Tower Loan Reviews

I got a loan from them for furniture in 2020. Never late! They kept calling trying to get me to get extra money and I would refuse. Then all of sudden I started getting calls saying I’m late. I go there with receipts. They show where a payment was received late and I had to make a late fee. 3 months later same thing. So I asked them, "Are you intentionally holding my payments, just so you can credit them late so I would have to pay more. Because as you can see I’m making the payments and you are receiving them them on time." They got extremely mad and started cussing. So I asked him to explain why they are been credited late when you are receiving them on time.

Every single month I set up a payment to pay these people. I get paid twice a month and the way my bills are set up I pay them with my second check and like clockwork, I start getting calls. When will I pay, I tell a person then another one call the next day. I’m like, are you serious? I get talked to any kind of way. This last time a girl called and I said, "I will be setting up a payment for the next Tuesday." Well, she misunderstood and someone else called.

I took out a loan for my daughter to help her with a personal issue. She lost her job and was having trouble pay the loan. I called and asked if we could pay the interest on it and explained my situation. That technically it was my daughter's loan but in my name. I am on disability and can barely pay my own bills. They told me they didn’t do the pay the interest thing and that I needed to pay something by a certain date. They kept calling me, harassing my Mom, harassing my friend in Lake Charles. I called them once again and tried to explain my situation. Told them I couldn’t handle the stress right now. It’s the holidays, my son has been missing since Aug of 2014. That I was already fragile, to please stop I’m doing the best I can.

The people at Tower Loan are rude and and unprofessional. After my loan was paid in full in less than 90 days, Tower Loan reported to the credit report that I borrowed much more than I did. Tower Loan wanted me to put my car up for collateral. Because of the above reasons and more, I decided to take my business elsewhere. Tower Loan didn't want to take my final payment. I had to call about 4 times and they charged me more than I owed. Tower Loan won't update my credit report account to reflect paid on time x 3 months, and paid in full. I filed a dispute with the credit bureaus and Tower Loan still haven't updated my credit report. I was still approved through reputable and well established companies with much better terms. I didn't have to put my car up for collateral and the interest rate is less than half of what Tower Loan wanted to charge me. I, also, filed a review with the Better Business Bureau. Please, do your due diligence.

I got a loan over 10 years ago with this place in Sikeston Mo. I fell on hard times and couldn't pay. Since then they have sued me and I got a 1900 loan. Know my court case online shows that amount as my judgment but when I got served the lawyer they used Schwartzkopf law office WROTE in a judgment interest of almost $9,000. Making me owe 10,000 not the 1900.00 and the garnishment is to be paid to that lawyer. Nowhere on Casenet does it show any interest amount to be paid only the 1900 judgment. I don't think this is legal at all.

This company has very bad values and the way they talk to you over the phone is uncalled for, one manager talked over me. And demanded I make one late payment by Friday or she was going to take me to court. Then used foul language the bword said I was making up excuses as to why I missed one payment and wouldn't have the money until the end of the month, will not work with you at all, and demand the money be paid or else. I have already paid back half my loan on a monthly basis but they don't understand I only make 11.15 an hour at my work, and only work twenty hours a week. I'm not full time and then they constantly call and harass my parents, call me at my own work place when I don't call them back at their command.

This is the worst possible place to do business with. These people, especially the management, have zero care, respect, professionalism, morals, and humanity. DO NOT use this business. By all means go somewhere else. Save yourself the headache.

I received a check in the mail and cashed it from Tower Loan. Since then I have had serious financial issues. I am a mom of 4 children and my youngest daughter was born with a rare blood disorder which requires multiple hospital stays, painful episodes, and many days of missed work for me. I can barely pay my rent. Mr. Ben ** from Zachary La tower loan (225-654-1539) initially came by my home a month ago. He told me he couldn't reach me via phone, so I provided him with the correct number.

These people changed my account number and service branch by themself. Since my first payment I went to the original branch at Schertz, TX, and set the autopay feature. They changed the account number without notify me and disabled the autopay feature without any notification. I received a mailed letter saying that I was behind my payment and adding $19.20 fee for late payment. I called the San Antonio branch and they just don't care about the changes that they made and the added charges, plus they make you to open an account on a online pay service that charges you an additional $2.95 per month. I ended paying $22.15 more per month because they arbitrarily, without my consent and without any notification changed my account branch and number. Scamming for extra money and forcing me to use their "online pay service" with another extra charge.

I have two accounts and only sign for one. You saying I owe one thing to CFPB but reporting something different. I’m getting a lawyer for this company. I know there are lawyers also doing wrong things. Don’t use them at all.

I had a small loan with Tower Loan and after many months of perfect payments they continued to call several times per month to say you have been approved for additional money. After several phone calls I called to inquire about a loan to repair my car for $600 with no change in payments. Once I got there and was reviewing the terms the payment amount had changed so I refused to sign and the representative got the manager to approve it at the same payment amount I was suppose to pay and added insurance that they said would not make a difference. I was told I was going to get $500 and then after I said I thought I was getting $600 so she said after talking again to the manager that I would get something like $597 with a new due date only. I was under the impression that I would keep my payments in the same pay range but that was not the case when I tried to pay them after calling to get new account number.

I received a call claiming that I had a check cashed in my name. I told them that there is no way I was in the city it was cashed because I am in school in a town hours away and can't spend time going back and forth for whatever amount they are telling me I cashed and owe due to me being busy and not needing a loan. Now that I told them it wasn't me and to mail me whatever they need to they are now threatening to sue cuz of the fraud they're trying to do in my name and claim that they can't send me anything to sign cuz its a legal document and they need my id which seems extremely sketchy.

Like many Americans, I ran into some struggles financially. One day, I received this check in the mail. It was from Tower Loan. I had just gotten a new job, but I didn't have any money saved up and I had expenses coming due soon. So I cashed the check with the expectation that I would be able to repay the loan. For context, I am dealing with the Rockford, IL branch specifically. Well, that didn't happen. I made the first payment, but then lost my job in some unfortunate circumstances. I became ill and cannot work anymore due to the nature and severity of my illness. I am also currently not eligible to draw disability benefits, as I have not gone through that process yet.

This company has been practicing Predatory Lending!!! Have taken advantage of poor, elderly folks in Mississippi (probably everywhere) with scare tactics and taking appliances, lawnmowers, TVs, and refrigerators as collateral!!! Needs to be investigated by the Consumer Financial Protection Bureau (CFPB)!!!

I am in the middle of filing Chapter 13 Bankruptcy. I have my 3rd meeting with my attorney this week. I was served at home this morning. I have given these people my attorney’s contact information at least 5 times. The manager (she) is rude, nasty, and uneducated about the laws. The staff is nice but do not know the laws. The manager told me that a bunch of people say that they are filing bankruptcy and don’t and that she would collect the money owed however possible. She also said that my bankruptcy was taking too long and that basically I was a liar. I reported her behavior and lack of knowledge to corporate headquarters. Honestly due to the violation of the laws my account should be paid in full.

I took a loan 3 months ago back in May 2021. I was in need of help, the job I had wasn’t helping me get by so I took a loan out with these people. Til I found something else. Worst mistake I have ever made… only took a 1,000 dollars. 2 weeks after I took the loan lost my job. I communicated with them to explain to them what’s going on. July rolls around had a good job. Started making my payments middle of july, this is were it all goes downhill.

Tower Loan does not help people, they hurt people. When you're in a bind, sometimes out of desperation you choose avenues that are wrong. I truly agree with everyone of the reviews I read. The company is heartless. The Bible says usury is wrong. These people are going to have to answer to God for their tactics against the poor and those who have no idea what the company will do even if you have a crisis, they laugh at you and say others are in the same boat. As a Veteran who served their country with honor, who has physical disabilities like a lot of good folks is now realizing the insanity of trying to pay off this company of a loan that has tripled because of their high interest. I now live on a government set income, they cannot touch me. My loan would have been paid off by now had the interest not been so high. Please never set foot in their office for any reason. You have been warned.

This is the worst loan company ever. I've had a loan with them for a little over 2 years, was always on time with payments up until a couple months ago. They started calling me at work, so I told them do not call me at work. Later that same day, they called me at work again, so I talked to the District Manager. He was really no help, just like Alexa and everyone else at the office, he just kept overtalking me about getting a payment. Wasn't too concerned at all about them violating my rights and calling me at work. Can't wait to be done with them, they actually called my job again about a week later. Then called to solicit additional funds after I caught the account up. What a joke.

Tower loan sent me an unsolicited loan in the form of a check, not a fake check but a real check! I had never heard of them before. They sent the check out in the midst of the Chinese virus and also a few weeks before Christmas. I cashed the check, that's on me, I was trying to survive what covid had done to our country... But again, I was stupid and cashed it. They ARE THE WORSE company I have ever had to deal with! They call people after I have asked them not to call (I have no idea how they got the numbers of relatives and friends). They treat you like a criminal and talk to you with so much disrespect it's appalling! They constantly spoof their phone number to make it look like it's coming from a different place, even a different state!

I have done business with Tower Loan for a few years. Although they are a ripoff I still did business with them lately. The Tower Loan of Ridgeland has all new employees. They has started harassing me for payments that was only a few days past the due. I had two accounts. I paid one off. I asked when was the payment due on my new account. She told me. I told her I would be by Monday. She said she would notated it so that I would not get a call the next day. I received a call. After that I received a text after that from the manager Anthony **. Called wanted to know about the text I replied to. Really rude screaming at me until the acting manager Raven ** got the phone and said I don't think he meant anything by what he said. It's a long story. My sight is not very well. I'm 64 years old. I'm confused as to how they hired a manger like that. He was not professional at all.

I finally received a settlement check after 4 1/2 years from the great flood of 2016. After carrying a very small second mortgage with what is now Tower Loan for 14 years, without a single late payment, and the balance at only $4k, the Hammond Louisiana office would only endorse the back of the settlement check if I would pay off this long and very high interest loan. Of course, they already received most all of the interest on the 15-year loan. The loan was originally taken out with Harrison Finance but sold out to Tower loan in recent years.

I have never dealt with a ruder more unprofessional company. I deal with the Anniston branch, and ALEX is the worst customer service/employee that I've ever seen. Extremely rude. Can't believe they are still in business.

I went to Tower Loan company in July of 2018 and was about to apply for a loan but they responded to me that their system was down and that it will be back up soon and asked if I would like to wait. I decided to wait. My children was with me and it was taking longer than expected for their system to come back up. I spoke to the lady that was working with me that I wasn't going to apply for a loan and that I was leaving. Well in September I went on Credit Karma to check on my credit report and notice that my score had dropped. I looked to find out why and notice that tower loan company did a inquiry on my credit report without my permission.

I received a check through the mail in Nov. 2019. I was use to doing business with Harrison Finance that was purchased by tower loan. I cashed the check from Nov, 2019. So I kept getting calls from tower loan that they had an extra $1000 if I needed it. Due to the Covid 19 I finally said ok after the 7th call in 2 weeks. The girl said I would just need to come in to sign papers and pick up check. I told her I was busy but would try.

I completed payment of 2 loans with Tower. The 2nd one refinanced an earlier original loan in 2013 and paid off in October of 2014. Paid in full. Closed current and reported as paid in full - there were late payments during the loan that were correctly reported. Suddenly on April 1 2020 they hit my credit report and tanked it 50 points. Then called attempting to collect on that debt with threats of legal action. I will obtain an attorney and I WILL proceed with legal action. I have worked very hard to restore my credit and this illegal, threatening action is absolutely despicable. I expect immediate reversal of their current actions against me and my credit report. Horrible company.

This place is the worst place to get a loan from. They still want their payments and my husband has gotten laid off from his job, because of this COVID - 19 virus. I know we were behind in our payments, before this COVID -19, but with all the late fees they charge you can never get them paid off.

Tower deserves a minus rating at the very least! I am in Springfield MO and I got a loan with them. I was paying my payments. I didn't find out until I started getting these late notices and I called them, that they had taken part of my payment as a late fee! I received no statement or no notice they were doing this. I called them and couldn't get any details. Finally I asked for an itemized statement. I received it and found out they had taken a late fee out of my last 4 payments! I called and a girl told me NO problem just pay a little extra each time and you will get that cleared up. So I did. They are still charging a late fee on their late fee charges!!

My dad had a couple accounts with this company. A personal loan and furniture financed through them. After he passed away I notified them of his passing. They insisted on picking up furniture that was not paid off. Which is fine. I did not have a problem with this. They show up to look at the furniture with no way to load it. No truck, no scheduling, nothing! So we delivered it to their office for them. They had nowhere to put it. It literally sat in their storefront. I provided them with the death certificate which should have close the account considering he had no estate, no executor, and nothing to put into probate.

If I was able to give Tower Loan of Houma a rating below 1, I would give them an even lower rating. I feel like I'm living in Purgatory dealing with these people. Originally got the $1200 loan through Harrison Finance in 2013. HF was very good good to me. They were understanding and worked with me if I needed it. 3 years ago, they stopped my payments while I was out on medical leave until I was back on my feet. While HF was amazing to work with, this loan was my biggest mistake next to marrying my first husband. TL took over HF while I was on med leave. I had no idea Tower Loan took over until they started calling wanting payment.

Tower Loan should get 0 stars!!! This place calls and calls even after I make my online payment saying we are behind but yet I pay twice in once month .. they are very unprofessional and I will never deal with this company again!! They are not only stalking us But our entire family!

I have never seen a company like this before. Yes I'm 3 payments behind but, that's because I was rushed to the hospital by ambulance then straight to emergency surgery on Oct.11. I was discharged from the hospital the week before Thanksgiving, and sent to Occupational & Physical therapy. I was discharged from both of them right before Christmas. They relentlessly harassed me calling several times a day even on Saturdays even when they knew I was in the hospital, they called my family, my friends it was horrible. Then someone else cashed a check that they sent me even though I told them I didn't want ANYTHING ELSE from them EVER.

Hello everyone, I took out 2 different loans with Tower Loan. They have been great to work with and have some awesome employees. They are professional and just great to deal with. They are careful about how much they loan you because they want to make sure you can pay back the loan. I live in Missouri so maybe the laws may be different for each state Tower Loan does business in. As far as I am concerned, they have been concerned about my financial matters in paying them back and have been very nice. They always worked with me and give me an extra ten to thirteen day leeway to send in my payment. They have never charged me extra for this service. If I miss a payment, then it must be because of a family emergency or death. There must be a reason and they will waive it for that month.

This company is extremely unprofessional and I have often wondered if they are stalking me! They have sent employees to my house and dropped off letters with my underage children. Most reputable companies send it certified mail! They have ran my credit report without my permission more than once. They never send statements and they refuse to take a partial payment unless you go to the actual store with a check or money order. I am almost afraid to go in the store in fear of losing a limb for payment. Some are extremely rude and have told me to avoid paying other personal bills which would interfere with my employment in order to pay them. They have not only harassed me but my employment. They call from several different numbers and the main boss that I have spoke with had me in tears, extremely rude and immediately ran a credit report without my consent, as soon as I made a payment arraignment, after we hung up the phone.

This loan company is horrible. They are very unprofessional when it comes to discussing your account. The workers call and harass you and your family. They want you to miss your payments and not pay so they can file a judgment against. They have ran my credit every month and when I called the manager stated he couldn't see my credit being ran that many times and that they ran it to see where I was currently working. That Is not true because they are garnishing my check from my job and they are still running my credit every month and nobody seems to have a good reason on why. The supervisor are just as rude as the workers.

My 85 year old sickly mother accepted a loan through Johnson's Furniture in Shreveport. 12 mos, no interest. Sounds good. Until you realize.... They don't send a statement. Ever! No way of telling when your payment is due, how much is owed or what your balance is. Their scheme is all about making you MISS payments so that you default on the no interest plan. I called and they specifically REFUSED to send a statement. At face value, this is fraud! And against an ailing senior citizen. Stunning that this business is allowed to conduct business. So long as Johnson Furniture is associated with this financier, my family will no longer do any business with them. And we will advise our network of friends to boycott them as well. It's repulsive!

I WENT TO BUY A USED GOLF CART AND THE GUY SAID, "WE HAVE 24 MO. SAME AS CASH, WHY USE YOUR MONEY. SOUNDS GOOD RIGHT." I signed the contract didn't notice that there was no # to contact them. They get good people with good credit and try to give them bad credit by making it difficult to pay them back so they can charge their fees. The contract did not have a account # on it, so I tried to call them and my payment on the contract is due soon but when I call them they said, "It has only been two weeks. You are not in the system yet". I hope by now you can see the big picture. Stay away from Tower Loan. If someone ask you to get free interest from Tower Loan, run!!!

Because of the managers at the airport store Blake and Thomas, I wish I could give this review a 0!!! Please read!!! Beware of this company and particularly the airport store. Find anyone other company this one!! I had an apparently resolvable issue, and I've never been talked to so rudely and ugly in my entire life as a 100% risk free customer.

Went online to make my loan payment, and they’ve increased the convenience fee. Driving 30 miles one way to drop off a payment is not convenient, but trusting the mail, and quite honestly trusting tower loans to credit it properly, is difficult to do as well. But might have to start driving back to drop off my payment just so I don’t have to pay that extra $5.00 online. To pay almost $5.00 for a convenience fee is simply outrageous. If I could do it all over again, I wish I never would’ve taken out a loan to start with. I will do no more refinancing. Not only that, when email to let them know the date I’m going to pay, I still get a phone call wanting to know when I’m going to pay. So it’s not even notated that I called. I’m just going to get the darn loan paid off so I can be done with it. Worst mistake ever! Live & Learn!

My husband and I went to Tower Loan in Picayune, MS. We applied for a loan, bought in the paperwork they asked for and was told it would be 3-5 days before we would know if they would be able to help us. Also they have a sign in there stating "Everyone is approved". After 5 days we called and was told we have to speak to one person that deals with real estate loans. Needless to say the person was either on vacation, out to lunch or at another office. After dealing with this for 1 month, we finally were told it was looking good. But then my husband called 8/15/19 and was told they couldn't help us. Instead of making us wait all that time and getting our hopes high they basically lied to us. I wish they would have told us sooner. I will not recommend anyone doing business with Tower Loan.

If I could rate this place Zero stars, that's exactly what they would get. This place is one of the most unprofessional places, and people I have ever had to deal with before. They will harass you, regardless of what you are trying to explain to them. They also will tell you very hateful things when you try to explain to them why you cannot make a payment. BRING HARRISON FINANCE BACK, it did not start until the transition of companies happened.

I initially got a loan through Harrison finance. I was always current on my loan for almost 2 years until Tower Loan bought them out and took over things changed tremendously for the worse. I refused payment until I saw new contract since I had not been in the office since I initially got the first loan. They are very unprofessional and the interest is ridiculous. They disregard the part about your privacy and will have no problem telling your reference details about your account. They will harass anyone linked to you and knock on your door like the sheriff. Might I add that I have video of a lady talking to my child through the door. I am currently being sued by them and at this point I am okay with that. I think they need to be exposed. Not sure how this form of LOAN SHARKING is legal. They will harass by phone and door. If you ask to see your contract that was currently under Harrison they have every excuse almost like they have to make one up.

I have never seen a company like this before. Yes I'm a payment behind but still trying to pay. They harassed me and my family so bad. They are very rude and like to threaten you with garnishment and court. And they have even given out personal information about my loan to a family member that is not on my loan or even lives in my home. If you need a loan please go to another company. This is a nightmare. Never ever again.

I called at 9am 3/8/19 and asked for my payoff. I then asked what time they closed. I was told 6:30. I got there at 6:12 and already had my check written for the payoff I was quoted. The manager then gave me a different amount and said “we are open until 6:30 but our computers are already on Monday's date”... I proceeded to tell him that I asked him for the payoff for today and that i would be there before they closed. It's not the 8.00 extra dollars it's the dishonesty that should be of a concern to others. All he said was “sorry”.

Worse company ever. They try to ruin your credit. Put 3 hard hits. I'm on disability social security. Got behind when my husband got sick. They didn't care. They not only harassing me but my family. They call them after speaking with me so now court day coming up I will be there to tell the judge how they didn't even try to work with me. Just wanted to humiliate me.

Office in Denham Springs, Louisiana is very unprofessional. She discussed my personal information with a household member that is not on the loan. Information such as the loan amount & when the loan was taken out. Please do not do any business with this company. If I am late on my payment discussing my loan information due to a hardship is not going to make me pay if I don't have the money. When you're late they act like it's the end of the world. Do your business with another company other than Tower Loan.

In my opinion these snakes are the worst lenders in the business. I have several loans that have never been late even one day. After she was very rude to me she proceeded to tell me she was the head person in charge of Tower Loan. That being said I had an encounter with the manager in the Picayune store who told me she was Tower Loan and didn’t have a boss after I asked for their corporate phone number. I will sell my own plasma before I ever do business with these people ever again. Then when I found out who her boss was she was just as rude. I can now understand why Tower Loan is not a BBB member, I should have known better!

Had not reported to credit bureaus for months. I paid tower loan off months later. It’s still showing up on my credit report that I owe them. When I called them nobody would help me. Finally got a supervisor who said it was because they have a new computer system they hadn’t reported to the credit bureau my payments or that it was paid off for almost 6 months. This is unacceptable. I would never borrow money from them again and advise you to do the same.

I have been trying since Saturday to find out why a loan request was approved for a lesser amount than requested. At first the person I spoke Tonga’s attentive and responsive. After being told he’d follow up, I hadn’t heard anything. I contacted him today, and he has accepted an answer from his upper management or corporate office and has disregarded one of my concerns. My credit report shows 2 hard pulls for credit review on my file. He says he’s been told they only pull one; suggesting I am being untruthful. He told me I must dispute with credit reporter.

My loan was purchased from Harrison Finance. I've never been late, however this company could not get records straight. Had me owning late fees when I was never late. Finally after contacting the BBB they said it was resolved. NOT. They are still calling and sending letters. When I call them they state they are sorry for the call and my balance is zero. RUN FROM THIS COMPANY AND NEVER LOOK BACK. THEY ARE HORRIBLE!!!

This is one of the most crooked “businesses” I’ve had to encounter. Who are the people that work in these offices? Harassment to the fullest with these people. They even had some woman in scrubs come to my home asking for payment. I had no idea who she was and fortunately I knew not to trust her. Really??? Even after prior requests from my attorney and my employer to not call me they still repeatedly called. They take advantage of people like me that are in desperate situations. Do NOT borrow money from these types of places. You will owe at least triple of what you borrow. And then when you can’t afford to pay it back they will bully and harass you and anyone that they have connected to your name.

Tower Loan is awful. I would NEVER use them again. Ashley Furniture uses them and I should have researched first. They use your personal information (Experian Identity has been letting me know) and now others are bothering me endlessly. I’m getting solicitations for loans by call and through mail, and they keep making credit inquiries which lowers my credit score. Additionally, their website is awful. They don’t tell you initially how to sign on, and after many many phone calls (because they don’t answer the phone when you call), you finally figure out there is some bizarre additional number you need besides your account number in order to access the site.

I have borrowed money from Tower Loan for YEARS now - and have paid off numerous loans for all kinds of furniture projects in different houses. They are always polite and friendly to me - I have never had a problem or issue with them! From time to time they call and see if I need anything and any time I call to pay my bill or have a question - they are prompt and professional. Their loans for furniture are low payments and interest free if paid off in the time according to your terms. They also financed me when my credit was in a rebuilding period years ago and all the reporting helped me build up my credit through the loans I paid off. I have absolutely no complaints or issues with Tower Loan!

I pretty much had the same experience as the other complaints. They lie, they’re rude, etc. But what really angers me with Tower Loan after paying off my 2nd loan 1 yr ago with them they use my personal info to try to apply for a loan I didn’t know anything about. I found out when I got notifications from Credit Karma. I tried to call the Corp offices in Flowood, MS & was given the runaround. These people need to be shut down ASAP.

I feel the need to state the truth about my experience at the Columbia Missouri Tower Loan location. After leaving a review of how I was called derogatory names and cursed by a loan officer at Tower Loan because I changed my mind about getting a loan. Due to high interest I decided to borrow money from family to fix my car instead due to the fact that I already had an existing furniture loan with them so I didn’t want to put myself in debt. 30 minutes after I took out the personal loan I went back to the office to cancel, the loan officer stated I owed 80 dollars for a processing fee. I read to him where it stated I have 30 days to change my mind without charges and I called another location to verify and they stated the same thing.

The Tower Loan office in Daphne Alabama was formerly Harrison Loan before it was purchased by Tower Loan three months ago. I have had a loan with Harrison for nearly 3 years and always made my payment on the first of each month, never late. The first payment was due with Tower on April 2. I called in and was told that I had a late charge of $48. I told them that was impossible, and I was told that there was a glitch in the merger of the databases so they would have to send an email to HQ to get this fixed.

They called my wife’s number asking for me. She asked “who is this?” The answer “business office”. She asked, "What business office." They said “I can’t tell you, only your husband." I called back, could not understand a single word this girl said. Finally my wife called them back after three times asking her, she admitted that this was Tower Loan. Must be really ashamed working there. Collins, MS office. Call them it’s funny, if you can understand her, you’ll see she is ashamed to work there.

Yes I am a bit behind on my payments but Daniel in Springfield MO is the rudest person I've ever encountered. I am always in contact with them about my situation but they just don't care. They are confrontational and they like to threaten. Do not go to them for money. Do yourself a favor and run the other way. I owe them 318 and will be so glad when I am done.

**DO NOT DO THIS TO YOURSELF** Unfortunately they bought out my loan account. They hung up on me because I do not believe that they are legit. They are ready to argue here and obviously love confrontation and putting on a show/causing a spectacle. We spent too much time on the phone for the last thing he said to be the most helpful. How can you ask people for money before you’ve got your own stuff together? DISRESPECTFUL, UNPROFESSIONAL, UNTRAINED, DISCOURTEOUS. Where is this buyout letter? Where is my receipt for my last payment? Where is my next bill? Why am I supposed to be mailing my payment to a P.O. Box? **I would give 0 stars if I could.**

I received a check in the mail not to mention this will be my third time cashing a loan check from them and I always paid it off. This time I lost my job so I couldn't make the monthly payments anymore and I was getting harassed and they called me daily 3 times a day. This time it was a person that called me from a personal cell number 3 times and sent me a text saying this: “You know you owe us some money from that loan you took out. You need to call me asap or I'm going to the police with this”, also another text: “Don't play with me. I have people in high places.” NO company should be doing this to people. This was more than harassment They threaten me. The interest rate is extremely high and they was trying to take me to court but I paid them back. 2900 is how much I owed them. These people are rude, unprofessional, and I hope Tower Loan go out of business.

I received a check in the mail from this company for 900 dollars. (A loan). I cashed it and thought I would pay it back fast. They called saying If I came into the office I could Borrow Another 500. Needing money I went to their office where they told me I needed to purchase insurance on the loan. Having never had a loan before this I signed the forms AND WAS SHOCKED when I received the amount due which was over 3500 dollars. I made some payments then started getting very very rude phone calls. Now I am being garnished for 4600 dollars.

I asked to borrow $300 and they told me I had to borrow $600. That $600 loan turned out to be over $1,300... when I made my first payment, they told me I could get $500 more... I did and they paid the first loan off with a little over $700. That $1,200 turned into $2,600 @ $100/26 months. When I felt that I had paid them a justified amount of over $1,800, I told them I wasn't paying anymore. They took me to court and the judge asked Tower Loan why we're wasting his time and mine because I was on Social Security Disability and my money could not be touched. They reported me as a charge-off and is due to fall off my credit report next year.

Very unprofessional and rude. They constantly call me instead of sending a past due notice in the mail. They printed out all of my information, address, phone number, account number, place of employment, last 4 of my social, etc., and posted it on my screen door for the public to see. It wasn't in an envelope nor was it folded. I spoke with the branch manager and told him that I was coming in with my payment. He still threatened to sue me. He told me that he will take all of my money, even my children's money. He said that he will make my life miserable. I told him that I will pay my loan off if he took me to court, and he told me that I have to pay 2000 for his attorney fees.

Am disabled. These people are so rude and annoying. They are threatening to sue and say I'm behind. I set up a payment they say I paid partial payment not what they told me. Please don't use these crooks.

Terrible. This guy (Dothan Alabama manager) calls 2 days after payment is due. I spoke to lady in office and told a date I would be in cause I was out of town. She said, "No problem." He calls back and says if I don't pay by 15th he will report to credit reporting agency. Remember it's only due 10 days ago which by law can't report less than 30 days then he said he will garnish or sue me again after I'm 10 days due again. Made a direct threat which is against the law. Do not use them!!! Terrible company to deal with.

My experience is harassment! I have no idea what dealings with a loan shark are but I believe a loan with this group is one step above a loan shark. The loan finance companies should be looked into more closely. One day late on payment they will harass you!!

I been out of the country for 6 months and when I came back they send me a letter and called found out that they sent me a check and said I cashed it? Now I owe 1400? Someone cashed the check or they lied. Will report it to police and get me a lawyer. They can’t just file credit reports for someone who did not cashed their check! They should be the one to report it to the police and find out who cashed it! Why would they even send me a check in which I do not need or applied loan for??!

When they tell you over and over if you make payments you are interest free but they charge anyway. Do not ever pay online. Everyone should report to your state banking commission. We could stop it and file class action suit but it takes a lot of complaints.

Tower Loan is nothing but a bunch of crooks. They charge outrageous interest rates and do not post your payments every time. They call you a few days after you make a payment saying you need to make another right then. They put huge unnecessary insurance on your account that you do not need. They are rude! And somehow your balance goes up constantly instead of going down when you make payments. I would never recommend them and will never use them again!

Ripped off by TOWER LOAN OF MORGAN CITY LA. Angry and disappointed. There are no words to explain Tower Loan. They are a ripoff. They lie, cheat and steal your hard earned money. They won't even help you when you're trying to help yourself get out of debt by consolidating your bills. I DID so and I would be paying them over 50 percent of the bill. My bill is 117.00 and the company I went thru to cure my debt was sending them 88.00. Leaving a total of 29.00. That's half the bill. They told me by their supervisor Austin ** that if I signed for the 117 payment then they want their whole amount. This company is a fraud and a fake. They call you when you make a full payment to ask if you need money. But they also call you if your 5.00 dollars behind also. They are not true. They lie. They make your credit report bad. They are cruel and unworthy as a loan company. Please whatever you do when in need for money do not go to Tower Loan. They are a bad seed. The company is awful.

Tower Loan in Jasper, Alabama. Paid off the loan before the first payment was due and ask the "NICE" lady on the phone if I could send the payment in through the mail... she responded with "Absolutely" and she would close the account. She did not close the account and I have been charged interest fees everyday for over a month without my knowledge... I do not recommend Tower Loan!!!

In March I went and got a $1200 dollar loan. They had it down for a 2 year loan, by 2 years I was to pay back $1900 back. I went back the next day and paid $1000 on it. Which meant I only had to pay $200 plus the little interest. I went in to pay thinking might be at least close to $300, WRONG, they want me to pay back $600. I asked, "Why?" She said it occurs interest. I asked, "how much, $100 a month interest?" She told me it occurs interest daily, not monthly. What kind of scam are they playing here.

I have a loan with them. I had surgery on my hand and cannot work right now. I had papers filled out by my doctor. Now they are telling me I have to get them filled out again to file an insurance claim for which I pay for with this loan. What is their malfunction. This is so wrong for these people to be able to work there if this is how they treat customers. I will never get another loan from these people. Bad place to do business. This company needs to do more checking on their employees.

These people are saying I am 120 days past due with my payments, I'm sitting here with the cancelled checks in my hand where they accepted payments. They have had me served with a judgment against me twice where I work, if they proceed with a garnishment, I have an attorney that is willing to sue them because of filing a false lawsuit, pain and suffering over the constant harassment procedures they use on clients. My advice, file bankruptcy and avoid these vultures, you'll never be rid of them.

I haven't dealt with Tower Loan since before 2009 but when I went to get a loan from my bank, I realized that they had been making HARD INQUIRIES on my credit report which not only makes your credit score go DOWN but it stays on your report for 2 YEARS!!! Unless you have the credit bureaus investigate it and have it taken off. Tower Loan had been making inquiries to my account EVERY OTHER MONTH FOR THE LAST 2 YEARS. No wonder my score was so low. I tried calling the main office but could NEVER get anyone to answer the phone. I finally had the credit bureaus investigate and they were able to take a few off. My score jumped 50 points! Now I see they did it again in January! I made a complaint on their website, will see what will happen, then I guess the next step will be a lawyer. DO NOT USE THIS COMPANY IF YOU WANT TO KEEP YOUR CREDIT SCORE IN GOOD STANDING.

I agree with a lot of people apparently. I will never have a loan from TOWER LOAN again. I paid off my loan early and waited to see it drop off my credit report. When I called to ask the local company they said they don't report but, every 3 months to the credit bureaus. This is done so you don't see your credit score improve and be able to find a lower interest rate with a legitimate loan entity like a bank where you will charged less interest. I also had a loan from Republic Finance and paid it off at exact same time. Within 2 weeks it was removed from my credit report. They now have any future business I will ever have need for.

Going through papers saw that they charged me for a auto club. I never received Any information on it. But when I called they said there is nothing they can do about. And that they are sorry. I feel if I Still have an open account there is something to be done. They will Never get my business Ever again. They didn't ever want me to talk to anyone at their home office. Never again Tower Loan.

I purchased furniture from Ashley Furniture after The Great Flood in Denham Springs, LA. They were offering zero % financing. I didn't check who it was being financed with and that's my fault. This was two years of zero % financing which means you have two years to pay the balance off whether it's all at once or in monthly installments. Well I was paying monthly and missed a due date - set by them and they called me every day. Now they say I have a $10 balance due for a late payment. They called again today after I paid the balance off because of the $10 balance. If I could I would give them a zero. In my book they rate an F for harassment. It's beyond harassment. I will pay the $10 but NEVER again. Hope this review will prevent anyone from borrowing from them whether it's known or unknown as a result of buying something that offers a zero % financing.

I will never use Tower again. Megan calls me at work after I've made payment arrangements with Alec in her office. I've requested never to call me at work, to which her reply is "she has the right". Extremely poor customer service!!!

I received a personal loan from Tower Loan in Zachary, LA. I have seen several bad reviews online about the company. My experience with the Zachary branch has been a great one. The manager and the staff are very courteous, polite and friendly and do all they can to help you, they are wonderful people. I extend an invitation to try going to that branch for your loans, they truly work with you. The only complaint I have with the company, nothing to do with the staff, the interest rate is much too high. Overall that branch has a great set of people with a wonderful friendly attitude.

I am writing this review to hopefully save someone from the nightmare I have had to endure with Tower Loan for 10 years. I originally started with this company for a bedroom loan for around $1000 to be paid in the 2 year period. Before getting to the payoff, Tower Loan offered me money of $500 dollars. I accepted the money and then the nightmare began. The payments were about $120 dollars a month. Heaven forbid you are a day late, because the charges with rack up and you will not be able to catch up payments.

I was in contact with Tower Loan Slidell every month in reference to my payoff and they knew I wanted the No interest option and didn't tell me the contract ended before my last payment was due, so they charged me an extra 400.00. I will never do business with them again. They didn't tell me I apparently missed a payment in July, I called every month I thought to make a payment, the last call I made she said "your last payment will be 149.00", that was in Jan. When I called to make the payment they said "Oh, so sorry our contract ended Jan. 27th. Now you owe 528.00." Never again!!! Dishonest.

The staff at Tower Loan at the 28 East branch were courteous and very understanding anytime I had problem making payment. They were persistent with phone calls but it was simply to find out when I thought I would be able to make a payment. I spoke mainly to ** or ** and I must say they were both great at customer service. I read reviews before taking out loan with them and was skeptical because of the negative remarks made by so many but I would strongly recommend the branch on 28 east to anyone in need of a loan. I spoke to a couple of gentlemen at times and wish I could remember their names so that I could list them but can't recall their names. I never spoke to anyone at Tower Loan that was rude in any way. They have a job to do and often that job involves trying to collect on a debt but they did it in the most professional way possible and with patience and understanding.

Ridiculous!!! Asked why I was late and told them I had a biopsy and needed to pay hospital, told to 2 different people and both "snickered/chuckled". REALLY!!! If I were you, DO NOT GET A LOAN FROM THIS COMPANY (Lee's Summit, MO). You are laughing because I had a bill I needed to pay for a cancer screening. Unreal!

My payments are little over $200 a month. I made a $500 payment in November, and since the beginning of December they are harassing me with phone calls stating I've paid them late. I will admit my December payment was 3 days late, due to when I received my paycheck. They are the worst lender I've dealt with and will NEVER use them again. I'm planning on getting them paid off asap - with my tax refund.

I took out a loan for approximately $700 from them, and have had no issues whatsoever. (I'm roughly 8 months in to the loan, and nearly paid off.) They've been kind and courteous. They have called me a couple of times, attempting to offer me an additional loan of up to $4,000, but when I declined, they were polite and did not pressure me. They simply asked me to keep them in mind if I had any future needs.

I foolishly got a loan with Tower Loan after purchasing a bedroom set from a company that uses tower loan. The bedroom set wasn't worth it. They call every day sometimes back to back and are extremely rude. When they leave a message it's just a first name and that's it. They do not say who they are with or why it's in my best interest to call them back immediately. This is not good business. They call at all hours and from different numbers. I got a little behind and now I owe a fortune to this horrible business. I am a disabled OIF war veteran and have been battling with a disorder that is extremely painful and have had to have several surgeries. Also, I am not supposed to have any stress or the pain is almost unbearable. So when they call I don't answer because I refuse to be treated like a dog or threatened by them over the phone. Stay clear of this company.

I have had a loan with Tower Loan in Monroe, La for almost 2 yrs. When I owe 2 payments, they want to threaten to garnish my pay check. It is a total lie if you are 3 months late that they can garnish your check. I used to work for a loan company. They are so jive. We can't wait to pay them off. Never again. Don't go there!!! Ever!!!

This so called company is unreliable, not trustworthy. Asked for a payoff. Sent them a check, called to verify they received my payoff and they said I still owed them 4 dollars and some change. Talked to the manager and she was rude. I sent them an additional 25 dollars and asked them for a overpayment refund check. Stay away from these scammers.

I have been doing business with Tower Loan in Bossier City, LA for a little over 3 years. I recently have had medical issues. I got behind on my payments. I have contacted them and let them know. They harass me everyday, they call my references every day and told one of my references who they were. They have knocked on my door a few times. The last time they knocked on my door they told my husband what they wanted and why they were there. Granted he is not on my loan and they should of never told him anything. Please do not use them for anything!!!

I received a call this morning from the "store manager" Katie. The same annoying phone calls I receive at least once a week while I am trying to work. I answered the phone and she asked for me by my first name only, which I thought was very unprofessional to begin with. I did not have the number saved because they call off a different number every time. For personal reasons I do not verify who I am unless I know who I am talking to. I do the same thing every time they call and I have NEVER had this problem or been talked to and treated so poorly. When she asked for me by first name I asked "Who is this" and she would not tell me. She then asked for me by first name only again. I asked "Who is this" again, she replied with "This is Katie." I asked "Katie who" and with an attitude she said "IS THIS ASHLEY?!" I again said "Who is this." She said "This is Katie. Never mind" and hung up on me.

The branch manager came to my house a couple of times. I have never known of any loan company representatives making house calls, other than title loan companies. I have been doing business with this company for 2 or more years now. Very unprofessional workers. Attitudes are horrible. Once I pay them off I hope that I never have to use them ever again!!! Situations happen and you get behind sometimes, but to call all day every day is not necessary at all. I don't talk to them, I don't like speaking with any of them because of their attitudes. I just mail my payments in when I am able to pay it.

I have had several loans with this company and until I changed jobs to accommodate my childcare schedule always paid on time in full. When I fell behind only a few days the calls began, 2 or more phone calls per day. I asked the lender to not call me before 3:30 because I was in class. The lenders continued to call in the morning, and then called in the afternoon. When I finally found a full time teaching job after my first month working I contacted them to get the correct mailing address. The person gave me the mailing address then asked me who she was speaking to.

I have been with this company for over a year and always made my payments on time. I got one month behind and I have stayed in contact. When I tried to make arrangements I was talked to like I was a dog and told no I would be taken to court! I then was trying to explain and the lady name Clarissa in Laurel, MS was SOOO RUDE and degraded me by saying "Oh this is coming from somebody who can't pay their bills!!!!" She don't know what I am going through and when I am staying in contact and trying to work on my payment. There is no need for the way they treated me!!!!

This company is the worst! I wouldn't recommend anybody get a loan from them... They constantly harass you, threaten you with legal allegations and call your job and references harassing you... Even if you fall one month behind they harass you nonstop.

These people call nonstop and have even left harassing messages. We pay over the amount due every single month and pay off seems to never go down. We never miss a payment but we can't always get to their office to pay the day it's due. They say that's the only way to pay our bill. As soon as the bill is due literally the day it's due they start calling. Twice a day in the morning and at night. I've told me several times to stop calling. The bill is paid EVERY month and they hang up on me. Due to the flooding here I've told them "Please stop calling. I would pay it as soon as we could get there" but they continue to call. Twice a day!! This place is horrible!!

I got a tower loan check in mail. It was in my maiden. I went to tower loan. They said to go ahead and cash it that they will change the last name on contract. They never did. Go divorced, ex not having to pay. I am on ssi, got in bind, went to tower loan office to get loan back on track. 1200.00 is now almost 5000.00. Just in interest. Wtf. I was not informed of lawsuit. I was never served. I received a letter AFTER I made arrangements with Tower Loan office of lawsuit. I get threats, threats to my children and grandchildren. This is legal mafia crap. If anyone suing I want in.

I have 2 accounts with Tower Loan in Byram, MS. One acct is for my mom and one for my grandmother. We have had them both over a year and there's never been a problem with paying them. Today my grandmother called in and they refused her payment because my name isn't on the debit card, which it never has been. They proceeded to tell her she could come in but only with cash. So I called in and they informed me that's always been their policy, though she's been paying it the same way over a year. I called a second branch since the manager wasn't in and was informed as long as I give them permission there shouldn't be a problem.

I recently was put on disability. My problem with Tower Loan is they constantly call day a payment is due. They leave threatening messages and even called my 16 year old son, told him If I did not make payment they would drive to my house. I told him if they ever call again tell them I will issue a warrant for coming onto my property. I will pay my account but I won't be threatened or bullied into a payment. They did drive out to my house. Ridiculous, they will not remain in business long. I agree class action lawsuit is exactly what needs happen. Should be laws against bullying for payment.

I was sent a check in the mail and I cashed it. I paid the amount that I was told to pay monthly for over a year. I have medical problems so I was put in the hospital for a while and when I got out I was over medicated and my parents did not know about the loan to keep my payments up. I have since called them to make arrangements and was told that the branch manager was just walking in and the lady placed me on hold.

I don't feel I should have to drive 50 miles to pay on my account when they have a online payment option, but the thing is, no matter how many times I put in the correct information the site tells me that it does not recognize my information. Well, I feel as much interest I pay on my loan from TOWER LOAN. The least they could do is fix the online payment center. It isn't fair that I be made to pay late charges due to their website not working properly.

I got a $2500 check in the mail June of 2015. My husband and I were in a bind at the time. My payoff was suppose to be $3200. I was paying 210 a month that started in July 2015. When it got to be November I had to lower my monthly payments to 175 (due to the holidays coming up). When I did that it just looked like I have not paid anything. I owe them $2800 (keep in mind the pay off was 3200). I have been up to date on my payments. It's like a never ending thing. Interest is tacked on every month making it nearly impossible to pay it off. Here is where the real problem came about. My husband just got laid off in February 2016 so we are living off my income at the moment which is barely keeping our bills paid.

I got a phone call from one of your employees, about a family member. I hadn't been able to get ahold of this family member. My sister has also gotten phone calls from a few of your employees in the last 3 weeks, so when I tried to tell this young man I couldn't get ahold of my family member, and that I'd like my number taken off the list, he hung up on me. If I were his mother, I would have let him know how rude that was. Shame on him for doing that!

I was just at Tower Loans to make my payment with my debit card! One person working! And he wasn't authorized to take a debit card! Seriously?! The manager just stepped out for a moment and will be back! I went out of my way and all I got was a sorry!

This company is horrible. Even if your bill is paid up, they call you every day the week before to make sure you don't forget to come in and pay. If you don't answer your phone, they'll start calling your family, or references, and they tell erroneously who they are and what they're calling for. They have no respect for the fair debt practices act. I was a month behind and they called my mother and screamed at her and made her cry. BEWARE. These people are evil.

You can't pay them off, every time I make a payment it never go down.

I have had a couple of loans with this company before without any real complaints. I received a check in the mail for $1400. I was in a tight so against my better judgement I cashed it. They started calling me 2-3 times a week to offer me $500 or whatever else I needed. I would tell them no thanks and then they would remind me that I had a payment coming up and they could take it over the phone if I wanted. I was making payments online thru their online service in which they charged $3-4 for the transaction. I was ok to pay that without having to deal with them.

Tower Loan of Byram is the absolute worst place I have ever gotten a loan. These guys wanna call and demand money 6-10 times a day, they are very willing to trespass on your property. I got a loan through a separate location of Tower Loan and had no problems until my account was moved to the Byram branch. Since then I have been refused documents, payments have been held in order to give them grounds to take me to court, the amount owed never adds up. The manager is a class act **! I've gone over the manager's head to the regional manager he's no different. I will not use this company ever again.

We've always paid Tower Loan, maybe late a couple of times because we were too busy dealing with my elderly mother's heart problems and our oldest son's heart problems. We're not hardly home at all because of this now. Rest assured whenever we were late, it was because we were busy and just forgot and when we realized, we immediately paid them IN FULL. This time we're a month and a half behind and we asked if we could pay in FULL again on Friday October 16 2015, and they downright refused payment. We even went as far as to say not only will we pay in full Friday but let's setup an auto pay every month so if we get caught up in our own family's medical necessities, they could get paid regardless. That wasn't good enough! They said if it wasn't paid by the Thursday Oct. 15 2015 then they would garnish our wages!

Tower Loan is a ripoff. I took out a loan with them for 2.500. They did not tell me how much I was to pay back. They told me nothing like the other loan places do. They ask me did I want my paperwork shred. I say no, mail it too. She said ok. They never mailed me nothing, so I called them on the phone to ask where my paperwork was. "You was suppose to mail it to me". She said, "We don't mail paperwork." So I paid my first bill, still no paperwork yet. So I have not paid them nothing since #1 2.500, and they sent me an letter in the mail saying I owe 5.070.00. That's over a dollar on a dollar. So now they are sending me letters in the mail threatening to file a lawsuit against me, and she also got smart mouth with me over the phone. They are a big ripoff.

Back in 2012, I had taken out a loan with Tower Loan. After three years they had my check garnish; ok the amount super exceed the amount in judgement because it still right now accruing interest. Tower Loan is a rip off!!!! If I had known what I know now. Never would have received my social security number.

I am very pissed off right now with this company: Tower loans. They are very rude. Their Customer Service is horrible. They call three to five times a day with threats and they have missed you they privacy law and the arbitration act. This company has so many bad reviews. I can't see how they are still in business. They need to be shut down by the government or the FBI. They loan amount was 1500.00 and they say I owe $4000.00. Now I don't know how that is. But I am going to filing bankruptcy because of this now. I have a newborn that has had some health issue and they don't care. They are rude about it. They have been call me when I was at the hospital with my son. Very inconsiderate of my son. I am calling the BBB to filing a complaint with them.

Applied for a car loan here in Little Rock where I live. While they looked at my credit they informed me that I have a Tower Loan that has not been paid. I have never had a Tower Loan in my life. Contact them and they said I had a loan from Shreveport. They stated I had a loan back in 2008. While it is true I did live in Bossier at one time, I never took a loan from Tower Loan. I spoke with the manager of the place and he told me that he could not produce any paperwork because the loan is so old and they charged it off. I have always paid my bills and I would remember a loan if I took one from them, but I never did.

My every conversation was a "thug like" threat from the guy on the phone. They called incessantly, 5, 6 times a day! They bugged my Pastor. They bugged (called) my uncle in CA. They were horrible! They bugged my Pastor's mother thinking that their threats would force me to pay. I call Tower Loan the Mafia. To me, your businesslike practices promotes your businesslike greed and anxiousness. I loathe this company and not wish to speak with them. THEY'RE MEAN MEAN MEAN!

I am very disappointed to say that my experience at Tower Loan in Alexandria, La was absolutely the worst I have ever experience in my 27 years. I am the type of person that is very patience, and considerate of any business due to having working in customer services since I started in the work field. Not to mention, in the process of co-owning my own business with my husband. I went into Tower Loans to receive a loan just to keep my credit score in good health since I haven't purchased anything in a while, which was recommended. When I received my first bill approx month later in the mail I was confused because the totally balance was doubled in which the check was written. I went into Tower Loans, and took the exact amount back that the check was written (like prev stated, I really didn't need the money).

I applied for a loan on August 4, 2015 and was denied because loans that I took out at Sun loan and Security finance I had renewed too many times and did not pay an entire loan.. Since when do you get penalized for getting interest money back. Also no one knew how affiliate marketing works. I said reduce the amount of loan requested and he cut me off. I would not recommend Tower Loan because they don't understand how other loan companies work.

No alert to remind you of payment due to save on interest. Call for payoff said 192.00. Go to pay next day, it's 300.00. Your receipt from last payment says 188. Well I pay 192.22 and receipt says balance 223.30. This place is a rip off but I will get a lawyer. I saved all my receipts. They are ripping people off. Going tomorrow to pay off, see what happens. Then said it would be 1 hundred sixty something. If it's more going straight to lawyer's office.

I've always had a good experience with Tower Loan. They send me a $1,216 check, which I cash, then I pay it off over 10 months. I've done this probably 3 or 4 times. Two of the times I paid the checks off within the same month. This is what I don't do... When they call me asking about providing more money, with the same payments, I always say "No". They can be a bit relentless sometimes calling twice a day from the same office. I politely say no each time. Even when they I call to pay my monthly amount. They ask me if I want to receive $500 in extra money. I always say no. That's probably how they trap you. Like some of the other people in commenting about Tower Loans. Other than that.. I can't complain.

Was told I did not qualify for a loan. I have a new car and could not get a 500 loan from Tower Loan? But I'm glad because I have had problems with them before. I don't know what I was thinking when I applied for a loan with this sneaky company. Was probably a good thing I was denied because along the way I know they would have made me angry with their unfair practices.

First off, shame on the furniture store that uses these guys for financing! Second, this place is setup to be a complete scam! When I was approved I had to call in no fewer than 4 times to get something from them in writing to acknowledge I was even a customer, during that time I received no fewer than 3 or 4 calls from them trying to get me to take personal loans out through them... Funny, you can't send someone any paperwork showing how much they owe, when it's owed, or that they are even customers, but you can try to dump more debt on them... After finally getting my information I decided to try to pay online, and what a nightmare that is as well! I've never seen a website that requires so many silly little things to login..

I applied for a loan at Tower Loan on Monday, June 22, 2015. I was told I could not get a loan.They did not give me a reason.

I contacted Tower Loan in May to request my balance. I was told by a male employee that my balance was approximately $1800.00. I called today June 18, 2015 to request my balance. I was told that my balance is $2180.00. Of course I questioned this amount as I had been told something different last month. ** told me that I was given incorrect information. I documented the balance, date, time, and her name. I am making a payment today. I will call again next month to find out how high the balance will be. For some reason the more payments that I make the higher my balance gets! Ridiculous!!! If my payments do not decrease I am going to seek legal counsel as well as contact the Better Business Bureau. STAY AWAY FROM TOWER LOAN IS MY ADVICE TO EVERYONE. THEY PILE ON EXTREME INTEREST RATES SO THAT YOU CANNOT PAY OFF A LOAN!!!

Tower Loan is the worst loan company I have ever dealt with. They are rude and they threaten their customers. I have being paying these guys for almost two years now and I only borrow 2000.00 from them. And now Tower Loan say I owe the 2800.00 Bulls..... I told them guess what they will never see it.

Received a loan to put down payment on an item. Instructed them as soon as I got my retirement money in would come in and pay off loan. Got my money within a month. Went in with 3100 to pay off acct. was given receipt but was unable to get a payoff amt. Knew that I paid way more than the loan was initially. That was July or August 2014. Called several times to verify paid off. Manager states he was still working on it but assured me it was going to be paid up. Now. April 2015. Get bill and restart of collection calls almost a year later for tons of money after no bill or call for all those months then instructed by new office manager that have to pay what's listed or legal fees will start. I live on Toledo bend and many branch has sadly upset me. Have paid off numerous loans with them in past but am lost for words.

I was sent a 1200.00 check in the mail around Christmas time in 2008. I called Tower Loan and discovered the check was real and thought I could use it so I cashed it. Then two months later while waiting on my income taxes, I made another loan for 600.00. About a month and a half later they sent a letter saying they would combine my loans. I called & asked why they were doing this and they said I signed something that allowed them to combine my loans.

In 2012 I went to Cowboy Maloney Electric City to purchase a washer and dryer and whole there a TV. We had just lost our home and everything in it after Hurricane Isaac. I received 0 interest for 12 months thru Tower Loan. I paid the loan off within the 12 months and they kept calling me about borrowing more money and I finally broke down and did at Christmas time in 2013. I have paid every payment on time and refused to borrow from them again. I became disabled in Jan. 2015 and could not work. I paid my payments up until March 2015 without problem. I was approved for my social security disability but have a 5-month waiting period before I receive a check and back pay.

I used to work at Tower Loan in West Plains, MO. The manager is a joke. Disrespect and deceiving people is their motto. They call and lie to people about amount of loan they can get. They prey on the elderly. I am so Thankful to be away from this corrupt business. DON'T trust these people!!!

I have been dealing with Tower Loan for at least the past three years. Never had a problem with them until my last go around with them. I accepted their prescreened loan, I fell delinquent for about two months, so my wife and I went into the nearest office to renegotiate the loan, well all was fine until we had all the paper work completed. Wife then discovers that they had slipped other services and fees that we had not asked for (example: some roadside assistance insurance for my vehicle, which by the way they didn't even know if I owned a vehicle or not)!!! There were other things they slipped in there that we then caught and brought to their attention. They then acted like it was no big deal, and like we knew they was going to add all off these other services that we hadn't asked for.

I was sent a check through the mail from Tower Loan in the amount of 1,200.00. At the time, I was very short on money, and having a son that was getting married. We were responsible for some of the wedding costs, which we did not have at the time. My husband was laid off from work, so thinking this was a God Send, I cashed the check. The payments were around 145.00 a month. Let me tell you, if you are late on ONE payment, these people will phone harass your work, your contacts you put down for references.

Horrible company, do not do business with them. First off they will trap you on a loan by adding all sorts of "extras" on to it without your permission or telling you about it. After finding out about it and trying to have it removed, the employee will pretend he doesn't know how to do it. You will be told to come back another day, and have to go through hell trying to change it. Everything will seem fine after that, until your loan is almost paid off. Then interesting things start to happen. First, they will try to talk you into another loan. If you don't, then get ready for sent payments to mysteriously go missing, repeatedly. I could write a book about this company, but I have better things to do with my time. My advice, from a real person whose has real loans (multiple) through this company, is to stay far away. There are many other loan agencies to choose from, all you have to do is read the reviews.

I have been trying to get my lien satisfaction letter since 2009. No one in the office can find my payment information. I need this letter for the DMV to get Tower Loan off of my title.

I have had two loans with Tower Loan over the past two years and always pay on time. For the last few months, they have begun calling me several times a day to try to get me to borrow more. When I don't answer, they always leave a message stating that it is urgent that I contact them, leaving me to believe that there is a problem with my account. One day they called 3 times in 2 minutes! I will be paying this off ASAP and will never do business with them again because of this harassment.

I have a loan with Tower Loan. With me working part time, I pay them weekly as much as I can. They agreed to that. Despite that, they still call me asking if I can pay more, that if I don't, they'll report me to the credit bureau. I filed a complaint. Today, the management of that branch called me, chewing me out about filing the complaint. He made me cry saying they were on him now cause I filed a complaint. He upset me.

Erika at the Corinth office called my co signers boss' cell phone that was only given five years ago to verify his work and has never been called in all these years and almost lost him his job and she thinks that's good business!!! I always pay on a certain date and had already talked to another office worker telling I'd be there that day so there was no need for the call to begin with!!! The rudeness she displayed and the treatment she gave when I asked why that was done was one of the rudest behaviors and the most disrespectful thing I've seen in 53 years of life!! You can bet your bottom dollar that this will be the last of my business with this company!

I supposedly have a loan with Tower Loan. I have been paying it but I didn't take it out. My name is Angela **. On the loan papers it says Angela **. I have tried to reason with them they just keep saying they are going to take me to court and have my wages garnished so I keep paying it. I can't even afford it. But they won't reason with me. Someone please help get these people off.

Couldn't even give these people 1 star in rating them. The manager at the store in New Iberia, LA is absolutely the most unprofessional person that I have ever dealt with. She hollered at me from across the office, with other customers in there. Foul, foul, foul person. I refuse to ever step foot in that place again. I either drop my payment off after hours or make them over the phone.

I recently contracted for a loan with Tower Loan. Due to some temporary financial setbacks, I had to recontract for an extension of the loan. The original report to the credit agencies was for $1440. Upon recontracting, the balance upon payoff increased to $2338. I paid off the balance of $1441 early. Tower Loan reported the loan amount to the credit bureaus as $2338 immediately after I paid off the loan without indicating that I had paid the balance plus accrued interest.

I was contacted by Tower Loans in Joplin at 8:52 am Christmas Eve telling me I qualified for a $200 loan. I told the man I was on my way. At 8:58 am I get a call back telling me they are closing and can't do it until Friday. I told the guy on the phone I would be there very soon but he said they were closing. Why call and offer a loan especially on Christmas Eve then take it back five minutes later just because they want to go home? Very poor customer service. I will never use Tower Loans again.

I went into the Pearl, MS branch to see about a small loan. When I started the process, the man asked if I had an account already. I said I did in Byram, where I lived. He said ok and preceded with the application. We finished the application and I had to sit and wait for about 15 minutes. Finally, he came back and told me he could not do the loan at that location because I lived in Byram. I told him I did not understand why that mattered. What they failed to let me explain was that I worked right down the road and my mom, who lived 15 minutes from that location as opposed to almost 40 minutes from my location, was going to be paying the loan. I asked him if he could at least tell me if I would qualify for the loan since I had been sitting there for almost an hour at that point. He left and came back, telling me no.

I paid my monthly fee every month on the 13th of every month. Then they send me a letter telling me they have an urgent account matter to discuss with me. I didn't get the letter till today and it's Saturday and the letter says to call immediately. Well they are closed today. They better not tell me I didn't pay when I did. But I am going to call them Monday to figure it out. That just irritates me if that's what they are doing. I have never missed a payment and won't. They better think this over. I keep all my receipts.

Tower loans is the worst company I have ever dealt with. They cheat the elderly.

I'm a customer wondering why do I get letters offering me extra cash? But when I call I'm told I have to make at least three more payments. This has happened twice. When I need extra cash I can't get it, so why send out letters when you know we can't get the cash? I even got a letter from my local branch but when I called the lady replies that she don't know why they sent them out (The Headquarters) but the letter was sent from their office as well as from Flowood, MS. I have three letters, two from Flowood & one from Hollandale, MS & can't get nothing within three months when I need it now.

We are an employer of person dealing with Tower Loan in Houma Louisiana. The office is private # as we do not deal with the public. This company has started to harass the office in getting in touch with said employee. They demand his personal phone # which they already have, I would not give it to them anyway without permission from the employee. Today they resorted to speed dialing. They leave messages for the employee on our answering machine for the employee. I explained we are a trucking company and said employee does not come into office, all contact is in the field, they still leave messages about the employee owing them money. People do not borrow money from these people. They could possibly cost you your job.

I have taken out many loans with Tower Loan. They called me to tell me I qualified for a loan for $1000 and I went in and did the paperwork and it was only $400. I accepted it and got home and looked at my paperwork and my payments were the same for two more years. I now owe them triple the amount I did when I took out the loan. They are very dishonest and their interest rates are too high. I think I would like to start a class action lawsuit against them.

Do not ever take out a loan through this company. They tell you one thing and then when it's time to pay off your loan, the amount is double what they quoted in the office. Stay away from this company.

I have a loan in Oakdale, LA. The people that work there, including the manager are very rude and unprofessional. I was cursed by the manager there because my payment was late. I was told that I needed to get my ** together and pay my bill. Plus the late fees are outrageous and interest rates are crazy. I borrowed $2500 and paid back $6000. I can't seem to pay it off, it's like they keep adding more payments to my account. Do not get a loan from here.

I got behind on my loan. I told the loan officer that I was coming in to pay. He called me on my job all day. Then, this afternoon he came to my job and asked when I was coming in with my payment. I told my supervisor. The loan officer then asked to speak to someone in our human resource office about me. I'm taking these people every penny I owe them because I refuse to put up with this harassment. I've been trying to find a number for their corporate office but I haven't had much luck.

I have a loan with tower loan. I pay my bill each month, never been late, I norate is out of this world. I was at home they call and said Mr. ** you can get 500.00 dollar today and your note remain the same. I call my daughter to carry me down there and get there. They tell me 300.00 dollar and your note go up 20.00 dollar. They need to stop calling people and telling them lying because that make your company look bad and I refuse the loan. Call head office to speak to someone, they say cannot give their number out. I email them and they give you a call so I said "you got my number so what the different." When I get this one paid off they can kiss my **. They no one you want to do business with. They suck.

I went to a furniture company in Tuscaloosa, Furniture Corner. I've always dealt with the owners of Furniture Corner never had any problems. The truth is that these people purchased the merchandise from Furniture Corner and were still pretending to be working for the owners, Turns out Tower Loans owned all the merchandise even though they gave me a receipt that says Furniture Corner. I was supposed to have Zero percent financing for two years. I owe them more money now that I didn't when I purchased the furniture and I have made three payments. What a bunch of cons and thieves!!! I'll never trust these people again.

In July I called Tower to get a pay-off quote. I brought the amount quoted the next day to pay off my loan. I brought the payment inside to payoff my loan, this was in June 2014. Now today Sept. 15th, 2014 they are telling me that I did not pay off the whole balance, I still owed $61.00. The receptionist did not tell me that this was the incorrect amount. This $61.00 has gone up to $645.00 in less than 3 months. When I was late on the bill they was calling me everyday all day, and even my personal contacts. Now that they can get more money they suddenly don't call or send you a delinquent notice. But they did send a flyer for me to borrow more money.

They are rude and unwilling to work with you. I was told my "excuse" wasn't good enough to get a late fee removed. Do you want me to lie? What a bunch of jerks. I hate this company and would never use them again for anything.

This complaint is for the Houston branch of Tower Loans. I am married and a father of five. My wife recently had kidney stone surgery and we had to replace the floor in our bathroom due to a leak, so we ended up getting a little behind because of the cost of replacing the floor and the surgery. They called me three different times at work. Then when I finally answered the phone I was told that if I didn't have my payment in by the 15th of the month that they would file legal action against me. Today is the night we wouldn't be 30 days past due until the 15th. I'm pretty sure you have to be at least 90 days past due you before any legal action can be taken. I don't understand why they have to be so rude and continue to call me at work after I repeatedly asked you not to.

They keep calling me. I know I am behind one payment. But they keep calling me at my job and it's going to get me fired. I have told them not to call me at my job. But they are not listening to me. Or apparently reading their notes in the computers. What can I do? I am trying to catch on the payment, but I live on a fixed income. Please help.

I stopped at an ATM and withdrew $200.00 and then stopped in Tower Loan to pay on my two loans. They totaled $160.00 so I counted eight $20 bills on the counter. I picked them up and counted them a second time and finally I got someone to take the money. She printed my first receipt then picked up the money, counted it then put it in the drawer and took out $36.00. Then she told me I didn't give her enough money to pay my second note. I explained to her that I had given her the right amount and showed her my ATM receipt and the $40 that I had remaining.

This is to file a complaint against your Gulfport branch manager **. I have never been treated more unprofessionally and irresponsibly by a supposed "MANAGER" during my Job application. ** had told me that I did extremely well in the test and that I will do extremely well as a Manager Trainee due to the results of the test. He had me come back the next day to read company policies and sign all the paperwork for my employment. While I was there reading company policies he had asked if I had my own car, I said “YES.” Then I continued reading and filling up forms and signing them. Once done, I had told him that I had polio and my retired father will be my driver. And then he smirked insultingly. I brushed this off as he had said he did not find any problems with it and that it was fine. He said all he needs to do was contact my references and then he will call me so I can start immediately.

I will never go to this company again. I have always paid my loans off in advance, and still you have to pay all this interest and your loan doubles. I only got a $1,000 and I ended up paying back almost $1,500, and I ask them who gave them the authority to put something on my loan that I didn't want - All these insurances, car club, etc. I am like, "What? I already have roadside assistance", and why do I need their roadside assistance. And, the manager was so rude. Where do they get these managers from? But the way they do business, they won't be around much longer. One thing, you don't do people wrong.

I wouldn't recommend this company to my worst enemy!!! They are con-artist, and they are so rude!!! I got a loan from them last year in the amount of $200.00!! I have ended up paying them around $800.00!!! I decided that I wasn't going to pay them anything else, so I stopped making payments. Here it is, a year later and they went so far as to having an arbitrator contact me for another $200.00!!! These people are crazy!!

Because of the cost of suing Tower Loan, I had to settle with them. We documented over 20 errors in their bookkeeping and suffered the harassment and phone calls, managers calling you a liar when you told them you had proof etc. I talked to a lawyer and it would cost over $2000 to sue them over a $700 suit they filed. As much as we hated to be cheated by second rate attorneys they use, we had no choice. Their attorneys are much lower than ambulance chasers. Not good enough to get clients on their own. They depend on percentages they collect by shafting Tower Loan customers.

I got a loan from Tower Loan - worst mistake ever! The loan I got was for 1200 dollars and I have now paid them double. They harass you every day all day even while at work. They're very rude and unprofessional. I have tried looking into getting a lawyer to find out if the way they do business is legal.

I have been a very loyal client of Tower Loan, always paid my debts off early. The last night I needed to borrow 350.00, but the manager said I had to borrow at least 600.00 and no less. When I got to the office he rushed me signing the papers. After I got home and read over them, I see where he charges me about 44% interest, which on my other 3 or 4 loans it was never over 33%. I will never borrow from Tower Loan again because they are like using loan sharks. I am checking on the laws about the interest they charged me.

Tower Loans is the worst loan company I have ever dealt with. They add insurances to your loan that you are not aware of. You can borrow $800 and you're going to pay them back triple what you borrowed. I'm a federal employee as we all know we were furloughed and I called tower to use the insurance they had put on my account without my knowledge to pay my monthly payment until the government worked out their issues. But they said I couldn't and they couldn't give me no information about the insurance? They'll harass you one day about a payment and call you the next day and ask you if you need to borrow more money???? Let's just say I will NEVER use this company again and I have told everyone in my circle not to ever use them. Horrible horrible company!

I received a card in the mail from my local Tower Loan in Slidell, LA, offering a small personal loan. Having very little credit history here (I am an English permanent resident), I decided to go along and check it out. The staff were so friendly and the process was so easy (no credit check, no proof of income required, no long forms to fill out etc) - I went ahead with a loan of a few hundred dollars. I had explained to them that I had no formal job or income because I basically operated my wife’s home internet business for her. They had no problem with that. They also told me that they report to the credit bureaus so that a loan with them would help me build a credit history. I was a little concerned at the time when, during the process they didn't enter any information onto a computer, the manager actually instructed the guy that was dealing with my loan to hand-write the details on the inside of a manilla folder - while I thought this strange, I didn't really know how things are done here so just figured it was normal and okay.

I have had similar experiences as every else regarding harassing phone calls, etc. They took it a step further and began trespassing on our property. I have filed a suit against them. I am looking for some testimony from others that have been abused, to show a pattern of behavior, to finish building my case. Anyone who would volunteer their testimony would be greatly appreciated. There are strength in numbers.

A few months ago, I received a promotional check in the mail from them for 1206.20. I had received several checks like this from them in the past but I never cashed them. Unfortunately, this particular time, I was in a bind financially. I had lost my job very unexpectedly and unemployment is just a fraction of what my actual income had been. I had a decision to make between food, utilities, or my car. Receiving that check in the mail was a God send. I had been promised a position with my old company so I finally decided that it was ok to cash the check. Unfortunately, the job didn't pan out but the check was cashed. I have patiently explained my situation and proposed temporary solutions until I get back on my feet, such as paying below the minimum due. They were not receptive of that at all.

Tower Loan is one of the worst loan companies and I would NOT recommend them to anyone. I would strongly advise anyone who was going to use them to reconsider. For a company that is in the business of collections, they sure make it difficult to make a payment. Since I had a loan with them their online payment feature does not work (which I told them numerous times and their response is we get that a lot) and even if it did, they charge a fee to pay online, they charge a fee if you pay by phone. So the only way to make a payment without getting charged is to go to the office, which if you don't have checks means you have to go during business hours.

Researched other loan places and Tower Loan's interest rate are very, very high and they will call you at least 20 times to get your payment in. Then they will call your family members and harass them.

After pressing the issue my money was refunded the next day. Supervisor was concerned and did not want bad ratings.

One day I gotta letter in mail with check from TOWER LOAN for $1,206.20. I was FLAT broke so I IMMEDIATELY called TOWER LOAN to CONFIRM & YES NEED they said I would owe $1,420 which I pay back $142 a month for 10 MOS... LONG story SHORT, it put me on my feet BIG TIME until I got HIRED@ my new JOB!!!

Tower Loan is a rip off. I borrowed $1,500 four years ago in which my payment was close to $200 a month. 2 years later, I was still making payments. You do the math. That's $4,800. I went in the hospital for 22 days and they worried me the whole time because I had a payment due during that time, so when I got home, I had to redo my loan so I could be caught back up. I believe I got a check from them for around $120 and skipped month from making payment so this caught me back up. Unfortunately my payment went from close to $200 to I think $316 a month and again 2 years later I am still paying them except my payment went up $100 and I'm still paying them to this day. So far the last 2 years, I have paid them $7,584 and they still say I owe around $4,000. That's $12,384 for borrowing $1,600. So far, they will wind up getting over $16,000. RIDICULOUS....

This company should be shut down!!! They shouldn't be allowed to be in business. My ex-husband and I have been with these horrific people for several years. We made the AWFUL mistake of cashing a promotion check that they were sending out to people in the community. They sent it to us for the amount of $1000.00. Being that I was in between jobs and were desperate for money, we cashed it. Seriously, the worst mistake ever in my entire life. They have been so unprofessional and they harass you nonstop. They even call your family or people that you put down for a reference. They are vicious and just plain nasty. They don't care about you. Not friendly whatsoever.

Please do not ever, EVER, borrow money from this company! You will regret it if you do. They call and harass you at work or at home. It does not matter to them. They threaten taking you to Court and filing garnishments with your employer all the time. There is no relief from them. You would think as much harassment that they dish out, that they would make millions to retrieve late payments from their customers, but not with their salary. Not sure how they can live with themselves...sleep at night. Guess it just takes an ugly person on the inside to do what they consider is employment.

Dislike the fact they won't send out a statement showing your current balance, payments or any fees they have applied. Even though they say you can make a payment online - you can't. I feel all of this is designed to prohibit you from knowing exactly what you owe them or how your money is being used. The only way to obtain info on your loan is to call them.

I have never done business with a company that will not give you a pay off on a loan that you have with them. Tower Loan told my husband that his pay off on his loan was $1600.00 and change, on a loan he made for $1500.00 & has made 4 payments on. He was caught up in the check scam they mailed him. I also have a loan there, & when my husband went in & made my payment, Tower Loan gave him my financial statement for the loan I had with them. Isn't it against the law for Tower Loan to give out my personal information on the loan I have with them? They never even asked my husband for an ID. He could have been anyone. Tower Loan is the biggest rip off I've seen in my whole life. When you get a loan with them they tell you anything you want to hear just to get you to sign on the dotted line.

I purchased a mattress from FFO and was financed by tower Loan. I paid my payments on time and my car needed a lot of work done on it so Tower Loan financed the work. I MADE MY PAYMENTS WHICH WERE $88.00 A MONTH And the mattress which was 25.00. I am 65 years old and disabled. The office in West Plains got a new manager and he automatically raised my payments to $88 to $125.00 because I missed two because of illness. I continued to send two money orders, one marked mattress payment the other loan payment. The new manager said they were all applied to loan payment and that the new loan payment was going to be $200.00. I have been paying on this for two years and still owe 885.00 on an $1100.00 loan that doesn't compute. Plus I never got receipts because I mailed the payments in since we are in different states. I have no idea where the money went. The office personnel called me so many times a day to the point of harassment along with calling my daughter in Texas and my son in North Dakota. They are rude and dismissive. If someone in the corporate office would write me maybe we can get to an agreement. Signed a 65 year old angry woman.

My husband received a letter in the mail from them. He was pre-qualified for a loan in the amount of $1,206.20. So my husband called the number on the letter to see if we could get that. My husband was told, "oh I have to get a hold to my manager cuz we can't find that letter in our system." Needless to say it's been 3 days & we still haven't heard anything from these liars. Poor way to run a business.

My wife and I went to Tower Loan, for a loan. They told us we were approved for a loan, but once there, they said they could not do anything without my title. So the next few days, my title came in the mail and we returned to receive our loan. We should have said no when they wanted to charge us a fee just to make the loan, $500.00, to be precise. We paid our loan off within 2 months of making it. We were then told my title would be in by 10 working days. It is now a month and a half later and they don't even know where my my title is, and they treat me as though I should not be aggravated. Never again will they get our business, very poor customer service, and no one should charge a fee for a loan. I am in the process of suing Tower Loan just to get my title back!!!

Okay, I recently received a check in the mail from Tower Loan. The letter said there was no need to call, sign, or visit the office, simply cash the check. Even though my husband was angry they were sending live checks on our name through the mail, we wanted to take a family vacation so we cashed it. A week later, we received a letter stating our first payment due date (30 day later) due on August 28th.

I have had a loan with Tower Loan in Laurel, MS for the past year. I actually had two loans with them - one of which was actually for Cowboy Maloneys. I paid that one off.. I paid them pretty good before I changed jobs. I got behind when I changed jobs. I'm in sales so it is taking me a minute for me to get reestablished in my new place of employment. They have called me numerous times a day every single day harassing me about the payments.. They have even proceeded to sue me over the late payments. Instead of giving me a chance to get back on my feet.. It is not so much that they have called wanting their money but it is the manner in which they go about it..

It is not unusual for Tower Loan to lose payments. I have recently had an encounter with them and tried to make Andrew in Bossier verify the payments I had made. He called me a dead beat and they filed suit against me. I sent him proof of the payments and he still said he was right. At court the judge would not hear the case because I had proof. The lawyer also saw the proof and was going to let me know when they had re-adjusted the account. 5 months later and still no response. I also had signed not to have the insurance and since the store manager was not in they gave me a copy of the proof of declining the insurance. It was just a slip of paper signed by my wife with the statement of decline. They are still telling me it is not proof enough because the associate didn't date it. Problem being it is for the full amount of the original insurance premium at time of loan which constitutes proof of when it was signed. If anyone is having similar problems we are working with the FTC and a class action lawyer. Please forward your information to the FTC.

First, I have been dealing with Tower Loan for the past nine and half years and NEVER missed a payment and NEVER was late and any loans that I took out were always paid in full and paid ahead of time!! I recently was turned down, in spite of a perfect credit report where NONE of my credit card payments are late, and in spite of my perfect payment rating with Tower Loan. I managed to secure financing from my bank so they did me a favor by refusing me! However, that did not bother me as much as when I received my credit report I come to find out that Tower Loan lists the SAME account several times making it appear that you have taken out all these consumer finance loans!!!!!!

A few months ago a check arrived in the mail from Tower Loan. I was out of work and we needed to pay some bills. Thinking I would have found a new job soon, I had my wife deposit the check (it was made out to her). 30 days later, we heard nothing from the company, so I called them. They said it was not in the system yet and asked for me to call back in a few days. I did and it was in the system. My wife gave Olivia permission to speak with me as I was not on the actual account. I then went to the online payment website to make a payment, and it was next to impossible - they ask for date of birth but if you enter it, it is rejected, they want the it entered as all zeroes, you have to put name in all CAPITALS too. I had to call Olivia back and have her assist me in making an online payment. The next month I also had to make an online payment.

Worst customer service ever. Threatening, harassing and rude. No compassion. This company is more dirty than a loan shark. Don't ever get a loan there. Go sell your soul to the devil first. Been a loyal customer for 5+ years, and late for a month and the evil comes out. VERY SAD AND DISAPPOINTED.

My name is Robert **. Tower Loan was highly recommended by a close friend. I talked to a man named ** at the office in Olive Branch, Mississippi, 4860 Bethel Rd, 38654. I was trying to borrow $3,500 and he told me they could loan me $1,500. I told him I would have to try and find another vehicle for that price and to give me a couple of days. I called back 3 days later and asked if we were still okay. He said yes. I took the money out of my account and bought what I wanted the following day. I called ** and asked him what paperwork do I need to bring down to their office and he said he would call me back. After several hours, I called him back for him to inform me that because I didn't get the $1,500 the previous weekend, that they we not going to loan the money to me. I asked what happened and he said his supervisor said I should have gotten the money the week before.

In November 2012 I sent a payment for $800.00. However, my funds have been misplaced by the company. They advised for me to contact someone at my bank. I refused. It's not my fault. My funds are lost and no one is doing anything.

A $1,200.00 loan after three years of $140 payments and I am told I owe $4,600.00. Impossible! I have paid almost $5,000 in payments.

In a time of extreme struggle, we received a cashable check with a loan agreement that actually suited our needs to move due to an eviction and lawsuit. The check was cashed for $2,000, and we had gotten settled into our new but small duplex. There were many times that they had called everyone we knew to see if we were coming in the next day to pay them. They even called people that we were friends with who were not on the list. They searched high and low for people we knew, which was extreme and ridiculous by far.

Let me start by saying that when my husband and I met, he had been dealing with Tower Loan for years. We decided not to continue doing business with them due to their ridiculous interest rates on their loans, even for loyal customers. We paid them off thousands of dollars in full to satisfy our accounts with them. My husband's car put him down and we needed to get him another car as quickly as possible for him to be able to get to work. We had about $5,000 in savings for his car. So we decided to go ahead and get him a nicer car. We went to Tower Loan and borrowed the $2,800 to add with what we already had. Keep in mind, we were going to owe back a total of $4,300 for borrowing only $2,800. My husband went and got this check from them on Friday evening.

Richard, the manager of Tower Loans in Batesville, MS came to my home and told me to come to the office and talk about our account because we only owed less than $3000 and he couldn't see filing bankruptcy on that. He asked about how much we were filing on and I told him all together around $6000 or more. He asked me why; I told him that the pressure had gotten to my husband and he wanted to do that. I did not want to file, so that was when he told me if I could make a payment that he could loan us the $3000 so all we would have is one payment.

If you can try and borrow money from family, friends or co-workers, that would be your best bet. Reason being Tower Loan is not a place you want to do business. My husband and I each have a loan through them. He had his loan almost two years before he lost his job. He never missed a payment and he was out of work for about 8 months. They didn't care though I paid what I could afford to on his because his note was much higher than mine. I tried telling them that he was out of work and I was the only one paying bills at the time, along with taking care of three kids. He finally got him a job and when Tower Loan called, he told them he just started his job and they hold out a week so it will be two weeks before he gets paid. But as soon as he does, he's going to bring by some money. They asked how much he could bring and he said he was not sure, because he doesn't know how much his check will be.

This is the second time Bad Business ** Tower loan sued me when I had already paid. Their employees, Glen and Suizaane, told me to pay them off. They treated me like a dog. On the day of court, they dropped the suit. I had to miss work without pay. Later that same day, I continued to get phone calls from them. They told me they were going to sue me and they did. This time in court, they want to make an agreement with me. I paid a $130 all but $15 went to interest. No one has anything good to say about them. I've been a customer since 2008. In 2010, they called the police on me for wanting my money that my husband overpaid on my payoff back. A little kindness and understanding goes a long way. People sometimes have problems.

I am letting you know that if the Tower Loan Company rips you off, call or contact one of the agencies (BBB, State Attorney General and State Insurance Commission). They put insurance on your loan that costs almost as much as amount loaned. They harass you over 10 times a day if you are late and they commit fraud on a regular basis. If you have a problem, they are discourteous and rude. Also, tell all you know how bad they are.

Tower Loan is a rip off! Not only do they charge the absolute maximum interest on anything borrowed, be very careful, they stick you with additional insurance and a rental car agreement when you sign up. Don't ever be late, they'll try to repossess on what you've put up as collateral. Stay away from these people like the plague.

Tower Loan’s employees don't know how to talk to customers. They lie to you and charge you for things you don't agree to. They "never received" a payment from me supposedly, but that was the only time I paid with cash. They call all numbers on your application and inform them about your status on your account, which is illegal as no one should know anything about your account - that's for them to discuss with you and you only. When they speak to you, they are beyond rude and interrupt you when you’re trying to talk to them. They even went as far as threatening to come up to my work; therefore, when this loan is done with, I will never have another one with them. My loan that I have now stated it was interest-free for 12 months, but I'm being charged interest daily and they can't fix it, so they say. Therefore, I will tell everyone that if you’re thinking about taking out a loan, do not use Tower Loan!

Every loan you get, they tact on extra fees for the car - the car e-club that you don't want. I got a loan with them and got behind on it. I've been struggling. Tower Loan garnished my check, for about $700 a month on a $125 a month note. I'm not upset about my garnishment. It is my debt, I owed it. In the meantime, I've made over of about $250 and they won't refund it. Don't use this company, you will be sorry.

I borrowed $1,000.00 in December of 2011 with payments of $125.00. I tried to pay off today and was told that the payoff was $1,681.88. I have already made 7 payments of $125.00 and it will take until 2014 to pay in full for a total of $3,000.00.

They always add on more money to my bill. They tried to tell me I missed a bill so they could charge more money. They checked the pawnshop to see what I have pawned. How I came to know this is one of the workers told me to pawn my gun to pay the bill. And I said, "How do you know I have a gun?" She tried to tell me that I put it on my list for them to get if I don't pay my bill but like I told her, no it isn't. You went through the pawnshop without my consent. She said that they can do whatever they want whenever you owe them money. I just want to get this loan paid off and there won't be anymore.

It is a shame you can't rate this company with less than one star. They are so inept that it isn't funny. They leave messages that a one-year-old could do better. They whisper on the phone, leave threatening messages, and start calling all contacts if it goes 15 days late. Do not use these fools for anything.

My wife and I got a small loan from Tower. About four weeks later, we found it didn't cover auto repairs so went back in and added more. We were told it would be all combined and told what the payment would be. When I got the bill a few weeks later, it wasn't at all as quoted. I called the manager and he said he would get it corrected, just another lie from professionals. Instead of one note we now had 2, the original plus the new one. And if it is not paid on time, they start calling 10-15 times a day. Don't let it go past 7 days or they call the references and threatening them. What a lowlife company to deal with.

My wife and I went to Tower Loan, took out a loan of $2,500.00. My wife kept the loan for a week and then went and paid back in full the $2,500.00 minus the interest accrued by this time. And now, we have a letter in hand telling us we are to pay another $2,100.00 for the interest that the loan never accrued as we asked about a penalty of paying back early and there was not a problem. The manager explained there wasn't a penalty. Now, we are seeing there is a penalty or some kind of a big problem reading in to this letter and seeing we are being ripped off.

I received a prescreened credit offer from Tower - not even an application, but a check that when endorsed constitutes a loan agreement. We opted out (in writing) to the optoutprescreen.com several months ago. Tower Loan stated they could not do anything, that we would have to opt out to their office in Mississippi - and furnish our social security number - otherwise, if the information was not complete, they could not opt out for us. They said they had no way of knowing who opted out, as the offer came from the home office, P.O. Box 320093, Flowood, MS. They refused to furnish a phone number or person at that office to contact in regard to this. I am concerned about fraud, with my name on approved loans in the mail, and being demanded to provide a social security number to a company I obviously do not want to do business with! What good does it do to opt out with the credit reporting agencies, if lenders fail to honor that!

Tower Loan called. I talked to them and told them when I will make a payment. I made a payment on 4/19/2012 on furniture note. I told the lady I will make a payment on 4/22/2012 on the other note. She said she will note the account. On 4/21/2012, Tower called. I told them I had already told them I was coming tomorrow to make a payment. They called me 16 times in 10 minutes, from 6:03pm till 6:13pm. When this is paid, never again with Tower Loan.