystal increased rating by 1 star.
    Customer ServiceClaims HandlingTech
    After a positive interaction with Cinch Home Services, Crystal increased their star rating.

    Original Review: March 4, 2019

    I placed a claim on my Viking Cooktop on January 5th, 2019. HMS scheduled a technician to come out on January 9th, 2019 from 8:00 am to 5:00 pm. The technician did come out, however was not an authorized Viking technician to be able to service my stovetop. This was very frustrating to miss a day's work only to find out that they cannot service my unit. I then called HMS back, to which they set me up with another appointment with a technician who could not service my unit (I called them before the appointment).

    Finally, the third recommendation was with a technician who was certified to service my Viking stovetop. However, this technician has now been out 3 times and has ordered parts three times and the stove still does not work! With the 3rd order of parts, on/around February 14/15, the parts were cancelled by HMS as "No Longer Available" (and mind you the parts were cancelled the day after they were ordered). However at current time my claim remains on a status of "Part Shipped", which has now not been true for over 2 weeks and no one has reached out to us to get this resolved. I have now called HMS twice to get my claim moving with no response and my claim is now about 2 months old and I still do not have an oven. This process has all the way around been dissatisfying.

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    Cinch Home Services
    Response from Cinch Home Services

    Crystal, I’m sorry to hear that you have been waiting so long for your oven to be repaired. I assure you this does not reflect the normal turnaround time for a claim. I have located your account and will have a member of my team follow up with you personally to ensure this is resolved as soon as possible. Thanks, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed March 4, 2019

    I've been with TotalProtect for 10 years now and they've been very helpful. However, sometimes, the techs they send don't have very good ratings, have poor quality communication skills, and are a little difficult to deal with. Once, I had an issue with my dishwasher and I submitted a claim with them. The initial contractor they sent out however would not complete the report. It took over a month to get a second tech to come and look at the broken unit. Once someone came out and did that though, TotalProtect was able to decide on the course of action, which was to replace the unit.

    The installation team came and they replaced the broken dishwasher. They told me, however, that my disposal was broken. I then had to pay another service fee of $125 to have somebody come out and look at the disposal. Allan from Allright Mechanical came and he was delightful. He said that the installation people had just not hooked the unit up correctly. I didn't argue and just paid the $125. I ended up paying $250 for a $300 dishwasher. Allan was able to correctly hook the unit up and now it's working fine.

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    Cinch Home Services
    Response from Cinch Home Services

    Donna, Thank you for letting us know how we are doing! We are constantly updating our processes to provide a better customer experience. We're happy to hear that overall we have delivered prompt and helpful service. Have a great day! - Austin

    Verified purchase
    Claims Handling

    Reviewed March 4, 2019

    Submitting a claim to HMS was really easy. Their tech was very good and I liked him a lot. He was caring and really nice though he had to come back after he ordered a part. Through HMS, we have gotten a brand new water heater after our initial one failed.

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    Cinch Home Services
    Response from Cinch Home Services

    Jared- Thank you for sharing your experience with us. It is our goal to provide you with reliable service and we are happy to hear we delivered. Thanks!- Christine

    Verified purchase
    TechPrice

    Reviewed March 4, 2019

    I've been in situations in the past where appliance and different things have gone out. And so, since I have purchased a new home, I decided to have some protection just in case. They help out ease the cost and the burden. We've had TotalProtect for three months now and I submitted a claim for a little issue I had on my dishwasher. They were very responsive, and they got me taken care of within a week. The dishwasher had a board that control everything and it had gone out. So, the tech ordered a new board and put it in and it's been running like new ever since. He was nice and did his job. My experience so far has been great.

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    Cinch Home Services
    Response from Cinch Home Services

    Cordero, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 4, 2019

    I’ve called HMS a few times and cancelled a few claims. The process of calling in is extremely frustrating. Every time I’d call in, I give them my phone number and email address to update and yet they continue to say they don’t have it on file. Customer service isn’t great. They don’t really explain much or help you out if you’re having an issue.

    There needs to be formal training and easier customer use. When I call in and press numbers, it doesn’t always give me an option to talk to someone about my claim, which is what I really need. I had one claim be put in incorrectly and I had to call back six times to get it corrected. They should have better processes. But the people who come out are wonderful. They've all been helpful. I have always had a fabulous experience with their partners. But I’ve heard a lot of times, HMS scheduled appointments without actually talking to the provider, which is frustrating.

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    Cinch Home Services
    Response from Cinch Home Services

    Hannah, Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. Should you want us to further follow up with your claim please respond to this message with your full property address and the best time to reach you. - Angela

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 4, 2019

    We've had HMS since we bought the home in August. When I had a problem with the ice maker in my refrigerator, we had forgotten we had a home warranty. We bought a part and tried to install it ourselves, but it didn’t fix the problem. So, my sister-in-law said, “Don’t you guys have a home warranty?” And so I went and looked through our paperwork and there it was. I went online to the HMS website and submitted a claim. I typed in the information about what was wrong, and they had their representative contact us back on email and set up an appointment. I contacted them the Friday before Presidents’ Day. They offered me the following Tuesday as an appointment, and I accepted it. I got a confirmation online.

    The contractor was very professional. He called and said he was on his way. When he got here, he came in, looked at what the problem was and then went out to see if he had the part in his truck. He brought the part back inside and installed it. It took him 10 minutes to fix the problem. Everything with HMS has been great and very simple. I've already recommended them.

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    Cinch Home Services
    Response from Cinch Home Services

    Tammy, We aim to provide excellent service, and we are thrilled to hear that you were pleased with your visit. Thanks for your recommendation. – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed March 4, 2019

    Every time I call TotalProtect to get something done, I get it fixed right away. I submitted one claim about less than a month ago, and they told me who to call. The contractor came out here the next day, found out what was wrong with it, ordered a part and brought it back the next week, and fixed it. That technician was great. The quality of work is wonderful.

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    Cinch Home Services
    Response from Cinch Home Services

    Milton - Our main goal is to make managing home repairs easy, and we are glad to hear you are pleased with our service. We appreciate you taking the time to provide this feedback, and hope to have you as our customer for many years to come! Sincerely, Angela

    Verified purchase
    Customer ServiceTech

    Reviewed March 4, 2019

    My house is 20 years old and I wanna make sure that I have coverage in case something happened. I got TotalProtect and so far, I've had two claims with them. One of them was absolutely terrible. It was when my hot water went out. I called TotalProtect and that night, they gave me the number of a plumber to fix it. I spent the next day and a half trying to call the guy but he never responded to me. So, I called TotalProtect again and they got another guy who did respond. I was without hot water for 10 days before he came and changed it. It was a lot of back and forth and he pretended that TotalProtect didn't tell him to pick up the heater.

    Finally, when the guy came after 10 days, he was extremely unprofessional. I didn't even know if he's a licensed plumber 'cause he didn't have a company truck. But he left boxes and garbage in my front yard, threw the heater at the end of my driveway, trekked muddy footprints from my front door all the way down to around the basement, and flushed the water which flooded the carpet in my basement. I had to clean after him, my yard and my house. I also had to dry my carpets out and thankfully, they were not ruined. It's not the work a professional plumber would do. It was way too long and really bad service. The second experience was good though. It was for a washing machine issue which was because of the water being out. The tech had to fix a part. He was very professional and he took care of the issue in a day.

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    Cinch Home Services
    Response from Cinch Home Services

    Scott, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Customer ServiceTechPrice

    Reviewed March 4, 2019

    I have been with TotalProtect for years and I've never had any problem with them except for my dryer. We had three different people come out to look at it. One guy put new parts on it and in less than two months, I was having the same problem. A gentleman came out today and said it was not worth putting any more money in it because it's quite old. They had put a couple of hundred dollars’ worth of parts in there, but it's still not running right. Nevertheless, everyone at TotalProtect is really nice and very helpful. I live in a rural area and they make sure that I get someone out that services my area. Plus the technicians are very professional and thorough. They let us know if they run into a problem or if they see a problem.

    TotalProtect is doing a great job and I always tell people about them. In fact, I have it too in my other house. I did not like all the other protections that I called about and other people tried to get me to change but I would not. Price-wise, I can’t complain. If I don’t need their service, I still pay and when I need the service, they always come through.

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    Cinch Home Services
    Response from Cinch Home Services

    Gwendolynm,Fantastic service is what we aim to provide, and we are excited to hear that you were extremely pleased. Thanks for the kind words. – Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 4, 2019

    I’ve had service with HMS for at least three years now and everything has been good. I prefer to submit my claims online and the claims process is very quick. The contractors that they typically send out are excellent.

    Thanks for your vote!
    Cinch Home Services
    Response from Cinch Home Services

    Lantz, Thanks for providing your feedback! We are happy to hear that you enjoy using our website, and that you’ve experienced the benefit your home warranty provides. – Angela

    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 3, 2019

    Updated 03/04/2019: This has only gotten worse today! It is STILL not resolved! I STILL have NO HEAT and it’s supposed to be -10 degree wind chill again tonight. I have NO family in the area and my only heat source is 2 small space heaters that I had to purchase because of the lack of attention from HMS! Today I called G & R Heating to find out if they have heard from you yet. He said no he hadn’t. I called your customer service and asked to speak to a supervisor. Was told Daniel is the supervisor. During the transfer the call was dropped! I had to go through the whole automated system AGAIN! Asked to speak to Daniel again and the called was routed back to the main menu!

    Called AGAIN and finally got Daniel. He found out that the research dept was unable to find the 2 parts needed and was going to call the service partner, G & R Heating, to see if they could find the parts. They found the 2 parts. AJ from G & R called me and said that the price is $1289.77 and that HMS would only cover $552 and that I will have to pay the remaining $737.77 if I want it fixed. Knowing this is incorrect since I’m only supposed to have to pay the $75 deductible, I called HMS again and spoke to Diana. She was very helpful and called G & R and spoke to AJ. He said their price is $1289.77 and that if that is not paid then HMS needs to find another service provider. So Diana got authorization to start a new claim and she selected J & S All tech which I have used in the past.

    J & S All Tech called HMS to get authorization. He was going to pick up the parts and would be able to install them today. But HMS informed him it needs to go to the research dept first! We already went through that yesterday but they weren’t able to find the parts according to Daniel, the supervisor! J & S informed HMS that he would be able to purchase install the parts for $500, which $52 LESS than what HMS was going to pay the other service provider, G & R Heating! That doesn’t make any sense that this is still being researched! So now I have to go get another night with NO HEAT!

    What’s even more infuriating is that I have called customer services 15 TIMES!!! I just counted on my call log. And every time I have to go through that automated system menu and get to sometime and have to explain the entire situation again, then give them time to read ALL the notes to figure out what is going on. And now whenever I ask for a supervisor I’m told none is available. Daniel was supposed to follow up with me and never did. I am SO FAR BEYOND LIVID at this point! Supposedly my claims have been marked “emergency” but no one seems to treat it like one! PLEASE HELP!!! Someone PLEASE DO SOMETHING TO GET THIS RESOLVED!!!

    Original review: Have had HMS for almost 3 years now. Generally, I have had good experiences with them. However, that has changed as of today. It is -10 to -20 degree windchill here in Chicago area today and as of 2am this morning, my furnace stopped working. I called HMS at 2am to file a claim. It is a Sunday and I was told there likely wouldn’t be a company available to service the furnace until Monday. They gave me a “referral list” of companies to call. I called about 7 of them and received no answer. The last one I called finally answered and sent someone out within 2 hours. The guy found that the motor had gone out. He had to call HMS to get the part authorized and said even if they ordered it today, it will be at least Tuesday before it could be installed.

    I checked the status online later and it showed the parts have been ordered. However, I still called to speak to a person to confirm and she said that the claim has been sent to a “research team” to try to find out if they can still get the part and, if not, then they are looking at a possible replacement of the whole unit, which is 16 years old. I was also told my claim has been upgraded to “emergency status” due to the current local weather. I have called back several times and told the same information. I do not have family that lives here so I don’t have anywhere else to go. I have gone out and purchased space heaters which are not working very well since it is so cold outside. I am extremely disappointed at the lack of attention to my claim!!! I was planning to renew in May, but depending on the outcome of this situation, I may choose not to. As they sit there in their warm, cozy offices it seems there is no sense of urgency on their part!!!

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    Response from Cinch Home Services

    Angela, Thank you for bringing this to our attention. I assure you, this is not the service we aim to provide our customers with and would like another opportunity to make things right. A member of my team will review your claim to see how we can expedite a resolution and will call you personally to address your concerns. Sincerely, Austin

    CoverageTechSales & Marketing

    Reviewed March 3, 2019

    The absolute worst technicians come out to service your units then try to scam you out of money in a bunch of “non-covered charges”!!! Then never sends anything in writing to back up the non covered charges! Full of it!!!

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    Verified purchase
    Customer ServiceTechOnline & App

    Reviewed March 3, 2019

    I bought a home two years ago and it was newly built back in 2005, so getting a warranty is a good investment. I checked on the internet and HMS had good reviews. Plus their website is easy to understand. The contractors call before they get here and they're very competent and nice.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience John! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 3, 2019

    My sister told me about TotalProtect when I first purchased the house and at this point, I've been with them for almost six years. Before, I used to call for claims but now, I use the online method, which is really easy. They would schedule you with someone right then and there, and once I get the service company, I call them to make sure the time works with them or if I have to change the time.

    But sometimes you make an appointment with someone and they don’t show up. It was back in the past when I had an issue with the washing machine. But as of late, I haven't had any issues. Over the last year, the experience has been pretty good. And most of the time, if I have an issue with the service provider that TotalProtect provided me, I would call and ask them to give me someone else. Also, in previous years, someone would come out and assess then they would have to submit everything back to TotalProtect before they order a part. But now, they would come out, assess and put the part on right then and there, which saves time. So that’s a really good feature. I hope they keep that.

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    Response from Cinch Home Services

    Angelia, Thanks for providing your feedback! We are happy to hear that you enjoy using our website, and that you’ve experienced the benefit your home warranty provides. – Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 3, 2019

    We had one claim with HMS and it went smoothly. I submitted the claim online and then someone called me quickly. The rep told me to call a particular contractor and that contractor said he didn’t service my area. The rep gave me another number to call, and this guy said that he was a couple of hours away from where I lived. I could tell that he didn’t want to do it. The third time was a charm. HMS got me a guy that was more than willing to help and jumped right on it. His name was Mike and the name of his company was Local Air. He was a local guy. He was certainly familiar with our area and a lot of things in my community. So, it was great. He’s very neat, very professional and he did a good job. He also cleaned up after himself. It has been a good experience with HMS and I would like to renew with them.

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    Response from Cinch Home Services

    Hilt, We are happy to hear that the warranty has met your expectations, and that we have provided you with prompt and helpful service. If you need any help renewing your warranty, just let us know and we will have an agent contact you personally to assist you. -Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 3, 2019

    I did all of my claims with TotalProtect through an automated voice and the process was relatively quick and it worked just fine. The contractor did good service. He had a good personality, and I got along with him just fine. It turned out that the problem was a bad blower motor in the furnace. It sounded like a threshing machine. He looked at it and said that I needed to replace the motor in my furnace blower. He said that the part was available, but it had to be shipped from some place in Memphis, Tennessee, which was fine. At that time, we had the terrible blizzard in our part of the country, so it took about a week for the part to get delivered. It was fine because we could still run our furnace and we still had heat. It just made a lot of noise. When the tech came, he installed the new one in an hour or so, and it worked fine.

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    Response from Cinch Home Services

    We aim to provide excellent service, and we are excited to hear that you were pleased with your visit. Thanks for sharing your experience. – Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 3, 2019

    We wanted a home warranty with our home and HMS was provided with our house purchase. We had two claim attempts for two different issues and the first one was not so good. We had a plumbing issue and the entire house smelled like raw sewage. Technicians came out and told us that was not something they would repair. Somewhere in the fine print, it should have been repaired. It was an improper installation, not something that was broken. The way I saw it, there was something that was not working properly so something was wrong.

    When I have a home warranty that says ventilation and plumbing are included, this needs to be fixed the way they see it. But somehow, they diagnosed this without ever looking at the situation in great detail because nobody looked at the plumbing. They just decided that it was not within their scope because it was improper installation. They didn't know and they didn’t pull the code. Someone came out and called HMS back with whatever their version of the story was. I ended up not using HMS and had a friend who’s a contractor come out. Come to find out the problem wasn’t even what the technicians said and the fix wasn’t what they said either.

    The second claim I made had to do with the heat pump. It seemed like an airplane propeller was gonna fall off of it except it was not an airplane. We were in a very bad cold spell. The reps were polite and competent. They had somebody come out within 24 hours. He was very professional and prompt. He got the job done and there were no issues. That experience was very good. On the whole, I’d recommend HMS.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Karen! I'm glad to hear that you’ve experienced the benefits your home warranty provides. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 3, 2019

    Submitting a claim to TotalProtect has been fairly good. I had an issue with my most recent claim though. The plumber ended up charging me $158. And I was only supposed to pay a $100 deductible. He said there were always extras. I was like, "I'm pretty sure I'm only supposed to spend a $100.” But he was pretty insistent, I just wrote him a check. I did a follow-up survey on TotelProtect and mentioned all this, but I haven't heard anything back.

    I also had an issue with the furnace back in December, and I couldn’t get anyone to call me back. Then I called back in, I said that it's 15 degrees outside and my furnace is dead, I needed to do something. And then they put me on the owners or something where I could then call someone local and have them come. TotalProtect needs to improve the timeliness of getting their service providers to call me back on a timely basis. But I would still recommend TotalProtect.

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    Response from Cinch Home Services

    Larry, Thank you for letting us know how we are doing! We are constantly changing process to better our customer experience. We're happy to hear we have delivered. Have a great day! - Amanda

    Verified purchase
    Customer ServiceTechPricePunctuality & Speed

    Reviewed March 3, 2019

    I had a home warranty when I first bought the house, and that came for a year. However, I missed the subscription date and it was an outrageous price to get back into it. The deal that TotalProtect had was right up my alley. Once I submitted it and called the tech, he was there within 45 minutes. It took him two minutes to diagnose what the problem was. He didn’t have the part and he was gonna have to order it. He said he would call me first thing Monday morning to let me know, and when he called, he had the part and was willing to come to the house within an hour. Everything was very quick, easy and professional.

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    Response from Cinch Home Services

    Charles - We aim to provide quick and efficient service, and appreciate you taking the time to share your experience. Have a great day! Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 3, 2019

    The first thing I used the warranty on was my attic fan during the summer. I called HMS and I told them it wasn’t working. They told me I would have to have someone come out to inspect it and pay for it myself, so I did. The same people who do the maintenance on my HVAC came and told me it didn't work. Then, I had to call HMS and submit a claim, and they sent a contractor over. They chose a different contractor from the one I had, sent them over and they confirmed that it didn't work. The warranty company had to order the motor for the fan and I had to wait for that. The same thing happened with my heat pump during the coldest time of the winter. It was a very long process. HMS did repair everything, so overall, I'm satisfied but I'm dissatisfied with the amount of time that it takes and the process of getting the problem confirmed. I wouldn't recommend HMS to others.

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    Response from Cinch Home Services

    Carolyn, I’m sorry to hear that your claim did not go as quickly as you expected. Please know, we appreciate the valuable feedback you have provided, and we are constantly working on upgrading our processes in order to become more efficient and provide a better customer experience. - Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 3, 2019

    A girlfriend of mine recommended TotaProtect. She had chosen a couple of other ones and she said she was most satisfied with them. I submitted a claim to them for my heating and my air. They called the people they had to my home, and I paid the $125 deductible. I did my review online of the contractor before they came -- it was one company that they were gonna send in first and the reviews online for them was not good, so I called and told them I did not want them to come out. So, they sent somebody else. It was prompt. When I called, it was the day before Christmas Eve. I explained to the person that I was having a house full of people for Christmas and I needed heat. They then got somebody here on Christmas Eve. The tech was excellent. It worked fine.

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    Response from Cinch Home Services

    Deborah - We are pleased to hear our service provider was quick and efficient. We appreciate this type of feedback, and are glad we are able to satisfy your home warranty needs. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 2, 2019

    When you buy appliances today, tomorrow, they start to mess up, which made me get a home warranty. For my appliances, Sears offered HMS Home Warranty and it has been all right so far. When submitting claims over the phone, the interactions with their reps have been all right with me. Plus, techs do the repair in one day.

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    Response from Cinch Home Services

    Geraldine, Thanks for taking the time to share your experience. We are happy to hear that we’ve been able to provide you with the quick and efficient service you expect. – Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 2, 2019

    Submitting a claim to Cross Country Home Services is easy. The problem is that it always takes time for the techs to get here and by then, the situation has changed so it's hard if something is wrong. We had a bigger problem with our furnace but unfortunately, it worked perfectly when the techs were here. It had been out for days though and it had real problems with it. We had to go out and buy a space heater. I also had to run the fireplace all night for a couple of nights. In fact, this is the third time we've called on the warranty for the furnace. But each time the contractor was here, the furnace wouldn’t do what the problem is. It's frustrating because it has to be broken while they are here.

    Calling in was frustrating too. The water heater is leaking and Cross Country put us with a company three hours away. I've followed up and talked to them for four times but they never came to look at the hot water heater. I had to call back to get Cross Country to assign another company. That company has done fine though. They were here today and got that squared away. The water heater would be replaced.

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    Response from Cinch Home Services

    Michael, We appreciate you providing us this feedback, and are sorry to hear that you were frustrated with some of our processes. If you need assistance with your claim, please respond with the best time to reach you and a member of my team will contact you directly. Sincerely, Amanda

    Verified purchase
    Customer ServiceTech

    Reviewed March 2, 2019

    I was happy with some of my experiences with TotalProtect. But when I was having problems with my dryer, the agency that TotalProtect was using sent their people out but nothing was happening. I waited almost a month to get a piece of equipment fixed on there. I was very dissatisfied with the middleman that would send out the contract to have it done on there. When I had the same issue for the third time, I didn't have to wait that long. TotalProtect had a Sears representative this time. I called in on the 17th and the tech fixed it on the 20th.

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    Response from Cinch Home Services

    Roosevelt, Thanks for your kind words! We appreciate it. - Amanda

    Verified purchase
    CoverageTech

    Reviewed March 2, 2019

    I like TotalProtect. I’ve had them for several years and filing a claim is not difficult at all. It’s just that depending on what vendor they hire to subcontract, sometimes it’s a long time to get someone out. I’ve been told by a couple of vendors that if they have to replace a major component, their contract services take priority over warranty services. Once they eventually show up, they do excellent work and unless you have the cash to buy new appliances, having something to cover them if they break is a good reason to have a warranty on your home. I’m happy with TotalProtect, so I plan on staying with them.

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    Response from Cinch Home Services

    Robert, We know how stressful managing home repairs can be, and our goal is to make sure your claim is handled as quickly and efficiently as possible. We appreciate you taking the time to share your experience. Thank you for choosing Total Protect as your home warranty company! Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 2, 2019

    HMS Home Warranty seems to be the best home warranty. My Realtor recommended it. He said that a lot of his clients used it and they're very pleased with it. So, since it was my first home, I was generally taking all the advice that I could get and so far, it has been good. We have not been disappointed at all. With the most recent claim, we had an electrician come out and they were looking at our microwave because we had some problems with power outages every time we would use our microwave. We're not able to turn the kitchen light on and the TV on in the living room if we wanna use the microwave. The previous owner put the microwave on to a fuse that it should not have been put on to because there were already too many things. And unfortunately, our home inspector didn’t catch it. So, now, we're trying to figure out how to go about either transferring that or we may have to do some rewiring.

    They told me that they were going to be sending out a claim to figure out how to go about getting things rewired or plugged in to different places because there were too many things plugged in to a certain power fuse and that was the causing the kitchen to short. I reached out to them to see what the holdup was on filing that claim and I haven't heard back from them yet. But my wife said that the guy who came was really, really accommodating and very kind. So, we're just waiting for them to call us back to see if they found any news in that regard. But aside from that, they were very helpful. So far, aside from not hearing back from the electrician, everything has been really great. It has been handled in a timely manner, which we really appreciate because we're very busy.

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    Response from Cinch Home Services

    Tiana – We know how stressful managing home repairs can be, and our ultimate goal is provide quick and efficient service. We are delighted to hear you chose our warranty and have been pleased with our service. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed March 2, 2019

    I've had an HMS home warranty on my house for five years now. My wife who is a realtor offers their services to her clients. Nowadays, they're getting a little pricey so I'm actually contemplating going with a different company. I have another house and I have gone with a different company because HMS was too much money. Still, when I submit a claim with HMS, it's a simple process if and when I can get through to somebody on the phone. The tech would then come out in a few days. The ones HMS has sent me have been very good people. Their work looks good as well.

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    Response from Cinch Home Services

    Ned, We are happy that we have met your expectations, and have provided you with helpful service. We’re sorry to hear that you’re considering switching companies due to pricing. In most areas, we have different levels of coverage at different price points, so if you’d like for us to have an agent contact you, just let us know. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 2, 2019

    I recommend TotalProtect Home Warranty. I've been with them for a while and they've been good to me. If I have any problems, they take care of it. My experience in submitting claims has been excellent and the response time is right away.

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    Cinch Home Services
    Response from Cinch Home Services

    Sheila - Our customers are our top priority, and we are pleased to hear you are satisfied with our service. Thank you for taking the time to share your experience. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 2, 2019

    Having a home warranty is very important. With HMS, submitting a claim was easy. I did it over the phone and their reps did an amazing job. They were able to send someone out the next business day and the service was great. The technician was on time. He was also able to educate me on some things and he completed the work in one day.

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    Response from Cinch Home Services

    Ariel- We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. Thank you for being a valued customer. – Amanda

    Verified purchase
    Customer ServiceTech

    Reviewed March 2, 2019

    I had a good experience with TotalProtect. I mostly submitted my claims by phone and they would give me a number. Then they sent out the technicians to see the problem and that usually took within a week’s time. The contractors that they’ve sent were very polite. Sometimes they are from Sears. They would have things right away and would look at the problem right away. After a half an hour of being here, they would tell me whether or not it was something that they could fix or it was something that needed to be replaced.

    Every time something would break down, TotalProtect went for us. They have fixed my washing machine. The last one though, which was for a dishwasher, they took over a month and I had to call them all the time. But I'm still very impressed with TotalProtect because they took care of everything, no problem whatsoever. I've had TotalProtect since 2009 and I already had been telling good friends about them. Some of them told me that they will definitely call TotalProtect.

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    Response from Cinch Home Services

    Pierre, We appreciate your loyalty! Thanks for sharing your experience and your recommendation! Thanks - Angela

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed March 1, 2019

    When we had HMS Home Warranty, submitting a claim wasn't too hard. We had a furnace issue and that happened two days before the warranty expired. What made it even better was about five months afterward, the exact same issue came up after the warranty expired. I called HMS to say that that should be covered as well, and they took care of the furnace both times. The furnace was never corrected because even the company that came out to fix it stated that they didn’t know what the problem was. That company was Aire Serv and they never put on there what the actual issue was. They just put corrective measures in there but never fixed it. Aire Serv was horrible, but the company that HMS used after them was excellent. HMS did a very good job for the time we had them.

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    Response from Cinch Home Services

    Chuck, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Customer ServiceCoverageTechPrice

    Reviewed March 1, 2019

    FEB 11 CALLED HMS TO SCHEDULE AN APPT TO FIX MY HEAT PUMP. After 3 different attempts by Chesapeake Comfort System my heat pump was still not working. Called HMS again and had a another company David Fant Enterprises come out and they said unit was condemned and needed to be replaced. HMS told me it was going to cost me 1500 dollars to get unit replaced. Concerned that first company was incompetent and second company was fraudulent I paid a third company to come with my own money and they fixed my unit in 20 minutes. Today is Feb 28 so I was without heat for two and a half weeks in the middle of winter because technicians that HMS sent out were not able to fix my unit. The carrier that finally fixed my unit was not covered by HMS.

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    Response from Cinch Home Services

    Paul, I’m sorry to hear that the warranty did not meet your needs, and we appreciate your feedback. If you’d like for us to contact you to further address your concerns, please respond with the best time to reach you. – Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 1, 2019

    The seller of the house purchased HMS Home Warranty and had the coverage for the water heater and stuff during the sale of the home. Filing a claim hasn't been too bad. The contacting of the warranty company is a bit different. It's kinda between two companies. But for the most part, it has been fine. The house that we purchased wasn't being used regularly prior to being put on the market. So, there were some things that might have gotten worse throughout. So then when I started using everything regularly, they started backing up. And I've been a bit unlucky with the techs they've sent out, so far.

    I had a plumber service that came and I wasn't overly impressed with them. The plumbing company that HMS uses in this area have reviews online that are really, really bad. It's all for warranty works. I don't know if there are also warranty for other companies other than HMS. But all the Yelp reviews and online reviews are pretty bad. I tried to cancel my appointment and see if it would reassign me to another company, but it just reassigned me a second time to the same one.

    The people that came didn't seem to be very knowledgeable. They left a mess in the house after they cut the hole in my kitchen and then they disappeared for two hours without telling me where they were going or when they would be back. They got lost trying to find the place. So, I had to contact the warranty company to say that they were beyond the window I was given and that they said that they were on their way and nobody was there. Only then did they reach out to the company and found out that the driver was sitting in a parking lot in my neighborhood but not in the right area. Fortunately, the problem was something very small, so they were able to handle it. It would be nice if there was another option for that sort of service. Hopefully, I will never need it again for any plumbing related issues.

    One of the issues they deemed is some sort of negligence that must have been done by the previous owner. The technician that came for the dryer said that it appeared that there were some dents and things inside that appeared that the previous owner was probably doing too large a load. And that probably is what eventually caused its crack. I sort of understand where the company is coming from. That there was probably heavy abuse prior to us taking ownership of it. I bought the house and did the inspection. So, anything that wasn't found during the inspection, I expected to work 100% properly. But the dryer works fine. It's just a little louder than normal.

    The washing machine was a bit of a surprise. It's kinda frustrating at this point. I hardly had any problems with it for the first two months. And then now, it keeps trying to recycle it to like rinse again, so it won't ever spin it. If I wanna switch it to the dryer, I have to dry it like three times because it's soaking wet. The claim was supposed to be set up but I never received a notification of a change. When I got on the application for Sears that says, "Your appointment is today, track your driver," it stated that my appointment was now for a different day, even though the email reads, "Your appointment is for today." I called them and they said they didn't know why it happened, but the only thing they could assume is that the driver fell behind and was gonna be unable to make the appointment. Hopefully, it's something minor that they can fix on the spot.

    Another problem I had is I tried to do more than one claim on the same day and they weren't able to tell me if I would be able to get the same technician that could handle multiple repairs. They gave me three separate delivery windows when I called the day of and then they combined two repairs to one mechanic without telling me. So, it deleted one of my time zones. I was waiting on somebody to show up and obviously not at work because I was waiting on three technicians.

    Then, the same person had to get parts ordered for my microwave and my stove. But then they didn't allow him to do both repairs on the same day. So, he only had a certain amount of time allotted to fix my stove. He was unable to fix my microwave. He had to come back a week later to fix my microwave which was another week of not being able to use my appliance. And another day I have to not be at work or been on-call to make sure I'm home for it. If they could just be a little bit more in line on stuff like that, that would be obviously beneficial. But I was just happy that I knew the process was in motion.

    Every other experience thus far has been good. The technicians at Sears really know what they're doing. They send me an automated text message to let me know they're on their way. They've also called me when they were on their way to make sure that in case I didn't get the message right away because sometimes they said that the text messages could come 10 or 15 minutes behind when they're actually coming. So, I've been very impressed with all the Sears technicians that I've had to deal with. Also, for the most part, I've been happy with the results. The automated system is really easy to use.

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    Response from Cinch Home Services

    Charles, Thank you for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with the service we provided. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 1, 2019

    We’ve had a policy with TotalProtect since before their name changed. Submitting a claim with them is a piece of cake but their rep's customer service has been ineffective. Every time I call their 800 number, it never resulted positively. In terms of their technicians' demeanor, it has been professional though I’ve had two idiots. The whole thing started on November 27th. We went until January 22nd without a microwave. Barlow's, the company that TotalProtect deals with for installations, came up with a microwave and a wrong-sized kit.

    I got a call today that the technician from Barlow’s and I was told that they have a kit that they have to put in and they'll be up Tuesday morning. They came up with what I thought was gonna be the right-sized kit to enclose the microwave, but they brought a new microwave and a kit. The microwave is the same one we’ve got which they installed a month ago and the kit still didn’t fit. We’re sitting here again with a space around our microwave in the wall. The guys had to take the kit. They had to drive back down to Phoenix and tell TotalProtect that the kit was the wrong size and we already had a microwave. It was a tremendous lack of communication and expertise.

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    Response from Cinch Home Services

    Joseph, It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion. I have located your account and will complete a thorough review of your microwave claim to ensure your feedback is provided to the appropriate departments. – Angela

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed March 1, 2019

    My realtor got the coverage with HMS Home Warranty for me at my purchase of a new home. She has gotten HMS for a couple of her other clients before, so she had just gone with that one again. I typically place my claims online, and if the company that I was assigned couldn’t get out here fast enough, I would call HMS up and ask if they could assign another one to me, and they would. All of the technicians that have been sent out have been great. My most recent claim with them was my water heater and I got a hold of one company. They gave me a quote and said that it would be three days before they could get out here. I said, “All right. Well, let me cancel this, then I’m gonna call HMS and have them switched.” They said it was okay and it was not a problem.

    The next company didn’t pick up the phone for three days, so I got into a bind. I ended up getting a hold of them around two or three days later. It was my only option because my warranty had already expired at that point. HMS has been great as far as covering appliances. The only downside I saw was the electrical items that are attached to the house but are on the exterior of the home. I had an electrical outlet go bad on the exterior of the home but because it is on the exterior, it was not covered. Still, I would definitely recommend HMS to anyone.

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    Response from Cinch Home Services

    Ocean – As with all home warranties, coverage is very detailed and there are some items and conditions that may not be covered. We are pleased to hear that you were overall satisfied with our service. We appreciate you taking the time to share your experience. Sincerely, Angela

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 1, 2019

    I've had TotalProtect for about 10 years and their claims process is fine, but some of the people they send out are questionable. I’ve had good ones, like the guy that did my air. He was really good and punctual. But I’ve had some that they give a window between 1:00 and 5:00. That's too large of a window. But I haven’t had a person that’s been mean. It’s just that I had some people that didn’t know what they were doing. The way that TotalProtect select their contractors could be better.

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    Response from Cinch Home Services

    Hi Barron - Please know our company works hard daily to identify weaknesses and tweak our processes in order to provide the best possible experience for our customers. We take our network of service providers seriously, and appreciate your feedback. Thank you for being a loyal customer! Have a great day! Sincerely, Angela

    Verified purchase
    Claims HandlingPrice

    Reviewed March 1, 2019

    We looked through the internet and found TotalProtect, whose price looked right and the services that they offered met what we needed. My first claim was good and when I submitted the second one, they contacted the technician who came the next day. The microwave had already been burned out and by that time, I had already disposed of it. The next one was for the power and the guy was great as well. I paid him 100 bucks and he came, checked it out and fixed it. Everything’s working good.

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    Response from Cinch Home Services

    Eric - It is great to hear we are able to meet your home warranty needs. We appreciate you taking the time to share your experience and hope to have you as our customer for many years to come. Sincerely, Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 1, 2019

    I've been with TotalProtect since 2012 and overall, the claims process is good. The only time that I've had a real issue was when I needed something fixed over and over again, and it wouldn't be replaced. That was my biggest struggle and that was with an air conditioning unit. Typically, the contractors that AHS sends are good. But with the air conditioner, that was my only time where it was like, “Mm-mm. No.” But finally, after much frustration, it did get resolved.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Beth! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 1, 2019

    We have multiple properties and a family member told me the benefits of a home warranty. We’ve been with HMS for quite a while and their claims submission has been easy. Their reps have been positive. Their technicians have all been professional, knowledgeable and pleasant. Lately, it’s been within 24 to 48 hours to get a technician out. And when they order parts, it takes about 48 hours.

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    Response from Cinch Home Services

    Dorinda - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 1, 2019

    TotalProtect used to be Residential MD, and I heard about them through a friend. When I submit a claim, they come just like they say they will. The technician who came to our home is good. He was knowledgeable. He told me what was wrong. The customer service at TotalProtect and the quality of the work done are always good. I'm satisfied.

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    Response from Cinch Home Services

    Pauline, Thank you for choosing us, we are happy that we have met your expectations, and have provided you with prompt and helpful service. - Austin

    Customer ServiceClaims HandlingTech

    Reviewed Feb. 28, 2019

    We have a Thermador oven which was not working. We called for service. Twice they sent out technicians who could not fix the problem. Then we were told to call a Thermador certified service technician and have the technician call for approval to repair. The technician came out and when we called for approval, we were on hold for over 30 minutes and could not reach anyone to get approval. The technician had to leave, so we submitted the paperwork and the claim for $197 was denied because we could not reach the company for approval.
    The oven continued to not work, so we called the certified technician out again and called Total Protect for approval to repair. After holding for 20 minutes, we were sent to 3 different people, each one saying we had to speak to someone else.

    After not having an oven work for 4 months, and spending hours dealing with Total Protect, we cancelled the insurance. Not worth the year's premiums we paid! !

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    Response from Cinch Home Services

    Mitch, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are specific items and conditions which may not qualify for coverage. In this instance we will complete a full review of your claim to ensure it was handled properly based on the terms and conditions of your warranty. We regret any confusion or misunderstanding which occurred. Respectfully, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 28, 2019

    I only knew that we had TotalProtect when my husband died. Before then, my water heater went out and I paid $1,300 for it. Had I known that we were with TotalProtect, they would have paid for it. Submitting claims has been wonderful. I just called them up to file, they called me back within 24 hours and they hooked me up with somebody. The contractors they sent were totally professional and I had no complaints. I was totally happy with TotalProtect.

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    Response from Cinch Home Services

    Pam, We’re happy to hear that you’ve seen the benefit your warranty provides. Thanks for sharing. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 28, 2019

    Filing a claim with Total Protect hasn't been that bad. However, a lot of times, the warranty people tell me a date but then what I actually get when I get in touch with the people doing the service is a different date. A quicker response would also help, especially if the problem is an air conditioner or something with the heat. We ain't got time to wait five days for somebody to come out and fix our air conditioner. Still, most of the techs they sent have been pretty good. When I'm around, I make them explain what my issue was and how to prevent it and most of them have done that. Overall, my experience with Total Protect Home Warranty has been good thus far. I like that when something breaks, they send somebody out to take care of it.

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    Response from Cinch Home Services

    Edward, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase

    Reviewed Feb. 28, 2019

    I've had coverage from HMS for six months now. I called them one morning and they sent a guy the same day. The claim was for the washer. It wasn't working and the guy who came was able to reset it. He was a good guy. He also fixed my problem the same day.

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    Response from Cinch Home Services

    Paul, We appreciate you taking the time to share your experience with us and are happy to hear that your clothes washer was repaired the same day. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 28, 2019

    Since I've moved into our home, I've had to use HMS Home Warranty a couple of times. The claim process with them is very easy and I prefer to do it over the phone. Most of the time the wait may be under a minute, but it’s worth it. Their customer service seems to be very great and they are able to get a technician out the next day if I am available to be at home. Their technicians are very professional, time-efficient and knowledgeable. They give an estimated window on when they will come and they normally call 30 minutes prior to the appointment or if the appointment time has already started. They'll also call when they're on their way. The work is done completely professionally and very productively. A home warranty is extremely important. And I would definitely recommend HMS.

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    Response from Cinch Home Services

    Channell- We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a valued customer! Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Feb. 28, 2019

    My neighbor introduced me to TotalProtect. I've been using them for about two years now and so far, I'm satisfied with the company. When I submit a claim, I just call them and they come right out. Their reps are very courteous and professional. Also, the technicians they've sent out were on time and have completed the job. I will recommend TotalProtect to someone else.

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    Verified purchase
    Claims HandlingCoverage

    Reviewed Feb. 28, 2019

    HMS was part of the new home purchase. That’s how they sell houses these days, with a home warranty included. The homeowner paid for it for the first year and then, I picked it up for the second year when I had to renew. We had to file one or two claims in the first year, one for the washer and one for the freezer unit on the refrigerator, and they all went fairly well. So, we didn’t see any reason to change. Also, everything has been pretty clear upfront with HMS, as far as what the deductible is and what's covered and not covered. When we first bought the house, I didn’t really review things too much because we were more worried about getting in the house and everything else. After that year expired, before I renewed, that was when I kinda got more familiar with making the claim online and I got more familiar with all the rules. So, I took the time to kinda make sure I understood all that correctly. Everything seemed fair.

    Two weeks ago, the igniter system on the water heater wouldn’t keep working. It wouldn’t light up. It started doing it here and there and then it got to a point where every single day I kept having a problem. That's when I called HMS. I filed a claim on a Sunday and the plumber contacted me on Monday. They got out on Tuesday, came with the right parts, fixed it, and it was a done deal in 48 hours. Everything has been pretty good with HMS.

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    Response from Cinch Home Services

    Michael, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. – Christine

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 28, 2019

    Submitting a claim with TotalProtect has been very easy. I go online and do it, and I get a text quickly. All but one of the technicians that they've sent have been great. But other than that, our experience has been good so far. TotalProtect was a recommendation from a friend, and I would recommend them too.

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    Response from Cinch Home Services

    Salleigh, Thanks for your kind words! We appreciate it the time you took to share your experience. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 28, 2019

    Acquiring a warranty is a good idea with the way appliances are made these days which seemed to be more disposable rather than lasting 20 years like an old washer and dryer used to. I'm 70 years old so I remember. I had a previous provider that I wasn't happy with and I'm trying to compare carefully. I also talked to the technicians that come out and asked them what they think of this one or that one. So, I got feedback from there and decided on HMS.

    I prefer to use the phone when submitting claims because my needs have to be addressed right away such as the refrigerator since it had things that would spoil. I prefer to talk to the reps on the phone and explain what's going on. The technician that they sent over was very knowledgeable, professional and diligent. He diagnosed the potential problems and addressed them appropriately. He did his best to get to our situation as soon as possible. I was very impressed with the technician and the quality of work was very good.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Linda. I'm happy that we were able to provide you with great service. - Angela

    CoverageTech

    Reviewed Feb. 27, 2019

    I have had 3 service calls in the last 6 weeks on a built-in microwave/oven combination. Everything was fine so long as it was just service and parts, but when the service technician declared that the microwave unit could not be repaired, the company denied coverage, basing their denial on some clause about not covering 'heating units'. What IS a microwave oven or an over if it is not a "heating unit"? That is not a proper denial. The company just did not want to replace the entire unit when only the microwave is not working . . . even though they are one unit.

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    Response from Cinch Home Services

    Katherine, I’m sorry to hear about your experience, this definitely doesn’t sound right. We are reviewing your account and will give you a call as quickly as we can to update you on your microwave claim. - Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Feb. 27, 2019

    I’ve had coverage with TotalProtect for four years and the experience has been good which made me stick with them. Something happened to my oven twice and I called them to submit the claim. The customer service rep and the technicians were good and they went straight to the point. However, I didn’t like the increase with the copayment.

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    Response from Cinch Home Services

    Lonnie, Fantastic service is what we aim to provide, and we are excited to hear that you were extremely pleased. I regret to hear you are upset about the increase in the deductible payment. We hope to continue to have you as our customer for many years to come. – Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Feb. 27, 2019

    We bought the home in July and the HMS warranty was part of the process. When we first bought the house, there was an option to do something with the pool and so, we added a pool spa. We added that on, paid for it, and then once we went to file a claim, determined that nobody in our area serviced what we had. Then, we had to get refunded back. It would be nice to know that when you’re offered something, that somebody in your area is able to do what you need.

    We’ve had to have somebody come out twice and both times were fine. We called to file the claim the first time and then the second time, we did it online and ended up getting matched with a company that wouldn’t call us back. So, we ended up having to call in and get that taken care of and get the company switched. The internet is a lot easier, but when it doesn’t allow you to do what you’re trying to do, then it's not that easy. But overall, it's not difficult to file a claim. Also, the techs they've sent out have been good. For the first claim, they were able to do it the first time and for the second claim, they came out and identified the problem. Then, they had to get back in contact with HMS and verify that the claim would be covered. They were back out within a couple of days of getting verified that it was covered. Then, it was good.

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    Response from Cinch Home Services

    Greg, It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Angela

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed Feb. 27, 2019

    We had extra appliances that needed to be insured and 20 years back, we heard of TotalProtect from a relative. Their rates and how fast they get to the house made us stay with them. I prefer calling and the claims process is simple and easy. We had a repair that only took a couple of hours and the service was top-notch. The rep was very informative and he knew what he was doing, exactly what was going on and what the problem was.

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    Response from Cinch Home Services

    Annette – We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs. We appreciate feedback from longtime customers, and would like to thank you for sharing your experience. Sincerely, Angela

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 27, 2019

    While HMS's automated system is a bit goofy, submitting claims has been easy for me once I finally get to talk to somebody. Their reps have been outstanding. Also, their contracted techs come out within 24 to 48 hours and they have been prompt and polite. The quality of work they do has been great too.

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    Response from Cinch Home Services

    Ryan- Thank you for sharing your experience. We appreciate the feedback and are happy to hear that our customer service team has provided you with excellent service. We are working daily to improve all processes to ensure our customers receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase

    Reviewed Feb. 27, 2019

    We called TotalProtect and then the tech came out and we paid him. He was a very nice, young man. He was very polite and took care of what we needed. Everything went fine.

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    Response from Cinch Home Services

    Lisa, We’re glad to hear everything went smoothly. Thanks for taking the time to share your experience with us. - Amanda

    Verified purchase
    TechPrice

    Reviewed Feb. 27, 2019

    I had an issue with one of the furnaces that I have. The HMS reps told me who to call and set the claim up. The contractor came and he cleaned the part where the gases are supposed to go through. He got that all taken care of, put them back together and it was fine. He nailed it. But it cost me $100. We got $100 deductible on it so no matter what I call them for, it's gonna cost me $100 to start with, which I don't like. But I asked the contractor how much it would have cost if I didn't have the insurance and he told me it would have been over 200 and some dollars. The contractor was very helpful and he was local so that was nice too.

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    Response from Cinch Home Services

    Laureta,  It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Angela

    Verified purchase
    Claims Handling

    Reviewed Feb. 27, 2019

    I bought a house and the seller gave me a warranty from HMS. Submitting claims with them has been very easy. It's a good service. Once I had a claim and their rep handled it very well. They recorded the claim, sent a message to the repair company, and that company came out in three days. The repair company was very professional. They installed a new water heater and it was great.

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    Response from Cinch Home Services

    Aram, We’re happy to hear that your claim went smoothly and everything was completed quickly. Thanks for sharing! - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 27, 2019

    I've had TotalProtect for 15 years and I normally call them up and let them know about our issues. It's automated and they usually send something up and then I get the name of the company that is supposed to come and a phone number. And then I usually get a phone call from the contractor telling me when they are gonna come over. Recently, there was an issue with my water heater and the contractor who came was very knowledgeable and he told me exactly what had to be done. He found why the heater was broken. And there were also some fried electronics inside the hot water heater itself. He wasn't sure how far up into the water heater that the wires had burnt. So, he had to request to get a new one and replace the old one.

    I had to do some other modifications that needed to be done because the water heater that he was gonna install was taller than the one that I had. So, I had to have some electrical work done. But he was really knowledgeable, got the work done when he came back out after it got approved. In about four days the claim was completed.

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    Response from Cinch Home Services

    Stanley, Thanks for taking the time to share your experience. We are happy to hear that we’ve been able to provide you with peace of mind for your home management needs. – Amanda

    Claims Handling

    Reviewed Feb. 26, 2019

    October 4 is when I started my claim for AC Repair it is Feb 26, 2019 and your company is still dancing around! The repairman sent you his W9 three times! To Barbara who told me this morning that all was taken care of and to find out later in the day that no it is not!! to Katlin this afternoon who told me again that the magical W9 is needed. For about 13 years I have been paying you each month and now you are being the worst company. FIX MY AC !!! I have this plan because I don't have enough money to fix anything and everything and I believed in you I expected delays but almost 5 Months!! REALLY!! GET YOUR THINGS TOGETHER AND FIX MY AC!!! !

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    Response from Cinch Home Services

    Patricia, We truly apologize for the inconvenience you’ve experienced. Our records indicate that you have been in contact with a member of my team. Christine will be actively working with you to assist you in expediting the resolution of your claim. We appreciate your patience and the feedback you provided. – Amanda

    Customer ServiceTechPricePunctuality & Speed

    Reviewed Feb. 26, 2019

    First of all my heater has not been working since 1/24/19 and I called for a repair service. The first appointment was scheduled to me for 1/29/19. The tech came out and stated he could not fix the problem because it is an old unit that he could not locate the serial and model number. Not to say the issue was not but I was still told to pay for the $100 deductible. The company assigned another tech to out and diagnosed the issue. The problem still was not fix because the warranty company did not want to use the part from the service provider, Snow Frosty Heating and Air. Because the home warranty was trying to save their costs and was ordering parts from their supplier. This has delayed and made me waiting for another week. On top of that, when the part was arrived, the service provider installed and told me that it was a defective.

    When I called in to the Customer Service to check on the status for delivery. I was told that the part cannot be shipped out until the original and defective was sent back. At the time it was freezing and snowing out here. What kind of poor service was that when I asked them if they can expedite it by approving the the service provider to use the service provider's parts. They insisted that they could not. Not sure if they realized if my family or I was freezed to death house. It is a greater liability there than it is to a concern of cost savings. In addition, the agents were not telling the truth.

    Here are agents name that I have been spoken with since day one I called in, Christina, Linda, Sara, Charlotte, Gerald and the manager, Tirana. I was told different kind of stories by the different agents every call I made. On 02/22/19 Kimberly, another the supervisor or manager promised to call me back with the update on the delivery of the part and as of today 02/26/19 I still have not heard back from anyone. When my service contract is up, I will cancel it. I would not recommend to anyone...

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    Response from Cinch Home Services

    Tif, We truly apologize for the inconvenience you experienced. We appreciate you taking the time to share your concerns and value your opinion. I have located your account and will complete a thorough review of your heating claim and my team will follow up with you personally to address your concerns. – Angela

    Customer ServiceCoverageTech

    Reviewed Feb. 26, 2019

    I placed a claim in Early February 2019 for a broken AC unit. Technician diagnosed that the unit needs replacement. Total Protect contacted me and said the unit was ordered. Now it is February 26th, 2019 and no AC unit. Technician said that Lakeland, FL has these units in stock. Why is it taking nearly a month for this to be addressed? I have called customer service but nobody gets back to me on the status. The technician is doing what he can on his end and he is doing more than TotalProtect. My Grandson had to leave our home and stay with friends who have AC so he does not get heatstroke. Trying to get a manager on the line is a huge effort. This is not the first time they have dragged their feet on fixing my AC. A previous time I had to wait a couple weeks for the AC to be fixed but I just let that slide. This time now it's really getting old and I am FED UP!!!!!!!! I am glad I have insurance but I guess they just do not care much about their customers very much or their families. I am very close to legal action unfortunately...

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    Response from Cinch Home Services

    Scott, It is clear that your expectations are not being met. We appreciate you taking the time to share your concerns and value your opinion. Our records indicate that since this review we have delivered the unit to our service partner and they will be calling you directly to schedule the installation appointment. I have located your account and my team will complete a thorough review of your air conditioning claim and follow up with you directly to ensure this is completed as quickly as possible from this point.– Christine

    Customer ServiceTechPunctuality & Speed

    Reviewed Feb. 26, 2019

    One month later - still hasn't been fixed. Many, many phone calls, two visits by the technician. We still do not have a dishwasher that works. HMS calls and follow-up but the technician never calls and doesn't return phone calls. The hassle isn't worth it for a home warranty.

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    Response from Cinch Home Services

    Carl, I understand your frustration and apologize for the inconvenience you experienced. I’d like to see what I can do to ensure that your claim is resolved quickly. We have located your account and my team will follow up with you personally. Sincerely, Austin

    Verified purchase
    Price

    Reviewed Feb. 26, 2019

    TotalProtect is good for some things, but sometimes, they don't properly handle things. But I'm still staying with them. I submitted a claim for the exhaust fan and the technician came and told them they had to replace the fan. The cost of the fan and the labor came up to be $850. And TotalProtect only gave me $200. They didn’t give a specific information why they didn’t pay the amount. The booklet says they're going to replace the same or they’re going to give the money. But they didn’t do that. Still, I also have a water heater that they fully replace.

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    Response from Cinch Home Services

    Thomas, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Angela

    Verified purchase
    Claims HandlingTechPricePunctuality & Speed

    Reviewed Feb. 26, 2019

    I'm by myself and I needed a home warranty to help me to be able to pay for the things in my house. I heard about TotalProtect Home Warranty through my federal credit union. I trusted my credit union and I thought that TotalProtect would be a good company. I found out later that it was. Their people are very thorough when I file a claim. They're very nice and they listen to what I have to say. They immediately connect me with a person and they don't even argue with me about what I'm asking them to do.

    The technicians who were here were very good, nice and very polite. They didn't delay or spend time fooling around. They got the job done then they were gone. One work they did was putting in a new unit and that has worked perfectly. On everything that I've had the technicians come out and do, they've known how to do it. I'm very satisfied. Everybody charges you a set price to walk in your door but a warranty is very good especially for a person who's alone because I always have the assurance that somebody is gonna come out and do the work at a very reasonable price.

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    Response from Cinch Home Services

    Doris, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. Have a great day! - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 26, 2019

    It was part of the agreement with the person we bought the house from to have the service with HMS. We decided on a warranty for the added assurance of managing the house and reducing potential expectations that's for a reason. I submitted a claim over the phone and the claims rep was perfectly courteous and was able to work through it. I was given the number assigned to my claim and who was assigned to it so I could reach out to them and schedule. Whoever was providing the service provided a timeframe as to when the contractors would be available. The quality of work performed by the contractors were good and HMS was great. I'm looking forward to renewing next year. It worked out well, so it's nice to be able to have something to call and be able to get through and get a technician out to look at it.

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    Response from Cinch Home Services

    Michael - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. – Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Feb. 26, 2019

    I submitted a total of four claims to TotalProtect, three of which were in the last month because I'm getting ready to sell the house. Submitting a claim is an easy process. You can do the claim online and they immediately send you an email and a text explaining and confirming that the claim was received. Then they immediately task it to the third party contractor and they give you the contact information for that contractor. They also tell you that the contractor is supposed to call within 24 hours to schedule an appointment. And if you don’t hear from them within the 24-hour window, you can reach out directly and refer to the reference number. So far, my experience has been good. However, one of the third party contractors seemed like a little inundated for the service request. I felt they were a little slow in responding. Part of it was I had to cancel a few times and I'm sure that complicated the process.

    The other two contractors were immediate, and within three days, they were able to accommodate, come out, and fix the issue. On one other situation, they had to order a part and then they reached out when it was ready and immediately scheduled for the install. The deductible was all that was paid upfront, and then they handled everything else on the back end, and I haven't had any issues. All of the contractors have been very reputable.

    My experience with TotalProtect has been positive so far. The amount that I pay and the amount that I get back is worthwhile. If I would've called the plumber directly for some of the issues that were fairly simple, I probably would've paid a much higher hourly and actual fix amount. Also, when I had two toilets that I needed fixed, I thought I'd have two different claims but they actually fulfilled it under one claim with one deductible. That was outstanding because they could've made it that you have to pay a deductible for each issue. It's good customer service on their end to not bill the customer.

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    Response from Cinch Home Services

    Kerry, We strive to provide fast and efficient service and repairs, and I'm happy to hear we delivered. Thanks for sharing! – Austin

    Verified purchase
    Claims Handling

    Reviewed Feb. 26, 2019

    TotalProtect comes through our mortgage, and though it's easy to make a claim, it's hard to get somebody out to work on it. The techs usually come out in a week, and their quality varies. But the last one that was out was very good. They all explain things thoroughly.

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    Response from Cinch Home Services

    Hi Templer & Barbara, Thank you for letting us know how we are doing! We are constantly changing process to better our customer experience. We're happy to hear we have delivered. Have a great day! - Austin

    Verified purchase
    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed Feb. 26, 2019

    When we purchased the house, our realtor advised us to get the HMS warranty. I submitted two claims, and the first one went through just fine as we got the garage fixed. With the second claim that we submitted, we found out that it wasn't covered. We thought that it would be because of the description, but it wasn't so we ended up fixing up ourselves. I did both claims online on the same day and it seems like a pretty easy service. They emailed me a quote and they told me that I had to contact a party to fix the garage. The contractor who came for that was really nice. We were running late so I felt that bad, but he did a really good job. We're really happy that we've got the warranty 'cause there's a lot of stuff that it will cover if we ever need it. I wish that it was more than a year, but it is what it is.

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    Response from Cinch Home Services

    Samaria, Thanks for your kind words! We aim to provide fast and efficient service and it seems we have overall met our objective. Thanks for sharing! - Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Feb. 26, 2019

    Some years ago, a friend of mine mentioned TotalProtect to me. I looked at it and decided that it might be a good idea to do that. We’ve had their service for six years now. Submitting a claim to them is fairly easy. Once submitted, they give you a work order number and tell you who will be coming. They’ll also give you their phone number, and either you call them or they'll call you. And in most cases, the people that are coming already got the information before we make the call. Also, the quality of the work done has been very good.

    Last year, we had an air-conditioning problem and there was a communication problem I had with the lady I was talking to. TotalProtect had to put a new unit in our condo but with the way she explained it, I thought they were gonna find a refurbished unit. All she had to do is say that they will put a new unit in but some of these costs included in the new unit are not covered. But that’s the only misunderstanding I’ve had with them. Other than that, I would recommend TotalProtect.

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    Response from Cinch Home Services

    Patrick, Thank you for sharing your experience. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thanks - Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Feb. 26, 2019

    Our house came with the HMS warranty when we bought it five years ago and we continued on because we were happy with the way they handled the situation when we filed a claim. We’re very happy with the service. About three years ago, however, one of the contractors we had was a rip-off artist. He took a screwdriver and punctured the gasket in my front-loading dishwasher to create holes. I saw him but he either didn't know I was standing behind him or he didn't care 'cause he thought that I didn't know what he was doing. And then, he called about a week later asking if I had any leaks, thinking that because he punctured the gasket I will have leaks and they would have to come back and fix it.

    I complained up the yin-yang forum and they didn’t do anything about it. The contractor obviously didn’t admit that he did anything. The company agreed to replace the gasket at their cost, which they should, but I paid for it at their cost. I complained to HMS and to the Better Business Bureau. Other than that, our experience has been fantastic. We’ve made some claims for a new oven and for the stove, and those went smoothly. Overall, HMS is efficient and very easy to work with. I highly recommend them.

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    Response from Cinch Home Services

    David, Thanks for sharing! We're sorry to hear of the service you received from one of the service companies. Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Feb. 26, 2019

    The day before yesterday, I went to the HMS website. I made a few clicks, submitted my claim and got the confirmation. Their site worked the way it should have worked so that worked well. But I had a problem the first time this year. I had already paid the bill in full. When I went to the HMS website, they said I wasn't eligible to put in claims. I called HMS on the phone and realized that there's something in there. Apparently, they have two different systems somewhere. The billing system didn't update the web app so that it would know that I could submit a claim. The HMS customer support rep walked through it and said that maybe she could push the button and sort of do the update. We went through that and that worked and I could submit a claim.

    But you would think that the online process would be seamless. The problem was I was trying to file a claim to fix a problem and I had to do the rabbit trail just to get it. It wasn't as if I turned the bill in yesterday and there wasn't enough lag. It was like a week or two later so there was enough time for that transaction to have been completed. I don't know why it took quite that long but we got the issue resolved and I was happy.

    Overall, the HMS claims process went pretty well. If things are going smoothly, the online process is fine. If things aren't going well, then I will get on the phone. I would recommend HMS to others but would sort of qualify as to why. They work and they answer a claim. But I had one claim where the vendor just never showed up and I had difficulty getting people on the phone to tell me what was going on and why.

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    Response from Cinch Home Services

    George- We appreciate you taking the time to share your experience with us. We do our best to provide quick and reliable service and thank you for being a loyal customer. We are sorry to hear you ran into troubles using our online process, and are happy to hear our customer service team was able to rectify the situation. Sincerely, Angela

    Customer ServiceClaims Handling

    Reviewed Feb. 25, 2019

    I purchased a home and bought a home warranty, from HMS, 8.2018. My furnace went out in the middle of the night 5 days before Christmas 2018, 2 am, CST. We called HMS Home Warranty, they also told us we had emergency lodging. This company contacted a 24 hr. company that would not come, ha! We called back, since the company is supposed to call us, it was in the 20's here in the Midwest. They called a 2nd company, no answer. We called back again a 3rd time to HMS and they called the last company, he called was scheduled, showed up and did a great job.

    Now, with the emergency lodging, ha!, we could not get into the hotel we wanted, so we took a one night stay and then went to the one we wanted. HMS DOES NOT TELL YOU, they hired a 3rd party company "Assurant" to handle their lodging claims. God help you if you have to deal with them, they are so unprofessional and rude!, especially Sabrina **. I have called at least 10x to have HMS help to file the lodging claim, the CSR's always state, "We ONLY file the claim." "You will have to call the company yourself." REALLY? OMG!!!

    Today, 2.25.2019, I have been on the phone with both companies, I can't seem to get my reimbursement from Assurant, they want a document that ONLY HMS has from the Repairman, I spoke to a JOKE Supervisor today, that was the MOST UNFRIENDLY, RUDEST person, GOD help you if you speak to her, southern accent/Joan, her famous statement is "please hold". According to Sheri/another Supervisor that Joan transferred me too, Joan took it upon herself to not speak to me on the phone today, just get the info from the CSR that I spoke with. Then when I told her that I wanted the same information that she decided on her own, without even speaking to me herself, she was transferring my call to another Supervisor, on hold now in this call alone - 50 minutes, this is customer service by what standards, this company is a JOKE!!!

    Now, 59 minutes into this call, I get Sheri, another Supervisor, who states she can’t do anything, because the CSR/Kia, only TOLD Supervisor Joan (useless) and then I find out from Sheri/Supervisor, that Joan was going to contact the Provider who has went thru a kidney transplant and I told Kia/CSR, Sheri also puts me on hold, then comes back, says, “We can’t provide Assurant with any information, they are a 3rd party company.” The joke is that they hired them to take the claims and not handle any of it. I asked to speak to someone who can help me, THEY DON’T care, she said her Supervisor, Christopher, said they can’t do anything. LOL... what a useless bunch of people, I will not use them when I am finished with this company.

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    Response from Cinch Home Services

    Sherri, I’m sorry that this experience has been so difficult. My team will be glad to see how we can assist you with your emergency lodging benefit. I have located your account and will have a team member follow up with you personally. Sincerely, Christine

    Customer ServiceTech

    Reviewed Feb. 25, 2019

    I had a garbage disposal leak and called a service person before I looked at my plan. HMS denied payment for this reason. I tried to question them regarding a repairman they would use, but the rep (who spoke very broken English) put me on hold and hung up. I live in a small town, and in all probability the plumber they would have called is who I called. So, I'm out $329 for repairs.

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    Customer ServiceClaims HandlingTech

    Reviewed Feb. 25, 2019

    Please call yesterday evening 2/24/19 for no heat. As of today 4/25/19 no call back. 2 calls to customer service. First guy could give me any info on status, ask to speak to a supervisor, he placed me on hold, then I was disconnected. Called back spoke with a Shelby, very please and doing her best to support me. Told her we didn’t have heat, no one called us back, customer service rep before her was not helpful, she upgraded the claim to severity but still was not able to tell me if anyone would be calling me back anytime soon. Told her I am starting to believe all the negative reviews placed. She stated they are unable to find a contractor in the area, told her I could have called Allen Kelly & Company here in Raleigh NC who has an A++ BB rating. They would have been here last night, not sure why you folks can’t find a heating contractor. No call back from a supervisor yet either... Looks like I will be calling the BB.

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    Response from Cinch Home Services

    Deborah, I can definitely understand your frustration with the problems you’ve experienced. I have located your account and a member of my team will follow up with you directly so we can address your concerns as soon as possible. Thanks, Angela

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 25, 2019

    I had Residential MD from my previous residence and I transferred it over once I bought this residence. I've been their customer close to 10 years and I submit claims to them over the phone. The representatives I speak with are fine, and the interactions I've had with their contractors have mainly been the ones for the HVAC and the heater. I got those checked regularly. Residential MD's automated phone system needs a little improvement. They need to review the menu options as some of them are not intuitive. But, other than that, Residential MD is an added assurance for our home appliances and plumbing. It also gives us peace of mind.

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    Response from Cinch Home Services

    Ameen, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Customer ServiceTech

    Reviewed Feb. 25, 2019

    I do not know where to start from. However, this is not too early for me doing this because my service had been transferred three times without any assurance forthcoming one on Tuesday. Bad customer service, just like HMS doing this for free. My Gas range, Dishwasher and Refrigerator are not functioning and I had been in touch people, calling like crazy and the customer service or the management not just follow-up with their freaking service provider and makes you customer pay for all that stupid services. I just feel like is a legal set up fraud.

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    Response from Cinch Home Services

    Abiola, I’m sorry to hear that your warranty experience has not gone how you expected. My team will be glad to assist you and ensure you have received the full benefit your warranty agreement provides. I have located your account and a member of my team will reach out to you personally to assist you with your claims. – Austin

    Customer ServiceClaims HandlingTechSales & Marketing

    Reviewed Feb. 25, 2019

    This company is nothing short of a lying, cheating, scam. After doing exactly what they instructed me to do, five service companies later we finally got our ceiling fan fixed. One year later and 22 calls, they finally officially reject my claim due to some small print that the service provider wrote up incorrectly! This is after four separate times their customer service department shared that checks were cut and issued. There’s a ton more to the story, but buyer beware, this company has negative integrity and is nothing short of a money grab.

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    Response from Cinch Home Services

    Andy, I’m sorry to hear of the struggles you went through on your ceiling fan claim, and appreciate you reaching out to us to let us know. This is definitely not the level of service we aim to provide. I have located your account and a member of my team will reach out to you personally to address your concerns. Thanks, Amanda

    Verified purchase
    Customer ServiceTechPrice

    Reviewed Feb. 25, 2019

    I’ve been with TotalProtect for several years now. I usually call them whenever I file a claim and they have somebody out here the same day or the next. The reps are very polite and helpful and I’ve been satisfied with the technicians they sent except one. I've asked TotalProtect not to send them again. However, the price of the service call has gone up. It was much cheaper when I first got it, but now, it is up to $100 per call. It went up very fast and I wasn’t pleased with that. Still, the price is good and I’ve been satisfied with everything I’ve gone through with them.

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    Response from Cinch Home Services

    Freda, We appreciate you taking the time to share your claim experiences! We try our best to provide quick and reliable service and are pleased to hear that this has been your experience. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 25, 2019

    My tenant was out of a furnace for over a week. I was trying to find a number to call HMS, but I didn’t find a phone number. So, I ended up calling the contractor to figure out what was going on with the furnace. They told me that the home warranty company was supposed to get back to them and tell them what they were gonna do. It was the warranty service company that didn’t get back to anybody. They apparently had the claim sitting on their desk for over a week. They just dropped the ball on that, and that got me yelled at by my tenant. I’ve never had to do anything like this before, so I wasn’t sure if I was the one that was supposed to call or if I was supposed to wait.

    The next day, it was still really cold up there, and the tenants were running space heaters for a week, so it was bad. Nevertheless, I ended up getting a new furnace eight days after I made the initial claim. It was awesome that I got a new furnace and I just had to pay $1,000. In the long run, submitting a claim with HMS was good. However, HMS didn’t feel that my claim was an issue and I felt like they just put me aside.

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    Response from Cinch Home Services

    Ted, I’m sorry to hear about the unnecessary delays your tenants experienced. I assure you this is not the quality of service we aim to provide for our customers, and we regret the inconvenience this caused between you and your tenants. We are glad to hear that you were pleased with the cost savings your warranty provides, and we appreciate you taking the time to share your feedback with us. - Austin

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Feb. 25, 2019

    I picked TotalProtect Home Warranty after I had looked through what they covered. It’s to a homeowner’s advantage to have a homeowner’s policy like that because you will always have situations happen, and it’s not as expensive if you have a coverage like that. You pay your deductible, and according to the contract, if they can’t repair, they replace it. I’ve had to do that several times and they went great. You don’t need to do anything but call up TotalProtect and they would send somebody out within a couple of days. The reps have all been very excellent, accommodating, and clean work. There is not a bunch of hoops you have to go through. Then the techs just come in and they check the issue out, and if they can’t repair, they tell you and move forward.

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    Cinch Home Services
    Response from Cinch Home Services

    Earl, Thank you for choosing us. We are happy to provide you with prompt and reliable service. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Feb. 25, 2019

    My friend had good luck with TotalProtect so I figured I'd get it too. I did some research and found out that they are a good company. I’m on my third month with them now. I filed a claim on my AC unit and it was very easy. I got a very nice contractor and in less than 24 hours, they were able to get the work done. I had a good experience with TotalProtect.

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    Cinch Home Services
    Response from Cinch Home Services

    Gregory, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Feb. 25, 2019

    TotalProtect was something that we thought would be beneficial to us when it was sent to us. We’ve had it for a long time and we’ve had very few claims. And the ones that we have had, I’ve had no issues with them so far. They’ve been very helpful and I haven’t had any problems in submitting a claim. Just recently, our heating element went out, and they were very prompt on that and did a good job. They’ve replaced a dryer and they’ve also replaced a washer. And just recently, I had some plumbing issues and they were prompt on that. I went through a lot of people to try to get one out here, and finally, when I got a plumber out here, they were very informative and excellent.

    Normally, it takes really quick for the contractors to come out. However, this last bout with a plumber, I called TotalProtect twice because one of the guys said he had no time to deal with that. He was booked for two solid weeks. And then the next guy I called couldn’t get out here. So, then I called TotalProtect back and told them they were gonna have to get me somebody in my area ‘cause they had sent me people that were maybe 40 miles away or something like that. They finally found somebody who was just about 5 miles from me and that worked out very well this last time. I can’t really complain about TotalProtect. They’ve been good for us and I would recommend TotalProtect.

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    Cinch Home Services
    Response from Cinch Home Services

    Linda, We appreciate your loyalty! Thanks for sharing your experience and your recommendation! Thanks - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 25, 2019

    Looking at the feedback that I was reading online, TotalProtect was better than the company I had at the time. And when I first started having a claim with them, I would always go online and do it. My interactions with the claims reps were great and if I call in the morning, I might have someone here in a couple of hours. Now, when I have a claim, and it's a specific item that's broken, I try to use the same vendor over and over. I call in and request that vendor because they know what they're doing and I like their work. I want to make sure I have the same continuity that I've had in the past in having stuff done. Knowing that I got a warranty company that's gonna stand behind the claim, that's valuable. Things happen and it could happen in the middle of the night.

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    Cinch Home Services
    Response from Cinch Home Services

    Silas, Fantastic service is what we aim to provide, and we are excited to hear that you were pleased. Thanks for the kind words. – Austin

    Verified purchase
    Claims Handling

    Reviewed Feb. 25, 2019

    I've been with HMS since June of 2016 and so far, good. The claims process has been simple and the reps have been fine when I submit my claims through telephone. If any of my friends were interested in HMS I would tell them I had a good experience with it.

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    Cinch Home Services
    Response from Cinch Home Services

    Hi Richard– We appreciate you taking the time to share your experience, and are pleased to know you would refer us to your friends. Have a great day! Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Feb. 25, 2019

    HMS is a good service, and they always service us and answer our questions. The claims process is smooth, and everything has gone well. When our washing machine went out, they were right on time, and they brought a new one in. Then the latest claim that we've had was for the stove, and the guy that they sent was really terrific. He got the job done quickly and all questions were answered. I like it and the fact that they get straight to the point and not ask a lot of questions. I don’t like questions that they don’t have answers to, but I like the timely manner that they take care of the situations. I’m very satisfied with HMS, overall.

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    Cinch Home Services
    Response from Cinch Home Services

    Phillis, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 25, 2019

    Submitting a claim to HMS Home Warranty was easy. However, it took several weeks for somebody to look at my issue because of the availability of appointment. Still, when the tech came out, he was very good. I liked his speed of service and that he was friendly and informative.

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    Cinch Home Services
    Response from Cinch Home Services

    Christine- We appreciate you and strive to make managing home repairs easy. We are sorry to hear that your scheduled appointment was delayed but we are glad to hear you were provided with fast and reliable services. Sincerely- Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Feb. 24, 2019

    Submitting claims with HMS Home Warranty hasn't been the easiest process. In December, I submitted a claim and the person who was supposed to come to the house never showed up. I ended up filing a second claim for the same thing and I was automatically assigned the same company. Calling and getting in touch with someone at HMS wasn't very easy. I was on hold for probably 20 minutes. I put in a note and asked them to give me someone else and they did.

    The person who came out then said the issue wouldn't be covered. I don't think she was very knowledgeable. A pipe in the wall broke and the house was 65 years old. She said that it wasn't installed correctly, so the insurance company was not gonna cover it. I had to call HMS back and it took 30 minutes to get a hold of a person. They assigned another contractor and it was another week before somebody else came out. He said the place was 65-year-old and the pipe broke due to wear and tear. He called and the pipe was covered. He was excellent and today, the issue finally got fixed.

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    Cinch Home Services
    Response from Cinch Home Services

    Kristen, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    TechOnline & App

    Reviewed Feb. 24, 2019

    We needed a repair for a thermostat in our air conditioner and TotalProtect was able to resolve that. We submitted a claim for that online and navigating through their website was fine. The tech who came out was fine as well. He finished the job faster than he thought he would, so that was good.

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    Cinch Home Services
    Response from Cinch Home Services

    Thanks for sharing your warranty experience Lynn. We look forward to handling your future warranty needs. Have a great evening. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Feb. 24, 2019

    We bought our home 20 years ago and the previous owner gave us the information on HMS Home Warranty. We had one little problem with HMS on the billing. A couple of years ago, we had a change in my credit card and then we couldn’t figure out why they were having an issue. I called in and they said that we were not covered. I told them that my wife took care of the update and that we were covered but apparently, they were charging the old credit card number and we got it squared away. As far as the claims go, I'm very pleased with them.

    Every once in a while there will be a little hiccup. On our last claim, our washer was not working out too well and then there was a delay. The guy that came out to check the washer didn't give all the details to HMS. Then it was just sitting in there, and there was a misunderstanding that we were gonna go ahead and have it repaired. It was really going back and forth and fortunately, this guy that I called said that he would take care of it. He happened to run into one of the people that worked in the processing section and she looked at it. Then she said that there was no way they were gonna send repair and then it turned around, just like that. So far, so good and the replacement unit is a nice model. We also priced it and they first offered $400 for it and I saw that the price was double. We were very pleased.

    Normally, you just have the same coverage you’ve had the previous year. But when something gets changed on the list that you normally have covered, HMS drop it. Many years ago, we had our water purifier system taken off from the list and we didn't know about it. I just happened to notice it one time. So if something has changed or is no longer covered, we need to be aware of that. Other than that, our experience with HMS has been good. I told my brother-in-law about it. Now, they're using it, too.

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    Response from Cinch Home Services

    John, Thank you for letting us know how we are doing! We are constantly updating our processes to better our customer experience. We're happy to hear we you’ve been pleased with the coverage. Have a great weekend! – Austin

    Verified purchase
    Coverage

    Reviewed Feb. 24, 2019

    TotalProtect seemed to have the best track record based on whatever consumer reviews I was looking at. I’ve been with them for years and it was a little bit frustrating when parts that were essential were not covered but I’ve had a good experience with TotalProtect for everything mechanical that I've needed repaired.

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    Cinch Home Services
    Response from Cinch Home Services

    Wendelin, Thanks so much for sharing your experience with us. We strive to provide an efficient claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Angela

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Feb. 24, 2019

    We had a problem with our hot water heater and a dishwasher. I submitted a claim to HMS Home Warranty and the actual process wasn’t bad. But I never got any follow-up whenever I asked for it. Sears and another company came out about four times and could never get the issues fixed. I told HMS that I wanted a different person to come out because I didn’t feel comfortable with Sears or the other people no more. We ended up using BAR. The people we used for the dishwasher and the hot water heater were perfect.

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    Cinch Home Services
    Response from Cinch Home Services

    Steven, I’m sorry to hear that you had some trouble with your claims, but glad to hear that BAR was able to take care of it for you. We appreciate your feedback. - Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Feb. 24, 2019

    Last year, a couple of appliances broke. I called HMS many times, but they didn't respond. My range wasn't working, and it was seven months later that I finally called them, very upset. I told them I was gonna call The Washington Post, or 7 On Your Side and let them know what was going on here if they didn't resolve this issue immediately. The HMS rep got upset too. But then the contractors went in and resolved the issues, and a check was sent to me.

    We've been using HMS for 20 years now, and everything went really well for the 19 years. It's unfortunate, however, because after 19 years of good service, it has been bad recently. HMS responded only when I threatened to call the media. I wonder if they're having financial problems. People should look into HMS' financial background at this point, before signing up to use them. Nevertheless, the contractors that HMS uses are very good, and I haven't had an issue with any of them. When the outside unit of the heat pump died, I called HMS again, and they sent somebody out who was really good at the job. They contacted HMS about the parts, but it turned out the heat pump was totaled. So they replaced the heat pump, and they did it quickly.

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    Cinch Home Services
    Response from Cinch Home Services

    Patricia, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Feb. 24, 2019

    For many years now, I've had HMS. Their response is always good when I make my claims. They always respond pretty quickly. The same can be said with me calling and leaving a message for the other party. I do claims online and there is a dropdown menu where there are categories. Sometimes, there's not an exact fit. Generally speaking, I've had good luck with the contractors HMS has sent. The last contractor I had was awesome. He was in and out quickly. But the one before didn't fix any of my problems - I had two different issues. He just talked the whole time.

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    Response from Cinch Home Services

    Thanks for sharing Lissah! - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 24, 2019

    I got the HMS Home Warranty when I bought the house and it was real simple to do the claim over the phone. It only took about maybe a minute or two and within two days they had somebody out here to take care of the problem. The technician was real courteous, nice and friendly. He seemed to know what he was doing and seemed professional. I definitely recommend them. I'll have to renew with them.

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    Response from Cinch Home Services

    Jon, We appreciate your loyalty! Thanks for sharing your experience and your recommendation! - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 24, 2019

    One of those things that you do when you're buying a new home is to make sure that you have coverage and I heard about HMS when I bought my condo. I called them a couple of times to submit a claim and the experience was good. After I called in, I got a claim number and then, they got somebody to call me. They gave me the information if I needed to call whoever it is for whatever reason that I was calling for. The contractor was both professional and courteous. He checked out and explained some things to me so, that was very good.

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    Response from Cinch Home Services

    Lesia- Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! – Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 24, 2019

    We've had TotalProtect for quite a few years. I usually make a phone call to file my claims and it's easy enough to get the claim in. They’ll assign it to a contractor, and then I'll call that number. And then, what'll happen is that contractor will call me, and they basically subcontract it to somebody else. I wish it was more of a direct person. A lot of times I wish that I had the option of two or three different ones to choose from. I also wish the deductible is a lot lower. They raised it from $75 to $100. Nevertheless, I would recommend them to anybody.

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    Response from Cinch Home Services

    Michael, Thanks for sharing your warranty experience! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 24, 2019

    I've been a TotalProtect customer for nine and a half years now. I figured that having their plan would help me with appliances if they ever broke. I would just pay them a copay to take care of them and I wouldn't have to go out and spend an astronomical amount of money. Having a warranty is godsent. I call my claims in and the process only takes two minutes. Their customer service is really good. A contractor would then come out within a day. A couple of years ago though, I had a painter come out to paint my walls and my ring got stolen. But other than that, the contractors who have come out here have provided me with good quality service. I would refer TotalProtect to people.

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    Response from Cinch Home Services

    Cheryl, We’re happy to hear that Total Protect has always provided you with the service you expect. Each of our service providers are licensed and insured and go through a significant review process to become a part of our network. Thanks for sharing your experience. - Christine

    Verified purchase
    Claims HandlingTech

    Reviewed Feb. 24, 2019

    The claims process with HMS was easy, and they handled my most recent claim professionally. They gave me some options, and then they sent repair techs out to my house. The technician that came was professional. He explained everything that was wrong with the items. He put in a work order, and then he said when he would be able to come and put the parts in to fix the items. He explained what was going on with the things that he was able to fix here. The quality of service with HMS has been good. Any time I have an issue, I file a claim and they do their best to get the best people out here for the item that I’m putting the claim on.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Tanya! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 24, 2019

    The things in the house might break as well as might need a repair. At the time, my cousin told me that TotalProtect was a great company and so we went with them. However, when I submitted my claim, it was a headache. The interactions on the phone were great when I'd call in. What I'm frustrated with is when the claim has been processed and keeping me informed on what's going on as well as the claim takes a while to get done. If the thing has to be replaced, that's the issue. If it's something that just needs a repair, TotalProtect gives the contractor's name assigned to you and a lot of times, these companies are closed on the weekends, especially on Sundays. If you call or go online over the weekend to submit a claim, somebody's gonna contact you on Monday instead of within a couple of hours.

    The last time I had talked to the representatives, they were nonchalant. I was getting my washing machine replaced and they were not passionate enough for me. I was thinking we were gonna get something compatible or just like what we had. It might not be the same model or brand but it would still have all the features in our previous thing. But TotalProtect doesn't get that. When the contractors also come, they usually say they'll get back to you. They were professional, it's just that there's poor communication because they might not be able to get the part or they might just say they'll be sending all that information to TotalProtect. I have two bad experiences with them and so I don't recommend them at all. I've been thinking about going with another warranty company.

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    Response from Cinch Home Services

    Penny, Thank you for bringing this to our attention. We sincerely apologize for the inconvenience you experienced during your claims. We appreciate the feedback and will ensure it is provided to the appropriate department for handling. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 24, 2019

    My experience with HMS when I submitted a claim most recently was horrible. I have not had a working dishwasher since November. I fully understand that I have a European dishwasher, so the parts are really hard to find. But every time I called for service, someone told me something different. So it's very hard to believe anything they said. Their follow-up is not good. On the other hand, the technician that came out initially was fabulous. Apparently, the part is now in his hand, and it will be installed next Tuesday. I'm a little skeptical, but we'll see. Generally, the repair people are nice. It just takes them a while to get to you, and that's something I'm not used to. For instance, we had a thermostat go out, and it took four days to get on the schedule. At least in my city, they're using the top-notch vendors that have a lot of availability.

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    Response from Cinch Home Services

    Kim, I’m sorry it’s taking longer than expected to get your dishwasher repaired. I have located your account and will provide feedback about the delays you have experienced on your claim. We will follow up with you after your appointment to ensure the work is completed. – Thanks Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Feb. 23, 2019

    I called Cross Country Home Services up to submit a claim for my furnace and the reps were very polite and efficient. The tech came out here. He was extremely polite, pleasant and courteous. He was also very good at finding out what was wrong and fixing the furnace right away and fixing it right. The quality of service that Cross Country provides is very consistent. They've always had really good people every time they've gotten me a contractor.

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    Response from Cinch Home Services

    Samuel, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and we’re thrilled to hear you were pleased with the service we provided and the professional service companies that service your claims. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 23, 2019

    We've been using TotalProtect for about 20 years and we've been satisfied with their service. I like submitting my claims over the phone. The customer service representatives have been responsive, and when we had some issues, they also address those. Also, the technicians that have been sent out have been very good and professional. We've been very pleased with their work.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Dorothy. We’re thrilled to hear that overall you’ve been pleased with the service we provide. We appreciate you being such a loyal customer. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 23, 2019

    My utilities, heat and air conditioning are about 12 years old, so having a home warranty is very critical. With HMS, the claim process is very easy. I do it over the phone but it’s a little bit hard to get through. Once I get through, it’s very fine. They normally say a technician will be out here in one day to provide service, but it ends up being two. But the people that worked on my appliance are excellent. They persevere 'till they get it. All have been fixed so far but at their age, they won't stay fixed and I will probably see the technicians again in a year. Overall, the wait to get service can be a little unnerving especially when you don't have any hot water, but the service from HMS Home Warranty is excellent.

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    Response from Cinch Home Services

    Sara- We are happy to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a valued customer. – Christine

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 23, 2019

    I have coverage from TotalProtect Home Warranty for two years. I stayed with them because it's easier. I was really satisfied with them in the first year. I just call on the phone when I submit my claim. Their customer service was very polite and the technicians that they send out to our home are knowledgeable and they get the job done.

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    Response from Cinch Home Services

    Doris, Thank you so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the customer service you received. – Angela

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Feb. 23, 2019

    HMS Home Warranty does a nice job and we like the things that they offer. Submitting claims over the phone with them has been so easy and the people who come to my home are very neat. They take their shoes out, go inside the house in socks and take care of everything. They are big people. I'm so happy that I chose this company because at the moment, we don't have any problem with them. I call them and they go so quickly.

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    Response from Cinch Home Services

    Evelyn, Our goal is to provide quick and easy service, and I'm glad to hear we delivered. Thanks for sharing! – Austin

    Verified purchase
    Claims Handling

    Reviewed Feb. 23, 2019

    HMS Home Warranty's claim process is very simple. Plus, their reps have always been very helpful. The contractors come out three to four days after the claim. They have been great and they know what they're doing. Moreover, they have normally been able to do all the work the same day that they arrive.

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    Response from Cinch Home Services

    Thanks for sharing your claim experience Latoya! I'm glad to hear that you’ve experienced fast and efficient service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Feb. 23, 2019

    Everything has been good with TotalProtect Home Warranty. I've had it for almost three years now and I've been keeping it since their price is lower than anything else. I've been calling in to submit claims and it's easy to do. Someone comes out quickly too. Additionally, it's been good dealing with the techs they've sent. If I don’t hear back from them, I get back in touch with them. When I had a noise in my furnace, the company that came out and looked at it told me they needed to order a part. Then, it was a week and I didn't hear anything. So, I got back in touch with them. According to them, the part had come in that day. And so, they came out the next day and I've not heard the noise from the furnace since.

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    Response from Cinch Home Services

    Madeline, Our goal is to provide homeowners like you with reliable service and we are happy to hear that we delivered. Thank you for being a loyal customer.– Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Feb. 23, 2019

    My friend told me that she switched to HMS and she's happy. I have two properties and I've had HMS for a couple of years now. The experience with my most recent claim was perfect. My refrigerator wasn’t working properly and I called in for my issue. They gave me the information who to contact and they already made the reservation for me. I just double-checked and confirmed it and the guy was there the next day. He ordered the parts and within two or three days, it was done. That was the second time I used them and I'm really happy with them. I've recommended them to many of my friends.

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    Response from Cinch Home Services

    Faye, We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends to us. It is our pleasure to provide you with efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Feb. 23, 2019

    I've been with TotalProtect for 2 or more years now and I call in when I submit my claims. I don't see results doing it online and I don't get anything that I need to see. The online thing asked questions that were not pertaining to me so I couldn’t give a legitimate answer on certain things. But when I get people on the phone, they have been very knowledgeable and nice. They tell me that they will try to get somebody out within 24 hours. However, with my air conditioner claim, they couldn't seem to find anybody to come out in my area. I don't know what I am paying them for if they can't send me anybody. I had to get one on my own to work on my air conditioner then and I didn't like it. I thought about changing to another company because of that. But overall, TotalProtect did really well.

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    Response from Cinch Home Services

    Peggy, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were happy with the service we have provided. - Austin

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Feb. 22, 2019

    Updated on 04/10/2019: I have had a home warranty for my rental home in Palm Harbor Florida for several years. In the spring and fall I have scheduled the "preventive maintenance". Despite the fact that the provider reported in the spring there were no issues with my split system (heat/air) when we needed service in the winter the assigned provider (they use many different companies) said the unit had been neglected and denied service and coverage. They did review the claim but concluded that I would not be covered. The only solution was for me to purchase a new system at the cost of $5000. I was offered no support or consideration for this process, I was on my own. Turns out the "preventive Maintenance" that this plan provides is more of a visual inspection of the equipment and they do not clean or otherwise take any proactive steps to actually maintain the equipment.

    I looked up preventive/preventative maintenance and this is what I found: "The care and servicing by personnel for the purpose of maintaining equipment in satisfactory operating condition by providing for systematic inspection, detection, and correction of incipient failures either before they occur or before they develop into major defects. The work carried out on equipment in order to avoid its breakdown or malfunction. It is a regular and routine action taken on equipment in order to prevent its breakdown. Maintenance, including tests, measurements, adjustments, parts replacement, and cleaning, performed specifically to prevent faults from occurring." I think anyone who has this product or is considering purchasing it should know that they misrepresent what the plan provides. My suggestion BUYER BEWARE.

    Original Review: Unfortunately my experience seems to fall under the category "If it seems too good to be true it probably is". I am concerned that this home warranty may be highly exaggerated and since Cross Country on behalf of Sears has all the power they can easily deny a claim. I have had a Sears Home Warranty since August 2016. I have used the service several times with reasonably good results, however I have an issue with a HVAC unit and they have denied coverage. I have contacted their Support Services Department and I am waiting for someone to review the facts with me and I am hoping for a different outcome.

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    Response from Cinch Home Services

    Mary - I am sorry to hear your claim experience is not what you expected it to be. As with any home warranty, coverage is very detailed in the agreement and there are some items and conditions that may not be covered. I will be glad to review your claim to ensure you are receiving the full benefit of your warranty agreement, and follow up with you directly to further address your concerns. Sincerely, Angela

    Verified purchase
    TechPricePunctuality & Speed

    Reviewed Feb. 22, 2019

    I've had HMS Home Warranty for 10 years and I used to be impressed, but I feel less so now. I usually can't talk to somebody after the recording. And I used to get things quicker, and now I gotta wait for 24 hours. Also, I will never let anybody from Sears or anybody working for them come in. I had an older washer and they sent a kid. He didn't even know how to take it apart to fix it. It went on and on, and I said a couple of things had to be fixed. And then they charged me like 52 bucks. I paid it and then it took a month or two to get it back from them. But besides Sears, the contractors are good and get the job done.

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    Response from Cinch Home Services

    Marianne, We are working hard daily to identify weaknesses and tweak our processes in order to provide the best possible experience for our customers. We appreciate feedback from longtime customers, and the information about our service partner will be forwarded for review and handling. Thank you for taking the time to share your experience. We hope to have you as our customer for many years to come! Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 22, 2019

    Submitting claims with HMS Home Warranty has been a lot better than any other company I've had. Within so many hours, I'm got a call from the service company to set up an appointment. We've had two calls for heating and cooling systems and their guys contacted us within two hours and asked us how severe or if they would move our claim up. Though neither one of the claims were severe enough that we had to have somebody come out immediately. Still, they were out within 24 hours and the service they provided was very good. They knew what they were doing. They asked questions and I told their tech what was going on. Then they fixed my problem.

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    Response from Cinch Home Services

    Michael- We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Christine

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 22, 2019

    When we have a problem with any of our appliances and needed it to be repaired, I call up TotalProtect's number and follow their instructions. And then they give me a repair person and a date and time. Their customer service were very knowledgeable. Their technicians are all courteous, clean and know what they're doing. They did the job without having to come back. If there’s a problem that they can’t fix, they try to find somebody who can.

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    Response from Cinch Home Services

    Frank, Our goal is to provide our homeowners with reliable service partners and we are happy to hear we delivered. Thanks for sharing your experience. – Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 22, 2019

    My grandmother is using TotalProtect Home Warranty. I wanted to save money with the issues that come with owning a home and so I signed up with them too. If I’m submitting only one problem, I go online. But if there’s more than one, I typically call so that I can get my claim grouped under the same trade. Navigating through the website was great. It would be awesome though if they have a mobile app to easily access and submit a claim. But as far as the setup now, I’m fine with them. My interactions with the techs have been good and the quality of the work has been great. So far, I’ve only had one issue with one of the servicers not showing up. But other than that, I’ve had great customer service. They have been able to satisfy all my claims to date.

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    Response from Cinch Home Services

    Jamal, We appreciate you taking the time to share your claim experience! We strive to provide quick and reliable service and are pleased to hear that this has been your experience. Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 22, 2019

    When we purchased our home, HMS Home Warranty was built into our home contract as the previous homeowner had purchased it. But then prior to the warranty running out, we had a little issue and HMS were great to work with so we stayed with them. We called them on the phone to submit a claim and they took care of everything. The process was extremely simple and they had somebody out the next day. The technician was very professional and did a great job.

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    Response from Cinch Home Services

    Randal, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Christine

    Verified purchase
    Claims HandlingTech

    Reviewed Feb. 22, 2019

    TotalProtect has been working fine for me so far. Submitting claims were easy. Then the technicians came and did their job. They were professional and courteous. The first tech who came for the refrigerator didn't repair it and he was not that great. But the second tech knew exactly what was the problem. The quality of work that was performed in my home was very excellent.

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    Response from Cinch Home Services

    Jose, Thank you for choosing us as your home warranty company! We know how stressful managing home repairs can be, and are here to provide you with prompt and helpful service twenty four hours a day! We appreciate the time you took to let us know you are satisfied with our service! -Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 22, 2019

    The customer service and the technicians that have been sent out by HMS Home Warranty have always been really good. I had a hot water heater that went out and it was very easy filing a claim for it. The techs took care of it, and they ended up replacing it.

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    Response from Cinch Home Services

    Rodney - Our goal is to provide reliable service you can count on, and we are delighted to hear we are able to satisfy your home warranty needs. We appreciate you taking the time to share your experience with others. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 22, 2019

    Submitting claims with TotalProtect Home Warranty is easy and convenient for me. I mostly just call them and then do it over the phone. I only had a problem with one contractor that they sent out, but they already noted not to send that tech back. Other than that, the other contractors have been good. I would recommend TotalProtect Home Warranty.

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    Response from Cinch Home Services

    Marilyn, We appreciate your recommendation. We’re happy to hear that TotalProtect has met your needs. Thanks, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 22, 2019

    We've been using TotalProtect for six years now and the claims submission experience has been simple and taken care of in a timely manner. Their customer service reps have been good and we've been happy with their technicians' work quality.

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    Response from Cinch Home Services

    Thanks for sharing your experience Janean. Have a great day! – Angela

    Customer ServiceTechPunctuality & Speed

    Reviewed Feb. 21, 2019

    Let me start off with saying Sears who has been handle the repair has been phenomenal but Total Protect has been a disaster. On December 21st we called Total Protect and we're able to get Sears out the next day to take a look at our dryer. The technician was able to diagnose the issue and order the part. A week later he returned when the part came and it was the incorrect part. He followed up with his team and confirmed it is the matching part for our model of dryer but was missing connectors on the replacement board. So the tech ordered the part again hoping it was just a part mix-up. Unfortunately the same part arrived. Again ordered another one, wrong part. This happened 2 more times all while us as the warranty holders are relaying our frustration to Total Protect to get something done about it. I just got off the phone with them again after 2 months without a dryer and was told they are going to find the part and send it. In the amount of my time, Sears time and the absolute lackluster customer service time, we are here, two months later, without a dryer. We are a family and depend on appliances to work. This refusal by Total Protect to replace the dryer at this point is beyond me. Do not get this warranty. You will regret it.

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    Response from Cinch Home Services

    Evan - I am sorry to hear your claim experience is not what you expected it to be. This is not the level of service we aim to provide for our customers, and I will have a member of my team review your claim to see how we can help and follow up with you personally to address your concerns. Sincerely, Angela

    CoverageTech

    Reviewed Feb. 21, 2019

    I purchased the HMS warranty after purchasing my new home. I called for service on the top load clothes washer that came with the house which was 12-15 years old. 2 of the 4 wash cycles did not work. The other 2 cycles would not agitate with a heavy load such as all towels. The service tech said he was nothing he could do, it still worked so they won't replace it. I paid the $200 deductible for nothing. The machine continued to struggle for a few months, then finally would not agitate at all. The 2nd service said the transmission was gone and did no service. Another $200 deductible paid. I was given the option of a free 3.8 Cubic Foot washer, not an option with 7 people in the house, or $385 credit towards a new one. That $385 credit didn't even cover the cost of the $400 I paid for the 2 deductible service visits. So basically in this case, it is costing me more to have the warranty than not.

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    Response from Cinch Home Services

    Barbara, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. We regret any confusion or misunderstanding which occurred. I will have a member from my team follow up with you personally to address your concerns. Respectfully, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 21, 2019

    HMS Home Warranty was included when we were purchasing our home last year. Submitting claims has been easy. Working with their rep was fine and thereafter, the contractor was quick to answer our request. He came out when he said he was gonna come out and he got the problem fixed in one day. Everything has been fine since.

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    Response from Cinch Home Services

    Jennifer, Thank you for choosing us. We are happy to hear that your warranty has met your expectations, and that we have provided you with prompt and reliable service. Sincerely, Austin

    Verified purchase
    Claims Handling

    Reviewed Feb. 21, 2019

    It's not difficult at all to get through to anybody at TotalProtect when submitting a claim. They told me I have a leak in my wall. I told them it's coming up through my bathroom floor. But they told me that they don't do that. Also, I had a drip in my faucet and they told me they don't change the faucet. They didn't help with the water line but they helped with everything else. And they said that they will get somebody to fix the toilet, but the thing has been running ever since. Other than that, TotalProtect has been alright.

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    Response from Cinch Home Services

    Estella, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 21, 2019

    Submitting a claim with HMS was easy and we quickly had the technicians. It was two different jobs. One was HVAC and the other one was electrical, and both techs told me what had to be done. I was impressed with their timeliness, expertise and how quickly they performed the work.

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    Response from Cinch Home Services

    Greg- Our goal is to provide homeowners like you with fast and reliable service and we are delighted to hear we have delivered. Thanks!!– Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 21, 2019

    I've been with TotalProtect for three years now, and they've fixed what they needed to fix and replaced what they needed to replace. I usually submit my claims over the phone and their reps are excellent. They know what they're doing. However, some of the technicians that they've sent were rude. And if they're rude by the moment they enter, I just tell them to leave and ask TotalProtect for a new one. TotalProtect is willing to work with me and sends somebody new. Some of the technicians, though, were good.

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    Response from Cinch Home Services

    Ignacius, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 21, 2019

    I've had TotalProtect for a long time but they've never irritated me until lately. I didn't have any hot water and when the tech got here, he looked at my water heater and told me it was 12 years old. He played around with it for a while then he got it working. I said, “Wait a minute, wait a minute, this thing’s 12 years old. We both know you’re putting a band-aid on a wound that’s gonna break again.” And he goes, “Doesn’t matter.” It's been about a month now and it's still working. Whatever he did, maybe he's got it going for a while. But to me, it was a waste of effort.

    Then I had another service call when my ice maker quit working. They sent out a guy from Sears. He came into my house, looked at it, pushed the reset button and charged me 100 bucks. It made one load of ice, then it quit working. So they sent the next technician out and he came right in. He changed my ice maker. It took him 15 minutes to put in a new ice maker. Now, it's working fine.

    But it irritated me that the first clown pushed the reset button which had already been pressed before. He was giving me a line of crap. I thought it was baloney that I had to even go through that. But I'm happy with the end result. Also, I did not have to pay another $100 for the second visit so that's a plus for the refrigerator guy.

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    Response from Cinch Home Services

    Thomas, Thank you for being a loyal customer! We’re glad to hear that your warranty has overall met your needs. Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Feb. 21, 2019

    When I acquired TotalProtect Home Warranty, I thought that it might be something good. Come to find out, it wasn’t that good. They had no good providers in my area. My boiler was leaking water badly. I submitted an email online straight to the claims and I loved it. It was a lot better than snail mail. They told me that they had seven days to find a provider. It was February and it was freezing up here. I said that seven days ain’t gonna cut it. It was an emergency. They said that they'd expedite it. Every time I called back, nobody would give me any answers except read from a paper and say that have seven days to get a provider out to me. I’m not stupid and I’m not gonna say that I won’t put in a claim. Everybody I spoke with was halfway nice, but them telling me they couldn’t get somebody out to me for seven days was uncalled for.

    I asked if I could call my own provider in. TotalProtect waited for 24 hours, then authorized me to call my own provider in. I called my own provider and found out only $1000 of that boiler was covered minus the $100 deductible. I’ve been paying all those years for nothing. I could’ve been putting that money in the bank every month and it could’ve bought my $5,700 boiler. The main reason why I had the insurance was for the systems like the electrical or the plumbing. Come to find out that I got the lowest policy ever and I’ve been cheated money every month. It ain’t worth it.

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    Response from Cinch Home Services

    Tammy - I agree this time frame is unacceptable, and am disappointed to hear this has been your experience. We take our network of providers seriously, and appreciate the feedback you have provided. I will ensure it is forwarded for further review.

    Your claim has been reviewed to ensure you received the full benefit of your policy. As with all warranties, coverage is very detailed in the agreement and there are some items and conditions that may not be covered. You should have received a warranty booklet upon enrollment providing you with the terms and conditions of your policy.

    If you have any further questions regarding your coverage, please let me know, and I will call you personally to further address your concerns.

    Sincerely,

    Angela

    Verified purchase

    Reviewed Feb. 20, 2019

    We owned an older house and we felt like there was gonna be things that were gonna happen. I got TotalProtect and I've had no problem putting in a service request. My experience with them has been very good and they've always met my expectations. I have also referred three people to them.

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    Response from Cinch Home Services

    Patricia, We are happy to hear that you’ve had a great warranty experience. Providing efficient service and repairs is our primary goal as your warranty company. Thank you for your loyalty, and for recommending us! – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 20, 2019

    About a year ago, we had an issue with a plumber that took months, and TotalProtect ended up refunding the money. This year, we had an issue with our icemaker so a tech had to come. The issue has been ongoing since October. When the first guy came out, he did something with the icemaker, but it didn't work. He got the deductible though. He came back the next month, replaced the icemaker but it still didn't work. He said we needed to change the filter, which wasn't part of his thing, so we did that but it still didn't work.

    It was a constant battle at that point, calling the provider, and they would say that I needed to call TotalProtect back and get another number. So, I called TotalProtect, got a hold of another number, and the tech was supposed to come back. I called the provider asking if they would be coming out. Then I started getting a woman instead of the gentleman who was answering the phone. She said that she would call the tech and see if he wanted to come out and do another assessment. But she also said that I needed to call TotalProtect back and have someone come out and look at it. Then Sears came out and fixed it. The icemaker worked for about a week, and then it stopped again.

    Sometimes some of the people that TotalProtect contract with are not very professional. It's like they take the $125 and then they run with it. It's almost like you're made to feel that they're doing you a favor, but you paid them. And they probably get money from TotalProtect as well, so I don't get some of the pushback when you call to say that whatever they did hasn't been finished. The customer service on TotalProtect's end has been good this time around. I find them responsive. They send the email right away. They also ask questions. But before, it was just a lot of me, writing letters. I finally did get a response after I sent a letter to the Better Business Bureau.

    I had to speak to four different people for them to update the house number because one of the issues they said was that they were calling the house and no one was answering. They wrote the number in a note, but they didn't change it where everybody could see. The reps should pay a little bit more attention to detail. TotalProtect should also vet their contractors a little better.

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    Response from Cinch Home Services

    Toya, It sounds like we’ve let you down. Should you like further assistance please respond with your property address and a member of our team will review your account and follow up with you. Thanks, Austin

    Verified purchase
    TechRefunds & Payouts

    Reviewed Feb. 20, 2019

    I had TotalProtect Home Warranty prior to the first house I ever bought here and then I just stuck with them because you'll never know when something’s gonna go wrong. And it's hard to come out of pocket a $1,000 versus the copay and maybe $200 more. I normally submit a claim over the phone and the techs usually come out on the same day. But when our water heater went out, it just so happened to be during Christmas and New Year, so that took a little longer but totally understandable. The techs were all very professional and polite. Having a warranty is very valuable and I wouldn't have a home without it. Anybody that owns a home should have something like TotalProtect. You're a fool if you don’t. I've already told a few about TotalProtect Home Warranty.

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    Response from Cinch Home Services

    Thank you for sharing your warranty experience, Cassandra. Providing efficient service and repairs is our primary goal as your warranty company. Thank you for being a loyal customer and for recommending us! Sincerely, Angela

    Verified purchase
    Claims HandlingTech

    Reviewed Feb. 20, 2019

    My wife signed up with HMS when we bought the house 12 years ago and we're happy with their service. Anytime we have a problem, we submit the claim, which is very easy to do. And since everything’s online, I do it in four minutes. Sometimes on the same day or sometimes the next day, the reps at HMS send a technician, and then the techs resolve the problem quickly. The contractor who showed up a couple of weeks ago was a very good and nice guy. He checked the problem out, and he said that the water heater was messed up and wouldn’t be fixable. He said that I had to replace it. He called his boss. And then, after 30 minutes, he came back and said that they had talked to HMS, and the only thing I had to pay was the $100 deductible. Overall, it was a good experience with their company.

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    Response from Cinch Home Services

    Zana, Thank you for choosing us as your home warranty company! We know how stressful managing home repairs can be, and are here to provide you with prompt and helpful service twenty four hours a day! We appreciate the time you took to let us know you are satisfied with our service! - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 20, 2019

    TotalProtect Home Warranty called me up one day and I signed up for it. Thus far, I usually submit claims over the phone and I get through to somebody in five minutes. Their reps have been very polite. Also, the techs have been fine. Their customer service is excellent. Overall, I've been having a great experience with this company.

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    Response from Cinch Home Services

    Katherine, We’re glad to hear that your warranty is meeting your needs and that you’ve been provided with the service you expect. Sincerely, Christine

    Verified purchase
    Customer Service

    Reviewed Feb. 19, 2019

    I am very dissatisfied with the customer service I have been shown with HMS for 7 months now concerning my dishwasher. I have not been able to use it for 7 months due to it never being fixed and I paid for that first visit. Now here we are 7 months later and you have canceled my service call 4 or 5 times on the day they are suppose to fix my dishwasher because I will not pay another 100.00 deductible since I already paid it months ago and the problem has not been fixed. I want this issue taken care of immediately.

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    Response from Cinch Home Services

    Marybeth, I’m sorry that you’ve been without your dishwasher for 7 months, I assure you this does not reflect the normal turnaround time for a claim. I have located your account and see that you have been approved to locate a service company of your choosing to complete a diagnosis of your unit. I will have a member from my team follow up with you personally to ensure this is resolved as soon as possible. Thanks, Austin

    Customer ServiceTech

    Reviewed Feb. 19, 2019

    I filed a warranty repair on 12/18/2018. A repair man was dispatched shortly after and declared that the washing machine was not feasible to fix due to the price of the part that was broken. He provided me a receipt of service and stated that he would return a call back to the warranty company stating that he could not fix. The warranty company never got back in touch with me so after my return call, they kindly informed me that they would have to send another repair out to get a second quote. The second repair man was called by myself to setup service, but after explaining the details to him about the broken part, he refused to come out citing the same issue as the first repair man that initially came out, that the part needed for repair exceeded the cost of the product. I then returned a follow-up call back to the warranty company only for them to refute both repair-mans diagnosis and insist that Sears appliance repair comes out to fix the product. The Sears repairman showed up, diagnosed the same issue and the defective product as the first two repairman, and quoted us a $640 dollar part needed for repair, that would take 1-2 months to arrive from Germany. I recently followed up twice with Total Home Protect only to be told both times that the decision to repair or replace lies in their hands(Sears) and we will have to wait. The total process has been going on for 2 months since the original warranty call was made, and since January 20th since they informed us that we would have to wait.

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    Response from Cinch Home Services

    Hi Jeremy - Our records indicate you have been approved for a replacement clothes washer since submitting this review, and accepted a cash allowance in lieu of a replacement to put towards purchasing a clothes washer of your choice. If you need further assistance with your claim, please let me know, and a member of my team will call you personally to address your concerns. I understand this is an unacceptable amount of time to wait for a resolution, and apologize for the inconvenience this may have caused you. Please know, this is not the level of service we aim to provide for our customers. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Feb. 19, 2019

    I received my HMS warranty in August of 2018 after the purchase of my new home. On February 12, 2019 I submitted an online claim because my furnace was not working. My carbon monoxide alarm had been going off for several weeks prior to this date, I changed the battery and the alarm stopped. I received a referral to A Absolute Heating and Air.

    I called and left a message via voicemail, but my call was returned via text stating Thursday, February 14 was the soonest my furnace could be serviced. I thought a text message response was slightly unprofessional. But, what I was told my Chris at A Absolute was he preferred texting over calling because "customers tend to tell their whole life stories and that just takes too much time" he said. What I was later told by Chris was my furnace needed a new heat exchanger or possibly to be replaced due to the amount of Carbon Monoxide that was coming from my home. So, I was told that the service call would be documented and a new part would be ordered ASAP.

    I am now on my 8th day WITHOUT heat in sub freezing temperatures in a home with children. I have called HMS several times, as well as A Absolute without any resolution. The last contact I had with A Absolute was I was going to be charged $1,275 for labor costs that HMS will not cover. But HMS says I should only be charged my $100 deductible. I have never been so frustrated with the bureaucracy of policies especially when it involves carbon monoxide and sub freezing temperatures in a home where children live. HMS and A Absolute this is unacceptable!

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    Response from Cinch Home Services

    Cheri, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered by your warranty. In this instance your warranty addressed parts and labor for the failing furnace, and the out of pocket expense was related to modifications and upgrades which were required in order to install the new unit. Since those items were not failing, they do not qualify for coverage. This information can be found in the terms and conditions of your warranty booklet that was mailed to you upon enrollment. I will have a member from my team follow up with you personally to further to address any remaining concerns. Respectfully, Amanda

    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Feb. 19, 2019

    Beware! HMS is a fraudulent. They use bottom of the barrel contractor that do not show up. I've been without heat since early January. I bought space heaters to keep my house at a balmy 45 inside. I've had to leave my water running. I've taken days off work and waited on contractors that do not show up. I've called, I've followed up, I've had confirmation. I was told this was escalated to emergency which was January. This company will do anything to prevent you from getting work done.

    What does HMS do when I'm sitting in my house for over 2 months without heat in the winter (polar vortex)? They say they won't cover frozen pipes but can't get anyone here for 2 weeks. When they do set up an appointment they are a no show after multiple confirmations. Fine set up a second appointment... No show again. And this is the SECOND and only other contractor they use in the area. I call HMS and they give me the ring around and barely know what the issue is. I ask for a manager and strange one isn't available. They said they would call back but nope never got a call. This place is fraudulent.

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    Response from Cinch Home Services

    Rob, Thank you for bringing this to our attention. This is certainly not the level of service we aim to provide. I have located your account and my team will complete a thorough investigation and give you a call as soon as we can. Thank you for your continued patience. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Feb. 19, 2019

    We signed up with TotalProtect and our experience with them has been good. Right now we're going through a claim with the water heater. We were expecting that they had the deductible, but we had to pay $750 plus the deductible and we were not happy. We're still waiting for them to call to install the water heater. It's a pain because we can only take one shower and there's four of us that live here. They kept saying the next day, and we still haven't heard back as far as our delivery. We had another claim from GE that was supposed to get delivered, and the delivery took longer than expected. When the techs who delivered the refrigerator went out, they dented our door and had paint on our door and door frame. That was a little disappointing, though TotalProtect had an insurance come out here and they gave us $100 to fix that. Our renewal is in April and we're not so sure if we'll renew or not. We might end up trying something else.

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    Response from Cinch Home Services

    Marianne, Thank you for choosing us, we are happy that we have overall met your expectations, and have provided you with prompt and helpful service. Should you need further assistance, please respond to this message with the best time to reach out to you. - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 19, 2019

    Going through the claim process with HMS Home Warranty was easy. I called in, gave the rep my contract number and told them what I had going on. They sent a service provider out to inspect the item and determine what was wrong with it. Once the service provider made his determination, HMS contacted me and told me that it should be completed at a certain date. Their reps were very helpful, courteous and informative and they wanted to make sure I was completely satisfied. They were going to make sure that my problem was resolved one way or another.

    While I have had no problem with HMS, I experienced some trouble with Sears which was one of the contractors HMS had ordered out to service my microwave oven. They couldn't get the parts for it and I ran into a little stumbling block there. Once that was settled, and they found that they didn't have the part, HMS contacted me and told me that they couldn't find a part for my oven, so they would just replace it. Despite the issue, Sears' techs were really courteous and timely. They did not hesitate to go in, look at my microwave and tell me what was going on with it. I'm very satisfied with my experience with this company. I would recommend HMS to anyone who is looking for a home warranty.

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    Response from Cinch Home Services

    James,Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Customer ServiceCoverageTech

    Reviewed Feb. 18, 2019

    I would give negative if allowed. Home Buyers, stay away from this home warranty home when you see sellers advertise it on their listing! Sellers, have some heart and do not use this company to lure innocent buyers! Their way of operation is to promise everything before you purchase, and deny everything after you pay. There should be a class action filed against this company. Our dryer broke down a few months after we bought our home and we also discovered washer and refrigerator have issues. After paid $100 for a contractor to come and check, and numerous calls to check on status, we're finally told they are not going to cover ANYTHING!

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    Response from Cinch Home Services

    Cindy - Please know that we recognize it can be an upsetting experience to learn that an item may not be addressed by the home protection agreement. It is very important to us that our customers are educated on the coverage they retain, and are sent a copy of their contract within the first thirty days before the warranty goes into effect. We would never intentionally deny any customer's claim and apologize for the inconvenience caused. If you would like our assistance to complete a thorough review of your denied claim, please respond to this review with your claim/contract number so we an locate your account and ensure the proper claim decision was made. Respectfully, Austin

    Insufficient response received
    Claims HandlingCoverageTech

    Reviewed Feb. 18, 2019

    Our first claim was our garbage disposal and we paid the $100.00 "deductible" and they came to fix the disposal, no problem. Then our fridge started making a noise that indicated it's not going to last us much longer. We schedule a guy to come look at it to diagnose the problem. The tech said that we still owed another $100.00 "deductible" but said the warranty wouldnt cover "only a noise" so there was nothing he could do - but I still owed the $100.00 "deductible" because he still "provided a service".

    This company misuses the word deductible to make their customers think it's going to go toward repairs when really it's a service fee. Additionally, if our fridge eventually goes out, I was told we would have to pay ANOTHER $100.00 "deductible" JUST to diagnose the problem. These people are scammers, so stay far away!

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    Response from Cinch Home Services

    Ellen, I’m sorry to hear about your experience, I assure you this is not the quality of service we aim to provide for our customers. I will have a member from my team follow up with you personally to discuss your concerns. Thanks, Angela

    Customer ServiceClaims HandlingSales & Marketing

    Reviewed Feb. 18, 2019

    Updated on 03/05/2019: We have an appliance that was broken in November. We made our claim in December and we were sent a letter claiming they were going to send us a claim check to replace the appliance. Here it is, March, and we are still waiting for the check with no resolution in sight. We have contacted HMS over and over with no resolution. Nobody in the call center can help us and they are constantly giving us the runaround. I have emailed them, called them several times, commented on their Facebook page (which they then deleted!) I DO NOT recommend this company! We feel completely scammed by them. They have been lying to us for months and giving us the runaround.

    Original Review: HMS offered my husband and I a credit for a new refrigerator (which broke in November) They sent us a check with the wrong name and we called to cancel it. We called almost weekly to get a new check and then a few weeks ago (almost 2 months after this issue began) they sent us another check, again with the wrong name. We cannot cash this check. It has the wrong name. We have spoke with several people. Called several times and have been given no resolution for this issue. We feel like they are trying to purposely getting out of paying us our claim check. We feel completely scammed.

    I am just so devastated because I am pregnant and we need this refrigerator. I wish they understood how hard it is to keep healthy food available when you do not have a place to store it, when you have to eat out of coolers on the porch in the middle of winter. We pay for this service every month and we just cannot believe we are getting treated like this. We feel like nobody is ever going to help us. We have been completely let down by HMS and their refusal to give us the claim check which they said they would. I don’t know why we pay them, when they are just going to make it impossible for them to hold up their end.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 18, 2019

    I was a customer of HMS Home Warranty with a prior home, so I knew them and worked with them in a different house. With this new property, the warranty was included in the sale of the condominium. It was a wise decision on the seller’s part because the appliances and the equipment were 10 years old and so, I was concerned about the shelf life on them. The real estate agent told them to purchase on my behalf for the first year, and I inherited it. I continued with them because of their reputation. They were a bigger player and that they would be good in the marketplace.

    When I submitted claims, the experiences were all good except for one. The only experience that was problematic was that the call was disconnected and the agent did not call me back, which was a very unprofessional response. So, after eight minutes, I called back but then I had to start all over again. I documented this and they also did. So, someone someplace is addressing this. The contractors were excellent. I am a very thorough individual as a psychologist and I ask million questions. So, they never had a chance if anything, other than to give me a full explanation. They have been clear on giving me a copy of the receipt on the internet before they left.

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    Response from Cinch Home Services

    Michael, We are sorry to her that you had a hard time submitting a claim and are happy that you were able to speak with our representatives to help you through the process. We appreciate the time you took to share your experience. - Austin

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Feb. 18, 2019

    We've been with TotalProtect for about 10 years now. Submitting a claim used to be great. But it seems like lately, in the past five years, it goes up every year. Our experience in June was horrible. Our air conditioner went out, and TotalProtect sent over a referral APW. Then, they said that they would take care of our appliance care for us. We got a call from the Appliance Care people and they were acting like they knew nothing -- we told them what was going on. And then, APW said we needed a new furnace too.

    It took forever. I made phone calls to both the referral that TotalProtect gave us and them. They are supposed to replace our appliance and if it is non-replacement, give us the money for that. We got hardly anything. $900 for air-conditioner and heater were pulling teeth. It was horrible. Everybody was throwing us to the other person. But my husband got insurance. On the other hand, we just had our garbage disposal replaced less than a month. Appliance Care people were on it. But they took our rebate from Kansas City Power and Light that we were supposed to get. They also said that was part of our TotalProtect plan.

    TotalPtotect referred us to a company, which they told us the number to call. We called and for five days, we haven't heard anything from these people. So I called TotalProtect back and told them I haven't heard from the people they referred me to and asked for a different referral because I don't want to deal with that company anymore. The people that we used to deal with before that TotalProtect referred us to, would always come. I asked TotalProtect if we can have them but they said that the company is not with them anymore. I used to brag about TotalProtect to my family and friends but now, I don't say anything because I'm embarrassed that I felt like we got taken.

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    Response from Cinch Home Services

    Sylvia, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. Should you need further assistance, please respond back with the best time to reach out to you. - Amanda

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed Feb. 18, 2019

    My son had TotalProtect Home Warranty and he was very happy with them. We’ve also had them since we’ve lived where we’re at now. In November, we filed a claim with them for our furnace. We also had them fix our garbage disposal and our stove. We were happy with all three of those services. All we had to do was to call TotalProtect and get a hold of somebody. Then, they would send an email to a place that works with them, then that place would call us. TotalProtect would give us the place's number just in case we didn't hear from them. But we've always heard from them within three hours. They then set up a time that was convenient for us for them to come out. The techs who came out were very nice, courteous, and friendly.

    About three years ago, our furnace had water that drained and we had someone come out for it. The furnace had to be unclogged, but TotalProtect did not wanna cover it. We had to pay out of pocket to get the furnace cleaned and unclogged. Even the tech said that he didn’t understand why they wouldn’t cover that because we couldn’t use the furnace if it was clogged and it was no one’s fault that it did that. Also it wouldn’t be a whole lot of money to do it. That was the only issue we ever had with them. Other than that, we've been very pleased with TotalProtect. In fact, we've recommended them to several people.

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    Response from Cinch Home Services

    Sue,Thanks for your kind words! We appreciate it. - Amanda

    Customer ServiceClaims HandlingTech

    Reviewed Feb. 17, 2019

    We have been with Sears Home Services for almost 10 years and recently I think Cross Country Home Services took over it from Sears and unfortunately we are one of the customers who landed with Cross Country Home Services. First of all, their customer service over the phone is soo horrible, they always talk over us. They talk like robots repeating the same lines over and over... Shows very inexperienced. Anyways, I opened a claim with them regarding a very minor issue with my gas cook top- two of the burners were not igniting automatically, I have to use a lighter to turn them on. They randomly assigned some not qualified, inexperienced, non-English speaking appliance repair company to fix my cook top. And these guys customer service was worst than the Cross Country Home Services customer service.

    Two guys come in with big tools boxes as if they are handling some big machinery, try to shake my cook top very aggressively and mess my cook top completely. The guys finally left telling me not to use just one burner because they will come back with more parts. And guess what? When I started cooking within 2 hours the whole cook top blasted and gas/smoke was everywhere... It would have been a major accident because he broke some gas pipes and did not inform or maybe he does not even have any knowledge about it.

    Now I insisted with Cross Country Home Services to send only Sears Technician to fix my cook top. When the Sears technician came...he was shocked to find out the pipes were broken and that the technician from other company let me cook in that condition. Now that Cross Country Home Services came to know that first company broke the cook top they are telling me that I have to work ONLY with them to fix... Can you believe that!!!

    Cross Country Home Services does not want to take any responsibility for sending the bad technicians to our home and putting our lives and home in danger and additionally they are telling us we have work with only those technicians...those people who are clueless. I'm still waiting to hear back from Cross Country Home Services SUPERVISOR (who was supposed to call me with 24-48 hours and it's more than that now).

    And added to that I'm not able to cook for the one week because of the mess Cross Country Home Services has created by sending some unqualified technicians to my home... More expenses eating from out now. I'm even planning to file a law-suit against CROSS COUNTRY HOME SERVICES now for being so reckless and sending reckless technicians to our home!!! I strongly recommend not going with Cross Country Home Services who are SO IRRESPONSIBLE AND WORST CUSTOMER SERVICE.

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    Response from Cinch Home Services

    Lucy, This is definitely not the level of service we expect from our providers, and we’re sorry to hear that this was your experience. If you need further assistance with your cooktop claim, please respond to this message with your full property address so we can access your account to contact you directly. Thank you, Austin

    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Feb. 17, 2019

    I purchased this HMS Home Warranty 3 years ago. In that time span I have had to contact them 3 times about the same problem. The first time a guy rings the bell- not in uniform and seemingly unfamiliar about what to do with my furnace problem. He poked around for about 5 minutes said that a part was needed and that was the last I heard of him. When I contacted HMS they had no knowledge of the part that was supposedly required. Thankfully the furnace remained on until recently.

    Two times this month, I contacted HMS regarding the furnace not working- during 30 degrees- they asked the basic questions then told me that someone would come out the next day. I explained to the representative that the temperature in my state was below freezing and that I had children in the home. She was blunt and rude to say the least! She said, “Either you can take the appointment for tomorrow or take a 50/50 chance on today- which one will it be?” I was so disgusted by her heartless response. I felt like I had no other choice but to select the guaranteed appointment. I asked her what I was paying for if they don't have service available when I call. She again, replied with a nasty ignorant response “YOU ARE PAYING TO HAVE YOUR FURNACE FIXED OR REPLACED. THAT IS WHAT YOU ARE PAYING FOR”.

    At that moment I knew that it was beat for me to hang up because I felt myself raging with anger. This morning at 7 am I contacted HMS again for the same problem- the furnace wasn't working. I was provided with a claim number and phone number for the company that Was to fix the furnace. I contacted the company and left a message. One hour goes by, then two, then three, then four hours without a response from the company. I left another message to no avail. I contacted HMS again expressing my concerns about not receiving a response from the furnace company. I then requested that they make the call to the company. And you wouldn't believe what happened- NO ANSWER.

    This company HMS that I have been paying for 3 years has failed me every time that I needed them. I requested to speak with management/supervisor- I'm sure you can almost guess how that went— "There isn't a supervisor here today. But I can put your name on a list to have one of them call you when they are available." I still don't have heat and it's almost noon. I am so absolutely disgusted with this company.

    DO NOT CREATE A CONTRACT WITH THIS COMPANY. I'm going to do everything that I can to make sure that everyone knows that HMS is not a company that is interested in its customers- HMS is a RIPOFF!!! I want to WARN you about this company and the false claim of 24 hour service. Please note. 24 hour service only means communicating with them- it does not pertain to solving whatever problem you are having especially if it is after 5 pm. I want a full refund for services not rendered!!!

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    Response from Cinch Home Services

    Linda, I assure you that the customer service you have received is not the level of service we aim to provide. My team and I would like to take a look into your claim to see how we can help. I have located your account and my team will complete a thorough investigation and give you a call as soon as we can to address your concerns. Thanks, Angela

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 17, 2019

    I've had the HMS service since December 2013 and their reps have always helped me out. They have good contractors too. The contractors contact me and make sure that they take care of things. HMS had changed contractors, however, because in 2013 when my washer broke down, it was a different company that came out. We suddenly had the problem with the dishwasher for the second time, and the company that was sent out was also very good at getting things done. The contractors call me directly, and if I tell them to call my daughter, they are nice. I'm very satisfied with the service. HMS always takes care of my business when I need them to.

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    Response from Cinch Home Services

    Marjorie, Thanks for sharing your warranty experience. I'm happy that we were able to provide excellent service. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Feb. 17, 2019

    One of my former mortgages said signing up with Cross Country was an option I could do and I had been satisfied so after I refinanced and had a different mortgage, I went back to Cross Country. The reps were very nice and helpful. In fact, they made it easy to set up what I needed. I’ve not had any problems with submitting claims either. I do it online and they send me a notice of who is going to be coming to my house. Then either I contact the company or sometimes they contact me first.

    The contractors have been very good as well. When I had my air conditioning replaced and the contractor created a problem, they fixed it at no cost to me. The only thing that I was a little uncomfortable with was that I wasn’t given an opportunity to have any input on the air conditioning system. It's not as efficient as the one that I would have liked to have and I would have been willing to spend a little more to get it. But except that one thing, almost everything with Cross Country has been positive. For the most recent claim that I had for my disposal, the contractor was out here pretty quickly. It was just a couple of days.

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    Response from Cinch Home Services

    Carolyn, Thanks for sharing your warranty experience! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Feb. 17, 2019

    When we have a particular problem and if the rep is someone who is good, he could say that the claim is not covered or then we'd find out if that would be covered or not. The issue comes if a contractor is sent out and we have a problem with our sink, and TotalProtect will say that the sink part is covered but not the faucet part. So I would recommend, whoever is doing the initial call, to actually research to find out if the issue is specifically covered. I called one time for our garage opener and TotalProtect said that it's not covered. I'm like, "I'll call somebody else." I'm okay with that and I don't have to wait at home, paying all deductible to find out it's not covered. To me, the screening process could be better. Sometimes it's good, sometimes it's bad.

    I have four rental houses and I have different home warranty companies for different homes. I also use American Home Shield and they are short in the morning. I wait a lot longer. But with TotalProtect, I get through fast on the phone. There's not too long hold. Even though I ended up suing them in a lawsuit on one particular case, one bad case doesn't make the whole thing bad. Other than the screening, TotalProtect is pretty good.

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    Response from Cinch Home Services

    Thanks so much for sharing your experience with us Larry. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed Feb. 16, 2019

    Scam company!! Took my deductible and sent 2 companies out who refused to even attempt to fix my refrigerator. I want my money back! Denied my claim saying a light bulb caused a fire in our freezer, which of course is not covered. There is also no evidence of this. We were promised a detail denial letter, which of course never came. We were left without a refrigerator for the holiday season and then had to pay out of pocket for an appliance that was insured. Plus the expense of eating out because we were not able to keep fresh food in the house. Their customer service is rude and impossible to get a hold of.

    I filed a complaint with the Attorney's General's Office who said I would hear back with a response from HMS, again, I have not. I want to let everyone I can know of our horrible experience so they won't be scammed as well. From the thousands of other reviews online, this company does this to the majority of their customers. I have yet to see one positive review. Will also be filing a small claims suit!!

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    Response from Cinch Home Services

    Joseph, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and specific conditions which may not be covered by your warranty. In this instance your warranty will not address a fire that caused the unit to no longer continue to work. This information can be found in the terms and conditions of your warranty booklet that was mailed to you upon enrollment. We regret any confusion or misunderstanding which occurred. Respectfully, Christine

    Customer ServiceClaims HandlingTech

    Reviewed Feb. 16, 2019

    Our garbage disposal broke on a Sunday morning, causing a steady leak under the sink and a mini flood in the kitchen. We called HMS immediately and were routed through the automated system to file the claim, as they did not give you an option to talk to a claims agent. We booked the earliest appointment for the service provider to come, which was Monday between 8am - 4pm, which was a considerable window to cover. The service provider came around 2pm. He said that the disposal needed to be replaced with a new one (broken seal at the bottom of the disposal). He said that we had a top of the line disposal, and he could only replace it with a builders grade (i.e., "cheap") disposal. His suggestion was to not take the replacement and ask for a buy out.

    When we had taken out the warranty, HMS told us that they would either: 1) repair any broken appliances, 2) if it could not be repaired, they would replace the item with THE SAME item, 3) if the same item were not available then they would replace it with a "like for like" item. So when the service provider said that he would replace it with an inferior product, I was not pleased. We called HMS together, and they confirmed that they would NOT replace it with a "like for like" but instead with an item that had the same spec (only one spec though, which was in this case, the HP of the disposal). They would not replace it with the same quality, though. The service provider said that we should ask for a buy out instead. He put the request into HMS to offer a buy out by 4pm on Monday.

    I followed up with HMS on Monday evening, Tuesday day time, Wednesday evening, and Friday evening. Each time, I was told that the matter was "in research" and they would get back to me within 24 - 48 hours. It has been 6 full days since the claim was made, they have never called me back, the matter is still "in review," and I still don't have a usable kitchen sink due to the leak. Every time I call, I get a different story. (They do replace "like for like", they don't replace "like for like", no continuity between calls, wrong information recorded, and this last time "no record of the claim being in research").

    I am so frustrated as it seems like nothing is happening and all I can do is keep on calling and getting the runaround. This is fraudulent behavior, and I will NOT be renewing this policy as it is such a waste of time and money. By this time, I could have already ordered the part online and had it installed days ago. Totally useless! Called the HMS number the morning the garbage disposal broke. Got a while its broken. We wash dishes in the sink with a bucket.

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    Response from Cinch Home Services

    Carla, I am sorry to hear about the delays you experienced on your garbage disposal claim. I have located your account and my team will complete a thorough review of your claim and follow up with you personally to provide a resolution. – Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Feb. 16, 2019

    We looked at the positives of having a home warranty, and believe in having insurance coverage for various things that we own. Whenever I submit my claims to HMS, I do it over the phone and found the process to be extremely easy. Their technicians were very professional and complete the work in a timely manner. Their quality of work was excellent. I'm very satisfied with my home warranty with HMS.

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    Response from Cinch Home Services

    Linda, We are thrilled to hear that you’ve been pleased with the service you’ve received. We strive to provide efficient repairs and professional service partners, and it’s great to hear we delivered. Thanks for sharing! - Angela

    Verified purchase
    Claims Handling

    Reviewed Feb. 16, 2019

    I have been with TotalProtect Home Warranty for over five years now, and I am satisfied with them. The claims process is fine and I haven’t had any issues at all. I just call them and tell them whatever the problem is. They come to the house and I just pay the $100 deductible. They take care of everything.

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    Response from Cinch Home Services

    Vinita, Fantastic service is what we aim to provide, and we are excited to hear that you were extremely pleased. Thanks for the kind words. – Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 16, 2019

    My brother had TotalProtect Home Warranty. He had a problem with his refrigerator and the techs came and fixed it. And then, I saw other little minor things that they all fixed and they were all taking over my brother's bills. I thought I needed that for myself so I called and was able to subscribe to TotalProtect. However, my experience with them has been a little less professional than it should be. Sometimes, they call back a little later than I would imagine it would be.

    I had an experience with my air-conditioning that went out. They said it will be almost two days before they could get to me. We were in a house of 90 something degrees so it was one of those really hot summer days. Then I had to call the electricians who came on in and took care of the job. It would be so nice if when we put a claim in, TotalProtect shouldn't wait to the end of the day to get to us. Sometimes they shift those areas around, depending on what area you're living in. But that was the only bad time I had with them. The techs were always pleasant and kind.

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    Response from Cinch Home Services

    Hi Judy, We appreciate your feedback about your experience, and regret to hear that it was less than you expected. Our goal is to provide an effortless claim experience and we appreciate you trusting us to handle your home warranty needs. Sincerely, Austin

    Profile pic of the author.
    Ronald increased rating by 1 star.
    Claims HandlingTech
    After a positive interaction with Cinch Home Services, Ronald increased their star rating.

    Original Review: Feb. 15, 2019

    This was my first big claim i had to submit and i am very disappointed because it did not go well and that there are no service providers in my area to service my water heater. Even though when i signed up with Total Protect Home Warranty they stated they have plenty of service providers in my area. I had to wait a week for Total Protect to look for a service provider before they gave me authorization to find my own service provider. During that week my water heater was leaking a lot of water which my wife and i had to clean up 2-3 times a day for a week.

    I found my own service provider in 1 day and my water heater was replaced that same day. I am also disappointed that i had to pay upfront and then wait to get re-reimbursed from Total Protect. I submitted my paperwork the same day that my water heater was replaced (7 Feb 2019) and Total Protect is telling me it can take up to 4 weeks to receive my reimbursement. This is Not Acceptable! I hope my next claim experience will be much better, if not then i will probably look for another Home Warranty company to switch too.

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    Response from Cinch Home Services

    Ronald, I'm sorry to hear we've disappointed you, and I’d like to expedite your reimbursement due to the situation. I’ve located your account and my team will reach out to you directly to assist you. Sincerely, Angela

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Suite 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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