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Cinch Home Services Reviews

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Edited by: Ben Strauss
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About Cinch Home Services

Cinch Home Services is a home warranty company. It sells three plans with three different service fee options for flexible coverage and pricing. Overall, Cinch can provide cost-effective solutions for appliance repairs, but there have been some instances of dissatisfaction with the service provided.

Pros
  • Easy to file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

Over 10k reviews since 2014

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    2 featured reviews
    How do I know I can trust these reviews about Cinch Home Services?
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    Page 31 Reviews 5635 - 5835
    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed April 26, 2019

    When I had a problem, TotalProtect came out and fixed whatever the problem was. Their reps were also very good, helpful and polite on the phone. I've had very good techs as well and I never had recalls on my claims. But when I had to add on something on my coverage, I didn’t know that when you added on that it would cost considerably more. When you first take out the warranty, there's only a $5 fee per upgrade. But if you take it out after your contract, it's $60 per item. In fact just recently, I had two faucets go on me and I didn’t realize I didn’t have the faucet coverage. I had not contacted them about that yet but I had purchased the faucets myself. Other than that, I have TotalProtect for three years now and my experience with them has been very good.

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    Response from Cinch Home Services

    John, We’re happy to hear that you’ve been pleased with the service TotalProtect provides. Thanks for sharing. - Amanda

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 26, 2019

    It was quick and easy when I submit claims to TotalProtect except for one time when it wasn't so great. Interacting with their reps has been a good experience. They tell me when to expect a contractor out and then I call the contractors. However, they say that they can't keep the given appointment and I wish they wouldn't do that. Still, during the last claim I had for pipes under my sink that were leaking, the contractor came at the earliest time they could. The tech who came was very informative and friendly. It was a great experience. Things have been perfect since the repair. Other people should check out TotalProtect.

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    Response from Cinch Home Services

    Tonya, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have met your home warranty needs and provided helpful service. We are sorry to hear that it took some time to get the parts for your dishwasher repair. Thanks for your recommendation. Sincerely, Austin

    Verified purchase
    Claims HandlingTechRefunds & Payouts

    Reviewed April 26, 2019

    The technicians that HMS has sent have been kind, courteous and professional. However, we do live remotely further out. And one time, we had a really hard time getting a provider that was local to fix our air conditioner. I actually ended up just going out on my own, fixing it, and having it paid out of pocket ‘cause I couldn't get anybody. And it was almost four weeks by the time it was still not resolved and we were going into summer. So, that was a disappointment. But we’ve had several other claims that have been fulfilled efficiently and in a convenient amount of time. We’ve also been happy so far and I would recommend HMS to someone else.

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    Cinch Home Services
    Response from Cinch Home Services

    Ginger, Thanks so much for your recommendation. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Claims HandlingTech

    Reviewed April 25, 2019

    We were Total Protect customers for 9 years. My AC needs to be replaced, it is 26 years old and has rusted evaporator coils. Both contractors they sent out confirmed this. They denied claim for poor maintenance, we had maintenance yearly. Don't trust them! They will not honor their contract and will find a way to weasel out. We could fight it and prove them wrong with the verification from our yearly service provider, but they would give us a refurbished evaporator coil and not replace the entire unit as was recommended by Sears.

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    Response from Cinch Home Services

    Christine, We appreciate your loyalty for the last nine years and regret your claim outcome did not meet your expectations. My team will complete a review of your claim to ensure you received the full benefit your warranty provides. Thanks for bringing this to our attention.- Christine

    Customer ServiceClaims HandlingCoverage

    Reviewed April 25, 2019

    Recently purchased a house and sellers gave us an HMS Home Warranty as part of negotiations. It has been absolutely useless. It covers xyz but under each item there is a paragraph of what is not covered about xyz. Furthermore, the “covered” aspects may or may not be covered as decided by the staff. For example, my oven door doesn’t seal and my toddler received 2nd degree burns and blisters because the exterior of oven gets scalding hot. I had the team sent by warranty to assess it for $100. They said it needed a new door, hinges, sealing, etc. Of the 4 items listed, one was covered - the hinges. However, it was denied bc there were stress fractures in the hinges but they were not completely snapped so they would not replace them. This is just one example.

    My other claim was for a nonfunctional radiator. The staff determined that it did not function because the pipe was clogged and it was not maintained properly so it was not covered. My friend who is an engineer specializing in heating and cooling systems even laughed at this one. How exactly does this employee have x-ray vision to see through my walls to the pipes?!?? Long story short - it is the absolutely worst!!!! I will steer everyone I know away from this company!!!! Wish I could leave a zero star review. Although at least customer service is friendly and tells you to have a nice day as they deny every claim... ugh.

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    Response from Cinch Home Services

    Daniella, I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered by your warranty. We regret any confusion or misunderstanding which occurred. Respectfully, Amanda

    Claims HandlingCoveragePrice

    Reviewed April 25, 2019

    This warranty is a joke! We have owned our house less than a year and the AC has stopped working. Filed a claim and had a tech out the next day. Claim is denied due to tech put in report filters not changed and system not maintained. We have filters autoshipped every 2 months and have proof of maintenance done right after we moved in. The claims rep said they have to go based on the tech notes. So basically because previous owners didn’t take care of the home we can’t get coverage. Now we are in day 4 of no AC with a baby at home trying to scramble getting quotes for companies to come out. What’s the point of a home warranty?!

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    Response from Cinch Home Services

    Sara, I’m sorry to hear that this has been your experience. As with all warranties coverage is detailed in the agreement and there are some items and conditions which do not qualify for coverage. In this instance, failures due to lack of maintenance are not covered. I have located your account and my team will thoroughly review your claim to ensure you have received the full benefit your warranty provides, and we will call you personally. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed April 25, 2019

    HMS Home Warranty was offered when I purchased my home back in September. The seller didn't want to include it but I opted for it and paid for it myself. I did a claim once before for my garage door and they fixed it. They did a great job. It was good and if it would break again, it would be annoying but nothing gets ruined by them having to do frequent repairs. On the second claim that I did, my refrigerator was not cooling properly and a guy came out the next day, which was very nice and fast. He said that there was a bunch of frost in the freezer. So, he defrosted it. I paid an extra 50 bucks for him to clean out all the coils and do everything, and put it all back together. It worked fine but less than 30 days later, it happened again.

    I had somebody just show up and he looked at it. He said that the motor for the defroster was broken as well as some other piece. The guy who was here almost a month ago defrosted it and didn’t even look to see what was causing it. Now, we had to go through that again. He said we have to order the parts and he would not be back to fix it until the following Monday. I asked him if I need to defrost it and if he was gonna do that. He said it would take a couple of hours but I just need to leave it open and off for 24 hours. I also asked him if HMS would consider replacing it. He said that was never gonna happen and that we would keep repairing it. So, I went online to Home Depot and I ordered a brand-new refrigerator. They delivered, installed it and took away the other one yesterday. I can't go through several repairs because every time, I have hundreds of dollars of food that I have to throw away. It wasn't very cost-efficient to me.

    I’m still with HMS and when this year is up, I don’t know if I will look elsewhere. It’s easy submitting a claim on the site but after you’ve done that, if you need to make a change to it or ask a question, it’s very difficult. There's a phone number you can call but there's not an option to speak to somebody. You can just check your claim or things like that so, that was frustrating. .

    Also, I tried to cancel the repair that they were going to do since I got a new refrigerator and when I called, I finally got in touch with the representative who told me that it wasn’t the number where I could cancel that. So, she transferred me somewhere else. It went back into another IVR, asking me to select different things. I was trying to hit zero to go to an operator and then it hung up on me. Eventually, somebody's probably gonna call me to set up an appointment and I'm just gonna tell them no. Then, I'm gonna take the parts that came to my house and take them back to UPS and tell them they're being received.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed April 25, 2019

    With the claim I had with Cross Country, there was an issue where there was a service I needed for my garage door opener that was broken. And I didn’t realize that that was covered at first and I went ahead and bought a garage door opener. And I was asking Cross Country if they could reimburse me for it. They had the people come out and I paid my deductible, and then they took care about installing the one that I had. I wish they had given me a refund but they did not.

    The representatives from Cross Country were very professional. I filed my claim over the phone, and my interaction was straightforward. They recommended some people, which I contacted and get everything scheduled. The contractors who came out did a good job. I don’t have any issues with them. I recommend Cross Country.

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    Cinch Home Services
    Response from Cinch Home Services

    Melvin, Thanks for your recommendation! We appreciate the feedback from your experience. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 25, 2019

    Submitting a claim with HMS is generally good, although sometimes, it takes a little longer to get to somebody and speak to them. But their reps help people out very easily. They also give us the time when to expect a contractor out and it usually works out well. Sometimes, I have to call HMS and tell them that I'm not gonna be in town, or that I'm going to have a meeting that day, so we can work around it.

    Most of the contractors have been good. There was one contractor who was useless though. And that was when a part of the electrical system in the house went out. For whatever reason, the contractors didn't do their work. They also didn't do their homework and find what the problem was so we had to go to somebody else after that. I let HMS know about that since they were trying to bill me. Other than that, HMS is worth looking into. As a single guy who has owned a home before, HMS takes some of that stress a bit away since I don't have to worry about everything.

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    Response from Cinch Home Services

    John, We’re happy to hear that your HMS Home Warranty has helped alleviate some of the stress of home ownership. We value your feedback and will ensure it is provided within the organization for proper handling. Sincerely, Amanda

    Verified purchase
    Coverage

    Reviewed April 25, 2019

    I have been with TotalProtect for years and my experience with them has been excellent. They're responsive, efficient, and there when I need them. I've never had any issues with coverage. They're doing everything right. I highly recommend it.

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    Response from Cinch Home Services

    John, We’re happy to hear that you’ve been pleased with the service TotalProtect provides. Thanks for sharing. - Amanda

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 25, 2019

    My husband recently died and I knew that I couldn't take care of things when they break down and I wanted somebody I could depend on. I’ve depended on my husband so much to do that and I didn't even know that home warranties even existed. My friend said that I should get a home warranty from TotalProtect. She gave me the number and I called them and now, I've had it for so long. Whenever I call to submit a claim their reps are very nice. We recently had a hot water heater claim on my rental property, the workers that went out were very cordial with my tenant. My sister is one of the tenants and she fell in love with the attendant that came out there. He was so nice and very informative. The workers explained everything that they were doing and what was wrong with what she had then fixed it.

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    Response from Cinch Home Services

    Belinda, I’m sorry to hear of your husband’s passing. We appreciate you trusting us with your home warranty needs. Thanks for sharing your experience. Sincerely, Christine

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed April 25, 2019

    Our HMS home warranty was given to us. We got it in August of 2017 and we've renewed it. We filed a claim once and the online process was very easy. I called on a Friday and the service tech came on Monday or Tuesday. He was really helpful and quick. We previously had American Home Shield and they were a nightmare. But with HMS, I didn't have to do anything except do the online claim. So, we are super happy with the service.

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    Response from Cinch Home Services

    Ashley, We are happy to hear that using our online claim service was simple and the claim process went smoothly. We hope to service your warranty needs for years to come. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 24, 2019

    When we bought our house, the HMS home warranty was part of the package. We have used it a few times and we liked it, so we stayed with it. We've had it for close to 5 years now and everything is being done in a timely manner. We normally file claims by phone and the reps have been very good, polite, and friendly. They are also able to answer any questions I have. And usually, within a day or two from when we call them, someone comes out. The quality of work that the technicians have done has been very good too. We been very pleased with HMS.

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    Cinch Home Services
    Response from Cinch Home Services

    Vicky, Our customers are our top priority, and we are happy to hear that you’ve been pleased with our service. We appreciate your loyalty and thank you for taking time to share your experience. Sincerely, Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed April 24, 2019

    I Googled different home warranty protections and TotalProtect came up. I researched them and several other ones, then I decided to sign up with them. So far, my experience with them has been great. When I have a claim, I submit it online which is very simple and easy to do. Their claims process is also very seamless. The ticket’s generated online, the third party vendor is dispatched out on a particular day, and I’m gonna get texts or emails when they're gonna come out. Then on a particular date, the vendor calls me and confirms they're coming. After, they come out and fix the issue that day, but if it’s something more difficult or a part has to be ordered, they’ll have the part delivered to me then they come back out and install it. Other than that, I have tried several different vendors and as I experienced them, I kinda cut the ones that don’t really perform as well as the others.

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    Response from Cinch Home Services

    Djuan, Thank you for sharing your claim experience. We are glad to hear that you’ve been pleased with the service TotalProtect provides. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 24, 2019

    Submitting a claim to HMS Home Warranty was easy and the technicians that they sent were great. The quality of work was fine.

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    Cinch Home Services
    Response from Cinch Home Services

    Nevon, We aim to deliver prompt and reliable service, and are pleased to hear our service partner met your needs. Thank you for allowing us the opportunity to provide your home warranty needs. Sincerely, Christine

    Customer ServicePunctuality & Speed

    Reviewed April 23, 2019

    First of all, I doubt the validity of the many five star reviews I see on this company. My experience and what I hear from the repair people they contract are quite different. The warranty came with my home purchase. The first issue to come up was that the refrigerator would not keep cold and the ice maker would not work. The repair person came out, took the $100 deductible, and said he would order a new ice maker. He never showed up again despite repeated calls and missed appointments. HMS was no help. I ended up replacing the refrigerator on my own dime.

    The second thing to happen was the air conditioner broke. They kept trying to band aid it, to no avail. The contracted tech (they don't have their own people) eventually convinced them the unit would need to be replaced. They did, but it took something like six weeks. Then the oven went out the week before Thanksgiving. It is now April and they still haven't fixed it. Same thing, many calls, promises, and assurances, leading to nothing. I even wrote the president of the company, and heard nothing back. Next I'm going to the state attorney general, because these people are operating outside the bounds of good business practices, if not the law.

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    Response from Cinch Home Services

    Keith, I’m sorry that to hear that this has been your experience and assure you this is not the level of service HMS aims to provide. Our records indicate that since submitting this review a member from our Leadership department has attempted to contact you but has not yet reached you. She will make another attempt to reach you to address your concerns. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed April 23, 2019

    We bought a foreclosed home and HMS was offered. I decided to take it. I was thinking it's a foreclosed home and something will need repair already. Submitting a claim to HMS has been typically pretty quick. I’ve done it on the phone or online. If I do it online, I get an email back right away with who to contact and the phone number.

    When it comes to appliances, the technicians have always been good. The people whom they send are nice. They look and act professional. I haven’t had issues with that kind of service. With other services, I had issues. For example, there was one particular instance with plumbers. A couple of years ago, they sent me a plumber, and the guy wanted a lot of things and opened holes in my basement. He didn’t convince me, so I pretty much sent him flying. I ended up trying another person but wasn’t convinced with them, so I ended up getting my own person. That particular time, I was very direct with HMS. I told them they were sending me people that looked like they just got out of prison yesterday. I didn't want those people at home and the way they behave.

    The other one where I had a bad experience was last summer when my air conditioning stopped working. I placed a claim and HMS sent some people called DSE Mechanical. First of all, it took forever for them to come out, and without air conditioning, it’s July. He changed the capacitor on the unit outside of the house, started working right away, checked the Freon and it was low. He couldn't put Freon on until he checked for leaks. He said the valve was leaking and pretty much turned off the air conditioning and he told me I had to wait.

    I didn’t pay attention to what he said. Immediately, after he was gone, I turned it on and I kept it working, but it wasn’t working properly because the Freon was low. They said they needed to change parts that would amount to a good 400 and something dollars, that I would have to pay on top of what’s covered. And the parts never made it here. They kept me waiting for a month and a half. I called HMS several times, at least once a week, and they kept contacting these people who were saying that the parts were ordered or they were lost. I had a hunch that these guys wouldn’t do the job.

    I called HMS. I said, "I told you that it was fine to proceed with the job. But I changed my mind, just send me the check for what you’re covering. I’ll take care of it.” They said, “You already chose.” So, I gave it a try until I got tired of it. I called directly someone else at HMS and told them, “No, this is what you’re going to do. You’re going to cancel that decision. You’re going to send me a check, and I’ll take care of it.”

    After I did that, I got someone that I found, and they did something totally different than what these guys were proposing. Didn’t have to change any parts, they just put Freon on and explained clearly what was going on. It was even cheaper than these guys wanted to charge just for my part of the job. And after that, I really thought about not taking HMS any longer. Then I started looking and shopping around, and they are not perfect, but with everything I’m reading, they are probably not the worst. So, I still have them.

    When I had to replace my washing machine, it had been repaired a couple of times. The last time, they said I just needed a new washer. They offered me a replacement which is fine, it’s a replacement, but the cheapest of the cheapest that I can buy. I don’t need a fancy washing machine, but I want something good. So, I ended up buying one and just getting their money. And it was still a better deal than me just going off and buying one on my own without having anything.

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    Response from Cinch Home Services

    Javier, Thank you for taking the time to provide your feedback about your experience. We’re sorry to hear that you haven’t always had the best experience with our contractors. We will ensure your feedback is provided to the manager over the service providers in your area for handling. - Christine

    Verified purchase
    Customer ServiceTech

    Reviewed April 23, 2019

    We got the house in November and they said it came with a warranty. Within days of moving in, the refrigerator in the basement quit working. I called HMS Home Warranty and someone came out but he said that it wasn’t our primary refrigerator so, he couldn’t help me. I was thinking about the point of having the warranty but then, other bad things started to happen so, I was thankful that I had HMS. There was nothing that the contractor could have done better and the work was impeccable. I was afraid that HMS was just gonna put the cheapest piece of replacement part but it all seemed to be good quality. So, I’m super happy. Everything was professional and taken care of. They didn’t mess up my house doing the work and it was fantastic.

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    Response from Cinch Home Services

    Tia, We’re thrilled to hear that you’ve been pleased by the service you’ve received from HMS home warranty. We appreciate you taking the time to share your experience with us. Sincerely, Angela

    Verified purchase
    Claims HandlingTech

    Reviewed April 23, 2019

    I submit my claims with TotalProtect Home Warranty online and the experience is easy. Although I’ve had one issue with a plumber a couple of years ago, I’ve had no issues since then. Most of the time, my experience with the service techs who come have been wonderful. I enjoy having TotalProtect.

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    Response from Cinch Home Services

    Hubert, Thanks for your loyalty and your feedback about your experience. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 23, 2019

    We've had coverage with HMS since we’ve been in the house, almost seven years now. Submitting claims with them has been easy. We just call in to the number and provide the information. They give us a claim number and they will usually tell us a window of time when we have a potential appointment, and we can say yes if it works. Then, we file the work with the technician and we lock in our time. I’ve been most pleased with the rapidity of service of HMS and how quickly they can get the appointment scheduled, and we haven’t had hassles. We’ve been very pleased with the technicians as well. They almost always can do it in the timeframe that I wanted to do them. They were able to help out with our oven, old dishwasher and fridge.

    On the last incident, two things broke on the range. The technician came out and did replacement parts, but the portion with regards to the oven still wasn't working. So when I discovered it still wasn't working, I called it back in. They sent a new technician out because the original guy had gone out of the country and I didn't wanna wait because we were bumping up against Easter.

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    Response from Cinch Home Services

    Tia, We’re thrilled to hear that you’ve been pleased by the service you’ve received from HMS home warranty. We appreciate you taking the time to share your experience with us. Sincerely, Angela

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed April 23, 2019

    I'm very dissatisfied with TotalProtect. The last claim I submitted has been very difficult and I'm very unhappy. We moved our refrigerator to the garage because it was stinking and it wasn’t turning on. I called TotalProtect to have them do the repairs but then they denied the claim because they said that the refrigerator was in the garage and that I don't have double refrigerator coverage. I don't have two refrigerators. I have one and the new one I have is simply in the garage. When I asked the tech when he came to do the work if I should put it back in the kitchen, he said, no and told me that it was much easier for him to work in the garage. My garage is bright and the refrigerator is right in the middle when the garage is opened.

    It was denied for that reason and I’ve never had a claim with my refrigerator with them before, so I don’t know where this came from. Additionally, the guy who said that was the second technician. The first one already did stuff to the refrigerator and it’s been an ordeal. He communicated erroneous information then TotalProtect apologized for that. Though the second tech was fine, TotalProtect denied the claim because the refrigerator is in the garage when there is no place for a refrigerator there.

    The warranty only covers the refrigerator if it is in the kitchen. I told Total Protect at the very beginning when I very first placed the claim that a neighbor helped me put it in the garage temporarily. I'll have to cancel my policy with TotalProtect because I’m unhappy with what just happened. Before going with TotalProtect I came from a different company and I wish I had just stayed with the other previous provider that I was with because I didn’t have this kind of experience with them.

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    Response from Cinch Home Services

    Khalik, I understand your frustration. My team would like to complete a thorough review of your claim to ensure it was handled properly. We will review and follow up with you personally. - Amanda

    Verified purchase
    Tech

    Reviewed April 22, 2019

    I've had TotalProtect Home Warranty for eight years now. So far, my experience with them has been good. We've had them out here for our air conditioning and heating, the stove, the microwave and then, the latest was the garage door. The techs they've sent out were fine. There was a time wherein we waited a long time on something, but it happened only once.

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    Response from Cinch Home Services

    Sybil, We are happy to hear that overall you’ve been pleased with the service you received from HMS Home Warranty. Thank you for your loyalty over the last 8 years. - Amanda

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 22, 2019

    My HMS home warranty came as part of my buying the house. Submitting claims online has been easy and they've been able to get techs out very quickly. All the techs have been great. The tech who came for my refrigerator's freezer was awesome and explained everything. However, I had to do a callback for my furnace since the first person who came didn't quite fix it all the way. He was also a little bit of a **. Another person from the same company came out and he got it taken care of. He was awesome and very good about explaining stuff, so it was a very different experience between the two. Then, a guy also came for my garbage disposal and he was amazing too. I would totally recommend HMS.

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    Response from Cinch Home Services

    Traci, Thank you for letting us know how we are doing! We truly appreciate your honest feedback and are glad to know that overall you’ve been pleased with your warranty service. Have a great day! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 22, 2019

    When I started with my Cross Country home warranty program, it was called Residential MD and I haven’t had any problems in the past. When I put in a claim, they promptly respond to it and get the work done so I’ve been satisfied. The last time I called, I had a problem with the contractors and when I looked up online, they had very bad reviews. I didn’t want them screwing up in my house so I called and the contractor was switched. Everything worked out and the work has been excellent.

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    Response from Cinch Home Services

    Roger, Thank you for taking the time to share your experience. All of our providers are licensed and insured, and qualified for the work which they are assigned. We appreciate your feedback and are glad to hear your experience has been excellent. - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed April 22, 2019

    TotalProtect Home Warranty was recommended by a friend. They do the job and are accurate. I don’t get a quick response online so I feel more comfortable filing a claim over the phone. Whenever I call them, they respond and do what they have to do. But their contractors are not reliable. They are useless. The contractor that came in literally took the system apart and never came back. So, I had to call TotalProtect and they tried to give me somebody else. However, it took a couple of days to get somebody else because they have very limited contractors. I had that problem with them a couple of times. They should have more contractors especially with my heating system.

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    Cinch Home Services
    Response from Cinch Home Services

    Jean, I’m sorry to hear you had trouble with one of our contractors. We will ensure that the manager over the service providers in your area is notified for proper handling. We appreciate your feedback. Sincerely, Austin

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed April 22, 2019

    We have submitted a claim with HMS Home Warranty once and the online claim process was great. They were very prompt and it was easy. Our claim was on our washing machine and the tech who came out got it fixed. The quality of work done is really good and we haven't had any issues since.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience John! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed April 21, 2019

    With us being elderly and the prices of things going up, it makes good sense that we put a warranty on our stuff at home. I carry insurance on my car and I think the home warranty is a good deal too. There were a couple of times, however, that we had a hard time getting in touch with Cross Country to put in claims. And then once we got them, they had a hard time finding somebody to do the work. For my air conditioning, they sent a guy out of Atlanta, which is two hours away from my house. There was a warranty part on the unit he installed that has a recall, but the home warranty told us that they wouldn’t handle it. They said the installer would handle it so we called him but he no longer works for the home warranty service. He wanted to charge us $80 just to come out here and charge us as well for shipping of the part. My wife went back and forth with Cross Country about the issue but, long story short, the recall never got handled on the new air conditioning.

    Years ago, we also had a heater deal, and it took a couple of days for them to get somebody to come out to it. The heater part of the air condition broke down during the winter when it got cold. I was told that it was due to the installer who programmed it wrong so when it got really cold, it shut itself down. We then called and asked why we owed a $100 deductible if it was the installer's problem, and they got back with us. Another time, I had an issue with the dryer and the guy came out but he wasn’t able to fix it. He came out two or three times but the dryer kept doing the same noise. So I just bought a new one, and we notified Cross Country, and then they reimbursed me my deductible for buying a new dryer.

    Then the last two times, Sears Warranty had been sent, and they've been right out. I was really expecting to pay more money in my part of the new air condition, but Cross Country treated me so right on that. My part on the replacement of the unit was very fair. All in all, my experience with them has been good and I've been happy with them. I’ve spoken highly of them, especially when they made arrangements to get me a brand new air conditioning unit.

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    Response from Cinch Home Services

    Charles, I’m sorry to hear that it hasn’t always been the easiest claim process, please know we are continuously monitoring this process to ensure we offer the best possible experience. We’re happy to hear that overall you’ve been pleased with the service and savings your home warranty provides. Thanks for sharing!- Amanda

    Claims HandlingRefunds & Payouts

    Reviewed April 21, 2019

    Our claim originated back in October of 2018 we placed a claim because the drum bearing was making a very loud noise, so they sent out a repair company to check and they deemed it still operable so we paid the $125 deductable for nothing and continued using the washer weekly sounding like a jet plane taking off everytime it went into the spin cycle, so in April of 2019 the machine finally locked up, so i called in again to do a recall on the first claim and they sent Sears out to check and they ordered parts to repair and then decided more was involved than expected. We are very disappointed in the decision made by Total Protect, when our Front Load washer was deemed unrepairable. Our unit is a LG Front Loader , Ruby Red color with matching Dryer, So to replace it all that was offered was a White GE replacement valued at $799 or a check for $545, I have looked all over the internet and locally and cannot find anything close to that $545 mark, Apparently they are including depreciation in their amount. WE feel this to is is totally ridiculous and poor representation of a Warranty company, we ask to speak to upper management ,but apparently they dont have anyone that can make a change in a claim. Even their CEO could not override a claim decision we were told.

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    Response from Cinch Home Services

    Steve, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are specific terms within your policy. In this instance your warranty addressed providing a comparable replacement unit or a cash allowance since we were unable to repair your current unit. We offered a unit which was comparable in size and function, however, the terms of the warranty state that we are not responsible to match color, dye, lot, material, type or brand. The cash allowance which was offered is based upon our cost to purchase the unit, not retail pricing. This information can be found in the terms and conditions of your warranty booklet which was mailed to you upon enrollment. We regret any confusion or misunderstanding of the coverage provided. Respectfully, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 21, 2019

    I was totally unhappy with my claim for a refrigerator that I filed with TotalProtect. It was a long process. I first called in November and it was one repair person after another coming back and forth to my house. TotalProtect thought the issue was resolved in February and then it was just back and forth. The refrigerator needed to be replaced but then the contractor had to have confirmation. So they had a confirmation from the second person and they came out and replaced some part. Despite that, it kept freezing. It was a very bad experience. The refrigerator didn't get replaced and I'm still having problems with it. On the other hand, I had a second claim with Total Protect for my water heater that went out. I made one call to a wonderful plumber who came and made the estimate. TotalProtect approved the claim that day, replaced the water heater and the issue was taken care of in two days. It was handled very well. I'd recommend Total Protect.

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    Response from Cinch Home Services

    Doris, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. We appreciate your recommendation. - Angela

    Verified purchase
    Claims HandlingTechPriceOnline & App

    Reviewed April 21, 2019

    Submitting a claim to HMS has been very easy. I’ve done it both by phoning and by going online. The website is pretty good and useful too. We had two incidences. One was a water heater which was handled very well and taken care of. This current one that I’m working through right now is for a dishwasher. The dishwasher is 10 years old and it has an electrical problem. The appliance repairman came out to check on it, and he, at first, couldn’t even find parts for it, and later, he was able to track down the circuit boards he needed, but it was gonna cost $400 to get the circuit boards. He recommended that we replace the dishwasher since it was 10 years old but HMS refused and ordered him to purchase the parts. I’m disappointed ‘cause there’s a pump in there and everything else that’s 10 years old.

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    Response from Cinch Home Services

    David, Thank you for choosing us, we are happy that we have met your expectations, and have provided you with prompt and helpful service technicians. We appreciate your feedback and your recommendation. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 21, 2019

    I was tired of paying do-it-myself deals and a best friend made me look into home warranties. I’ve had HMS home warranty before as well as other home warranties. The other home warranties give people to come look at the house or the problem and I pay the $100 deductible then I never see them. I was tired of that. HMS is the one that came through with their honest work so I currently have them.

    Submitting a claim is quick, thorough, and easy. The claims representatives don’t play around and they get to the point. The technicians who came to service my appliances have been very knowledgeable and courteous. There was one who told me that HMS doesn’t pay for parts and pay for the equipment if the whole nine yards would be added. That was the only time I had a issue with one of the technicians and so I basically had to call him out and tell him what my warranty says. I told him that I owe him nothing except for the $100 deductible. Other than that, the quality of work performed is very good. So when it’s time to renew, I’d end up renewing it. I’d get HMS again in a heartbeat.

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    Response from Cinch Home Services

    Traci, Thank you for letting us know how we are doing! We truly appreciate your honest feedback and are glad to know that overall you’ve been pleased with your warranty service. Have a great day! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 21, 2019

    TotalProtect was a recommendation from Pentagon Federal Credit Union. I'll be with this warranty company for two years already in July. It is absolutely easy to submit a claim over the phone. It is professionally managed, and they’ve done an excellent job. The technicians have been courteous and professional. We’ve made a number of recommendations and I told our friends to look them up, too.

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    Response from Cinch Home Services

    Fred, Fantastic service is what we aim to provide, and we are excited to hear that you’ve seen the benefits your TotalProtect Home Warranty provides. Thanks for your recommendation. – Angela

    Verified purchase
    Claims HandlingCoverage

    Reviewed April 21, 2019

    I had a home warranty when I first bought my house 12 years ago. It was part of buying it and I tried to use it once but it was not very pleasant. So, after that expired, I just let it drop. However, the house started getting older and things would go wrong. My friend had HMS and I called them. I’ve only submitted three claims and the first was for the air conditioner, which they replaced. It took two weeks but it was good. I had to pay $200 for a duct work that wasn’t covered but the air conditioner works well. Then, I had a plumbing issue and HMS sent out a plumber to fix it. Then, this past winter, my furnace stopped working on a really cold day. It died at 4:30 in the morning and the contractor showed up at 11 am. I have recommended HMS.

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    Response from Cinch Home Services

    David, Thank you for choosing us, we are happy that we have met your expectations, and have provided you with prompt and helpful service technicians. We appreciate your feedback and your recommendation. - Angela

    Verified purchase
    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed April 20, 2019

    Cross Country is the company I’ve always had every time I had a problem and I have been with them for 16 years now. I have security that our appliances are covered. Sometimes they do it slow, but they do it. Customer service is good and they have handled my claims really well. They have replaced a few of my appliances. The first one was when my dryer messed up on me and its parts aren't being made anymore. So, I bought another dryer and Cross Country sent me the money. They allowed me so much money and I saved $200. But they don’t do that anymore. The way they do it now is to send me a new appliance as a replacement, which is just as good for me. They've also replaced my AC unit and my washing machine.

    I currently have a claim with my microwave and it has been a while. I called Cross Country for a guy to come out, and he came and looked at it. He said that he needed a couple of parts and he would check with the warranty company then he would be back to fix it. However, I never heard back from him so I went online and it said that they’re gonna replace it. They didn’t tell me and they could’ve sent me an email. Now, they haven’t put it in yet and they messed up. My wife has been in the hospital and I told them to call me. Anyway, they’re supposed to be out on Monday to install it. All in all, I’m satisfied with Cross Country Home Services. I would recommend and have recommended them to everybody that I talked to.

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    Response from Cinch Home Services

    David, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs for the past 16 years! We truly appreciate your recommendation and your loyalty. Sincerely, Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed April 20, 2019

    I have coverage with HMS Home Warranty on my home. The hot water tank wasn't heating, so I called HMS and they said that they would connect me with the company in the area that does the repairs. However, it took me a while to get the guy to answer back. The tech was very nice and was very friendly. He got back to me and he said he was kinda busy at that time. It was understandable because at that time, we were having some cold weather and he was out a lot for busted pipes and all kind of other things. When he came in, he looked at it and it happened to be just a small part that needed to be fixed, and it worked out really well. We paid $100 and after that, nothing else. The hot water tank is 25 years old and has been operating fine, so I was surprised. I thought they would replace it, but he said there is nothing wrong with it. At some point, we made a good decision on the water tank and to have just the heating element to be replaced.

    Other than that, we also had a second call that we made for the lighting element, but it did not go so well. We needed an electrician and the only electrician HMS could find us was 60 miles away. At first, the rep tried to get me an electrician that was from Philadelphia. I said no and I said that I am from South Pittsburgh. She called back and said that they located one in Monroeville. I said that it was still 60 miles away. They couldn't take care of the problem for two weeks and the problem we had was the light switch was shortened out. We couldn't even turn the kitchen lights on. I was afraid because I could hear it buzzing and it would crackle. It was not good.

    They ended up telling us, which was very nice too, "Go ahead. You're approved to go ahead and bring in your own electrician, and then submit the bill." As it turned out, we needed a $3 part and they replaced a light switch of the house, so we didn't even file the claim with HMS. Fortunately, it was just a minor repair that we didn't have to wait or go through the warranty company for, but I was surprised that they didn't have an electrician closer on hand. We don't live far off the country. We are 60 miles south of Pittsburgh and I know about this area. I know we have tons of electricians around here, so I don't know why we didn't have one, but it just kept coming up. I thought that they would have someone that wouldn't have to travel so far, that we wouldn't have to wait too long for. They wanted us to wait two weeks for an appointment and for the electrician as well.

    Still, I'm really satisfied with HMS and we've not had a problem with them. They are on the money and they are fast. They check back right away to see if the appointment was met or whatever else we need. I am not disappointed just because they didn't have someone. It could happen anywhere with any warranty company. Maybe they didn't have someone in the area or maybe they had people and they got rid of them because they weren't serving the customer or because no one wanted to participate in their program. For the service that HMS is offering, it is a great service and I recommend it. Having the home warranty is a selling point because you are taking the pressure off of you and you are also taking the pressure off the buyer of the house because they don't have to worry about moving into a new house and being stuck without something right after something breaks.

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    Response from Cinch Home Services

    Joanne, We’re thrilled to hear that your claim experience went smoothly and we delivered the efficient service you expect. We appreciate the time you took to share your experience. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 20, 2019

    I had some plumbing issues. The first was a leak under the sink which was not a big deal and when I submitted a claim with HMS, the plumber who came out was very courteous and friendly. He had to go to the store to pick up some parts but he fixed the problem pretty quickly. The second issue I had was a stopped up drain in the bathroom. It was really stopped up that the trap had to be replaced and the drain was snaked out. So far, the techs that HMS Home Warranty sent here have all been very good and my experience with their customer service reps had gone well. But I prefer to submit my claims online because it's easier. Also, the hold time to schedule an appointment over the phone takes a while and it’s a little frustrating with the automated voice recognition.

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    Response from Cinch Home Services

    Nick, We value feedback from our customers, and appreciate you taking the time to share your experience about the service contractors we’ve sent to your home. We strive to provide an effortless claim process, and are glad to hear that our online system is the simplest way to place a claim. - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 20, 2019

    HMS Home Warranty was offered to us when we bought the home and we've had it for eight years now. My experiences in submitting claims were straightforward. We've had a couple of things that went wrong with our house over the years and calling them to set an appointment was easy. Somebody comes out, looks at the issue and inspects it. A lot of the contractors were very friendly. The most recent one that came out to look at our fridge was out here three different times. The technician did it the first time but it didn't work and it broke again. He was a very friendly guy and easy to talk to. He explained what was going on so it worked out well. The repair took four weeks which was longer than normal. Other than that, the performance by the contractors has been top quality over the years. Once they fix something, it's usually good. The service has been seamless and I'd suggest getting a warranty through HMS.

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    Response from Cinch Home Services

    Zachary, Thanks for choosing us! We are happy to hear that we have met your expectations, and have provided you with prompt and helpful service. Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 20, 2019

    HMS's warranty was included the purchase of my home. Thus far, I've had two claims with them. My water heater gave out and my air conditioning went out as well. For both claims HMS has been amazing. I submit by phone and right away, the claim gets filed and I get a confirmation of who is gonna be the service provider. By the time I contact the provider, they already have all my information and they set up an appointment.

    The contractors I got were great. My water heater got installed the same day and the AC unit as well. They had great customer service and professionalism. They were very knowledgeable. I asked a lot of questions and they were quick to respond. They knew what they were doing. Overall, I'm very satisfied with HMS Home Warranty.

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    Response from Cinch Home Services

    Gabriela, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and we’re thrilled to hear you were pleased with the service we provided and the professional service companies which service your claims. - Angela

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 20, 2019

    I have been covered with TotalProtect's home warranty for a little over a year now. My experience in submitting claims with them has been very easy and straightforward, and I’ve been happy with it. I submitted one claim online and they responded quickly. The technician was responsive and my experience with him was all positive. He explained the whole situation and it was in our favor. We thought that a whole water heater change was needed and it didn't have to be so, but the technician had to come back with parts to make the repairs. It took seven days from the time I submitted the claim until everything was working properly. The only thing I would prefer is having a choice of contractors that I could automatically pick. But the one that TotalProtect picked for me worked out well.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Samuel. We’re happy to hear that TotalProtect works for you.- Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed April 20, 2019

    I bought the TotalProtect Home Warranty when I first bought my house almost 12 years ago and I stayed since. I just never thought about going to a different company. I just made my third claim in 12 years and I’ve never had any issues. The process has been real easy and expedient. The first two times I filed a claim, I did it over the phone. But this last time, it was online. The contractors that they've sent out were great. However, after the first time I ever used it, my deductible went from $75 to $125. I’m not sure why it went up just after using it one time or they just raised the deductible across the board.

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    Response from Cinch Home Services

    William, Our goal is to provide reliable service you can count on, and we are happy to hear you have relied on us for the last 12 years! Thank you for taking the time to share your experience. Sincerely, Angela

    Verified purchase

    Reviewed April 19, 2019

    A warranty is more valuable the older the house and the systems are. I use HMS as a Realtor and I have it too. It's the one I'm most familiar with and it's one of the best warranties on the market. I put all of our clients into the website to order the HMS warranty. The site has its ups and downs. Sometimes it's wonderful but sometimes it doesn’t work so well.

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    Response from Cinch Home Services

    Karen, Thank you for taking the time to share your experience with us. We are sorry to hear that you’ve had some difficulties with our online system. We strive to provide an effortless experience for our customers, and it’s great to know that you are pleased with our service. Thank you for recommending HMS! - Austin

    Coverage

    Reviewed April 19, 2019

    First year was great so we renewed and second year we paid extra for our sewer line since it was an issue the first year. Sure enough an incident occurred and your agents said we were not covered since they looked at the previous year's policy. Had to spend the weekend out of our home, got no apology or compensation, and now we cannot renew for year 3.

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    Response from Cinch Home Services

    Hi Bob - As with any home warranty, coverage is very specific in the agreement, and there are some conditions that may not be covered. We will be glad to review your claim to ensure you are receiving the full benefit of your policy! Thanks, Austin

    Customer ServiceTechSales & Marketing

    Reviewed April 19, 2019

    My heat pump failed. The plus was that HMS agreed without a hassle. They offered replacement equipment, but never confirmed in writing exactly what they would provide. I find out from the service provider that it wasn't what they recommended (bait and switch). Then I opted to take a cash credit, and though they agreed, they've been stringing me along for three weeks. You can't get a supervisor, and when they promise one will call back, it does not happen. I would never deal with them again.

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    Response from Cinch Home Services

    Ben - I'm sorry to hear this has been your experience, and would like to investigate your claim to see what is causing the delay in receiving your claim credit check. A supervisor will call you directly to address your concerns once our review is complete. Sincerely, Angela

    Lenore increased rating by 3 stars.
    Customer ServiceTech
    After a positive interaction with Cinch Home Services, Lenore increased their star rating.

    Original Review: April 19, 2019

    I called in the end of March for my Microwave and my stove top. Total protect gave me a work order number and a company to contact. I contacted the company that day. ( it was a one man company) and asked him if he received the work order. He mumbled something and hung up. The next day I called back and he said he still didn't get it. so I call Total Protect back, and ask them if there's a problem. They said the work order was sent. I call the repair man back and he says he just received it and made a appointment for a few days later. He came out and said he needed to order parts. He also told he that he had a bad illness the day before, and he had the runs, and couldn't leave the house cause he couldn't leave the bathroom.So I waited 1 week, I called him back he said he didn't receive the parts yet. I call him back the next week, he tells me that Total Protect is a bad company and they don't get the parts to him fast. I call back the 3rd week and he says no parts yet. I got busy around the house and thought I had called my husband at work, but accidentally hit redial and accidentally called the repair man back. He didn't even wait for me to say anything, he just started yelling at me. Saying you already called me today!!!!. I said sorry, I accidentally called you. I finally went and got a new microwave, and I'm just living with my broken stove top. I paid the repair man my deductible of $100., I called Total Protect and asked them for a refund. I just got a call back from them...They said the $100. was for a diagnoses, and he came and diagnosed the Microwave, and stove, so that was what I was paying for. So I'm out $100. I didn't need a diagnoses. I needed my stuff fixed.

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    Response from Cinch Home Services

    Lenore - We appreciate you taking the time to share your experience and would like an opportunity to address your concerns. It's disappointing to hear about your encounter with our service provider, and assure you it will be forwarded within our company for further review and handling. We have located your account, and a member of our team will follow up with you directly once your claim is fully reviewed. Sincerely, Angela

    Claims HandlingCoverageTechPrice

    Reviewed April 19, 2019

    I had Total Protect for over a year and i never knew how good i had it!I filed 2 claims in that year and both were done to my satisfaction! My husband and I are on a fixed income and he lost his income so when Choice Home Warranty kept calling me and telling me that they could match Total protect's plan for less i caved in. I told them my husband was sick (Dementia) a. nd we had to have air so he sold me on the more expensive plan! I paid and 3 months later my air went out because of wear and tear (coils) The tech said they don't cover anything big and he is right! Stay with Total Protect and run from Choice, my Condo is 86 degrees and Total Protect would have covered it!!!! I made a big mistake!!!!

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    Response from Cinch Home Services

    Hi Linda - We truly appreciate you taking the time to tell us about your experience, and regret to hear about the failures with your air conditioner. If you would like to speak with a representative from our membership department about possibly re-instating your policy when you're ready, please let me know, and I will have a specialist reach out to you personally. Best Regards, Angela

    Verified purchase
    Tech

    Reviewed April 19, 2019

    I’ve been with HMS about four years and every time I had a problem, they came out and fixed it. I was happy with their service. Everybody’s been very helpful and nice. The technicians are professional, and they do a good job.

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    Response from Cinch Home Services

    Anne - Thank you for letting us know how we're doing! We appreciate you taking the time to tell about your experience, and glad we are able to satisfy your home warranty needs. Sincerely, Christine

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed April 19, 2019

    We’ve been with TotalProtect for about nine years and the experience has been fine. Anything I had to have fixed worked out good. They’ve always covered it up pretty quickly and the customer service has been good. But in terms of the technician they go with, sometimes, they don’t necessarily do their homework on who’s closer. If I need someone to work on my dishwasher, there might be two or three local companies 15 minutes away but TotalProtect tends to go with some major city like Orlando, which is an hour and a half away. So that’s the only thing they can improve on. But the technicians who have come out have always been no problem.

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    Response from Cinch Home Services

    Kenneth, We strive to provide an effortless claim experience for our customers and we’re glad to hear you were pleased with the service we provided. Thanks for sharing.– Austin

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed April 19, 2019

    Filing a claim to HMS is easy, but getting follow-through isn't always. When we had some trouble with our heating, HMS kept sending people out and finally, we got a new furnace. The last time I had a service claim was for my stovetop. I've had trouble with stovetop a year or so ago and they sent out one idiot after another after another who were obnoxious. HMS sent out one guy who was just horrible. He was mean and arrogant and then he never came back. It was terrible, but HMS covered it. For my recent claim, HMS sent out a lovely person who couldn't fix it the first time, came back with somebody else and fixed it beautifully. Their contractors have gotten better, but the secret is having good contractors that are gonna follow through in a timely manner. Also, it is more important sometimes that contractors come in and they're pleasant and nice, rather than doing the service.

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    Response from Cinch Home Services

    Barbara, We do our best to provide reliable service contractors and we are sorry to hear that your interactions with some of our service providers has been less than satisfactory. We appreciate you taking the time to share your warranty experience. –Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 19, 2019

    TotalProtect has been fine and I’ve been satisfied with them. They usually take a long time to take care of a claim, but they usually take care of what needs to be taken care of and they follow their contract. Their customer service has been very pleasant, but they don’t always know what they’re talking about. A lot of times, they go into the website and the website, last time I used it, was very bad and not updated at all. Still, I’m usually satisfied with the techs they sent out. They could get more choices, which would be helpful. But, other than that, they’re fine. I’ve already told my son he should be getting it, recently.

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    Response from Cinch Home Services

    Karl, I’m sorry to hear that you’ve been less than impressed with our service, but glad to hear that overall you’ve been satisfied with your experience. Thanks for the recommendation. – Amanda

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 19, 2019

    I’m only at my first year with HMS Home Warranty but I've filed six claims and they’ve been fairly prompt and responsive. The claims process was easy too. The first couple ones got a little bit difficult but it was from the service provider, not through HMS. He tried claiming more money than what my deductible was but I told them I have documentation. I showed it to him and when he looked it up, he agreed that it wasn't what the deductible was. That aside, my experience with HMS has been great and I would probably renew the warranty.

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    Response from Cinch Home Services

    Cindy, Our customers are our top priority, and we are pleased to hear that you’ve been satisfied with the service your HMS Home Warranty provides. Thanks for sharing. Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed April 19, 2019

    I had to do two claims with HMS for my dishwasher. I tried to do it online but it wouldn't accept my claim when I submitted. There was a glitch in the system so for both times, I had to call. The customer service when I called was very attentive and really quick to respond. The contractors were very informative and really knowledgeable which you really don’t get with contractors. Also, they were willing to come out almost the same day I filed my claim. They were amazing at both times. The first time, the dishwasher wasn't fixed right. But they were able to fix the issue and it's working great now.

    I would recommend HMS but the price causes me to shop around. My contract was supposed to be up the April 24th. It was getting ready to lapse so I was gonna renew since I really like this company and their response. It's good to have. When I bought the warranty, it was 575 for a year. But when I went to go to see about renewing, it was 700 and something so I didn't renew. I only used it twice in a year.

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    Response from Cinch Home Services

    Holly, We’re happy to hear that you had a good experience during your dishwasher claims, and are very sorry to hear that we are losing you as a customer. Please keep in mind that there may be other available plans which meet your needs at a lower cost. If you’re interested in having an agent contact you, please respond to this message with the best time to reach you. - Amanda

    CoverageTechRefunds & Payouts

    Reviewed April 18, 2019

    Do NOT get a contract with HMS Home Warranty. I've had small issues with them in the past, but let it slide. They are now telling me that I have to coordinate and pay a plumber out of pocket to disconnect and move my water heater, schedule with the HVAC repair (which is the only part they cover), then get back in touch with a plumber to have them put the water heater back in place and hooked up. This is because they don't cover access to the covered device. I would be more understanding if THEY HAD THE CURRENT WATER HEATER INSTALLED IN ITS CURRENT LOCATION. They won't even cover me spending an extra deductible for the plumber because the water heater is working properly. They are telling me that I need to pay money to spend a week without hot water so they can repair a system they don't have access to - because THEY put the water heater IN THE WAY.

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    Response from Cinch Home Services

    Joshua - A member of our team has been in contact with you since leaving this review. If you have any further questions regarding your coverage, please let me know, and we will follow back up with you. Thanks, Austin

    Customer ServiceClaims Handling

    Reviewed April 18, 2019

    Updated on 05/01/2019: Received a final call today from Angela, May 1, 2019. She stated she was unable to have the decision to deny the claim overturned, I had expected nothing less. She contacted Quigley Electric prior to calling me and verified that the issue was not caused by pets but by a faulty valve. Since there was evidence of a pet having urinated on the outside unit, TotalProtect stated they would have never warranted the item. After three years of paying them and keeping up regular maintenance on the system, without issue from Licensed A/C companies. TotalProtect decided they would not honor their warranty. As it stands they are going against the Company they hired to make a recommendation as well as using a bogus reasoning for denying the claim. I’m asking everyone that has read this complaint from the beginning to share with your friends and neighbors via every electronic means possible. Since TotalProtect does not spell out the issue in the beginning and does not require pictures, anything that goes wrong with a system can be put in question and denied. I have asked all my friends to share this on every electronic platform. I wouldn’t want anyone to be duped the way I was. I will keep everyone posted as this issue moves through a more reliable avenue of handling contract issues.

    Oiginal Review: Had Total Protect for over three years with great experience, used them twice for small items. In the last ten days the bottom fell out. I live in Florida, the weather was becoming hot and I have a ninety year old living in the house. The outside Heat Pump stopped working. Quigley’s was assigned to do the repairs, three days later they came out and replaced a board. The system did not work, they came back out and found out the system had a leak. After taking pictures and doing the leg work they submitted the claim to the warranty company. After 10 days and no calls we called the warranty company and were told the claim was denied because of dog urine damage on the outside of the unit. Even though the leak was inside on the far side away from the damage and was a result of a fitting coming loose. A Private company I called came out and verified that they leak was not caused by the dog urine. Total Protect will take your money but fail to deliver when needed. Be wary of using a service where you pay 75 for the visit but are never sure if they will find an issue saves them from paying or a repair. As in this case they weren’t concerned about the issue of the leak or how it happened all they saw was the fins on the outside damaged by dog urine. The interior of the unit had no damage whatsoever. But, this is how companies work, it’s about money, not people.

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    Response from Cinch Home Services

    John – Our customers are our top priority, and it’s clear we have not met your expectations. We appreciate you taking the time to share your concerns, and will be glad to complete a thorough review of your claim to ensure you are receiving the full benefit your warranty provides. Sincerely, Austin

    Verified purchase
    Claims Handling

    Reviewed April 18, 2019

    Buyer Beware! Please do not do any business with Cross Country aka Total Protect home warranty company nor Palmetto Electric LLC in Florence SC. I had put in a claim for a ceiling fan that stopped working. I just got off the phone with the home warranty company after I received a bill from Palmetto Electric for $115. That is after I had already paid them $125 at the time they came out. I pay the home warranty company about $50 a month each month and, if I include that amount plus the other amounts too, that means I paid $290 all for a remote control. That’s what the problem was. I could have bought a brand new ceiling fan from Costco for about $100. I fault Palmetto Electric for not telling me up front what I would need to pay for the remote. I fault the home warranty company for not telling me, too. I ended my contract with them today after the said they could not help me and I won’t be doing anymore business with Cross Country aka Total Protect nor with Palmetto Electric. I don’t think they are reputable companies.

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    Response from Cinch Home Services

    William, It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered by your warranty. Your warranty addresses parts and labor when a covered item, this information can be found in the terms and conditions of your warranty booklet that was mailed to you upon enrollment. We regret any confusion or misunderstanding which occurred. Respectfully, Austin

    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed April 18, 2019

    I used HMS Home Warranty when I bought a house in Dallas at the recommendation of my real estate agent. And when I sold the house in Dallas, it was a smooth transition to transfer the warranty over to the new owners. And then, I opted to use them on my house that I purchased in Michigan. And then, I used them on a third home, the one that I'm living in right now in Milwaukee. We're now in a good place. We got the warranty to take care of the little things. I work full-time a lot of hours and my wife is not capable of doing those things so we rely on the warranty to take care of things when we can't.

    The first two experiences with HMS were flawless, which drove my decision on the third one. It's has been less than perfect this go around, but I my net feelings towards them are more positive than negative.The people that they sent out, that was positive. However, it took about eight months to get HMS to settle on a replacing a stove. And that was really painful. While they ended up writing me a check for the stove, there were limitations in the agreement. It certainly didn't pay for a new stove, but the hassle in having that done was beyond significant.

    We had our whole house inspected. We had an older stove. And about six months into it, when we were finally called and said that they were going to write out a check for the stove, that took another two months. It took forever. It was very clear that HMS didn't want to have to pay for it. We would have gladly been open to having it repaired, but there just weren't parts for the stove given its age. And we determined that probably within the first three months, the fact that it took another five months to come to a conclusion was terrible.

    When you call a representative of HMS, there is no talking to anybody else. There is no being referred to a supervisor or anyone else at another department, and you kinda feel helpless. I feel sorry for the representatives because they're helpless. They're trained very well to keep the customer at bay and to say the same thing every time. But in my eight months I talked to the same representative, nor did anybody ever returned calls. It was disheartening. Also, follow through would have been helpful, but it was almost like every time I called to find out the status, it felt like I was starting over every time. I'm convinced that had I not been vigilant about calling, I would not have gotten the same results. It seemed like HMS wanted me to go away.

    All that said, I had some other minor service things on the house that, in short order, HMS came through on. But something happened shortly before HMS wrote the check on replacing the stove. I don't know if there was a change in ownership or they got a new leader in customer service, but we got calls and emails after the work was done asking how it went. Amazingly enough, they seemed like they were concerned about what we thought. That never happened before and it was almost as if it changed overnight. It was a welcome change because we wouldn't have renewed. We weren't planning to renew after the incident with the stove. We didn't think we would ever get paid. We're coming to the end of our first year with them at this current home and plan to re-up on the warranty. We're happy to renew again after the last four months of experience has been so different than the first eight.

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    Response from Cinch Home Services

    Ed, I’m sorry to hear that receiving your reimbursement did not go as quickly as you expected. Please know, we appreciate the valuable feedback you have provided, and we are constantly working to improve our processes in order to ensure you receive the most efficient service possible. Thank you for your loyalty, Austin

    Verified purchase
    Claims Handling

    Reviewed April 18, 2019

    When my daughter bought the house, it was under HMS Home Warranty and she continued it on. There was a period when she didn’t have it. We thought they were automatically deducting it but they weren’t. We were happy with their service so, she renewed and it’s been going on two years. The most recent claim was for the thermostat and it was good. My daughter had the thermostat replaced when she moved into the house and the guy put in the wrong thermostat. When it wasn’t working properly, her electric bill or heating bill went up to almost double and we couldn’t figure out what it was. We had Duke Energy come out and check the meters and we went through a lot of stuff. Then, we checked if there was something else going on and that was when we found out what the problem was. So, we had to replace it. The guy that HMS sent came over and we were quite happy with the last service.

    My daughter is happy with HMS. I’ve got a home warranty service in my home and I like HMS better than ours. However, I’m kinda tied in to ours because I advanced on them. They are more responsive than mine is. Their deductible is a little bit higher but it’s worth it because they are much quicker getting to the problem than mine is. When mine runs out, I’ll probably try to switch over to HMS.

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    Response from Cinch Home Services

    Ron, Thanks for sharing! We hope we can service your future home warranty needs! - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 18, 2019

    My sister has TotalProtect and I got it from her. Submitting a claim over the phone has been easy. The contractors they’ve sent out have been good. They have helped me with my washing machine and my dishwasher.

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    Response from Cinch Home Services

    Ellen, Our goal is to provide reliable and helpful service you can count on. We thank you for sharing your experience. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 18, 2019

    HMS Home Warranty came with our house when we bought it and we are coming up to a year on the 23rd of this month. We always did the claims over the phone and the contractor for the water heater came quickly. Our hot water would last minutes and the guy figured out that there was about 80% of the sediment there. On the other hand, the contractor for the AC took a long time to come. He was a bit of a scumbag. Once the parts came in, he ran off with the parts. HMS was there and they worked with us to try a better contractor out. Both the water heater and AC are good, and everything got fixed.

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    Response from Cinch Home Services

    Ryan, We take our network of service providers seriously and we’re sorry to hear that you had trouble with one of our providers. We appreciate your feedback about your experience and are happy to hear that both of your claims were resolved successfully. - Christine

    Verified purchase
    Customer Service

    Reviewed April 18, 2019

    My tenants tell me about their issue then I submit the claim with HMS Home Warranty for them. It's pretty easy. The first claim that I did was over the phone, and the most recent one I did was online. I like dealing with a person rather than a bot. I just had to keep reminding HMS that they couldn’t coordinate it with me because it was the tenant and I'm not living there anymore. I don’t deal with the tenant. But they would respond to me when they're starting it, when it's completed, if there is gonna be a follow up. Working with HMS has been straightforward.

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    Response from Cinch Home Services

    Jennifer, We’re glad to hear the warranty process has been simple and straightforward for you and your tenant. Thanks for sharing your experience. - Angela

    Claims HandlingCoverage

    Reviewed April 17, 2019

    First, CCHS will respond to this review and promise to address my issue, but the 'case manager' will do everything to deny your claim, including accusing the Mfg and the Consumer of lying about the Mfg warranty. I even connected CCHS with LGE, and they still closed my claim assuming that I had coverage elsewhere. This is a sham operation operating under names like Sears Home Warrant, Sears Protection and dozens of other partner names. Do your homework before you sign-up. Trust me, I am living the dream. And now back to CCHS. DO NOT RESPOND to this review with your boilerplate comments.

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    Response from Cinch Home Services

    We can understand your frustration with the outcome of your refrigerator claim. As with all home warranties, coverage is very detailed in the agreement and there are some items and conditions which may not be covered. A member of our leadership team has reviewed your claim to ensure you are receiving the full benefit of your warranty agreement. If you have any further questions regarding your coverage, please let us know, and a member of my team will call you directly. - Angela

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed April 17, 2019

    I've been with HMS for a long time and it's been great. It is pleasing to me that HMS covers everything. Whenever I call them, I get immediate response. Their customer service team have been cordial and pleasant. They’ve been people who were able to get me what I wanted and put me in the direction I need to be in every time I need it. The technicians have also been good. So try them. They can save you time and money.

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    Response from Cinch Home Services

    Jimmie, We’re thrilled to hear that you’ve been pleased by the service you’ve received and the coverage offered under the HMS Home Warranty. We appreciate your recommendation and love hearing from our long-time customers. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 17, 2019

    The people that I bought the house from had a warranty from HMS on there and I kept it. I have it for six months now and having a warranty is very valuable because I will never know when something will go wrong. When the dishwasher stopped working, I submitted a claim over the phone and had a good interaction with the claims rep. Then, the tech that HMS sent out here was the one that they first sent out to work on my icebox when it went out and at that time, he did well. But the second time he was here, it took him a while to come out and he never called. He wasn't professional and I do not want that man in my house again. After him, HMS sent a tech from Sears who did the work on my dishwasher and he was very good. I haven’t tried my dishwasher yet but he tried it before he left and he said it was running. So, I'm leaving at his words. All in all, HMS is a very good warranty company and they do what they have to do.

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    Response from Cinch Home Services

    Sheila, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed April 17, 2019

    We got HMS Home Warranty with the purchase of the home and we’ve had it for about four months. We had a claim for our heating unit and it was handled very well. They did an excellent job. The person fixed it right off the bat and went in depth explaining everything so they were great. We had another one come look at the garage door opener and they did great too. However, the claim for the electrical connection in the house was handled horribly. I was told by one of their consultants or operators or aides that they were gonna put notes in the system. They were telling me to go hire my own electrician at the time because no electrician would come out to where I live. They were putting me through the rigmarole of submitting a ton of paperwork to pay back the money that I was supposed to be covered.

    When I called them, there was no one who could answer my questions because they were asking me for paperwork that I didn’t know I needed and how to get. I also didn’t know what it was pertaining to because if an electrician was not hired, I don’t think I would need to have to do this paperwork. HMS was not willing to do more work for me without paying. It was confusing and then, people who answer on the phone told me that I have to submit more paperwork instead. They're not giving up on the process and I'm just gonna pay it to get it done.

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    Response from Cinch Home Services

    Bartholomew, I’m sorry to hear that your claim is not go as you had expected. Please know, we appreciate the valuable feedback you have provided, and we will be glad to assist you with resolving your claim. If you’d like for us to reach out to you directly, please respond to this message with your full property address and the best time to reach out to you. Thanks - Angela

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & Speed

    Reviewed April 17, 2019

    I have two policies with HMS, one for my home and one for the condo that I rent out. I've been with the company for 10 years or so and I stayed with them because the service was good. Everything was perfect and never late. Whenever I called, they would send somebody in a couple of days and things would get promptly done. That is except for the last claim I had.

    It was June and my tenants called me to tell me that the air conditioning wasn't working. I was travelling outside the country with my family. I was so happy I have HMS for the peace of mind and they do everything as usual. But things started going wrong. First, HMS assigned me a vendor that was so bad that I'll never accept any work from him. Second, it took the vendor four or five days to go and check the issue. He saw that a lot of things were wrong. But for him to suggest changing the whole air conditioner for $5,000, he wouldn't make a lot of money. He said there was something wrong with the compressor and then this and then that. He ended up practically replacing the whole thing but piece by piece. And it took a month and a half.

    One of my tenants had asthma. I was abroad and I still called HMS, wait on the line, and paid a lot of money to tell them of my tenant's condition. It was a medical thing and I asked what HMS could do to accelerate things. They said they would work something out the next day. When I called the next day, they told me the AC was gonna be fixed the next day and then the next day and the next day and then day after and then in two days and then three days. It went on for a month and a half.

    Also, the vendor was rude. He called my tenants to tell them that he finished the work. The tenant asked him if the AC was working and he told her to come and check on her own. The tenant said he was already there and if he could put his hand in front of the vent and tell my tenant if there was cold air coming out. He answered her with something completely stupid. She sent me the screen grab of the messages. It was a nightmare. While waiting for the repair, the tenants didn't pay me one month's rent which was fair because the temperatures were in the 90s most of the time in June and July. They ended up buying portable air conditioners. It was a mess. And I'm sure it cost HMS more than a new air conditioner.

    After a month and a half, HMS called me to say that there was $300 that I had to pay for something that was not covered. I was about to burst in the rep's face. But it was not her fault. She didn't know what happened. And when she found out she apologized and told me she would look it over. The AC ended up costing me $3,000. I will never understand why when there are repairs to an air conditioner, HMS doesn't cover this and that. They'll change the heat exchanger but we will pay for the ductwork. Why? It's so stupid. If I could go lower on the rating, I would go minus 10.

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    Response from Cinch Home Services

    Emile, I assure you that the service you have received is not the level of service we aim to provide. My team and I would like to take a look into your claim to ensure you received the full benefit your warranty provides. I have located your account and my team will complete a thorough investigation and give you a call once our review is complete. Thanks, Austin

    Verified purchase
    Tech

    Reviewed April 17, 2019

    I started out a little rough with TotalProtect. I went through Pentagon Credit Union and I thought that the warranty was gonna be paid through them, but I came to find out much later that that wasn’t the case. So TotalProtect needs to explain that a little bit better upfront. Also, when the billing cycle comes around, they could mail the statement to me so I’d be reminded. The last time, I thought that it was paid, but it took five months then I got a bill. So if they could mail the bill prior to the billing period, at least 30 days in advance, that would help. Other than that, there’s has been no other issue. I have them for almost a year now and so far so good. Plus, the tech who came out here resolved the issue and he explained it in.

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    Response from Cinch Home Services

    David, Thank you for being a loyal customer. We value your feedback and will ensure it is provided within the organization for proper handling. - Angela

    Customer ServiceClaims HandlingCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed April 16, 2019

    I purchased Sears whole house home warranty in February 2019. Well I did not know that it is underwriter by Cross Country Home Service. My advice to you never never ever buy this warranty. Let me summarize my experience with Cross Country Home Service. I submitted three claims. My dishwasher which is only two years old. It was not washing dishes properly. Sears Home Services which is called A and E services came out. Made the necessary repair and dishwasher is working fine.

    Claim number two for my dehumidifier which is a central humidifier. I called for service and they sent in a guy who was here and he said it is not leaking. I started my humidifier and it started leaking so I tried to call this guy and left 5-10 massages and no answer. So I called Cross Country. I said why no answer. They said, "Humidifier is not covered under your warranty." So I said, "Why did you sent a guy to repair and I ended up paying $100 my deductible for nothing." No resolution so far.

    Claim number three for my water softener. They sent a guy from a local heating and cooling repair company. He did not show up for his appointment and next day he called and said he is on his way. Showed up one hour late. Came to my house and lift up cover on my softener and said oh there is rust on faceplate of control unit and water softener need to be replaced. He was here only like five minutes and left. I did not hear from Cross Country or the repair firm for four five days. They said, "We have not heard from repair guy who give them a call for the report." I called repair firm and lady said, "Oh we forgot to send in report" so she called Cross Country. I get a call from Cross Country. They said because of rust it is not covered. So I said I need a second opinion. They said, "We do not provide second opinion. But if you do we will pay for the repair if it is not due to rust."

    So I called A and E repair (Sears owned company). A guy came out and replaced few parts in the control unit of softener. It is working fine. I asked him about the rust on the face plate and he said it is normal. No need to replace the softener or the face plate. He said Cross Country hire cheap guys and do not want to hire A and E for repair. Luckily Sears Home Service which is A and E have not billed me yet for the repair. So called Cross Country to get refund on my deductible of $100. They are still sticking with rust problem and denying my claim. What a bizarre experience.

    So finally I ended up cancelling my contract. I DID NOT WANT TO DEAL WITH CROSS COUNTRY. When I cancelled they said I have to pay cancellation fees so I ended up cancelation fees of $90. So all in all I ended up paying for only repair of my dishwasher. That cost me three months of premium and cancellation fees and three deductible of $100 each. It all came to about $600 for a one repair on my dishwasher. I could have bought new dishwasher for that. MY advice avoid avoid Cross Country Home Warranty. When you call them for repair most of the time you get people from their call center which is probably located in some foreign country because you can't even understand these people. I am trying to get my refund on the cancellation fees and deductible of $200 on humidifier and water softener which were not repaired.

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    Response from Cinch Home Services

    Sharad – This is not the level of service we aim to provide our customers with, and appreciate you taking the time to share your experience. I have located your account, and a member of my team will review your claims and call you directly to further address your concerns. Sincerely, Christine

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed April 16, 2019

    I bought a home in August 2018. After living there approx 6 months my heat furnace went bad on Jan 8 2019. I called HMS and they sent a HVAC tech out the next day and he said it needed to be replaced. The temperature at this time was below 30 degrees. HMS responded and said it would take two weeks to order furnace and two to 3 business days for install. I managed to stay warm during this time using space heaters. The furnace did not get installed until two months later in March 2019 due to Delays and excuses. No one from HMS called and offered any assistance with providing temporary heat during this process. Still today April 16, 2019 I have no heat. The HMS HVAC contractor installed a cheaper HVAC system that has already broken down 3 times since it was installed. This is supposed to be a brand new heat furnace. To date since the install of the new furnace there were issues:

    1. Modified vents were not connected.
    2. Drain lines were not properly installed. Drain pipe not sloped for draining. Pipe connections to HVAC were crimped.
    3. No professional inspection was completed. I paid 370.00 for
    this to be completed. I also paid 2000.00 for additional services not covered by the warranty.
    4. A new gas valve had to be ordered. That took 12 days.

    5. When the tech came to install the new gas valve, he stated the motherboard has to be replaced?? This can't be happening again.

    I'm very frustrated that HMS has yet to call me now that it's been 2 business to help me. The whole winter cold months have gone by with no heat. During this whole process the HVAC tech has left my home leaving me no heat and the company just sends a text say a "followup is needed." How impersonal and not caring whether I'm ok or not????

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    Response from Cinch Home Services

    Edwin, I’m sorry we’ve let you down, and disappointed to hear you’ve had such ongoing delays with your furnace claim. I’d like to see how we can help. I have located your account, and a member of my team will complete a thorough investigation and call you directly to further address your concerns. Sincerely, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed April 16, 2019

    We have had TotalProtect Home Warranty for more than five years. I give them a call whenever I have a problem as I like to talk in person to somebody and my interactions with their rep have been great. Although, I had one time wherein I spoke to a gal who was kind of disinterested. It can happen and we all get bad moods ourselves. Other than that, out of all the times I've called and had service techs come, they were very helpful. Also, the technicians who typically come out performed very superior work.

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    Response from Cinch Home Services

    Bonnie,Fantastic service is what we aim to provide, and we are excited to hear that you were pleased with our service contractors as well. Thanks for your kind words. – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed April 16, 2019

    When I bought the condo I live in, the lady that was living here had HMS Home Warranty. She paid it for a whole year as part of the deal and when it was about to expire, I just kept it. Last month, I had a problem with a leaking toilet. Submitting the claim for it was easy. I called on a Saturday, but they couldn’t schedule anybody until Monday.

    The contractor came and fixed something, but the main issue wasn’t resolved at the point. Though I wasn’t here, but he explained to my wife what he had to do. He had to break into the drywall and that wasn’t covered. I said that wasn't my problem. The toilet needed to be fixed so he needed to come back and get it fixed, even if I have to fix the drywall myself. He explained to me that he tried to explain to my wife what the deal was and she told them not to break the wall. It was a misunderstanding. What he thought the problem was, wasn’t what I was talking about. Anyway, he was really good. He came back about three days later and fixed the issue without having to break the drywall.

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    Response from Cinch Home Services

    Gilberto, Thanks for sharing your warranty experience Judy. Thank you for choosing us as your warranty provider and that we were able to provide satisfactory service. Have a great day! - Austin

    Chad increased rating by 3 stars.
    TechRefunds & Payouts
    After a positive interaction with Cinch Home Services, Chad increased their star rating.

    Original Review: April 16, 2019

    Our Dishwasher stopped working, HMS sent out a vendor, we paid the deductible and they found over $600 of repairs needed to repair the unit. HMS authorized the repair for $619, the repair vendor voiced their concern that it wasn't worth putting that kind of money into the unit and recommended getting cash out towards a new unit which would be more reliable. I contacted HMS and asked if we could get a the cost and we would pay the difference for a new unit. They at second glance agreed it wasn't worth investing $600 into a $900 unit. Now HMS are only will to reimburse $315 or replace our High efficiency, top control model, stainless steel model with some basic manual control model costing less than half, having none of the features of our original model.

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    Response from Cinch Home Services

    Chad, This doesn’t sound right, and we’d like to take another look at your claim to ensure you received the full benefit of your warranty. My team will review your claim and follow up with you personally. Thanks - Austin

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed April 16, 2019

    We bought a nice big home and we have a $12,000 Viking refrigerator. HMS Home Warranty couldn’t find anybody to service it. We had to have the ice maker serviced twice on it. It was very frustrating. We had to pre-pay twice and that part was difficult. On the other hand, we just had our washer go down and that was quick. We also had an issue early last summer when we felt like the house wasn’t cooling so, we called HMS. HMS sent somebody and we paid $50. Then, they wanted some astronomical price to clean the motor.

    My friend is a heat and air guy and I couldn’t get him to do it through the company, because he doesn’t do that stuff. He’s small time. He came out, looked at it and it took him five minutes to clean it. He charged me 90 bucks for a service call and the people that HMS sent wanted $500. We took pictures and logged it if there’s ever another issue. That time, I felt that I was trying to get ripped off. It wasn’t HMS but it was them who recommended. People that they are recommending for service, I would make sure that they are highly rated with the Better Business Bureau. Also, the AC people had to come from Springfield and I live in Middletown, one of largest cities in Ohio, and we couldn’t get nobody local. It doesn’t make sense to me that they had to come from up north.

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    Response from Cinch Home Services

    Phillip, Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Amanda

    Verified purchase
    CoverageTech

    Reviewed April 16, 2019

    Water was coming through the ceiling in the lower floor of the house from above because the plumber put the drain in there incorrectly. That’s what the contractor found out and they fixed the problem. The collateral damage that was caused was not covered but I don’t think any warranty company would cover the damages. HMS is an excellent company and I would highly recommend them.

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    Response from Cinch Home Services

    Jim, Thanks for taking the time to share your experience. We are happy to hear that we’ve been able to provide you with peace of mind for your home management needs. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 16, 2019

    Submitting claims to HMS Home Warranty has been pretty straightforward. However, their response was not quick enough. Water was leaking under our kitchen sink but then their contractor was not able to come the same day or the next day. Instead, they came on the Monday afterward. Still, the contractor HMS sent was good.

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    Response from Cinch Home Services

    Ramakumar, We try our best to make the claims process as simple and efficient as possible, we appreciate you sharing your honest opinion of your experience. Please know, we are constantly working to improve our customer service experience and we will ensure your feedback is provided to the appropriate department for handling. - Angela

    Customer ServiceClaims Handling

    Reviewed April 15, 2019

    These people are pathetic. Try to call them and speak to someone and you get the automated runaround. Secure a repair company through them which you're required to do and you find they have contracted the most inept and rudest grifters in your geographic location to do the work on your behalf. One star companies because reviewers couldn't give zero. I ended up contracting a company on my own and paying my own money because I decided any money I invested through HMS's affiliates was wasted money.

    They must find the most inept people in your area and then contract them through horrible compensation because the minute you mention you're an HMS customer and give them your claim number as required, you become a third class citizen and are relegated to the bottom of their "to do" list. In short, HMS and the inept group of of tradesmen they employ are your worst nightmare come true. If you're buying a new home with a warranty, you'd be wise to laugh the real estate agent out of the room when they bring up HMS. Legal theft is what HMS Insurance represents. Nuff said.

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    Response from Cinch Home Services

    Christy, I’m sorry to hear that this was your experience. This certainly isn’t the type of service we aim to provide for our customers. If you’d like to be contacted to address your concerns, please respond with the best time to reach you and we will follow up with you personally. - Angela

    Verified purchase
    Tech

    Reviewed April 15, 2019

    When I was having problems with my garage door, I called HMS Home Warranty. They sent someone over the next day, our interaction with the contractor went great, and I paid the $100 deductible.

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    Response from Cinch Home Services

    Teresa, We’re thrilled to hear you were pleased with the service we provided and the service company that serviced your garage door claim. Thanks for sharing.– Austin

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed April 15, 2019

    I have relatives that work with Berkshire Hathaway Home Services and they recommended HMS. I've had the warranty since September and it has been a good experience. I didn't really like talking to anybody so for my claim, I went to the HMS website to put in a request and the site was easy to navigate. I put in my account number and answered a few questions. They responded pretty quickly. A technician came out the next day. He was very professional, went right to work and diagnosed the problem accurately. He wasn't there that long and he took care of business. He couldn't get a part until the next day. He got the part ordered in a timely manner and that just got me squared away. He was prompt the next day and did the repair.

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    Response from Cinch Home Services

    Raymond, We’re happy to hear that your claim went smoothly and that you’ve been pleased with the ease of the claim process. Thanks for sharing. - Austin

    Verified purchase
    Customer Service

    Reviewed April 15, 2019

    My uncle was with TotalProtect Home Warranty for so long. He told me how it worked and what they had done for him. He gave me the phone number and I called. I call TotalProtect to place a claim and they set us an appointment while we're still on the phone, and then the tech will come within two or three days. I've been telling my son about TotalProtect and he's thinking he might join.

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    Response from Cinch Home Services

    Lawrence, I'm delighted to hear that you’ve joined TotalProtect! Our goal is to provide reliable service you can count on. We thank you for your loyalty and recommending your son to us! - Austin

    Verified purchase
    Tech

    Reviewed April 15, 2019

    HMS Home Warranty was explained to me when I bought the house and I’ve had it since October 2018. The dryer had a broken part and the technician came out and fixed it. I submitted the claim over the phone and after I made the appointment, the contractors came by. They answered the questions I had and they didn’t dirty up my house. We got the dryer all fixed.

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    Response from Cinch Home Services

    Jose, We’re glad to hear that you were pleased with your visit and you’ve received the efficient service we aim to provide. Thanks for sharing your experience.- Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed April 15, 2019

    When our furnace was broken, HMS Home Warranty sent someone out and it was a really positive experience. The guys were on time and they diagnosed the problem really quickly, got the parts, and they were fantastic. We also had some plumbing issues and the plumber they originally sent out was terrible. First of all, he never showed up at the first appointment and wasn’t answering his phone. And then the following day, I called first thing in the morning and he said, “I called you four times yesterday to try to come over,” which was not true. I told him I never received any phone call and he then said he'd be there that day at noon. Noon came and went, I waited for him, cancelled appointments, called repeatedly, and then finally got in touch with him again at around 4:30 PM, and he told me he couldn’t make it that day, and he’d be here the next morning.

    So, at that point I told him it was fine if that was what he could do. He then showed up and said, “I need to cut a hole in the wall to figure out where the leak is. It’s gonna cost you $495 if I cut the hole in the wall, and I’m not gonna be able to fix it. If you have a handyman, you might wanna use them to cut the hole.” I told him that I do have a handyman, and we’d have it cut in two days. He then came back two days later and he said we cut the hole on the wrong spot, which was not true again. It was exactly where he told me to cut it. So, I had to cut another giant hole in the dry wall on a different part of the room. And then we found the leak. It was a Saturday at that point and he said he’d be back on Monday to fix it. And then he never showed up again.

    I eventually called HMS and told them the guy disappeared. And they told me that the claim had been closed and that the diagnosis that he had submitted stated that the damage was done through a recent construction work and they put in faulty piping, which was also not true. So, it was a lie after lie with that guy. I told HMS about that and they said his claims had already been submitted and my claim was closed because the technician has already submitted the report.

    At that point, if he submitted the report in error, I asked them if I could get a second claim or get another person to come out. And the first person I spoke with said, “No,” because the person they sent had already submitted their report. That was what HMS is gonna go with. So I told the person, “I have zero recourse now? I just have to go, figure this out on my own?” She said I was welcome to file a complaint, and she gave me an email address. I told her I was just looking to fix the issue. We couldn’t use our showers and we had guests in town. So, at that point, I told her I had to go. When I called back later, I talked to somebody else who said, “No. We have your report, it’s been closed. I think you can get a second opinion, but if you do, that’s on your own dime.” And then I had to go again for work.

    I called the third time that day, and the third person I spoke to said, “Well, absolutely you can get a second opinion,” and it was fantastic. The third person was very helpful and I was able to get the ball rolling again and they recommended a plumber who came out. And he was great and he fixed it. He noticed the problem immediately. It took him 10 minutes to come in here and sneak in there. He said nothing was new construction which was completely accurate. And so, the claim was ultimately accepted. So, that was a bit of a trial, but otherwise it’s been good. HMS did fix the problem and they’ve been great. It was more on the technician they sent that was the problem. I told HMS that I hope that the individual is taken off of their preferred service technicians list.

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    Response from Cinch Home Services

    Greg, This definitely does not sound right. Our service providers are a representation of our company, and we are disappointed to hear this was your experience. We are glad to have gotten you a second opinion to properly diagnose the failure. We appreciate your feedback and will ensure its provided to the appropriate parties within the organization for handling. - Christine

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed April 14, 2019

    I’ve been with TotalProtect for 12 years and every time I had a claim or a need, they covered it just fine. There were no questions and no harassment like a lot of the others do. They did very good the three times I needed them. When my air conditioner quit working, I filed a claim and got an appointment the same day. The contractor was out the next day and everything was taken care of. He was very personable, helpful, showed me everything that was the issue and repaired the AC. So much so, I went ahead and went with the year’s contract for the servicing of the air conditioner on the annual meets. I was very impressed with them.

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    Response from Cinch Home Services

    Gerald, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs. We appreciate your feedback, and would like to thank you for being such a loyal customer. Sincerely, Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed April 14, 2019

    We have had a good experience with TotalProtect and everything we needed to be handled has been handled. We have a double sink in the kitchen and could only use one side because there was a leaking pipe underneath the sink. The first guy we talked to kept telling me that it wasn’t covered. I thought he was a nut, so I called back and talked to somebody else. The lady said that we were covered, took care of it and got a person to come out. The contractor came out immediately and it took him 20 minutes at the most to get the issue taken care of. We’ve not had any problems since. TotalProtect's reps have been nice when we call except for the guy we called about the sink. Everybody has been taking care of us. They've called back and checked on us even after the repair was done to make sure everything was okay.

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    Response from Cinch Home Services

    Annie, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thanks for providing that feedback. - Angela

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 14, 2019

    Our Real Estate agent bought us a policy from HMS Home Warranty for our first year in our new home. Our first and only claim was a leaky fitting for the washer. The hookup at the washer leaked whenever I turned it on. Their claim submission process was relatively easy. I called and I told them what was going on. Within a day, we had plumbers out to fix it. They were relatively quick and they cleaned up.

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    Response from Cinch Home Services

    Nick, Nick, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 14, 2019

    With HMS Home Warranty, it has been easy to submit claims but then scheduling an appointment has been a little difficult. I had to contact the service provider and arrange for an appointment and see when they have an appointment instead of HMS doing those things for me. Though they used to do it the first year I had their warranty, nowadays, they just expect me to call the service provider and figure it out. Also, most of their contractors are companies that I don't know of or are too far from my place. Most of the ones I've worked with had to travel 40 minutes. I'm sure there are other service providers close by that HMS is not using. I don’t have an option to find somebody myself. Instead, HMS automatically assigns somebody.

    Another problem was that I had the $50 deductible warranty until this year. Thus far, they have decreased the price of the warranty by $50 but increase the deductible by $100, $200. Still, the quality of work has been good. As far as performance and communication are concerned, HMS's providers are not ideal but most of the time, they get the job done.

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    Response from Cinch Home Services

    Krupa, hank you for taking the time to share your experience. We value your feedback and will ensure it is provided within the organization for handling. - Angela

    Verified purchase
    Customer ServiceCoverage

    Reviewed April 14, 2019

    My Realtor said that we can get a home warranty on the house even if there were some things that were questionable when we bought it. We love the house and the location. But it had some older items in it, like an older furnace, air conditioner, water softener and stuff like that. He wasn't sure about the items, but we were saying that we wouldn't know unless we could get a warranty on it that would assure us that if anything would happen, we would not be out in the rain.

    We were blessed and grateful that our Realtor was knowledgeable to know about the warranty situation where we could purchase an additional warranty. So during our negotiation process, my Realtor brought it to the seller's attention that we were willing to buy the house as long as we had a full-service warranty that would cover some of the things in it that needed to be covered. So through all my paperwork for the house, the HMS Home Warranty is on there. Our home is covered from the day we bought it.

    We were noticing that the furnace seemed like it was only putting out for certain rooms. Some of the rooms, you couldn't even barely feel the furnace. When we had an inspection on the house in the summertime, the guy who did it said that the furnace did work. But in the summertime, you can't feel that. All he could basically tell us was that it would be the luck of the draw. Because it's an older house, we have an older furnace and there's no time when it will break down. And they couldn't give us any reassuring information.

    When we were having some problems with our furnace, I dialed the first call for help which was HMS and it worked out beautifully. When I gave the information, it worked out very smoothly. It didn't need to be corrected in any manner and I was very impressed with the whole situation. The guys they sent out were very professional and knowledgeable. They did the service with expedience and cleanliness. Now, once you turn the furnace on, it's not all out. It blows smoothly and you could tell it's strong. When it comes on, you could hear it blowing through the vents. It was a blessing. I would recommend HMS Home Warranty to anybody.

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    Response from Cinch Home Services

    Kevin, We are thrilled that the HMS home warranty has provided you with an excellent experience so far. We know how stressful managing home repairs can be and our ultimate goal is provide reliable service to homeowners like you. We are available 24 hours a day should you have any concerns regarding your claim, or any questions about your policy. Sincerely, Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed April 14, 2019

    Everything was pretty straightforward and easy with the process at HMS. I had one instance where I called about my garage door and the coverage wasn’t provided, but that was just due to the policy, and I wasn’t upset about that. I'm just wondering if they send out monthly or quarterly newsletters talking about other people’s experience, or similar or different examples of homeowners who called for warranty and received the coverage that they’re looking for or didn’t? And just like understanding, breaking down the policy and stuff like that, instead of putting it all on the homeowner to kinda decide for it.

    My understanding was with home warranty, whatever’s not covered by your insurance, it’s pretty much covered by the home warranty. That's the whole point is to get that coverage that insurance doesn’t give you. So, initially, when I called for the first time about the garage door, I was a little ticked off, but it is what it is. And the last time I called, everything has turned out great. The technicians they've sent were also good.

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    Response from Cinch Home Services

    Joseph, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 14, 2019

    We've had two claims with TotalProtect so far and both were handled very well. Luckily for us, they used a fabulous group. The last time I had an issue, it was a little bizarre. My wife had a marble mortar and pestle that she uses for grinding up spices. The pestle went down in the garbage disposal, but she didn't notice it. When she turned on the garbage disposal, the pestle broke into pieces and wedged in. I tried everything to get it out.

    When the contractor got here, they had the right tools and had the pestle out in seconds. Our deductible was 125 and I could have called someone to come out for less than that. However, if the contractor had not been able to get the pestle out, TotalProtect would have had to replace the garbage disposal and it would have cost the same for me, no matter what. TotalProtect has a decided advantage. I recommend them to anybody who asks about home protection.

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    Response from Cinch Home Services

    John, Our goal is to provide reliable service you can count on, and we are delighted to hear we are able to satisfy your home warranty needs. We appreciate you taking the time to share your experience with others and for recommending us. Sincerely, Christine

    Customer ServiceTechSales & Marketing

    Reviewed April 13, 2019

    Here we go again with HMS. This time my furnace has failed completely with a cracked heat exchanger. You cannot run your furnace with a cracked heat exchanger as this would allow carbon monoxide to enter the home and could cause death. I filed a claim with HMS on 4/4/2019 and the soonest their contractor could get here was 4/9/2019. I called and asked them to find someone who could get here sooner, they were unable to do that. I have a 95 year old that lives here but that didn't seem to matter.

    Their contractor came out on 4/9/2019 and verified that the heat exchanger was indeed cracked and the furnace was unsafe to operate. The Virginia State Fire Marshall confirmed this. Their contractor took pictures of the cracked heat exchanger sent in his report on 4/10/2019 with the pictures saying the furnace needed to be replaced.

    On 4/9/2019 I also received a second work order from HMS to a different contractor. I contacted that contractor and asked what was going on. They replied that they just received a work order to look at my furnace. When I told them that the other contractor had already been here they stated that several times they had receive work orders which had already been assigned to someone else.

    On 4/11/2019, I called HMS to follow up on my claim. I was told the report had been filed and that they would follow up and call me back. Never got a call back. Called several more times on 4/11 and got a different story each time. Also got disconnected twice in the middle of a conversation without getting a call back. I called again on 4/12/2019 and got another story. This time the rep said they would personally take care of this and call me back. Never got a call back. Called again - got a different story and got cut off again. Again no call back. Called again - got a rep and her supervisor and was told another story. This time it was that they requested a second opinion and that the 2nd request sent out on 4/92019. However this was never indicated on that work order nor was their contractor aware of that. Also the timing was strange since that request was sent out before the original contractor had even filed his report (someone is lying).

    I contacted the original contractor who stated that they could not understand why this was done since the picture speak for themselves. So now they have scheduled another contractor to verify what the first contractor already found. This company is a real scam trying to avoid keeping their end of the contract. Once this 2nd contractor files their report I will have to wait again for authorization to repair or replace my furnace, have the parts orders and then schedule installation. This means I will be without heat a total of 2 to 3 weeks in the middle of winter. What a ripoff.

    Here is some additional information as of Saturday 4/13/19. Well it continues. The supervisor from HMS called me at 5 PM on 4/12/19 and advised me that they had found another contractor who would come out here on Saturday 4/13/19 to give a second opinion on my furnace. Guess what. That didn't happen. I contacted them and they advise me they never committed to coming out here today. The earliest they could come out was Sunday 4/14/19. Another lie from someone, but it is hard to determine who since I have gotten so many different stories. Now they are telling me that after this contractor give their opinion it will take 7 to 10 day to get parts and then they need to schedule the repair. So it will be 3 weeks of more for something that shouldn't have taken more than a week to 10 day. This is the most HORRIBLE company I have ever had to deal with.

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    Response from Cinch Home Services

    Carl, I am disappointed to hear of these lengthy delays with your furnace claim. Our records indicate that a member of our team is currently working on your claim and will follow up with you once her review is completed.- Austin

    Verified purchase
    Customer ServiceTechOnline & App

    Reviewed April 13, 2019

    When I bought the house, the HVAC and other appliances were older models and I wanted to have coverage in case it stopped working. HMS Home Warranty was the one that was in place. I did several ways of submitting claims and getting to the website was not that difficult. However, I was not excited with the coordination after I put something on the website. It seemed like I had to do a lot of work like a middle person. I do the verification that it’s there and then I don’t get any information. I end up calling to find out what the status is. I get the number for my provider, and then I have to call the provider to verify the time. I’m always given about when to expect the contractors but they are not met. The website and office give me a time and date but only when I contact the contractor I get the real time and date.

    Sometimes I have issues on what it takes to get the right problem done. With my air conditioner system which was replaced, the contractors did a check. They provided information to HMS but HMS told us that they were not gonna replace it and that we needed to change this part and another part and another part. Then by the fourth time that they came out, that was when I got a replacement. So, I’m paying $200 each time the techs come out to visit with a different part that gets replaced. And then three months later, I’m calling again because the system is not working. All in all, my experience with HMS was adequate but it could be a lot better.

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    Response from Cinch Home Services

    William, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    TechPunctuality & Speed

    Reviewed April 13, 2019

    We've had TotalProtect Home Warranty for about 10 years and the experience has been very satisfactory, although I could use a reduce in the fees. The most recent claim that I had filed was for the dishwasher and it was fine. They scheduled someone out right away. When the service tech got here, the dishwasher was working, but he still charged us $125, which I didn't think was right because he didn't do anything. It used to be $75, but now it is $125. And in some cases, it is half the fee. I have been looking at changing because there are other companies out there now that are more competitive. Still, I would recommend them.

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    Response from Cinch Home Services

    Emerson, We thank you for your honest feedback and appreciate your recommendation. - Angela

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed April 13, 2019

    I submitted a claim to TotalProtect and they lined me up with a vendor to come over and fix whatever I got wrong. They did it quickly and gave me a phone number. The experience with the technician was good. They replaced the garbage disposal and the quality of work was excellent. TotalProtect have always done a good job for me and people should go with them.

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    Response from Cinch Home Services

    Clyde, Thanks so much for your recommendation. We take pride in our service network, and are happy to hear they have provided the excellent service we expect. - Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed April 13, 2019

    I'm very pleased with TotalProtect's services and I appreciate having them as my backup. It's over the phone that I submit claims and I talk to a live person. And they're awesome because one day, I called and that afternoon, the guy was at my house. So it's really fast. I also really appreciate that because I really needed the fast service. It was for my washing machine, which was a Sears product. TotalProtect had given me the number to call the tech but I didn’t even get around to calling the tech. He was in the area so he said he was just gonna take the chance to stop by to see if I was home. I also have no problems with TotalProtect's contractors and the work that has been done. The quality of their work is good.

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    Response from Cinch Home Services

    Jacquelyn, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and we’re thrilled to hear you were pleased with the service we provided and the professional service companies that service your claims. Thanks again for sharing - Angela

    Verified purchase
    Customer ServiceSales & Marketing

    Reviewed April 13, 2019

    I’ve been with Cross Country for a long time and if something breaks, they get it fixed. When my hot water heater broke, they sent out a guy for it and we were done. Also, the air conditioner broke and they sent out a guy for it, and we were done. This latest time, it was a little confusing for me because I didn’t understand about appliances. The refrigerator broke. They sent out a guy and he worked on it. He finally figured out that he couldn’t fix it. And then I got an e-mail telling me I could get a replacement refrigerator or cash amount. I thought it was a spam mail. That was confusing because that never happened before. My issue was always just fixed. Also, they said they would get back in touch with me but I wound up having to call back. And they said they sent me an e-mail about a replacement, and then I talked to my wife and I realized that it wasn’t a spam e-mail.

    Now, I understand that if a washing machine or another type of appliance was to break, the process is different than it would be for a heater or a water heater. We waited a week to hear back because they said it would be three to five business days. And that was confusing because before, the repairs were done and it didn’t require me to do anything. I wish that somebody would’ve taken the time to explain that to me. They should have said that they would contact me via e-mail. Other than that, Cross Country did a fine job. They processed the claim, and they're coming on Monday to deliver our new refrigerator. We took the cash amount, and we picked our own refrigerator.

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    Response from Cinch Home Services

    Raymond, We’re happy to hear that overall you’ve been pleased with your warranty coverage. I’m sorry to hear that there was some confusion with our new email process. We are continuously working to simplify processes and expedite service, and we appreciate your feedback about our new process. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 13, 2019

    We didn’t have any money so we wanted to put a warranty on the house while we're new home buyers. Submitting a claim with HMS Home Warranty has been pretty easy for us. We called before and now we use online. Then HMS usually gives us a timeline when to expect a contractor out, and then the contractor gives us the time of day that they would try to be out here. That time of day is pretty broad sometimes so it's usually an inconvenience for us.

    They would have certain availability, but when they say, “We'll be there from 8:00 to 1:00, like five hours or 8:00 to 5:00,” you can't really tell someone 8:00 to 5:00 and then they're just dedicated to their house all day. They can't go get groceries, they can't go to the doctor if they have a child, they can't go anywhere. But we've had good experience with most of the people.

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    Response from Cinch Home Services

    Austin, Please know, we take our network of providers seriously, and we strive to ensure our providers offer convenient appointment times during normal business hours. We appreciate your feedback, and will ensure its provided back within the organization for proper handling. Sincerely, Angela

    Verified purchase
    Tech

    Reviewed April 13, 2019

    My experience with HMS Home Warranty has been pretty good. However, I was a little iffy on when we need to get our heat pump fixed. That took a while, but that was the supply chain. Also, it took four weeks for them to get a particular part for our air conditioner. Not having an air conditioner in the middle of summer wasn't fun. But HMS' reps have been extremely helpful for the most part. The techs they send are knowledgeable and usually tell me upfront what's going on. I've already recommended HMS to a few friends who recently bought houses.

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    Response from Cinch Home Services

    Jeff, We’re sorry to hear that your air conditioner claim took longer than expected. We appreciate your patience, and thank you for your recommendation.- Amanda

    Verified purchase
    Claims Handling

    Reviewed April 13, 2019

    I had units in my home that are getting older, so I got a home warranty and I’ve been with TotalProtect for 3 years now. I submit claims with them, by phone. Submitting our recent claim was easy. There was someone scheduled to go out the next day and he had to come back with the new air conditioning unit. He was outstanding and so far, the work he did was very good.

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    Response from Cinch Home Services

    Melvin, It is our pleasure to provide you with efficient and reliable service you can trust. Thanks for choosing TotalProtect. - Angela

    Verified purchase
    Claims HandlingTech

    Reviewed April 13, 2019

    I first got introduced to HMS when we bought our house in 2014. We were gifted a home warranty. We appreciated the service and they gave us no reason to go for a different company. I had some plumbing work done about a month ago. I put the claim in online and within a day, I had it fixed. It was straightforward. There was a time when my AC went out and I had to put in a claim. The company that came out and repaired it gave us portable AC units to use until the repairs were completed, which was within a day. We’re selling our house, so we won’t be using HMS after this month, but so far, it’s been good and I have recommended to a friend.

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    Response from Cinch Home Services

    Norman, Thank you so much for your recommendation. We are happy to hear that we’ve delivered the reliable service we aim to provide for all our homeowners. Be sure to keep HMS in mind for your new home! - Angela

    Verified purchase
    Claims HandlingTech

    Reviewed April 13, 2019

    Submitting claims to TotalProtect has gone very well. I've done it through both online and phone. I used the one which I have the most opportunity to sit down. Also, the technicians they’ve sent out have been good.

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    Response from Cinch Home Services

    Peggie, Thanks for sharing your warranty experience. We appreciate you! - Austin

    Verified purchase
    Claims HandlingTechPriceOnline & App

    Reviewed April 12, 2019

    Some of my appliances were getting older and I wanted to save money when I have to call somebody for repair. I was looking for a home protection plan through the internet and I saw TotalProtect Home Warranty and I liked their price. Submitting a claim with TotalProtect has been really easy. I just go on their website and submit it, and I usually have someone to do the repair, within a day. There had been no issues and no recalls. I’ve recently had a plumber out and he did his work, and he was great. In addition, having a warranty for our property is very valuable. The plumbing called and where it would cost me over $3,000 only cost me $100. My experience with TotalProtect has been excellent.

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    Response from Cinch Home Services

    Eddie, Our customers are our top priority, and we are pleased to hear you are happy with our service. Thank you for taking the time to share your recent plumbing experience. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed April 12, 2019

    I've had home warranty for 10 years now. I bought it from Residential MD and they started out better than my previous warranty provider. But once the company changed over to Cross Country, things kinda changed. It used to be that when you'd have a problem, you'd call the number. Now, mostly everything that they wanna do, they want you to do online. And to make the initial claim, they really prefer you to do it online. Plus, if you'd call them on the phone, you'd have a problem getting through. After a while, somebody would pick up the phone but the people they'd send out wouldn't be as reputable of a company.

    Also, their service’s cost was jacked up but not the service. They went from $50 and $60 then to $125 every time you call them. Then, the people come out but it takes forever to get some of the stuff to work. The last time, it was on my air conditioning but the guy who came out was a pretty nice guy. Cross Country also sent a guy to work on my oven and microwave but I wasn't totally satisfied with the end product. He got the appliances running but he didn't fix my microwave or my oven. It used to be that whenever the techs left here, I was completely satisfied with who was sent out. But now, sometimes, you get somebody who's rough and sometimes, you get somebody who gets things done. Other than that, sometimes you get somebody who does the work but not completely. All in all, I'm not really happy with Cross Country's service and I'm thinking about dropping them. The service hasn't been what I came to expect from what they were before.

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    Response from Cinch Home Services

    Jack, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechOnline & App

    Reviewed April 12, 2019

    A family friend had a good experience with TotalProtect Home Warranty and I took his word and decided to go with the company. I filed a claim online and navigating their website was a simple. The first contractor was not able to meet my timeline though, so I called back and TotalProtect set up another one and they were able to meet it through. Dealing with the contractor was a straightforward deal. The service was efficient and stress-free. Having a warranty on my property provides peace of mind and so far, my experience with TotalProtect is good.

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    Response from Cinch Home Services

    Teodros, We are pleased to hear you were referred by a family friend and appreciate your feedback on the ease of placing a claim online. Have a great day! – Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 12, 2019

    Our recent claim experience with TotalProtect has been very good. We submitted our claim over the phone and it was very easy. The techs came in and took care of the problem right away. However, they had to get parts. Thereafter, they notified us that the parts were in and asked us when was the soonest that they could get the parts in.

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    Response from Cinch Home Services

    Brenda, Our customers are our top priority, and we are pleased to hear you are happy with our service. Thank you for taking the time to share your experience. Sincerely, Angela

    Verified purchase

    Reviewed April 12, 2019

    I had a horrific experience with American Home Shield so I talked to a good friend of mine who's a real estate agent with Trademark. She said that I won't have that problem with HMS and I haven't had. So far, I had two claims with HMS. The first one, they recommended Air Control and I have been very happy with them. In fact, I literally changed my annual servicing contract to them. Then this last one was to service a Kenmore dishwasher that wasn't very old. HMS sent out Sears, which was perfect. I have been with HMS for three years and I am very pleased. I have recommended them.

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    Response from Cinch Home Services

    Dana, We appreciate your recommendation, and are thrilled to hear that you’ve been pleased with our service. Thanks for sharing. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed April 12, 2019

    HMS Home Warranty was part of the deal when I bought my house. The seller offered it as part of the deal in the house, then I kept renewing it. I have had our home covered by HMS for about 10 years now, but lately, I haven’t been as happy with them as I have been in the past. My most recent experience was outstanding, but the thing I don’t like at all is when I first had HMS, I would call the number and they would get somebody to talk to and explain the situation, and they would give me a provider and give me the phone number.

    Now, I have to go through the menu, but I don’t get anybody until after I get a claim number. Only then do I get somebody if I call back and give the claim number as an active claim, and I don’t like it. I wish they just give me somebody to talk to and let me explain it. One time that I called back, they didn’t even give me the name of the service provider. They just gave me a phone number and I didn’t know who it was, so I just hung up.

    It usually takes just a day or two for a contractor to be able to come out to our home, but it depends on the contractor, too. I've had the person that I had here most recently for my furnace before. In fact, when I called about that, they wanted to give me somebody else. I called back and asked if I could have this provider who I had before. I said this provider knew my situation in my furnace and the whole thing. HMS went along with that and they didn’t give me any grief about it, and they covered the claim.

    Back in January, my washer went out and it happened on a Saturday, but the first provider they offered me could come out on Tuesday, and I was hoping for something sooner. I called back and talked to somebody and they had another one available on Monday, so I took that one. However, I would have been better off to wait because he determined that the washer couldn’t be fixed, which didn’t surprise me because it was around 15 years old. He said he would get back to the warranty people and they would see if they could find that part. From what I can tell, they don’t make it anymore. He said he would get back to me but I never heard from him again, so I thought that he clearly didn’t want the job but he was gonna get paid for coming out and telling me that it couldn’t be fixed.

    I ended up just dealing with HMS myself and bypassing him altogether because he wasn’t doing anything for me. I wasn’t happy with him. Unfortunately, I didn’t get a survey after that call. Overall, HMS has been good, although I’ve had some unhappy times with them. There is a point at which I am not sure if it is cost effective anymore for what I am paying for the premium and the number of calls that I have, so I have to factor that into.

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    Response from Cinch Home Services

    Marilyn, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. - Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed April 12, 2019

    We already had a home warranty program but I didn’t like it. I had American Home Shield before and some of the people that they had come out weren’t very good. They also didn’t allow you to choose somebody else if you didn’t like the person who came out. TotalProtect is much better. Originally, when I called them, the vendor that I want wasn’t even on their list of vendors and now, they are. I called TotalProtect and they were always very nice about letting me choose another vendor. Submitting claims is very easy and simple. I go on the computer and put them in. They ask a few questions and then, it’s done.

    I don’t know what happened with my washing machine but when the technician that they provided came, he was done after 15 minutes. I haven’t had a problem since and that was well over a year ago. Before that, I had some problem with heating. It was amazing because we used a vendor that we’ve used through them before. They gave us a bunch of rigmarole and basically, had us out of heat in half our house for five days during the winter. When I called that vendor, he was mean and when I called TotalProtect to let them know about this technician that they sent out, they cancelled them and sent a new one who fixed it that day. So, it’s been a very easy company to work with.

    Most of the vendors that TotalProtect has are very good. If they’re not, I let the company know about it and they fix that. They were very quick to say that they would send out a new vendor. They also didn’t make me pay another service fee. So, I like them. I’m always treated very fairly by them and that’s hard to find in an insurance of any kind. My premium doesn’t go up so, I appreciate that.

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    Response from Cinch Home Services

    Dee, We are thankful you chose TotalProtect. We hope to continue meeting your home warranty needs for years to come. - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed April 12, 2019

    We've been with TotalProtect for about 17 years. I've submitted claims both over the phone and online with them. But I still prefer over the phone. Talking to their reps has always been very professional. Sometimes, it's a bit too long to get an appointment but our experiences with their technicians have been very good. They tell me what the issues are and what needs to be done. I was just on the phone with a friend of mine in Nashville who had some plumbing issues. He didn’t get a home warranty when he got his house and I referred TotalProtect Home Warranty to him.

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    Response from Cinch Home Services

    Dwayne, I’m happy to hear that TotalProtect has met your needs and you’re referring us to your friends. Thanks for taking the time to share your experience. We appreciate your recommendation! – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 12, 2019

    I have been with HMS for about 12 years. The previous owner of the property that we occupy was with them and it was a transfer of warranty at that property. It was through the recommendation of the previous owner of the property. We've had a mixed bag of experiences with our claims with HMS. Some were very good tending to be excellent while some were very frustrating.

    Three things were primarily frustrating. Number one, HMS sent someone who did a very terrible job. It was like I could have done a better job myself instead of the plumber. The second frustrating experience was they gave the work to somebody who did not show up for over three months. I kept on calling and calling. When I finally got a hold of the technician, he said that the part was on order. Finally, I got fed up and HMS sent somebody who did the job pronto and did it excellently too. The third experience was I had an emergency. I had to call someone myself and requested a reimbursement from HMS which took quite a while to work through the red tape.

    When contacting their customer service, there was a time that it took forever. You don't even know which phone number to call because there are so many phone numbers and they keep on transferring you. But lately, it's been wonderful. In terms of the claims that have worked really well, the response time was excellent. The work was done excellently as well. But HMS should do better vetting on the contractors they are going to be using to be sure that they are contractors with integrity. Customers like me are looking for perfection and promptness. You think you are the only one that is important at that particular point in time. But if you realize that you are not alone, there are some other variables, you will be more tolerant of the service provider. Overall, I'm satisfied.

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    Response from Cinch Home Services

    Francis, We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We appreciate you taking the time to share your warranty experience and are thankful to know that overall, you’ve been pleased with our service. - Christine

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed April 12, 2019

    The first house that I bought had an HMS warranty on it and the second house that I bought also had an HMS warranty put on by the realtor, and I just continued with HMS. My experience with HMS Home Warranty is top-notch. I had a question about my air conditioning regarding what it would take to cover my air conditioning and the person whom I talked to was so informative. When I had to replace my air conditioning, instead of it costing me $5,000 or more, it only cost me $700, and it included all the exceptional things that had to be included that are not typically a part of what a person would think they will have to pay for replacing an air conditioning. I can only commend HMS as well as their employees on keeping me squared away with the things I need.

    My house was built in 2005 and eventually, the heat pack was gonna go. Not only that, I just had a tune-up on the smallest unit for the upstairs and I am having issues with it, but it hasn't gone out. Eventually, that is gonna go, too, because when things come to age, they are gonna go, but I have nothing but the utmost of trust in which HMS will take care of me very well. If it is summertime in the Virginia area, it could get to be 90 and the humidity and all can get it into the 100-degree realm, so it is a major issue. I could take the cold, but there were those days that it got cold, which was the time that the thing went out. One time, I had a vendor who was not forthright and forthcoming with the service.

    They came out and looked and he took a brush and cleaned out the air conditioning and said that I was gonna need all those different things, and they weren't prepared to do that. I ended up still having to pay my service call, but I didn't feel I was taken care of the way I had normally been taken care of. Nonetheless, I've recommended HMS to everyone that I know that does not have a homeowner's warranty, including my son, employees that work for me, and people that I know, and there are some who have gotten it. I also tried to tell my neighbor, but he said he couldn't reach HMS.

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    Response from Cinch Home Services

    Anthony, Our goal is to provide reliable service you can count on. We thank you for your loyalty and for your recommendation. Have a great day! - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 12, 2019

    HMS Home Warranty came with the purchase of my home and I have had my home covered by them for 10 years. In those years, I had two claims which I submitted over the phone. HMS has a very easy process. The claims rep who helped me was great and straightforward and my claims were handled quickly. The contractors came the next day and they had been fine.

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    Cinch Home Services
    Response from Cinch Home Services

    Keisha, Our customers are our top priority, and we appreciate your loyalty for the last 10 years. Thank you for taking the time to share your experience. Sincerely, Amanda

    Verified purchase
    Customer Service

    Reviewed April 12, 2019

    I was researching different home warranties and I saw TotalProtect on a website. They seemed good and I’ve been with them since July. I submitted a claim once. I started to do it online but I wasn’t sure how it was gonna work. I tried calling and I had an issue with some of the phone numbers I’m trying to call to get information. They weren’t going through but then, I had another text with a different phone number. I got ahold of someone and then ended up submitting it online. It all worked out well. It was a rental property and the tenant said it was a dishwasher issue. It’s working fine and I didn’t hear any complaints. Anytime I talked to people or interacted with them online, everything was good and people should go ahead and give them a try.

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    Cinch Home Services
    Response from Cinch Home Services

    Hi Kevin, Excellent service is what we aim to provide! Thanks for sharing! – Amanda

    Customer ServiceClaims Handling

    Reviewed April 11, 2019

    I've had the Sears Home Warranty for a couple of years. In Mid March of 2019, Our garbage disposal stopped working. I called Cross Country Home Services to report the problem. After giving them the details, they said they would check on a vendor and would get back to me. After a couple of days they called me back and said they didn't have a company in my area and it might be 2 to 3 months before they might get someone out to our home. They said that I could get my own repair company to fix the disposal and just fill out some paperwork, send it in and they would pay me back, less the $100 deductible.

    Well, that's when the problems started. A local company here came out the very next day and diagnosed the problem, replaced the disposal and did all of this in one day. I was told by a Cross Country Home services representative to send the invoice in and I would be paid, less the deductible. I sent in the invoice, then I received a call from Cross Country that they needed the make, model and serial number of the old disposal, I sent that in, then I get a call that they needed a diagnosis of the reason for failure of the old disposal, I sent that in. Then they said they needed proof of payment. I got a copy of the check from my bank and sent that in.

    This started a series of calls I made to check on the status of my claim from Cross Country. I've called at least 10 to 15 times and faxed copies of documentation 5 times. I Called today April 12, 2019, and was told my claim was denied. They said the company I used to get the repair was supposed to contact them before starting the repair and get an authorization number. This was never told to me before today. I beg you to find another warranty company. "Do not use Sears Home Warranty". I've been a Sears customer for over 35 years and have never been treated this way.

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    Response from Cinch Home Services

    Jim –As with all home warranties, coverage is very detailed in the agreement and all work must be authorized by us in advance. I am disappointed to hear the proper expectations were not set, and will be glad to look into this further. A member of my team will review your claim and call you directly to address your concerns. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed April 11, 2019

    This is a company where you can go and get an insurance for your equipment inside the house. But service wise, you would take a lot of time. I am not 100% happy with it and I have been with them for almost 15 years now. I would like it if people are going to follow up and make sure that a claim is executed 100%. Normally, when you open a claim, you get a text with a claim number. But nobody calls me back to ask if it has been fully executed and says, "Let's close out." The claim is just a case number. If I open a claim and until the claim is fully executed, somebody should be keeping me posted. Whether it's done or not, somebody should be able to tell us the status. When they cannot fix something because it's outdated, if they can replace with a new one, in what timeframe we could expect the part or if something is backordered – whatever it is, they should be emailing it to us

    Then when you have an issue, you just have to keep on calling Cross Country until you get it resolved. The customer services are great. But it takes a lot of time to get a representative on the phone. It takes about 35 to 45 minutes at 10 o'clock at night. I know it goes to a call center and that's fine with me. I have patience but nobody followed back on it with me and that was what irritated me. I'm not getting a response from them. If I'm doing something on my end, I need the same reaction from their end. There must be something. Otherwise, I'm not going to call them and the funds are going to get deducted from my bank account automatically.

    The coverage is okay. I have covered almost everything in the house. But at the same token, I'm not getting the service I'm covered for. On top of that, when they recommend somebody else, like a local company, I don't think they do enough research either. The local companies that have come down there are not that great. They do not come professionally prepared. Some of them would not even do anything at the property level. Some of the companies would not even have a uniform. They are like people who walked out of the street and is coming unprepared without a tool box. You would not recognize until and unless you go outside and see their vehicle which has a logo on it.

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    Response from Cinch Home Services

    Kiran, I assure you that the customer service you have received is not the level of service we aim to provide. We appreciate your feedback and will ensure it is provided back to the organization. Should you like further assistance please respond back with your full property address and my team will complete a thorough investigation and give you a call as soon as we can. Thanks, Austin

    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed April 11, 2019

    We've had a couple of claims with CC. I truly don't remember the details of the first claim. But I remember it being a total pain between contacting and response time and fix it time. The process goes like this. We make a claim. Then CC finds a vendor (sometimes they don't have a vendor but it takes a while - maybe a day or longer for them to figure that out). The vendor makes an appointment, and they charge a deductible for the service call. The vendor then gives the details to CC and an approval process commences. Between the vendor 1st visit to the approval being made, it can take days. Meanwhile if you have to order parts, that's even longer. And if this is an AC unit, the 100 degree temp means that you need to send tenants to a hotel. And then the fix can take way longer because AC units are ordered through CC.

    Ok, about this current claim. Our AC unit conked out on our rental. This is Florida and luckily it is still March. Two vendors gave us bids. One is for $6200 and the other is for $5000. These vendors are not affiliated with CC, but they are trusted repair people for us. We could get them affiliated, but that would take time. Our bad for not thinking about this ahead and researching to see who accepts CC. And we would have to do that for each appliance or system in the house. Our AC closet is too small for a conventional current AC unit. But our vendors can find units to install there. CC says they won't cover a unit that fits in the space because the units CC supplies are conventional sizes and evidently cheap. Ok, fine.

    Meanwhile they say they will cut us a check for $2100 to cover a unit and the installation. My husband oks it, but I call them back within 2 hours and say $2100 is not enough. Where can you find anyone to purchase and install an AC unit for $2100? They tell us that since we "authorized" payment, we can't "take it back". No matter what I do, making several phone calls, talking to a supervisor, there's no changing what is now set in stone. And this is several days before they actually cut the check. Upon finding out that they would only provide an AC unit of a certain size, I told them we could modify the closet. Sorry, this is now set in stone, they are going to send the check come hell or high water. There is no other choice or resolution.

    Meanwhile, now it's been 3 weeks of back and forth to CC from our rental manager and from us. We finally gave up the ghost, and had our vendor install and we are now out of pocket $2800. Perhaps the experience of other people are different in larger cities - there's more vendors and maybe response time would be better. But for a rental, you need repairs to be made on the QT! We had electrical issues that needed fixing as well, but they did not have an electrician in their network. Ft. Walton Beach has a population of $22000 people. Seems like they could find one technician?

    Ok, my husband called today to cancel our 2 remaining contracts with CC. We just can't take the hassle. They tell us that the company has put out more money than we have paid in for the warranty, so they will charge us the balance between the two. WHAT!!!! Are they serious??? Isn't this an insurance type company? I've never heard of such a thing. Don't deal with this company - you will end up with an ulcer!

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    Cinch Home Services
    Response from Cinch Home Services

    Pamela –As with any home warranty, coverage is very detailed in the agreement and there are some items/conditions which may not be covered. This information can be found in the terms and conditions of your warranty booklet which was mailed to you upon enrollment. I am sorry to hear your claim experience is not what you expected it to be, and regret any confusion or misunderstanding that may have occurred. Respectfully, Austin

    Sales & MarketingPrice

    Reviewed April 11, 2019

    If you're thinking about getting one of these, don't bother. It's a scam. You'll pay them a bunch of money up front for the privilege of paying _more_ per incident in your deductible than what the service providers actually charge. As a bonus, when a major repair/replacement is required, they'll find a way to charge you for it. It's cheaper to just pay service providers yourself when something needs to be repaired or replaced.

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    Cinch Home Services
    Response from Cinch Home Services

    Hi Mike – We cover mechanical failures attributable to normal wear and tear, and there still may be out of pocket expenses although your claim qualifies for coverage. As with all home warranties, coverage is very detailed in the agreement and there are some items/conditions which may not be covered. If you have any questions regarding your policy or coverage, please let me know, and a member of my team will call you directly to address your concerns. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 11, 2019

    The previous owners of my home had HMS Home Warranty. There were some repairs that needed to be done but the previous owners did not have the money to do it at closing. So they paid for the first year's warranty while we paid for the repairs and I just kept renewing the warranty. I call HMS whenever I submit a claim. Then they will give me an expected time on when a contractor will be out. It is anywhere from a few days to a couple of weeks. It depends on what appliance I have. While the workmanship performed by the contractors were overall good, it still depends on the contractor and the problem. I had an air conditioner claim last year and the contractor had to come back four times. But my experience with HMS has been good overall.

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    Cinch Home Services
    Response from Cinch Home Services

    Tamala – We are delighted to hear that overall, you are pleased with our service. We appreciate you taking the time to share your experience, and hope to have you as our customer for many years to come. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 11, 2019

    I have had service with TotalProtect for over 10 years. I’m totally satisfied with my experience when submitting to them a claim for service. I give them a call and the claims process is pretty simple. Their technicians have always been good. They are knowledgeable and friendly every time. I am satisfied with the work they performed.

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    Cinch Home Services
    Response from Cinch Home Services

    Steve, We’re happy to hear that you’ve been pleased with the service TotalProtect provides. Thanks for sharing your experience. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 11, 2019

    We've had real good luck with HMS Home Warranty and I've been trying to get some of my friends to consider it. They're kinda slow in coming around but maybe when they get a big expense, they're gonna think twice. With HMS, you would be prepared and you won't have to worry about spending $2,000 compared to $150. The technicians HMS has sent out for us have all been very polite too. They don’t leave a mess and they’re real good. I'm not one to go online so when I have a claim, I call and the reps are very polite. They also get me a vendor pretty quickly even though there's not a lot of vendors for certain things where I live. When I had a problem with my dryer, there were only two vendors that would work on dryers. But we were able to get somebody here and get the dryer fixed.

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    Cinch Home Services
    Response from Cinch Home Services

    Maryanne, We’re happy to hear that you’ve experienced the benefits your home warranty with HMS provides. Thanks for referring us to your friends! - Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed April 11, 2019

    Submitting a claim to TotalProtect was a very good experience and the process was excellent. There were no problems with the interactions with the technicians except for how long it took to get parts a couple of times.

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    Cinch Home Services
    Response from Cinch Home Services

    Jerry, We thank you for your feedback, and are happy to hear that overall you’ve been pleased with your warranty experience. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 11, 2019

    HMS is not bad, but they're not the best either. My deductible, regardless of whatever the issue, is $100. The subcontractors, before they even do anything, want the deductible paid right then and there. Sometimes I feel that the work that was done wasn’t $100, but then maybe something else will be more than $100. Submitting a claim is easy, but I know that they sub out the work to whoever is in my area. And there are times when they may not get to me as soon as I may need them. In my experience, it generally takes about a week or so to get service.

    I was really pleased with the last plumber that came out. But when my air went out last year, I beared with it for a week and once they came, HMS decided that they sent the part. And it took almost two weeks to get the whole thing squared away. There is something with the communication with HMS putting something in the system and the subcontractors being able to see it on their end to follow up or to give a date on when they can come out. The subcontractors would say that they don’t see it or that HMS has not approved the repair yet even though HMS would say that they see it and it’s good. The issue has come up a couple of times. Even this year, it came up again so I normally just follow up with both, but that’s not something that I should have to do once I put the call in.

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    Response from Cinch Home Services

    Loretta, I’m sorry to hear there was confusion on your claim which caused delays. We are continually updating our processes in order to make our claims process as simple as possible, and we will ensure your feedback is provided to the appropriate departments for handling. - Christine

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed April 11, 2019

    Initially, I submit claims with TotalProtect by phone. The reps that I've spoken to on the phone are very pleasant and they've been timely and have solved my problems. Then the last couple of times, I've learned that submitting claims on the computer is working pretty fine. I like the personal interaction, but the computer has served me well. I've also been pleased with the technicians when they come. It's the nature of the things, but it always requires a minimum of two trips and a lot of times, it's three. I try to describe the situation as best as I can so that they can be prepared but because, generally, things are identical nowadays, they have to come and assess the situation first.

    The first time the gentleman came, he ordered the parts that he thought was necessary. When he got the replacement, there were further problems. He had to go back to the company to discuss the next option and then it took a while to get it. But I've been pleased with the professionalism of the techs that have come out. I've been with TotalProtect for at least 10 years and I recommend them anytime I have a conversation.

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    Response from Cinch Home Services

    Tony, We’re happy to hear that you’ve seen the benefit your TotalProtect warranty provides. Thanks for sharing your experience. - Angela

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 11, 2019

    When I submit my claims to HMS, I call it in and their reps were usually right on it but it depends on what time of day. I get bad reps when I call in, but most of them were super nice. When my air went out a couple of summers ago and my heat went out this winter, their contractor came out after a day from the time I made a claim. He was amazing and I love him. I have requested him a second time because of that. Since getting the part in took forever, fixing the heater took all winter. Other than that, I'd tell everybody that considering a policy with HMS is the best thing that they can do.

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    Response from Cinch Home Services

    Katherine – Our goal is to provide quick and efficient service, and we are disappointed to hear of the delays with your heater claim. We work hard daily to identify weaknesses and tweak our processes to ensure the best possible experience for our customers, and appreciate your feedback. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 11, 2019

    I have known TotalProtect to be good as my neighbor used them. I have been using them for two years now and when I submitted a claim to them, it was fast and easy on the internet. Although, the only problem I had was when the contractors cancel, or when it takes them a long time to replaced the contractors. Nevertheless, I have not had any problem with the technicians overall.

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    Response from Cinch Home Services

    Janet, We appreciate your loyalty, and are happy to hear that you’ve seen the benefit your warranty provides. Thanks for sharing. - Austin

    Verified purchase
    Punctuality & Speed

    Reviewed April 11, 2019

    I’ve been pleased with TotalProtect. Everything was real quick. However, there was a situation with my hot water heater and it took them almost two months before I had hot water and I was not happy with that. First, they had to order the hot water heater. Then nobody told me that I had to get the chimney inspected. Once the heater got in, then they were getting the chimney inspected because I did not know. Once that was inspected, then I had to set up another date for them to come back out to install the hot water heater. Then I was told that Washington Gas had to approve it before they could light it. That was a pain in my behind. They should have upfront what it all entails in installing a new hot water heater, instead of doing it when I asked what had to be done. Nevertheless, I have recommended TotalProtect to about 10 people even before this situation happened.

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    Response from Cinch Home Services

    Kathy, I’m sorry to hear that your water heater experience was delayed. We appreciate the feedback you provided. Our main goal is efficient claim resolutions, and we regret to hear that we missed the mark in this instance. - Amanda

    Customer ServiceClaims Handling

    Reviewed April 10, 2019

    Every time my husband and I try to speak to someone about our furnace claim we are put on hold for 15-20 while the representative “looks” into it. After about 15-20 minutes, the calls drops. Today when we called, we specifically asked for the person to call back if that happens. We never got a callback. Her name was Lindsay. This has happened 3 times.

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    Response from Cinch Home Services

    Tricia, I assure you that the customer service you have received is not the level of service we aim to provide. My team and I would like to take a look into your claim to see how we can help. Please respond with your full property address so we can access your account to contact you directly. Thank you, Austin

    Customer ServiceTech

    Reviewed April 10, 2019

    I have had a Home warranty with HMS for over 2 years. I received it when I first bought my house and have kept it till now. I will not be renewing with this company!!! Every summer my air conditioner has not been cooling my home. HMS sent several companies out and has only ok'd those companies to fill the Freon which does not solve the problem. I keep getting the run around from HMS. Obviously I have a leak, my Freon should not have to be filled multiple times a year. Each service technician has told me there is a leak and will see what HMS ok's them to do, then I don't hear from them. I call repeatedly and no one can help me and there is no manager/supervisors to talk with or email.

    Recently a new service company has come out and told me that there is definitely a leak again! They will need to run the leak test to see if leak is inside or outside, it is around $1,000. HMS told them they will only pay the contractor $150 for the $1000 job, so of course the service guy wouldn't accept the offer. This is what keeps happening because HMS does not want to replace my air conditioning system! Each time someone comes out I have to pay the $100 deductible and still my air conditioner is not working, so in addition to the yearly fee for this warranty I am paying hundreds more for nothing to be fixed. HMS is taking my money and not fixing or replacing my AC unit! I am extremely frustrated I need to speak to someone in management about this as soon as possible, this company does not do what they advertise. Amy **, Wilmington, DE 19802

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    Response from Cinch Home Services

    Amy, I'm sorry that this has been your experience with your air conditioning unit. I apologize for the inconvenience and the multiple visits. I located your account and will have a member of my team follow up with you directly. Thank you- Christine

    Verified purchase
    TechPrice

    Reviewed April 10, 2019

    I've been with TotalProtect Home Warranty for a little over a year, but I have already canceled them. Originally, I got their little packet in the mail and I thought they might be a good thing to do. However, I didn't know that you had to be with them for a year. The packet said, "Cancel anytime," which was true, but if you did cancel anytime, they would still charge you up to a year, which was sneaky. Plus, I thought they would be more useful than they were. We ended up spending more a month overall than what was breaking down.

    The guys that fixed my dishwasher were super nice, it took four weeks to get it fixed. I had to wash dishes by hand, which blew. They came out four times and ordered four different parts, but couldn't get the sucker to work. They should have just put in a new unit. They ended up spending more money on parts than what a new unit would have cost. Plus, my dishwasher is 15 years old and is probably gonna end up breaking again soon anyway.

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    Response from Cinch Home Services

    Yvonne, We are disappointed to hear your experience was less than satisfactory. As with all warranties, specific terms and conditions are detailed within the Agreement. We regret to have lost you as a customer, but appreciate your feedback. - Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed April 10, 2019

    One of the reasons I got the home warranty is that I live in an old home and everything is about of the same age. I thought a couple of things were gonna go some time soon. I knew it and I had to get the warranty. I thought it would make me feel better and based on reviews, I chose TotalProtect. It looked like they had the best customer service and like they offered the most coverage per your monthly premiums.

    When my water heater went out, it was super easy to file a claim. I went online and the process was very self-explanatory. It said "File a claim" then "What's your problem?" I found my problem in the drop-down boxes and I threw it in there. They gave me a confirmation number and said, “Here's the company that you need to call.” I called them right away and they gave me an appointment right away. Then the technician was out within two days and he did a great job. He was very fast too. He got to the problem right away and knew exactly what he needed to do. He was out of here in a couple hours. It was just one guy too. I thought that was unusual. Usually, they have two. But he did it all by himself, lugged the silly thing down to the basement and it seems to be working just fine now. My first experience with TotalProtect was really good. I hope it all goes that way and I'd definitely recommend the warranty.

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    Response from Cinch Home Services

    Sheila, We are thrilled your chose TotalProtect as your home warranty provider! We are happy to hear that you’ve enjoyed using our website to place your claims, and that you’ve seen the benefit your home warranty provides. – Austin

    Verified purchase
    Claims Handling

    Reviewed April 10, 2019

    I was with 2-10 and I was disappointed with them. A friend told me about TotalProtect and I've been with them for several years. It’s been a good experience. Even though I waited a little bit long the last time I called for a claim, they’re much quicker than 2-10 and the reps were good as well as right on point. If they said the contractors are gonna be there the next day, they are there. I am very satisfied with TotalProtect right now.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Paulette. We appreciate you choosing us as your warranty provider and that we were able to provide reliable service. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 10, 2019

    I've had the HMS warranty for six years now. Submitting a claim has been easy. I prefer doing it on the phone and the reps I worked with tried to be helpful. I've had good experiences with their contractors, but I also had the worst experiences on the planet with them. In fact, I’m having that now. My issue is with the hot tub spa on my back deck. It’s been worked on by five contractors and it's still not fixed. And HMS doesn’t have anybody right now to come out. This issue has been going on since December and I've been waiting for them to call and tell me they found a contractor who can work on it. I’ve been waiting for two weeks now.

    I’ve asked HMS three times if I can have my own contractor work on it, and they keep telling me no, and that they have to exhaust all resources. And even though they don't have anybody, they're still not letting me use my own contractor. In addition to that, they also raised my deductible from $50 to $100. They said they sent me a letter, but I didn’t see it. But to double my deductible seems ridiculous.

    Instead of sending out qualified people, they scheduled the heating and air conditioning guy come fix my spa. When I talked to the guy, he said that he doesn't work on spas. And he's the fourth guy. The other three who worked on spas can’t fix it. I called HMS and told them that they scheduled an air conditioning company. They told me that the guy said he can work on it. They then told me that they can send out this other company called Oak Hill. I told HMS that they’ve already been out and screwed it up. I told them to not have them come back out. The next day, I got a note that said they scheduled Oak Hill to come out and do it. So, I called back, and they were like, “Never mind. Oak Hill said they can’t work on it after all.”

    Every time I call back, I have to explain to every single person that I’ve already paid my deductible, that in December, the guy who came out took my $50 deductible and then they went out of business and they're no longer one of HMS' contractors. This issue has been a real debacle. I've taken 10 days off work for these incompetent contractors. It is definitely bad. I'm on the verge of canceling my policy once I get my spa fixed.

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    Response from Cinch Home Services

    Robert, This is definitely not the experience we want for our customers. I understand your frustration and apologize for the inconvenience you’ve experienced. I have located your account and see that you were approved to have your own service company complete a thorough diagnosis of your unit. My team will follow up with you directly ensure that the final aspect of your claim is handled as efficiently as possible. – Amanda

    Verified purchase

    Reviewed April 10, 2019

    Our seller bought us a home warranty from HMS and we've been with them for two years now. We file our claims online and HMS gives us all the available time slots in one place. It's convenient and easier than calling.

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    Response from Cinch Home Services

    Alireza, We strive to provide an effortless claim process, and are glad to know you’ve found our online system quick and easy. Thanks for sharing. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 10, 2019

    We got our HMS home warranty with the purchase of our home. Submitting claims with them over the phone has been easy and the professionalism of the representatives and the way that they helped us have been fine. The first time I called, it was more of a recording and I left a message. The contractors that HMS sent out to our home did a good job and everybody was courteous.

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    Response from Cinch Home Services

    Adam, Thank you for sharing your experience. It is our pleasure to provide you with quick and easy claim resolutions. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 10, 2019

    I’ve had a great experience with HMS so far. I closed the house in January and HMS was given to me as part of my closing package from the seller of the house. They picked it out so I guess they had a great experience with HMS as well. The second day that I moved into the house, our toilet in our master bathroom upstairs started leaking. Being a new homeowner and being short on cash because we just finished our closing, I contacted HMS and had no issues submitting my claim online. Towards the end, I was able to call someone to schedule the appointment. HMS did exactly what I expected and what I wanted. They got someone to come to my house, literally, that day to fix the toilet.

    The plumber was very friendly, responsive and professional. He was from around the neighborhood and was local. When I reached out to him, he got back to me with an appointment immediately. He came and he did exactly how he explained it over the phone. I was very happy with the service. It was just a $100 deductible and it worked out very well. Any new homeowner should definitely consider getting some type of home buyer’s insurance or warranty. HMS is a pretty good company and I would recommend them to friends of mine that buy a house.

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    Response from Cinch Home Services

    Haroon, Congratulations on your new home! We are happy to hear that we’ve delivered the reliable service we aim to provide for all our homeowners. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 10, 2019

    We wanted a company to cover some of the unexpected things that happen to us being a homeowner. I've had good experience submitting a claim to TotalProtect Home Warranty. I've submitted claims online and over the phone. But the latest time, I didn't have a good experience. I had an impression that I pay the contractor when they come, but I got charged online. Normally, I'm more proactive because I’d get the number, and a lot of times, I will call them before they even get the order. Sometimes TotalProtect gives me a contractor that's not even in our area, so I have to call and find somebody that’s actually in our area. Even so, I haven't had any problems. Normally, if there's something to be fixed, they do good work and do what they're supposed to do. Overall, I had a good experience with TotalProtect.

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    Response from Cinch Home Services

    Vanessa, Thank you for being a loyal customer. We value your feedback and will ensure it is provided within the organization for handling. Have a great day! - Austin

    Verified purchase
    Tech

    Reviewed April 10, 2019

    Though I already had a home warranty before, I changed to TotalProtect since they offered more things. However, it's hard to them to find somebody for me and I've gotten up to almost two weeks before I get somebody to come to my home. Still, their service is pretty good. I like the attitude of their reps as they are trying to help me. I finally hooked up with a good plumber who would come to me. He would need to come a distance, but TotalProtect would pay him for the mileage of coming to me. Recently, my sink in the kitchen was leaking and the plumber who came was really friendly, courteous and professional. Overall, I'd recommend TotalProtect.

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    Response from Cinch Home Services

    Sylvia, We appreciate your recommendation, and want you to know that we are increasing the number of providers in our service network every day in order to eliminate those delays in servicing your claims. Thanks for sticking with us. - Amanda

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed April 10, 2019

    I've had Cross Country since I bought the house back in '02 and whenever give them a call they take care of it. I usually leave a message and they call me back in a few minutes or an hour. They have been satisfactory in helping me with issues that we had over all the years. We've had a new water heater and new disposal put in the house. But with the heat pump, Cross Country paid about 75% to 80% of it because there were certain things that they didn't cover like new ducting.

    Moreover, the contractors that they use have been fine. When our new heat pump was installed, within a couple of months, the fan motor started making a lot of noise. A guy came out and he had to order a new part but the new part came in wrong. He was able to at least make it work though it just made noise. He kinda jury-rigged it. He said that it is not right, but it is working. He also told me that it will work until we get the right part. He was smart enough and knew what he was doing enough to at least make it work even with the wrong part, which I was impressed with. So, we were not without heat. It was difficult because it wasn't his fault. It was because they sent the wrong part but it worked out fine.

    I can't live in my home without a home warranty. I really should have it because a new heat pump would have been $6,000 and they had to add an expansion tank to the water heater because when the house was built, the code did not require an expansion tank. But when they installed the new water heater, code required an expansion tank and it was covered under the warranty too.

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    Response from Cinch Home Services

    Robert, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Angela

    Verified purchase
    Customer Service

    Reviewed April 10, 2019

    I’ve been with TotalProtect for a long time and my experience with them over the years has been fine. Each time I have had something to be done, they would do it, although, during the time when there were so many fires in California, I had the awful time trying to get someone to help me. It took several days and I didn’t understand it, except that I thought that they just didn’t have enough people to work with or to do the work with people. I called and it was a mess, but that was the only time that I really felt that I had a problem.

    There was a time when I needed someone to check on my washing machine and a young man came out, but I knew almost instantly that he was not the person to do it. I normally just give the person a check if they work on what I am doing, but he wouldn’t even take a check and he was mad at me. I got a little afraid that he was going to lay it out on me. He wasn’t really into what he was doing and he was just trying to make money with the way he reacted to me about what was going on. That was how I felt about it. He didn’t even know what was wrong with my machine. I finally called TotalProtect back and asked for them to give me somebody else and they gave me a wonderful young man. He came out and he told me what was wrong with my washing machine. TotalProtect has been very good.

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    Response from Cinch Home Services

    Priscilla, Thank you for letting us know how we are doing! We are constantly improving our processes to better our customer experience. We're happy to hear we have delivered. Have a great day! - Christine

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 10, 2019

    I got HMS Home Warranty with the house when I bought it for the first year and then I renewed every year after that. I usually make a telephone call to file a claim and then they hook us up with whoever is gonna come to fix the issue. They then make an appointment for us and the guy comes in. It’s a very user-friendly and easy process. One time, my ice maker broke and a Sears service repairman came out. He was courteous and he cleaned up after himself. He had to come twice because he had to order parts but he did a good job and he fixed the ice maker. It took one week all in all for him to fix the issue from when I submitted the claim. I’ve had an excellent experience with HMS. In fact, I have recommended them to several friends and several of them have purchased the product.

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    Response from Cinch Home Services

    Jeffrey, Thank you for choosing us, we are happy that we have met your expectations, and appreciate your loyalty. We sincerely appreciate your recommendation. Sincerely, Austin

    Mindy increased rating by 1 star.
    Customer ServiceClaims HandlingTechPunctuality & Speed
    After a positive interaction with Cinch Home Services, Mindy increased their star rating.

    Original Review: April 9, 2019

    Updated on 05/05/2019: I am giving two stars only because my washing machine was finally replaced with a comparable machine but the situation is still not resolved. First, I placed the claim for my old washing machine and it was serviced but not fixed. I placed a new claim for the my old washing machine because the spin cycle was longer functional. As I wrote in my original review, HMS online system completely lost my claim information. I was not able to speak with one individual and every time I called I was starting over at square one. Following the review I was finally assigned a case manager and with her help was provided a comparable replacement for my washer.

    However, the claim for my old washer is still not resolved (there is still something wrong with communication within HMS). We received parts (one small and one very large box) for the old washer that I have been trying to have the company take back since April 23 (sitting on my front porch). I was told that the box would be removed from my front porch. UPS came and took only the small box because the pickup was only for one package weighing less than 5lbs. It's been a week since I spoke with the case manager and I still have parts sitting on my front porch and no follow up. Does this mean no one cares about the part? This claim is a nightmare.

    Original review: My washing machine broke and it took almost 3 months for the technician to replace the drum. The machine was still having problems. I finally contacted HMS again, using their online system, to continue fixing my washing machine. Sears was dispatched to provide service. The technician said the drum needed to be replaced. What? The first technician had already done that but he didn't replace the supports so the drum was ruined again. The Sears technician tried obtaining an authorization code but was not able to receive one because HMS online system lost my information. I spent the remainder of the day trying to speak with a customer service representative that could help but was accused by their customer service representative of placing the claim directly with Sears and not through HMS.

    Eventually another Sears technician was dispatched for the following day (Someone needed to be at my home for two days in a row because of HMS lost my information. My husband and I both work full time. This was extremely inconvenient.). The Sears technician came and confirmed the first Sears technician diagnostics. The second Sears technician was able to receive an authorization code and said they would be back in 9 days to fix the machine. They never showed up. When I called to find out what happened. Again, HMS had no record of the claim. They wanted to send another technician.

    After speaking with a manager they were able to eventually locate my claim and I was told that my part is on back order with no date as to when it will arrive. This is not acceptable. My machine has been broken for a year and I don't trust that HMS will ever ensure that it will be fixed. All the customer service representatives always have excuses (I don't have access to that information, your claim was routed to a different part of the company I can't help you, you can't call me directly because we don't work that way, we are on a first come first serve...). In short, HMS is great at taking your money but if you have a claim good luck getting it taken care of in a timely fashion if at all.

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    Response from Cinch Home Services

    Mindy, I can tell this experience has been extremely frustrating and we want to help. I have located your claim and my team will review your claim and see how we can get this resolved. Thank you for bringing this to our attention and allowing us another opportunity to address your concerns. – Austin

    Verified purchase
    Punctuality & Speed

    Reviewed April 9, 2019

    The only problem I had was when I was getting the air conditioner repaired last summer. I was not really pleased with the time frame that it took to get the parts in for the AC. I was told that if the temperature was below a certain degree, they would rush the product, and that was not done. It took over three weeks to get my AC fixed when it should have only taken a few days. I had problems getting the information that I needed, and that experience with the air conditioner was a bad one. Nevertheless, I’ve used TotalProtect three or four times, and my overall experience with them has been fine.

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    Response from Cinch Home Services

    Kim, Thanks for taking the time to share your experience. We appreciate your feedback. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 9, 2019

    I liked the convenience that I already had the warranty. When I bought the house, the warranty was included with the mortgage and I've renewed it since then. The claim process is also easy. I submit claims online and the service is extremely user-friendly. The problem is the people who are supposed to come out for the repairs. A lot of them don’t answer the phone or return the call. But I think it's also because of where I live. I live out in the middle of nowhere so it's kinda hard to get someone to come out. But the last one I had was actually texting me the whole time so he was great. And when the technicians actually come in, they're very professional and excellent. I like their work also.

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    Response from Cinch Home Services

    Vera, We appreciate you taking the time to share your experiences! We try our best to provide quick and reliable service and are pleased to hear that you enjoyed the new texting technology we have launched. Please keep in mind we’re always here 24/7 to answer your concerns. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 9, 2019

    I requested a home warranty when I closed on my house. The seller paid for HMS home warranty for the first year then I continued the service for another year because I was so pleased with them, their response, their quality of work, their timeliness and their professionalism. I've had three claims since I've owned my house. One was a dishwasher and the other two were drains, and it's insanely easy to file a claim. I just go through the website and click the boxes that apply to what's going on. Thus far, all is well with HMS. I couldn't be happier with them and I will most likely continue the service. They do exactly what I need them to do in the time frame I expect them to do it. The service people that they’ve selected to help me with my home are also everything I hoped they would be. The technician who came most recently was quick and thorough. She did exactly what I needed her to do in a timely fashion.

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    Response from Cinch Home Services

    Rebecca, We appreciate you sharing your claim experiences and are happy to hear that you’ve been pleased with the service HMS provides. Thanks for the kind words. - Christine

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed April 9, 2019

    Bank of America recommended TotalProtect and for the past five years, everything has been great. I’ve submitted claims using the telephone as well as via the internet. Mostly, I prefer the internet and if I wanna get a status, I can log on onsite and see exactly what’s going on. But sometimes, some of the dropdown menu is kinda vague. Still, everything that we have applied for and put in tickets on have been positive. Whoever has come out for replacements or maintenance have been very good technicians. I haven't had any issues with their professionalism and quality of work. Plus, the customer service has been great. They've been timely. If they need to order a part, they let you know and they get back with you. It has been good.

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    Response from Cinch Home Services

    Anthony, Thank you for your loyalty over the last five years! We’re happy to hear that you’ve seen the benefit your TotalProtect warranty provides. - Austin

    Verified purchase
    Customer Service

    Reviewed April 9, 2019

    I've had TotalProtect for six months now. I went with them since I was having problems with the previous company that I had. I only had to call TotalProtect a couple of times and what I called for was satisfied. However, with my recent call with them, the person that I spoke with was not good. I didn’t have heat at that time and it was still cold. He told me that he couldn’t find anybody for me. I would have to wait. I told him that it was cold here and that I'm disabled, so I needed to have heat. He then gave me a person to call, but he gave me somebody that he knew was not available. I called the person the rep gave me on a Monday, but they couldn't have anybody out here until Thursday. He told me to wait and that he would get somebody. When a lady from TotalProtect called me back, she also said that they don’t have anybody for me. But that woman turned out to be very good. She was able to find somebody for me.

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    Cinch Home Services
    Response from Cinch Home Services

    Barbara, Thank you for sharing your claim experience with us we’re glad to hear that your overall experience was satisfactory. We strive to provide an efficient claim process for our customers and we certainly appreciate your feedback. Have a great weekend. - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed April 9, 2019

    I stick with TotalProtect because you never know what's gonna happen. When I submitted my claim the first time, the contractor came out. The first guy who came did adjustments and then, the unit didn’t work that same day after he left. So, I called TotalProtect back and they sent someone else out. The contractor checked the unit and said it was not good, but he put a temporary board on there. Also, I heard him say that he ordered a board. Almost two months went by and I figured maybe they had a hard time ordering it. I called up TotalProtect, and because they knoe what happened to the new system that they were supposed to give me, the manager got on it right away. They got the technician back out and he put a whole new system there, and I was happy with it. It was the first time I ever had to deal with anything like that and the technician was awesome. He explained everything to me and what he was doing. He was good.

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    Response from Cinch Home Services

    Rebecca, We do our best to provide quick and reliable service and we appreciate you sharing your experience. Have a great day. – Christine

    Verified purchase

    Reviewed April 9, 2019

    My experience with TotalProtect Home Warranty which I've had for more than five years now has been good. Every time I had a problem, it has been taken care of. Everybody that has come through them has been very professional and they did their job right. I had a guy come over and did the heater, but after a while, I was hearing some noise. I called in and TotalProtect sent somebody else to come and check it. He came and he looked at it, and he was very professional.

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    Response from Cinch Home Services

    Joana, Thank you for choosing us, we are happy to hear that we have met your expectations, and have provided you with prompt and helpful service. – Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed April 9, 2019

    When I bought the house, a warranty from HMS came with it. I continued it because it's cheaper for me to pay 50 bucks a month and have somebody come out once a year if I have a problem and pay 100 bucks than it is to pay the full repair. When I first started submitting my claim, it was great because you talk to a live person. But the last time I called when I had a plumbing line back up, it was a recording service. When I called the warranty number, it just said to enter my information, and the address, so the account could be pulled up and asked me what issue I was having. It then sent me over to, "These are the people that are gonna fix it. Here's the company name." I could understand the phone number, but the company name, I couldn't. I played the message back nine times to see if I could hear what the name of the company was.

    I was usually told to expect the contractor within 48 hours. And the one time that I had an issue with that was when the bathtub was completely clogged and I called HMS, and it said it was gonna be up to 72 hours because we have two bathrooms in the house, but it is not a full bath. I tried to explain that to them on the phone but the rep wasn't understanding it. I ended up having to talk to somebody else and told them that I had to wait four days for my tub to be drained because I couldn't use it at all. They finally understood what I was talking about, even though it is listed as having two baths, it is actually a bath and a half.

    As for the contractors, the last one was awesome. I loved them. What happened was, they snaked the drain and I found out from them that when I had the drain snaked the year before, the people didn't snake the drain back to the soil pipe. They just snaked it a little bit, and that it was done. So a month after, it started running slow again, and it finally just stopped draining. The people that I paid the deductible in 2017 never fixed the problem. Meanwhile, I still have no problem with the drain when the guys were out here about a month ago. It still drains perfectly.

    All in all, I like the warranty. But when I renewed it the first time, they said that if I subscribe to the automatic renewal, the prices won't change. And then I was told that my price was gonna jump up another $10 a month when I went to renew this time. I degraded my plan to make it cheaper and I'm not happy about that. When I let them know that that was the information that was given to me, they said there was nothing in the note. Still, it is nice to have the peace of mind that if a major piece of equipment goes out, I can call HMS Home Warranty and I'm only gonna have to pay a minimum percentage of what the repair would actually cost if I was having to pay out of pocket.

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    Response from Cinch Home Services

    Rian – Our goal is to help alleviate financial cost that come along with major home repairs, and we understand how stressful managing those can be. We are pleased to know we are able to give you peace of mind by being a valued customer. In the future, please know that we have representatives available 24 hours, should you need to speak with someone directly to discuss your claim. Sincerely, Angela

    Verified purchase
    Claims HandlingTechPunctuality & SpeedOnline & App

    Reviewed April 9, 2019

    When we didn't know how to bleed the radiator, we had to submit a claim with HMS for it so somebody would come out and show us. Navigating their website was very easy. The contractor was from Shopko and he was very helpful. He made sure that every single radiator was working. He explained some random facts about the boiler that we had, and what we should look into. The experience was very quick and the warranty is worth it in the long run.

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    Response from Cinch Home Services

    Tessa- We understand how stressful managing home repairs can be, and our goal is to provide quick and efficient service. We are pleased to hear our service provider was able to provide some insight on your boiler, and would like to thank you for taking the time to share your experience. Sincerely, Austin

    Reviewed April 8, 2019

    On 3/2/2019 reported noise heat pump. Tech showed up and said it was fan motor. 3/21/19 tech shows up to repair. Turns out new motor bad out of box and old motor too bad to put back in. Now I have no heat pump at all. As of 4/8/2019 HMS still cannot tell me when part will be here. Just talked to AC repair company. Was told HMS sent 2 new fan blades but no fan. When they called HMS, they were told no new fan motor until all previous part were sent back to them. That was 4/3/2019. What a joke!!!

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    Response from Cinch Home Services

    Bradley, Thank you for bringing this to our attention, this definitely doesn’t sound right and we want to help. I have located your account and my team will complete a thorough review of your heat pump claim to see how we can expedite a resolution, and we will follow up with you personally.– Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed April 8, 2019

    Submitting claims with HMS Home Warranty has been easy. Plus, the claims reps had been able to answer all my questions. HMS has been pretty good. We've had a main water valve that had to be replaced. It was a major repair that was covered by the warranty. We've also had an emergency pressure valve on the hot water heater replaced. It was leaking and was an expensive thing covered by the warranty. I am pleased with the service.

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    Response from Cinch Home Services

    David, We know how stressful managing home repairs can be, and our goal is to make sure your claim is handled as quickly and efficiently as possible. We appreciate you taking the time to share your experience. Thank you for choosing Total Protect as your home warranty company! Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed April 8, 2019

    I left the home warranty company I was with and was looking for someone else. When I Googled, I found TotalProtect and I called and made an inquiry. I liked their coverage for my home warranty for the price and the deductible amount. Whenever I have to submit a claim, it has always been pleasant. I have the option of submitting the claim online and I always get a confirmation number along with whoever will be servicing my home and contact information for those people as well. I also have the option to call TotalProtect directly to have them set up the claim, and I still get a confirmation email along with who the service provider will be. It is a very thorough and very easy process.

    The contractors that came have always been pleasant until this last gentleman. It was the first time I experienced a rude contractor. He was trying to get over, not just on me but also on TotalProtect. He was trying to make it seem like he couldn’t repair and he had to replace. TotalProtect knew that wasn’t the case and they ended up going with another provider who came out and said that the unit can be repaired. They called in very quickly and rerouted it. They handled everything themselves for me. Up until then, all of my interactions with their contractors have always been great. Given my experience, TotalProtect is efficient, effective, and thorough.

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    Response from Cinch Home Services

    Kelli, I’m happy to hear that you’ve seen the benefit your warranty provides. We’re here to help you every step of the way. Thanks, Amanda

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed April 8, 2019

    TotalProtect is what we have been with always and I have had them for 13 years. Any time that I called them, I have had no problem. I stayed with them because of their service. In fact, when we refinanced the house, it came with a bill of $248 that I had to pay. I called TotalProtect and they told me that they could do nothing and that I have to pay it twice a year. I asked why as I have been always paying every month. So, I told them that if that was gonna happen, I’m gonna look for another company. I started looking and then I called back. The gentleman told me that they will let me pay every month and it is gonna be deducted from my checking account so I stayed with them.

    However, I got disappointed with TotalProtect when our dishwasher broke down and we replaced it. They sent us a check which is not even enough to cover another unit. On the other hand, when I had a problem with my air condition three years ago, TotalProtect sent a company. They repaired and worked on it for two days. I called back and they sent the same company who repaired the air conditioner. I was told that I had to change the unit and TotalProtect agreed to replace the whole unit.

    My wife and I talked about it. The air conditioner is still working until today so I asked why replace it if it is still working. I am not the kind of person who takes advantage of that kind of things. My air-condition is 25 years old and it is gonna die someday but when it dies then I will call TotalProtect and see. That aside, the technicians that were sent to my home were good. They took their time and they checked everything. They also explained to me what they were gonna do or what they did. They were pretty good and I’m really happy with them.

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    Response from Cinch Home Services

    Nelson, We are glad to hear that overall, you’ve been pleased with the service you received. We appreciate you letting us know how we are doing, and value your feedback. Thanks for your loyalty, Austin

    Verified purchase

    Reviewed April 8, 2019

    My mom told me about TotalProtect and I'll be with them for three years this year. Everything has been great and I haven’t had any problems. I made a claim for my furnace and someone was here within two days. The furnace was fixed that day and everything was fine.

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    Response from Cinch Home Services

    Ronalda, We are thrilled your mom recommended us to you! We aim to provide excellent service, and we are happy to hear that you were pleased with your visit. Have a great day! - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 8, 2019

    I usually call TotalProtect to submit my claims and I like to be able to talk to somebody. I don’t have much luck online when doing claims as I am an older guy and old-fashioned. Everybody at TotalProtect has been really good although there was a lot of confusion sometimes. The last deal got a little complicated and sometimes, it’s like the left-hand doesn’t know what the right hand is doing on the claims. Like for example when a guy came one time to do the dishwasher, he ordered the parts and when he was gonna fix it, the next thing I knew, I’ve got a dishwasher on the front porch. I called the guy and he said that he got the parts and he did not understand what was going on.

    But when the dishwasher was installed and plumbed, the installers left a piece of bracket sticking out where you could cut yourself really bad. They didn’t have it where it was secured into the cabinets and the work was unsatisfactory. My neighbor and I had to finish the job. Despite that, the two dishwasher installers were very nice guys. My last deal was a washer dryer. My plumbing guys were excellent and they made it all the way to Piedmont. Kid came over and he was sociable and nice. It just took about a month for them to get the parts, for some reason but it got done. It was not as simple as it used to be though. In spite of that, we have had TotalProtect for 15 years and all of the contractors that came had been very good.

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    Response from Cinch Home Services

    William, We appreciate your loyalty and value your honest feedback. We will complete an investigation of the claims you described and make sure your feedback is provide to the appropriate departments for action. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 8, 2019

    HMS was the first home warranty company I was with and I liked their service. Recently, I had to call to file a claim because my garbage disposal was leaking water and I had a lot of water underneath my sink. The contractor that came out was nice. The garbage disposal was replaced and it didn't take long at all.

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    Response from Cinch Home Services

    Lenay, Our goal is to provide dependable service you can count on, and we are delighted to hear we were able to satisfy your home warranty needs. We appreciate you taking the time to share your experience. Sincerely, Austin

    Verified purchase
    Customer ServiceTechPricePunctuality & Speed

    Reviewed April 8, 2019

    I purchased HMS Home Warranty the first time in 1995 and I have had them ever since in different areas of the United States. Our recent claim to them was for the stove and the heater which were at the same time. HMS sent out Sears to repair our stove. The oven wasn’t working and the part that went out was no longer available so it took almost a month to get my stove fixed. What was really sad was that the stove is not that old, but the part wasn’t available. So, they had to come back, take the part off and then ship it out and have it repaired. It worked fine though. The repairman was Jo-jo and he was absolutely wonderful and the greatest person that Sears’s could have sent out. He was caring about the wooden floors and about making sure he didn’t make a mess anywhere. It was a 5-star experience all the way through.

    On the other hand, the repair person that they sent out for the heater was absolutely a nightmare. We had problems from the beginning with him just not following up and not saying what he was gonna do. He came out, looked at the heater and said it needed three parts. He got the okay from HMS to get the parts and put them on but it was almost impossible to get him to come back and to answer his phone or give us a straight answer. When he finally came back out, the most he brought in was one screwdriver to work on the unit and there were no parts. He came in, went downstairs, started looking at the unit again and said the unit was really rusty and bad. He also said that the whole unit was shot and that we were lucky we were not getting carbon monoxide poisoning because the unit was in such bad shape. So, he said he would have to turn off the gas to the unit.

    I asked him to show me where the rust that he was talking about was. From what he showed me, the rust in the unit was like a penny size and I could have taken a Brillo pad and lightly remove the rust. He then turned everything off and asked us if we had a Shark vac and we said no. He went to his truck and got a Shark vac and vacuumed up the little water that they had that took between 20 and 30 minutes. Then, he left and sent HMS a report saying that we needed a whole new unit. I kept on texting him back the next day to see if he got an answer and when he was coming back. Before he left my house on a Thursday, he would have the unit for Saturday and he would come around Saturday noon to replace it.

    Once he did that, I started texting him on Friday to see if he got the okay and he told me that he’d call me back as he was online with the company. Four hours later, I never got a return call. I texted him back and called him many times but I never got an answer. So, I called the warranty company on Saturday at around 4 o’clock in the morning. I didn’t feel comfortable with him because I felt like he was ripping us and HMS off. At the same time that I’m calling HMS, my husband decided to do research on the guy and he found out that there were people that were trying to get his physical address so they can send out warrants for his arrest because he defrauded them out of so much money.

    Apparently, the repair guy had another company named a different name. There were really bad reviews and even one of the reviews was someone that had the same warranty company as HMS. At first, when we told the rep that we found the guy within seconds on the internet with so many bad reviews, we were told that they didn’t go by what was reviewed on there until I told them that HMS was coming up and the kind of experience this person had. The review was a very ugly one and how the person would never use them again.

    The girl that I talked to at 4:00 in the morning said that nobody was available and that she'd have someone call me back after 8:00. Then, someone called me back after 8:00 and I told her that I really wasn’t comfortable with the repair person coming back into my house and we would prefer somebody else. I was told that I couldn't just stop in the middle of everything. I asked her who will be responsible if the repair person comes back and changes the unit and screws up and the rep told me that it would be me who has to go back and get recourse to get it straightened out. I told her that I don’t want the person in my house. I then started telling her furthermore that the guy said a new unit is needed and he did not even try to put one of the three parts he ordered so how could he know if he even fixed the heating system. The rep said that the guy was charging them for the parts and for the repair.

    Since I know a bit about mechanical things, I said that there was nothing seriously wrong with our unit. After the guy left, we saw a bug that died in one of the lines and it was the reason why the water was sitting there as the heating system got clogged. We pulled the bug out with a tweezer. The rep checked and we wound up with a really nice guy named Calvin. Then, we had another company come out and when the guy came out, he said that he had to pull all the parts back on that he took off. We told him about the problem with the line so he blew all the lines out. He explained to us that if one of the lines were clogged and with the way the system works, it would click off. It would not also come on if a line is clogged. So, he hooked everything back up and the unit worked fine.

    The guy sent Calvin a report saying that everything was fine and that he didn’t see it needing a new unit. He didn’t see the rust that the guy was saying. He also said the only thing that he thought was that in the near future, probably the igniter might go out. So, Calvin asked us if it was okay that they change the igniter since it looked like it was getting ready to go out. He changed the igniter and it had been a couple of months and we have had no problem.

    The unit was gonna cost HMS over $3,000 by the time the first guy would install it and we were told that he could change it within two hours. The other guy said there was no way, not with all the work that would have been done. We got the problem resolved and it ended very well. I would still recommend HMS Home Warranty to a friend but I would explain to them that if they feel like something is wrong, they should explain it to the person. I wouldn’t want anybody to have the experience that I had.

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    Response from Cinch Home Services

    Terrin, We’re glad to hear that your claim got resolved, but sorry to hear about all the confusion with the provider. We appreciate your recommendation. Have a great day! - Amanda

    Verified purchase
    Claims HandlingTechPrice

    Reviewed April 8, 2019

    HMS came with the house I bought over three years ago. It was fairly simple making a claim with them other than one time I was having a problem with the water heater. I live in an out-of-the-place area. The city I live in doesn’t have a lot of companies to service the warranty needs, so it's either waiting on someone to come from an hour away or more to they just won’t do it. Another thing is the price of HMS keeps going up. I don’t understand that. It seems like it started at 30 something dollars and it’s up to almost $50 a month now. Other than those, HMS is great.

    I have had a couple of claims. I called the first time but this last time, I got online and typed in what the problem was. It was taken care of immediately. The contractor that just did the furnace is a little over an hour away over by the city of Dayton. They were great people. But with my water heater claim, there were four people that HMS had to come out here and two of the guys were just dumb**. The one guy wasn't actually a plumbing company. He was pretty much beating around the bush. He said that I needed a water heater but my water heater is really not that old-looking. And with the warranty covering the water heater, he headed out to where I was gonna be paying him 500 bucks for a water heater with all the stuff for him to put a new one in. A guy that’s local came out and did exactly what we told the guy was wrong with the water heater.

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    Response from Cinch Home Services

    David, Please know, we appreciate the valuable feedback you have provided, and we are constantly working to add new members to our service network in order to become more efficient and provide a better customer experience. - Amanda

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 8, 2019

    I first saw TotalProtect through my credit card union's website. I started reading about it and it seemed like it was pretty decent. I've had it for four years now and submitting claims over the phone is very easy. When the refrigerator broke down though, it took me three months to get a new fridge. It was a mix of TotalProtect and the contractor. They couldn't get anything settled. But the only thing I didn’t like was when the refrigerator was delivered, the people were gonna leave it out on my front lawn instead of bringing it in the house. They said they were not paid to deliver it inside the house, only to deliver it to the house. But I was able to have them do it and after that, we've had no problems at all. I've actually even recommended TotalProtect to a lot of people.

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    Response from Cinch Home Services

    Richard, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 8, 2019

    I’ve been with TotalProtect for several years. I’ve been able to file claims when I needed to, and they’ve been timely in their response. The contractors that have been sent out were good, and they would get the job done usually in a reasonable time frame. The only thing that I would criticize is TotalProtect's online claim submission system that never seems to work right. I’ve tried it twice for two different claims over the last couple of years, and both times, I had to call. Nevertheless, the reps have been friendly and personable, and I've had no problems with them.

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    Cinch Home Services
    Response from Cinch Home Services

    Jesse, Thank you for your loyalty! Our main goal is to provide you with quick and efficient service and we are happy to know that overall you’ve been pleased with the service TotalProtect provides. We regret to hear that our online system has not worked properly on two occasions. We are continuously making improvements and upgrades to our online system, and we will ensure your feedback is provided within the organization. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 8, 2019

    I’ve been with HMS Home Warranty for almost six years now and I like the way they work. They take good care of the customer. When I submitted claims to them, I did it pretty much online. It was perfect doing it online because I didn’t need to waste so much time waiting on the phone in calling and talking to someone. I placed my claim and HMS took care of it right away and sent me the claim number. Some of the contractors that HMA has sent out sucked and don’t deserve to work for them. I reported them to HMS because I faced some challenges with them. But most of the contractors were great and responsible. They took good care of the appliance and got the job done without issue. One of the best contractors that HMS has is Sears. Overall, HMS is a great company with great warranties. I will always recommend them and I have recommended them to a few of my friends.

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    Cinch Home Services
    Response from Cinch Home Services

    Said, Our customers are our top priority, and we are pleased to hear you are satisfied with our service. We aim for an efficient claim process and are thrilled to hear you enjoy using our online claim system. We appreciate your recommendation. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 7, 2019

    Navigating HMS's online claims process has been pretty easy. For the most part, their reps handle our situation well when we call them and are able to get a tech out to us in a timeframe that is okay. However, for our last service, I was not happy at all. The techs came for one thing but messed up another. Now, I have to buy a new dryer for myself. I talked to HMS and they told me to try to contact the service company. But then, trying to get through to the service company is crazy and they didn't do anything. Despite this, we've renewed with AHS and have been going with them for six years.

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    Cinch Home Services
    Response from Cinch Home Services

    Vania, We appreciate your loyalty and are glad to hear that overall you’ve been pleased with our service. We value the feedback you provided about your experience with the service provider on your last claim. Thanks, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 7, 2019

    A neighbor had told us that they had good luck with TotalProtect Home Warranty and we decided to try to it and so far, they've been good to us when we needed them. I usually submit my claims over the phone and it has been easy. I've used TotalProtect twice and both times, the people that they've sent came out right away. They were very friendly and knowledgeable too. They got the job done, especially the last one. I had my dryer went out and it was the board and the tech fixed it, so I didn’t have to wait two weeks without a dryer.

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    Cinch Home Services
    Response from Cinch Home Services

    Adella, Thanks for sharing your warranty experience! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Austin

    Verified purchase
    Claims HandlingCoveragePunctuality & Speed

    Reviewed April 7, 2019

    We paid a $100 deductible for a water issue and the contractor through HMS said they were ordering a sink. But they never got back. So we're getting around to it again this year. We filed another claim and when the guy came out, he had to install a new sink because HMS doesn't have that covered under our warranty. He was very thorough though, and since the repair, the water is working effectively and efficiently now. But the rates of HMS went up and nothing has changed as far as HMS providing any more services. If the rates don't go down, I'm considering going to another company for next year.

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    Cinch Home Services
    Response from Cinch Home Services

    William, I’m glad to hear that HMS has met your expectations! We aim to provide simple and efficient claim resolutions. We sincerely appreciate your kind words and your recommendation. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 7, 2019

    The claims reps of HMS were very helpful. I expect the contractors to come within 24 hours and I've had a good experience with the quality of the work performed. But the problem with my first claim, which was submitted back in November, wasn't fixed until January. The same thing ended up happening again. HMS got me a gentleman that was here in Centerville. He fixed it within five days, including ordering the part. The end result was some moisture switch in the plate. I tried communicating with him but he never called back. The day he came to fix it, he had another client that was in the area. When he finally came, the fix was less than five minutes, and I was put back to the end of the day versus getting mine fixed and him staying at that other place for five hours. Other than that, HMS has great customer service. They were quick to handle my claim and I'm very satisfied.

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    Cinch Home Services
    Response from Cinch Home Services

    Hi Wendy, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Claims HandlingTechPrice

    Reviewed April 7, 2019

    My brother has had TotalProtect for a while. He had that while we lived in North Carolina and we're here in Texas now. We brought it with us. It’s easy to do the claims online. If I'm at the computer, I'll just put in what I need. If not, I'll pick up the cell phone and call them. Some of the reps were nice when I spoke with them but some of them were not sure of what’s going on.

    The first time I ever called TotalProtect was for my stove and the technicians came right out and fixed it. They did a wonderful job and I didn’t have any more problems with it. At that time, it was $70 for them to come out. The air conditioner was freezing up and they came out about three weeks ago and fixed it. They only charge you now a $100, but if it's broke, they fix it. If they can't fix it, they replace it. It's worth it to get TotalProtect. It’s a great company.

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    Cinch Home Services
    Response from Cinch Home Services

    Paula, We appreciate you choosing us as your warranty provider. It is our pleasure to provide you with efficient service and repairs. Thank you for sharing. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 7, 2019

    Having warranty on my property is very valuable to offset the expenses should something break down. I pay $75 as opposed to paying about $150, so it helps me. I got TotalProtect Home Warranty through my bank and they offered a good rate. Submitting a claim through TotalProtect is a good experience and I'm usually told that I would hear from the contractors within 24 hours. I, usually, have to call the contractor though. Also, I’ve had had some bad interactions with some of the contractors. A lot of them are startup companies and sometimes when they come out, they don’t always do the best job.

    I just had someone come out for the toilet upstairs and he fixed the handle but now my toilet is constantly running. He fixed the problem that he came out for but he broke something else or he didn’t do something correctly because now I'm having a totally different problem. Also, I had one incident where I asked TotalProtect not to ever send a certain contractor out to my house again. Overall, my experience with TotalProtect has been okay but not the greatest.

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    Cinch Home Services
    Response from Cinch Home Services

    Veda, We aim to provide quick and efficient claim resolutions, and are sorry to hear that hasn’t always been your experience. We appreciate the time you took to share your experience and value your feedback. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 7, 2019

    Normally, when I file claims online with TotalProtect Home Warranty, it used to take about 10 days for a contractor to come. But then the last time I filed, I had a contractor out in two. Also, the contractor that came out a couple of times last year was terrible but the last two they sent out were really good. They knew what they were doing. They did what they said they were gonna do and returned my calls when I had questions. The other contractors wouldn't even return my call and I could never get ahold of them. They wouldn't show up when they're supposed to. Still, the last two did and their quality of work is very good.

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    Response from Cinch Home Services

    Johnny, We’re sorry to hear that you had trouble with one of our service providers, but glad to hear that on your most recent service calls you’ve received great service. Thanks for sharing! - Amanda

    Verified purchase
    Tech

    Reviewed April 7, 2019

    I wanted to have a warranty for the new home I bought to cover miscellaneous things that will be broken in it. I submit a claim with HMS and somebody's on top of it. Everybody's been great. I pick my time, and they come with a lot of time frames. The contractors are really professional. They did what they needed to do and explained what they did. They do great work. HMS is the best company to go with.

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    Response from Cinch Home Services

    Rodney - We know how stressful managing home repairs can be, and our ultimate goal is to provide quick and efficient service. We are delighted to hear you are pleased with our warranty services, and hope to have you as our customer for many years to come. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 7, 2019

    TotalProtect’s claim process is okay although sometimes, it is really hard to get their people to answer the phone. Once that's fine, the claim gets through with no problems. I had wonderful interactions with their claims rep and the guy just took care of the business. However, there was a little concern because we live out in Southport and we do not have anybody out here to provide service. It took three weeks to get a contractor sometimes. Still, there was a way that they found somebody. Their quality of work was perfect and wonderful. I have told people to use TotalProtect.

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    Response from Cinch Home Services

    Joseph, We aim to provide excellent service, and we are happy to hear that you’ve been pleased with the service contractors we sent to your home. Thank you for sharing your experience. - Amanda

    Reviewed April 6, 2019

    We used this company for a while. In the past their service was decent. However recent experience is beyond ridiculous. Our refrigerator got broken 5 weeks ago. We went through a number of “appointments” which were completely phony - no one ever showed up. All attempts to resolve the matter have failed - they keep giving you new “appointments” without actual service done. I already filed a complaint with Better Business Buerau, and if that fails planning to go through small claims court.

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    Response from Cinch Home Services

    Yuri - This definitely does not sound right. I am sorry this has been your experience, and would like to help. A member of my team will review your claim and call you personally to address your concerns. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 6, 2019

    I called to submit a claim with TotalProtect, and my husband had some problems with the plumber that was sent. They were very rude and disrespectful. But as far as my washer, I didn’t like that they didn’t order enough parts that they needed and they had to come back twice. The part that they thought they needed came in, but they needed another part. So whoever diagnosed the problem did not diagnose it correctly. We had to wait again so they could order the other part before they could come back out. There were two weeks in between before they came back and did it and finally finished it. That was the first time I submitted a claim with TotalProtect, and it wasn’t too bad.

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    Response from Cinch Home Services

    I'm delighted to hear that you’ve had good experiences with our service technicians. Our goal is to provide reliable service you can count on. We thank you for your loyalty. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 6, 2019

    We had American Home Shield in a previous place and we were not happy with it. Submitting a claim to TotalProtect was not great but it was okay and it was a lot better than AHS. I had my air conditioner done with TotalProtect and they eventually replaced it. However, I spent a month without air conditioning in the heat of the summer. Once they determined that it was not worth replacing anymore, it took awhile for the company to react. I had to get past the frontline and get the supervisors to get the job done.

    The same thing happened with my washer-dryer when it went out. I had a combined unit which was one piece of washer and dryer. The people who first took the response from the contractor couldn't understand what that was, so they wanted to give me $300 for it. When I finally talked to the supervisor, I sent over a picture of it and then, they replaced it. The end result was that they took care of it, which was a good thing and I find that laudable and great. I would recommend them.

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    Response from Cinch Home Services

    Don, We appreciate your feedback about your experience. We are glad to hear that overall TotalProtect has met your needs. - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 6, 2019

    We’ve had the TotalProtect home warranty for quite a few years and we’re happy with them. We would stay with them. We do claims on the phone most of the time and we’re very satisfied with the customer service and the service that we get. Within two or three days, a service person would come out and the ones that TotalProtect have given us in the past have always been quite satisfactory. If not, we would let TotalProtect know. Otherwise, we would request that same person to come back.

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    Response from Cinch Home Services

    Winona, Thank you for taking the time to share your TotalProtect experience! We are thrilled to hear you were pleased with the customer service you received and our service partners. - Christine

    Verified purchase
    Claims HandlingTech

    Reviewed April 6, 2019

    I hate that when I submit a claim through HMS Home Warranty I talk to a machine. I don’t get to talk to a person until I contact the contractor. When I don't talk to a person, I don't get very much information and I don't know what's going on. But other than that, my experience with their contractor was very good. Their professionalism was excellent.

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    Response from Cinch Home Services

    Dan - Our goal is to be clear and upfront, and set proper expectations for our claim process. Please know, we have representatives available 24 hours a day, 7 days a week, to assist with your home warranty needs. Please let us know if you have any questions regarding our process, and a member of my team will call you personally to address your concerns. Sincerely, Angela

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed April 6, 2019

    HMS Home Warranty has a better coverage than everyone else. Their claims submission process was excellent and they were very thorough. Everything was very detail-oriented and laid out in a very basic format that everybody can understand. The techs who came to our home were very understanding and friendly. I've recommended HMS numerous times.

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    Response from Cinch Home Services

    William, I’m glad to hear that HMS has met your expectations! We aim to provide simple and efficient claim resolutions. We sincerely appreciate your kind words and your recommendation. - Austin

    Verified purchase
    Claims HandlingCoverageTechPrice

    Reviewed April 6, 2019

    TotalProtect Home Warranty has a good coverage for the cost. However, submitting a claim to them one time was difficult because they couldn't find somebody to do the work in my area. It took a while because there was essentially no local provider for what I needed but still their staff did a great job of going out of their way and getting that set up. They contacted somebody else and got it scheduled. The tech who came knew what he was doing and he was able to repair the problem without replacing anything.

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    Response from Cinch Home Services

    Melvin, Our primary goal is to provide reliable and efficient service, and we’re happy to hear that overall you’ve been pleased with TotalProtect’s service. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed April 6, 2019

    HMS was a gift from the previous owners and we decided to continue with it because it was such a good deal. We would usually call HMS when submitting a claim and their claims reps were awesome. Since we live in such a rural area and there was not a lot of companies that would come here, the HMS rep would give us the information about the contractor and would let us contact them. The contractors would get here within two days and the interactions I had with them were awesome. The quality of their work was perfect and they were phenomenal. Going with HMS is the route to go. It was the smartest move I made.

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    Response from Cinch Home Services

    Kim, Our goal is to make home ownership easy, and we’re thrilled to hear that you’ve appreciate the service we provide. Thanks for sharing. - Christine

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed April 6, 2019

    It’s important to have additional warranty coverage on the home and the systems in the home. The previous homeowner had HMS and we rolled it over in the sale. We’ve been protected for two years and submitting the claims have been good. The first claim went very well but for the second claim which was for an electrical issue, the service provider selected for that claim was 75 miles away, which was an hour and a half ride. So, I sent a message to HMS alerting them that this particular electrician was not the appropriate vendor. Even the vendor said they couldn't come out for 7 to 10 days. I cancelled that claim and I resolved the matter myself.

    The third claim that we just had within the past 10 days was for a garbage disposal and it went well. My initial contact was with a vendor that was 60 miles away but the service technician who responded was within town. HMS should pick service providers that are within the area of the customer. I am usually here when the contractors arrive and I would speak with them. I would show them the problem and let them do their job. We were satisfied with the jobs that were completed and it has been a good experience with HMS.

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    Response from Cinch Home Services

    Richard – We understand how stressful managing home repairs can be, and our ultimate goal is to provide quick and efficient service. We are working to increase our service network, and are delighted to hear that overall you have been pleased with our service. Sincerely, Austin

    Verified purchase
    Claims Handling

    Reviewed April 6, 2019

    I’ve had TotalProtect for about 12 years now and I like their consistency. When I have something that needs to be fixed, they make sure that they have someone out here within a timely manner. Plus, their workers are very professional. If the issue doesn’t get solved, they always go back and explain why it’s not being solved. Also, submitting a claim through TotalProtect is pretty easy to do. Everybody should get TotalProtect Home Warranty.

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    Response from Cinch Home Services

    Marilyn, It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us! - Angela

    Verified purchase
    Customer ServiceTech

    Reviewed April 6, 2019

    My dishwasher needed to be repaired, and I went online and reported it. TotalProtect sent information about who to call and how to make arrangements for repair, and I did all that. I had very good interactions with the contractor, and I wanna commend him because he was tenacious. The repair was kind of difficult because it was a Bosch and he had to get the instructions out, but he took his time and I'm glad he did. He tried to fix it and thought that he had and left it, but it wasn't fixed. Then he had to order some parts, and it took about two weeks after that to get the parts in. But once the parts came in, the contractor came back out, and although it took about four hours for him to be able to fix that, he stayed with it. He did a good job.

    I had TotalProtect for about 10 years at one time, and then I took a break and tried a different company. But I was very dissatisfied with that company, and I went back to TotalProtect which I'm much more pleased with. I'm so glad that TotalProtect exists. It really is economical for me even though I have to pay a monthly fee and a copay. It has been a good experience for me.

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    Response from Cinch Home Services

    Mel, Fantastic service is what we aim to provide, and we are excited to hear that you were pleased with our service contractors. We are glad to hear you came back to TotalProtect for you home management needs. Thanks for your kind words. – Austin

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed April 5, 2019

    TotalProtect Home Warranty's price has gone up three times. It started out at $85, then it went to $100. Now, it has gone up to $125. Despite this, I've stayed with them. If I call them, they'll get me somebody right away. We've had claims for our heater, air conditioner, washer and fan and I have had excellent service on all of them. On the washer deal, they were excellent. That poor man stayed here for over an hour trying to find a problem but couldn't find it and then he left. Then when the problem started again, he came right out the next day and fixed it.

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    Response from Cinch Home Services

    Julia, We’re happy to hear that overall you’ve been pleased with the service TotalProtect provides. Thank you for taking the time to share your experience with us. - Christine

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 5, 2019

    Once, my ice maker broke and TotalProtect Home Warranty had a new one put in. That unit, however, started leaking. It works but I have water going downstairs, and I can't have that. I called TotalProtect to complain about it but they told me that that was not part of the problem. I didn't like that. I also didn't like the girl I dealt with. She was nasty. I asked for her name but she told me that she didn't have to give me her name. But aside from that whole claim, I would recommend TotalProtect. It's good to protect your home and your appliances. The most recent claim I had was for my oven and I had no issues with it.

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    Response from Cinch Home Services

    Veronica, I’m sorry to hear that you had a negative experience with one of our agents. We appreciate your feedback and are glad to hear that overall you’ve had a good warranty experience. - Christine

    Verified purchase

    Reviewed April 5, 2019

    I prefer to submit claims with HMS Home Warranty online. It's easy. I did that one time and it was very simple then we just paid the deductible when the service person came. It took about a week for him to come out though. We would've preferred it sooner because our dishwasher had overflown and it really stunk. But it wasn’t terrible and we're really pleased with the service person. He was very good. He knew exactly what the problem was. So it was easy for him to fix. It was very nice. Now, it doesn’t leak anymore.

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    Response from Cinch Home Services

    Lee – We are happy to hear you enjoy using our website, and appreciate you taking the time to let everyone know how easy it is to file a claim online. We strive to make it user friendly to ensure the best possible experience for our customers. If there is an instance where sooner service may be required, please give us a call. We have representatives available 24 hours a day to assist with your claim. Sincerely, Angela

    Verified purchase
    Claims HandlingTech

    Reviewed April 5, 2019

    Before I moved into my place, my landlady told me that if I had anything broken, I should call HMS Home Warranty. One time, I had a problem with my garbage disposal and with my toilet. My toilet wasn't flushing and the garbage disposal just wasn’t working at all. I submitted a claim online and it was really easy. Though I did two separate claims 'cause I couldn't figure out how to do it in one, it was only one deductible. It took two days for them to send someone out. Still, the contractor told me what his availability was. He initially said he was gonna come on a Sunday but then I told them to put it off as I wanted to sleep in. The plumber they sent me came with his son and they were very good. My daughter drove them nuts but they were awesome even though she was very inquisitive. They got the job done and they were awesome. Overall, I had a really good experience.

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    Response from Cinch Home Services

    Angela, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs and provide helpful technicians. Thank you for sharing. Sincerely, Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 5, 2019

    My experience with HMS has been smooth. We wanted to make sure that in case something breaks or is not working, we have a good warranty company that will satisfy our needs, and so far, everything has been prompt with HMS. I had an issue one time when I was trying to do a claim through the voice system and it was trying to connect with the rep. But other than that, the experience has been good. I always call in to make a claim and the representatives are pretty good. They ask a lot of good questions to pinpoint exactly what I need. The contractor also usually comes out within the timeframe that's given, which is 48 hours. Everyone we've had has been great too. We haven't had any recurring issues with anything and if we have, it's because of the appliance that we have are old. But as far as them fixing the issue, it's been good.

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    Cinch Home Services
    Response from Cinch Home Services

    Danika, I’m sorry to hear that you experienced problems with our automated system. We are always working to improve our customer experience and we appreciate the feedback you provided. We’re happy to hear that overall you’ve been pleased with your experience. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed April 5, 2019

    It’s hard to get people to come out to repair appliances and a home warranty helps in finding good people to come out. It’s something to protect me. I liked the price and the reviews that TotalProtect Home Warranty had online, so I chose them. My experience in submitting a claim through them has been good. Usually, I call in and talk to the claims reps and I've always had good interactions with them. I have had issues with the contractors though.

    The first one that I had was A+ Heating and their tech was giving me a runaround telling me I needed to do this and that. He was gonna charge more than what was needed. He said that I needed a part but in order for him to change the part, I would have to get my unit cleaned. This unit was in place for a year and a half. So, I cleaned it myself because I have a family member that’s HVAC certified and he told me how to do it. When I called back, the tech said that he wasn’t gonna come out and fix it until it was cleaned and it would be an additional charged. So, I told him to never come back to my property again.

    TotalProtect tried to send him but I told them to send in somebody else. They sent another guy who is from Augusta Air Solutions and I got issues with him right now too. He came out and turned the thermostat on and he said that the AC was working and that there is nothing wrong with it. Two weeks later, I had him come out. I explained the issues to him and he checked it and he said that the expansion valve was bad as well as the air handler in the attic. He then gave me a price quote and I paid him the money. That was December the 18th. I paid $425 but I have not seen nor heard of him since.

    I called TotalProtect back and they gave me another contractor, Elite Air Solutions. Their tech came out and he told me that he would have the AC fixed by the end of the week. By the end of the week, he had everything fixed but there was an additional charge. TotalProtect waived the $100 service call fee but I had to pay the tech $325 for the Freon. Right now, I'm still looking to recoup the $425 from Augusta Air. But other than that, TotalProtect helps find the contractors. For the last 11 years, my experience with this company has been good. In fact, I tell my coworkers about it all the time.

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    Response from Cinch Home Services

    William, We’re glad to hear that overall you’ve been satisfied with the service TotalProtect provides. We appreciate the feedback you provided about our service partners and we will ensure this information is reviewed should you like for my team to follow up with you further, please respond with the best time to reach out to you. - Amanda

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 5, 2019

    TotalProtect Home Warranty has excellent service. We submitted our claim and it was very easy. I was impressed because I wasn't even put on hold except for once for maybe a minute. Instead, I talked to a representative right away. We have scheduled someone to come out and he was here within three days. I had a meeting that day, so I rescheduled it for a week later. I took time off work. Then I was informed 30 minutes prior to coming. The tech had the parts needed in the car and fixed my washer and dryer machines.

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    Cinch Home Services
    Response from Cinch Home Services

    Stephanie, We are thrilled to hear that TotalProtect has met your home warranty needs. Thanks for choosing us! - Christine

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 5, 2019

    I’m going into my third year with TotalProtect Home Warranty and so far, my experience has been okay. When they can’t repair what I need to be repaired though, they then will replace it and the option that they select is GE. Majority of my appliances are Kenmore and I like to stay with the brand that I have but in order to do that, I have to wait 30 days to get the money from TotalProtect to go buy the one I want. I will have to wait a whole month without being able to either use my cooktop or my washing machine. But other than that, everything else is fine. TotalProtect has been really helpful. I usually call their 1-800 number to file a claim and in my last request, while the rep was giving me the confirmation number, the company that was assigned to the project was calling me on my other phone. The contractor was telling me that he could be here in 15 minutes. I couldn’t believe it!

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    Cinch Home Services
    Response from Cinch Home Services

    Rita, We appreciate your kind words and it is our pleasure to provide you with top-level customer service. Thanks for choosing TotalProtect. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 5, 2019

    We've been with HMS Home Warranty for three years now, going on four when we renew and our experiences with them have been very good. I submit my claims online, but then there are times when it doesn't quite state the problem. Because of that, sometimes I'd call and their representatives have always been helpful. Then, the contractors that they've sent out to my house have always been very good. They explain the problem, tell you what they're doing and why. I’m in science, so I like to know all those things, and they tell me everything.

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    Cinch Home Services
    Response from Cinch Home Services

    Janet, We work daily to improve processes for customer satisfaction, and try our best to make the claims process as simple as possible. We appreciate you taking the time to provide your feedback. We take pride in providing our customers with highly skilled contractors to complete your service calls. Thank you for sharing! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 4, 2019

    It's trouble-free to file a claim over the phone with Cross Country Home. They gave me a number for that preferred service, and I called and they took care of everything else. The contractor was really nice. He arrived when he said he would arrive, and he did the job and no problems. I've had a couple of claims through them, and it's always been handled efficiently. I've had no reason to go anywhere else. I'm 100% happy with them.

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    Cinch Home Services
    Response from Cinch Home Services

    Julie, Our customers are our top priority, and we are pleased to hear you are satisfied with our service. Thank you for taking the time to share your experience. Sincerely, Austin

    Customer ServiceCoverage

    Reviewed April 4, 2019

    The latch on my microwave broke, which was causing the microwave to not operate unless it was held shut. Soon the latch became so messed up that the entire door was sticking shut. Upon trying to open the door which was completely jammed shut DUE TO the broken latch (which is a covered item per my contract), the entire door came off of my microwave and shattered. I submitted a claim and without ANY follow-up questions, HMS sent someone to my house. I paid a $100 deductible and a day later, HMS told me this was not covered with zero explanation.

    I have been on the phone twice so far with HMS customer service and no one cares or seems to want to help me. All they will tell me is that “they don’t cover structural damage such as doors.” The door broke off due to the broken latch… This isn’t rocket science. I spent $459 on a USELESS warranty policy, I am an additional $100 in the hole and now I have to purchase an entire new microwave on my own with no help from HMS. This entire situation could have been prevented had they simply asked me what was wrong with my microwave before sending someone to my house and taking my money. I purchased this policy to protect me and instead HMS is literally robbing me. I have never been so grossed out by a company in my life. DO NOT PURCHASE A WARRANTY POLICY FROM THEM!

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    Cinch Home Services
    Response from Cinch Home Services

    Frankie, I’m sorry to hear your claim experience was not what you expected. We’d like to reach out to you personally to discuss your concerns and clarify the decision on your claim. Please respond with your full property address and my team will follow up with you personally. - Amanda

    Customer ServiceTechPriceRefunds & Payouts

    Reviewed April 4, 2019

    I originally had Sears as my home warranty provider for 3 properties I own. When Sears went thru financial difficulty the service was transferred to Cross Country. I placed a claim regarding a dishwasher in January 2019. They sent a firm called Always Affordable Appliance repair who, a week after the claim was made, came out and said it was the pump. It took 3 weeks to get a pump and when they came out to install it, said it's not the pump but some lines and there is mold. They called for a replacement.

    It took Cross Country a month and half to approve the new unit and to see what model was comparable. I waited another month for news and always had to call Cross Country, they NEVER called me. Finally GE drops off the new dishwasher, but says they don't install it. I called Cross Country for an installer. Again, Always Affordable is named. 3 times they said would come out and install, 3 times I waited all day, took off from work, and 3 times they did not show up. Finally CC says they have no one else and I have to install it myself.

    They would reimburse me $75. I cannot get a plumber to the house for less than $150, let alone the install. The result is they won't reimburse me the amount I paid the plumber and when I go to cancel my contract, they want to hit me with a $150 cancellation fee. CROSS COUNTRY IS THE WORST OF THE WORST WARRANTY ENTITIES OUT THERE. DON'T USE THEM!!!

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    Response from Cinch Home Services

    Kenneth, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. To ensure you have received the full benefit your warranty provides, my team will review your claim and reach out once our investigation is complete. Respectfully, Austin

    Verified purchase
    TechPunctuality & Speed

    Reviewed April 4, 2019

    Our dryer wasn't heating and I submitted my claim with TotalProtect online. It was easy, and I didn't have to sit and wait on hold to talk to somebody. The dryer stopped working on a Saturday so they couldn't get anybody. But when the contractor came out, he was here as early as he could and fixed the dryer in 15 minutes. We also had a claim for a dishwasher. And TotalProtect sent the same people out, and it was another 20-minute fix. We haven't had any issues.

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    Cinch Home Services
    Response from Cinch Home Services

    Ty, Thank you much for sharing your claim experience with us. We strive to provide an efficient claim process for our customers and it’s great to know that you were pleased with the service we offered. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 4, 2019

    I was with American Home Shield and their customer service was bad. I went online and put in the top home warranty plans, and TotalProtect was one of the top 10. I would recommend them. This was my first claim with them and they worked out well. I didn't have any problems. The technician came out and fixed my dryer. He was very knowledgeable and very friendly. Since he made the repairs, there have been no more problems and everything has been working good. I'm satisfied with TotalProtect. The deductible wasn't so high but I checked a lot of other companies and TotalProtect is at 125 and the basic going rate is between 50 and 75. I'm already with TotalProtect so I gotta stay at least a year.

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    Cinch Home Services
    Response from Cinch Home Services

    Patricia, We are thrilled to hear that TotalProtect has met your home warranty needs. Thank you for choosing us! - Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed April 4, 2019

    I purchased my home this end of May and I had it in my contract that my seller needed to provide me with HMS Home Warranty. The first time I had a claim with them, the plumber couldn't do it so I ended up calling Silverline warranty, and they covered it free of charge. HMS set me up with a contractor who was trash the second time I used them. The contractor rescheduled three times and they would text me at 10 PM on a Sunday. It was awful. When I called them, it took forever to get ahold of a human. HMS sent out a different company and they were awesome. On the day my dryer was fixed, my washer broke. So, they sent out the good appliance repair people, and it was done within a week. The reps were on time and they did exactly what they said they were gonna do.

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    Cinch Home Services
    Response from Cinch Home Services

    Megan, We thank you for choosing HMS as your home warranty company! We take our network of providers very seriously, and appreciate you taking the time to tell us about your experience. We’re happy to hear that overall, you were pleased with our service you received.- Austin

    Verified purchase
    Customer ServiceClaims HandlingOnline & App

    Reviewed April 4, 2019

    HMS came with the house when we bought it in 2016 and then decided to keep it because we have a septic tank. I've worked with them twice. It had been easy and less stressful than dealing with the issue myself. Submitting claims with them has been very easy. I've done it both over the phone and online. The website is very user-friendly. They give me a timeframe of when the person would come, which is usually within 24 hours. Plus, they do a lot of follow-up calls.

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    Cinch Home Services
    Response from Cinch Home Services

    Hi Elizabeth - We strive to provide an effortless claim experience for our customers, and it's great to know you've been pleased with our service. We appreciate you taking the time to let everyone how easy it is to file a claim online. We hope to have you as our customer for many years to come. Sincerely, Christine

    Verified purchase
    Tech

    Reviewed April 4, 2019

    I've been with TotalProtect for a while. I had an issue where I needed a refrigerator, and the warranty on it was putting me through some changes where I had to do this and this. I ended up making payment and helping pay for it which I don’t think was fair. I kept calling them and a young lady rep took over. She really assisted me and didn’t stop until I got my problems solved. She went out of her way and got me my refrigerator, so she was the one that made me stay with TotalProtect. She talked to different supervisors and whoever she got to who she needed to get to. But what they wanted to give me wasn’t gonna cut it, and I had to pay something. I haven't dealt with a French door refrigerator, and this time I had to get to the little ones that go way back in the days. I had nothing like it and that got worked on the setback. The refrigerator was from three years at the most.

    Recently, however, I filed a claim for my AC unit, and the process was okay. The tech came out and did what he needed to do, so I had no serious issue with that. I have some people, but I got back with TotalProtect and their people got me some people. Once I got where I am with the people that I'm dealing with now, I'm good. I would recommend TotalProtect. They were calling me, and I spoke to the young lady and the tech who both really worked with me.

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    Cinch Home Services
    Response from Cinch Home Services

    Cornelia, Thank you for choosing us. We are happy to hear that overall you’ve been pleased with the service TotalProtect provides. Have a great day! - Christine

    Verified purchase
    Customer ServiceTech

    Reviewed April 4, 2019

    When my heat pump went out, I called HMS and told them what was wrong. They connected me with a local HVAC in my area and stayed out of it until it was done. The contractor was a super nice guy and answered all my calls. He was out the next day to look at it, but he said the parts were not in stock so the repair took an extra week. But he was able to hook up my system so I got some heat. I've been with HMS since November and I'll continue to keep them with my rental property and my primary residence.

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    Cinch Home Services
    Response from Cinch Home Services

    Jason, – We are happy to hear that you’ve seen the benefit your home warranty provides. Thanks for sharing your experience. Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed April 4, 2019

    When I have a problem and call TotalProtect to speak with someone, I could never get someone in the phone. But I made a claim with TotalProtect for my air conditioner and my experience was good. The contractor didn’t take long to fix it.

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    Cinch Home Services
    Response from Cinch Home Services

    Venite, Thank you for taking the time to share your experience about your air conditioner. We are happy to hear that it was fixed quickly. Thanks, Amanda

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed April 4, 2019

    I’ve been with HMS since September last year and overall, it is a good company although it takes so long for them to respond to a claim.

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    Cinch Home Services
    Response from Cinch Home Services

    Paul – Our goal is to provide quick and efficient service, and we appreciate your feedback. If the circumstances require sooner service, please call us right away. We have representatives available 24 hours a day to assist with your claim. Sincerely, Christine

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed April 4, 2019

    The TotalProtect Home Warranty claim process was easy. It was done online. Then, a tech came out quickly and he did quality work. It was very good service. He communicated what was wrong and what needed to be done. He had to order a part and he needed to come back. The second appointment was scheduled and he was here on time.

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    Cinch Home Services
    Response from Cinch Home Services

    Enrique, I’m happy to hear you’ve experienced the stress fee service we aim to provide. Thank you for taking the time to share your experience. Have a great day!- Austin

    Verified purchase
    Customer ServiceTech

    Reviewed April 4, 2019

    I had TotalProtect Home Warranty for a while, but then I didn’t have the money to make the payment, so I let them go. Then, I picked them back up. I had a freezer that decided to stop running and I lost all my foods, so we had to do without some food for a few days. I called TotalProtect out and they were very nice about coming in and fixing it and getting everything working right. It was a few days before the contractors could come due to the weekend and the holidays, but they managed to get here. I would recommend TotalProtect.

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    Cinch Home Services
    Response from Cinch Home Services

    Sharon, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have met your home warranty needs. We appreciate your feedback and your recommendation. Sincerely, Amanda

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Suite 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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