Wells Fargo Reviews

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About Wells Fargo

Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. You can check rates online and then apply online, over the phone or in person with a local mortgage consultant. Loan options with Wells Fargo include conventional and government-backed loans, as well as jumbo loans and loans for new construction properties. As of the publishing date, Wells Fargo has temporarily suspended applications for home equity lines of credit (HELOCs).

Pros
  • Free online banking and mobile app
  • Free money transfers
  • Large selection of financial products
Cons
  • Low interest rates on savings accounts

Wells Fargo Reviews

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    Page 3 Reviews 50 - 250
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    Customer ServicePunctuality & SpeedTransparencyResolution

    Reviewed Feb. 18, 2026

    On December 15, 2025, I deposited cash into a Wells Fargo ATM, and $100 of my deposit was not credited to my account. I promptly filed a claim, but it was denied based solely on an internal ATM audit stating no loose or jammed cash was found. Over the past two months, I have made multiple calls, submitted a formal written complaint, and requested escalation. Although I was initially told further research would be conducted, the bank ultimately relied on the same audit findings without providing transaction logs, machine diagnostics, or confirmation of surveillance review. This experience has been frustrating due to the lack of transparency and meaningful reinvestigation. I hope Wells Fargo improves its ATM dispute review process and provides clearer documentation to customers when resolving claims.

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    Punctuality & SpeedStaff

    Reviewed Feb. 18, 2026

    Well I tried to open a bank account but wasn't qualified to and that was that about a week later I'm getting all kinds of stuff in the mail from Wells Fargo. Not my account. Someone who tried to open me an account did this mess.

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    Customer Service

    Reviewed Feb. 17, 2026

    So my partner and I are in Italy and needed to make a large wire transfer. After a call from Wells Fargo stating that my partner has to come in to the branch to get this done, but we are in Italy and no branch is in Italy the fraud department not just refused the wire, they also pulled all access to the accounts. We tried to have them agree to a face-to-face call to verify identity, and they denied. So now we have no account access and can't use any of our cards. Supervisor will not return our call (5) so far.

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    Staff

    Reviewed Feb. 16, 2026

    Change fee structures all the time to con low balance holders out of money. Refuse to credit fees back after they steal from you because -"You should be reading monthly statements online every month. If you didn't know about the fee changes then you should forfeit the fee even though it's the opposite of what our employee told you 5 months ago."

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    Customer Service

    Reviewed Feb. 14, 2026

    Last year, my account experienced multiple fraudulent activities, including a withdrawal of $50,000 and other unauthorized transactions. Serious lapses in the bank’s security. Today, I called to resolve a relatively small issue, yet I spent approximately four hours on the phone and was transferred to the wrong department four times. Each transfer required me to repeat twice my situation from the beginning, which was extremely frustrating and unacceptable. Despite my repeated efforts, my issue remains unresolved. Worst bank ever!

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    PriceRefunds & PayoutsBilling

    Reviewed Feb. 14, 2026

    I disputed a fraudulent charge on my credit card that I did not make and Wells Fargo said Pound Sand! You're own! So I have Zero Fraud protection on my card. Sounds like I should close this account before I have to pay for more fraudulent charges!!

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    Punctuality & SpeedOnline & App

    Reviewed Feb. 9, 2026

    There are accounts with NO access! I have 2 mortgages at Wells Fargo that are the equivalent of Schrödinger's Dog, they will give no access to, I can get statements of the past, but today I don't know if the account is alive or dead. If I want to find out I can drive 1.5h to town, schedule an appointment with a banker, give 2 forms of ID and then look at the bankers monitor over their shoulder... This qualifies as "easy to access accounts from anywhere" as stated on their website.

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    Customer ServicePriceStaffTransparency

    Reviewed Feb. 6, 2026

    *BUYER BEWARE* Wells Fargo is not the company you think it is, With its recent moves to implement policies to pinch more money from your account WITHOUT NOTIFYING YOU IN ADVANCE, your money is much better with an organization that truly values, respects, and appreciates you. After more than a decade of being a loyal banking and mortgage customer with Wells Fargo, I closed all of my accounts and permanently severed my business and personal relationship with Wells Fargo for good.

    The past few years, this account was sparsely used, mainly for a few local transactions. I was very careful to maintain the minimum balance of $500, but was surprised when checked the account for the 1st time in 6 months only to find the balance had decreased by 25% without explanation. I called their poorly staffed customer service only to find out I needed to go into the local branch.

    While there, I was told Wells Fargo had implemented a new policy last year that "Raised" the minimum balance to $1500, apparently without so much of an email, text, or any formal means of communication. Its pathetic, and just another example of corporate greed and slick under-handed tactic eerily similar to the same behavior that it was heavily fined for and penalized by the Federal Government, just a few years ago. It only proves that they did not learn from past mistakes, and will do anything to get a few more bucks from its customer base. I would highly recommend avoiding this company at all cost.

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    Customer ServiceStaff

    Reviewed Feb. 5, 2026

    The staff at the Chicago, IL Bridgeport location were extremely helpful with all of my banking needs. Sandra has one the best attitudes as a first line representative for WF. Carlos the Manager also made me feel welcomed as I was able to get all of the help I needed. Thank you Sandra for such a pleasant experience as I look forward to working with you and WF in the future!

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    Customer ServicePriceStaff

    Reviewed Jan. 31, 2026

    Avoid doing business with this bank. Before you know it, the staff will bring a serious charge of fraud against you. I’m writing this review to protect the public from the staff of WF. Worst customer service! I’m extremely flabbergasted by the experience I’ve had with your bank. You are nauseating!

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 27, 2026

    My husband and I have been 7 weeks just filling out the loan application requests for a small construction loan. Every time we find the requested documentation and send it in, we get an email requiring more documentation. Our credit is good, our income more than qualifies, the appraisal was excellent. Customer service is useless because they don't have any idea how to help. If Wells Fargo does not want to do loans, why have a loan department? Our realtor and others have said Wells Fargo is the worst. After 40 years of being with Wells Fargo as customers, we are now forced to agree. We'll be looking for a new bank to move our accounts.

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    Customer ServiceStaff

    Reviewed Jan. 19, 2026

    I think you're a terrible bank. I believe your make up fraud dept sucks. I don't appreciate the way I was treated. Customer service was terrible. I feel like I was declined any help for me and the review is blocked me from writing the experience was awful.

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    Refunds & PayoutsStaffLoan Process

    Reviewed Jan. 18, 2026

    Wells Fargo cares nothing about customer especially if you not a rich customer. My account never been over drawn and January 1, 2026 I had a massive house fire leaving me and my family with the close on our back and I over drawn because we needed things. Well Wells Fargo decided after I told them why it was overdrawn and it was paid back because they get my deposits up to 5,000 a month and the turn the over draft off not caring about nothing with my disaster. No I didn't ask for a loan all I needed was my over draft and they took it and could careless about my disaster period. Didn't offer no help.

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    Reviewed Jan. 18, 2026

    This bank keeps getting worse over time and takes your money without consent. Go anywhere else for your banking needs. This corporation is corrupt and has non-stop service issues. I lost $3000 in random fees since I banked with them for 2 decades.

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    Customer ServicePricePunctuality & SpeedStaffBilling

    Reviewed Jan. 14, 2026

    If I had the option to give negative stars, I would. Wells Fargo has a very unusual "grace period' policy that I had not experienced with any other creditor. Despite my statement showing that I had made addition to monthly minimum, they still charged a late fee. The customer service team is not there to service customers. My experience was frustrating and unhelpful, and the issue was not resolved. I would never open any future accounts with Wells Fargo. This is something consumers should be very aware of. If you choose to bank with Wells Fargo, make absolutely sure your minimum payment is received by the exact due date, not a day -or even a minute-late. Tehir policies are unforgiving and not customer friendly.

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    Punctuality & Speed

    Reviewed Jan. 12, 2026

    If I could give zero stars I would. Not only did fraud happen under their watch without anything being done, they claimed that the $20k taken out of our account against our credit was not fraud and then proceeded to wait until their was $20k available in our checking account to STEAL it from there to make themselves whole without ANY notification to us. They don't only allow someone to steal from you, THEY will then steal from you. Don't trust them with your money unless you like lighting it on fire.

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    Customer ServiceStaff

    Reviewed Jan. 11, 2026

    Worst bank and employees ever. Constant fraud holds and holding of my money for no reason. Have to call customer service EVERY time I attempt to use my account. They talk over you and have no clue what they are saying. Always a different answer to the same question. Had my account for a week and that was a week too long.

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    Customer ServicePriceBillingLoan ProcessRates

    Reviewed Jan. 8, 2026

    Wells Fargo requires you to call in if you are making a payment towards principal only on your auto loan. You cannot do this in your account online. They do not apply the full amount to the principal. They are hopeful you do not notice, so they can make more money on interest.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 8, 2026

    The representative ** was horrible, she didn’t even explain the process of pulling out a personal loan. She had an attitude and was very rude towards me. My appointment was at 3:30 and she had me waiting over 20 minutes. To anyone looking to open an account, I would not recommend Wells Fargo; you’re better off with Bank of America or Chase. The location ** works at is 892 N Tustin St Orange, CA 92867 United States

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    Staff

    Reviewed Jan. 3, 2026

    I normally don't go into the branch but I was so overwhelmed with teller TASHA. She made you feel so comfortable and relaxed when entering the bank. Such a generous person, because of her I'll be sure to visit with her more inside the branch, keep up the great amazing good work at wells, God Bless and again Happy New Year.

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    Customer ServicePriceStaffBilling

    Reviewed Jan. 2, 2026

    Absolutely the worst bank I have ever dealt with. This place is a complete mess. I was a victim of identity theft, with at least two fraudulent Wells Fargo accounts opened in my name. When I called to report and close the accounts, I was transferred around seven times before reaching anyone who could even confirm the fraudulent accounts existed. I then spent over two hours on hold trying to reach the fraud department and still did not get through. I called back using a different number and, after repeatedly expressing my frustration, one agent finally helped route me to someone who could cancel the credit card account. Even then, getting through to the fraud department felt nearly impossible.

    To address the fraudulent checking account, I had to be transferred to yet another department and was bounced around roughly three more times before reaching the right person. The agent in checking eventually provided a case number but could not confirm whether the fraud investigation applied only to the checking account or also to the credit card account. That means I may have to call back and repeat this entire ordeal just to resolve the credit card fraud. Her attitude was dismissive and clearly conveyed that she did not care.

    This bank is a bureaucratic nightmare. Maybe 20% of the people I spoke with genuinely tried to help, about 10% actively made the situation more frustrating, and the remaining 70% simply passed me along to someone else, often to the wrong department. If you value your identity, security, and sanity, avoid this bank at all costs.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 23, 2025

    The customer service people are the worst It was. They sent me the five different people. They do not know what they are doing there. I want to close my account and they said they can't close it yet because it's under review. I just want it closed. I don't want nothing to do Wells Fargo no more and they said they can't do what they have to. Wait it's my bank account. I want to close it today and they didn't want to do it and that's going to mess up my social security checks and disability checks. Wells Fargo sucks. Their customer service people suck. They're the worst. Keep sending me back and forth different people. Different people and they all don't know what to do and the last person was even nasty to me. I was also nasty too.

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    Customer ServiceSales & MarketingRefunds & PayoutsStaff

    Reviewed Dec. 23, 2025

    Do you want to trust your money and you are protected by your bank? If so, do not bank with Wells Fargo! I have been with them for 10 years and in Oct I was victim of a scam. I filed complaints with BBB and CFPB. These went to the corp office. I was treated like the criminal not as the victim of a crime. The response was the same to each complaint. I was even told, if I went to the Attorney General, the same thing will be said. They are not refunding the money back into my account. I have learned Wells Fargo, all the way to corporate do not care about you, their members.

    Don't get me wrong, as long as you don't "stir the pot" they will be kind to you, until you become a victim of a crime. They no longer care about you as a member or as a person. They will blame you for being a victim. Customer Service went out the window when this happened to me. I no longer trust this bank and you shouldn't either. When it comes down to it, don't let them fool you. They do not care about you as they proclaim. Do not make the mistake I did in trusting Wells Fargo.

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    Customer ServiceSales & MarketingStaffTimeliness

    Reviewed Dec. 22, 2025

    I am writing to formally complain about my recent experience with Wells Fargo’s mobile deposit service and customer support. I deposited a business payroll check using the Wells Fargo mobile app. Notably, the check was issued from a Wells Fargo account and deposited into my Wells Fargo account, yet I was informed that the funds would not be available for two business days. Concerned, I visited a local branch the following morning. The branch manager advised that the funds could be made available the same day and provided a phone number to contact Customer Care. However, when I called, Customer Care informed me that Wells Fargo does not process mobile deposits on weekends and that the check would not be processed until Monday night, directly contradicting what I was told at the branch.

    This lack of consistency between branch staff and Customer Care is extremely frustrating. Additionally, the absence of weekend processing places Wells Fargo at a significant disadvantage compared to competitors. For example, Chase Bank offers weekend processing and typically releases a portion of deposited funds the same day, with the remaining balance available the following day. This experience has highlighted a clear difference in service quality. As a result, I have lost confidence in Wells Fargo’s mobile deposit system and will not be using it again. I expect clearer communication, more consistent policies, and service that aligns with industry standards—especially for internal Wells Fargo-to-Wells Fargo transactions.

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    Punctuality & SpeedRefunds & Payouts

    Reviewed Dec. 19, 2025

    I was a joint account holder on an account where a $5,000 check was initially reported as fraud by the other account holder. Wells Fargo later acknowledged the check was not fraudulent, yet I was never issued a replacement check or reimbursed. I was told there was no way to reissue the funds in my name. This resulted in a $5,000 loss to me. Their handling of this situation left me without protection or resolution

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    Customer Service

    Reviewed Dec. 17, 2025

    This financial institution has the worst management and customer service imaginable, they condescending and rude. Have very little integrity. I will never use this bank or recommend it to family or friends. If I could give a zero I would.

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    Customer ServicePricePunctuality & SpeedStaffTransparency

    Reviewed Dec. 11, 2025

    Horrible customer service. They helped find duplicate charges from a merchant. Helped me to file a claim and turned off my debit card. 10 days later I reached out for an update only to be told that the investigation determined the duplicate charges occurring on my account over the last year from this merchant is standard practice and that if I wish to escalate this please reach out to the merchant. But that they, Wells Fargo, we're done. Mic drop. I asked them to then please reactivate my debit card since this is normal from this merchant and Wells Fargo is ok with this and they refused. Just wait for the new card to show up and sorry for your luck. Horrible. Lawsuits for breach of ethics now make sense to me. Worst phone call ever.

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffBillingTransparency

    Reviewed Dec. 10, 2025

    Absolutely terrible customer service when trying to update my last name on the app. Had to call upwards of 5 times, mail in tons of personal information and wait weeks for it to be received, just to have them only update a credit card and not my profile and still be unable to access my credit card. Waited on hold for an hour with a supervisor to have them try to transfer me to another department who dropped the call and never called me back. Every single customer service rep was nice, but no one seems to know what is going on.

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    Customer ServiceRefunds & PayoutsBilling

    Reviewed Dec. 10, 2025

    I paid for a permit test for 2 of my kids. I was frauded. I did a claim with Wells Fargo. Sent in all the proof. Never got resolved. They gave the company my money any way even after all the proof they received and then proceed to take 3 payments out of my account instead of 2. They steal money from people and there's nothing you can do about. I've been banking with them since they were called Wachovia. Never had this problem before. Definitely switching banks and will never bank with them again. You want a trustworthy bank go to Suncoast.

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    Sales & MarketingStaff

    Reviewed Dec. 5, 2025

    I do not, and have never, had a WF account. Someone was able to open a fraudulent account using my business name and address, but Wells Fargo will not give me any information about it, or help me in any way, without my giving them my SS#. Then they sent me a letter with a lecture about avoiding online scams and protecting my personal information. I have to wonder if this is an inside job similar to what they did before the financial crisis of 2008 where employees were opening fake accounts because they received bonuses for it. This is not a trustworthy bank.

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    Customer ServiceCoverageTechRefunds & PayoutsMaintenanceBillingRates

    Reviewed Dec. 3, 2025

    I had a displeasure to be a Wells Fargo customer for many years. For the last number of years they were my mortgage provider. I was making my payments a month ahead and frequently more than my regular monthly payment was. Recently I switched the insurance provider and notified WF customer service. Oh boy! Major mistake. They immediately had sent a payment to the new insurer (even though I informed them that I am paying my home insurance myself) creating an escrow shortage. When I called WF CS to find out what the problem was, I was "advised" to go to the nearest branch, go online or make an escrow payment over the phone! They manufactured the problem and expected me to fix it for them. No wonder these guys have such a low customer rating. They totally deserve it!

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    Contract & TermsSales & MarketingRatesTransparencyHonesty & Transparency

    Reviewed Nov. 30, 2025

    I am writing this review to warn others about my experience with Wells Fargo's consumer lending, which has been defined by misleading promises and a complete failure to honor advertised terms. I financed a furniture purchase through a retail partner using a Wells Fargo credit plan. The point-of-sale offer, which was the basis of my decision, was for a 5-year, 0% interest promotional period.

    After the account was opened, I discovered that Wells Fargo had not honored this agreement. The terms on my account were listed as a 36-month (3-year) 0% interest plan. When I contacted Wells Fargo to correct this error, I was given no satisfactory explanation and the 5-year term was not reinstated. To make the situation worse, the 0% interest was not even honored for the full 36 months. Interest was applied to my account after only one year, violating the already-reduced terms.

    This is not a simple clerical error. It is a serious bait-and-switch tactic. Wells Fargo lured me in with a specific offer and then unilaterally changed the terms after I was committed. Their handling of my complaints has been dismissive and ineffective. This experience has shown me that Wells Fargo's advertised financing promotions cannot be trusted.

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    TechPrice

    Reviewed Nov. 29, 2025

    I was walking out of a grocery store and my Wells Fargo card was scanned and a purchase of over $100 dollars was made from the Pokemon machine in the facility. I go back to the store and they are looking into it etc. Wells Fargo said it came to the conclusion that I was liable for the scanned transaction. So they put the transaction back on my card. That is total fraud! The worst company to work for as you’re just a number! I will continue to push along. I will contact the vendor that put the charge in my card and find out the address that it supposedly was sent to. They wouldn’t tell me. They basically said, "** YOU we will charge you anyway!!!"

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    Customer Service

    Reviewed Nov. 29, 2025

    Do not use Wells Fargo. They have the worst customer service service, they hold funds for no reason then they claim that the department is closed that can release the hold. They steal your money. They have the worst customer service service.

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    Customer ServiceStaff

    Reviewed Nov. 26, 2025

    I called the bank to help me find 2 mobile deposits that did not appear on my statements. The experience was painful and the man’s accent was very difficult to understand, but worse, he had zero intention of helping me. I finally said, "Goodbye. I will visit the branch tomorrow. I am a premium customer with a balance that ranges over $125,000 at all times." I better find other bank and you should too! Yikes.

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    Price

    Reviewed Nov. 25, 2025

    Wells Fargo is by far the very worst bank I’ve ever heard of, these people will not close my account, just going through loophole after loophole for money we desperately need, being we just had our newborn daughter. I got in touch with a supervisor and everything. No one that works at this place is worth even talking to. If you want to bank with wells Garbo please please reconsider just keeping your money or go to absolutely any bank under the sun that’s not Wells Fargo.

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    Punctuality & SpeedStaff

    Reviewed Nov. 24, 2025

    I have been with Wells Fargo for many years. Today I went in the bank to withdraw cash. There was a foreign couple in front of me doing apparently a large banking transactions. I had to wait 35 minutes total before it was my turn. After about 15 minutes the manager came up to help the teller. I asked if they couldn't open another line and manager said they didn't have anyone. I asked why they couldn't have taken that couple in the back to do the long transaction and manager said, "We don't do that." Then she was trying to make it like I was angry because the couple was foreign which was not the case. I was angry because of POOR MANAGEMENT of the bank and having me wait 35 minutes to get cash out. This was in the Denbigh, Newport News area, Manager **. Very unhappy with that bank.

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    Price

    Reviewed Nov. 23, 2025

    Wells Fargo Merchant Services did not protect my account as a long term account holder. They charged back my account and returned funds to a fraudulent false claim. Merchandise was sold and delivered with proof of delivery with the recipient signature, but recipient claimed didn’t receive, I provided WF will all the required clear documents but they didn’t bother to review them. They collected fees and additional chargeback fees, so they made their money and not worried about me losing it.

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    Reviewed Nov. 20, 2025

    Do not bank here, you will end up disappointed, frustrated & tired. They will never own up to any mistakes they make & they will make a lot. They will pass the buck to their never ending stream of supervisor levels, never resolve any issues & pretty much sorry you till you end all business with them. Terrible bank.

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    TechSales & MarketingStaffHonesty & Transparency

    Reviewed Nov. 19, 2025

    🚨 WARNING: WELLS FARGO IS A SCAM BANK. PERIOD. 🚨 Let me tell y’all exactly why I will NEVER bank with Wells Fargo again. I’ve only been with them a few weeks, and they have already played with my MONEY like it’s a game. I track EVERY transaction. I get INSTANT alerts. I know EXACTLY what leaves my account and when. Monday, we checked out of our hotel. They said we owed $134 — cool. We paid it, and it came out immediately. After that, I got two Zelles, swiped my card twice, and still had $182 left. Tell me why I wake up the next morning and suddenly I only have $82? WHERE did $100 go overnight?

    Their excuse? “Pending transactions.” Funny, because ALL WEEK every single debit transaction came out in REAL TIME. Now all of a sudden everything wants to be “pending”? Be FOR REAL. I tried to let that BS go, even though I KNEW they were lying. Then I get another Zelle for $40, taking me to $122. We spend $75 at Cheddars. Balance should’ve been $47. I wake up today and I’m –$54. Negative. OVER transactions that were ALREADY taken out before. And the rep actually tried to tell me: “We take the money out in real time, put it back, then take it again when it posts.”

    EXCUSE ME? Y’all NEVER put ANYTHING back. You just double-charged and pushed my account negative on purpose. This is straight-up THEFT. Wells Fargo is DELIBERATELY messing with processing times to force overdrafts and collect fees. I don’t care what anyone says — this bank is GARBAGE and absolutely predatory. If you’re thinking about opening an account with them, don’t walk — RUN. Your money will NOT be safe. They will take it, “hold” it, “reprocess” it, and then LIE to your face. I’m done.

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    Reviewed Nov. 18, 2025

    I have used Wells Fargo for many, many years. I have had many negative experiences but continue to use them because of the ease of finding one in most areas. The only way you could make a wells fargo bank worse is to take out the drive through and put it in the most inconvenient place ever, and then you did. Bravo.👏

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    Customer ServiceTechStaff

    Reviewed Nov. 18, 2025

    Absolutely unprofessional specialists. Do not know how to provide the good customer service and how politely speak with people, missing important information. If you need to use Zelle - be ready to go to the ATM to activate it. YOU can not do that from online banking - there is not possible to verify it from home. I've been at the bank office in the morning - and they told me than I can easily to send money through Zelle. Came back home from work - tried to do that, unsuccessful, called WF - unprofessional lady told me than I need to go to ATM machine verify my phone number. And the way she speaks to me - was not nice. Very bad experience.

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    Customer ServiceRates

    Reviewed Nov. 15, 2025

    I have been a customer at this bank for over 40 years. This bank keeps on getting worst. In the bank they tell you to call the 800 number to renew a cd, even going with different terms and rates. After 45 minutes on the phone and 5 different people, they tell me I have to go into the bank. THEY DO NOT KNOW WHAT THEY ARE DOING.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 14, 2025

    Worst experience ever. I opened an account for when on was on the west coast working so after 45 days of me not using the account they closed it with no warning such as email or calls. Went to open another account and found out they had the wrong ss number and after 2.5 hours later I had an account. I deposited over $3k into my account and went to buy stuff and card was declined so I called and had the fraud alert lifted and it still declined. So I had to leave the store and go to the bank and even then I couldn’t get the cash back that I deposited. So after 3 hours of waiting for my money, so if you want nothing but trouble use this bank but I would stay away. Worst experience ever!!!

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    Customer ServicePunctuality & SpeedStaffResolution

    Reviewed Nov. 14, 2025

    I joined in 2019 without any problem! But on October 14th I had a problem with my CD savings account, no one called to make an appointment, I did not receive a letter and I passed the 10-day renewal period, I was 2 days late and called customer service to make an appointment at the bank. But no one has the authority to resolve it for me, I only renewed for 4 months and never chose 6 months, I lost benefits from 4-1% and lost more than $630 a month during the term. I want to talk to a senior director with authority to help me resolve this case. I hope all members of the bank will monitor and resolve it satisfactorily and reasonably for me.

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    Staff

    Reviewed Nov. 12, 2025

    I want to know if other people are having this problem with Wells Fargo. In the past 2 months I had 3 different checks put on hold for 10 days all under 1500.00 dollars. One check was a cashiers check. I been receiving checks from the same people for 3 years. But all started 2 months ago. No one from Wells Fargo can help me. So I want to see if I have a class action lawsuit here. I have seen many people talk about this.

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    Customer ServicePricePunctuality & Speed

    Reviewed Nov. 8, 2025

    I am disappointed that there is no option to rank WF with zero stars. I attempted a ATM cash withdrawal with a WF Visa card and received no cash. That did not stop WF from charging my account and continuing to do so (five months later). Despite numerous sessions with them, I am at my wits' end dealing with their nasty phone "customer service" shenanigans. This is clearly the worst company on the planet.

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    Punctuality & SpeedStaff

    Reviewed Nov. 6, 2025

    Set up an appointment, expressly stating that I needed to take care of my & my recently deceased husband's personal, business and investment/IRA accounts. It was over a week before an appointment could be accommodated. I arrived along with several associates that were assisting me on the consolidation plans for the IRA’s & investment accounts. The bank had not relayed the information of what needed to be accomplished & the banker was only able to assist in the personal accounts. Several of my other & smaller banks have been more knowledgeable & professional in these processes than I just experienced with Wells Fargo. This meeting certainly did not instill confidence that Wells Fargo has the competency to be my primary bank

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    Customer ServicePricePunctuality & Speed

    Reviewed Nov. 5, 2025

    The bank provides no proactive alerts for declining balances — you’d expect safeguards for unusual account behavior, but instead, customers are blamed for not setting them up manually. The result? More penalties, more profit for the bank. After spending two hours on the phone disputing charges, not once did anyone mention I needed to act immediately. Even after expressing concerns about potential fraud and confirming days later that my account was secure, they hit me with another fee — this time for briefly dipping below the minimum balance. This is a textbook case of hiding behind fine print to exploit customers, prioritizing penalties over people.

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    Customer Service

    Reviewed Nov. 5, 2025

    Sunday Feb 2nd, however, Wells fargo confirmed that there were transactions attempted for Apple cash in the amounts of $2,517.98, 2,501.04, and $9,800.98 and $2,514.98 did post to account in 7872. Blocked due to potentially identity theft! That is roughly $18k in blocked transactions in one day! My account should have been blocked next, wells fargo has the ip address from fraudster's with their ip address who was allowed to change my username, email address, and password! This is the definition of unusual activity! Jason

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    Customer ServicePrice

    Reviewed Nov. 2, 2025

    My "free checking" account (Wells Fargo Essential Checking) went from no minimum balance to $500 min to $1500 min or they charge you a $10 monthly fee. This is an account I don't use much and I got charged $50. Company could care less when I called so I closed my account. Never coming back!

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    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Nov. 1, 2025

    Probably 1 out of 5 times when I go to the website to pay a bill or perform a transfer, the transaction is halted with this message from Wells Fargo: "Your transaction can't be completed at this time. Please try again later. For questions, call 1-800-956-4442." The customer interface on their website is terribly unreliable. I have called the referenced number many times and they usually say "Just try again later. Maybe it will be working then." Usually, I am on hold for at least 15 minutes.

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    Sales & MarketingPrice

    Reviewed Nov. 1, 2025

    Upon cashing a paycheck from my employer who banked with them I was charged a $10 fee because I didn't have an account with them. That is completely unreasonable to charge someone to access funds directly in their system from one of their customers running a business account. Definitely left a bad impression on how one of the largest banks can be so greedy!!! I guess since they got busted scamming their customers a few years back they had to find a way to make up for the lawsuit.

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    Customer ServiceCoveragePricePunctuality & SpeedBillingLoan ProcessRates

    Reviewed Oct. 30, 2025

    If my finances were not connected to Wells Fargo I would change them. They have charged me 3 times overdraft protection when they didn't inform me about the overdraft. Usually when you have an overdraft they show minus amount then you pay it or they charge you, I didn't know they charged me because it didn't show as minus. The reason I noticed it is I seen the transaction. Usually I have so many transactions I didn't see it, this time it was at the top. When I called they said, "Oh you had pending transactions so we covered you for the extra that you don't have in your account." This is not the only fishy thing they do. They send late emails so you don't see that you are overdraft, they charge you for amounts hitting late night as they have giving you a full day for overdraft protection.

    When you go to a store you see you have $100. You spend it, they take it out and then you see all your transactions are pending but you made sure you covered all your transaction yet they have you in the minus. Their excuse is you have all these pending charges. I do have those pending charges but you are my bank you should show me the negative amount which sometimes they do and sometimes they don't so they can claim their $35. The $105 they charged me could be more but I don't know because I have to go to each statement and check.

    If you are not a customer don't. They have high interest, their customer service once I called about my loan they didn't say that my payment was missed. They said, "We see that you have late fees," which I can pay at the end of my loan and not be reported to the credit Bureaus but it was a missed payment where I know I scheduled it but what they do is they cancel your payment if there is not a sufficient amount and knowing them they haven't send me that email because I didn't see it. They will report over limit but will take their sweet time to report you paid off your account, or even paid your monthly payment. I had 700 or so showing on my credit where I paid it off.

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    Carol increased rating by 4 stars.
    Customer ServiceCoverageTechPunctuality & SpeedStaffLoan Process
    After a positive interaction with Wells Fargo, Carol increased their star rating.

    Reviewed Oct. 28, 2025

    Have been a customer for many years and use online banking daily. The website kept telling me that my mobile phone was a landline and that I couldn't use it for Zelle. Although it accepted it to send money and it used it to text me notifications. I called CSA one and she said she would take care of it and that it would take 2 or 3 days to correct, Got an email that this broke my link with my Quicken so called back and got 2nd CSA and he said he couldn't do anything so I asked to be transferred to a CSA in the USA and he said sure and transferred me, while on the line with CSA three I got more emails breaking my account, I asked CSA3 if she was in the USA and she said no so I asked her if she could transfer me to a CSA in the USA and she said it would take a bit, would I hold, told her yes, then CSA4 came on the phone, told him about the phone number then the emails, 7 total during these calls, that kept breaking one thing after another.

    Now I can't access my bank account or my car loan, can't access online "Your Wells Fargo credentials are disabled" and the number listed is the number I called each time, so I asked CSA4 was he in the USA and he said yes in Texas. CSA4 said he couldn't help me, I would have to go into the bank on Monday, this happened on Saturday. I asked him if my debit card would still work and he said yes, just my online access was messed up. Monday I went to the local Wells Fargo Bank and we sat for a while, there were only 2 bankers and 2 tellers in a huge building. A woman came out I asked if she could fix my online access and she said no, I would have to make an appointment. She said go the tellers and tell them I need an appointment.

    The young lady told us that the next available appointment was Wednesday October 29, 2025 at 3:30 so we said ok. I went outside and visited the Wells Fargo website, as a guest, there were appointments available October 28 but the teller lied to us. Then I had to go to the Walgreens for a prescription and I was told that my debit card was denied so four phone techs and 2 bank employees conspired to not only lock me out of my account but locked my debit card as well putting my health in danger. I can't answer for other offices but Silver City, NM Wells Fargo just needs to close if they can't find polite, professional, helpful employees that don't do childish things.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2025

    Wells Fargo is the worst bank on planet Earth. Never have I had such a bad taste in my mouth when dealing with a company. Online staff are rude and unhelpful. One even made fun of me for asking a legit question about how to work with online banking. I would rather eat a pile of shit than refer my friends to bank at Wells Fargo.

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    Customer ServicePunctuality & SpeedFollow-Through

    Reviewed Oct. 27, 2025

    Wells Fargo can and should do a lot better. They know how to smile, say please and thank you quite fine. Also, they try hard to solicit your business (with me anyway). However, they frequently drop the ball with other services and communications. I have now wasted two 50 mile trips to pick up foreign currency before departing on a major overseas trip. The currency was not there as promised the first time. This morning - wow - the manager Lisa told me that she was trying to help “pry the vault open”. YIKES! This does NOT inspire confidence, and not calling us to tell us they can’t give us our money, again, on time as promised - does NOT inspire trust. A simple phone call or text or email to alert us would have sufficed. Instead, all I got was “it’s not my fault. I was scheduled to come in late.” I think WF can and should do better.

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    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed Oct. 24, 2025

    Customer service is the most worst possible. I've been calling for 2 months waiting for a refund that is up to $600.00 by now. The response is always the same: I have to wait 10 days. I reported this to whoever listened.

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    Customer ServiceOnline & AppBilling

    Reviewed Oct. 24, 2025

    Years ago, I set up my Wells Fargo Visa card to autopay the minimum balance. At the time, I was able to select this preference online. Now I went to change that to pay off the statement balance and was unable to do it after fiddling around their website for 30 minutes. I called them for support. They had me sit on hold while they transferred me to 3 different people. They sent me to online support, who immediately disconnected my call before helping me. I called back. They transferred me to another 3 people.

    The final person I spoke with sounded straight out of Idiocracy. He sounded like a cranky middle school boy. I asked him how to change my preferences to pay off my statement balance. He told me I would need to fax them a paper request or mail it to them. Like paperwork that needs to be sent through the post office. I clarified because I was stunned with disbelief and thought- surely he didn't just say what I think he said. Oh yes- there is no way to change your autopay preference online. There is also no way to make a payment online. Wells Fargo needs to work on sucking less. Way less.

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    BillingRates

    Reviewed Oct. 23, 2025

    Outgoing CCH transfers are a disaster. Bill pay failures, included. The bank is abysmal, but I've cashed in on their incompetence. They've paid me $625 for opening credit card and checking accounts over the past two years. I've also earned over $200 in savings account interest using 15 and 12 months of free float. (Not using Wells Fargo savings though.)I keep a checking account open to automatically get credit card bonus interest whenever it reaches $25. Play their game by the rules, and win big!

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBillingFollow-Through

    Reviewed Oct. 22, 2025

    I live mostly abroad for the last ten years and I am, as I write, waiting on a new bank card which was initially mailed on Sept 16 (it's Oct 22). I came here with a new card and, thus, needed (at five years expiration) two cards during this time frame (plus one more for a lost card). Wells Fargo has sent me nine cards in this time period, by snail mail. The last time I needed a card they sent it to the wrong country. It took seven weeks to get my card. I'm at about five weeks this time. I have had the worst customer service support that is imaginable. For example, I have a perfect good and still viable card in my wallet right now but because the previous card was lost in the mail. The service rep I spoke with cancelled not only the lost card but the card in my wallet thereby leaving me broke and with bills to pay.

    Every single day my NY Times or Netflix, etc.. Is due and I have to scramble to get it paid because the people there have zero common sense and though they say all the right things their actions reveal that they are incapable of completing the most rudimentary tasks. The last time I needed a card I spoke to a senior representative, I live in SE Asia and we spoke for several minutes about what it was like and how she wants to visit here etc... Great so then she releases my card and sends it to CA where I keep my permanent address. I am living on disability and because disability doesn't pay enough for me to live in CA anymore (where I have lived my entire adult life). I am living here so I need to receive my money without fail every month. I live in a rural area, I tried to pay my landlord with a check but they don't even take checks in this area, maybe in this country.

    This is a multi billion dollar company (Wells) that is horrible to deal with, has been convicted of fraud in the past (with a new case pending) who are completely disinterested in giving customer service of even the most basic kind because they are greedy and cheap. Of the many cards that have been sent (nine, I'm pretty sure) I have only received two and, guess what, they were sent by FedEx not snail mail. I tell them this every time and every time they blame the "system". Well, the system sucks and so does this institution. I have been looking around the internet and reading up on them and they have so many dissatisfied customers it's unreal. I'm another one and trying to find a way to get out and get another bank. Don't trust them to do what they say or rely on them to handle their business professionally.

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    Customer ServiceStaff

    Reviewed Oct. 21, 2025

    Recent cell phone fraud resulted in my account being robbed. Caller ID indicated it was from Wells Fargo, it was not. However the caller possessed significant account balance and transaction information and was very professional sounding. Learned after the fact that WF will never call you on the phone. WF did not have our backs and clearly does not have very good fraud protection policy. Money is just gone. WF would not pursue the fraudsters or does not have the tech to do so. Our entire family with over 10 separate accounts will now bank elsewhere. WF will not help you recover your money and bank fraud methods are other worldly now. Beware, keep your money elsewhere, doesn't matter how long you've been a customer. Money gone ...

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    PricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Oct. 18, 2025

    My main problems banking with Wells Fargo for over 12 years is that there online staffs are poorly and mismanaging personal accounts without properly processing withdrawals, by sometimes defrauding and stealing people’s refunds from merchants, and slowly processing early bill payments, doesn’t properly dispute transactions, charging extra monthly service fees, and quick to send bad report on transactions to the credit bureaus by ruining people’s financial reputation on regular basis.

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    Customer Service

    Reviewed Oct. 18, 2025

    This is the worst bank on the planet. I cannot tell you the nightmare I have been through. The branches in Teton County Wyoming are dramatically understaffed; there is almost never more than one teller, and often lines are out the door. Reaching an actual person in phone support is practically impossible. Do not ever do business with these people, under any circumstances.

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    Customer ServiceSales & MarketingPunctuality & SpeedLoan Process

    Reviewed Oct. 17, 2025

    Bought a new car at a Ford dealership. They use Wells Fargo for loans. Have gotten nothing but endless spam calls since. I can't stand this bank, I hope they don't get bailed as quick as the other banks when we fail as a nation for the umpteenth time..

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    Customer ServicePunctuality & SpeedMaintenanceStaffResolution

    Reviewed Oct. 17, 2025

    DO NOT BANK WITH WELLS FARGO!!! I have been a customer for over 10 years, I had someone get my debit card information and stole quite a bit of money from me literally leaving my account with a zero balance. Their answer is to wait up to 10 days with NO money. I've not really ever dealt with fraud but once in over 10 years, but this is their customer service. I would advise anyone and everyone to steer totally clear of this bank!!! Should anything like this happen to you, they'll leave you and your family hurting too without a single care to locate the truth and fix the issue in a timely manner. Not only that, customer service and management will repeatedly hang up on you, even if you're being calm and just asking questions to gain understanding and try and expedite the help. I will be switching banks as soon as possible!!!

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    StaffBilling

    Reviewed Oct. 10, 2025

    I have been a loyal customer of Wells Fargo for over 45 years, and I have always trusted the institution to handle my financial matters with integrity and professionalism. However, my recent experience has left me deeply disappointed. On October 10, 2025, I deposited a cashier’s check for $10,000 into my account via ATM to resolve an overdraft and avoid additional fees. The funds were mine, provided by a family member, and I specifically requested a cashier’s check to ensure a secure, traceable transaction and avoid IRS complications associated with cash deposits.

    The following morning, I contacted Wells Fargo and was informed that a 10-day hold had been placed on the cashier’s check. Despite speaking with multiple representatives and visiting the branch in person, I was told that the hold could not be removed due to a newly implemented policy. I then requested the return of the check so I could retrieve the funds directly from the issuing bank, but this request was denied. This action is unjustified. A cashier’s check is a verified and secure form of payment, and it does not require 10 days to confirm its validity. Wells Fargo’s refusal to release the funds or return the check has left me without access to my money, causing unnecessary stress and disruption.

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    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Oct. 10, 2025

    My experience with Wells Fago is so bad, I applied an online small business bank account and after more than a month someone talk to me over the phone regarding processing to open that account, he made me wait for 20 mins and still was not able to pull my record. When I showed my dissatisfaction and ask him to transfer my call to the representative who was on my case # ** he refused to transfer and after that long wait during my lunch break I showed dissatisfaction ask him to let finish our conversation, I will call later on. That very unprofessional guy in turn denied my application to open an account. I can open my account with other banks and will never go for Wells Fargo.

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    Refunds & PayoutsStaff

    Reviewed Oct. 10, 2025

    I can't believe this bank! Wells Fargo, they try as hard as they can to not help you when it comes to fraud. I had something crazy happen to me. Very complex Crypto Fee Fraud. Even with reports to the police, FBI, SEC, FTC, Attorney General, FinCen, FDIC, and others, Wells Fargo has denied every claim. They have forced me to contact the CFPB! I am guessing they are going to allow this to go to litigation with the CFPB. This bank actually fights against me instead of helping me! It's crazy!

    I have had seven letters sent to me denying my claims. I have had to do deal with the claims manager, I have had an investigator be involved and still everything is denied. They send letters saying they need more time to review your case and do nothing. "This is a multi-billion dollar bank that belongs to the FDIC and they aren't willing to give up money to help a consumer, a victim of fraud." At the same time, they are order by the a court to pay out 3.5 Billion dollars!

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Oct. 10, 2025

    Deposited my payroll check not realizing it was postdated. On Thur morning at 2am. Was told it would be available at 8am. Wasn't available until 2am. Paid a bill. Went back and my paycheck was gone. Was told I would have to call the fraud department like I was guilty of doing something illegal. I get a hold of them and they tell me because the check was post-dated they put a hold on it and I would have to wait until Sat at 8 am to get my check. The lady acted like she didn't even care that my account was going to be overdrawn. Saying they are responsible for the funds because it wasn't a banking error. How is it not a banking error when you released the funds before seeing that the check was post-dated.

    Then she tried to gaslight me and say it's the system that did it. Chick really.....humans control the system. She didn't even offer to override the hold. She was talking down to me and sarcastically the whole time. This has never happened in 10 years of banking with them. I have used the mobile banking more than once. I have deposited many post-dated checks and they were never put a hold on. Thinking about going to Chase, or Bank of America.

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    Customer Service

    Reviewed Oct. 9, 2025

    Have never had an issue with Wells Fargo bank. Online banking, Zelle etc...I'm satisfied with my banking experience with Wells Fargo for the last 3 years. They protected my account when someone tried opening a different account in my name. I feel my money is safe and secure against fraud with Wells Fargo. Thanks, Wells Fargo for great customer service.

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    Contract & TermsBilling

    Reviewed Oct. 8, 2025

    Wells Fargo stole $1311.74 from my account and are refusing to deposit it back. I have a very old CC debt that I have payment arrangements on. I am a senior with financial hardship. They do not listen.

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    Reviewed Oct. 7, 2025

    Terrible bank to deal with. Terrible with beneficiary accounts and anything to do with estates. Wells make a sad time in anybody's life and makes it worse with delays and excuses. Americans, keep your money anywhere else.

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    Reviewed Oct. 7, 2025

    They are a joke. Even when you have money in your account they put your account in the negative. I'm switching banks asap! Do not bank with them. I repeat DO NOT BANK WITH THEM! Especially if you don't want to be screwed over.

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    Customer ServiceTimeliness

    Reviewed Oct. 6, 2025

    They lost 4,00.00 of my money. I have been calling daily for months and no response to my complaints. They are still investigating where my money went. The head of investigating team said still investigating where my money is.

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    Price

    Reviewed Oct. 6, 2025

    I was charged $10 for cashiers check. Shame. Long line and in the past, cashiers checks were a courtesy. My other bank charges $3. I wasted my time and money coming to Wells Fargo. I will be moving my direct deposit and closing this account.

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    Customer ServiceTechPunctuality & SpeedRefunds & PayoutsMaintenanceBilling

    Reviewed Oct. 6, 2025

    I am an customer with an individual checking, savings and Mortgage account with WF. I use their bill pay service regularly, but have run into issues. I am also the Treasurer for my Church who had their checking and savings at Wells as well. I used the WF bill pay for their bills as well. WF did not give me a separate login for the Church's accounts. That went from a little annoying to really annoying when I would have WF bill pay send money to one of my vendors, and WF would tell the vendor that the money was paid by the church. Yes, the money came out of my account, but the attribution was from the Church and not me. The Church has since moved one, and there have been no issues for some time.

    Unfortunately, I had them send money to one of my vendors (actually a Charitable organization) and WF told them the money came from the Church and not me. Thankfully - they gave the organization my address, and I was able to fix this with the Charity, but WF gave the organization incorrect Payor information. The church has not been a WF customer since the early COVID years (2020?) and they are attributing payments coming from the Church who has not had a WF account for a long time. WF customer service sees no problem. My fix is to use the Organization's website to arrange payment and avoid WF bill pay. It is unfortunate that WF doesn't have the brain power to comprehend what they are doing wrong and therefore do not see a problem that they need to fix. Very frustrating.

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    Staff

    Reviewed Oct. 4, 2025

    I see the other reviews and wow, I'm sorry that some many of you had problems with this bank. I am writing from Las Vegas, I live across the street from my bank I love it. When ever I come in, Cynthia the manager, always comes to me running, greets me by my name and is always helpful. I wanted to leave a review some where and say maybe not all branches are that bad. This is my daughter's account but I used her account to write this.

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    Price

    Reviewed Oct. 3, 2025

    I paid off my mortgage September 23rd 2025. They're still holding onto to my escrow funds. They claim they have fifteen days to hold. Zero balance. No money owed. l own my home free and clear yet these shenanigans. They claim they gain no interest yet if hundreds to thousands also have extra funds that can add up to millions in interest alone. To them. Just look at their past history sneaking around the law until they get caught. The department handling this is called Enterprise Complaints Management Office. Yes 800 853 8516. Any lawyers or anyone else that is getting strong arm and want to file a class action law suit? They give no reason to get it to you immediately.

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    Reviewed Sept. 30, 2025

    I’ve had enough. Chase is now going to receive ALL our banking. Wells Fargo has been a miserable experience. Anything they deem as questionable… the card is closed. Go to Chase—much better service from our experience. Wells Fargo has been a nightmare.

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    BillingResolution

    Reviewed Sept. 27, 2025

    Their security department is the worst ever. When we had an issue the so-called CS person didn’t like the way I talked to her and she locked all company credit card and checking accounts. When I got our WF relationship manager involved and he escalated the issue, they advised the CS person didn’t have the authority to lock the accounts. We are beginning to close our WF accounts after being a customer for 35 years.

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    Price

    Reviewed Sept. 25, 2025

    One of the worst banking organizations I have ever dealt with. They don't know how to treat their customers with respect and always changing the rules and charges to screw their customers. I dealt with them far too long (over 15 years) and finally had the last straw. Even though it was a royal pain to change all my direct deposits it was worth all the pain I had to go through. That was the reason I had stayed with them. The parent company has no ethics.

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    Sales & MarketingPriceStaffBillingRates

    Reviewed Sept. 24, 2025

    I received promotion for my Wells Fargo account in the mail to transfer balances to their card for 12 months, 0% interest. I used my online account to transfer the amount to my card. Once the payment showed it was posted on the other account, I checked my Wells Fargo account and it said it was over the credit limit. Shortly after the account no longer appeared on my online account summary. I contacted Wells Fargo and they told me they decided after the transfer my credit limit by $19,000, meaning I was over my limit and will not be able to take advantage of the 0% financing. Mind everyone reading this review, I have excellent credit. Sounds to me like a scam to make customers transfer balances and still charge the high interest rates once they show you are over limit. I have taken steps to cancel all of my accounts with Wells Fargo and suggest everyone who reads this to take caution when dealing with them.

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    Reviewed Sept. 21, 2025

    I always experience online fraud almost every month, each time they change my card. I don't know why they don't have enough online protection at all. They change my card almost every month, very inconvenient.😡

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    Contract & TermsPriceBilling

    Reviewed Sept. 18, 2025

    I have an 800 Credit Score and I make over $700,000 a year. I was given a $1200 Credit Card limit after ruining my credit score for the next 2 years (yep -6 points now). What a waste of time and money they cost me!!

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    Customer Service

    Reviewed Sept. 17, 2025

    Sandy left a very rude message at our business demanding an EOI for a policy not written, and accusing us of not responding when we did indeed respond. She then turned around and claimed that it was our office that was rude because we are not able to provide the document requested to her. Email was **. I definitely will not be recommending Wells Fargo to our clients.

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    Customer ServicePunctuality & SpeedBillingLoan ProcessHonesty & Transparency

    Reviewed Sept. 17, 2025

    I have been waiting for more than two months for a document to register my vehicle in another state, I made my last loan payment that I took with them in the year 201, now I have the license suspended and I can't do anything without my license, the vehicle title department is the worst customer service that can exist, every time I call it is the same lie and the same process that is never true.

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    Billing

    Reviewed Sept. 17, 2025

    If you are doing business avoid this bank, I was with them since 2021 to 2024 I applied for credit card and was given 2500, I applied every year and was denied. I move to Bank of America and was given $15500 after 3 months with them, meaning I wasted my time with Wells Fargo a racist bank.

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    Refunds & PayoutsBilling

    Reviewed Sept. 16, 2025

    I’ve banked with Wells Fargo for many years. Over these years, I’ve experienced some really unfavorable things. Today, I tried to have something notarized and they said the person had to be a Wells Fargo customer. We tried to do that and they said we need two forms of ID. That’s the whole reason I need it notarized. I’m so tired of people saying you have to be “part of our club” (so to speak). This world is becoming more and more greedy the older I get. I also just had my card stolen and I needed to pay my bills and couldn’t pay until I received my card. They said that I could use my bank routing number but I definitely don’t want to put that out there for the public to grasp. This is not the greatest bank. If you want a good bank, try another one first.

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    Customer ServiceStaff

    Reviewed Sept. 16, 2025

    My son died, and I got the executorship. They want to pay all heirs before debts are paid and will not release the funds. Absolutely ignorant employees on probate. Horrible Banking. Last resort to use as banking.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsTransparency

    Reviewed Sept. 16, 2025

    Have been trying to get our escrow refund of over $1500 since Apr 3, 2025. It is now Sept 16th, 2025 and after 6 long phone conversations and assurances that it will be mailed to us, we still have not received it. First, they mailed it to an address from 7 years ago, while our information has been updated all of these years. Then they claimed to have spelled our street address incorrectly. Then they said they would cancel the check and deposit the amount they owe us into our account. After months of more waiting, they now claim they need to mail it to us again and that it would take 10-14 business days. It's been 3 weeks and nothing. When I ask if there is someone up the chain I can talk to, I get told no. Also, then we had put a large sum of money into a high-yield savings account earning 4% and after a few months, they dropped it down to .01%. Horrible bank!!

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    Customer ServicePriceLoan ProcessRatesHonesty & Transparency

    Reviewed Sept. 15, 2025

    I've used WF for over 30 years. The last few years they have become miserably bad. They charge high fees, pay negligible interest rates, they no longer do mortgages, home equity loans, or car loans in this area. What DO they DO? They provide consistently poor customer service. Ever walk into a multi-billion dollar bank that has no cash? Has ATMs that run out of cash before noon? Many very questionable practices that will leave you frustrated. But their call center will repeatedly tell you they appreciate you. (Hint: It's a lie!)

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    Customer Service

    Reviewed Sept. 15, 2025

    Pikesville, Maryland location, I was denied service for being a ** MAN on a bicycle 15 minutes before the bank opened. Baltimore County Police called and all. Tell Corporate thanks! I will be seeking further action.

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    Customer ServiceContract & TermsCoveragePunctuality & SpeedRatesTransparency

    Reviewed Sept. 15, 2025

    If I could leave a negative rating I would. A couple weeks ago a fraudulent check was deposited into my account (not by me). They reversed reversed the check and made other adjustments (which I’m still trying to get answers to) causing my account to be in the negative. They have since put a hold on my account so nothing can be deposited, (so now I wait to see what will happen with my paycheck).

    I called them everyday asking for explanations as to why my account was in the negative to which each time I was told they were working on fixing it. Meanwhile I had checks bounce and now they don’t even want to cover the fees for something they caused. I was also now informed that they are closing my account next week. I said great so I can open another one. They said, "No. Since the hold is on your account we can no longer do business with you." I said so take the hold off. They refused with no explanation to any of these actions. So now I am faced with finding another bank. PLEASE PLEASE PLEASE. DO NOT BANK WITH WELLS FARGO.

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    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed Sept. 12, 2025

    My experience with Wells Fargo as a small business owner has been a study in contradictions. While service has declined and fees have risen, clerical errors have caused significant losses in time and capital, and have led to missed opportunities. The bank's practice of long holding periods on checks is an archaic form of arbitrage. It allows Wells Fargo to essentially "print money" by using funds that are in transit. They profit from a float on a small business owner's hard-earned revenue. In an age of instant digital verification, this practice feels less like a security measure and more like a deliberate delay to benefit the bank's bottom line.

    The real insult is the disparity between this experience and the rewards given to the bank's executives. While small business owners are the engine of true price discovery—producing the goods and services that create real value—the bank's leadership is receiving enormous compensation.

    In 2024, CEO Charlie Scharf's total compensation was $31.2 million, a 7.6% increase from the previous year, which included a $2.5 million base salary, a $7.2 million cash bonus, and $21.5 million in long-term equity awards. This lavish package was approved by the board based on the bank's financial performance and progress with regulators, not on the quality of service for the small business customers who keep the system running. The bank's logo should be changed to a vulture picking the bones next to a stagecoach that says "Small Business" waiting for its check to clear. It would be a more accurate reflection of their relationship with the backbone of the economy. A 10-day hold on $400 cash deposit screams fraud!

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    Customer ServiceSales & MarketingPriceOnline & AppStaffBillingRates

    Reviewed Sept. 11, 2025

    Be warned not to get a credit card through Wells Fargo. I currently have a 29% interest rate. I called to see about getting a lower rate and was told that they just don't do that. The girl I spoke to seemed to take some sick satisfaction in saying "Unfortunately" blah, blah, blah. I've been with them for 25 years, ALL of my accounts are with them. Not anymore. It's worth the hassle of changing all of my bill pays and direct deposits to NEVER have to deal with them again. Don't get me started with the lack of help you get in a branch. All they want to do is show you how to use the app and ATM.

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    Customer ServiceStaff

    Reviewed Sept. 11, 2025

    The fact that Wells Fargo does not verify checks is BS! On another note, we have been told you can't do a dispute in the branch, the customer would have to call a number. So instead of helping a customer that walks in, you send them right back out to figure it out on their own. Do you even care about your customers?? Or are they just a number for you?

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    Punctuality & SpeedBillingLoan Process

    Reviewed Sept. 10, 2025

    I am a disabled veteran, and they were my mortgage company. I say were because they sold my loan. No reason given, I wasn't late, no payment issues, nothing. No reason for choosing not to do business with me. I will never do business with these people again.

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    BillingTransparency

    Reviewed Sept. 9, 2025

    I have spent countless hours tying to update my mother's address to my address on an account we share now that she is living with me. People keep telling me some story that sounds made up on the spot about how it will be NEXT month before it is changed on the billing statement. This has been going on since March and now, in September, I was just told it will probably happen in October (sure it will).

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    Customer ServiceTechBilling

    Reviewed Sept. 9, 2025

    Worst bank ever!!! They will close your account without warning. Do not trust them with your business. They will say they sent out a bill, but didn't. Ivan in customer service is rude and sounds like a 12 year old boy.

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    Reviewed Sept. 8, 2025

    I deposited $1800 Friday @ a WF in Placerville, Ca. My receipt says $400 available Friday with the balance available Saturday. We made purchases Fri. Suddenly the whole $1800 disappeared. Consequently, my account became overdrawn. Now they say it won't be available until Thursday. Completely unacceptable!!

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    Customer ServiceStaff

    Reviewed Sept. 8, 2025

    After 23 yrs with this bank I had to withdraw my money. Even after a call the week I took my money out, the customer service agent said there was no record of my call 2 days earlier. At that point I made up my mind I had, had enough of a financial institution that does not care about its customer's money. While they used my money to grow they gave me below the market value of mine.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 8, 2025

    Wells Fargo used to be a great bank but they have turned into the worse. Customer service and concerns are at the bottom of their list. Profits are definitely at the top. You would think a non-profit company like ours that have put millions and millions of dollars through WF would have a business banker looking after their needs. Not so. If you have CD's do not expect a banker to give you a call to ask if you want to roll it over. Quite the contrary. You realize it is a few days past renewal and call only to find out your 4.25% is now getting you .001% so WF can lend it out from 4-9%. That is GREED! You set an appointment with a WF investment banker to invest a half million in a CD, wait a week for the appointment and they are a no show. When called do you think that person would apologize and say they would get there? No. They just give a lame excuse after ruining your day.

    When they close the drive up where you do most of your business they give the excuse "it just wasn't used that much" even though every time we went there you had to wait behind the cars in front of you. We know exactly why they closed it. One less employee and more profit. GREED! If they treat long standing business this way you can just imagine how they treat the consumers that are not putting millions through WF. When you are a non-profit you have many auto-pays and donation accounts tied to your account and it would be a nightmare trying to switch everything but that is exactly what we are now going to be forced to do. DO NOT CONSIDER WELLS FARGO for your banking needs!

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    PriceTransparency

    Reviewed Sept. 6, 2025

    Wells Fargo continues to take money from customers through overdraft charges. This isn’t surprising, since the company has a long history of similar practices, but it’s frustrating to see it still happening today. In my experience, these overdraft fees feel less like a service and more like a way to steal from hardworking people. I want to be very clear: Wells Fargo will not get another cent from me. Customers deserve transparency and fairness, not hidden traps in their accounts.

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    Customer Service

    Reviewed Sept. 5, 2025

    I was just informed that I will have to drive 85 miles to the nearest branch office from my home to meet with a banker to request the release the full amount of a CD I have on deposit with them into a checking account with them. I have been a customer with Wells since 1996 but this is crazy. I am not asking for the money to be transferred elsewhere just removed from a maturing CD into another Wells account. I have made this same transaction with two other Banks/Credit Union in the last two months over the phone without any issues. One of the previous CD's was even transferred out of the bank to another bank immediately without issue. I will be moving my accounts out of Wells to a bank that knows it's my money to use as I wish when I wish to use it not theirs.

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Sept. 4, 2025

    I called the main branch and emailed the documents to them as the lady in that department requested. When I got to my appointment the next day at the local branch they had no record of me sending the documents. The associate seemed incompetent that I dealt with so I ask for a Manager who also seemed incompetent. This bank is terrible with rude employees in Shelby, NC. Maybe that's why they were not busy both days I was there that any other bank could handle in 15 minutes, closing my mom's account for probate.

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Sept. 4, 2025

    Hello. So I've had a long history with the bank, I've always had great things to say about this financial institution. I went about 4 years banking elsewhere. This past May I decided to return to Wells Fargo. Reason being I'm receiving (to me a huge) settlement award probably the most money I'll ever see in my life so I tried to plan this out as best as I could. I open the account in May and found myself filing a claim for a double charge on my account, the amount was 1k. This made my account be overdrawn. I was only given a partial temporary credit of $200 a week into filing dispute among other small charges. I get a call letting me know that my account is due to be closed as of 17th of this month citing security risk.

    I been on the phone daily basically pleading for them to let me keep my account open because I already arranged for my award to go to this account. To no avail on top of that the 1k charge had not been resolved although it's been a couple of weeks. My intention was to meet with a financial advisor and put my money to work since I thought I could trust them with my money. I'm so sad. I really talk wonders to everyone about how much Wells Fargo is used to be my favorite. Not anymore. My claim has not been resolved. My account is overdrawn amounting fee after fee. I only got 200 out of 1k partial credit. I don't know where I went wrong. I have communicated over and over with wells Fargo to resolve this matter.

    My account is due for closure September 17 the and now I have to find another bank. But thank God I spoke to Chase and they have promotions going on for large deposits such as mine. So maybe it's good that this happened because I should be getting a bonus of 3k just for depositing into one of their accounts. So wells Fargo never again. I've lost sleep over this wondering what if something goes wrong with my money. I've never had so much money in my life and thought I could trust them but clearly they portrayed me as a security risk lol. Why? Because I meet the criteria? But as of today I feel more at ease. It's just sad Wells Fargo chose to go this route. But it's a gain for Chase bank.

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    Customer ServiceResolutionFollow-Through

    Reviewed Sept. 4, 2025

    I had requested a wire transfer from my main bank to my Wells Fargo account on 8/8/25. To date Wells Fargo is stating that they did not receive the wire transfer. It's been almost a month, and they cannot locate my funds. I won't bore you with all of the details, as it would be too much to read through. I downloaded my call logs from Verizon and estimated that I have spent a combined 9 hours on phone calls trying to resolve this issue. I have filed a complaint with the BBB, and also the CFPB. My case has been passed from person to person at Wells Fargo, I have called the branch, their customer service dept, their escalation dept, and I have escalated to a manager, and I still have no answers. Tonight, I had to file a police report as well. It was confirmed that the money was wire transferred to the correct bank account at Wells Fargo, using the correct routing number.

    Long story short - I have had the worse experience with Wells Fargo, their customer service department lacks empathy, sense of urgency and knowledge. There is absolutely no follow up and no follow through on their part. This is the worse experience I have ever had with a banking institute. I wish I had checked this site before we even opened an account with them. My suggestion to anyone reading this, take your money out of this bank and run and don't look back.

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    Staff

    Reviewed Sept. 3, 2025

    Extremely disappointed at Wells Fargo. I asked Father John at my church to write a letter supporting my lovely wife “Nanuli she’s from the country of Georgia” . for the USCIS the document was supporting us for Nanuli citizenship. We walked in but was extremely surprised that they wouldn’t do it because Father John didn’t have an account with them. I said the letter that he is signing was for me. He brought his driver license as an ID. But she still wouldn’t do it. I am a notary for the state of Florida & all I need is someone ID which could be a passport, driver license, or an ID from the Florida driver agency. Very bad business for Wells Fargo not to mention that I have been with them for over 40 years and my checks are in the 10,000 range. The location was at 950 N Orlando Ave, Winter Park, FL 32789.

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    Staff

    Reviewed Sept. 2, 2025

    Well Fargo has worked out well for me. I do personal and business and they have done a good job. I have used them for over 30 years. Great business sector and professional people. I would recommend Wells Fargo.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed Aug. 30, 2025

    I recently needed to refinance my house because I had a situation with the bathroom, resulting in a need for a full gut of the bathroom. I have had a mortgage with WF for 25 years, so felt that they would be the best option. I was wrong. Five minutes into the process, I was told that I needed to pay $995.00 for the application processing.

    After they got the money, I was informed that I would need a new appraisal, just had one done by the County in June, so I was unsure why. Then I was informed that if the appraiser found the bathroom to be in disrepair, the reason I was applying for the refinancing was to get the bathroom fixed, that I would have 10 days to complete all repairs or they would void the application and I would have to start over, necessitating another application fee. All of the companies we had gotten estimates from said that it would be a 2-3 week job, depending on how bad the condition of the studs was and how bad the mold was. I explained all of this to the WF agent before paying the application fee.

    I started to go through the process but quickly found that for every document that I provided, they wanted "more". For example, I have a disability rating with the VA. WF wanted the document for the disability rating. I provided that, then they said that document wasn't current. They need a document with a current date on it. Once you get a disability rating/compensation notification from the VA, they do not renew that yearly. So I called the VA, spent 90 minutes on hold and when it was finally my turn, a very helpful person created a document and emailed it to me. I provided that to WF through their document portal. Then I needed to provide my most recent bank statement showing that the VA deposits the money in my account.

    It was like that for EVERY piece of documentation that I gave them. Almost as though they were deliberately trying to run out the clock on the application process by requesting more and more data. Since I have had a mortgage with them for 25 years, I think they have most of the data they need already. Neither the intake agent nor the refinancing specialist have returned my phone calls or my emails, and when they do, they defer me to the other person.

    When I told them that I wanted to stop the application process and get a refund, I received a call from their manager, it went to voicemail because since starting the process with Wells Fargo, I have been getting 30+ calls from lending institutions a day, leading me to believe that WF sold my information. I run my own business and was having difficulty actually doing the job because my phone was exploding constantly. So, I am trying to get a refund, which I doubt I will get, I still have a mortgage with them, unfortunately, and I would not recommend them to anyone for any reason.

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    Reviewed Aug. 29, 2025

    Wells Fargo decided my friend of 2 years was a scammer and closed my account without notice. I have access to any money to pay rent or buy insulin. They signed a death warrant. When I try to do anything to get my account free I get the runaround and they just say nothing they can do. I've been with the bank 44 years and they treat you like a criminal.

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    Customer ServiceSales & Marketing

    Reviewed Aug. 27, 2025

    My Dad has a Wells Fargo checking acct only. This bank is giving me a runaround about a new unauthorized checking account opened in his name. My Dad is 100 yrs old with Dementia, he doesn't drive and can't even write out a check. I put a review on Google about my situation as my Dad's POA, explaining the fraudulent actions on the part of this bank. I get a call from Sean from their corporate office. Who has no idea of the issue, saying he can't speak to me about this account because it's under my father. Ridiculous and totally a scam to want to speak to my Dad only. I would not recommend this bank with their current rules, regulations and totally absent empathy for their error. Close the unauthorized checking account now!!!! Why do I have to continue a fight with corporate??? No money was deposited and I want it closed now!!!!

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    Customer ServiceStaff

    Reviewed Aug. 25, 2025

    Just a terrible experience. I have banked with these people for 20 years, but my recent interaction completely changed my impression of them. I am the executor on my father's estate and had to spend a very, very long time opening an estate account to manage the funds for the estate. I had to bring all sorts of paperwork to the branch (20 miles away) and was there for hours opening it. That was not the problem as the branch did a great job. Here is the problem. The estate account balance was at zero dollars for a while and Wells Fargo decided to close the account with the only notice being a sentence or two buried in an electronic statement. No other advance notice was provided and now the account is closed. I have been on chat and email with numerous "escalated representatives" and every one says they cannot reopen the account.

    So basically, all of the work I did to get this account opened was negated by Wells Fargo arbitrarily closing it and refusing to reopen it. Now I have nowhere to place funds received by the estate without opening another account. If I open another account, it is going to throw off the reconciliation required by the courts in managing a probate account. This is a complete disaster that could have been mitigated by Wells Fargo either (1) providing some meaningful advance notice of closure or (2) reopening the account. This company is inept and inconsiderate.

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    Verified purchase
    Contract & TermsTechMaintenanceBillingTransparency

    Reviewed Aug. 22, 2025

    In 2024, my husband and I entered into a signed settlement agreement with Costco related to defective work performed by their endorsed vendor, Reborn Cabinets. Afterward, Costco alleged we received a “double payment” because of a Wells Fargo chargeback. What is troubling is that Wells Fargo confirmed the chargeback was valid, yet their account records did not reflect this consistently, creating confusion and supporting Costco’s false allegations. This raised serious concerns about the reliability of Wells Fargo’s recordkeeping and its willingness to allow harmful narratives to persist against consumers.

    For transparency, I am currently the plaintiff in an active civil case against Costco Wholesale (Collins v. Costco Wholesale Corp., Case No. CIVSB2504111, San Bernardino Superior Court). Wells Fargo’s role in this matter reflects how systemic financial errors can amplify consumer harm. Consumers deserve a bank that safeguards truth, accuracy, and fairness — not one that allows records to be used against its own customers. – James ** & LaQuincia **

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    Loan Process

    Reviewed Aug. 21, 2025

    The worst bank in the world, never be their customer. I’ve had it for 8 years and it’s never useful for anything. I bought my 2 cars with other lenders, I repeat, terrible. They send you for loans and after you apply, they tell you no. DON’T WASTE YOUR TIME. THERE ARE NEW AND BETTER BANKS.

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    Customer ServicePrice

    Reviewed Aug. 21, 2025

    Easily one of the worst banking experiences I've personally ever had. Their customer service is atrocious and charging $35 for an overdraft fee? And without warning or a notice? That is bogus and the same practice that landed Bank of America in trouble years back.

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    Customer ServiceStaff

    Reviewed Aug. 20, 2025

    The worst customer service experience ever on my deceased uncle's account, in which I am the executor of. The right hand doesn't know what the left hand is doing. No one provides proper assistance in completing forms and when they are completed, they don't call you to follow up on status and I anything is needed. They have made a very difficult situation even more difficult. No one show empathy or willingness to go the extra mile to help. It's been almost a year and we still can't get things moving. Horrible, horrible, horrible customer experience.

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    Refunds & PayoutsStaff

    Reviewed Aug. 19, 2025

    I was recently pickpocketed while on vacation a few weeks ago. The person made 20 transactions and Wells Fargo allowed 4 of them to go through and declined the other 16 (thank God). Despite me reporting it, having a police report, speaking to 4 separate costumer service agents (all out of country), they will not return my money. I am out over $2k. Your money is not safe here, I would give this bank -5 stars if I could!

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    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed Aug. 18, 2025

    WORST BANK EVER. I was notified by Wells Fargo via text of fraud alert. I immediately called them and confirmed all the transactions they questioned were fraudulent. They told me to wait 10 business days and after the 10 business days I called to get an update. They proceeded to tell me that it was denied and there was nothing I could do. I filed a police report and everything and still denied. It was terrifying enough that I was robbed in the first place but now my own bank is robbing me. I called multiple times to try and speak with a supervisor. Left on hold for hours and unable to speak to anyone that could help me just transferred over and over again until hung up on. I am closing all my accounts and bringing my money elsewhere.

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    Customer ServiceContract & TermsCoveragePriceStaff

    Reviewed Aug. 18, 2025

    We have tried 4 times (at the bank) to close an account. I've also called several times and WFB says it's an LLC so it must have the Articles of Dissolution. That LLC from 2017 was never used. So, each month, we put money in the WFB account to cover charges (just bank fees) and call and call to close or get my name off of the account. I've talked to other banks, and no one seems to understand why it is so difficult to get my name off of a WFB account. Zero balance due on the account, just want to get my name off of the account.

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    Reviewed Aug. 18, 2025

    I would not advise anyone to have anything to do with Wells Fargo. They are big liars. Wells Fargo will steal money out of your account and tell you one thing and it's not what it will seem to be. Please don't bank at Wells Fargo. If you have an account with them closed it, and go to another bank.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 15, 2025

    I have used Wells Fargo for over 30 years, same branch. 8 years ago I experienced such abuse I was unable to work for over a week. I am 79 and a psychotherapist who still works. These people were quite late for appt. and once never showed at all. Then decided that I would have to call an 800 number and that next person wanted me to contact yet another 800 number. I knew I was just being played because of my age. I continued to be soft spoken and polite and said, "Please can't you just go ahead and help me with this since all of what I have already gone through"? After a long silence she agreed.

    THIS MOST RECENT NEXT EXP.: Last year I went into the Ojai Bank and said I need to close my account and to transfer funds to my new recently opened account. Hilda ** said, "Ma'am, we can't close this account until we get your daughter to come in with you". I said my daughter lives in WA. So she asked the then current bank manager and he said, "No problem, just have your daughter write a note to you saying she gives permission to be taken off your account". I said ok, did it, but when I showed them what they had asked for they said, "Oh this won't work". I said, "What will work?" They handed me a several page form to send to her to fill out and get notarized. I did this but when I handed these forms to them they said, "No this won't work". I said, "What will work." Hilda and Mgr. went to computer and found that I did not need to get daughter off the account. I can just close it! I was relieved but also quite irritated with them.

    I reviewed all that I have shared herein with Hilda trying to find out how it could be that no one in the bank knew how to do this. Hilda herself had instructed me that acct. could not be closed until daughter was taken off first. The exhausting misdirections given me had lasted for months and has caused ill feelings between me and my 58-year-old daughter. Hilda ** refused to be in any way accountable for anything and just blew me off. She implied it was just a misunderstanding. I received her message that somehow I was supposed to feel guilty or wrongful in some way.

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    CoveragePriceTimeliness

    Reviewed Aug. 14, 2025

    Next day grace period. Not covered with my direct deposit. That was there in time. They allowed multiple charges to overdraft in a 2 day span charging 6 over draft fees. Like a 10 dollar charge with a 35 dollar overdraft fee. I don't want to have the overdraft to happen.

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    Customer ServicePriceTimelinessHonesty & Transparency

    Reviewed Aug. 13, 2025

    ❌ NO STARS — Wells Fargo Froze My Paychecks Because I Don’t Look “Creditworthy Enough” > On August 12, I deposited a $12,000 check at Wells Fargo. They told me it would be available the next day. It wasn’t. Instead, they froze the entire deposit — and then froze a $194 paycheck I deposited right after that. No call. No notice. Just locked me out of my own money.

    ---

    > Why? Because I don't fit their model of someone who’s “creditworthy enough” to be trusted with a $12K check. The check wasn’t fake. It cleared. It was my money — and still, I was treated like a threat.

    ---

    💥 Let's be honest: This wasn’t about fraud. This was about financial profiling based on my credit history and account balance. Wells Fargo didn’t like that someone like me — without a premium credit score or high balance — deposited a big check. So their system flagged me, and they punished me.

    ---

    ⚠️ This is discrimination by algorithm.

    ❌ No fraud warning

    ❌ No overdraft history

    ❌ No bounced checks

    Just a low credit score and a big deposit = guilty until proven innocent.

    ---

    I’m a working person. I earned that money. And I was denied access to it — just for not looking “trustworthy enough” on paper.

    ---

    If you’ve ever been denied dignity because of your credit — you know how this feels. 📣 Speak up. Call it what it is. And don’t bank where your worth is judged by a number. #WellsFargo #FinancialProfiling #CreditShaming #MyMoneyMyRight #BankJustice

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    Customer ServiceCoveragePunctuality & SpeedStaffTimeliness

    Reviewed Aug. 12, 2025

    Wells Fargo is a terrible bank! Stay away from them! On July 3, 2025, I closed my account by phone and requested that the balance on the account be sent to me via a cashier's check in the mail. However, the cashier's check never came after four weeks. On Monday, July 28, 2025, I called the bank to let them know that I had not received the check and to request that the check be reissued and resent, as it was probably lost in the mail. I was told that for the bank to reissue the check, I would have to complete a "Declaration of Loss, Theft, or Damage of a Cashier's Check" form and then wait for 90 days. Alternatively, I could purchase a bond (insurance, I suppose) for two cents on a dollar for the total amount of the check that was lost, whereby the bank would be able to reissue the check immediately.

    The associate further suggested that I go to a branch for immediate assistance. I was able to secure an appointment with a banker at the nearest branch for the same day (7/28/2025). However, later that day, I received a call from the banker informing me that he would not be able to help and suggested that I wait for another couple of days to see if the check would arrive in the mail, and if it didn't, I should call Customer Service again and not to come to the branch, as the branch may not be able to assist me.

    On August 1, 2025, I called Customer Service and was given the same options as before: (1) declare the loss and wait 90 days or (2) buy a bond. I reported the case to the Better Business Bureau but to no avail, and the bank insists the two options above are the only solutions I have. Now, my questions are: (1) Why do I have to declare a loss for something I never received and am not sure was ever mailed to me, as there is no proof? (2) Why do I have to pay (buy a bond) to receive my money, despite the fact that the bank was able to confirm that the check has not been claimed? This is ridiculous and beyond comprehension that a bank could refuse to give you your money for no apparent reason. I have learned my lessons and will never bank with Wells Fargo again!

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    Customer ServiceStaffLoan Process

    Reviewed Aug. 11, 2025

    WF does not understand customer service. Confusion over mortgage payoff. Not in the mood for phone tree. Went to Camas branch. Loan officer was stupid, she couldn't get through phone tree. Mgr so annoying. Wanted ID. Had to leave. Ended up calling mtg office myself after all, cleared thing up without ID. Imagine that.

    Thank God for Riverview Bank! I will never set foot in WF again!

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    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Aug. 11, 2025

    The sad part is that I have banked with them for more that ten years. I needed help with an estate check, A, told me to do one thing while B, told me to so something else, the website was misleading in me trying to perform the task I needed assistance with. I was told to go to the bank which I did, I was required to upload all document, which I did, then told to schedule a visit with a customer service rep. to then end up sitting there for an hour to get no help with the issue. Then told to do what I had already done all over again. To finally get someone who then said NO! We can't, two weeks of this. Contacted Bank of America and one two three it is now done and resolved. I WILL BE CLOSING MY ACCOUNT!

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    Customer Service

    Reviewed Aug. 11, 2025

    I started out banking with all of the Wells Fargo predecessors in 1974. Wells Fargo's acquisition of Wachovia Bank was an absolute disaster. Wells Fargo has zero customer service. The customer service in person or by phone is dismal. I would NEVER recommend Wells Fargo. I have numerous accounts with Wells Fargo -- which makes it hard for me to move my business. I am reaching out to other banks to see if they can transfer my accounts.

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    Customer Service

    Reviewed Aug. 10, 2025

    I received a text message asking, if I recognized a transaction when I answered no I received a follow-up message, telling me to call them? So I did, they took it upon themselves to cancel my card due to that transaction that I did not recognize. Now in general, That's a wonderful thing for them to do to catch a fraud transaction. But to cancel my card without my approval is unacceptable. That's my money, and you just took away my access to it. This is happening hours before I have to leave to go out of town tomorrow morning now. I have no access to my account and no alternatives given to me, just sorry, we'll mail you a card in seven to ten days. This tells me they're concerned for their customer is minimal At best! This is coming from a customer of almost forty years. And now they have lost me! Wells Fargo just left this 40 year customer out to dry! Thanks Wells Fargo.

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    Customer ServicePriceRefunds & PayoutsBilling

    Reviewed Aug. 7, 2025

    Wells Fargo is the least customer focused bank I have ever had the displeasure of doing business with. I disputed a charge and they locked my account, as they should. When I called to have my account unlocked, so I could pay my bills, I was told that I had to acknowledge and pay the disputed charge to unlock my account. I didn’t initiate the charge. Why on earth would I pay it? Now I’m on the hook for almost $300 that was not initiated by me just so I can pay my bills. As soon as my paycheck clears on Friday, I am pulling everything out and closing my account. A credit union would never.

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    Customer Service

    Reviewed Aug. 4, 2025

    Tellers are rude and obnoxious. Wells Fargo hired **!! Stay safe. Stay away. Wells Fargo; try hiring some prettier, friendlier, tellers. Get real. We took all our $230,000 Out to 5th 3rd Bank. So much better...

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    Customer ServicePrice

    Reviewed July 31, 2025

    From teller to telephone support, WF bungled a check order leaving at one time 3 separate orders. Only the 4th of a string of bunglers corrected the chaos. They still charged $30 despite the clear carelessness and the waste of 2 hours of my time.

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed July 30, 2025

    The worst service over the phone. Rude and not even knowledgeable and have the nerve to be sassy with me like I was wrong then proceeded to click to the prompt where it says rate the call or whatever. The fact that I had to correct her about my account and she couldn’t take that is horrible service. The fact the calls are monitored and she still had the nerve to play with me. Make that make sense. It’s her job to give me resolution period. Regardless if she likes it or not. I never felt so disregarded in my life. I want to leave Wells Fargo. Never received good service.

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    Customer ServiceSales & MarketingPriceStaffBillingRatesTransparencyHonesty & Transparency

    Reviewed July 26, 2025

    Poor Customer Service. I’m extremely disappointed with Wells Fargo. They mailed me checks connected to my credit card, boldly advertising 0% interest—which sounded helpful at the time. What they hid in nearly unreadable fine print was a hefty processing fee. When I used one of the checks (thinking it functioned like a regular check, since I’d never used one before), I was shocked to find I’d been charged $101 in fees.

    I only used the check because the company I was dealing with needed one on the spot, and I had no idea this one came with hidden fees. I would never have used it if I’d known. When I contacted Wells Fargo, customer service was completely unhelpful and said there was nothing they could do. This feels extremely deceptive. They advertise the checks as a no-fee convenience, but it’s really a trap with surprise charges. I work hard for my money, and I expect transparency—not misleading offers and zero accountability. Very upsetting experience.

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    Price

    Reviewed July 24, 2025

    I’ve had a Wells Fargo business acct for 20 plus years. I had an overdraft because the account was $3.00 short and was charged $35. I had another one 10 months ago and was informed they give ONE credit per 12 month NO EXCEPTIONS! I will be moving my acct to another bank as well was my and all three of my daughters' personal accounts.

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    Contract & Terms

    Reviewed July 23, 2025

    This bank fees are outrageous! $3 per ATM transaction unless you go to Wells Fargo which they have less and less branches. Sometimes they have no branches. I wonder why that is! No courtesy or convenience for a senior citizen small business. I paid 43 three dollar fees in seven months and the courtesy credit was $6!!!! Unreal! Stay away. They are FEE CRAZY!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 21, 2025

    Just switched our accounts to this bank several weeks ago. Made the initial deposit into the checking and savings accounts using a check from the credit union that we have decided to discontinue doing business with, however, left the credit union checking account open temporarily because of direct deposits, auto pay, etc. that had to be changed and which take time.

    A few weeks later, made an ATM deposit to the new checking account with Well Fargo using a HELOC check from another bank. Shortly afterward, received an email from W.F. that they could not accept that deposit. Called the 800# and was told they don't accept HELOC checks drawn on another bank if the deposit is made through an ATM and that I would have to go inside the branch office to make one of these types of deposits in the future. Informed the rep that we were not cautioned about that rule when we opened our accounts and asked if there were any other surprises in store for us. The answer was no.

    Early today, I wrote out another check from the Credit Union, payable to myself, because of another direct deposit. I went to the nearest W.F. ATM and deposited the check. Received another email saying, "We couldn't accept a deposit made to your account. Called the 800# and was told they tried "multiple times" to verity that this was a valid check but were unable to verity. So I can't do my banking during times that suit my schedule? What a load of BS.

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    Customer ServicePriceRefunds & PayoutsStaffBilling

    Reviewed July 17, 2025

    I applied for and received the Wells Fargo cash card. I use the card to help pay for my daughter‘s wedding charging up to the limit every month and paying it off. Online it would show a zero dollar balance but then you try to use the card and it would tell you you were over your limit. I would call customer service and they would tell me there was a hold on my payment. It would be six days then I would question it saying, but it’s already been eight days And then they would change the story. I asked why the hole was on since it was a ACH transfer. I was told they did not know. Only the credit department could tell but no one was available. Filed an official complaint and was told I would hear back within 2 to 3 days. It is now been months. Still yet to hear back from anybody. Canceled my account. Best thing I ever did. The 2% cashback on all purchases was not worth the headache of dealing their customer service department.

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    Customer ServiceSales & MarketingPriceRefunds & PayoutsTimeliness

    Reviewed July 17, 2025

    Wells Fargo does not protect its customers at all. Filed a fraud alert the exact same day the charge was placed and they did nothing to protect us. Denied our claim of $6,100.00 even though we told them we got scammed over the phone. Called within minutes and they would stop the transaction or reimburse us. Customers of over 25 years, they told us to simply go pound sand. Don’t do business with a company that won’t be there when you need them the most.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 17, 2025

    Wells Fargo is terrible. I am moving all my accounts from it. I avoid going to this bank and this branch because the service is so bad. They don't know how to help. I scheduled a meeting (which I avoid). Someone named Julie called me once which I missed. She called from ** and she told me in her voicemail to call her back at that number. In the span of 2 days before my meeting I called that number 6 times at different times during the day but no one answered. To make matters worse not only could I not leave a voice message. After several rings this is the message that phone number says, "Thank you for calling Wells Fargo. You have reached a number that does not support voicemail. Goodbye." (Try it).

    Well, such be my luck, when I arrived the one who attended me was Julie herself. But she said she could not help me because I needed to have my other business partners there. Of course, I was not happy because they made me waste my time. She could have told me that in the voicemail or if someone had answered I could have avoided wasting my time even going. Worst thing is even though she was nice about it she just kept saying, "Sorry". Then she said she tried calling me and I said so did I. 6 times the past two days and I told her I could not leave a voicemail or any way of communicating with anyone at the bank. So I called the number in front of her and her colleagues.

    There were three bankers and absolutely no one else in the bank, NO ONE ELSE but me, and after several rings it said "Thank you for calling Wells Fargo. You have reached a number that does not support voicemail. Goodbye." I called twice in front of them. I said, "Look here's the number I'm calling. The one you called me from and the one you told me to call." She said, "Yes, that's the branch number. Sorry." Wow, Wells Fargo service is truly terrible.

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    PriceTransparency

    Reviewed July 15, 2025

    I’ve been a customer of Wells Fargo for years, but I’m extremely disappointed with how they handled a recent unauthorized charge on my account. I contacted them on June 10, 2025, to report and dispute the charge, and I was told it would be addressed. Despite my clear warning and explanation, the charge was still allowed to go through. I’ve made multiple efforts to get this resolved and have gotten nowhere. This feels like complete negligence, and I’m now considering legal action. I trusted Wells Fargo to protect my account — clearly, that trust was misplaced. If you’re looking for a bank that actually has your back when it matters most, I would look elsewhere. This experience has been incredibly frustrating and unacceptable.

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    Customer ServicePunctuality & SpeedStaffBillingHonesty & Transparency

    Reviewed July 15, 2025

    I'm not real pleased with Wells Fargo today. I had a Bill Pay through their service that arrived two days late after several years of on time payments. I pay the full balance every month, greater than the statement balance. So, when I called and asked to have the $69 credited, they said they'd send in an inquiry, but by the end said they'd waive it as a one-time courtesy. The employee made me feel guilty. This hasn't been my experience with any other cards. Usually good customers are made to feel valuable. Honestly, it has me wanting to go back to Chase. We still have their cards but were using the WF exclusively. We use the card for more than $36,000 a year racking up points and pay down to zero each month. I would think they'd like customers like us. Guess not.

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    Customer ServiceTechRefunds & PayoutsBilling

    Reviewed July 14, 2025

    Reading these reviews has made me very afraid. I went to deposit money in the drive thru ATM at Wells Fargo on H Street. I’ve used it thousands of times and I’ve been a Wells Fargo customer since 1984. That’s 41 years. I noticed something was up because when the ATM went to count my $3500 deposit it made a weird sound and then blinked off for a sec and when it came back on, it asked me if I wanted to add to the deposit so it’s admitting that there had been a deposit and I put in another $8000. My receipt printed no 3500 but the 8000.

    I talk to the bank manager and she tells me to call corporate and corporate of course said they’ll get back to me in a few days after they review the situation, he sent me a letter telling me that he denied my claim, but no reason was given so I called and they told me that he seen the video and they could see that the machine gave me back my money.. What they saw, I’m sure, is the ATM spit out one of the $100 bill because it didn’t like it. I told them that I wanted to see the video and I wanted to talk to the gentleman that gathered up the money that morning. They told me no I would have to get a court order. Which means that I have to hire a lawyer and file a lawsuit against Wells Fargo.

    So again I called corporate and told them the manager told me to file a police report and get a subpoena and that I didn’t think that that could be right so I’m calling corporate to see what I should do. They assigned my case to a gentleman name Alex and he told me right off the bat they’re not happy overturning decision but he would review everything and let me know. I told him I wanted to see the video and he told me no, that that’s proprietary information on there. Last time I checked me and Wells Fargo are in America. If you’re using somebody else or something else to make a decision I am fully entitled to see what that proof.

    I truly believed it was just a mixup and that I would get my money back. I have to get the money back. I’m a trustee and that is the trust money. I don’t even know what they’ll do to me when they hear I lost it. There’s no way I can pay it back. So now I’m hiring a lawyer and I told them if I had to do this that they will be paying my lawyer fees. What I wanna know is how do we get one of those mass lawsuits going?

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    Customer ServiceRefunds & PayoutsBilling

    Reviewed July 11, 2025

    Last name speaks for itself. Stay Far away from this bank. This bank let someone call in and was able to change all my information on my account draining my account to 0.00. Now they don't want to give me my money back after showing documentation that my information was changed. So if you don't want to be upset and left broke and not knowing how you going to pay your bills stay FAR, FAR away from this bank. PERIOD. I'm only give 1 star because I had to. This bank deserve zero stars.

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    Customer ServicePriceStaff

    Reviewed July 8, 2025

    I have encountered significant issues with your customer service team, as the agents appear to lack sufficient knowledge and consistently provide conflicting information. Additionally, I have noticed several questionable charges on my account that have yet to be clearly explained or justified.

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    PricePunctuality & SpeedStaff

    Reviewed July 8, 2025

    Before I even stepped foot in Wells Fargo, I did my research. The reviews already warned me that if you're not an account holder, you'd better come prepared with two forms of ID—so I did. I waited patiently in line for nearly 20 minutes, only to be told they would charge me $10 just to cash a check written to me by one of their own customers. So let me get this straight—your customer trusts me enough to write me a check, but you don’t? And on top of that, you want me to pay YOU to access money that isn’t even yours?

    To make matters worse, as I left, I was approached by a woman outside the bank who was asking for help to feed her two children. I would’ve gladly helped her, but thanks to Wells Fargo’s greedy and outdated policies, I couldn’t even access my own funds to offer a hand. That $10 fee stopped more than a transaction—it blocked a blessing. And I already know what comes next—a comment from a Wells Fargo “representative” expressing how “sorry” they are, pretending they value feedback. Save it. Unless you’re changing the policy, it’s just corporate fluff. Say what you need to say, because your apology means nothing if nothing actually changes. Do better, Wells Fargo.

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    Customer ServiceContract & TermsPriceRefunds & PayoutsBillingRates

    Reviewed July 7, 2025

    As terrible as possible. It took me three attendants to set up a new account, ending in a bank manager. ALL THREE MADE MAJOR MISTAKES THAT COST ME 130 points off my FICO score. The manager was very nice, but blamed me for the mistake, saying "You must have done something," and yet I did nothing but try to pay my bills. She was proven wrong when the problem spontaneously happened again after working fine for a couple of weeks. Their ignorance and incompetence cost me finance fees and watching my credit rating drop from 845 to 709. And there's not a damn thing I can do about it except warn you who are reading this post.

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    Customer ServiceSales & MarketingStaff

    Reviewed July 3, 2025

    My experience with Wells Fargo for almost 11 years now have been amazing! I’ve noticed an uptick in spam emails claiming they are “Wells Fargo” and I feel like a lot of the reviews are geared towards that due to them falling for the schemes. Every time I’ve called the customer support number, they’ve done a wonderful job with helping me. 10/10!

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    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed July 2, 2025

    They say they are the Bank that cares about customers. They do not trust this disabled veteran. Run around and lies that’s all I’ve gotten from them. Waiting to hear from someone there to escalate what I’ve already complained about. Said it would take approximately 2 to 3 days, unheard of, can’t even talk to the right people and the people you do talk to just lie.

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    Price

    Reviewed July 1, 2025

    I am a 100% disabled veteran who turned his debit card off... This bank (Wells fargo) allows certain charges to go through at the end of every month so they can charge me 35 draft fee.... Over 500$ in fees over past year. 70 this month. 105 last month.... This bank will steal from you.... Run to another bank please!!!!

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    Customer Service

    Reviewed June 30, 2025

    Review: On Saturday, June 28, 2025, my Wells Fargo account was hacked. A criminal was able to get access to my personal information and called Wells Fargo pretending to be me. Shockingly, they were able to answer a few basic personal questions and gained full access to my account. They then made large transfers and used my debit card for unauthorized purchases.

    What’s even more disturbing is that Wells Fargo claims to use voice recognition for security—but it only works if someone is calling from your personal phone. That makes no sense. My phone was not lost or stolen. Yet someone else was able to bypass their system and access my account without much effort. Unlike other banks like Navy Federal Credit Union, Wells Fargo doesn’t allow you to set up a personal password for added protection. Navy Federal uses voice recognition too, but their system is far more secure—it doesn't matter what phone is used. If the caller doesn’t have the password, they can’t do anything. Period.

    Wells Fargo's security features are outdated and inadequate. In today’s world of identity theft and hacking, their weak authentication process puts every customer at risk. They need to step up and take customer security seriously before more people fall victim to the same thing I did. Until Wells Fargo improves their security systems, I cannot recommend this bank to anyone.

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    Customer ServiceStaffRatesTransparencyCommunication

    Reviewed June 27, 2025

    This has been one of the most frustrating banking experiences I’ve ever had. I contacted Wells Fargo’s Loss & Prevention department to ask about a check they’re holding until July 7, essentially keeping my funds hostage with no clear explanation. The customer service was shockingly rude. I was constantly interrupted, not allowed to finish a sentence, and was even hung up on. It felt like they had zero interest in actually helping or even listening. I understand the need for fraud prevention, but the lack of communication and basic courtesy is unacceptable. Wells Fargo seriously needs to retrain this department or reevaluate how they treat their customers. Completely disappointed.

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    Customer ServiceTechStaff

    Reviewed June 26, 2025

    Since the day I opened my account with Wells Fargo it’s been a nightmare. Well over 2 months and I’m still not able to access my online account without having to say, “Mother Mary May I”. I cannot receive SMS messages, therefore they block me out of their online platform. I have to call and gain access of a code to input into the system to give me access, because they can’t seem to get my SMS messages to come through. After numerous complaints and numerous tickets, they blame it on my provider. I’ve checked with my provider now twice and my provider said it’s definitely not them, it is Wells Fargo, Wells Fargo blames Xfinity, it’s the blame blame game.

    I have checked my settings. I have checked my Internet settings. I have checked my phone settings. There’s not a setting in any department or any place that I haven’t checked. Everything is fine, all eyes dotted and all T's crossed, bottom line is their whole process is convoluted and makes being a customer very difficult. I’m moving on to another bank that is more customer-friendly. Wells Fargo, I know you know about this and you refuse to do nothing. That’s the sad part. I hope there’s other people that can join in on my choir!!

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    Customer ServicePunctuality & SpeedStaffBillingTimeliness

    Reviewed June 23, 2025

    In my life there had been such a bad moment. They sent me an email saying that they would close my account because I tried to make a deposit of a check from a third person which I didn't even know. Second they took money out of my account and changed password username and everything in. Third point. The customer service I spoke a week ago about the closure of the account and that my company had just deposited my payment and they told me that if the deposit is on hold.

    And then I called today to check what happened with the deposit and they tell me not that it was returned to the sender and I explained to them that I had talked to the other representative last week and they told me that there was no note that I had talked to someone last week, ha and makes claim of expenses that I had not made in three different places in which I am working and one of the expenses were made on the same day in two different states but that I have to wait because they transferred the claims to a Security department of I don't know what because I didn't recognize the claims that this bank is a fraud, I don't recommend it at all.

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    Customer ServiceSales & MarketingResolution

    Reviewed June 19, 2025

    Wells Fargo decided to close my bank account because they said I submitted two valid claims. They said, even though the claims were valid because it was submitted within one year of being a customer they decided to completely close my account without notice. Spoke to customer service, claims department, fraud department, escalation department, and they said that even though they did not find any problem regarding my account. They decided to completely close my account, keep my money and they said that the claims were valid but because it happened in a short period of time they decide to close my account.

    Wells Fargo bank is a scam. Do not trust them. Do not put money in their account. They will find ways to keep your money. They will find ways to ruin your and fame your character. They cannot be trusted. The escalation department and fraud department stated that the claims are valid but because there were two claims submitted in a short period of time they decided to close the account. It is ridiculous that there is evidence about something that happened and for a company to say that an account is being closed, even though nothing wrong happened. It’s ridiculous.

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    Refunds & Payouts

    Reviewed June 16, 2025

    I have had this account for over 45 years and use left-stub checks. Recently, I ordered new checks ($60) and they sent standard checks which I don't use. Returned them to my local branch and requested a refund. Corporate has denied my refund citing nonsense which doesn't apply to a simple business transaction. All I want is a refund for a product that wasn't what I ordered, needed nor wanted. After repeated appeals, they say the matter is closed. Very frustrating.

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    Customer Service

    Reviewed June 14, 2025

    It is extremely easy to open an account on line in someone else's name if you have that info. It recently happened to me and Wells Fargo refuses to give the email and phone number that was used to open the account. They admit it's happened many times but still allows it to happen.. They say I need a court order or the police to order it from them. The worst bank ever.

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    Verified purchase
    Refunds & PayoutsStaffTimelinessHonesty & Transparency

    Reviewed June 4, 2025

    Opened a saving account with them on Monday, June 6th 2025. I was honest with an employee Felicia ** branch that I am a new customer and I am a mentally disabled and I am **, too. I deposited $500.00. The next day tried to get a void check from the other branch in Glendale, they said that my account is blocked. They scammers, discriminators and haters. The girl-teller at Glendale branch on the corner of Brand and Doran didn't want to give me my deposit back. And when I asked them why my account was blocked, they said that they can't tell me. They even don't have a temporary debit card to give you when you open your account! They have a third world country bank, employees and services. Don't go to that horrible and discriminating bank, please, people!!! Feel sorry for them!!! Their lost, not mine.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed May 22, 2025

    A Wells Fargo branch bank took a Wells Fargo check from my insurance company that I need to pay bills as a deposit into my account and refuses to let me have access to the money. The next workday after that deposit I got a phone call telling me to say 2 payments I made were fraudulent but I said “no, they were not.” Immediately after I said “there was no fraud.” I got an email and then a phone call from Buddy stating my account would close in June. No discussion I’m guessing because I wouldn’t claim fraud.

    I need my funds. I’m asking to let me withdraw my insurance money that came from a Wells Fargo bank and close the account myself. Why force me to wait almost 3 weeks to pay bills? The only fraud I see is within the fraud department of Wells Fargo. I should be able to close my account today and receive my money NOW. Bryce in the fraud department was very UNhelpful and raised his voice at me. You need to treat people with more respect Wells Fargo. I need my account unlocked now so I can pay my bills. I don’t think that is too much to ask. Bryce asked me about every detail of my account including asking about another insurance check from a Wells Fargo bank to my Wells Fargo account….

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    Customer ServiceStaff

    Reviewed May 21, 2025

    We recently moved to WF in August 2024 after being with the same bank for eight years for what we thought would be better services. We are a small business just under $2 million in revenue and needed a small $50,000 line of credit to help balance out the ebbs and flows of cash flow. We were denied without any questions or consideration, and that decision took nine calendar days. When speaking to customer services, she was nice and said sorry, but they do not have a policy of reconsidering, and mentioned they are not influenced by any reasoning, etc. So, we will be looking for a new bank again.

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    Billing

    Reviewed May 19, 2025

    Wells Fargo took my $6000 deposit and entered it as a debit. Which means they have my $12,000. Now I am not able to pay bills, taxes, etc. They will take up to 10 days to resolve this. I am leaving this bank and I suggest you don't bank with them.

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    Punctuality & SpeedStaff

    Reviewed May 17, 2025

    Terrible service for opening an account. Between my husband and me, we wanted to open individual ones and then a joint account - totaling three. We attempted this on different days and each time, there was an issue with appointments - either they didn't start on time or the staff was unaware of our presence despite us checking in. The representative didn't look at her computer and almost missed my appointment, even though I had been waiting there for 10 minutes.

    We left today after waiting for 20 minutes past our appointment time while the person we were supposed to meet was chatting idly - she knew we were waiting. Another employee, who was apparently qualified to open accounts, asked if we were waiting and then informed us it would be a few more minutes for our assigned representative - she could have assisted us but chose to help someone without an appointment. In the end, we left and intend to close the two new accounts as soon as possible. Do not go to Wells Fargo.

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    Customer ServiceRefunds & Payouts

    Reviewed May 15, 2025

    Saying I’m disappointed in Wells Fargo is an understatement! I filed a fraud Zelle claim in April. A complete stranger withdrew all of the money out of my account except for 48 cents!! I gave Wells Fargo an incident report, faxed in a written letter, a police report and proof of this suspect admitting what he’s done. And yet Wells Fargo still denied my claim to reimburse the funds back into my account claiming via email that they didn’t have supporting documents proving that this was indeed fraud. Please choose a better banking institution, Wells Fargo is not one of them!!

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    Customer ServiceSales & MarketingRefunds & PayoutsBilling

    Reviewed May 9, 2025

    Wells Fargo did not protect my account when I was threatened by scammers. They instructed me to go to my bank to withdraw money - large bills - and insisted I stay on the line so they could listen to the transaction. They demanded I withdraw $7,500 in cash and warned me not to hang up or they would come after me. Wells Fargo complied without asking any questions. Seeing how effortless it was, the scammer persisted. I withdrew another $7,500; once again, they handed it over with ease, so they had me take out an additional $4,500. I lost everything. The largest bank in America can't even recognize when someone is being scammed. They will not reimburse me because I made the withdrawal in person. They show no concern that I was threatened.

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    Customer ServiceSales & MarketingPriceOnline & AppStaffRatesFollow-ThroughHonesty & Transparency

    Reviewed May 9, 2025

    I moved all of my accounts years ago to Wells Fargo as my previous bank was closing locations. Wells does have a few nice features and the bankers have helped on several occasions, but I am getting fed up with the added fees. Nothing different from other banks; no bank that I have experienced deserves a good rating. Unfortunately, Wells Fargo with their $35 INSTANT overdraft fees on business accounts along with non-wells ATM usage fees, is no different. They claim to have options with notifications and overdraft protection, but I have not found these to work as promised and they fight tooth and nail to keep these ridiculous charges. Additionally, while recently on the phone with them they claim to show real-time transactions on their app, but this is not true. The representative lied to me stating "it is there", when I had the app open and it wasn't.

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    Sales & MarketingRefunds & PayoutsStaffRates

    Reviewed April 25, 2025

    This is the worst bank ever. I had an IRA CD in the Havertown branch at Wells Fargo that was getting next to nothing percent. Went to one of the salespeople behind the desk. I wanted to confirm the rate and ask why it was so low. She said she had to go to lunch. I said, "Then I will take it out of your bank," and she said, "OK. Let me look it up." After she couldn’t do it. I went to the Springfield branch and they asked me if how I wanted my money and I said I wanted to roll it over to another bank so I didn’t have to pay the taxes. They put the check into my name and now I have to pay $800 on $4000 CD IRA. This is the worst and most crooked bank ever. I would never go to this bank. She could’ve advised me better. She did it as a distribution in my name instead of a rollover. Give Wendy ** her money back. I would not put one red cent into this bank. Very unfriendly, shady and not helpful at all.

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    Customer ServicePriceStaffLoan ProcessRates

    Reviewed April 20, 2025

    Wells Fargo: A Bank That Prioritizes Profits Over People's Safety. After being victimized in a "soft mugging" for $1000 at an isolated Wells Fargo ATM hidden around the back of their building in a very unsafe and sketchy neighborhood of Canoga Park, I discovered firsthand how this bank treats customers in crisis: with indifference, bureaucratic obstruction, and zero accountability.

    My Experience. When I was intimidated into a fraudulent transaction at their poorly secured ATM that is hidden around the back of the building in a very unsafe neighborhood, Wells Fargo:
    - Denied my claim despite clear evidence of fraud.

    - Blamed me for a transaction conducted under duress.

    - Ignored their own security footage that would prove my case.
    - Mishandled my claim by assigning incorrect case numbers.

    - Refused to acknowledge their dangerous ATM placement.

    Wells Fargo's Troubling Pattern. This is not an isolated incident. Wells Fargo has a documented history of putting profits over people: 2016: Paid $185 million in fines after employees created millions of fraudulent accounts without customer consent. 2018: Settled for $575 million after improper mortgage modifications led to hundreds of wrongful foreclosures. 2020: Ordered to pay $203 million for deceptive overdraft practices. 2023: Hit with a staggering $3.7 billion CFPB penalty for mismanaging auto loans, mortgages, and deposit accounts, harming thousands of customers.

    The Numbers Speak for Themselves.
    - "F" rating from Better Business Bureau with over 5,000 complaints in three years.
    - Over 5,000 CFPB complaints in 2023 alone for account services and fraud handling.

    - 1.4/5 stars average on Trustpilot from more than 1,000 reviews.

    The Reality of Banking with Wells Fargo. When you bank with Wells Fargo, you're choosing an institution that:
    - Places ATMs in isolated, dangerous locations with inadequate security.
    - Automatically blames customers for fraud rather than investigating properly.
    - Has paid billions in settlements yet continues the same predatory practices.

    - Values corporate profit over customer safety and financial wellbeing.

    Despite their massive marketing budget portraying themselves as trustworthy, Wells Fargo's actions reveal a corporation that views customer harm as an acceptable cost of doing business. I strongly urge potential customers to consider alternatives that haven't repeatedly demonstrated such callous disregard for consumer protection and safety.

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    Reviewed April 18, 2025

    They deserve less than Zero back up office & management/institution literally bunch of thugs, freezing your account & post date closing the account so you have no access to your funds for 3 weeks, unheard off, literally bunch of gangsters, but who can stop them.

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    Rates

    Reviewed April 18, 2025

    Be very careful if you have a very old money certificate with Wells Fargo. I opened up a money certificate with Wells Fargo 2005 for one year. They took it upon themselves to change my one year term to six months. No sign of papers. Just be careful which means that I lost interest when they turn my one year to six months without my consent. They don’t need to be in business. I don’t have the time to pursue what I would like to, but I will be closing my account with Wells Fargo. And by the way, I had an account with them for over 45 years. That’s the sad part how they took advantage of me.

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    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed April 17, 2025

    I’ve been a loyal Wells Fargo customer for over 10 years. Right before leaving the U.S. for a couple of months, my account was blocked after transferring $3,500 to my son, a person I’ve sent money to monthly (usually $1,000+). I had also changed my password that day. I explained the situation and was told to give my son a power of attorney so he could access the funds. He went to a branch twice, once without and once with the notarized document. Still, after waiting for hours, they told him I had to be there in person.

    I was willing to provide any and all information, and so was my son. I even went as far as notarizing the document, and yet Wells Fargo completely ignored our efforts. Despite many calls explaining I was stranded abroad without access to my funds or a way to return, they kept repeating I needed to go in person. One representative even ended the call mid-conversation after saying, “You’ve been told multiple times to visit a branch.” I feel completely abandoned by a bank I once trusted. This situation has hurt both my personal life and business, and I sincerely hope Wells Fargo rethinks how they treat honest, long-term customers in difficult situations.

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    Customer ServicePunctuality & Speed

    Reviewed April 17, 2025

    I had an account years ago, and when I tried to close it due to fees and no benefits, they fought me every step of the way. Recently, they opened a new account without my permission and won't tell me who opened it or when it was opened. They said that they couldn't share this information. I'm waiting for the fraud department to get back to me but haven't heard anything in two months. When I try to contact them, there are long wait times. I don't think they learned from the fraud cases they were involved in a few years back.

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    Customer Service

    Reviewed April 15, 2025

    I am a third-party auto dealer that took a trade-in and sent all documents to Wells Fargo. I have been calling them for the last 3 months to get a title the run around. My last call with Wells Fargo title I spoke to Araceli ** and spent an hour or so, and asked to speak to a Manager and just sat there and never was able to do so. I still have no title.

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    Customer ServiceStaff

    Reviewed April 9, 2025

    I contacted customer service today regarding my business account, which I’ve had for over 10 years, after noticing a $4 transaction fee that I wasn’t expecting. Unfortunately, the representative I spoke with was unkind and unprofessional. She didn’t let me finish explaining my concern and kept interrupting me. I made it clear that I wasn’t calling to argue, but simply to understand what had happened with my account. Her tone was aggressive, and I ultimately had to end the call because the conversation became too frustrating. I truly hope Wells Fargo provides better training for their staff—especially in how to communicate respectfully with long-time customers. Even when dealing with tough questions, patience and professionalism should always come first.

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    Customer Service

    Reviewed April 9, 2025

    Today when I went to check on my account for some reason it was closed, and no one had the decency to let me know it was closed until I checked it. I spoke with someone in customer service, and they said the account would be ok for 60 days, but they decided to close it anyway and fail to let me know before the 60 days was up, I have been a customer for over 20 years and this how you all treat your loyal customers. I will never recommend this company to anyone ever. I would give it a 0 if it was on the charts. Absolutely DISAPPOINTED 100%.

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    Customer ServicePunctuality & SpeedBilling

    Reviewed April 4, 2025

    To be call a criminal is a disgrace! I hurt and disgusted on how they handled this situation. My wife and I decided to open a joint account where we can paid our bills from and we receive our taxes into her personal account at another institution so she was transferring it to our joint account and they said we was committing suspicious activity! They didn’t call us to verify or anything. They blocked all my accounts and told us we was committing fraud! We offer to show them proof of where the money came from and they said no need we are ending relationship. My rent and bills all come out from that account and now my funds are on hold so I’ll have to pay late fee and etc. Shame on you Wells Fargo!

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    Customer Service

    Reviewed March 28, 2025

    I am writing to discuss my frightening experience with Wells Fargo, regarding a series of fraudulent transactions that have occurred on my checking account. For the past month, I have submitted multiple claims to address this matter. However, Wells Fargo has placed a negative balance on my account and continues to permit unauthorized withdrawals by the fraudsters. Despite my efforts, the bank has refused to close the account. I have contacted the customer service team, the claims department, and the fraud department, but my concerns have not been adequately addressed, and I am being held accountable for these unauthorized activities. To further protect myself, I have filed a police report and reported the identity theft to www.identitytheft.gov. Additionally, I have taken the precaution of freezing my accounts with all credit bureaus. Unfortunately, Wells Fargo has yet to close my account, which continues to be a source of concern.

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    Customer ServicePricePunctuality & Speed

    Reviewed March 27, 2025

    I have been a Wells Fargo customer for YEARS. I am extremely disappointed in how their fraud dept protects your accounts. When you realize your account has been compromised and you call to inform them. What do they do on their end to prevent reoccurring drafts? You should not have to call them on a continuous daily basis to inform them that unauthorized drafts are still being deducted on a daily basis. That is their job so they promise. Cancel your debit card, purchase a new phone, really?? So I have.

    Please ANYONE explain why drafts are still being deducted with my replacement debit card that was only mailed out 3 days ago? How does that happen without knowing your new number??? The only one that should know assigned replacement card number should be Wells Fargo.. hmmm sounds like sufficient security is not in place to protect customers… smh… go to branch to visit in person to withdraw my direct deposited paycheck frantically before more money is stolen. More time lost from work btw at my expense. Inquire about an appointment to change entire account number? We are booked up for the next month on Saturdays. Well that is not putting your funds as a priority .. Does anyone do their job anymore??

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed March 19, 2025

    I think Wells Fargo is literally stealing money or is allowing others to do it for them. I had a fraudulent wire taken from my account for $9850.00, all the money to my name. I received a text telling me a wire was sent and within 2 minutes of receiving the text. I called WF to let them know it was not me, they said wire is gone, I ask them to call the receiving bank and they would not do so. I am 67 years old, live on SS and flat broke because they will not put that money in my account.

    Every person I talk to, clearly does not give a rats about what has happened, all I get is a canned package of "I'm sorry this happened." How about, I'm sorry my employee was too lazy to stop the wire 2 minutes after it was sent. Truly, this is criminal and I will go to the end of my life continuing to fight this. By all the reviews I have read, this is common practice for WF. I also read you are being investigated which gives me the energy to start filing my complaints. Shame on WF. I am curious, does DEI play a roll in the decisions WF makes in regards to who get their money back and who does not.

    With all the cheap labor you outsource to other countries, I had someone that must have lived in a jungle, I could only get two words out of a 30-word sentence after holding 30 minutes waiting for a customer service person to become available, I told her she was cutting out so bad, could she connect me to someone else, to which, she just hung up on me. WF has put me in a position that it is very likely I will be on the streets when I cannot pay rent on the first, and it just amazes me that after reading over 3000 reviews, WF has gotten away with this for far too long.

    I am delighted to read that the big boys now have you under investigation. I have attached copies of my screenshots showing how quickly I responded to the alert I received and the wire took 24 hours to post, but due to a lazy employee, I guess it was too much trouble to call a good bank "Chase" to have them hold the wire when it hit that account, this is truly a nightmare.

    I am sure I will not hear a thing from this review or if I do, it will be the same canned package speech "I'm sorry this happened but we did everything we could" but the fact are, they did nothing to try to stop this fraud, after all, it's not their money, who cares if it doesn't affect you. Notice the wire receipt shows the wire did not post until over 24 hours after it was sent, more than enough time to pick up the phone and call Chase the receiving bank.

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    Customer ServiceSales & Marketing

    Reviewed March 14, 2025

    Wells Fargo doesn't stand behind their customers. Good luck if you have a fraud case, they'll make you jump through a dozen hoops and then deny it. Got duped by a scam site? Too bad. Double-charged for a transaction? Oops, guess you're broke. Absolutely useless customer service, and I thought BoA was bad.

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    Customer ServiceStaffHonesty & Transparency

    Reviewed March 8, 2025

    I have been with Wells Fargo for 20 years and I am furious with how they are handling a fraudulent ACH withdrawal with someone/company I have never approved or associated with. From the first time I went into the branch to close my account and open a new one they said I just need to do a lost and transfer. This was the first mistake they made as my original account will still be connect to the new account. When this person did the ACH withdrawal it carried over to my new account. I spent hours on the phone with Wells Fargo having to put a stop check on 4 different occasions.

    I spent several days with the branch trying to close this account again for a completely new account and was told I can't close the comprised account until it is a zero balance and even then, it takes 30 days to close still leaving the account open for this person to continue to try and pull from this account. 4 times this person continued to pull from this account and Wells Fargo did nothing!! I even called to have the account to be frozen and I was told no one would be able to pull money, this was a lie! Then I was told any they do is not guaranteed.

    As many times as I called and all they could say is it can take up to 10 business days to investigate while this person/company was able to successfully pull money from my account while Wells Fargo sat by and did nothing! Wells Fargo failed to protect my account as someone was clearly fraudulently pulling money multiple time from different names and each time being reported!! I hate to end a 20 year relationship but this company has incompetent people working for them who lies, who does not know how to handle fraudulent situations, and people who just don't care!! I am sick to my stomach as I continue to be negative. Wells Fargo needs to be held accountable for their actions NOT taken! The only thing they can guarantee is NOT to protect you!

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    Reviewed March 6, 2025

    Wells Fargo ATMs steal cash items. I recently deposited cash in $100s. The “confirmed” amount was not accurate and cancelled the deposit transaction. The returned cash was not what I put in, it was less. I reported this to the bank manager, filed a claim and maintained contact with the claims department and bank. The end result, the claim was closed and Wells Fargo got away with stealing $1,000 from a single mom. I believe it's time to take this to a higher court.

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    Punctuality & SpeedStaff

    Reviewed March 4, 2025

    Wells Fargo does not help you when you have a fraud case. My check was washed, and They would not return the money although they saw that it was indeed a fraud event. They said it had been over 30 days. So, it was like 45 days. This was an account that my mom let when she passed. I never used the account. Also, my statements did not come with in 30 so to check how? If I had checked the account and reported it would have taken more than 30 days. But they are not accountable for what they do.

    They closed my account and opened a new one. They told me that they would order checks and send my account number in the mail. Guess what 2 and a half months later I still have not gotten an account number or any checks. I checked on the checks several times and was told it may take 6-8 weeks to get them. In reality when speaking with my local bank, they have never been ordered. You tell me. I am taking every cent out of that bank, and you should too.

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    Refunds & PayoutsStaffBilling

    Reviewed Feb. 19, 2025

    My 93-year-old mother has had an account with WF for 14 years, making regular deposits and holding a balance until recently of almost 40K. Recently, I attempted to initiate POA as she was declining mentally and at her request. The bank refused to honor a lawful POA because her license was expired (she no longer drives) and because she uses an initial for her first name on her account and her POA used her full legal name.

    Despite offering additional identification with her legal name spelled out, the bank refused to honor the POA. Another bank accepted it immediately but in the meantime, I have no access to her account or ability to manage her funds. She is now in a nursing home and I cannot pay for her medical bills and care. My last option, after attempting to handle this multiple times with the bank is to hire an attorney to secure a court order compelling the bank to honor the legal POA. What kind of business does this to an elderly and loyal customer?

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    Customer ServicePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Feb. 19, 2025

    I had a Wells Fargo account years ago. And in 2009, right after the Big Short Banking and Securities Fraud and Financial collapse, I started having unusual things going on with my account and massive NSF overdraft fees. Whenever I called them about this, they merely put the blame on me. These unlawful fees would actually drain my account of my meager Unemployment automatic deposits leaving me with almost nothing. Then, in 2023 I received a letter from the WF Mediation Program Administrator's that my previous account had been identified as being part of their 2009 Banking and Securities Fraud and they offered me a meager settlement amount as restitution. But I declined their initial offer and they upped it a bit more. But I declined that too. So they increased it even more, but still to an unacceptable amount.

    They then sent me a check for even greater amount, with a letter stating that I did not need to consider that as final payment/restitution which I have not. I demanded a Mediation appointment and stated what I would accept as Final Settlement Payment amount. It took over a year to get this mediation appt which is outrageous as it's now been 15 years since this fraud occurred on my account. Since then, I had watched the publicized hearings and knew the broad scope of what they knowingly and intentionally did. As a result of the mediation appointment I received the maximum amount that they were 'authorized" to "give" me but without having to agree to that as Final Settlement. It was still way below what they made off of that account. So I have sent to the WF Trustee of the Trust Indentured my demand for Final Settlement payment.

    This 'Trustee" by the name of Steven Black, just punted it back to the ridiculous Mediators to handle. This is unacceptable! They have irrefutably defrauded their own customers, over and over again resulting in multiple Class Action Lawsuits and ongoing Banking and Securities Fraud involving Identity Theft for their Executives unjust enrichment. Then they just deny, delay and give their defrauded Customers the run around! It's been 16 yrs and they still can't bring themselves to just do the right thing! If one of us had defrauded them, they would be acting fast to get a Criminal Indictment and Punitive Damages! They are pathetic parasites on mankind!

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    Customer ServicePriceRefunds & PayoutsBilling

    Reviewed Feb. 14, 2025

    My business account was fraud for $9500 through my debit card that I have with me. There were 3 transactions and all using my debit card number and all going to banks. I'm on business day 5 and was rudely spoken to when I called Wells Fargo fraud claims department. Also, they haven't made a determination as of yet. Now my account is short, this money and I cannot pay my bill. While I am being terrible by them the claims department. I put a complaint in and I'm hoping that they will correct this because people cannot be treated this way especially when they have been fraud. Meanwhile, I have online charges of mine stops by this bank for $50 and I have to approve it and a $3000, $5000 and $1500 charge never asked for my approval. Something is terribly wrong.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Feb. 11, 2025

    Wells Fargo is the worst bank to do banking business. I have an account with them, it was going great until I need to withdraw my hard earned money. I went to the bank to withdraw some of my money, when I was told I could not. They claimed I was moving the money too quickly, I wasn’t leaving it in the account. I have bills to pay and a family to take care of, I can’t afford to just have my money sitting in the bank. Because of the my account was blocked and under investigation. So now I have no choice, but to be a sitting duck with no money because these people at Wells Fargo blocked my account with all my money. And to make matters worse they also said they would close the account after they are done doing whatever they claim to be doing. Worst customer service ever. 😡😡

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    StaffHonesty & Transparency

    Reviewed Feb. 4, 2025

    Wells Fargo's fraud and dispute department consists of lazy, dishonest people. They are supposed to be backed by the FDIC but can't even correct a clear case of fraud. They then close a dispute without an actual resolution. Just because the third-party company sends a letter saying they may repay the victim after stealing her money for a wedding dress doesn't resolve the issue. But clearly, these individuals at this bank think this is sufficient, and they no longer bother with protecting their customers. It's pathetic! If I were you, I would stay away from this bank, which clearly doesn't care about doing a good job. Why would you trust them with your money, your livelihood?

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    CoveragePunctuality & SpeedBilling

    Reviewed Feb. 3, 2025

    I am about to leave this bank even though I've named with them since Wachovia..! I don't like that the balancing of the accounts didn't reflect the ACTUAL balance after paying bills or transactions. So now money bouncing back when I pay a bill at the time I know it's covered but days later you trying me I can't cover it how? This is the 3rd time this has happened and I'm over it at this point.

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    Punctuality & SpeedStaff

    Reviewed Feb. 1, 2025

    I have been with Wells Fargo for over 20 years. They refuse to give me credit for a deposit for 12 days on a 20,000.00 dollar check! The bank I received the check from is next door to Wells Fargo in Virginia. I run a Business and need the funds to continue. Instead they expect me to wait 12 Days to clear this check. Wells Fargo needs to new employees, empathy for small business or have better polices. I'm pulling my accounts from Wells Fargo. I now understand why they have so many lawsuits.

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    Customer ServiceStaff

    Reviewed Jan. 31, 2025

    Unresolved Unauthorized Deduction & Poor Customer Service. I am extremely disappointed with Wells Fargo's handling of an unauthorized deduction of $760.33 and the closure of my account—an account they closed over a year ago. Despite multiple attempts to resolve this issue, including two trips to the Bellingham branch, signing notarized documents as requested, and repeated follow-ups, the bank has failed to provide a resolution.

    The funds were taken without a phone call or prior notice, and I’ve been subjected to excessive procedural delays and runarounds. As a 20+ year customer with multiple active accounts in good standing at the bank, I expected better. Instead, I have been ignored and left with no accountability from Wells Fargo Bellingham Branch employee Ruan. This level of service is unacceptable. I urge Wells Fargo to take immediate action to resolve this matter before I escalate further. If you're considering banking here, beware of their poor customer service and lack of accountability. #WellsFargo #CustomerServiceFail #UnauthorizedCharges #Bellingham

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    Customer ServiceStaff

    Reviewed Jan. 24, 2025

    Beyond awful..In commercial drive-thru for 45 minutes. West Bay Clearwater FL Belleair Bluffs..Teller Kathie slower than molasses and branch manager stood around with 2 other employees not assisting other customers in drive-thru. Just appalling..No understanding of customer service...

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Jan. 21, 2025

    Stay far far away from them, by far the worst bank I’ve ever dealt with. Customer service has no clue what they are telling you and can’t answer simple questions. You can’t see returned payments on online banking, had customers bounce checks on my business account and didn’t even know it until a month later.

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Jan. 21, 2025

    Wells Fargo is Truly the WORST bank I have ever dealt with. The customer service is HORRIBLE! I am only trying to open an account with the bank and they clearly have no interest. You cannot get anyone at the branch. I am a determined person, waited which lead me to wait 45 minutes to finally get ahold of someone. The person was of zero help, gave me another telephone number to speak with. This is a run of the mill no customer service, no help bank. Don't waste your time. Go to BOA, Chase or PNC. You will have less stress and better experience.

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    Customer ServiceStaff

    Reviewed Jan. 14, 2025

    Yesterday I went to get a hotel room I had booked in Miami and this bank blocked my card. I called them twice and they sent me twice an email and I gave them the code numbers. It didn't matter. I was asked foolish questions and missed one question. I didn't have any cash to pay anyone to take me to any bank. It's was many miles away. I found a cab. I had to be in the bank for over 45 minutes and I drawn out of most of my money and left only a $132....

    I will return soon to close this account I've been off and on for since 2004... This time I will never return -linda **. I lost money. I have to pay the cab driver $92 round trip to the bank and back to the hotel. I will stop va from direct deposit and I will go and stop SS from direct deposit as will this week. I really hate Wells Fargo Bank forever. That's time I waste yesterday and money I could've used it for food times or very hard for me right now. I'm so happy I haven't gotten my lawsuit money because I would've put in this bank! Thank you for showing me why I left you the last time!

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    Customer ServiceStaff

    Reviewed Jan. 8, 2025

    Been with WF for about 2 decades…. Tried to make a purchase with my Active Cash Visa card from Wells Fargo… They blocked it for fraud, I went through all the security protocols, sent them my ID to verify, and they said it would clear for a purchase. Tried it again, blocked my account and I called fraud prevention again…. Spoke to the rudest and absolutely disrespectful representatives…. They then proceed to tell me “We can’t help you go into a branch.” I asked why? Her response…. "I just told you, go to a branch.” Card is locked, no representatives would help along with them being rude as I have ever dealt with. Absolutely disgusting experience as if they are doing me a favor with me spending my money with them…. That account and card will sit idle forever. I would never ever do business with such a poor company ever again. Pathetic what Wells Fargo turned into.

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    Customer ServiceStaffBillingHonesty & Transparency

    Reviewed Jan. 8, 2025

    I can never go to this bank without having issues with them. Either rude bank employees or some account issues which they do not resolve. Tried to open a credit card this week with them. Hoping they may have gotten better but nope. I have excellent credit over 800 and low debt/credit cards. I never get turned down by any bank or credit card company. But Wells Fargo turns me down for some stupid lie they concocted. I have none of those things on my credit report. They use algorithms to make business decisions. And just an excuse to discriminate against good clients. Worst unethical bank. Shame on them.

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    Reviewed Jan. 3, 2025

    Wells Fargo epitomizes the intersection of both deceit and dysfunction. My ongoing experience with them has been appalling—untrustworthy practices, outright theft, and a complete disregard for their customers. This is the same bank that’s been embroiled in scandal after scandal, from creating millions of fake accounts to defrauding their own clients. If you're considering banking with them, run in the opposite direction. Wells Fargo doesn’t just mismanage money; they exploit trust. Stay far, far away.

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    Customer Service

    Reviewed Dec. 28, 2024

    Insane policy of maturity date on CD's. Cd grace period was Dec 22nd. Wells Fargo is not open on the 21st or 22nd. I showed up on Monday the 23rd. They would not extend my grace period by one day. Wells Fargo will roll over your CD to 1.98% automatically. Ensuring that they get to pocket the other 4+%. I will never recommend Wells Fargo. I will now put my $ into a Schwab CD or with my friends at Edward Jones. At least they contact me over the phone and I can make transactions over the phone or PC. Much easier than trying to be available during "Bankers Hours". Lesson learned.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedStaffBillingRatesTimeliness

    Reviewed Dec. 27, 2024

    I opened a new credit card approximately a little over one week ago with Wells Fargo Bank to get the promotion. Within the first week the card was compromised. I called the customer service number on Christmas Day to find out what the unrecognized charge was. Two days later two views are showing on my online account, one where they closed out the account and the new account to which the information was switched. Both account balances are incorrect and the owing balance on the new account was the payment that I made yesterday. Now, I have had fraudulent charges on a different credit card and I had the new card by the next day. With Wells Fargo, I am told that the new card will not be received by me for 7-10 business days even though I told customer service that I was using this card exclusively.

    I just called the customer service line this morning to tell them that my account balance was incorrect and was again told that it takes seven days to transfer the information to the new account. Interestingly, the payment was entered accurately on the old view, it is just that the ending balance was inaccurate; but the new view showed my payment as the ending balance. Customer service had no interest in my complaint and finding out how such occurred. They were rude and told me that they were transferring me to another department where I was left on hold for twenty minutes. I finally gave up. I am going to fulfill my obligation to receive the promotion and cancel the card.

    I have absolutely no confidence in this bank. I don't expect to have to wait one week to receive the card replacement and one week to get an accurate balance on my online account. And the way the online account is set up is very poor indeed. It does not show pending transactions like other credit card online views and the account balance is always wrong. I recommend the Bank of America cards. Their online bank account views are really excellent and so is their customer service. Do not use Wells Fargo for any kind of banking service.

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    Wells Fargo Company Information

    Company Name:
    Wells Fargo
    Year Founded:
    1852
    Address:
    420 Montgomery Street
    City:
    San Francisco
    State/Province:
    CA
    Postal Code:
    94104
    Country:
    United States
    Website:
    www.wellsfargo.com