
Cinch Home Services Reviews
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About Cinch Home Services
Cinch Home Services is a home warranty company. It sells three plans with three different service fee options for flexible coverage and pricing. Overall, Cinch can provide cost-effective solutions for appliance repairs, but there have been some instances of dissatisfaction with the service provided.
- Easy to file claims
- Coverage for unknown preexisting conditions
- 180-day workmanship guarantee
- Available in most states
- Potentially long wait times for repairs or replacements
- Some claims denied
- Occasional communication issues
- Deductibles can increase over time
Cinch Home Services Reviews
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Reviewed Dec. 26, 2019
We have had this coverage for over 9 years and have had good experiences until now. I called about my dishwasher on Nov 3rd and have been given the run around ever since. They sent out a technician who ordered 2 parts. One part came and they sent a tech to install it which did not fix the issue because the other part is needed. The other part is no longer available, which was reported to the warranty company on Nov 21st. The warranty company says they have no record of this. And now I have to start all over. Between the contractors they use and the reps that don't enter good notes, I am beyond frustrated with this company. I want to talk to someone that will actually take over this case and make the calls for me and get this corrected. I have had to spend way too much time on the phone jut to talk to another rep that can't help me.
Carol – It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion. I have located your account and will complete a thorough review of your dishwasher claim to ensure you receive the full benefit your warranty provides. – Austin
Reviewed Dec. 26, 2019
We bought a home built in 1980 and therefore wanted a home warranty. The peace of mind we were promised over and over is that the $550 we were paying, plus the $100 deductible, would cover the cost of replacement when the homes old appliances and components started failing. The first test of that has proven that HMS is misleading consumers and running a scam. Our water heater just started leaking and we made a claim. They sent out a plumber from Absolute Plumbing. He looked at the water heater for 15 seconds and said it needed to be replaced due to an inner tank leak that cannot be repaired. I wrote him a check for the $100 deductible and he said he would be back out in 2 days to replace it.
He then called later that day and stated that my home warranty company, HMS, told him they would not be covering the full cost of replacement because they were not responsible for the cost of “upgrades or modifications to comply with updated state and federal regulations or laws”. As a result, I was told I would have to pay $640 out of pocket to replace the water heater that is “covered” by the policy! I called the warranty company and asked if they could get a bid from a different plumber since the man they sent was outrageous. They said no. I asked if I could get my deductible back. They said no. I asked to speak to a supervisor. They said they would call me back in 24-48 hours. I asked how much they would give me if I just wanted to make a claim and take care of it myself. She said she didn’t know, that was up to “Authorization”. I asked to speak to authorization and she said “Authorization only speaks to vendors. Not customers.”
It is clear HMS Home Warranty company and vendors are running a scam against consumers. I paid $550 for the warranty, another $100 deductible, and they another $640 to install it up to code. That is $1290 for me to install a new water heater THROUGH my home warranty. I shopped online and called Home Depot and can buy a water heater from Home Depot and have it installed for a total of less than $1000! So going through my warranty with HMS will actually COST me more money than replacing it on my own. HMS is scamming consumers.
Troy, It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion. I have located your account and will complete a thorough review of your water heater claim to ensure you have received the full benefit your warranty provides. – Austin
Reviewed Dec. 26, 2019
I had a claim with TotalProtect for an air conditioning thing that took two to three weeks to get repaired without air conditioning in the summer in Dallas. So, I wasn’t happy at all. I had to get the CEO involved, which was ridiculous. It was a horrible experience. I've been with the company since 2007 and up to that point, they were very efficient and I was fine. The AC thing was the biggest claim I’ve ever had where they had to replace a compressor. And it was me following up, and people are not doing what they’re supposed to be doing. It was a horrific customer service. The company shouldn’t be in business based on that. And it wasn’t until I went and sent a letter to the CEO that it got passed to someone that can manage it. It was back and forth, and I don’t know if it was who they contracted out to come and do it. It was a mess.
Melissa, Our goal is to provide reliable service you can count on, and we definitely missed our objective. We regret we lost you as a customer. - Amanda
Reviewed Dec. 26, 2019
I've had TotalProtect Home Warranty coverage for a year. So far, we've only had to use it once and it was a good experience. Submitting a claim to them was very good. I did it on the phone. I wasn't there, but my proxy said the interaction with the tech went very well. He did an excellent work. However, they charge a bit higher than their competition, but I don't use it very much so it's really not much of a factor.
Clay, Thank you for choosing us, we are happy to hear that we have met your expectations, and have provided you with helpful service. - Amanda
Reviewed Dec. 26, 2019
I have three houses and opted for TotalProtect versus other warranties considering the price. Most of their contractors do a good job but, sometimes, my experience with them is not desirable. I've used the service about 11 times and I probably had about four issues. The contractors were late and were really not trying to manage their schedule. I had another one that came and tried to make a quick buck. They tried to diagnose the issue in a way that they would get paid their 125 bucks without doing any work. I had one where the guy lied about an issue and I had a heater problem. I think that if you're part of the TotalProtect brand, you should be definitely a reliable and organized company. But I find out sometimes that TotalProtect doesn’t really do research on the companies prior to putting them in the program.
Marcus - Thank you for taking the time to share your experience. We value your feedback and will ensure it is provided within the organization for handling. - Angela
Reviewed Dec. 25, 2019
I have had this home warranty for over two years and have experience such poor customer service and the personnel that have come out to fix my equipment.If you are thinking about getting this home warranty then you need to think twice about this company. You need to really look at the fine print on your warranty. It is miss leading and the warranty will not pay for it. They have screwed me over with their fine print in regards to repairing pieces of equipment and their customer service personnel will lie to you. Make sure you look at the fine print and ask questions about each piece of equipment you are going to carry on your home warranty i.e. if for a piece of equipment what does mechanical cover and exactly how much of that equipment is covered in the warranty. Just beware this home warranty will screw you over. I will never use this company again. I am looking for a better company that doesn't hide what they will fix and what they will not in a piece of equipment. Just Beware!!!!!!!!
William, It is clear we have not met your expectations and regret that this has been your experience. We have located your account and see that you are no longer a member with TotalProtect, we regret we lost you as a valued member. Respectfully, Austin
Reviewed Dec. 25, 2019
Thus far, TotalProtect has replaced my water heater and did a great job with that. They had to upgrade it which cost me a couple of hundred dollars. I've also had my refrigerator done and that just cost me the $100 fee. The technicians were good both times and were here when they were supposed to be.
Albert, It’s our pleasure to provide you with top notch service! Thanks for sharing - Austin
Reviewed Dec. 25, 2019
Over the years, we've had two outside units replaced and two inside units replaced. One was on the floor, one was up in the attic. We've had good service every time. Submitting a claim was very good. Everyone was very nice, and we didn't have a problem going with it. We took pictures of the bill and the check, and sent it to them. In three weeks or so, we got our check. I'm satisfied all around with everything. The whole total process was excellent.
Michael – We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with our service. - Amanda
Reviewed Dec. 25, 2019
We had a claim for the refrigerator and the guy who came out wasn’t too hot. He came out two different times and he was over an hour late each time. There’s already such a variance of time that one has to be there. He called and made a specific time that he would be out here. So, we made sure that we took off work to get out there but he didn’t show up for an hour on both times. He told us he woke up late both times and he was completely honest. We’re a little frustrated on that one, but other than that, everything was fine. He was able to finally fix the problem the second time he was out and it was a pleasant experience.
Then, the most recent claim was for my heater that wasn’t working properly. I described to TotalProtect what was going on and what the make and model was. The gentleman who came out did a little troubleshooting and told me what it was. Then he left, went to pick up the part and met me a couple of hours later. He had a cancellation or something and put it in and the heater was rocking and rolling in no time. He was polite, courteous, and on time. Unlike the first guy for the refrigerator, this last technician was really on his game.
William - We are happy to hear you’ve been pleased with the service you received. Thanks for taking the time to share your experience. – Dena
Reviewed Dec. 24, 2019
I have been with Total Protect Home Services for…over 9 years but it used to be called ResidentialMD. ResidentialMD was amazing. I still have the same Customer number but the names of the company has changed a few times.
I have never been so dissatisfied even though I've had Services denied in the past. Note: I have not needed the company for (I think) about 3 years but boy have they gone downhill since my last time using them.
I made a claim for a water line problem (my shut off valve for the cold water line under my sink is leaking) - the plumber that came out was very professional. He sent in the diagnosis of the problem on a Thursday morning with an "Emergency" notice, since I have to cut off the whole house's water supply.
I have been given such a runaround:
On the phone call I made on the Friday (which they don’t have any record of – no notes for a 45 minute call) she said that she was sorry but that the notes from the plumber from Thursday were being reviewed and they had not made the decision yet. I asked how would I know and she told me to call back on Monday. “CALL BACK ON MONDAY!!!” I have no water to my house. She told me at least 5 times to call back on Monday and when I kept insisting that that was unacceptable – she finally said that they were open 24/7 and that I could call over the weekend at anytime.
On the second phone call which I made on Saturday because I was not hearing anything from the company about getting my claims, the TotalProtect person put me on hold so she could speak to the plumber. She got back on the phone with me and said she was putting an emergency tag on the claim since I did not have water to my house. She NEVER said he said anything about a wrench or that I broke anything. I decided not to call on a Sunday and hoped I would hear something on Monday. I did not, so I had to make another time of at least an hour where I would not be interrupted and again I was told that they were waiting to hear from the plumber because he did not call in and give information. So at this point I am right where I started 3 days ago and after about 3 hours of phone calls.
I had to call the plumber and ask him to please call in the work details to get approval. He said that he talked to them and that they called him on Saturday. I told him that I was sorry but if he could please call them again. Don’t know why this was on me but I NEED my water turned on.
So after all of this, the plumber called me to tell me that the waterline fix was denied and he didn’t know why. So now I have to make another phone call Monday afternoon after work. During this phone call I am told that I broke the waterline. I asked how I broke the waterline and was told that I should not have touched it. I could not believe my ears. I was turning the water off and that is how I am supposed to use the valve. He just kept saying that I shouldn’t have touched it because I broke it. I asked to talk to a supervisor. It was too late and they would call me back tomorrow. I called on Tuesday and did speak to a supervisor who said that according to the records the person that came to my house stated that I used a wrench on my shut off valve. I don't OWN a wrench much less know how to use one and why would I use one – there is a valve! This was another hour phone call during my work that took more time than my lunch break.
The supervisor said I could get the plumber to call back or get another company at my own expense that if they said differently that then it could be reassessed. When I called the poor plumber back, he says he didn't say anything about a wrench and that he never saw a wrench or me using a wrench. So later that day the plumber called me back and said he tried to call the company again but the TotalProtect person on the phone would not listen or record the information down because the service was already denied and the claim closed.
The other claim was for my toilet tank which apparently has a slow leak that I am only noticing because my water to the house is off. The tank is not holding the water till the next flush. The plumber told me that he cannot assess that at this time because at this time my water is turned off. Well of course TotalProtect is saying something different. It says that the toilet has been repaired and that the claim is closed.
I stopped trying to talk to them about the toilet although I mention it on each call because I need to be able to turn on my house’s WATER!!! I did not do anything to the valve - I have to go downstairs to access the main water supply and have been turning on and off my main water supply to the whole house for over a week now. Frustrating doesn’t even begin to express what I and my children are feeling at this moment.
Lana - As we strive to provide our customers with superior service, we wish to take this opportunity to express our appreciation for calling this matter to our attention. I have located your claims and my team will thoroughly review your claim and follow up with you personally. Sincerely, Austin
Reviewed Dec. 24, 2019
A friend of mine told me she had a problem but wasn't worried about it because she had a home warranty. After I had a real estate license, then I became a Realtor, I saw how well the warranty works. Submitting a claim with TotalProtect was flawless. I do it over the phone because I left my computer at home lapsed, so I only have my computer at my office. Talking with their reps is great when I could finally get to them 'cause they keep trying to direct me to the internet. The contractors that they send out are all good. I've been with them for 5 years and I had probably saved in excess of $5,000 on home repairs. I'm the executive director of a large habitat for humanity, and I've been thinking for a long time that I would like to insist that our homeowners get a home warranty as well.
Merrill – Our goal is to help alleviate financial cost that come along with major home repairs, and we understand how stressful managing those can be. We are pleased to know you’ve experienced the peace of mind our plan offers. Sincerely, Angela
Reviewed Dec. 24, 2019
We've had TotalProtect coverage for a few years. My wife’s sister had it with a purchase of a new home, and we decided to get it too. We did some research and found them to be the best option for us. Submitting a claim to them has been quick and easy, which I do mostly over the phone. Their reps would give me the information, the contact, and I'd contact the repair company. When the power went out in two of the bedrooms in the house, they responded fast. The techs that came out were professional. I was satisfied with them. But the problem was just very minor that cost 50 bucks or something. For situations when it’s not an expensive fix, wish we do not to have to pay the full deductible because I paid 125 to a fix that was probably half that amount. But I understand why they gotta do that. It’s more like the ease of mind. So far, over the course of the whole plan, I’ve had to call them out four or five times, and they’ve been able to fix everything.
Chad - We’re glad to hear that you’ve received the excellent customer service we aim to provide. Thanks for sharing your experience. We hope to continue to have you as our customer for many years to come. – Austin
Reviewed Dec. 24, 2019
Everything is doing really good with TotalProtect Home Warranty. They really helped us. The first experience we had wasn't really good. They went and did the ceiling fan in my bedroom and I didn't change it because I really like it. But after he left, it stopped working. I didn't call them back because I didn't know and he didn't make me feel like I can do it. The first guy told us that they weren't gonna give us a new fan and so, we still got that. We just didn't address it because we knew we had to pay another $100 again. But this time, I feel more secure in calling back and telling them, "This doesn't work. It's not working." And I feel like I can do that now.
The last time we filed a claim, they really did a great job. The tech that they sent was very open with us, and he wanted to make sure that it was okay with our air conditioning. The tech went a little further and he helped so much, and talked to us. We've had TotalProtect Home Warranty for two years and we stayed with them because they proved to me that they do what they say. We're older and we need the security of knowing that someone would take care of us if something breaks down in our home. It's new. It'll only be 10 years, but we need the air, we need things like that and we need to feel that they'll come see about us if something happens.
Marion – We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory and will ensure your feedback is provided back to the appropriate department for handling. Sincerely, Angela

Reviewed Dec. 23, 2019
Two issues with this company: one: they say they cover septic system: they don't in this area. They have no technicians. Waste of money.
Two: garage door opener broke one month ago. After 6 plus phone calls, and about 3 hours of my personal time on the phone, and talking to at least two people each phone call...no part, no repair, no return phone calls, no emails back about WHY this part and garage door opener not being repaired.
BTW: Today, I called a local garage door repair company. Over the phone, they quoted me a service fee and the cost of the part, which is LESS THAN the cost of the service fee with total protect ($125 per visit). The repair is $115..why did I wait so long!
Guess what: they are cancelled. DO NOT GO WITH THIS COMPANY!!!
Joy - I’m sorry to hear about your experience, I assure you this is not the quality of service we aim to provide for our customers. We are reviewing your account and will give you a call as quickly as we can. Thank you for your continued patience. – Christine
Reviewed Dec. 23, 2019
Before we sold our previous home, we've had HMS home warranty for 6 months. Submitting claims was very easy and we had excellent interactions over the phone with their reps. The contractors that came out were very professional and the quality of work performed was excellent too. Our experience was very easy.
Susan, We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and are pleased to hear that we provided quick and professional service providers for your claims. Sincerely, Dena
Reviewed Dec. 23, 2019
I've had TotalProtect Home Warranty for less than a year. So far, we've had one claim with them and they handled it very satisfactorily. It was for the heating and cooling system. We called in and their rep was fine. We're in Panama City and the contractor was based further away. Our only question was whether there are technicians that were closer because they were 50-60 miles away. TotalProtect recommended one and they were Johnny-on-the-spot. They had a tech out there. He came, checked out the problem and said, "This is what it's gonna take. We got to go back to them to get approval," and within 10 days to two weeks, it was all taken care of. They replaced one of the systems, the upstairs heating and cooling, and it took them a few days. We didn't intend it that way, but that was the way it worked out. I had a very good experience. In fact, I have recommended them to other people.
Max - Thanks for sharing your warranty experience. We appreciate your recommendation and are happy to hear that you’ve been pleased with the service you’ve received. Sincerely, Christine
Reviewed Dec. 22, 2019
My history with HMS was not that good at the beginning, but now I see an improvement in what they’re doing. The contractors are random and you never know who you’ll get, but so far, people have done their jobs. Sometimes I wish it could be done better, but that’s individual. Making claims is pretty straightforward. I use the online form to file a claim and it's very easy.
Maksym - Thank you for letting us know how we are doing! We are constantly improving our processes to better our customer experience. We're happy to hear we have delivered. Have a great Holiday. - Austin
Reviewed Dec. 22, 2019
The condo was under warranty under HMS when I purchased it. I’ve bought the condo in 2013 and I’ve maintained the service because I was happy with it. Most of my experience with them has been excellent, although I’ve had one bad experience in six years. One company that they sent to repair my heater turned out that they no longer service that heater. Another company that they had me contact no longer works with the warranty service, so it took a while to get that straightened out. That got resolved in two weeks. Unfortunately, it was getting colder and colder here in Ohio, so that wasn’t pleasant. Overall, having HMS is very worthwhile. I’ve been very satisfied with them. It costs less than having to find a repairman and then pay the repairman, because sometimes it’ll only take 15 or 20 minutes. Once, a repairman did my washer. It took an hour and he had to come back the next day to finish. So, if I had to pay a repairman for that I’d be out a big buck.
Unice, Excellent service is what we aim to provide! – Dena
Reviewed Dec. 22, 2019
We've had TotalProtect Home Warranty for many years. We filed a claim for our furnace and their contractor came out right away. He didn’t fix it properly the first time, about three weeks ago, and they came the second time. The tech was really nice. I was told to keep resetting it. It was at 67 and the heater wasn’t turning on again. And so, I turned it off and I turned it back on auto, and then it started working. We just have to keep doing it. They already came out twice and I might call them again because it keeps doing that. And the furnace is just running and nothing is coming out, so I turned it off and then I turned it on, and then it started.
Adrianne - Thank you for choosing us, we are happy that we have met your expectations, and have provided you with prompt and helpful service. Sincerely - Dena
Reviewed Dec. 21, 2019
Right now, I’m dealing with a dishwasher. The first time the contractor came out, the guy replaced a pump on the dishwasher. The second time they came out, the guy only showed me how to go ahead and press a few buttons to drain it because it wasn’t draining, which was the problem in the very beginning. And then it filled back up again and we couldn't repeat the process. So I called them again. My concern was it’s the same problem again. The last guy came out and spent 10 minutes on the last visit. He inserted the new pump and then left. I haven’t heard from a company about when they might be coming out. So, at this point right now, I’m on a hole with them. I don't even know what the status is. I guess they're waiting for the part to come in before they come back out and make an appointment. But nobody has contacted me to tell me that.
I told the contractor on this last visit to just replace the dishwasher. It’s not working right and it shouldn’t be this much of a problem. But that’s not gonna happen because my HMS is up in a few days. It’s still under the same 180 days though. But that's my only complaint with HMS. They replaced the garage door opener before, and they've fixed a couple of minor things on a good basis. But for the charge that you pay on some of these things, you could have easily had somebody come and fix it. It’s the appliance aspect that I’m not really pleased. They need to be a little bit more upfront. They're doing what they're doing, I get it. But I’m more wary of it now, and I’ll do what I have to do to make it work.
George - We aim to provide a hassle-free customer experience and we want to help ensure your dishwasher claim is completed as soon as possible. If you would like for my team to follow up with you directly, please respond with your full property address and the best time to reach you. Sincerely, Amanda
Reviewed Dec. 21, 2019
They have switched us to multiple repair workers for our water heater. It is now not working and we had to shut down water to the house. Going on day 10 tomorrow. Talked to supervisors and regular staff, they did nothing but make the situation longer by involving someone else. Finally got to the approval phase for the claim, unresponsive. Now we have to wait the full weekend to see if we are approved and will probably not be able to have this fixed till after the holidays (another 10 days). My mother is elderly and now is giving herself cold sponge baths. So, thanks total protect for totally protecting us?
Anthony- I’m sorry to hear about this experience. It’s definitely not the level of service we aim to provide and I want to help expedite this process. Please respond with your full property address and a member of my team will follow up with you directly. - Thank you, Christine
Reviewed Dec. 21, 2019
My furnace wouldn't stay on. The technician from TotalProtect was great and had my furnace replaced within the same day he came out. The only concern was that when they said the part that I had to pay was 1,450, that the ducts had to be replaced, and that I had to have new wiring, I didn’t see none of that. Only thing he replaced was the furnace.
Maxine, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered by your warranty. In this instance your warranty addressed parts and labor for the failing item, and the out of pocket expense was related to modifications and upgrades which were required in order to install the new equipment. This information can be found in the terms and conditions of your warranty booklet that was mailed to you upon enrollment. We regret any confusion or misunderstanding which occurred. Respectfully, Austin
Reviewed Dec. 21, 2019
Making claims was the easiest thing I’ve ever done with anybody, because they sent an email and then I got an email confirming that they were coming three days later. The tech was super talkative, nice and very knowledgeable. He cleaned up and even wiped off the floor after himself. Now the dishwasher works great. I just had a party with 60 people last night and it did five loads.
Jeremy, We are thrilled to hear that placing a claim is easy and that you have enjoyed your claim experience with HMS! We aim to provide highly skilled and reputable service companies and I'm delighted to hear this has been your experience. Sincerely, Austin
Reviewed Dec. 20, 2019
I got Cross Country for six years, and it has been easy submitting a claim. I had my garbage disposal and my AC fixed. I know the service that I get from whoever the provider is will be great.
Vernie, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that you were pleased with our service. - Angela
Reviewed Dec. 20, 2019
I have been waiting on a replacement of an oven for a month. Because they sent the wrong size after having it dropped off in my kitchen for a week with no plans on install to find out it's too big. I am now responsible for a restock fee although they breached their part of deal about installing. They never followed up with me. I had to call them. When I finally spoke to a supervisor she tells me she is as high as it goes and she is not going to hold her company accountable but I have to pay the fee which means I get 753$ to buy an oven. I can't cook for my family. I was not able to cook for Thanksgiving at my home. Now I can't for Christmas. How horrible is that. I even have the premier package. I am so tired of paying for services and not being valued when I honor them and pay on time. I dont understand how this can just keep happening. I have been so inconvenienced. I dont think I will renew. I have so many other stories but this is the last straw.
Ebony - It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion. I have located your account and will complete a thorough review of your oven claim to ensure you have received the full benefit your warranty provides. – Angela
Reviewed Dec. 20, 2019
My latest claim was good and the contractor that came out was awesome. We ended up getting a whole new microwave. So, he didn’t do a whole lot other than let HMS know what needed to be fixed and that they couldn’t fix it. Normally, I get a quick response and usually, the vendors are pretty speedy about getting to whatever my claim is.
Erica, It is always our intention to assign the right technician at the right time to meet your needs, and provide a hassle-free customer experience. Our providers are here to help resolve your problems and answer your questions. Thank you for sharing your experience. - Christine
Reviewed Dec. 20, 2019
I had HMS when I bought my house, but after one year it expired and then I renewed again. It's really easy to submit a claim. I've called in a claim and it was processed the same day. Then they gave me the number of the appliance company. I called them and scheduled the appointment for the next day. The tech did a good job. My stove was not working for about three months and he fixed it. And then he looked at our microwave, but he couldn’t figure out what was going on. They said the motor was off, so he took it with him to his appliance place. And then about seven days later, they repaired it and brought it back. HMS is a really great company. If someone need a home warranty, it’s a good idea to check on them.
Fatihee, We aim to provide a high quality managed service experience and it seems we have met our objective! We are thrilled to be your home warranty company to help repair items in your home and we hope to have you as a valued member for many years to come. - Austin
Reviewed Dec. 20, 2019
I’ve had TotalProtect for about 18 years now. My last time having to put in a claim, I was kind of having issues online. So I ended up having to call them. After I called, it went through just fine, but they need to tweak their online system a little bit. My claim was an electrical issue. When I reported it, it was on the weekend, and they couldn’t get out until that Wednesday. For some reason, my power switch kept going off, and the guy that they sent out was really knowledgeable and he figured out what the issue was. While he was there, I was having issues with plumbing and he took care of that as well. So he was really good. He is one of their contractors that they should keep. Everything is fine now.
Rodrick, We are thrilled to hear you have been a valued member for 18 years! We aim to send out certified and experienced technicians and we are delighted to hear this has been your experience. Sincerely, Austin
Reviewed Dec. 19, 2019
I had been pleased with their service, and I have stayed with them. It was easy to submit a claim over the phone. The claims reps were very helpful and very professional. They give me the name of the company that they're gonna contact, and then they follow up. Sometimes they put the call through them, and if they don't get them, they give me the phone number, but they do call or text to make sure that an appointment has been made and confirmed. Overall, I've been very pleased until just recently. I've had an experience with my oven. The temperature control was malfunctioning. I noticed that the temperature was varying and it would go to 400 or 350, then goes to 400 and drop back down. I called TotalProtect, and they said they had to order two pieces.
I'm going on in my third or fourth week and they still have not replaced the part that I need. I called and they said one part was in and one part wasn't. I was not able to do any Christmas cooking without baking. I had to bake cakes, and I had to take it to a friend's house to cook them, and it was an inconvenience. It's been two weeks since I spoke with them. The original guy that I worked with was almost an hour late showing up, and then he set it up. Another guy showed up and that one that was supposed to fix it left and he left somebody else to finish it. This is the first time I've experienced something like this, and all the other times were done immediately and they always come through. The only thing is I wish they had called and told me or followed up with me and that they were still waiting on a part because I was getting ready to call them. But overall, they're great.
Richard, Angelia, Thanks for providing your feedback! We are happy to hear that placing a claim on the phone has been an easy process, and that you’ve experienced the benefit your home warranty provides. If you need assistance with your oven claim, please respond with your full property address and the best time to reach you. Sincerely, Dena
Reviewed Dec. 19, 2019
The claim submission with HMS is pretty easy. I usually use theirs online, and it's pretty straightforward. I generally do not like any of the contractors that home warranty companies send out. They're subpar. They should certainly be more professional and knowledgeable. We had multiple issues where we had callbacks because repairs that should have been made weren't made. Generally, they're just not a pleasurable experience dealing with HMS. With HMS, expect to wait for service calls and for repairs to happen.
Gary - We work daily to improve processes for customer satisfaction, and try our best to make the claims process as simple as possible. In this instance it seems we have missed our goal and appreciate you bringing this matter to our attention. We will ensure your feedback is provided back to the organization to help improve our processes and procedures. - Dena
Reviewed Dec. 18, 2019
I have been without a working refrigerator for over a month. The service person they sent out put in the wrong part and the home warranty refuses to allow me to use a certified technician for my fridge. The first company the sent out came three times and I found out put in the wrong part. The second company came out and stated what the real issue is. I was still waiting for a decision on what was going to occur so I reached out to customer service of my fridge and they sent out someone- this new person within 4 days had my fridge working again- it took so long bc they had to order a part to replace the wrong part that was put into my refrigerator. TotalProtect has refused to work with me and make this situation correct.
Aaron, I regret to hear you have been without a working refrigerator for over a month, please know this is not the level of service we aim to provide and we appreciate you taking the time to bring this to our attention. I have located your account and my team will complete a review of your claim and follow up with you as soon as we can. - Christine
Reviewed Dec. 18, 2019
After 18 days of not having heat, I finally had to cancel my service. I talked to 16 different people and got 16 different answers of why my hvac company was not informed to do the work. It finally came down to "we shipped it, but don't have a tracking number" or "it's being researched now." By far a terrible experience.
Charles, I’m sorry to hear of the amount of effort you’ve put forth trying to resolve your heating claim, please know it is never our intention to delay any of our claims. We regret that you canceled your policy with us, and if you would like for my team to follow up with you directly, please respond to this message with your full property address and the best time to reach you. Respectfully, Austin
Reviewed Dec. 18, 2019
GO WITH ANY OTHER COMPANY, TRUST ME you DO NOT WANT YOUR PARENTS COLD
Wesley, It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion. I located your account and my team will complete a thorough review of your heating claim and follow up with you as soon as we can with a resolution. – Angela
Updated review: Dec. 21, 2019
I am happy to report HMS/Cinch was very attentive to my issue and resolved it almost immediately. I went from a potential legal claim to considering renewal based on my experience with Mary. Very expeditious and professional. I update to four stars because it was still quite a process, but I am happy with the net result.
Original Review: Dec. 18, 2019
I had three technicians out to my house, the last of which I was able to choose myself because the first two they sent were minimally capable. It was for a primary pool pump that is clearly covered in my contract. But HMS continues to misidentify the problem, even with documentation to the contrary, and refuses to cover it. I paid over $1000 for the "premier" coverage and add-ons. There is so much fine print and wrestling with these guys, it is just exhausting. It appears there is no recourse but court at this point, which will require even more of my time and energy rather than HMS just making this easy and honoring their contract. My last attempt to contact a supervisor has me still waiting for a call five days later.
Erik – As with all warranty agreements, there are specific guidelines which dictate how coverage is applied. We understand that it can be frustrating when a claim is found not to meet the standard for coverage, and we would like to look into this to ensure you have received the full benefit of your warranty. Please provide me with your full property address so my team can investigate and follow up with you personally. Thanks, Dena
Reviewed Dec. 18, 2019
Updated on 12/20/2019: The HMS indicated (in bad faith in my opinion) that they are willing to “reimburse” me for their failure to fix my urgent problem with of the evaporation of the sewage gas into my house from my toilet. They refused to accept a cleared check as a receipt that shows that I paid an independent contractor who luckily responded immediately to my urgent request to fix my toilet. Not only HMS abused the Warranty process to deny my claim, refused to perform an URGENT job (health hazard); they had the audacity to imposed conditions to avoid the "reimbursement”. Dealing with them was frustrating and waste of time.
Original Review: I learned that the HMS collaborates with the local plumbing company and together use a tactic and denied my claims. It was obvious that the plumber did not want to do the hard work repair, wanted to easily collected the $100 deductible therefore reported false information that helps HMS to deny my claims. Disputing the denial of the claims was frustrating and painful. Choose another reliable company.
Ziva, Please know we aim to provide every benefit of your policy, and it is not our objective to wrongfully deny any claims. We appreciate you bringing this to our attention so we can complete a review of your claims. I located your account and my team will complete a review of your claim and follow up with you as soon as we can. Sincerely, Austin
Reviewed Dec. 18, 2019
We closed on the house in August and for several weeks, I couldn’t put in a claim to HMS because I was past due and money hadn’t made it to them yet. I was told that the check had been mailed and the check had cleared but it was still taking a while. So, it was delayed when my year started and I didn’t like that my name was associated to something that was past due when I didn’t even technically pay and it was part of the home.
As soon as we moved in, we noticed that there were sediments coming out of the pipes in the water. Once I was able to use the claim, I found out that the claim wasn’t even allowed. I paid $100 to be told that the water heater was not covered, which wasn’t great and I was kinda turned off. But I had the electrician come by this week for a wiring switch that needed to be replaced and I’ve also used HMS for a dishwasher that was leaking. For buying a home and then already needing it twice, the warranty proved to be something useful although when the electrician came, he said that the wiring under the house would not be covered and it be $950 to fix it. It’s still wiring from the house so, I don’t know why it’s not covered.
Still, it has been easy to contact the contractors to come out. The work has been timely and parts ordered when needed came in on time. It’s simple and very convenient to just have to pay knowing that no matter what it is, you pay that deductible and it’s covered. The switch didn’t really cost 100 but knowing that if it would have been more and that the 100 is the cap is a nice benefit.
Katelyn - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. If you would like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with your property address and a member of my team will investigate and follow up with you. - Angela
Reviewed Dec. 18, 2019
When I got my loan, the home warranty was included in the package. I read the reviews for HMS and it was great, so I got them. When I submitted a claim, they were very nice and educational. Whatever question I had, they filled it, the whole nine yards. Then, the technicians that came to do service were great. They shook my hand and told me who they were. I was comfortable. HMS should keep up the good work in what they’re doing and everything would be all right.
Darlene - Thank you for choosing us, we are happy that we have met your expectations. It is our goal to provide excellent and well trained technicians to service all of your home warranty needs. We hope to have you as a valued member for many more years to come. - Austin
Reviewed Dec. 18, 2019
My husband used to be able to do things but now he’s medically retired from the military. He’s a disabled vet. So, we got a home warranty from TotalProtect and I have not had any problem whatsoever with them. They have been great. I’ve had them for years now and I’m happy with what I got. I’ve even talked to my neighbor and I’ve told them about the home warranty many times before because it’s just the two of them. I have a flat rate and if something goes wrong, I just pay a flat rate and no matter what the cost is, that’s their responsibility. So, I’m very comfortable.
I call or go online and file a claim, and the response is great. As for the contractors that are dispatched, they could do a little bit better. I had an issue with my washing machine and it took them 4 times to come out. The knowledge and the time that they took to try to figure my washing machine out could’ve been better. I had to go to a laundromat for a month before eventually, TotalProtect compensated me for a new washing machine. But I’ve also had people out for my air conditioner, dryer, heater and other major items or appliances and the quality of their work has been great.
Thanks for sharing your warranty experience, Susan! I'm glad to hear that you’ve been pleased with the benefit your home warranty provides. – Amanda
Reviewed Dec. 17, 2019
I am absolutely disgusted with this company. We purchased our home several years ago knowing that we would need to replace an aging HVAC unit, so we thought we were being responsible and purchased a home warranty through HMS. After a few years and thousands of dollars paid to them, our unit finally failed completely. Mind you, it is mid-December in Virginia, and COLD. After an assessment and 5 days passed, we were told there was "insufficient ductwork" and therefore they would not be covering the replacement unit. We have a young child, and to be left in the cold like this when we needed them most is just wrong. Save your money up instead and please don't make the same mistake we did.
Leah, It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion. I have located your account and will complete a thorough review of your heating claim to ensure you have received the full benefit your warranty provides. – Angela
Reviewed Dec. 17, 2019
I liked the terms of the service agreement, and then as it came about that I needed the services, I was very satisfied with the service. When I called in the claim, I told them what the problem was and went from there. The interactions I had with their claims reps has been ideal and that’s why I’m still a customer. The contractors have been very well and very professional. They get the job done. I'm satisfied with the quality of work.
Kamau, We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and are pleased to hear that you’ve been satisfied with the service you’ve received. Sincerely, Dena
Reviewed Dec. 17, 2019
My experience with HMS was great, but my most recent claim was terrible. The claim process took a long time. I was on the phone on hold for a long time, then they finally gave me a company, but when I called them, it was two weeks out for them to do any type of work. I called back and I said, “That’s unacceptable.” It was my heating and I did not have heat. They gave me another company, and they said they set up an appointment for that. I didn’t hear from that company. I called them, and it went to a cellphone voicemail with no message. I left a couple of messages. So, that was a pretty bad experience.
I got the work done through other means. I just paid a service provider that I got on my own. Other than that, I had one claim that was successful. Before this one was a washing machine repair, which was very good. That worked the same way it had been working. I made the claim, and the company that they referred to me came out and took care of the issue without any issues.
The latest one, it seemed that I was being taken to a lot more hoops. The customer service reps were asking me a lot more marketing type of questions when I was trying to get the service. I was like, “I’m trying to get to my service. I don’t need you to ask me email address so you can send me marketing material. You should have my email address. I’ve been doing business with HMS for almost 12 years.”
Clarence, We want to help! Please respond with your full property address and the best time to reach you. - Amanda
Reviewed Dec. 16, 2019
I did my claim online and then I called because it was really urgent. I would have liked to have heard back within 24 to 48 hours, but I didn't, so I had to keep calling. The first time that the contractor came was the day after Thanksgiving, and then they had to order for the part. I was expecting them to come today, but they called and said the part wasn't in, which I feel like it was a lie because they accidentally called me about five minutes later thinking I was someone else with the same excuse. But I had a fine experience with my other claims.
Danielle, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Dena
Reviewed Dec. 16, 2019
I call my claims in and the reps all seem to know what they’re talking about and are all polite. The contractors fixed my refrigerator a couple of times for different problems. They worked on my furnace three times. Twice, it was the same problem. They sent out the same contractor that was really bad twice. He told us he couldn’t get the motor. Then the third guy that came out got the motor and it fixed the problem. I also had some lights worked on, an air conditioner checked over, and they replaced a water heater for us that looks really nice after we got the right guy out here. They won’t work on gas water heaters. They just replace them. I've had HMS for about 5 years and I like it really well. It’s been good to us.
Stephen - We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs. We appreciate your feedback, and would like to thank you for sharing your experience to others. Sincerely, Austin
Reviewed Dec. 16, 2019
I had a claim for the refrigerator and it was a good experience. I'm happy with the customer service reps, and we’re happy with the work that was performed. It took about a week to get the fridge fixed. They had to order the part. The tech came when he said he was coming, and he was friendly. He seemed like he knew what he was talking about. He did a pretty good job with the fridge.
Chris - We are thrilled to hear we have provided top notch trusted experts to come and service your claims. We aim to provide a seamless process and it seems our objective has been met. Thank you for sharing your experience! - Austin
Reviewed Dec. 15, 2019
HMS has always been good every time we’ve had to use them. I usually try to submit claim on the internet and for some reason, the website either doesn’t work, or something weird happens and I have to call and fix it. The reps I speak to when I call are very good, always pleasant, and always trying to help in whatever way possible. We've had HMS for going on 3 years now and we renew 'cause I like them. The people just show up and fix my appliances, and they are great. In one claim, the guy who came to fix my refrigerator was wonderful. He showed up right when he was supposed to, and he got it working. It was a pleasant experience.
Mr. Johnson, I’m sorry to hear that you experienced problems with our online claim system, but I'm glad to hear our customer service agents were able to help! We aim to provide helpful and knowledgeable technician and we are always working to improve our customer experience and we appreciate the feedback you provided. - Christine
Reviewed Dec. 15, 2019
I've had TotalProtect since I bought my house in 2003, and submitting a claim has gotten better. When I first had it, I had to make a phone call and wait. Then I get a ticket number and wait. It has gotten to the point now where unless I have a problem, I really don’t have to do anything but go to the site and submit a ticket and then wait for the vendor. So, it has come a long way. The website got better too. Now, I just go in and basically put in the address and what system I need to have done. They create a ticket and give a phone number to call, and I make the appointment. It's a lot better now than it ever was. Sometimes, I'm given the timeframe on when to expect the contractors out or who the contractors are.
The last experience I had was for my AC and it was over the weekend. I have two AC units in my house and the downstairs until had failed. The problem was simple to fix, but the AC company that TotalProtect put on the ticket only works Monday through Friday. I had to wait until Monday to hear from them, so it went the whole weekend. That was one issue and I'm not sure whether it's just the area that the contractors they deal with, but that happened. Luckily, it wasn’t hot and so it wasn’t a big deal. But the reality was if it had been a hot day, I would have had no AC. So, that’s something that they need to look at because if they're gonna assign somebody, they need to make sure that the contractor comes by. Other than that one vendor, I have never had an issue with any of the contractors. I always had good response, no matter what the problem was. One time, I had to do a roof repair from some wind damage and that experience was good.
Donald - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin
Reviewed Dec. 15, 2019
The claims process with HMS was very easy and I had no problem at all with submitting a claim to them. There was nothing wrong with the heating unit but I had a problem with the flow of air. The home is designed as a split level and there’s only one thermostat instead of one each floor so, it’s kinda hard on the middle floor. The contractor was very professional and informative. He gave me some tips to help me out on what I could do to rectify the problem. I’ve passed on the home warranty information to any friends and family because sometimes, people come in and say it doesn't work. But for this particular situation, when the contractor came in, he did a lot of things. He talked me through how the thing works, that I had an LED light in there to get rid of impurities and a lot of golden nuggets that kinda helped me understand how my unit worked.
Altrecia - We are thrilled to hear that you had no trouble submitting a claim with HMS! We appreciate your recommendation and hope to have you as a valued customer for many more years to come. - Amanda
Reviewed Dec. 14, 2019
I have raised a claim with HMS. Asked them to raise it as an emergency. It’s been 48 hours and no one has reached out to me. They always say the claim is with the dispatcher. Never buy this **. I won't and will never recommend this to anyone.
Swaroop - We truly apologize for the inconvenience you experienced. Our records indicate that you have already been in contact with a member of our Leadership team. Our records also indicate we have approved for you to locate the vendor of your choosing to help expedite this process. We appreciate your patience and the feedback you provided. – Christine
Reviewed Dec. 14, 2019
Water heater broke down on November 17 did not get it replaced until December 2 no hot water for over 2weeks thanks for ruining my Thanksgiving don't think that I will renew my service plan merry Christmas
Lawrence, It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion.. We hope your reconsider and continue to be one of our valued members. - Angela
Reviewed Dec. 14, 2019
I like TotalProtect, but it was hard for me to get through and get some service one time. Usually in two or three days, there's somebody here. But this was close to nine days. I had to contact support, but I never got anything from anybody. It happened on a weekend and it was hard for me to get an individual on the line. It was just talking to the machine. But they called me and got it done. They were stating that they knew I had filed my claim and then what day the technician was coming out. The technician was great and he had a good personality.
I also got messed around with TotalProtect one time. I was financed with Greentree and my financing was passed around. I was paying them, and they weren't giving it to TotalProtect. Total Protect didn't call me and tell me that they weren't receiving the money. When I did need them, they told me, "You're no longer with us." I never got the money back and I lost my warranty. They should've called me and let me know they weren't receiving the money. Other than that, I love them. Everything has always been good every time I've had a problem. One time, my whole air conditioning unit went out and so they put a whole new unit in.
James- We are committed to providing a simple and efficient claim process, and we appreciate your feedback to help ensure we implement the changes needed to improve our customer satisfaction. We work with trusted experts to meet your needs, are thrilled to hear you were pleased with the service professionals that came to your home. Have a great day!- Angela
Reviewed Dec. 14, 2019
I call my claims in sometimes and sometimes I do them online. It's a real easy process as long as you know what's covered and what's not covered and you don’t need to waste your time. I’ve done that a couple times over the years where I misunderstood something. The ease of the claim service stands out for me. They’ve done me a good job. They have a blanket people that handle various things, whether it’s appliances or pool. I’ve had good interactions with them. Some of them are a little bit dryer than others, but they do a good job.
Kenneth, We listen and understand what our customers need, and appreciate you taking the time to let us know how we’re doing. Have a great day! Sincerely, Christine
Reviewed Dec. 14, 2019
They did some work for me a month and a half ago, and the service that they gave was pretty good. I had a faulty water pump on our boiler system, and I tried doing the claim online, then the system gave a provider that couldn’t do a boiler system. So, I ended up having to call back, and then they gave me the guy from Top Tech. The technician came out and was able to diagnose it real quick. Had me down maybe a day, and that was it. I was pretty satisfied. I've had some other service providers, but this guy was one of the best.
Stanley, I’m sorry to hear that you experienced problems with our online system. We are always working to improve our customer experience and we appreciate the feedback you provided. We’re happy to hear that overall you’ve been pleased with your experience. Sincerely, Angela
Reviewed Dec. 14, 2019
The bank offered TotalProtect warranty to me and it sounded like a good deal, so I bought it. I've had them going on about 3 years now and I don’t have any problems when I submit claims. I just call them up, and they take the information, and they take it from there. I'm usually notified by email within 24 hours when to expect the contractors. Then, I haven’t had any problems with the contractors as well since they’ve all given me good service. So, TotalProtect has given me excellent service and have been very efficient.
David - We understand how stressful managing home repairs can be, and are glad to hear that you are pleased with our service. We take our service network seriously and value your feedback. Thanks for stopping by! Sincerely, Dena
Reviewed Dec. 14, 2019
Cross Country Home Services sent someone out for the second time to do maintenance on my heater. Submitting a claim was easy. I just call and they set up the appointment and the contractor comes. I like them. I’ve had them for years. And I would recommend them.
Betty- Our goal is to provide a simple and straightforward claim process and to provide the right provider at the right time. We are pleased to know we have satisfied your home protection needs. - Austin
Reviewed Dec. 13, 2019
Our clothes washer stopped working. Although someone was sent out right away to look at the problem, we are going on 4 weeks with no repair. I have called multiple times, after FINALLY being able to reach a person, I found them to be not very helpful and they do not offer answers to my questions or a solution to my problem. I have also found many are unable to answer questions regarding their policies and procedures. A part is on back order, with no idea as to when to expect it to arrive. We are coming up on 4 weeks of having to use a laundromat and no assistance or communication from this company. Very frustrated!!
Kathy- It is clear we have not met your expectations, please be assured we aim for a simple and straightforward claim process and we have missed our goal. I have located your account and my team will complete a thorough review of your claim and follow up with you as soon as we can. Thank you – Christine
Reviewed Dec. 13, 2019
TotalProtect looked like it would cover a large number of appliances. And since we’re retired and on a fixed income, unexpected expenses can throw us for a loop. So, the idea that we would get some help with fixing things as they break, as they inevitably do, seemed like a good idea. We’ve had them for our air conditioner and it was easy to submit the claim. It was a timely process in that you call them up, and then they arrange for a service provider in our area to come out and look at the problem and see if it needs to be replaced or fixed. They decided that the air conditioner could be fixed, and they told TotalProtect for them to order the part. The service provider then had to reschedule to come out and put the part in.
It took a better part of three weeks to get all that done. But they fixed it and it works. If I had called people I’ve used in the past when something breaks, they would have just told me to replace the whole thing instead of fixing it. Fixing it was much cheaper than replacing a whole air conditioner. The people that came out and worked on our things were wonderful. They knew exactly what was going on and told us exactly what parts we needed to get, and they came back promptly as soon as the parts came in. I wish I had TotalProtect with the other things at my house that I’m working on, but they don't provide services for anything other than appliances.
Candace, We are happy to hear you’ve been pleased with the service you received. Thanks for taking the time to share your experience. – Dena
Reviewed Dec. 13, 2019
I called HMS Home Warranty to file a claim, and the experience went fine. They sent someone out within a day or two. He was good and we had a good interaction. The claim was to reseat the toilet and so far, it’s good. I had another claim which was not a good as the second one. The second guy was a friendlier person.
Richard, We appreciate you taking the time to share your claim experiences! We try our best to provide quick and reliable service and are pleased to hear that this has been your experience. Sincerely, Angela
Reviewed Dec. 13, 2019
My dishwasher was leaking all over the floor and TotalProtect found somebody to fix it after four days from the time I submitted the claim. The guy was fabulous. The dishwasher needed a new motor, so he had to order the part and come back. Since the repair, the unit works fantastic.
Keith, We work with trusted experts and it is always our intention to assign the right technician at the right time to meet your needs. We appreciate your feedback, and hope to have you as a valued customer for many years to come. Thank you for sharing your experience. - Amanda
Reviewed Dec. 13, 2019
I was in the process of buying this home and one of the things I insisted upon was a home warranty. And so, the prior owner took HMS Home Warranty out and I continued it. The warranty was the best thing to have at least for a year to cover whatever might happen being that I wasn’t familiar with the appliances that were there in the house.
I had a problem with the garage door only to find out that if I had used my head, it wouldn’t have been a problem. It was just a matter of the eye being out of whack. The contractor who came out showed it to me. I was satisfied and felt stupid. When I called HMS about the issue, the claims reps did what they had to do. They set up an appointment and the individual arrived when he was supposed to.
There was another time that I called and that was because of the furnace. I had an annual inspection for my air conditioner and my furnace. And then, one day, I went down and I checked the filter and it showed that there was dampness on the filter. It was time for people to come out to do their annual inspection, and they came out and told me I had leak in the coil.
I relocated here to Ohio about two years ago from New Jersey and like heat pumps, I had no familiarity with whatsoever. So, I took their word for it. When the people that was contracted with HMS came out, they did an inspection on the heat pump and come to find out that the guy that had been out here to do the winter inspection had lied. What it was was that condensation had built up during the height of the summer causing condensation to drip on there to be exposed on the filter. There was no leak. And they went on to further explain if it were a leak, it would’ve been all over the floor just like any other.
Ron - We are thrilled to hear we have provided top notch trusted experts to come and service your claims. We aim to provide a seamless process and it seems our objective has been met. Thank you for sharing your experience! - Angela
Reviewed Dec. 12, 2019
This story is much too long. But to sum it up, It took approximately 10 days for a service technician to come to check a leak in refrigerator. He collected $100 and said he had to order a part. Two and one half weeks later I had not heard from him and began calling, left many messages, no reply. I began trying to reach customer service which was a circus. I called them at least 5 calls and was told they would get in touch. "Please be patient."
Finally it is a few days before Thanksgiving. I have no cold water in my kitchen, no working icemaker, and lots of company coming. So I told Customer service to just refund $100 and I would order part and have my son replace the water line. After telling me ok, to send receipt which I did, then I get calls today saying that deposit is for service call and diagnosis and is nonrefundable. In other words, they send their technician, he walks away with the money, does not come back for repair, and they do not stand behind it. BEWARE.
Judy - It is clear that your expectations were not met. We appreciate you taking the time to share your concerns and value your opinion. I have located your account and will complete a thorough review of your water heater claim to ensure you have received the full benefit your warranty provides. – Angela
Reviewed Dec. 12, 2019
I wanted a warranty to cover unexpected things that might pop up. I found TotalProtect while googling and versus American Home Shield, Total Protect had the option that covered some of the cost for code upgrades. I've had them for 3 years now and I call in when I submit claims. They try and get mom-and-pops more than anything. I had some issues with some of the plumbers but the last air condition company we had was fine.
My last claim was for my microwave and one contractor said it was the hinges. Even though he said door and hinges are covered, for some reason, TotalProtect dropped that claim and turned it over to another contractor. The new contractor said that it was the door and didn’t mention anything about hinges. Then, I got an email from TotalProtect saying that it is not covered. So, with one contractor saying it was and then the one they switched me to said it wasn’t, that was kinda shady.
Michael, Thank you for taking the time to share your experience. We value your feedback and will ensure it is provided within the organization for handling. If you would like for my team to follow up with you directly to ensure you received the full benefit of your warranty, please respond with your full property address and the best time to reach you. - Austin
Reviewed Dec. 12, 2019
The service is very good. The experience for getting my problems at the house done is quick, and everything is fixed on the same day or less than 24 hours. My heater stopped working, so it was too cold. I called HMS, and the contractor came the same day and everything was fixed in 10 hours.
Luz - We aim to provide a simply straightforward experience, and appreciate you taking the time to let everyone know your claim experience went. We are happy to hear that we’ve been able to provide you with peace of mind for your home management needs. – Austin
Reviewed Dec. 12, 2019
Our home had older heating and air, and appliances, so my husband purchased a warranty from TotalProtect. It covered the heating and the air, and some of the other things that were old. We've had them for four years now. Their claims process was good. I usually submit a claim on the phone. Most of the time, my interaction with their reps has been good. I did have one guy who had a very thick accent. Usually, if someone answers the phone, it’s very helpful. But he was trying to read from the document and I just couldn’t understand him. I got part of the answer and I just called back later. But most of the time, the people are very friendly and able to address our concern. That was just one time.
The TotalProtect reps usually say that the contractors would contact us within 24 to 48 hours. For the most part, the contractors that they've sent out have been good. I had one guy though who didn't show up. The claim was reassigned to a different plumber. That was how I found out that the guy wasn’t gonna show up because he wasn’t answering the phone. And then, the new plumber called to set up an appointment. The quality of their work was good. Overall, my experience with TotalProtect has been good. They were able to fix the problem and send good-quality people out. Having TotalProtect takes the problem of trying to find a reliable contractor off of you.
Sarah - Thanks for sharing your warranty experience Judy. Thank you for choosing us as your warranty provider and that we were able to provide great service. - Angela
Reviewed Dec. 12, 2019
We bought the house in 2016 and we’ve been using HMS Home Warranty since then. For the most part, submitting a claim was decent although there were several times where it took the vendor a while to schedule an appointment or there was nobody local and the people that are in contract with HMS don’t travel out here. There were a couple times when I had to pay someone out of pocket because it took too long for someone to get back to me. It took several days for the contractor to be sent out, which was too long when my power was out or I had an issue that needed to be addressed. But once they finally got back to me and got out here, they were fine. Overall, I’m satisfied with HMS. The last several encounters have been just fine. I keep renewing with them, so there's something there that I like.
Jody - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin
Reviewed Dec. 11, 2019
Still waiting for a representative to spend some time going over my claim and to be able to reach them when I call them back so this can be resolved. I am a long time customer and I think because there is a different provider each visit for a service call or "preventive" maintenance there is a lack of being familiar with the system. The written word does not seem to apply and there is an effort on their part to deny claims even though the sales pitch is the age of the unit does not matter.
Mary, We appreciate feedback from longtime customers, and regret to hear that your claim experience was not what you expected. We would like to review your claim so that we can further address your concerns. Please respond with your full property address so we can locate your account, and the best time to reach you. Respectfully, Amanda
Reviewed Dec. 11, 2019
Updated on 12/16/2019: I don't know how to add this to my original review but finally got heat on December 14. Tried to call my case manager and the customer service person said the extension she gave me was not valid. Oh well, I think Crystal, Teresa, Juan, Ricardo and Jasmin deserve a recognition inside the company for their wonderful customer service. They tried to help me with my claim through escalation and assigning of a case worker and didn't lie to me about the status of my claim! Austin, Lisa (maybe) case manager, if you were able to get that heater to my technician so he could get it installed Saturday, thank you! The weather turned as predicted and it's now sleeting in Tulsa, we were able to enjoy a warm house all weekend.
Original review: Found out today that Cross Country owns the warranty business for Sears Home Warranty. Since Tuesday 12-3, been without heat. It's cold, below freezing, I'm talking with customer service people every day since Thursday 12-5. Each one tells me something different. First, one tells me my claim is with research and will be decided in 24 hours. Friday, 12-6, waiting for the authorization department. Monday, 12-9, they say they are escalating it and because it's below freezing, it has a 24-hour priority. Tuesday 12-10, they tell me because they didn't have a report that they said they had Thursday 12-5 now I have to wait 24 hours for them to review it again. Wednesday 12-11, still waiting for a purchase order. Bottom line, I still don't have a heater and no indication when I will get one.
Sheila, Please be assured that we aim for a simple and straightforward claim process, and recognize that we have missed our goal. We have located your account and will complete a thorough review of your claim to see what is causing the delay in providing an immediate resolution. Our team will follow up with you personally to further address your concerns. Sincerely, Austin
Reviewed Dec. 11, 2019
I submitted a claim to have my garage door repaired that went out a week after I moved into my new home due to a power surge. I submitted a claim and they sent a technician out. He was at my house for less than 5 mins all to tell me that it was broken and needed to be replaced (I knew that already that's why I called I submitted a claim.) I paid my $100 deductible and he informed me that I should hear back from them to schedule a time to replace the garage door opener. After a few days went by and I hadn't heard anything I decided to call. This is where it all started to go downhill.
I was told that I need to submit a home inspection report that showed the garage door was working since I had just closed on the house a week ago, (home inspections aren't required in order to buy a house and I've checked their website and it doesn't say anything about a home inspection is needed in order to qualify for this home warranty) so I thought it was strange that they needed this documentation. When I did the home inspection the garage was listed as inoperable.
In our corrective proposal before we sold the home we listed that the garage door needed to work before we closed. Well it turns out the garage actually worked. The house was abandoned for a year so for some reason the seller unplugged the power from the circuit board instead of just unplugging it from the outlet. SO they sent a video the next day of the garage door plugged in and working. I submitted the video and messages between my realtor and I and it was still denied because on the home inspection it was listed as inoperable. I called and spoke with multiple agents and no one was willing or able to help. I even spoke with a supervisor and she was worse than the agents, it's like they are reading from a script. She was asking me to send in receipts from where the seller had it fixed and I explained to her it was never fixed because it wasn't actually damaged at that time.
Now I am out of $100 that I paid for the deposit all for the guy to come out and tell me it was broken. I could have kept that $100 and applied that towards a new garage door opener that I just went and bought for $250 and replaced myself in under 30 mins. I went ahead and canceled my warranty with them, which cost me another $25, but it was worth it so I don't have to waste any more time or money dealing with this company. I'm going to get a policy with a REAL home warranty company not this JOKE of a company.
I've also contacted my realtor who selected this Joke warranty and told her about my experience and she said that her nor her company will be using them going forward. At my previous house I was with my home warranty company for 5 years with no issues when submitting claims. I barely lasted a week with this company. I hope that $350 that it would have cost them to replace the garage door opener was worth losing my business and any potential business that my realtor and her company (HOWARD HANNA) would have brought them.
Reviewed Dec. 11, 2019
I'm in the real estate business, and HMS has given me better service than the other warranties. I got them on my home for about a year now. They do a lot of follow-ups and keep me up to date before the contractors get here. So, I'm satisfied. In my latest claim, the technicians were great and they got on the problem really fast then got the work done. They didn't have to order a part or anything like that, like Old Republic which I used to have and it would take a week or two before they had to order the part in. So, the biggest highlight about HMS is their topnotch service.
Jd, Our goal is to make managing home repairs easy, and we’re delighted to hear that you’ve had a pleasant experience. We hope to have you as our customer for many years to come! Sincerely, Austin
Reviewed Dec. 11, 2019
I was looking for a home warranty online and I found TotalProtect Home Warranty. I gave them a try, and I don't have any issues with them, so I keep paying for it. My experience when I submitted a washer claim was super great. I did it online and they scheduled the appointment in a day, and it was fixed the next day. The latest contractor that came to my house was kinda rude maybe because he doesn't like the product that I have. I have a Samsung washer and dryer, and the contractor just talked about how bad those machines are. I don't really care if he talked bad, but this is something I paid $2,000 and he shouldn't be saying anything. He came here to fix it, so he should just fix it then go home. But the work that he's done was good, and the machine is working right now.
Aside from the washer, I also called TotalProtect two times for my dishwasher, and I didn't have any issues. Everything has been replaced in a timely manner. The claim process was easy and quick, and all these were fixed at not more than 150 bucks. I'm fully satisfied with TotalProtect. The technician that came to my house for the dishwasher was amazing. He'd come, fix his stuff and he'd go.
Sasa, Thanks for providing your feedback! We are happy to hear that you enjoy using our website, and that you’ve experienced the benefit your home warranty provides. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience. It’s definitely not the level of service we aim to provide. – Christine
Reviewed Dec. 11, 2019
My experience with TotalProtect is good. They are professional and convenient. Submitting a claim has been excellent. I’ve done it on the phone and internet, and both of them have been fine. Their response time was very well, and the tech they sent out was awesome.
Tamara, We are committed to providing a simple and efficient claim process, and we appreciate your feedback. We work with trusted experts to meet your needs, and are thrilled to hear you were pleased with the service professionals that came to your home. Have a great day! – Dena
Reviewed Dec. 11, 2019
I was unhappy with another warranty company. They had a contractor come in and try to tell me that I needed a new water heater, but it wasn’t covered under the warranty. I didn’t need a new water heater, it was a scam. I looked up HMS Home Warranty online. I've had them for at least four years now in a house that I rent to a tenant. I’ve had nothing but a pleasant experience with them when submitting a claim. There’s a deductible, but everything has been great. The people that have come out have been good. Everything has always been taken care of, so I’ve been pleased. I will continue with HMS.
I recently had a dishwasher claim. Somebody came out to fix it and they deemed it not fixable, so it needed to be replaced. I had a couple of options, either they can replace it with one particular model or they would send me a check for a certain amount of money. They sent me the check, and I lost the check. I called them as soon as I lost the check and I have not yet received a replacement. That is the only thing I am concerned about. I’m hoping that they do, in fact, send a replacement check to me. As soon as they reissue that check, I 100% think they’re awesome. If, for some reason, that check doesn’t get reissued, then I’ll be upset. But they’ve been great, so far.
Marleen, We are delighted you chose HMS to manage your home warranty needs! We aim to provide a high quality managed service experience and hope to have you as a valued customer for many years to come. - Austin
Reviewed Dec. 10, 2019
We called in for a repair to our non working fridge, Got a robot answering service that directed me to another robot answering service that said they would reply within 30 minutes, never got a reply. Four days later a service guy shows up said he needed to order parts,he has not called back but he did cash our $125.00 check. Their home site indicated the parts were shipped, called the guy this morning he said that the parts were back ordered does not know when they will be shipped. Still waiting, going on 2 weeks without a fridge and no idea when it will get fixed.
FED UP
Daniel, Thank you for bringing this to our attention. This is certainly not the level of service we aim to provide. I have located your refrigerator claim and my team will be thoroughly reviewing your claim and will follow up with you directly as soon as we can. Thank you - Austin
Reviewed Dec. 10, 2019
Cinch homes Services is a rip-off. My most recent encounter with them was devastating. My convention over the range microwave oven stopped working. I called the company, they agreed to send out a repair technician. The technician came, I paid my deductible. He reported to me that the microwave needed 3 parts which he would ordered. The next thing is I received a email from their Claims Authorizations Dept that the claim was declined based on infestation. I enquired as to what kind of infestation was found. I send picture of my dismantle oven which had no sign of any kind of infestation as was claimed.
At first the representative who I spoke to told me it was mice infestation. When I said “mice” with utter amazement she put me on a long hold and came back to say roaches. She was quite rude and unprofessional. When I asked to have the proof send to me she insisted that it was roaches that caused the microwave to malfunction and hang up on me. I tried to get help from the company to no avail. All that they could offer me was for me to pay another deductible and have another technician look at my dismantled microwave.
It would have better for the company to have said the warranty does not cover for the parts the microwave needed than for them to have insulted me by telling me that I had a mice/roach infested house. I’m still appalled at their conclusion. And to top the insult their customer representatives offer no help in allowing me to speak to someone else. When I called to cancel no question asked as to why or no apology for the way the customer was treated.
BestLorna **
Lorna, We can tell this has been a difficult experience, and would like to investigate your claim to ensure you are receiving the full benefit of your home protection plan. Please respond to this message with your full property address and the best time to reach you. Sincerely, Austin
Reviewed Dec. 10, 2019
We’ve been very happy with TotalProtect and they're very responsive. The service that we receive, for the most part, has been very good. And when it’s not been good, they’ve worked with us to find a new provider that will give us a good level of service. We’ve had issues with providers who did not return phone calls so we couldn't get scheduled. We also had a provider one time who demanded that we pay our deductible upfront over the phone before they would schedule an appointment. In both of those cases, TotalProtect was wonderful about working with us to get a different contractor or service provider assigned to get the work done and then help us make the appointment and get them out there quickly.
When I call to report something, I usually will jump through all the hoops I have to to outsmart the automated system so I get to talk to a human. We don’t do it online because we have had problems with that. Then they assign someone to us. And if the person who they’d assigned to us is responsive and comes out and looks at it and does what needs to be done, then life is good. Still, I wish it was easier to get a hold of a human.
We actually only one time tried to file a claim online. And it looked like the claim had been filed, but after two days when we hadn't heard anything, I called and found out that the claim had never gone through and we’ve never tried it again. ‘Cause when the air conditioning’s not working and it’s 100 degrees outside, I just haven't had the patience to deal with wait and see if it worked.
Sometimes you call the number, and a human answers. But usually, you get this automated voice system and you have to say representative to it about a dozen times before it finally gives up and determines that you’re not gonna do what it wants you to do. And I’m just stubborn enough to stick with it and make it happen. But it would be nice to have that option more readily available.
Karen,Thank you for letting us know how we are doing! We are constantly improving our processes to better our customer experience. We're happy to hear we have delivered. Have a great day! - Amanda
Reviewed Dec. 10, 2019
The technicians fixed the problem with our heating and cooling but another issue came up. We called HMS Home Warranty and let them know. A claim was set about two days ago, but I have to call the person who is responsible for the fixing the issue. However, he couldn't come in because of an injury. So, we have to call back and set up a new person. HMS was supposed to send someone. I'm still waiting for the phone call. But other than that, everything is good.
Jill, We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and if you need assistance with your claim, please respond with your full property address and the best time to contact you. - Amanda
Reviewed Dec. 10, 2019
I had another protection warranty program and the VA wasn't pleased with it. In talking with the contractor who was here, he gave me the name of TotalProtect and my experiences so far have been great. I'm an old guy, and I pick up the phone and I call for my claims. I've had to submit a claim for my furnace, and I got a response within 24 hours. This has been a positive experience since it was cold and they listened to the urgency at my end. TotalProtect is worth what I'm paying.
George, Our goal is to make managing home repairs easy, and we’re delighted to hear that you’ve had a pleasant experience. We hope to have you as our customer for many years to come! Sincerely, Austin
Reviewed Dec. 9, 2019
This home warranty company is not one bit helpful. We've been in our house for 6 months and tried to file two claims, each one has been denied. When our faucet stopped working, their plumbers - which were incredibly difficult to work with, informed us that the warranty company would only provide a "builders grade" replacement, even though the faucet that came with the house was much higher-end. Then when our washer and dryer both stopped working they denied us again, stating that the washer/dryer are an exception to the contract, even though the contract states that they are included. Would love to know what exactly is included, because this warranty was a huge waste of money. It pretty funny that their website states "No gotchas." Because we've only gotten "gotchas" from this terrible company.
Alice, We’re disappointed to hear you feel this way. Our purpose is to always meet the needs of our customers, and we’ll be glad to review your claim to ensure you received the full benefit provided by your home protection plan. Please respond with your full property address and member of our team will review your account and follow up with you personally. Thank you - Dena
Reviewed Dec. 9, 2019
So far, the claims process has been pretty easy. I’ve only had to call in three times over the last five years, and I haven’t had any problems. The last contractor was a little suspect though. He was a little bit nonchalant, but my issue was fixed. All the other contractors have been fine.
William - We are happy to hear you’ve been pleased with the service you received. Thanks for taking the time to share your experience. – Dena
Reviewed Dec. 9, 2019
We’ve had TotalProtect Home Warranty for less than a year. The fact that it says, “Home protection,” if anything arises, we would fall back on it. We've had a couple of claims with them. It had to do with the furnace and the central air outside, and they were really good. The first gentleman that came along was nice, but I was thinking if he repaired it right. We had to have a second one come out, which was a different company, as a reference from TotalProtect. He did a really fabulous job and we haven’t had a problem since.
Thanks for sharing, Richard! Have a great day. - Christine
Reviewed Dec. 9, 2019
Our home was getting older and I figured that we’d start needing some repairs. When I was a Realtor, HMS Home Warranty seemed to have better customer service for my clients. Their online claims process has been easy, which is how I submit claims. I would like the young man that came out and looked at our heat a couple of different times to be the one who comes out every time. But there’s no way to say, “I’d like the repeat of the one who already knows what’s going on with my heat pump.” If that business was available, that would be the first contact for me. And the same for anyone else who has come out - the plumber that came out for the water heater or for the dishwasher. It would be nice since they are already familiar with my home and I’m familiar with them. I've been with HMS for four years now and it’s paid for itself every year with calls. I’ve been happy with them. I do recommend it all the time. We’ll keep it up.
Mary, We appreciate your recommendation! Thank you for taking the time to share your overall experience with HMS. Our main goal is to provide fast and efficient service, and we’re glad to hear we have met this objective. - Austin
Reviewed Dec. 9, 2019
I have been with TotalProtect for a long time and they have been okay. They respond when I call them that I need something. They get on it, give me the companies that are in my area, and then they send somebody out. They let me know what is covered and what is not, too. I've never had a bad experience with anybody that they sent. They are cordial. They talk to me and they don't treat me like I'm stupid. Sometimes, I have a charge, sometimes I do not.
Doris, We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and are pleased to hear that we provided quick and professional service providers for your claims. Sincerely, Dena
Reviewed Dec. 8, 2019
I’ve been calling and making claims towards my refrigerator since October of 2018, it is now December of 2019 and my refrigerator is still broken. The first company they sent out LIED, took my $100 and never came back. The second company was scared to touch it, the 3rd company is the only company that has tried but is continuously fixing miscellaneous things like it’s going to help. I’ve lost so much money and with a child and no working refrigerator life is hard! It’s 75 degrees inside the top and 64 degrees in the bottom! This is ridiculous! It’s past its life expectancy, ready to switch companies if I can’t get this resolved ASAP!
Shamira - We truly apologize for the inconvenience you experienced. I located your account and my team will complete a thorough investigation and follow up with you as soon as we can. Thank you for taking the time to bring your claim to our attention. Sincerely, Dena
Reviewed Dec. 8, 2019
Everything’s done online, so it’s pretty simple to use. You submit your issue, click-click-click, make a call and it’s up. They come out, they repair any issues and they’re out the door. So, they do exactly as we expect.
Francisco - Thanks for providing your feedback! We are happy to hear that you enjoy using our website, and that you’ve experienced the benefit your home warranty provides. – Christine
Reviewed Dec. 8, 2019
The first time I had used TotalProtect, I wasn't too thrilled. It took a long time to fix what I needed to be fixed. It was between them and the provider that was working on it and I was in the middle. I had to call both ways to get things straightened out and it took six months to get it. But since then, it has really been easy and things have been working out well. Recently, the contractor who came was nice. He got done what he needed to get done and it didn't take very long. He told me exactly what he was gonna be doing and what to expect. Although the issue I had wasn't a major deal, it was something I couldn't do. In the end, the claim worked out well and TotalProtect responded real quick this time.
Donald, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin
Reviewed Dec. 8, 2019
I call TotalProtect for our claims and the experience is good. I had a claim for the refrigerator that wasn't getting cold, and everything went fine. They said one contractor was supposed to come, but then another came. Whoever was doing the scheduling scheduled two different ones, but it was fine.
Ricardo, We are delighted to hear that you’re satisfied with our service. It’s always our intention to assign the right technician at the right time to meet your needs! Sincerely, Austin
Reviewed Dec. 7, 2019
TotalProtect took over the other company that I was with. I submitted the claim on the phone and the customer service people were good. The technician was excellent. The guy that came out is polite and knowledgeable. He is from my area even though he works a little bit further. A while back, I had called for an air conditioning service on my unit, and the Total Air people never showed up. They called me and said they were not coming. I did not report it. Nevertheless, somebody else ended up coming back, and it all worked out.
Patricia, We are pleased to hear that TotalProtect has been able to meet your home warranty needs! We regret to hear of your experience with the technician that didn’t show up for your service visit but I’m glad to hear we were able to rectify your claim. It is always our intention to assign the right technician at the right time, and we appreciate you taking the time to share your experience. - Angela
Reviewed Dec. 7, 2019
I bought a home in July and have a home warranty through HMS. After a few weeks, the garage door opener broke. I paid the $100 deductible for someone to come inspect it, they confirmed it was broken, and my claim was processed. However, when the guy came out to install the new garage door opener, he said he needed $200 cash because it was a custom installation. I called HMS to confirm they contracted someone that demanded $200 cash and could not provide a receipt, and they confirmed that he would need the extra money. That seemed extremely unprofessional for a major corporation to use individuals that only accept cash as payment.
Now I have a second claim in for a cracked heat exchanger which will require a new furnace. Of course they contracted a company that issued a favorable report that the condition was "most likely" pre-existing, so there's another $100 deductible wasted. I have a home inspection and work statement from July that mentions nothing about this issue, but the customer service department will need 3-5 days to review my rebuttal. Meanwhile, I'm sitting in a house that's 45 degrees at night with colder weather on the way and no solution in sight. The only positive is that filing a claim is quick. However, their hotline takes almost four minute to navigate before you can speak to anyone, and everyone I've dealt with is less than helpful. This entire experience has been very frustrating, expensive, and worthless.
Hi William - We appreciate you taking the time to share your experience. Our customers are our top priority, and our purpose is to be there when you need us. We will be glad to look into your claim to see what is causing the delay in making a decision, and follow up with you personally to further address your concerns. Respectfully, Angela
Reviewed Dec. 7, 2019
TOTAL PROTECT home warranty is the worst company I have ever had to deal with. On November 11th I called them to tell them I had a problem with my heating system which is a steam boiler. They had no service providers in my area they never have service providers in my area (New London, CT). I was instructed to find my own. I called several heating/Hvac providers and none of them would take third-party billing . I finally found one that would except payment from TOTAL PROTECT 30 days after completion of the job. They’ve had to ask him repeatedly to break down the cost. Which the service provider did. They have not approved it it’s been three weeks my boiler continues to pumps water onto my basement floor every day it’s like bailing a a sinking boat the temperature is 23° outside nobody from TOTAL PROTECT has contacted me in the past week what kind of company does not care?This is an emergency I live in Connecticut it’s freezing here if my boiler dies and I have to turn it off all my pipes will freeze causing major damage by all the pipes in my house freezing. I have called at least eight times and I never can speak to anybody who has the authority to authorize the service of my boiler which needs to be replaced the average cost in the state of Connecticut is it between $6,000 and $8,000. The reason I bought the home warranty is to protect myself because with making mortgage payments and day-to-day living I don’t have an extra an extra $6,000 to 10,000 thousand dollars laying around that I can spend on costly home repairs. As of today I have not heard one word back I have talk to the service provider I found and he has contacted them over the phone many times at this point he said he gives up and he refuses to do business with them so now I’m stuck with boiler that’s going to die with no heat in my house for the winter. Steer clear of this company they are the worst they will try to not pay anything for repairs of anything in your home. This being winter and emergency I cannot believe that nobody has bothered to call me to update me as to the status of getting my boiler fixed. DO NOT GIVE THEM YOUR money.
Reviewed Dec. 7, 2019
HMS Home Warranty's customer service is okay, and the contractors are alright. We've had our HMS policy for over a year, and the claim submission process is not too bad.
Thanks for sharing your warranty experience, Terry! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Angela
Reviewed Dec. 7, 2019
I like that if I got an issue, TotalProtect responds quickly. They do a great job. But sometimes, when you call in the weekend, you can't get anything to happen. If your refrigerator goes out, you're kinda stuck. They do their part, but the vendors don't work on the weekend. Other than that, I had a great experience with the claims representative. About last month, I had an issue. I had to change out a vendor because the vendor couldn't get to me for about another two to three weeks. I called the company up and they said, "We can fix this automatically." They went in and found me someone, called the vendor, and set up a date that was conducive to my schedule. The techs have been great, especially the latest one that came out. It was Sears. The guy did a spectacular job. He's friendly. I was impressed with the way he came in, his approach, and the work that he did throughout the process.
Otis, We are committed to providing a simple and efficient claim process, and we appreciate your feedback to help ensure we implement the changes needed to improve our customer satisfaction. We work with trusted experts to meet your needs, and are thrilled to hear you were pleased with the service professionals that came to your home. Have a great day! – Christine
Reviewed Dec. 7, 2019
I wanted to get a warranty because of the possibility of the things that go wrong with owning a home. I've been protected with HMS for the past 18 years. When I submit a claim, I feel confident that they're gonna do it. I do my claims over the phone, and the claims reps were fine. I’ve only had to call about one of the contractors, but the majority of them have been good. Overall, our experience with HMS has been very good over the years.
Carrie, We are thrilled to hear you have been with HMS for 18 years! We are delighted to hear that you’re satisfied with our service. It’s always our intention to assign the right technician at the right time to meet your needs! Sincerely, Austin
Reviewed Dec. 6, 2019
HMS now cinch! Has not as of today December 06, 2019 still has Not fixed my dishwasher!! Save your money and put it in a savings account to draw interest and if anything goes wrong with your appliances you'll have the money to fix it or replace it with out the hassle or deductible!! The home warranties systems are ripoffs! Airport they sent out a repair man that walked through the door, said he could not fix that type of dishwasher and charged me a $100. Even though I filed a claim with the make, model and year of the dishwasher! Then the company call me back and told me to find a 3rd party that would accept in HSN home repair system and get my dishwasher fixed myself! Let me tell you nobody wants to work with these home warranty systems!!! As of right now my dishwasher is still down and broke and has been for 4 months now… I'm just going to replace it myself!! Sincerely Missie
Reviewed Dec. 6, 2019
THEY ARE TOTAL FRAUD AND RIP OFF’S
Both enjoy ripping off the elderly and disabled as their advertising is misleading. They do not repair or replace as they advertise. You pay a monthly premium and when you make a claim you also have to pay a deductible in order to have the item looked at. If the repair cannot be made at the time it is being looked at or the item is non repairable, the technician will have to submit it to the insurance and it will take 2 to 3 weeks before you hear from them and that is if you call to check on the status. They will feed you crap that they are looking for a replacement or that the matter has been turned over to their research and development department for resolution. Additional fees come when they do make a determination and you have waited the several weeks it takes them that the item will be replaced however there are dis-allowable fees that you will be responsible for which can range from several dollars to over a thousand dollars depending on what the item is. In the end they do not replace as you wind up paying a lot of additional cost.
If you lose something like a refrigerator or central air conditioner they will make you wait and suffer till you get one on your own and then refuse to pay any amount for the replacement.
When you call to complain about the delays they laugh at you or just tell you they are working on it. If you are lucky enough you may even hear someone in the back ground laughing and commenting that they got another one and the bonus will be good this year.
They are nothing but rip offs and should be avoided at all cost. I learned this lesson after my central air went out during the hottest heat wave in the country in June of 2019. The tech they sent out said that it needed to be replaced that it could not be repaired. He submitted all the information to the company and they never contacted me until I called them after ten days and all they did was laugh and claim they were working on it. Total Protect knew I was elderly, lived alone with 2 dogs, and was a disabled Vet yet they could care less as they wanted me to suffer in the heat.
STAY AWAY FROM THESE COMPAINES and don’t waste your money.
Reviewed Dec. 6, 2019
Every time I have an issue, I call them and they’re able to get me an appointment within 24 hours of calling them. Most of the contractors seem to be more like a small business, so most of them have been fairly good to come out. Most of the time it’s only a one or two-day turnaround if they need to order parts. My first claim was over the phone, and the rest have been online. The reps are straight to the chase, and most of them always call back and see if everything went well.
Jamey - Fantastic service is what we aim to provide, and we are excited to hear that you were pleased with our service contractors as well. Thanks for your kind words. –Angela
Reviewed Dec. 6, 2019
TotalProtect is consistent and I've had them for some years already. Every type of service contractors that I have received from them has been professional. There was one contractor I had an issue with but they got on him, so that was resolved. Also, I have always called to file my claim and my interactions with the representatives have been excellent.
Tempa, We work with trusted experts and it is always our intention to assign the right technician at the right time to meet your needs. We appreciate your feedback, and hope to have you as a valued customer for many years to come. Thank you for sharing your experience. - Amanda
Reviewed Dec. 6, 2019
We had stuff done on our heating system through HMS. We weren’t getting heating on one of our systems. I submitted the claim over the phone. The rep was wonderful, and the tech was fabulous. The tech didn’t have to come back. He had the stuff in his truck. HMS has been good, so we keep going with them. We've been with them for 16 years.
Marvin - We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and are pleased to hear that we provided quick and professional service providers for your heating claim. We hope to have you as a valued member for many more years to come! Sincerely, Austin
Reviewed Dec. 6, 2019
TotalProtect has good service. It works. Sometimes it is slow, but it works most times. The last few times, it wasn't too good because I didn't get my stuff done in a timely manner. When the contractors came out, I was at work and they called me to the house -- they had my house number. And then nobody got me, so they couldn't come because nobody would let them in the house. When I called them that Friday, they told me that was what happened. So, they scheduled things for that next Friday, and we got it straightened out. It took two weeks to get it straightened out. The only thing I had mainly was my heating, and it hasn't been big a thing afterwards. Sometimes it's just the wrong times. I have trouble with the heating when it is cold, and the air when it is hot.
Marvin, We aim to provide a hassle-free customer experience, and are disappointed to hear that you initially had scheduling issues with one of our providers. We use customer feedback to implement changes for customer satisfaction, and we appreciate your feedback! Sincerely, Austin
Reviewed Dec. 5, 2019
HMS may work hard to sell their warranty “service” but that’s where the effort ends. Two claims, countless hours wasted, rude cust serv agents and zero results. Anyone else, even no coverage at all, would be better. Do not waste your money on this disservice! It is truly a waste.
Hi Michelle - It sounds like we’ve let you down and we’re sorry to hear that this has been your experience. I have located your account and see that you have been in contact with a member of our Leadership team and she will remain in contact with you until your claim has been fully resolved. Sincerely, Austin
Reviewed Dec. 5, 2019
I feel the pain of all the 1 star reviewers. I have had the same horrible experience. Several companies were set up for appointments and they either no showed multiple times or misdiagnosed the problem. After months of 100+ temps (Aug/Sept 2019) it was NEVER resolved, they said it needed to be replaced. It took dozens of phone calls, several dozen hours of talking with them and on hold. Everyone I talked to told me something different. I caught my case manager: Brittany ** in several lies. This was a Medical Emergency which she is a manager of and was horrible at communicating..(email only, no phone calls) really good at ignoring me, she had no empathy nor urgency in dealing with my claim and she did not seem to know what she was doing. (I was really my own case manager) I have it all documented, if anyone wants to read it...It's a long read.
They eventually paid me off for my claim at $1000. Now it's up to me to have it replaced on my own. The quotes I've received show that it will be $4000-$5000. It's obvious this is a horrible company, and the workers make it worse by doing whatever they want to customers without consequences. I have filed several complaints to their company to no avail. It seems that anyone would be better off without a home warranty than to have this company. So now I'm posting complaints online wherever I can to help others understand that this is not a home warranty company they want!
Shawn, I'm sorry that this has been your experience. My team would like to help. I have located your account and my team will give you a call to address your concerns. Sincerely, Angela
Reviewed Dec. 5, 2019
I got a TotalProtect warranty wanting to make sure everything in my house will be taken care of if it went bad. We had it since 2010, and whenever we submitted a claim, the experience was great. Their contractors have been very good and they've done excellent work.
Thanks for sharing your warranty experience, Peggy! I'm glad to hear that you’ve experienced the benefit your home warranty provides. – Christine
Reviewed Dec. 5, 2019
Submitting claims to TotalProtect has been easy. Their website would say our claim has been submitted and that they would contact us. It would also say what the name of the contractor company is but doesn't say when they will arrive. Within two or three days, the contractor would contact me. Since the repair, everything has been working fine.
Tonya – We aim to provide a simply straightforward experience, and appreciate you taking the time to let everyone know how easy it is to file a claim online. We use customer feedback all the time to implement changes and improve our processes. We value your feedback and ensure this will be passed along for further review. Sincerely, Dena
Reviewed Dec. 4, 2019
My air conditioner unit went out. I have two and I didn't realize they both weren’t covered. So, I ended up paying for one out of pocket, and for the other one, Cross Country paid for everything. They have an automated system, and they immediately gave me the company name that would come out. It was rather quick. The techs were very knowledgeable and understanding, and they explained to me when I found out I did not have coverage on both units.
Having Cross Country gives me peace of mind knowing that if something goes wrong with any appliances in the house, I can call them. I have read some bad reviews on them and I was about to switch, but, after my experience, I’m only hoping for the best because it was pretty good. I just did not like how long the time was for the people to come out. But again, that is typical from what I understand. So, they can improve the appointment timing to come out to your house to see what is going on, and, also, when you have to pay that deductible. I didn't realize I would have to pay a deductible on top of the service fee.
Princess - It is always our intention to be clear and upfront about the coverage our policies provide, and we appreciate you taking the time to share your experience! It is our goal to assign the right technician at the right time, and we have customer service representatives available 24 hours a day should you need assistance with your claim, or a sooner appointment. Thank you for being a loyal customer! Sincerely, Angela
Reviewed Dec. 4, 2019
My pump has gone out on my pool and it's not functioning at all. When I turned in a claim last week with HMS, they told me within 48 hours I would hear something from them. But I didn't hear from them until yesterday. So, it was almost a week that my pool sat with no filter and with the cold weather, I was afraid it was gonna freeze and I would have issues, even more so than I had. They told me yesterday morning that I had to select my own company and I said okay. They told me they'd send an email but I didn't get an email from them explaining how that was supposed to happen until that afternoon. So, it took almost a full day of work for them to get back to me.
In the meantime, I contacted who I use for a pool service and asked if they could come out and do this. They said they work with home warranties and that they've done this before, so it was perfect. They were kind enough to come out first thing this morning and when the guys came out, I explained the problem to them. Then, they took a loot at the pump. Afterwards, we tried to be as honest as we could when we contacted HMS. The tech had their rep on speaker phone the entire time and they had him on hold on and off for well over half an hour, though it could've been longer than that. The rep kept asking him the same questions over and over again. She didn't understand what he was trying to tell her to start with, so he kept having to repeat.
He tried to explain to her that one of the breakers had tripped. But in his inspection and with his analysis, there is absolutely nothing wrong with my electrical system. My electrical system did not cause the issue and the breaker shut off because the pump malfunctioned. But he didn't know the cause because you wouldn't know unless you tear it completely apart. HMS ended up saying that according to the warranty, that was an electrical issue, therefore, it's not covered. They thought it was an electrical surge on my house that caused that motor to go out, but that's not the case. That pool is connected to my house and that electrical system is connected to my house. Also, if I had an electrical surge, I would be calling them for my TVs and my other appliances that would've went out with an electrical surge. And the guy kept trying to explain this to their rep but they still denied my claim.
That was really crappy and I was pissed. I paid for the warranty but I've got a pump that's down out here. Plus, everything is gonna get screwed in my pool because it has no water circulation at all going on it. The guys who were out here said that there are no signs of a burned wire. They checked all of the circuits and everything is normal. The breaker did what it was supposed to do, but it tripped off when the pump had a problem. I called AHS back and I got customer service. I called the same number that I had the tech call and I ended up with customer service somehow. She said there was not much she could do there but she could have a manager call me back. She also said that in the meantime, I could have my technician call.
Despite that, nobody has called me, so I am really angry with them right now. I've had them for three years and I only had to use them one other time. That was for my microwave and that was only a couple of months ago. I would've recommended them based on that experience but not anymore because of what they've done to me. It's frustrating that I pay for a home warranty but they're trying to find an excuse not to cover something. If they don't, it's gonna cost me almost $1500 I'm not happy with that.
Another thing that really gets me is they've got people who answer these phones that are supposed to give these pre-authorizations. But they haven't got a clue what you're telling them. When I was listening to the conversation between the tech and the rep from HMS, she asked him the same things and wanted to nail him down saying that it was an electrical surge. But he kept telling her that it wasn't, then she ended up documenting it that way. When I called HMS back and they read through their notes, everything was right except at the tail end where it said it was an electrical surge, therefore not covered. But the tech never told her that.
Sue, We truly apologize for the inconvenience you experienced and my team would like to follow up with you to ensure your claim moves as quickly as possible from here. I have located your account and my team will give you a call as soon as our review is complete. Sincerely, Dena
Reviewed Dec. 4, 2019
TotalProtect Home Warranty came through my mortgage plan. Submitting a claim to them was easy. I submitted them right on the line with a representative and everything went so smooth each time. I have a booklet with details on what can and cannot be serviced. Other than that, I ask their reps and they were right on through the process. The contractors that they've sent out were very good. As a matter of fact, the last couple of contractors that came out gave me a lot of pointers because I was dealing with a lot of issues and it worked out real good. We've had them for 10 years and the quality of their contractors' work has been very good. It has been a very good experience, overall. Having TotalProtect Home Warranty has been very valuable. I had a whole furnace replaced. It was two thousand and something dollars and it only cost me $75. That was a few years back and it was worth it.
Wilson - We are thrilled to hear that placing a claim is easy to do and your interaction with our claim representatives and contractors went smoothly. - Austin
Reviewed Dec. 4, 2019
I started having one property with TotalProtect in 2012. Then I started buying the new warranty on a new property. I didn’t realize that the warranty can provide these many different services. And we bought an older home, so it’s peace of mind. I know I can put my money in a savings account, but then at the same time, I don’t wanna worry about it. So, I just pay the warranty and they take care of the problem.
I usually submit claims online and lately, it’s very efficient. I noticed that it’s faster and very easy. The response time after submitting the claim is getting better as well. Also, we don’t have any complaints about the contractors they’re sending. They have been awesome. However, for the sewer line that got plugged since the tree roots went in and it was broken, and they explained that it’s not inside the property. So, I didn’t know that there were a couple of items that were not covered but they explained things like that when I called the 1-800 number.
Sara, We are delighted to hear that you enjoy using our online system to place your claims. We aim to provide a simple and straightforward claim process, and appreciate you taking the time to share your experience! - Austin
Reviewed Dec. 4, 2019
Submitting a claim with HMS Home Warranty is easy. I call the number and start the claim through the automated procedure. For my furnace claim, they were able to send someone either that afternoon or the next day. The guy who came was great and he was the owner of the company. The problem with my furnace, however, was it was too big for the house, and it caused that problem again. And I wanted to upgrade anyway, but he said the payout was barely enough for the parts and not enough to pay for the parts and the service. HMS ended up giving me $587. I upgraded the furnace to 96 percent efficient. Its performance is excellent.
Denise – Our goal is to make managing home repairs easy, and we’re delighted to hear that you’ve had a pleasant experience. We hope to have you as our customer for many years to come! Sincerely, Dena
Reviewed Dec. 3, 2019
We've had TotalProtect for about two or three years now. We do our claims online, and then we are always told when to expect their contractors. And so far, it has been fine and the people dispatched did okay.
Linda - We aim to provide excellent service, and we are excited to hear that you were pleased with your visit. Thanks for the kind words. – Dena
Reviewed Dec. 3, 2019
When I made a claim for my HVAC system, my control board and a couple of other parts had to be replaced. It was all really smooth and easy. The contractor had to get a part and come back, but it was to be expected. I was really happy with him. Things have been going really well with HMS Home Warranty and I’ve been really happy with the service.
Christopher, We do our best to provide a simply straightforward claim experience and are thrilled to hear you were pleased with the service you received. Have a great day! – Christine
Reviewed Dec. 3, 2019
When I submit claims for my mom to TotalProtect, I have a very good experience. I do it over the phone and the reps are able to handle my situation very promptly. I called them for our refrigerator and our freezer and the contractors that were sent were both out the next day. The contractors explained what they were doing and were very professional. We have used a home warranty before and usually, I have to wait a week or two to get a contractor out. I was very pleased with how quickly TotalProtect got somebody out.
Katherine, Our goal is to make managing home repairs easy, and we’re pleased to hear that you’ve had a pleasant experience. We hope to have you as our customer for many years to come! Sincerely, Austin
Reviewed Dec. 3, 2019
When we bought our house in 2014, HMS was given to us as part of the closing package. Our most recent claim was for the dryer. The heating element went out. And that was the fastest, easiest, and best service we've ever had. The tech came that day I did the claim, so I was shocked. He was fantastic. It's good to know HMS is there when we need it.
Kellie – We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and are pleased to hear that we provided the service you were expecting. Sincerely, Austin
Reviewed Dec. 2, 2019
I have been without hot water for 12 days and they have basically done nothing to remedy the situation.. They keep saying they are expediting the claim, but picked such cheap shipping they don't even have a tracking number. They keep saying oh, we're sorry, but basically have done nothing. If the part is that hard to get then they should have replaced the unit.. Cross Country was great, this co. not even average. No one should be without hot water for 12 days and I am a 72 year old diabetic widow. Would never recommend them to anyone.
Regina - Thank you for bringing this to our attention. This is certainly not the level of service we aim to provide and we appreciate the opportunity to rectify your concerns. I located your account and my team will complete a thorough investigation and give you a call personally to assist you. Sincerely, Angela
Reviewed Dec. 2, 2019
Have had HMS for years now. They are great for minor little fixes (like plumbing and that), but be prepared for a long drawn out battle when it comes to anything major. Over a year to get my dishwasher fixed and now I am going on over a month to get my heat fixed. They don't pick the best service providers and you get nicked and dimed for anything they can. Compressor is being covered under warranty, but I still have over $500 in fees for stuff not covered, like "modifications". If it has to be done to repair, it shouldn't be a modification, but whatever. I can't even get to the point of paying, because for over a month I keep getting the run around from the service provider.
First wrong compressor was ordered. Service provider blamed HMS. HMS blamed service provided. Part has to be re-ordered. Then I'm told its in and they have to pick it up. For almost 3 weeks now I'm told the same thing. Service provider has scheduled days to come fix it and never show up or call. So now took off work on 2 separate occasions and they are a no show. HMS calls them and then tells me they spoke with service provider and they are picking the part up on X day and will call me. I wait the 2-3 days and no call. Call HMS back and get the same response. Over thanksgiving and weather getting cold and little kids in the house. Very frustrating. Good luck to everyone else and hope you have better luck! I see HMS monitors this so hoping I can get a response from someone higher who can maybe assist....
Andrew, I appreciate your feedback and I’m sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered by your warranty. In this instance your warranty addressed parts and labor for the failing item, and the out of pocket expense was related to modifications and upgrades which were required in order to install the new equipment. Since those items were not failing, they do not qualify for coverage. This information can be found in the terms and conditions of your warranty booklet that was mailed to you upon enrollment. We regret any confusion or misunderstanding which occurred. Respectfully, Austin
Reviewed Dec. 2, 2019
We had an issue with the upstairs furnace and the provider the warranty company sent over wanted to charge me an extra $600 to modify the flu and air flow as part of replacing the furnace. Then one of his guys bailed on him and he wanted to charge me another $250 to rent a lift so he could get the new one into the attic. As I continued to question the funds, he decided to bail on the job completely, and this was after 2 weeks of no heat. Total Protect wanted to do what they call a Buy Out of the claim on a new furnace. I was expecting enough to get a new furnace or at least pretty close, but they only provided me with $700. You cant even buy the lowest quality at Home Depot for less then %900. Needless to say I am very disappointed with this service. To have a company that doesn't really vet their service technicians and they try to replace with less then the value, doesn't make sense from a customer perspective. I get that their is a price for doing business, but they just lost my business. We also had a Hot Tub issue which got fixed, but the technicians had to come out 4 times to get the right fix. So overall, just not a satisfied customer.
Dan - We regret that this has been you experience. Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. Please respond back with the best time to reach you if you would like for my team to follow up with you to answer any remaining questions you may have. - Amanda
Reviewed Dec. 2, 2019
I submitted a claim online last month to TotalProtect last month and the process was easy. They were really responsive and they kept me updated. They called me to make sure I understood everything and that I was well informed. I had their contractor look at the AC unit and that tech needed some parts. They told me I would get something by the following week and that they would be back to repair the issue. That was exactly what happened. The claim went well.
Elias, We aim to provide a simply straightforward experience for our customers, and are satisfied to hear you that you are pleased with the service you received. We hope to help you manage your home repairs for many years to come! Sincerely, Christine
Reviewed Dec. 2, 2019
I love TotalProtect and I've been with them for about 5 years already. I don’t think I’d change. I’ve had a couple of claims and I paid my deductible, and they lived up to their promise. They sent out qualified folks to repair my garbage disposal twice, and then my toilet, garage door opener, and AC unit. It worked perfect and those things now work perfect too. I submit claims online, but I didn’t have an option that fits my needs the last time. I’m not sure why so I had to call and the lady said she would look into it. And whenever I had to speak to reps, they've been intelligent and friendly, which is pretty much what one would expect. If somebody would have low expectations, TotalProtect is definitely what they would want.
Jeff, We are excited to hear you have been with us for 5 years! We aim to send out certified professionals to get the job done! Thank you for taking the time to share your experience with us. - Amanda
Reviewed Dec. 2, 2019
This is my first house and I don't know anything about fixing things. I know how to put a bulb and take it out but that's it. I don't know how to fix a faucet or change a filter. I am not a handyman and the warranty can be used. I work in a financial institution and I’m online all day, and a lot of misunderstanding can happen. So, when I made a claim, I called HMS and put the claim in person. The rep understood my situation and said that he would take care of me, and he did. The contractor was great. He said that he would be here on Saturday from 10:00 to 12:00, and he was there at 10:15. He did the job and cleaned the place. Since then, the heater has been working perfectly. It heats the place and it is a very nice system. I like it. The experience with HMS was amazing. I’d recommend them for anybody.
Lifon, Our goal is to make managing home repairs easy, and we’re delighted to hear that you’ve had a pleasant experience. We hope to have you as our customer for many years to come! Sincerely, Angela
Reviewed Dec. 1, 2019
It was pretty easy to submit a claim with HMS. I went on the phone and I spoke with a representative. There was a couple of back-and-forth at first where they put in the wrong info. And it wasn’t HMS. It was when I reached out to the person who was going to come and do the actual work. They sent me a text that was wrong. They thought they talked to me, and someone was supposed to get in contact with me. If you submitted a claim, a live person needs to talk to you. And she thought someone had talked to me, so I waited almost a week. And then I asked what was going on and told them someone texted me. The rep said the person who texted me made a mistake. But otherwise, we got it all resolved and I had no problems with HMS. They were fine.
The contractor who came was very professional. I liked Lance a lot. He was really helpful. He talked to me about appliances, and if I was gonna be purchasing something, they’ll work out for me if I’m gonna be using them for a little bit longer because I told them I want to remodel. Everything is working well since he's been out.
The only thing with HMS is that the first time I went on to do my claim, it wouldn’t allow me to do it. I had enrolled in everything, and then I had to speak to a live operator. The next time I went back on, it said I had a claim. But then when I spoke to someone, he said I did not have an account. So there was just some kind of confusion there.
Lesia, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Amanda
Reviewed Dec. 1, 2019
I've had a couple of different issues and different companies have come out but everyone has been good. With the last issue I had with my furnace, the company that was coming was gonna be from a couple hundred miles away and at that time, I didn't appreciate that. I had to call back and put in an emergency request because I had no heat and it was subzero temperatures. The claims reps seemed to understand my issue and they did their best to get someone as soon as they could for me.
Catherine, We take emergency situations serious and I’m glad to hear our agents were able to assist you with your claim. We appreciate your feedback about your experience. - Amanda
Reviewed Dec. 1, 2019
We've been protected through TotalProtect since around 2005 and we haven’t had any problem submitting claims with them. Once I made contact, I get a phone call and we confirm, and then the technicians come out and do what they have to do.
Henry - We aim to provide a hassle-free customer experience. We try our best to provide quick and reliable service and are pleased to hear that we provided quick and professional service providers for your claims. Sincerely, Dena
Reviewed Dec. 1, 2019
I was originally with American Home Shield. Years ago, in 1997, they were amazing and took care of everything. And then as the years went on, they started eliminating more and more crap that they would do, and you have to argue with them. So, I googled TotalProtect and they had a 5-star rating. I switched to TotalProtect in 2013. And they've been great.
I've had a vent fan in my attic taken care of, and I just recently had a hot water heater put in. The only issue I had, and it wasn't with TotalProtect, was when the vendor showed up. I'm intelligent enough to google and find things out. He tried to tack on an additional $400 that would not have been covered by them and I had him listed out. I did my own research and found out it was BS. When I confronted him, he got a little irate.
I called TotalProtect to say I wanted somebody else. And while I was doing that, he called back and acquiesced and waived the additional charges. I'm not some 70-year-old lady who wouldn't know that a permit cost 40 bucks. He wanted to charge 250. This guy is from Virginia Beach, which is a flood zone, so they have to have a different stand. I'm in a non-flood zone, so I didn't need a stand. So, when I confronted him, I said, "Well, you should know that before you come work in a different zone." I was smart enough to do it. Originally, I would have paid the 400 until I started figuring out that that didn't sound right. But that wasn't TotalProtect's fault. That's the vendor's fault. So, consumers should be aware of that kind of thing.
Terence, It is always our intention to assign the right technician at the right time to meet your needs, and provide a hassle-free customer experience. Our providers are here to help resolve your problems and answer your questions, and we are disappointed to hear about your encounter with one of our providers. Although this particular experience was less than satisfactory, we are delighted to hear that you have overall been pleased with our service. Thank you for taking the time to share your experience. Have a great day! Sincerely, Austin
Reviewed Nov. 30, 2019
The water was leaking from my bathroom upstairs into my neighbor’s ceiling downstairs and I submitted a claim to HMS. I tried to do it online and it said that I wasn’t covered, and it was not what it said on my paperwork. I called them and they said that I was all good. The plumber was awesome and my neighbor even said he was great. So, it was a good experience. I was very happy with this service. I’ve never bought this for anyone or received this before, and it was great.
Noreen, I’m glad to hear we had the opportunity to make things right when there was some confusion with placing the initial claim. We strive to make your home management needs easy and appreciate you taking the time to let us know how we’re doing! Sincerely, Christine
Reviewed Nov. 30, 2019
The panel on my LG washer has been changed through TotalProtect, but after working for a few days, the washer went back to doing the same thing that it was doing before. A young man came over two days ago, and he has a software where he can connect to the washer. He said that the motherboard is still not good. There’s something wrong with the system that they put in, so he said he’s gonna put in a request to get it changed again.
I just wish for TotalProtect to be able to communicate and have somebody who I can understand. I have a hard time understanding some people when they speak. And when you tell them something, they misinterpret it. They start out very well and the opening line is always great, but when they start going into the repair, sometimes it’s a little difficult to get it across to them. You have to tell them more than once. Also, I had a call where they provided the service technician that was recommended but when we called, the service people said we have no ticket number yet. I had to call TotalProtect back to try to get a ticket number, which was another 15 to 20 minutes just to get a number for that.
Jesus, We work daily to improve processes for customer satisfaction, and try our best to make the claims process as simple as possible. We appreciate you taking the time to let everyone know how your claim experience has been. If you would like further assistance with a claim, please respond with your full property address and the best time to reach you. - Austin
Reviewed Nov. 30, 2019
I submitted a claim to HMS once and they paid for my ceiling drywall repair the first time, but didn’t pay for the second one. I sent everything the same way the second time to the same address and they didn’t respond. It was 150 bucks but I didn’t pursue it. That was a couple of few years ago and in my latest claim, I had a check-up on my heating, which was required by the home inspector that was employed by the buyers when I was selling the house. The guy was great. All the technicians who came out were very good.
Charles, We are happy to hear you’ve been pleased with the service you received. Thanks for taking the time to share your experience. – Dena
Reviewed Nov. 30, 2019
I've had a good experience thus far submitting claims to TotalProtect. I submitted a claim online and their contractor came. He looked at my washing machine and called Total Protect for an estimate. TotalProtect decided to replace my washing machine. It was shipped and a company came to install it.
Surender - We are happy to hear you’ve been pleased with the service you received. Thanks for taking the time to share your experience. – Dena
Reviewed Nov. 29, 2019
Submitting a claim is an easy process but the people that HMS are sending are not doing the job. I had issues where the contractors had to come out twice such as for the furnace and plumbing. Whatever the second guy did with the plumbing helped but it’s not over. I'm hoping that this issue is fixed and it was not just a band-aid put on it. I was denied for something with the plumbing and I didn’t understand being denied for something that’s under warranty. I don’t have a problem with paying the $100 deductible but no one ever got back to me to let me know if they wanna fix this issue or not. I called HMS and they said that the notes were in there from the plumber and someone would get to me in 24 to 48 hours. I didn’t get a call at all. So, I left it alone and just said forget it. It’s working right now. I’ll deal with the next issue if it comes up again.
Danielle - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin
Reviewed Nov. 29, 2019
I've had TotalProtect way back in 1999 and it was under a different name it seems back then. I like that, eventually, when things have to get done, they get it actually done. The deductible went up quite a bit but the monthly’s pretty much stayed the same. I can make a phone call or just get online and make a claim. Sometimes, the service provider takes a while. It depends how busy they are. At first, I was not happy because it was taking sometimes so long. But then, I realized that after talking with them that they’re pretty swamped. So, it’s just a matter of stand in line and take a number. My HVAC unit's body on top of my roof was replaced a little more than a year ago and I was really happy about that.
Gerald - We are delighted to hear your dedication to TotalProtect since 1999! In an effort to keep premiums low, we did need to raise the deductible required for service due to rising claim costs. We value your feedback, and are happy to hear that overall you’ve been pleased with the service you’ve received. - Austin
Reviewed Nov. 29, 2019
HMS is not quite perfect but they're very good. Their claims process is super easy. I set things up online and then they send me an email with the contractor's contact information and then I call the contractor directly to schedule the service. The air conditioning people that they've sent out were very good and reasonably priced. I've used their service on three other jobs without going through HMS for appliance that didn't have the home warranty. And then, an electrician came out a couple of weeks ago and he was super fantastic and very thorough. He explained everything he was doing and went above and beyond trying to fix the problem which he was able to do. I've referred him up to two other clients.
Dan – We are thrilled to hear we have provided top notch trusted experts to come and service your claims. Thank you for sharing your experience! - Angela
Reviewed Nov. 29, 2019
Service at TotalProtect has been okay. I called them one time for something about my faucet and they told me they would cover it. However, their tech came and told me that the issue I was having was not covered. He collected the money and went. The people who answer the phone for TotalProtect need to know the correct answer to questions. I don't appreciate having to pay the deductible and come back. With what it costs me for the deductible, I could have had my issue fixed.
Karen - As we strive to provide our customers with superior customer service, we wish to take this opportunity to express our appreciation for calling this matter to our attention. We value your feedback and will ensure it is provided within the organization for handling. Have a great day - Christine
Reviewed Nov. 29, 2019
TotalProtect had a fair price, although lately they changed their prices especially for the deductible. Those went high, which I did not like. At the beginning, it was good. It was very easy to use. Towards the end, their service kind of was not as good. I had a couple of issues with my refrigerator. They sent independent contractors, and it got to a point where I had to request if they could send Sears out. The folks from Sears were good when they repaired my washer and dryer.
If you had the independent contractors, they would come out and say, “Oh no, it’s fine.” But, I would say, “It’s not fine. Look at the tub, it’s shaking and rattling.” The whole tub needed to be replaced. The bearing was broken, and the guy showed no interest of being there. Right away he wanted the check for the deductible. That made me suspicious because that wasn’t worth a thing. He said he would come back, and the next thing I knew, nobody came back. I did not hear anything for three weeks. So then I called to follow up and they went, “Oh, no. They said it was perfect, it didn’t need any repair.” The other argument they kept telling me was that the guy said it was wear and tear. I said, “Well, that’s why I have insurance, to defend that.” Then there was a fight and I have to spend hours on the phone going from one person to another person.
And that was one of the reasons why I didn’t renew this time. As a matter of fact, I still have an outstanding thing with them about my fridge where they did not want to repair it anymore. The guys came out four times and one of the techs messed it up. It’s all stainless steel, the big professional series, Thermador. So, it’s like a Sub-Zero, and It’s an expensive refrigerator. It was a nightmare having them replace that. Finally, they did.
And then that messed up my ice maker where my ice maker wasn’t dispensing the ice. I had battles with them, so they agreed to send the guy out. The guy came out and he put in the thing for parts and they told me the parts were on the way. Then the guy called me and said, “Hey, TotalProtect said you need to call them.” So, I called them and they said, “We have decided not to repair it. We are just going to give you a replacement.” I went, “You know how much this refrigerator costs?” The contract said that with the replacement funds they would give you $1,200. So, I got to the point where I said that they should give me the money so I can get it fixed outside. I know it wouldn’t be covered anymore, but they didn’t even do that.
Recently I went back because I have been calling them to fight this. Now they tell me, “You’ve got 15 days to —." So, I called to speak to a supervisor. I’m still waiting for a call. This was three weeks ago. I’m assuming they really don’t care because I didn’t renew my contract, but they didn’t even send me an invoice for it, which is crazy. Overall, in the beginning, it was like a honeymoon. You put in a claim, they send somebody out, you pay your deductible and it gets repaired. No issues. But towards the last two years, it became bad.
Reviewed Nov. 28, 2019
We have been customers of total protect since 6/2019. I am so pleased and happy on the service I received so far from Total Protect aka Cross County. I had a tub/shower valve that needed to be replaced. My upstairs bath tub leaked into my downstairs kitchen ceiling. The plumber had to cut a hole in the ceiling to replace the part. Not only did total protect cover the part but they also covered the cost to return ceiling to rough finish. The labor and parts to fix tub valve was $500.00 and the ceiling repair was $280.00. That is a total of $780.00. All we had to pay in the end was deductible $125.00. That was it.
The only hurdle Total Protect is they do not have a plumber contractors in Reno, NV or the surrounding areas. So we had to pay out of pocket but we were reimbursed within 3 weeks of repairs. They do have service providers in other trades of work. The other great thing I like about Total Protect is their call answering time. Their Claims, Sales and other departments answer their calls in under 8 minutes! Very impressive. We were long time customer of American Home Shield and their call hold time was horrible. At times almost a hour hold time.
Also there were quite a few times we were hung up on by their representatives. The reason we left American Home Shield after 10 years was the slow claim process handling. On one claim it tooks us 2 1/2 months to get reimbured on a claim and that is when we had enough. I notice when it comes to reviews the people that post are the ones that are unhappy with company and I want to come in here and say we are happy customers and plan to stay with this company for a long time!
Marie - We do our best to provide an easy claim experience for our customers and are thrilled to hear you were pleased with the service you received. Have a great day! – Austin
Reviewed Nov. 28, 2019
Submitting a claim to HMS was easy enough except trying to get through the electronic menu on the phone. It’s a little lengthy and all of that stuff gets repeated again once you get to a live person. If HMS could make the electronic phone system a bit more streamlined, that would be great. The reps were very helpful and pleasant but some people have thick accents and they were difficult to understand when you’re talking on the cell phone. I had two people that had very thick accents and then two people that were easy to understand but all of them were professional, quick, very nice and knowledgeable. Two of the issues we had were on plumbing and we had an air conditioning issue the first year we were in the house, and the contractors were great and perfect.
Patricia, I’m sorry to hear that you experienced problems with our automated system. We are always working to improve our customer experience and we appreciate the feedback you provided. We’re happy to hear that overall you’ve been pleased with our trusted experts that serviced your claims. Sincerely, Angela
Reviewed Nov. 28, 2019
We had an electrical problem with our dryer when we first bought the house, so we had to get that fixed. I’m glad we had our HMS warranty because I would have had to call an electrician to come out and take a look at it. However, going through the digital voice commands was a pain because I’m old-school and I’d rather talk to somebody than talk to a computer. And that took about half an hour. But once I got connected and I got somebody out, within a couple of days, it was pretty breezy.
Greg –We’re sorry to hear that using our automated system wasn’t as easy as you expected, we value your feedback and will ensure it is provided within the organization. We are happy to hear that overall you’ve been pleased with the service you’ve received. Thanks for sharing - Amanda
Reviewed Nov. 28, 2019
With TotalProtect, I'm having a monthly fee, but when there is a big issue, it is just a $100 deductible. The renewal process is automatic. When I submit a claim, I call them or I go online and then someone will reach out to me for service in less than 24 hours. The majority of the contractors have been, on a scale of 1 to 10, an 8. But, I’ve dealt with someone that did a service that wasn’t necessarily required. And the next time that they came out to visit our residence to look at some of our issues, they suggested the same service that they had previously done. But they told me I only needed to get it done every three years. Nevertheless, the quality of work done is good.
Latoya- Our purpose is to be there when you need us, and we appreciate you taking the time to share your experience with others! Sincerely, Austin
Reviewed Nov. 28, 2019
When our house was about 12 years old, we thought it probably wouldn’t hurt to make sure there's a home warranty to cover us. It was about the time things start breaking. At present, we've had TotalProtect for 5 years or longer. The claim submission process seems to be fairly simple. It’s definitely gotten better the last year or so since I used to be on hold for a while. It’s a little more automated now and they’re quick to respond. Also, the contractors that they send out are timely, professional, and knowledgeable. The last contractor I used has been out to our home for the third time in over the last several years, and he’s awesome. I would use him if I need it. Just one thing that has to be pointed out is that the cost keeps going up. The deductible used to be 75 but it’s 125 now. It’s at a point where if it keeps going up, then how much am I really saving? Still, everything is working out fine.
Thank you for sharing, Robert! - Angela
Reviewed Nov. 27, 2019
My husband and I bought our 1st house and soon after, the HVAC stopped working. It had passed the home inspection and was supposed to be covered by our HMS warranty for 1 year. I am 7 months pregnant so time is an issue. After filing a claim, we waited months for someone to come look at it and deny coverage. They only cover mechanical failure. The only mechanical part (the blower) did fail. HMS was a huge waste of time and money.
Christin - We’re disappointed to hear you feel this way. Our purpose is to always meet the needs of our customers, and we’ll be glad to review your claim to ensure you are receiving the full benefit of your home protection plan. Please respond to this message with your property address and a member of my team will investigate and follow up with you. Sincerely, Angela
Reviewed Nov. 27, 2019
TotalProtect is very helpful in taking your claim. At one time, I had a problem and I didn’t think that I was treated fairly on one time. My icemaker gave out, and they came out. And there was a service charge for them coming out, and I know about that. But after they got out here, they could’ve told me before that they don’t cover icemakers. I had to pay for the icemaker, which means I could have bought an icemaker cheaper than having someone to come out and pay the service charge and then pay for an icemaker. I could’ve gotten one at one of the retail places in my city. But any other claim that I’ve made, I did not have a problem.
I’m always uneasy about people coming into my home that I don’t know, but the contractors were very friendly. Some contractors come out and they have these big, heavy shoes, and sometimes, I feel like they should have a protective shield to put over their shoes when they’re coming into your home. That way, they won’t be tracking dirt and stuff into your house. And many of them don’t do that. I like for people to pull their shoes off at the door. And they come in, and sometimes, they won’t pull them off and they don’t have the protective things to put over their shoes. So, that is something that I would like to see change.
Amanda - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin
Reviewed Nov. 27, 2019
I’ve been happy with TotalProtect Home Warranty. Submitting claims is just a matter of making a phone call, which I find to be relatively easy. Moreover, their customer service is good. People are friendly and prompt. They follow up with text, to make sure that you had no problem with getting an appointment.
Tonya – We have an unwavering commitment to our customers by following up to ensure your appointment is scheduled or that your problem has been fixed. Thanks for taking the time to let us know how we’re doing. Sincerely, Angela
Reviewed Nov. 27, 2019
We’ve had a tech for an electrical issue and he was great. Everything was fixed. He was quick. It was within a day or two that he came out and he was able to resolve it, and it was good and so easy. With HMS, I like that when something went wrong, we had somebody that we could call who got it taken care of. I really liked that I didn't have to figure out who I needed to call.
Kathleen - We are thrilled to hear we have provided top notch trusted experts to come and service your electrical claim. We aim to provide a simply straightforward experience and it seems our objective has been met. Thank you for sharing your experience! - Austin
Reviewed Nov. 27, 2019
I’m very happy with TotalProtect. Submitting claims over the phone has been very easy and the service has been prompt. So far, I’ve had to use them two times and I’ve had no issues with the contractor or with calling to set up an appointment. However, they don’t narrow down the time on the day of the appointment. They just say they'd be there between 8:00 to 4:00 or 8:00 to 3:00. I'd definitely renew with TotalProtect.
Kenneth, We are thrilled to hear we have provided top notch trusted experts to come and service your claims. We aim to provide a seamless process and it seems our objective has been met. Thank you for sharing your experience and we appreciate your feedback! - Angela
Reviewed Nov. 27, 2019
The website interface of HMS was pretty straightforward to use when filing a claim. But there's one time I had to call because of an issue that reoccurred again. My latest claim was for a dishwasher. I called, and when I got the person on the phone they came the next day. He was very pleasant, very professional and courteous. He fixed the problem, and has done a good quality repair.
There's one claim that I had with the washing machine and it was a different contractor. But for that issue, that was a little bit not as ideal because it required multiple visits and each visit was handled by a different person and they didn't seem to be sharing any information with each other. And so, a lot of times, they'd kinda be starting from square one. So, it ended up I wasn’t able to use my dryer for about a period of three weeks or so. So, that wasn’t the best, but that was more the contractor’s issue.
James, Thanks for sharing your experience with us. We aim to provide a simply straightforward claim experience and we value your feedback.– Christine
Reviewed Nov. 26, 2019
TotalProtect has been great so far. We had a stove go out and they came out and checked it. They took the information back and determined it wasn’t financially fixable, so they offered a comparable model or they would give us a check for whatever we wanted if we wanted something else. They sent a check and we got a new stove. The technicians that came out were foreign, but it all worked out.
Tim - We are here to help meet the needs of our customers and we are delighted to hear that you have received the benefit of your warranty. Thank you for taking the time to share your experience. - Austin
Reviewed Nov. 26, 2019
HMS Home Warranty contacted me with the service provider, and it's pretty straightforward. So far, I've had no issues with their contractors. I've had two and both of them has been good. But if they had an option of the provider coming on the weekend or a little bit later it would be good rather than the normal 9:00 to 5:00.
Elisio, Thank you for sharing your experience! We value your feedback and will ensure it is provided within the organization for review. – Angela
Reviewed Nov. 26, 2019
In the past, the caliber of vendors that HMS sends is not always the greatest. Our water heater burst in 2017 and unfortunately, now that I have to have some other work done in the house, every contractor who has been in my home has explained to me that the contractor who installed my water heater did it incorrectly. The gentleman who came out to service my furnace was the first of three separate companies that said that it’s not up to code. It really is the Baltimore County permit company who would come in to look at this. They would shut my water heater off because it wasn’t installed correctly. I'm gonna have to pay more money out of pocket to have it fixed, and it cost me more going through my home warranty than it would’ve cost me if I just hired a regular contractor do the work. And that's not cost-effective. It’s something that’s costing me money every month, and then the service that I receive is not the greatest.
I've had two good experiences with HMS, but for the most part, the contractors that they send out are the bottom of the barrel contractors. You also have to play this game trying to contact them to get them to come, and I've had oftentimes no call, no show. I had a contractor show up at my front door with no scheduled appointment demanding to come in because HMS told him that he was my contractor. In the upcoming renewal year, I’ll be signing with someone else.
Andrea - Thank you for bringing this to our attention. This is certainly not the level of service we aim to provide. Please know we aim to provide certified and knowledgeable technicians and it seems in this instance we have not met our goal. Please respond back with your full property address so we can access your account to contact you directly. Thank you, Austin
Reviewed Nov. 26, 2019
I live in a house where I've got a lot of appliances and I like knowing that if something goes wrong, I just have a certain amount to pay. Submitting claims to TotalProtect is super easy. It's quicker to do it by phone than it is getting in front of the computer. It's all automated and before I even hang the phone up, they send me a text with the number of the service provider. I then call the provider.
My rates went up a little bit, but I understand that that's gonna happen periodically. I'm just glad that the service providers who come out look more reputable now. Some shady people used to come over. They pulled up with a car with no name or phone number on it. They weren't in any uniform and some of them were kids. However, the last few times, we've been using Creve Coeur Heating & Cooling and they have been fantastic.
Jeffrey – We understand how stressful managing home repairs can be, and are glad to hear that you are pleased with our service. It is always our intention to assign the right technician at the right time to meet your needs. We take our service network seriously and value your feedback. Thanks for stopping by! Sincerely, Dena
Reviewed Nov. 26, 2019
I had a claim for my dishwasher and there seemed to be some misunderstanding in the beginning about my appointment. I had an appointment, and someone came and checked on it and said that they would be back, and it took a long time for them to come back. I had to call them and they had to send someone else out. The guy said that he would be back to replace the board on my dishwasher and I didn't hear for such a long time that I had to end up calling back. That's when they told me that the board could not be fixed. They made me an offer at first. Apparently, they didn't know that I had paid quite a bit for my LG and I'm the only one using it, and I wasn't using it that much. The person that was helping me submitted my claim again and then they gave me an adjustment and I appreciated that. When we got to the root of the problem, it was solved. TotalProtect is a good service.
Ina, Thank you for taking the time to share your experience. We are here to help for all your warranty needs to provide a peace of mind. Have a great day! - Dena
Reviewed Nov. 25, 2019
I would give them no stars I could! We need to have a repair done to the buttons on our ice/water dispenser. Despite our living in the population base of the state, largest metro area of Wisconsin, They said they do not have a network provider in our area. I’d like to more that We also needed a repair to our microwave and the company who came out for this repair does warranty work on refrigerators but said they have to be scheduled directly by Cross Country Home Services. I have tried numerous times to get the work scheduled but they are very unprofessional and seem incapable of resolving this under warranty issue. I do not recommend this company.
Julie, We aim to provide a simple and straightforward customer experience and it is evident we have not met this objective. My team and I would like to follow up with you personally to expedite assigning a service provider to repair your appliances. Please respond back with your full property address and the best time to reach you and we will follow up with you directly. Sincerely, Dena
Reviewed Nov. 25, 2019
I have been without a refrigerator for almost a MONTH. I placed a claim on October 31, 2019. The service tech came out on November 1, 2019. On November 6, 2019, I received a notice that they would not be able to repair my refrigerator as the part wasn't available. I was able to choose for them to provide me a new refrigerator or for a check to go buy my own. I requested a check to buy my own refrigertor. I requested that on Friday, November 8, 2019. I was told I would need to wait 7-10 days to receive that check. Today is November 25th and I still have not received my check.
On November 21st, exactly 13 days after my claim, an not receivig a check, I called customer service. Customer service told me that the part they ordered hadn't been returned to their vendor (by them, not me) so they can't send me a check until it had been returned. WHY SHOULD THAT EFFECT MY REFUND? I then asked for a supervisor. Well, of course, there wasn't a supervisor available. So they told me they would have a supervisor call me back. I didn't hear from a supervisor on Friday or Saturday. Saturday afternoon, I made another call only to be told that "obviously accounting doesn't work on Saturday" so I can't get you an answer about your check. And again, another request for a supervisor ended with. "A supervisor is not available to speak with you. We will put in a request for someone to call you". NO CALL!! Today is Monday, November 25th. I make another call. And again, no answer to where my check is, no supervisor is available to take your call, we'll put a message in the system to request that a supervisor call you. I asked when I should expect that call. Well, if they don't call you by Tuesday you can try again.
My patience has run out. What is my next step? THIS complaint.
Why wouldn't a supervisor be available to help their customers? Why does it take so many calls to not get any kind of answer? Why has it been 17 days and I still don't have a check to buy a refrigerator? Do they not care about their customers? They sure don't mind taking out my payment every month on time.
Cheryl, I’m sorry to hear about the troubles you’ve experienced trying to obtain your reimbursement. Your check should not have been delayed due to waiting for parts to be returned, and we will be providing coaching feedback to the agents handling your reimbursement. I located your account and see that the check was cut and mailed to you on December 2nd. You should receive your check no later than December 13th. - Amanda
Reviewed Nov. 25, 2019
We purchased a new home in 2018 and we required a home warranty with the purchase. HMS was given to us and we chose to continue with it because we had a claim and it worked out. We submitted a claim for our microwave and they sent someone out who determined that the microwave was unfixable. Since the microwave I had currently wasn't in stock, they gave me the replacement value of it. But it did take a little bit more time than I liked. I first just wanted to replace it and since it wasn't available, the options they were giving me weren't ready because it's a built-in space. Eventually, we agreed on a payment amount. Once that was agreed upon, I didn't receive it for six weeks. But it came through and we were able to find a microwave that worked and it all worked out.
More recently, our refrigerator was leaking. We had someone who was sent out and the gentleman was very nice. The only issue I had with that claim was that the initial person that I was asked to call does not work on the type of refrigerator that I had. We have a Sub-Zero fridge so apparently, not everyone works on those. So I needed to call back and try to get a hold of someone who was able to help me. Once I called back and was able to get a hold of somebody, it worked out great because that person took the responsibility of finding someone who would fix it and got me in contact with them. The gentleman came and fixed our fridge the following day.
I was very happy with both contractors that I’ve worked with. They both spent their time. They both talked to me, were very personable, and I didn't feel uncomfortable having them in the house. In general, it's been a very solid experience with HMS. I've had poor experiences with companies like this in the past. It hasn't been perfect with HMS but when things had gone wrong, they corrected it and helped make them work out.
Matt - We value your feedback about your experience, and are glad to hear that ultimately you’ve been satisfied with the service you’ve received. Sincerely, Amanda
Reviewed Nov. 25, 2019
TotalProtect treated me very well and I’m very satisfied with them. When my washing machine went out, I called TotalProtect. The following week a Sears man came and looked at it. He said that the transmission was out in and that they could not get a new part. He said that the washing machine would have to be replaced and he would notify TotalProtect that the part was not available. That was on a Tuesday. Thursday, I called TotalProtect and they said they haven’t heard anything from the technician. I called the technician back and they said that they had already notified TotalProtect. I called TotalProtect back and they said they’d have to check with the Sears man.
I called back a couple of days later and the lady said that they would pay me $374 for my washing machine. I said that I'd check it and the cheapest for the washing machine I have, which was a GE, was $600. She said $374 was all they were going to pay. I said that I was not satisfied with that and asked to speak to her supervisor. She said she was the supervisor, and she was the one that makes the final decision. She also said that if I wanted to file a complaint, I could do that and someone would call me in about 48 hours. I said okay, but nobody ever called.
The next day, I had a thing on my telephone saying that they would pay me $501 for my washing machine. I said that that would be fine and I’d just pay $100 out of my pocket. The next day, I got a confirmation saying that they had received my confirmation and that they would be sending me a check for $501. About a week later, I got a check for $374 so, I called the lady back and I told her that wasn’t what I agreed to. She said that if I have the paperwork, I would have to send it in and they would look at it again. I ran myself a copy of my telephone confirmation and sent it to them. About two weeks later, the lady called me and said that they had received my claim and that they would pay me the other $125 that I agreed to. In total, I got $501 and got myself a new washing machine. I got it installed and I’m satisfied with it.
James – We are delighted to hear that you’re satisfied with our service. It’s always our intention to assign the right technician at the right time to meet your needs! Sincerely, Austin
Reviewed Nov. 25, 2019
Submitting a claim with HMS has been easy. I prefer doing it online. Their response time is great. So far, so good. HMS is great and user-friendly.
Esther, Thanks for providing your feedback! We are happy to hear that you enjoy using our website to place your claims , and that you’ve experienced the benefit your home warranty provides. – Austin
Reviewed Nov. 25, 2019
My son has had TotalProtect since he bought his home and had a very good experience with them. So when I bought a home, I tried them out. I had a dishwasher that flooded my home on May 28th. My homeowners insurance had to put floors in my entire house, complete new kitchen cabinets, countertops, and paint. TotalProtect sent three plumbers out, and they could not find or make the dishwasher leak again. So, TotalProtect wasn’t gonna cover it. I ended up calling Bosch in Germany and they got somebody here in Tennessee to come and look at the dishwasher and determine what the problem was. They even talked to tech support about it, and they recommended replacing the dishwasher. TotalProtect did not replace the dishwasher, and it took until September for this to be over. It took five months for me to get a dishwasher, and get it repaired.
I’ve only had them for a year when this happened. When you submit a claim and they tell you what to do, you’d think everything is gonna be fine and dandy. You start scanning documents and sending documents to them, and you get an automatic email saying they received your document. And then, a week or 10 days later, it would say between 5 and 10 business days. A week or so later, you get another email that says they haven’t received the proper documentation. And this went on for months. When I was getting no response, I looked them up on the internet to see who their corporate offices were. I called the corporate office and asked to speak to anybody, and it just led back to the phone queue. I tried to call again twice more, and they hung up on me once they recognized my phone number. They’re not helpful at all. I’ve had a terrible experience with them. I’m definitely gonna look for somebody else.
Eddie - I’m sorry to hear of the delays in trying to resolve your dishwasher claim. As with any warranty, coverage is based on the type and cause of failure. In this instance, without having a diagnosed failure to the unit, we were unable to cover replacing the unit which appeared to be working properly. If you have further questions about your specific claim, please send us your full property address, so we can locate your account and we will review your claim and follow up with you personally. Sincerely, Austin
Reviewed Nov. 25, 2019
My experience with TotalProtect has been very good and I've been very happy. I usually call to put in a claim and the reps are very professional and they try to help. For my last claim, I had three visits but the second technician came twice. His attitude was a little bit different but the first one was fantastic. Their work is okay though.
Having a warranty is great because it's like a safety net where if something goes wrong, I can get it fixed without spending a whole lot of money instead of replacing something right away. Something was wrong with my refrigerator and I would have gone and spent $1,500 on it. But since I had the protection, I called in a technician first. It's still working now. My clothes dryer isn't working very well too and I'm thinking of buying one but then I can have them fix it too.
Beverly - We are happy to hear you’ve been pleased with the service you received. Thanks for taking the time to share your experience. – Dena
Reviewed Nov. 24, 2019
I've been a customer for 13 years and have never had such a bad experience with any company in my life! I just want a working refrigerator in a reasonable amount of time. I consider a refrigerate a necessity and not an appliance of convenience such as a dishwasher etc... Total Protect doesn't see things that way apparently.
I would NEVER recommend this company and am just hoping I get my refrigerator repaired this Thanksgiving week. It'll be 4 weeks without this refrigerator. 4 (FOUR) WEEKS!!!
Bruce, We have an unwavering commitment to meet the needs of our customers, and we’re disappointed to hear that this has been your experience. We’d like the opportunity to review this further to see what is causing the delay in providing a resolution. Please respond with your full property address so we can locate your account and the best time to reach you. Sincerely, Austin
Reviewed Nov. 24, 2019
When my refrigerator went out, a year or two ago, I had issues with scheduling a technician to come out. And then, they didn’t do a great job so TotalProtect assigned it to another vendor. It took about a week and a half to get my refrigerator fixed. But with my most recent call, it was taken care of pretty quickly.
Ernest – We are disappointed to hear about the scheduling issues your refrigerator claim, and appreciate you following up after your most recent experience to let us know how we’re doing. Our customers are always our top priority, and we’re here to help resolve your problems. Thanks for sharing! Sincerely, Angela
Reviewed Nov. 24, 2019
When I submit a claim to TotalProtect, sometimes, the experience is very easy. Other times, it's extremely stressful. The issue is in the follow-through. There are too many loopholes. While most of their agents are professional, I had one agent and we were arguing over the terms of what should be covered. There was some disagreement in the interpretation of the terms. There was something that wasn't covered that I felt should have been covered and how she's interpreting what the text in my warranty is saying and how I was interpreting it were two different things.
There was another time when I had an issue with my oven and the maintenance person came and told me that the oven is too old and it needed to be replaced. TotalProtect sent someone else out. So, I kept having to take time off work and wait all day 'cause their maintenance folks won't give me an exact time. They say they'd be here within a four-hour block. It took them months before they finally approved the replacement. I felt that was too much. There was no reason why TotalProtect was not replacing a 50-year old oven and they're making me jump through hoops when experts they send are telling them that the oven has aged out. I just feel that they're nickle-and-diming.
Recently, I had an HVAC claim and the person who came out flipped the switch and left. Of course, that didn't fix the problem. I called them to come back out and that contractor is charging me a second deductible saying that the warranty company is telling me I owe a second deductible. I told that contractor that I wasn't paying the second deductible. They told me that I needed to contact my warranty company.
I've had some great experiences with TotalProtect's contractors that were really easy. I had a plumber come out one time and he got everything done. There was no problem getting that covered. However, other times, it has been atrocious. The appliance people they have sent have been really subpar. With one guy, my refrigerator was out for months and months and they couldn't fix it. They would send the part, send the part back, order a new part and then we came to find out the tech had the right part in the beginning but didn't put it in correctly. Another time, they came to fix my stove. The filament was all crooked and when I called TotalProtect, they said that as long as the stove was working, it's okay. I told them it was a fire hazard but they would not send their contract back out to fix it. As long as the stove was functioning, it was all their contractor was required to do.
Additionally, their deductible has tripped in price from year to year. It was $50 for several years. Then, it went it up to $150. I pay TotalProtect $53 a month, and then I have to pay a $150 deductible if I have an issue. Some of their contractors come out and do minimal work. Still, they collect their $150 when if I had called them directly, the claim would have cost less. I had a contractor tell me that I should call him directly instead. He said that his service visit was only $65 and they could have fixed my issue quickly.
Dawn – We value your feedback and will ensure your feedback is provided back to the organization in order to improve our processes and procedures. If you would like for my team to review your claim to ensure you received the full benefit of your warranty, please respond with your full property address and my team will complete an investigation and give you a call to discuss your concerns. Sincerely, Dena
Reviewed Nov. 24, 2019
The contractor they sent for my air condition was good. They had to replace the ac. But I’ve been paying out of my pocket. I have never received anything from TotalProtect. I paid 800 something dollars to do the same job. I thought they were gonna reimburse me, but they did not. But other than that, everything is looking okay.
Kelvin - Thanks for sharing your warranty experience! I'm glad to hear that you’ve experienced the benefit your home warranty provides. Please let us know if you have any other questions or concerns. - Austin
Reviewed Nov. 24, 2019
I have radiant heat and not all companies have boiler guys, so it was a little difficult to find a company that services my type of heat. However, HMS ended up finding one and when I called that company, they told me that they weren't taking any warranty work at the time because they were so busy. They then gave me a different company and it took that company a week and a half to get back to me. They called me back and said that they don't have a boiler guy. I called the first company again and said, " I don't care how long it took. Can you just get me on your waitlist?" And they said yeah. I then called HMS back and asked if they could reassign the work order to this Low Energy and they did. There was a little bit of running around, but once that was resolved, things seem to be going smoothly.
When I filed a claim for a dishwasher, it was fixed and resolved for the deductible just like it should have been. It was super easy to file. I filed the claim on the 12th and within a week and a half, the thing was fixed. The contractor had to diagnose what the problem was and then order a part. Then they came back and fixed it. I'm happy with the technicians in both cases.
Tracey, We are continuously working to add vendors to our service network and we are glad to hear that we were able to satisfy your claims. Thanks for letting us know how we’re doing. - Austin
Reviewed Nov. 23, 2019
Through TotalProtect Home Warranty, we’ve had our fans in the bedrooms replaced. We also had a refrigerator and a dryer claim. The thermostat on the dryer went out, and they sent this guy out and he fixed it right away. We had a hot water tank claim, and I did not like the plumber that they sent. They sent him back, but then I got a new guy. So, that was fine. A couple of times, we had trouble with the people that were called. They weren’t 24-hours. And then we had to have the fan on the air conditioner condenser replaced twice. But the latest time, the tech replaced it with a higher RPM, and it’s working fine. We have heard of a lot of people that have other warranty companies, and they don’t like them. So, we have told them to try TotalProtect. We’ve highly recommended to anyone that had problems about checking with the company.
Hi Sharon – We listen and understand what our customers need, and appreciate you taking the time to let us know how we’re doing. Have a great day! Sincerely, Christine
Reviewed Nov. 23, 2019
At TotalProtect, I do my claims over the phone and the reps have been fine. Last time my washer was locked up and it wasn't drying. A pump was broken on it and they had to replace it. The tech had it on him, so he took care of it. My experience was great and I’d recommend them.
Reta - Our goal is to make managing home repairs easy, and we’re delighted to hear that you’ve had a pleasant experience. We hope to have you as our customer for many years to come! Sincerely, Austin
Reviewed Nov. 23, 2019
I submitted two claims with HMS and both went smoothly. The second one was just recently, due to my water heater. That was urgent and I was having difficulty with the contractor that I was trying to find. Contractors can be busy and they don’t get back to you as soon as possible. HMS jumped right in pretty good and gave me the option to get my own contractor or have them find somebody for me.
Their reps could be courteous on the phone though. It's not that they haven’t been, but a person is calling usually because they're going through something, so the reps should understand that the person on the line could be panicking. It could be that something they need inside their home is not working, or there is a flood or any other issue that’s causing damage and concerns. So, the reps have to be cognizant of the fact that the person calling on the phone wants things done quickly. It doesn’t always happen that way, but they could still be nice on the phone, because the first one who the customers call is the warranty company. But all in all, any time I call, HMS has been good to answer, and they’ve been pretty good.
Stephen, We appreciate you sharing your claim experience with us. We strive to provide an efficient claim process for our customers and it’s great to know that overall, you were pleased with the service we provided. - Dena
Reviewed Nov. 22, 2019
I recently had a pipe that broke in front of my house. I looked to see if my warranty that I pay for each month would help. They state that it covers for plumbing online but does not go any further. They had a plumber come out to look in a hole that we already dug an he asked for his $125 to come out an left. I had to call the next day to see what is going on while water is leaking from the front of my house for a whole extra day. Doesnt seem like a company that takes care of their customers. I have since fixed my issue and asked for the ded back since they did absolutely nothing and they say they dony do refunds. You better believe you have lost my buisness.
Brian- I'm sorry to hear we've disappointed you. We intend to provide a simple and straightforward claim process and it is clear we did not meet our goal. I have located your account and a member of my team will follow up with you personally to address your concerns. Sincerely, Christine
Reviewed Nov. 22, 2019
I bought a house back in 2004 and got HMS warranty as well. I do my claims over the phone and it has been easy. The reps appear to be knowledgeable. But they just let any contractor into the program. Some of them good and some not so good. One bad experience was when the vendor came in to look at the washing machine and he asked if I had a cup of cooking oil to put in there, to make the washing machine work better. And of course, that wasn't the case. And the other good part is the guy that HMS sent back to complete the work, they found out the washing machine was just gone.
Reginald, We are delighted to hear you had an easy time placing your claims over the phone and we have provided knowledgeable service representatives. All of our providers are licensed and insured, and qualified for the work which they are assigned. We work hard daily to identify weaknesses and tweak our processes to ensure our customers have the best experience possible. We appreciate your feedback, and ensure it is provided within our company for further review. Sincerely, Christine
Reviewed Nov. 22, 2019
TotalProtect has been good about getting people out quickly when I needed them. The only thing that I wasn't too crazy about is when they went up on price when I moved. The deductible was $75 and they've gone up to $125 now.
Patrick, In an effort to keep premiums low, we did need to raise the deductible required for service due to rising claim costs. We value your feedback, and are happy to hear that overall you’ve been pleased with the service you’ve received. - Austin
Reviewed Nov. 22, 2019
My experiences with HMS have been a mix of good and bad. Submitting claims has been easy. However, I've had problems before with their vendors not coming or I've had difficulty getting a hold of them. Also, while some of their contractors were really good, I've had a couple that were really bad. One time, when our water heater was leaking, it took forever before somebody could come in. Overall, we haven't been able to get the benefits of our purchase.
Roel - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience. It’s definitely not the level of service we aim to provide and we appreciate your feedback. - Austin
Reviewed Nov. 22, 2019
I had some work done on my hot water heater through TotalProtect. The contractor they sent was great and he got my heater repaired right away.
Elmo, Thank you for taking the time to share your experience. We appreciate you sharing how simple it was to repair your hot water heater. - Austin
Reviewed Nov. 22, 2019
I was in the market because I was leaving another home warranty and I called a number through my bank because my credit union offered home protection and when I called that number, it was TotalProtect. I included the upgrade for $10 in my package because they said they would cover things that I’m not normally covered, like the standalone freezer. But when I wanted to file a claim for that, they told me it was not covered. So, I asked them to take the $10 off my account, and to this day, they have not done that. I’ve asked them three times and I’m still paying the extra $10. I had them on my list to call this week because I got the notice that I was going to be automatically renewed next month. So, I wanted to call and make sure they don’t automatically take this $10 back on there.
I filed a couple of claims this year to TotalProtect and the process is the easiest one I’ve had with all the ones that I’ve experienced. They will answer the phone and you’re not on hold for an hour like the popular one is. TotalProtect would answer within 5 minutes, which is good, and they will send someone out. The last time they sent someone out, the company did a good job and so, I ask for them every time.
Leria, I’m sorry to hear that you’ve had trouble sorting out the billing on your account. Please respond back with your full property address and the best time to reach you and we will have an Account Services supervisor give you a call to address all of your concerns. Sincerely, Christine
Reviewed Nov. 21, 2019
We had a couple of other claims with them, a refrigerator and dishwasher, and those were handled fairly quickly. However, our appliances were all original to our house of about 38 years or 40 years old. HMS wanted to, find parts to replace them, which they couldn’t because they were too old. It took a while for HMS to do the looking for that before they gave us the new appliances. Still, their contractors have been wonderful and their claims reps have been very friendly.
Rebecca, I’m sorry to hear that your claim did not go as quickly as you expected. Please know, we appreciate the valuable feedback you have provided, and we are constantly working on upgrading our processes in order to become more efficient and provide a better customer experience. - Dena
Reviewed Nov. 21, 2019
My TotalProtect warranty is there when I need it. I'm able to call and get quick services. I submit claims over the phone and the reps are pretty knowledgeable. I get a claim number assigned and then I’m assigned a vendor that’s gonna do the work. All the providers have been courteous, they have been on time. The work they do is top-notch. I wouldn't do without this warranty.
Charles, We are thrilled to hear we have provided top notch trusted experts to come and service your claims. We aim to provide a seamless process and it seems our objective has been met. Thank you for sharing your experience! - Angela
Reviewed Nov. 21, 2019
I've had HMS for more than two years now and everything is fine with the service. The only issue I have, but I totally understand, is that when it is something regarding the air conditioning, they have to order parts and, sometimes, waiting for those takes longer than I expected. When I had a claim for the AC, it took more than a week, and I had a tenant who I had to put in a hotel. That cost me a lot of money. Also, my policy was renewed in February but I’m really frustrated that no one contacted me regarding a change in the deductible. I had a deductible of $50 last year and it came to $100. It would be really nice if they can give more advice and time with that. In the case of my tenant, he’s the one paying it and paying 50 is not the same as paying 100.
Maria, In an effort to keep premiums low, we did need to raise the deductible required for service due to rising claim costs. We value your feedback, and are happy to hear that overall you’ve been pleased with the service you’ve received we will ensure your feedback is provided back to the organization. - Christine
Reviewed Nov. 20, 2019
Riven Appliance, Nate, was a delight. He worked on the ice maker,found the problem and ordered the part needed, came back when it FINALLY came in replaced it. He was very professional and polite. When the ice started dropping it broke the safety door. I took a picture and sent to him he ordered a new part, then came back and replaced it. I will use him again and recommended him to ALL of my family.
Margaret - We are thrilled to hear we have provided top notch trusted experts to come and service your claims. We aim to provide a seamless process and it seems our objective has been met. Thank you for sharing your experience! - Austin
Reviewed Nov. 20, 2019
For our major repair for our heat and air, I refused to allow South Home Air, the contractors that HMS first recommended, back onto my property. They were no good. They sent out an older gentleman who really wasn't interested in fixing the problem. He put a band-aid on it. I told him before he left that what he did was not the solution to the problem we had. He then got in his truck and left. That lasted about two weeks and then the AC quit working again because there was a leak in the system.
So, I called HMS and told them that the band-aid fell off and that my AC doesn't work again. They told me they would send South Home Air to my home again and I said I would not allow them back. So, they sent out JFK Heat and Air instead and that contractor did the job satisfactorily. It took a little bit of patience to navigate HMS's telephone computer system, but once I've called a couple of times, I could do it. It's not terribly customer-friendly but it was no big deal.
Donald, We appreciate you taking the time to share your warranty experience. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience. We work daily to improve processes for customer satisfaction, and try our best to make the claims process as simple as possible. We appreciate you taking the time to share your experience, if you need further assistance, please respond with your full property address and my team will follow up with you directly. Sincerely, Angela
Reviewed Nov. 20, 2019
We wanted to get a warranty for the protection of the consumer electronics at home and we got HMS. We've had it for a couple of months and the quality of work has been good. The contractor came over one time for the HVAC system and this last time, the plumber came for the garbage disposal but he found out that it is still working fine. I have peace of mind knowing that if something goes wrong with any of the items that are covered, I can call HMS or submit a claim online, and it’s a big relief to know that there's gonna be a professional who’s gonna come over and take care of it.
Arsham - We are happy to hear you’ve been pleased with the service you received. Thanks for taking the time to share your experience. – Amanda
Reviewed Nov. 20, 2019
I’ve submitted claims twice to TotalProtect and the second time was better than the first time I did it. I had an issue with my air conditioning and the contractor looked at several different things needed in fixing the thing. He checked everything and figured out what was going on, and fixed it. The only thing is, we were doing 100-degree temperatures but we had to wait a day or two before the actual place opened. The time to do it would have to be Monday through Friday. Still, I’m satisfied with TotalProtect just knowing I've got a warranty in case something happens to anything.
Terry - We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and are pleased to hear that we provided quick and professional service providers for your air conditioning claim. Sincerely, Dena
Reviewed Nov. 20, 2019
I have TotalProtect warranty and for the most part, they've been really good to me. But I had issues with my washing machine claim. The contractor came out and they needed to order a part but it wasn't available. After about a week and a half, I called TotalProtect and they told me to call the contractor back. But it was backwards because TotalProtect ordered the part, not the contractor. They should've been able to answer the question right there. Also, every time I talk to somebody, I would be told they were pushing it higher and nobody could tell me what was going on. It was till I was really fed up that I got quite nasty with them. In the meantime, I was going back and forth to the laundromat trying to wash clothes. It took about a month and a half before the problem was rectified. Other than that, putting in a claim was simple and easy to do. The contractors have been good and I've never had any problem with the work.
Mark, Thank you for letting us know how we are doing! We are constantly improving our processes to better our customer experience. We're happy to hear we have delivered. Have a Holiday weekend. - Austin
Reviewed Nov. 19, 2019
I call HMS when I have to submit a claim and then they give me a confirmation code. Who's ever coming out, they will call and set an appointment. And then I pay the deductible fee for them to come out. I haven't had any problems with the contractors. They generally fixed the problem and go. The warranty is convenient more than anything, but I've known people and friends who could fix it a lot cheaper because for me, the monthly payment is kinda high and the deductible is high as well. I was kinda looking into other companies and someone told me that they know places with cheaper deductible.
Faneshia, We value feedback from our customers, and appreciate you taking the time to tell everyone about your overall experience with us. We strive to have an effortless claim process, and are glad to know you’ve had such a great experience. Thank you for being a loyal customer, and we hope to satisfy your home warranty needs for many years to come! - Austin
Reviewed Nov. 19, 2019
They gave me a number to call, I called, and the service was set up immediately. My girlfriend was at the house when the guy came. He looked at stuff, ordered parts, and then a different guy came to put the stuff in. My girlfriend said that he threw out parts in the garbage that he never even opened. He fixed some stuff up on the refrigerator, and he used a kitchen rag rather than his own stuff to wipe off things. So it kinda irritated my girlfriend a little bit, but it is what it is. A week later, my sump pump went out. So I had the contractor come out and they did a great job.
Jeff, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs. We appreciate feedback from our customers, and would like to thank you for sharing your experience. Sincerely, Austin
Reviewed Nov. 19, 2019
I called TotalProtect when my AC went out and the claims rep was good. They were able to send someone out the next day. The only thing is that I had an issue processing the payment. I paid them the day of the service, but afterwards they still sent a bill. Right now, I’m still waiting for them to see if they actually disregard that bill. But the tech was good and everything has been working okay since the repair
Lizeth, Thanks for sharing your warranty experience! I'm glad to hear that you’ve experienced the benefit your home warranty provides and if you would like for my team to look into your bill please respond with your full property address and my team will follow up with you personally. – Angela
Reviewed Nov. 18, 2019
I had 2 incidents with HMS who is now Cross Country Home Services. Sad thing is a manager contacted me in reference to my issue and she was still unable to resolve the problem. They will send contractors out to your place, you will pay the deductible out of pocket then the contractor will either make matters worst or not even fix anything at all. A simple burnt out circuit inside of my furnace needing to be repaired cost me over $700. I had to call in another company to clean up the work that the contractors did.
Aside from that when I brought this issue to the managers attention she kept on telling me I was on a recorded line and they asked me whether or not I wanted the wires to be pulled in order for the furnace to work due to electrical issues. Yes I did authorize this work however when the contractor pulled the wires it caused my stove to stop working. not to mention the contractor also left hot wire hanging from the basement ceiling which I then had to call an electrician to come out. The manager kept saying I authorized them to pull the wires and did not come to a resolution on this matter. Instead gave the contractor the benefit of the doubt.
Thalia, We aim to provide a simple and straightforward claim process, and regret to hear this has been your experience. Our records indicate that a member of our leadership team has reached out to you to clarify your coverage. Please let us know if you any further questions, and we’ll be glad to follow back up with you directly! Sincerely, Christine
Reviewed Nov. 18, 2019
I was looking for a home warranty company and I ran across TotalProtect. Submitting claims has been easy. I've submitted a couple of claims already and I have been very satisfied. Even when I had submitted one for my AC and I needed to have an upgrade, they bumped it up to an emergency, and we had a company here within the next 24 hours. TotalProtect has met all of my demands that I was confronted with. They've chosen some good technicians as well. They're doing a great job.
Gary - Our goal is to make managing home repairs easy, and we’re delighted to hear that you’ve had a pleasant experience. We hope to have you as our customer for many years to come and appreciate the time you took to share your experience! Sincerely, Austin
Reviewed Nov. 18, 2019
When I needed them, they’ve came through. Submitting a claim was fairly easy and there were no hassles. The claims reps are helpful. They’re informative and knowledgeable. For the most part, the techs have all been competent. Typically, if they come out to fix something, it’s been fixed. The work has been done well. But it depends on the season and what’s happening on how quickly someone gets out to you. Sometimes it takes a little longer than I would like. But other than that, it’s been a great experience.
Kenneth, Our goal is to help alleviate financial cost that come along with major home repairs, and we understand how stressful managing those can be. We are pleased to know we are able to give you peace of mind by being a valued customer. Thank you for sharing your experience and we hope you remain a valued customer for many years to come. - Austin
Reviewed Nov. 18, 2019
I submitted the claim to HMS and then my repair never happened until I followed it up. The contractor came out and said that he did not do this type of repair so they cancelled it. I called somebody else and he came out and fixed it. Then, I had another problem that was under the HMS repair guidelines and I had to find my own repair person to repair it. After I got it repaired, then a repair company contacted me that HMS apparently sent out. Next time I need something repaired, I’ll look at my own way of handling it. I’m not satisfied with HMS right now.
Neal, We regret this has been your experience and we appreciate your feedback. Please know we are here to help in the future for any needs you may have. - Amanda
Reviewed Nov. 18, 2019
I had a couple of bleeps in the first claim, and I don’t know how or who made the mistake. I needed to have the furnace fixed, and a young man came out. He seemed disorganized, he got lost and then he looked at the furnace. He said he was fixing what was wrong with the air conditioner, and he said it was the compressor. I said, “Shouldn’t you find out if the furnace needs to be fixed first to see if that has anything to do with the broken air conditioner?” And he said, “No, I looked at it.” Then, he didn’t call back. I called Total and the first woman said, “That’s not right. We’ll give them 24 hours.” I called again and the woman said, “We’ll give them 48 hours.” And then the third guy said, “Let’s give them 72 hours,” and I was like, “I don’t understand that.”
I got a second person assigned to the furnace, Dennis, and he was wonderful and he took care of it. However, he said that if they upgraded slightly, I would’ve gotten a $300 rebate on the furnace, and my cost was $1,800. Also, I had paid that first guy who never returned the call, which meant that the second guy got paid separately for the furnace and then for the air conditioner. So, I paid two extra service calls when it should’ve only been one. I’m still waiting for that first guy. Total said that that should be reimbursed, but I don’t know what happened to that.
With the most recent claim, I’m having trouble with Whitney Electric & Plumbing. A young man came out and he went through. I thought that Total got an estimate from him, but when I called them, it seemed like he missed a couple of things. He was going to submit the diagnosis of what it would take to fix it. I called Total back, and the last thing from them was that they were submitting another estimate because I had written down and emailed them the different things that I thought needed to be fixed just in case. Total was going to email me, and they haven’t answered the phone. The last thing they said was to wait three or four days for the contractor to send in the new thing and for them to estimate what the thing was. So, it seemed like something was not organized correctly.
The other thing that I questioned, which I thought I only saw for the first time, was my bill went down. I’d never seen that go down before, and I was concerned that there was an error, that they weren’t billing me for all the services that I wanted. A man came on and he said that I have the same services, but they were just charging me less money. I don’t know if that was accurate, and it makes me nervous because I know everybody makes mistakes. With the last man who said that my policy did not change, I asked, “Can you email that to me?” And he said, “No, I can’t.” They were supposed to email me the estimate when they received that, and I haven't gotten that either so I’m a little worried. Plus when I signed up originally, they didn’t give me the right website and I couldn’t get through.
Patricia, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience. It’s definitely not the level of service we aim to provide. Thank you for sharing. - Austin
Reviewed Nov. 17, 2019
HMS was offered when we bought the home, and we continued with it ‘cause we were happy with it. We make claims over the phone, and sometimes they're very good and sometimes not so good. They don’t understand what we’re talking about sometimes, and it’s usually on the weekend when the regular staff isn’t there. But everybody’s been prompt and worked real hard to figure things out. In fact, we’ve had some of the same-day service.
Edith, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you’ve been pleased with our service. - Amanda
Reviewed Nov. 17, 2019
Submitting a claim to TotalProtect was simple and the claims process was easy. We were told who the contractors were and then we scheduled the appointment, and once the appointment was scheduled, we knew the timeframe in which they were going to arrive. The contractors were very professional when they came in, did what they needed to do and were quick, they got in, got out.
Keith, We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and are pleased to hear that we provided quick and professional service providers for your claim. Sincerely, Dena
Reviewed Nov. 17, 2019
We’ve been satisfied with every claim. We've had HMS for more than 10 years. At first, we had problems with them getting things processed. But it’s been much better now. Usually, within a day or two, things are taken care of. And I've been pretty pleased with their contractors, except for one way, way back, but they were never assigned to us again.
Mrs. Niles, We aim to provide a high quality managed service experience and appreciate the time you took to share your experience. - Amanda
Reviewed Nov. 16, 2019
I have been trying to place a claim for the last 3 days for my leaking hot water tank (electric). On Thursday, 11/14/2019, I called to place a claim as my hot water tank was leaking from the bottom of the tank with a slow drip. When I called in to place the claim, I was told the account had never been transferred over to my name and it was still in the seller's name that I bought the house from in July 2019. I was told to contact the seller to have them transfer the name. Problem with that is I don’t have the seller's contact information. After a few hours of me contacting my realtor and the seller's realtor, the account was updated.
I then called back in the file the claim. This was my second attempt. I was told that the account takes 24 hours to update in their system and I couldn’t file a claim until the account was updated to my name in their system. Please note that I moved into this house July 18, 2019. So the home warranty was never transferred over and sat in the seller's name for 4 months. Not sure if that is the realtor's fault or home warranty’s fault, either way I was never made aware that this was something I needed to follow up on.
Friday, 11/15/2019, I made my 3rd attempt. I contacted the claims department again to file a claim. At this point my hot water tank is now leaking to the point that there is a steady stream coming from the tank and it is now running all over the basement floor, not just to the drain, but under shelves and my washer and dryer. I was able to successfully file a claim, but the claims rep was not able to get a service appointment scheduled as she called all the providers she had and no provider would commit to come to our residence. The rep told me that the claim had been transferred to dispatch and I would hear from them within 24 hrs with an appointment for service. That never happened.
That bring us to today, Saturday, 11/16/2019. I called to check on the claim to see if there has been any luck finding a provider. The first rep I talked to, Cristal, was very unpleasant and disrespectful. She told me that my service order could take up to 72 BUSINESS hours and that my claim is not an emergency. I explained that the leak is now worse and could potentially ruin items in my basement if/when the tank ends up totally blowing out. I requested that the service order be upgraded to an emergency and she told me “don’t tell me how to do my job” and then laughed. I requested to speak to a manager when she told me they would tell me the same thing. She ended the call by telling me that her manager would be in at 9am and would call me as soon as he gets in. It is now 12:28pm and we still haven’t received a call back from a manager.
I called back after talking to Cristal, and this time spoke with Angel. He was amazing. We were in the phone for over an hour. Angel upgraded my claim to an emergency. He also spend 20 +minutes trying to contact local providers but had no luck. He told me that he transferred my account over to dispatch and they would be in contact with me soon. I asked if I could have a plumber come out and be reimbursed, as my residence is in a rural area so I assume this is the reason they can’t find a provider to service my area. Angel told me that I would have to wait for dispatch to approve a reimbursement. Having a 19 day old newborn and the possibility of not having hot water is a big stress. The fact that it is a weekend now doesn’t help our chances. Not to mention the stress it’s putting on my relationship with my husband, as this situation has everyone in a bad mood.
Needless to say, we decided to contact our own plumber and take care of the issue. This way, we don’t have to continue to stress about the fact that the tank could blow out while we weren’t home or overnight without us knowing. Also, we have well water so if the tank were to blow our water would continue to run, probably burning up the well pump and wasting well water, not to mention our electric bill for the constant running of the well pump. This entire experience has been very unpleasant and a waste of time and unneeded stress on a new mother. If I were to buy another Home or know someone who is I would NOT recommend HMS or Cinch for a home warranty.
Jamie – I’m sorry to hear that this has been your experience, and sincerely apologize that you did not receive the service you expected. We value your feedback and would like to review your claim for further understanding. We located your account and will review your claim and follow up with you personally.– Dena
Reviewed Nov. 16, 2019
We submitted a claim and at first, we thought we were gonna have to pay $830. They ended up paying the whole thing because we have the Premier package. We had an air unit replaced, and they diagnosed it one day and came back and fixed it the next time they came.
Cinderella, We aim to provide quick and efficient claim resolutions, and are delighted to hear we have been able to meet your home warranty needs and provide service you can rely on. Thank you for taking the time to share your experience. – Austin
Reviewed Nov. 16, 2019
Submitting a claim is usually quite good 'cause you just put in the claim and then you get the people that are gonna come and do it. When it comes to the air conditioner, it's been the same company and they're very good. Even when they don't have to, they follow up. Although once in a while, we get a technician that doesn't know what they're doing. With the stove and the dryer, the techs had to come back and fix something that they didn't fix right the first time. Still, we've had two of the air conditioners replaced, so I can't complain.
Anthony - We do our best to provide an easy claim experience for our customers and are thrilled to hear you were pleased with the service you received. Have a great day! – Christine
Reviewed Nov. 16, 2019
I called HMS and told them the issue was with the refrigerator. They set up an appointment and scheduled, so it was pretty simple. They were professional and they did the job. The tech did a good job. He knew what he was doing.
Ethel - I'm delighted to hear that you’ve had good experiences with our service technicians. Our goal is to provide reliable service you can count on. We thank you for your loyalty. - Christine
Reviewed Nov. 16, 2019
We’ve had TotalProtect for eons. It's a good company. Submitting claims is easy and our interaction with their reps has been good. We had an issue, however, where somebody actually filed a claim for our heating unit as well as for the air conditioner, but our claim was only for the air conditioner. So, we canceled the heating claim. And then for the air conditioner, when we called, we needed somebody to come out pretty soon because it was still hot. They were very responsive. They were able to get a company that came out the same day. That company then came back really quickly to get it repaired, and the whole thing took about three days. They did a great job.
Delbert - We appreciate your loyalty to TotalProtect and we thank you for taking the time to share how easy it is to submit your claims. We are also thrilled to hear we have provided top notch trusted experts to come and service your claims. Thank you for sharing your experience! - Angela
Reviewed Nov. 15, 2019
Called with problem with heat pump. Contacted Total protect and they assigned the job to a provider who did not do these units, they only do appliances.
I called them back and they put it on me to find a provider. I found one and they do not like the numbers provided. So they want two business days to find a provider. Now remember we already did this once and they couldn't come up with a provider. So the cycle starts again.
I have been directed to find another provider. They do not find this to be their job.
David- Thank you for bringing this to our attention. This is not the level of service we aim to provide our homeowners and would like to assist with expediting your claim. I have located your account and a member of our team will investigate and reach out to you personally. Thank you- Christine
Reviewed Nov. 15, 2019
Since 11/9/19, I have submitted over 25 claims online, called this company over 12 times, and Submitted a contact request. I have not heard anything. Since 11/9/19, I have submitted over 25 claims online, called this company over 12 times, and Submitted a contact request that was supposed to have been followed up with within 24 hours of submittance. I have not had any contact from this company and my furnace is not operating. I pay $53 a month for the warranty (this was previously called HMS Warranty). My one call that made it through the automated system was answered by a male party and I was promptly disconnected/hung up on.
I pay over $600 a year for this warranty and I should not have to go through this much trouble just to get my furnace fixed in Southeast WI when it's 30 degrees outside and I have 2 children, one just over a year old. We have to wear sweaters in the house just to stay warm. My monthly payment is up to date and is automatically recurring monthly so there is no reason that I shouldn't be responded to when I have made dozens of contact and claim submits.
Finally had my call answered on 11/06/19 after multiple attempts. I was told that Assured Heating & Cooling would be out the next morning to fix my furnace. I was told to contact that company for a specific time frame. Upon contacting them, I was told they're booked out for over a week and they would not be coming out to fix the furnace. I contacted HMS after hanging up with Assured and they stated they would place an emergency repair out due to the well below freezing temperatures and that I would receive a call and repairs within 24-48 hours.
Today, 11/8/19, I received a text message from Sears repair services that they would be out on 11/14 to repair my furnace. THAT IS A WHOLE WEEK AWAY, MY INSIDE TEMPERATURE IS CURRENTLY SITTING AT 48 DEGREES AND DROPPING. I have again contacted HMS and informed them that I gave 2 children and this is completely unacceptable that they cannot get my heat fixed when winter has barely even started. My residence is getting to the point that it is inhabitable. I have spoken to another rep and she stated that there will be a SECOND emergency placed out for my furnace.
I have requested to speak with a supervisor. I spoke with a manager on 11/8/19 at approximately 0915hrs. She stated that they have contacted all companies in my area and none have availability. After informing her that it is currently 21 degrees outside and my inside temp is currently at 48, she has stated she will attempt to elevate my claim to a "medical emergency" as "emergency" is not emergent enough to warrant someone coming out. My residence is 16 degrees above freezing with no possibility of heating up.
Supervisor was unable to get ahold of anybody but is going to continue contacting companies. I have offered to call companies myself to expedite the process, essentially doing their job for them. The supervisor has been informed that they have until tomorrow, as was previously promised, until I call someone myself and get it fixed. Then they will receive the bill and I will be taking them to court for reimbursement of my contract for this year and last year as they will have them proven themselves 100% ineffective.
On 11/8/19, I spoke with a supervisor. The details of which have already been included on that date. I was told a medical Emergency would be placed and I would be getting service as soon as possible. It is now 11/11/19 and I have not had any contact with HMS warranty services or any company to repair my furnace in SE WI while the temps outside are below freezing and there is currently at least 4 inches of snow outside. I no longer want this company to fix my furnace. I will be placing in another complaint and I want last year's payment and this year's payment for HMS home warranty services returned to me in a check format IN THE FULL AMOUNT.
Clearly this company does not care about its customers or their welfare. I will never recommend this disgusting company to anybody and furthermore, will discourage ANYBODY from purchasing from them. A BBB claim was submitted requesting reimbursement of all payments made to this company for last year and up to the current date. I will be contacting my lawyer if I do not receive a reply.
Zechariah- I apologize for the frustration you experienced initiating service for your furnace claim. We aim to provide a simple and straightforward claim process to our homeowners and recognize the importance of having a functioning heating system this time of year. We have located your account and a member of our team will investigate and reach out to you personally to see how we can assist. Thank you for your patience. - Dena
Reviewed Nov. 15, 2019
Updated on 11/21/2019: HMS has consistently lied to us throughout this job. The weather has been below freezing for over 10 days, and we are without heat. They are so badly disorganized and negligent that they sent the wrong part for our furnace. Instead of fixing the problem by allowing the contractor to simply pick up a part locally, they decided to ship another part. Instead of being honest with us about that, they blamed it on the contractor. The contractor told us this was an outright lie and that they denied his request.
We called them again and requested that we buy the part and they reimburse us, and they said it would take several business days to get that request approved by another department that has "no phone number or way to prioritize jobs in the queue." Meanwhile, we can't leave our house and dogs, and our electricity bill is skyrocketing (which they have refused to pay for), because we have to run space heaters to keep ourselves and the pipes from freezing. The HMS has put us and our property in a heightened state of danger, with their negligence. We will be pursuing legal action. Beware of this company and the many names they use (HMS, Cinch, etc). My guess is that their reputation is so notoriously bad amongst consumers that they have to rebrand every couple years.
Original review: If you are considering a warranty for your home, and you're serious about getting good service and coverage, then keep looking. HMS is NOT a reliable or honorable service. HMS is disorganized, dishonest, and unreliable. In a state of emergency of a home and its occupants freezing, they will take around 20 days to fix a problem that a regular contractor could do in a couple of hours. Their service people will not return calls, and even straight up lied to you about the status of a case - often just to get you off the phone or stall so they can pursue the cheapest route possible. In our case, it has been 6°f weather for a week, and we've gotten zero assistance from their company. In summary, do not buy a warranty from HMS. They are only interested in taking your money for the contract, but not interested in honoring it. Make a smarter purchase and go elsewhere.
Tom- I'm sorry that this has been your experience. This is not the level of service we aim to provide and we would like to address your concerns. We have located your account and a member of our team will investigate and reach out to you personally. Thank you. Christine
Reviewed Nov. 15, 2019
HMS was included with the purchase of my house. Submitting a claim to them online is easy, and the contractors who have come out have been wonderful. They were very good with following up. When I first called about a claim, their customer service was good to tell me that it would not be covered. They are helpful. Overall, I've been satisfied.
Bonnie, Thank you for taking the time to share your experience! We aim to provide a simple process while placing your claims online and we are committed to provide reliable services. We’re happy to hear you’ve been satisfied with the service provided. - Austin
Reviewed Nov. 15, 2019
HMS has been very easy and great to work with. We've been with them for over a year now, and had to do two or three claims, and they've been awesome. Their contractors are usually out in a day or two, and the few we've had to use have been great on all fronts.
Brian - We are delighted to hear of your claim experience! We hope to service your home warranty needs for many more years to come. - Austin
Reviewed Nov. 15, 2019
There was one time that I had a little problem when my air conditioner went out and it was really, really hot, and it took a while for the people that TotalProtect sent to get it repaired. Also, my garage door is still broken. The guy that they sent out came and looked at it, and I paid my deposit. I haven’t seen or heard from him since. I tried closing my door, and I was getting frustrated because sometimes it closes, sometimes it won’t. He said I needed a new system, and he had to order it. Overall, TotalProtect has been very good and so have the contractors. One of my best friends has it now because of me, and I've told other people and my daughter too.
Harriet, We appreciate your recommendation and we are glad to hear that overall you’ve been pleased with our service. If you still need assistance with your garage door opener claim, please respond back with your full property address and the best time to reach you. - Angela
Reviewed Nov. 15, 2019
I submitted a claim to TotalProtect for a hot water heater. The tech they sent was very helpful and knowledgeable. He did everything we wanted to do. Thus far, we've had several small claims with TotalProtect and they've all been handled. If there's something that has to be ordered, they tell me upfront that it would be such-and-such. If they can't make an appointment, they call back. I'm happy with them and I've already recommended them to several people.
Joseph, We appreciate you taking the time to share your claim experience! We try our best to provide quick and reliable service and are pleased to hear that we provided quick and professional service providers for your water heater claim. Sincerely, Dena
Reviewed Nov. 14, 2019
I have been with total protect for about 4 years and this year it was surprising, I was not given the proper service. They kept referring me provider who could not provide the service and i had to do so many calls to total protect to get one service done. Then when I cancel my service due to bad experience they charge me $311 some thing for canceling. When I called to cancel I was told by customer service rep I will only be charges $10.00 for cancellation. Today at 1:25 on 11/14 I get a call from total protect home warranty saying I owe them this money. I tried to explain what I was told and this stupid customer service rep who is no respect at all said my acct will be open. What kind of humanity is this, without listening to me or helping me she was so disrespectful and hand the phone. I would not ever do any services with total protect home warranty they have the worst customer service reps and no respect for their customers. I am not paying that money as this is fraud they give incorrect information to us, they are making money nothing else.
Sandhya, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. We’d like to have an account services manager reach out to you directly to discuss your concerns, please respond with your full property address and the best time to reach you. - Christine
Reviewed Nov. 14, 2019
I have had Total Protect Home Warranty for over two years and paid them every month. Now when I need them they are rejecting my claim and refusing to pay it. They will send a contractor out to your house so you pay the deductible and the contractor can verify the problem. When the contractor verifies the problem and comes back to do the work days later Total Protect will deny the claim and make up some reason why they are not going to pay. They left me with no water to my house for a week jerking me around, then after taking off from work to meet the contractor to do the work they refuse the claim. Then the contractor says if you want the work done you have to pay. Total Protect will make up every reason not to pay and say your contract says this. Which the contract does not say that, they twist it to be something the contract says. I even bought two extra coverage packages that added an extra $20 dollars a month to my bill, so this issue would be covered and I would not have these problems. Total Protect is a Total RipOff.
Dan - I’m sorry to hear that your warranty experience did not go as you expected. As with all warranties, coverage is detailed in the Agreement and there are items and conditions which may not be covered. I have located your account and my team will follow up with you directly to discuss your concerns. Sincerely, Angela
Reviewed Nov. 14, 2019
My husband and I purchased an HMS warranty at the time of our new home purchase. Our kitchen ceiling showed signs of a leak, so we made a claim. HMS sent out their plumber who then took out the master bathroom toilet above the kitchen leak. We paid $100 for them to come assess the leak. They found the toilet to be the cause of the leak and left it on a tarp on my bedroom along with a massive hole in our kitchen ceiling. After a week of my toilet sitting on a tarp in my bedroom and no phone call from HMS or email- I called HMS to figure out what our next steps should be.
The girl I spoke to told me the claim would not be covered because the toilet was 'improperly installed' and I, "should have received an email"-she also said they would cover up to $1K in repairs to the ceiling once I sent in an invoice from the company I had repair it. I sent the invoice, photos of the repair and a letter describing the event to the P.O. box address she provided me with and once again, received no call or email.
After speaking with another person on the phone, who had no idea what I was talking about, I waited another day to try to speak to someone else who might have a clue. The next day I spoke to someone who told me that the cost of repairs will not be covered because the claim was not covered- confirming that the first girl I spoke with didn't know what she was talking about. After almost a year of dealing with this and receiving no assistance and speaking to multiple people who were completely clueless- we will not be renewing this home warranty. Complete waste of our time and money.
Emma, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. The Rough Finish coverage is only available on covered claims, and regret any misunderstanding which occurred. Respectfully, Austin
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