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Wells Fargo Reviews

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About Wells Fargo

Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. You can check rates online and then apply online, over the phone or in person with a local mortgage consultant. Loan options with Wells Fargo include conventional and government-backed loans, as well as jumbo loans and loans for new construction properties. As of the publishing date, Wells Fargo has temporarily suspended applications for home equity lines of credit (HELOCs).

Visit www.wellsfargo.com
Pros
  • Free online banking and mobile app
  • Free money transfers
  • Large selection of financial products
Cons
  • Low interest rates on savings accounts

Helpful Reviews

Laveen, AZ
Verified purchase
I deposited a $4,000.00 check from one of my bank accounts into my Wells Fargo checking account via their ATM, but I was only credited $4.00. I asked the branch manager to correct...

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Rexburg, ID
Verified purchase
These guys are the best banking institution we have ever worked with. They protect your account fiercely and provide you the tools to manage your money wisely. Additionally they h...

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What is Wells Fargo Bank?

Wells Fargo provides banking, investment and mortgage services as well as commercial and consumer financing at 7,600 locations in 32 countries and territories around the globe. Wells Fargo mobile banking gives customers the ability to link their checking, savings, credit card and investment accounts all in one place. Customers can also deposit checks from their phones with the Wells Fargo app.

Wells Fargo financial services

Wells Fargo offers multiple products and services, including checking, savings accounts, credit cards and loans.

Wells Fargo checking accounts
Wells Fargo has five different options for personal checking accounts — Everyday, Preferred, Portfolio, Teen and Opportunity. Businesses can select from Simple, Choice Platinum and Analyzed checking accounts. Most personal and business checking accounts require a $25 deposit to open.
Wells Fargo savings accounts and CDs
Wells Fargo offers two savings account options, Way2Save and Platinum Savings. Wells Fargo also offers CDs, which require at least a $2,500 minimum opening deposit. CDs are available at fixed rates and step rates.
Wells Fargo loans
Wells Fargo offers multiple loan types, including student loans, auto loans and mortgage loans to help you buy, refinance or renovate a home. The bank offers low-APR personal loans and lines of credit ranging from $3,000 to $100,000. Wells Fargo also provides loans and lines of credit for businesses.
Wells Fargo credit cards
Wells Fargo has several credit card options. Almost all Wells Fargo cards have a cash back or reward program, and a few have no annual fee.
Wells Fargo retirement services
Wells Fargo offers traditional and Roth IRAs. You can also invest in mutual funds and manage your portfolio yourself or with the help of a Wells Fargo investment professional. The WellsTrade Mutual Fund Screened Listed makes investing simple by pre-screening mutual funds. Wells Fargo Advisors, a full-service brokerage, is available to customers to help with investment planning. You can also invest directly online and automate your investing through the Wells Fargo Intuitive Investor.
Wells Fargo merchant services
Wells Fargo makes running a business easy with payment processing that allows you to accept card payments onsite, online or wherever you might be. Mobile payments are available for Apple Pay, Google Pay and Samsung Pay. Wells Fargo benefits for business owners also include Clover point-of-sale systems customized fit your business needs.

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Wells Fargo Reviews

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    Page 1 Reviews 0 - 37
    Customer ServiceStaff

    Reviewed July 13, 2026

    Thank you Wells Fargo and thank you Daniel **! Exceptional customer service — patient, knowledgeable, and genuinely caring. Wells Fargo, you set the bar high!

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    Staff

    Reviewed June 23, 2026

    I would like to thank Luis Mata and the awesome people working at Wells Fargo located at E. Vine St., Kissimmee, FL. I have been under a lot of stress lately, and they made this complicated process so much easier. Their patience, kindness, professionalism is very evident as they deal with each person that walks into that branch. I highly recommend it!

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      Staff

      Reviewed May 26, 2026

      Wells Fargo is very helpful friendly and explain everything to you when you’re setting up an account.

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      Refunds & PayoutsStaff

      Reviewed Aug. 18, 2026

      Wells Fargo is the product of great banks being bought out by banks that don't care about their customers. I had a payout settlement from a highly reputable firm deposited into my account. Wells Fargo holds the money for one week, "to be sure that it is legitimate." I have been a customer of the bank for 25 years and this is how they treat their customers. Truist, here I come.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Aug. 18, 2026

      Wells Fargo Laurel branch is so bad that I have no words. You go there is no one to acknowledge. You feel stupid every time you enter the branch. I was there for notary. Waited 20 minutes and the representative tells me she will not do because I don’t have an account. But we have a business account. After telling she completely refused to do so because I was not on the account. I tried to give her business name but refused. Staff there don’t even know what customer service is.

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      Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaffBilling

      Reviewed Aug. 14, 2026

      I have been with Wells Fargo for three years and never had a problem. I have never had a negative balance or a bad check. August 7th, I tried to pull money out of my account by Wells Fargo ATM. I was sent a text asking me if I had tried to withdraw $1,500 and I replied Yes. I received another text saying that I would be able to do so and to try again in one minute.

      I waited three minutes and tried again. I was denied again so I called customer service. The lady who answered verified my identity and tried to help me. She could find no reason why I could not draw the money out of my account. She put me on hold and was back in about a minute with a gentleman on line to help me. He asked me to verify my phone number and checked to make sure it was the one on file and send me a verification code which he asked me to give him so he could verify my identity. I did so. He then asked me for my Driver's license number. I told him that I was standing out in an ATM cubicle and it was raining, thundering, and lightening and that I would prefer not to have to go back to my car and get wet. He then proceeded to ask me numerous questions to continue to verify my identity. I answered all questions and was told to hold.

      After a brief hold he came back and told me that the problem was solved and that I could try again after a period of time to allow the computer to reset. By this time, I had been standing at the ATM for 34 minutes. And I told him that I did not have any longer to wait because I was already late for an appointment because of this issue. I went back to my car while I was telling him this. I asked him why I had to verify my identity four times. Every time I have ever had any issue, my identity has been verified by asking for my phone number and sending me a code. I stated that I felt having to stand at an ATM for 35 minutes to try to get my money was a little too much. He was very condescending to me. He told me that I was trying to withdraw a large amount of money. I stated that it was not that large amount of money. (Side note: IF it's such a large amount of money why let me withdraw up to $2,000 a day from the ATM.)

      I thanked him for his help and told I would return to withdraw the money. Monday, I try to move money from my savings to my checking and cannot do so. I call customer service to learn that both my savings and my checking have been closed. All I can do is pull money from the accounts. I cannot add or move money. Customer service tells me that it says that Wells Fargo made a business decision to close my accounts and they cannot tell why. The lady looks at my account and states that she can see no reason why it is being closed. I went to the bank and talked to one of the bankers. He calls someone in the fraud department and they begin looking at my account. Both state that it only says 'due to business decision' and that looking at my accounts they can see no reason why my accounts were closed.

      Thursday, I discover they also closed the small company I work for business account. No letter. No notice. Just because I am on it so I can call the bank. So the business settlement was sent back by Wells Fargo and the business cannot pay its employees or bills. The owner went to Wells Fargo and talked to a manager. He had me on the phone. The manager was speechless. Said he had never heard of such a thing. He calls someone in upper management, and they looked at it and said that Friday the guy I talked to about not being able to pull money from my account closed all accounts associated with me saying that I was "money laundering" Seriously???

      It has caused such a mess for me personally and it has been two days of pure torment for the business trying to sort things out to get their settlement. Still do not have their money. How can one person have such authority to close three accounts claiming money laundering? Four WF employees have looked at my account and cannot figure out why he did it. Stay away from Wells Fargo.

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      Customer ServiceStaffBillingRates

      Reviewed Aug. 13, 2026

      I had an extremely disappointing experience with Wells Fargo customer service that ultimately resulted in me ending both my business and personal relationships with the bank. I called Wells Fargo simply to request information about a credit limit increase for a specific business purchase. I am a disabled veteran with a hearing impairment and use an assistive device to communicate by telephone. Instead of showing basic professionalism and making a reasonable effort to communicate with me, the representative was rude and openly complained about the inconvenience of my using the assistive device.

      What bothered me most was the complete lack of interest in understanding why I was calling or helping me find a solution. The representative made virtually no effort to address my specific situation. Instead, in a monotone voice, he repeatedly read what appeared to be a prewritten statement about system wide issues. There was no meaningful conversation, no attempt to explore alternatives, and no effort to accommodate the communication needs I had clearly explained. This experience was particularly disappointing because I had been seriously considering migrating substantially more of our business banking and assets to Wells Fargo based on the positive relationship we had developed with our local branch. One customer service interaction completely changed that decision.

      Following this call, I cancelled my Wells Fargo business credit card and closed my personal accounts. Wells Fargo lost the opportunity for a much larger business relationship because of how one of its representatives treated a customer with a disability. I also intend to document this experience through the appropriate complaint channels, including submitting a disability access complaint to the U.S. Department of Justice regarding my concerns under the Americans with Disabilities Act. Customers with disabilities should not be made to feel like an inconvenience because they require assistive technology to communicate. I expected professionalism, patience, and a reasonable effort to help resolve a straightforward banking question. I received none of those things. I will not consider Wells Fargo for my personal or business banking needs again, and I will be sharing my experience with others.

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      PriceHonesty & Transparency

      Reviewed Aug. 8, 2026

      I was told I wouldn't have 15 dollar month charge since I am use the account for my disability son. They lied to me. Don't get Wells Fargo or you will not have money in account.

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      Customer ServiceRefunds & PayoutsStaffTimeliness

      Reviewed Aug. 1, 2026

      Deposit a check, said it would be available next day. They put a hold saying check with maker which is Merril Lynch 401 k a hardship withdrawal. I call them, verified the check, call Wells Fargo just to tell me they can’t lift it till 10 days. I have been banking with them for over 20 years. People are going through hard times, and that is to pay my mortgage, which it will not be available for in time need it at least two days sooner. They wiped their hands with it and didn’t even give me a parcel of it. They don’t care; use someone else to bank with.

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      Reviewed July 28, 2026

      Permanently shut down the drive thru at Columbus Park. Only one teller inside. I watched 4 people walk out. If this is our new normal CB&T here I come.

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      StaffTransparencyHonesty & Transparency

      Reviewed July 28, 2026

      If I could -5. Lied to about bonus offer. Had a settlement deposited. Holding my money with no explanation. After discussion with the manager. She told me to leave. "There are customers behind you." I wasn’t a customer. So bad. Waxahachie Texas. Horrible!! Been told so many different stories by different employees. You can’t make this up.

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      Customer ServiceStaff

      Reviewed July 24, 2026

      I've been with WF for at least 30 years and this will likely be my last. I do not respect the fact that when I call in regarding my bank accounts, personal and business, that I am sent to an offshore call center; and only after putting up with the bot. My husband's ATM card expired in May. It is now July 24th. He didn't realize it as historically, the new card is automatically sent. I called to get a replacement card for him (joint account, one sign on and I manage all these details for us). They insisted on speaking with him. He was loading a moving truck and very busy.

      I asked for expedited shipping, which apparently, because they're not a big or successful enough company, they could provide. So, I could have the card shipped to our current address....where we hope to be gone from, or to our new address where no one is collecting mail from a non-lockable mailbox. I am over this crappy customer care. I don't want more AI and bots and I don't want offshore help. Wells Fargo used to be American based in America. If I'm calling from America, I want to speak to someone in America.

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      Punctuality & Speed

      Reviewed July 18, 2026

      If I could put zero stars I have. This is by far the worst bank. They won't let my mobile deposit go thru cause of of my signature on my check. When I do get my checks. Deposited, I gotta wait 2 days for them to clear. All of my money. If you can choose a different bank. Definitely do so or this bank will screw you.

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      StaffHonesty & Transparency

      Reviewed July 15, 2026

      Wells Fargo is a very rapacious, dishonest, and deceptive banking institution. I live in Minnesota and went to a particular branch in Edina, a suburb of Minneapolis-St Paul. The branch is a small one with two or more employees and a branch manager. It is mainly a walk- in teller site. I had received an offer in February from Wells Fargo promising $2500 if a depositor brought in $250000 of new money.

      Over the next 3 months, I did just that. I also received a second offer to claim another bonus on top of the first one. However, among the three employees and the manager who counseled us, no one ever told us that these deposits had to be made to a Premier Checking account, not to Platinum Savings that the employees helped us open. Thus we were disqualified and misled by this manager and his employees. I would urge and warn customers that these are more of the deceptive practices that Wells Fargo continues to promote to take advantage of people to get their cash to use, without providing what they promise. Beware!!!

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      Customer ServiceStaffTransparency

      Reviewed July 14, 2026

      Unprofessional, rude, and completely unacceptable customer service. I am writing this out of sheer desperation and frustration. Every attempt to resolve my transaction issues has resulted in representatives hanging up the phone on me. There is an absolute lack of basic human interaction, empathy, or competence. Instead of assisting a customer, this bank relies on automated scripts and hostile phone behavior to avoid doing their jobs. I demand that a qualified manager or executive-level representative contact me directly to handle my account transaction without hanging up. Do not bank here if you expect transparency or basic human decency.

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      Customer ServicePriceStaff

      Reviewed July 7, 2026

      The low level, garbage customer service in Philippines!! Does not help American customers of this bank. Stop being too cheap and have a customer service in USA. Customers they don't have to waste hour on the phone to talk about their account with those idiots with no result. The CEO of this bank should get fired and they hire someone that can manage the basic of the bank business.

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      Customer ServiceContract & TermsTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsBillingRates

      Reviewed July 7, 2026

      I had some work done inside my home by 50 floor and the sales person told me and my wife that we was approved by Wells Floors and it was for 2 years no interest, however Wells Fargo said the contract paperwork that was turned in by 50 floors was for one year no interest so immediately I was charged $9,000 after the first year and interest every month afterwards. I paid my account off months before the due date. I logged into my account and paid the balance due, 2 days later on July 5, 2026 they charged me an additional $54.87. I called them on 6 July 2026, to ask them why was I charged the additional 54.87 they said because I paid two days late regardless if I paid a large amount which was over $2,600. I immediately shut down my credit card account with them and I vow to ever do business with them again. They are crooked in my opinion making money any way they can off of people.

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      Staff

      Reviewed July 6, 2026

      Can't help but take the time to express my displeasure with Wells Fargo. I'm in my 70's and can't tell you how many times I have had to be intertwined with the institution. Always a argument, always getting yelled at by representative. Always resolved in my favor after a very unpleasant experience. Stay as far away from this bank as possible. Much better banks out there.

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      Customer ServicePunctuality & Speed

      Reviewed July 3, 2026

      I would give zero stars. Opened a checking account online then spent easy hour on the phone just so 2 weeks later I call them to find out there is no account. TERRIBLE SERVICE, I WON'T EVEN BORROW FROM THIS AWFUL BANK!!!

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      StaffRates

      Reviewed June 28, 2026

      This bank doesn't care about you. Been with them over 15 years and zero benefit. Zero interest offered, regardless balance. When you try to move money to interest bearing account, they say it has to be NEW MONEY not in their greedy hands already. Could care less I closed account. Have 2 fraud cases, never investigated. One was for airline ticket, easily traceable and second with Verizon who lost 1200 of my money and neither wells fargo nor Verizon care. Worst, greediest company.

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      Reviewed June 24, 2026

      The worst company on the planet. Predatory and disgustingly greedy. Reverse Robin Hoods, stealing from the poor to give to the rich. A shameful godawful stain on humanity. If there was one thing I could go back in time and change it would probably be opening an account with them 15 years ago.

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      Reviewed June 23, 2026

      Last week I wrote a large check to a company in conjunction with a Real Estate transaction. Wells Fargo closed for Juneteenth. When the company deposited my check into their account the following Monday - Wells Fargo deposited the funds back into my account. When I inquired as to why, the branch manager told me that the recipient of the check endorsed it with my account number on the back. That turned out not to be the case. Rather than blaming a competent business person, Wells Fargo needs to own their mistakes.

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      Customer ServicePunctuality & SpeedBillingLoan ProcessRates

      Reviewed June 22, 2026

      I was cosigner on an auto loan for my son with Wells Fargo and they were very expert at reaching me in person when he was late with payments. I wanted to pay off the loan and NO ONE in the branch office could give me any information or do anything except take my money. I had to call the auto loan department to find why they continued to give notices to credit rating bureaus after the pay off. After negotiating a phone tree and on hold for 10 minutes I was disconnected and then waited another 20 minutes to actually reach a person. I would never recommend this bank.

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      MaintenanceTimeliness

      Reviewed June 17, 2026

      Been a customer for more than 15 years. I have no idea went I stayed and put up with their unfair practices. Processing debit before credits when the money was transferred the same day or day before caused us a lot of problems. My card not working many times, even when the money was there.. repeatedly. Require me to have to make changes to the original account names after over 15 years is ridiculous! You have my DL on file...Are you serious? Not allowing me to use my business address on my business account?! Much much more happened but... WTH!....peace out Wells, last straw for me!!

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      Customer ServicePriceStaff

      Reviewed June 12, 2026

      Stay away from Wells Fargo Bank, their customer service is terrible, they are the most unhelpful bank I have ever used. Their automated phone service lets you know they do not care about customers and the representatives talk down to their customers as if they are stupid. Avoid using this bank at all costs. I deposited a paycheck and they like to put it on hold for 1-3 days and say there is nothing they can do. Terrible bank and terrible customer service.

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      Customer ServicePunctuality & SpeedStaffTransparency

      Reviewed June 3, 2026

      Wells Fargo has been one of the most frustrating banking experiences I have ever had. I deposited a paycheck that I received for legitimate work I performed. Months later, I received a letter claiming the check was fraudulent, and Wells Fargo simply removed the money from my account. What is most shocking is that no one could explain what investigation was conducted, what evidence was reviewed, or why the decision was made. It feels like Wells Fargo took someone else’s word at face value and decided I was the one who should suffer the consequences.

      I worked for that money. I earned that money. Yet Wells Fargo took it away without providing me with any meaningful explanation or transparency. If a bank can remove money from a customer’s account based on an accusation and fail to clearly explain the basis for that decision, what confidence should customers have that their own hard-earned money is safe? I expected a professional investigation, communication, and due process. Instead, I was left with unanswered questions and missing funds. I am extremely disappointed and would strongly caution anyone considering banking with Wells Fargo to think carefully about how they handle disputes involving customer deposits and paychecks.

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      Customer Service

      Reviewed June 1, 2026

      I've been with Wells Fargo for 8 plus years and these branches are getting worst and worst. I had over $30,000 in savings, I tried to take $20,000 out on 05/01/26 from the branch down by Newport mall JC. They wouldn't give me $20,000 because they apparently didn't have it, so they were able to give me $10,000. So I left and went to another branch in JC Journal Square. I asked for $10,000 out of my savings and was told they were not able to do so because I would not tell them what the money was for. They had me there over 1 hour, making phone calls to verify if I can take $10,000 out of my savings to only be denied my money. I was told to come back in 10 business to try and get $10,000 of MY MONEY!

      These banks is holding people's money and then telling us WHEN WE CAN TAKE OUT LARGE AMOUNTS OF OUR MONEY, which is so not fair... We all need to get our money out these banks. They are making money off our money and they get the profit. I hate to see if anyone of us needs our money for an emergency, because the BANKS are going to tell us to come back in 10 business days from that day.

      P.S.# PLEASE get all your MONEY OUT of these BANKS... BECAUSE in 10 DAYS I'M definitely getting all mine out.

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      Customer ServiceStaff

      Reviewed May 28, 2026

      We moved to mexico, from Washington state. We've let them know this. Every single purchase I try to make gets rejected. We have to call over and over to get our account "unblocked". Just for it to immediately be blocked again. We've been hung up on about 13 times total in the past week. They don't have any control over their own banking system. It's all automated, and they can't do anything about it. I tried to buy groceries, and it got rejected and unblocked 4 times in 30 minutes. By the time we got home, we couldn't use the dairy products or meats. I've been told that it will keep happening, and they can't help. I've basically been banned from being able to spend my money, unless I have their consent. I didn't realize traveling/ moving wasn't allowed. Just bad business all around. Next year would have been 10 years of banking with them, but I guess not anymore.

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      Customer ServiceStaff

      Reviewed May 27, 2026

      In 50 yrs with this company, the worst call to customer service ever, makes me want to switch banks!! I wasn't transferred to 5 different people just to get 2 questions answered, they cut you off while you're talking and transferred you to others. The people working these days in any business, is just for the paycheck and couldn't care less about the customer!! (Very few are caring.) I will do my best not to call C. Service anymore until I find another bank!!

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      Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBilling

      Reviewed May 23, 2026

      In April, I was a victim of identity theft. Hackers accessed my laptop, took over my Wells Fargo account, and used Bill Pay to transfer $35,000 out of my Wells Fargo Checking account. When I immediately reported the fraud, Wells Fargo’s customer support was lukewarm, reluctant, and completely negligent. They did zero investigation and quickly denied my fraud claim, falsely claiming the transfer was authorized because it came from a "valid device." I had to do all the detective work myself. I tracked down the destination institution, Interactive Brokers (IBKR), and contacted them. Even though I was not their customer, Interactive Brokers was incredibly helpful. They acted immediately to freeze the account, disconnect the hackers' devices, and secure my $35,000 intact.

      I filed reports with the LAPD, the FBI (IC3), and Identity Theft.gov. Even after I handed Wells Fargo the police reports and fraud case numbers, they refused to lift a finger. Interactive Brokers literally told me, "The money is safe; we just need Wells Fargo to contact us to request the return." Wells Fargo still refused to cooperate. Out of options, I filed an official complaint with the Consumer Financial Protection Bureau (CFPB). Only after the federal government intervened did Wells Fargo’s Executive Office finally call me. Two days later, they finally contacted Interactive Brokers and returned my money. Wells Fargo will abandon you if you are a victim of cybercrime. A company where I didn't even have an account did more to protect my money than Wells Fargo did. Move your money elsewhere.

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      Refunds & Payouts

      Reviewed May 22, 2026

      Horrible experience! We had a fraud on our account. It looks them more than 2 months to get our money back. After this, they told us, they will close the account for security. Going to the branch, to open a new account, we have been told, Wells Fargo decided to end the relationship. 😀 😄 😉 So we also closed 3 more accounts with them, of course!

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      Customer ServicePunctuality & SpeedStaffBillingTimeliness

      Reviewed May 21, 2026

      The Goodyear, AZ Wells Fargo branch has consistently provided the worst customer service I have experienced! The branch is chronically understaffed. While the lobby is often full of waiting customers, employees are frequently seen sitting at desks staring at their computers instead of assisting people. Simple requests, such as a PIN number change, require long wait times and cannot be handled quickly at the teller window — unlike Mountain America Credit Union, where this can be done immediately.

      Even more frustrating is that you cannot obtain a new ATM card or credit card the same day during a branch visit. Again, this is something Mountain America Credit Union handles efficiently in one visit. After being loyal customers for over 15 years, the ongoing inefficiencies and poor service have become unacceptable. We will be closing our accounts in the near future due to these repeated issues.

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      Refunds & PayoutsTimeliness

      Reviewed May 20, 2026

      I opened an account in Wells Fargo on March 20, 2026, but the next day I got a mail from Wells Fargo bank and I was told that there was an issue with my check and my account would be closed on 4/6/2026, actually there was nothing wrong with the check I deposited since the funds had been transferred to the new account from my other bank account. Then Wells Fargo consistently refused to refund my money. I have contacted the bank to refund my money for 5 times, each time, they told me that I would receive the refund in one week, but it never happened. So far, it has been two months-as of today, and Wells Fargo still haven't returned my money. It is truly unbelievable. I feel like I am robbed by Wells Fargo.

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      Customer ServiceStaff

      Reviewed May 20, 2026

      Customer service sucks so much. Been banking with WF my whole life and never once have I encounter this pathetic Customer service. Instead of understanding and helping. They are getting mad. How do they even get the job with such an attitude? Go get a different job if you can't even control your anger.

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      Customer ServiceStaff

      Reviewed May 15, 2026

      Branch Manager, Norma **, refused to deposit my 401K check into my savings account because I complained of the racist behavior of her employee. I requested NORMA ** to contact the information on my retirement check and she refused. I requested that she deposited my check into my savings and it will clear in the 5 to 7 days hold placed on checks. NORMA refused stating that service is no longer available. NORMA'S behavior was perceived as very condescending and racist. She needs training on good customer service and not getting caught up in her evil feelings.

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      Customer ServicePunctuality & SpeedBilling

      Reviewed May 12, 2026

      I was with this bank for over 6 years, I never had any issues with them until there was fraud on my acct. due to a deposit that came thru electronically, I went into the bank to discuss the matter at hand, we were there for an hour or more, we left the bank and I got a call from their fraud department telling me, "I am sorry to inform you that we will no longer allow you to bank here." They turned off our atm cards, they refused money to come in. All my bills bounced and they still have not returned us our money that was in the acct, Come to find out it was Wells Fargo bank that made the error and they refuse to acknowledge me, meanwhile I am behind in bills. Thanks to this creep that runs the banks and the fraud team, We have been waiting a month now and they still won't give us our money, This is ridiculous and untrusting bank. I will never ever speak good about wells Fargo ever again. STAY AWAY from this bank.

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      Customer ServicePunctuality & SpeedMaintenanceStaffTimeliness

      Reviewed May 12, 2026

      Always a problem with WF. CASH DEPOSITS suddenly are not available the next day. They should be available immediately. STAFF - what staff? CALL - wait an hour until they answer or not. ATM - always breaking down.

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      Customer ServicePunctuality & Speed

      Reviewed May 7, 2026

      I had a bad experience with the South Park Branch. I have been a Wells Fargo customer for more than 30 years. I will never go to the South Park Branch again. They were short with me, said I had wait 45 minutes to see a personal banker, and suggested call the 1-800- number.

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      Reviewed May 6, 2026

      I found a customer's card named Miss Myers. I was put on hold for 35 minutes trying to report one of their customer's cards lost. Then put on hold for another 20 minutes trying to get their card sorted out. Then after all said and done they told me to throw it away. Damn I would never bank with Wells Fargo.

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      PriceHonesty & Transparency

      Reviewed May 4, 2026

      Signed up for a Wells Fargo checking account years ago which I do not use regularly. I made sure to deposit the minimum needed to avoid monthly service fees. They silently began charging me a service fee after burying the notice in monthly statements (I have never overdrawn). They never sent a separate notification and had me agree to the new terms of service. DO NOT USE THEIR SERVICES. There's no telling what new hidden/surprise fees they will charge you and are unwilling to reverse these fees. They are able to steal from you by hiding behind shady rules and practices.

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      Wells Fargo fees

      Wells Fargo’s monthly service fees for checking accounts range from $0 to $30, though service fees are waived for teenagers and college students between 17 to 24 years old. Monthly service fees for business checking accounts range from $10 to $40. The bank charges a $5 or $12 monthly fee on savings accounts. Wells Fargo's checking account fees can be avoided by maintaining a specific average balance or completing a minimum number of transactions each month. Also, expect fees for late credit card payments and overdraft charges unless your checking and savings accounts are linked.

      Wells Fargo check cashing fee
      You only have to pay a Wells Fargo Bank fee to cash a check if you don’t have an account. The cost for nonmembers to cash a check at a Wells Fargo bank is $7.50.
      Wells Fargo transfer fee
      It costs $0 to transfer money between Wells Fargo accounts or for bank-to-bank transfer service.
      Wells Fargo overdraft fee
      Wells Fargo charges a $35 overdraft fee per item.
      Wells Fargo ATM fee
      ATM fees are $0 for Wells Fargo customers when they use a Wells Fargo ATM. Cash withdrawals at non-Wells Fargo ATMs are $2.50 each, and account balance inquiries are $2 each.
      Wells Fargo foreign transaction fee
      Wells Fargo’s foreign transaction fees reach up to 3% on some accounts. Outside of the U.S., ATM cash withdrawals are $5 each and ATM accounts transfers are $2 per transfer.
      Wells Fargo cash advance fee
      Wells Fargo’s cash advance fees are up to $12.50 per transaction. Credit advances vary based on the account.

      Wells Fargo Bank FAQ

      Does Wells Fargo have 24/7 customer service?

      Yes, Wells Fargo has 24/7 customer service available by phone and online.

      Is Wells Fargo a commercial bank?

      Yes, Wells Fargo provides commercial banking services and products for individuals and businesses.

      What states have Wells Fargo banks?

      Wells Fargo has locations throughout the U.S. in all states except Hawaii, Oklahoma, Missouri, Michigan, Indiana, Ohio, Kentucky, West Virginia, Louisiana, Vermont, New Hampshire, Massasschetts, Rhode Island and Maine.

      What are Wells Fargo’s dealer services?

      Wells Fargo’s dealer services provide indirect auto financing, commercial products and banking services to auto dealers.

      How old do you have to be to open a bank account at Wells Fargo?

      You can open a Wells Fargo account with a parent or guardian at 13 years old. You must be at least 18 years old to open an account on your own.

      Still have questions?

      Is Wells Fargo a good bank?

      Wells Fargo offers many options to handle your financial needs, including checking and savings accounts, credit cards, investments and loans. Compared to other banks, interest rates and fees are average. Overall, Wells Fargo’s products and services are robust and allow you the convenience to bank however and wherever you like.

      Wells Fargo Company Information

      Company Name:
      Wells Fargo
      Year Founded:
      1852
      Address:
      420 Montgomery Street
      City:
      San Francisco
      State/Province:
      CA
      Postal Code:
      94104
      Country:
      United States
      Website:
      www.wellsfargo.com