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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company. It sells three plans with three different service fee options for flexible coverage and pricing. Overall, Cinch can provide cost-effective solutions for appliance repairs, but there have been some instances of dissatisfaction with the service provided.

Pros
  • Easy to file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

Over 10k reviews since 2014

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    2 featured reviews
    How do I know I can trust these reviews about Cinch Home Services?
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    Page 27 Reviews 4835 - 5035
    Verified purchase
    Customer Service

    Reviewed Oct. 2, 2019

    I've gotten very good service from the companies TotalProtect have sent over to repair before. The only problem was with the air conditioning. For the past three years, all they do was come over and fix it, which would last maybe a year, and then it starts all over again. It's been on and off, but I really don’t pay that much attention until the problem arises. That’s when I would call them up and within a day, they'd be here.

    This time, I went for a week and the thing wasn’t working right. I told them that it was 95 degrees in the house and I didn’t wanna keep the doors open ‘cause then it would get worse, and they were out the next day. But it has an idiotic type of action on it. I asked the guy, “Wouldn’t it be cheaper for your company to simply replace it instead of repairing it? And the money that you spent on this thing so far is really something else, if you know what I mean.” He said they were told to repair it, not replace.

    Otherwise, I've gotten very good service from them. If TotalProtect can't repair the little items like a refrigerator and garbage disposal, they would replace it. But as for the air conditioner, the replacement for that alone goes around $8,000 for a system. I wish I could pay that to have it replaced, but I'll just have to do with the TotalProtect thing on there. If they wanna repair it, fine. I have the warranty I've been using for the past five years and I'm gonna be staying with TotalProtect. I would recommend them to anyone. In fact, my brother has had things repaired and had no problem with TotalProtect.

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    Response from Cinch Home Services

    Ronald- We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your recent interaction was less than satisfactory. If you have any questions or concerns, please respond to this message and we will follow up with you. Thank you! – Christine

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Oct. 2, 2019

    I have been with TotalProtect for five years and I’m satisfied. They fixed most of my stuff and they have great customer service. My dishwasher was not fixed because it had consequential damage and I would like a bit more coverage and options. Also, if I go and schedule an appointment by default through the website, they regularly employ providers that are not good. The people are not happy working with this provider that has a very bad review. I always check the providers to see their review but when I call and ask to assign another provider which has a better review and better reputation in the area, I’m spending time.

    TotalProtect needs to choose the provider according to the quality and not the price. Different providers would come, take the $100 deductible and go. They would say they would come later to fix it but because fixing it would get complicated, they would not come and they would not do anything. Then, because this provider didn’t fix it, you need to call and schedule another provider, but you have lost $100. So, it’s not a good idea to do it.

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    Response from Cinch Home Services

    Boris- We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. We are sorry to hear your experience with some of our service providers was not what you expected. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed Oct. 1, 2019

    I feel that service providers used by HMS need better understanding of the guidelines used to process a claim. After my latest experience I was very disappointed. By the time they were done and the amount of parts put into my range, a new one could have been bought for just a few dollars more. They did not get authorization to proceed with continually ordering parts and had issues closing out the claim because of that. One tech blamed the other and vis versa for issues. Not happy with the amount of time I had to wait for them - could not get a time frame other than 8A-5P, and the number of days wasted waiting. In total they were here 6 times over a 2 month time frame. Time I was unable to use my appliance and even now am leery using it. Yes I would recommend HMS but not their subcontractor on these appliances. (Sears is not very easy to deal with!!! And has no regard for a customer's time.)

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    Response from Cinch Home Services

    Carol, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your overall home warranty needs. We are sorry to hear that it took some time to get the parts for your range repair. Thank you for your recommendation. Sincerely, Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Oct. 1, 2019

    Well I had an issue with my toilet. The back seals went and leaked all over my floor. Servpro had to come to do water mitigation. I contacted HMS and they called a plumber. When the plumber called me I told him they had to do water mitigation first and they agreed, asked me what happened and I told them. They said I would need a new toilet and Servpro should just take it with the rest of the mess. I called HMS with the bill of coverage up to $1000. They told me they would need an invoice in the first email. Next email they needed proof of payment. Next email they wanted exact location, next email they wanted a picture, next email they wanted proof I paid through my bank....

    Now going on 3 weeks I get a call from customer care telling me the plumber stated it was cracked and they would cover nothing. Meanwhile that plumber still hasn’t even been to my home (a complete lie). Then Casandra tells me today that, "Ohhh you no longer have the toilet sitting in your home. Now we have no proof this was from the toilet." Let me tell you I am an active duty Soldier of which I don’t have the time to play games. Take your chances if they don’t mind screwing over a deployed soldier. Good luck to you!!!!

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    Response from Cinch Home Services

    Michael, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, specific coverage is detailed within the warranty Agreement with the terms and conditions. Our records indicate that you have already spoken with a member of our team to address your concerns. We regret any confusion or misunderstanding of the coverage provided. Respectfully, Austin

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 1, 2019

    Couldn't be happier with the level of service I have received when there has been a need to utilize the warranty service. A+++ across the board from Customer Service to the companies performing the work! Professional, courteous, timely and comprehensive are some of the words that come to mind when dealing with Total Protect. I have had nothing but peace of mind since I signed up with Total Protect almost 9 years ago.

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    Response from Cinch Home Services

    Michael, We are thrilled that you chose us as your home warranty company, and that you’ve had an excellent experience. Thank you for your loyalty. We hope to have you as a customer for many years to come. - Austin

    Verified purchase
    TechPunctuality & Speed

    Reviewed Oct. 1, 2019

    I was very pleased with the technician from Sears Home Services. He arrived on time, completed the installation of the blower motor in my A/C unit which has continued to work without interruption. I would recommend Sears and the tech person very highly.

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    Cinch Home Services
    Response from Cinch Home Services

    Nannie, We’re glad to hear that you’ve received the excellent service we aim to provide. Thanks for sharing your experience. – Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 1, 2019

    My sister has TotalProtect, and I asked her about it, so I signed up for it. We've had the coverage for about 10 years now and our experiences with them were wonderful. Everything went really smoothly. On our last claim, I called them due to the air conditioning and their reps were great. They handled everything, told me what to do and gave me the person to call. The technician who came was also very nice and helpful. He put Freon in it and it worked for a while, then in a little bit, it quit again. We had to call back, and they sent him back out. He had to change the unit out and put in a new one. Everything has been fine since. I'm thankful that we have TotalProtect. We like it really well. We've had several claims of different things and everything has gone okay.

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    Response from Cinch Home Services

    Betty- Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Christine

    Verified purchase

    Reviewed Oct. 1, 2019

    My air conditioner was not working well and it’s been in the 90 degrees for the past 100 days. The first time I called TotalProtect, it was way above the set temp. They sent this guy whose truck is down the street from my house, and he did something that didn't work. So, I called back again a few days later, and another guy was sent. He worked so hard and I was so sorry for him ‘cause he was soaking wet when he came in the house. It worked a while, but later on, it stopped cooling.

    I called again for the third time, and another air conditioner man came, A C Doctor. He kept on working and had to order a part. When he came back, he put the part on, and now, the AC's working very well. He did a very good job. In fact, I was thinking that if I have to drop TotalProtect, I was gonna speed-call A C Doctor whenever I had a thing ‘cause he was very good with what he did. He was also very personable and friendly. But, I don't plan to letting go of TotalProtect. I also have it on my mom's house in Guntersville, Alabama.

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    Response from Cinch Home Services

    Barbara- Thank you for taking the time to share your experience. We realize the importance of having a functioning air conditioner this time of year and are glad to hear you had a great experience with our service partner. Thank you for being a valued customer- Dena

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 30, 2019

    I've been with TotalProtect for nine years and the biggest thing I have with them is that in emergency situations, they're not handling it as an emergency. If my air conditioner goes off and it's 99 degrees, I need somebody to come and take care of it. When they have older people whose heating goes out in the winter or in the summertime when they need air conditioning, waiting a week or two is not the solution. Also, if I call on the weekend, it's hard to get someone. Then, it's up to the air conditioning company to say when they wanna come. I'm at their mercy. But once the technicians get here, they're okay. It's just a matter of getting them there and how long it takes them. My latest claim with TotalProtect has been wonderful though.

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    Response from Cinch Home Services

    Ruben- Thank you for taking the time to share. We want you to know we take emergency situations seriously, and we apologize for any inconvenience you have experienced. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Angela

    Verified purchase

    Reviewed Sept. 29, 2019

    It took over a month in August to replace the unit. Parts took too long to get here. We have kids who had to suffer from the heat, the repair company was helpful as they could be and installed it right away.

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    Response from Cinch Home Services

    Vernon, I’m sorry to hear that your air conditioner claim took longer than expected. We value your feedback and will ensure it is provided to the appropriate department for proper handling. Respectfully, Angela

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 29, 2019

    I filed a claim online for my refrigerator since the icemaker wasn’t making ice. The technician who came to my home was awesome, very professional, and very courteous. He took care of the problem that day as he had the parts with him. Since then, everything is working okay. I've been with TotalProtect for a while and my claims experience has been awesome.

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    Response from Cinch Home Services

    Jesse- We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 28, 2019

    We submitted a claim with HMS online for our dishwasher which was not working. However, the contractor had terrible customer service after the initial visit. They ordered a part and they didn't call us back so I had to call them back, and then they were able to schedule us. It was a month between their two visits. But the actual people that came out were very good. Everything works well now.

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    Response from Cinch Home Services

    Johnna, This definitely does not sound right. Our service providers are a representation of our company, and we are disappointed to hear this was your experience. Please respond back to us if you still need help with your claim. Sincerely, Dena

    Verified purchase
    Claims Handling

    Reviewed Sept. 28, 2019

    TotalProtect is doing good. I've been with them for 13 years now and the only thing I'm dissatisfied with is the deductible. I know inflation goes up, but it was $50 when I first got it and now it's 125. Other than that, my direct interactions with them have been good and processing a claim has been very easy. I only used one guy, Sam with Atlanta Heating, and they do an outstanding job.

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    Cinch Home Services
    Response from Cinch Home Services

    Keith- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. Thank you for being a loyal customer- Austin

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed Sept. 28, 2019

    HMS Home Warranty came with the house. When I submitted the AC claim, it was take care of promptly -- I was only without the AC for a day and a half. The AC is now working. I have used this warranty company for my disposal, too.

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    Response from Cinch Home Services

    Barbara, We do our best to provide a simple claim process for our customers and are thrilled to hear you’ve been pleased with the service you received. Have a great day! – Austin

    Customer ServiceRefunds & Payouts

    Reviewed Sept. 27, 2019

    I was told my AC unit replacement would be covered by the warranty but a certain amount. I agreed to pay that amount and sent in my claim. I was refunded thousands of dollars less than was told. When I disputed this, all they said was "sorry that wasn't communicated to you, nothing we can do about that". Now I'm out $4000.00 for a lack of communication. GET EVERYTHING IN WRITING. I also had trouble with the billing department when I renewed my contract before AC unit was replaced, they never charged my credit card for the monthly payments. Then they decided 3 months later to send a bill for the total of the contract.

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    Cinch Home Services
    Response from Cinch Home Services

    Trena, Thank you for bringing this to our attention. Like any home warranty, there are specific terms and conditions which apply to coverage. I have located your account and my team will investigate your claim and follow up with you personally. - Austin

    Customer ServiceClaims HandlingTechSales & MarketingPunctuality & Speed

    Reviewed Sept. 27, 2019

    I have worked with many companies and other home warranty companies before. HMS is by far the most incompetent company I have worked with. We did not receive timely service, we could not find a technician who would even work with them because the costs are so out of line with reality, no one ever followed up. We always had to call, the customer service reps did not know the processes, they couldn't even figure out what plan we had, we finally received contact information and then people who were specifically supposed to follow up and never did, we were never on the phone with the right department.

    We probably spent 10 hours on the phone trying to get our claim resolved. This was all in the middle of a severe heat wave, we were told our claim was expedited multiple times and that didn't seem to mean anything. They did not meet even the basic requirements or promises in their advertising. The amount of failures at this company is astounding - I did not have a good experience at any level of this process, nothing is anyone specific responsibility, everyone passed the buck.

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    Cinch Home Services
    Response from Cinch Home Services

    Stacey, I’m sorry to hear about the amount of effort you’ve put forth trying to resolve your air conditioning claim. If you still need help with your claim, please respond back with your full property address and my team will reach out to you personally. Thank you, Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Sept. 27, 2019

    I’ve had some good and some poor experiences with this company. I’ll start with what I like. The claims process is fast and easy and can be done online. The claims are approved quickly and a technician comes out promptly within a day or 2. The quality of the work that has been done has been good. Now for what I don’t like. I’m the last few months I’ve had claims for my washing machine and my dishwasher. The washing machine came with the house and is very old. The technician recommended replacement as it needed a ‘complete overhaul’ in his words. The company deferred replacement and opted to order parts and fix it.

    It took 3 weeks to get parts delivered and then another week to get the tech back out. So for a week, I had 3 very large boxes taking up my entire living room and for 4 weeks I had to haul my laundry to the laundromat. Finally the tech came back to fix it. I called the company to plead with them to replace it rather than being without a washer for a month, but they were very unsympathetic.

    Next my dishwasher went out. Again the tech came out and recommended replacement. Again the company opted to order parts and repair it. Again I had to wait several weeks for the parts. Finally the parts came in and the same tech returned to fix it. 5 hours later it was decided that it could not be fixed and would need more parts. The tech again recommended replacement. This time the home warranty company decided that the part it needed to be repaired was not covered under the warranty and so I was left with a broken dishwasher. So at this point I’m out the $125 deductible and the time I spent waiting for the parts, not to mention the many hours I had to wait for the tech (they give a 4 hour window) and the time he spent in my home. In the end I still have a broken dishwasher and a bad taste in my mouth for this company.

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    Response from Cinch Home Services

    Sophia- Thank you for taking the time to share your warranty experience. Our goal is to provide service in a timely and efficient manner and to ensure you receive every benefit of your warranty. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. It is clear that your experience was unsatisfactory, and if you would like us to review your claim further to determine if you received your full benefits please respond with the best time and number to reach you, and a member of my team will follow up with you personally. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 27, 2019

    I’ve always had a home warranty. There are several of those warranties out there but I liked the online reviews for HMS. I've been with them for four years and it's super easy making a claim. It’s all online and they would give me the phone number to the vendor in a matter of seconds. It’s very painless. So far, I've never had an issue with their contractor. Their professionalism has been excellent. I recommend HMS all the time. If there was a problem, they would always fix it. It has been a great experience.

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    Response from Cinch Home Services

    Donald, We are happy to hear that using our website has been simple and efficient. We aim to provide an excellent claim experience and appreciate your kind words. – Angela

    Verified purchase
    TechPunctuality & Speed

    Reviewed Sept. 27, 2019

    Cross Country's tech was very professional. He was a nice guy and fixed my microwave very quickly. He got the part and everything was taken care of beforehand. Overall, Cross Country is a good company. They're better than my previous provider.

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    Cinch Home Services
    Response from Cinch Home Services

    Lawrence, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that you’ve been pleased with our service. - Austin

    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 27, 2019

    Air compressor. Outstanding service, quick and on time. Customer friendly. The service advisor was attentive to my needs. The service advisor was timely and courteous. I was happy to see that this young man enjoyed what he did and stood behind his findings. Very please with the level of service I received.

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    Cinch Home Services
    Response from Cinch Home Services

    T Bennett- Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! – Dena

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 27, 2019

    When the garage door quit on me, HMS Home Warranty had more than one company come out. It ended up working out, but it took a little longer than what I had anticipated. The first company took about five minutes to diagnose the problem, then they ordered some parts, but there were some issues with the communication about when they were supposed to come back out. HMS ended up sending out another company and the second company was amazing. The tech was great to work with and he had the issue fixed in under an hour. I would use them again in a heartbeat. Everybody from HMS that I’ve worked with so far has been fantastic as well. Plus, submitting claims online was pretty easy.

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    Response from Cinch Home Services

    Miranda-Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 27, 2019

    It was very easy to do a service request with TotalProtect. I had a problem and I called, and they took care of it. They took information, and the next morning the people were at the house fixing what was broken. The claims reps and techs were very professional and courteous. The inside of the bathroom knob in the front room had stripped. The water was running continuously and they had to replace the inside and fix it. The tech brought the part to me, showed and explained to me what it was and said, “I need to run to Home Depot to get this part. I’ll be right back.” And then, he gave me my work order. It was good when the technician left. That’s been two months ago and everything is fine. I'm very pleased with TotalProtect. I would highly recommend them to a friend or a family member that are looking for a home warranty.

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    Response from Cinch Home Services

    Joyce–We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 27, 2019

    When submitting claims with TotalProtect Home Warranty, I make a phone call and get a recording and it all just works. Then, they contact me through email, tell me what to do, and I do it. Just this summer, I’ve had claims for both air conditioning units. A capacitor went out on one AC and it wasn’t cooling. The other time, the AC got hit by lightning and stopped cooling. So far, the techs have been great. I’ve been with other home protection warranty companies and TotalProtect measures up and succeeds. I’m real happy and pretty satisfied with them.

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    Response from Cinch Home Services

    Vicky- We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Angela

    Verified purchase
    Claims HandlingTechPrice

    Reviewed Sept. 26, 2019

    I like TotalProtect. I learned about them through my credit union and I looked at other companies as well but I went with TotalProtect because their price was good. Submitting a claim with them is also very easy. You submit your claim and the people come within a few days and fix your stuff. Usually I call in to them when I have a claim and I don't have any problem with their reps. They seem to get somebody out right away and everything is taken care of. They're friendly and professional, too. The techs who come out are very good as well. They know what they're doing.

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    Response from Cinch Home Services

    Marion- Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! - Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Sept. 26, 2019

    If you’re a homeowner and you have things go wrong, some of the cost could get really crazy. I’m retired. And when you’re on a limited budget, you gotta figure what you can and can’t afford. So, the warranty made sense. I was researching home warranty when we bought our house, and came across TotalProtect. I did some research with some friends that had it and did some checking, and went ahead and bought it. I've submitted a claim with TotalProtect over the phone and online, and everytime I’ve done it, it’s been fantastic. All the contractors that I’ve had through TotalProtect had been great. They had been very understanding, acted very quickly, did the job and were very professional.

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    Response from Cinch Home Services

    Al- We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Amanda

    Verified purchase
    Customer ServiceCoverageTechSales & MarketingPrice

    Reviewed Sept. 26, 2019

    I'm a realtor and I sell HMS warranties to a good majority of my clients. They are the preferred warranty company of the company that I work for. We dealt with others in the past but HMS works really well for us. Their product has been superior and we've got a good rapport with their sales manager. I also have their warranty in my home, my in-laws' home, and my daughter's home. Their reps always ask, "Who may I have the pleasure of speaking to?" which is always nice to hear. People in their position don't often get the nicest people on the other end of the line, but they're always very nice and professional.

    When we had an issue with our refrigerator, a tech came out and we paid the $100 deductible. But the problem reoccurred and we weren't happy with that. And when we redid the call, the techs couldn't get there for five days. Our refrigerator was leaking water so we ended up calling somebody not affiliated with HMS. When they got there, they told us that our refrigerator was under warranty and that there would be no charge or cost for anything. They knew exactly what the problem was and ordered us $900 worth of parts to fix the problem, but it didn't cost us anything. The company that HMS had sent out wasn't aware of any of this and they also didn't know what the problem truly was. It could be that it's a high-end refrigerator, a Sub-Zero, and they don't get that many calls to do service on that product. But for the most part, their technicians are very good.

    I also called in the other day for my garage door opener, but it turned out to be something that wasn't covered under HMS. One of the springs broke on my garage door and the garage door opener was what was covered, not any of the peripherals. Other than that, we'd recommend HMS Home Warranty. Everybody's microwave or ice maker goes out and sometimes those repairs are considerable. We simply tell clients that they need to get a warranty especially if the house is 10 years old or if the appliances are getting some age on them.

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    Response from Cinch Home Services

    Tom- Thank you for taking the time to share your experiences. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 26, 2019

    We had a home warranty when we sold our house and when we bought this house, we thought it would be a good idea to get one for peace of mind. The process of submitting a claim with HMS Home Warranty is easy and way easier than the phone system. I go online and I just click on what the issue is and file it that way. Some of their contractors are really good and some are okay.

    We had an issue with our current claim, which is for our pool pump. We pay extra for the pool pump and they couldn’t find someone. There are not too many who are close to us. The contractor was taking a long time. It had been over two weeks and I called him twice. He said that there was nothing he could do and that I needed to call HMS and see if they could expedite the claim. So I called and talked to somebody very nice. When she called him, he cancelled and said that he couldn’t do it anymore. We had to find somebody else, but when they sent me an email to tell me that they were gonna allow me to find someone, it didn’t come from HMS Home Warranty, it came from a person’s name so I missed that email for a few days.

    HMS is a worthy investment for our peace of mind and for unexpected cost. We know that we’re paying a certain amount per month and with a small deductible, we can have problems are taken care of, which is really valuable, especially if you’re dealing with an older home. Overall, my experience with HMS has been good and I would recommend it to friends.

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    Response from Cinch Home Services

    Rebecca, Thank you for taking the time to share your experience. We are happy to hear that overall you’ve been pleased with our service. We value your feedback about the email you received and will ensure it is provided within the organization so the proper corrections can be made. Sincerely, Amanda

    Reviewed Sept. 25, 2019

    My central air stopped working. I filed a claim online. I had an appointment within two days with Emergency Maintenance Company. They came to the house, assessed the problem and fixed it. They were professional and nice and had my unit up and running in 30 minutes. I am very pleased with my home warranty and with the people at Emergency Maintenance Company. I will recommend both of them to my friends and family.

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    Response from Cinch Home Services

    Mitchell, We do our best to provide a simple claim process for our customers and are thrilled to hear you were pleased with the service you received. Have a great weekend! – Christine

    Customer Service

    Reviewed Sept. 25, 2019

    I have a contract with them that I purchased as "Sears Home Warranty" that covers appliances. I placed a claim for a refrigerator repair. In summation, 5 service calls on-site, 42 phone calls, hours on the phone getting the runaround to the point of absurdity and a total of 9 months timespan and I still have the same problem with my refrigerator. They have not followed up with one commitment they have made. I even submitted a Google review and they answered that they would like to follow up on my poor review so I sent my info to the email they gave me...surprise, never heard from them. DO NOT DO BUSINESS WITH THEM!

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    Response from Cinch Home Services

    Patti, I assure you this is not the level of service we intend to provide our homeowners with. I have located your account and my team will follow up with you personally as soon as we can. Thank you for bringing this to your attention to rectify your claim experience. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 25, 2019

    Filing a claim with TotalProtect is a smooth experience and although the service depends on the contractors, by and large, I haven't had any issues in that area. My most recent claim with them has been very good and things have been working normally since the contractor came. I would recommend them.

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    Response from Cinch Home Services

    Jeffrey- Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! – Christine

    Verified purchase
    Claims Handling

    Reviewed Sept. 25, 2019

    I bought my house through a mortgage company and they told me about HMS. I went with HMS because that was what they preferred because that is one of the better ones, so I didn’t argue. Submitting claims have gone pretty flawless. I called to submit a claim for an AC unit that stopped working and that went very smoothly. The rep I spoke with was very pleasant and the next day, a guy was out to fix the issue, which turned out to be the capacitor. He was very wonderful. He even checked the fluids and did a few extra things I asked him with no questions. I was surprised with HMS. Most of the time, you hear bad things about some of the companies, but HMS is great.

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    Response from Cinch Home Services

    Noah, We aim to provide a smooth claim experience, and we’re happy to hear we’ve met our goal. Thank you for taking the time to share your experience. - Dena

    Verified purchase
    TechPunctuality & Speed

    Reviewed Sept. 25, 2019

    I researched about TotalProtect and decided to go with them. It’s been several weeks ago now that I filed a claim. We talked, and got the repair scheduled, and everything went as good as it could have went. It was late in the day when the contractor got here and it was raining. It was hot and it was nasty, and they never bothered them out. They jumped right on the problem, fixed it and never looked back.

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    Response from Cinch Home Services

    Anthony- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. - Amanda

    Verified purchase
    Claims HandlingCoverageTechRefunds & Payouts

    Reviewed Sept. 25, 2019

    I filed an online claim with HMS Home Warranty when my garbage disposal was leaking and the process was fairly easy. The garbage disposal was replaced and my husband watched the tech do it. Apparently, it was easy to do. But initially, it wasn't super clear to me that I had to submit a claim before I had work done because the packet that they sent when I signed up looked like a brochure and it was really easy to throw it out that way. So, I had some other work done that would have been covered, but I didn't know that that was the process I had to follow so we ended up paying out of pocket. It was not a huge deal, but it was a little confusing for me to begin with. Other than that, I would recommend HMS.

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    Response from Cinch Home Services

    Daisy- We are pleased to hear you have been satisfied with your HMS warranty. We apologize for any confusion you had regarding the claim process. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 24, 2019

    I have been filing claims online with TotalProtect and I haven't had any problems navigating their site. They send out a technician in one or two days and so far, I've been happy with them. But the last people who came out for my garbage disposal didn't take checks and if I use a credit card, I had to take a fee, which I felt was totally wrong. They wanted cash which was very tacky. Still, the quality of the work has been good.

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    Response from Cinch Home Services

    Lachlin- We appreciate you and strive to make managing home repairs easy and we are glad to hear we have delivered. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for your feedback! Sincerely, Dena

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 24, 2019

    I talked to a friend a couple of years ago who used HMS Home Warranty and I also got a warranty from them. I own an old house and getting a warranty was a good idea because things were liable to go wrong. And I’ve been right. Submitting claims with HMS goes fast and is not a hassle. I tell them over the phone what the claim is and they give me the number of the repair shop. I then have to call the repair shop and set up the time. The techs have also been very good for the most part. When I had a problem with my refrigerator's icemaker, I had to use three different companies and unfortunately, the first two couldn’t fix it, which was a bit troubling. But it worked out fine with the other people who came out to work on my whole AC system.

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    Response from Cinch Home Services

    Joseph- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. - Angela

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 24, 2019

    I’m pleased with HMS Home Warranty. Thus far, I have no complaints with everything they do. Usually, the reps would bill the service, but I've resorted to making claims online since it’s easier for me. Their technicians have been great and when they have to replace things, it has been fine.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience, Reginald! I'm glad to hear that you’ve experienced the benefit your home warranty provides. - Christine

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 24, 2019

    I wanted to make sure I have someone to call when I have problems with any type of appliance or whatever in my home, and my friend referred me to TotalProtect. My friend had no problems with them, so I assumed I wouldn’t have any problems either. But initially, I had problems with some of the reps. I would talk to them and it wouldn’t be nice and they gave me a name that wasn’t even the right name when you call it up. But that was in the distant past. Also they went up on my rate. I had a few claims last year and they went up on my deductible. Sometimes you have a few things that go out around the same time. And sometimes you go for years and don’t have a problem, but as soon as you take that year, it have multiple claims that go off. So, I didn't like that experience. But other than that I've had no problems the past two years. I would recommend TotalProtect to a friend.

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    Response from Cinch Home Services

    Dear Jocelyn- Thank you for taking the time to share your warranty experience. Our goal is to provide our customers with fast and reliable claim resolutions. We are sorry to hear some of your interactions with our customer service team has been less than satisfactory. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer and referring your friends. Sincerely, Dena

    Customer ServiceSales & Marketing

    Reviewed Sept. 23, 2019

    This is the biggest scam out there. DO NOT BUY A WARRANTY WITH THIS RIPOFF COMPANY. Nicholas the customer service manager is rude and completely unhelpful. I am posting this review to save you a lot of frustration and wasted time dealing with incompetent morons. BEWARE!!!!

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    Response from Cinch Home Services

    Jeremy, I am sorry to hear that this was your experience. This does not sound like the service we aim to provide our homeowners with. We would definitely like to investigate and address your concerns. I have located your claim and a member of our team will investigate and follow up with you personally. - Austin

    Verified purchase
    Customer Service

    Reviewed Sept. 23, 2019

    My experience regarding establishing a service request was very good. However I called back with an additional question, and was advised that the information I requested was not available to customers. I was told to call my service provider and have them call HMS, to get the answer to my question. That seems ridiculous. I pay my premium each month plus a deductible, why can I not receive answers to my inquiries? My question was: is reconnecting a dryer vent hose covered under my plan?

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    Response from Cinch Home Services

    LaVera, Our customers are our top priority, and we are pleased to hear you are overall satisfied with our service. We appreciate your feedback and will ensure it is provided back to the appropriate department to better our customer satisfaction. Thank you for taking the time to share your experience. If you would like to discuss what coverage is provided by your warranty agreement, please respond and we will have an agent follow up with you directly. Sincerely, Angela

    Coverage

    Reviewed Sept. 23, 2019

    Aside from the high deductible and annual cost of the service, they are extremely picky with what they actually cover in the policy. I had an Air conditioner leak in the house... wouldn't cover it. I had my garage door go out... wouldn't cover it. Better to save the money you would have put towards the policy in a bank account for a rainy day. That way when you get an unexpected surprise in your house you don't get another one when your warranty company declines to help.

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    Response from Cinch Home Services

    Adam, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items/conditions that may not be covered. Our records indicate that upon calling into place your claim on your garage door opener you were advised that the springs are not addressed. The cleaning which was completed on your drain line is also not addressed per your terms and conditions, your warranty only addresses mechanical failures which occur due to normal wear and tear. If you would like for my team to follow up with you personally, please respond with the best time to reach you. Respectfully, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 23, 2019

    When I submitted a claim with HMS Home Warranty, the customer care rep that took the call was professional and efficient. She almost didn’t have the answers and was a bit short, but she did what she was supposed to do. The contractors were great. They kept me in the loop a couple of times during the day and they finished the work in good time. It was a very good. I couldn’t have been happier.

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    Response from Cinch Home Services

    Elton- We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Sept. 23, 2019

    So far, everything is going good with TotalProtect. There was a little confusion with the last repair thing I had done on my refrigerator because they didn’t interpret it correctly, and then it took a long time. They ended up covering it and getting the part, but it took weeks, which I wasn’t real thrilled. It took that long that I was without a refrigerator. I think it being the refrigerator, they should have responded a little quicker or moved a little faster on resolving it and replacing it. Having to go several weeks was a bit much to ask someone to wait for something like that.

    Initially, I called TotalProtect and then it was almost a week before they could get someone to come out. Then when they came out, they said there was a part they had to order that took three to five days. And after five days, I called. That was when TotalProtect told me, “Oh, well. They don’t make that part anymore so we’re trying to find it through our network.” When I called back a few days later, they said they don’t make that part and it’s not warrantied, and they were classifying it as not the circuit board. They were classifying it as just some little valve, and that was not what was broken. It was the circuit board. So then, another week went by, and then they finally get the part to the guy that was trying to repair it.

    When I had called the customer service, the rep did plain out told me, “I’m not a technician.” She was just reading back what it said and she kept saying it was the flapper valve or something, and it’s not covered. And I said, “Well then, what is my warranty for?” Then when I called the people that actually came out to repair the fridge, I said, “Well, they’re telling me it’s just a flapper valve and it’s covered.” And she said, “No. I put on the form, it’s the circuit board that does that. But it’s the circuit board that’s broken and that’s what I put in my thing.” She went, “I’ll resend it again and underline and embold it, and make sure they understand that.” So, that was the only part that was a little frustrating.

    Other than that, processing a claim is not hard at all. And for my other claims that I’ve had done, they moved very quickly. Usually, somebody calls within the 24 hours, and then somebody’s usually out here within a day or two. It’s just this one, for some reason, that didn’t work that smoothly. Hopefully, that was just a fluke, and it won’t happen again.

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    Response from Cinch Home Services

    Lisa- Thank you for taking the time to share. We apologize for any inconvenience you have experienced. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 23, 2019

    My son lives away so I basically live by myself I have insurances on just about everything and I got TotalProtect warranty just to keep me from having to bother people when I need assistance. I call in whenever I have a claim and so far, my interactions with their reps have been fine. The only unique experience I've had was when I called the Sears people. They didn’t charge me anything because the appliance was new. And so, I didn’t have to give them what I usually give the technician when they come. Everything has been done very well to my satisfaction. Now, my son who used to go on YouTube and ordered everything from Amazon to fix his appliances now has a TotalProtect policy.

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    Response from Cinch Home Services

    Leola- Thank you for providing your feedback. Our goal is to provide homeowners like you with timely and efficient repairs and we are happy to hear we have delivered and you have referred your son to Total Protect. Thank you for being a valued customer. - Dena

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 23, 2019

    I did a claim last year, which was okay. But I did a claim this year and it was not okay. Back in July, I called HMS Home Warranty for an air conditioning problem. The unit had gone out a month after I had it installed and I had gotten stiffed on the unit because the company went out of business. The unit was still under warranty, but I had no way of getting in contact with the people, which I kept calling. So I called HMS to see if they can at least give me some relief.

    The tech who came was shy and really timid. When I explained the issue to the guy, he said that I need to call the air conditioning company back. I asked, "If the company is no longer in business, who am I calling?” He said that the unit is under warranty and that he couldn't touch it. I said that I understood that, but I was willing to break the warranty, which was why I called. It was 100 degrees outside and I needed air. He didn't have that customer service. But he gave me Freon to pacify me. There were three things wrong with the unit and Freon was the least of my worries.

    Before he left he asked if I had cash because he didn't have a square to run the credit card. I said that I didn't, but I could write him a check. He said okay. After that, I kept the company in mind so if I file another claim, I didn't want that company. He got me up and running for another three weeks. Then, I went outside of HMS and called an HVAC company and got the air conditioning fixed.

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    Response from Cinch Home Services

    Lisa, We are sorry to hear that your interaction with one of our service providers was less than satisfactory. If you still need assistance with your claim, please respond with your full property address and the best time to reach you and my team will reach out to you personally. Sincerely Angela

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Sept. 22, 2019

    I’ve had TotalProtect for a long time and the experience has been good except for one claim. TotalProtect wouldn’t cover getting the furnace replaced because the service company installed it incorrectly and didn't take out the fire vent. And you weren’t supposed to put a fire vent on that furnace and they didn't say anything about it to me because the furnace wasn’t rated for a fire vent that they put in and yet they installed it.

    And then we had all this gas condensation and gas coming off of the fire vent because it wasn’t working. And since our bedroom is above that room, we could’ve not awakened one morning. It took TotalProtect about three or four months to tell us they weren’t gonna change the furnace. So, that was not a good experience, but all the other claims over the years had been fine. The claim process is easy enough. Once you call in, you get the service provider. There was one situation that I had that TotalProtect didn't have a service provider and couldn't provide one in the area at this point. We got that worked out somehow. But 95% of the time, the experience has been fine. They’ve been perfect.

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    Response from Cinch Home Services

    William- Thank you for taking the time to share your experience with us. Our goal is to provide homeowners like you with reliable service. We regret to hear your furnace claim did not go as you expected. Thank you for being a valued customer! Christine

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 22, 2019

    The guy that HMS sent to fix my HVAC was a very nice and competent guy. But he had to come back a second time after I called HMS because we thought we had it fixed, and then it went bad after he left. The unfortunate timing is they only come to this area for air conditioning two days a week so he had to wait a week to come back out here. It was during the hottest period at the time, but that wasn’t his fault. He went over and above what he had to do because of the location of my compressor. I was totally satisfied with him and I'd recommended HMS.

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    Response from Cinch Home Services

    John- Thank you for taking the time to share. We apologize for any inconvenience you have experienced. Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 22, 2019

    HMS Home Warranty sent out one company when I submitted a claim for my dishwasher. It was really easy to set the thing up. When I talked to them, they were very nice on the phone, responsive, friendly and resolved the issue. The first time, the service provider came quickly. They were supposed to call me back because they said they needed to order a part, but they never got back to me. They said it could take up to 10 business days, so I waited for two weeks and nobody called me. I started calling around and had to play detective to find out that I needed to call another provider. He was out a few days ago and now I’m waiting for another part because he said he saw something else wrong with the dishwasher. Maybe the first company wasn’t able to figure out the real problem because he said that they never reported back to HMS what the problem was.

    The only thing I wanted was for somebody to call me and say that the first provider was not able to resolve the issue and that they were gonna assign me to somebody else. I would've been happy, but nobody did. Doing the claim online is easy, but I needed some extra information about a claim already. I didn't wanna write an email and wait for 48 hours for somebody. I wanted to speak to somebody, but it was very hard to find a phone number. I found that that was difficult no matter who you wanna try to get a hold of.

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    Response from Cinch Home Services

    Dear Tove- We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. If you have any questions or concerns, please respond to this message and we will follow up with you. Thank you! – Dena

    Verified purchase
    TechPunctuality & Speed

    Reviewed Sept. 21, 2019

    Our older HVAC system has had a few issues over the last 3 years, but HMS has come to the rescue each time! Vendors have been fast and friendly, and we've been more than satisfied with the work performed. If you are buying a resale home, I would strongly recommend having a home warranty from HMS.

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    Response from Cinch Home Services

    Luis, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide peace of mind. Have a great day! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 21, 2019

    Sometimes, it takes a while for the mechanics sent by TotalProtect to get here. Like the last claim, it took them a week. But it was the summertime and everybody’s busy. When my air conditioner was not working they thought it was one thing, but they put some Freon in it, and then, they came back. That was on a Friday. They came back on a Monday and found out what was actually causing it, and they fixed it. So far, it’s working fine.

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    Response from Cinch Home Services

    Louis- Thank you for taking the time to share. We apologize for any inconvenience you have experienced. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 21, 2019

    My husband and I are both real estate agents, and we’ve had a lot of buyers that have used HMS in the past transactions that we’ve done over the last 12 years. I usually submit a claim over the phone and the reps give us a window of time when they put the contractor in contact with us. In the latest instance, we had an issue with the air conditioner. Within 24 hours, we were contacted by the contractor, they came out, they fixed it, and everybody’s happy and moved on down the road. It was all good. Overall, it seemed like any time we had an issue, it was resolved. We recommend HMS. I tell people, “This is what we have on our personal home. And we’ve never had any issues with HMS at all.”

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    Response from Cinch Home Services

    We appreciate your recommendation Todd! Thank you for taking the time to share your overall experience with HMS. Our main goal is to provide efficient claim resolutions, and we’re glad to hear we have met this objective. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 21, 2019

    Submitting a claim to HMS Home Warranty has been simple. When I called them, they had a whole automated process. They gave me the name and number of a local vendor here who I called. The vendor came out and I paid my deductible to them. And then, they had contact with HMS and they figured everything out. The interaction with the tech was good but the interaction with HMS could be improved as all contact came through the vendor. They would talk to HMS and they would tell me what HMS was gonna do. It would have been nice to get a phone call from HMS and tell me what they were gonna do.

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    Response from Cinch Home Services

    Dear Nicholas - Thank you for taking the time to share. We apologize for any inconvenience you have experienced. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 21, 2019

    The lady that I bought my house from was a member with TotalProtect, and she was very satisfied with them, so I just rolled it over. I liked it when I do my claims over the phone with a person versus doing it online, just because of the information that they need and having to look for it. When I did it online, I got one kind of confirmation back, and then when I actually got a firm confirmation, it was a different company. That was the online experience that I wasn’t wild about. But overall I’m very satisfied with TotalProtect. The tech they sent diagnosed the problem and did what needed to be done to fix the problem. My monthly fee is also reasonable. It doesn’t hurt my pocket. When it started out, my copay when somebody came out to work on something was a lot less. I like that better. But times change. Prices go up.

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    Response from Cinch Home Services

    Renee- Thank you for taking the time to share. We apologize for any inconvenience you have experience using our online services. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Angela

    Verified purchase
    CoveragePunctuality & Speed

    Reviewed Sept. 20, 2019

    Unit running but not cooling. Was low on Freon and needed a new coil. Service rep sent responded quickly, arrived when he scheduled. He was neat, clean and courteous. He was able to quickly diagnose the problem and get unit to begin cooling promptly. He then went beyond that to diagnose the reason for the Freon loss and schedule with you the part replacement. When he returned to install the new part he covered the walk area to the system assuring the carpets and floors were protected and cleaned up the work area completely on completion of the repair.

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    Response from Cinch Home Services

    L Thomas Jones- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. - Amanda

    Verified purchase
    CoveragePrice

    Reviewed Sept. 20, 2019

    I have had this extended warranty on the past two houses/5 years. It is an excellent warranty and I make sure to keep it up every month just in case it's needed. Is definitely worth the money. Some things they have covered and some things they have not but it's definitely been worth it price-wise for me and my family.

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    Response from Cinch Home Services

    Floyd- We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Christine

    Customer ServiceCoverageTech

    Reviewed Sept. 20, 2019

    Not only have they stopped covering the basics - a plumbing leak, speaking to a real person is impossible. When you do manage to get a repair started, no contractors want to work for HMS. Communication between HMS, contractors and homeowner is a joke. Worst. Warranty. Ever.

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    Response from Cinch Home Services

    Carro- I am sorry that we had disappointed you. We aim to provide an effortless claims experience and it is apparent that we missed our goal.Should you like further assistance please respond to this message with the best time to reach you. Thank you- Angela

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 20, 2019

    My air conditioner went out and the same day I called. They gave me a number to call and they were here in an hour to fix it. It was something quick. Within a half an hour of their arrival we were feeling cool air once again. I rate them 5 stars.

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    Response from Cinch Home Services

    Oluwa, We do our best to provide an easy claim experience for our customers and are thrilled to hear you were pleased with the service you received. Have a great day! – Christine

    Verified purchase
    TechPunctuality & Speed

    Reviewed Sept. 20, 2019

    HMS provided us with a local contractor who came out and repaired our unit in less than 30 minutes. The contractor was even great enough to come out on a holiday. It was 90 degrees and we had no A/C and a baby at home. Work was done promptly and professionally.

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    Response from Cinch Home Services

    Michael, We aim to deliver quick and reliable service, and understand how stressful these type of situations can be. We’re pleased to hear the provider was able to get this taken care of right away. Thanks for sharing your experience! Sincerely, Austin

    Customer ServiceTech

    Reviewed Sept. 20, 2019

    Refrigerator bought in Spring in 2018 new. Went down for 4-5 weeks in May 2019. Failed computer board. Down again Sept. 2019. Hours of phone time to get an initial service visit. 2nd opinion required for the repair, in almost 2 weeks. That's just to get someone here to look. Add more time if they order parts, and then reschedule another tech to the house. Was told that they do not have enough network techs to do the service calls. My case is elevated to emergency with 7 children in the home, wasting money on food loss, can't keep perishables in house, and their since of emergency does not compute with me. My experience and opinion is that this is a low quality poorly operating warranty service program that does not have enough techs. The way this is going...I should have never bought this warranty with Cross Country/Sears.

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    Response from Cinch Home Services

    Kurt– We are sorry to hear of the problems you experienced obtaining service. We aim to provide each of our customers with quick and efficient service, and it is apparent that we missed our goal. We've located your account and will review your claim. A member of our team will contact you once the investigation is complete to address your concerns. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 20, 2019

    HMS Home Warranty is a solid service. So far, they’ve been responsive to any calls for maintenance and their fees are low. Submitting claims to them has been straightforward for the most part. Sometimes it would be better to speak to a representative over the phone instead of using the online portal. But it’s convoluted on the phone to get to an operator. The last time I tried, I was trying to cancel a service and I had not been able to get through to them on that. As for the technicians, they have been knowledgeable and professional.

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    Response from Cinch Home Services

    John, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. We are sorry to hear that your experience with the online portal and phone system was less than satisfactory. We are working daily to improve all processes, and appreciate your feedback. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Sept. 20, 2019

    TotalProtect was already with my home when I purchased it. I've been protected with TotalProtect since 2010. I never had a problem when submitting claims. I haven’t had to submit a lot of claims, but whenever I called, they had somebody usually out the next day. I had a claim once for my water heater that wasn’t producing hot water. I had a claim for my refrigerator when the icemaker wasn’t working. Then, I had an air conditioner claim, and it was a big one. They kept coming out and would keep replacing the parts, and my father ended up purchasing another one because my unit was very old because my house is older. My house is from 1990. I've had my air conditioner replaced in 2013 and they did come out to fix it right away, and the guy was able to do it, which brought the bill down. And then, it stopped cooling.

    I've always had very nice people that came here. But I had a problem with my other refrigerator. It wasn’t cooling and the freezer froze up completely where the whole thing was full of ice. So, the guy came out right away, and he said, “I don’t think we can get the part for it but I'll put the request in and we’ll get back to you in a day or two or three days.” So, we did that. They told me that they had scheduled him to come back and he would install the part that I received. So, I called back and told them I didn’t receive any part. So, this went back and forth. Sears was the people that they sent out. And then, the guy was supposed to come, but I kept canceling, and I said, “I don’t have the part. Nobody shipped me a part.” So, then the Sears guy said, “We're not sending him anymore. We're canceling you out. You have to call the warranty people back. And the reason is because we can no longer get this part ‘cause the refrigerator is an older one.”

    I called TotalProtect back and it was very difficult to get through. To try to get a human is really the most aggravating part because they would say, “Well, we have your number listed and you're scheduled for an appointment or you're working with such and such. They did not receive the part, so they'll contact you.” However, when I finally got somebody, she helped me. She was a manager and she was phenomenal. She was on top of her game. I really liked her. Once I got her, then I was in the clear. I trusted her completely.

    I would still recommend TotalProtect. The thing was if the Sears people would have contacted the protection agency, they would have gotten the part because they were able to get it. So, when they sent another guy out, he came right away, and he said to me Sears did not go through them. He said, “I don't know what they did, but they probably looked on their own.” And in fact, they did get it, but they shipped it to his company where he worked out of Northern Florida. So then, they had to ship it back down here, which he told them to ship it down here, but they didn’t. They shipped it up to where he works. So, after a long time, I finally got it, but it was his problem. So, he worked out that he was having problems at home and that was why he was not able to get here.

    I told him I was disappointed because I really liked him. And I said, “All you had to do is be in contact with me and I would have been fine, but you avoided me, and that’s where I was on the phone constantly with the woman who was helping me out." This has been three and a half weeks, which finally, he did come. So, it was resolved. I was gonna call TotalProtect because I couldn’t get an answer and I was getting kind of aggravated. I couldn’t get through and get in the machine until the girl was able to help me. And once that happened, everything was fine.

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    Response from Cinch Home Services

    Mary, Our purpose is to meet your needs always. We thank you for sharing your experience with us and hope to have you as a customer for years to come. Sincerely, Angela

    Verified purchase
    Customer Service

    Reviewed Sept. 20, 2019

    HMS Home Warranty has always responded well, but I can never get a person on the phone. It’s always automated, which I’m not a big fan of because sometimes it doesn’t send you to the right places. I’d like to talk to a person sometimes. It has been years, but when I talk to them, they’ve been nice. A couple of years back, Lowe’s came out and I asked to never have them come out again. But the air conditioner person and the refrigeration person were good. Plus the people I’ve had for other stuff have done wonderfully. The only thing that HMS isn't good at is when it comes to the end of the year and I need to renew. They don’t give me much or remind me. I almost forgot a couple of times and had to switch over, which I didn’t like. But I've already recommended them to friends.

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    Response from Cinch Home Services

    Jody- We appreciate you and strive to make managing home repairs easy. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer!- Dena

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 20, 2019

    TotalProtect Home Warranty has been reliable. They help us a lot. Their online process seems to be thorough and there's usually a quick response. The reps I've spoken with answered my questions and they resolved the issues. The technicians who have come to our house were very responsive and very professional. They recommended local guys. The latest claim I filed with TotalProtect was for a refrigerator. The ice wasn't coming out of the icemaker. The tech came by to assess it. He had to get a part, came back and it was finished in less than a week.

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    Response from Cinch Home Services

    Rene- We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Angela

    Customer Service

    Reviewed Sept. 19, 2019

    I have been without a washing machine for 5 weeks. Every person I speak to at HMS tells me something different. The people I have spoken to are completely incompetent and speaking to a supervisor is practically impossible. Each person I talk to just tells me what they think I want to hear to get me off the phone. I have wasted countless hours on the phone, on hold and waiting for deliveries that never arrive. Worst customer service I have ever experienced!

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    Response from Cinch Home Services

    Cyndi - We truly apologize for the inconvenience you experienced. Our records indicate that a member of my team is working on your claim and will be in contact with you shortly. - Amanda

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 19, 2019

    HMS warranty response was good. We had 3 service requests (all HVAC). I don't think the contractor would be one we would use again. He didn't fix the problem the first time so we had to make a second service request.

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    Response from Cinch Home Services

    Nancy, We do our best to provide quick and reliable service, and appreciate the feedback about the service provider assigned to your claim. Please let us know if you’re in need of assistance so we can reach out! Thanks, Dena

    Verified purchase
    Customer ServiceCoverageSales & Marketing

    Reviewed Sept. 19, 2019

    When I got my mortgage, I got a letter saying that my house is 25 years old and that it was time that I would want to probably carry this insurance. And that’s what I did. I’ve had nothing but good experience with TotalProtect and have told my family and friends about them. I have a friend who had them, and he’s never had a complaint about them. He said his air condition got fixed by TotalProtect. My nephew, on the other hand, when he just bought his house, the real estate agent bought a year’s insurance. When his furnace went out, it wasn't covered. I kept telling him to drop his insurance and go with TotalProtect.

    I promote TotalProtect to everybody. I have clients all over United States and I tell them because it’s not something that is advertised to be one thing and then turns out to be something else. It’s like what they say is what they do. So, it’s a very good service. One time, I had a problem with my furnace and I called again. I liked the guy that they had originally sent. I asked if I could have the same person because I was familiar with him versus just strangers. The rep looked it up and that was who she called, and that was who came back. So, you get personalization kind of customer service from them.

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    Response from Cinch Home Services

    Elizabeth –We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Christine

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 19, 2019

    I called a claim for my AC in, and the HMS Home Warranty reps were very professional. The contractor came in, looked at the issue, and ordered the parts. Then they came back after about three weeks to replace the whole AC.

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    Response from Cinch Home Services

    Harold- Our ultimate goal is to provide homeowners like you with an effortless claim experience and make managing home repairs easy. We are glad to hear our customer service has provided you with excellent service. Thank you for being a valued customer. Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 19, 2019

    Customer service at Cross Country was timely, appropriate and efficient. I usually, submit claims to them on the phone and I'm always given an expectation when I should expect my contractor out. The techs who come provide good service.

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    Response from Cinch Home Services

    Richard, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs. Thank you for taking the time to share your experience with us. - Christine

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed Sept. 19, 2019

    HMS Home Warranty was provided to us when I bought the house and since I had a good experience with them on the first year, I kept them. But HMS has gone downhill in their service. Typically, they have been very good about finding providers to work things but this last year was not a good experience. I had a recent claim that HMS managed very poorly for me and I went for a month without a working refrigerator.

    They had a contractor come who said this brand of refrigerator couldn't be fixed by a regular technician and it had to be somebody that was familiar with this very specific brand. The technician informed HMS and I had to reopen. They sent another technician who said he could work on it. While the first technician did not take the fee, I had to pay the second one but I should not have to pay. Then, I went back and forth on the phone with them. They finally told me they couldn't do it and that I had to go to the specific brand. But HMS should've given me back my money. They should also screen the contractors to make sure that they have them and that when they get a service, they should not close it before it's complete. But they were not listening and I had to tell them that the claim was not closed. That did not make me happy.

    Also, I used to get more of a human being when I put in a request. Now, it's a little more automated and takes a little more time to get through. Their call center isn't as good as it was two years ago. They should go back to what they had two years ago. They were also really good about checking in with me before. Now, they need to be more hands-on and run interference for us. Up until this claim, I've had great experiences with HMS. We had a claim for the HVAC and HMS did great. I also had a claim where the wiring was on the inside and the outside and they told me they're not gonna cover the outside. But they got some of the stuff. Now, I pay more for more service but I get less. It cost money and it hit me in the budget quite a bit. I'm still under HMS though and I'm not gonna leave them.

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    Response from Cinch Home Services

    Margot, I’m sorry to hear of the amount of effort you’ve put forth trying to resolve your dishwasher claim. Our records indicate that since this review, you have been in contact with a member of our leadership team. We regret any confusion or misunderstanding of the coverage provided. Respectfully, Austin

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Sept. 19, 2019

    There was a promotion for TotalProtect through the credit union, I got their warranty, and I've had them for going on 3 years now. When I submit a claim, I speak to somebody and then I have very good interactions with the technicians sent. 2-10 has very good service and I'm impressed by their quick response.

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    Response from Cinch Home Services

    Dale, Our goal is to make managing home repairs easy, and we’re delighted to hear that you were recommended through your credit union. We hope to have you as our customer for many years to come! Sincerely, Austin

    Verified purchase
    TechPunctuality & Speed

    Reviewed Sept. 19, 2019

    Each time I had an issue, it was taken care of by HMS. The last time was pretty great. I had a claim was for an air conditioning unit. It was 100 degrees here every day and they sent someone out on the same day. Also, the tech that came out was very knowledgeable. He listened to the unit and he was able to say what he thought the issue was and when he took the unit apart, that was what it was.

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    Response from Cinch Home Services

    Sharon, We aim to provide efficient service and repairs, and we are happy to hear that you were pleased with your visit. Thanks for sharing! – Dena

    Customer ServicePunctuality & Speed

    Reviewed Sept. 18, 2019

    If you are looking for a home warranty company, don't pick Total Protect. They determined 3 weeks ago that my washer could not be repaired and would be replaced. I am still waiting for the replacement. Was scheduled for delivery yesterday between 11a-4p... got a call said the driver would be about an hour late... got another call at 7:30 pm said the truck broke down. Still no call today to reschedule ... don't know when they plan to deliver. Just waiting ... oh and no one at Total Protect seems to care... still waiting. As soon as the new washer is delivered and installed, I'm finding a new home warranty company. Total Protect IS THE WORST!

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    Response from Cinch Home Services

    June, I’m sorry to hear that you’ve experienced problems with the delivery of your new clothes washer. I have located your account and will complete a thorough review of the order to see how we can expedite the delivery of your new washer. Sincerely, Austin

    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed Sept. 18, 2019

    I was provided this home warranty with the purchase of my home a year and half ago. I have yet to have a repair take less than a week. This included an inside water leak that they repaired and then failed and the original contractor had to come repair it and it took the better part of 10 days for them to come fix their bad repair (we were emptying buckets of water every several hours). Another water leak and it was going to take over a month for someone to "be able to look at" so I found someone and they began the repair that day. I paid for that repair out of pocket and HMS reimbursed me.

    I have an active claim with them as I have no hot water (water heater leaking internally diagnosed by a very reputable plumber) and I have no doubt I will be without hot water for the weekend....I am sure it will be much longer as is their track record. I will pay for this repair and go for reimbursement from them. I have asked for them to approve my independent contractor (per Section 3, Paragraph 3 or their contract) but they have refused. I would much rather have coverage otherwise than deal with this fly by night company.

    Not to mention you do not get anyone in the States. They outsource all incoming calls and their outsourced employees do not comprehend the English language very well. When asked to speak with someone in the States it takes well over 10-15 mins to be transferred. Was transferred to a supervisor David in Anderson, SC who in turn transferred me to Katina (I have her id no but don't feel it is necessary to place it here) who basically informed me that they will do nothing but send out a substandard independent contractor (with worse reviews than this) to look at my appliance....I have little faith based on their track record with me. When I asked if there was a direct number to reach the SC office she said no, shocking at best. Please step away from this home warranty company at all costs.

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    Response from Cinch Home Services

    Debbie, I'm sorry to hear about the delays you have experienced during your water heater claim. The service you've received is definitely not the level of service we aim to provide. We’ll be glad to look into your claim to see how we can help expedite the resolution. My team will review and contact you back directly. Sincerely, Amanda

    Customer ServiceClaims HandlingTech

    Reviewed Sept. 18, 2019

    We've used HMS for the last few months and have had 3 claims that went really well -- it was easy to make the claims online and the contractors did good work. We've been very pleased. However, with our latest claim (a dishwasher leaking water), using the website to make the claim has not worked for over 24 hours. When I finally tried to do it by phone, I had to talk to two different people. Both were hard to understand and I'm still not sure whether my claim has actually been received. So while I've been very pleased with HMS so far, this experience has given me pause and I'm still not sure how to resolve my issue -- would love some help!

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    Response from Cinch Home Services

    Adam, Thanks for providing your feedback! We are happy to hear that placing a claim using our website has been easy, and that you’ve experienced the benefit your home warranty aims to provide. We’ll be glad to reach out to you regarding your claim. Please respond with your full property address so we can locate your account and we’ll follow up with you personally. – Dena

    Verified purchase
    Tech

    Reviewed Sept. 18, 2019

    My claim for my Straight Cool - Split System was initially filed in early August. I have had 3 visits to fix it. It was fixed the 1st time, but only worked 1 day. The 2nd visit said it couldn't be fixed. The 3rd visit said needs a new info panel installed. Now I need a company to come out and replace the unit information plate so that the repairs can continue. I have been happy with the technicians this is just taking too long in the SC summer!

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    Response from Cinch Home Services

    Tory, I’m sorry to hear that you’ve had multiple visits in order to repair your air conditioner. If you still need assistance with your claim, please respond with your full property address and the best time to reach you and my team will investigate and reach out to you directly. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 18, 2019

    I submit claims with HMS Home Warranty over the phone and my interactions with their reps have always been brief and to the point. Their contractors have been very professional. I feel good about the quality of the work they've done and I'm confident that they wouldn’t have to return. When my air conditioning unit had a leak, they did a minor repair and resolved the Freon. Everything has been wonderful since then.

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    Response from Cinch Home Services

    Cindy, We’re delighted to hear you’re pleased with our service, and appreciate you sharing! Have a great day! - Austin

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Sept. 18, 2019

    I've been with Cross Country for about six years and so far, my coverage plan seems to be fine and have never had anything that was denied. If I have a claim, I normally call it in over the phone and they would give me a claim number. Sometimes, they’ll assign the repair person or company, right then and there over the phone. They’d tell me the name of the company and give me the phone number. They said that I can wait for the company to call me and so that it can hit their system. But if I don’t hear from them in a reasonable amount of time, I can call them.

    Sometimes, when I’m working with various companies, they can’t come fast enough. There have also been times when it took a number of days for them to get to me. And I've had to call Cross Country and ask them to assign someone else. Overall, I would recommend getting Cross Country. It gives you peace of mind so you don’t have to worry about huge repair costs. The deductibles are not expensive and the month-to-month cost is reasonable.

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    Response from Cinch Home Services

    Labrina, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 18, 2019

    I had HMS before and I liked the service. This is my second year with them. I do my claims online, then I double-check on the phone. Their online process is pretty fair, but it’s better to have an interaction with a person that actually tells you that the claim went through. They would also tell you about the time frame. Especially with a claim that is an emergency, a computer just says it takes it or not, while a person could actually do something more. Whenever I speak to their reps to verify, the experience is perfect.

    An issue for HMS though is the time frame in which they could get a technician to come out. My claims have been for AC issues and not everybody in their umbrella has the time frame to go right away. That’s understandable, but HMS should give the customer the choice to get a third party right away, somebody that we already know, that is licensed, insured and who could actually make it quicker. It shouldn’t be such a long process. That’s what happened to me last time. I was in an emergency. I have a 10-month-old, and I had to wait for HMS to get one of their companies, and they were not available up to three days from whenever I had the issue. I used my own technician, and HMS approved it. I would recommend HMS.

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    Response from Cinch Home Services

    Hi Abraham! We value customer feedback, and really appreciate you sharing your experience! Thanks for taking the time to let everyone know what you think of our service. We hope to satisfy your home warranty needs for many years to come! Sincerely, Angela

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 18, 2019

    It’s going fine with TotalProtect. It's very easy to submit a claim. Once you file it in, they get right on it right away. If I have something go wrong, I call them. I never had any problems with getting things done. The technicians were very nice too. But there was one thing TotalProtect told me that I was disappointed in. Other than that, they have a very good service. I was looking around, and I was with my bank transacting business one day when they mentioned 2-10 to me, and that was when I signed up with them. I have had them for years and years, and I never did use it up until about a couple years ago.

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    Response from Cinch Home Services

    Deborah, We’re glad to hear that you’ve received the excellent customer service we aim to provide. Thanks for sharing your experience.- Angela

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Sept. 17, 2019

    We've had HMS Home Warranty since the beginning of August when we bought our house. I was without a fridge for a few days and submitted a claim over the phone. The experience was good and the parts came in pretty quick. I also got a bunch of follow-up calls from their reps and they kept me informed, which was helpful. The contractor kept us informed and I was able to talk to him directly. I had a cellphone number, so it was easy. Everything has been good since the repair.

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    Response from Cinch Home Services

    Chase, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to satisfy your home warranty needs. We appreciate your feedback and hope to keep you as a valued customer for many years to come. - Angela

    Customer ServiceTechPrice

    Reviewed Sept. 17, 2019

    We had received good service under a Sears Home Warranty plan that we had for several years. In March of 2019 we had a service call on that account and the serviceman said that Sears was going out of the Home Warranty Business and that we had to switch to a new plan. He canceled our plan which was good until August 2019 and gave us a $100 Visa card to switch to Cross Country.

    In July we needed AC work done and their tech and a tech I obtained both said they should replace the unit and they refused and elected to replace the evaporator coil which according to their tech cost more than $2300 and he said it would not fix the problem for long. He ordered the part and it took 16 days to get the unit back online. I asked them to give me the $2300 and I would pay the difference to get a new unit but the refused. The unit lasted about a month and it started running all the time and would not keep my home cool. Their tech came back out and told me he could not find anything mechanically wrong on his check and that he did not know what to do. I called Cross county and they refused to do anything and said I was under contract for one year and could not cancel or they would sue me. This company and their warranty and service are as worthless as can be and is nothing but theft.

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    Response from Cinch Home Services

    Leonard, I assure you that the customer service you have received is not the level of service we aim to provide. My team and I would like to take a look into your claim to see how we can help. Please provide me with your full property address so my team can investigate and follow up with you personally. Thanks, Dena

    Customer Service

    Reviewed Sept. 17, 2019

    My washer has been out for three weeks now. Every time I call they say it’s with the research department and I will receive an email soon. It has been there for a week already!! They tell me I can’t speak with them because they don’t take phone calls. There is no manager or supervisor to speak with. I just have to wait!!! I will be canceling my warranty with this company after this issue is resolved!!!! Worst customer services ever!!!!

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    Response from Cinch Home Services

    Sheila, We truly apologize for the inconvenience you’re experiencing without a working washing machine. I have located your claim and will have my team follow up with you directly once our investigation is complete. Thank you for bringing this to our attention. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 17, 2019

    Every claim that I've called in to Cross Country has been handled pretty good, except one of them. My washer went out and the technician came out and discovered that the parts were obsolete, and that they wouldn't be able to find any because they checked. Cross Country made me wait between 24 to 48 hours because they wanted to do research on their distributors, and once they found out that the parts were obsolete just like the technician told them, then they offered me a replacement or a buyout, and I chose the replacement. But I had to go out and wash two different times, which was an inconvenience when you own a home and you have your own washer and dryer, and by taking the technician's word on that they would be able to get the parts and go ahead and process everything to get me my washer. But I got over that.

    I called in whenever I submitted a claim and the automated system assisted me on what I needed. And from that point, Cross Country gave me a number of the person that would be coming out to look at it in order for me to contact them. The coverage that I have is still good. When I started out, my deductible was $80. And then they went up $20, so it's $100 now. But everything has been cool with Cross Country. They do what they do and come out and they take care of it all.

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    Response from Cinch Home Services

    Larry, We’re sorry to hear of the issues you had with your recent clothes washer claim. Rest assured, our goal is to make managing home repairs easy and we are pleased to hear that you are overall you’ve been satisfied with your service. Sincerely, Austin

    Verified purchase

    Reviewed Sept. 17, 2019

    Since 2013, I've been using HMS Home Warranty and have them on automatic renewal. I used to call to submit claims. I hate dealing with computers and like talking to people. But they got rid of a lot of people and when I get ahold of a rep, I'm on hold a minute more, but not much. So I submit claims online now. Whenever I talk with a rep, the interaction seems to be good and I don't have any problems.

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    Response from Cinch Home Services

    Nathaniel, We value your feedback and appreciate you letting us know how we’re doing. We strive to have an effortless claim process, and are glad to know submitting a claim through our online system has been simple. Thank you for being a loyal customer, and we hope to satisfy your home warranty needs for many years to come! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 17, 2019

    TotalProtect has been a wonderful experience. My clothes washer was leaking. We found out there was a cracked hose underneath the lid. They were right on top of it. And the company contacted me pretty soon after we made the claim. The technician was awesome. He did a super job and was top-notch. He was also friendly, very courteous professional, and kept us updated. He needed a part or two to replace the hose that was busted. We’re very happy with the result.

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    Response from Cinch Home Services

    James- Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Christine

    Jonathan increased rating by 1 star.
    Customer ServiceClaims HandlingCoverageTech
    After a positive interaction with Cinch Home Services, Jonathan increased their star rating on Sept. 17, 2019.

    Updated review: Sept. 17, 2019

    HMS finally reversed my claim from denied to approved (5 days on the phone) after I talked to a supervisor who actually wanted to solve my issue. The only reason I am changing my rating is because of Pamela - she was able to get me out of the hell I experienced and for that I am eternally grateful for that.

    Original Review: Sept. 16, 2019

    This is, by far, the worst customer service I have ever gotten. Filing a claim was super easy! They set you up with a service provider for the job and give you all of the information to call them. I had a plumber come out for 15 minutes and take my water pressure on the hot water heater. It read 91 PSI, which he said was too high and the cause of my leaking hot water heater. He walked over to my water pressure regulator - the device solely responsible for regulating the pressure in my house so I don't get the full force of the city water - and said that this was the issue and had to be replaced. Paid my $100 deductible to the plumber and he was on his way. SUPER EASY!

    Or so I thought - I called HMS to set up a follow up visit for the plumber to replace the pressure regulator. They said it was not covered under the warranty... The warranty is copied below: "3. Plumbing System/Plumbing Pipes. Description of Covered Items: pressure regulating devices; Examples of Items/Conditions Not Covered: conditions of insufficient or excessive water pressure.

    Saying that my house has an issue with water pressure is like saying the sun is the reason I have sunburn - no duh. But we have items that we use to prevent sunburn - sunblock; its sole purpose is to protect you from the sun's harmful rays. Just as you need sunblock to prevent the full force of the sun, you need a pressure regulating device to protect your pipes from the full force of the city water pressure. They even state in their warranty that they cover pressure regulating devices!

    If a company is fighting you this much to cover an item that IS LITERALLY SPELLED OUT IN THEIR WARRANTY, it is not a good sign. I've lost count to the number of times I've called their customer service... I've talked to half a dozen "supervisors" all of which have no power. Apparently only the "authorization department" has the power to approve a claim and they don't talk to customers (or their own supervisors from what I've been told?) directly. Every supervisor I have talked to gives me the "We'll investigate and you should call back in 24 hours" routine. I strongly encourage others to file complaints with the Better Business Bureau. My realtor (I bought my current house 3 months ago) is appalled by this behavior - I'm in the process of convincing her not to recommend HMS anymore. I can not stress this enough - I highly, HIGHLY, recommend taking your business elsewhere.

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    Response from Cinch Home Services

    .

    Verified purchase
    Claims Handling

    Reviewed Sept. 16, 2019

    Water line repair. The company that we we instructed to use was great. The staff we talked to while filing a claim and scheduling the work, were all very professional. I would not hesitate to refer this warranty company or the plumbers that came to house to a friend or a family member.

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    Response from Cinch Home Services

    Michelle, Our goal is to provide reliable service you can count on! We are delighted to hear we are able to satisfy your home warranty needs, and appreciate you taking the time to share your experience with others. Sincerely, Austin

    Verified purchase
    Claims Handling

    Reviewed Sept. 16, 2019

    I’ve had several claims with Cross Country. One claim was for my refrigerator, and they worked on it several times, and they finally got it fixed after about a year. But they kept getting new parts for it. And in the end, they got the right part after they replaced every part in the refrigerator. But when I had a claim for the trash compactor, they replaced it, which was good. Recently, I had trouble with my washing machine, and they replaced it as well. So, I’ve had pretty good service with them.

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    Response from Cinch Home Services

    Phala, We’re sorry to hear of the ongoing issues with your refrigerator, and appreciate you taking the time to share you experience. Ultimately, our goal is to make managing home repairs easy and we are pleased to hear that you are overall satisfied with your service. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 16, 2019

    The experience submitting a claim with TotalProtect is very smooth. Communication is clear. Response is quick, and so far, both contractors are proven effective. They're prompt, show up when they are supposed to and know what they're doing, and the repairs have been perfect each time. I'm very satisfied. A home warranty seemed like a sensible form of insurance and I went with TotalProtect because of the neighbor's recommendation.

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    Response from Cinch Home Services

    Paul- We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Amanda

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 16, 2019

    As I purchased some of my properties, they were aging. I heard about HMS Home Warranty through other landlords who have rental properties and I wanted to make sure I was covered with anything that broke. I got them and most of the time, my issue gets fixed. Submitting a claim is relatively easy too if you do it online. It's not as easy if you have to call them though. Still, I've recommended them several times. I tell others that if they need a home warranty, HMS is a good company to work with.

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    Response from Cinch Home Services

    Bruce – We appreciate you taking the time to share your opinion, and value your feedback! Please let us know if you are ever in need of assistance and we’ll be glad to do what we can to help! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 16, 2019

    Submitting a claim with HMS is usually pretty easy. I do it online mostly. It's pretty quick. On the last claim, the service tech company called me within a couple of hours so that was good. The technicians have always been great but the diagnostic portion or figuring out what's wrong then finally getting it fixed tends to take a little bit longer than one visit.

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    Response from Cinch Home Services

    Christopher, Thanks for your feedback! We are happy to hear that using our website is simple, and that you have been provided service from skilled and helpful technicians. – Angela

    Verified purchase

    Reviewed Sept. 15, 2019

    My ice maker had stopped working and was replaced. The technician also serviced the water intake line. He did a great job and I'm very happy I can make ice again! My only complaint is that when tech pulled out the Fridge from the wall he scratched my Brand New Vinyl Plank Flooring in a 1'x1' area....

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    Response from Cinch Home Services

    Nancy, It’s great to know that overall, you were pleased with our service. I am sorry to hear that your floor was scratched during your visit. Please let us know if you’ve had issues addressing the issue with the service provider, and our team will reach out to you directly. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 15, 2019

    I came to know about TotalProtect through our mortgage company and I've had them for a little over a year now. I usually submit claims over the phone, which is easy, and the reps have been great and helpful. I'm happy with the calling process too. I had to have a plumber come out and someone for our furnace outside. I called one guy twice, so it was two different incidents, and the contractor that came out was helpful and professional.

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    Response from Cinch Home Services

    Sean, Our goal is to make managing home repairs easy, and we’re delighted to hear that you’ve had a pleasant experience. We hope to have you as our customer for many years to come! Sincerely, Austin

    Verified purchase
    Tech

    Reviewed Sept. 15, 2019

    HMS replaced the motor in our air conditioning unit. I filed the claim online. It wasn't a feature that they initially have, but since they've updated it, it's been much better. The contractor who came was fantastic. I filed the claim on Friday and they were out here Monday and fixed it that day. I'm 100% satisfied.

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    Response from Cinch Home Services

    Steven, Our goal is to provide reliable service that you can count on and we appreciate you taking the time to let us know how we’re doing. Thanks for sharing. - Amanda

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Sept. 15, 2019

    I've been using Cross Country Home Services for a long time. I make claims over the phone and they get somebody out at my convenience. I've only had one bad experience, but right away, they took care of it. I called right back when I noticed that they wouldn't cover my problem, and they sent somebody else out and rechecked what the other guy didn't do, and made it good for me. The only thing I don't like is the cost, but otherwise, I'd recommend them.

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    Response from Cinch Home Services

    Margaret, I’m glad to hear we had the opportunity to make things right when you had an issue with one of our service providers. We strive to make your home management needs easy and appreciate you taking the time to let us know how we’re doing! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 15, 2019

    Some of the contactors that TotalProtect have are shady. They're not professional. They're answering the phone like they're answering the phone for their friend. And if they're a business, I would think that they would answer a phone like it’s their business, and not like they're talking to somebody on the street. So, that’s a deterrent for me. But the young lady that I spoke with during my last claim ramped it up because my air conditioner had gone out on a Saturday, and the guy came out and did a good job. It’s just he stunk up my whole, entire house. He has extremely bad body odor. I had to turn the ceiling fan on, just trying to get that smell out of my house. And their rate keeps going up, so I think this is gonna be my last year with them. My monthly payment, as well as my deductible have gone up. And I know I have filed a couple of claims. But overall, TotalProtect has been pretty good.

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    Response from Cinch Home Services

    Sonya- We appreciate your feedback and are happy to hear our customer service team has provided you with excellent service. We regret to hear your interactions with some of our partners has been less than satisfactory. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 15, 2019

    We moved into a condo and we wanted to make sure we had a warranty. It was a selling point and we bought the same on our home when we sold it. Submitting a claim to HMS Home Warranty was a positive experience. I called them and the interaction with the claims rep was good but I had a problem with the contractor. On the first visit, they came in and supposedly it was a quick, minor fix on a problem, but it didn’t help. I paid a deductible and then, within a day, I saw the temperature on the air conditioning was still not going down.

    The next day, I called the company that supposedly fixed it and they wanted to send the same group out but they weren’t available. I said I could not wait a long time, so they sent somebody else out. But after that and the problem was identified, I needed to pay a second deductible, which was ridiculous. It should’ve been detected to begin with. This was a major problem and we wouldn’t have had to pay a second deductible. At that point, the rep said she wasn’t gonna send the workmen out unless I gave her my charge card for paying the deductible. We went ahead and paid it because we needed to get it fixed. It ended up being the motor. If this was a new problem, it was just misdiagnosed to begin with because the first workmen didn’t know what they were talking about. It didn’t make sense and it was a quick thing. But the workmen who came out the second time was quite good.

    I was disappointed with the person that dealt with the problem. I don’t know if she went back and forth with HMS or not, but we reread the papers, and this was within one day. I could’ve dealt with HMS more directly. I was dealing with the contractor and it was hard to get HMS involved at that time. HMS, initially, responded to get somebody out here really quick but they need to go back and deal with the contractor on this issue. It was a breach of what the paperwork said. Usually, you have at least the first 30 days on a visit. Any time I’ve had repair and people come out, if something goes wrong within a certain limited time you don’t pay another service charge. In that sense, HMS should follow up and do something for us. The contractors said they discussed it with HMS, who could’ve had a bigger role in reprimanding the contractors.

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    Response from Cinch Home Services

    Adele, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase

    Reviewed Sept. 14, 2019

    The job was eventually done very much to our satisfaction. My major complaint was that it took about four weeks to get the parts and there seemed to be no incentive in the process to take action to hurry the parts acquisition. With no incentive the process can be drawn out almost indefinitely.

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    Response from Cinch Home Services

    Charles, As we strive to provide our customers with superior customer service, we wish to take this opportunity to express our appreciation for calling this matter to our attention. We will ensure your feedback is provided back to the organization to improve our customer satisfaction. - Austin

    Claims HandlingCoverage

    Reviewed Sept. 14, 2019

    Our AC unit has been down for over 3 weeks and our house has hit over 90 degrees multiple times. We have 4 fur babies that have been overheating, I’m currently deployed overseas, and my wife is deploying in less than a week and has been trying to manage our kiddos and prep for deployment while dealing with this AC issue. We figured 4 weeks out would be a sufficient amount of time to resolve the AC issue but apparently not with HMS. This whole thing has been an absolute nightmare and on top of everything, we were informed that our warranty (for whatever reason) didn’t cover the issue and we’d have to pay $1500+ for the repairs. I can’t quite wrap my head around the fact that we’ll still be dealing with this issue 4 weeks out from the claim and it still goes uncovered. I question the lack of timeliness of this company and its choice in who it endorses.

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    Response from Cinch Home Services

    Jay, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are specific terms within your policy. In this instance your warranty addressed the failed evaporator coil and the $1500 you are responsible for are fees associated with non-covered charges that your warranty does not address. Our records indicate that since this review you have accepted the cash allowance in lieu of the repairs. We will ensure your feedback is provided within the organization for handling. If you still have questions or concerns, please respond with the best time for us to reach you. Respectfully, Austin

    Verified purchase
    Customer Service

    Reviewed Sept. 14, 2019

    I have been please with this company.when i call they there best get the job done. Because I have sick people in my house and it is important to make we get the best company to come out and do the job right.

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    Response from Cinch Home Services

    Joyce, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 14, 2019

    I've had HMS coverage for a rental property for over three years now. I submit claims over the phone and everybody has been really nice and helpful. They recently got a contractor out for something that I called about and they had to work with my time because I had to go there, since it’s a rental property, and I’ve been satisfied with the tech's work. I’ve called HMS twice, and everything was perfect. I want details, and they give me details. I watch everybody do everything. I’m there with them. I’m really happy with everything.

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    Response from Cinch Home Services

    Susan, We’re glad to know we’re able to satisfy your home warranty needs, and appreciate you taking the time to let us know how we’re doing. We hope to have you as our customer for many years to come. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 14, 2019

    We've had excellent claims experience with HMS. We file our claims online, and it's prompt and they do what they say they will do. Their contractors come out within 48 hours and the technicians were very good. They're reliable and do what they say they're gonna do.

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    Response from Cinch Home Services

    Janet, Our goal is to provide reliable service that you can count on when your home needs it the most, and we’re delighted to hear you’re pleased with our service. Thanks for sharing! – Dena

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Sept. 14, 2019

    Everything went well when I submitted a claim with TotalProtect. They got it repaired without any problem and I'm very satisfied. The technician was very good. Where I live, they come from hours away and that’s the only problem. They tell you they're coming from 9:00 to 5:00 and they come at 7:00 at night. There's only one technician that covers about 100 square miles. He did what he could but there was not much he could do from where we're located. There are plenty of people in my area that did the work, but those are not who TotalProtect uses. But I would recommend them and I already have recommended them to someone who just bought a house.

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    Response from Cinch Home Services

    Mike, We aim to provide excellent service, and we are glad to hear that you were pleased with your visit. We appreciate your feedback and will ensure its provided back to the appropriate departments for review and handling. Thank you for your recommendation. - Dena

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 14, 2019

    My daughter had TotalProtect at a home that she bought a great number years ago, and we’ve had this plan for 10 years. We bought a brand-new home, and the home had a two-year warranty on it, on the home itself, not appliances. Then we heard about the home warranty and thought it was a good investment. Over the 10 years I've been a member, I've had an automatic garage door opener and a hot water heater replaced, and I've had the air conditioner literally worked on several times.

    The home warranty people are good, but there are some things that I don’t like about the warranty. Sometimes they use service centers that are a long, long way from where I live and maybe sometimes they only offer like a tier 2 product to replace. Like I had a Genie garage door opener and they put a Raynor in, which is I know a much lesser grade. When my hot water heater went out, they put a very low-grade hot water heater in. The replacement part product name brand-wise is not as good as what we had in the house.

    But the claims submission process is fairly smooth and easy going. We call the home warranty number and it typically is a recording and then it asks us what it is. Like if it’s air conditioning unit, I am to press a certain button and then it registers the complaint, and it sends it to the air conditioning service center that the home warranty company uses, and they say we’re getting a call from them. Within an hour we got a service company calling us.

    The gentleman that’s been doing my air condition work is a fine guy. He’s quite a ways away from me. But he seems to be a nice and very knowledgeable guy. He’s been very friendly and very helpful. We have a 21-year-old air conditioning system, and we’ve had it worked on. Third year in a row we’ve had to have some coolant added. This time, he was just out a month ago and put several pounds of coolant in it, and now it’s down again. But this time they found the leak.

    I wish sometimes they would take into consideration the age of this unit, and just say, “Hey, here’s a certain amount you pay and this’ll replace it,” so we can go another 10 or 15 years down the road and not have this similar problem. Typically, you take an old unit, you start putting new parts in it, the new parts work so much better than the old parts, next thing you know the old parts start breaking down. I understand how the program works, they’ll only replace what’s broken. But in our situation with this unit, the whole air conditioning unit needs to be replaced. But we do what we have to do. But overall, I’m satisfied with TotalProtect. I'm pleased with the service. Their program does what it says it’s gonna do.

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    Response from Cinch Home Services

    Steven, Thank you for being a valued member with TotalProtect for 10 years! We appreciate your feedback and are sorry to hear that some claim experiences did not go as you expected. We will ensure your feedback is directed back to the appropriate department for review and handling. Thanks for sharing - Christine

    Verified purchase
    Customer Service

    Reviewed Sept. 13, 2019

    I called because my A/C wasn't working. Vince from Astro Heating and A/C came out to my house the same day. He was downstairs for about 30 minutes with a bunch of meters and told me the Blower motor was bad and would be back with the parts as soon as he gets approval. and the next thing I knew the warranty company said I was getting a new furnace. Vince came back to install it soon after and now the A/C is working great. Thank you!!

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    Response from Cinch Home Services

    Mike - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Customer Service

    Reviewed Sept. 13, 2019

    This request for repair has not been completed and we have been without hot water for 8 days and it may take, from the company, several more days before we get the replacement parts here to fix our HW tank. The company with the repair work order said that the prolonged delay was from your company and approval to move forward with this repair. We have called and asked for the repair to be done ASAP because my husband is ill and we have been heating water to try and maintain bath and cleaning hot water.

    We have pleased with other repairs and your companies responsiveness . After several calls we did get a representative to take the time and effort to move this repair forward and we appreciate that.

    I hope this is not the way you would be representative of your company.
    I hope will hear from your company on this matter.
    Thanks,

    Ellen

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    Response from Cinch Home Services

    Ellen- I apologize for the inconvenience and delays you have experienced. This is not the level of service we aim to provide. I have located you account and a member of my team will reach out to you personally to address your concerns.- Christine

    Customer ServiceCoveragePunctuality & Speed

    Reviewed Sept. 13, 2019

    HMS - PLEASE CALL ME BACK! (last name ** - zipcode 60084) I placed a claim with HMS in July when my water softener failed. A guy visited, I paid my deductible, and HMS said they would send a replacement. It is over a month later, and I am still without a water softener. Every time I call customer services I am provided with different facts. They will not provide me a single case mgr to help, or provide a supervisor. For the 2nd time now, they have set up an incorrect shipping address, so I will have to wait 3 weeks for HMS to be credited, before they can try again. I continue to ask for them to expedite, make an exception, or find a new way to get me the product I am under warranty for. They said I have to follow the process and will now be without a unit for at least 3 more weeks.

    Once they set up the new order, I still have to keep my fingers crossed they can get it correct this time or be forever stuck in this cycle. It is impossible to find someone in this company that will take ownership and assist me. I even emailed the corporate address with times, dates, names and facts; as this is the only way they provide to escalate issues. It has been 7 business days with no response. I would not recommend this company to anyone. While the policy looks great, they simply do not execute.

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    Response from Cinch Home Services

    James, I'm sorry to hear about the delays you’ve experienced during your water softener claim. The service you've received is definitely not the level of service we aim to provide. We’ll be glad to look into your claim to see how we can help expedite a resolution. My team will investigate and contact you back directly. Sincerely, Amanda

    Customer Service

    Reviewed Sept. 13, 2019

    Dealing with this company has been a nightmare. They refuse to set up my account after title company sent them the money after closing (Title Company has sent money twice). Membership services drops your call. This has been going on since July 2019 and it's now September. If you're a home-buyer, realtor, seller and see this company involved, I would ask for a different warranty right away. Hard to believer that anyone would want to deal with these people.

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    Response from Cinch Home Services

    Daniel- Thank you for bringing this to our attention. This does not sound right and we would like to assist you. We located your account and will have a member of our leadership department reach out to you directly to have this resolved. Christine

    Verified purchase
    Claims Handling

    Reviewed Sept. 13, 2019

    The staring was not the best. It took several tries to get the claim started but when I did, it was a breeze. The service people came in and would not stop until the job was completed. It took several trips and different parts to get it done.

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    Response from Cinch Home Services

    Jody - Thank you for taking the time to share your experience. We’re happy to hear that the provider was thorough and committed to resolving your claim. Sincerely, Christine

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 13, 2019

    I'm impressed with the ease of making appointments with TotalProtect. I submit claims online and it's really easy. But some of the contractors they use, like the last one I had, weren’t up to par. The last one was for a fixture that was replaced in our shower and what should have been about an hour and a half job turned into an all-day job. The tech they sent out really didn’t impress me and I had to show him some stuff. And I’m paying for that. You figure if a guy would come out to your house, he would know what to do. The contractor got the job done but TotalProtect needs to improve the pool of contractors they pool upon.

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    Response from Cinch Home Services

    Jason, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a valued customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory and will ensure your feedback is provided back to the organization. Thanks for sharing your experience. - Amanda

    Verified purchase
    Customer Service

    Reviewed Sept. 13, 2019

    TECH WAS PROMPT, COURTEOUS, CLEAN AND WELL PREPARED FOR THE JOB. ALSO PROVIDED PRE-ARRIVAL COMMUNICATION. REPAIR WAS COMPLETED QUICKLY AND WITH NO ISSUES. THIS WAS OUR SECOND SERVICE CALL WITH TOM **. BOTH WERE EXCELLENT EXPERIENCES AND WOULD HIGHLY RECOMMEND.

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    Response from Cinch Home Services

    Steve- Our goal is to provide homeowners like you with reliable service you can count on and we are happy to hear we delivered. Thanks for sharing! - Angela

    Verified purchase
    Customer Service

    Reviewed Sept. 13, 2019

    Cooling systems went out due to no Freon. So they had to come back the next day. Because the unit froze up. So now the unit is working good so far. Thanks for all your help doing this hot weather. I hope that nothing else will happen to my unit because I had to call several times. But not the same thing just different things had happen to my unit. So hopefully there won't be anymore issue. Am praying for that. So I truly thank you all.

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    Response from Cinch Home Services

    Annette- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. – Amanda

    Verified purchase
    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed Sept. 13, 2019

    I got a phone call July 19 stating my deductible I paid would be refunded. I to this date has not gotten my refund check. Service Order # **. I paid, but the technician could not find the septic tank drain plug so he did nothing but took my deductible and left. I paid out of pocket to get repairs done, which was told not covered by warranty so I was told I would get a refund $125. Have not seen the money. Got phone call July 19 stating I would get refund and to call if I had any questions. I did not call. Still waiting.

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    Response from Cinch Home Services

    Albert- I’m sorry to hear about the delay in receiving your reimbursement check. I have located your account and there was a delay in processing the payment, however the check has been mailed and should arrive by September 23rd. We appreciate the opportunity to address your concerns. Dena

    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 13, 2019

    Appointment or repair noncooling refrigerator scheduled till 9/17. Took 3 weeks for appointment. First appointment was for 9/18. Was told Sears was the only Service would try to an earlier appointment moved up one day. Has not been repaired for review.

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    Response from Cinch Home Services

    Debra, As we strive to provide our customers with superior customer service, we wish to take this opportunity to express our appreciation for calling this matter to our attention. Please respond at your earliest convenience with your full property address and my team will be glad to follow up with you personally. Thanks - Angela

    Verified purchase
    Price

    Reviewed Sept. 13, 2019

    Air conditioner. My sister in law is at our home while we are traveling. But she was very happy with the expertise.
    The drain was plugged & had to be cleaned out.

    Thank you Total Protect

    There was a problem with our garage door that she did not call Total Protect & it costed us $712. Total Protect is well worth having. Lesson learned!

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    Response from Cinch Home Services

    Betty - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Christine

    Verified purchase
    Tech

    Reviewed Sept. 13, 2019

    Air conditioning pipe was clogged causing tray to overflow ruining a ceiling area in my dining room. I had to go without air for longer because, even though someone was dispatched quickly, he did not examine the problem hardly at all and I was told I needed a plumber. The plumber was sent and upon examining the problem thoroughly, I was told I needed an air conditioning person. Finally when they arrived, delaying my repairs a few days, the unit was repaired. I was very appreciative that the same people who had repaired the unit previously were called and the same service person was sent.

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    Response from Cinch Home Services

    Betty - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that your air conditioner was repaired successfully. Thank you! – Austin

    Verified purchase
    Customer Service

    Reviewed Sept. 13, 2019

    The Unit was Replaced. Due To Compressor not working. After your Approval to replace the Compresor I received a New Unit in about a week.

    Customer Service was good an attentive to my needs, and after all in all the Problem was resolved!

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    Cinch Home Services
    Response from Cinch Home Services

    Vicente- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. – Angela

    Verified purchase
    Tech

    Reviewed Sept. 13, 2019

    We got HMS Home Warranty as part of the deal during closing and we’ve had it since February. We called our first claim in and did the second one online which was easier. We had problems with the sump pump and the shower handle. We did two different claims, but the guy said we could combine them online. I could find a place to do it so I called HMS up and they combined the claims. The contractor who came out was excellent and since the repair, the items are working. It was a great experience and the problem was solved.

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    Response from Cinch Home Services

    Brandt, We’re pleased to hear you had an excellent claim experience, and appreciate you taking the time to let everyone know how it went! If you have any online issues, our customer service department is open 24 hours a day to assist with your needs or answer any questions you may have. Have a great day! Sincerely, Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 13, 2019

    My wife got TotalProtect a long time ago. I’ve kept it and I’ve been dealing with them for almost 15 years at least. They've been good to me. I call to submit a claim and they give me a number to call, and the people will all come out and do the job well. A recent a technician gave me quite a bit of information that I needed and I appreciate it. I’m happy with TotalProtect and I would recommend it.

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    Response from Cinch Home Services

    Eric, Our vendors are a representation of our company and we are thrilled to hear you’ve been pleased with the service you received! Thanks for your loyalty for the last 15 years. We hope to have you as a customer for many years to come. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 13, 2019

    We usually submit claims with Cross Country on the phone and wait for however long it takes for them to come on. We've had some bad and we've had some good contractors dispatched. Usually, we have to go through two or more people to get the right person. The first one will drag us on for two days saying they can't make it. Also, we had two homes with Cross Country and they just dropped us on the other home but at least, they hadn't cut off this one.

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    Verified purchase
    Claims Handling

    Reviewed Sept. 13, 2019

    At the time I got TotalProtect Home Warranty, I thought it would be something good to have and so far, the experience has been good. And I haven't had any difficulties submitting a claim. When I submitted a claim for my stove, it didn't take long for them to let me know when a tech would come out. They had to order a part though, which took maybe a week.

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    Response from Cinch Home Services

    Jennifer, Our customers are our top priority, and we are pleased to hear you are satisfied with our service. Thank you for taking the time to share your experience. Sincerely, Amanda

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 13, 2019

    The first claim we had with HMS was a nightmare. But the second and third claims were absolute joy and very easy. The first claim was on the phone. The second two were online and we got an immediate response and a confirmation number. And it seems like the system moves a little faster. HMS is a legitimate warranty service that you can rely on.

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    Response from Cinch Home Services

    Shawn, Thank you for sharing your experience. We strive to make your home management needs easy and are pleased that we’ve been able to satisfy your home warranty needs. Sincerely, Austin

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 12, 2019

    Very satisfy with Total Protect and the company that came The Montz Co to fix my air conditioner. Everyone was very professional and helpful and it was a very fast resolution to my problem. Customer service was excellent Will recommend to my family and friends

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    Response from Cinch Home Services

    Lilian- We appreciate you sharing your experience and are thrilled to hear that you have referred your family and friends to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. - Dena

    Verified purchase
    Coverage

    Reviewed Sept. 12, 2019

    My hot water heater was in need of replacement. The warranty covered the total cost of the heater. I had to pay for expansions which are now required by law. I have a friend who is a plumber who advised to ensure that the updates were added. Prior to calling HMS, I was quoted $2,000 for the replacement. I am very pleased with the service provided.

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    Response from Cinch Home Services

    Rita - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! – Austin

    Verified purchase
    Customer Service

    Reviewed Sept. 12, 2019

    Preventive maintenance was performed, my water pressure goes extremely low when you flush the toilet or someone else is running water. They identified the problem, they faced the notes to escalate to a work order two weeks ago and I still haven't heard back from them. I called last week and Alexander Plumbing said that you all haven't responded yet

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    Response from Cinch Home Services

    Daniel- I'm sorry to hear this has been your experience. I have located your account and my team will review your account and reach out to you directly to address your concerns. – Amanda

    Verified purchase
    Customer Service

    Reviewed Sept. 12, 2019

    Washer repair. I was very pleased with my experience with Total Protect. We were called not 2 hours after my call to total protect by the company that was doing the repair. They were polite and had the repair done in less than 10 minutes! I am so glad I took out my policy!

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    Response from Cinch Home Services

    Betty- Our goal is to provide homeowners like you with efficient service and repairs and we are happy to hear you’ve seen the benefit of your warranty. Thanks for sharing! Austin

    Verified purchase
    Customer Service

    Reviewed Sept. 12, 2019

    Air conditioning was broken. My daughter is paralyzed and can't handle hot or cold changes. AC was fixed next day. The people in your company were very nice to work with. They are great! Thanks so much! They were fast on the phone with me to get the problem resolved and they checked back with me to see if they could help any further.

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    Response from Cinch Home Services

    Dan - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team provided you with excellent service. Thank you for being a loyal customer!- Amanda

    Verified purchase

    Reviewed Sept. 12, 2019

    It took three trips and two companies to get to the source of the issue with our A/C Unit. The first company came out and only replaced a screw the first trip and said everything was fine. He said it’ll take some time to cool off. Never Did!! Second time he checked the Freon and said it was low. Said he put Freon in it and that it should be fine. It was cool for two days then I had to put another order for repair in. This time they sent out Pro Source and it was like night and day. He check everything and said the Freon was low by about 2 pounds. He replaced the Freon and it took over three pounds, so I don’t think the first company put any in it or if he did it was minimal. Still working to this day, Thanks Pro-Source.

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    Response from Cinch Home Services

    Marie- We are sorry to hear that it took more than one visit to get your air conditioner troubles resolved, but are happy to hear that it was repaired successfully and the unit is still working properly. Thanks for your honest feedback! Christine

    Profile pic of the author.
    Customer Service

    Reviewed Sept. 12, 2019

    We have used this company for years and the past couple of years we have had a couple of issues. AC system inside handler, had to call for almost 2 weeks to get approved and wait for a new one and then had to pay all kind of extra fees. We had a hot water heater replaced, had to fight back and forth with them and finally after a couple of weeks, they approved and again had to pay a ton of additional fees. I checked with other companies and they said a lot the extras didn't even need to be done.

    I have an AC problem now, I am having fight with them now and probably going to replace it ourselves with another company and pay for it ourselves. We are switching to American Home Shield. My brother is part owner of an HVAC company and he said he never has issues dealing with them and talked with others that have them and they said the same thing no issues at all. Stay away from Cross Country, you will pay your premiums for nothing because they will find a way of getting out of paying. All of these things happened over a period of 7 years but had them for almost 10 years before using once. Terrible service!!!!

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    Response from Cinch Home Services

    Michael- I'm sorry to hear that your claim experience was not what you expected. We value you as a customer and want to help get your claim resolved. I have located your account and my team will review your claim and reach out to you directly.- Austin

    Tech

    Reviewed Sept. 12, 2019

    We have had this recent contract for about two months and our first floor HVAC failed. We are pleased to report that TP replaced the dead blower with no problems whatsoever. They have an easy to use website for requesting and tracking your work order progress. They assigned a contractor immediately after we sent in the request too. It took about a week for the new parts to be authorized [which is reasonable] and the whole job was completed within three weeks. We would like to wait for about a year before giving them five stars or another evaluation but as of now we are very happy with them and recommend them.

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    Response from Cinch Home Services

    David - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. – Dena

    TechRefunds & Payouts

    Reviewed Sept. 12, 2019

    I submitted a claim of my nonfunctional AC TWO AND 1/2 months ago on the 28th of June 2019. I called the assigned provider who came to diagnose that the motor is broke and need to be replaced. He called Total Protect Warranty and they agreed to replace the parts needed.The Motor was ordered and delivered to the provider but the other missing part has not been ordered or delivered to the provider who will complete the job order.
    My issue/ case is at the management level already but up to this time the authorization/ purchasing department has not ordered the right missing part. The provider has asked the home warranty to buy the missing part instead and get refunded but home warranty refused to authorize the stated voucher
    I did not have an AC during the hot summer months of June,July, August and now September. I had paid my monthly dues and they had already collected my deductible payment to the provider when he came to diagnose my AC.
    These people from Total Protect Warranty are unreliable, uncaring and not to be trusted at all.

    Do not make a mistake to obtain a warranty from them because their actions and behavior are unacceptable.

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    Response from Cinch Home Services

    Teresita- I’m sorry to hear about this experience. We appreciate you bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. We have located your account and my team will reach out to you directly to address your concerns and help expedite a resolution. – Christine

    Verified purchase
    Customer ServiceTechPrice

    Reviewed Sept. 12, 2019

    My air conditioning system completely failed. The main unit outside and the A-Coil had to be replaced. The first service provider ordered the wrong equipment and caused delays, but Total Protect customer service fools kept me informed Abbott time lines and status. They assigned another service provider and they were great and very professional. They got the unit installed and even stayed until after 11:00 pm to make sure the job wad complete and I was happy. A complete replacement of I paid for it pot of pocket would have cost me thousands of dollars, my home is about 2,800 sqft and the unit is about 4 tons. We now have a cool home again. And I only spent a few hundred dollars. I highly recommend Total Protect. I've been a customer for over yeasts and will continue to be for the foreseeable future.

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    Response from Cinch Home Services

    Bill- Thank you so much for sharing your experience. We appreciate your loyalty, and hope to have you as our customer for years to come. Sincerely, Angela

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 12, 2019

    I have an older house and I figured there was gonna be an issue so I looked into getting a home warranty. TotalProtect kinda worked into my mortgage. The mortgage company paid it for me, so I don't have to worry about the payments or anything. I submitted a claim when my air conditioner went out. I talked to somebody over the phone then I went online and completed it. The first guy TotalProtect offered me never returned any phone calls but the second contractor came out the next day after I got ahold of them. They were very personable and TotalProtect replaced the whole AC.

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    Response from Cinch Home Services

    Nancy, We are thrilled to hear TotalProtect is part of your mortgage and you’ve seen the benefits your warranty provides. Thanks for letting us know how we’re doing. Thanks, Christine

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 12, 2019

    We've been with Cross Country since we bought this house in early 2014. I checked with another company, but we had a really good plan with Cross Country when we first got them. This included maintenance visits for, "Nothing is wrong, I just want you to do an annual service on my air conditioner." Cross Country doesn't offer that plan anymore, and nobody else seems to offer that plan, but Cross Country continues to honor it. So, if and when they could actually find someone in my area to do service within the next three to six weeks, then I've gotten a good service.

    The guys they just got to come out and do my air conditioner service, I could wait on them, and I waited. I actually had the guy show up at my door before I got the confirmation from Cross Country that they found somebody, and they did an excellent job. They were really good. But I had a plumbing leak that I needed an emergency fix on, and Cross Country said, "We'll get back to you in a few days if we can find someone." I had water pouring out across my garage from my water heater. A few days was probably too long. So, we ended up calling Roto-Rooter and paying for it ourselves because they just don't seem to have anybody in our area ever. No matter what I call in for, "Well, we don't have anybody in your area."

    I generally go online when I have claims. You go online, and you file your claim and you click on what you want, and it says, "We don't have any of that. Call this number." Then I call that number and I have to explain it to them, and they're like," Well, I'll guess I have to put this up to someone else to deal with." Over the years, I've liked the idea of being able to file my claim online. When that works, it's great. We had the same company when we lived in Indiana. And in Indiana, they were great. I had no trouble there. It was wonderful. But here, they just don't seem to have anybody available and maybe it's just because I live in the far southwest side of the city.

    If I've gone through all the trouble of filing the claim online, and it kicks me out, I'd like that there will be some record of that in their system, so when I call in, they can pick that up and see what I've already done. I'd like their front level people to be a little more trained. They're polite, but they just don't know what they're doing.

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    Response from Cinch Home Services

    Carolyn, Thank you for taking the time to share your experience. We are here to help for all your warranty needs. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 12, 2019

    So far, TotalProtect's service has been good. I've had them for about four years, and I’ve already used them three or four times, and though I don't know if it has really saved me money, I’m sure it will in the long run. I call a phone number whenever I have a claim, then I tell them what the issue is. They usually call me back with a scheduled time for an appointment. It’s very simple. They’ve always been very prompt, always within the same day, they call me back and set up an appointment.

    The technicians have been great, too. I’ve watched them sometimes. They repaired a refrigerator door for me, a microwave and my oven. A lot of times, I talk to them while they're fixing stuff, and they explain what’s going on, and it’s great. They’ve been really nice, and they get the job done. If they can’t do it right then and there, they call their people and tell them, and then reschedule another appointment if they have to come back. That has happened once because they didn't have the right part. You try to tell them what’s wrong and give them all the information, but I know that they can’t bring all the parts with them. When my microwave stopped heating up, I was gonna give them all the information on the phone so they could bring all they want, but they didn't want it. The guy just showed up and he took it apart. He had all the parts out in his car, had a few trips out to his car, came back in, and then had the microwave fixed.

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    Response from Cinch Home Services

    William, Thanks for sharing your warranty experience! I'm glad to hear that you’ve experienced the benefit your home warranty provides and that our technicians have been helpful and informative. - Dena

    Verified purchase
    Customer Service

    Reviewed Sept. 12, 2019

    When I bought my house, I signed up for HMS Home Warranty and we’ve been with them for several years. My experience in submitting claims over the phone has been fine and HMS is good but they should be careful about who they get as a service provider. I had a dishwasher issue and I didn’t get a response back from the company they first signed me up with. So, they gave me another company and it worked out all right.

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    Response from Cinch Home Services

    Hi Victor – Our customers are our top priority, and feedback is always appreciated. Thank you for taking the time to let us know how we’re doing! Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Sept. 12, 2019

    I have a claim with HMS now, and it’s been almost two and a half weeks, and they still haven’t come out and fix what I needed to be fixed. I called over the phone.

    They kept telling me that they were coming out, and they never came out. I don’t know why they use such bad service providers because they never get in it. He came on Friday, finally, and told me he will be back today. And I called them and they still haven’t answered. And they still haven’t come out to fix my shower. HMS was okay in the beginning but it just got worse as it went along. It shouldn’t take two weeks to repair something. They should be out the next day.

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    Response from Cinch Home Services

    Jesse, I assure you that the customer service you have received is not the level of service we aim to provide. My team and I would like to take a look into your claim to see how we can help. Please provide me with your full property address so my team can investigate and follow up with you personally. Thanks, Austin

    Customer ServiceClaims HandlingSales & Marketing

    Reviewed Sept. 11, 2019

    We purchased the HMS warranty on June 22nd, 2019. On September 2nd, 2019, our air conditioner stopped working. We filed a claim. HMS sent a technician out and technician reported we need a total replacement. 24 hours after the technician sent their report to HMS, we contacted HMS by phone to follow up with our claim status. We were told verbally that our claim was being denied due to “improper maintenance” and told they will submit this in writing. I contacted their customer service on September 4th requesting the written denial, again.

    As I write this review (September 11, 2019), we have yet to receive this denial in writing. On September 6th, we sent a written request to their dispute department, expressing our desire to have a second opinion. We received an automatic response email on September 9th, 2019 stating they will let us know by phone or email within 48 hours. Today, September 11, I contacted their department again to follow up on the dispute. At this time I was told “We have 39 minutes left within our 48 hour window”.

    When dealing with the dispute department, you are unable to be transferred to this department and are forced to deal with their customer service department. I asked this customer service agent if she could verify the reason the claim was denied and her response was “due to the pest clause”. I asked what she meant by pests. She said “The technician noted 3 MOTHS were found in the unit. I then mentioned we were initially told the claim was denied due to improper maintenance, not pest. Our phone call mysteriously got disconnected. As of date, we don’t have a written denial, we were denied a copy of the report submitted by the technician, and have had mixed reasons for claim denial. This is a horrific experience and feels like a scam. We do not recommend this company at all.

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    Response from Cinch Home Services

    Mandi, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. We have requested that a formal letter be sent to you and it may take up to 7-10 Business days. We regret this was not the outcome that you were hoping for. Respectfully, Austin

    Customer ServiceCoverageTech

    Reviewed Sept. 11, 2019

    Started out with HMS having very good experiences. All minor repair stuff. Then we lost our furnace in December and they could not seem to get it fixed. They kept sending out technicians with parts even though the techs were telling me they think the unit needed to be replaced. After several weeks of using space heaters into January, we called another furnace company on our own. They replaced the unit in less than a week.

    HMS refused to cover any portion of the replacement in dealing with their so called customer service group. Finally I had to write a letter to the President of the company to let him know my frustration and how unreasonable his team was. The end result was they agree to cover half the cost of the replacement which I was actually fine with. Then when renewal time for the policy came up, they had me marked for dropping. What a sad state of treating a customer. Good for small stuff, but look out if you have a bigger problem!

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    Response from Cinch Home Services

    Rick, We understand your feelings and value your feedback. There are a number of factors which could be at play in this scenario. In some areas we may lack sufficient service providers, or there could be regulatory changes to the requirements in your local area. We apologize for any inconvenience regarding the non-renewal of your policy. - Angela

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Sept. 11, 2019

    TotalProtect has always given us fantastic customer service and have been very affordable. We got a great value for the money that we pay on the home warranty on our home. Since they rolled out the online option, I like filing claims online. Every once in a while, I have a question of what thing to pick, but in general it’s very straightforward.

    We had a small leak in the crawlspace of our house and it was just a normal everyday claim. We’re 11 days from closing on this house, having sold it, and it was one of those things we wanted to make sure that it was ready for the next buyer. We had used the plumber that we were referred to before through another claim a couple years ago. But in the between time, there was something that wasn’t covered under home warranty. And because of having contact with Modern Plumbing originally, we used them for something else completely unrelated to the home warranty. We like that TotalProtect referred us to businesses within our community that we can support and that have provided great customer service. So, even if we didn't need to make a claim and we're just doing routine maintenance, we’ve used a lot of the same companies over the years because of that.

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    Response from Cinch Home Services

    Amanda, We are excited to hear that you’ve been pleased with our service contractors, and that you’ve enjoyed being able to use them outside of your warranty claims as well. Thanks for sharing. – Angela

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 11, 2019

    My refrigerator goes in and out and the freezer stops freezing, so I can't keep a lot of food in there because it will just stop running at any time. There was also a loud noise coming from it. I submitted an online claim with HMS Home Warranty and since it happened on a friday night over the holiday weekend, they didn’t get back with me until Tuesday. A tech then came the first time and he was fine, but HMS had to refer my appliance repair out to Sears to fix the motor. It takes a while, but things have been fine.

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    Response from Cinch Home Services

    Elicia, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 11, 2019

    I've had HMS Home Warranty for six years and I absolutely love them. For claims, I'd either call or go online and instantaneously, they'd send who the company is and would tell me to call the company and make an appointment. I'd call the company, the guy would come the next morning and would fix the problem. And that was for everything I've done. So far, I've had seven technicians come over and they were all good. I've had my HVAC, refrigerator, dishwasher, and dryer done. The longest thing that it took to fix was the dryer because they had to order a part, and that took three days. Also, I got a $7,000 air conditioner for copay of $150. I thought I'd have a generic air conditioner show up, and that's what I can afford now. But no, I got a brand new Lennox. They did exactly what they said they would do. They have been really good to me and I recommend them to everybody I see.

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    Response from Cinch Home Services

    Esther, Excellent service is what we aim to provide, and I'm glad to hear that you’ve experienced the benefit your home warranty provides. We appreciate your loyalty. Thanks for sharing - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 11, 2019

    I like the coverage of TotalProtect as well as their response. I've been with them for about four years. When making a claim, they just take your claim and they don't talk to you. You type it in and they give you a claim number. They then contact a local vendor who is gonna deal with your issue. Usually, they’ll call and I tell them to make sure everything is up-and-up.

    Their contractors have been excellent and really knowledgeable. I’ve had a couple of people coming in for a dryer, air conditioner, a hot water heater and stuff. The typical things start to go after about 10 years, unfortunately. You buy it and they replace it for you in about four years. When you have something break like the dryer, that’s a real pain. But the technician who came for that had a part in his truck which was about the size of a thumb.

    The only thing is when a part goes, it seems to take forever for somebody to approve it. The ice maker went in my KitchenAid refrigerator and that took a week. It wasn't a big deal though. I told the contractor it had been so long and he told me TotalProtect wanted to send it to him piecemeal which is a complete solid unit. It was like trying to go with the cheapest route for parts. That doesn't make any sense. I’m making the monthly installment and I pay my $100 deductible service call fee. I have no problems with that and that's the program. But unequivocally, they shouldn't jerk me around with the parts.

    Also, their phone response is questionable. I don’t like to do the online thing. I wanna talk to a person and say I have an issue. It seems like if you call, you’re on hold forever. TotalProtect has gotten bigger and they need more people for the call center. Other than that and the part thing, everything else is excellent. They even cover my hot tub. I’ve used TotalProtect and I will continue to use them.

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    Response from Cinch Home Services

    Michael, Thank you for being a loyal customer. We aim to provide excellent service, and we are excited to hear that you were pleased with your visit. Thanks for the kind words. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 11, 2019

    I've had TotalProtect for years with my mortgage. We submit our claims over the phone and have dealt with very good reps. We called in for our dishwasher and their contractor was out the next day. The technician was very good, and he actually had to pick up the part himself.

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    Response from Cinch Home Services

    Charles, We aim to provide excellent service, and we are excited to hear that you were pleased with your visit. Thanks for sharing! - Amanda

    Customer ServiceCoverage

    Reviewed Sept. 10, 2019

    Worst experience ever. Took 3 months of constant calling and asking for management after continuously explaining, being told what to do, following instructions and then receiving an email for follow up that never happened.... only to end in denial. The company they sent could not repair the problem and were extremely rude and unprofessional and I was told to find someone else and then told it would not be covered.

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    Response from Cinch Home Services

    Heidi, I’m sorry to hear that your warranty experience did not go as you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered. We’d be glad to reach out to you to better explain your coverage, if you’d like for us to give you a call directly, please provide the best time to reach you. Sincerely, Amanda

    Customer ServiceTech

    Reviewed Sept. 10, 2019

    My refrigerator broke last fall and it took me hours on the phone and 3 technician visits to get my refrigerator repaired - a month without a refrigerator and lie after lie and a runaround from Cross Country. Now my freezer is not working and I have had 4 visits over the past month to fix my freezer, which is on the same refrigerator. My freezer is still not working - going on a month again. When I called to ask for a repair I was transferred to 4 people today being told that the earliest someone could come out to look at it is 9/19 over a week away. At that point it will be 5 weeks without a freezer. At that visit it will be another diagnostic test and then another appointment will be made in a week or two if another part is needed.

    Is this satisfactory to Cross Country? Should people get a runaround? Maybe the refrigerator can’t be fixed and you just want to break people down so they will go out and get another one and not wait it out to have you fix it or replace it. Where are your standards for satisfaction and efficiency? They must be below zero! What is your company goal? Who are you serving? For people who are thinking about a warranty from this company - think again. It’s not just a one-off bad experience Cross Country is consistent. Steve Upshaw, Doug Stein, and Chris Askew - your names are attached to this company. Where is your pride and respect in running a company like this?

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    Response from Cinch Home Services

    Barbara, Thank you for bringing this to our attention, the service you explained is certainly not the level of service we aim to provide our homeowners with. My team would like review your claim to see how we can expedite your service on your freezer. We will complete a thorough review of your claim and follow up with you personally. – Austin

    Customer Service

    Reviewed Sept. 10, 2019

    We have been using Total Protect for many years and have used them a few times without much trouble. However, we had our dishwasher stop working 5 weeks ago and contacted TP the next day.

    A service person came out a few days later and determined the problem was a control panel failure. The dishwasher is no longer made, so we were told the part was not available. The consensus was that they would be replacing our old dishwasher.

    We were waiting for confirmation and a few days later we were told that the part was found and was being ordered. Well, 5 weeks have passed and we have spent over 12 hours on telephone calls being given the run around.

    It seems that TP is depending on automated information and not following up with actual live humans. Through our own efforts, we were able to speak to people in the company that is supposedly shipping us "the part" and they have informed us that there is no part, it does not exist and it is not being shipped.

    We pay $1,000 a year and this is our only claim in years. We need our dishwasher and we need it now. We have only been able to speak to a call center outside the U.S. and nobody returns our calls. Every contact we have had has been initiated by us.

    Total Protect is causing us incredible stress and frustration. We will never reccomend this company. They have lost all our trust and our business.

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    Response from Cinch Home Services

    C and M Masse, Thank you for reaching out to us. We’re sorry to hear that this has been your experience. I located your account and my team will complete a thorough investigation of your claim and and follow up with you personally. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Sept. 10, 2019

    Having to submit a claim with HMS was easy, pretty quick and pretty self-explanatory. We did that over the phone and the service provided by the rep was great. They said to expect the contractor in 3 to 4 business days and they did meet that time so we were okay there. It was a great experience. They made everything quick, easy and effortless on our end. They came and did what they needed to do on time. They did a pretty great job.

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    Response from Cinch Home Services

    Corey, We aim to deliver prompt and reliable service, and are pleased to hear you had a great experience with our service contractors. Thanks for taking the time to share your experience. - Dena

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 10, 2019

    HMS Home Warranty was in the home when we bought it in 2015 and we’ve kept it up since. The interaction with the claims rep was good and they helped me a lot when I called it in. I’m satisfied with the service but not so much with the company who did the repair for the stove. It was the control on the oven, the timers and the lights on top that went out. They came out and said that it was some kind of a motherboard that knocked everything out. Then, I didn’t hear from them. He said they would get back with me in a few days and I waited. They came on a Tuesday and finally, the following Wednesday, I called them and asked if they got my part in for the stove. It has been over a week.

    The contractor is an appliance repair and they should have access to these parts. The rep said that they could have it there for tomorrow but they couldn’t put it in until next Tuesday. I was thinking if they would have had it if I didn't call. I wasn’t real happy with them and that I had to do all the calling but they fixed the stove about two weeks later and since then, it has been good.

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    Response from Cinch Home Services

    Jackie, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. If you need some assistance with a claim, please respond with your full property address. - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 10, 2019

    I wanted to have a home warranty because I’m on my own. My son-in-law had good things to say about TotalProtect. I did a claim with them over the phone and had good interactions with their reps, and it was fast. I’ve recommended their service to my brother in Florida, and I would also tell others that if they have good sense to protect their house, they should get TotalProtect too.

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    Response from Cinch Home Services

    Albert, We are thrilled to hear you’ve received the excellent service we aim to provide. Thanks for sharing! - Austin

    Verified purchase
    Customer ServiceClaims HandlingPricePunctuality & Speed

    Reviewed Sept. 10, 2019

    What made me stick around with TotalProtect was the insurance feature, the whole possibility of what happened with my air conditioning unit coming along, just not having to worry about the cost of replacing a major appliance if something were to go wrong in the house, it made all the sense to me to have that kind of insurance back-up. Everything went smoothly when submitting a claim. I made one phone call and the immediate response was other people calling me to set up appointments to come out and assess the level of disrepair as it were. I got three different vendors come out and do that for me. And once that was done, I got a call setting up a date to come and replace the unit. It was almost too easy and too simple to happen within a week's time.

    I'm impressed that I'm never bothered on the one hand. All I did was my monthly payment was deducted from one of the accounts at the credit union. The cost never went up. It's been the same since day one. Once I signed on to it until I applied for the replacement of my air conditioning unit, nobody bothered me and I'm the kind of person who prefers that. I'll call you when I need your help, as long as I'm paying my premiums which happens. So, it all worked out well for me. The only thing is that since the repair was done, my monthly payment hasn't been withdrawn from the checking account and it's automatic bank withdrawal. If something were to happen, I don't want TotalProtect to tell me that my dues haven't been paid. I'll give them a call about it.

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    Response from Cinch Home Services

    Dwight- Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. - Amanda

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 10, 2019

    The reps at Cross Country are always very polite. When my experience with a contractor is not fine, I always call customer service and they give me someone else. They would take care of it right away. But Cross Country never replaces anything. They just repair it year after year. But they do fix things and it saves a lot of money in the long run. But the deductible is way too high. They’ve raised their deductible quite a while over the time, which I don’t like that. The monthly fee has increased a little bit as well, and I can go a whole year without calling them at all. Other than that, my experience with Cross Country has been fine so far.

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    Response from Cinch Home Services

    Michelle, We appreciate your honest feedback and will ensure it is provided to the appropriate departments for proper review and handling. We’re glad to hear that you’ve been satisfied with the services Cross Country provides. Sincerely, Dena

    Customer ServiceClaims HandlingTech

    Reviewed Sept. 9, 2019

    On Sep 9, 2019, I had a service appointment. The company selected to perform the service did not show. When I called the service company the technician wanted to argue with me about the time my service was schedule. I gave him the times given to me but the technician continued to call me a liar. I told the technician I didn’t want to argue on the phone and ask he he was still coming. He told me he was. I waited until 5:00 pm the time he said that the service appointments is available. The technician did not show up. I missed a day of work to get this service done that did not happen. When I called total protect claims section to reschedule the representative did not want to hear my complaint. Total protect do not have any concerns for their customers time. They give you some dates and time but not considering the time you have already lost. I missed a day of work and now I have to miss another one because of the choice of service companies they use to provide service to their customers. I am really disappointed because I pay my monthly fees every month but when I need something done they do not have any concern for the well-being of their customers. The company the selected for my service is not know by the BBB. I do not know where they find these companies to perform services but total protect needs to do better. You

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    Response from Cinch Home Services

    Thressa, I’m sorry to hear that your claim experience was not what you expected. Please reply with your full property address so we can locate your account, and a member of my team will call you directly to address your concerns. Sincerely,  Austin

    Claims Handling

    Reviewed Sept. 9, 2019

    Got HMS Home Warranty when purchasing the house 2 years ago. Renewed policy after one year. Unfortunately during the 2 years we had 3 claims, 2 of which were for AC units. One claim took about a month before it was approved. Just received a letter that they will not renew our policy. Maybe because they lost money on us....

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    Response from Cinch Home Services

    Marleen, We understand your feelings and value your feedback. There are a number of factors which could be at play in this scenario. In some areas we may lack sufficient service providers, or there could be changes to the requirements in your local area. We apologize for any inconvenience regarding the non-renewal of your policy. - Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 9, 2019

    When I got my house, my mortgage company put TotalProtect Home Warranty in. Submitting claims online has been really easy and a lot easier than through the automated system. Most of the techs who have been coming out are fairly decent and stick within the time. But we’ve had one guy that wasn’t that good and not really nice because he had to drive a long way to where I live. The last tech who came fixed my breaker in minutes. He came out, diagnosed it, got it approved within an hour, and in about two hours it was back running again. With it being hot out, he did well. TotalProtect has been really good and fixes what they need to.

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    Response from Cinch Home Services

    Mike, We appreciate you providing your honest feedback about your experience, and are glad to hear that the second technician was able to quickly repair your unit. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 9, 2019

    My realtor bought an HMS warranty for us when we bought our house. It was for our peace of mind. They didn’t want us going through any headaches during our first year in a new home. And then, in the dead of summer, we lost our AC. I called the number on the receipt that I got, and they patched me through. HMS gave me a claim number, and they sent me a text or an email. I then called their contractor and arranged the service with them. They came out the following day.

    The company that HMS chose was top-notch. They were great, very flexible and easy to work with. The guy was very personable. I had them lined up to go one time, but we couldn’t stay in the house because it got to be like 90 degrees. I told him we were going to my mom’s and asked if he could come at a certain time, and he told me to just let him know and he would be around. So, I texted him and he came back that weekend before we had to be at work. He did his diagnosis then ordered the part, which took a little while. There’s a process where they have to order to get authorization. He came in, and he usually got me in within 24 hours. So, I was very happy. The AC started working as soon as he made the repair. And we were good to go. Everything’s been working great.

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    Response from Cinch Home Services

    Robert, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs. Thank you for taking the time to share your experience. Sincerely, Christine

    Verified purchase
    Customer Service

    Reviewed Sept. 9, 2019

    Putting in my service call online to TotalProtect was very easy to do. I had a call right away and had great interactions with the tech they sent. My dryer was fixed before the hurricane. I'm very satisfied with TotalProtect and I always recommend them to my friends.

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    Response from Cinch Home Services

    Annette, We aim to deliver prompt and reliable service, and are pleased to hear our service partner responded quickly to get your dryer fixed. Thanks for your recommendation! - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Sept. 9, 2019

    My brother-in-law got HMS when they were closing on their home last year, so when we closed on our house, we requested it as well. And then, my realtor set it up for me. Everything has been super easy. When we had to submit a claim, I initially went through the paperwork and was directed to the website, and I was able to do it very easily and quickly. The technician who came was very professional and quick, and the experience was very painless. All in all, HMS is a great value and I'm gonna continue my subscription with them year by year.

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    Response from Cinch Home Services

    Thomas, I’m glad you chose HMS as your home warranty provider and I’m thrilled to hear we’ve met your expectations! Thank you for taking the time to share your experience. We appreciate it! – Angela

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 9, 2019

    TotalProtect's reps have been very helpful and very nice. Usually, technicians come out within three days at the most. If it’s an emergency, they come out quicker. It depends on what the problem was, but it’s within a week. I had to wait for an approval for an air conditioner replacement and it took four to five days. Also, just one time the techs had to come back out to fix the leaky showerhead, but they came right out the next day and everything was taken care of. Good communications and good quality work. I recommended TotalProtect to my niece.

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    Response from Cinch Home Services

    Matthew, Thanks for sharing your experience with us. We appreciate your recommendation. - Dena

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 8, 2019

    One of my good friends told me about TotalProtect and suggested that I give them a call when I told him that I was interested in getting something like that for my home. Their claims representatives are very pleasant. They get all of the information and they will let you know the claim number when you call so that you would have all of that available, ready for the person that’s gonna be repairing your service. They have a very pleasant attitude and they're committed to customer service. And they're very quick with finding a vendor.

    They're committed to making sure whatever repair needs to be done gets done, and to making sure that if it can't repaired, they will replace it. That’s a good commitment to just making sure they're backing what they advertise. The only downside to that is that often, it's on a weekend and it takes a couple of days. Us consumers want immediate reaction and sometimes, it's not as immediate as how we like it, but I have been pleased with them. The time that it takes for decisions to be made whether something is gonna be replaced or not, and the response time of being able to get someone out to the household, both need to be improved. Mine happened very quickly and I was okay with that.

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    Response from Cinch Home Services

    Marlo, We are thrilled to hear you were referred to us! We are committed to providing excellent service 24/7 365 days a year. Thanks for sharing! - Christine

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 8, 2019

    So far, we're on our third year with HMS Home Warranty. I like that if something goes wrong, they fix it, no questions asked. When submitting a claim, I don't like the computer prompts that they have, but the experience is very good when you get a live person. Their reps are very good, professional and takes care of my needs. The technicians have been good too. The plumbing people have been real good. I just don't know if I can trust some of the air conditioner and heating people that they send out. I'd rather get my own. We had a little problem with the air conditioner then and they overlooked some stuff, but they came back and fixed it.

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    Response from Cinch Home Services

    Tom, Thanks for sharing your experience with us! We’re thrilled to hear that you’ve been pleased with our service over the last 3 years. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 8, 2019

    It has been a couple of years since I've had TotalProtect, and so far, my experience has been good. It has also been better than what I’ve heard from other people who have other home warranty services. Submitting a claim online is easy and they send somebody over relatively quick. The technicians seem to know what they are doing, and they’ve done a good job so far at fixing stuff. On the more serious claims, it has taken a couple of tries to get it completely fixed. They wanna try to patch it together before they have to replace something, but I’m happy with what they’ve done.

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    Response from Cinch Home Services

    David, I'm delighted to hear that you’ve had good experiences with our service technicians. Our goal is to provide reliable service you can count on. We thank you for your loyalty. - Dena

    Verified purchase
    Claims Handling

    Reviewed Sept. 8, 2019

    We asked for a home warranty when we bought the condo seven years ago, and we got HMS. Our experience with them has been pretty good. They've done their job so we stayed with them. Submitting a claim is easy too. I had a little snafu this summer, as I came back from North Carolina and my heating system was out. And it was on a weekend. I had to wait three days before I could get someone here. Luckily, I'm a smart woman and I had a window air conditioner I bought from my neighbor, and I put that downstairs because we don't have a heating duct down there, so we were just fine. We've gone through this and I use the same people for service. They're very honest people. They have done their job. I am renewing my warranty next month. HMS called me a month ahead and I took over the checking out. So, I'm daffy, and it was a good reminder.

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    Response from Cinch Home Services

    Helen, Our goal is to provide efficient claim resolutions and we are happy to hear you’ve been pleased with our service. We hope to have you as a customer for years to come. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Sept. 7, 2019

    I love Cross Country. My bank offered their warranty and I paid on it for about a year or so. Then I got notified that the bank was dropping them because there were some problems with Cross Country. I had the choice of whether to stay with them or to drop them. And in the meantime, my bank refunded all my money that I paid into it. But I elected to stay with them and I haven’t been unhappy since. With them, I don’t have any worries and I’m very comfortable.

    I give them a phone call when I have a claim and their reps are very good. They take care of my problem immediately, as far as making the arrangements to get the service, and I’ve used them a number of times. And they always start out wanting to find a different company, but I always insist I want the same company to do the work for me. It’s been to the point where every time we have a problem, the person they send out is the one that I request. So, I’m real happy with the service because I’m hardly ever home. I’m a full time RVer, so I’m always travelling. So if I have a problem at home, then I get it fixed.

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    Response from Cinch Home Services

    Stanley, Our customers are our top priority, and we are pleased to hear you are satisfied with our service.  Thank you for taking the time to share your experience. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Sept. 7, 2019

    The initial claim I had with HMS for my hot water heater was fine. I called, let them know that there was about four inches of hot water all over the basement and that I needed someone to work on the hot water heater. HMS had a plumber come out the same day. He diagnosed that I needed a whole new water heater. He then told me I needed a code upgrade because apparently my hot water heater was about 15 to 18 years old. My hot water heater did not have the code upgrade for the county I reside in. I live in Allegheny County in Pennsylvania. I didn't have an expansion pack and I needed modifications made to the gas line and the waterline. I needed some kind of backflow prevention so that the water wouldn't go back through the pipes to the city.

    The plumber told me that the code upgrades were not included in the warranty, which is true. However, I allegedly have the pay-up plan where if you have an additional upgrade that's not covered under the standard warranty, they are supposed to pay you back for so much out of pocket. But the warranty company won't get back to me about reimbursing me for the code upgrade. That's the problem I'm having. I can't even get it filed with HMS. I emailed them and the emails have been returned to me. It seems I'm not using a good email address or it's at their system for too long and it expired.

    That aside, the initial claim representative at HMS that I spoke with was amazing. I was freaking out and losing my mind because there was hot water all over my basement floor. I didn't know where the shutoff valve was to the hot water heater. I was scared because I was home by myself with my kids and my husband was at work. The rep was incredibly patient and was very kind. She called, put me on hold, and she called five different companies to find somebody that could come out the same day. I really appreciated the service that she had provided to me that day because I was scared. Who wants to wake up and find hot water all over the basement floor, especially when you bought the house last year?

    But I don't appreciate the heavy-handed renewal tactics. I have received no fewer than six phone calls about renewing my warranty. Every time I say to them that I would renew the warranty if they pay me for the code upgrade they were supposed to under the payment plan, the rep would say that was not his/her department and couldn't help me with tha or they would say they don't know anything about that. But then why would they be calling me? Why are they the only people from HMS calling me when I'm out $325 out of pocket for the code upgrades that I didn't know existed in Allegheny County.

    That plumber could've been totally shining me on and I would have had no clue. But I needed the code and an expansion pack. I also needed modifications made to the waterline and the gas line. The plumber had to have some kind of permit to put in a new hot water heater in my house. He also had to get a permit from the township and that was another $40.

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    Response from Cinch Home Services

    Sara, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you seem pleased with our service. - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 7, 2019

    I called the TotalProtect number for a dryer that wouldn't work. They sets up calls with the service person, and that's how I went. One contractor came out and said that we had to order some parts and then a week later, they called back and said the parts weren't available because our dryer was so old, so we had to get a new one. But they didn't service dryers so we had somebody else came out and ordered the dryer. They sent it to me and told me I could look at it online and make sure it was all right. I'm satisfied with TotalProtect.

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    Response from Cinch Home Services

    Laura, I am happy to hear that you’ve been satisfied with the service you’ve received and your clothes dryer was replaced. Thanks for sharing. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 7, 2019

    I've had HMS since 2007. With my last experience submitting a claim I escalated it and made a supervisor get on the phone with me. The last experience was overpromised and underdelivered. The contractor wanted to collect his deductible and never intended to come back and do the work. And he basically sidestepped me and kept telling me that it was being held up by the company when in all reality, he wrote the claim up so that my claim would get denied for a legitimate claim.

    And then when the second guy came out, he said to me, “By chance, was the original guy that came out here XYZ?” And I said, “Yes, as a matter of fact, it was.” And so, this guy basically said that he’s heard that a lot about claims that he’s had to go in on the second end and clean up because the guy just didn’t wanna come back out and do the work. It was horrible. I went without a toilet for two months. I was not happy about it at all. And then when I called in to the customer people because I didn’t talk to the claims people, the customer service people said, “Well, we let the contractor one know what we needed.” I said, “Well, why aren’t you letting me as the customer know what you needed? Because that contractor, every time I called them, they kept pushing it back and saying that they were waiting on you to approve the claim when all reality, he wrote the claim up so that it was denied and it had to get escalated?”

    My other bad experience was, a guy was supposed to come out for my garbage disposal. He made an appointment with me and never showed up. When I finally called him, the guy was in a bar. He ended up over at my house and I was pretty sure he was drunk. It was like 8 o’clock at night. Now, I’m a single lady. So, I stayed in the kitchen with him because I was a little kind of creeped out having a stranger come to my house. I got knives and all sorts of ** in there. We live in a crazy world. I stood in the kitchen with him, and he got pissed off at me because he doesn’t like anyone overseeing his work. And then he got mad at me and left.

    Luckily he came back because he left the water on. So he came in to turn the water off for me. Then I had to have somebody else come out and finish the work. I called HMS in both incidences and let them know. And as a company I’ve gotten what I paid for with HMS. Every time I finally got the root cause of what the issue was, HMS stood up and took care of it and took good care of me. So, I can’t fault the company, but I think they need to vet their contractors a little better.

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    Response from Cinch Home Services

    Michele, I'm sorry to hear we've disappointed you. The service you've received is definitely not the level of service we aim to provide. We appreciate your feedback and will give it to the organization in an effort to improve our customer experiences and on our process and procedures. Sincerely, Amanda

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed Sept. 7, 2019

    When I read about TotalProtect, it sounded like a really good plan. I had looked at others, and it seemed better than what I’ve seen in the past. The first time I used TotalProtect was with a dishwasher. All of my appliances are black and they sent a white dishwasher. We had a problem there, and they gave me some money so I could buy one, but it was not enough to pay for one. When I had water heater replacement done, I still had a problem with it. It cost $2,780 for parts to connect it, which was high, and the technicians only connected the new one and left the old one disconnected. I had to call them to come back and do the reconnection for the other water heater.

    Now, some of the burners on my cooktop were not working properly. The technician said that one of the burners was leaking, and so they were catching on fire when you turn the cooktop and light the burner. The technician had to call TotalProtect, and they said that that was not covered. My gripes on them also include the fact that, most of the time, it takes too long to get anything done. I call them and they assign a service provider. Then, usually, it’s two or three days before the technicians come. And then, they just look and check things out. They have to call TotalProtect to get their approval, which takes two to three days longer.

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    Response from Cinch Home Services

    John, We appreciate your feedback, and are disappointed to hear your claim experience was less than satisfactory. As with all warranties there are terms and conditions of coverage. If you still have coverage questions, we’ll be glad to speak with you directly about your concerns. If you’d like for us to contact you, please respond with the best time to reach you. Sincerely, Amanda

    Miroslava increased rating by 2 stars.
    Customer ServiceClaims HandlingCoverageSales & MarketingPunctuality & SpeedRefunds & Payouts
    After a positive interaction with Cinch Home Services, Miroslava increased their star rating on Dec. 23, 2019.

    Updated review: Dec. 23, 2019

    Thank you Dena. The job was finally completed, I upgraded my review to 3-stars.

    Original Review: Sept. 6, 2019

    Updated on 12/23/2019: To say that dealing with this company is beyond frustrating would be an understatement. They now changed their name to Cinch Home Services. Before it was HMS Home Warranty - perhaps, they are trying to get away from bad reviews? Anyway, I had a hot water heater leak in May. I was told a replacement needed - but the work can not be performed until I fix the door as it was too narrow. I have a Premier Coverage that's supposed to cover those kinds of extras. But every time I got a response that it was not covered. I went ahead and paid out of my own pocket.

    On November 14, 2019, I got a call from Cinch H.S, on a different claim. Chikara (lady's name) was super helpful and nice, which really surprised me - usually you'd get someone rude and clueless. She clarified all the Premier coverage: two claims a year are allowed for additional necessary work, up to $1000,00 each. She said she was sorry I was given wrong info before. She went and spoke with a manager, and told me to submit a claim with receipts for reimbursement. WOW! So I did, the following Monday, November 18, and received an automated reply.

    Well, now, a month later - NO CHECK! Tried to reach Chikara at the extension she gave me (44408), but it's now a different person, Tanya. I left two messages - Tanya never called me back. I also re-sent an original email - still no response except an automated reply. Called customer service, got Susan on the phone. She claimed that there was no information in my account about this claim! Well, I do have two automated responses that they received my emails. Then she got rude and argumentative, I had to ask her to talk to a manager and look into this. At least she didn't hang up on me like they usually like to do! Finally I suggested I'd resend the email with receipts - since I wasn't getting anywhere with her. I sent another email this morning, but not holding my breath, though - it seems they will do anything to deny you a coverage!!

    Original review: I wish I could give it zero stars. It's been over a month since my dishwasher claim. Long story short, finally they got a replacement (cheapest one they could find), but forgot to order a water hose. So they cancelled the appointment. Now they got the missing part, but want the appointment to be on their terms - when I can't take time from work. The woman scheduling appointment was rude, and hung up on me. Which seems to be the way they always operate. Made 3 calls in 2 days, all of them been hung up on me! They put you on hold for 20-30 min, then the phone disconnects. Company is a borderline scam. They treat customers like dirt. My next step is to contact Attorney General of Consumer Protection Division, and BBB. Will keep you posted.

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    Response from Cinch Home Services

    Miroslava, This is not acceptable service and I understand your frustration. I want to see what I can do to help expedite a resolution. I have located your account and a member of my team will investigate and follow up with you personally, Thank you, Dena

    Customer ServiceClaims HandlingTech

    Reviewed Sept. 6, 2019

    I reported a claim on Saturday August 31st that the AC was not cooling someone was supposed to be out the next day. The contractor did not show up when they were supposed to, we called, someone had canceled the claim, it was not us. We had to call and enter the claim again, the contractor could not come out until the next day, keep in mind we are in Florida and the temperatures reach over 90 degrees. The contractor comes out, we need a new compressor, they notify the warranty dept. with the part # needed. Total Protect tells them to order a different manufacturer part, the AC contractor informs Total Protect that using a different manufactured part can destroy the unit in its entirety. Meanwhile it is 9-4-19 and we have no answers, the heat index in Florida is at its all-time high with warnings to the public, we currently have no AC. (Also to note: I just suffered a heart attack a few weeks before all of this). No one seems to care about that. We have placed calls every day for 6 days, today is 9-6-19 and we still have no AC, the temperature in our house daily has been in the mid to upper 90's. After placing a call on 9-5-19 we were informed the part was ordered and would arrive on 9-10-19 **Note it is not the same manufactured part as the AC unit, it is the part that they were informed should not be installed. We now have to wait until after 9-10-19 to have a repair made, not knowing if it will end up destroying our entire AC system. We have also requested the emergency housing allowance be approved for $1200 so we can find a hotel to stay in, we still have not heard anything in response. Every time we call, we get the run around, no one knows what is going on and they have no way to contact a Supervisor or anyone that can help. This is the Worst Customer Service I have ever experienced. My wife and I are professional property management people, this is the worst company I have ever experienced, this has added so much more stress to an already stressful and horrible situation. This should have been considered an emergency situation. Still no response to our requests for emergency housing!!

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    Response from Cinch Home Services

    Earl- Thank you for taking our call today and allowing us to address your concerns. We are glad to hear your claim has been completely resolved. - Christine

    Customer ServiceCoverageTechPrice

    Reviewed Sept. 6, 2019

    I have a warranty coverage agreement with Sears Home Warranty that covers all major appliances and systems at a monthly rate of $69.99/mo and $100 deductible. I own a single family home with a central refrigerated air conditioning unit that has not been working at least since April/May 2019. I initiated a service job through the current warranty provider Cross Country Home Services and received notification 6/25/19 that a service provider was unavailable in my area (Santa Fe, NM). I contacted a local technician that has worked with my unit previously who was willing to coordinate service via the warranty. He called Cross Country and his services were rejected due to cost. I was informed by a supervisor at the service center to find a second opinion.

    On 7/30/19, I paid $233.10 (including travel and hourly diagnostic) to hire an Albuquerque technician to diagnose my AC unit. I was provided an estimate recommending comparable pricing as the first technician. On 8/13/19, I submitted the estimate and invoice for reimbursement through ownerdocuments@chhs.com. I did not receive any notice regarding the estimate for repair. Instead, around 8/30/19 I received a $83.10 check ($50.00 short). On 9/5/19, I called the service center and was informed that my service job was "CANCELLED". The rep told me that I would need to find another technician. Frustrated, I asked to speak with a supervisor and was placed on hold several times. I was informed that I would have to find another technician.

    I refused and again asked for a supervisor. I was then told by the rep that my issue has been "escalated" and would be taken care of. After being placed on hold again, the rep advised me to call the Authorization department 800-697-4733 and they would be able to assist me immediately. I called the number I was provided and was informed by the rep at that department that they do not assist customers and only work with service technicians/vendor.

    All I want is the needed repair to my AC unit as required under my warranty contract with HomeSure of America through Sears Home Warranty. My agreement states that the maximum liability shall not exceed $10,000. The highest of the two estimates I received to repair my unit is $3,604.51. CCHS is placing ambiguous and unreasonable limits on the coverage I purchased. After reviewing BBB customer reviews, there seems to be a pattern and practice of CCHS refusing or avoiding to pay for repairs of AC units covered by the Sears Home Warranty. Any lawyer out there seeking CLASS ACTION LAWSUIT should scoop this one up. I'm owed $50 at present.

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    Response from Cinch Home Services

    Sun, I'm sorry to hear this has been your experience. We aim to provide fast and efficient claim resolutions and we have clearly missed our objective.I have located your account and see you have been in contact with a member of our team. She will remain in contact with you to ensure the claim is fully resolved. Thank you, Angela

    Customer ServiceClaims HandlingTech

    Reviewed Sept. 6, 2019

    Today marks exactly 30 days since I placed a claim on my GE Profile Refrigerator. Over the past 30 days, I have received more excuses for service provider no-shows and no return phone calls on confirmed appointments and promises than actions which led to a resolution. I have spoken with countless representatives and supervisors at the HMS/Cross County corporate office and little has been done in follow-up to move my claim forward. After their first service provider closed my first claim stating the parts ordered were installed and the refrigerator was working (totally incorrect), a new claim was opened (3 weeks into this ordeal) with a new service provider who has a phone number, never answered, which goes to voicemail, and the voicemail box is full. During my call today with HMS supervisors Gloria and Robin, I asked how they would feel if their family was without a refrigerator for 30+ days to which they replied they couldn't imagine the inconvenience.

    Well, I cannot only imagine the inconvenience, but have been living with the inconvenience for now over 30 days with no resolution in sight. I asked if they could simply replace the refrigerator due to the extreme time and inconvenience and deal with the internal issues of their field staff providing poor to no customer service. Instead of saying "yes," we feel this action is appropriate based on your ordeal, they want to start the process all over again from scratch. With this type of customer service acumen and overall attitude, I strongly advise against wasting your money for a home warranty with HMS/Cross Country which simply does not deliver when you have a claim. Please ask yourself this question, "Could your family effectively live without a refrigerator for over 30 days (and no end in sight), having to eat out frequently, buy ice continually for staples and live out of ice chests?"

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    Response from Cinch Home Services

    Daniel,Thank you for bringing this to our attention. This is not the level of service we intend to provide and I'm sorry this has been your experience. We have located your account and a member of our team will review your claim to see what we can do to get this resolved. Once the review is completed, they will follow up with you directly. Thank you, Austin .

    Verified purchase
    Tech

    Reviewed Sept. 6, 2019

    Central air conditioning stopped working and Total Protect sent repairmen out the next morning. It was determined that the whole unit needed to be replaced and it was a week later. Only complaint is to why the delay. It could have been replaced sooner.

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    Response from Cinch Home Services

    David, Thank you for choosing us, we are happy that we have met your expectations, and we appreciate your feedback. - Austin

    Verified purchase
    Claims Handling

    Reviewed Sept. 6, 2019

    I've submitted a few online claims with TotalProtect and it's easy to do. Everyone that came over did what they were supposed to do. I don't have any complaints about any of them thus far. I've paid nothing but the deductible and everything has been working good since the repair.

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    Response from Cinch Home Services

    David, Thanks you for taking the time to share your warranty experience with us. We are happy to hear that you enjoy using our website, and that you’ve experienced the benefit your home warranty provides. – Angela

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 6, 2019

    It's easy to submit claims with HMS Home Warranty online. Also, the contractors do good work and they finish in a timely manner. It has been good a experience working with them.

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    Response from Cinch Home Services

    Lacey, Thanks for providing your feedback! We are happy to hear that you enjoy using our website, and that our technicians were fast and efficient. – Austin

    Verified purchase
    Tech

    Reviewed Sept. 6, 2019

    I got a letter in the mail from TotalProtect. I filled it out and they signed me up. So far, they’ve done a great job. To submit my claim, I called it in. The rep was really friendly and helped me out a lot. The tech came out for service in 30 minutes, which wasn't long at all. He was very friendly, professional and did an excellent job. He explained everything to me and told me what was wrong. The wires in the box were shorted. He cut it and put it back in and now, everything works fine.

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    Response from Cinch Home Services

    Paul, Our goal is to provide reliable service you can count on, and we are delighted to hear we are able to satisfy your home warranty needs. We hope to have you as a customer for years to come! - Christine

    Reviewed Sept. 5, 2019

    They won't pay to have the busted water heater removed so the flooring can be dried before the new one goes in. They stated that it doesn't matter to them if they put the new water heater on wet flooring. Plus they don't pay for a new pan because the water heater they ordered was a different size and needs a bigger pan and I have to pay for the piping changes again due to the different size. Horrible Company!!

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    Response from Cinch Home Services

    David- I’m sorry to hear your claim for the water heater is not going the way you expected. As with all warranties, coverage is detailed in the agreement and there are some items and conditions which may not be covered. In this instance, your warranty covered your replacement water heater and all the labor to install it, but did not cover the modifications or code upgrades which were required. This information can be found in the warranty booklet we sent to you upon enrollment. We regret any misunderstanding of the coverage provided.- Dena

    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Sept. 5, 2019

    My hot water tank failed on Friday before Labor day. HMS sent a plumber Saturday evening who recommended replacement. On Tuesday, I called HMS to get a status. They called back an hour later to tell me they were not going to use that contractor because he cost too much, they would send another. A new one came out Wednesday and gave the same evaluation. I called today to get a status 6 times!!!! I was given 6 different answers. No one knows when or where the tank is. Person 1: (Chris) "Claim is in research." Person 2: "Part has been ordered you have to contact plumber for status.." Person 3: (Oscar -who transferred me to the plumber in the middle of the conversation.) "We are waiting for you to approve non covered charges before ordering" and stated one of the unapproved charges was torch fee! Person 4: "Claim is in research."

    Person 5: DOUG (the worst of all-hung up) I requested a claim cash out because of the delays and part not ordered, he then claimed the part was ordered but could not give me the make or model. Person 6: Ericka- EXTREMELY HELPFUL!!!! At the time of this writing, I still have no idea when I will have hot water again and no one is in a rush to let me know. They do not treat you with dignity or as if this was their home. How would any of them like to go without hot water for a week or two?

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    Response from Cinch Home Services

    Robin- I’m sorry to hear this has been your experience. This is not the level of service HMS aims to provide and we’d like to help. I have located your account and my team will investigate and follow up with you once as soon as possible today. Thank you, Austin

    Customer ServiceCoverageTech

    Reviewed Sept. 5, 2019

    On August 21, 2019 our air conditioner stopped working and I called our HMS warranty. HMS sent a technician from Legacy Home Comfort. The technician came the next day and asked for the deductible and said he couldn’t do anything without it, so we paid him the $100.00 deductible. He then proceeded to open the air conditioner and left pieces on the ground (picture attached). Then shortly after he left and when I asked him if it was fixed, he told me the fan does not work. I asked when he would fix it and he told me, "It needs a part and your home warranty should provided the part". I asked when would this happen, and he said he doesn’t know and I should call and ask my warranty company. I asked him for a receipt for the deductible that I paid and also the report of what the problem is with the air conditioner, he said he couldn’t give me one.

    I do not recall the technicians name, but I recall he was in a rush. He didn’t want to answer any questions. So the following day, on Friday August 23 I called HMS and a representative named Fernando told me that a report was not sent to HMS and Fernando does not know what is going on. I explained to him that the house is incredibly hot and we can’t stand the heat. Fernando told me he could not do anything because the Technician did not submit anything. He then informed me that I should call back on Monday August 26. On August 27, I got an email, stating the warranty cannot cover the cost because the filter is not clean. So, I called HMS the same day I received the email. I was transferred to a supervisor. I explained the situation once again to the supervisor and told them I had changed the filter 3 months ago and asked that the report would be sent to me.

    The supervisor stated that a report could not be sent to me and it would take 3 weeks to receive a report. I told the supervisor to send another technician and told her about the previous technician. The supervisor told me that this could not be done. The supervisor said they couldn’t help me and the only thing they can do is provided me with an email (SUPPORTSERVICES@cchs.com) and explain what happened. I told the supervisor that the technician left the air conditioner open with parts on the ground and that this was a hazard to the household. Then she put me on hold while she called the company to come and close the air conditioner. She informed me that she spoke with a gentleman from Legacy Home Comfort named Eric and he told her that he would send someone to come and close the air conditioner. More than 2 weeks passed now and I haven’t heard from them

    I sent an email to SUPPORTSERVICES@cchs.com on August 29, 2019 and only heard from them on September 5 after 7 days! The person who called me said the same exact thing and did not provide me with any reports neither a date for someone to come inspect or even close up the opened AC that is very hazardous!

    The Solution I need is to send a decent technician to come and have a look at our air conditioner. This is unacceptable and we deserve better service then this. We have been living for more than two weeks without air conditioning which is very difficult since we have pets and seniors in the home. So, I asked that you would act fast on resolving this issue, it can’t be prolonged anymore. Someone should follow up with me and explain to me what is going one. I spoke with four people and no one was able to resolve my issue or tell me what is going on or what I need to do. I would rather not have to escalate this matter to the Attorney General office and the BBB. All I ask is that this all gets resolved so that my family and I can go back to living comfortably.

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    Response from Cinch Home Services

    Mina, I appreciate you bringing this to our attention and I’m sorry to hear this was your experience. As with all warranties coverage is detailed in the agreement and there may be items/conditions which may not be covered. We’d like to review your claim to ensure it was handled within the terms and conditions of your warranty. My team will investigate your claim and follow up with you personally. Thanks, Christine

    Verified purchase

    Reviewed Sept. 5, 2019

    I have been with TotalProtect for at least 10 years. I heard about them through my first mortgage company, GMAC. I paid monthly payments along with my mortgage payment every month. Recently, however, it was the worst experience that I have had with them ever. My air conditioner went out on me on July 28th. I have not been in my home since then because it was too hot -- Florida weather this time of year is extremely hot. So, I have been living with relatives, and took me through the mill.

    The policy states that if the appliance is old and if it cannot be fixed, they will replace it. It also states about the customer keeping maintenance on it. I have done my maintenance. They have come out and serviced my air conditioner six times. When I moved into my home, 25 and a half years ago, it has been the same air conditioner. It was built in 1989, so I had to have been doing something right to keep it this long. Four different companies came out to my home to see what the problem was and what was needed. Each company, when they took a look at the air conditioner, they said that it is old, that it cannot be fixed anymore, and that it needs to be replaced.

    One of the companies placed the responsibility on me to find someone. I then found a company to come out. He diagnosed it and we sat down together at my house. We called TotalProtect and he spoke with them. He gave them his recommendations and what he saw. He took pictures too and we sent them. And yet, they came back and told me a lie, that that company did not want to have anything to do with it, that they refused to come and fix it, and that I move right along. So, I told them, “Well, you all find a company.”

    I got the call last week from a lady named Marissa. She told me that it was not approved, and I asked her why. She said because I did not keep up the maintenance on the air conditioner. I told them that they were all liars. They knew from the beginning what the problem was. The problem is that they did not want to pay for a new air conditioner. I asked her to send me the copy of the authorization, disapprove buying a new one. Since then I got myself an attorney. Nevertheless, on other circumstances, TotalProtect was good.

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    Response from Cinch Home Services

    Carolyn- Thank you for being a loyal customer. I'm sorry to hear that your most recent claim experience has not been what you expected. I have located your account and will have a member of my team investigate and follow up with you directly to address your concerns.- Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 5, 2019

    We had a power surge in our area and the inside AC unit wouldn’t work. It took forever. The outside unit was working but it would blow all the time. It wouldn’t cut off. It took probably a month to get the issue corrected because where I live in Jasper, Florida, nobody in this immediate area takes the insurance. They either have to come from Tallahassee, which takes an hour and a half, or from Gainesville, which takes an hour. Nobody wants to come and make that trip. Cross Country finally found somebody in Gainesville that would do it. He came and he was a very nice little guy. It took him some time to get it done. He fixed the inside unit, got it cooling, but he didn’t follow through with the outside unit and fix it. So, the outside unit was running constantly.

    My air conditioning ran my electric bill up to $973 because it would not cut off and my insurance doesn’t pay for that. Then, on August 27th or 26th, the motherboard on the inside unit caught fire. I filed the claim and nothing happened. I finally talked to the tech who previously came out. I had to call back Cross Country and tell them I need Tom to come and fix this. It was August and it was hot. I had to go to Walmart and buy a little window unit for my bedroom.

    I talked to the tech and he said that Cross Country said that the numbers are wrong. So, I sent another picture to him of the plate, the model number, and serial number. Tom is great but he's so busy and he can't get to me. Or the purchasing part of Cross Country is busy that they can't get to me. I feel like I've been put on a back burner and I'm not satisfied with that. I'm very satisfied that I have the insurance and that it's not a burden on me if something goes wrong in my home because I am a widowed woman. They went up to a $100 deductible but that’s fine. They get the job done. But I'm not satisfied with the time of the service and follow-through.

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    Response from Cinch Home Services

    Cynthia, I’m sorry to hear about your experience, I assure you this is not the quality of service we aim to provide for our customers. I have located your account and my team will complete a thorough investigation and follow up with you personally. Thank you - Christine

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 5, 2019

    When I submitted a claim with HMS, I really wasn't sure what I was doing or if it was gonna work because I have never done anything before. But I submitted it online and they had me taken care of within a couple of weeks. The technician was very polite, very professional and was on time. He made me aware of everything that was going on and what to look out for in the future to make sure that it was something that I couldn't control or what I needed to look for before I called back. We're still up and going and I was happy with the work that was done. It was a good experience.

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    Response from Cinch Home Services

    Michelle, Fantastic service is what we aim to provide, and we are excited to hear that you were pleased with our service contractor. Thanks for your kind words. – Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 5, 2019

    My home is aged and I bought it five years ago, and I know appliances don’t last forever. I was very happy that submitting a claim with TotalProtect was very easy. I speak to somebody over the phone for my claims. I just had some questions about the policy and got confused. I have homeowner’s insurance but also got TotalProtect to cover the air conditioner, which is old, and protect the piping inside the house. However, I was told that the pipe inside the house would not be protected when they burst, as that is normal wear and tear. That makes no sense because that is why I bought the insurance.

    When their contractor fixed my washer, which used to be quiet, it’s not quiet anymore. TotalProtect refused to pay an extra $10 to put in the original quiet part. Had I known that, I would have just given them $10. I was not very happy with a loud washer. I’m gonna have to replace it because we have people here that work night times and they don’t have time to wash. I’m in a townhouse that shares a wall, and I have to pick the times that I wash now because I can’t wake my neighbor up with a loud washer. I have complained about the loud washer and no one got back to me. But at least my washer’s working. The contractors that came out were nice and they had it fixed for 125, so I was happy.

    TotalProtect is a good investment. It took the worry away. When my washer started leaking all kinds of water, at least I didn’t stress out about trying to look for somebody. I didn’t know if I needed a plumber or I needed somebody to fix the washer, which turns out to be the washer. But, at least, it took the edge off and made things a little simpler. So, I’m keeping it.

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    Response from Cinch Home Services

    Alicia, Thank you for taking the time to share your experience with us. We appreciate your feedback and want to ensure all of your concerns are answered to better understand your coverage. If you would like for a supervisor from our Account Services team give you a call, please respond with your full property address. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Sept. 5, 2019

    I've always done my claims with HMS on the phone and that process is way too cumbersome, way too long, and very annoying. You have to go through too many portals to answer a question then hit 4 then hit 6 then do this then wait. That’s a pain in the neck. But the rest of it is not bad and their reps are pretty good. The people that I’ve been talking with are nice and competent. I don’t always agree with their decisions but I understand that.

    A technician usually comes out in a day or two at the most. This depends on the company that HMS sends out. It also depends on how urgent a matter is. If it’s urgent, a technician would be there in a day. If it’s not, it could take three or four days and that’s not a problem. The initial guy that we had for our plumbing and water heater was a nice person, he was not competent and he didn't do any good. The next plumber that they sent was called Mundin Plumbing and they were very good.

    But things have been a work-in-progress. One of the things that was annoying to me was we had a major problem with a flood in the house. Some of the fittings broke in the walls and we had a big claim with our insurance company. What we had to do was to have a plumber come in, punch holes in the wall and get all the fittings, of which there were 200 to 300 of them that were brass and were being torn up and degraded by well water. Those all needed to be replaced with plastic ones so they don’t bust again. We’ve had three incidents in the last three months. We were going through all that and I asked the plumber to check with HMS. They said that was not something that they covered. It was disappointing that they wouldn’t have any coverage responsibility on the fittings in the wall that were holding all the plumbing together. I’m out of pocket about $25,000 for that.

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    Response from Cinch Home Services

    Bruce, We appreciate your honest feedback. We work daily to improve processes for customer satisfaction, and try our best to make the claims process as simple as possible. We’re happy to hear that overall you’ve been satisfied with the service. Sincerely, Angela

    David increased rating by 4 stars.
    CoverageTechPrice
    After a positive interaction with Cinch Home Services, David increased their star rating on Sept. 15, 2019.

    Updated review: Sept. 15, 2019

    This has been resolved.

    Original Review: Sept. 4, 2019

    I waited almost a week for the 3rd party provider to arrive. He tells me that I have 2 choices. I can either pay my $100 deductible plus an additional $60 to buy my own part or I can I wait more than 2 weeks to have the replacement performed. I assumed my $100 deductible would cover the part regardless where he gets it from but he assures me it's only covered if he gets it from the cheapest possible provider. So I'm looking at 3 - 4 weeks for a basic repair that could easily be done today assuming the 3rd party provider wasn't required to use the cheapest possible part otherwise is required to charge me full price for the part plus deductible.

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    Response from Cinch Home Services

    David, We regret to hear that your repair is taking longer than expected. I have located your account and will complete a thorough review of your dryer claim to see how we can expedite a resolution for you. – Christine

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 4, 2019

    Third time now that a claim that the service provider says should be covered and which the policy shows is covered has been denied. Each time we call to find out why and get bounced from person to person to person and department to department to department and still nothing. When this warranty runs out I will not be renewing.

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    Response from Cinch Home Services

    Jeff, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items or conditions which may not qualify for coverage. If you’d like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with your full property address and a member of my team will investigate and follow up with you. Thank you - Angela

    Customer ServiceTech

    Reviewed Sept. 4, 2019

    Today, I called because we lost electricity in the front of the house - no AC; no garage door; no sprinkler system working. After the AC guy told us it was a serious electrical problem, I called Total Protect. The fist company I called did not have anyone to come to deal with our emergency. They offer to call TP back. I never received a call. So, I called to be told that not a single company could dispatch anyone in an emergency situation. After several hours on the phone and requesting a supervisor or manager, I was told that supervisors call back in the same order call was received. I asked for a supervisor to call back and NEVER did that call came. I had to get the situation fixed so I called an electrician who indeed fixed the very serious problem of cables been hot and posing a serious fire hazard. I am canceling the contract. I have the service claim number and everything. Do not waste your money!

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    Response from Cinch Home Services

    Dora, Thank you for bringing this to our attention. This is certainly not the level of service we aim to provide and we take emergency situations seriously. We are sorry to hear you have decided to cancel your policy with us. If you would like for my team to follow up with you personally, to discuss your concerns, please respond with your full property address and the best time to reach you. Sincerely, Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Sept. 4, 2019

    When I used TotalProtect Home Warranty, the repair took a long time because they had to order a part. And they didn’t come to look at the appliance. They did it all by email. They asked me to send pictures so, I took pictures and sent it to them. Then they ordered the part. When the part arrived, a guy came and installed it. My interactions with him were fine and quick. The appliance seems to be working great now and I’m happy with the work he did. It was well priced. The only problem was that the tech was far from where I live. I’d still recommend TotalProtect Home Warranty. I have plumbing issues and would be using them again soon.

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    Response from Cinch Home Services

    Niki- We appreciate you taking the time to share your experience with us. We strive to provide an effortless claim experience for our customers and it's great to know you were pleased with our service - Amanda

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 4, 2019

    We weren't happy with Goettl Air Conditioning who was taking care of our air conditioner, heater, etc and so my husband started checking around and found HMS Home Warranty. We went ahead with them and then recently, we filed a claim for the garbage disposal. I went to the sink to pour out a pot of water out and then it was flooding underneath the sink. It totally went bad. HMS sent a contractor but he brought in a disposal that wasn't the exact fit so it still leaked. I called HMS back and the contractor came right back out with the right one. It's been doing good since.

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    Response from Cinch Home Services

    Carolyn, Our customers are our top priority, and we are pleased to hear you’ve been satisfied with our service. Thank you for sharing your experience. Sincerely, Dena

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 4, 2019

    I've been renewing my home warranty from HMS yearly since August 2012. It has worked so far. I submitted claims over the phone and then the techs they sent all got the job done. There was one year where we had a furnace problem which kept happening, but eventually, somebody figured it out. HMS was good about getting somebody back out here if it doesn't solve the problem. I'd recommend HMS.

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    Response from Cinch Home Services

    Jennie, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs and provide helpful technicians. Thank you for your recommendation. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 4, 2019

    This week, I went online to put in a claim with Cross Country, and I’ve had excellent service. I went online one day, and the guy was out here the next day. I like it. My problem has not been completely resolved yet but the tech is working on it. J & M Services provides excellent service and they go beyond their duty. They really work hard to fix my problem.

    I've been with Cross Country for years, and I got two other people to join them, but unfortunately, they haven’t had the good experience I have had. Both of them had to do with the refrigerator, and it took weeks before they got someone out. I was really disappointed they had that experience since I recommended Cross Country to them. Still, my experience with the company has been wonderful so far.

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    Cinch Home Services
    Response from Cinch Home Services

    Thanks for sharing your warranty experience Alva! I'm glad to hear that you’ve experienced the benefit your home warranty provides but regret those your referred did not have a great experience. Respectfully, Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Sept. 4, 2019

    Whenever I call TotalProtect for my claims, the interaction has been very pleasant. They call their contractor to tell them what the situation is, then the contractor would call me and make the arrangement and appointment to come out and see what the problem is. I’ve only had a couple of claims, with the first one being for my air conditioner. They sent somebody out the very next day, and he fixed it. But then a couple of days later, something else went wrong. The tech came back on the same money and he took care of the problem. There was no extra fee for that because it was still within the same few days that I had paid the first fee. I then had an episode a couple of weeks ago wherein my washer and dryer went out at the same time. TotalProtect's contractor came and checked it out and had to order some parts. When the parts came in, they came back and fixed them in a reasonable time frame, and I was pleased with everything.

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    Response from Cinch Home Services

    Ann, We aim to deliver prompt and reliable service, and are pleased to hear our service partner resolved your claims in a timely manner. Thank you for allowing us the opportunity to provide your home warranty needs. Sincerely, Christine

    Customer ServiceClaims Handling

    Reviewed Sept. 3, 2019

    DO NOT USE THIS COMPANY!!! They are the worst. I have a broken A/C unit, HMS approved the repair four days ago and sent me the approval email. Today, I notified the service company and the rep informed me that I did not owe any extra costs because I have the premier plan and we scheduled the appointment for this Friday. The service company immediately called back to tell me that my claim was denied by HMS. Wait...what? I was approved four days ago. When I called HMS they informed me that my A/C unit was denied due to preexisting conditions, so what happened when it was approved? Were there not preexisting conditions then? The fact that I was approved then denied right when I scheduled the services is unbelievable. USE ANOTHER COMPANY!!!

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    Response from Cinch Home Services

    Shawn, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. Our records indicate that your claim is considered to be a pre-existing condition based on the facts of your unit being flat on freon on the effective date of your policy. We regret any confusion or misunderstanding of the coverage provided. Respectfully, Austin

    Customer ServiceCoverageTechPricePunctuality & Speed

    Reviewed Sept. 3, 2019

    We had an issue with our garage door opener. I will be honest that I am not someone that knows a lot about these things. So I called HMS to file a claim, that is what they are there for. When I spoke with the person I was given an appointment for someone to come out and look at it. The time window for the appointment was 8-5. This meant that I had to use a vacation day to be home to meet the person. The person they scheduled cancelled the appointment the day prior around 2 in the afternoon. So, I had already found someone to cover me at work and ended up with a useless vacation day. I called HMS to work on seeing if someone else could come out and they just transferred me to a service company. They then scheduled another person to come out four days later with a smaller window of time of 8-12. When no one arrived I called back and got transferred again to a contractor's private home number.

    The contractor had never been notified that he was given an appointment to come to our home. So, by working with this person privately, I finally had an appointment. The person came to our home, again with an 8-5 window of waiting, to tell me that the issue was with the springs on the garage door and not the opener. So I paid him the $125 deductible. I was never informed that springs were not covered, especially since they are REQUIRED for the garage door to open. So, after everything is done I pay for the springs to be replaced and have to pay the full price. Why did I pay $125 deductible for something that was not covered? I ended up paying more for the service than if I had just called the garage door company myself. Not to mention that I ended up burning three days of vacation to meet people who either never showed up or cancelled at the last minute.

    I had to use two other days of vacation for the days that the actual service was being done. I had asked numerous times for someone to contact me about helping to resolve this issue, for example, why was I having to hunt down the contractor to get someone to come to my home. It is sad that I had to do all of the hunting and begging to get this resolved and then was charged MORE than if I had simply called myself for the service to be done. I am still waiting for a supervisor to call me after many days. I have decided to give up the battle because it is just no longer worth my time. I am now looking for another provider that does not make me do all of the work to get service done and that will actually call me back when they say they will. Beware of HMS.

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    Response from Cinch Home Services

    Mitchell-I understand your frustrations, and want to assure you a member of my team will reach out to you personally to discuss your concerns. - Amanda

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 3, 2019

    The worst service I have had in my life. My refrigerator has been out since 8/22/2019. I have talked to 11 people from Sears and the two outsourced people from GQ Appliance Repair and Appliance Net two companies that Sears has contracted with. First of all a Sears representative told me that they do not have Sears service technicians in my area. Sears take my money in my-area which I thought was strange. I have had 3 people hang up in my face. I spoke with Lynette on Saturday 8/31 and she said my service repair was cancelled, evidently Mali cancelled it when I spoke to her on 8/28. I spoke with Bob today and he said Appliance net has not given sears an authorization request to order the parts.

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    Response from Cinch Home Services

    Lois, I am disappointed to hear about the delays you’ve experienced with your refrigerator claim. I located your account and my team will complete a review of your claim and give you a call personally to assist you with expediting a resolution. Thanks, Dena

    Verified purchase
    CoverageTech

    Reviewed Sept. 3, 2019

    I’ve been an HMS Home Warranty customer for many years. It seemed like a very smart investment, and I like their coverage. They did a very good job. They had a very good reputation as well. To submit my claims, I just call and work through their people. Generally, it’s that day that I’ll hear from the contractor and the time is honored. The contractors that are dispatched are courteous, professional, and responsive.

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    Cinch Home Services
    Response from Cinch Home Services

    Ernan, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and we’re thrilled to hear you were pleased with the service you received. – Amanda

    Verified purchase
    Claims Handling

    Reviewed Sept. 3, 2019

    I'm really very pleased with TotalProtect. I've had excellent experience with them and I recommend it to anybody. My most recent claim was for my air conditioning and it was very successful. They have taken care of the overage for me and everything was perfect.

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    Cinch Home Services
    Response from Cinch Home Services

    Martine, Thank you for choosing us as your warranty provider and that we were able to provide excellent service. We hope you have an amazing week. - Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Sept. 3, 2019

    When I called TotalProtect Home Warranty to get a preview and look at their plans, I saw that their plans cover a whole lot more than what the other companies were selling. From what I could see, they had a really good protection plan, which covers a lot of the products that I needed to be protected and a lot of parts that weren’t covered on another plan. Submitting my claim was seamless, very simple and easy. It was also very easy to get customer service. Once I got through, they recommended a certain provider to come out and take a look at the issue. I like the quality of the service and the time they get the people out here to take care of the work. They were very professional and handled everything that needed to be handled. My experience with them was great.

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    Cinch Home Services
    Response from Cinch Home Services

    Leon, Our customers are our top priority, and we are pleased to hear you are satisfied with our service professionals. - Amanda

    Verified purchase
    Claims HandlingTechPriceOnline & App

    Reviewed Sept. 3, 2019

    I recommend HMS. They're affordable, so I can renew it every year. Also, I submit claims online and navigating through their website is easy. Moreover, the contractors have been very friendly, honest, and straight to the point. They also come out by the time they say they will.

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    Response from Cinch Home Services

    Teara, We appreciate your recommendation and are thrilled to hear that using our website has been simple. Thank you for taking the time to share your experience. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Sept. 2, 2019

    On 8.21.2019 I filed a claim for the above listed subject. A service technician came to work at the problem, the drain line required a snake to clear the drain pipe. the service tech. did not have the tools to clear the stoppage. The Tech stated to send a drain plumber with a snake. but nothing happened. Next day I call the warranty company, about the status, and was informed they are looking for a drain plumber. Next day I received an email from warranty Co denying the claim with a reason the pipe was not installed correctly. The whole house plumbing was installed by a licensed plumber. I had paid $125 to the service co.

    and nothing was done. I am highly dissatisfied the way my claim was handled.

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    Response from Cinch Home Services

    Zafar, I’m sorry to hear that your claim experience was not what you expected. If you’d like for my team to complete a thorough review of your claim to ensure you were provided the full benefit your warranty offers, please respond with your full property address and my team will reach out to you personally. Sincerely, Amanda

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Sept. 2, 2019

    I was with another warranty company. A priest friend of mine was with TotalProtect and he suggested it. It's seamless if I can submit a claim online. But if for some reason I can't, then to get to somebody on the phone is gonna be cumbersome. Some of the contractors were very good, but the last one that I had was a nightmare. Sears Garage Door said they would be here between 8:00 AM and 5:00 PM and they wouldn't break it down. So, I waited home all day, but they never showed up. I called three times and they kept saying they were coming, but they never showed up. I spoke to TotalProtect and I said, "I would like some kind of compensation from you having to wait home all day, and then not showing up," but they refused to do that. Then the contractor didn't fix the thing properly when they finally came. It got worse.

    A month later, I had to call TotalProtect and they said they were gonna send Sears back, and they did the exact same thing - an entire day, and did not show up. That was the only bad contractor I've had from TotalProtect. Two times, the contractor didn't show up the whole day, and they kept saying that they were gonna be there. My experience has been good except for that garage door company. That was horrendous.

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    Cinch Home Services
    Response from Cinch Home Services

    Steven, We understand the timing issue, and appreciate the feedback you have provided about our service partner. Thank you for letting us know how we’re doing. If you need any further assistance with your garage door opener, please respond with your full property address and my team wil be glad to follow up with you directly. Thanks, Amanda

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Suite 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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