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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company with over 45 years in business. It sells three plans with three different service fee options for flexible coverage and pricing. Cinch offers a 180-day workmanship guarantee and coverage for mechanical failure due to rust and corrosion damage, two perks that set it apart from other home warranty companies. Overall, Cinch can provide cost-effective solutions for appliance and home system repairs, but there have been some instances of dissatisfaction with the service provided.

Visit www.cinchhomeservices.com
Pros
  • Easy-to-file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

Over 10k reviews since 2014

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    2 featured reviews
    How do I know I can trust these reviews about Cinch Home Services?
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    Page 33 Reviews 6035 - 6235
    Verified purchase
    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed March 26, 2019

    I purchased a home and I wanted a home warranty, and my realtor gave me HMS. I called them to make a claim and it was completely simple and easy. They were prompt, courteous and they covered everything. The contractor was great and I was completely satisfied.

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    Cinch Home Services
    Response from Cinch Home Services

    Susan, We aim to provide quick and helpful service, and are happy to know we have delivered. We appreciate you taking the time to share your experience. - Christine

    Verified purchase
    Customer ServiceTech

    Reviewed March 26, 2019

    The customer service at Cross Country was fine but the service people that was supposed to come out didn’t call until I had to call and find them. The AC was out and it took a week and a half to get things done but once the technicians got there, they were fine. However, I canceled that policy because I was pissed off and then, I switched.

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    Response from Cinch Home Services

    Mark – This definitely does not sound right. Our service providers are a representation of our company, and we are disappointed to hear this was your experience. We regret we have lost you as our customer, and sincerely appreciate the feedback you have provided. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 26, 2019

    The claims process with HMS Home Warranty is pretty easy overall. It's usually over the phone that I submit claims and the representatives are real good. Then usually, a technician is out the next day or so. The technicians I've had were pretty good too. They knew what they were doing and no follow-up appointments were needed. Everything is working like it should.

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    Cinch Home Services
    Response from Cinch Home Services

    Thanks for sharing your warranty experience Jeffrey. Thank you for choosing us as your warranty provider and that we were able to provide great service. Have an amazing weekend. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 26, 2019

    I have had TotalProtect Home Warranty for two years. To submit claims, I just call them and explain the problem with my appliance. Then they have someone come out and check it out for me. I just pay my deductible. Usually, if they can't fix it, they give an amount of money to replace the item. Their contractors have been great, very friendly and knowledgeable. TotalProtect have selected good contractors that know their job. They had been great with my recent claim and honored their policy.

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    Cinch Home Services
    Response from Cinch Home Services

    Rembert - We take our network of providers seriously, and appreciate the feedback you have provided. Thank you for taking the time to share your experience, and we hope to have you as our customer for many years to come. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 26, 2019

    Using HMS's online service to submit claims has been easy to navigate. They handle my situation very well and a contractor is out here within 24 hours. Both the techs they sent were very good. I liked their response, communication and craftmanship.

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    Cinch Home Services
    Response from Cinch Home Services

    Mark, We aim to provide quick and efficient claim resolutions, and are happy to hear we have been able to meet your home warranty needs. Thanks for sharing. - Austin

    Verified purchase
    CoverageTechSales & Marketing

    Reviewed March 26, 2019

    I would never use HMS Home Warranty again. First of all, when you try to get someone to report a problem, they have a recorded message that doesn't allow you to speak to a human being. It took me almost five minutes to finally reach a person. They should remove that system or improve it. Second, I moved into a house that was built in 1996. It's 26 years old. I moved at the end of June and at the beginning of September, the furnace broke. I called the realtor who represents HMS and we had several conversations because it looked like I was gonna have to go and pay for a hotel because HMS didn't cover furnaces. They covered the coil, which kept shorting out and I was in danger of a fire.

    Maureen is the rep for the area and I had to struggle to get her to even understand the situation. So, even though HMS has this extraordinary, “We will house you. If you have a problem in the house, it’s not livable.” You don’t actually get that. And they should remove that because it’s false advertising. I incurred a $12,000 debt because of my furnace issue.

    A week after that, the hot water heater broke. All HMS would do was give $1,500 and the people they sent dressed and behaved unprofessionally. I opted to take the money and hire a regular plumber instead. When the dishwasher broke, it was the guy from KBW who came out. His name is Waldo and he was extraordinarily efficient, very polite, and very thorough. Waldo couldn’t fix the issue though. I had a plumbing leak in the basement, and he said it was the dishwasher. He took everything apart of the dishwasher and found that we had a problem with the heating element. He repaired that. However, he said that the leak wasn't coming from the dishwasher.

    So HMS sent out a plumber and he came in the afternoon. I had no confidence in that man. I even had to show him where the water was turned off. He did replace the valve that was leaking and it's not leaking any longer. However, I would not use him again. Other than that, I had a problem which they thought I said the washing machine. So they set it up for the washing machine. I had to reverse that. Again, I never got a human being. I got a recorded message.

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    Response from Cinch Home Services

    Donna, I’m sorry to hear that your warranty experience was not what you expected. We’d like to discuss your concerns. If you’re interested in a follow-up call, please respond with the best time to reach you. Thanks, Christine

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 26, 2019

    I liked what TotalProtect was offering and when I had a claim with them, the process went very well. The service tech that came out was quick and professional, and the quality of work was outstanding. I would refer them to others.

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    Cinch Home Services
    Response from Cinch Home Services

    Hayes, Thank you for taking the time to share your experience. We take pride in offering top level service companies to our customers to provide an excellent claim process. We appreciate your recommendation. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 26, 2019

    Recently, we submitted a claim for a plumbing issue and the service tech who came out did a good job. So far, we've had good experiences with TotalProtect. I would recommend them.

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    Cinch Home Services
    Response from Cinch Home Services

    Winifred, Our customers are our top priority, and we are pleased to hear you are satisfied with the service partners that we sent out. Thank you for taking the time to share your experience. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 26, 2019

    We’ve had HMS for almost two years and when I filed my recent claim, I did it over the phone. It wasn’t too bad but there were other times where you're on hold for a long time and then, the call drops. My most recent claim has been in the works for a year. We’ve had three people come out and it was always a challenge to get them to finish the work. They would order a part and then they wouldn't show up. This is the fourth one, and the technician finally came in and installed it. By the time I called back and asked what he plan was, they said they were gonna ship me a new one.

    The new one came and then I called back because I've been sitting here for two weeks. They said they were gonna send somebody out. By the time they sent someone out, it was quick. It didn't quite fit perfectly, but the technician was able to get it in and get it functioning, so we're happy with that. I filed other claims with HMS and I've not had any issues. This was specific to the cooktop. It was a nightmare but everything else has been fine.

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    Cinch Home Services
    Response from Cinch Home Services

    Latasha, I’m sorry to hear that your claim did not go as quickly as you expected. Please know, we appreciate the valuable feedback you have provided, and we are continuously working to improve our processes in order to become more efficient and provide a better experience. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 26, 2019

    I used to be a realtor. Comey & Shepherd Realtors did a study where HMS came up on top of home warranty companies, so I went with HMS. Normally, I submitted claims with HMS over the phone and it was usually simple. I was usually happy with the contractors that have come out to our home. I have some rentals and I’m not always there, but they've done what they said they were going to do and the work was completed. I have been satisfied with HMS.

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    Cinch Home Services
    Response from Cinch Home Services

    Gail, We are thrilled to hear that HMS has met your home warranty needs. Thanks for choosing us! - Christine

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 26, 2019

    Once I submitted my claim online to HMS, I called the contractor that was listed right away. Then they came out the next day. The disposal was leaking underneath and it was replaced. The technician that came out had come another time and he was really good both times. This time, my wife was here when he came and she said that he was in and out pretty quickly.

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    Cinch Home Services
    Response from Cinch Home Services

    Kirby - Our goal is to provide quick and efficient service, and we're glad to hear we've delivered. We understand how stressful managing home repairs can be, and appreciate you taking the time to share your experience. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 26, 2019

    I've been with TotalProtect for a while and every time I had to submit a claim, they’ve always been prompt. Also, I’ve always gotten good technicians to come out to fix whatever issue I have. I recently requested service over the phone for my garbage disposal, then somebody came out the same day and he was perfect.

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    Cinch Home Services
    Response from Cinch Home Services

    Robin, We’re thrilled to hear that you’ve received prompt and helpful service from TotalProtect. Thanks for taking the time to share your experience. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 26, 2019

    I had something wrong with my stove and I called TotalProtect to submit a claim. Their rep was very knowledgeable and she got somebody right away for me to call. The tech who came out was a very nice person. He called us by Mr. and Ms. and he did the job correctly. He had to order parts and initially said that I might have to pay for some parts. But when he looked, I didn't have to pay for them. He fixed my stove and didn't take long. Thereafter, everything was fine. I had and excellent experience with TotalProtect. Everything that I would call them about, it was done. Their contractors did the job and regardless of what cost, I only pay a certain amount of copay.

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    Cinch Home Services
    Response from Cinch Home Services

    Hughie, We aim to provide quick and efficient service and repairs, and we are happy to hear that you were pleased with our service providers. Thanks for sharing. - Angela

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 26, 2019

    The HMS representative I dealt with when I filed for a claim over the phone was very helpful. I called on a Friday and the technician was there for my claim on Monday. The quality of his work was great too.

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    Cinch Home Services
    Response from Cinch Home Services

    Jennifer, We aim to provide excellent service, and we are excited to hear that you were pleased with your visit. Thanks for the kind words. –Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 26, 2019

    I’ve had my house for four years, and the previous owner of my house used HMS and I continued using them. I like their service. I can either call or go online to submit a claim and typically, I would hear back within an hour. The longest I’ve had to wait before I heard anything was four hours. I’ve been impressed with the contractors so far and when I wasn’t, I called back and let them know. It was taken care of right away and a new provider was given to me. HMS is a good deal and when people I talk to are getting a house, I tell them that they need to get a home warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Mary - We appreciate your feedback and are delighted to hear we have been able to satisfy your home warranty needs. Thank you for taking the time to share your experience, and let everyone know how easy our claims process is. Sincerely, Christine

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 26, 2019

    Recently, I filed a claim for my furnace with HMS Home Warranty. They got someone out pretty quickly. However, I've had an argument with their reps on the phone. They don’t have enough people involved in their system. If I need a contractor, they don't have many local ones and they are very reluctant to give me the contractor's name prior to them coming. So, when I look the contractor up, I find out that they're rated 1 star. I don’t want people coming to my house rated a 1 star to work on my equipment.

    One time, I had an air conditioning problem and they didn't have anyone in the whole area that could come to my house except for a guy who is two hours away. I told them to forget it and I let it go. Then, I had a small problem with my furnace and HMS had a local company who came and it worked out well. That company also does air conditioning. I was absolutely happy with the tech who came out.

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    Cinch Home Services
    Response from Cinch Home Services

    Patrick, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Amanda

    Customer ServiceCoverageTech

    Reviewed March 25, 2019

    We recently called because our induction fan motor went out in our furnace. It sounds as though there is a screeching animal in the heater that can be heard all over the house - no exaggeration. It appears that something either broke off of the fan blade or something came loose inside the housing. This part blows the air across the gas to give it air, pretty important part. It is still working marginally. SOOO, since the unit still produces heat, they will not fix the part. The part is ~$500 and they said until it completely dies, they cannot help.

    Meanwhile, no concern for what it can do to the rest of the heater if it fails completely. We are unable to be in the living room, dining room, kitchen, bedroom next to it because it is so loud. We are in Chicago, so we can't do without heat, when it is in the 20s at night. Basically, we have had to call a private company. They have said that the unit is so old, that the whole thing should be replaced. I agree, but isn't that what this insurance is supposed to be for? This company sucks. Don't do it, many of their service technicians have told us that they suck. Check the reviews, this company doesn't make any list except the bad ones.

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    Cinch Home Services
    Response from Cinch Home Services

    Dee, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered by your warranty. Your warranty addresses parts and labor when a covered item fails and cannot perform its designed function, and does not address noises without a resulting failure. Since your furnace is not mechanically failing, it does not qualify for coverage at this time. This information can be found in the terms and conditions of your warranty booklet that was mailed to you upon enrollment. We regret any confusion or misunderstanding which occurred. Respectfully, Austin

    Verified purchase
    Alamin increased rating by 3 stars.
    Customer ServiceCoverageTech
    After a positive interaction with Cinch Home Services, Alamin increased their star rating.

    Original Review: March 25, 2019

    It has been more than three weeks without the refrigerator. The tech has been visited us multiple times each time assured that it would be fixed quickly. Initially the bottom freezer worked. The top didn't. After the tech visited yesterday, they left a burning smell and told me it just the motor smell. They will come back next day with new fan motor and it will be all good, they turn off the refrigerator by just using the control but didn't unplugged it, after a couple of hours they left the burning smell kept going up and I called the technician. He told me to pull the plug off. I told him to inspect it immediately and he found the bottom freezer wall is melted as the defroster was stuck at 'on'.

    After three weeks now I have a completely useless refrigerator!!! Though Tech guy promised he will order the part, It is way too much to tolerate. I really can't recommend HMS company as their policy is totally ridiculous. I previously used AHS on my home in NJ and they replaced my refrigerator within a week as the fixing it would take longer wait. Yesterday when I called the customer service, they replied they can't replace my refrigerator or give any loaner refrigerator until the one with problem get fixed. It sounded like I have to give them "Forever" to fix my refrigerator. I am very upset and probably will end up buying a refrigerator soon but the premium paid to this company turned out to be worthless and went down the drain.

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    Response from Cinch Home Services

    Alamin, I'm sorry to hear about this experience. It’s definitely not the level of service we aim to provide. We've located your account and my team will review your claim and see how we can expedite a resolution and contact you personally. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 25, 2019

    TotalProtect’s claims process is cool. I submit claims by phone since it's the easiest to do. Sometimes, with the people that TotalProtect send out, they don't follow through and it creates a problem, like when I had a dryer issue. A man came out for the dryer and he tore it loose, then he told me that I needed a pipe and a vent outside. Another contractor had to be paid to come out. But other than that, the contractors that are sent out are usually on point. TotalProtect is good and I love it. I try to tell my friends to get a contract with TotalProtect when they get houses. I pay the warranty in for a long time before I start having any issues. Once I had issues, they were taken care of and I didn’t have to worry about it. And to me, that's the plus round.

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    Response from Cinch Home Services

    Alice, Fantastic service is what we aim to provide, and we are excited to hear that you were pleased with our service contractors as well. Thanks for your kind words. – Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed March 25, 2019

    I have been with them TotalProtect Home Warranty five years. I found out about them through my mortgage company. And I've used them once. I filed my claim online and the tech who came out was really great. It was easy and there were no problems. I have recommended TotalProtect to other people.

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    Cinch Home Services
    Response from Cinch Home Services

    Carolyn, Thanks so much for recommending Total Protect to your friends. We strive to provide an effortless claim experience for our customers and we’re thrilled to hear you were pleased with the service you received. – Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 25, 2019

    We purchased our home and HMS was the warranty from the Realtor for the first year. Since our home is an older one, we felt like it was a good idea to renew the warranty. When I submitted a claim with them, the experience was very easy and it turned out well. I did it over the phone, but there was a bit of a problem because it was a computer and the menu wasn't completely fitting my needs. I would have rather spoke to a person. But, the contractor arrived on time and completed the projects. The quality of his workmanship was very good and we were very pleased. I would recommend HMS. They're a very good quality company.

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    Response from Cinch Home Services

    Tommie, I’m sorry to hear that you experienced some problems with our automated system. We are always working to improve our customer experience and we appreciate the feedback you provided. Thanks, Christine

    Verified purchase
    Tech

    Reviewed March 25, 2019

    I have no complaints with TotalProtect. They're very good. My daughter has good experiences with them as well. If something happens, they come in and they fix it. You only have to pay very little. So, it was a good idea. So far, I had no bad experiences submitting a claim over the phone. And they tell you a time to expect a contractor. I would recommend TotalProtect Home Warranty.

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    Response from Cinch Home Services

    Catherine, Thank you for sharing your experience. We are delighted to hear that we’ve been able to satisfy your home warranty needs, and we appreciate your recommendation. We strive to make your home management needs easy and are pleased to know that we’ve met our goal. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 25, 2019

    I call Cross Country when submitting my claims and the reps do a nice job. Whenever I have a problem, they call the person for me. I usually make an appointment, but, one time, I missed the contractors and I had to call back. Cross Country set me up with another appointment between 11:00 and 1:00 when I could be there. I also told them to have the contractors call before I come and it worked out fine. I had my ceiling fan done, as well as my commode and the air conditioner, and it has been good so far. I’m making sure my payment in the bank comes out, so I can keep my warranty.

    My commode had a leak and Cross Country made the appointment for me. The contractor fixed my commode and it flushes now, so it is good stuff. My air conditioner was also checked, but the contractors said they couldn’t do anything about it. The only way they can do anything to it is when it has completely stopped working. I asked why it kept knocking and making noise, but the techs said that it wasn’t broken. They took the $100, but they didn’t do anything to my air conditioner. It is still making noises. Nonetheless, the overall quality of work that Cross Country has done for me has been fantastic. I had a chance to go to another warranty place, but I told them that I would just be with Cross Country.

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    Response from Cinch Home Services

    Barbara –As with any home warranty, coverage is very detailed in the agreement, and any covered item must be mechanically failing in order to provide coverage. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. Thanks so much for sharing your experience with us. Sincerely, Austin

    Verified purchase
    Tech

    Reviewed March 24, 2019

    I do both online and over the phone when I submit claims at TotalProtect. The reps are very good and the contractors are sent out anywhere between 24 to 36 hours. The quality of their workmanship has been very good and things perform fine after they leave.

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    Cinch Home Services
    Response from Cinch Home Services

    Mark, Thanks for taking the time to share your experience. We are thrilled to hear that you have received the efficient service we aim to provide. Have a great day! - Amanda

    Verified purchase

    Reviewed March 24, 2019

    HMS was recommended by a friend when I was moving, and my experience with them has been fine. I called HMS to file a claim and they set up an appointment. Then the guy came and fixed the problem. He was very professional.

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    Cinch Home Services
    Response from Cinch Home Services

    We are pleased to hear you were referred by a friend! We take our network of providers seriously, and appreciate you taking the time to tell us about your service call. Thanks, Austin

    Verified purchase
    Claims Handling

    Reviewed March 24, 2019

    The mailing on TotalProtect showed up in my box when I needed a home warranty. It is very easy to apply for a claim with them. I had a dishwasher repaired, and the servicer that did the job was very professional. There were two problems with the dishwasher, and the gentleman said that it would probably be $500 to repair it. He suggested replacement but TotalProtect opted to have it repaired. For the long term, had it been my responsibility, that's not the decision that I would make, but if it runs, I'm okay with that. However, after the repair, the dishes don't come clean, so they are coming back tomorrow to take another look at it free of charge. I have absolutely no complaints with TotalProtect.

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    Response from Cinch Home Services

    Deborah, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. I’m happy to hear you were pleased with the service we provided and with the service company that serviced your dishwasher. Thanks– Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed March 24, 2019

    Cross Country’s price wasn’t too bad and when my furnace went out, it was the first claim I’ve ever had. It was handled very well and I was happy with that. Submitting the claim was extremely simple. I called in, they took the information, they had a service guy out here the next day and within two or three days, the furnace was in. After the technicians left, I had to call them back because the furnace wasn’t coming on. So, they had to send out their guy. There’s a switch on the back of the furnace that needs to be turned on and they turned the furnace off. It was a gas furnace and I didn't wanna mess with anything. So, that was a little upsetting. They also forgot to turn my hot water tank back on but when the guy came out, he took care of all of that.

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    Response from Cinch Home Services

    Kathy, We aim to provide excellent service, and we are excited to hear that you were pleased with your overall visit, thanks for taking the time to share your experience. Have a great weekend. - Austin

    Verified purchase
    Claims HandlingTechPrice

    Reviewed March 24, 2019

    When we first got HMS Home Warranty, we added our second property and the first couple of years that we had them, we had no problems. Things went smoothly, were responded to in a timely fashion and submitting a claim was really easy. In the last 10 to 12 months though, it has been increasingly difficult and challenging. It took us from August of last year until earlier this month to get an issue resolved with a refrigerator that was not functional.

    The technicians were incompetent. One technician would diagnose one problem and then another technician would diagnose another problem. Then, it took them at least a couple of months to say that the part that was still under warranty by Sears. We wound up having to be introduced to this entirely other new organization called Cross Country that I had no idea who they were. So it became this ping-pong between Cross Country and Sears. The Sears technician has to declare the unit irreparable and finally, HMS agreed to pay us out for the fridge. We went without a functioning refrigerator for all of those months, for a family of five. Since then, HMS has sent us a letter saying that they are declining to renew our contract with our other property.

    I don't know if it's because I kept calling and asking for help with resolving the issue and that frustrated them. I don't know if it's that they feel that they have put out too much money and claims for us because instead of just replacing the fridge outright, they sent about 20 technicians to our house. Between them and Sears, it was multiple technicians that came over all those months to diagnose, re-diagnose, order parts, re-order parts, install parts and reinstall parts. So I don't know if they feel that we just became too much of a liability and too expensive. HMS dropped the ball and I feel that they're being retaliatory. I’m disappointed and dissatisfied.

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    Response from Cinch Home Services

    Veronica, Thank you for bringing this to our attention. This is certainly not the level of service we aim to provide. I have located your account and my team will complete a thorough investigation and follow up with you as soon as we can. - Angela

    CoverageTechPriceRefunds & Payouts

    Reviewed March 23, 2019

    I have had this warranty for almost a year (it was a condition I required to close on my home, but I didn't get to choose the provider). I called them this morning (3/23/2019) to open a claim for a burst water heater. I am being told they can't get anyone to my home to service/replace the water heater for FOUR DAYS! I am expected to stay here with water still leaking, mold growing, floors continuing to be damaged, and water continuing to creep further into my home while I wait for them to do something!

    I offered to find a plumber myself, and they could just reimburse me, but they said that doesn't meet the agreement of the contract! This company is useless. I will be renewing my warranty with a REAL warranty company. DO NOT purchase a warranty from this company! It isn't worth the paper it's printed on! Pay the extra few dollars and get REAL coverage from a REAL company that understands emergencies, and contracts with service providers that offer 24 hour service, and ENOUGH service providers to carry the workload. They apparently only have two plumbers in the Raleigh NC area. I will be contacting the consumer services reporter with my local ABC affiliate. This is the type of rip off companies they warn consumers about. I submitted 1 star because I couldn't select 0.

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    Response from Cinch Home Services

    Sharon, I am sorry to hear of the delays you’ve experienced receiving service for your water heater. I have located your account and my team will thoroughly review your claim and follow up with you personally. Thank you, Austin

    Wayne increased rating by 3 stars.
    CoverageSales & MarketingRefunds & Payouts
    After a positive interaction with Cinch Home Services, Wayne increased their star rating.

    Original Review: March 23, 2019

    First instance, Microwave replacement. They offered $75 to replace. Not a replacement! Reviewing the terms there are too many exceptions for service. In place language they decide whether to cover or not. If item is replaced by homeowner it is no longer covered. This is not a reliable warranty. This company is solely owned and the owner is raking in millions with no pay out. Essentially a ponzy scam.

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    Response from Cinch Home Services

    Wayne, It is clear that your expectations were not met. We value your opinion, and appreciate your feedback. To ensure you have received the full benefit of your warranty, please respond with your full property address so we can address your concerns. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 23, 2019

    I'm happy with TotalProtect Home Warranty. I have been with them for a long time and it is like a routine now. The process for most of my claims had been fine although it can be hard sometimes. Despite that, their reps did a very professional job. When I had an issue with my refrigerator, they sent different companies and when they sent out a final company, I cancelled it. The technicians who came were not good and two of the companies did not know very well about the product. They did a bad mess with the problem. A company came out four times for the refrigerator and it took us six months or mess to finally resolve the problem. So, I ended up buying a brand new one.

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    Response from Cinch Home Services

    Mohamed,I’m sorry to hear that your claim did not go as quickly as you expected. Please know, we appreciate the valuable feedback you have provided, and we are constantly working on upgrading our processes in order to become more efficient and provide a better customer experience. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed March 23, 2019

    I’ve had TotalProtect Home Warranty for years since I’ve owned the house. I got some advice from other people that also had it cross country and had good luck with them. TotalProtect has never ever failed me. The only thing that has ever changed as far as their service level, is that the deductible went up. It used to be $75, but now, it is $125. Still, I have never failed to have anyone fix the issue and they have never balked at anything I’ve had -- things as simple as a minor part in a refrigerator or a dishwasher to replacing an entire oven. They have a portal and I can just put in my info for the device or the unit that is bad, and the system will automatically start taking place. It will send me an email that says, “Based on your claim, this particular company has been chosen. Go ahead and contact them directly and schedule your response.” I can also do the same thing on the phone 24/7. Someone will answer and I can give them the basic stuff. Then, they will say, “Okay, in the morning, “ or, “as soon as we can, we’ll send you response information for who we’ve chosen, and who can come out and take care of the particular problem.”

    They came in one time and couldn’t repair the control panel. So, they replaced the entire oven with a new one and the new one was comparable. It wasn’t like they tried to cheap out. They searched for a model number that was cross compatible and they immediately sent it out and had it installed. I’ve never had a bad experience with them, although sometimes, with a home warranty like TotalProtect, you have to get ready for response times. So, if you have an HVAC unit or a heater that goes out in the middle of winter, odds are you might get someone the next day, but you might have to wait a little bit. That is the only problem. They don’t have any way of saying, “Oh, there’s an emergency service and some guy could come out in four hours.” It is not gonna happen, but they will send somebody. The techs come and they get right on it.

    Some of the fees have gone up a little, but I can understand where they are coming from. It is the provider that gets the deductible, not TotalProtect. That is an incentive to the service provider and it keeps them lively and engaged as far as what they are going to get for their first service calls. It would be nice, however, if the company would have a way for an advanced deductible where you could pay a little extra to have an emergency response. If it was 110 degrees out and the AC goes out, then TotalProtect is not gonna be able to send somebody for 24 hours.

    Another time, I had a heater go out late in the evening. I called TotalProtect and they took care of the claim right away as far as getting someone scheduled, but the company couldn’t come out until the next day late, so it was a whole day in the 33-degree weather with no heater. It was not unbearable, but the people are on their standard schedules. They’ve already gotten stuff scheduled for the day, so you are just fit into whenever their next available appointment is. Still, TotalProtect has been a great company.

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    Response from Cinch Home Services

    Brian, We appreciate you taking the time to share your claims experiences. Our main goal is to provide you with excellent service, and it seems that overall we have met this objective. We try our best to have a service partner out within 24 hours and are glad to hear we have provided this service. Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 23, 2019

    Whenever I needed services, HMS Home Warranty was able to fix whatever the problem was. Submitting claims online has been very easy. After I submit a claim, I get an email with who I'm supposed to contact and that's that. The contractors that they sent have been fast. They were able to assess the problem and get it fixed right away.

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    Response from Cinch Home Services

    Melondy, Fast and efficient service is what we aim to provide, and we are thrilled to hear that you were pleased with our service and our contractors. Thank you for your kind words. – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 22, 2019

    We’ve had one claim with HMS that was covered since we started with them on October 31st of last year and that went quite well. There was something wrong with an electrical panel. I got an estimate from someone that wasn’t a covered person. And then when I contacted HMS, they said I had to use one of their people. So, then, I had to contact the contractor and they came out. And that being a covered item, it got taken care of. So, all good on that.

    I tried to file another claim as I had a water line that broke. But since it was due to being frozen, they said it wasn't covered. So, I had to fix it myself. I also had a problem with a roof leak, but I didn’t realize that wasn’t covered. I had a little bit of trouble trying to get through to people through the telephone, too. You have to get through a bunch of prompts to get a customer service representative and it takes some time. Other than that, their customer service has been no problem. So far, everything's been okay with HMS.

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    Response from Cinch Home Services

    Nathan, I appreciate your feedback and I’m happy to hear that overall your experience has been satisfactory. I’m sorry to hear that there has been some confusion with what is covered by your warranty. This information can be found in your warranty booklet which contains the terms and conditions of the warranty. The booklet was mailed to your home upon enrollment. Should you need an additional copy of your warranty booklet please respond back and I will have another copy sent out to you as soon as possible. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 22, 2019

    All has been good so far when submitting a claim to TotalProtect. I'd make a phone call and they'd call me back. Their techs have been very cooperative and would explain what they're doing to me. I'd recommend this company.

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    Response from Cinch Home Services

    Charles – We work daily to improve processes for customer satisfaction, and try our best to make the claims process as simple as possible. We appreciate you taking the time to let everyone know how easy filing a claim can be, and are glad to know you would recommend our warranty. Thank you for sharing! Sincerely, Angela

    Reviewed March 22, 2019

    We have used HMS Home Warranty since we bought our home in 2012. We always buy extra coverage and file claims intermittently throughout the year. We are due to renew in May and received letter from them today that they are opting not to renew our agreement. They state no reason and only quote the contract that they can do this under the terms of the contract.

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    Response from Cinch Home Services

    Kelly, We thank you for the opportunity to serve you over the years. We hope that you found value and benefited from the coverage. There are many different factors which may affect renewal. Thanks - Angela

    Verified purchase
    Punctuality & Speed

    Reviewed March 22, 2019

    I’ve been with HMS Home Warranty for almost two years. One of our water heaters had busted and they were able to send a guy out the same day. He was professional and the service was done quickly.

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    Response from Cinch Home Services

    Andrew, Thank you for choosing us as you warranty provider, we are happy that we have met your expectations. We hope to continue to have you as a valued member for many years to come. Thanks - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 22, 2019

    I learned about TotalProtect Home Warranty through a mailer from my bank, Randolph-Brooks Federal Credit Union. Randolph does their homework before they send out mailers with their name on it because any kind of feedback that a consumer would have would be coming back to them if we were getting bad service or if it wasn’t done correctly. So I went with TotalProtect's warranty.

    I've had a good experience with them thus far. Both concerns that I had got taken care of. I can tell them what issue I have and they get back with me as far as what company is available. One time, my freezer wasn’t cooling. I called in to submit the claim. The representatives helped and were all very nice. The techs came out and took care of the issue. I also had a water heater issue and they came out and took care of that as well. I liked how I can just call, set the claim up, and they would send somebody out to me. They set it up with my date and time. Working out with the schedule is easy and the whole process was good. Both the techs were good. My dad and mom were there to help and they were impressed with the techs. I’ve already recommended TotalProtect to several other people.

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    Response from Cinch Home Services

    Brian, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs. We appreciate your feedback, and would like to thank you for recommending us to others. Sincerely, Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed March 22, 2019

    We used to have a different home warranty protection through a different company and when a part of the furnace went out, we were told that because our furnace is more than 10 years old, they wouldn't cover it. So, we hired someone and ended up having to pay a thousand dollars out of our pocket even though we had a warranty protection plan. Our house is 30 years old and almost everything in the house is gonna be at least 10 years old so, we left the old company and then my husband saw TotalProtect being offered through our mortgage and we switched to TotalProtect. Then, the same part of the furnace went out within three months and we had technicians come out and serviced that part. They replaced the circuit board and we paid for that.

    But that same day, when my husband turned the heat back on, it wasn't working. So, he called within five minutes from the time that guy left our house saying that the part was fixed. He told him that the part was not working. The technician said that it should not be the same circuit board and they will give us three or four days. My husband just went with it because we just had their coverage for three months and it was not long enough to know what were the proper steps. They made us wait over the weekend. When the technician came back out four days later, that was when they found out that it was the circuit board either on the heat pump or the furnace. So, both circuit boards went out within two weeks of each other. It was during a very cold period of time so, we had to turn on our emergency heat on for about two weeks because of getting the part in and getting approved for payment.

    But the only problem we had is that we ended up paying $300 for two service calls within two weeks when the technicians should have checked those other circuit boards out to make sure that there wasn't any problem with them before telling us that they were completely done. And if they would have checked it out and made sure that all the parts were working like they were supposed to, then we wouldn't have been out a $150. My husband was told that because it was a separate circuit board, we would have to pay that.

    So far, the furnace is working now. The guy told my husband that because it is an older furnace, that if it goes out, the whole system would probably have to be replaced because they're no longer making that type of furnace. But I told my husband that if that will be the case, we'll only have to pay a bit of money and it will be better than paying 5,000, 6,000, $10,000 for a whole new furnace and heat pump. Given my experience, I would recommend TotalProtect. Everything has been good so far.

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    Response from Cinch Home Services

    Sheila,Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Austin

    TechRefunds & Payouts

    Reviewed March 21, 2019

    I called HMS about a year ago due to water in my basement. They sent some plumbers out who I have since found out didn't fix anything. They replaced my water heater and DID not connect the exhaust so for 6 months I had CO leaking in my house. When I called the warranty to get the same problem fixed yet again (the plumbing and the water heater that the new plumbers gladly fixed because of the dangers) they tried to send the same plumbers who could have caused my daughter and I sickness, and or death, back to my house. I feel that HMS is just as responsible and when I refused to have these people back to my house, they made me pay for my own fixes out of pocket. I feel that I should have been refunded the money that I had to pay for the fixes ($500) because this easily could have or should be a lawsuit. HMS very apologetic and they still use these plumbers.

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    Response from Cinch Home Services

    Libbie, Thank you for bringing this to our attention. We appreciate your feedback and will provide it to the manager over the service providers in your area to ensure this situation is properly addressed. - Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 21, 2019

    We've had TotalProtect's coverage for 20 years now, and they've always been decent. I know they only cover certain things, but they have helped us out quite a few times, so I'm okay with that. It has been fairly easy to submit a claim with TotalProtect. Originally we had to call, and then, later on, we started being able to do it online.

    When something comes up it was easy to solve it. Sometimes TotalProtect would give us a contractor that couldn't operate in our area because they weren't licensed in our area. But that has been resolved recently. Since then they went good about finding someone who actually is in our area and can do the work or they have a contract with. Most of the contractors that I've come into contact with were good. They came in, did the job and that was it. In most cases, the quality of the work was done well. I appreciated their honesty about what they could and could not do, and I always like that. I would recommend TotalProtect.

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    Response from Cinch Home Services

    Joseph, We appreciate feedback, especially from longtime customers. We are delighted to hear that Total Protect has satisfied your home warranty needs. Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 21, 2019

    I was online looking at different warranty companies and I liked the benefits that TotalProtect offered and the value that you get. The claims process was simple and easy and the reps did a good job. When I initially filed the claim, I asked them who the provider was gonna be because I like to look it up as far as the reviews and stuff like that because sometimes they may choose someone to come out that may not have the best rating. People always have the worst experiences but I haven't had to deal with that because I've been proactive on being selective on who I would want them to send out.

    The technicians were upfront and knew what they were doing. They were open with communication and they always called. Although I understand that they have to order parts from the manufacturer and it takes 10 days, I wished it wasn’t so long with the timeframe. With my cooktop, I gotta wait a week before I can cook on the stove again. Nevertheless, I recommended them in the past.

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    Response from Cinch Home Services

    Dewayne – We strive to provide quick and efficient repairs, and we take our network of providers seriously. We are pleased to hear you’ve recommended our warranty, and appreciate the time you’ve taken to share your experience. Sincerely, Austin

    Verified purchase
    Claims Handling

    Reviewed March 21, 2019

    HMS came with the house when I bought it and I've lived here for 12 years now. My most recent claim was for a leak and the technician that came out for it was great.

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    Response from Cinch Home Services

    Andrei, We are happy to hear that everything went well during your recent service on the leak in your home. Thank you for taking the time to share your experience with us! - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed March 21, 2019

    HMS has been covering my house for a year now and making claims with them has been good. However, I called in and filed a claim one time for my garage door opener as it was time to have it replaced, and the first rep that I spoke to didn't realize that the issue was from a previous claim. She placed a new order in which I had to pay the deductible. I called again and the rep who picked up confirmed that it was an old claim and opened it. A local contractor for appliances then came to my house quickly. They were good, professional and they fixed my problems.

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    Response from Cinch Home Services

    Hong, We are here to help for all your warranty needs to provide a peace of mind. Thank you for taking the time to share your experience. Have a great day! - Angela

    Verified purchase
    Customer ServiceTech

    Reviewed March 21, 2019

    We have had HMS Home Warranty for six years since we moved into the house and we stuck with them because we have an older home that we knew we should keep the warranty with, in case things went wrong with it. Then recently, we had a major clog in the kitchen sink and we submitted a claim by phone. It is easier for me to just call and have everything done that way instead of trying to do things online. A plumber came out to fix it. He cleaned the drains all out and got everything returned to normal use. The sink was completely clogged shot and it is working good now. All in all, everything has been great.

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    Response from Cinch Home Services

    Hi Stephen - We are glad to hear you decided to keep your warranty with us when you moved into your home. We know how stressful managing home repairs can be, and our goal is to provide quick and efficient service. We hope to have you as our customer for many years to come. Sincerely, Angela

    Verified purchase
    Cedric increased rating by 2 stars.
    Customer ServiceTechPunctuality & SpeedRefunds & Payouts
    After a positive interaction with Cinch Home Services, Cedric increased their star rating.

    Original Review: March 20, 2019

    You may want to consider putting the same monthly fee in a savings account or find a local home repair company that offers the same service. I've paid the membership fee for over 2 years. Had a leak in my bedroom shower stall on a Saturday that was leaking through the upstairs floor so I had to turn the main water valve off. Called Total Protect, they assigned a plumber who was not available over the weekend. I was able to put a temporary shut off valve so I could turn the main water valve back on. I finally got a different plumber to come out late Monday evening who accessed to problem, who COLLECTED MY $100 DEDUCTIBLE (GI-TECHS) and I never heard from them again. Total Protect was unable to reach them. Now I am out $100 and one day loss of work. A third plumber was assigned and he is only available from 7am - 3pm. Meaning I would have to take another day off from work More Loss $$$. Customer Service seemed to be ok with this type service and did absolutely nothing to help me. Other than tell me to WAIT a little longer. I have requested a refund of the $100 Deductible since Total Protect did not honor their part of the warranty by allowing GI-Tech to collect my money and not provide the service. As of 3/20/19 I am 11 days and my shower is still broken. I am going to Lowes, buy the parts and hire a local plumber to complete the repairs. I have made my last payment to Total Protect.

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    Response from Cinch Home Services

    Cedric, I'm sorry to hear about this experience. The service you've received is definitely not the level of service we aim to provide. We’ll be glad to look into your claim to see how we can help expedite the resolution. My team will review and contact you back directly. Sincerely, Amanda

    Verified purchase
    Claims HandlingCoverageTechPunctuality & SpeedOnline & App

    Reviewed March 20, 2019

    My father is a real estate agent and he recommended HMS Home Warranty. I submitted claims with them online on my phone and it was easy to navigate their site. I've had their policy for 16 months now and tried submitting a second claim. But I may have done too many claims in one term or the second claim wasn’t covered under the policy. On the other hand, when the water dispenser in my refrigerator wasn’t working, I submitted a claim and the contractor came out to our home within a day which was very quick. The technician was good, knowledgeable, quick, and he offered a lot of advice. Everything took 20 minutes and the water dispenser was replaced.

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    Response from Cinch Home Services

    George, We aim to provide knowledgeable service providers, and efficient claim resolutions, and we’re happy to hear that you were pleased with your visit. Thanks for the kind words. – Angela

    Verified purchase
    Customer ServiceSales & MarketingRefunds & Payouts

    Reviewed March 20, 2019

    I've been with TotalProtect for years. They were the cheapest home warranty and it used to be good when I first got it, no complications. They managed somebody to do the job and they sent them right out and everything went well. All I had to do was tell them what the problem was and they talked to the service people. The service people would come out, I pay them a co-pay, and the job gets done.

    But this last time, we had an air conditioning unit that they put in and that they were servicing and the compressor went bad on it. TotalProtect was the one that bought the compressor and sent it here and they thought that five years was up on that. It took them three weeks for me to get help and I got too many agents on the phone. Then I call back on the service and they connect me to certain people. They say I had to get to customer service people, but when I did, they hang up the phone and I had to go through that process again.

    We went through everything with the products that they had purchased and the people that service the place. I went from asking them information to emailing them the information. I had to write a check for the whole amount, then they took their time. I had to go through everything to get it reimbursed. They keep advertising that it’d be quick and they would do the service right, but it’s bad service right now. Overall, I'm very dissatisfied with TotalProtect.

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    Response from Cinch Home Services

    Bobby – This definitely does not sound right, and we are so disappointed to hear this has been your experience. I reviewed your claim to see how I can help, and our records are showing you’ve been in contact with a member of our leadership team and your claim is now resolved. Should you have any further concerns, please let me know and a member of my team will call you directly. Thanks, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 20, 2019

    HMS' customer service reps are very attentive and quick to respond. You call them through the 800 number for claims, they log it and then they give you the contractor’s name. It's pretty simple. We got the warranty with the house when we bought it and since we moved at the end of June, we've had a few things that needed to get fixed. It's an older house and we've had issues with the water heater and the dishwasher. The HMS contractor fixed those and everything seemed to be fine. On my most recent claim for the doorbell chime, they sent a local guy so he was available within a short amount of time. Plus he knew what he was doing. The doorbell chime was old and it might have been an original one, so a new one was put in and it works well. The only thing is, HMS doesn’t cover gas fire places. Other than that though, everything has been great.

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    Response from Cinch Home Services

    Christian, We aim to provide excellent service, and we are excited to hear that you were pleased with your visit. Thanks for the kind words. – Austin

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed March 20, 2019

    I had a refrigerator that went bad in December and I had to get it replaced. HMS Home Warranty sent out a person to check it and he came back and said it was dying because it was so old. The condenser had a leak in it. I contacted HMS back and they gave me a choice of going with the exact refrigerator that they had that they would replace it or I could purchase my own refrigerator and they would reimburse me for the cost of the refrigerator that they were suggesting. I decided to pick my own refrigerator. The whole replacement process was very quick. They got back to me in just a couple of days. It took one day to get the options back and I told them what I wanted to do and I ordered the refrigerator. In the meantime, I got the check within a week.

    HMS has done a good job. When it is something that is covered, they've been quick to get someone out and everyone they've sent out has been very good with what they've done. I haven't had anyone who didn't know what they were doing, so I've been pleased with it. I recommend them to a couple of other people who already have their homes but might wanna look at a home warranty anyway for future repairs because they are on the older side and they don't know contractors or anything anymore.

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    Response from Cinch Home Services

    Roberta, We appreciate you sharing your experiences and are thrilled to hear that you have referred us to your friends. It is our pleasure to provide you with efficient claim resolutions. We hope to continue to serve your home warranty needs for many years to come. – Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 20, 2019

    A refrigerator and a microwave went out and it has been easy for me to do claims with HMS. The contractors came less than a week and the contractors did fine.

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    Response from Cinch Home Services

    Jose, Thank you for taking the time to share your experience. We’re happy to hear you were pleased with the service you received.- Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 20, 2019

    We first heard about TotalProtect Home Warranty through a friend and we’ve been with the company for over 10 years now. Most recently, our water heater ruptured and needed it replaced. My wife took care of that claim and it went very smoothly for her. We got emails keeping us updated and the two technicians that installed the new heater were very nice. I would recommend TotalProtect, no question.

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    Response from Cinch Home Services

    Lyndon, We thank you for your loyalty. We work daily to improve our processes to ensure customer satisfaction, and try our best to make the claims process as simple as possible. We appreciate you taking the time to let us know how your claim went. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed March 20, 2019

    I had a plan with another company but I decided to switch to TotalProtect Home Warranty. These guys cover more appliances in their plan compared to the previous plan I had and also, the price was a bit cheaper than the first one. So far, my experience with TotalProtect has been excellent. I normally file my claims online and it’s easy. Plus, it's faster for me than over the phone. Their reps have been professional, friendly and courteous. All the contractors have been prompt and they are very fast. When I put in a claim, the next day, somebody is coming to look at the problem, so I'm satisfied.

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    Response from Cinch Home Services

    Stephen, I’m happy to hear you enjoy the benefit of placing claims online. We are always working to improve our customer experience. Thanks for taking the time to share your experience. - Amanda

    Customer ServiceTech

    Reviewed March 19, 2019

    It took 4 months to finally fix my washing machine. It broke down Oct 25; we got a quick initial response, but it took 6 visits, 2 vendors, and 4 months until it was finally fixed. I petitioned the company many times for a new machine, or other remedy, to no avail. I even emailed the VP of Operations, and was ignored. They will say they called me to "check" on the status, but that was not what I wanted. I asked what I was supposed to do for 4 months without a working washing machine, and they just kept referring me to the vendor repairing the machine. They kept finding things wrong with it, supplies were delayed several weeks, and no action taken by TotalProtect. They do not have a policy of giving you a new appliance after a certain number of visits; nor does complaining help. Their one and only policy is as long as the service vendor says it can be fixed, you must wait until it is fixed. Even if it takes 4 months or more.

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    Response from Cinch Home Services

    Keith, We are sorry to hear this was your experience. It is never our intention to delay the resolution of a claim, although in some instances it may take more than one visit to completely resolve the problem. We appreciate the time you took to provide this feedback. - Amanda

    Customer ServiceClaims HandlingTechSales & Marketing

    Reviewed March 19, 2019

    We purchased our home a year ago. We were on the fence about buying the home because the heating system looked old. The home inspector assured us it was fine and disclosed in report it was in good working order. The seller agent offered us a home warranty through Long and Foster. I have come to learn that Cross Country Home Services is the parent company and Kevin C. Clark is the CEO. Apparently he is a slimeball. Our heating system took a crap on us. We spent at least $3000 on heating oil this season. The furnace is no longer operating efficiently or properly. We had proper maintenance done on the system. We've had no unauthorized repairs done. Home inspection came back that it was in good working order.

    So now, claim is denied. After the first 3 boxes were checked off for their denial reasons, now they are saying the unit was improperly installed. According to their technician, there were wire splices and it was not installed properly. He also misdiagnosed the issue. The full system must be replaced according to 3 second opinions. Their technician said it was a bad circulator. That doesn't explain the amount of oil it burns through.

    My question and my challenge here is how are we to agree to home warranty terms when the terms are not presented until after the home is purchased? The home warranty put us at ease to buy the home. But too bad for us that a lazy technician thinks a job would be too hard and lies to avoid doing the work. Too bad for us that a home warranty service sits back and collects money only to laugh in your face because something went wrong and they refuse to fix it.

    I will be seeing this company, their technicians, the realtor, the previous homeowner, and anyone else that can be named as a defendant in court. This company is scamming people, taking money and failing to provide service, refusing even, and justifying it with lies. I tell them I had maintenance done, then they retort with there was no maintenance done. I got them to backpedal so far that they created a new issue as their reasons for denial. We didn't even know the claim was denied until weeks later when we decided to call and check on it. They said an email was sent, which we never found. They were hoping we would forget. Well, we haven't. We will be getting our furnace replaced and this company will be paying for it.

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    Cinch Home Services
    Response from Cinch Home Services

    Richard, I’m sorry to hear that your warranty experience was not what you expected. In some instances, there could be more than one reason a claim is not covered. The warranty addresses items which were properly installed in the home, and in proper working order at the time the warranty went into effect. I have located your account and my team will complete a thorough review of your claim to ensure you received the full benefit your warranty provides. – Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 19, 2019

    The claim process at HMS Home Warranty was easy. The interactions I had with the technicians that came to our home, as well as the quality of work performed, were great as well. Everything works and I am very satisfied. I would recommend HMS.

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    Response from Cinch Home Services

    Michael, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and we’re thrilled to hear you were pleased with the service we provided and the professional service companies that service your claims. – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 19, 2019

    I've been with HMS Home Warranty for seven years now, maybe longer, and the coverage is pretty good. I haven’t had many claims but whatever I’ve had, they’ve taken care of. I usually call for it and the representatives are excellent. The technicians they have sent out have all been good as well. They've been local people and I’ve been pleased.

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    Response from Cinch Home Services

    Donna, Our customers are our top priority, and we are pleased to hear you are satisfied with our service.  Thank you for taking the time to share your experience. Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed March 19, 2019

    Submitting claims with TotalProtect Home Warranty has been very easy. I choose not to speak to the people on the phone because it takes too long to actually submit a claim at times. I just submit a claim online. It's a lot easier. We've always had to contact the service providers though. We've never been contacted by them. I typically use one company that has always been great specifically for my plumbing needs. Manny has been awesome and he's the only one I would use. However, the system doesn't automatically put me with Manny. It can put me with Joe's or John's plumbing service. There should be an option that gives you three contractors to choose from and you choose one of the three to come. I have also used TotalProtect to fix my washing machine and the gentleman they sent was great.

    The experience that I've had with my air-conditioning was absolutely a total disaster though and I felt ripped off. I have a central air unit and the inside of my house was 85 degrees. I put the claim through and one company comes. The tech came and said a mouse got stuck in there and asked when was the last time I cleaned my unit. There are two products that I can get from TotalProtect. I can get one that just covers if anything breaks or one that includes maintenance. I pay for the one that if anything breaks, but I service my AC system with my heating because that's the one thing that's always very expensive.

    The tech said that some mouse ate whatever, which was a total lie. He also said that on top of my deductive fee, I have to pay another $700. I looked at him and he knew that I looked at him funny. I feel that if something is additional, contractors can’t just bring it on the homeowner, they're supposed to call TotalProtect and explain it, but that never happened. I called up TotalProtect and I stated my concern about him, but they couldn't care less.

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    Response from Cinch Home Services

    We'd definitely like to discuss your concerns. Should you like further assistance please respond to this message with the best time to reach you and your full property address. Thanks, Austin

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed March 19, 2019

    We've had HMS Home Warranty when we bought the house and we've continued to renew it. We've been with them since 2015 and so far, so good. We mostly submit claims over the phone and everything has been fine. The claims get taken care off quickly. Within a couple of days, we’d get somebody out and get it checked. Plus, whenever they’ve sent somebody out, the work gets done properly. Overall, HMS has been easy to work with.

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    Response from Cinch Home Services

    Eugene, Thanks so much for sharing your experience with us and for being a loyal customer. We strive to provide an effortless claim experience for our customers and it’s great to know that you were pleased with our service. - Amanda

    Verified purchase
    Claims HandlingTechPrice

    Reviewed March 19, 2019

    TotalProtect offered a two-year prepaid warranty so that I could get it paid through my closing of the home so they’d be able to prepay it. Because of this, as well as their competitive pricing, I went with them. I have already submitted a couple of claims and it's surprisingly easy and pleasant. I did the garage door opener, my AC unit that went down recently and the garbage disposal that went out. Their reps have been very responsive and it's been excellent dealing with them. Also, the quality of service of the techs has been great. There was a disconnect with one of the contractors, but TotalProtect followed up to make sure that I did or did not connect with them and then, got me in touch with another one. So, they did a good job of following up.

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    Response from Cinch Home Services

    Matthew – We are thrilled that you have chosen us as your home warranty company, and have had an excellent experience so far. We know how stressful managing home repairs can be and our ultimate goal is provide reliable service to homeowners like you. We are available 24 hours a day should you have any concerns regarding your claim, or any questions about your policy. Sincerely, Christine

    Customer ServiceClaims Handling

    Reviewed March 18, 2019

    Just like car insurance I purchased this home Warranty just in case. But unlike car insurance when a problem arose my claim was not handled. I have had a leaky shower for over a year. Cross Country keep assigning service providers that don’t even want to come out to look at my problem. And when one did come out every two weeks I’m calling them to see when they would fix my problem. They replied to me that they are waiting for Warranty company. When you call to speak to a supervisor you're told you’ll get a callback and it never happens. Very disappointed in service. This is not what I anticipated. I purchased this warranty for an emergency if needed. And they did not deliver.

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    Response from Cinch Home Services

    K Perkins, Thank you for bringing this to our attention. This is certainly not the level of service we aim to provide and my team would like to help provide a resolution. Please respond back with your full property address and a member from my team will review your claim and reach out as soon as we can. Thank you - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 18, 2019

    HMS Home Warranty came with the house that we bought in 2013 and we have extended annually. We've been battling with the furnace as one of the things that we've dealt with since we moved in. HMS took about two or three years of multiple service calls before we were finally able to get the furnace to where it consistently work. We've also had a handful of other things break, and we've had yearly, where we've used what would be a worthwhile amount for the warranty. Submitting claims to them has been very easy. We usually do it online, but if we had to talk, everybody's been helpful. But the last time I called, the person that I spoke to said that they had to do something to see what they would cover or what they wouldn't. She was not that confident in what she said but based on what I've undertook from it, it was correct. We've also had very good luck with our technicians.

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    Response from Cinch Home Services

    Hi Jenifer - Our ultimate goal is to make managing home repairs easy, and we are glad to hear that overall you have been pleased with our service. Your warranty coverage is very detailed in the agreement and in some instances, a review may be necessary to determine coverage depending on the failure of an item. We appreciate you taking the time to share your experience. Have a great day! Sincerely, Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 18, 2019

    TotalProtect is great and I’ve had it for 15 years now. Usually, when I call to submit a claim, the situation is bad and they fix it right away. But this time, when something went wrong with the water heater, the technician that was sent out just took one little part and kept fixing it. That guy was great and I liked him. He knew his stuff and he was on time. But the water heater was almost 20 years old and all rusted. It was going out and it needed to be replaced.

    When the water heater wasn’t working properly, a couple of times, it was kind of scary. The good thing was that I put a water pan out there. What happens is when the water heater goes out, the water drains outside into the yard. It doesn't come inside. So, most of the people where I live, we all had this guy come in and put that water pan there. There was a whole bunch of people that didn't get it and their whole house got flooded. But I was lucky. My house would have been flooded twice if I hadn't had that pan.

    Meanwhile, the tech was only following TotalProtect’s rule. He couldn't do any more than just fix the broken part and that was the problem. He could only replace that one part and he couldn’t just give me a new water heater. So he came back the next day and fixed another part and then came again the next day to fix another one. It took about a week, maybe less, for everything to be replaced. He came back every day and kept fixing that part until the whole thing blew up within the same week because he didn't replace it the first time. But the guy was really good, and finally, he gave me the water heater. I’m happy that it is fixed and everything is fine with me. Overall, I’m kinda satisfied with TotalProtect.

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    Response from Cinch Home Services

    James, Thank you for sharing your claim experience with us. We strive to provide knowledgeable and helpful service providers, and we’re pleased that you’ve been satisfied with the services provided. Thank you for your loyalty.- Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 18, 2019

    I have researched several warranties and have used different ones for my rental properties. With one of those I've used, I could never talk to a live body. Every time I would make a call, I would be put on hold and then transferred. It was too frustrating and time-consuming. So, I dropped all my plans with them. On the other hand, even though it takes HMS a long time to get the right person out, I've always been able to get a live body to talk to. I had a problem with the HVAC unit in my condo and they didn’t take long. That was half of the battle so that was a game changer for me. They need to have people available, and if need be, to be able to talk to their supervisor. That a big positive. Also, not being put on hold and being cut off. If they keep doing that, I would stay.

    These things take a long time to resolve but I understand the process. This last time, I was very satisfied with my experience with HMS. The tech that they sent on my most recent claim was very upfront and returned my calls. Even the one I had the last time who did a smaller repair on the unit was also a help. Once we figured out what the problem was, he was accessible and took care of it.

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    Response from Cinch Home Services

    Robert - We are pleased to hear we are able to meet your home warranty needs, and appreciate you taking the time to share your experience. We hope to have you as our customer for many years to come. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 18, 2019

    In two years of having HMS, we’ve only had one claim and we had a great experience. Our furnace went out in the middle of the winter when it was really cold. There was a hole in the heat exchange, so carbon monoxide was potentially getting into the house. I called my claim in and they initiated it. However, the first company that they linked me to was horrible. I pulled up the company because they wouldn’t return my phone calls. All of the reviews on that company were very poor, and they were notorious for not calling back or showing up. I called HMS and they gave me a new technician who was very professional and timely. The whole thing took a week and a half to complete because they had to order the furnace. We had to buy a space heater so that our pipes wouldn’t freeze, and we were extremely cold. Nevertheless, our furnace got replaced and it was great.

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    Response from Cinch Home Services

    Jennifer,Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 18, 2019

    My realtor had HMS herself and she liked it and recommended it. She said that was the best one for us so far. I call to submit my claims and they answer right away. Their rep is very accommodating and very friendly. They get back to me and they service it within a couple of days. If I call on a Monday, they’ll usually have a person here on Tuesday or Wednesday in that week to check it out. I’ve only had three instances already to check it out and each time was perfect. The work done was satisfactory. When they make the initial call, they usually say right away where the equipment can be. The warranty has been extremely valuable. I recommend them to my friends, and I will recommend them to people who I know who are looking for a warranty.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience, Carol. We appreciate you choosing us as your home warranty provider. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 18, 2019

    We've been with Cross Country Home Services for nine years now and I'm satisfied with them. We keep them for the times when the bigger things, such as the air conditioner and heater, go out. When I submit claims, I do it over the phone, especially nights and weekends, to make sure that they realize that I really need something checked. However, if it's something small and I could live without it for a few days, I do it online.

    Once, I've had a claim for my refrigerator. They kept sending people out until they said that they would have to replace the unit. That whole claim took over three months to be completed. At that same time, I needed a panel on my dishwasher fixed and it took a month. I also had a claim for my air conditioner to be checked out and someone came out within a few days. That wasn't so great as it was 110 outside then and I have an asthmatic child, but people were busy. But in the most recent times, when I called to have something checked on the water heater because it wasn't staying lit, someone came out the very next day.

    Some of the contractors that Cross Country has sent us last year were extremely rude. One was from SL Services. He did what needed to be done to get my air conditioner up and running and since it was really hot, I was very appreciative of that. However, I was not impressed with him. All he did was constantly talk about how bad getting repaid by Cross Country was and that if I really wanted them to come out in a timely manner, I should call and tell Cross Country I had cash available instead of wiring insurances and save my money I pay on the insurance to pay them cash. They also told me that they would drop any insurance plan jobs to rush to the cash jobs.

    But the most recent contractor that has come out to our house was very attentive, nice, and his business isn't far from my house. The other person he comes to work with was also very pleasant, easy to work with, explained things, made things make sense, and didn’t talk down to us. I had them come back to do annual maintenance on my air conditioner and I would keep in touch with them so that they could come out periodically and take care of whatever seasonal maintenance that is needed to be done.

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    Response from Cinch Home Services

    Ronda, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a longtime loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. It’s definitely not the level of service we aim to provide. Thanks for sharing. - Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 18, 2019

    Submitting a claim to TotalProtect was a seamless experience. The rep whom I worked with was courteous and provided me information on what we needed to do. The tech who came were knowledgeable and they took care of the problem. I'd recommend Total Protect. The warranty is worth it and they make things easy and convenient for you.

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    Cinch Home Services
    Response from Cinch Home Services

    Angela –We know how stressful managing home repairs can be, and we are delighted to hear you’ve had a pleasant experience. We appreciate you taking the time to provide this feedback, and hope to have you as our customer for many years to come. Sincerely, Christine

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 18, 2019

    I called TotalProtect for an AC issue and they got in touch with me. They then had me call the people who would do the work and got it scheduled. It took a couple of weeks to get this certain part to get to my unit but I understand that it was not their fault. TotalProtect was very efficient. The representatives that I spoke with over the phone did very well. They helped and they were very attentive. They tried to get my service as quickly as they could. The technicians that were sent out did a good job and they were very efficient too. I am having a little bit of a problem though. The AC is not blowing quite as much as it did with our old unit. I called them and they told me that they would be back to check on it and fix it for me too. I would recommend TotalProtect.

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    Response from Cinch Home Services

    Ronald, Fantastic service is what we aim to provide, and we are excited to hear that you were pleased with our service contractors as well. Thanks for sharing! – Amanda

    Verified purchase
    CoveragePunctuality & Speed

    Reviewed March 17, 2019

    We got HMS home warranty through the people we purchased the home from in 2013 and continued the service. I’ve had many experiences with them and every one has been flawlessly executed. Our microwave stopped working and the dishwasher panel needed to be replaced, and they were fixed quickly. My water heater was also replaced. HMS is a good insurance policy to have and it is worth it.

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    Response from Cinch Home Services

    Stephen, Thanks for taking the time to share your experience. We are happy to hear that we’ve been able to provide you with peace of mind for your home management needs. – Austin

    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed March 17, 2019

    I have a shower leak since 2 weeks ago. Called HMS Warranty that same day and they assigned me plumbers which I can never get a hold of. Until now, my leak is not fixed, no one in the customer service is ever helpful of my claim. Full of ** excuses, and this company deducts my monthly dues on time! So expensive with the worst service ever!!! Never get this company or you will be drowning with water at your house and no one will come to fix it!

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    Response from Cinch Home Services

    Diana, I'm sorry to hear about this experience. This is definitely not the level of service we aim to provide, and we’d like to help. I have located your account and my team will review your claim and follow up with you personally. -Austin

    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 17, 2019

    HMS has a contract with one single service provider in my area. They have very limited hours and are not open on the weekends. This makes it nearly impossible to get an emergency repair done in short order. If you call for support, you will be connected to a call center that will be unable to set you up for an emergency repair. My personal issue: Furnace went down in subzero temperatures. I noted the error code and diagnosed the problem as an issue with a limit switch. This is a 10 minute repair with a $40 part. I called the service rep to request a repair. They gave me a phone number to a contractor that was not open, and thus was unable to be contacted.

    I called back and asked they call one of the dozens of local HVAC contractors that were open. I explained the dangers to my family and my home of having no heat in subzero temperatures. I explained the very real possibility of pipes bursting. They said if that happened it would not be covered. I was also told they would not pay for a different repairman to come. I kept calling and explained the significance of the issue to four separate reps. One offered to do a "radius" search to possibly get someone else to come out to my house. I waited a few hours and heard nothing.

    I could not afford repairing water damage from burst pipes and it was becoming unsafe for my family to remain in an unheated home. I was forced to take matters into my own hands and contact one of the open HVAC contractors to perform the routine repair. I had a repairman at my house in 30 minutes and he was able to diagnose and repair the furnace in under 15 minutes. This repair was not covered under my warranty due to it being repaired by an unaffiliated contractor. Thankfully, the repair was not much more than my $100 deductible.

    HMS will do everything they can to save a dollar and they do not care if their inaction puts your family or your home at peril. This predatory business practice of only contracting with one contractor with very limited hours forces policyholders to take matters into their own hands in regards to emergency repairs. I believe this is intentionally done to limit the qualified claim payouts. This HMS policy was included for one year with the purchase of my home. I would not consider spending another dime on anything associated with HMS. I would urge any of you to reconsider doing business with this company.

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    Response from Cinch Home Services

    Marc – I’m sorry to hear that this was your experience. I assure you it is never our intention to delay the resolution of any customer’s claim.We appreciate the feedback you’ve provided and will ensure it is provided to the appropriate department for handling. - Amanda

    Verified purchase
    Claims HandlingCoverageTechSales & Marketing

    Reviewed March 17, 2019

    TotalProtect Home Warranty was offered through our bank and it sounded like a good deal. We signed up for it and had very good coverage. I've had advertisements about other warranty services, but their coverages aren’t as good as what I've got with TotalProtect. So far, my experiences in submitting claims have been very good. I call up and they get somebody to look at what is wrong. Depending upon availability, a contractor usually contacts us within 48 hours. All I do is pay the deductible and everything else gets covered. It’s nice to know that we have the warranty available although we haven't really used it that much. We called them when we had a problem with the refrigerator and had an appointment set up the day after. A & E came and they did an outstanding job.

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    Response from Cinch Home Services

    James, It’s nice to hear that submitting your claim was quick and easy. We strive to provide an efficient claim process, and we’re glad to know you’ve been pleased with our service. Thank you for sharing your experience. - Angela

    Verified purchase
    Customer ServiceTechRefunds & Payouts

    Reviewed March 17, 2019

    I have Cross Country Home Services for seven years and had five experiences with them. They’ve been generally good. The repair people who came out here have all been very polite and professional. I had an issue with the garbage disposal where they replaced the unit with a smaller unit. I called them the next day and said it was not working. Then someone came right out and replaced it with the same unit that was originally broken. So it took some negotiations. It’s not always easy. The one real bad experience I had was when our hot water heater went out and they told me I had to wait six weeks to get it replaced. So I got the hot water out of my own pocket, and then they paid me out 1/3 of the value of the hot water heater. But in the summertime, when the air conditioning went out, they came out at 2:00 o'clock in the morning to fix it.

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    Response from Cinch Home Services

    Jeree, I’m sorry to hear that your claim did not go as you expected. We appreciate the valuable feedback you have provided, and we are constantly working on improving our processes in order to become more efficient and provide a better customer experience. - Angela

    Verified purchase
    Customer ServiceTech

    Reviewed March 17, 2019

    At first, it was taking a long time for TotalProtect to answer the phone or call me back. But they were really good if I could get someone on the phone. The reps were professional and concerned. And then, the contractor would call me or I would call them if I haven’t heard from them, so it’s pretty good. The techs that have come have been helpful and would come back if I call them. The last people that I had were for my refrigerator and my water in my tub that I couldn’t get to turn off and they were really good. I would like to just use them for my own personal use.

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    Response from Cinch Home Services

    Ann – There may have been extended hold times to get a representative on the line, however, this is not typical. We are delighted to hear that overall you have had a pleasant claims experience with our company as well as our service providers. We appreciate you taking the time to provide this feedback, and look forward to managing your warranty needs. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 17, 2019

    The first claim that I submitted with HMS Home Warranty was about the central unit and they had someone out within a timely manner, but the second time that I had a claim, they told us that they didn't have anybody available that time. From my understanding, they were supposed to have a network big enough to whenever I have a problem they were able to handle it. They said that I could get someone on my own, but they would see about reimbursing me. I said that it was not what I was explained that they all did. If I had an issue, then they send a technician and we go from there. They finally sent one out and he got me going. But the last time I called and they put me off about two days or so with the technician between them scheduling it, then the technician calling me and then scheduling.

    When the technician came out, he asked me about possibly a replacement. He said, "With the amount of time that it's gonna take and the price of the part, it's potential that it may be a replacement, are you okay with that?" I said that it was fine, so it ended up being a two-week ordeal between the start and actually getting me a unit here. The company replaced my unit but the technician said, "Look, this is probably what your problem was all along. It's just a fact that the technicians didn’t check it." I've had to pay the deductible every time they came out, but not once have they said anything about giving me a hotel room for the night.

    I've been out of a $100 every time somebody has come out, not to mention the fact that I've been two weeks without heat. I have a fireplace, but I was solely using my fireplace for two weeks, so I had to be out of the time and labor and the amount of fuel just for using my wood splitter. It is an additional heat source, not my primary. I wasn’t really happy about it. But they stood by the end result. They replaced my unit and I'm happy, although the experience could've been a lot smoother and a lot quicker. I just didn’t understand why the technician had to wait for the company to send them a unit.

    They had it there for two days and I had to call them. The lady said, "Well, it came in and the guys didn’t tell me that we have received it." I was sitting for two days waiting on them, then the company called me and asked, "How are you liking the unit?" I said that it was not even installed yet and that they still didn’t even have it. The company, nonetheless, stood by their warranty and I appreciated that. Overall, I'm happy.

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    Response from Cinch Home Services

    Hi Marlon,Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Angela

    Verified purchase

    Reviewed March 17, 2019

    HMS was our home warranty when we first purchased the home. We've had coverage for two years now. We stayed with them as we didn't have problems after the first year had expired. But now, we've been trying to get our furnace fixed. We live in Chicago and we had the Arctic cold. I called to submit my claim and they sent somebody out. And it's the same people that keep coming out.

    My thing is if that person didn't rectify the first problem after the third time, why do they keep sending me the same people when the issue is still not fixed. In fact, the company has been out here many times. The fourth time, they said it was a part. They took time for the part and now, the furnace still is not fixed. What happened was when I tried to put the thermostat on 90, my thermostat would never go to 90. It wasn't heating the house. The tech said that it's because it's cold. My question is that why isn't the thermostat reading 90? My thermostat wouldn’t go past 62 and that was what I've been telling them. This issue has been going on for two months now and this is upsetting.

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    Response from Cinch Home Services

    Robbie, I'm sorry to hear about your experience. We’d like to speak with you to address your concerns. I have located your account and my team will reach out to assist you with your claim. Thank you for your patience. - Austin

    Customer ServiceTech

    Reviewed March 16, 2019

    Since February 2019 I have been having an issue with my AC and it has not been resolved because I have been getting the runaround from Customer service reps. The technicians are dropping the jobs and everyone seems unaware of what is going on with this AC. I need a resolution ASAP because I have children and elderly people living in this house. Help me ASAP.

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    Response from Cinch Home Services

    Rhona, I am sorry to hear of the delays you experienced. We value you as a customer and want to help get your claim resolved. We've located your account, and a member of our team will contact you once we have investigated your claim. - Angela

    Customer ServiceTech

    Reviewed March 16, 2019

    I have been a customer for over 13 years and the provider use to do a satisfactory job back in the day. The last 4-5 years the service quality went downhill as though as they don't care about customer service because there are no ramifications if they do a terrible job and have the customer wait for a replacement part. Currently, my water heater went down in Nov, 2018 and I have been out of hot water for 4.5 months and going. It is currently the winter months which makes it even more difficult. To this day, they ordered the wrong size water heater even after taking down serial numbers, model numbers, etc. twice. They refuse to do a conference call with the service provider and I to schedule an appointment as the provider does return phone calls to install my water heater. Once the service provider did return a "text" I waited all day and he did not show up (happened once before). After calling in everyday and insisting they try resolve this they just drag it along and makes me seriously wonder if they are running a ponzi scheme. Good customer service would have had this resolved in 2 weeks.

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    Response from Cinch Home Services

    Ashvin - I am disappointed to hear of the ongoing delays with your water heater claim, and will be glad to investigate to see how we can get this resolved as quickly as possible. A member of my team will call you directly to address your concerns once your claim has been reviewed. Sincerely, Christine

    Verified purchase
    Claims HandlingRefunds & Payouts

    Reviewed March 16, 2019

    We've been with Cross Country for seven years now. Four times a year, we put in a request for inspection. We do the AC, electric, appliances, water heater, and plumbing. Recently, we had to have an ice maker replaced since it was already 20 years old and the ice was clumping together. There was a little back and forth with Cross Country, and finally, we put it off for a while 'cause we had limited time to get it done. And that was when we had to go out on our own and find someone because Cross Country couldn't assign us anyone. We got somebody locally who did the job and filled out all the proper paperwork. He inspected it, took it apart, and discovered that it was defective. We paid him and submitted the claim to Cross Country, and they reimbursed us minus the deductible. It was all handled perfectly. Overall, we've been very happy and would still recommend them.

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    Response from Cinch Home Services

    Carol, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Claims Handling

    Reviewed March 16, 2019

    I’ve had TotalProtect Home Warranty for around five years now and the only bad experience I had was when I had to wait for about three months for them to get parts for my air conditioning unit about two years ago and it was during the hot part of the summer. Also, the guy that they sent wasn’t professional. I had just a little timing delay but he was charging me fees that I didn’t think I should have had to pay outside of. Then he explained that it was about the Freon that he charged. The rest of my claims with TotalProtect though had been okay because I told them that I didn’t want anybody that wasn’t reputable to come to my house anymore. Right now, I have a claim out on my furnace and a guy called this morning. He was supposed to be here today but he said that the parts have not come in. But overall, TotalProtect has always tried to take care of me.

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    Response from Cinch Home Services

    Gregory, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingPricePunctuality & Speed

    Reviewed March 16, 2019

    My husband purchased the HMS home warranty in advance for the first year and it worked out so we decided to keep it. But lately, putting in a claim has not been as easy as it has been in the past. This year, it's a little harder to put in a claim especially with dual claims. For instance, I had an issue with the washer and dryer. In the past, I would call in for it and I would be able to get in. Now, the rep told me that I gotta do two claims. They tried to charge me two fees of the deductible for that.

    Then, I put in a claim for the garbage disposal which was leaking. The water drained down in my cabinet and everything was soaked. It messed up my cabinets. The reps told me not to use that part of the sink, which I didn't. I wasn't able to expedite it and I ended up looking into it. Probably, it wasn't an emergency for them but that was a big deal to me. I have kids and I try to get them to use only one side of the sink to keep it from overflowing.

    The service also doesn't seem as fast as it used to be as far as getting appointments. When I call, the reps don't seem as knowledgeable as in the past. Also, the companies recently don't seem to respond as fast. I reached out to HMS to confirm an appointment and the reps would confirm that I'm scheduled. But when I call the company, they have no record of that and I end up having to wait another three or five days to get an appointment. They don't answer the phone a lot of times too. It's been a little different and I am considering switching next year. But other than this past year, my experience with HMS has been great.

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    Response from Cinch Home Services

    LaToya, Thank you for taking the time to share your experience, and we’re sorry to hear that the claims process is not as easy as it once was. We have implemented some updates in the last year which could have gone smoother than they did. We value your feedback and hope you will give us another chance to serve your home warranty needs. - Angela

    Verified purchase
    TechOnline & App

    Reviewed March 16, 2019

    Our realtor set us up with a free year with HMS when we bought our house and we've had it for about two years now. We recently needed our garbage disposal fixed, and we placed the request on the website and got the problem taken care of in a day. We reached out to the vendor to schedule it and they were there in a few days. The serviceman was there for about 30 minutes. He was super polite, very helpful and he made sure everything was taken care of. He cleaned and didn’t leave any issues for us. It was a pain when the garbage disposal didn’t work, but the serviceman fixed it.

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    Response from Cinch Home Services

    Nick, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs. We appreciate your feedback. Sincerely, Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed March 16, 2019

    We have only done one claim with HMS Home Warranty and it was easy. It was for our air condition unit. We submitted the claim over the phone. The contractor then came out and fixed the unit. I couldn't be home then but he said he wouldn’t need to go in the home to fix it. He then had to come back but it was just the next day. That was a month ago and everything has been working well since then.

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    Response from Cinch Home Services

    Stephanie - We are delighted to hear our service provider made quick and efficient repairs to your air conditioning system. We appreciate you taking the time to share your experience. Thanks, Christine

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed March 16, 2019

    My HMS home warranty came with my home and having it has been great. I submit claims through their site and that's been really easy. Somebody's on it quickly and I haven't had any bad experiences so far. It's usually quick and flawless. Setting up the appointment and then they emailing the initial appointment to me could be a little faster. But now, it's been really beyond my expectations.

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    Response from Cinch Home Services

    Terri - Our customers are our top priority, and we want every experience to be 5 stars! We are delighted to hear you have been pleased with our services, and appreciate you taking the time to share your experience. We hope to have you as our customer for many years to come! Sincerely, Angela

    Verified purchase
    Claims HandlingPrice

    Reviewed March 16, 2019

    I heard about TotalProtect Home Warranty through my credit union and their warranty looked like it had a good price, so I got it. I called them to file a claim and I feel more reassured talking to somebody. Over the years, TotalProtect has sent different companies and all of them have been very good.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Hollis! I'm happy to hear you have appreciated the benefit of your warranty. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 16, 2019

    Submitting claims to TotalProtect was very easy. My daughter did it for me and she did it online. The tech that came out was very customer oriented. They did exactly what I asked them and they solved the problem, so it was very good. TotalProtect meets my expectations and beyond my expectation. I have a rental property and as soon as I get that rented out, I’m gonna get TotalProtect.

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    Response from Cinch Home Services

    Brenda – We are blown away by your review and thrilled to know we have exceeded your expectations. Our customers are our top priority, and we appreciate you taking the time to let everyone know how easy submitting a claim can be! Sincerely, Christine

    Customer ServiceClaims HandlingTech

    Reviewed March 15, 2019

    I have been with them for 1.5 years and have had nothing but issues! The first issue I had was when our sink backed up on Thanksgiving. When a tech came out he just plunged the sink and said it was fixed. When it happened again the tech came out and they followed it to the basement and removed a wall And found a leak. The next time it happened (luckily the wall wasn’t fixed yet) they found a clog and removed it. That seemed to solve the problem. When we got the wall fixed we had to pay for it ourselves and submit for reimbursement. I called and they said they did not get it so I sent it. I called back and was told it was not detailed enough. The contractor send a more detailed bill and we were again told it was not detailed enough. The contractor even called them twice. I still have not gotten a checking. I paid $100 each time a tech came out even though it was the same issue.

    Second issue was the washer. It broke and they sent someone out to look at it. They said the basket was leaking and ordered a new one. This took a couple weeks. When it arrived a different tech came out and stated there were other issues as well and it needed replaces. HMS gave us one option for replacement or we could get a check (for less than the replacement option) and get what we wanted. We chose Roger what we wanted. I called a few weeks later to see about the check and was told it was accepted and sent. No check so I called 3 weeks later and was told they would stop payment and send a new one. No check, I called 2 weeks later and was told the check was processed wrong and they would fix it and expedite it. No check. I called two weeks later and they said it was sent on 7-11 and they would stop payment and resend.

    I finally got the check after months of waiting. Third issue was when my renewal came up I made a payment. About two months later I called to report a claim and was told my account was closed for no payment and I needed to pay the whole year to restart it. I never got a phone call, email or letter. I paid the year and they gave me a discount. I called about 6 months later to report sink issues again and was told my account was closed due to non-payment. The amount of the discount was the amount due. They have no record of a discount. I am still dealing with this issue. Again no calls, emails or letters. They said they would call back in an hour after they check into it and never called. Save yourself some misery and go with another company.

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    Response from Cinch Home Services

    Hi Jen - Thank you for bringing this to our attention. I assure you, it is never our intention to delay the resolution of any claim. I will be glad to locate your account to see what additional information we need to process your reimbursement. Please allow time for me to investigate, and I will follow up with you directly to address your concerns. Sincerely, Angela

    Customer Service

    Reviewed March 15, 2019

    My microwave handle came off, the pad that operates the microwave you have push it twice to work, was told that could cause the microwave to short out and stop working and the vent above the microwave has came off. These are plastic parts, when it was called in, I was told by the department that approves for it to be fix, that those parts don’t keep the microwave from working. I made my payment for coming out, called back to the warranty company was told that a Supervisor will be getting back with me. So now am here with a microwave that may be a danger to use and paying for a warranty that the company will not honor. Lacy

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    Response from Cinch Home Services

    Kim, I’m sorry it’s taking longer than expected to get your dishwasher repaired. I have located your account and will provide feedback about the delays you have experienced on your claim. We will follow up with you after your appointment to ensure the work is completed. – Thanks Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 15, 2019

    My experience was good overall whenever I had to submit a claim for service with HMS Home Warranty except for the very first time. The girl couldn’t answer my question and she had to keep saying, “Hold on.” I was getting really weary about it and she couldn’t find me somebody that worked on a weekend to take care of my situation. But when I called back a little later, whoever it was that answered the phone took care of me right away, and ever since then, it has been all good.

    The technicians that have come to our home have been awesome and the one company that I would recommend to anybody at any time would be ARM. They unclogged my sink, fixed my shower head and fixed my toilet which came away from the foundation. They were a pair and they talked to me like a human being. We were able to talk about what was going on and were also able to joke around a little without interfering with the work and I felt comfortable with them being in my home. They told me not to hesitate to call if I have any other problems, and that sealed the deal. I would recommend HMS to anybody.

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    Response from Cinch Home Services

    Tammy, We appreciate you taking the time to share your claim experiences! We try our best to provide quick and reliable service and are pleased to hear that this has been your experience. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 15, 2019

    My HMS home warranty came with my house I bought and so far, submitting a claim for service is good. The process is very easy to get started and I've gotten very good assistance from the representatives. However, recently, the plumber has been a little iffy. She unclogged my drain but it clogged back up really fast. I’m not sure if it’s the work she did or it was just something that’s wrong in the pipe. Except for that plumber, everybody else has been great. The technicians who have come to my home, in general, were very professional and kind. They usually fix the problem.

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    Response from Cinch Home Services

    Tyler, We’re sorry to hear that you were disappointed with the plumber that was sent to your home, but we are glad to know that overall you have been pleased with your warranty experience. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed March 15, 2019

    I purchased a home that was previously owned by someone else so I wanted to make sure that I would be able to get something fixed if anything arose that I wasn’t aware of. I got a home warranty and went with TotalProtect because of the price and the coverage. They're pretty prompt when I submit a claim and they’re pretty knowledgeable of what they’re dealing with, what I have for my type of coverage, and what it's gonna take as far as my deductible. They give the correct information even if it’s not what I wanna hear. They get right on it and they give me the company’s information to call with the claim number. Then, the company gets back with me and the techs have been great. One incident occurred where my heating unit went out and it was in the dead of winter. He came out the very next day. Within two to three days, they had me a new unit out and had it setup.

    TotalProtect has great customer service. I love the time frame that I put in a claim and it’s taken care of and there’s no paperwork. They do everything for me. I just got to call in whenever something goes wrong. Also, when it’s time for them to pay the claim, I’ve never had an issue. They go above and beyond so I really won’t deal with anybody else.

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    Response from Cinch Home Services

    Angela – It is our pleasure to provide you with top notch customer service, and efficient claim resolutions. Our goal is to provide quick and reliable service, as we know how hectic managing home repairs can be. We appreciate you taking the time to share your experience. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 15, 2019

    We had a broken AC and last year we had some plumbing issues. We also had the microwave replaced two months ago all through HMS. We arranged something and the contractor came. The only thing was that they couldn't give me an exact time when they could come and replace my microwave. The day before, they contacted me to tell the time they were coming. I told them I didn't know if I was gonna be able because I had a meeting. They told me they could reschedule it and I said they could come in the next available appointment, which was two weeks later.

    Eventually, my microwave was replaced but it was different from my last one because of the model. Other than that, when the AC was broken, there was a miscommunication with everybody because of the parts and what was needed to be done. We had to stay at the hotel for a little bit more than a week since it was super hot. It was a mess and the communication wasn’t good. But overall the claims process with HMS was good.

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    Response from Cinch Home Services

    Mariana - I am sorry to hear of the delays with the service provider assigned to your claim, and appreciate the feedback you have provided. We are pleased to hear that you are overall pleased with our claims process, and are here 24 hours a day to assist you if you have any concerns regarding a claim status. Thank you for taking the time to share your experience! Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 15, 2019

    I've had one claim with TotalProtect and the rep handled it efficiently. They sent two technicians and they were very good. They got the issue taken care of and they gave me their card in case anything else happened. I was very satisfied. Also, the people at TotalProtect are very efficient and they do what they say that they would do. There are no hassles so I'm very pleased. I will recommend TotalProtect to other people.

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    Response from Cinch Home Services

    Beverly, It is our pleasure to provide you with top-level customer service and we are thrilled to hear that you have referred us to your friends. We hope to continue to continue to service your home warranty needs for years to come. – Amanda

    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed March 14, 2019

    Ceiling fan broke and needed to be replaced. Warranty rep called, told me they could send $150 FOR THE FAN. I would have to pay for the rod and extra time for the contractor to rent a tall enough ladder. Okay. DIDN'T EXPLAIN I HAD TO ALSO PAY FOR REGULAR LABOR TIME if I took the payout. When the contractor called me and explained this, I immediately called back - 22 minutes after I hung up the first time. I was told it was too late, they couldn't do anything for me. Asked for a Supervisor, was called 2 days later. Told same thing, on voice mail. Called back - twice - to get to a manager that I could actually speak to. Finally did, and I explained the entire situation, especially about how the rep didn't fully explain my options - I asked her to please listen to the call so she could hear it for herself - and the fact that I called back 22 minutes later, long before the claim had been processed, but it took 2 days for anyone to call me back. I also explained that the first time the technician came out, I paid my $125 fee, and he was here for all of 20 minutes. Why would I ever agree to pay additional labor charges when I didn't even get $120 worth of work? That would be stupid and I am not stupid. She seemed to understand and I had a little more confidence when she said she would speak to her manager and call me the next day, and that if she had to leave a voice mail she would leave her extension so I could call back and speak to her. Never called me back, but I got another voice mail from someone different, saying it was too late, with no extension. 22 MINUTES LATER IS TOO LATE???? Especially since the first representative did not explain the entire process to me so that I could understand. I spent a total of 81 minutes on the phone with various people trying to explain, and I swear all they cared about was their process, 2 days after the fact, since that is when a Supervisor finally called me back. I will be looking for another warranty company....

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    Response from Cinch Home Services

    Sandy, We’re sorry to hear of the effort you put forth trying to resolve your claim for your ceiling fan. We appreciate your feedback and will complete a full review of your claim to ensure you were provided with the full benefit your warranty provides. I assure you it is never too late to ensure your claim is handled properly. Sincerely, Christine

    Verified purchase
    Tech

    Reviewed March 14, 2019

    Recently, our hot water heater broke and HMS Home Warranty got someone out here. The rep was very nice and professional. The contractor arrived a little beforehand and it was perfect. He was very nice too and the quality of work that he did was exceptional. They were gonna order a part but then the part was no longer available 'cause it was too old so they replaced the water heater. It has been working well since.

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    Response from Cinch Home Services

    Danielle, Thanks for taking the time to share your experience. We are happy to hear that we’ve been able to provide you excellent service. Have a great day! – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed March 14, 2019

    I’ve got an ongoing claim with TotalProtect Home Warranty for a dishwasher with a motor that went out. It would run but it wasn’t cleaning anything. The reps on the phone were very helpful and they sent out reputable contractors who told me that it would be seven work days. It’s 10 days now, of which, four were weekend days, so I should be hearing something from them. Granted I'm always gonna find a technician that just doesn’t cut it. For example, the people that they sent for HVAC have been great and I only dealt with one that I didn’t particularly care for. I gave TotalProtect feedback on that one and hopefully, they weed them out. Still, TotalProtect has been really good with who they select to provide services.

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    Response from Cinch Home Services

    John, We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for taking the time to share your experience. - Austin

    Verified purchase
    Customer ServiceClaims HandlingOnline & App

    Reviewed March 14, 2019

    My air conditioner is a 25-year old system that has to be fixed around three times a year. I had a homeowners-type insurance and the people that come out to service my air conditioner told me that the insurance I had was really bad and that HMS was incredible. I called HMS and they’ve been amazing so far. As far as submitting claims, I do everything online and navigating through their website is easy.

    I just wish that they make sure that the person they send out knows what they are doing or request somebody else. Last time, HMS sent somebody to fix my dryer but he didn't know what he was doing. I have the Samsung Flex and he said he didn’t know how to fix it. He said that that he would read the manual, then he would come back out because he was gonna have to take my dryer apart. I said, “If you don’t know how to fix my dryer, what are you doing out here?” If they have to take my whole dryer apart just to test it, that is an issue for me. They should be able to test it without taking my whole dryer apart.

    Nonetheless, my experience with HMS has been very easy and simple. When my washer quit working and I didn’t know what I was doing, they sent somebody else from Sears and he was incredible. I ended up not having to pay a co-pay because I didn’t know what I was doing. It was more like a teaching informational and my washer was up and running in 10 minutes. Having a warranty for our property is 100% valuable. It is not a want, it is a need. I've had HMS for a year now and I'm getting ready to renew.

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    Response from Cinch Home Services

    Maggie, Thank you much for sharing your claim experience with us. We strive to provide an efficient claim process for our customers and it’s great to know that overall, you were pleased with the service we offered. Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 14, 2019

    We've had TotalProtect for 10 years now and we're happy with it. I submitted a claim for the refrigerator by phone and everything went well. The technician that came was very competent and very polite and we liked him. Something was wrong with the freezer but he fixed it. He was very good and we were satisfied.

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    Response from Cinch Home Services

    Ilene, Our customers are our top priority, and we are pleased to hear you are satisfied with our service. Thank you for taking the time to share your experience. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 14, 2019

    It's quick and easy to file claims over the phone. It was a little complex at first as the rep was having a hard time understanding what I was doing, but he was able to figure it out, so it was good. The tech HMS sent was great as well.

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    Response from Cinch Home Services

    Derrick, Our customers are our top priority, and we are pleased to hear you are satisfied with our service. Thank you for taking the time to share your experience. Sincerely, Austin

    Verified purchase
    Claims Handling

    Reviewed March 14, 2019

    When we bought our house last fall, the HMS Home Warranty package was offered and we accepted it. So far, we’ve submitted three claims and everything got taken care of and processed right away. We ended up cancelling one and the one claim on the dishwasher took about six trips for it to get finally fixed. But the other one with the cook stove was taken care of the first time it was done.

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    Response from Cinch Home Services

    Charles, We aim to provide excellent service, and we are excited to hear that you were pleased with your visit. Thanks for the kind words. – Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed March 14, 2019

    I went with TotalProtect over another provider for their price. When I had to file a claim, they have a seamless process. The rep that I interacted with handled my situation very professionally. I also had technicians who knew what they were doing. They did very professional work and they were very attentive to detail too.

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    Response from Cinch Home Services

    Frank, Professional service is what we aim to provide, and we are excited to hear that you’ve been pleased with our agents and service providers. Thank you for the kind words. – Austin

    Customer Service

    Reviewed March 13, 2019

    I just would like for someone to call me back. I have been waiting for 2 weeks now. I have tried several times to call but hung up after 20 minutes of waiting. I finally got through today and was given a wrong number to call.

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    Response from Cinch Home Services

    Lee, I can tell this experience has been extremely frustrating and we want to help. Our team will investigate your claim and follow up with you personally. - Austin

    kathleen increased rating by 4 stars.
    Customer ServiceClaims HandlingTech
    After a positive interaction with Cinch Home Services, kathleen increased their star rating.

    Original Review: March 13, 2019

    I called Monday early morning to say I had a leak behind the toilet in my small bath off my bedroom. A plumber came and called in my claim. Because he mentioned the word rust my claim was denied. It would have been about $550. The plumber said it was reasonable to have a little rust since this was a water leak. No one comes out to check on these supposed protected appliances. I was simply told they would not honor the claim. The plumber will repair it out of my pocket. This is not right. When I was sold the plan - I'm 71 - I was told this would give me peace of mind. I have been so angry since Monday morning. The people I talk to on the phone are very difficult to understand so I have to ask them yes or no questions. I was told they would get back to me in 48 hours. And yet the leak is there and the plumber just lives up the street from me.

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    Response from Cinch Home Services

    Kathleen, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered by your warranty. In this the failing item was a component that was not addressed by your policy. Since it was not failing, the toilet did not qualify for coverage. This information can be found in the terms and conditions of your warranty booklet that was mailed to you upon enrollment. We regret any confusion or misunderstanding which occurred. Respectfully, Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 13, 2019

    Everything has been great with HMS. I’ve used it for a couple of different services and I never had an issue. The reps worked with me and got someone to fix whatever I needed to be fixed very quickly. A couple of the contractors weren’t as great as I wanted, but then I called back a representative and they got someone else for me. HMS works out really well.

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    Response from Cinch Home Services

    Jennifer, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Austin

    Verified purchase
    Claims HandlingCoverageTechOnline & App

    Reviewed March 13, 2019

    I went online when I submitted a claim with HMS and navigating through their website was not too bad. I was able to find the right thing that was damaged and it gave me options which I was able to down select one of the contractors and get an appropriate time for the appointment. I was given a five-hour window for the contractor to contact me.

    The work done was satisfactory. The only disappointing thing was the light was out for the heated dry of our dishwasher and they were saying that was not within the scope of the warranty. The contractor told me that it did not cover the control board and operability for display lights. I think there was also some other kind of issue because it also did not effectively dry the dishwasher. On the other hand, the service on the washing machine was good. They ordered the parts, came back and fixed it.

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    Response from Cinch Home Services

    Steven, Thanks for sharing your warranty experience Judy. Thank you for choosing us as your warranty provider and that we were able to provide satisfactory service. Have an amazing weekend. - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed March 13, 2019

    HMS was purchased when I bought my home and I am still within my first year with them. I've called them a couple of times and they've been really responsive. The only thing is we've had three calls and on all of them, I had to find somebody else. I had a water line that went out and we made the claim over the phone. However, whenever we were provided with contractors, some of them were about six hours away and they were not in our area. We called them back twice because they couldn't make it out for a couple of days. But the contractors that came in fixed the water pump, and it was good to go.

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    Response from Cinch Home Services

    Joseph, Thank you for sharing your claim experience with us. We aim to provide an efficient claim process for our customers, and are sorry to hear that on certain occasions you’ve had trouble obtaining service. We appreciate your feedback. - Christine

    Verified purchase
    Claims HandlingTechPriceRefunds & Payouts

    Reviewed March 13, 2019

    This was my first home purchase. I moved in here in ’07. I was told the air conditioning was four years old. The furnace had also been replaced since the development was built. I didn't know how old the appliances were, but I had replaced the refrigerator. Given the length of time, I decided to get TotalProtect Home Warranty because if something really big would happen, I don't have enough money to do big ticket items.

    TotalProtect's claim process has been good and everybody has been very courteous and polite. The technicians they've sent out have been very professional, too. They would communicate with me when they're gonna be here. They would even tell me why the delays are happening, what is really transpiring and why it isn't working as fast as I thought it would.

    My claims for the garbage disposal and air conditioning went fairly smoothly. When I had an issue with the air conditioning, I was even offered accommodations and that was really nice. But since the weather was nice, I didn’t take advantage of that and I was able to stay here until things got done. That really made me comfortable with TotalProtect. A couple of things surprised me, though. With my plumbing issue, someone did something that wasn’t right and I had to pay out of pocket.

    TotalProtect also won't work for somebody who has a lot of funds available. For instance, with the furnace, you could basically pay for it out of pocket yourself. Once I found out how much the furnace really was, I really couldn’t have afforded it. Because to get right down to it, the furnace only cost about $300. And if you don't have the money to pay for the rest of it, you won't get it. But as far as other things, they are free. Over the years, I have paid them about $5,000. You think you can put that into the bank, but if you can't control your money in the bank, then you have to put it into a service like TotalProtect.

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    Response from Cinch Home Services

    Brad – We appreciate feedback, especially from longtime customers, and are delighted to hear we have been able to satisfy your home warranty needs. As with any home warranty, coverage is very detailed in the agreement and there are some items and conditions that may not be covered. If you have any questions regarding the out of pocket costs you paid on your plumbing claim, please let me know, and a member of my team will call you personally to address your concerns. Sincerely, Angela

    Verified purchase
    Tech

    Reviewed March 13, 2019

    I've been covered with TotalProtect for 10 to 12 years now. They get the job done and they do it right. When I submit a claim, I call them and they get a provider for me. Then, the provider comes and fixes the problem. But a few years ago, we were expecting to have somebody fix the washer and the guy came out in a few days. But other than that, the technician fixed the problem. Their technicians have been very good and they do their job. Also, they can come back if we're not satisfied. We pay the one-time deductible, and if they can't fix the item, they will replace it, which is very helpful and a very good thing. So far, they've replaced our water heater, washer and dryer. I've been satisfied with their service all the way around.

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    Response from Cinch Home Services

    Claudia - Our goal is to provide reliable service you can count on, and we are delighted to hear we’ve been able to satisfy your home warranty needs. Thank you for taking the time to share your experience with us. Sincerely, Austin

    Customer ServiceCoverageTech

    Reviewed March 12, 2019

    After having paid for 9 years to HMS Warranty, and I only used a few times, I had an emergency need to get my furnace working. Was set up with a service provider but told that the home warranty only covers calls Mon-Fri. (It was a Saturday!) The service provider (on Monday) they were excellent but had to get authorization for a part. (They had the part in stock and could have come back.) I called HMS 4 times in 24 hours. (Requested a supervisor call twice and still waiting.) Each time told that there was nothing that could be done and that their approval dept was "working" on it. It's days day 3 now and still without heat, with a child and it's 26 degrees! Don't expect customer service from this company, nobody seems to care and there is no escalation or complaints dept.

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    Response from Cinch Home Services

    Julian, We truly apologize for the inconvenience you experienced. Our records indicate that you have been working with a member of our Leadership team. Rita will remain in contact with you to ensure your claim has been completely resolved. We appreciate your patience and the feedback you provided. – Christine

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 12, 2019

    I'm satisfied with HMS Home Warranty. When I called them up to submit a claim, they told me which company to contact. I contacted the company and they called back with an hour. They told me what their schedule was gonna be and when they were gonna show up, which they did. But I had a problem with the secondary company. They ordered the wrong part and it took a little bit longer to get the thing fixed. But after that, the technician came back in and fixed the issue. There was not a problem.

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    Response from Cinch Home Services

    Keith, Our customers are our top priority, and we are pleased to hear you are satisfied with our service. I regret to hear that the service technician ordered the wrong part and it took longer to resolve your claim. We appreciate you for taking the time to share your experience. Sincerely, Christine

    Verified purchase
    Customer ServiceTech

    Reviewed March 12, 2019

    Whenever I present a problem to HMS, I get a callback within an hour or less from the actual repair person and usually set the appointment up the same day or the next. I just wish I could go in, put it online and be done with it. The technicians have been great and I haven't had any issue whatsoever. Customer service has been good and I would recommend HMS.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience James. We appreciate you choosing us as your warranty provider and are glad that you have received efficient service. Have an amazing weekend. - Austin

    Verified purchase
    Tech

    Reviewed March 12, 2019

    We've been happy with TotalProtect Home Warranty, so far and we haven't had a problem with any of the people that have come out to fix anything. The only time we had a little bit of a problem was with the microwave. The service people came back three times before they figured out what was wrong with it. Also, there was a problem to get somebody right away with the furnace repair one time. The person they recommended was closed on Saturday and Sunday and we had to wait until Monday to get it repaired. But everything else, they've fixed when they've come. I would recommend TotalProtect Home Warranty.

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    Response from Cinch Home Services

    Beverly, Thanks for sharing! Keep in mind we are here to answer all of your home management questions; don’t hesitate to give us a call. - Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed March 12, 2019

    We never had problems when we called TotalProtect Home Warranty. They have all been courteous and polite. When we filed a claim for our toilet, the techs came out to our home after just a few days. They were very professional. They just took one visit to fix the toilet and everything has been working fine after the repair. However, last year, we had issues with the electrical company that TotalProtect have sent out. It was a heating and an AC unit that we needed help on. We didn't know when the Freon ran out. The guy who was sent out said that the unit is going bad. We just got the unit in 2007, so it shouldn't be going bad that much.

    TotalProtect sent two companies out. We had put two claims in and paid twice. And the first guy who came out was very indignant. We had never spoken to anybody who was very unprofessional. We called the company right while he was here and told them to take his name off the list because he was gonna tell us the only reason why the AC wasn't working was because our backyard was dirty and had dirt on the thing on the AC unit. He also said that we should at least clean it out every year. We asked him why he didn't just do what he had to do if that was the problem. Then he told us because we didn't want him to take his solution and clean. We also asked him if he could just put something down on it, so he won't ruin our patio because we painted it. But he said nobody lays anything down and that we didn't have to worry about him damaging the property.

    We called the company back and we were so pissed at them because they said the guy came out and took a look at the problem. We told them he didn't do anything and that we had to pay for that one, and we also had to pay for the new guy who came in. When the new guy came, he didn't say a word to us. He covered the area that he was working at. He put the Freon in but then a few months later, it copped out on us again. So we went ahead and got a brand new unit. We are also mad at TotalProtect because they should understand what we were going through as customers.

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    Response from Cinch Home Services

    Delores, I’m sorry to hear that your claim did not go as quickly as you expected. Please know, we appreciate the valuable feedback you have provided, and we are constantly working on upgrading our processes in order to become more efficient and provide a better experience. - Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 12, 2019

    Filing a claim with HMS Home Warranty for our refrigerator that stopped working was fairly easy. I didn’t really know what to do about it but their rep helped me do it step-by-step. I had to call the service company to set up an appointment but I didn’t have any problems with it. Then, when the contractors came out, they explained everything. If I was confused about anything, they reexplained it to me to know that everything was gonna get fixed in the timeline. They had to order parts and then they had to come back another day to fix it but they got the job done. HMS Home Warranty did a good job.

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    Response from Cinch Home Services

    Rachel, Fantastic service is what we aim to provide, and we are excited to hear that you were pleased with our service contractors as well. Thanks - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 11, 2019

    I got the coverage with HMS Home Warranty when I purchased a home and I have kept up on it. I've had the coverage with them for six years now and I kept deciding to go back to them because it has always worked out really well. On the couple of occasions that I've had to use them, it has been an easy process. I contacted them and they sent somebody out, and the work got done. I preferred submitting my claims online because I just put in my name or my number, filled out my address, and told them what I needed, then they sent the information through, It was fairly simple.

    The technicians have been good for the most part and I’ve only had one bad experience. But I wouldn’t put that on HMS, although I hope that I wouldn’t use that person anymore. I ended up contacting somebody else. They took care of the claim and the quality of work that was performed was good. There is peace of mind when there's somebody to call if something malfunctions.

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    Response from Cinch Home Services

    Francine, Our goal is to provide reliable service you can count on, and we are delighted to hear we are able to satisfy your overall home warranty needs. We appreciate you taking the time to share your experience with others. Sincerely, Austin

    Verified purchase
    Customer ServiceTechSales & MarketingPrice

    Reviewed March 11, 2019

    We’ve been with TotalProtect Home Warranty for about 12 years and our first claim was for a water heater that went out. The techs were right there to get it fixed. It had to be replaced. Then, a couple of years later, our heat pump outside went out and they replaced that for just the cost of our deductible. This time, a contractor was sent out immediately. I had an electrician come out one time too. In May though, our air conditioning went out on a Friday, so I tried calling the contractor all weekend and these ads say that it’s 24/7 service. He didn't call me back until Monday and he said that he couldn’t get here for about four days. I was mad about that one because, in Texas, it gets hot here. But other than that, we've had really good luck with TotalProtect Home Warranty. They've done really good.

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    Response from Cinch Home Services

    Claudia, We appreciate you taking the time to share your claim experiences, and appreciate your loyalty. We try our best to provide quick and reliable service and are happy to hear that overall you’ve been pleased with the warranty. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 11, 2019

    HMS was quick and responsive when we submitted a claim. I did it online and navigating the website was a little too easy. However, you can’t add any detail to it, which means that it requires a phone call to get any detail. The technicians were good and polite but they were mediocre at best on their actual work. Everything up to now has been pretty good with regards to the quality of work but the last one would require a follow-up call. A new issue has risen from where they fixed it but I would still recommend HMS.

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    Response from Cinch Home Services

    Andy, Thank you for letting us know how we are doing! We are constantly updating our processes to improve our customer experience. Thanks for your recommendation! Austin

    Verified purchase
    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed March 11, 2019

    We had another warranty at our old townhouse and we liked them a lot but we moved and for some reason, they said they didn’t have service around then. We moved in our house and we've had HMS Home Warranty since then. We got it for free the first year, then re-upped the second year. They were cool the first year. We have a claim going on now for the icemaker on our refrigerator and it’s taking a long time to get it settled. It has been three weeks. We’re supposed to be waiting on a part from the service provider. Even so, the technician was good. He sent his order but he hasn’t told us why it’s taking so long for the part to actually arrive.

    The last two times, we had a hot water heater problem, which was our last claim before the icemaker. The gas control valve broke on it. The plumber who HMS sent out turned the unit off and turned it back on. He said we can call him if it doesn’t work. We called him back and then it took five or six weeks before our hot water heater was finally fixed.

    We had to go first to the plumber’s house to get the part because he said he didn’t have time to come fix it. My wife drove to his house, got the part that we needed, then we had to go out of pocket to hire our own plumber to come in and put the part on. It was a lot of back and forth among my wife, HMS and lawsuit threats, but HMS finally reimbursed us for the out of pocket money that we spent. But the whole process just seemed to take forever.

    We were trying to cancel our HMS policy, but then they told us that if we cancel and since we already filed a claim, we had to pay all of our remaining yearly dues at one time. So we just went ahead to ride it out in as far as in May of this year. We're also hoping that this freezer problem here doesn’t take too much longer to fix, because every couple of days, we have to go out and buy a bag of ice just to put in the freezer so that we would have ice for the family. There’s a possibility that we're gonna be shopping around.

    Maybe that’s not HMS’ fault because we have a Samsung refrigerator and we have an issue with their icemaker. Maybe it’s a Samsung issue and it just happened to fall. But the communication with HMS is not that great. We don’t know why the part for the icemaker hasn’t been here when it’s supposed to. They would figure that they would take care of us a little bit better than that.

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    Response from Cinch Home Services

    Derek, I’m sorry to hear about the issues you have experienced while trying to resolve your warranty claims. This is not the level of service we aim to provide. My team will look into your ice maker claim and follow up with you personally to assist. Thanks, Amanda

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed March 11, 2019

    I've only had to make a claim at HMS once, and it went really well. The guys came out and everything was set up. They told me that they had to wait to get authorization to replace the garage door unit. They were also about two hours late in arriving, so I had to take time off of work. But they were really nice and very efficient. They cleaned up and did everything I expected.

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    Response from Cinch Home Services

    Danny, I'm delighted to hear of your awesome experience with our service technicians, our goal is to provide service in a timely efficient manner. We hope to continue to have you as our valued customer for years to come. - Christine

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed March 11, 2019

    A friend told me about TotalProtect Home Warranty. We talked about everything and after that, we thought it'd be a good idea that I get one for myself. In the beginning, it was pretty fast but now, it seems slow and takes forever to get an appointment for people to come out and check stuff. The last thing I called about, they said it wasn't covered under the warranty. But other than that, their reps are nice and helpful. The quality of the work that the technicians perform is usually good and most of the time, the technicians are from Sears.

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    Response from Cinch Home Services

    Eugenia, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Tech

    Reviewed March 10, 2019

    I had a great experience with HMS Home Warranty. I called in to file a claim and then they referred me to a local company. I actually got connected through the 800-number to that company and that same day, they came out and looked at the problem. The technician was able to diagnose it in a few minutes. Then he came out the next day and replaced the part that was needed. So it was a really good process and he was very helpful.

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    Response from Cinch Home Services

    Mark- Thank you for sharing your experience with us. Our goal is to provide homeowners like you with fast and reliable service and we are happy to hear we delivered. Thanks. – Christine

    Verified purchase
    TechPunctuality & Speed

    Reviewed March 10, 2019

    My heater quit working and I called HMS. They got somebody out here as quickly as they could. The technician answered my questions, did what they were supposed to do and the quality of work was fine. The heater is still working and I had a good experience with HMS.

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    Cinch Home Services
    Response from Cinch Home Services

    Michael, Thank you for choosing us, we are happy to hear that the warranty has met your expectations, and that we have provided you with prompt and helpful service. -Christine

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed March 10, 2019

    My experience with TotalProtect has been very good. The wait on the telephone is longer sometimes, but they’re very accessible and they send good people. I’ve had a technician that wasn’t so good and they were going to send that company again but I told them that I didn't want that company and that I wanted to stick with Sears and they did. This coverage is excellent.

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    Cinch Home Services
    Response from Cinch Home Services

    Francis, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 10, 2019

    Submitting a claim with TotalProtect is easy but with the most recent claim I had with them, I was a little annoyed. Our air conditioner line needed blowing out. We were trying to suck it out with a vacuum, but it wasn't working. I was a little concerned that maybe there were more issues than just the air conditioning line. So, we went ahead and called TotalProtect. To have somebody come and blow out our line is only $45, but I had to pay $125, and all they did was blow out the line. I just wish that in the future, if the technician would say that it's only $50 to blow out our line and ask if I wanna just pay the $50 versus $120 or &100, I could say, "Okay, I'll just pay you guys $100 instead of filing the claim." It makes it more of a pain if they continue to file the claim when it's unnecessary. Nevertheless, it's not really TotalProtect's fault. Also, the techs that were sent out did a good job.

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    Response from Cinch Home Services

    Andrea, Thank you for letting us know how we are doing! We are constantly improving our processes to better our customer experience. We're happy to hear we have delivered. Have a great day! - Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed March 10, 2019

    Ever since I bought my house in October 2013 till the present, I've kept renewing our coverage with HMS Home Warranty. I usually called on the phone to submit claims and the reps have done a great job. But when my heater went out, I called in but ended up submitting the claim online. They sent me an email with a number and had the issue taken care of. It was that good. They very quickly got a repairman out and I was really happy with the timeliness. The technicians have all been good and they've all done quality work and given seamless service.

    There is the security of having the coverage in case one of my major home systems fail me, although I've filed very few claims with HMS and there were years that went by that I didn’t file any. I have referred four people to HMS over the past two years. Some people that I’ve talked to have a different home warranty company and they aren’t happy. Their company wasn’t giving them the same quality service as HMS. But with HMS, I’m very pleased with the service that I get.

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    Response from Cinch Home Services

    Wallace, Thank you for being such a loyal customer and thank you for letting us know how we are doing! We appreciate your recommendation. - Amanda

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed March 10, 2019

    HMS was presented to us when we bought this house years ago, and they’ve been excellent. I keep paying every year because I’m pleased. I submit the claim, they send the people, it gets fixed and it’s all done. They know what they're doing and they get the job done promptly.

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    Response from Cinch Home Services

    Elaine, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks for sharing! - Austin

    Customer ServiceClaims HandlingTech

    Reviewed March 9, 2019

    I called in a claim for a covered item almost two months ago. It remains broken. Total Protect Warranty has still not settled this claim. They sent out a contractor who did repairs, but would not provide an invoice. I have made over 30 phone calls to get my covered item repaired. Each time I call, I get a new person and have to begin explaining all over. I have been assigned 6 Case Workers, have spoken with 7 Managers, and probably 40 customer service representatives. None of them follow through, or have any capability of making a decision of actually resolving a claim. This is a game they are playing, hoping that I will become so frustrated that I will just give up, and then they won't have to pay. I have filed a complaint with the BBB and the Dept. of Consumer Affairs.

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    Response from Cinch Home Services

    Mary, I’m sorry to hear about this experience. Your feedback is very important to us and we’d like to speak with you to address your concerns. I have located your account and will have a member from my team review your claim and follow up with you personally. - Austin

    Customer ServiceClaims HandlingTech

    Reviewed March 9, 2019

    Every claim that have made has caused frustration and a lot of my time being on the phone trying to resolve.
    I placed a claim for my furnace and they provided a technician who confirmed an appointment and didn’t show up. They sent someone else after a week and he resolved the issue. About 2 weeks later, the furnace acts up again for similar problem. I called and they issued this as a recall and sent the same person over. The technician made
    Me pay another $125 and after i kept refusing, I finally gave in because the work had to be done(it was freezing outside). 2 weeks later same issue and another recall and the warranty company assured me I won’t have to pay. So they send the same technician and same result....he wants the $125. After being on the phone with the warranty company for an hour there is nothing that comes out of it other then them telling me that I should not pay yet they don’t get on the phone with the vendor. My whole day of work is wasted trying to resolve this and I’m so

    Tired I end up paying.

    This is just one example of many.

    I use a different warranty company for my other home and I have never had such issues as things are so efficient and they actually get on the phone with the technician to resolve scheduling or payment issues. I don’t have to spend half a day at work on the phone.

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    Response from Cinch Home Services

    Mark, I'm sorry to hear about the struggles you experienced during your furnace claim. This definitely does not reflect the level of service we aim to provide. My team will follow up with you personally to address your concerns. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 9, 2019

    I submitted a claim to HMS today and I’ve had an excellent experience. It's easier to submit online since I know how to do it. On the phone, I always had to go through a whole lot of “press this and try this”, and it took me forever to get through to speak to a person when I had questions. So that was frustrating. Even so, the interactions with the reps were excellent as well as the service with the technicians who were very kind and helpful. We haven’t had any problems at all. I’ve been very pleased with HMS Home Warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Karen, Thank you for taking the time to share your experience with us. We are sorry to her that you had a hard time submitting a claim through our automated system but we are glad to hear you are happy with the online system. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. Thank you for being a loyal member! - Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 9, 2019

    We are still within our first year with HMS Home Warranty and our experience with them has been very good. I even recommended my daughter to buy a warranty with them. Submitting a claim with HMS was super easy. The technician was great and he exceeded my expectations. He explained everything to me and how I should proceed when I have problems. He was very respectful and professional. The experience was better than I had expected.

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    Response from Cinch Home Services

    Silvia – We are thrilled to hear you were pleased with our service provider, and have recommended our warranty to your family! We appreciate you taking the time to share your experience, and hope to have you as our customer for many years to come. Sincerely, Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 9, 2019

    I’ve been with TotalProtect for about four years now and I’m totally satisfied. I normally call to file my claims and their reps are good. The technicians are really professional and good also.

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    Response from Cinch Home Services

    Dominic, Fantastic service is what we aim to provide, and we are glad to hear that you were satisfied with our service technicians as well. Thanks – Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 9, 2019

    The one year's worth of warranty from HMS came with the home that we have purchased. And while our experience with them was lovely, I was aggravated and disappointed with the provider they sent to our home. First, we had a miscommunication about the day that he was coming. While this wasn't a big of a deal, when he came for our hot water issue, he said that he installed the water heater many months ago. And then, when he was done repairing it, he said that whoever installed it didn't bother to put the plumber's tape around the pipe.So I thought he was a big fool. He just told me that he installed the hot water heater and then he's charging me $125 for putting tape around the pipe because it’s been sitting here leaking for the last six months. Other than that, submitting a claim was very easy and the rep handled my situation perfectly. Everything went smoothly.

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    Response from Cinch Home Services

    Dawn, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience.  It’s definitely not the level of service we aim to provide.- Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 9, 2019

    I normally do my claims with HMS online but I’ve also done it over the phone and both ways have been equally easy. Plus, the techs that they’ve sent have been well. We had American Home Shield before with our old house and that was a nightmare. It would take forever to get anything done with customer service. They’d have me on the phone forever and sometimes it was just a runaround. Then sometimes, they would send out techs that were not good and they weren’t necessarily in our immediate area. It was really much more of a hassle than a reward. With HMS Home Warranty, it has been most definitely much easier.

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    Cinch Home Services
    Response from Cinch Home Services

    Lynn, Thank you for choosing us as your home warranty company! We know how stressful managing home repairs can be, and are here to provide you with prompt and helpful service twenty four hours a day! We appreciate the time you took to let us know you are satisfied with our service! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 9, 2019

    My neighbor has had TotalProtect Home Warranty for about 12 years and he had a really good experience. I've compared them to others and the TotalProtect monthly payment is a little high but I took the recommendation from the neighbor. I bought two TotalProtect Home Warranty policies, one for my daughter and one for myself. I tried to file claims online but for some reason, hitting buttons doesn't always go, so sometimes, I had to call. When I called TotalProtect though, they got appointments right away and the servicemen who came were very good. The first one put the door back on my stove. He had everything with him and he was very polite. The guys who came to fix the washer were very polite too. I asked them to wear shoe covers because it was snowy outside and they did. Then when they went down here, they got right to the point. There were two different techs for the washer and they were both very professional.

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    Cinch Home Services
    Response from Cinch Home Services

    Carol, I’m sorry to hear that you had trouble placing your claim online. We are always working to improve our customer’s experience and we appreciate the feedback you provided. We are glad to hear that overall your claims have been handled effciently. Sincerely, Austin

    Customer Service

    Reviewed March 8, 2019

    So I purchased a home recently with HMS Warranty attached. About 2 weeks later my hot water tank failed, go figure right. So I thought well thank goodness I got this warranty. I filed a claim...over a month ago at this point. So I was told that because I had only just purchased the home I needed to prove that the tank worked when I made the purchase. At this point I was waiting for this reply and never got one so I learned that when I called a week later. Kind of bs but ok I'll accept that. So I email them my home inspection report. 6 days later I call them and they say I need to email it to another address because that one isn't working so it was lost. 2nd time I emailed, 4 days later I'm emailed back saying there was no attachment, which I verified in my sent folder it was there. 3rd time I'm emailed back 4 days later saying they received it and it will take 7-10 days to read it.

    Now it has been 2 whole weeks today since then and I just called them again. This time I'm told they need another week to read it so I tried explaining that, "Hey my kids and I need hot water" and the woman cuts me off to tell me I need to understand that they need more time. So this is where I am so far...needless to say just don't...

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    Response from Cinch Home Services

    Joshua, It is clear that your experience was less than expected, and we did not meet your expectations. My team will review your claim to ensure your home inspection is reviewed as quickly as possible, and follow up with you personally. Thanks - Amanda

    Verified purchase
    Refunds & Payouts

    Reviewed March 8, 2019

    We were never reimbursed for repairs we paid out of pocket and it has almost been a year. Shame on you. Pay me my money. I knew not to pay out of pocket but you assured me I would be reimbursed. I want my money now. You said in 30 days and it's almost a year. I have no hard **. Liars.

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    Cinch Home Services
    Response from Cinch Home Services

    Hi Karl, I am sorry to hear of the problems you are experiencing obtaining your reimbursement. My team would like to follow up with you personally to help resolve your claim. I have located your account and a member of my team will reach out to you to expedite the resolution of your claim. Thanks, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 8, 2019

    Having HMS Home Warranty has been fine for us. Every time I call, they take care of my claim promptly and efficiently. Their reps are always polite and most of the techs they've sent have been pretty good. HMS does what they're supposed to do.

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    Cinch Home Services
    Response from Cinch Home Services

    Joshua, Our goal is to provide homeowners like you with prompt service and we are happy to hear we delivered. Thank you for sharing! – Christine

    Verified purchase
    TechPrice

    Reviewed March 8, 2019

    We've been using TotalProtect for eight years now. We usually submit claims by calling in and every time we've called them, we've had good luck with them. But it's strange that they don't work on ice makers that come with the refrigerators. The biggest hassle we have was when we had a microwave that went out. Our unit is almost two years now. We had individuals from Sears coming out and they didn't know anything. They were just crazy. Luckily, they’re gonna cost us a one time copay because they kept messing it. It would run by itself even if I set the timer. The time will go off and I'd open the door, but it’d still be running so it was a danger. Finally, they replaced it and everything's been going along fine since then.

    All of the Sears technicians that I've come in contact with are fantastic. But before TotalProtect changed over to use the Sears package, they were sending a bunch of dummies out who didn't know what they were doing. It was obvious. They’d walk the door saying that they do not know what was going on. Many years ago we had Sears, so our home warranty was through them. There were some bad in there too, but all of the gentleman and a young lady who came out here, they helped fix my wife's dishwasher. I couldn't ask for a nicer bunch. They were very well-mannered and knew what they were doing. Although most of the young guys they get didn't. But 9 times out of 10 the problems get fixed the first time.

    The only drawback, this year they started with, if they couldn't fix it, they would replace it. They gotta send this under the pre-terms. It was our whole thing because we're retired now and the air-condition unit is $7,000. If we lose it, they pay the first $1,500, which is a help, but that still leaves a lot of money for somebody that's on a fixed income. They dropped down most of everything else. Another thing was when our garage door messed up. Our vehicle was trapped inside. The technician got the door up, but bent it. They wouldn't do anything about that, and the panels are $1,100.

    It seems like every spring, something would be wrong with the air-conditioner, but not anything major. The gentleman TotalProtect sent out fixed it within five minutes. There were bugs in there, but he was able to figure it out. My wife and I both have asthma, and we can't do without air-conditioner in the summertime. And then always on those days when we find it hard to breathe in the spring, and humidity is 900%. Other than that, I've had no problem with TotalProtect.

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    Response from Cinch Home Services

    David, Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Angela

    Verified purchase
    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed March 8, 2019

    I’ve been a TotalProtect member for years and my experience with them has been good with the exception of taking six weeks to get our air conditioner fixed this summer. We had someone come out quickly. They thought it was one thing then tried to fix it, but it was something else. We’ve had a lot of back-and-forths and inconsistent messages back in the summer with our air conditioner getting it fixed. It went out around mid-July and it didn’t get fixed till almost September. I called TotalProtect almost every day trying to get an update. It was so unacceptable it took six weeks to get it fixed.

    My husband was very frustrated and just felt like it was a scam. He was at the point where he wanted me to cancel the service. But I told him my other experiences with more minor repairs of appliances and different things have been very positive. I didn’t wanna let that be the one thing that caused us to be completely dissatisfied. I assured him that typically the services had been very prompt.

    TotalProtect should make sure that when people call in, their representatives put detailed and crisp notes. Every time I called in, I had to reiterate over six weeks of the history of everything. I didn’t get a lot of resolution until I started skipping the regular reps and just ask to speak with a supervisor. I had to show a lot of frustration and almost attitude to get to people that could either make decisions or give me answers. I felt like I wasted weeks.

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    Response from Cinch Home Services

    Stacey, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience. Should you like further assistance please respond to this message with the best time to reach you. Respectfully, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 8, 2019

    Submitting claims to HMS has gotten easier. However, their reps are not always able to answer our questions. Techs usually come within a few days but then some are terrible. They could improve their communication and workmanship. Still, some of the techs have been very good.

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    Response from Cinch Home Services

    Safia, We appreciate you taking the time to provide us your feedback, and are sorry to hear that some of your interactions with our representatives and service personnel were unsatisfactory. We are constantly making efforts to improve the customer experience to ensure future interactions go as smoothly as possible.– Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed March 8, 2019

    I did a claim recently with HMS Home Warranty for the furnace and it went well. But the thing is HMS is not fast. Sometimes, we make an emergency claim. One time, my garage door went off and I was with two little kids, and it was on a very cold weather. And I needed somebody to come right away and nobody could come. The same thing happened for the furnace. There was nobody, then somebody else was given, and then somebody came in quick. We had to make like three calls at least and follow up. We cannot just sit back and relax. We have to follow up a lot to have somebody come and take care of it.

    The contractors were all okay. Some of them directly say, "Here's the heads-up, HMS doesn't cover everything. If this is gone, that won't be covered. That will be on you, just letting you know. Is it still okay? Do you want me to still come on in?" But some of them say, "Okay, will be there and will take care of things." So, some people are polite, but some people are not. Also, some people ask a couple of questions and try to analyze and see the problem from a distance. They should at least make an attempt to come and take a look at the issue before they judge over the phone by the given company. With the furnace, the one they gave us the first contact to said he couldn't come. But then the second guy responded really nicely and they came. The issue was a small thing, and the guy just fixed and he left in a couple of minutes.

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    Response from Cinch Home Services

    Vivya, We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. We appreciate your feedback and will provide it back to the organization in an effort to improve our customer experiences and on our process and procedures. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 8, 2019

    HMS has a website where I’m able to submit claims as long as I know my contract number. I get an immediate response with a claim number and contractor who’s assigned. I have submitted two claims and I was contacted by contractors within an hour after submitting a claim. They were then able to fix the issue on the first visit and they provided good customer service. I also work for a contractor, so from my end, as a contractor, I deal with home warranties all the time. And it seems like HMS makes it very simple. There is no paperwork for me to do, which is definitely helpful. So far, HMS Home Warranty worked out great. The deductible seems reasonable and they cover a lot with no questions asked. Things are just covered. There is no prerequisite for the age of equipment or pre-existing problems. It's simple and it works.

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    Response from Cinch Home Services

    Olena, It is our pleasure to offer stress-free service and repairs. We appreciate you taking the time to share your experience with us. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 8, 2019

    I've been with TotalProtect for 10 years now. Their deductibles used to be $25, $35, $50, $75, but now it's getting high at $175. And I've had issues with contractors they've sent us in the past. Sometimes it’s hard to understand them or some don't have the proper customer etiquette. But the experience I had with my most recent claim was very good. It was for our heater that wasn't working. We have a family member who's ill, and so we needed to have heat in the house. When TotalProtect realized that it was an urgent matter, they expedited our claim and a tech came out the next day. He was very helpful, very personable and he was able to fix the situation rapidly. He had to order parts but he fixed the problem the following day.

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    Response from Cinch Home Services

    Jose, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 8, 2019

    I heard about TotalProtect through a neighbor and went with them from that recommendation. I've been with them for two years now and my experiences have been excellent. Sometimes during a particular transaction, I called and that operator didn’t seem to know what was going on. The call might have gotten routed to another call center and that person didn’t seem to wanna do anything about it. But I just kept calling back and then I got someone who knows what she was doing. Their automated system is a pain in the neck to navigate. It got frustrating because I have to really navigate to what I want and the choices were confused but I needed to navigate to a representative from TotalProtect. However, after I submitted the claim, the first operator routed me back to the local company that was supposed to fix the problem and that was not what I wanted. That guy didn’t seem like he didn’t wanna do anything.

    The technicians have been excellent as well. The first time the technician came, he saw what the problem was and determined I needed a new hot water tank. But he didn’t have a large in size and so he needed to order it. I called TotalProtect to order the tank but then when the technician went to pick it up, the wrong one was ordered so I had to wait a few more days but that was okay. Overall, I would recommend them. I just hope TotalProtect could drop the price down.

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    Response from Cinch Home Services

    Paul, We appreciate you taking the time to let us know how we are doing. We are happy to hear that overall, you’ve been pleased with the benefits your home warranty provides. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 8, 2019

    I have been with TotalProtect for almost 13 years and their customer service is great. I decided to stay because of the low premium. Also, submitting a claim is very easy. I just go online and file one. They then give me a claim number and I call the vendor. The technicians who have been sent out were excellent. Most of them are military veterans and being a veteran myself, we have a lot to talk about when they come to my house. So far, the quality of the work performed is great. I’ve had my water heater as well as my air conditioning and heating unit repaired. They also worked on the plumbing system, refrigerator, and stove. I've had one appointment for most of them and they haven't had to come back for anything.

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    Response from Cinch Home Services

    Anthony, It is our pleasure to provide great service partners and stress-free repairs. We appreciate you taking the time to share your claim experience with us. - Austin

    Verified purchase
    Paul increased rating by 1 star.
    Claims HandlingTech
    After a positive interaction with Cinch Home Services, Paul increased their star rating.

    Original Review: March 8, 2019

    I have had claims to Cross Country in the past. The first one was for a water heater and the claim went pretty well. Then, I had a second one for a washing machine and they took a long time getting it to me. The washing machine they sent wouldn't fit the base I already had, so I have to do without a base. It's a lot noisier though than the washing machine I had. Also, when my furnace was acting up, I called Cross Country and they sent a repair crew over. The crew looked and said that the furnace needed a new heat exchanger. I was advised not to run it at all because it could blow out carbon monoxide in the house. It had been weeks and I still have not gotten a furnace.

    I called the independent contractor to follow up and they told me it would be the following Monday but it was that Monday a week ago. They were shopping around for a replacement furnace. They also said that there was nothing they can do until Cross Country says okay and sends them the furnace. The contractors who were fixing my furnace has been great and really helpful. But Cross Country is frustrating. They'll tell me what it seems I wanna hear, but nothing happens. I understand that things happen that causes delays but I'm sitting here without a furnace wondering what's going on. They can keep me informed of what is going on at the very least.

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    Response from Cinch Home Services

    Paul, Thank you for taking the time to share your experience. It sounds like we did not meet your expectations. We've located your account and will review your claim. A member of our team will contact you once the investigation is complete to address your concerns. - Angela

    Customer ServiceClaims HandlingTechSales & Marketing

    Reviewed March 7, 2019

    The staff taking the initial claims are efficient enough and send the technician who is also friendly and determines the needed fix, takes the $75 visit fee, says we will be called back with next steps. They NEVER called when they said they would. Our subsequent calls to them lasted from 30 mins. to an hour each, ended with "the supervisor will call you back" and didn't. Now a check is on the way, in "7-10 days". We are going on 3 weeks without refrigeration living out of coolers, buying ice, shame on Cross Country and their scam artists. Spread the word, check Consumer Reports before purchases.

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    Response from Cinch Home Services

    Susan, We are sorry to hear of the problems you experienced obtaining your reimbursement. My team will follow up with you personally to ensure your claim is resolved as quickly as possible from this point. - Angela

    Customer ServiceCoverage

    Reviewed March 7, 2019

    They are refusing to replace our Samsung refrigerator because they say the problem is not covered. This after multiple attempts to fix the problem (water and ice under the deli drawer) and changing several parts. I guess the problem was covered until they were going to have to replace the refrigerator. Never again will we use them. Customer service is horrible.

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    Response from Cinch Home Services

    Darrell, We would never deny coverage on a claim in order to avoid replacing a covered item. My team will be happy to review your claim to ensure you received the full benefit your warranty provides. I have located your account and we will give you a call as soon once our review is complete. Thanks, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 7, 2019

    To protect myself, I looked into getting a home warranty. I had to use HMS Home Warranty twice so far and both times the service was excellent. Both issues were with the air conditioning system. A part had to be replaced. I filed the claim by phone and their customer service is good. The company doing the repairs came out, did it, and everything has been working fine. The technicians were very professional and the work was done right the first time.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Carlston. Thank you for choosing us as your warranty provider and that we were able to provide satisfactory service. - Christine

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed March 7, 2019

    I've been using TotalProtect for a long time and I have no complaints, except for the 14 days it took to get a water heater. That was ridiculous. I was expecting three days, but it was 11 days too long. I couldn’t get a hold of anybody and that was part of the frustration. All I got was the little gal and she was absolutely great. She just couldn’t help me. I said I needed to talk to a supervisor and I explained to her that it was not her fault as she listened to me and she did a fine job with that. The supervisor called me four days later. By that time, I was getting completely and utterly frustrated.

    The people that TotalProtect sent out looked at the water heater and told me to put one in that day. And then, they came back and said that TotalProtect decided to use their water heater and they paid for it which was nice although it was day late and a dollar short. I didn’t have to spend $1,000 to get a new water heater, but still, I was completely and utterly unhappy. If this ever happens again, I am switching and going somewhere else. My insurance company offered this one and I thought about switching before, but TotalProtect has been so good. I didn’t see a reason to. I have all kinds of claims with TotalProtect and they have been fabulous that’s why I've always been so happy and that’s why I was so flabbergasted as to what was happening. I'm trying to emphasize the one and only complaint. Overall, I highly recommend them.

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    Response from Cinch Home Services

    Larry, Thanks so much for sharing your experience with us. We aim to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 7, 2019

    A furnace at my rental property stopped working. I filed a claim with TotalProtect and that experience went smoothly. The repair company they sent out had great customer service and I was really happy with them. The supplier didn't have the part we needed so we had to wait a couple of days to get that but everything was rectified and fixed within a week. I was happy with the service I got.

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    Response from Cinch Home Services

    Chad, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! - Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed March 7, 2019

    We sign up yearly HMS. We're into the second year since we signed back up and we had to use the warranty for at least six issues in the house so far. I call in a claim and it has been pretty smooth. Their contractors have all been nice people and they've done pretty good work.

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    Response from Cinch Home Services

    Ailenn, I'm delighted to hear that you’ve had good experiences with our service technicians. Our goal is to provide reliable service you can count on. We thank you for your loyalty. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 7, 2019

    My experience with TotalProtect Home Warranty was very good. I've been with them for many years. Submitting claims by phone works very well for me and I'm very happy. When the air conditioning wasn't cooling, James, the tech, went up on the roof and fixed it right away. He was very nice and efficient. The previous year we also had an issue with the air conditioning and it took three visits before it was fixed. The same people came in to fix it this time and they knew how to fix it, which was why James was able to do it so quickly.

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    Response from Cinch Home Services

    Kathryn, We aim to provide fast and efficient service, and we are glad to hear that you were pleased with your visit. Thank you – Christine

    Verified purchase

    Reviewed March 7, 2019

    Bank of America referred me to TotalProtect Home Warranty. I thought that I could get peace of mind through them just like other insurance. My experience was good and I'm satisfied so far that's why I'm keeping them.

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    Cinch Home Services
    Response from Cinch Home Services

    Harish, Thank you for your loyalty and for taking the time to share your experience with us. We are happy to hear that TotalProtect has met your needs. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 7, 2019

    I submitted a claim online and it was a good experience. When I had a question, I called an agent and that worked fine. When I called HMS, they gave me an idea of when the contractor would be coming. Then, when I made an appointment with the company, they were good at keeping it. The contractors were very friendly and so far, they’ve done well with the quality of their work. The guy who came from Riddle Electric was excellent. It was a difficult job and he stuck to his guns. He crawled around in our loft for ages before he could find the fault.

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    Cinch Home Services
    Response from Cinch Home Services

    Robert- Thank you for taking the time to share your experience with us. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being a loyal customer. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed March 7, 2019

    I’ve had a few claims with HMS and the price has been reasonable and convenient for me. It was a good service overall. You can submit a claim online or call in. They prefer that you do it online. Sometimes they could get a little choppy in terms of finding an appointment time that works, but all in all, it works out if you call them. If you don’t see anything online that works for you, then you can call in and try to find something a little bit more flexible.

    However, they could use some work with the contractors. I have found a reliable one in terms of my plumbing and drywall work, but I had a few issues with two of their plumbers before I found one that was reliable. So now, if I have a plumbing issue, I just request this specific company every time I put in a claim. The quality of the work done has been good. I haven’t had anybody who needed to come back. But they could also improve getting access to speaking to someone. Once you speak to someone, it’s good, but that process of getting through all the prompts on the phone is terrible. But outside of that, I will recommend HMS Home Warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Sabrina – We take our network of service partners seriously, and appreciate your feedback about the service providers assigned to your claims. Please know, we work hard daily to identify weaknesses and tweak our processes in order to provide the best possible experience for our customers. We appreciate you taking the time to share your experiences, and are delighted to hear you would recommend our warranty. Sincerely, Angela

    Verified purchase
    Tech

    Reviewed March 7, 2019

    TotalProtect's automated system is ridiculous. There are so many questions they ask you, and it takes too long to get to a customer rep. And I don't have too many qualms with their reps. It's just that it seems like they're foreigners and it takes so long to understand them. I find it easier going online, if I could get through online due to my problem on my computer. But I've been with TotalProtect for 10 years now and anytime I had a problem, it was all taken care of. The technicians have been excellent and I haven't had a problem with any of them.

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    Response from Cinch Home Services

    Adam, We appreciate you taking the time to share your experience with us, we are constantly updating our processes in order to create a better customer experience. We will ensure your feedback is provided to the appropriate department for handling. We are happy to hear that overall, you’ve been pleased with our service. - Angela

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 7, 2019

    My wife did some research and she decided that we go with Cross Country. She files the papers electronically and she goes mostly over the phone when she submits a claim. Our interactions with the representatives have been very good and having Cross Country has been valuable. It’s a good setup and they accomplished what we wished.

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    Cinch Home Services
    Response from Cinch Home Services

    Ronald, Thank you for choosing us, we are happy that we have met your expectations, and have provided you with prompt and helpful service. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 7, 2019

    The staff at HMS Home Warranty has been very helpful and excellent to deal with. The experience with my most recent claim was good too. I called when my heat stopped working and they sent somebody right away to fix it. The technician was very knowledgeable, good and honest.

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    Cinch Home Services
    Response from Cinch Home Services

    Kristi- Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being a loyal customer! Sincerely, Angela

    TechPunctuality & Speed

    Reviewed March 6, 2019

    I’ve had Cross Country for nearly 5 years and have been totally disappointed by their business practices. Their purchasing process is cumbersome, convoluted and detrimental to the customer. The words fast and expeditious are not in their vocabulary. If I could give less than a one star review I would. My problem started in Jan ‘17. My electric tankless hot water heater went out. After numerous calls a tech was finally sent out. The tech talks with the manufacturer try to resolve the problem and was unable to do so. Cross Country was told by the manufacturer that replacing the the motherboard “might” fix it but “probably would not” ms that the unit would most likely need to be replaced. Instead of just replacing the unit and suggested CC insisted on ordering a motherboard.

    Of course this did not fix the problem and the unit had to be replaced. It then had to go to “research” to find a new unit. With all their delaying tactics I spent nearly 8 weeks without hot water. Fast forward to Feb 6, 2018. Once again my hot water heater went out. Same story over again. They stalled. Finally managing to replace it after leaving me without hot water for nearly a month. I asked at that time that they replace it with a different brand that wouldn’t continue to have problems, of course they wouldn’t do that.

    Here we are exactly 13 months since my water heater was replaced and it has stopped working AGAIN. The provider they sent out this morning DOESN’T work on electric tankless hot water heaters. I was very specific when I placed my claim in making sure the representative knew what kind of hot water heater I have since not everyone works on them. When I called for a new provider I was told it could be as long as 72 hours before a new provider could be assigned. Their mistake and they wanted me to wait as long as 3 days for a new provider. I don’t think so. I kept calling until I found someone who would find a new provider for me today. My question now is how long will I be without hot water this time while they play with my health just to save their bottom line.

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    Response from Cinch Home Services

    Alicia, I’m sorry to hear about the number of problems you’ve had with your tankless water heater. My team will review your claim and give you a call personally to assist you in expediting a resolution. Thanks, Amanda

    Claims Handling

    Reviewed March 6, 2019

    Do not use this company. They will make up a reason to deny claims. My claim went into effect 2/14 and I had an incident that same day and they denied the claim. Even told me they contacted the service company to check on the status. I contacted the service company myself and they stated that they had never been contacted. My question is... If the claim was denied, which is bogus, why did you send a service rep out to take my $100? If I could give them fewer stars I would.

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    Response from Cinch Home Services

    Nathaniel, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which are not covered. In this instance your warranty addresses mechanical failure which occurs due to normal wear and tear after the effective date of your policy. The full details of your coverage can be found in the terms and conditions of your warranty booklet which was mailed to you upon enrollment. I have located your account and my team will complete a thorough review of your claim to ensure it was handled within the terms and conditions of the warranty agreement. Respectfully, Austin

    Reviewed March 6, 2019

    Submitted a claim for leaky Water Heater on 02/25/2019. Their contractor evaluated the next day and stated a replacement is needed. As of 03/06/2019, nothing has happened. We shut off the Water Heater on 03/04/2019 as the leak has turned into a flood of our basement and utility room. We’ve been without hot water for 3 days - and counting - and with a wet basement. HMS has practically send us back to the stone age. With 3rd world living conditions.

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    Response from Cinch Home Services

    Stephan, I’m sorry to hear this has been your experience, and sincerely apologize for the inconvenience and the delays. I have located your account and my team will reach out as soon as we can to assist you in expediting a resolution. Thank you for bringing this to our attention. Sincerely, Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 6, 2019

    My experience with TotalProtect has been good. But they wait until the item that they're fixing is ready to fall apart before they replace it with a new one. I just had a 17 years old washing machine serviced, and I was surprised that they decided to just fix it and not replace it with a new one. But as far as submitting claims with them, it's very easy to do. Either submitting a claim online or over the phone is fine. The last couple of times I did it online and it worked well, although sometimes it's nice to talk to a live person.

    The technicians that have been out to our home have all been very good. Although, there's no continuity with the technicians. For example, I've had to have my air conditioner unit serviced for several years in a row, and it was always somebody different coming out from a different company. If TotalProtect could keep the same company, there would be more continuity and they would know the items better. But other than that, TotalProtect has been very good.

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    Response from Cinch Home Services

    Patricia, Excellent service is what we aim to provide! – Angela

    Verified purchase
    Customer ServiceTechPrice

    Reviewed March 6, 2019

    TotalProtect Home Warranty is wonderful. I'm very pleased. Pick up the phone and call them, or you can even do it online, and then they would have somebody out. I haven't had that much go wrong since we built the house 14 years ago. They're very courteous, fast-acting and reliable. Everybody has been wonderful, except one, and I will never have that plumber back to my house again. I contacted TotalProtect and they told me not to worry about it. He was so bad I went to the Better Business Bureau about it.

    When things go wrong, it can get rather expensive. I've had my dryer replaced by TotalProtect and I just had a garbage disposal replaced by them. I pay up to $48 a month, and it's $125 when they came out, which is a lot cheaper. I have a sink I had to have fixed. I called the plumber and he wanted $275. So, I called TotalProtect to get it fixed for $125. The quality of work has been great. I referred my HVAC guy back to do maintenance on my HVAC unit now. I have recommended TotalProtect. Most people I know have them because it's the best in town. My son has them also and so does my daughter.

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    Response from Cinch Home Services

    Sharon, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 6, 2019

    I've been with HMS for 15 years and I’ve always been happy with the result of my claims. It’s usually through the telephone that I submit my claims and I’m very pleased with the overall of the home warranty company. The technicians have also all been good.

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    Cinch Home Services
    Response from Cinch Home Services

    Ester – We appreciate feedback from longtime customers, and are happy to hear we have been able to meet your home warranty needs for 15 years now. We hope to have you as our customer for many years to come. Sincerely, Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 6, 2019

    I've always had HMS Home Warranty and this the second house they've helped us out with. I have always had good luck with them. I usually call to submit claims and their reps have always been friendly and helpful. They’ve always been very pleasing and tried to hook me up with the best technicians. But one time when my air conditioning went out on the outside and the compressor needed to be changed, the tech said that he really doesn't like doing compressors. When I called to confirm that they got the part, I asked them to send another technician. But I’m very pleased with HMS and have recommended them to others.

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    Cinch Home Services
    Response from Cinch Home Services

    Andrew, Thank you for being a loyal customer. We value your feedback and will ensure it is provided within the organization for handling. Have a great day! - Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 6, 2019

    When I bought the warranty from HMS, I talked to a rep and it was very simple. I’ve submitted one claim for my HVAC and it went super smooth. The HVAC just needed a quick repair. The contractor who was sent out was great and a very nice guy. He was here exactly when he said he would be and was here for 20 minutes. I talked to him before and after and he knew what he was doing. The experience with HMS was super easy.

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    Cinch Home Services
    Response from Cinch Home Services

    John, Our goal is to provide our homeowners with excellent service and we are happy to hear we have met this objective. Thank you - Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 6, 2019

    My daughter told me about TotalProtect Home Warranty and how she was so pleased with it. So, I thought it was something good to have and I went with them. However, the last time I submitted a claim was really a problem and it made me wonder whether I had the plan or not. I was trying to get someone to check my garage door as I was having a problem opening and closing it.

    However, the lady whom I spoke to told me I did not have coverage. She made a really big mistake because it took me several days before I was able to get somebody. I had to call my daughter and she found out that I did have coverage. I then had to call back TotalProtect and find someone and they couldn’t find anyone to come. That was a big problem with the lady whom I spoke with initially. She should have known what kind of coverage I had.

    Eventually, a contractor came but still, it was about a week before they checked my problem. I couldn't leave my home for several days. Still, when the tech came here, the service was excellent and he seemed to know what he was doing. My garage door didn't need any fixing and there was something interfering with what controls the opening and closing. Even so, I would like TotalProtect's employees to know who have coverage, who do not have coverage and not make a mistake like that again.

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    Response from Cinch Home Services

    Albertine, We’re sorry to hear that you were provided incorrect information. We strive to provide accurate information on every interaction with our customers, and we appreciate you bringing this to our attention. It’s good to know that overall you have been pleased with your warranty experience. - Angela

    Verified purchase
    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed March 6, 2019

    I have Cross Country's initial package that covers the major things. I'm satisfied with my coverage and I have no complaints about how the pay structure is set up. I'd recommend Cross Country. Their customer service was excellent and I liked their speediness. Filing a claim was easy too and they handled the situation very quickly.

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    Cinch Home Services
    Response from Cinch Home Services

    Christopher, Thank you much for sharing your claim experience with us. We strive to provide a fast and efficient claim process for our customers and it’s great to know that you were pleased with the service we provided. - Angela

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 6, 2019

    My neighbor told me that they've always had good experiences with HMS Home Warranty. We went with them and submitting claims has been very easy. They were immediately able to schedule with the technician. When he came, he knew what he was doing and was very personable. He gave excellent service.

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    Cinch Home Services
    Response from Cinch Home Services

    Linda- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. – Amanda

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 6, 2019

    When TotalProtect first came out, it was through my bank. I was told that it's a good program so I went with it. It's helped out a lot so far. I'd make a phone call when filing a claim and usually talk to an actual agent. He was very thorough and quick. I’m usually off the phone within two minutes. He said everything else would be no problem and it worked out great for me. The technicians that came out were polite, knew what they were doing, and got the job done as quickly as possible. I've had very good experiences all the times I’ve used TotalProtect.

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    Cinch Home Services
    Response from Cinch Home Services

    John, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Austin

    Verified purchase
    TechOnline & App

    Reviewed March 6, 2019

    I originally had a home warranty through Sears, and I did the comparisons and I got a better deal through TotalProtect. I usually submit my claim online and their website is fine. I think anyone who has a warranty would like to see the providers' names because there are some providers that we wouldn't wanna use again. Most of the technicians they've sent have been fine but there have been a couple that were kinda disasters. We had a couple of problems with the quality of work that was done, but overall, it has been fine.

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    Cinch Home Services
    Response from Cinch Home Services

    Spencer, Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Amanda

    CoverageTechPunctuality & Speed

    Reviewed March 5, 2019

    I have had HMS for nearly 2 years and have had three repair experiences. 1. I have been trying to get service for my high end appliance (wall oven), they do not adequately cover high end appliances and do not disclose this information. If you have anything other than the usual Samsung, LG, Whirlpool, etc., look elsewhere. We have been dealing with HMS for a year to fix our oven. We've been through three service companies. The techs are baffled, they are not at all knowledgeable and HMS is unable to locate service techs to repair the problem. They continue to put us off over and over again.

    If I didn't have a double oven, I would not be this nice about it and would not have let this go on as long as I have. But ONE YEAR?! I've had enough. They've had ample time. I am not hopeful that they will do anything further, but what they should do is resolve this by settling with me so I can use a company that knows what they are doing!

    2. I had a garage door opener issue. The company they sent out insisted that the problem was not covered under the warranty and I could not get a hold of HMS while the tech was in my home, so I had to make a choice. The service tech said I could go back and correct the claim if he was incorrect. Well, he was incorrect on both accounts. It would've been a covered repair/replacement and no, you cannot unring the bell. If you pay for a replacement that was not approved by HMS, you are out the money you spent. The techs HMS sends out are just as deceitful as HMS.

    3. We had an air handler unit repaired. Seems to be working okay - doubt I'd use them to do any more work. Coincidentally, or maybe not, all of the techs from all three companies were **. Almost seemed like one big company that sends any ol' tech for the repairs. They are inadequately prepared and do sloppy work. I would not recommend HMS home warranty to anyone. They are very unprofessional and very slow to resolve issues. Very disappointing. Again, if you have high end appliances, they are ill equipped and will not hesitate to let you know that AFTER you have purchased their plan.

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    Response from Cinch Home Services

    Sarah, We truly apologize for the inconvenience you’ve experienced. This is definitely not the level of service we aim to provide. I have located your account and a member of my team will review your claim and follow up with you personally. Thanks, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 5, 2019

    Submitting a claim to TotalProtect was very easy and the reps were very nice. Plus, the response time was immediate. The technician did a good job and the quality of work was excellent. The staff that you speak with is extremely friendly and very helpful. I was concerned when I made the call initially that there was gonna be some reason why they would say that they couldn't do it, but they didn't. It was much easier and went smoother than I thought it would be. I have recommended TotalProtect.

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    Cinch Home Services
    Response from Cinch Home Services

    Sheri - Our claims process is quick and simple, and we’re committed to being available 24 hours a day to answer any questions you may have. We are happy to hear you’ve had an excellent experience, and hope to have you as our customer for many years to come. Have a great day! - Amanda

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 5, 2019

    My husband almost always sets up our claims online. Then, I deal with the scheduling and get it all lined up. At this point, we know exactly what to expect with TotalProtect and we've been really happy with the service that we get. We've had a couple of experiences recently wherein we would call in and tell them that something wasn't working and their reps say that they would assign me to somebody. When I find that I've already had that contractor before and they're terrible, I call back TotalProtect and asked them to reassign me to somebody different as I wasn't happy with the provider they initially assigned. Total Protect has made that happen within days.

    For major appliances, they call up Sears first. However, they don't work very well with the whole warranty thing. They would send somebody to diagnose our issue, then send a second person whom we think would fix it but then the second person would also be a diagnoser. Everyone's confused and by the third time somebody shows up, they'll insist that we have to pay them the deductible again, even though we paid the first guy.

    Currently, my dishwasher is not fixed and the problem is really not TotalProtect. Instead, it's Sears. With the exception of Sears, every other contractor sent by TotalProtect has been super clear with communication. We've been really happy with TotalProtect. They’ve been able to change the provider very quickly and get me somebody new in my home within days.

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    Cinch Home Services
    Response from Cinch Home Services

    Carissa, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that we have provided you with excellent service. We are sorry to hear that your interaction with our Sears technician was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Claims HandlingTech

    Reviewed March 5, 2019

    Submitting claims with HMS has been easy. When the furnace pilot light went out and we couldn’t get it to restart, we submitted our claim online. It was during the weekend and the contractor contacted me on Monday, then the work done was good. The tech was in and out.

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    Cinch Home Services
    Response from Cinch Home Services

    Thanks for sharing your warranty experience Erick! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Amanda

    Verified purchase
    Customer ServiceTech

    Reviewed March 5, 2019

    I could call HMS on straight but I did everything online when I submitted a claim. Everything was great with the website. There was a time frame on when to expect the contractors out but then, it also said to call them to confirm which was usually close to the time frame. In my recent experience, the technician was awesome. He was in and out in 30 minutes. The quality of work was perfect. It has been a couple of months and everything has been fine. Overall, the experience with HMS was good. I had one technician come out who was not good, and they sent out a different technician. I didn't have to pay the first technician, so that was adequate.

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    Cinch Home Services
    Response from Cinch Home Services

    Simone - We strive to make managing home repairs easy and we are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for your feedback! Sincerely, Angela

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 5, 2019

    Submitting a claim with HMS Home Warranty has been easy. Reaching somebody has been easy as well and the individuals whom I have talked to have always seemed to do their best to assist. However, the process has been painful. My first claim was for a hot water heater. The length of time that it took before there was final determination and then actual repair was exhaustive and extensive. It took months and it only happened then because of my continued follow-up due to lack of communication with them.

    I also filed a claim for my refrigerator and that one seems to have gone better. While it hasn't been so exhaustive, I've had to call a couple of times. Both times, there’s been obvious confusion about where they were in the process. With the refrigerator, I'm still waiting on the check. Inside the system at HMS is very lacking. They should improve by having follow-up. If I have an issue, they should contact and I would be comfortable that they are following my claim to resolution. Every time I call, it’s a different person, a different set of hands and so I have to go through the process again and again.

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    Cinch Home Services
    Response from Cinch Home Services

    Thanks for sharing Charles! - Christine

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 5, 2019

    Having a warranty is very valuable with the situation that me and my wife are in with the house. It gives peace of mind and we can call TotalProtect if something goes wrong then they'll have somebody come out to check it out for us. When submitting claims, we do it over the phone and the reps are very informative and helpful. The timeframe they give us to expect the normally takes two days and they are meeting that. The technician would come in, introduce himself, go over the equipment, tell us what he thought was wrong with it then order the parts. We had to reschedule for him to come back and install the parts after it arrives. Overall, TotalProtect is a very good company. They are very thoughtful people, they helped us out and followed through with everything they told us. We're very satisfied with what they did.

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    Cinch Home Services
    Response from Cinch Home Services

    Donald, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you’ve been pleased with our service. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed March 5, 2019

    I call TotalProtect to put in a service request and everything has been really good. The people come out the next day or two days later and fix the problem. Once, a guy came and he came early in the morning. He came later in the evening with the replacement part and fixed it. I've also gone online and have seen that there's been a lot of bad reviews but I've filed three claims now and all of them have been excellent.

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    Cinch Home Services
    Response from Cinch Home Services

    Kenneth, Our goal is to provide quick and efficient service and repairs and we are happy to know that has been your experience. Thank you for sharing. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 5, 2019

    I got some information in the mail from TotalProtect but I got it through my bank that had the mortgage. It was very easy submitting a claim. The reps were excellent and the technicians were very good. I’ve been a customer since 2008. I’ve had just a few claims over the years but they’ve always been excellent in follow-up, customer service and how they approached the various repairs. In some cases, they had to repair the appliance and recently, I had my heat pump go out. They evaluated it and they had to replace the whole unit. So, I'm quite satisfied. Whatever TotalProtect is doing, they need to continue doing it because for me, it has been a very good experience.

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    Cinch Home Services
    Response from Cinch Home Services

    Grace, We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Christine

    Verified purchase
    Claims HandlingRefunds & Payouts

    Reviewed March 5, 2019

    We purchased a rollover home up in Arkansas, and it has been completely remodeled in different things so I felt like having a home warranty as a backup deal. We had one claim on an AC unit that went out, and everything went pretty well. However, HMS goes with whoever they decide they wanna purchase, but the unit that they were gonna compensate for wasn't high quality. I ended up with an extra thousand dollars out of my pocket to get what I wanted. Still, it's been a positive experience so I've recommended them to a few people.

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    Cinch Home Services
    Response from Cinch Home Services

    Jack, We appreciate you taking the time to share your air conditioning claim experience! We try our best to provide quick and reliable service and are pleased to hear that this has been your experience. Sincerely, Austin

    Verified purchase

    Reviewed March 5, 2019

    I bought my house on January 24th and have had HMS since then. When I had a blocked sewer line, the contractor they sent out unblocked it. But then doing that caused some other things to block up so he came back and unblocked them. Everything is good.

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    Cinch Home Services
    Response from Cinch Home Services

    Mary, We’re happy to hear that the provider was able to clear the stoppage quickly and completely. Thanks so much for sharing your claim experience. – Amanda

    Crystal increased rating by 1 star.
    Customer ServiceClaims HandlingTech
    After a positive interaction with Cinch Home Services, Crystal increased their star rating.

    Original Review: March 4, 2019

    I placed a claim on my Viking Cooktop on January 5th, 2019. HMS scheduled a technician to come out on January 9th, 2019 from 8:00 am to 5:00 pm. The technician did come out, however was not an authorized Viking technician to be able to service my stovetop. This was very frustrating to miss a day's work only to find out that they cannot service my unit. I then called HMS back, to which they set me up with another appointment with a technician who could not service my unit (I called them before the appointment).

    Finally, the third recommendation was with a technician who was certified to service my Viking stovetop. However, this technician has now been out 3 times and has ordered parts three times and the stove still does not work! With the 3rd order of parts, on/around February 14/15, the parts were cancelled by HMS as "No Longer Available" (and mind you the parts were cancelled the day after they were ordered). However at current time my claim remains on a status of "Part Shipped", which has now not been true for over 2 weeks and no one has reached out to us to get this resolved. I have now called HMS twice to get my claim moving with no response and my claim is now about 2 months old and I still do not have an oven. This process has all the way around been dissatisfying.

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    Cinch Home Services
    Response from Cinch Home Services

    Crystal, I’m sorry to hear that you have been waiting so long for your oven to be repaired. I assure you this does not reflect the normal turnaround time for a claim. I have located your account and will have a member of my team follow up with you personally to ensure this is resolved as soon as possible. Thanks, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed March 4, 2019

    I've been with TotalProtect for 10 years now and they've been very helpful. However, sometimes, the techs they send don't have very good ratings, have poor quality communication skills, and are a little difficult to deal with. Once, I had an issue with my dishwasher and I submitted a claim with them. The initial contractor they sent out however would not complete the report. It took over a month to get a second tech to come and look at the broken unit. Once someone came out and did that though, TotalProtect was able to decide on the course of action, which was to replace the unit.

    The installation team came and they replaced the broken dishwasher. They told me, however, that my disposal was broken. I then had to pay another service fee of $125 to have somebody come out and look at the disposal. Allan from Allright Mechanical came and he was delightful. He said that the installation people had just not hooked the unit up correctly. I didn't argue and just paid the $125. I ended up paying $250 for a $300 dishwasher. Allan was able to correctly hook the unit up and now it's working fine.

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    Cinch Home Services
    Response from Cinch Home Services

    Donna, Thank you for letting us know how we are doing! We are constantly updating our processes to provide a better customer experience. We're happy to hear that overall we have delivered prompt and helpful service. Have a great day! - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed March 4, 2019

    My house is 20 years old and I wanna make sure that I have coverage in case something happened. I got TotalProtect and so far, I've had two claims with them. One of them was absolutely terrible. It was when my hot water went out. I called TotalProtect and that night, they gave me the number of a plumber to fix it. I spent the next day and a half trying to call the guy but he never responded to me. So, I called TotalProtect again and they got another guy who did respond. I was without hot water for 10 days before he came and changed it. It was a lot of back and forth and he pretended that TotalProtect didn't tell him to pick up the heater.

    Finally, when the guy came after 10 days, he was extremely unprofessional. I didn't even know if he's a licensed plumber 'cause he didn't have a company truck. But he left boxes and garbage in my front yard, threw the heater at the end of my driveway, trekked muddy footprints from my front door all the way down to around the basement, and flushed the water which flooded the carpet in my basement. I had to clean after him, my yard and my house. I also had to dry my carpets out and thankfully, they were not ruined. It's not the work a professional plumber would do. It was way too long and really bad service. The second experience was good though. It was for a washing machine issue which was because of the water being out. The tech had to fix a part. He was very professional and he took care of the issue in a day.

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    Cinch Home Services
    Response from Cinch Home Services

    Scott, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed March 4, 2019

    We've had HMS since we bought the home in August. When I had a problem with the ice maker in my refrigerator, we had forgotten we had a home warranty. We bought a part and tried to install it ourselves, but it didn’t fix the problem. So, my sister-in-law said, “Don’t you guys have a home warranty?” And so I went and looked through our paperwork and there it was. I went online to the HMS website and submitted a claim. I typed in the information about what was wrong, and they had their representative contact us back on email and set up an appointment. I contacted them the Friday before Presidents’ Day. They offered me the following Tuesday as an appointment, and I accepted it. I got a confirmation online.

    The contractor was very professional. He called and said he was on his way. When he got here, he came in, looked at what the problem was and then went out to see if he had the part in his truck. He brought the part back inside and installed it. It took him 10 minutes to fix the problem. Everything with HMS has been great and very simple. I've already recommended them.

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    Cinch Home Services
    Response from Cinch Home Services

    Tammy, We aim to provide excellent service, and we are thrilled to hear that you were pleased with your visit. Thanks for your recommendation. – Austin

    Verified purchase
    Claims Handling

    Reviewed March 4, 2019

    Submitting a claim to HMS was really easy. Their tech was very good and I liked him a lot. He was caring and really nice though he had to come back after he ordered a part. Through HMS, we have gotten a brand new water heater after our initial one failed.

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    Cinch Home Services
    Response from Cinch Home Services

    Jared- Thank you for sharing your experience with us. It is our goal to provide you with reliable service and we are happy to hear we delivered. Thanks!- Christine

    Verified purchase
    Customer ServiceTech

    Reviewed March 4, 2019

    Every time I call TotalProtect to get something done, I get it fixed right away. I submitted one claim about less than a month ago, and they told me who to call. The contractor came out here the next day, found out what was wrong with it, ordered a part and brought it back the next week, and fixed it. That technician was great. The quality of work is wonderful.

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    Cinch Home Services
    Response from Cinch Home Services

    Milton - Our main goal is to make managing home repairs easy, and we are glad to hear you are pleased with our service. We appreciate you taking the time to provide this feedback, and hope to have you as our customer for many years to come! Sincerely, Angela

    Verified purchase
    Claims HandlingTech

    Reviewed March 4, 2019

    I’ve had service with HMS for at least three years now and everything has been good. I prefer to submit my claims online and the claims process is very quick. The contractors that they typically send out are excellent.

    Thanks for your vote!
    Cinch Home Services
    Response from Cinch Home Services

    Lantz, Thanks for providing your feedback! We are happy to hear that you enjoy using our website, and that you’ve experienced the benefit your home warranty provides. – Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 4, 2019

    I’ve called HMS a few times and cancelled a few claims. The process of calling in is extremely frustrating. Every time I’d call in, I give them my phone number and email address to update and yet they continue to say they don’t have it on file. Customer service isn’t great. They don’t really explain much or help you out if you’re having an issue.

    There needs to be formal training and easier customer use. When I call in and press numbers, it doesn’t always give me an option to talk to someone about my claim, which is what I really need. I had one claim be put in incorrectly and I had to call back six times to get it corrected. They should have better processes. But the people who come out are wonderful. They've all been helpful. I have always had a fabulous experience with their partners. But I’ve heard a lot of times, HMS scheduled appointments without actually talking to the provider, which is frustrating.

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    Cinch Home Services
    Response from Cinch Home Services

    Hannah, Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. Should you want us to further follow up with your claim please respond to this message with your full property address and the best time to reach you. - Angela

    Verified purchase
    TechPrice

    Reviewed March 4, 2019

    I've been in situations in the past where appliance and different things have gone out. And so, since I have purchased a new home, I decided to have some protection just in case. They help out ease the cost and the burden. We've had TotalProtect for three months now and I submitted a claim for a little issue I had on my dishwasher. They were very responsive, and they got me taken care of within a week. The dishwasher had a board that control everything and it had gone out. So, the tech ordered a new board and put it in and it's been running like new ever since. He was nice and did his job. My experience so far has been great.

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    Cinch Home Services
    Response from Cinch Home Services

    Cordero, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Austin

    Verified purchase
    Customer ServiceTechPrice

    Reviewed March 4, 2019

    I have been with TotalProtect for years and I've never had any problem with them except for my dryer. We had three different people come out to look at it. One guy put new parts on it and in less than two months, I was having the same problem. A gentleman came out today and said it was not worth putting any more money in it because it's quite old. They had put a couple of hundred dollars’ worth of parts in there, but it's still not running right. Nevertheless, everyone at TotalProtect is really nice and very helpful. I live in a rural area and they make sure that I get someone out that services my area. Plus the technicians are very professional and thorough. They let us know if they run into a problem or if they see a problem.

    TotalProtect is doing a great job and I always tell people about them. In fact, I have it too in my other house. I did not like all the other protections that I called about and other people tried to get me to change but I would not. Price-wise, I can’t complain. If I don’t need their service, I still pay and when I need the service, they always come through.

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    Cinch Home Services
    Response from Cinch Home Services

    Gwendolynm,Fantastic service is what we aim to provide, and we are excited to hear that you were extremely pleased. Thanks for the kind words. – Austin

    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 3, 2019

    Updated 03/04/2019: This has only gotten worse today! It is STILL not resolved! I STILL have NO HEAT and it’s supposed to be -10 degree wind chill again tonight. I have NO family in the area and my only heat source is 2 small space heaters that I had to purchase because of the lack of attention from HMS! Today I called G & R Heating to find out if they have heard from you yet. He said no he hadn’t. I called your customer service and asked to speak to a supervisor. Was told Daniel is the supervisor. During the transfer the call was dropped! I had to go through the whole automated system AGAIN! Asked to speak to Daniel again and the called was routed back to the main menu!

    Called AGAIN and finally got Daniel. He found out that the research dept was unable to find the 2 parts needed and was going to call the service partner, G & R Heating, to see if they could find the parts. They found the 2 parts. AJ from G & R called me and said that the price is $1289.77 and that HMS would only cover $552 and that I will have to pay the remaining $737.77 if I want it fixed. Knowing this is incorrect since I’m only supposed to have to pay the $75 deductible, I called HMS again and spoke to Diana. She was very helpful and called G & R and spoke to AJ. He said their price is $1289.77 and that if that is not paid then HMS needs to find another service provider. So Diana got authorization to start a new claim and she selected J & S All tech which I have used in the past.

    J & S All Tech called HMS to get authorization. He was going to pick up the parts and would be able to install them today. But HMS informed him it needs to go to the research dept first! We already went through that yesterday but they weren’t able to find the parts according to Daniel, the supervisor! J & S informed HMS that he would be able to purchase install the parts for $500, which $52 LESS than what HMS was going to pay the other service provider, G & R Heating! That doesn’t make any sense that this is still being researched! So now I have to go get another night with NO HEAT!

    What’s even more infuriating is that I have called customer services 15 TIMES!!! I just counted on my call log. And every time I have to go through that automated system menu and get to sometime and have to explain the entire situation again, then give them time to read ALL the notes to figure out what is going on. And now whenever I ask for a supervisor I’m told none is available. Daniel was supposed to follow up with me and never did. I am SO FAR BEYOND LIVID at this point! Supposedly my claims have been marked “emergency” but no one seems to treat it like one! PLEASE HELP!!! Someone PLEASE DO SOMETHING TO GET THIS RESOLVED!!!

    Original review: Have had HMS for almost 3 years now. Generally, I have had good experiences with them. However, that has changed as of today. It is -10 to -20 degree windchill here in Chicago area today and as of 2am this morning, my furnace stopped working. I called HMS at 2am to file a claim. It is a Sunday and I was told there likely wouldn’t be a company available to service the furnace until Monday. They gave me a “referral list” of companies to call. I called about 7 of them and received no answer. The last one I called finally answered and sent someone out within 2 hours. The guy found that the motor had gone out. He had to call HMS to get the part authorized and said even if they ordered it today, it will be at least Tuesday before it could be installed.

    I checked the status online later and it showed the parts have been ordered. However, I still called to speak to a person to confirm and she said that the claim has been sent to a “research team” to try to find out if they can still get the part and, if not, then they are looking at a possible replacement of the whole unit, which is 16 years old. I was also told my claim has been upgraded to “emergency status” due to the current local weather. I have called back several times and told the same information. I do not have family that lives here so I don’t have anywhere else to go. I have gone out and purchased space heaters which are not working very well since it is so cold outside. I am extremely disappointed at the lack of attention to my claim!!! I was planning to renew in May, but depending on the outcome of this situation, I may choose not to. As they sit there in their warm, cozy offices it seems there is no sense of urgency on their part!!!

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    Response from Cinch Home Services

    Angela, Thank you for bringing this to our attention. I assure you, this is not the service we aim to provide our customers with and would like another opportunity to make things right. A member of my team will review your claim to see how we can expedite a resolution and will call you personally to address your concerns. Sincerely, Austin

    CoverageTechSales & Marketing

    Reviewed March 3, 2019

    The absolute worst technicians come out to service your units then try to scam you out of money in a bunch of “non-covered charges”!!! Then never sends anything in writing to back up the non covered charges! Full of it!!!

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    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed March 3, 2019

    We wanted a home warranty with our home and HMS was provided with our house purchase. We had two claim attempts for two different issues and the first one was not so good. We had a plumbing issue and the entire house smelled like raw sewage. Technicians came out and told us that was not something they would repair. Somewhere in the fine print, it should have been repaired. It was an improper installation, not something that was broken. The way I saw it, there was something that was not working properly so something was wrong.

    When I have a home warranty that says ventilation and plumbing are included, this needs to be fixed the way they see it. But somehow, they diagnosed this without ever looking at the situation in great detail because nobody looked at the plumbing. They just decided that it was not within their scope because it was improper installation. They didn't know and they didn’t pull the code. Someone came out and called HMS back with whatever their version of the story was. I ended up not using HMS and had a friend who’s a contractor come out. Come to find out the problem wasn’t even what the technicians said and the fix wasn’t what they said either.

    The second claim I made had to do with the heat pump. It seemed like an airplane propeller was gonna fall off of it except it was not an airplane. We were in a very bad cold spell. The reps were polite and competent. They had somebody come out within 24 hours. He was very professional and prompt. He got the job done and there were no issues. That experience was very good. On the whole, I’d recommend HMS.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Karen! I'm glad to hear that you’ve experienced the benefits your home warranty provides. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed March 3, 2019

    The first thing I used the warranty on was my attic fan during the summer. I called HMS and I told them it wasn’t working. They told me I would have to have someone come out to inspect it and pay for it myself, so I did. The same people who do the maintenance on my HVAC came and told me it didn't work. Then, I had to call HMS and submit a claim, and they sent a contractor over. They chose a different contractor from the one I had, sent them over and they confirmed that it didn't work. The warranty company had to order the motor for the fan and I had to wait for that. The same thing happened with my heat pump during the coldest time of the winter. It was a very long process. HMS did repair everything, so overall, I'm satisfied but I'm dissatisfied with the amount of time that it takes and the process of getting the problem confirmed. I wouldn't recommend HMS to others.

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    Response from Cinch Home Services

    Carolyn, I’m sorry to hear that your claim did not go as quickly as you expected. Please know, we appreciate the valuable feedback you have provided, and we are constantly working on upgrading our processes in order to become more efficient and provide a better customer experience. - Austin

    Verified purchase
    Customer ServiceTechPricePunctuality & Speed

    Reviewed March 3, 2019

    I had a home warranty when I first bought the house, and that came for a year. However, I missed the subscription date and it was an outrageous price to get back into it. The deal that TotalProtect had was right up my alley. Once I submitted it and called the tech, he was there within 45 minutes. It took him two minutes to diagnose what the problem was. He didn’t have the part and he was gonna have to order it. He said he would call me first thing Monday morning to let me know, and when he called, he had the part and was willing to come to the house within an hour. Everything was very quick, easy and professional.

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    Cinch Home Services
    Response from Cinch Home Services

    Charles - We aim to provide quick and efficient service, and appreciate you taking the time to share your experience. Have a great day! Sincerely, Christine

    Verified purchase
    Claims HandlingTech

    Reviewed March 3, 2019

    I did all of my claims with TotalProtect through an automated voice and the process was relatively quick and it worked just fine. The contractor did good service. He had a good personality, and I got along with him just fine. It turned out that the problem was a bad blower motor in the furnace. It sounded like a threshing machine. He looked at it and said that I needed to replace the motor in my furnace blower. He said that the part was available, but it had to be shipped from some place in Memphis, Tennessee, which was fine. At that time, we had the terrible blizzard in our part of the country, so it took about a week for the part to get delivered. It was fine because we could still run our furnace and we still had heat. It just made a lot of noise. When the tech came, he installed the new one in an hour or so, and it worked fine.

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    Cinch Home Services
    Response from Cinch Home Services

    We aim to provide excellent service, and we are excited to hear that you were pleased with your visit. Thanks for sharing your experience. – Austin

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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